98-411a + \ 1 \
���.�� 1 e-� V L.�S �� � �
C� t r� �� Qr Council Fi1e #�$��\
:J � � lJ
Green Sheet # 1�1Q �i � �
RESOLUTION
C�Y� F SAINT PAUL, MINNESOTA
� ��
Presented By
Referred To
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
Committee: Date
RESOLVED, that the Liquor On-Sa1e (C), Sunday On-Sale, Restaurant (B), Gambling
Location, and Cigazette licenses (License ID # 31125), held by Debra Johnson, d/b/a Sports
Break, for the premises at 1199 Rice Street in Saint Paul aze hereby suspended for a period of
thirty days, with twenty-three of those days being stayed for a period of eighteen (18) months on
condition that there be no further violations of the law during that period of time. The remaining
seven days suspension of the licenses shall begin at 12:01 a.m. on Wednesday, June 3, 1998 and
ending at 11:59 p.m. on Tuesday, June 9, 1998 for the violation of Lapse in Liquor Liability
Insurance.
This Resolution and the acfion taken above aze based upon all the documents and evidence
presented to the Council, the facts of the current violafion which are summarized in the
December 22, 1997 Notice of Violation letter to the licensee, and such arguments as may have
been presented to the Council at the public hearing. The licensee does not dispute the facts of khe
violation.
Requested by Department of:
By:
Form Approved by City Attorney Y
BY: ` �
Approved by Mayor for Submission to Council
Sy:
�ted by Council: Date \ J �-\�
� VJ
tion Certified by Council Se tary
City Council Offices
4/28/9S
.Tim Reiter, 266-8650
May 13 Public Hearing
puweErtcaa
rzounrw
oxuAt
TOTAL # OF SIGNASURE PAGES
GREEN SHEET
98-y1i
No 60883
u�..a.��� �a„��_
❑ �.,.� ❑ �,.�
� rauxcw.st�mersdrt ❑ asuxu��aEan�ccro
❑ ruroatox�urt� � ❑
(CLIP ALL LOCATIONS FOR SIGNATURE)
Concerning adverse action against licenses held by Bebra Johnson, DBA Sports Break, 1199
Rice Street.
PLANNING COMMISSION
CB COMMITI'EE
CIYIL SERVICE COMMISSION
}ias this persoNfirm evervraketl undtt a coMract torMis deparFment7
YES NO
Has this Pe�so��m ever men a crtY �cbY�� � -
YES NO
Does this Personlfirm Poseess a skill rwt namatll'Possessed bY anY arteM dtY emdoYee9
YES NO
la tlus peteon/fitm a targettd vendof7
YES NO
V'!�(�.�lilAef ,�'i���u.��`�E �,'��t;$�'�
r s
y... ..� !� �
>DVANTAGESIFAPPROYED
L AA�UNT OF TRANSACTION S
NCSOURCE
COSTfREVENUE BUOOETEG (qRCLE ON�
ACTIVRY NUMBER
YES NO
al INFORMATION (EJ�WNJ
ORfGINAL
Presented By
Referred To
f
Committee:
Council File # � �11t
Green Sheet # � O
RESOLUTION
CITY OF SAINT PAUL, MINNESOTA / 2�
� / J
�
RESOLVED, that the Liquor On Sale (C), Sunday On Sale estaurant (B), Gambling
Location, and Cigazette licenses (License ID No. 31125) held by Deb Johnson dlb/a Sports Break
and located at 1199 Rice Street in Saint Paul is hereby suspend or a period of tlurry (30) days
be nnin at 12:01 a.m. on Wednesday, June 3, 1498 and endin t 11:59 p.m. on Tuesday, July 2,
1998 for the violation of Lapse in Liquor Liability Insurance. 's Resolution and the action taken
above are based upon all the documents and evidence pre nted to the Council, the facts of the
current violation which are summarized in the December , 1997 Notice of Violation letter to the
licensee, and such arguments as may have been present to the Council at the public hearing. The
licensee does not dispute the facts of the violation.
xequested by Department of:
>
f�!%�aii �/ �
Adopted by Covn�il: Date
Adoption Cer 'fied
Bye T
Approve by Mayor:
By:
Form Approved by City A[.torney
by Council Secretary �
. BY � �l.ft Q,/�,c�.r � ' ' �, ���—
Date
Approved by Mayor Por Submission to Council
By:
as -y��
UNCONTESTED LICENSE HEARfNG
Licensee Name: Debra Johnson d/b/a Sports Break
Address: 1199 Rice Street
Council Hearing Date: May 13, 1998
Viotation:
Date:
Place:
Lapse of Liquor Liability Insurance
November 1, 1997 through December 4, 1997
Lfcensed Premises
Presumptive Penalty:
Revocation of licenses
Recommendation of Assistant City Attorney on behalf of ciient, Office
of License, Inspections and Environmental Protection:
30 day Suspension of licenses
Attachments:
1. Proposed resolution
2. Letter from attorney admitting to the viotation
3. Notice of Viotatian
4. License information
5. Insurance information
S. MARK VAUGHT
AttorneyAt Luw
Suite 700
Six Wesc Fifrh Saeec
Saint Paul, Minnesop 55102-1420
(612) 247�6400
FAX (612)224-8328
April 16, 1998
Virginia Palmer, Esq.
Assistant City Attorney
400 City Hall
15 West Kellogg Boulevard
Saint Paul, M=nresota 55102
RE: The Matter of the Licenses of Debra Johnson, d/b/a
Sports Break for the premises located at 1199 Rice
Street, Saint Paul, Minnesota
Dear Ms. Palmer:
q8 -4\�
This letter is intended to confirm our telephone conversation
of April 14, 1998, regarding the hearing scheduled for April 15,
1998.
In our conversation, i informed you that my client was
prepared to concede that liquor liability insurance was not in
force and efPect as indicated in the notice of hearing and wished
to proceed directly to a hearing before the City Council to plead
mitigating factors.
Please inform me as to the date of the City Council hearing.
Very -uly yours,
. Mark Vaught
Attorney at Law
�
:.�. -
L c' __ -' .,,�
APR 17 199& "
���� ��������
b�s
ti,
CITY OF SAINT PAUL
Norm Co7eman, Mayor
OFFICE OF THE CITY ATTORNEy
PegBir yArtomey
civ;] Drvrs;on
400 Ciry Hall
IS If'est KelloggBlvd
Sainr Pau1, ��mesora SSIOT
1���11`
Telephone: 6l7 266-87I0
Factimile: 6F2 298-56I9
December 22, 1997
Debra Johnson
Sports Break
1199 Rice Street
Saint Paul, Minnesota 55117
Re:
All licenses held by Debra Johnson d/bJa Sports Break for the premises located at 1199
Rice St. in St. Paul
License ID No. 31125
Dear Ms. Johnson:
The Director of the Office of License, Inspecrions and En��ironmental Protection will recommend
that adverse action be taken against your licenses held at ttie above-named premises. T'his
recommendation is based on the following in#'ormarion:
According to insurance records procided to the O�ce of License, Inspections
and Environmeafal Protection, �•our liquor liability insurance lapsed
hetween November 1,1997 and December 4,1997. Failure fo have liquor
liability insurance is a violarion of Saint Paul Legislative Code §409.065 and
§310.07.
If you do not dispute the above facts, please send me a letter to that effect, and the matter will be
scheduled foi a hearing before the Saint Paul City Council to deternune the appropriate penalry
to impose on your license. You, or someone on your behalf, u�ll have the opportunity to appeaz
before the City Council and make a statement as to the proper penalty, if any, to be imposed.
If you wish to dispute the above facts, you aze entitled to an evidenriary hearing before an
administrative law judge. At that hearing both you and the City will present wimesses, evidence
Page 1
and cross-examine the otL � witnesses. If this is your choice, ple ,�. send me a letter statin g�_
that you aze contesting the facts. Yon wi12 then be sent a notice of the administrative hearing
with the time, date, and place of the hearing, and a brief explanation of the procedures.
Please let me know in writing no later than Friday, Januazy 9, 1998, how you wish to proceed. If
you have any questions, please feel free to call me at 266-8710. If I have not heard from you
by Friday, January 9,1998, I will assume ihat you are not contesting the facts, and the
matfer will be scheduled for the hearing before the City Council.
Sincerely,
��� �LG�i � � „tic.�
Virginia D. Palmer
Assisfant City Attorney
cc: Robert Kessler, Ditector, LIEP
Christine Rozek, LIEP
Kathy Cole, Exec. Director, Dist 6 Platuung Council, 1055 N. Dale St., St. Paul, MN
55117
Page 2
98 - y��
STATE OF MINNSSOTA )
) ss.
COUNTY OF RAMSEY
AFFIDAVIT OF SERVICE BY MAIL
JOP.NNE G. CLEMENTS, being first duly sworn, deposes and says
that on December 22, 1997, she served the attached LETTER on the
following named person by placing a true and correct copy thereof
in an envelope addressed as follows:
Debra Johnson
Sports Break
1199 Rice Street
St_ Paul, MN. 55117
(which is the last known address of said person)
same, with postage prepaid, in the United States
Minnesota.
and depositing the
mails at St. Paul,
Subscribed a�d�worn ,�o��bef�ore me
this 22nd da' of) D� e�b 997.
°18-y�1
Lic ID........-••••......
STAT .....................
Business Name............
Doing Business As........
Address ..................
Zip......................
E�;p Date .................
License Name .............
NOTS AREA ................
iond Policy Number.......
Sond Company .............
tond Effective Date......
ond Expiration Date.....
nsurance Carrier.......,
ns. Policy Number.,.....
nsurance Effective Date.
Zs. Expiration Date.....
asociated Stock Holder..
:aler No ................
x Id ...................
rker Comp Exp Date.....
lephone ................
31125
AC
JOHNSON, DEBRA
SPORTS BREAK
1199 RICE ST
55117
1Oj31J98
CIGF.RETTB
GAI�LII3G LOCATION (CLASS B)
RESTAURA_NT (B)-MORE THAN 12
SEATS
SLR3DAY O?d SALE LIQUOR
LIQ-ON SA
13005
PH I30TICE SET FOR 11-22-95 SENT OUT 10-09-95
99 MAILED, 33 EMAILED, 3 INTEROFFICE
11/22J95 APPN FOR NEW LSQ ON SALE (C), SUNDAY ON
SALE, RESTAURAI3T(B), AND GAMBLING LOCATSON(B)
APP'D C.r, #95-7.386
1/4/96 STATE APPN AND INS IN NAME OF K.D.CORNER
FAXED TO STATE AND ENTIRE FILE GIVEN TO C.ROZBK
TO DBTERMSNE WfiO THE OFFICERS ARE AND WHAT ROLE
DEBRA JOI�'NSON & DIANE SPETEN HASIE IN THE CORP.-LAP
2-16-96--MARK LICENSE ACTIVE PER CHRISTINE ROZEK
--LK--LIC
4/5/96 REQUEST TO ADD OFFICERS REFUIQDED-P.V_ #�
V
9/18/96 C.F. 96-1151 APP`D SUSPENDING ALL
LICENSES FOR ONE DAY. SUSPENSION STAYED FOR
18 MONTHS ON TF3E CONDITION THAT THE LICENSEE PAY
TAE COSTS OF THE ADMINISTRATIVE I3EARING AND REMAIN
S I,AW ABIDING AND OF GOOD MORAL CAARACTER AND HAVE
NO VIOL,ATIONS OF TEH PROVISIONS OF �I3Y ORDINANCE,
LAW OR CONDTTION RELATII3G TO THE OPERATION OF
THIS BUSINESS DURING THE 18 MONTH PERTOD.
11j22/86--I,ETTER SENT REQUIRII3G PAYMENT OF $590.33
IN HEARING COSTS. (PAYMENT DUE 12/20/96) -- T.AR
2/7/97 - RECEIVED $59a.33 FOR HEARING COSTS - LAB
12/4/97 RSCEIVED WARNING NOT TO OPEN E
DUE TO DELINQUENCY AND NO LIQ LIAB INS. AT 3:30PM
KRIS S WENT TO INSPECT. THE BAFt WAS OPEN AND
SERVING.
T.H.E. INSURANCE COMPANY
PEI3UING
12J05/97
11/O1J98
DEBRA RUTH JOHNSON
2212975
L�:L•II�LI:I�]
' PRODdCER - ------"
SUNRISE PARKlNSURANCE AGENCY iNC
2063 COUNN ROAD E, EAST
WHITE BEAR LAKE, MN b5110
612-777-7475
INSURED
DEBRAJOHNSON
DBA: SPORTS BREAK
1199 RICE STREE7
ST PAUL, MN 55117
?�'JCYNUAg[R POLCYFFFEC7NE FOUCYEFPifUITON
_ .. � OL7E IM6Hppy'n DATE �MtND6yy)
1 �-5
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THIS tS 70 CERTiFY T'.-WS THE P011CIES OF WSURhNC't LIST'cD e BEEN ISSUEp TO THE INSUREO N!•,tdED ABUVE FCR THE ?OLICY P'cRIOD
3NDICWED. NOTMiHSTANDING ANY REQL'IREMFM, 7'cRM pR CONDITION OF AM' COMRhGT OR OTtiER DOCUMENT VATH RESPECT TO 41RiICH THIS
CERTIFlCATE MAY BE ISSUm OR tAAY PcRTNN, 7FtE �KSURAYCE :�FDkDED BY THE POLICIES D'cSCR16ED HEREIN IS SU33EGT TO AL(, TNE TERMS,
fXCIUSIONS hND COND([fONS OP SUCH POLICI_S. LiNdTS S!+�',5'N IMY IiqL c BcEN REDl7CED BY PfV� CIWMS.
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CSiy o£ St. Paul/Lit. Div
350 Si- Petez Sueet
Suite 300
Si. Paul, !JN 55102
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ilAA11
, LICENSE RENEWAL INVOICE
. COMPLET� OTHER SIDE OFTHIS PORTION
.4ND RETURN WITX YOUR PAYMENT
State Taz I.D. �: 2212975
License�l.D �
REMIT To: CITY OF SAINT PAUL
O��e of Licenae� yrypcctions
and Eavironme¢�a1 protecpon
3'A A Nnet A Sime 7W
S� Rni. L1�� S31p2
i61�7bbfi/A
License Expiration Bate: 10/31196
Payment Dve Date: 10l31J96
DEBRA R JOHNSON
SPORTS B�tEAK
2278 h'ILO AVE 23
OAKDALE, MN 55128
Ticense Code
2082
2168
2480
2390
�G��
i isen.e \'ame
LIQ-OAT SA.LE-100SEATS2ESS-C -
STJI�'DAY ON SALE LIQUOR -
RESTAURANT (B)-MQRE THAN 12 SEATS
GAMBLING LOCAITON (CLASS B) -
C`�t�re�
Total Amaant Due: 54891.00
�' Pay�8 only lst half i4u y: S�?9�90
� , � � oing BusiMSS at
119s xtcs sr
�.,1 Us • . PAtn., � ss��
Liceace Fee
54200.00 �1 54200.00
S200.00 O1 S200.00
5425.00 O1 S425.00
566.00 O1 566.00
317• � c/ ,�t7, Dc
(Bond andior.insurance if applicable must be submitfed with payment.)
'�31125'�
jnsuranoe Exp. Date : I1101/96 / f� S /{ � �
' { BOMI 8LdI0I inmxnCC lIIS�OIIDffilOII 8II8CLBCI � � (
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---- �V � y \�
ON SALE LIQUOR RENEWAL
LICENSE APPLICATION
CITY OF SAINT PAUL
o�cc ot License, ImpccGon:
and Eavironmcmnl p�vtttGon
350 A. Rb A Sdm 3�]
s:maa.M�, ss�oz
(61Z7]b691D]
Ls� i.n. # �//as
ApplicanUCompan
Doing Business As
Business Address:
Maii To Address:
Strcet Address
Applicant
I�Tame: _ _
Home Address zZ
c� l
ssna Aaa,�e
City
Date of Birth
Ciry
State Zip
�ome Phone: �,���
S�af� Zip
Type of Business: Resraurant X 1 Ciub �1{
HotellMotel
.�j� Manager Infprma ' n f' • �j �
1 .� �:uame: \ ���� G� / Date of Birth: 3/�- J��
Home Address: - l tr�-t� t�- �ti� �� f o t9 �� JV1� S`� � 1 3
� y Street Address � City Stata Zip .
Home Phone: I�� �` ��! l Original Date of Easploymenr -
Are any of the following taxes or charges for the licensed premises unpaid or delinquent?: ;�
Reai Estate Tazes Yes �_ No Personal Property Tazes Yes k No
City Utility Bills Yes _� No Special Assessments Yes � No
If there have been any changes ia interests in premices or finances, or contracts between applicant and any person, corporation,
parmerships, oz any new loans since license was Jast issued, ezplain ia detaIl: _
Liquor is served in the following azeaslrooms (p3ease be specific): ��!
�
Seating Capacity (circle one) IOD seats or ess rner 100 seats
of Applicant
�k myr: Olfw d !1�
Pmt Cn➢Y: li.m.w
over 200 seats
� �� �
Date
�e.id I7/96
S'ticU Address
� Z`�?_ (�i�� ��'"t-e- ��c% ��/�1/t�0 i��✓1 S��p��
OFFICE OF TT� CITY ATTORNEY� � �
PegBir74 CityAnomey �{� `
CITY OF SAINT PAUL
Norm Colenwn, Moyor
Civil Division
4Q0 Ci[y Ha11
IS Y➢estKelloggBlvd
Saint Pau{ Mimusa!¢ 55702
Telephone: 672 266-8710
Facsimile: 6Z2 298-5679
Apri127, 1998
NOTICE OF COUNCIL HEARING
S. Mark Vaught
Attorney at Law
Suite 700, Six West Fifth Street
Saint Paul, Minnesota 55102
RE: Licenses held by Debra Joluison dlb(a Sports Break for the premises located at 1199 Rice
St. in 3t. Paul
License ID No.: 31125
Our File Number: G97-0557
Deaz Mr. Vaught:
Please take notice that a hearing concenung the above-named estabiishment has been scheduled for
5:30 p.m., Wednesday, May 13,1998 in the City Council Chambers, Third Floor, Saint Paul City
Hall and Ramsey County Courthouse.
Enclosed are copies_o�'the proposed resolution and other documents which will be presented to the
City Council for theu consideration. This is an uncontested hearing, in that the fact concerning the
lapse in liquor liability insurance has been admitted. You will have an opportunity at the Council
hearing to present oral and/or written remazks as to the penalty, if any, to be imposed. The
recommendation of the license o�ce wili be for a thirty day suspension of all licenses.
If you have any questions, please call me at 266-8710.
Very truly yours,
��%�� c�
Virginia D. Palmer
Assistant City Attorney
cc: Nancy Anderson, Assistant Council Secretary
Robert Kessler, Director, LIEP
Christine Rozek, LIEP
Kathy Cole, Exec. D'uector, Dist. 6 Pianning Council, 1055 N. Da1e St., St. Paul, MN 55117
' S. MARK VAUGHT � o "�`I i�
Anornev At LLau�
Suiu 700
Six Wesc F3frh Sceec
Saiac Paui, Minnesota 55102-142D
(6i2)297-6400
Ff+X (612) 224-8328
May 13, 1998
The Honorable Dan Bostrom,
President and MemberS,
Saint Paul City Council
Third Floor City Hall
15 West Kellogg Boulevard
Saint Paul, Minnesota 55102
RE: Pubiic Hearing Involving Adverse Action Against Licenses Held
by Debra Johnson, d/b/a Sports Break at 1199 rice Street for
Lapse in Liquor Liability Znsurance; Resolution 98-411;
City Council Egenda Item_37;,_May 13,_ 1998 _. _.�__ =�,_�.__ .�
Dear Councilmembers:
I represent the licensee in the above-referenced matter.
Though the licensee concedes that liquor liability insuranoe
was not in force and effect from November 1, 1997, through December
3, 1997, the licensee believes the violation was neither
intentional nor will£ul, nor even negligent, and asks that the City
Council take the following facts into consideration in determining
what sanction, if any, to apply:
1. The licensee was originally granted the licenses in
question in late November, 1995.
2. The original certificat� - of insurance--(Exhibit.-.A);--=- --.-
appended hereto, showed that all selevant insurance coverages,
including liquor liability insurance were effective November 30,
1995, through November 30, 1996. _ _..
3. Sometime thereafter, a City representative, apparently
from LIEP, called the insurance agent £or the licensee, Christopher
Skelton, and informed him that the coverage dates needed to be
changed so that coverage tarminated on November 1, 1996. The
licenses was not directly informed of this change by either the
City or the agent. The agent made the change requested by the LIEY
and issued a new certificate. The agent' s recollection of this
event is included in a letter dated February 23, 1998 {Exhibit B).
4. As stated above, the licensee had no direct knowledge of
the change and did not receive actual notifiCation of the new
u��
Saint Paul City Council
May 13, 1998
Page Two
����
expiration date until being informed on December 4, 1997, over two
years later that the coverage had lapsed.
5. The licensee, like many licensees in the City £inances
its insurance pac3sage. This particular licensee used Capitol
Indemnity Corporation. The enclosed notice (Exhibit C) covering
the financing £or the current year, indicates an expiration date of
the insurance coverages of Deaember 28, 1997. The licensee
received the notice dated April 29, 1997, assumed it covered all
insurance coverages £inanced, including liquor liability insurance,
and had no actual knowledge of an earlier expiration date until
December 4, 1997.
6. Upon notice that the coverage had in fact lapsed, the
licensee and the insurance agent acted immediately to procure and
bind coverage, evidence of which is attached hereto {Exhibit D) and
whioh became e££ective immediately.
7. The licensee has . not been notified of. any cl"aim _:`� �'p-`='
attributable to the lapse period and in fact believes no actual or
potential claim to exist.
In summary, the licensee submits that any violation was
inadvertent, unintentional and certainly not willful. Nv damage
has been done to any party and the actions or inaations of the
licensee are at most a technical violation of the ordinance.
Ve truly y� s,
S. Mark Vaughttil�
Attorney at Law
EXHIBIT a
This Deelaration Page is attached to and forms part of certificate provisio� {Form SLC-3 USA).
� `,
Previous No. � Authoriry Ref. No. SB � Q �� Certiticate No. �' �9 s y����
I Atame and address Z�,a �O
of the Assured ��� �. �. ` �
alWa s�cs area� (This insurance has been ptaced
ll�s rtt`e stseet with an insu;er that is not
sz. vaut, wt ssiv licsnsed by thss sfate. (n case
o# insolveiicy, �ayment af daims
may not ba guaranteed.)
2 Effeetive from liorember 30, 1945 Lo t7ov�er 3D, i�I6
both days at 12:41 a.m. standard time
3 Insurance is effective with certain
IINDEIiWRITERS AT LLOYD'S, LONDON.
4 Amount . Coveiage Rate
f 354 on BetilQt iI S -- ( -
n�f peclil fGC! gxtluding :i'_� 4__ ',�
S 50.00Q on Contants il PTaod,aa� Etrthqwke ':�: �
S 20,OOH on Earnfngs il
S 2,D� SR/Uqi aa Crtme #1
S 14,00� on 9utldin9 #2
S 3�,000 each occvrrenee.
$ �,OtfO anrtual aggregate
i 100.UQ0 each occurnnce.
S 300.006 armusl a94��
Percentage
woz
Premium
_ -- ` S 2,955.A0
i� �
S 1.9o8.uo
Cawerciat Seasn7 LiabiTity
�tquo� t�abtttt�r
IncSuded
S 4.863.00
PREMIUi6 OEYELOPED Ul�ER THIS POt.IC1' R� SUWEC7 7Q ltItR1E5QTA SURPLUS LI►ffS TA1( �F 3.UZ.
�
5 Speciai conditions �
DEfltlCSISLES: PmPertr - Si.ffOQ eack api erery ciaim, CrSme - 5250 eaeh and ererY c7aim. _..._ i
liabi7ity - S6ti0 eaeh atfd erery clats.
1�itional 7arms and Conditioas as per Property and Liabttity SuppiemeaiaT Declaratioas and the foims
tisted thereon.
6 Service of Suit may be made upon: �� ��
73fi Ith Arenue Nbr York, EIY IOfI19
Dated Oecember i4. 1945 -__��i.*<�:.:�, t;4T33�Ri9RiTi '� �G�:•. .. .. ...
aL NtLtezoa, I6
by � �
- correspon�
' TNIS !';fd1R.+�'!St;: IS :5S!i�D PU{iSSAt�If T01}IE MitIHESDTA
SUnGU_5 ? i;;<q i;a9lJit�YG' AC7 TrtE 7NSiJt?En IS AH EL16161 F
'�'Jr*- Jo :, co :!�SJR£!i BitT IS NOTOTHEflWISE tfEFNSEU BY -- ----
TiiE ST�TF OF MiNNESOTA.IN CASE Oi WSOLYENCY, PAYMH'1T
OF CLAIAAS IS NOT GtiqRpbl7EEp,' b' �
y{��ue ttn.e��p„r
b.on Primioa Co.. Chia{o.
ERHIBIT B
Sunrise Park Insurance Agencv, Inc.
2063 County Road E, East
- White Bear Laice, MN 55I 10
612-777-7475
Fax 612-777-7092
February 23, 1998
Re: Debra Johnson
DBA: Sports Break
1199 Rice Street
St. Paul, MN 55117
���u�i
To Whom it May Concem:
Z have insured this Iocation both for liquor liability and property
coverage since it was purchased by the current owners. All originai
documentation indicated an originai start date for coverage to be effective 1 i-
30-95 effective until 11-30-96. The original policy was bound indicating these
effective and expiration dates. Upon a certificate of liquor liability insnrance
being issuerl to the City of St. Paul I had received a phone cail from licensing
indieating that the coverage dates had to be changed to show an exgirarion
date of 11-1-96 with a new policy period thereafter to be 11-1 — 11-1
annually. Attached is the originat deolarations from ttie insurance carriez who
provided the caverage 1 i-30-95 to expiration and a revised cenificate
showing che requested new eacpiration date of 11-1-96. It is my opinion tl�at
the insured was under the unpression that the 11-30 date was to be t3ie annual
expiration and renewal dates from day 1 as this is when the ariginal dates
were according to the ori�nal policy. PIease call me witk any questions you
may have pertaining to this information.
Sincerety,
��1� ^-�
Christopher T. Skelton
�i T c
iNSUR�YCE • ��pl�pL T1`IDENIl�II7'Y CORPORA7'ION
CONPANY
inidF ��] . SPb�S B�,t��(
�DCRESS K.D. Korner, Inc.
:F !NSllRED 1199 Rice Street
St. Paul, ;�i 55117
;ANCEL-
ATION
r . Yau are hereby netif�ed in accu�dance with the Lrms and cnnditions of the abave mentioned �alicy, and in accordance wdh lavi, that yout insuronce wil{ ceese
�J ai ana frum ihe hour and date mentionCO ab7ve
See the "(mpurtapt Netices" section below far other infarmation that may appty.
� Yau are hereby notifieA in accaNance with the ::cas ard conaRions ofi the abave meationed poli�y, and in actocdarce with faw, that �rour msurance will cease
al anb from the hour and date mentianed a6we for tbe reasonls) s[ated in the "ImpOrtaM Notices" seC.ion telow.
See the "impnrtartt ilotices" section helaw for other infarmation tbat may apQiy
❑'fou are hereoy notified in accorAance with the terms and conditions ot the ahove meMioned palicy, and in accardance with law, that the !nsurance wiil cease
at and from the hour and date mentioaed abave for the Ramn(s) stated in the "ImpottaM Notiees" sectian befow.
I! canceNation �s due to nonpaymeM of premiun, cancefiation can be avoided by paying the premium due ($ � before the eHective date af
this cancellaticn as shawn a6we. If :imety paymeM has been made, pfease advise us ar yaur agent immediately ta aaoid intertuption in coveraga
Prem�vm I L; Unearned Dremium wili be rMUmed to you not later than the eFtective date of cance:lation.
ldjusiment- ❑ premium adjustment wifl be made as soon as praeticabfe aiier cancellatian becames efrective.
❑ Enclosed is S . 6erog ths amourt of mtatn premium ffi pm rata for the un;:r�ired term af this poiicy.
I � A bdl tor the premium eamed ?a ?he time of cancelfation will be fonvarded in tlue cnursz
l_; Other. —__- - - -
�N. � reu ate nerztry nottlied ;n accordanc< with the terms e
yEy�p� and from the hou: ard date mentiaaed ab�ve ar,d the
See the "Imp�rtartt Nntices" section below (or o,her ii
❑ '�u are hera0y notffi:tr in accerdanc? w'�th tha term:
will exqire zflect�ve at artd fmm the hour and date
section below
wii4 NQ� be ranzwec.
ions ot the a*��e mer�ened pohc
above ana the Fotie, viil (�nT be
exp�2
accomance w�th law, that the aoove mentior
ior the reason(s7 sta;ed in !he "lmQortart[
' If nonrenewal is due to terminatwn af ucr affi(iatian xith yrour age�it, sre w�,l :ransser yoar ;,ciicf io a;,oth2r age=}t if you make a wri;te�i rzquest to do so pnor
j to �he r,ar.rznewal date. �his pmision ap;,llas onty to nomernne.rs insurancej
See the "Imacrtant Yoiices" section 6el:rvv tcr ather informatioa that may apply �
igp±. ;�`cu are here�v notihed �n accorJante w�!� ,he t2rms anA conditions of �he aoove mz�'ionad paiici, zrd in aasrdance with law, that a6sva mentioned poliry,
,p�� nh�ch �vili expue eKecti��e at and from the ncw and date meat:oned abwa w�{i be mn=_,vea, hmveoet a; a conddion of renewat the aol:cy fimds of cererage
:NEWAL � x-i� be rrooced antl/or certa�rt policy em�erages :r+il be eiim�ra*,ed as fioilows for !he spetific reason(s) state0 in the "tm,�ortart Hatices" sectian belaw.
� You are herev� nohfied in accordance with ihe terms and ccr.d:tions uf the a6ove nen'.ioned po6cy, ana in acccr6aace wrth larc ,hat !he above menttioaed toircy,
which will expice effective ;t and t!nm :;e hour and date mentionsa above, wifl b> asewed, howev^t, the rereNai wiil ta conditioned on ane or mcra o, „�e
`oticKmg thanges being� made in the renewai policy, such bemg !aver lim�t(51 u't insurance. hi;ner 4eauchble(s), increased premiur: hates a�r higher rating pan:
OAfAXT Reasan(sl Sor cancellaCpn, nonrenewa! or c�ndi6orod renewal {�y�on(a) statea criy if abm2 maraed �tem indicates s�ch1: `
'CfS FAtT.T7RP Tt7 �:iiRn9TT' NADt^?AT. - nrhl7Fd�'ff3'I"�N r'�S PPR (YS4n� RECX3ES7'.
� __
Additiaaaf trforr,�a6on Regasdi� the Reaso�s) fir Canceilation. �Joruenew�i ar 8edeciion in lnsa22e tdoes rrvt apply to casuatty and pmpecty insucartce
primar�ry for business or protessiona! needs not to tet7aiaadons of i�arnca tlee i4 nonpayment uf premiumk You have the right to Anow the speci'ic items
ef pecsonai and priviieged imormation tfiat suD�art the reason given `art^,is ac:ion ;nd the names and addresses af the scurces 4f that ir,fau�ati�n. i; yuu weuld
iike fhis additinnal ir�ormatian }rou may reque,� such iafurmati¢n in writin; aoa we xui pmv�ae yoa with ihe reGUe�ted ir�ormahar, wi!tiin 3u ousirte;s days trom
±ha iate :he request is r�ceived.
You aisa have tte nghf to see antl o6tain coo+es o4 documents refat�r,g ?o :1�s acfion.
!f you request us in writing to correct, 3mer.d or delete arty �ersartal ir'.arma±mr, abaut you naw wtthi� our possession, v+e will �enthin 3C dan of ihe dat2 of
receipt of your request coaect, amend ar oe�et= the iniorma!ion �n C:spe;a, or, ii we reiuse to mahe coae�icn, amendment or deletion, .ve �riil nchfg you af our
refusal fo do sa giving ;he reascns For �efusal, �nd also no;;fy eo;. of ycur ��;'+t to �ive us : conc�se �ta?:ment if what you bef�a;y is the c;rmct information
ana that it rs y�cur nghi b appea{ the disputa `c tf�e Commis�iorer af Comnerce. Y:e ;:iii au: you; �a:e:ra:r, or. file <_o t}at , �+one review+rg yw� fiie w4i1 be
aware of your �tatement and have accecs ^; rt. '
Piease send .ecr wntten requesd t�:
._.._ _. i�an � 3..v ..E� e:i 0 ie ��r5 n �n f.in . ann.r.nna� �ni.r..........i
N6710E OF CAHC£LiATiUN, N0�'REiiE'lVAL
aR CaE1DiTtONEfl RENE4YA1 �j �
(Minnesnta) �� " �l �
I n Yau are heretry nmrt�ed m accomance v�„� �,._ i,.,�:a aw .�•� �• �- �• ���� � -�•
` !� will expirE effeMrve at anA from the haw and date mentioned a6We and the Da6cy wdl NQT De renewed tor �he masoms) sta�ea in t��a "fmyurauc �.��.w
{ sectian helmv.
, '�f nonrenexal is due W�minaUOn of our affifiation wit1 }rour agent. we wi(t hansfer yaur ,eliq to anather age;it if you mzke a wntten 2quest ro d� pnar
� tu the nonrenewa� date (Tr is provision apD��� o�h � homemvners �muranca)
�i See ;he "1 ettant iiotices" section beie,v for ct�er i�torr.fatian that m a001 .
.���. r °ou are hereby natified in accordance wr.h the L>rms and cendi6mfs of the abave m=�tianed Do���Y. an0 in accordance with law. that abo:�e meMioned Da<i�Y.
dXED � u w�i�h will apire e�fectrve at and 's.rom the nour and date merrtloned above, w�ff be rene�ved, hevreaer. as a cundition af 2nevral tbe policy limits af cmerage
.,�� � w�ll be reduced and/ar certaia PalicY covera8es Wi�� b� eliminztEd as failaws far !he specific reasonis) stated in the "lmpartxM Naricss" sect+on 4elaw.
S� !he 'tm orGirt Notice�' sectinn below !ar other i��matian ma[ mav aur� �
Yau aa nereby roniied in acCOtdane° wiih tte ferms and conditions af th= abwe me�¢ianed poii�y, and in accordance with law, that the abwe memianed poGcy,
❑ which wiN eWire effective at and fmm the hour and date menGoned abwe, nili be renewed. hwiever, the renewal wit( he candiGoned an one or more N tfie
Sotlowisfg changes 4eing made in the rertewaf pu;icy. such 'xin8 �m�r ��mif(s) at inwraace. hiqher deductihle(s), ir,creased AremiuMrates andior higher rating plan:
ppq�p� AeasoMs) for cancellatinn, nonrenewal nr cor�ditim�ed retrewa{ (reasaMs) stated anty (f aoc�e marked item indicates mch): �
'IC'c5
Addi6onai ;rformation Reyarding ihe Raascnlsl 1or Caacellatioa Nonrenewai or Reduction in Insurance (does not apply m casuairy and pmperty insarance
pnmanry for 4usinen or pratesswnat needs nor to terminations of i�urance due to nonpaymeM M premiaml: Yau have ma rig; c to know the specific i:ems
of persunal and pnwlegeu mtormation'hffi sLy�oA the reason ��ven for this actioo and the names and addresses of the sources of ihat infcrmatian. lf you would
i�pe this addilionai informatlon you may re4uz�t such i�rma!ion in writinq ard we wdi Fr�vide you with the re4uested '+nformatiun within 3u ousiness days fmm
the 4ate the reAuest is received.
Yau afso have tf:e rigi�t to see and oMain topies of documents re4atSng ta this aciion.
If you reQue�t us in wr�ting !a corre:t, amend or delete arry G�rw�a4 iMacmation about you now wrthin our possession, we wfli wdhm 3� days ef the date af
recaipt of your sequest currecc, amend ar delete the i�"rarmation m uisp�te, or, �f we refuse to maAe corzect+on, amendme� ar del�ian, we wdi netrry wu of o�r
retusal to do s4 givmg the reasans for refusai, and afso r,et+fy yau af yoUr nght :a give us a concisz stat8ment af whst you 6elieve is the carrec: informahon
and that :t is yrour nght to app2at the d�spute ta the Ccmmissianer af Commerce. We wd1 p�t your stateme� on tile sa tha? anynae re»e.vmg yaur fde wili he
aware ot your statement ar,d have access ta it.
Ptease send your written ieauest to: ;n „�, ,,,, ,�„ �: ,�, ,<RO� m=o�v aeumm�ai m�am�nom
Right So +lppeai to the Commissio�rer o� �omma!sE ia9M�g to hameawners insutance): Minnesota law artd ruies Iimit t8e reasons tw �v��ich your homeowners
msuance polsq may be nonrenewed, reCuced as to the limitr of caverage or cwerage efiminated, or foc wh.ch the poGcy may a? cancei?ed. if you beheve this
termmatmn notice �s m violaLOn af Minnesota faw or mfe�, you may, within 30 days cf receivinq this notice, senG a wntten tetter of complaim to ?5a Ca�rmissianer
of Commarce, 133 fasi 7th Street, SF. Pau1, Minnesata 55301.
Repiacemem M ProperiY (Frx1 oc Nomeawners lnsusance: Ii th�s natice aF cancei�at�on or nonreneo+al pertains to a polic/ prcvidirg fire, eztended coverage
and pos;ib4y vandalism and m3liciaus miscGiei ee.erage �r homeowners, cooperafive hnusing ar caado�ain+um insurance or tarm msurance and you .vish to rep'.ace
your pal¢y, yrou shcufd maxe zn effort ±a oMain inmrance Mrougi! anather company in the normal markM. it ;rou rave difficuiTy pmcurrmg replacement cover23e
m the normaf matket, yvu passi4!Y mxf aoW!° >�Gh insurznce through �e tdinnesota ProPerty �nsuraace Placement Fac�tity {Fair Planl. fur turther mformation,
please cantaM your zgent ar [he Fac�lity offic°.
kutomahi!e lnsurence 44an tsttosmadon (applies oafY tn tke termination ai automahile insunncej: You have been not+fied herewfth tRat this ComDamf will au
!anger be cx:rying yaur autamabJe insurarce. �bu are possihly eligible Fa autamob'ste liab+liry insuraace thmuqh anoiher insurer or under the h8innewta Automo-
Gile Insurance Piaa. if the poli�y being termmated was inued under tha Minnesota putomebile insurarce P!an you possibfy may Ce elig�ble to 2zpP�Y for insurance
ur.der tnt Plan Please contaet v�acr a ep,�nt 'ror mo2 ir�nrmation.
P,ppeai m A�s�rcobite lnsuraace P�an Saeming Committee: As yo'ar polic� was one obtauxd thra�dh t,1e h;ianesota Ai �
L ragarm:rg the aaove natificatron of cancel4at�on or ironsenewal that yau may request a hearing anC m6ng by the G
t�an was nct in accordance wdh khe pmv�s�ons af the Plan o't Ooeruan af the Mmnesota Automo6ile fnsnrance
1750. Minnea;olis, Minnesota 55�iD2d8A2.
Insurance Plzq Jvu ace Ce�etr/ advised,
Com�hitte^ of'he Plan if the tormina-
ated et i2� Sauth Si�ch Street, Smte
� Cansumer Ranort: tn compGance mih c e fair CrxQit Reparting h.^t (Pu61ic aw 91�5051. Yuu aie herec�t mfcrmed thzt the action taken abm,z is bemg taken whofiy
or partly becaesz at inEarmatmn cc^ta�ned .a a conwmer report from tfie f� fowmg eonsum°r r^portmg agen�y:
yp pp( — -� ---- — -- --
;e :. .: !?7 un6GRM re!n(IN, 3�!ro!Y �nf, O� Ld
�pJ�(1W� 4OfY —� A��TMdQ�ZEDNtPPESENI>SRE
Renewal of Number
EXHI__ B._ IT D
T_H.E. INS'tTRANCE COMPANY
� �� �� RO
� �� DB�� �4Py � �� , ���
Pol3.cy �io_ 009'7P�8556 1�roduc
SIINRISE PARK INSIIRAt3CE
Name Instlted aIId t+7ai l inq Add2es8 AGENCY� II3C.
IC_D. ICORNER, INC_ 2063 CODNTY ROAD E, EAST
DBA: SPORTS BREAR WHITfi BEAR LAR�'. NIId 55110
1199 RICE STREET
ST. PAiIL, MN 55117
Policy Periods From 12I04j97 ta 11/O1j98 at 12:OI. A.M_ Standard Time at
mailing addreas shown above_
Business Descriptian:
ZN RETURN FOR THE PAYMENT OF THE PRfiMIIIM, AND SIIBJECT TO ALL TERMS OF THIS
POLICY,�WE AGREE WITH YOU TO PROVIDB T$E IN5URANCE AS STATEB ILd THIS POLICY.
THIS POLICY CONSISTS OF 'THE FOLLOWING COVERAGS PARTS FOR WHICH A PREMIi)M IS
INDICATED. THIS PREMTIIM MAY BE SIIBJECT TO ADJLTSTMEN'P.
etq yw: „ c a„�t�i�
COMMERCIAL PROPERTY COVERAGS PART
COMMERCIAL GENERAL LIAB. COVERAGE PART
COI�4IERCIAL CRIME CAVERAGE PART
j�t,� t'nSUitu+t:E }S tSSUED PURSUAN7T�
�T r T E 1�tlflER �: ��IGIBl� Si R�PLl3S
lINE5 i�lSUREA BL'i IS NOT dTHERWIS"c
IGE\S=D BY'!HE 3TATE OF MINNESOT0. tN
�%AF.� ;k WSpLVEi�lCY. PAYMENTCf CL+.lidS IS
riCT GL'rc�Ah'TEc'D.
$
$
$
S
S
S
S
SIIRPLIIS LINES TAX -$ 112.65 TOTAI. PREMY�MS $
STAMPING FEE - $ TAX/FEE/SAFtCHARGE $
PQLICY FEE - $ 50.�0 TOTAL $
OTF�R - $ 150.00 . _
Premi.um shown is payable:$ 4,067.65 at inception;
$ lst Anniversary;
$ 2nd Anniversary;
917.00
2,747.00
91.0�
3,755.00
312.65
4,Q67.6S
Fozm(s) and Eadorsement(s) made part of this policy at time o£ issue :
IIS0071088 ILOOD31185 IL00171185 II,00211185 II�(12450195 OSL001018?
,.
Couatersigned:
1J21/98 MCCO
i�E1t . i
r l � � -_�__,
By
� �
Authorizad Representative
. ^. _ -F
a + \ 1 \
���.�� 1 e-� V L.�S �� � �
C� t r� �� Qr Council Fi1e #�$��\
:J � � lJ
Green Sheet # 1�1Q �i � �
RESOLUTION
C�Y� F SAINT PAUL, MINNESOTA
� ��
Presented By
Referred To
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
Committee: Date
RESOLVED, that the Liquor On-Sa1e (C), Sunday On-Sale, Restaurant (B), Gambling
Location, and Cigazette licenses (License ID # 31125), held by Debra Johnson, d/b/a Sports
Break, for the premises at 1199 Rice Street in Saint Paul aze hereby suspended for a period of
thirty days, with twenty-three of those days being stayed for a period of eighteen (18) months on
condition that there be no further violations of the law during that period of time. The remaining
seven days suspension of the licenses shall begin at 12:01 a.m. on Wednesday, June 3, 1998 and
ending at 11:59 p.m. on Tuesday, June 9, 1998 for the violation of Lapse in Liquor Liability
Insurance.
This Resolution and the acfion taken above aze based upon all the documents and evidence
presented to the Council, the facts of the current violafion which are summarized in the
December 22, 1997 Notice of Violation letter to the licensee, and such arguments as may have
been presented to the Council at the public hearing. The licensee does not dispute the facts of khe
violation.
Requested by Department of:
By:
Form Approved by City Attorney Y
BY: ` �
Approved by Mayor for Submission to Council
Sy:
�ted by Council: Date \ J �-\�
� VJ
tion Certified by Council Se tary
City Council Offices
4/28/9S
.Tim Reiter, 266-8650
May 13 Public Hearing
puweErtcaa
rzounrw
oxuAt
TOTAL # OF SIGNASURE PAGES
GREEN SHEET
98-y1i
No 60883
u�..a.��� �a„��_
❑ �.,.� ❑ �,.�
� rauxcw.st�mersdrt ❑ asuxu��aEan�ccro
❑ ruroatox�urt� � ❑
(CLIP ALL LOCATIONS FOR SIGNATURE)
Concerning adverse action against licenses held by Bebra Johnson, DBA Sports Break, 1199
Rice Street.
PLANNING COMMISSION
CB COMMITI'EE
CIYIL SERVICE COMMISSION
}ias this persoNfirm evervraketl undtt a coMract torMis deparFment7
YES NO
Has this Pe�so��m ever men a crtY �cbY�� � -
YES NO
Does this Personlfirm Poseess a skill rwt namatll'Possessed bY anY arteM dtY emdoYee9
YES NO
la tlus peteon/fitm a targettd vendof7
YES NO
V'!�(�.�lilAef ,�'i���u.��`�E �,'��t;$�'�
r s
y... ..� !� �
>DVANTAGESIFAPPROYED
L AA�UNT OF TRANSACTION S
NCSOURCE
COSTfREVENUE BUOOETEG (qRCLE ON�
ACTIVRY NUMBER
YES NO
al INFORMATION (EJ�WNJ
ORfGINAL
Presented By
Referred To
f
Committee:
Council File # � �11t
Green Sheet # � O
RESOLUTION
CITY OF SAINT PAUL, MINNESOTA / 2�
� / J
�
RESOLVED, that the Liquor On Sale (C), Sunday On Sale estaurant (B), Gambling
Location, and Cigazette licenses (License ID No. 31125) held by Deb Johnson dlb/a Sports Break
and located at 1199 Rice Street in Saint Paul is hereby suspend or a period of tlurry (30) days
be nnin at 12:01 a.m. on Wednesday, June 3, 1498 and endin t 11:59 p.m. on Tuesday, July 2,
1998 for the violation of Lapse in Liquor Liability Insurance. 's Resolution and the action taken
above are based upon all the documents and evidence pre nted to the Council, the facts of the
current violation which are summarized in the December , 1997 Notice of Violation letter to the
licensee, and such arguments as may have been present to the Council at the public hearing. The
licensee does not dispute the facts of the violation.
xequested by Department of:
>
f�!%�aii �/ �
Adopted by Covn�il: Date
Adoption Cer 'fied
Bye T
Approve by Mayor:
By:
Form Approved by City A[.torney
by Council Secretary �
. BY � �l.ft Q,/�,c�.r � ' ' �, ���—
Date
Approved by Mayor Por Submission to Council
By:
as -y��
UNCONTESTED LICENSE HEARfNG
Licensee Name: Debra Johnson d/b/a Sports Break
Address: 1199 Rice Street
Council Hearing Date: May 13, 1998
Viotation:
Date:
Place:
Lapse of Liquor Liability Insurance
November 1, 1997 through December 4, 1997
Lfcensed Premises
Presumptive Penalty:
Revocation of licenses
Recommendation of Assistant City Attorney on behalf of ciient, Office
of License, Inspections and Environmental Protection:
30 day Suspension of licenses
Attachments:
1. Proposed resolution
2. Letter from attorney admitting to the viotation
3. Notice of Viotatian
4. License information
5. Insurance information
S. MARK VAUGHT
AttorneyAt Luw
Suite 700
Six Wesc Fifrh Saeec
Saint Paul, Minnesop 55102-1420
(612) 247�6400
FAX (612)224-8328
April 16, 1998
Virginia Palmer, Esq.
Assistant City Attorney
400 City Hall
15 West Kellogg Boulevard
Saint Paul, M=nresota 55102
RE: The Matter of the Licenses of Debra Johnson, d/b/a
Sports Break for the premises located at 1199 Rice
Street, Saint Paul, Minnesota
Dear Ms. Palmer:
q8 -4\�
This letter is intended to confirm our telephone conversation
of April 14, 1998, regarding the hearing scheduled for April 15,
1998.
In our conversation, i informed you that my client was
prepared to concede that liquor liability insurance was not in
force and efPect as indicated in the notice of hearing and wished
to proceed directly to a hearing before the City Council to plead
mitigating factors.
Please inform me as to the date of the City Council hearing.
Very -uly yours,
. Mark Vaught
Attorney at Law
�
:.�. -
L c' __ -' .,,�
APR 17 199& "
���� ��������
b�s
ti,
CITY OF SAINT PAUL
Norm Co7eman, Mayor
OFFICE OF THE CITY ATTORNEy
PegBir yArtomey
civ;] Drvrs;on
400 Ciry Hall
IS If'est KelloggBlvd
Sainr Pau1, ��mesora SSIOT
1���11`
Telephone: 6l7 266-87I0
Factimile: 6F2 298-56I9
December 22, 1997
Debra Johnson
Sports Break
1199 Rice Street
Saint Paul, Minnesota 55117
Re:
All licenses held by Debra Johnson d/bJa Sports Break for the premises located at 1199
Rice St. in St. Paul
License ID No. 31125
Dear Ms. Johnson:
The Director of the Office of License, Inspecrions and En��ironmental Protection will recommend
that adverse action be taken against your licenses held at ttie above-named premises. T'his
recommendation is based on the following in#'ormarion:
According to insurance records procided to the O�ce of License, Inspections
and Environmeafal Protection, �•our liquor liability insurance lapsed
hetween November 1,1997 and December 4,1997. Failure fo have liquor
liability insurance is a violarion of Saint Paul Legislative Code §409.065 and
§310.07.
If you do not dispute the above facts, please send me a letter to that effect, and the matter will be
scheduled foi a hearing before the Saint Paul City Council to deternune the appropriate penalry
to impose on your license. You, or someone on your behalf, u�ll have the opportunity to appeaz
before the City Council and make a statement as to the proper penalty, if any, to be imposed.
If you wish to dispute the above facts, you aze entitled to an evidenriary hearing before an
administrative law judge. At that hearing both you and the City will present wimesses, evidence
Page 1
and cross-examine the otL � witnesses. If this is your choice, ple ,�. send me a letter statin g�_
that you aze contesting the facts. Yon wi12 then be sent a notice of the administrative hearing
with the time, date, and place of the hearing, and a brief explanation of the procedures.
Please let me know in writing no later than Friday, Januazy 9, 1998, how you wish to proceed. If
you have any questions, please feel free to call me at 266-8710. If I have not heard from you
by Friday, January 9,1998, I will assume ihat you are not contesting the facts, and the
matfer will be scheduled for the hearing before the City Council.
Sincerely,
��� �LG�i � � „tic.�
Virginia D. Palmer
Assisfant City Attorney
cc: Robert Kessler, Ditector, LIEP
Christine Rozek, LIEP
Kathy Cole, Exec. Director, Dist 6 Platuung Council, 1055 N. Dale St., St. Paul, MN
55117
Page 2
98 - y��
STATE OF MINNSSOTA )
) ss.
COUNTY OF RAMSEY
AFFIDAVIT OF SERVICE BY MAIL
JOP.NNE G. CLEMENTS, being first duly sworn, deposes and says
that on December 22, 1997, she served the attached LETTER on the
following named person by placing a true and correct copy thereof
in an envelope addressed as follows:
Debra Johnson
Sports Break
1199 Rice Street
St_ Paul, MN. 55117
(which is the last known address of said person)
same, with postage prepaid, in the United States
Minnesota.
and depositing the
mails at St. Paul,
Subscribed a�d�worn ,�o��bef�ore me
this 22nd da' of) D� e�b 997.
°18-y�1
Lic ID........-••••......
STAT .....................
Business Name............
Doing Business As........
Address ..................
Zip......................
E�;p Date .................
License Name .............
NOTS AREA ................
iond Policy Number.......
Sond Company .............
tond Effective Date......
ond Expiration Date.....
nsurance Carrier.......,
ns. Policy Number.,.....
nsurance Effective Date.
Zs. Expiration Date.....
asociated Stock Holder..
:aler No ................
x Id ...................
rker Comp Exp Date.....
lephone ................
31125
AC
JOHNSON, DEBRA
SPORTS BREAK
1199 RICE ST
55117
1Oj31J98
CIGF.RETTB
GAI�LII3G LOCATION (CLASS B)
RESTAURA_NT (B)-MORE THAN 12
SEATS
SLR3DAY O?d SALE LIQUOR
LIQ-ON SA
13005
PH I30TICE SET FOR 11-22-95 SENT OUT 10-09-95
99 MAILED, 33 EMAILED, 3 INTEROFFICE
11/22J95 APPN FOR NEW LSQ ON SALE (C), SUNDAY ON
SALE, RESTAURAI3T(B), AND GAMBLING LOCATSON(B)
APP'D C.r, #95-7.386
1/4/96 STATE APPN AND INS IN NAME OF K.D.CORNER
FAXED TO STATE AND ENTIRE FILE GIVEN TO C.ROZBK
TO DBTERMSNE WfiO THE OFFICERS ARE AND WHAT ROLE
DEBRA JOI�'NSON & DIANE SPETEN HASIE IN THE CORP.-LAP
2-16-96--MARK LICENSE ACTIVE PER CHRISTINE ROZEK
--LK--LIC
4/5/96 REQUEST TO ADD OFFICERS REFUIQDED-P.V_ #�
V
9/18/96 C.F. 96-1151 APP`D SUSPENDING ALL
LICENSES FOR ONE DAY. SUSPENSION STAYED FOR
18 MONTHS ON TF3E CONDITION THAT THE LICENSEE PAY
TAE COSTS OF THE ADMINISTRATIVE I3EARING AND REMAIN
S I,AW ABIDING AND OF GOOD MORAL CAARACTER AND HAVE
NO VIOL,ATIONS OF TEH PROVISIONS OF �I3Y ORDINANCE,
LAW OR CONDTTION RELATII3G TO THE OPERATION OF
THIS BUSINESS DURING THE 18 MONTH PERTOD.
11j22/86--I,ETTER SENT REQUIRII3G PAYMENT OF $590.33
IN HEARING COSTS. (PAYMENT DUE 12/20/96) -- T.AR
2/7/97 - RECEIVED $59a.33 FOR HEARING COSTS - LAB
12/4/97 RSCEIVED WARNING NOT TO OPEN E
DUE TO DELINQUENCY AND NO LIQ LIAB INS. AT 3:30PM
KRIS S WENT TO INSPECT. THE BAFt WAS OPEN AND
SERVING.
T.H.E. INSURANCE COMPANY
PEI3UING
12J05/97
11/O1J98
DEBRA RUTH JOHNSON
2212975
L�:L•II�LI:I�]
' PRODdCER - ------"
SUNRISE PARKlNSURANCE AGENCY iNC
2063 COUNN ROAD E, EAST
WHITE BEAR LAKE, MN b5110
612-777-7475
INSURED
DEBRAJOHNSON
DBA: SPORTS BREAK
1199 RICE STREE7
ST PAUL, MN 55117
?�'JCYNUAg[R POLCYFFFEC7NE FOUCYEFPifUITON
_ .. � OL7E IM6Hppy'n DATE �MtND6yy)
1 �-5
-� ��—�-�.,.�..^� y::��.v;:•a�.�. �,p�,ar�� y �,�
THIS tS 70 CERTiFY T'.-WS THE P011CIES OF WSURhNC't LIST'cD e BEEN ISSUEp TO THE INSUREO N!•,tdED ABUVE FCR THE ?OLICY P'cRIOD
3NDICWED. NOTMiHSTANDING ANY REQL'IREMFM, 7'cRM pR CONDITION OF AM' COMRhGT OR OTtiER DOCUMENT VATH RESPECT TO 41RiICH THIS
CERTIFlCATE MAY BE ISSUm OR tAAY PcRTNN, 7FtE �KSURAYCE :�FDkDED BY THE POLICIES D'cSCR16ED HEREIN IS SU33EGT TO AL(, TNE TERMS,
fXCIUSIONS hND COND([fONS OP SUCH POLICI_S. LiNdTS S!+�',5'N IMY IiqL c BcEN REDl7CED BY PfV� CIWMS.
�� TYPEQ'INSUFWFK`E
LtR
crac uxs+un
LOMNE?Lihl GENERAL UFBIU7Y
] CS.N!5 MADE ❑ OCCUR
d.N�ER'S E CCATRnCTDR'S Y�20T
�rros�;E uca�un
ANYAUTO
ALL pNJ:O AU7D5
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NON•CYlNEDA:iT05
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EuF1AYERS' itA86J7Y
THEPROPR7EiOR7 �
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PENDlNG
C1TY OF ST PAUL
LiCENSING DIViS10N
350 ST PETER STREET, SUITE 300
ST PAUL, MN 55102
12/D4l97 1 11/01l38
NO R{GHTS UpON
lIMR4
MEOEXP(0.rt�onewsm) jt
GDM9lNEDSINvIE LiN.li � t
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12/04l97
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�300,000 OCCURRENCE
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SNWID AM' Of iHE AHDYE CfStRBEp PpGCIES HE GaNCELL� gFFORE T1�E
cxruunon �TC 7ne�. me �sswna coer�rn vnu v�oenvort To nua
� O DIITS WPo77EH N0710E SO THE CBttiFICATE HOLflER NLt� 7D TiE LEfT.
BUT FNLt �70 I.ypr. St�tH NOTICE SNAL.� ! C5E �HO OBt16A 00. LKeRRY
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St. Paul, L'N 55117
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+F*t:AME SO 8E C2ANGED 027 lICENSE 20 HEN' '1.•D- RORNEB, ZT.C. DBA: ' R.D. XDRi:bR`
CSiy o£ St. Paul/Lit. Div
350 Si- Petez Sueet
Suite 300
Si. Paul, !JN 55102
' ...._. . .
s�wu�e �xr a nrt xwc asa+s� +aacaz sc c.r+cEUm eawe x�c �
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ilAA11
, LICENSE RENEWAL INVOICE
. COMPLET� OTHER SIDE OFTHIS PORTION
.4ND RETURN WITX YOUR PAYMENT
State Taz I.D. �: 2212975
License�l.D �
REMIT To: CITY OF SAINT PAUL
O��e of Licenae� yrypcctions
and Eavironme¢�a1 protecpon
3'A A Nnet A Sime 7W
S� Rni. L1�� S31p2
i61�7bbfi/A
License Expiration Bate: 10/31196
Payment Dve Date: 10l31J96
DEBRA R JOHNSON
SPORTS B�tEAK
2278 h'ILO AVE 23
OAKDALE, MN 55128
Ticense Code
2082
2168
2480
2390
�G��
i isen.e \'ame
LIQ-OAT SA.LE-100SEATS2ESS-C -
STJI�'DAY ON SALE LIQUOR -
RESTAURANT (B)-MQRE THAN 12 SEATS
GAMBLING LOCAITON (CLASS B) -
C`�t�re�
Total Amaant Due: 54891.00
�' Pay�8 only lst half i4u y: S�?9�90
� , � � oing BusiMSS at
119s xtcs sr
�.,1 Us • . PAtn., � ss��
Liceace Fee
54200.00 �1 54200.00
S200.00 O1 S200.00
5425.00 O1 S425.00
566.00 O1 566.00
317• � c/ ,�t7, Dc
(Bond andior.insurance if applicable must be submitfed with payment.)
'�31125'�
jnsuranoe Exp. Date : I1101/96 / f� S /{ � �
' { BOMI 8LdI0I inmxnCC lIIS�OIIDffilOII 8II8CLBCI � � (
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---- �V � y \�
ON SALE LIQUOR RENEWAL
LICENSE APPLICATION
CITY OF SAINT PAUL
o�cc ot License, ImpccGon:
and Eavironmcmnl p�vtttGon
350 A. Rb A Sdm 3�]
s:maa.M�, ss�oz
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Ls� i.n. # �//as
ApplicanUCompan
Doing Business As
Business Address:
Maii To Address:
Strcet Address
Applicant
I�Tame: _ _
Home Address zZ
c� l
ssna Aaa,�e
City
Date of Birth
Ciry
State Zip
�ome Phone: �,���
S�af� Zip
Type of Business: Resraurant X 1 Ciub �1{
HotellMotel
.�j� Manager Infprma ' n f' • �j �
1 .� �:uame: \ ���� G� / Date of Birth: 3/�- J��
Home Address: - l tr�-t� t�- �ti� �� f o t9 �� JV1� S`� � 1 3
� y Street Address � City Stata Zip .
Home Phone: I�� �` ��! l Original Date of Easploymenr -
Are any of the following taxes or charges for the licensed premises unpaid or delinquent?: ;�
Reai Estate Tazes Yes �_ No Personal Property Tazes Yes k No
City Utility Bills Yes _� No Special Assessments Yes � No
If there have been any changes ia interests in premices or finances, or contracts between applicant and any person, corporation,
parmerships, oz any new loans since license was Jast issued, ezplain ia detaIl: _
Liquor is served in the following azeaslrooms (p3ease be specific): ��!
�
Seating Capacity (circle one) IOD seats or ess rner 100 seats
of Applicant
�k myr: Olfw d !1�
Pmt Cn➢Y: li.m.w
over 200 seats
� �� �
Date
�e.id I7/96
S'ticU Address
� Z`�?_ (�i�� ��'"t-e- ��c% ��/�1/t�0 i��✓1 S��p��
OFFICE OF TT� CITY ATTORNEY� � �
PegBir74 CityAnomey �{� `
CITY OF SAINT PAUL
Norm Colenwn, Moyor
Civil Division
4Q0 Ci[y Ha11
IS Y➢estKelloggBlvd
Saint Pau{ Mimusa!¢ 55702
Telephone: 672 266-8710
Facsimile: 6Z2 298-5679
Apri127, 1998
NOTICE OF COUNCIL HEARING
S. Mark Vaught
Attorney at Law
Suite 700, Six West Fifth Street
Saint Paul, Minnesota 55102
RE: Licenses held by Debra Joluison dlb(a Sports Break for the premises located at 1199 Rice
St. in 3t. Paul
License ID No.: 31125
Our File Number: G97-0557
Deaz Mr. Vaught:
Please take notice that a hearing concenung the above-named estabiishment has been scheduled for
5:30 p.m., Wednesday, May 13,1998 in the City Council Chambers, Third Floor, Saint Paul City
Hall and Ramsey County Courthouse.
Enclosed are copies_o�'the proposed resolution and other documents which will be presented to the
City Council for theu consideration. This is an uncontested hearing, in that the fact concerning the
lapse in liquor liability insurance has been admitted. You will have an opportunity at the Council
hearing to present oral and/or written remazks as to the penalty, if any, to be imposed. The
recommendation of the license o�ce wili be for a thirty day suspension of all licenses.
If you have any questions, please call me at 266-8710.
Very truly yours,
��%�� c�
Virginia D. Palmer
Assistant City Attorney
cc: Nancy Anderson, Assistant Council Secretary
Robert Kessler, Director, LIEP
Christine Rozek, LIEP
Kathy Cole, Exec. D'uector, Dist. 6 Pianning Council, 1055 N. Da1e St., St. Paul, MN 55117
' S. MARK VAUGHT � o "�`I i�
Anornev At LLau�
Suiu 700
Six Wesc F3frh Sceec
Saiac Paui, Minnesota 55102-142D
(6i2)297-6400
Ff+X (612) 224-8328
May 13, 1998
The Honorable Dan Bostrom,
President and MemberS,
Saint Paul City Council
Third Floor City Hall
15 West Kellogg Boulevard
Saint Paul, Minnesota 55102
RE: Pubiic Hearing Involving Adverse Action Against Licenses Held
by Debra Johnson, d/b/a Sports Break at 1199 rice Street for
Lapse in Liquor Liability Znsurance; Resolution 98-411;
City Council Egenda Item_37;,_May 13,_ 1998 _. _.�__ =�,_�.__ .�
Dear Councilmembers:
I represent the licensee in the above-referenced matter.
Though the licensee concedes that liquor liability insuranoe
was not in force and effect from November 1, 1997, through December
3, 1997, the licensee believes the violation was neither
intentional nor will£ul, nor even negligent, and asks that the City
Council take the following facts into consideration in determining
what sanction, if any, to apply:
1. The licensee was originally granted the licenses in
question in late November, 1995.
2. The original certificat� - of insurance--(Exhibit.-.A);--=- --.-
appended hereto, showed that all selevant insurance coverages,
including liquor liability insurance were effective November 30,
1995, through November 30, 1996. _ _..
3. Sometime thereafter, a City representative, apparently
from LIEP, called the insurance agent £or the licensee, Christopher
Skelton, and informed him that the coverage dates needed to be
changed so that coverage tarminated on November 1, 1996. The
licenses was not directly informed of this change by either the
City or the agent. The agent made the change requested by the LIEY
and issued a new certificate. The agent' s recollection of this
event is included in a letter dated February 23, 1998 {Exhibit B).
4. As stated above, the licensee had no direct knowledge of
the change and did not receive actual notifiCation of the new
u��
Saint Paul City Council
May 13, 1998
Page Two
����
expiration date until being informed on December 4, 1997, over two
years later that the coverage had lapsed.
5. The licensee, like many licensees in the City £inances
its insurance pac3sage. This particular licensee used Capitol
Indemnity Corporation. The enclosed notice (Exhibit C) covering
the financing £or the current year, indicates an expiration date of
the insurance coverages of Deaember 28, 1997. The licensee
received the notice dated April 29, 1997, assumed it covered all
insurance coverages £inanced, including liquor liability insurance,
and had no actual knowledge of an earlier expiration date until
December 4, 1997.
6. Upon notice that the coverage had in fact lapsed, the
licensee and the insurance agent acted immediately to procure and
bind coverage, evidence of which is attached hereto {Exhibit D) and
whioh became e££ective immediately.
7. The licensee has . not been notified of. any cl"aim _:`� �'p-`='
attributable to the lapse period and in fact believes no actual or
potential claim to exist.
In summary, the licensee submits that any violation was
inadvertent, unintentional and certainly not willful. Nv damage
has been done to any party and the actions or inaations of the
licensee are at most a technical violation of the ordinance.
Ve truly y� s,
S. Mark Vaughttil�
Attorney at Law
EXHIBIT a
This Deelaration Page is attached to and forms part of certificate provisio� {Form SLC-3 USA).
� `,
Previous No. � Authoriry Ref. No. SB � Q �� Certiticate No. �' �9 s y����
I Atame and address Z�,a �O
of the Assured ��� �. �. ` �
alWa s�cs area� (This insurance has been ptaced
ll�s rtt`e stseet with an insu;er that is not
sz. vaut, wt ssiv licsnsed by thss sfate. (n case
o# insolveiicy, �ayment af daims
may not ba guaranteed.)
2 Effeetive from liorember 30, 1945 Lo t7ov�er 3D, i�I6
both days at 12:41 a.m. standard time
3 Insurance is effective with certain
IINDEIiWRITERS AT LLOYD'S, LONDON.
4 Amount . Coveiage Rate
f 354 on BetilQt iI S -- ( -
n�f peclil fGC! gxtluding :i'_� 4__ ',�
S 50.00Q on Contants il PTaod,aa� Etrthqwke ':�: �
S 20,OOH on Earnfngs il
S 2,D� SR/Uqi aa Crtme #1
S 14,00� on 9utldin9 #2
S 3�,000 each occvrrenee.
$ �,OtfO anrtual aggregate
i 100.UQ0 each occurnnce.
S 300.006 armusl a94��
Percentage
woz
Premium
_ -- ` S 2,955.A0
i� �
S 1.9o8.uo
Cawerciat Seasn7 LiabiTity
�tquo� t�abtttt�r
IncSuded
S 4.863.00
PREMIUi6 OEYELOPED Ul�ER THIS POt.IC1' R� SUWEC7 7Q ltItR1E5QTA SURPLUS LI►ffS TA1( �F 3.UZ.
�
5 Speciai conditions �
DEfltlCSISLES: PmPertr - Si.ffOQ eack api erery ciaim, CrSme - 5250 eaeh and ererY c7aim. _..._ i
liabi7ity - S6ti0 eaeh atfd erery clats.
1�itional 7arms and Conditioas as per Property and Liabttity SuppiemeaiaT Declaratioas and the foims
tisted thereon.
6 Service of Suit may be made upon: �� ��
73fi Ith Arenue Nbr York, EIY IOfI19
Dated Oecember i4. 1945 -__��i.*<�:.:�, t;4T33�Ri9RiTi '� �G�:•. .. .. ...
aL NtLtezoa, I6
by � �
- correspon�
' TNIS !';fd1R.+�'!St;: IS :5S!i�D PU{iSSAt�If T01}IE MitIHESDTA
SUnGU_5 ? i;;<q i;a9lJit�YG' AC7 TrtE 7NSiJt?En IS AH EL16161 F
'�'Jr*- Jo :, co :!�SJR£!i BitT IS NOTOTHEflWISE tfEFNSEU BY -- ----
TiiE ST�TF OF MiNNESOTA.IN CASE Oi WSOLYENCY, PAYMH'1T
OF CLAIAAS IS NOT GtiqRpbl7EEp,' b' �
y{��ue ttn.e��p„r
b.on Primioa Co.. Chia{o.
ERHIBIT B
Sunrise Park Insurance Agencv, Inc.
2063 County Road E, East
- White Bear Laice, MN 55I 10
612-777-7475
Fax 612-777-7092
February 23, 1998
Re: Debra Johnson
DBA: Sports Break
1199 Rice Street
St. Paul, MN 55117
���u�i
To Whom it May Concem:
Z have insured this Iocation both for liquor liability and property
coverage since it was purchased by the current owners. All originai
documentation indicated an originai start date for coverage to be effective 1 i-
30-95 effective until 11-30-96. The original policy was bound indicating these
effective and expiration dates. Upon a certificate of liquor liability insnrance
being issuerl to the City of St. Paul I had received a phone cail from licensing
indieating that the coverage dates had to be changed to show an exgirarion
date of 11-1-96 with a new policy period thereafter to be 11-1 — 11-1
annually. Attached is the originat deolarations from ttie insurance carriez who
provided the caverage 1 i-30-95 to expiration and a revised cenificate
showing che requested new eacpiration date of 11-1-96. It is my opinion tl�at
the insured was under the unpression that the 11-30 date was to be t3ie annual
expiration and renewal dates from day 1 as this is when the ariginal dates
were according to the ori�nal policy. PIease call me witk any questions you
may have pertaining to this information.
Sincerety,
��1� ^-�
Christopher T. Skelton
�i T c
iNSUR�YCE • ��pl�pL T1`IDENIl�II7'Y CORPORA7'ION
CONPANY
inidF ��] . SPb�S B�,t��(
�DCRESS K.D. Korner, Inc.
:F !NSllRED 1199 Rice Street
St. Paul, ;�i 55117
;ANCEL-
ATION
r . Yau are hereby netif�ed in accu�dance with the Lrms and cnnditions of the abave mentioned �alicy, and in accordance wdh lavi, that yout insuronce wil{ ceese
�J ai ana frum ihe hour and date mentionCO ab7ve
See the "(mpurtapt Netices" section below far other infarmation that may appty.
� Yau are hereby notifieA in accaNance with the ::cas ard conaRions ofi the abave meationed poli�y, and in actocdarce with faw, that �rour msurance will cease
al anb from the hour and date mentianed a6we for tbe reasonls) s[ated in the "ImpOrtaM Notices" seC.ion telow.
See the "impnrtartt ilotices" section helaw for other infarmation tbat may apQiy
❑'fou are hereoy notified in accorAance with the terms and conditions ot the ahove meMioned palicy, and in accardance with law, that the !nsurance wiil cease
at and from the hour and date mentioaed abave for the Ramn(s) stated in the "ImpottaM Notiees" sectian befow.
I! canceNation �s due to nonpaymeM of premiun, cancefiation can be avoided by paying the premium due ($ � before the eHective date af
this cancellaticn as shawn a6we. If :imety paymeM has been made, pfease advise us ar yaur agent immediately ta aaoid intertuption in coveraga
Prem�vm I L; Unearned Dremium wili be rMUmed to you not later than the eFtective date of cance:lation.
ldjusiment- ❑ premium adjustment wifl be made as soon as praeticabfe aiier cancellatian becames efrective.
❑ Enclosed is S . 6erog ths amourt of mtatn premium ffi pm rata for the un;:r�ired term af this poiicy.
I � A bdl tor the premium eamed ?a ?he time of cancelfation will be fonvarded in tlue cnursz
l_; Other. —__- - - -
�N. � reu ate nerztry nottlied ;n accordanc< with the terms e
yEy�p� and from the hou: ard date mentiaaed ab�ve ar,d the
See the "Imp�rtartt Nntices" section below (or o,her ii
❑ '�u are hera0y notffi:tr in accerdanc? w'�th tha term:
will exqire zflect�ve at artd fmm the hour and date
section below
wii4 NQ� be ranzwec.
ions ot the a*��e mer�ened pohc
above ana the Fotie, viil (�nT be
exp�2
accomance w�th law, that the aoove mentior
ior the reason(s7 sta;ed in !he "lmQortart[
' If nonrenewal is due to terminatwn af ucr affi(iatian xith yrour age�it, sre w�,l :ransser yoar ;,ciicf io a;,oth2r age=}t if you make a wri;te�i rzquest to do so pnor
j to �he r,ar.rznewal date. �his pmision ap;,llas onty to nomernne.rs insurancej
See the "Imacrtant Yoiices" section 6el:rvv tcr ather informatioa that may apply �
igp±. ;�`cu are here�v notihed �n accorJante w�!� ,he t2rms anA conditions of �he aoove mz�'ionad paiici, zrd in aasrdance with law, that a6sva mentioned poliry,
,p�� nh�ch �vili expue eKecti��e at and from the ncw and date meat:oned abwa w�{i be mn=_,vea, hmveoet a; a conddion of renewat the aol:cy fimds of cererage
:NEWAL � x-i� be rrooced antl/or certa�rt policy em�erages :r+il be eiim�ra*,ed as fioilows for !he spetific reason(s) state0 in the "tm,�ortart Hatices" sectian belaw.
� You are herev� nohfied in accordance with ihe terms and ccr.d:tions uf the a6ove nen'.ioned po6cy, ana in acccr6aace wrth larc ,hat !he above menttioaed toircy,
which will expice effective ;t and t!nm :;e hour and date mentionsa above, wifl b> asewed, howev^t, the rereNai wiil ta conditioned on ane or mcra o, „�e
`oticKmg thanges being� made in the renewai policy, such bemg !aver lim�t(51 u't insurance. hi;ner 4eauchble(s), increased premiur: hates a�r higher rating pan:
OAfAXT Reasan(sl Sor cancellaCpn, nonrenewa! or c�ndi6orod renewal {�y�on(a) statea criy if abm2 maraed �tem indicates s�ch1: `
'CfS FAtT.T7RP Tt7 �:iiRn9TT' NADt^?AT. - nrhl7Fd�'ff3'I"�N r'�S PPR (YS4n� RECX3ES7'.
� __
Additiaaaf trforr,�a6on Regasdi� the Reaso�s) fir Canceilation. �Joruenew�i ar 8edeciion in lnsa22e tdoes rrvt apply to casuatty and pmpecty insucartce
primar�ry for business or protessiona! needs not to tet7aiaadons of i�arnca tlee i4 nonpayment uf premiumk You have the right to Anow the speci'ic items
ef pecsonai and priviieged imormation tfiat suD�art the reason given `art^,is ac:ion ;nd the names and addresses af the scurces 4f that ir,fau�ati�n. i; yuu weuld
iike fhis additinnal ir�ormatian }rou may reque,� such iafurmati¢n in writin; aoa we xui pmv�ae yoa with ihe reGUe�ted ir�ormahar, wi!tiin 3u ousirte;s days trom
±ha iate :he request is r�ceived.
You aisa have tte nghf to see antl o6tain coo+es o4 documents refat�r,g ?o :1�s acfion.
!f you request us in writing to correct, 3mer.d or delete arty �ersartal ir'.arma±mr, abaut you naw wtthi� our possession, v+e will �enthin 3C dan of ihe dat2 of
receipt of your request coaect, amend ar oe�et= the iniorma!ion �n C:spe;a, or, ii we reiuse to mahe coae�icn, amendment or deletion, .ve �riil nchfg you af our
refusal fo do sa giving ;he reascns For �efusal, �nd also no;;fy eo;. of ycur ��;'+t to �ive us : conc�se �ta?:ment if what you bef�a;y is the c;rmct information
ana that it rs y�cur nghi b appea{ the disputa `c tf�e Commis�iorer af Comnerce. Y:e ;:iii au: you; �a:e:ra:r, or. file <_o t}at , �+one review+rg yw� fiie w4i1 be
aware of your �tatement and have accecs ^; rt. '
Piease send .ecr wntten requesd t�:
._.._ _. i�an � 3..v ..E� e:i 0 ie ��r5 n �n f.in . ann.r.nna� �ni.r..........i
N6710E OF CAHC£LiATiUN, N0�'REiiE'lVAL
aR CaE1DiTtONEfl RENE4YA1 �j �
(Minnesnta) �� " �l �
I n Yau are heretry nmrt�ed m accomance v�„� �,._ i,.,�:a aw .�•� �• �- �• ���� � -�•
` !� will expirE effeMrve at anA from the haw and date mentioned a6We and the Da6cy wdl NQT De renewed tor �he masoms) sta�ea in t��a "fmyurauc �.��.w
{ sectian helmv.
, '�f nonrenexal is due W�minaUOn of our affifiation wit1 }rour agent. we wi(t hansfer yaur ,eliq to anather age;it if you mzke a wntten 2quest ro d� pnar
� tu the nonrenewa� date (Tr is provision apD��� o�h � homemvners �muranca)
�i See ;he "1 ettant iiotices" section beie,v for ct�er i�torr.fatian that m a001 .
.���. r °ou are hereby natified in accordance wr.h the L>rms and cendi6mfs of the abave m=�tianed Do���Y. an0 in accordance with law. that abo:�e meMioned Da<i�Y.
dXED � u w�i�h will apire e�fectrve at and 's.rom the nour and date merrtloned above, w�ff be rene�ved, hevreaer. as a cundition af 2nevral tbe policy limits af cmerage
.,�� � w�ll be reduced and/ar certaia PalicY covera8es Wi�� b� eliminztEd as failaws far !he specific reasonis) stated in the "lmpartxM Naricss" sect+on 4elaw.
S� !he 'tm orGirt Notice�' sectinn below !ar other i��matian ma[ mav aur� �
Yau aa nereby roniied in acCOtdane° wiih tte ferms and conditions af th= abwe me�¢ianed poii�y, and in accordance with law, that the abwe memianed poGcy,
❑ which wiN eWire effective at and fmm the hour and date menGoned abwe, nili be renewed. hwiever, the renewal wit( he candiGoned an one or more N tfie
Sotlowisfg changes 4eing made in the rertewaf pu;icy. such 'xin8 �m�r ��mif(s) at inwraace. hiqher deductihle(s), ir,creased AremiuMrates andior higher rating plan:
ppq�p� AeasoMs) for cancellatinn, nonrenewal nr cor�ditim�ed retrewa{ (reasaMs) stated anty (f aoc�e marked item indicates mch): �
'IC'c5
Addi6onai ;rformation Reyarding ihe Raascnlsl 1or Caacellatioa Nonrenewai or Reduction in Insurance (does not apply m casuairy and pmperty insarance
pnmanry for 4usinen or pratesswnat needs nor to terminations of i�urance due to nonpaymeM M premiaml: Yau have ma rig; c to know the specific i:ems
of persunal and pnwlegeu mtormation'hffi sLy�oA the reason ��ven for this actioo and the names and addresses of the sources of ihat infcrmatian. lf you would
i�pe this addilionai informatlon you may re4uz�t such i�rma!ion in writinq ard we wdi Fr�vide you with the re4uested '+nformatiun within 3u ousiness days fmm
the 4ate the reAuest is received.
Yau afso have tf:e rigi�t to see and oMain topies of documents re4atSng ta this aciion.
If you reQue�t us in wr�ting !a corre:t, amend or delete arry G�rw�a4 iMacmation about you now wrthin our possession, we wfli wdhm 3� days ef the date af
recaipt of your sequest currecc, amend ar delete the i�"rarmation m uisp�te, or, �f we refuse to maAe corzect+on, amendme� ar del�ian, we wdi netrry wu of o�r
retusal to do s4 givmg the reasans for refusai, and afso r,et+fy yau af yoUr nght :a give us a concisz stat8ment af whst you 6elieve is the carrec: informahon
and that :t is yrour nght to app2at the d�spute ta the Ccmmissianer af Commerce. We wd1 p�t your stateme� on tile sa tha? anynae re»e.vmg yaur fde wili he
aware ot your statement ar,d have access ta it.
Ptease send your written ieauest to: ;n „�, ,,,, ,�„ �: ,�, ,<RO� m=o�v aeumm�ai m�am�nom
Right So +lppeai to the Commissio�rer o� �omma!sE ia9M�g to hameawners insutance): Minnesota law artd ruies Iimit t8e reasons tw �v��ich your homeowners
msuance polsq may be nonrenewed, reCuced as to the limitr of caverage or cwerage efiminated, or foc wh.ch the poGcy may a? cancei?ed. if you beheve this
termmatmn notice �s m violaLOn af Minnesota faw or mfe�, you may, within 30 days cf receivinq this notice, senG a wntten tetter of complaim to ?5a Ca�rmissianer
of Commarce, 133 fasi 7th Street, SF. Pau1, Minnesata 55301.
Repiacemem M ProperiY (Frx1 oc Nomeawners lnsusance: Ii th�s natice aF cancei�at�on or nonreneo+al pertains to a polic/ prcvidirg fire, eztended coverage
and pos;ib4y vandalism and m3liciaus miscGiei ee.erage �r homeowners, cooperafive hnusing ar caado�ain+um insurance or tarm msurance and you .vish to rep'.ace
your pal¢y, yrou shcufd maxe zn effort ±a oMain inmrance Mrougi! anather company in the normal markM. it ;rou rave difficuiTy pmcurrmg replacement cover23e
m the normaf matket, yvu passi4!Y mxf aoW!° >�Gh insurznce through �e tdinnesota ProPerty �nsuraace Placement Fac�tity {Fair Planl. fur turther mformation,
please cantaM your zgent ar [he Fac�lity offic°.
kutomahi!e lnsurence 44an tsttosmadon (applies oafY tn tke termination ai automahile insunncej: You have been not+fied herewfth tRat this ComDamf will au
!anger be cx:rying yaur autamabJe insurarce. �bu are possihly eligible Fa autamob'ste liab+liry insuraace thmuqh anoiher insurer or under the h8innewta Automo-
Gile Insurance Piaa. if the poli�y being termmated was inued under tha Minnesota putomebile insurarce P!an you possibfy may Ce elig�ble to 2zpP�Y for insurance
ur.der tnt Plan Please contaet v�acr a ep,�nt 'ror mo2 ir�nrmation.
P,ppeai m A�s�rcobite lnsuraace P�an Saeming Committee: As yo'ar polic� was one obtauxd thra�dh t,1e h;ianesota Ai �
L ragarm:rg the aaove natificatron of cancel4at�on or ironsenewal that yau may request a hearing anC m6ng by the G
t�an was nct in accordance wdh khe pmv�s�ons af the Plan o't Ooeruan af the Mmnesota Automo6ile fnsnrance
1750. Minnea;olis, Minnesota 55�iD2d8A2.
Insurance Plzq Jvu ace Ce�etr/ advised,
Com�hitte^ of'he Plan if the tormina-
ated et i2� Sauth Si�ch Street, Smte
� Cansumer Ranort: tn compGance mih c e fair CrxQit Reparting h.^t (Pu61ic aw 91�5051. Yuu aie herec�t mfcrmed thzt the action taken abm,z is bemg taken whofiy
or partly becaesz at inEarmatmn cc^ta�ned .a a conwmer report from tfie f� fowmg eonsum°r r^portmg agen�y:
yp pp( — -� ---- — -- --
;e :. .: !?7 un6GRM re!n(IN, 3�!ro!Y �nf, O� Ld
�pJ�(1W� 4OfY —� A��TMdQ�ZEDNtPPESENI>SRE
Renewal of Number
EXHI__ B._ IT D
T_H.E. INS'tTRANCE COMPANY
� �� �� RO
� �� DB�� �4Py � �� , ���
Pol3.cy �io_ 009'7P�8556 1�roduc
SIINRISE PARK INSIIRAt3CE
Name Instlted aIId t+7ai l inq Add2es8 AGENCY� II3C.
IC_D. ICORNER, INC_ 2063 CODNTY ROAD E, EAST
DBA: SPORTS BREAR WHITfi BEAR LAR�'. NIId 55110
1199 RICE STREET
ST. PAiIL, MN 55117
Policy Periods From 12I04j97 ta 11/O1j98 at 12:OI. A.M_ Standard Time at
mailing addreas shown above_
Business Descriptian:
ZN RETURN FOR THE PAYMENT OF THE PRfiMIIIM, AND SIIBJECT TO ALL TERMS OF THIS
POLICY,�WE AGREE WITH YOU TO PROVIDB T$E IN5URANCE AS STATEB ILd THIS POLICY.
THIS POLICY CONSISTS OF 'THE FOLLOWING COVERAGS PARTS FOR WHICH A PREMIi)M IS
INDICATED. THIS PREMTIIM MAY BE SIIBJECT TO ADJLTSTMEN'P.
etq yw: „ c a„�t�i�
COMMERCIAL PROPERTY COVERAGS PART
COMMERCIAL GENERAL LIAB. COVERAGE PART
COI�4IERCIAL CRIME CAVERAGE PART
j�t,� t'nSUitu+t:E }S tSSUED PURSUAN7T�
�T r T E 1�tlflER �: ��IGIBl� Si R�PLl3S
lINE5 i�lSUREA BL'i IS NOT dTHERWIS"c
IGE\S=D BY'!HE 3TATE OF MINNESOT0. tN
�%AF.� ;k WSpLVEi�lCY. PAYMENTCf CL+.lidS IS
riCT GL'rc�Ah'TEc'D.
$
$
$
S
S
S
S
SIIRPLIIS LINES TAX -$ 112.65 TOTAI. PREMY�MS $
STAMPING FEE - $ TAX/FEE/SAFtCHARGE $
PQLICY FEE - $ 50.�0 TOTAL $
OTF�R - $ 150.00 . _
Premi.um shown is payable:$ 4,067.65 at inception;
$ lst Anniversary;
$ 2nd Anniversary;
917.00
2,747.00
91.0�
3,755.00
312.65
4,Q67.6S
Fozm(s) and Eadorsement(s) made part of this policy at time o£ issue :
IIS0071088 ILOOD31185 IL00171185 II,00211185 II�(12450195 OSL001018?
,.
Couatersigned:
1J21/98 MCCO
i�E1t . i
r l � � -_�__,
By
� �
Authorizad Representative
. ^. _ -F
a + \ 1 \
���.�� 1 e-� V L.�S �� � �
C� t r� �� Qr Council Fi1e #�$��\
:J � � lJ
Green Sheet # 1�1Q �i � �
RESOLUTION
C�Y� F SAINT PAUL, MINNESOTA
� ��
Presented By
Referred To
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
Committee: Date
RESOLVED, that the Liquor On-Sa1e (C), Sunday On-Sale, Restaurant (B), Gambling
Location, and Cigazette licenses (License ID # 31125), held by Debra Johnson, d/b/a Sports
Break, for the premises at 1199 Rice Street in Saint Paul aze hereby suspended for a period of
thirty days, with twenty-three of those days being stayed for a period of eighteen (18) months on
condition that there be no further violations of the law during that period of time. The remaining
seven days suspension of the licenses shall begin at 12:01 a.m. on Wednesday, June 3, 1998 and
ending at 11:59 p.m. on Tuesday, June 9, 1998 for the violation of Lapse in Liquor Liability
Insurance.
This Resolution and the acfion taken above aze based upon all the documents and evidence
presented to the Council, the facts of the current violafion which are summarized in the
December 22, 1997 Notice of Violation letter to the licensee, and such arguments as may have
been presented to the Council at the public hearing. The licensee does not dispute the facts of khe
violation.
Requested by Department of:
By:
Form Approved by City Attorney Y
BY: ` �
Approved by Mayor for Submission to Council
Sy:
�ted by Council: Date \ J �-\�
� VJ
tion Certified by Council Se tary
City Council Offices
4/28/9S
.Tim Reiter, 266-8650
May 13 Public Hearing
puweErtcaa
rzounrw
oxuAt
TOTAL # OF SIGNASURE PAGES
GREEN SHEET
98-y1i
No 60883
u�..a.��� �a„��_
❑ �.,.� ❑ �,.�
� rauxcw.st�mersdrt ❑ asuxu��aEan�ccro
❑ ruroatox�urt� � ❑
(CLIP ALL LOCATIONS FOR SIGNATURE)
Concerning adverse action against licenses held by Bebra Johnson, DBA Sports Break, 1199
Rice Street.
PLANNING COMMISSION
CB COMMITI'EE
CIYIL SERVICE COMMISSION
}ias this persoNfirm evervraketl undtt a coMract torMis deparFment7
YES NO
Has this Pe�so��m ever men a crtY �cbY�� � -
YES NO
Does this Personlfirm Poseess a skill rwt namatll'Possessed bY anY arteM dtY emdoYee9
YES NO
la tlus peteon/fitm a targettd vendof7
YES NO
V'!�(�.�lilAef ,�'i���u.��`�E �,'��t;$�'�
r s
y... ..� !� �
>DVANTAGESIFAPPROYED
L AA�UNT OF TRANSACTION S
NCSOURCE
COSTfREVENUE BUOOETEG (qRCLE ON�
ACTIVRY NUMBER
YES NO
al INFORMATION (EJ�WNJ
ORfGINAL
Presented By
Referred To
f
Committee:
Council File # � �11t
Green Sheet # � O
RESOLUTION
CITY OF SAINT PAUL, MINNESOTA / 2�
� / J
�
RESOLVED, that the Liquor On Sale (C), Sunday On Sale estaurant (B), Gambling
Location, and Cigazette licenses (License ID No. 31125) held by Deb Johnson dlb/a Sports Break
and located at 1199 Rice Street in Saint Paul is hereby suspend or a period of tlurry (30) days
be nnin at 12:01 a.m. on Wednesday, June 3, 1498 and endin t 11:59 p.m. on Tuesday, July 2,
1998 for the violation of Lapse in Liquor Liability Insurance. 's Resolution and the action taken
above are based upon all the documents and evidence pre nted to the Council, the facts of the
current violation which are summarized in the December , 1997 Notice of Violation letter to the
licensee, and such arguments as may have been present to the Council at the public hearing. The
licensee does not dispute the facts of the violation.
xequested by Department of:
>
f�!%�aii �/ �
Adopted by Covn�il: Date
Adoption Cer 'fied
Bye T
Approve by Mayor:
By:
Form Approved by City A[.torney
by Council Secretary �
. BY � �l.ft Q,/�,c�.r � ' ' �, ���—
Date
Approved by Mayor Por Submission to Council
By:
as -y��
UNCONTESTED LICENSE HEARfNG
Licensee Name: Debra Johnson d/b/a Sports Break
Address: 1199 Rice Street
Council Hearing Date: May 13, 1998
Viotation:
Date:
Place:
Lapse of Liquor Liability Insurance
November 1, 1997 through December 4, 1997
Lfcensed Premises
Presumptive Penalty:
Revocation of licenses
Recommendation of Assistant City Attorney on behalf of ciient, Office
of License, Inspections and Environmental Protection:
30 day Suspension of licenses
Attachments:
1. Proposed resolution
2. Letter from attorney admitting to the viotation
3. Notice of Viotatian
4. License information
5. Insurance information
S. MARK VAUGHT
AttorneyAt Luw
Suite 700
Six Wesc Fifrh Saeec
Saint Paul, Minnesop 55102-1420
(612) 247�6400
FAX (612)224-8328
April 16, 1998
Virginia Palmer, Esq.
Assistant City Attorney
400 City Hall
15 West Kellogg Boulevard
Saint Paul, M=nresota 55102
RE: The Matter of the Licenses of Debra Johnson, d/b/a
Sports Break for the premises located at 1199 Rice
Street, Saint Paul, Minnesota
Dear Ms. Palmer:
q8 -4\�
This letter is intended to confirm our telephone conversation
of April 14, 1998, regarding the hearing scheduled for April 15,
1998.
In our conversation, i informed you that my client was
prepared to concede that liquor liability insurance was not in
force and efPect as indicated in the notice of hearing and wished
to proceed directly to a hearing before the City Council to plead
mitigating factors.
Please inform me as to the date of the City Council hearing.
Very -uly yours,
. Mark Vaught
Attorney at Law
�
:.�. -
L c' __ -' .,,�
APR 17 199& "
���� ��������
b�s
ti,
CITY OF SAINT PAUL
Norm Co7eman, Mayor
OFFICE OF THE CITY ATTORNEy
PegBir yArtomey
civ;] Drvrs;on
400 Ciry Hall
IS If'est KelloggBlvd
Sainr Pau1, ��mesora SSIOT
1���11`
Telephone: 6l7 266-87I0
Factimile: 6F2 298-56I9
December 22, 1997
Debra Johnson
Sports Break
1199 Rice Street
Saint Paul, Minnesota 55117
Re:
All licenses held by Debra Johnson d/bJa Sports Break for the premises located at 1199
Rice St. in St. Paul
License ID No. 31125
Dear Ms. Johnson:
The Director of the Office of License, Inspecrions and En��ironmental Protection will recommend
that adverse action be taken against your licenses held at ttie above-named premises. T'his
recommendation is based on the following in#'ormarion:
According to insurance records procided to the O�ce of License, Inspections
and Environmeafal Protection, �•our liquor liability insurance lapsed
hetween November 1,1997 and December 4,1997. Failure fo have liquor
liability insurance is a violarion of Saint Paul Legislative Code §409.065 and
§310.07.
If you do not dispute the above facts, please send me a letter to that effect, and the matter will be
scheduled foi a hearing before the Saint Paul City Council to deternune the appropriate penalry
to impose on your license. You, or someone on your behalf, u�ll have the opportunity to appeaz
before the City Council and make a statement as to the proper penalty, if any, to be imposed.
If you wish to dispute the above facts, you aze entitled to an evidenriary hearing before an
administrative law judge. At that hearing both you and the City will present wimesses, evidence
Page 1
and cross-examine the otL � witnesses. If this is your choice, ple ,�. send me a letter statin g�_
that you aze contesting the facts. Yon wi12 then be sent a notice of the administrative hearing
with the time, date, and place of the hearing, and a brief explanation of the procedures.
Please let me know in writing no later than Friday, Januazy 9, 1998, how you wish to proceed. If
you have any questions, please feel free to call me at 266-8710. If I have not heard from you
by Friday, January 9,1998, I will assume ihat you are not contesting the facts, and the
matfer will be scheduled for the hearing before the City Council.
Sincerely,
��� �LG�i � � „tic.�
Virginia D. Palmer
Assisfant City Attorney
cc: Robert Kessler, Ditector, LIEP
Christine Rozek, LIEP
Kathy Cole, Exec. Director, Dist 6 Platuung Council, 1055 N. Dale St., St. Paul, MN
55117
Page 2
98 - y��
STATE OF MINNSSOTA )
) ss.
COUNTY OF RAMSEY
AFFIDAVIT OF SERVICE BY MAIL
JOP.NNE G. CLEMENTS, being first duly sworn, deposes and says
that on December 22, 1997, she served the attached LETTER on the
following named person by placing a true and correct copy thereof
in an envelope addressed as follows:
Debra Johnson
Sports Break
1199 Rice Street
St_ Paul, MN. 55117
(which is the last known address of said person)
same, with postage prepaid, in the United States
Minnesota.
and depositing the
mails at St. Paul,
Subscribed a�d�worn ,�o��bef�ore me
this 22nd da' of) D� e�b 997.
°18-y�1
Lic ID........-••••......
STAT .....................
Business Name............
Doing Business As........
Address ..................
Zip......................
E�;p Date .................
License Name .............
NOTS AREA ................
iond Policy Number.......
Sond Company .............
tond Effective Date......
ond Expiration Date.....
nsurance Carrier.......,
ns. Policy Number.,.....
nsurance Effective Date.
Zs. Expiration Date.....
asociated Stock Holder..
:aler No ................
x Id ...................
rker Comp Exp Date.....
lephone ................
31125
AC
JOHNSON, DEBRA
SPORTS BREAK
1199 RICE ST
55117
1Oj31J98
CIGF.RETTB
GAI�LII3G LOCATION (CLASS B)
RESTAURA_NT (B)-MORE THAN 12
SEATS
SLR3DAY O?d SALE LIQUOR
LIQ-ON SA
13005
PH I30TICE SET FOR 11-22-95 SENT OUT 10-09-95
99 MAILED, 33 EMAILED, 3 INTEROFFICE
11/22J95 APPN FOR NEW LSQ ON SALE (C), SUNDAY ON
SALE, RESTAURAI3T(B), AND GAMBLING LOCATSON(B)
APP'D C.r, #95-7.386
1/4/96 STATE APPN AND INS IN NAME OF K.D.CORNER
FAXED TO STATE AND ENTIRE FILE GIVEN TO C.ROZBK
TO DBTERMSNE WfiO THE OFFICERS ARE AND WHAT ROLE
DEBRA JOI�'NSON & DIANE SPETEN HASIE IN THE CORP.-LAP
2-16-96--MARK LICENSE ACTIVE PER CHRISTINE ROZEK
--LK--LIC
4/5/96 REQUEST TO ADD OFFICERS REFUIQDED-P.V_ #�
V
9/18/96 C.F. 96-1151 APP`D SUSPENDING ALL
LICENSES FOR ONE DAY. SUSPENSION STAYED FOR
18 MONTHS ON TF3E CONDITION THAT THE LICENSEE PAY
TAE COSTS OF THE ADMINISTRATIVE I3EARING AND REMAIN
S I,AW ABIDING AND OF GOOD MORAL CAARACTER AND HAVE
NO VIOL,ATIONS OF TEH PROVISIONS OF �I3Y ORDINANCE,
LAW OR CONDTTION RELATII3G TO THE OPERATION OF
THIS BUSINESS DURING THE 18 MONTH PERTOD.
11j22/86--I,ETTER SENT REQUIRII3G PAYMENT OF $590.33
IN HEARING COSTS. (PAYMENT DUE 12/20/96) -- T.AR
2/7/97 - RECEIVED $59a.33 FOR HEARING COSTS - LAB
12/4/97 RSCEIVED WARNING NOT TO OPEN E
DUE TO DELINQUENCY AND NO LIQ LIAB INS. AT 3:30PM
KRIS S WENT TO INSPECT. THE BAFt WAS OPEN AND
SERVING.
T.H.E. INSURANCE COMPANY
PEI3UING
12J05/97
11/O1J98
DEBRA RUTH JOHNSON
2212975
L�:L•II�LI:I�]
' PRODdCER - ------"
SUNRISE PARKlNSURANCE AGENCY iNC
2063 COUNN ROAD E, EAST
WHITE BEAR LAKE, MN b5110
612-777-7475
INSURED
DEBRAJOHNSON
DBA: SPORTS BREAK
1199 RICE STREE7
ST PAUL, MN 55117
?�'JCYNUAg[R POLCYFFFEC7NE FOUCYEFPifUITON
_ .. � OL7E IM6Hppy'n DATE �MtND6yy)
1 �-5
-� ��—�-�.,.�..^� y::��.v;:•a�.�. �,p�,ar�� y �,�
THIS tS 70 CERTiFY T'.-WS THE P011CIES OF WSURhNC't LIST'cD e BEEN ISSUEp TO THE INSUREO N!•,tdED ABUVE FCR THE ?OLICY P'cRIOD
3NDICWED. NOTMiHSTANDING ANY REQL'IREMFM, 7'cRM pR CONDITION OF AM' COMRhGT OR OTtiER DOCUMENT VATH RESPECT TO 41RiICH THIS
CERTIFlCATE MAY BE ISSUm OR tAAY PcRTNN, 7FtE �KSURAYCE :�FDkDED BY THE POLICIES D'cSCR16ED HEREIN IS SU33EGT TO AL(, TNE TERMS,
fXCIUSIONS hND COND([fONS OP SUCH POLICI_S. LiNdTS S!+�',5'N IMY IiqL c BcEN REDl7CED BY PfV� CIWMS.
�� TYPEQ'INSUFWFK`E
LtR
crac uxs+un
LOMNE?Lihl GENERAL UFBIU7Y
] CS.N!5 MADE ❑ OCCUR
d.N�ER'S E CCATRnCTDR'S Y�20T
�rros�;E uca�un
ANYAUTO
ALL pNJ:O AU7D5
SCH:D'JLED R V705
NIREDR{7t"JS
NON•CYlNEDA:iT05
AHYAVTO
UMBRELtAFDAM
4SpU' CE� CQAIPENSATlpN AAA
EuF1AYERS' itA86J7Y
THEPROPR7EiOR7 �
?xR7'N�R5/EXFCUTIVE
A �L14UOR LIABIUN
TAVERN
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q T,H.E. INS URANCE COMPANY
n 1 ��� i ������
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e
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PENDlNG
C1TY OF ST PAUL
LiCENSING DIViS10N
350 ST PETER STREET, SUITE 300
ST PAUL, MN 55102
12/D4l97 1 11/01l38
NO R{GHTS UpON
lIMR4
MEOEXP(0.rt�onewsm) jt
GDM9lNEDSINvIE LiN.li � t
SODILY IN:URY I S
(:tr9enon) `
BOOILY IN.;URY
(Aera�iderd� S
PROPERlY S7AIiFGE _
noroor�.r-Enw:cro=Hr t
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. Pnrueeeinvur <
C�
rure �uwon�rv�
12/04l97
S
�300,000 OCCURRENCE
5300,000 AGGREGATE
SNWID AM' Of iHE AHDYE CfStRBEp PpGCIES HE GaNCELL� gFFORE T1�E
cxruunon �TC 7ne�. me �sswna coer�rn vnu v�oenvort To nua
� O DIITS WPo77EH N0710E SO THE CBttiFICATE HOLflER NLt� 7D TiE LEfT.
BUT FNLt �70 I.ypr. St�tH NOTICE SNAL.� ! C5E �HO OBt16A 00. LKeRRY
OF ANY/IaYeyuo�w ruc rweew �......« Jl_ �_._._. .
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2149 Bice Street
St. Paul, L'N 55117
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�$�tBE-0 HEItE(H 15 SU6�ECr TO A'.L 7HE '��. I
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+F*t:AME SO 8E C2ANGED 027 lICENSE 20 HEN' '1.•D- RORNEB, ZT.C. DBA: ' R.D. XDRi:bR`
CSiy o£ St. Paul/Lit. Div
350 Si- Petez Sueet
Suite 300
Si. Paul, !JN 55102
' ...._. . .
s�wu�e �xr a nrt xwc asa+s� +aacaz sc c.r+cEUm eawe x�c �
OVM4*CM eaIE TRIIfDF. 11tE 155Y1MG WMPiM M61 t�+Le+VM �o w�¢ .
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T07� P.HS
:�'.�
�
ilAA11
, LICENSE RENEWAL INVOICE
. COMPLET� OTHER SIDE OFTHIS PORTION
.4ND RETURN WITX YOUR PAYMENT
State Taz I.D. �: 2212975
License�l.D �
REMIT To: CITY OF SAINT PAUL
O��e of Licenae� yrypcctions
and Eavironme¢�a1 protecpon
3'A A Nnet A Sime 7W
S� Rni. L1�� S31p2
i61�7bbfi/A
License Expiration Bate: 10/31196
Payment Dve Date: 10l31J96
DEBRA R JOHNSON
SPORTS B�tEAK
2278 h'ILO AVE 23
OAKDALE, MN 55128
Ticense Code
2082
2168
2480
2390
�G��
i isen.e \'ame
LIQ-OAT SA.LE-100SEATS2ESS-C -
STJI�'DAY ON SALE LIQUOR -
RESTAURANT (B)-MQRE THAN 12 SEATS
GAMBLING LOCAITON (CLASS B) -
C`�t�re�
Total Amaant Due: 54891.00
�' Pay�8 only lst half i4u y: S�?9�90
� , � � oing BusiMSS at
119s xtcs sr
�.,1 Us • . PAtn., � ss��
Liceace Fee
54200.00 �1 54200.00
S200.00 O1 S200.00
5425.00 O1 S425.00
566.00 O1 566.00
317• � c/ ,�t7, Dc
(Bond andior.insurance if applicable must be submitfed with payment.)
'�31125'�
jnsuranoe Exp. Date : I1101/96 / f� S /{ � �
' { BOMI 8LdI0I inmxnCC lIIS�OIIDffilOII 8II8CLBCI � � (
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. _ .. : . ' _ _ _ . . . ' _ -;? - _ " _ " ' _ - -
. . . . ��-' .. . . .� . : _, � � .. ' � _ . � _._ '. � . . _ '
' . . . . . � _ . . _ .. ... - .� . _ . ��.. ..=i.. . .. . .. . ... . . ... . . . � ,
---- �V � y \�
ON SALE LIQUOR RENEWAL
LICENSE APPLICATION
CITY OF SAINT PAUL
o�cc ot License, ImpccGon:
and Eavironmcmnl p�vtttGon
350 A. Rb A Sdm 3�]
s:maa.M�, ss�oz
(61Z7]b691D]
Ls� i.n. # �//as
ApplicanUCompan
Doing Business As
Business Address:
Maii To Address:
Strcet Address
Applicant
I�Tame: _ _
Home Address zZ
c� l
ssna Aaa,�e
City
Date of Birth
Ciry
State Zip
�ome Phone: �,���
S�af� Zip
Type of Business: Resraurant X 1 Ciub �1{
HotellMotel
.�j� Manager Infprma ' n f' • �j �
1 .� �:uame: \ ���� G� / Date of Birth: 3/�- J��
Home Address: - l tr�-t� t�- �ti� �� f o t9 �� JV1� S`� � 1 3
� y Street Address � City Stata Zip .
Home Phone: I�� �` ��! l Original Date of Easploymenr -
Are any of the following taxes or charges for the licensed premises unpaid or delinquent?: ;�
Reai Estate Tazes Yes �_ No Personal Property Tazes Yes k No
City Utility Bills Yes _� No Special Assessments Yes � No
If there have been any changes ia interests in premices or finances, or contracts between applicant and any person, corporation,
parmerships, oz any new loans since license was Jast issued, ezplain ia detaIl: _
Liquor is served in the following azeaslrooms (p3ease be specific): ��!
�
Seating Capacity (circle one) IOD seats or ess rner 100 seats
of Applicant
�k myr: Olfw d !1�
Pmt Cn➢Y: li.m.w
over 200 seats
� �� �
Date
�e.id I7/96
S'ticU Address
� Z`�?_ (�i�� ��'"t-e- ��c% ��/�1/t�0 i��✓1 S��p��
OFFICE OF TT� CITY ATTORNEY� � �
PegBir74 CityAnomey �{� `
CITY OF SAINT PAUL
Norm Colenwn, Moyor
Civil Division
4Q0 Ci[y Ha11
IS Y➢estKelloggBlvd
Saint Pau{ Mimusa!¢ 55702
Telephone: 672 266-8710
Facsimile: 6Z2 298-5679
Apri127, 1998
NOTICE OF COUNCIL HEARING
S. Mark Vaught
Attorney at Law
Suite 700, Six West Fifth Street
Saint Paul, Minnesota 55102
RE: Licenses held by Debra Joluison dlb(a Sports Break for the premises located at 1199 Rice
St. in 3t. Paul
License ID No.: 31125
Our File Number: G97-0557
Deaz Mr. Vaught:
Please take notice that a hearing concenung the above-named estabiishment has been scheduled for
5:30 p.m., Wednesday, May 13,1998 in the City Council Chambers, Third Floor, Saint Paul City
Hall and Ramsey County Courthouse.
Enclosed are copies_o�'the proposed resolution and other documents which will be presented to the
City Council for theu consideration. This is an uncontested hearing, in that the fact concerning the
lapse in liquor liability insurance has been admitted. You will have an opportunity at the Council
hearing to present oral and/or written remazks as to the penalty, if any, to be imposed. The
recommendation of the license o�ce wili be for a thirty day suspension of all licenses.
If you have any questions, please call me at 266-8710.
Very truly yours,
��%�� c�
Virginia D. Palmer
Assistant City Attorney
cc: Nancy Anderson, Assistant Council Secretary
Robert Kessler, Director, LIEP
Christine Rozek, LIEP
Kathy Cole, Exec. D'uector, Dist. 6 Pianning Council, 1055 N. Da1e St., St. Paul, MN 55117
' S. MARK VAUGHT � o "�`I i�
Anornev At LLau�
Suiu 700
Six Wesc F3frh Sceec
Saiac Paui, Minnesota 55102-142D
(6i2)297-6400
Ff+X (612) 224-8328
May 13, 1998
The Honorable Dan Bostrom,
President and MemberS,
Saint Paul City Council
Third Floor City Hall
15 West Kellogg Boulevard
Saint Paul, Minnesota 55102
RE: Pubiic Hearing Involving Adverse Action Against Licenses Held
by Debra Johnson, d/b/a Sports Break at 1199 rice Street for
Lapse in Liquor Liability Znsurance; Resolution 98-411;
City Council Egenda Item_37;,_May 13,_ 1998 _. _.�__ =�,_�.__ .�
Dear Councilmembers:
I represent the licensee in the above-referenced matter.
Though the licensee concedes that liquor liability insuranoe
was not in force and effect from November 1, 1997, through December
3, 1997, the licensee believes the violation was neither
intentional nor will£ul, nor even negligent, and asks that the City
Council take the following facts into consideration in determining
what sanction, if any, to apply:
1. The licensee was originally granted the licenses in
question in late November, 1995.
2. The original certificat� - of insurance--(Exhibit.-.A);--=- --.-
appended hereto, showed that all selevant insurance coverages,
including liquor liability insurance were effective November 30,
1995, through November 30, 1996. _ _..
3. Sometime thereafter, a City representative, apparently
from LIEP, called the insurance agent £or the licensee, Christopher
Skelton, and informed him that the coverage dates needed to be
changed so that coverage tarminated on November 1, 1996. The
licenses was not directly informed of this change by either the
City or the agent. The agent made the change requested by the LIEY
and issued a new certificate. The agent' s recollection of this
event is included in a letter dated February 23, 1998 {Exhibit B).
4. As stated above, the licensee had no direct knowledge of
the change and did not receive actual notifiCation of the new
u��
Saint Paul City Council
May 13, 1998
Page Two
����
expiration date until being informed on December 4, 1997, over two
years later that the coverage had lapsed.
5. The licensee, like many licensees in the City £inances
its insurance pac3sage. This particular licensee used Capitol
Indemnity Corporation. The enclosed notice (Exhibit C) covering
the financing £or the current year, indicates an expiration date of
the insurance coverages of Deaember 28, 1997. The licensee
received the notice dated April 29, 1997, assumed it covered all
insurance coverages £inanced, including liquor liability insurance,
and had no actual knowledge of an earlier expiration date until
December 4, 1997.
6. Upon notice that the coverage had in fact lapsed, the
licensee and the insurance agent acted immediately to procure and
bind coverage, evidence of which is attached hereto {Exhibit D) and
whioh became e££ective immediately.
7. The licensee has . not been notified of. any cl"aim _:`� �'p-`='
attributable to the lapse period and in fact believes no actual or
potential claim to exist.
In summary, the licensee submits that any violation was
inadvertent, unintentional and certainly not willful. Nv damage
has been done to any party and the actions or inaations of the
licensee are at most a technical violation of the ordinance.
Ve truly y� s,
S. Mark Vaughttil�
Attorney at Law
EXHIBIT a
This Deelaration Page is attached to and forms part of certificate provisio� {Form SLC-3 USA).
� `,
Previous No. � Authoriry Ref. No. SB � Q �� Certiticate No. �' �9 s y����
I Atame and address Z�,a �O
of the Assured ��� �. �. ` �
alWa s�cs area� (This insurance has been ptaced
ll�s rtt`e stseet with an insu;er that is not
sz. vaut, wt ssiv licsnsed by thss sfate. (n case
o# insolveiicy, �ayment af daims
may not ba guaranteed.)
2 Effeetive from liorember 30, 1945 Lo t7ov�er 3D, i�I6
both days at 12:41 a.m. standard time
3 Insurance is effective with certain
IINDEIiWRITERS AT LLOYD'S, LONDON.
4 Amount . Coveiage Rate
f 354 on BetilQt iI S -- ( -
n�f peclil fGC! gxtluding :i'_� 4__ ',�
S 50.00Q on Contants il PTaod,aa� Etrthqwke ':�: �
S 20,OOH on Earnfngs il
S 2,D� SR/Uqi aa Crtme #1
S 14,00� on 9utldin9 #2
S 3�,000 each occvrrenee.
$ �,OtfO anrtual aggregate
i 100.UQ0 each occurnnce.
S 300.006 armusl a94��
Percentage
woz
Premium
_ -- ` S 2,955.A0
i� �
S 1.9o8.uo
Cawerciat Seasn7 LiabiTity
�tquo� t�abtttt�r
IncSuded
S 4.863.00
PREMIUi6 OEYELOPED Ul�ER THIS POt.IC1' R� SUWEC7 7Q ltItR1E5QTA SURPLUS LI►ffS TA1( �F 3.UZ.
�
5 Speciai conditions �
DEfltlCSISLES: PmPertr - Si.ffOQ eack api erery ciaim, CrSme - 5250 eaeh and ererY c7aim. _..._ i
liabi7ity - S6ti0 eaeh atfd erery clats.
1�itional 7arms and Conditioas as per Property and Liabttity SuppiemeaiaT Declaratioas and the foims
tisted thereon.
6 Service of Suit may be made upon: �� ��
73fi Ith Arenue Nbr York, EIY IOfI19
Dated Oecember i4. 1945 -__��i.*<�:.:�, t;4T33�Ri9RiTi '� �G�:•. .. .. ...
aL NtLtezoa, I6
by � �
- correspon�
' TNIS !';fd1R.+�'!St;: IS :5S!i�D PU{iSSAt�If T01}IE MitIHESDTA
SUnGU_5 ? i;;<q i;a9lJit�YG' AC7 TrtE 7NSiJt?En IS AH EL16161 F
'�'Jr*- Jo :, co :!�SJR£!i BitT IS NOTOTHEflWISE tfEFNSEU BY -- ----
TiiE ST�TF OF MiNNESOTA.IN CASE Oi WSOLYENCY, PAYMH'1T
OF CLAIAAS IS NOT GtiqRpbl7EEp,' b' �
y{��ue ttn.e��p„r
b.on Primioa Co.. Chia{o.
ERHIBIT B
Sunrise Park Insurance Agencv, Inc.
2063 County Road E, East
- White Bear Laice, MN 55I 10
612-777-7475
Fax 612-777-7092
February 23, 1998
Re: Debra Johnson
DBA: Sports Break
1199 Rice Street
St. Paul, MN 55117
���u�i
To Whom it May Concem:
Z have insured this Iocation both for liquor liability and property
coverage since it was purchased by the current owners. All originai
documentation indicated an originai start date for coverage to be effective 1 i-
30-95 effective until 11-30-96. The original policy was bound indicating these
effective and expiration dates. Upon a certificate of liquor liability insnrance
being issuerl to the City of St. Paul I had received a phone cail from licensing
indieating that the coverage dates had to be changed to show an exgirarion
date of 11-1-96 with a new policy period thereafter to be 11-1 — 11-1
annually. Attached is the originat deolarations from ttie insurance carriez who
provided the caverage 1 i-30-95 to expiration and a revised cenificate
showing che requested new eacpiration date of 11-1-96. It is my opinion tl�at
the insured was under the unpression that the 11-30 date was to be t3ie annual
expiration and renewal dates from day 1 as this is when the ariginal dates
were according to the ori�nal policy. PIease call me witk any questions you
may have pertaining to this information.
Sincerety,
��1� ^-�
Christopher T. Skelton
�i T c
iNSUR�YCE • ��pl�pL T1`IDENIl�II7'Y CORPORA7'ION
CONPANY
inidF ��] . SPb�S B�,t��(
�DCRESS K.D. Korner, Inc.
:F !NSllRED 1199 Rice Street
St. Paul, ;�i 55117
;ANCEL-
ATION
r . Yau are hereby netif�ed in accu�dance with the Lrms and cnnditions of the abave mentioned �alicy, and in accordance wdh lavi, that yout insuronce wil{ ceese
�J ai ana frum ihe hour and date mentionCO ab7ve
See the "(mpurtapt Netices" section below far other infarmation that may appty.
� Yau are hereby notifieA in accaNance with the ::cas ard conaRions ofi the abave meationed poli�y, and in actocdarce with faw, that �rour msurance will cease
al anb from the hour and date mentianed a6we for tbe reasonls) s[ated in the "ImpOrtaM Notices" seC.ion telow.
See the "impnrtartt ilotices" section helaw for other infarmation tbat may apQiy
❑'fou are hereoy notified in accorAance with the terms and conditions ot the ahove meMioned palicy, and in accardance with law, that the !nsurance wiil cease
at and from the hour and date mentioaed abave for the Ramn(s) stated in the "ImpottaM Notiees" sectian befow.
I! canceNation �s due to nonpaymeM of premiun, cancefiation can be avoided by paying the premium due ($ � before the eHective date af
this cancellaticn as shawn a6we. If :imety paymeM has been made, pfease advise us ar yaur agent immediately ta aaoid intertuption in coveraga
Prem�vm I L; Unearned Dremium wili be rMUmed to you not later than the eFtective date of cance:lation.
ldjusiment- ❑ premium adjustment wifl be made as soon as praeticabfe aiier cancellatian becames efrective.
❑ Enclosed is S . 6erog ths amourt of mtatn premium ffi pm rata for the un;:r�ired term af this poiicy.
I � A bdl tor the premium eamed ?a ?he time of cancelfation will be fonvarded in tlue cnursz
l_; Other. —__- - - -
�N. � reu ate nerztry nottlied ;n accordanc< with the terms e
yEy�p� and from the hou: ard date mentiaaed ab�ve ar,d the
See the "Imp�rtartt Nntices" section below (or o,her ii
❑ '�u are hera0y notffi:tr in accerdanc? w'�th tha term:
will exqire zflect�ve at artd fmm the hour and date
section below
wii4 NQ� be ranzwec.
ions ot the a*��e mer�ened pohc
above ana the Fotie, viil (�nT be
exp�2
accomance w�th law, that the aoove mentior
ior the reason(s7 sta;ed in !he "lmQortart[
' If nonrenewal is due to terminatwn af ucr affi(iatian xith yrour age�it, sre w�,l :ransser yoar ;,ciicf io a;,oth2r age=}t if you make a wri;te�i rzquest to do so pnor
j to �he r,ar.rznewal date. �his pmision ap;,llas onty to nomernne.rs insurancej
See the "Imacrtant Yoiices" section 6el:rvv tcr ather informatioa that may apply �
igp±. ;�`cu are here�v notihed �n accorJante w�!� ,he t2rms anA conditions of �he aoove mz�'ionad paiici, zrd in aasrdance with law, that a6sva mentioned poliry,
,p�� nh�ch �vili expue eKecti��e at and from the ncw and date meat:oned abwa w�{i be mn=_,vea, hmveoet a; a conddion of renewat the aol:cy fimds of cererage
:NEWAL � x-i� be rrooced antl/or certa�rt policy em�erages :r+il be eiim�ra*,ed as fioilows for !he spetific reason(s) state0 in the "tm,�ortart Hatices" sectian belaw.
� You are herev� nohfied in accordance with ihe terms and ccr.d:tions uf the a6ove nen'.ioned po6cy, ana in acccr6aace wrth larc ,hat !he above menttioaed toircy,
which will expice effective ;t and t!nm :;e hour and date mentionsa above, wifl b> asewed, howev^t, the rereNai wiil ta conditioned on ane or mcra o, „�e
`oticKmg thanges being� made in the renewai policy, such bemg !aver lim�t(51 u't insurance. hi;ner 4eauchble(s), increased premiur: hates a�r higher rating pan:
OAfAXT Reasan(sl Sor cancellaCpn, nonrenewa! or c�ndi6orod renewal {�y�on(a) statea criy if abm2 maraed �tem indicates s�ch1: `
'CfS FAtT.T7RP Tt7 �:iiRn9TT' NADt^?AT. - nrhl7Fd�'ff3'I"�N r'�S PPR (YS4n� RECX3ES7'.
� __
Additiaaaf trforr,�a6on Regasdi� the Reaso�s) fir Canceilation. �Joruenew�i ar 8edeciion in lnsa22e tdoes rrvt apply to casuatty and pmpecty insucartce
primar�ry for business or protessiona! needs not to tet7aiaadons of i�arnca tlee i4 nonpayment uf premiumk You have the right to Anow the speci'ic items
ef pecsonai and priviieged imormation tfiat suD�art the reason given `art^,is ac:ion ;nd the names and addresses af the scurces 4f that ir,fau�ati�n. i; yuu weuld
iike fhis additinnal ir�ormatian }rou may reque,� such iafurmati¢n in writin; aoa we xui pmv�ae yoa with ihe reGUe�ted ir�ormahar, wi!tiin 3u ousirte;s days trom
±ha iate :he request is r�ceived.
You aisa have tte nghf to see antl o6tain coo+es o4 documents refat�r,g ?o :1�s acfion.
!f you request us in writing to correct, 3mer.d or delete arty �ersartal ir'.arma±mr, abaut you naw wtthi� our possession, v+e will �enthin 3C dan of ihe dat2 of
receipt of your request coaect, amend ar oe�et= the iniorma!ion �n C:spe;a, or, ii we reiuse to mahe coae�icn, amendment or deletion, .ve �riil nchfg you af our
refusal fo do sa giving ;he reascns For �efusal, �nd also no;;fy eo;. of ycur ��;'+t to �ive us : conc�se �ta?:ment if what you bef�a;y is the c;rmct information
ana that it rs y�cur nghi b appea{ the disputa `c tf�e Commis�iorer af Comnerce. Y:e ;:iii au: you; �a:e:ra:r, or. file <_o t}at , �+one review+rg yw� fiie w4i1 be
aware of your �tatement and have accecs ^; rt. '
Piease send .ecr wntten requesd t�:
._.._ _. i�an � 3..v ..E� e:i 0 ie ��r5 n �n f.in . ann.r.nna� �ni.r..........i
N6710E OF CAHC£LiATiUN, N0�'REiiE'lVAL
aR CaE1DiTtONEfl RENE4YA1 �j �
(Minnesnta) �� " �l �
I n Yau are heretry nmrt�ed m accomance v�„� �,._ i,.,�:a aw .�•� �• �- �• ���� � -�•
` !� will expirE effeMrve at anA from the haw and date mentioned a6We and the Da6cy wdl NQT De renewed tor �he masoms) sta�ea in t��a "fmyurauc �.��.w
{ sectian helmv.
, '�f nonrenexal is due W�minaUOn of our affifiation wit1 }rour agent. we wi(t hansfer yaur ,eliq to anather age;it if you mzke a wntten 2quest ro d� pnar
� tu the nonrenewa� date (Tr is provision apD��� o�h � homemvners �muranca)
�i See ;he "1 ettant iiotices" section beie,v for ct�er i�torr.fatian that m a001 .
.���. r °ou are hereby natified in accordance wr.h the L>rms and cendi6mfs of the abave m=�tianed Do���Y. an0 in accordance with law. that abo:�e meMioned Da<i�Y.
dXED � u w�i�h will apire e�fectrve at and 's.rom the nour and date merrtloned above, w�ff be rene�ved, hevreaer. as a cundition af 2nevral tbe policy limits af cmerage
.,�� � w�ll be reduced and/ar certaia PalicY covera8es Wi�� b� eliminztEd as failaws far !he specific reasonis) stated in the "lmpartxM Naricss" sect+on 4elaw.
S� !he 'tm orGirt Notice�' sectinn below !ar other i��matian ma[ mav aur� �
Yau aa nereby roniied in acCOtdane° wiih tte ferms and conditions af th= abwe me�¢ianed poii�y, and in accordance with law, that the abwe memianed poGcy,
❑ which wiN eWire effective at and fmm the hour and date menGoned abwe, nili be renewed. hwiever, the renewal wit( he candiGoned an one or more N tfie
Sotlowisfg changes 4eing made in the rertewaf pu;icy. such 'xin8 �m�r ��mif(s) at inwraace. hiqher deductihle(s), ir,creased AremiuMrates andior higher rating plan:
ppq�p� AeasoMs) for cancellatinn, nonrenewal nr cor�ditim�ed retrewa{ (reasaMs) stated anty (f aoc�e marked item indicates mch): �
'IC'c5
Addi6onai ;rformation Reyarding ihe Raascnlsl 1or Caacellatioa Nonrenewai or Reduction in Insurance (does not apply m casuairy and pmperty insarance
pnmanry for 4usinen or pratesswnat needs nor to terminations of i�urance due to nonpaymeM M premiaml: Yau have ma rig; c to know the specific i:ems
of persunal and pnwlegeu mtormation'hffi sLy�oA the reason ��ven for this actioo and the names and addresses of the sources of ihat infcrmatian. lf you would
i�pe this addilionai informatlon you may re4uz�t such i�rma!ion in writinq ard we wdi Fr�vide you with the re4uested '+nformatiun within 3u ousiness days fmm
the 4ate the reAuest is received.
Yau afso have tf:e rigi�t to see and oMain topies of documents re4atSng ta this aciion.
If you reQue�t us in wr�ting !a corre:t, amend or delete arry G�rw�a4 iMacmation about you now wrthin our possession, we wfli wdhm 3� days ef the date af
recaipt of your sequest currecc, amend ar delete the i�"rarmation m uisp�te, or, �f we refuse to maAe corzect+on, amendme� ar del�ian, we wdi netrry wu of o�r
retusal to do s4 givmg the reasans for refusai, and afso r,et+fy yau af yoUr nght :a give us a concisz stat8ment af whst you 6elieve is the carrec: informahon
and that :t is yrour nght to app2at the d�spute ta the Ccmmissianer af Commerce. We wd1 p�t your stateme� on tile sa tha? anynae re»e.vmg yaur fde wili he
aware ot your statement ar,d have access ta it.
Ptease send your written ieauest to: ;n „�, ,,,, ,�„ �: ,�, ,<RO� m=o�v aeumm�ai m�am�nom
Right So +lppeai to the Commissio�rer o� �omma!sE ia9M�g to hameawners insutance): Minnesota law artd ruies Iimit t8e reasons tw �v��ich your homeowners
msuance polsq may be nonrenewed, reCuced as to the limitr of caverage or cwerage efiminated, or foc wh.ch the poGcy may a? cancei?ed. if you beheve this
termmatmn notice �s m violaLOn af Minnesota faw or mfe�, you may, within 30 days cf receivinq this notice, senG a wntten tetter of complaim to ?5a Ca�rmissianer
of Commarce, 133 fasi 7th Street, SF. Pau1, Minnesata 55301.
Repiacemem M ProperiY (Frx1 oc Nomeawners lnsusance: Ii th�s natice aF cancei�at�on or nonreneo+al pertains to a polic/ prcvidirg fire, eztended coverage
and pos;ib4y vandalism and m3liciaus miscGiei ee.erage �r homeowners, cooperafive hnusing ar caado�ain+um insurance or tarm msurance and you .vish to rep'.ace
your pal¢y, yrou shcufd maxe zn effort ±a oMain inmrance Mrougi! anather company in the normal markM. it ;rou rave difficuiTy pmcurrmg replacement cover23e
m the normaf matket, yvu passi4!Y mxf aoW!° >�Gh insurznce through �e tdinnesota ProPerty �nsuraace Placement Fac�tity {Fair Planl. fur turther mformation,
please cantaM your zgent ar [he Fac�lity offic°.
kutomahi!e lnsurence 44an tsttosmadon (applies oafY tn tke termination ai automahile insunncej: You have been not+fied herewfth tRat this ComDamf will au
!anger be cx:rying yaur autamabJe insurarce. �bu are possihly eligible Fa autamob'ste liab+liry insuraace thmuqh anoiher insurer or under the h8innewta Automo-
Gile Insurance Piaa. if the poli�y being termmated was inued under tha Minnesota putomebile insurarce P!an you possibfy may Ce elig�ble to 2zpP�Y for insurance
ur.der tnt Plan Please contaet v�acr a ep,�nt 'ror mo2 ir�nrmation.
P,ppeai m A�s�rcobite lnsuraace P�an Saeming Committee: As yo'ar polic� was one obtauxd thra�dh t,1e h;ianesota Ai �
L ragarm:rg the aaove natificatron of cancel4at�on or ironsenewal that yau may request a hearing anC m6ng by the G
t�an was nct in accordance wdh khe pmv�s�ons af the Plan o't Ooeruan af the Mmnesota Automo6ile fnsnrance
1750. Minnea;olis, Minnesota 55�iD2d8A2.
Insurance Plzq Jvu ace Ce�etr/ advised,
Com�hitte^ of'he Plan if the tormina-
ated et i2� Sauth Si�ch Street, Smte
� Cansumer Ranort: tn compGance mih c e fair CrxQit Reparting h.^t (Pu61ic aw 91�5051. Yuu aie herec�t mfcrmed thzt the action taken abm,z is bemg taken whofiy
or partly becaesz at inEarmatmn cc^ta�ned .a a conwmer report from tfie f� fowmg eonsum°r r^portmg agen�y:
yp pp( — -� ---- — -- --
;e :. .: !?7 un6GRM re!n(IN, 3�!ro!Y �nf, O� Ld
�pJ�(1W� 4OfY —� A��TMdQ�ZEDNtPPESENI>SRE
Renewal of Number
EXHI__ B._ IT D
T_H.E. INS'tTRANCE COMPANY
� �� �� RO
� �� DB�� �4Py � �� , ���
Pol3.cy �io_ 009'7P�8556 1�roduc
SIINRISE PARK INSIIRAt3CE
Name Instlted aIId t+7ai l inq Add2es8 AGENCY� II3C.
IC_D. ICORNER, INC_ 2063 CODNTY ROAD E, EAST
DBA: SPORTS BREAR WHITfi BEAR LAR�'. NIId 55110
1199 RICE STREET
ST. PAiIL, MN 55117
Policy Periods From 12I04j97 ta 11/O1j98 at 12:OI. A.M_ Standard Time at
mailing addreas shown above_
Business Descriptian:
ZN RETURN FOR THE PAYMENT OF THE PRfiMIIIM, AND SIIBJECT TO ALL TERMS OF THIS
POLICY,�WE AGREE WITH YOU TO PROVIDB T$E IN5URANCE AS STATEB ILd THIS POLICY.
THIS POLICY CONSISTS OF 'THE FOLLOWING COVERAGS PARTS FOR WHICH A PREMIi)M IS
INDICATED. THIS PREMTIIM MAY BE SIIBJECT TO ADJLTSTMEN'P.
etq yw: „ c a„�t�i�
COMMERCIAL PROPERTY COVERAGS PART
COMMERCIAL GENERAL LIAB. COVERAGE PART
COI�4IERCIAL CRIME CAVERAGE PART
j�t,� t'nSUitu+t:E }S tSSUED PURSUAN7T�
�T r T E 1�tlflER �: ��IGIBl� Si R�PLl3S
lINE5 i�lSUREA BL'i IS NOT dTHERWIS"c
IGE\S=D BY'!HE 3TATE OF MINNESOT0. tN
�%AF.� ;k WSpLVEi�lCY. PAYMENTCf CL+.lidS IS
riCT GL'rc�Ah'TEc'D.
$
$
$
S
S
S
S
SIIRPLIIS LINES TAX -$ 112.65 TOTAI. PREMY�MS $
STAMPING FEE - $ TAX/FEE/SAFtCHARGE $
PQLICY FEE - $ 50.�0 TOTAL $
OTF�R - $ 150.00 . _
Premi.um shown is payable:$ 4,067.65 at inception;
$ lst Anniversary;
$ 2nd Anniversary;
917.00
2,747.00
91.0�
3,755.00
312.65
4,Q67.6S
Fozm(s) and Eadorsement(s) made part of this policy at time o£ issue :
IIS0071088 ILOOD31185 IL00171185 II,00211185 II�(12450195 OSL001018?
,.
Couatersigned:
1J21/98 MCCO
i�E1t . i
/ �-��q r � � -_�__,
( F /
gy � �vn'��-
Authorizad Representative
. ^ _ -F