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Freudenstein, EmmaRevised March 2023 NOTICE OF CLAIM FORM to the City of Saint Paul, Minnesota Minnesota State Statute 466.05 states that “…every person…who claims damages from any municipality…shall cause to be presented to the governing body of the municipality within 180 days after the alleged loss or injury is discovered a notice stating the time, place, and circumstances thereof, and the amount of compensation or other relief demanded.” Please complete this form in its entirety by clearly typing or printing your answers to each question. If you have additional documentation, you may add those documents to your submission. You will not be contacted by telephone unless clarification is needed. The claim process for investigations can take upwards of four (4) weeks. This form must be signed, dated with all applicable sections completed. Submission this completed form to the Saint Paul City Clerk’s Office by email (cityclerk@ci.stpaul.mn.us), fax (651-266-8574) or mail addressed to “Saint Paul City Clerk, 15 West Kellogg Blvd., Suite 310, Saint Paul, MN 55102”. Claimant: First Name: EMMA Last Name: FREUDENSTEIN Please Indicate Your Pronouns: ☐ She/Her/Hers, ☐ He/Him/His, ☐ They/ Them/Theirs Company or Business Name: OPTUM A/A/O AUTO OWNERS INSURANCE A/S/O EMMA FREUDENSTEIN Is this claim being made by an Insurance Company? YES If yes, what is your Claim/File Number? 300-0765414-2023, EVENT 13353327 Is this claim being made by an Attorney? NO If yes, what is your File Number? N/A If yes, provide your Insured’s/ Client’s Name: N/A Street Address: 9390 BUNSEN PARKWAY City: LOUISVILLE State: KY Zip Code: 40220 Daytime/Work Phone: 1-855-398-6748 Cell Phone: N/A Date of Incident or Date Discovered (Must Complete): 11/26/2023 Time: Unknown Please state, in detail, what happened that prompted you to file a Notice of Claim Form: Your driver at fault for accident. (See attached statement summary.) Please state why or how you feel the City of Saint Paul is responsible for your Damages? Driver failed to obey redlight. Please check the reason that most closely describes the reason for your submitting a claim. Please note the documents that will need to be provided with your completed form. Photographs will be accepted. All documents submitted become the property of the City of Saint Paul and shall not be returned. ☒Automobile damage from a motor vehicle accident: please provide two estimates for repairs or actual bill that has been paid. ☐Automobile damage from a street defect or pothole: please provide two estimates for repairs or actual bill that has been paid. ☐Automobile was towed and may or may not have sustained damage: please provide copy of towing ticket (if available), receipt from Impound Lot, and two estimates for repairs or actual bill that has been paid. ☐Snow Emergency: please provide copy of towing ticket (if available), receipt from Impound Lot, and two estimates for repairs or actual bill that has been paid. ☐Property damage: please provide two estimates for repairs or actual bill that has been paid. ☐You were injured during a motor vehicle accident: please provide police report number, details about injury. ☐You were injured in the City of Saint Paul: please provide police report number, witnesses, and details about injury. Revised March 2023 Continue to page 2 of Notice of Claim Form. Failure to complete and return both pages will result in delays. This section must be completed for all claims. Is there a police report for this incident? NO If yes, please provide the police report case number: N/A If yes, what law enforcement agency responded? Non-emergency police were contacted but did not respond due to non- injury accident. Where did the incident take place? Please provide a street address, intersection or name of city park or facility: University and Fourth Minneapolis MN What would you like to see happen to resolve this claim to your satisfaction? Reimburse OPTUM A/A/O AUTO OWNERS A/S/O Were there witnesses to this incident? No Please provide names and contact phone numbers: N/A For property damage claims, including vehicle accidents. Your vehicle’s information: Year: 2008 Make: Toyota Model: Camry Color: Grey License Plate #: FYY728 State vehicle is registered in: MN Registered owner of vehicle: Thomas Freudenstein Driver: EMMA FREUDENSTEIN Area(s) damaged: Driver side door, rear wheel well, and right front fender. If a City vehicle was involved, License Plate #: 969299 Color: White Was there City insignia on the vehicle? YES - EVIE Driver’s Name: SAMIR SAEED Other property damaged: N/A For injury claims of any type. What part of your body was injured? N/A Did you go to the emergency room or urgent care? NO Where? N/A Was medical treatment received? NO Where? N/A First day of medical treatment? _____________ Are you still receiving medical treatment? NO Did you miss any work as result of this incident? NO Employer(s): _________________________________________________________________________________________________ How much time have you missed from work? _____________________________________________________________________ If you are submitting other documents, please state what you are attaching and how many pages: CLAIM FORM, LETTER, PROOF OF PAYMENT, AGENT AUTHORIZATION LETTER, IVD STATEMENT SUMMARY, SETTLEMENT BREAKDOWN, SALVAGE INVOICE/REPORT, TOTAL LOSS EVALUATION, REGISTRATION FEES, ESTIMATE, PHOTOS, IVD STATEMENT SUMMARY. (1-78 PAGES) By signing this form, you agree that all information provided is true and correct to the best of your knowledge. Please NOTE that submitting a false or misleading claim can and will result in prosecution under Minnesota Statutes. Name of Person completing form: Bonnie K. Decker/OPTUM A/A/O AUTO OWNERS A/S/O EMMA FREUDENSTEIN Signature of Person submitting this form: _______________________________________________________ Revised March 2023 Relationship of person signing to Party making the claim: A/A/O AUTO OWNERS A/S/O EMMA FREUDENSTEIN Date document is being signed: 0402/2024 Type ADJ_NOTES Date 27-NOV-23 Subject Description AOP:73926147--1 Notes 9:10AM SPOKE WITH DRIVER EMMA FREUDENSTEIN, SHE HAD JUST EXITED 35W NORTH AT THE 4TH AVE AND UNIVERSITY EXIT, HAD A GREEN LIGHT AND WAS GOING THROUGH THE INTERSECTION AT THE TOP OF THE EXIT RAMP, INSURED SAID CVD CAME THROUGH THE RED LIGHT FROM HER LEFT SIDE, CV HIT IV IN THE DRIVER SIDE DOOR AND REAR TIRE CAUSING IV TO SPIN OUT AND HIT A FENCE WITH HER FRONT PASSENGER SIDE FENDER. CLAIMANT GOT OUT OF HIS VEHICLE AND CHECKED ON INSURED. INSURED CALLED MPLS PD, THEY ADVISED IF THERE ARE NO INJURIES, THEY WILL NOT COME OUT. INSURED GAVE CLAIMANT HER CONTACT INFORMATION AND INSURANCE INFORMATION. CLAIMANT ADVISED HE DID NOT HAVE A DRIVERS LICENSE OR INSURANCE. CL CLAIMANT MT WAS DRIVING AN EZ RIDE SHARE CAR. DAMAGE TO IV DRIVER SIDE REAR TIRE, DOOR AND QUARTER PANEL AROUND TIRE WELL, FRONT PASSENGER SIDE FENDER, UNDERCARRIAGE IS HANGING AND BUMPER IS CRACKED AND SCRATCHED. ID THINKS DRIVER SIDE REAR TIRE IS TILTED NOT DRIVABLE CV DAMAGE FRONT DRIVER SIDE FENDER. IVS DRIVABLE FATHER THOMAS OWNS IV AND IS POLICY HOLDER. Claim Number: Vehicle: Market Value 1 $5,637.00 Tax Due on Market Value Sales Tax $387.54 Fees Title Fee 8.25 Transfer Tax 10.00 Public Safety Fee 3.50 Technology Fee 2.25 Filing Fee 11.00 Total Title Fee 2 $35.00 Registration Tax Annual Registration Tax 3 35.00 Pro-rated monthly 4 for 4 months $11.67 Wheelage 5 $20.00 Subtotal $6,091.21 Less Deductible (500.00) Amount of Settlement, before Salvage $5,591.21 Less Salvage (1,014.00) Amount of Settlement, after Salvage $4,577.21 1 2 3 4 5 Hennepin County qualifies for Wheelage tax according to MN Statutes, section 163.051 Pro-rated based on registration expiring in 2/2024 and accident occuring in 11/2023 2023 PERSONAL LINE MN TOTAL LOSS PAYMENT Calculation Details 300-0765414-2023 Older Toyota Camry 6.875% x5637 Annual Registration Tax determined using 2023 Department of Public Safety Tax Tables for a Toyota Camry (personal vehicle), with registration expiring in 2/2024 and MSRP of $19230 Market Value based on Total Loss Valuation Report All components of the Total Title Fee obtained from the 2022 Department of Public Safety Tax Tables for Personal Vehicles. COPART AUTO AUCTIONS Date 3/07/24 1526 BUNKER LAKE BLVD HAM LAKE, MN 55304 6921 Visit us at www.copart.com PHONE (763) 772-0700 All Amounts are in USD FINAL INVOICE Copart Lot# 78812013 80 MN - MINNEAPOLIS NORTH Loss Date 11/25/23 Called In 11/30/23 P/U Cleared 12/01/23 A242 PIP886A Pickup Date 12/01/23 RYAN POHLMANN Original Title 2/26/24 AUTO OWNERS - MINNESOTA REGION Trans Title 2/26/24 8574 EAGLE POINT CIRCLE Sale Document 2/26/24 LAKE ELMO, MN 55042 Loss Type COLLISION Description 08 TOYT CAMRY CE GRAY Vehicle ID# 4T1BE46K88U261368 Claim# 300-0765414-2023 License#/ST FYY728 Policy# 5439782901 Mileage 196,295 Loss Code CLS Pickup From 12/1 12/4 Reference# IV1 117 27TH AVE SE Insured THOMAS FREUDENSTEIN MINNEAPOLIS, MN 55414 4410 Owner THOMAS FREUDENSTEIN (612) 900-9260 ADVANCE CHARGES PAID BY COPART ----------- TOTAL ADVANCE CHARGES . . . . . . . . . .00 COPART SERVICE CHARGES PIP FEE/SERVICE FEE . . . . . . . . . . 85.00 ----------- TOTAL COPART SERVICE CHARGES. . . . . . 85.00 TOTAL DUE COPART . . . . . . . . . . . . . . 85.00 PROCEEDS FROM SALE . . . . . . . . . . . . . 1450.00CR *Bid Raised By Internet* CHECK PAYMENT FROM COPART. . . . . . . . . . 1365.00 ------------ NET DUE COPART . . . . . . . . . . . . . . . .00 COPART PAYMENTS DETAIL COPART CHECK# 97874348 03/06/24 1,365.00 SALE INFORMATION Lot# 78812013 Sold To 334035 SPARKS AUTO LLC Sale Date 2/29/24 505 25TH AVE SW STE1 Sale Amount 1450.00 CAMBRIDGE, MN 55008 ACV 5637.00 (612) 227-1896 Repair Est8914.34 Return 25.7% Item# 88 Invoice Date 3/06/24 Cert# 21899808-1 Invoice Amount .00 USD Payment From Buyer 2/29/24 REMIT TO: COPART 4610 WESTAMERICA DRIVE FAIRFIELD, CA 94534 Lot #: 78812013 SELLER INVOICE Date: 3/7/24 2:02 AM Page 1 of 3 Lot #: 78812013 SALES TITLE Date: 3/7/24 2:02 AM Page 2 of 3 Lot #: 78812013 SALES TITLE Date: 3/7/24 2:02 AM Page 3 of 3 Prepared for AUTO-OWNERS INSURANCE © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 1 of 18 REPORT SUMMARY CLAIM INFORMATION Owner Freudenstein, Thomas Shakopee, MN 55379-8051 Loss Vehicle 2008 Toyota Camry XLE Automatic Loss Incident Date 11/26/2023 Claim Reported 11/29/2023 The CCC ONE® Market Valuation Report reflects CCC Intelligent Solutions Inc.’s opinion as to the value of the loss vehicle, based on information provided to CCC by AUTO-OWNERS INSURANCE. Loss vehicle has 25% greater than average mileage of 157,600. INSURANCE INFORMATION Report Reference Number 116306496 Claim Reference 300-0765414-2023-IV1 Adjuster Johnson , C J Appraiser Kroll, Kris Odometer 196,295 Last Updated 11/29/2023 06:14 AM VALUATION SUMMARY Base Vehicle Value $ 5,597.00 Condition Adjustment + $ 40.00 Adjusted Vehicle Value $ 5,637.00 Vehicular Tax (7.2298%)+ $ 407.54 Tax reflects applicable state, county and municipal taxes. Total $ 6,044.54 The total may not represent the total of the settlement as other factors (i.e. other applicable fees) may need to be taken into account. BASE VEHICLE VALUE This is derived per our Valuation methodology described on the next page. ADJUSTED VEHICLE VALUE This is determined by adjusting the Base Vehicle Value to account for the actual condition of the loss vehicle and certain other reported attributes, if any, such as refurbishments and after factory equipment. Any applicable title, registration and other fees owed to the claimant are calculated separately by AUTO- OWNERS INSURANCE and may not be reflected here. Inside the Report Valuation Methodology.............................3 Vehicle Information...................................4 Vehicle Condition......................................7 Taxes and Fees........................................8 Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 2 of 18 REPORT SUMMARY Comparable Vehicles............................... 9 Valuation Notes......................................13 Supplemental Information.......................14 Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 3 of 18 VALUATION METHODOLOGY How was the valuation determined? CLAIM INSPECTION AUTO-OWNERS INSURANCE has provided CCC with the zip code where the loss vehicle is garaged, loss vehicle VIN, mileage, equipment, as well as loss vehicle condition, which is used to assist in determining the value of the loss vehicle. DATABASE REVIEW CCC maintains an extensive database of vehicles that currently are or recently were available for sale in the U.S. This database includes vehicles that CCC employees have physically inspected, as well as vehicles advertised for sale by dealerships or private parties. All of these sources are updated regularly. SEARCH FOR COMPARABLES When a valuation is created the database is searched and comparable vehicles in the area are selected. The zip code where the loss vehicle is garaged determines the starting point for the search. Comparable vehicles are similar to the loss vehicle based on relevant factors. CALCULATE BASE VEHICLE VALUE Adjustments to the price of the selected comparable vehicles are made to reflect differences in vehicle attributes, including mileage and options. Dollar adjustments are based upon market research. Finally, the Base Vehicle Value is the weighted average of the adjusted values of the comparable vehicles based on the following factors: •Source of the data (such as inspected versus advertised) •Similarity (such as equipment, mileage, and year) •Proximity to the loss vehicle’s primary garage location •Recency of information Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 4 of 18 VEHICLE INFORMATION VEHICLE DETAILS Location SHAKOPEE, MN 55379-8051 VIN 4T1BE46K88U261368 Year 2008 Make Toyota Model Camry Trim XLE Body Style Automatic Body Type Sedan Engine - Cylinders 4 Displacement 2.4L Fuel Type Gasoline Carburation MPFI Transmission Automatic Transmission Overdrive Curb Weight 3373 lbs Vehicles sold in the United States are required to have a manufacturer assigned Vehicle Identification Number(VIN). This number provides certain specifications of the vehicle. Please review the information in the Vehicle Information Section to confirm the reported mileage and to verify that the information accurately reflects the options, additional equipment or other aspects of the loss vehicle that may impact the value. VEHICLE HISTORY SUMMARY National Highway Traffic Safety Administration 9 Recalls Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 5 of 18 VEHICLE INFORMATION VEHICLE EQUIPMENT Odometer 196,295 Transmission Automatic Transmission Overdrive Power Power Steering Power Brakes Power Windows Power Locks Power Mirrors Power Driver Seat Power Passenger Seat Power Trunk/Liftgate Decor/Convenience Air Conditioning Climate Control Tilt Wheel Cruise Control Rear Defogger Intermittent Wipers Console/Storage Overhead Console Keyless Entry Telescopic Wheel Message Center Home Link Wood Interior Trim Seating Bucket Seats Leather Seats Heated Seats Radio AM Radio FM Radio Stereo Search/Seek Steering Wheel Touch Controls To the left is the equipment of the loss vehicle that AUTO-OWNERS INSURANCE provided to CCC. Standard This equipment is included in the base configuration of the vehicle at time of purchase. Additional Equipment that is not Standard but was noted to be on the loss vehicle. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 6 of 18 VEHICLE INFORMATION VEHICLE EQUIPMENT Auxiliary Audio Connection Premium Radio Satellite Radio CD Changer/Stacker Wheels Aluminum/Alloy Wheels Roof Electric Glass Roof Safety/Brakes Air Bag (Driver Only) Passenger Air Bag Anti-lock Brakes (4) 4-wheel Disc Brakes Front Side Impact Air Bags Head/Curtain Air Bags Hands Free Alarm Traction Control Stability Control Exterior/Paint/Glass Dual Mirrors Heated Mirrors Fog Lamps Clearcoat Paint Other - Cars California Emissions Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 7 of 18 VEHICLE CONDITION COMPONENT CONDITION Condition Inspection Notes Value Impact INTERIOR Seats PRIVATE OWNER No Comments $ 0 Carpets PRIVATE OWNER No Comments $ 0 Dashboard PRIVATE OWNER No Comments $ 0 Headliner PRIVATE OWNER No Comments $ 0 EXTERIOR Body PRIVATE OWNER No Comments $ 0 Glass PRIVATE OWNER No Comments $ 0 Paint PRIVATE OWNER No Comments $ 0 MECHANICAL Engine PRIVATE OWNER No Comments $ 0 Transmission PRIVATE OWNER No Comments $ 0 TIRES Front Tires DEALER No Comments $ 20 Rear Tires DEALER No Comments $ 20 Total Condition Adjustments $ 40 AUTO-OWNERS INSURANCE uses condition inspection guidelines to determine the condition of key components of the loss vehicle prior to the loss. The guidelines describe physical characteristics for these key components, for the condition selected based upon age. Inspection Notes reflect observations from the appraiser regarding the loss vehicle’s condition. CCC makes dollar adjustments that reflect the impact the reported condition has on the value of the loss vehicle as compared to Private Owner condition. These dollar adjustments are based upon interviews with dealerships across the United States. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 8 of 18 TITLE, REGISTRATION AND OTHER FEES VEHICLE FEES Any applicable title, registration and other fees owed to the claimant are calculated separately by AUTO- OWNERS INSURANCE and are not reflected here. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 9 of 18 COMPARABLE VEHICLES Options Loss Vehicle Comp 1 Comp 2 Comp 3 Odometer 196,295 181,679 182,700 151,666 Automatic Transmission Overdrive Power Steering Power Brakes Power Windows Power Locks Power Mirrors Power Driver Seat Power Passenger Seat Power Trunk/Liftgate Air Conditioning Climate Control Tilt Wheel Cruise Control Rear Defogger Intermittent Wipers Console/Storage Overhead Console Keyless Entry Telescopic Wheel Message Center Home Link Wood Interior Trim Cloth Seats Bucket Seats Leather Seats Heated Seats AM Radio FM Radio Stereo Search/Seek CD Player Steering Wheel Touch Controls Auxiliary Audio Connection Premium Radio Satellite Radio CD Changer/Stacker Wheel Covers Aluminum/Alloy Wheels Comp 1 Updated Date: 10/24/2023 2008 Toyota Camry Xle Automatic 6 3.5l Gasoline Mpfi VIN 4T1BK46K38U069705 Dealership Alexandria Chevrolet Telephone (320) 762-2114 Source Dealer Ad Distance from Shakopee, MN 119 Miles - Alexandria, MN Comp 2 Updated Date: 10/24/2023 2009 Toyota Camry Xle Automatic 6 3.5l Gasoline Efi VIN 4T1BK46K69U081591 Dealership Northtown Auto Sales Telephone (763) 786-3072 Source Dealer Ad Distance from Shakopee, MN 25 Miles - Minneapolis, MN Comp 3 Updated Date: 10/31/2023 2009 Toyota Camry Xle Automatic 6 3.5l Gasoline Efi VIN 4T1BK46K69U092560 Dealership Inver Grove Toyota Telephone (651) 455-6000 Source Autotrader Stock # R2173A Distance from Shakopee, MN 21 Miles - Inver Grove Heights, MN Comparable vehicles used in the determination of the Base Vehicle Value are not intended to be replacement vehicles but are reflective of the market value, and may no longer be available for sale. List Price is the sticker price of an inspected dealer vehicle and the advertised price for the advertised vehicle. Distance is based upon a straight line between loss and comparable vehicle locations. ¹The Condition Adjustment sets that comparable vehicle to Private Owner condition, which the loss vehicle is also compared to in the Vehicle Condition section. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 10 of 18 COMPARABLE VEHICLES Options Loss Vehicle Comp 1 Comp 2 Comp 3 Locking Wheels Electric Glass Roof Drivers Side Air Bag Passenger Air Bag Anti-lock Brakes (4) 4-wheel Disc Brakes Front Side Impact Air Bags Head/Curtain Air Bags Hands Free Alarm Traction Control Stability Control Dual Mirrors Heated Mirrors Privacy Glass Fog Lamps Clearcoat Paint Metallic Paint California Emissions List Price $ 7,980 $ 5,995 $ 8,995 Adjustments: Make/Model/Trim - $ 400 - $ 1,225 - $ 1,225 Options + $ 563 + $ 250 + $ 126 Mileage - $ 347 - $ 134 - $ 1,361 Condition¹- $ 638 - $ 638 - $ 638 Adjusted Comparable Value $ 7,158 $ 4,248 $ 5,897 Options Loss Vehicle Comp 4 Odometer 196,295 122,379 Automatic Transmission Overdrive Power Steering Power Brakes Power Windows Power Locks Power Mirrors Power Driver Seat Comp 4 Updated Date: 11/20/2023 2009 Toyota Camry Xle Automatic 4 2.4l Gasoline Efi VIN 4T4BE46KK9R082319 Dealership G & M Select Autos Inc Telephone (651) 460-3000 Source Dealer Ad Distance from Shakopee, MN 18 Miles - Farmington, MN Comparable vehicles used in the determination of the Base Vehicle Value are not intended to be replacement vehicles but are reflective of the market Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 11 of 18 COMPARABLE VEHICLES Options Loss Vehicle Comp 4 Power Passenger Seat Power Trunk/Liftgate Air Conditioning Climate Control Tilt Wheel Cruise Control Rear Defogger Intermittent Wipers Console/Storage Overhead Console Keyless Entry Telescopic Wheel Message Center Home Link Wood Interior Trim Cloth Seats Bucket Seats Leather Seats Heated Seats AM Radio FM Radio Stereo Search/Seek CD Player Steering Wheel Touch Controls Auxiliary Audio Connection Premium Radio Satellite Radio CD Changer/Stacker Aluminum/Alloy Wheels Electric Glass Roof Drivers Side Air Bag Passenger Air Bag Anti-lock Brakes (4) 4-wheel Disc Brakes Front Side Impact Air Bags Head/Curtain Air Bags Hands Free Alarm Traction Control value, and may no longer be available for sale. List Price is the sticker price of an inspected dealer vehicle and the advertised price for the advertised vehicle. Distance is based upon a straight line between loss and comparable vehicle locations. ¹The Condition Adjustment sets that comparable vehicle to Private Owner condition, which the loss vehicle is also compared to in the Vehicle Condition section. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 12 of 18 COMPARABLE VEHICLES Options Loss Vehicle Comp 4 Stability Control Dual Mirrors Heated Mirrors Privacy Glass Fog Lamps Clearcoat Paint California Emissions List Price $ 9,950 Adjustments: Make/Model/Trim - $ 1,000 Options + $ 375 Mileage - $ 2,878 Condition¹- $ 638 Adjusted Comparable Value $ 5,809 Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 13 of 18 VALUATION NOTES This Market Valuation Report has been prepared exclusively for use by AUTO-OWNERS INSURANCE, and no other person or entity is entitled to or should rely upon this Market Valuation Report and/or any of its contents. CCC is one source of vehicle valuations, and there are other valuation sources available. Statutes concerning vehicle value include Minnesota Statute 72A.201. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 14 of 18 SUPPLEMENTAL INFORMATION NHTSA VEHICLE RECALL NHTSA Campaign ID : 09V388000 Mfg's Report Date : OCT 05, 2009 Component : VEHICLE SPEED CONTROL:ACCELERATOR PEDAL Potential Number Of Units Affected : 3800000 Summary : TOYOTA IS RECALLING CERTAIN MODEL YEAR 2004-2010 PASSENGER VEHICLES. THE ACCELERATOR PEDAL CAN GET STUCK IN THE WIDE OPEN POSITION DUE TO ITS BEING TRAPPED BY AN UNSECURED OR INCOMPATIBLE DRIVER'S FLOOR MAT. Consequence : A STUCK OPEN ACCELERATOR PEDAL MAY RESULT IN VERY HIGH VEHICLE SPEEDS AND MAKE IT DIFFICULT TO STOP THE VEHICLE, WHICH COULD CAUSE A CRASH, SERIOUS INJURY OR DEATH. Remedy : TOYOTA WILL NOTIFY OWNERS OF AFFECTED VEHICLES TO REMOVE ANY DRIVER'S FLOOR MAT AND NOT REPLACE IT WITH ANY OTHER FLOOR MAT PENDING THE DEVELOPMENT OF MODEL-SPECIFIC REMEDIES. TOYOTA WILL MAIL A SECOND NOTIFICATION TO OWNERS OF AFFECTED VEHICLES NOTIFYING THEM OF THE FREE REMEDY WHEN IT IS AVAILABLE. THE FIRST NOTICE IS EXPECTED TO BE MAILED DURING OCTOBER 2009 AND TOYOTA WILL ADVISE NHTSA OF THE ESTIMATED DATE WHEN THE REMEDY PARTS WILL BE AVAILABLE. OWNERS MAY CONTACT TOYOTA AT 1-800-331-4331, LEXUS AT 1-800-255-3987. Notes : OWNERS MAY ALSO CONTACT THE NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION'S VEHICLE SAFETY HOTLINE AT 1-888-327-4236 (TTY 1-800-424-9153), OR GO TO HTTP://WWW.SAFERCAR.GOV . NHTSA Campaign ID : 10V035000 Mfg's Report Date : JAN 26, 2010 Component : EQUIPMENT:OTHER:LABELS Potential Number Of Units Affected : 271417 Summary : GULF STATES TOYOTA IS RECALLING CERTAIN MODEL YEAR 2005-2010 VEHICLES FOR FAILING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL MOTOR VEHICLE SAFETY STANDARD NO. 110, "TIRE SELECTION AND RIMS." THESE VEHICLES WERE SOLD BETWEEN SEPTEMBER 1, 2005 AND JUNE 2, 2008 WITHOUT THE REQUISITE LOAD CARRYING CAPACITY MODIFICATION LABELS. Consequence : THIS DOES NOT MEET THE STANDARD REQUIREMENTS. The National Highway Traffic Safety Administration has issued 9 safety related recall notices that may apply to the above valued vehicle. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 15 of 18 SUPPLEMENTAL INFORMATION Remedy : DEALERS WILL REPLACE THE CERTIFICATION LABEL, THE TIRE AND LOADING INFORMATION LABEL, AND THE LOAD CARRYING CAPACITY MODIFICATION (ADDENDUM) LABEL FREE OF CHARGE. DEALERS WILL ALSO CORRECT THE OWNER'S MANUAL. THE SAFETY RECALL IS EXPECTED TO BEGIN DURING MAY 2010. OWNERS MAY CONTACT GULF STATES TOYOTA AT 713-580-3300. NHTSA Campaign ID : 10V036000 Mfg's Report Date : OCT 01, 2009 Potential Number Of Units Affected : 153418 Summary : SOUTHEAST TOYOTA IS RECALLING CERTAIN MODEL YEAR 2006-2009 SIENNA PASSENGER VEHICLES FOR FAILING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL MOTOR VEHICLE SAFETY STANDARD NO. 110, "TIRE SELECTION AND RIMS." THESE VEHICLES WERE SOLD BETWEEN SEPTEMBER 1, 2005 AND JUNE 2, 2008 WITHOUT THE REQUISITE LOAD CARRYING CAPACITY MODIFICATION LABELS. Consequence : A DRIVER MAY OVERLOAD A VEHICLE WHICH MAY INCREASE THE RISK OF A CRASH. Remedy : DEALERS WILL REPLACE THE LOAD CARRYING CAPACITY MODIFICATION (ADDENDUM) LABEL FREE OF CHARGE. THE RECALL EXPECTED TO BEGIN DURING MAY 2010. OWNERS MAY CONTACT SOUTHEAST TOYOTA AT 1-954-420-2000. NHTSA Campaign ID : 12V491000 Mfg's Report Date : OCT 10, 2012 Component : VISIBILITY:POWER WINDOW DEVICES AND CONTROLS Potential Number Of Units Affected : 2,519,424 Summary : Toyota is recalling certain model year 2007-2009 Camry, Camry Hybrid, RAV4, Corolla, Corolla Matrix, Tundra, Sequoia, Highlander, Highlander Hybrid, Yaris, Scion xB, Scion xD and Pontiac Vibe vehicles. The power window master switch assemblies in some of these vehicles were built using a less precise process for lubricating the internal components of the switch assemblies. Irregularities in this lubrication process may cause the power window master switch assemblies to malfunction and overheat. Consequence : If the switch overheats, it may melt, possibly resulting in a fire. Remedy : Toyota will notify its owners, and dealers will inspect the switch and apply a special grease that inhibits heat build up or replace any switch damaged by the defect, free of charge. Toyota owners that experience a problem with a switch should not attempt to make repairs, but should contact their Toyota dealer or the Toyota Customer Experience Center at 1-800-331-4331. General Motors will contact the Pontiac Vibe owners affected by this recall and GM dealers will inspect and repair switches as necessary. Those owners may contact Pontiac Customer Care at 1-800-762-2737. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 16 of 18 SUPPLEMENTAL INFORMATION Notes : Owners may also contact the National Highway Traffic Safety Administration Vehicle Safety Hotline at 1-888-327-4236 (TTY 1-800-424-9153), or go to www.safercar.gov. Mfg's Report Date : February 3, 2010 Component : EQUIPMENT Potential Number Of Units Affected : 153,418 Summary : SOUTHEAST TOYOTA IS RECALLING CERTAIN MODEL YEAR 2005-2011 PASSENGER VEHICLES FOR FAILING TO COMPLY WITH THE REQUIREMENTS OF FEDERAL MOTOR VEHICLE SAFETY STANDARD NO. 110, "TIRE SELECTION AND RIMS." THESE VEHICLES WERE SOLD WITHOUT THE REQUISITE LOAD CARRYING CAPACITY MODIFICATION LABELS. Remedy : DEALERS WILL MAIL TO CONSUMERS THE CORRECTED LABEL OR THE CUSTOMER WILL HAVE THE OPTION FOR DEALERS TO INSTALL THE LABEL FREE OF CHARGE. THE SAFETY RECALL BEGAN ON MAY 27, 2010. OWNERS MAY CONTACT SOUTHEAST TOYOTA AT 1-800-301-6859. Potential Number Of Units Affected : 271,417 Remedy : DEALERS WILL MAIL TO CONSUMERS THE CORRECTED LABEL OR THE CUSTOMER WILL HAVE THE OPTION FOR DEALERS TO INSTALL THE LABEL FREE OF CHARGE. DEALERS WILL ALSO CORRECT THE OWNER'S MANUAL. THE SAFETY RECALL BEGAN ON MAY 27, 2010. OWNERS MAY CONTACT GULF STATES TOYOTA AT 713-580-3300. NHTSA Campaign ID : 14V743000 Mfg's Report Date : November 19, 2014 Component : SEATS Potential Number Of Units Affected : 3,233 Summary : Southeast Toyota Distributors, LLC (SET) is recalling certain model year 2010-2011 Prius and Corolla, 2009-2011 Venza, 2006-2010 Avalon, 2007-2010 FJ Cruiser, 2005-2011 Sienna and Sequoia, 2006-2011 Tacoma 4x2 and 4x4, Camry, Highlander, Tundra 4x2 and 4x4, and 2007-2011 Rav4 and 4Runner. The affected vehicles may experience compression of the seat cushion which may damage the seat heater wiring. Consequence : Damage to the seat heater wiring could cause the wires to short, increasing the risk of the seat burning and causing personal injury to the occupant. Remedy : SET will notify owners, and dealers will disconnect the heaters with copper strand heating elements and refund the purchase price of the seat heater accessory, free of charge. The recall is expected to began in January 2015. Owners may contact SET customer service at 1-866-405-4226. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 17 of 18 SUPPLEMENTAL INFORMATION NHTSA Campaign ID : 16V396000 Mfg's Report Date : June 2, 2016 Potential Number Of Units Affected : 7,749 Summary : Southeast Toyota Distributors, LLC (SET) is recalling certain 2005-2011 4Runner, Highlander, Sequoia, and Sienna, 2005-2010 Avalon and Tundra, 2006-2008 Camry Solara, 2006-2010 Highlander hybrid, 2006-2011 Rav4 and Tacoma, 2007-2010 FJ Cruiser, 2007-2011 Camry hybrid, 2009-2010 Venza, 2010-2012 Prius, 1988-1990 and 2005-2010 Camry, and 1989 and 2009-2010 Corolla vehicles equipped with aftermarket accessory seat heaters with a copper strand heating element. The electrical wiring in the seat heaters may be damaged when the seat cushion is compressed. Consequence : If damaged, the copper strand heating element may short circuit, increasing the risk of a fire. Remedy : SET will notify owners, and dealers will disconnect the seat heaters, free of charge, and refund the purchase price of the seat heater accessory. The recall began on July 14, 2016. Owners may contact SET customer service at 1-866-405-4226. SET number for this recall is SET16B. NHTSA Campaign ID : 07E082000 Mfg's Report Date : SEP 26, 2007 Potential Number Of Units Affected : 55000 Summary : CERTAIN ALL WEATHER FLOOR MATS (AWFM) SPECIFICALLY SOLD AS AN OPTIONAL ACCESSORY FOR USE ON THE 2007 AND 2008 MODEL YEAR LEXUS ES350 AND TOYOTA CAMRY VEHICLES. THE AWFM INCLUDES TWO GROMMET HOLES AND RETAINING HOOKS (CLIPS) TO SECURE THE MAT TO THE VEHICLE'S CARPET. IF THE AWFM IS NOT SECURED BY ITSELF OR IF IT IS PLACED ON TOP OF AN EXISTING CARPETING FLOOR MAT, THE MAT COULD MOVE FORWARD DURING THE VEHICLE USAGE AND IT MAY INTERFERE WITH THE ACCELERATOR PEDAL. Consequence : THE ACCELERATOR PEDAL MAY TEMPORARILY BECOME STUCK IN A PARTIALLY DEPRESSED POSITION WHEN RETURNING TO THE IDLE POSITION. IF THIS CONDITION OCCURS, IT MAY INCREASE THE POSSIBILITY OF A CRASH. Remedy : TOYOTA WILL NOTIFY OWNERS OF ALL 2007 AND 2008 LEXUS ES350 AND TOYOTA CAMRY VEHICLES ABOUT THE RECALL EVEN THOUGH NOT ALL OF THESE OWNERS WILL HAVE PURCHASED THE ALL WEATHER MATS. IF THE OWNER HAD NOT PURCHASED THE MATS, THEY ARE NOT AFFECTED BY THE RECALL. THIS LETTER WILL ADVISE OWNERS WHEN REPLACEMENT MATS WILL BE AVAILABLE. A SECOND LETTER WILL BE SENT AFTER MATS ARE AVAILABLE REQUESTING OWNERS TO RETURN THEIR MATS TO A LEXUS OR TOYOTO DEALER FOR EXCHANGE OF THE DRIVER'S SIDE MAT. THE FIRST LETTER IS EXPECTED TO BE SENT DURING EARLY OCTOBER 2007 AND THE SECOND IN LATE NOVEMBER 2007. OWNERS CAN CONTACT THE LEXUS CUSTOMER ASSISTANCE CENTER AT 1-800-255-3987 OR THE TOYOTA CUSTOMER EXPERIENCE CENTER AT 1-888-270-9371. Owner: Freudenstein, Thomas Claim: 300-0765414-2023-IV1 © Copyright 2021 CCC Intelligent Solutions Inc. All Rights Reserved.Page 18 of 18 SUPPLEMENTAL INFORMATION Notes : TOYOTA RECALL NOS. 7LB LEXUS AND 70F CAMRY. CUSTOMERS MAY CONTACT THE NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION'S VEHICLE SAFETY HOTLINE AT 1-888-327-4236 (TTY: 1-800-424-9153); OR GO TO HTTP://WWW.SAFERCAR.GOV. INDEPENDENT APPRAISAL SERVICES Workfile ID:2636ee9a iaskroll@gmail.com Wayzata, MN 55391 Phone: (952) 473-0886, FAX:(952) 475-6589 iaskroll@gmail.com For: AUTO-OWNERS INSURANCE MN REGIONAL TEAM Estimate of Record Owner: FREUDENSTEIN, THOMAS Job Number: 49776 Written By: Kristopher Kroll Adjuster: JOHNSON, CJ, (800) 332-2886 x59226 Business Insured: FREUDENSTEIN, THOMAS Policy #: 5439782901 Claim #: 300-0765414-2023-IV1 Type of Loss: Collision Date of Loss: 11/26/2023 5:01 AM Days to Repair: 0 Point of Impact: 08 Left Qtr Post (Left Side) Owner:Inspection Location:Repair Facility: FREUDENSTEIN, THOMAS EMMA FREUDENSTEIN TOTAL LOSS 7204 BERKSHIRE LN 117 27TH AVE SE SHAKOPEE, MN 55379-8051 MINNEAPOLIS, MN 55414-4410 (952) 240-6213 Cell Other (612) 900-9260 Day VEHICLE 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey VIN: 4T1BE46K88U261368 Production Date: 1/2008 Interior Color: Tan License: FYY-728 Odometer: 196,295 Exterior Color: Grey State: MN Condition: TRANSMISSION Overhead Console RADIO Head/Curtain Air Bags Automatic Transmission Wood Interior Trim AM Radio Hands Free Device Overdrive CONVENIENCE FM Radio ROOF POWER Air Conditioning Stereo Electric Glass Sunroof Power Steering Intermittent Wipers Search/Seek SEATS Power Brakes Tilt Wheel Auxiliary Audio Connection Bucket Seats Power Windows Cruise Control Premium Radio Leather Seats Power Locks Rear Defogger Satellite Radio WHEELS Power Mirrors Keyless Entry CD Changer/Stacker Aluminum/Alloy Wheels Heated Mirrors Alarm SAFETY PAINT Power Driver Seat Message Center Drivers Side Air Bag Clear Coat Paint Power Passenger Seat Steering Wheel Touch Controls Passenger Air Bag OTHER DECOR Telescopic Wheel Anti-Lock Brakes (4)Fog Lamps Dual Mirrors Climate Control 4 Wheel Disc Brakes Power Trunk/Liftgate Console/Storage Home Link Front Side Impact Air Bags 11/29/2023 9:23:23 AM 073686 Page 1 Estimate of Record Owner: FREUDENSTEIN, THOMAS Job Number: 49776 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey Line Oper Description Part Number Qty Extended Price $ Labor Paint 1 FRONT BUMPER & GRILLE 2 O/H front bumper 2.3 3 **Repl A/M CAPA Bumper cover US built w/o SE 5211906919 1 327.00 Incl.2.6 4 Add for Clear Coat 1.0 5 Repl RT Hole cover XLE 5212706040 1 20.26 Incl. 6 R&I License panel 0.1 7 Repl RT Side support 5253506030 1 43.21 0.1 8 FENDER 9 **Repl A/M CAPA RT Fender liner 5387506060 1 82.00 0.4 10 ROOF 11 *Blnd LT Outer rail 0.7 12 R&I LT Drip molding 0.4 13 FRONT DOOR 14 *Blnd LT Outer panel 1.1 15 R&I LT Belt molding 0.3 16 R&I LT R&I mirror 0.4 17 R&I LT R&I outside handle 0.3 18 R&I LT R&I trim panel 0.6 19 REAR DOOR 20 *Repl LKQ LT door assy +25%6700406071 1 437.50 6.0 3.2 21 Add for Clear Coat 1.3 22 LT Transfer door glass fixed glass 0.5 23 LT Transfer door glass moveable glass 0.9 24 QUARTER PANEL 25 Repl LT Quarter panel 6160206120 1 942.78 18.5 3.2 26 Overlap Major Adj. Panel -0.4 27 Add for Clear Coat 0.6 28 Repl LT Quarter panel protector 5874806020 1 19.11 0.1 29 REAR SUSPENSION 30 Repl LT Hub & bearing 4246048011 1 659.75 m Incl. 31 Repl LT Strut XLE US built 4854009760 1 182.92 m 1.5 32 Repl LT Knuckle 4230506100 1 384.41 m 2.1 33 Deduct for Overlap -0.4 34 Repl LT Ft lateral arm US built w/o SE 4871006130 1 151.10 m 3.2 35 Deduct for Overlap -0.4 36 WHEELS 37 **Repl RECOND LT/Rear Wheel, alloy 16", 8 spoke US built 4261106361 1 181.00 m 0.3 38 REAR BUMPER 39 **Repl A/M CAPA Bumper cover US built 2.4 liter 5215906950 1 294.00 1.2 3.0 11/29/2023 9:23:23 AM 073686 Page 2 Estimate of Record Owner: FREUDENSTEIN, THOMAS Job Number: 49776 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey 40 Add for Clear Coat 1.2 41 Deduct for Rear Bumper R&I -1.0 42 MISCELLANEOUS OPERATIONS 43 Repl Cover car/bag 1 0.2 44 #Refn Corrosion Protection 0.3 45 #Repl Flex Additive 1 8.50 46 #Refn Color Tint 0.5 47 #Hazardous Waste Disposal 1 3.00 X SUBTOTALS 3,736.54 37.6 18.3 ESTIMATE TOTALS Category Basis Rate Cost $ Parts 3,733.54 Body Labor 37.6 hrs @ $ 70.00 /hr 2,632.00 Paint Labor 18.3 hrs @ $ 70.00 /hr 1,281.00 Paint Supplies 18.3 hrs @ $ 50.00 /hr 915.00 Miscellaneous 3.00 Subtotal 8,564.54 Sales Tax $ 4,648.54 @ 7.5250 % 349.80 Total Cost of Repairs 8,914.34 Deductible 500.00 Total Adjustments 500.00 Net Cost of Repairs 8,414.34 *****************THIS IS NOT AN AUTHORIZATION TO REPAIR**************** ******************ALL SUPPLEMENTS REQUIRE PRIOR APPROVAL*************** THIS PROPERTY DAMAGE APPRAISAL MUST BE PRESENTED TO YOUR CHOSEN REPAIR FACILITY PRIOR TO THE COMMENCEMENT OF ANY REPAIRS. IN THE EVENT THEY NEED TO CONTACT US, ALL PERTINENT CLAIM INFORMATION IS AVAILABLE TO THEM ON THIS FORM. IF ANY ADDITIONAL CHARGES FOR REPAIRS DO ARISE AND IT HAS BEEN DETERMINED THAT THIS APPRAISAL HAS NOT BEEN PROVIDED TO THE REPAIR FACILITY, SAID CHARGES MAY BE DECLINED AND COULD BECOME YOUR RESPONSIBILITY. LABOR RATES ON THIS APPRAISAL ARE BASED UPON THE CURRENT PREVAILING COMPETITIVE BODY SHOP RATES IN THE TWIN CITY AREA AND ARE ESTABLISHED BY THE COLLISION REPAIR INDUSTRY. MN ST 60A.955 - A PERSON WHO FILES A CLAIM WITH INTENT TO DEFRAUD OR HELPS COMMIT A FRAUD AGAINST AN INSURER IS GUILTY OF A CRIME. 11/29/2023 9:23:23 AM 073686 Page 3 Estimate of Record Owner: FREUDENSTEIN, THOMAS Job Number: 49776 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey Estimate based on MOTOR CRASH ESTIMATING GUIDE and potentially other third party sources of data. Unless otherwise noted, (a) all items are derived from the Guide AEM8522, CCC Data Date 11/15/2023, and potentially other third party sources of data; and (b) the parts presented are OEM-parts. OEM parts are manufactured by or for the vehicle's Original Equipment Manufacturer (OEM) according to OEM's specifications for U.S. distribution. OEM parts are available at OE/Vehicle dealerships or the specified supplier. OPT OEM (Optional OEM) or ALT OEM (Alternative OEM) parts are OEM parts that may be provided by or through alternate sources other than the OEM vehicle dealerships with discounted pricing. Asterisk (*) or Double Asterisk (**) indicates that the parts and/or labor data provided by third party sources of data may have been modified or may have come from an alternate data source. Tilde sign (~) items indicate MOTOR Not-Included Labor operations. The symbol (<>) indicates the refinish operation WILL NOT be performed as a separate procedure from the other panels in the estimate. Non-Original Equipment Manufacturer aftermarket parts are described as Non OEM, A/M or NAGS. Used parts are described as LKQ, RCY, or USED. Reconditioned parts are described as Recond. Recored parts are described as Recore. NAGS Part Numbers and Benchmark Prices are provided by National Auto Glass Specifications. Labor operation times listed on the line with the NAGS information are MOTOR suggested labor operation times. NAGS labor operation times are not included. Pound sign (#) items indicate manual entries. Some 2023 vehicles contain minor changes from the previous year. For those vehicles, prior to receiving updated data from the vehicle manufacturer, labor and parts data from the previous year may be used. The CCC ONE estimator has a list of applicable vehicles. Parts numbers and prices should be confirmed with the local dealership. The following is a list of additional abbreviations or symbols that may be used to describe work to be done or parts to be repaired or replaced: SYMBOLS FOLLOWING PART PRICE: m=MOTOR Mechanical component. s=MOTOR Structural component. T=Miscellaneous Taxed charge category. X=Miscellaneous Non-Taxed charge category. SYMBOLS FOLLOWING LABOR: D=Diagnostic labor category. E=Electrical labor category. F=Frame labor category. G=Glass labor category. M=Mechanical labor category. S=Structural labor category. (numbers) 1 through 4=User Defined Labor Categories. OTHER SYMBOLS AND ABBREVIATIONS: Adj.=Adjacent. Algn.=Align. ALU=Aluminum. A/M=Aftermarket part. Blnd=Blend. BOR=Boron steel. CAPA=Certified Automotive Parts Association. D&R=Disconnect and Reconnect. HSS=High Strength Steel. HYD=Hydroformed Steel. Incl.=Included. LKQ=Like Kind and Quality. LT=Left. MAG=Magnesium. Non-Adj.=Non Adjacent. NSF=NSF International Certified Part. O/H=Overhaul. Qty=Quantity. Refn=Refinish. Repl=Replace. R&I=Remove and Install. R&R=Remove and Replace. Rpr=Repair. RT=Right. SAS=Sandwiched Steel. Sect=Section. Subl=Sublet. UHS=Ultra High Strength Steel. N=Note(s) associated with the estimate line. CCC ONE Estimating - A product of CCC Intelligent Services Inc. The following is a list of abbreviations that may be used in CCC ONE Estimating that are not part of the MOTOR CRASH ESTIMATING GUIDE: BAR=Bureau of Automotive Repair. EPA=Environmental Protection Agency. NHTSA= National Highway Transportation and Safety Administration. PDR=Paintless Dent Repair. VIN=Vehicle Identification Number. 11/29/2023 9:23:23 AM 073686 Page 4 Estimate of Record Owner: FREUDENSTEIN, THOMAS Job Number: 49776 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey PARTS SUPPLIER LIST Line Supplier Description Price 3 Keystone-Complete-A-Minneapolis #TO1000329PP $ 327.00 3615 MARSHALL STREET NE A/M CAPA Bumper cover US built w/o SE MINNEAPOLIS MN 55418 (800) 328-1845 (612) 789-1919 9 Keystone-Insurance-A-Minneapolis #TO1251122C $ 82.00 3615 MARSHALL STREET NE A/M CAPA RT Fender liner MINNEAPOLIS MN 55418 (800) 328-1845 (612) 789-1919 37 KeyCom - Keystone - A-Minneapolis #ALYTS059U20 $ 181.00 3615 MARSHALL STREET NE RECOND LT/Rear Wheel, alloy 16", 8 spoke US built MINNEAPOLIS MN 55418 (800) 328-1845 (612) 789-1919 39 Keystone-Insurance-A-Minneapolis #TO1100243PP $ 294.00 3615 MARSHALL STREET NE A/M CAPA Bumper cover US built 2.4 liter MINNEAPOLIS MN 55418 (800) 328-1845 (612) 789-1919 11/29/2023 9:23:23 AM 073686 Page 5 Claim Summary Owner: THOMAS FREUDENSTEIN 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey Insurance Company Company:AUTO-OWNERS INSURANCE Claim #:300-0765414-2023-IV1 Claim Office:MN REGIONAL TEAM Adjuster:CJ JOHNSON Address:Policy #: 5439782901 Phone: Appraisal Company Company:INDEPENDENT APPRAISAL SERVICES Estimator:Kristopher Kroll IA Office:INDEPENDENT APPRAISAL SERVICES Address: iaskroll@gmail.com Wayzata, MN 55391 Job #:49776 Phone: (952) 473-0886 Vehicle Owner Insured:THOMAS FREUDENSTEIN Loss Type:Collision Owner:THOMAS FREUDENSTEIN Cell:(952) 240-6213 7204 BERKSHIRE LN SHAKOPEE, MN 55379-8051 Vehicle Information 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey VIN: 4T1BE46K88U261368 Production Date: 1/2008 Interior Color: Tan License: FYY-728 Odometer: 196,295 Exterior Color: Grey State: MN Condition: Primary Impact Point: Left Qtr Post (Left Side)Drivable: No Secondary Impact Point: Right Front Inspection Information Place of Inspection: EMMA FREUDENSTEIN Address:117 27TH AVE SE MINNEAPOLIS, MN 55414-4410 11/29/2023 9:23:21 AM 073686 Page 1 Claim Summary Owner: THOMAS FREUDENSTEIN 2008 TOYO Camry XLE Automatic 4D SED 4-2.4L Gasoline MPFI Grey Estimate to Repair Total Loss Valuation Estimate $ 8,564.54 Vehicle Valuation $ 0.00 Supp. Taxable Adjustments 0.00 Taxable Subtotal $ 8,564.54 Taxable Subtotal $ 0.00 Tax 349.80 Tax 0.00 Supp. Non-Taxable Adjustments 0.00 Non-Taxable Subtotal $ 8,914.34 Non-Taxable Subtotal $ 0.00 Betterment 0.00 Owner Retained Salvage 0.00 Deductible 500.00 Deductible 500.00 Appearance Allowance 0.00 0% Negligence 0.00 0% Negligence 0.00 Calculated Net Loss $ 8,414.34 Calculated Net Loss $ -500.00 LKQ Parts Included Vehicle Valuation Request# A/M Parts Included Opt OEM Parts Not Included Recond Parts Included Settlement Information Settlement Type: Total Loss Negotiated Settlement: $ -500.00 Settlement Outstanding: $ -500.00 Comments The vehicle was inspected with the owner at her home. There was unrelated damage to the trunk lid. The owner is aware the vehicle is a total loss. The tire tread depth is 7/32" front and 8/32" rear. The CCC Valuation Number is 116306496. The ACV is $5,637.00. Photos were sent to Copart for a Proquote. The ID entry is MKNJUD051. The salvage value is $ 1,014.00. The licene tab expire 02/2024. Copart was not contacted to move the vehicle. Thank you for the assignment. My invoice is in the attachment section Events 11/26/2023 Loss reported 11/26/2023 Loss occurred 11/27/2023 Date assigned. 11/27/2023 9:39 AM Assignment Retrieved. 11/27/2023 9:58 AM Workfile Created. Comments: Workfile was created. 11/27/2023 9:58 AM Associated notes were sent with the assignment and were added to the workfile. 11/27/2023 10:00 AM Payer Type updated - [None] 11/27/2023 10:00 AM Insurance Company updated - AUTO-OWNERS INSURANCE 11/27/2023 10:00 AM Workfile converted to job 11/29/2023 2:10 AM First preliminary estimate line written. 11/29/2023 9:23 AM Estimate of Record created.Total loss threshold reached. 11/29/2023 9:23:21 AM 073686 Page 2 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO20 File Date : 11/29/2023 Label : IMG_3927 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO23 File Date : 11/29/2023 Label : IMG_3939 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO11 File Date : 11/29/2023 Label : IMG_3945 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO14 File Date : 11/29/2023 Label : IMG_3954 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO17 File Date : 11/29/2023 Label : IMG_3948 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO18 File Date : 11/29/2023 Label : IMG_3937 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO19 File Date : 11/29/2023 Label : IMG_3933 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO5 File Date : 11/29/2023 Label : IMG_3947 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO15 File Date : 11/29/2023 Label : IMG_3955 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO16 File Date : 11/29/2023 Label : IMG_3944 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO26 File Date : 11/29/2023 Label : IMG_3924 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO21 File Date : 11/29/2023 Label : IMG_3946 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO32 File Date : 11/29/2023 Label : IMG_3930 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO13 File Date : 11/29/2023 Label : IMG_3949 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO6 File Date : 11/29/2023 Label : IMG_3951 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO4 File Date : 11/29/2023 Label : IMG_3942 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO10 File Date : 11/29/2023 Label : IMG_3956 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO24 File Date : 11/29/2023 Label : IMG_3928 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO29 File Date : 11/29/2023 Label : IMG_3941 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO12 File Date : 11/29/2023 Label : IMG_3929 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO31 File Date : 11/29/2023 Label : IMG_3936 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO22 File Date : 11/29/2023 Label : IMG_3935 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO30 File Date : 11/29/2023 Label : IMG_3925 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO7 File Date : 11/29/2023 Label : IMG_3938 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO9 File Date : 11/29/2023 Label : IMG_3923 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO8 File Date : 11/29/2023 Label : IMG_3950 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO25 File Date : 11/29/2023 Label : IMG_3934 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO27 File Date : 11/29/2023 Label : IMG_3952 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO3 File Date : 11/29/2023 Label : IMG_3943 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO1 File Date : 11/29/2023 Label : IMG_3932 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO2 File Date : 11/29/2023 Label : IMG_3922 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01 Claim Reference Id : 300-0765414-2023-IV1 File Name : PHOTO28 File Date : 11/29/2023 Label : IMG_3940 Note : Owner:THOMAS,FREUDENSTEIN|Style:2 008,TOYO,Camry XLE Automatic|Insure d:THOMAS,FREUDENSTEIN|LossDate:11/2 6/2023|PolicyNumber:5439782901|Clai mRepresentative:JOHNSON|ShopName:TO TAL LOSS|Claimant:THOMAS,FREUDENSTE IN|VIN:4T1BE46K88U261368|InsuranceC ompany:AUTO-OWNERS INSURANCE|Insure dIsOwner:Y|Estimator:Kristopher,Kro ll| Photo Location : TOTAL LOSS Photo Taken By : Kristopher Kroll Estimate Indicator : E01