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97-304� � �-�, E ,� F P � (� - (� �'3 y �, 3 (, Council File # � �-a..,i� � 1 — t �� i � � l � � � `a � � _ � � 3 � a c l 9.'1 Green Shee[ � �� / �`(/ PAUL, MINNESOTA Preserned By Referred To Committee: Date ao 1 2 3 4 5 ACCEPTING PROPOSAL ON SALE OF $17,500,000 GENERAL OBLIGATION CAPITAL IMPROVEMENT BONDS, SERIES 1997A, PROVIDING FOR THEIR ISSUANCE, AND LEVYING A TAX FOR THE PAYMENT THEREOF 6 WHEREAS, the Director, Office of Financial Services, 7 has presented proposals received for the sale of $17,500,000 8 General Obligation Capital Improvement Bonds, Series 1997A (the 9 "Bonds"), of the City of Saint Paul, Minnesota (the "City"); and 10 WHEREAS, the proposals set forth on Exhibit A attached il hereto were received pursuant to the Terms of Proposal at the 12 offices of Springsted Incorporated at 10:30 A.M., Central Time, 13 this same day; and 14 WHEREAS, the Director, Office of Financial Services, 15 has advis� �h,�s Coun�l that the proposal of 16 �,`p�/` a. �i-c�.�i , n c� was found to be the most 17 ad antageous an has recommended that said proposal be accepted; 18 and 19 WHEREAS, the proceeds of the Bonds will finance certain 20 capital improvements, for which the City is proceeding pursuant 21 to its Charter and Laws of Minnesota for 1971, Chapter 773, as 22 amended, with any excess to be used for any other purpose 23 permitted by law; and 346617.2 g� �d� 1 WHEREAS, the City has heretofore issued registered 2 obligations in certificated form, and incurs substantial costs 3 associated with their printing and issuance, and substantial 4 continuing transaction costs relating to their payment, transfer 5 and exchange; and 6 WHEREAS, the City has determined that significant 7 savings in transaction costs will result from issuing bonds in 8 "global book-entry form", by which bonds are issued in 9 certificated form in large denominations, registered on the books 10 of the City in the name of a depository or its nominee, and held 11 in safekeeping and immobilized by such depository, and such 12 depository as part of the computerized national securities 13 clearance and settlement system (the "National System") registers 14 transfers of ownership interests in the bonds by making 15 computerized book entries on its own books and distributes 16 payments on the bonds to its Participants shown on its books as 17 the owners of such interests; and such Participants and other 18 banks, brokers and dealers participating in the National System 19 will do likewise (not as agents of the City) if not the 20 beneficial owners of the bonds; and 21 WHEREAS, "Participants" means those financial insti- 22 tutions for whom the Depository effects book-entry transfers and 23 pledges of securities deposited and immobilized with the 24 Depository; and 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 WHEREAS, The Depository Trust Company, a limited purpose trust company organized under the laws of the State of New York, or any of its successors or successors to its functions hereunder (the "Depository"), will act as such depository with respect to the Bonds except as set forth below, and the City has heretofore delivered a letter of representations (the "Letter of Representations") setting forth various matters relating to the Depository and its role with respect to the Bonds; and WHEREAS, the City will deliver the Bonds in the form of one certificate per maturity, each representing the entire principal amount of the Bonds due on a particular maturity (each a"Global Certificate"), which single certificate per maturity may be transferred on the City's bond register as required by the Uniform Commercial Code, but not exchanged smaller denominations unless the City determines to issue Replacement Bonds as provided below; and Deposito book-entr exchanged registere date for wHEREAS, the City will be able to replace the ry or under certain circumstances to abandon the "global y form" by permitting the Global Certificates to be for smaller denominations typical of ordinary bonds d on the City's bond register; and "Replacement Bonds" 346677.2 9 � 30� F� means the certificates representing the Bonds so authenticated and delivered by the Bond Registrar pursuant to paragraphs 6 and 12 hereof; and 4 WHEREAS, "Holder" as used herein means the person in 5 whose name a Bond is registered on the registration books of the 6 City maintained by the registrar appointed as provided in 7 paragraph 8(the "BOnd Registrar"); and 8 WHEREAS, Rule 15c2-12 of the Securities and Exchange 9 Commission prohibits "participating underwriters" from purchasing 10 or selling the Bonds unless the City undertakes to provide 11 certain continuing disclosure with respect to the Bonds; and 12 13 14 15 16 17 18 WHEREAS, pursuant to Minnesota Statutes, Section 475.60, Subdivision 2(9), public sale requirements do not apply to the Bonds if the City retains an independent financial advisor and determines to sell the Bonds by private negotiation, and the City has instead authorized a competitive sale without publication of notice thereof as a form of private negotiation; and 19 WHEREAS, proposals for the Bonds have been solicited by 20 Springsted Incorporated pursuant to an Official Statement and 21 Terms of Proposal therein: 22 23 24 25 26 27 aa 29 30 31 32 33 34 35 36 NOW, THEREFORE, BE IT RESOLVED by the Council of the City of Saint Paul, Minnesota, as follows: 1. Acceptance of Pro�osal. The proposal of Piper Jaffray, Inc. (the "Purchaser"), to purchase $17,500,000 General Obligation Capital Improvement Bonds, Series 1997A, of the City (the "Bonds", or individually a"BOnd"), in accordanCe with the Tenns of Proposal for the bond sale, at the rates of interest set forth hereinafter, and to pay for the Bonds the sum of $17,354,238.25, plus interest accrued to settlement, is hereby found, determined and declared to be the most favorable proposal received and is hereby accepted, and the Bonds are hereby awarded to the Purahaser. The Director, Office of Financial Services, or his designee, is directed to retain the deposit of the Purchaser and to forthwith return to the others making proposals their good faith checks or drafts. 37 2. Title: OriQinal Issue Date: Denominations; 38 Maturities. The Bonds shall be titled "General Obligation 39 Capital Improvement Bonds, Series 1997A", shall be dated April 1, 40 1997, as the date of original issue and shall be issued forthwith 41 on or a£ter such date as £ully registered bonds. The Bonds shall 42 be numbered from R-1 upward. Global Certificates shall each be 43 in the denomination of the entire principal amount maturing on a 346617.2 3 9 �.3oy 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 single date, or, if a portion of said principal amount is prepaid, said principal amount less the prepayment. Replacement Bonds, if issued as provided in paragraph 6, shall be in the denominaCion of $5,000 each or in any integral multiple thereof of a single maturity. The Bonds shall mature on March 1 in the years and amounts as follows: Year 1998 1999 2000 2001 2002 Amount $1,375,000 1,425,000 1,625,000 1,625,000 1,700,000 Year 2003 2004 2005 2006 2007 Amount $1,775,��0 1,850,000 1,950,000 2,050,000 2,125,000 3. Pux The Bonds shall provide funds for the construction of the capital improvements in the City's 1997 capital improvement budget (the "Improvements"). The proceeds of the Bonds shall be deposited and used as provided in paragraph 17, for the purpose described by Laws of Minnesota for 1971, Chapter 773, as amended, and any excess moneys shall be devoted to any other purpose permitted by law. The total cost of the Improvements, which shall include all costs enumerated in Minnesota Statutes, Section 475.65, is estimated to be at least equal to the amount of the Bonds. Work on the Improvements shall proceed with due diligence to completion. 24 4. Interest. The Bonds shall bear interest payable 25 semiannually on March 1 and September 1 of each year (each, an 26 "Interest Payment Date"), commencing September 1, 1997, 27 calculated on the basis of a 360-day year of twelve 30-day 28 months, at the respective rates per annum set forth opposite the 29 maturity years as follows: 30 Maturitv Year Interest Rate 31 1998 3.85% 32 1999 4.34 33 2000 4.40 34 2001 4.50 35 2002 4.60 36 37 38 39 40 41 42 43 Maturity Year Interest Rate 2003 2004 2005 2006 2007 4.70 4.75 4.85 5.00 5.00 5. Description of the Global Certificates and Global Book-Entrv System. Upon their original issuance the Bonds will be issued in the form of a single Global Certificate for each maturity, deposited with the Depository by the Purchaser and immobilized as provided in paragraph 6. No beneficial owners of interests in the Bonds will receive certificates their respective interests in the Bonds except a paragraph 6. Except as so provided, during the representing s provided in term of the 346617.2 q���� 1 2 3 r� 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 Bonds, beneficial ownership (and subsequent transfers of beneficial ownership) of interests in the Global Certificates will be reflected by book entries made on the records of the Depository and its Participants and other banks, brokers, and dealers participating in the National System. The Depository's book entries of beneficial ownership interests are authorized to be in increments of $5,000 of principal of the Bonds, but not smaller increments, despite the larger authorized denominations of the Global Certificates. Payment of principal of, premium, if any, and interest on the Global Certificates will be made to the Bond Registrar as paying agent, and in turn by the Bond Registrar to the Depository or its nominee as registered owner of the Global Certificates, and the Depository according to the laws and rules governing it will receive and forward payments on behalf of the beneficial owners of the Global Certificates. Payment of principal of, premium, if any, and interest on a Global Certificate may in the City's discretion be made by such other method of transferring funds as may be requested by the Holder of a Global Certificate. 6. Immobilization of Global Certificates by the Debositorv• Successor Depository; Replacement Bonds. Pursuant to the request of the Purchaser to the Depository, which request is required by the Terms of Proposal, immediately upon the original delivery of the Bonds the Purchaser will deposit the Global Certificates representing all of the Bonds with the Depository. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Depository, shall be registered in the name of the Depository or its nominee and shall be held immobilized from circulation at the offices of the Depository on behalf of the Purchaser and subsequent bondowners. The Depository or its nominee will be the sole holder of record of the Global Certificates and no investor or other party purchasing, selling or otherwise transferring ownership of interests in any Bond is to receive, hold or deliver any bond certificates so long as the Depository holds the Global Certificates immobilized from circulation, except as provided below in this paragraph and in paragraph 12. Certificates evidencing the Bonds may not after their original delivery be transferred or exchanged except: 40 41 42 43 44 45 346677.2 (i) Upon registration of transfer of ownership of a Global Certificate, as provided in paragraph 12, (ii) To any successor of the Depository (or its nominee) or any substitute depository (a "substitute depository") designated pursuant to clause (iii) of this subparagraph, provided that any successor of the Depository 5 q� �� 1 or any substitute depository must be both a"clearing 2 corporation" as defined in the Minnesota Uniform Commercial 3 Code at Minnesota Statutes, Section 336.8-102, and a 4 qualified and registered "clearing agency" as provided in 5 Section 17A of the Securities Exchange Act of 1934, as 6 amended, 7 (iii) To a substitute depository designated by and 8 acceptable to the City upon (a) the determination by the 9 Depository that the Bonds shall no longer be eligible for 10 its depository services or (b) a determination by the City 11 that the Depository is no longer able to carry out its 12 functions, provided that any substitute depository must be 13 quali£ied to act as such, as provided in clause (ii) of this 14 subparagraph, or 15 (iv) To those persons to whom transfer is requested 16 in written transfer instructions in the event that: 17 (a) the Depository shall resign or discontinue 18 its services for the Bonds and the City is unable to 19 locate a substitute depository within two (2) months 20 following the resignation or determination of non- 21 eligibility, or 22 (b) upon a determination by the City in its sole 23 discretion that (1) the continuation of the book-entry 24 system described herein, which precludes the issuance 25 of certificates (other than Global Certificates) to any 26 Holder other than the Depository (or its nominee), 27 might adversely affect the interest of the beneficial 28 owners of the Bonds, or (2) that it is in the best 29 interest of the beneficial owners of the Bonds that 30 they be able to obtain certificated bonds, 31 in either of which events the City shall notify Holders of 32 its determination and of the availability of certiPicates 33 (the ��Replacement Bonds'�) to Holders requesting the same and 34 the registration, transfer and exchange o£ such Bonds will 35 be conducted as provided in paragraphs 9B and 12 hereof. 36 In the event of a succession of the Depository as may 37 be authorized by this paragraph, the Bond Registrar upon 38 presentation of Global Certificates shall register their transfer 39 to the substitute or successor depository, and the substitute or 40 successor depository shall be treated as the Depository for all 41 purposes and functions under this resolution. The Letter of 42 Representations shall not apply to a substitute or successor 43 depository unless the City and the substitute or successor 44 depository so agree, and a similar agreement may be entered into. 346617.2 6 q� ��� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 7. Redemption. {a) Optional Redemption; Due Date. All Sonds maturing after Marah 1, 2005, shall be subject to redemption and prepayment at the option of the City on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part o£ the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only part of the Bonds having a common maturity date are called for prepayment, the Global Certi£icates may be prepaid in $5,000 increments of principal and, if applicable, the specific Replacement Bonds to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof called for redemption sha11 be due and payable on the redemption date, and interest thereon shall cease to accrue from and after the redemption date. 17 (b) Notation on Global Certificate. Upon a reduction in 18 the aggregate principal amount of a Global Certificate, the 19 Holder may make a notation of such redemption on the panel 20 provided on the Global Certificate stating the amount so 21 redeemed, or may return the Global Certificate to the Bond 22 Registrar in exchange for a new Global Certificate authenticated 23 by the Bond Registrar, in proper principal amount. Such 24 notation, if made by the Holder, shall be for reference only, and 25 may not be relied upon by any other person as being in any way 26 determinative of the principal amount of such Global Certificate 27 outstanding, unless the Bond Registrar has signed the appropriate 28 column of the panel. 29 (c) Selection of Replacement Bonds. To effect a partial 30 redemption of Replacement Bonds having a common maturity date, 31 the Bond Registrar prior to giving notice of redemption shall 32 assign to each Replacement Bond having a common maturity date a 33 distinctive number for each $5,000 of the principal amount of 34 such Replacement Bond. The Bond Registrar shall then select by 35 lot, using such method of selection as it shall deem proper in 36 its discretion, from the numbers so assigned to such Replacement 37 Bonds, as many numbers as, at $5,000 for each number, shall equal 38 the principal amount of such Replaoement Bonds to be redeemed. 39 The Replacement Bonds to be redeemed shall be the Replacement 40 Bonds to which were assigned numbers so selected; provided, 41 however, that only so much of the principal amount of each such 42 Replacement Bond of a denomination of more than $5,000 shall be 43 redeemed as shall equal $5,000 for each number assigned to it and 44 so selected. 45 (d7 Partial Redemt�tion of Rez�lacement Bonds. I£ a 46 Replacement Bond is to be redeemed only in part, it shall be 346617.2 7 ��-��� 1 2 � � 9 10 il 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 RYa surrendered to the Bond Registrar (with, if the City or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the City and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the City shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Replacement Bond, without service charge, a new Replacement Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. (e) Recxuest for Redemption. The Bond Registrar shall call Bonds for redemption and payment as herein provided upon receipt by the Bond Registrar at least forty-five (45) days prior to the redemption date of a request of the City, in written form if the Bond Registrar is other than a City officer. Such request shall specify the principal amount of Bonds to be called for redemption and the redemption date. (f) Notice. Mailed notice of redemption shall be given the paying agent (if other than a City officer) and to each affected Holder. If and when the City shall call any of the Bonds for redemption and payment prior to the stated maturity thereof, the Bond Registrar shall give written notice in the of the City of its intention to redeem and pay such Bonds at office of the Bond Registrar. Notice of redemption shall be to name the given by first class mail, postage prepaid, mailed not less than thirty (30) days prior to the redemption date, to each Holder of Bonds to be redeemed, at the address appearing in the Bond Register. Al1 notices of redemption shall state: (i) The redemption date; (ii) The redemption price; 33 (iii) If less than all outstanding Bonds are to be 34 redeemed, the identification (and, in the case of partial 35 redemption, the respective principal amounts) of the Bonds 36 to be redeemed; 37 (iv) That on the redemption date, the redemption price 38 will become due and payable upon each such Bond, and that 39 interest thereon shall cease to accrue from and after said 40 date; and 41 42 43 (v) The place where such Bonds are to be surrendered for payment of the redemption price (which shall be the office of the Bond Registrar). 346677.2 ����� 1 2 3 4 5 6 7 8 9 10 il 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 (g) Notice to Depositorv. Notices to The Depository Trust Company or its nominee shall contain the CUSIP numbers of the Bonds. If there are any Holders of the Bonds other than the Depository or its nominee, the Bond Registrar shall use its best efforts to deliver any such notice to the Depository on the business day next preceding the date of mailing of such notice to all other Holders. 8. Bond Reaistrar. First Trust National Association, in Saint Paul, Minnesota, is appointed to act as bond registrar and transfer agent with respect to the Bonds (the "Bond Registrar"), and shall do so unless and until a successor Bond Registrar is duly appointed, all pursuant to any contract the City and Bond Registrar shall execute which is consistent herewith. A successor Bond Registrar shall be an officer of the City or a bank or trust company eligible for designation as bond registrar pursuant to Minnesota Statutes, Chapter 475, and may be appointed pursuant to any contract the City and such successor Bond Registrar shall execute which is consistent herewith. The Bond Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and interest on the Bonds shall be paid to the Holders (or record holders) of the Bonds in the manner set forth in the forms of Bond and paragraph 14 of this resolution. 9. Forms of Bond. The Bonds shall be in the form of Global Certificates unless and until Replacement Bonds are made available as provided in paragraph 6. Each form o£ bond may contain such additional or di£ferent terms and provisions as to the form of payment, record date, notices and other matters as are consistent with the Letter of Representations and approved by the City Attorney. 31 A. Global Certificates. The Global Certificates, 32 together with the Certificate of Registration, the Register of 33 Partial Payments, the form of Assignment and the registration 34 information thereon, shall be in substantially the following form 35 and may be typewritten rather than printed: 346617.2 9 �� ��� 1 2 3 4 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 UNITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COUNTY CITY OF SAINT PAUL m GENERAI, OBLIGATION CAPITAL, IMPROVEMENT BOND, SERIES 1997A INTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE March 1, REGISTERED OWNER: PRINCIPAL AMOUNT: $ CUSIP DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of 5aint Paul, Ramsey County, Minnesota (the "ISSUer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above or on the certificate of registration below, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment Date"), commencing September 1, 1997, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable in same-day funds by 2:30 p.m., Eastern time, upon presentation and surrender hereof at the principal office of in , Minnesota (the "Bond Registrar"}, acting as paying agent, or any successor paying agent duly appointed by the Issuer; provided, however, that upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion be paid without presentation of this Bond, which payment shall be received no later than 2:30 p.m., Eastern time, and may make a notation on the panel provided herein of such redemption, stating the amount so redeemed, or may return the Bond to the Bond Registrar in exchange for a new Bond in the proper principal amount. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon April 1, 1997 346697.2 1 0 q� �� 1 2 3 4 5 6 7 8 9 10 li 12 13 14 15 16 17 18 19 20 21 22 23 24 by any other person as being in any way determinative of the principal amount of this Bond outstanding, unless the Bond Registrar has signed the appropriate column of the panel. Interest on this Bond will be paid on each Interest Payment Date in same-day funds by 2:30 p.m., Eastern time, to the person in whose name this Bond is registered (the "Holder" or "Bondholder��) on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month preceding such Interest Payment Date (the "Regular Record Date"). Interest payments shall be received by the Holder no later than 2:3� p.m., Eastern time; and principal and premium payments shall be received by the FIolder no later than 2_30 p.m_, Eastern time, if the Bond is surrendered £or payment enough in advance to permit payment to be made by such time. Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. The principal of and premium, if any, and interest on this Bond are payable in lawful money of the United States of America. 25 Date of Pavment Not Business Dav. If the date for 26 payment of the principal of, premium, if any, or interest on this 27 Bond shall be a Saturday, Sunday, legal holiday or a day on which 28 banking institutions in the City of New York, New York, or the 29 city where the principal office of the Bond Registrar is located 30 are authorized by law or executive order to close, then the date 31 for such payment shall be the next succeeding day which is not a 32 Saturday, Sunday, legal holiday or a day on which such banking 33 institutions are authorized to close, and payment on such date 34 shall have the same force' and effect as if made on the nominal 35 date of payment. 36 Redemption. All Bonds of this issue (the "BOnds") 37 maturing after March l, 2005, are subject to redemption and 38 prepayment at the option of the Issuer on such date and on any 39 day thereafter at a price of par plus accrued interest. 40 Redemption may be in whole or in part of the Bonds subject to 41 prepayment. If redemption is in part, those Bonds remaining 42 unpaid may be prepaid in such order of maturity and in such 43 amount per maturity as the City shall determine; and if only part 44 of the Bonds having a common maturity date are called for 45 prepayment, this Bond may be prepaid in $5,000 increments of 46 principal. Bonds or portions thereof called for redemption shall 47 be due and payable on the redemption date, and interest thereon 48 shall cease to accrue from and after the redemption date. 346617.2 1 1 �� 3 �� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 al 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 Notice of Itedemption. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bonds to be redeemed. In connection with any such notice, the "CUSIP" numbers assigned to the Bonds shall be used. 12eplacement or Notation of Bonds after Partial Redemotion. Upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion make a notation on the panel provided herein of such redemption, stating the amount so redeemed. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon by any other person as being in any way determinative of the principal amount of the Bond outstanding, unless the Bond Registrar has signed the appropriate column of the panel. Otherwise, the Holder may surrender this Bond to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond of the same series having the same stated maturity and interest rate and of the authorized denomination in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance; Purnose; General Oblicration. This Bond is one of an issue in the total principal amount of $17,500,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination, and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including particularly Laws of Minnesota for 1971, Chapter 773, as amended, and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on March 26, 1997 (the "Resolution"), for the purpose o£ providing money to finance the acquisition, construction and repair of various capital improvements in the City. This Bond is payable out of the General Debt Service Fund of the Issuer. This Bond constitutes a general obligation of the Issuer, and to provide moneys for the prompt and full payment of its principal, premium, if any, and interest when the same become due, the full faith and credit and taxing powers of the Issuer have been and are hereby irrevocably pledged. 346617.2 1 2 ��-.��� 3 4 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Denominations; Exchancxe; Resolution. The Bonds are issuable originally only as Global Certificates in the denomination of the entire principal amount of the issue maturing on a single date, or, if a portion of said principal is prepaid, said principal amount less the prepayment. Global Certificates are not exchangeable for fully registered bonds of smaller denominations except to evidence a partial prepayment or in exchange £or Replacement Bonds if then available. Replacement Bonds, if made available as provided below, are issuable solely as fully registered bonds in the denominations of $5,040 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations in equal aggregate principal amounts at the principal office of the Bond Registrar, but only in the manner and subject to the limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. Replacement Bonds. Replacement Bonds may be issued by the Issuer in the event that: (a) the Depository shall resign or discontinue its services for the Bonds, and only if the Issuer is unable to locate a substitute depository within two (2) months following the resignation or determination of non- eligibility, or (b) upon a determination by the Issuer in its sole discretion that (1) the continuation of the book-entry system described in the Resolution, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee), might adversely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certi£icated bonds. Transfer. This Bond shall be registered in the name of the payee on the books of the Issuer by presenting this Bond for registratzon to the Bond Registrar, who will endorse his, her or its name and note the date of registration opposite the name of the payee in the certificate of registration attached hereto. Thereafter this Bond may be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representatives, and the Issuer and Bond Registrar may treat the Holder as the person rights and powers of such assignment for 346677.2 exclusively entitled to exercise all the an owner until this Bond is presented with registration of transfer, accompanied by i[e3 9� 3�y� 1 assurance of the nature provided by law that the assignment is 2 genuine and effective, and until such transfer is registered on 3 said books and noted hereon by the Bond Registrar, all subject to 4 the terms and conditions provided in the Resolution and to 5 reasonable regulations of the Issuer contained in any agreement 6 with, or notice to, the Bond Registrar. Transfer of this Bond 7 may, at the direction and e�pense of the Issuer, be subject to 8 certain other restrictions if required to qualify this Bond as 9 being "in registered form" within the meaning of Section 149(a) 10 of the federal Internal Revenue Code of 1986, as amended. 11 Fees upon Transfer or Loss. The Bond Registrar may 12 require payment of a sum sufficient to cover any tax or other 13 governmental charge payable in connection with the transfer or 14 exchanqe of this Bond and any legal or unusual costs regarding 15 transfers and lost Bonds. 16 Treatment of Recristered Owner. The Issuer and Bond 17 Registrar may treat the person in whose name this Bond is 18 registered as the owner hereof for the purpose of receiving 19 payment as herein provided (except as otherwise provided with 20 respect to the Record Date) and for all other purposes, whether 21 or not this Bond shall be overdue, and neither the Issuer nor the 22 Bond Registrar shall be affected by notice to the contrary. 23 Authentication. This Bond shall not be valid or become 24 obligatory for any purpose or be entitled to any security unless 25 the Certificate of Authentication hereon shall have been executed 26 by the Bond Registrar. 27 Not Ouali£ied Tax-Exemot Obligations. The Bonds have 28 not been designated by the Issuer as "qualified tax-exempt 29 obligations" for purposes of Section 265(b)(3) of the federal 30 Internal Revenue Code of 1986, as amended. The Bonds do not 31 qualify for such designation. 346677.2 14 9� �� 1 IT IS HEREBY CERTIFIED AND RECITED that all acts, 2 conditions and things required by the Constitution and laws of 3 the State of Minnesota and the Charter of the Issuer to be done, 4 to happen and to be perfonned, precedent to and in the issuance 5 of this Bond, have been done, have happened and have been 6 per£ormed, in regular and due form, time and manner as required 7 by law, and that this Bond, together with all other debts of the 8 Issuer outstanding on the date of original issue hereof and on 9 the date of its issuance and delivery to the original purchaser, 10 does not exceed any constitutional or statutory or Charter 11 limitation of indebtedness. 12 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey 13 County, Minnesota, by its City Council has caused this Bond to be 14 sealed with its official seal and to be executed on its behalf by 15 the photocopied facsimile signature of its Mayor, attested by the 16 photocopied facsimile signature of its Clerk, and countersigned 17 by the photocopied facsimile signature of its Director, Office of 18 FinanCial Services. 346617.2 15 �� 3�� 1 2 3 4 Date of Registration: Registrable by: Payable at: 5 6 7 8 9 10 il BOND REGISTRAR'S CERTIFICATE OF AUTHEI3`PICATION This Bond is one o£ the Bonds described in the Resolution mentioned within. 12 13 14 , 15 Bond ReQistrar 16 17 18 19 20 21 By Authorized Signature (SEAL) CITY OF SAINT PAUL, RAMSEY COUN'I'Y, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of FinanCial Services 22 General Obligation Capital Improvement Bond, Series 1997A, No. 23 R- . 346677.2 16 �� ��� � 2 3 4 5 6 r� E] E io ii FfG 13 CERTIFICATE OF REGISTRATION The transfer of ownership of the principal amount of the attached Bond may be made only by the registered owner or his, her or its legal representative last noted below. DATE OF REGISTRATION REGISTERED OWNER SIGNATITRE OF BOND REGISTRAR 346617.2 17 9� ��� � REGISTER OF PARTIAL PAYMENTS 2 The principal amount of the attached Bond has been prepaid on the 3 dates and in the amounts noted below: 4 Signature of Signature of 5 Date Amount Bondholder Bond Registrar 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 If a notation is made on this register, such notation has the 23 effect stated in the attaChed Bond. Partial payments do not 24 require the presentation of the attaChed Bond to the Bond 25 Registrar, and a Holder could fail to note the partial payment 26 here. 346617.2 1 $ ��-.��� � ABBREVIATIONS 2 The following abbreviations, when used in the inscription on 3 the face of this Bond, shall be construed as though they were 4 written out in full according to applicable laws or regulations: 5 TEN COM - as tenants in common 6 TEN ENT - as tenants by the entireties 7 JT TEN - as joint tenants with right of survivorship 8 and not as tenants in common 9 UTMA - as custodian for 10 (Cust) (Minor) 11 under the Uniform Transfers to Minors Act 12 (State) 13 Additional abbreviations may also be used 14 though not in the above list. 346617.2 1 9 ���a� � ASSIGNMENT 2 For value received, the undersigned hereby sells, 3 assigns and transfers unto 4 the attached Bond and does 5 hereby irrevocably constitute and appoint 6 attorney to transfer the Bond on the 7 books kept for the registration thereof, with full power of 8 substitution in the premises. 9 Dated: 10 I3otice: The assignor�s signature to this 11 assignment must correspond with the name 12 as it appears upon the face of the 13 attached Bond in every particular, 14 without alteration or any change 15 whatever. 16 Signature Guaranteed: 17 18 Signature(s) must be guaranteed by a national bank or trust 19 company or by a brokerage firm having a membership in one of the 20 major stock exchanges or any other ��Eligible Guarantor 21 In5titution" as defined in 17 CFR 240.17Ad-15(a)(2). 22 The Bond Registrar will not effect transfer of this 23 Bond unless the information conceming the trans£eree requested 24 below is provided. 25 Name and Address: 26 27 28 (Include information for all joint 29 owners if the Bond is held by joint 30 account.} 346617.2 2 0 ��-��� 1 B. ReAlacement Bonds. If the City has notified 2 Aolders that Replacement Bonds have been made available as 3 provided in paragraph 6, then for every Bond thereafter 4 transferred or exchanged (including an exchange to reflect the 5 partial prepayment of a Global Certificate not previously 6 exchanged for Replacement Bonds) the Bond Registrar shall deliver 7 a certificate in the form of the Replacement Sond rather than the 8 Global Certificate, but the Fiolder of a Global Certificate shall 9 not otherwise be required to exchange the Global Certificate for 10 one or more Replacement Bonds since the City recognizes that some 11 beneficial owners may prefer the convenience of the Depository's 12 registered ownership of the Bonds even though the entire issue is 13 no longer required to be in global book-entry form. The 14 Replacement Bonds, together with the Bond 12egistrar's Certificate 15 of Authentication, the form of Assignment and the registration 16 information thereon, shall be in substantially the following 17 form: 346617.2 2 1 97-3�� 1 UNITED STATES OF AMERICA 2 STATS OF MINNESOTA 3 RAMSEY COUNTY 4 CITY OF SAII3`I` PAUL 5 R- 6 7 8 INTEREST 9 RATE 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 $ GENERAL OBLIGATION CAPITAL IMPROVEMENT BOND, SERIES 1997A MATiTRITY DATE OF DATE ORIGINAL ISSUE April 1, 1997 REGISTERED OWNER: PRINCIPAL AMOUNT: CUSIP DOLLARS KI30W ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ram5ey County, Minnesota (the "Issuer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment Date"), commencing September 1, 1997, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable upon presentation and surrender hereof at the principal office of , in , (the "Bond Registrar��), acting as paying agent, or any successor paying agent duly appointed by the Issuer. Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder'�) on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month preceding such Interest Payment Date (the "Regular ReCOrd Date"). Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at 346617.2 2 2 q��� 1 2 3 4 5 6 7 the close of business on a date (the "Special by the Bond Registrar whenever money becomes payment of the defaulted interest. Notice of Date shall be given to Bondholders not less t to the Special Record Date. The principal of any, and interest on this Bond are payable in LTnited States of America. Record Date") fixed available for the Special Record han ten days prior and premium, if lawful money of the 8 REFERENCE IS HFsR}3BY MADE TO THS FURTHER PROVISIONS OF 9 TFiIS BOND SET FOR'I`H ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL 10 FOR ALL PURPOSES HAVE THE SAMF3 EFFECT AS IF SET FORTH HERE. 11 IT IS HEREBY CERTIFIED AND RECITED that all acts, 12 conditions and things required by the Constitution and laws of 13 the State of Minnesota and the Charter of the Issuer to be done, 14 to happen and to be performed, precedent to and in the issuance 15 of this Bond, have been done, have happened and have been 16 performed, in regular and due form, time and manner as required 17 by law, and that this Bond, together with all other debts of the 18 Issuer outstanding on the date of original issue hereof and on 19 the date of its issuance and delivery to the original purchaser, 20 does not exceed any constitutional or statutory or Char�er 21 limitation of indebtedness. 22 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey 23 County, Minnesota, by its City Council has caused this Bond to be 24 sealed with its official seal or a facsimile thereof and to be 25 executed on its behalf by the original or facsimile signature of 26 its Mayor, attested by the original or facsimile signature of its 27 Clerk, and countersigned by the original or facsimile signature 28 of its Director, Office of Financial Services. 346617.2 2 3 q� �d� 1 2 3 4 Date of Registration Registrable by: Payable at: _ 5 BOND REGISTRAR'S 6 CERTIFICATE OF 7 AUTHENTICATION 8 This Bond is one of the 9 Bonds described in the 10 Resolution mentioned 11 within. 12 13 14 , 15 Bond Registrar 16 17 18 19 By Authorized Signature 20 (SEAL) 346677.2 CITY OF SAINT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services 24 �� 3 �� F� 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 ON REVERSE OF BOND Date of Payment Not Business DaX. If the date for payment of the principal of, premium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the City of New York, New York, or the city where the principal office of the Sond Registrar is located are authorized by 1aw or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nominal date of payment. Redemgtion. All Bonds of this issue (the "Bonds") maturing after March 1, 2005, are subject to redemption and prepayment at the option of the Issuer on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only of the Bonds having a common maturity date are called for prepayment, the specific Bonds to be prepaid shall be chosen lot by the Bond Registrar. Bonds or portions thereof called redemption shall be due and payable on the redemption date, interest thereon shall cease to accrue from and after the redemption date. part by for and Notice of Redemption. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bonds to be redeemed. In connection with any such notice, the "CUSIP" numbers assigned to the Bonds shall be used. Selection of Bonds for Redemption. To effect a partial redemption of Bonds having a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds Co be redeemed shall be the Bonds to which were assigned number5 so selected; provided, however, that only so much of the principal amount of 346617.2 25 g� 3�� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 such Bond of a denomination of more than $5,000 shall be redeemed as shall equal $5,000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance: Purnose: General Obli�ation. This Bond is one of an issue in the total principal amount of $17,500,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination, and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including particularly Laws of Minnesota for 1971, Chapter 773, as amended, and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on March 26, 1997 (the "Resolution"), for the purpose of providing money to finance the acquisition, construction and repair of various capital improvements in the City. This Bond is payable out of the General Debt Service Fund of the Issuer. This Bond constitutes a general obligation of the Issuer, and Co provide moneys for the prompt and full payment of its principal, premium, if any, and interest when the same become due, the fu11 faith and credit and taxing powers of the Issuer have been and are hereby irrevocably pledged. 34 Denominations: Exchancte: Resolution. The Bonds are 35 issuable solely as fully registered bonds in the denominations of 36 $5,000 and integral multiples thereof of a single maturity and 37 are exchangeable for fully registered Bonds of other authorized 38 denominations in equal aggregate principal amounts at the 39 principal office of the Bond Registrar, but only in the manner 40 and subject to the limitations provided in the Resolution. 41 Reference is hereby made to the Re5olution for a description of 42 the rights and duties of the Bond Registrar. Copies of the 43 Resolution are on file in the prinCipal office of the Bond 44 Registrar. 346677.2 2 6 �� 3d� 1 Transfer. This Bond is transferable by the Holder in 2 person or by his, her or its attorney duly authorized in writing 3 at the principal office of the Bond Registrar upon presentation 4 and surrender hereof to the Bond Registrar, all subject to the 5 �erms and conditions provided in the Resolution and to reasonable 6 regulations of the Issuer contained in any agreement with, or 7 notice to, the Bond Registrar. `Phereupon the Issuer shall 8 execute and the Bond Registrar shall authenticate and deliver, in 9 exchange for this Bond, one or more new fully registered Bonds in 10 the name of the transferee (but not registered in blank or to il ��bearer" or similar designation), of an authorized denomination 12 or denominations, in aggregate principal amount equal to the 13 principal amount of this Bond, of the same maturity and bearing 14 interest at the same rate. 15 Fees uAOn Transfer or Loss. The Bond Registrar may 16 require payment of a sum sufficient to cover any tax or other 17 governmental charge payable in connection with the transfer or 18 exchange of this Bond and any legal or unusual costs regarding 19 transfers and lost Bonds. 20 Treatment o£ Registered Owner. The Issuer and Bond 21 Registrar may treat the person in whose name this Bond is 22 registered as the owner hereof for the purpose of receiving 23 payment as herein provided (except as otherwise provided on the 24 reverse side hereof with respect to the Record Date) and for all 25 other purposes, whether or not this Bond shall be overdue, and 26 neither the Issuer nor the Bond Registrar shall be affected by 27 notice to the contrary. 28 Authentication. This Bond shall not be valid or become 29 obligatory for any purpose or be entitled to any security unless 30 the Certificate of Authentication hereon shall have been executed 31 by the Bond Registrar. 32 Not Oualified Tax-Exempt Obliqations. The Bonds have 33 not been designated by the Issuer as "qualified tax-exempt 34 obligations" for purposes of Section 265(b)(3) of the federal 35 Internal Revenue Code of 1986, as amended. The Bonds do not 36 quali£y for such designation. 346677.2 2 7 g���� � 2 3 4 5 6 7 8 9 10 11 12 13 14 15 ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Cust) (Minor) under the Uniform Transfers to Minors Act (State) Additional abbreviations may also be used though not in the above list. 346617.2 � q�-�� � ASSIGNMENT 2 For value received, the undersigned hereby sells, 3 assigns and transfers unto 4 the within Bond and does 5 hereby irrevocably constitute and appoint 6 attorney to transfer the Bond on the books kept for the 7 registration thereof, with full power of substitution in the 8 premises. 9 Dated: 10 Notice: The assignor's signature to this il assignment must correspond with the name 12 as it appears upon the face of the 13 within Bond in every particular, without 14 alteration or any change whatever. 15 Signature Guaranteed: 16 17 Signature(s) must be guaranteed by a national bank or trust 18 company or by a brokerage firm having a membership in one of the 19 major stock exchanges or any other "Eligible Guarantor 20 Institution° a5 defined in 17 CFR 240.17Ad-15(a)(2)- 21 The Bond Registrar will not effect transfer of this 22 Bond unless the information concerning the transferee requested 23 below is provided. 24 Name and Address: 25 26 27 28 (Include information for all joint owners if the Bond is held by joint account.) 346677.2 2 9 9� 3�y� 2 3 4 5 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 10. Execution. The Bonds shall be executed on behalf of the City by the signatures of its Mayor, Clerk and Director, Office of Financial Services, each with the effect noted on the forms of the Bonds, and be sealed with the seal of the City; provided, however, that the seal of the City may be a printed or photocopied £acsimile; and provided further that any of such signatures may be printed or photocopied £acsimiles and the corporate seal may be omitted on the Bonds as permitted by law. In the event of disability or resignation or other absence of any such officer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled officer. In case any such officer whose signature or facsimile of whose signature shall appear on the Bonds shall cease to be such officer before the delivery of the Bonds, such signature or facsimile shall nevertheless be valid and sufficient for all purposes, the same as if he or she had remained in office until delivery. 11. Authentication; Date of Registration. No Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit under this resolution unless a Certificate of Authentication on such Bond, substantially in the form hereinabove set forth, shall have been duly executed by an authorized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space provided the date on which the Bond is authenticated. For purposes of delivering the original Global Certi£icates to the Purchaser, the Bond Registrar shall insert as the date of registration the date of original issue, which date is April 1, 1997. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been authenticated and delivered under this resolution. 12. Registration; Transfer; Exchanae. The City will cause to be kept at the principal office of the Bond Registrar a bond register in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide for the registration of Bonds and the registration of transfers of Bonds entitled to be registered or transferred as herein provided. 42 A Global Certificate shall be registered in the name of 43 the payee on the books of the Bond Registrar by presenting the 44 Global Certificate for registration to the Bond Registrar, who 45 will endorse his or her name and note the date of registration 46 opposite the name of the payee in the certificate of registration 47 on the Global Certificate. Thereafter a Global Certificate may 346617.2 3 0 q��� 2 3 4 5 6 8 9 10 11 12 be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representative, and the City and Bond Registrar may treat the Holder as the person exclusively entitled to exercise all the rights and powers of an owner until a Global Certificate is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted thereon by the Bond Registrar, all subject to the terms and conditions provided in this resolution and to reasonable regulations of the City contained in any agreement with, or notice to, the Bond Registrar. 13 Transfer of a Giobal Certificate may, at the direction 14 and expense of the City, be subject to other restrictions if 15 required to qualify the Global Certificates as being "in 16 registered form" within the meaning of Section 149(a) of the 17 federal Internal Revenue Code of 1986, as amended. 18 If a Global Certificate is to be exchanged for one or 19 more Replacement Bonds, all of the principal amount of the Global 20 Certificate shall be so exchanged. 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Upon surrender for transfer of any Replacement Bond at the principal office of the Bond Registrar, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration (as provided in paragraph 11) of, and deliver, in the name of the designated transferee or transferees, one or more new Replacement Bonds of any authorized denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, as requested by the transferor; provided, however, that no bond may be registered in blank or in the name of "bearer" or similar designation. At the option of the Holder of a Replacement Bond, Replacement Bonds may be exchanged for Replacement Bonds of any authorized denomination or denominations of a like aggregate principal amount and stated maturity, upon surrender of the Replacement Bonds to be exchanged at the principal office of the Bond Registrar. Whenever any Replacement Bonds are so surrendered for exchange, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration of, and deliver the Replacement Bonds which the Holder making the exchange is entitled to receive. G1oba1 Certificates may not be exchanged for Global Certificates of smaller denominations. 346677.2 31 9� �dy� 1 All Bonds surrendered upon any exchange or transfer 2 provided for in this resolution shall be promptly cancelled by 3 the Bond Registrar and thereafter disposed of as directed by the 4 City. 5 All Bonds delivered in exchange for or upon transfer of 6 Bonds shall be valid general obligations o£ the City evidencing 7 the same debt, and entitled to the same benefits under this S resolution, as the Bonds surrendered for such exchange or 9 transfer. 10 Every Bond presented or surrendered for transEer or 11 exchange shall be duly endorsed or be accompanied by a written 12 instrument of transfer, in fozm satisfactory to the Hond 13 Registrar, duly executed by the Holder thereof or his, her or its 14 attorney duly authorized in writing. 15 The Bond Registrar may require payment of a sum 16 sufficient to cover any tax or other governmental charge payable 17 in connection with the transfer or exchange of any Bond and any 18 legal or unusual costs regarding transfers and lost Bonds. 19 Transfers shall also be subject to reasonable 20 regulations of the City contained in any agreement with, or 21 notice to, the Bond Registrar, including regulations which permit 22 the Bond Registrar Co close its transfer books between record 23 dates and payment dates. 24 13. Ricrhts Upon Transfer or Exchanc�e. Each Bond 25 delivered upon transfer of or in exchange for or in lieu of any 26 other Bond shall carry all the rights to interest accrued and 27 unpaid, and to accrue, which were carried by such other Bond. 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 14. Interest Pa�ment: Record Date. Interest on any Global Certificate shall be paid as provided in the first paragraph thereo£, and interest on any Replacement Bond shall be paid on each Interest Payment Date by check or draft mailed to the person in whose name the Bond is registered (the "Holder") on the registration books of the City maintained by the Bond Registrar, and in each case at the address appearing thereon at the close of business on the fifteenth (15th) day of the calendar month preceding such Interest Payment Date (the "Regular Record Date"). Any such interest not so timely paid sha11 cease to be payable to the person who is the Holder thereof as of the Regular Record Date, and shall be payable to the person who is the Holder thereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given by the Bond Registrar to the 346617.2 3 2 9� 36� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Holders not less than ten (10) days prior to the Special Record Date. 15. Holders: Treatment of Registered Ovmer; Consent of Holders. (A) For the purposes of all actions, consents and other matters affecting Holders of the Bonds, other than payments, redemptions, and purchases, the City may (but shall not be obligated to) treat as the Holder of a Bond the beneficial owner of the Bond instead of the person in whose name the Bond is registered. For that purpose, the City may ascertain the identity of the beneficial owner of the Bond by such means as the Bond Registrar in its sole discretion deems appropriate, including but not limited to a certificate from the person in whose name the Bond is registered identifying such beneficial owner. 16 (B) The City and Bond Registrar may treat the person in 17 whose name any Bond is registered as the owner of such Bond for 18 the purpose of receiving payment of principal of and premium, if 19 any, and interest (subject to the payment provisions in paragraph 20 14 above) on, such Bond and for all other purposes whatsoever 21 whether or not such Bond shall be overdue, and neither the City 22 nor the Bond Registrar shall be affected by notice to the 23 contrary. 24 (C) Any consent, request, direction, approval, objection or 25 other instrument to be signed and executed by the Holders may be 26 in any number of concurrent writings of similar tenor and must be 27 signed or executed by such Holders in person or by agent 28 appointed in writing. Proof of the execution of any such 29 consent, request, direction, approval, objection or other 30 instrument or of the writing appointing any such agent and of the 31 ownership of Bonds, if made in the following manner, shall be 32 sufficient for any of the purposes of this resolution, and shall 33 be conclusive in favor of the City with regard to any action 34 taken by it under such request or other instrument, namely: 35 36 37 38 39 4� 41 (1) The fact and date of the execution by any person of any such writing may be proved by the certificate of any officer in any jurisdiction who by law has power to take acknowledgments within such jurisdiction that the person signing such writing acknowledged before him or her the execution thereof, or by an affidavit of any witness to such execution. 346617.2 33 ����� 1 (2) Subject to the provisions oE subparagraph (A) 2 above, the fact of the ownership by any person of Bonds and 3 the amounts and numbers of such Bonds, and the date of the 4 holding of the same, may be proved by reference to the bond 5 register. 6 16. Delivery: Apolication of Proceeds. The Global 7 Certificates when so prepared and executed shall be delivered by 8 the Director, Office of Financial Services, to the Purchaser upon 9 receipt of the purchase price, and the Purchaser shall not be 10 obliged to see to the proper application thereof. 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 17. Fund and Account. There is hereby created a special account to be designated the "Capital Improvement Bonds of 1997A Account" (the "Account") to be administered and maintained by the City Treasurer as a bookkeeping account separate and apart from all other accounts maintained in the official financial records of the City. There has been heretofore created and established the General Debt Service Fund (numbered 960, herein the "Fund"). The Fund and the Account shall each be maintained in the manner herein specified until all of the Bonds and the interest thereon have been fully paid. (i) Account. To the Account there shall be credited the proceeds of the sale of the Bonds, less accrued interest received thereon, and less any amount paid £or the Bonds in excess of $17,325,000. From the Account there shall be paid all costs and expenses of making the Improvements, including the cost of any construction contracts heretofore let and all other costs incurred and to be incurred of the kind authorized in Minnesota Statutes, Section 475.65 (including interest on the Bonds payable during the construction period); and the moneys in the Account shall be used for no other purpose except as otherwise provided by law; provided that the proceeds of the Bonds may also be used to the extent necessary to pay interest on the Bonds due prior to the anticipated date of commencement of the collection of taxes levied herein; and provided further that if upon completion of the Improvements there shall remain any unexpended balance in the Account, the balance may be transferred by the Council to the fund of any other improvement instituted pursuant to Laws of Minnesota for 1971, Chapter 773, as amended, or used for any other purpose permitted by law, or transferred to the Fund. All earnings on the Account shall be transferred to the Fund, or may remain in the Account. 346617,2 34 �� 3�� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 (ii) Fund. There is hereby pledged and there shall be credited to the Fund, to a special sinking fund account which is hereby created and established therein £or the payment of the Bonds: (a) all accrued interest received upon delivery of the Bonds; (b) all funds paid for the Bonds in excess of $17,325,000; (C) any collections of all taxes which are herein levied for the payment of the Bonds and interest thereon as provided in paragraph 18; (d) all funds remaining in the Account after Completion of the Improvements and payment of the costs thereof, not so transferred to the account of another improvement or used for any other purpose permitted by law; (e) all investment earnings on moneys held in said special account in the Fund; and (f) any and all other moneys which are properly available and are appropriated by the governing body of the City to said special account in the Fund, including (at the discretion of the City Council) franchise fees paid by the district heating utility. The City Council on the date this resolution is adopted intends to appropriate franchise fees paid by the district heating utility to pay debt service on the Bonds. Said special account created in the Fund shall be used solely to pay the principal and interest and any premiums for redemption of the Bonds and any other bonds of the City heretofore or hereafter issued by the City and made payable from said special account in the Fund as provided by law, or to pay any rebate due to the United States. No portion of the proceeds of the Bonds shall be used directly or indirectly to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except (1) for a reasonable temporary period until such proceeds are needed for the purpose for which the Bonds were issued, and (2) in addition to the above in an amount not greater than $100,000. To this effect, any proceeds of the Bonds and any sums from time to time held in the Account or said special account in the Fund (or any other City account which will be used to pay principal or interest to become due on the bonds payable there£rom) in excess of amounts which under then-appliaable federal arbitrage regulations may be invested without regard as to yield shall not be invested at a yield in excess of the applicable yield restrictions imposed by said arbiCrage regulations on such investments after taking into account any applicable "temporary periods" or "minor portion" made available under the federal arbitrage regulations. In addition, the proceeds of the Bonds and money in the Account or the Fund shall not be invested in obligations or deposits issued by, guaranteed by or insured by the United States or any agency or instrumen- tality thereof if and to the extent that such investment would 346617.2 3 5 �� -��I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) o£ the federal Internal Revenue Code of 1986, as amended (the "Code"). 18. Tax Levy: Coverage Test_ To provide moneys for payment of the principal and interest on the Bonds there is hereby levied upon all of the taxable property in the City a direct annual ad valorem tax which shall be spread upon the tax rolls and collected with and as part of other general property taxes in the City for the years and in the amounts as follows: Year of Tax Year of Ta�c Levy Collection Amount 1996� 1997 1998 1999 2000 2001 2002 2003 2004 20Q5 1997� 1998 1999 2000 2001 2002 2003 2004 2005 2�06 $2,224,976� 2,292,912 2,438,573 2,363,498 2,365,467 2,362,107 2,353,260 2,365,992 2,371,688 2,342,813 22 � heretofore levied or provided from other available City funds 23 The tax levies are such that if collected in full they, 24 together with estimated collections of any other revenues herein 25 pledged for the payment of the Bonds, will produce at least five 26 percent (50) in excess of the amount needed to meet when due the 27 principal and interest payments on the Bonds. The tax levies 28 shall be irrepealable so long as any of the Bonds are outstanding 29 and unpaid, provided that the City reserves the right and power 30 to reduce the levies in the manner and to the extent permitted by 31 Minnesota Statutes, Section 475.61, Subdivision 3. 32 19. General Obliaation Pledae. For the prompt and 33 full payment of the principal and interest on the Bonds, as the 34 same respectively become due, the full faith, credit and taxing 35 powers of the City shall be and are hereby irrevocably pledged. 36 If the balance in the Fund (as defined in paragraph 17 hereof? is 37 ever insufficient to pay all principal and interest then due on 38 the Bonds payable therefrom, the deficiency shall be promptly 39 paid out of any other funds of the City which are available for 40 such purpose, including the general fund of the City, and such 41 other funds may be reimbursed with or without interest from the 42 Fund when a sufficient balance is available therein. 346617.2 3 6 ����� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 20. Certificate of Revistration. The Director, Office of Financial Services, is hereby directed to file a certified copy of this resolution with the officer of Ramsey County, Minnesota, performing the functions of the county auditor (the "County Auditor"), together with such other information as the County Auditor shall require, and to obtain the County Auditor's certificate that the Bonds have been entered in the County Auditor's Bond Register, and that the tax levy required by law has been made. 21. Records and Certificates. The officers of the City are hereby authorized and directed to prepare and furnish to the Purchaser, and to the attorneys approving the legality of the issuance o£ the Bonds, certified copies of all proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other affidavits, certificates and information as are required to show the facts relating to the legality and marketability of the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. 23 22. Negative Covenants as to Use of Proceeds and 24 Improvements. The City hereby covenants not to use the proceeds 25 of the Bonds or to use the Improvements, or to cause or permit 26 them to be used, or to enter into any deferred payment 27 arrangements for the cost of the Improvements, in such a manner 28 as to cause the Bonds to be "private activity bonds" within the 29 meaning of Sections 103 and 141 through 150 of the Code. The 30 City hereby covenants not to use the proceeds of the Bonds in 31 such a manner as to cause the Bonds to be "hedge bonds" within 32 the meaning of Section 149(g) of the Code. 33 23. Tax-Exempt Status of the Bonds; Rebate: Elections. 34 The City shall comply with requirements necessary under the Code 35 to establish and maintain the exclusion from gross income under 36 Section 103 of the Code of the interest on the Bonds, including 37 without limitation requirements relating to temporary periods for 38 investments, limitations on amounts invested at a yield greater 39 than the yield on the Bonds, and the rebate of excess investment 40 earnings to the United States. 41 The City expects that the two-year expenditure 42 exception to the rebate requirements may apply to the 43 construction proceeds of the Bonds. 346617.2 3 7 q? �3�� 1 2 3 4 5 6 7 8 If any elections are available now or hereafter with respect to arbitrage or rebate matters relating to the Bonds, the Mayor, Clerk, Treasurer and Director, Office of Financial Services, or any of them, are hereby authorized and directed to make such elections as they deem necessary, appropriate or desirable in connection with the Bonds, and all such elections sha11 be, and sha11 be deemed and treated as, elections o£ the City. 9 24. No Desianation of Oualified Tax-Exem�t 10 Obligations. The Bonds, together with other obligations issued il by the City in 1997, exceed in amount those which may be 12 qualified as "qualified tax-exempt obligations" within the 13 meaning of Section 265(b)(3) of the Code, and hence are not 14 designated for such purpose. 15 25. Letter of Representations. The Letter of 16 Representations for the Bonds is hereby confirmed to be the 17 Blanket Issuer Letter of Representations dated April 10, 1996, by 18 the City and received and accepted by The Depository Trust 19 Company. So long as The Depository Trust Company is the 20 Depository or it or its nominee is the Holder of any Global 21 Certificate, the City shall comply with the provisions of the 22 Letter of Representations, as it may be amended or supplemented 23 by the City from time to time with the agreement or consent of 24 The Depository Trust Company. 25 26. Negotiated Sale. The City has retained Springsted 26 Incorporated as an independent financial advisor, and the City 27 has heretofore determined, and hereby determines, to sell the 28 Bonds by private negotiation, all as provided by Minnesota 29 Statutes, Section 475.60, Subdivision 2(9). 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 27. Continuin�Disclosure. The City is an obligated person with respect to the Bonds. The City hereby agrees, in accordance with the provisions of Rule 15c2-12 (the "Rule"), promulgated by the Securities and Exchange Commission (the "Commission" pursuant to the Securities Exchange Act of 1934, as amended, and a Continuing Disclosure Undertaking (the "Undertaking") hereinafter described, to: A. Provide or cause to be provided to each nationally recognized municipal securities information repository ("NRMSIR") and to the appropriate state information depository ("SID"), if any, for the State of Minnesota, in each case as designated by the Commission in accordance with the Rule, certain annual financial information and operating data in accordance with the Undertaking. The City reserves the right to modify from time to time the terms of the Undertaking as provided therein. 346677.2 m q� :��� 1 B. Provide or cause to be provided, in a timely 2 manner, to (i) each NRMSIR or to the Municipal Securities 3 Rulemaking Board ("MSRB��) and (ii) the SID, notice of the 4 occurrence of certain material events with respect to the 5 Bonds in accordance with the Undertaking. 6 C. Provide or cause to be provided, in a timely 7 manner, to (i) each NRMSIR or to the MSRB and (ii) the SID, 8 notice of a failure by the City to provide the annual 9 financial infoYmation with respect to the City described in 10 the Undertaking. il The City agrees that its covenants pursuant to the Rule 12 set forth in this paragraph 27 and in the Undertaking are 13 intended to be for the benefit of the Aolders of the Bonds and 14 shall be enforceable on behalf of such Holders; provided that the 15 right to enforce the provisions of these covenants shall be 16 limited to a right to obtain specific enforcement of the City's 17 obligations under the covenants. 18 The Mayor and Director, Office of Financial Services, 19 or any other officers of the City authorized to act in their 20 stead (the "Officers"), are hereby authorized and directed to 21 execute on behalf of the City the Undertaking in substantially 22 the form presented to the City Council, subject to such 23 modifications thereof or additions thereto as are (i) consistent 24 with the requirements under the Rule, (ii) required by the 25 Purchaser, and (iii) acceptable to the Officers. 26 28. Severabilitv. If any section, paragraph or 27 provision of this resolution shall be held to be invalid or 28 unenforceable for any reason, the invalidity or unenforceability 29 of such section, paragraph or provision shall not affect any of 30 the remaining provisions of this resolution. 346617.2 3 9 9� 3�� 1 29. Headinas. Headings in this 2 included for convenience of reference onl 3 hereof, and shall not limit or define the 4 provision hereof. resolution are y and are not a part meaning of any Adopted by Cauncil: Dffie 1�� ��. � �t_�1 rl Adoption Certified by Council Secretary By: � �--- 2 � , � \ \ ' Approved by Mayor: Date� By: -• - -.. .-.. y - . - . .,- - - � �II� �' � �i1..:_�� �,_�� � I ` / "� . :.. -. . . i . � : ��, . i // � i/�� Approved by M y� r ubmission to Gouncil By: 346617.2 � O O ��-��� FsXHIBITS Exhibit A - Proposals 346677.2 q� 3� 37�lt�5 DEPARIMQ�lT4DFFICE�COUNQL OATE INITIAI3� Financial Services 3/12/9,7j GREEN SHEE CONTACT PERSON & PHONE INITIAVDATE INRIAUDATE ODEPAflTMENTDIFECTOR �CITYCAUNCIL Martha Kantorowicz p$$IGN �Cf1YATTORNEY �CITYCLERK NUYBENFON MUSTBE ON CAUNCIL AGEN�A BV (DATE) ROUTING � BUDGET OIRECTOfl rl FlN. & MG7: SERVICES OIR. March 26, 1997 oaoea ��` � MAWR (OR ASSISTANn � TOTAL # OF SIGNATURE PAGES � (CLIP ALL LOCATIONS FOR SIGNATURE) ACTION REQUESTED: This resolution accepts the winning proposal and awards the bid for the $17,500,000 G.O. Gapital Improvement Bonds Series 1997A. This is a competitive bond sale and the award is going to the bidder found to be the most advantageous (lowest cost) to the City. RECAMMENDATIONS: Approve (A) or Reject (R) pERSONAL SERVICE CONTRACTS MUST ANSWER 7HE FOLLOWING QUESTIONS: _ PLANNING COMMISSION _ CIVIL SEflVICE COMMISSION �� Has this personfirm ever worketl untler a contract for this tlepartmen[? CIB CAMMITfEE YES "NO � 2. Has this personfirm ever been a ciry employee? � � — VES NO _ DISiRlc7cOUa7 _ 3. Does this person/firm possess a skill not nortnally possessed by any current ciry employee? SUPPORTS WHICH COUNCILD&IECTIVE? YES NO Explain all yes answen on seperate sheet and attach to gteen sheet INITIATING PROBLEM, ISSUE, OPPORTUNITY (Who, What, When, Where, Why): The bonds are for the purpose of funding the bond financing portion of the Capital Improvement budget. ADVANTAGES IF APPROVEO: Financing will be available for the CIB budget. �ISADVANTAGES IFAPPROVED: None DISA�VANTAGES IF NOTAPPROVED: Funds needed for capital projects wi11 not be available. '' r t . .��'���.ti �'������; ���� .�.:-:;: � �� i��� 17,500,000 TO7AL AMOUNT OF TRANSACTION $ COST/REVENUE BUDGE7ED (CIRCLE ONE) YES NO FUNDIfdG SOURCE ACTINTY NUMBEH FINANCIAL INFORM'ATION. (EXPLAIN) ���� 1 means the certificates representing the Bonds so authenticated 2 and delivered by the Bond Registrar pursuant to paragraphs 6 and 3 12 hereof; and 4 WHEREAS, "HOlder" as used herein means the person in 5 whose name a Bond is registered on the registratio books of the 6 City maintained by the registrar appointed as prov ded in 7 paragraph 8(the "Bond Registrar"); and 8 WHEREAS, Rule 15c2-12 of the Securit'es and Exchange 9 Commission prohibits "participating underwrit rs" from purchasing 10 or selling the Bonds unless the City underta es to provide 11 certain continuing disclosure with respect o the Bonds; and 12 WHEREAS, pursuant to Minnesota tatutes, Section 13 475.60, Subdivision 2(9), public sale re irements do not apply 14 to the Bonds if the City retains an ind pendent financial advisor 15 and determines to sell the Bonds by pr'vate negotiation, and the 16 City has instead authorized a competi ive sale without 17 publication of notice thereof as a f rm of private negotiation; 18 and 19 WHEREAS, proposals for ¢'he Bonds have been solicited by 20 Springsted Incorporated pursuan/to an Official Statement and 21 Terms of Proposal therein: 22 NOW, THEREFORE, BE �[`i' RESOLVED by the Council of the 23 City of Saint Paul, Minnesot�; as follows: 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 the City with the interest of $ 1. Acce tance f Pro osal. The proposal of (the "Purchaser") to purchase $17,500,000 bligation Capit Improvement Bonds, Series 1997A, of (the °BOnds", individually a °BOnd��), in accordance Terms of Prop sal for the bond sale, at the rates of set forth he inafter, and to pay for the Bonds the sum , us interest accrued to settlement, is er ned and declared to be the most favorable d is hereby accepted, and the Bonds are he Purchaser. The Director, Office of , or his designee, is directed to retain the rchaser and to forthwith return to the others their good faith checks or drafts. ....�..., �.,....,., �.. proposal received hereby awarded to Financial Servic deposit of the P making proposa Maturities Capital Im 1997, as t on or aft be numbe e in the en 2. Title; Original Issue Date; Denominations; The Bonds shall be titled "General Obligation p ovement Bonds, Series 1997A", shall be dated April 1, e date of original issue and shall be issued forChwith r such date as fully registered bonds. The Bonds shall d from R-1 upward. Global Certificates shall each be omination of the entire principal amount maturing on a 3 9��-��� 1 single date, or, if a portion of said principal amount is 2 prepaid, said principal amount less the prepayment. Repl cemen 3 Bonds, if issued as provided in paragraph 6, shall be i the 4 denomination of $5,000 each or in any integral multipl thereof 5 of a single maturity. The Bonds shall mature on Marc 1 in the 6 years and amounts as follows: 7 Year Amount Year Amount 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 1998 $1,375,000 1999 1,425,000 2000 1,625,000 2001 1,625,000 2002 1,700,000 3. Purpose. The Bond construction of the capital impro� capital improvement budget (the " the Bonds shall be deposited and 17, for the purpose described by : Chapter 773, as amended, and any � to any other purpose permitted by Improvements, which shall include Minnesota Statutes, Section 475.6 equal to the amount of the Bonds proceed with due diligence to c m. 24 4. Interest. The 25 semiannually on March 1 and 26 "Interest Payment Date"), c 27 calculated on the basis of 28 months, at the respective at 29 maturity years as follows. 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Maturitv Year 1998 1999 2000 2001 2002 5. nuvn-�1i�i v .� be issued in maturity, de immobilized interests in their respec paragraph 6� 346677.2 0 2003 2004 2005 2006 2007 % te . TJpon their original issuance the Bonds will h form of a single Global Certificate for each 'ted with the Depository by the Purchaser and provided in paragraph 6. No beneficial owners of he Bonds will receive certificates representing ve interests in the Bonds except as provided in Except as so provided, during the term of the 2003 $1,775,000 2004 1,850,000 2005 1,950,000 2006 2,050,000 200 2,125,000 shall rovide funds for the ements in the City's 1997 mprov ments"). The proceeds of sed s provided in paragraph aws of Minnesota for 1971, xc ss moneys shall be devoted 1 w. The total cost of the 11 costs enumerated in , is estimated to be at least Work on the Smprovements shall letion. onds shall bear interest payable eptember 1 of each year (each, an mencing September 1, 1997, 360-day year of twelve 30-day es per annum set forth opposite the Maturitv Year Interest Rate !! 97 �ay� 1 cause the Bonds to be "federally guaranteed" within the meani 2 of Section 149(b) of the federal Internal Revenue Code of 19 , 3 as amended (the "Code"). 4 18. Ta�c Levy; Coverage Test. To provide money for 5 payment of the principal and interest on the Bonds there 's 6 hereby levied upon all of the taxable property in the C' y a 7 direct annual ad valorem t� which sha11 be spread upo the t3x 8 rolls and collected with and as part of other general roperty 9 taxes in the City for the years and in the amounts a follows: 10 11 12 13 14 15 16 17 18 19 20 21 Year of Tax Year of Ta�c 1996` 1997 1998 1999 2000 2001 2002 2003 2004 2005 1997� 1998 1999 2000 2001 2002 2003 2004 2005 2006 $ � � 22 � heretofore levied or provided from available City funds 23 The tax levies are such t t if collected in full they, 24 together with estimated collections of any other revenues herein 25 pledged for the payment of the Bon s, will produce at least five 26 percent (50) in excess of the amo nt needed to meet when due the 27 principal and interest payments n the Bonds. The tax levies 28 shall be irrepealable so long a any of the Bonds are outstanding 29 and unpaid, provided that the ity reserves the right and power 30 to reduce the levies in the m nner and to the extent permitted by 31 Minnesota Statutes, Section 5.61, Subdivision 3. 32 19. General Obl' ation Pled e. For the prompt and 33 full payment of the princ' al and interest on the Bonds, as the 34 same respectively become ue, the full faith, credit and taxing 35 powers of the City shal be and are hereby irrevocably pledged. 36 If the balance in the F nd (as defined in paragraph 17 hereof) is 37 ever insufficient to p y all principal and interest then due on 38 the Bonds payable the efrom, the deficiency shall be promptly 39 paid out of any othe funds of the City which are available for 40 such purpose, inclu ng the general fund of the City, and such 41 other funds may be eimbursed with or without interest from the 42 Fund when a suffic ent balance is available therein. 346617.2 / 3 6 85 E. SEVENLH PLACE SUITE 100 SAINT PAUL, MN 55101-2143 612-223-3000 RAX:612-223-3002 �� � March 26, 1997 Mr. Joe Reid, Director Office of Financiaf Services City of Saint Paul 240 City Hall 15 West Kellogg Boulevard Saint Paui, MN 55102 �I�-�Oy SPRINGSTED Publu Finante �Idvisors Re: Recommendations for Award of City of Saint Paul's $17,500,000 General Obligation Capital improvement Bonds (CIB), Series 1997A $2,450,000 Generai Obiigation SVeet improvement Special Assessment Bonds, Series19976 Dear Mr. Reid: This letter summarizes the results of the competitive bids opened at 10:30 this moming for these issues. Purpose of Issues The purpose of this CIB issue is to provide funding for various qpital improvements as part of the City's annual Capital Improvement Program, to include partiai funding for the public costs associated with the Science Museum and the Wabasha Bridge. The purpose of the Street issue is to fund portions of the City's annual street improvement program. Tax-Exempt Interest Rate Market Since the first of the year, tax-exempt interest rates have moved in a relatively tight band, varying about 2/10's of 1% over the term: January 2, 1997 the BBI was 5.70%; the low point was February 20, 1997 when the BBI was 5.56%. March 20, 1997 (the most recent date) the BBI was 5.78�0. Within the last month, the numbers indicate the market movement has been up, with most such movement occurting in late February. The marfcet is currenUy looking for bonds since the suppiy is low, which heiped in this sale. SALNT PAUL, M:� � MINNEAPOLIS, M4 • BROOKF7EID,K'1 • O`/ERIAND PARK, KS • K'.�3fl.\GTOY, DC • IOWA CCTY, U City of Saint Paul lJlarch 26, 1997 Page 2 ��_��`� Sale Resutts The City received nine bids on the CIB sale. The bids were as foliows: Rank Bidder Piper Jaffray Hutchinson Shockey (Chicago) Mertiil Lynch (Califomia) Dain Bosworth Cronin 8 Co. First of America (Chicago) Raymond James (Florida) Interstate Johnson (Georgia) William Blair (Chicago) nc t^ioi 4.9497°!0 4.9950% 4.9988% 4.9994°10 5.0251 % 5.0297% 5.0354% 5.0718% 5.0879% 'fhe lowest bid of 4.9497�o was submitted by Piper Jaffray, with the next lowest bid from Hutchinson Shockey (Chicago) at 4.9950�0. The City received five bids on the street issue. The bids were as follows: Rank Bidder Piper Jaffray Cronin & Co Dain Bosworth Raymond James Wil{iam Siair TIC % 5.2181 % 5.2497% 5.2577% 5.3092% 5.3458% The lowest bid of 5.2181�o was submitted by Piper Jaffray, with the next lowest bid from Cronin & Co (Twin Cities) at 5.2497%. The nine bids received on the CIB issue has only been matched once (nine bids were aiso received in 1995) by the City since 1985. The CIB issue received broad national attention with underwriters bidding from Chicago (3), Califomia (1), Florida (1), and Georgia (1). We require bidders to submit their bids on a"True Interest Rate" (TIC) basis, so as to reflect the present vaiue of their bids and thereby ensure the City award based on the lowest cost to the City. We have enclosed bid tabulation fortns for each issue summarizing the bid specifics and composition of each underwriting syndicate. Recommendation We recommend awards of sale of the CIB issue and the Street issue to Piper Jaffray. Basis of Recommendation The interest rates received o� each issue reflect aggressive bidding in today's maefcet and compare well with the Citys recent historicai experience. Focusing on the 1997 CIB issue with its TIC of 4.94°k, the City's experience for its CIB issues in 1995 and 1996 respectively of 5.14% and 4.81 �o. Our estimate of the City's interest rate on the CIB issue had the issue sold in eariy February was 4.92%. We have compared this issue against other issues soid thus far City of Sairrt Paui March 26, 1997 Page 3 �� ��°'� this week and the City has received lower interest rates than these issues. We also monitor each of the City's issues against a daily national interest rate index, Delphis-Hanover. These rates are at or siight{y better than the DeiphiaHanaver "AAA"-rated interest rates. Historica{ty, the Cityls issues sell between the Delphis Hanover ;4A-to-AAA" Ievels, a performance matched by these issues. Yesterday, the Federal Reserve took action on short-tertn interest rates. Our analysis shows that the market had anUcipated this action over the last few weeks and had atready factored in an adjustment Credit Rating The City received three ratings of "Aa2/AA+IAA+^ from Moody's Investors Service, Standard & Poors and Fitch Investors Service, respectively. The City put together an outstanding rating presentation for each agency as part of this sate process. Each agency noted numerous areas of improvement. We would be pleased to respond to the comments of the rating agencies resulting from this process. We are again appreciative of the opportunity to be of service to the City. We welcome any questions or comments on this report. Respectfully, �1�a.���11�� David N. MacGillivray / Principal Director of Project Management /dmf Enclosures � ����� O � N � v .f S N U d � c� 9 � � W c � c �. � ^ m a r G !n � « d l0 �a� w : `o `o n Y �. E � UU� Z �� rSrng awm ng�� ia -ccv�ri�riuivivi �o� � N v L p � � (7 N �� Q - - . . � ���� 000a�000eaoe�aoao� o � 1� NtqtOl� tOmO��Ni9QQ iOtp � Q O a C '[7 7 Y C Q Y Q 1A tn In 1N iA tn tn 1n In ln ' y U � N .� _ . . � � � � � Q - - . . . ._ _ � � � N _ y o o�� O o o O � o O O o o p� C ln O O O O Q 2!n tn 1n O tn NQ �onm$ZZ�NmQQ�R 8 U N Q U Q R R 7'ci ? C tn 1tj 1N tn In 1tj W O C�p7 ` i o' � � a � c�c�v3��¢ .- . vfZ�' � � N - o 0 0� o o � o 0 0 o e 1 n O O p O O CL O O p N O I f� N Q in tD I� Z oJ m O O � ���� a � t0 C? V Q? et Q In iA tn � � �� ¢ � N < 7 � Q � I� C O Q a�i c>��m� �¢ m ¢ a � o , o a000000000 0 �eo .00 �n N ln1n�(LCL � CLQ¢CC O N O�ZZ � N m�� n Z Z 2 2 2 Z Z Z??��n rn$ c _ vvvv �n�niciuivi I �rj !� � Q d N � tp � i •YOQ�i c� ^ yi � ,� j ¢ O 8 � z y + a� a� a� a� a� a� a� a� a� a� a� a� nQ y 1A C �21ini1� tfi OC C C OO Of N_ CQ p - �t0 CJ CtptD f�0� 0+00 N �1 N 7 O+ 0� '7 C'7 C C C'7 1n 1n tti i0 � m � � � �� � � �� � �� �y� C�c�U 2e2eJeDe2e2e2e2e2e I i 000000u>�noo mmc��onnwoo Sy�G eva.;v<ev,riui � t r N t�a1 rn cV c7vtn hm rn0� Mv tn tDt� � ����88888�888bbbbs' Y N N N N N N N N N N(� N N N N N N �� 8i E. SEVEN7'H PLACE, S[iITE 100 SAINTPAttL,btN Si101-2ta3 6t2-223-3000 F.SX:612-2233002 ��-�°`� SPRINGSTED Public Fvrmice Adviso�s / $17,500,000 CITY OF SAIlVT PAUL, MINNESOTA GENERAL OBLIGATION CAPTTAL Il4IPROVEMEIVT BONDS, SERIES 1997A (BOOK ENTRY ONLI� A�'�� PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MII�LER & SCHROEDER FINANCIAL, INC. AND ASSOCIATES SALE: Moody's Rating: Aa2 Standazd & Poor's Rating: AA+ Fitch's Rating: AA+ Interest Net Interest True Interest Bidder Rates Price oM Rate PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MILLER & SCHROEDER FINANCIAL, INC. Iohn G. Kinnazd & Company Incorporated Juran & Moody, a division of Miller, Johnson & Kuehn,Inc. The GMS Group Dougherty Dawkins, Inc. Peterson Financial Corporation March 26, 1997 3.85% 4.30 % 4.40 % 4.50 % 4.60% 4.70 % 4.75 � 4.85 % 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 $17,354,238.25 $5,008,885.71 4.94975'0 HUTCHINSON, SHOCKEY, ERLEY & 4.50% 1998 $17,408,826.50 $5,06Q258.92 COMPANY 4.75% 1999-2003 MORGAN KEEGAN & CO., INC. 4.80% 2004 Mesirow Financial Inc. 4.90% 2005 5.00% 2006 5.10% 2007 SAM7 PAUL. MN � M[NNE1PpLIS, MN � BROOKF[ELD, Wi � OVERLAND PARK. K$ � WqSHINGTON. DC � lOWA CITY, IA C�S+I.�iT'fi (Contmuzd) Interest Net Interest True Interest Bidder Rates � r^ Rate MERRILL LYNCH & CO. Securities Corporation of Iowa DAIN BOSWORTH INCORPORATED PRUDENTIAL SECURITIES, INC. ABN AMRO SECURITIES (USA) INC. GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. OPPENHEIMER & CO., INC. PAINEWEBBERINCORPORATED DEAN WIT`I'ER REYNOLDS INCORPORATED CRONIN & COMPANY, INCORPORATED SMITH BARNEY FIRST OF AMERICA SECURITIES RAYMOND JAMES & ASSOCIATES INTERSTATE/JOHNSON LANE CORP, 4.009 1998 4.50� 1999-2001 4.6090 2002 4.70`7 2003 4.80 % 2004 5.00% 2005-2007 4.50% 1998-2000 4.60% 2001 4.70 % 2002 5.00% 2003-2007 3.95 % 4.30 % 4.50 % 4.60 % 4.65 % 4.75 % 4.85 % 4.90 % 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 4.00� 430% 4.45 % 4.60 % 4.70% 4.80 % 4.90% 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005-2007 4.00 % 1998 4.375 % 1999 4.75 % 2000 4.80% 2001 5.00 % 2002-2006 5.10% 2007 4.75 % 1998-2002 4.85 % 2003 4.90 % 2004 5.00 % 2005 5.10% 2006 5.125 � 2007 517,348,556.25 $17,415,525.50 $17,327,250.75 $17,347,955.50 $17,436,619.50 $17,398,150.00 55,056,214.58 �5,067,368.25 $5,078,182.58 $5,087,003.88 $5,107,284.15 $5,136,369.27 4.9988 9 4.9994 7 5.025190 5.0297 9 5.0354 �7 5.0718 9 (Continued) Interest Net Interest True Interest &idder Ratec Pri P (' t Rate WILLIAM BLAIR & COMPANY ROBERT W. BAIRD & COMPANY, INCORPORATED 3.80 % 4.35 % 4.55 % 4.65 � 4.7590 4.80% 4.90 % 5.00 % 5.10% �1� �� `�y REOFFERING SCHEDULE OF THE PURCHASER Rate Yeaz NRO Paz 4.45 % 4.55 % 4.65 % 4.75 % 4.80% 4.90 % Paz 5.10% P ' 3.85 % 4.30% 4.40% 4.50 % 4.60 % 4.70 % 4.75 % 4.85 % 5.00 % 5.00% 1998 1999 2000 2001 2002 2003 2004 2005-2006 2007 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 $17,325,162.00 $5,141,816.13 5.0879 9 BBI: 5.78 % Average Maturity: 5.80 Yeazs �� 85 E. SEVENTH PLACE, SUITE 100 SAINTPAUL,AfN 5>'101-2143 612-223-3000 F.4X: 612-223-3002 (BOOK ENTRY ONLI� SPRINGSTED Pu6Bc Fmmue Advtsors � $2,450,000 AK'�� PIPER JAFFRAY INC. NORWEST INVESTI��NT SERVICES, INC. FBS INVESTII�NT SERVICES, INC. MII,LER & SCHROEDER FINANCIAL, INC. AND ASSOCIATES SALE: 4.30 % 4.45 % 4.55 % 4.65% 4.75 % 4.80% 4.90% 5.00 % 5.10% 5.20% Interest Net Interest True Interest $idder Ra[ Price o Rate PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MILLER & SCHROEDER FINANCIAL, INC. John G. Kinnazd & Company Incorporated Juran & Moody, a division of Miller, Johnson & Kuehn,inc. The GMS Group Dougherry Dawkins, Inc. Peterson Financial Corporauon CRONIN & COMPANY, INCORPORATED SMITH BARNEY CiTY OF SAIlVT PAUL, hfINNESOTA GENERAL OBLIGATION STREET IlIIPROVEbSENT SPECIAL ASSESSMENT BONDS, SERIES 1997B SAIIYT PAUL. MN � MMNEAPOLIS. MN 4.00 % 430% 4.50% 4.60% 4.65 % 4.75 % 4.85 % 4.90 � 5.00 % 5.15 % 5.25 % Mazch 26, 1997 1998-1999 2000 2001 2002 2003 2004 2005 2006-2007 2008 2009 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 2008 2009 $2,425,667.50 $2,425,735.50 ����� Moody's Rating: Aa2 Standard & Poor's Rating: AA+ Fitch's Rating: AA+ $1,018,172.08 $1,024,780.13 BROOKFIELD, WI � OVERLAND PARK, K$ � WASHINGTON, DC � IOWA CITY, IA 5.2181�/ 5.24979 (Continued) Interest Net Interest True Interest Bidder Rates Price C'� a[e DAIN BOSWORTH INCORPORqTED PRUDENTIAL SECURITIES, INC. ABN AMRO SECURITIES (USA) INC. GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. OPPENHEIMER & CO., INC. PAINEWEBBERINCORPORATED DEAN WITTER REYNOLDS INCORPORATED RAYMOND JAMES & ASSOCIATES WILLIAM BLAIR & COMPANY ROBERT W. BAIRD & COMPANY, INCORPORATED 4.50 % 4.60% 4.70% 4.80 % 4.909 5.00 °lo 5.109 5.25 % 4.00% 430% 4.60 % 4.75 % 4.80 % 4.90 % 5.00 % 5.10 % 5.20 % 5.25 % 5.30 % 3.80% 4.35 % 4.55 % 4.65 % 4.75 % 4.85 % 4.90 % 5.00 % 5.10% 5.20 % 5.25 % 5.35 % 1998-2000 2001 2002 2003 2004 2005-2006 2007-2008 2009 1998 1999 2000 2001 2002 2003 2004 2005-2006 2007 2008 2009 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 $2,428,288.00 $2,428,941.75 $2.425,512.75 REOFFERING SCHEDULE OF THE PURCHASER � 430% 430% 4.45 % 4.55 % 4.65 % 4.75 % 4.80 % 4.90% 5.00 % 5.00% 5.10% 5.20 % � 1998 1999 2000 2001 2002 2003 2004 20p5 2006 2007 2008 2009 � NRO Paz Paz Paz Paz Par Paz Paz Paz 5.10% S.IS% 5.25 % 51,026,435.96 $1,037,070.75 $1,043,820.58 5.2577 �7 5.3092 % 5.3458 % BBI: 5.78% Average Marurity: 8.00 Years zo'd �eial s � I � i4 � � � � � � �� `1YJ � � � � � �, � �' � � .• ^ � � � � � � .� � .� . �.y � � O u � � � � � ' vJ Q . 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J�'y q���f.�j' C 4 �!'�C�nO Y�T� ��^��y �� � � �-�, E ,� F P � (� - (� �'3 y �, 3 (, Council File # � �-a..,i� � 1 — t �� i � � l � � � `a � � _ � � 3 � a c l 9.'1 Green Shee[ � �� / �`(/ PAUL, MINNESOTA Preserned By Referred To Committee: Date ao 1 2 3 4 5 ACCEPTING PROPOSAL ON SALE OF $17,500,000 GENERAL OBLIGATION CAPITAL IMPROVEMENT BONDS, SERIES 1997A, PROVIDING FOR THEIR ISSUANCE, AND LEVYING A TAX FOR THE PAYMENT THEREOF 6 WHEREAS, the Director, Office of Financial Services, 7 has presented proposals received for the sale of $17,500,000 8 General Obligation Capital Improvement Bonds, Series 1997A (the 9 "Bonds"), of the City of Saint Paul, Minnesota (the "City"); and 10 WHEREAS, the proposals set forth on Exhibit A attached il hereto were received pursuant to the Terms of Proposal at the 12 offices of Springsted Incorporated at 10:30 A.M., Central Time, 13 this same day; and 14 WHEREAS, the Director, Office of Financial Services, 15 has advis� �h,�s Coun�l that the proposal of 16 �,`p�/` a. �i-c�.�i , n c� was found to be the most 17 ad antageous an has recommended that said proposal be accepted; 18 and 19 WHEREAS, the proceeds of the Bonds will finance certain 20 capital improvements, for which the City is proceeding pursuant 21 to its Charter and Laws of Minnesota for 1971, Chapter 773, as 22 amended, with any excess to be used for any other purpose 23 permitted by law; and 346617.2 g� �d� 1 WHEREAS, the City has heretofore issued registered 2 obligations in certificated form, and incurs substantial costs 3 associated with their printing and issuance, and substantial 4 continuing transaction costs relating to their payment, transfer 5 and exchange; and 6 WHEREAS, the City has determined that significant 7 savings in transaction costs will result from issuing bonds in 8 "global book-entry form", by which bonds are issued in 9 certificated form in large denominations, registered on the books 10 of the City in the name of a depository or its nominee, and held 11 in safekeeping and immobilized by such depository, and such 12 depository as part of the computerized national securities 13 clearance and settlement system (the "National System") registers 14 transfers of ownership interests in the bonds by making 15 computerized book entries on its own books and distributes 16 payments on the bonds to its Participants shown on its books as 17 the owners of such interests; and such Participants and other 18 banks, brokers and dealers participating in the National System 19 will do likewise (not as agents of the City) if not the 20 beneficial owners of the bonds; and 21 WHEREAS, "Participants" means those financial insti- 22 tutions for whom the Depository effects book-entry transfers and 23 pledges of securities deposited and immobilized with the 24 Depository; and 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 WHEREAS, The Depository Trust Company, a limited purpose trust company organized under the laws of the State of New York, or any of its successors or successors to its functions hereunder (the "Depository"), will act as such depository with respect to the Bonds except as set forth below, and the City has heretofore delivered a letter of representations (the "Letter of Representations") setting forth various matters relating to the Depository and its role with respect to the Bonds; and WHEREAS, the City will deliver the Bonds in the form of one certificate per maturity, each representing the entire principal amount of the Bonds due on a particular maturity (each a"Global Certificate"), which single certificate per maturity may be transferred on the City's bond register as required by the Uniform Commercial Code, but not exchanged smaller denominations unless the City determines to issue Replacement Bonds as provided below; and Deposito book-entr exchanged registere date for wHEREAS, the City will be able to replace the ry or under certain circumstances to abandon the "global y form" by permitting the Global Certificates to be for smaller denominations typical of ordinary bonds d on the City's bond register; and "Replacement Bonds" 346677.2 9 � 30� F� means the certificates representing the Bonds so authenticated and delivered by the Bond Registrar pursuant to paragraphs 6 and 12 hereof; and 4 WHEREAS, "Holder" as used herein means the person in 5 whose name a Bond is registered on the registration books of the 6 City maintained by the registrar appointed as provided in 7 paragraph 8(the "BOnd Registrar"); and 8 WHEREAS, Rule 15c2-12 of the Securities and Exchange 9 Commission prohibits "participating underwriters" from purchasing 10 or selling the Bonds unless the City undertakes to provide 11 certain continuing disclosure with respect to the Bonds; and 12 13 14 15 16 17 18 WHEREAS, pursuant to Minnesota Statutes, Section 475.60, Subdivision 2(9), public sale requirements do not apply to the Bonds if the City retains an independent financial advisor and determines to sell the Bonds by private negotiation, and the City has instead authorized a competitive sale without publication of notice thereof as a form of private negotiation; and 19 WHEREAS, proposals for the Bonds have been solicited by 20 Springsted Incorporated pursuant to an Official Statement and 21 Terms of Proposal therein: 22 23 24 25 26 27 aa 29 30 31 32 33 34 35 36 NOW, THEREFORE, BE IT RESOLVED by the Council of the City of Saint Paul, Minnesota, as follows: 1. Acceptance of Pro�osal. The proposal of Piper Jaffray, Inc. (the "Purchaser"), to purchase $17,500,000 General Obligation Capital Improvement Bonds, Series 1997A, of the City (the "Bonds", or individually a"BOnd"), in accordanCe with the Tenns of Proposal for the bond sale, at the rates of interest set forth hereinafter, and to pay for the Bonds the sum of $17,354,238.25, plus interest accrued to settlement, is hereby found, determined and declared to be the most favorable proposal received and is hereby accepted, and the Bonds are hereby awarded to the Purahaser. The Director, Office of Financial Services, or his designee, is directed to retain the deposit of the Purchaser and to forthwith return to the others making proposals their good faith checks or drafts. 37 2. Title: OriQinal Issue Date: Denominations; 38 Maturities. The Bonds shall be titled "General Obligation 39 Capital Improvement Bonds, Series 1997A", shall be dated April 1, 40 1997, as the date of original issue and shall be issued forthwith 41 on or a£ter such date as £ully registered bonds. The Bonds shall 42 be numbered from R-1 upward. Global Certificates shall each be 43 in the denomination of the entire principal amount maturing on a 346617.2 3 9 �.3oy 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 single date, or, if a portion of said principal amount is prepaid, said principal amount less the prepayment. Replacement Bonds, if issued as provided in paragraph 6, shall be in the denominaCion of $5,000 each or in any integral multiple thereof of a single maturity. The Bonds shall mature on March 1 in the years and amounts as follows: Year 1998 1999 2000 2001 2002 Amount $1,375,000 1,425,000 1,625,000 1,625,000 1,700,000 Year 2003 2004 2005 2006 2007 Amount $1,775,��0 1,850,000 1,950,000 2,050,000 2,125,000 3. Pux The Bonds shall provide funds for the construction of the capital improvements in the City's 1997 capital improvement budget (the "Improvements"). The proceeds of the Bonds shall be deposited and used as provided in paragraph 17, for the purpose described by Laws of Minnesota for 1971, Chapter 773, as amended, and any excess moneys shall be devoted to any other purpose permitted by law. The total cost of the Improvements, which shall include all costs enumerated in Minnesota Statutes, Section 475.65, is estimated to be at least equal to the amount of the Bonds. Work on the Improvements shall proceed with due diligence to completion. 24 4. Interest. The Bonds shall bear interest payable 25 semiannually on March 1 and September 1 of each year (each, an 26 "Interest Payment Date"), commencing September 1, 1997, 27 calculated on the basis of a 360-day year of twelve 30-day 28 months, at the respective rates per annum set forth opposite the 29 maturity years as follows: 30 Maturitv Year Interest Rate 31 1998 3.85% 32 1999 4.34 33 2000 4.40 34 2001 4.50 35 2002 4.60 36 37 38 39 40 41 42 43 Maturity Year Interest Rate 2003 2004 2005 2006 2007 4.70 4.75 4.85 5.00 5.00 5. Description of the Global Certificates and Global Book-Entrv System. Upon their original issuance the Bonds will be issued in the form of a single Global Certificate for each maturity, deposited with the Depository by the Purchaser and immobilized as provided in paragraph 6. No beneficial owners of interests in the Bonds will receive certificates their respective interests in the Bonds except a paragraph 6. Except as so provided, during the representing s provided in term of the 346617.2 q���� 1 2 3 r� 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 Bonds, beneficial ownership (and subsequent transfers of beneficial ownership) of interests in the Global Certificates will be reflected by book entries made on the records of the Depository and its Participants and other banks, brokers, and dealers participating in the National System. The Depository's book entries of beneficial ownership interests are authorized to be in increments of $5,000 of principal of the Bonds, but not smaller increments, despite the larger authorized denominations of the Global Certificates. Payment of principal of, premium, if any, and interest on the Global Certificates will be made to the Bond Registrar as paying agent, and in turn by the Bond Registrar to the Depository or its nominee as registered owner of the Global Certificates, and the Depository according to the laws and rules governing it will receive and forward payments on behalf of the beneficial owners of the Global Certificates. Payment of principal of, premium, if any, and interest on a Global Certificate may in the City's discretion be made by such other method of transferring funds as may be requested by the Holder of a Global Certificate. 6. Immobilization of Global Certificates by the Debositorv• Successor Depository; Replacement Bonds. Pursuant to the request of the Purchaser to the Depository, which request is required by the Terms of Proposal, immediately upon the original delivery of the Bonds the Purchaser will deposit the Global Certificates representing all of the Bonds with the Depository. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Depository, shall be registered in the name of the Depository or its nominee and shall be held immobilized from circulation at the offices of the Depository on behalf of the Purchaser and subsequent bondowners. The Depository or its nominee will be the sole holder of record of the Global Certificates and no investor or other party purchasing, selling or otherwise transferring ownership of interests in any Bond is to receive, hold or deliver any bond certificates so long as the Depository holds the Global Certificates immobilized from circulation, except as provided below in this paragraph and in paragraph 12. Certificates evidencing the Bonds may not after their original delivery be transferred or exchanged except: 40 41 42 43 44 45 346677.2 (i) Upon registration of transfer of ownership of a Global Certificate, as provided in paragraph 12, (ii) To any successor of the Depository (or its nominee) or any substitute depository (a "substitute depository") designated pursuant to clause (iii) of this subparagraph, provided that any successor of the Depository 5 q� �� 1 or any substitute depository must be both a"clearing 2 corporation" as defined in the Minnesota Uniform Commercial 3 Code at Minnesota Statutes, Section 336.8-102, and a 4 qualified and registered "clearing agency" as provided in 5 Section 17A of the Securities Exchange Act of 1934, as 6 amended, 7 (iii) To a substitute depository designated by and 8 acceptable to the City upon (a) the determination by the 9 Depository that the Bonds shall no longer be eligible for 10 its depository services or (b) a determination by the City 11 that the Depository is no longer able to carry out its 12 functions, provided that any substitute depository must be 13 quali£ied to act as such, as provided in clause (ii) of this 14 subparagraph, or 15 (iv) To those persons to whom transfer is requested 16 in written transfer instructions in the event that: 17 (a) the Depository shall resign or discontinue 18 its services for the Bonds and the City is unable to 19 locate a substitute depository within two (2) months 20 following the resignation or determination of non- 21 eligibility, or 22 (b) upon a determination by the City in its sole 23 discretion that (1) the continuation of the book-entry 24 system described herein, which precludes the issuance 25 of certificates (other than Global Certificates) to any 26 Holder other than the Depository (or its nominee), 27 might adversely affect the interest of the beneficial 28 owners of the Bonds, or (2) that it is in the best 29 interest of the beneficial owners of the Bonds that 30 they be able to obtain certificated bonds, 31 in either of which events the City shall notify Holders of 32 its determination and of the availability of certiPicates 33 (the ��Replacement Bonds'�) to Holders requesting the same and 34 the registration, transfer and exchange o£ such Bonds will 35 be conducted as provided in paragraphs 9B and 12 hereof. 36 In the event of a succession of the Depository as may 37 be authorized by this paragraph, the Bond Registrar upon 38 presentation of Global Certificates shall register their transfer 39 to the substitute or successor depository, and the substitute or 40 successor depository shall be treated as the Depository for all 41 purposes and functions under this resolution. The Letter of 42 Representations shall not apply to a substitute or successor 43 depository unless the City and the substitute or successor 44 depository so agree, and a similar agreement may be entered into. 346617.2 6 q� ��� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 7. Redemption. {a) Optional Redemption; Due Date. All Sonds maturing after Marah 1, 2005, shall be subject to redemption and prepayment at the option of the City on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part o£ the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only part of the Bonds having a common maturity date are called for prepayment, the Global Certi£icates may be prepaid in $5,000 increments of principal and, if applicable, the specific Replacement Bonds to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof called for redemption sha11 be due and payable on the redemption date, and interest thereon shall cease to accrue from and after the redemption date. 17 (b) Notation on Global Certificate. Upon a reduction in 18 the aggregate principal amount of a Global Certificate, the 19 Holder may make a notation of such redemption on the panel 20 provided on the Global Certificate stating the amount so 21 redeemed, or may return the Global Certificate to the Bond 22 Registrar in exchange for a new Global Certificate authenticated 23 by the Bond Registrar, in proper principal amount. Such 24 notation, if made by the Holder, shall be for reference only, and 25 may not be relied upon by any other person as being in any way 26 determinative of the principal amount of such Global Certificate 27 outstanding, unless the Bond Registrar has signed the appropriate 28 column of the panel. 29 (c) Selection of Replacement Bonds. To effect a partial 30 redemption of Replacement Bonds having a common maturity date, 31 the Bond Registrar prior to giving notice of redemption shall 32 assign to each Replacement Bond having a common maturity date a 33 distinctive number for each $5,000 of the principal amount of 34 such Replacement Bond. The Bond Registrar shall then select by 35 lot, using such method of selection as it shall deem proper in 36 its discretion, from the numbers so assigned to such Replacement 37 Bonds, as many numbers as, at $5,000 for each number, shall equal 38 the principal amount of such Replaoement Bonds to be redeemed. 39 The Replacement Bonds to be redeemed shall be the Replacement 40 Bonds to which were assigned numbers so selected; provided, 41 however, that only so much of the principal amount of each such 42 Replacement Bond of a denomination of more than $5,000 shall be 43 redeemed as shall equal $5,000 for each number assigned to it and 44 so selected. 45 (d7 Partial Redemt�tion of Rez�lacement Bonds. I£ a 46 Replacement Bond is to be redeemed only in part, it shall be 346617.2 7 ��-��� 1 2 � � 9 10 il 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 RYa surrendered to the Bond Registrar (with, if the City or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the City and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the City shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Replacement Bond, without service charge, a new Replacement Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. (e) Recxuest for Redemption. The Bond Registrar shall call Bonds for redemption and payment as herein provided upon receipt by the Bond Registrar at least forty-five (45) days prior to the redemption date of a request of the City, in written form if the Bond Registrar is other than a City officer. Such request shall specify the principal amount of Bonds to be called for redemption and the redemption date. (f) Notice. Mailed notice of redemption shall be given the paying agent (if other than a City officer) and to each affected Holder. If and when the City shall call any of the Bonds for redemption and payment prior to the stated maturity thereof, the Bond Registrar shall give written notice in the of the City of its intention to redeem and pay such Bonds at office of the Bond Registrar. Notice of redemption shall be to name the given by first class mail, postage prepaid, mailed not less than thirty (30) days prior to the redemption date, to each Holder of Bonds to be redeemed, at the address appearing in the Bond Register. Al1 notices of redemption shall state: (i) The redemption date; (ii) The redemption price; 33 (iii) If less than all outstanding Bonds are to be 34 redeemed, the identification (and, in the case of partial 35 redemption, the respective principal amounts) of the Bonds 36 to be redeemed; 37 (iv) That on the redemption date, the redemption price 38 will become due and payable upon each such Bond, and that 39 interest thereon shall cease to accrue from and after said 40 date; and 41 42 43 (v) The place where such Bonds are to be surrendered for payment of the redemption price (which shall be the office of the Bond Registrar). 346677.2 ����� 1 2 3 4 5 6 7 8 9 10 il 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 (g) Notice to Depositorv. Notices to The Depository Trust Company or its nominee shall contain the CUSIP numbers of the Bonds. If there are any Holders of the Bonds other than the Depository or its nominee, the Bond Registrar shall use its best efforts to deliver any such notice to the Depository on the business day next preceding the date of mailing of such notice to all other Holders. 8. Bond Reaistrar. First Trust National Association, in Saint Paul, Minnesota, is appointed to act as bond registrar and transfer agent with respect to the Bonds (the "Bond Registrar"), and shall do so unless and until a successor Bond Registrar is duly appointed, all pursuant to any contract the City and Bond Registrar shall execute which is consistent herewith. A successor Bond Registrar shall be an officer of the City or a bank or trust company eligible for designation as bond registrar pursuant to Minnesota Statutes, Chapter 475, and may be appointed pursuant to any contract the City and such successor Bond Registrar shall execute which is consistent herewith. The Bond Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and interest on the Bonds shall be paid to the Holders (or record holders) of the Bonds in the manner set forth in the forms of Bond and paragraph 14 of this resolution. 9. Forms of Bond. The Bonds shall be in the form of Global Certificates unless and until Replacement Bonds are made available as provided in paragraph 6. Each form o£ bond may contain such additional or di£ferent terms and provisions as to the form of payment, record date, notices and other matters as are consistent with the Letter of Representations and approved by the City Attorney. 31 A. Global Certificates. The Global Certificates, 32 together with the Certificate of Registration, the Register of 33 Partial Payments, the form of Assignment and the registration 34 information thereon, shall be in substantially the following form 35 and may be typewritten rather than printed: 346617.2 9 �� ��� 1 2 3 4 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 UNITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COUNTY CITY OF SAINT PAUL m GENERAI, OBLIGATION CAPITAL, IMPROVEMENT BOND, SERIES 1997A INTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE March 1, REGISTERED OWNER: PRINCIPAL AMOUNT: $ CUSIP DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of 5aint Paul, Ramsey County, Minnesota (the "ISSUer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above or on the certificate of registration below, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment Date"), commencing September 1, 1997, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable in same-day funds by 2:30 p.m., Eastern time, upon presentation and surrender hereof at the principal office of in , Minnesota (the "Bond Registrar"}, acting as paying agent, or any successor paying agent duly appointed by the Issuer; provided, however, that upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion be paid without presentation of this Bond, which payment shall be received no later than 2:30 p.m., Eastern time, and may make a notation on the panel provided herein of such redemption, stating the amount so redeemed, or may return the Bond to the Bond Registrar in exchange for a new Bond in the proper principal amount. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon April 1, 1997 346697.2 1 0 q� �� 1 2 3 4 5 6 7 8 9 10 li 12 13 14 15 16 17 18 19 20 21 22 23 24 by any other person as being in any way determinative of the principal amount of this Bond outstanding, unless the Bond Registrar has signed the appropriate column of the panel. Interest on this Bond will be paid on each Interest Payment Date in same-day funds by 2:30 p.m., Eastern time, to the person in whose name this Bond is registered (the "Holder" or "Bondholder��) on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month preceding such Interest Payment Date (the "Regular Record Date"). Interest payments shall be received by the Holder no later than 2:3� p.m., Eastern time; and principal and premium payments shall be received by the FIolder no later than 2_30 p.m_, Eastern time, if the Bond is surrendered £or payment enough in advance to permit payment to be made by such time. Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. The principal of and premium, if any, and interest on this Bond are payable in lawful money of the United States of America. 25 Date of Pavment Not Business Dav. If the date for 26 payment of the principal of, premium, if any, or interest on this 27 Bond shall be a Saturday, Sunday, legal holiday or a day on which 28 banking institutions in the City of New York, New York, or the 29 city where the principal office of the Bond Registrar is located 30 are authorized by law or executive order to close, then the date 31 for such payment shall be the next succeeding day which is not a 32 Saturday, Sunday, legal holiday or a day on which such banking 33 institutions are authorized to close, and payment on such date 34 shall have the same force' and effect as if made on the nominal 35 date of payment. 36 Redemption. All Bonds of this issue (the "BOnds") 37 maturing after March l, 2005, are subject to redemption and 38 prepayment at the option of the Issuer on such date and on any 39 day thereafter at a price of par plus accrued interest. 40 Redemption may be in whole or in part of the Bonds subject to 41 prepayment. If redemption is in part, those Bonds remaining 42 unpaid may be prepaid in such order of maturity and in such 43 amount per maturity as the City shall determine; and if only part 44 of the Bonds having a common maturity date are called for 45 prepayment, this Bond may be prepaid in $5,000 increments of 46 principal. Bonds or portions thereof called for redemption shall 47 be due and payable on the redemption date, and interest thereon 48 shall cease to accrue from and after the redemption date. 346617.2 1 1 �� 3 �� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 al 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 Notice of Itedemption. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bonds to be redeemed. In connection with any such notice, the "CUSIP" numbers assigned to the Bonds shall be used. 12eplacement or Notation of Bonds after Partial Redemotion. Upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion make a notation on the panel provided herein of such redemption, stating the amount so redeemed. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon by any other person as being in any way determinative of the principal amount of the Bond outstanding, unless the Bond Registrar has signed the appropriate column of the panel. Otherwise, the Holder may surrender this Bond to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond of the same series having the same stated maturity and interest rate and of the authorized denomination in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance; Purnose; General Oblicration. This Bond is one of an issue in the total principal amount of $17,500,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination, and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including particularly Laws of Minnesota for 1971, Chapter 773, as amended, and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on March 26, 1997 (the "Resolution"), for the purpose o£ providing money to finance the acquisition, construction and repair of various capital improvements in the City. This Bond is payable out of the General Debt Service Fund of the Issuer. This Bond constitutes a general obligation of the Issuer, and to provide moneys for the prompt and full payment of its principal, premium, if any, and interest when the same become due, the full faith and credit and taxing powers of the Issuer have been and are hereby irrevocably pledged. 346617.2 1 2 ��-.��� 3 4 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Denominations; Exchancxe; Resolution. The Bonds are issuable originally only as Global Certificates in the denomination of the entire principal amount of the issue maturing on a single date, or, if a portion of said principal is prepaid, said principal amount less the prepayment. Global Certificates are not exchangeable for fully registered bonds of smaller denominations except to evidence a partial prepayment or in exchange £or Replacement Bonds if then available. Replacement Bonds, if made available as provided below, are issuable solely as fully registered bonds in the denominations of $5,040 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations in equal aggregate principal amounts at the principal office of the Bond Registrar, but only in the manner and subject to the limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. Replacement Bonds. Replacement Bonds may be issued by the Issuer in the event that: (a) the Depository shall resign or discontinue its services for the Bonds, and only if the Issuer is unable to locate a substitute depository within two (2) months following the resignation or determination of non- eligibility, or (b) upon a determination by the Issuer in its sole discretion that (1) the continuation of the book-entry system described in the Resolution, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee), might adversely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certi£icated bonds. Transfer. This Bond shall be registered in the name of the payee on the books of the Issuer by presenting this Bond for registratzon to the Bond Registrar, who will endorse his, her or its name and note the date of registration opposite the name of the payee in the certificate of registration attached hereto. Thereafter this Bond may be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representatives, and the Issuer and Bond Registrar may treat the Holder as the person rights and powers of such assignment for 346677.2 exclusively entitled to exercise all the an owner until this Bond is presented with registration of transfer, accompanied by i[e3 9� 3�y� 1 assurance of the nature provided by law that the assignment is 2 genuine and effective, and until such transfer is registered on 3 said books and noted hereon by the Bond Registrar, all subject to 4 the terms and conditions provided in the Resolution and to 5 reasonable regulations of the Issuer contained in any agreement 6 with, or notice to, the Bond Registrar. Transfer of this Bond 7 may, at the direction and e�pense of the Issuer, be subject to 8 certain other restrictions if required to qualify this Bond as 9 being "in registered form" within the meaning of Section 149(a) 10 of the federal Internal Revenue Code of 1986, as amended. 11 Fees upon Transfer or Loss. The Bond Registrar may 12 require payment of a sum sufficient to cover any tax or other 13 governmental charge payable in connection with the transfer or 14 exchanqe of this Bond and any legal or unusual costs regarding 15 transfers and lost Bonds. 16 Treatment of Recristered Owner. The Issuer and Bond 17 Registrar may treat the person in whose name this Bond is 18 registered as the owner hereof for the purpose of receiving 19 payment as herein provided (except as otherwise provided with 20 respect to the Record Date) and for all other purposes, whether 21 or not this Bond shall be overdue, and neither the Issuer nor the 22 Bond Registrar shall be affected by notice to the contrary. 23 Authentication. This Bond shall not be valid or become 24 obligatory for any purpose or be entitled to any security unless 25 the Certificate of Authentication hereon shall have been executed 26 by the Bond Registrar. 27 Not Ouali£ied Tax-Exemot Obligations. The Bonds have 28 not been designated by the Issuer as "qualified tax-exempt 29 obligations" for purposes of Section 265(b)(3) of the federal 30 Internal Revenue Code of 1986, as amended. The Bonds do not 31 qualify for such designation. 346677.2 14 9� �� 1 IT IS HEREBY CERTIFIED AND RECITED that all acts, 2 conditions and things required by the Constitution and laws of 3 the State of Minnesota and the Charter of the Issuer to be done, 4 to happen and to be perfonned, precedent to and in the issuance 5 of this Bond, have been done, have happened and have been 6 per£ormed, in regular and due form, time and manner as required 7 by law, and that this Bond, together with all other debts of the 8 Issuer outstanding on the date of original issue hereof and on 9 the date of its issuance and delivery to the original purchaser, 10 does not exceed any constitutional or statutory or Charter 11 limitation of indebtedness. 12 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey 13 County, Minnesota, by its City Council has caused this Bond to be 14 sealed with its official seal and to be executed on its behalf by 15 the photocopied facsimile signature of its Mayor, attested by the 16 photocopied facsimile signature of its Clerk, and countersigned 17 by the photocopied facsimile signature of its Director, Office of 18 FinanCial Services. 346617.2 15 �� 3�� 1 2 3 4 Date of Registration: Registrable by: Payable at: 5 6 7 8 9 10 il BOND REGISTRAR'S CERTIFICATE OF AUTHEI3`PICATION This Bond is one o£ the Bonds described in the Resolution mentioned within. 12 13 14 , 15 Bond ReQistrar 16 17 18 19 20 21 By Authorized Signature (SEAL) CITY OF SAINT PAUL, RAMSEY COUN'I'Y, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of FinanCial Services 22 General Obligation Capital Improvement Bond, Series 1997A, No. 23 R- . 346677.2 16 �� ��� � 2 3 4 5 6 r� E] E io ii FfG 13 CERTIFICATE OF REGISTRATION The transfer of ownership of the principal amount of the attached Bond may be made only by the registered owner or his, her or its legal representative last noted below. DATE OF REGISTRATION REGISTERED OWNER SIGNATITRE OF BOND REGISTRAR 346617.2 17 9� ��� � REGISTER OF PARTIAL PAYMENTS 2 The principal amount of the attached Bond has been prepaid on the 3 dates and in the amounts noted below: 4 Signature of Signature of 5 Date Amount Bondholder Bond Registrar 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 If a notation is made on this register, such notation has the 23 effect stated in the attaChed Bond. Partial payments do not 24 require the presentation of the attaChed Bond to the Bond 25 Registrar, and a Holder could fail to note the partial payment 26 here. 346617.2 1 $ ��-.��� � ABBREVIATIONS 2 The following abbreviations, when used in the inscription on 3 the face of this Bond, shall be construed as though they were 4 written out in full according to applicable laws or regulations: 5 TEN COM - as tenants in common 6 TEN ENT - as tenants by the entireties 7 JT TEN - as joint tenants with right of survivorship 8 and not as tenants in common 9 UTMA - as custodian for 10 (Cust) (Minor) 11 under the Uniform Transfers to Minors Act 12 (State) 13 Additional abbreviations may also be used 14 though not in the above list. 346617.2 1 9 ���a� � ASSIGNMENT 2 For value received, the undersigned hereby sells, 3 assigns and transfers unto 4 the attached Bond and does 5 hereby irrevocably constitute and appoint 6 attorney to transfer the Bond on the 7 books kept for the registration thereof, with full power of 8 substitution in the premises. 9 Dated: 10 I3otice: The assignor�s signature to this 11 assignment must correspond with the name 12 as it appears upon the face of the 13 attached Bond in every particular, 14 without alteration or any change 15 whatever. 16 Signature Guaranteed: 17 18 Signature(s) must be guaranteed by a national bank or trust 19 company or by a brokerage firm having a membership in one of the 20 major stock exchanges or any other ��Eligible Guarantor 21 In5titution" as defined in 17 CFR 240.17Ad-15(a)(2). 22 The Bond Registrar will not effect transfer of this 23 Bond unless the information conceming the trans£eree requested 24 below is provided. 25 Name and Address: 26 27 28 (Include information for all joint 29 owners if the Bond is held by joint 30 account.} 346617.2 2 0 ��-��� 1 B. ReAlacement Bonds. If the City has notified 2 Aolders that Replacement Bonds have been made available as 3 provided in paragraph 6, then for every Bond thereafter 4 transferred or exchanged (including an exchange to reflect the 5 partial prepayment of a Global Certificate not previously 6 exchanged for Replacement Bonds) the Bond Registrar shall deliver 7 a certificate in the form of the Replacement Sond rather than the 8 Global Certificate, but the Fiolder of a Global Certificate shall 9 not otherwise be required to exchange the Global Certificate for 10 one or more Replacement Bonds since the City recognizes that some 11 beneficial owners may prefer the convenience of the Depository's 12 registered ownership of the Bonds even though the entire issue is 13 no longer required to be in global book-entry form. The 14 Replacement Bonds, together with the Bond 12egistrar's Certificate 15 of Authentication, the form of Assignment and the registration 16 information thereon, shall be in substantially the following 17 form: 346617.2 2 1 97-3�� 1 UNITED STATES OF AMERICA 2 STATS OF MINNESOTA 3 RAMSEY COUNTY 4 CITY OF SAII3`I` PAUL 5 R- 6 7 8 INTEREST 9 RATE 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 $ GENERAL OBLIGATION CAPITAL IMPROVEMENT BOND, SERIES 1997A MATiTRITY DATE OF DATE ORIGINAL ISSUE April 1, 1997 REGISTERED OWNER: PRINCIPAL AMOUNT: CUSIP DOLLARS KI30W ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ram5ey County, Minnesota (the "Issuer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment Date"), commencing September 1, 1997, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable upon presentation and surrender hereof at the principal office of , in , (the "Bond Registrar��), acting as paying agent, or any successor paying agent duly appointed by the Issuer. Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder'�) on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month preceding such Interest Payment Date (the "Regular ReCOrd Date"). Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at 346617.2 2 2 q��� 1 2 3 4 5 6 7 the close of business on a date (the "Special by the Bond Registrar whenever money becomes payment of the defaulted interest. Notice of Date shall be given to Bondholders not less t to the Special Record Date. The principal of any, and interest on this Bond are payable in LTnited States of America. Record Date") fixed available for the Special Record han ten days prior and premium, if lawful money of the 8 REFERENCE IS HFsR}3BY MADE TO THS FURTHER PROVISIONS OF 9 TFiIS BOND SET FOR'I`H ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL 10 FOR ALL PURPOSES HAVE THE SAMF3 EFFECT AS IF SET FORTH HERE. 11 IT IS HEREBY CERTIFIED AND RECITED that all acts, 12 conditions and things required by the Constitution and laws of 13 the State of Minnesota and the Charter of the Issuer to be done, 14 to happen and to be performed, precedent to and in the issuance 15 of this Bond, have been done, have happened and have been 16 performed, in regular and due form, time and manner as required 17 by law, and that this Bond, together with all other debts of the 18 Issuer outstanding on the date of original issue hereof and on 19 the date of its issuance and delivery to the original purchaser, 20 does not exceed any constitutional or statutory or Char�er 21 limitation of indebtedness. 22 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey 23 County, Minnesota, by its City Council has caused this Bond to be 24 sealed with its official seal or a facsimile thereof and to be 25 executed on its behalf by the original or facsimile signature of 26 its Mayor, attested by the original or facsimile signature of its 27 Clerk, and countersigned by the original or facsimile signature 28 of its Director, Office of Financial Services. 346617.2 2 3 q� �d� 1 2 3 4 Date of Registration Registrable by: Payable at: _ 5 BOND REGISTRAR'S 6 CERTIFICATE OF 7 AUTHENTICATION 8 This Bond is one of the 9 Bonds described in the 10 Resolution mentioned 11 within. 12 13 14 , 15 Bond Registrar 16 17 18 19 By Authorized Signature 20 (SEAL) 346677.2 CITY OF SAINT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services 24 �� 3 �� F� 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 ON REVERSE OF BOND Date of Payment Not Business DaX. If the date for payment of the principal of, premium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the City of New York, New York, or the city where the principal office of the Sond Registrar is located are authorized by 1aw or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nominal date of payment. Redemgtion. All Bonds of this issue (the "Bonds") maturing after March 1, 2005, are subject to redemption and prepayment at the option of the Issuer on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only of the Bonds having a common maturity date are called for prepayment, the specific Bonds to be prepaid shall be chosen lot by the Bond Registrar. Bonds or portions thereof called redemption shall be due and payable on the redemption date, interest thereon shall cease to accrue from and after the redemption date. part by for and Notice of Redemption. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bonds to be redeemed. In connection with any such notice, the "CUSIP" numbers assigned to the Bonds shall be used. Selection of Bonds for Redemption. To effect a partial redemption of Bonds having a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds Co be redeemed shall be the Bonds to which were assigned number5 so selected; provided, however, that only so much of the principal amount of 346617.2 25 g� 3�� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 such Bond of a denomination of more than $5,000 shall be redeemed as shall equal $5,000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance: Purnose: General Obli�ation. This Bond is one of an issue in the total principal amount of $17,500,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination, and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including particularly Laws of Minnesota for 1971, Chapter 773, as amended, and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on March 26, 1997 (the "Resolution"), for the purpose of providing money to finance the acquisition, construction and repair of various capital improvements in the City. This Bond is payable out of the General Debt Service Fund of the Issuer. This Bond constitutes a general obligation of the Issuer, and Co provide moneys for the prompt and full payment of its principal, premium, if any, and interest when the same become due, the fu11 faith and credit and taxing powers of the Issuer have been and are hereby irrevocably pledged. 34 Denominations: Exchancte: Resolution. The Bonds are 35 issuable solely as fully registered bonds in the denominations of 36 $5,000 and integral multiples thereof of a single maturity and 37 are exchangeable for fully registered Bonds of other authorized 38 denominations in equal aggregate principal amounts at the 39 principal office of the Bond Registrar, but only in the manner 40 and subject to the limitations provided in the Resolution. 41 Reference is hereby made to the Re5olution for a description of 42 the rights and duties of the Bond Registrar. Copies of the 43 Resolution are on file in the prinCipal office of the Bond 44 Registrar. 346677.2 2 6 �� 3d� 1 Transfer. This Bond is transferable by the Holder in 2 person or by his, her or its attorney duly authorized in writing 3 at the principal office of the Bond Registrar upon presentation 4 and surrender hereof to the Bond Registrar, all subject to the 5 �erms and conditions provided in the Resolution and to reasonable 6 regulations of the Issuer contained in any agreement with, or 7 notice to, the Bond Registrar. `Phereupon the Issuer shall 8 execute and the Bond Registrar shall authenticate and deliver, in 9 exchange for this Bond, one or more new fully registered Bonds in 10 the name of the transferee (but not registered in blank or to il ��bearer" or similar designation), of an authorized denomination 12 or denominations, in aggregate principal amount equal to the 13 principal amount of this Bond, of the same maturity and bearing 14 interest at the same rate. 15 Fees uAOn Transfer or Loss. The Bond Registrar may 16 require payment of a sum sufficient to cover any tax or other 17 governmental charge payable in connection with the transfer or 18 exchange of this Bond and any legal or unusual costs regarding 19 transfers and lost Bonds. 20 Treatment o£ Registered Owner. The Issuer and Bond 21 Registrar may treat the person in whose name this Bond is 22 registered as the owner hereof for the purpose of receiving 23 payment as herein provided (except as otherwise provided on the 24 reverse side hereof with respect to the Record Date) and for all 25 other purposes, whether or not this Bond shall be overdue, and 26 neither the Issuer nor the Bond Registrar shall be affected by 27 notice to the contrary. 28 Authentication. This Bond shall not be valid or become 29 obligatory for any purpose or be entitled to any security unless 30 the Certificate of Authentication hereon shall have been executed 31 by the Bond Registrar. 32 Not Oualified Tax-Exempt Obliqations. The Bonds have 33 not been designated by the Issuer as "qualified tax-exempt 34 obligations" for purposes of Section 265(b)(3) of the federal 35 Internal Revenue Code of 1986, as amended. The Bonds do not 36 quali£y for such designation. 346677.2 2 7 g���� � 2 3 4 5 6 7 8 9 10 11 12 13 14 15 ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Cust) (Minor) under the Uniform Transfers to Minors Act (State) Additional abbreviations may also be used though not in the above list. 346617.2 � q�-�� � ASSIGNMENT 2 For value received, the undersigned hereby sells, 3 assigns and transfers unto 4 the within Bond and does 5 hereby irrevocably constitute and appoint 6 attorney to transfer the Bond on the books kept for the 7 registration thereof, with full power of substitution in the 8 premises. 9 Dated: 10 Notice: The assignor's signature to this il assignment must correspond with the name 12 as it appears upon the face of the 13 within Bond in every particular, without 14 alteration or any change whatever. 15 Signature Guaranteed: 16 17 Signature(s) must be guaranteed by a national bank or trust 18 company or by a brokerage firm having a membership in one of the 19 major stock exchanges or any other "Eligible Guarantor 20 Institution° a5 defined in 17 CFR 240.17Ad-15(a)(2)- 21 The Bond Registrar will not effect transfer of this 22 Bond unless the information concerning the transferee requested 23 below is provided. 24 Name and Address: 25 26 27 28 (Include information for all joint owners if the Bond is held by joint account.) 346677.2 2 9 9� 3�y� 2 3 4 5 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 10. Execution. The Bonds shall be executed on behalf of the City by the signatures of its Mayor, Clerk and Director, Office of Financial Services, each with the effect noted on the forms of the Bonds, and be sealed with the seal of the City; provided, however, that the seal of the City may be a printed or photocopied £acsimile; and provided further that any of such signatures may be printed or photocopied £acsimiles and the corporate seal may be omitted on the Bonds as permitted by law. In the event of disability or resignation or other absence of any such officer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled officer. In case any such officer whose signature or facsimile of whose signature shall appear on the Bonds shall cease to be such officer before the delivery of the Bonds, such signature or facsimile shall nevertheless be valid and sufficient for all purposes, the same as if he or she had remained in office until delivery. 11. Authentication; Date of Registration. No Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit under this resolution unless a Certificate of Authentication on such Bond, substantially in the form hereinabove set forth, shall have been duly executed by an authorized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space provided the date on which the Bond is authenticated. For purposes of delivering the original Global Certi£icates to the Purchaser, the Bond Registrar shall insert as the date of registration the date of original issue, which date is April 1, 1997. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been authenticated and delivered under this resolution. 12. Registration; Transfer; Exchanae. The City will cause to be kept at the principal office of the Bond Registrar a bond register in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide for the registration of Bonds and the registration of transfers of Bonds entitled to be registered or transferred as herein provided. 42 A Global Certificate shall be registered in the name of 43 the payee on the books of the Bond Registrar by presenting the 44 Global Certificate for registration to the Bond Registrar, who 45 will endorse his or her name and note the date of registration 46 opposite the name of the payee in the certificate of registration 47 on the Global Certificate. Thereafter a Global Certificate may 346617.2 3 0 q��� 2 3 4 5 6 8 9 10 11 12 be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representative, and the City and Bond Registrar may treat the Holder as the person exclusively entitled to exercise all the rights and powers of an owner until a Global Certificate is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted thereon by the Bond Registrar, all subject to the terms and conditions provided in this resolution and to reasonable regulations of the City contained in any agreement with, or notice to, the Bond Registrar. 13 Transfer of a Giobal Certificate may, at the direction 14 and expense of the City, be subject to other restrictions if 15 required to qualify the Global Certificates as being "in 16 registered form" within the meaning of Section 149(a) of the 17 federal Internal Revenue Code of 1986, as amended. 18 If a Global Certificate is to be exchanged for one or 19 more Replacement Bonds, all of the principal amount of the Global 20 Certificate shall be so exchanged. 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Upon surrender for transfer of any Replacement Bond at the principal office of the Bond Registrar, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration (as provided in paragraph 11) of, and deliver, in the name of the designated transferee or transferees, one or more new Replacement Bonds of any authorized denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, as requested by the transferor; provided, however, that no bond may be registered in blank or in the name of "bearer" or similar designation. At the option of the Holder of a Replacement Bond, Replacement Bonds may be exchanged for Replacement Bonds of any authorized denomination or denominations of a like aggregate principal amount and stated maturity, upon surrender of the Replacement Bonds to be exchanged at the principal office of the Bond Registrar. Whenever any Replacement Bonds are so surrendered for exchange, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration of, and deliver the Replacement Bonds which the Holder making the exchange is entitled to receive. G1oba1 Certificates may not be exchanged for Global Certificates of smaller denominations. 346677.2 31 9� �dy� 1 All Bonds surrendered upon any exchange or transfer 2 provided for in this resolution shall be promptly cancelled by 3 the Bond Registrar and thereafter disposed of as directed by the 4 City. 5 All Bonds delivered in exchange for or upon transfer of 6 Bonds shall be valid general obligations o£ the City evidencing 7 the same debt, and entitled to the same benefits under this S resolution, as the Bonds surrendered for such exchange or 9 transfer. 10 Every Bond presented or surrendered for transEer or 11 exchange shall be duly endorsed or be accompanied by a written 12 instrument of transfer, in fozm satisfactory to the Hond 13 Registrar, duly executed by the Holder thereof or his, her or its 14 attorney duly authorized in writing. 15 The Bond Registrar may require payment of a sum 16 sufficient to cover any tax or other governmental charge payable 17 in connection with the transfer or exchange of any Bond and any 18 legal or unusual costs regarding transfers and lost Bonds. 19 Transfers shall also be subject to reasonable 20 regulations of the City contained in any agreement with, or 21 notice to, the Bond Registrar, including regulations which permit 22 the Bond Registrar Co close its transfer books between record 23 dates and payment dates. 24 13. Ricrhts Upon Transfer or Exchanc�e. Each Bond 25 delivered upon transfer of or in exchange for or in lieu of any 26 other Bond shall carry all the rights to interest accrued and 27 unpaid, and to accrue, which were carried by such other Bond. 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 14. Interest Pa�ment: Record Date. Interest on any Global Certificate shall be paid as provided in the first paragraph thereo£, and interest on any Replacement Bond shall be paid on each Interest Payment Date by check or draft mailed to the person in whose name the Bond is registered (the "Holder") on the registration books of the City maintained by the Bond Registrar, and in each case at the address appearing thereon at the close of business on the fifteenth (15th) day of the calendar month preceding such Interest Payment Date (the "Regular Record Date"). Any such interest not so timely paid sha11 cease to be payable to the person who is the Holder thereof as of the Regular Record Date, and shall be payable to the person who is the Holder thereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given by the Bond Registrar to the 346617.2 3 2 9� 36� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Holders not less than ten (10) days prior to the Special Record Date. 15. Holders: Treatment of Registered Ovmer; Consent of Holders. (A) For the purposes of all actions, consents and other matters affecting Holders of the Bonds, other than payments, redemptions, and purchases, the City may (but shall not be obligated to) treat as the Holder of a Bond the beneficial owner of the Bond instead of the person in whose name the Bond is registered. For that purpose, the City may ascertain the identity of the beneficial owner of the Bond by such means as the Bond Registrar in its sole discretion deems appropriate, including but not limited to a certificate from the person in whose name the Bond is registered identifying such beneficial owner. 16 (B) The City and Bond Registrar may treat the person in 17 whose name any Bond is registered as the owner of such Bond for 18 the purpose of receiving payment of principal of and premium, if 19 any, and interest (subject to the payment provisions in paragraph 20 14 above) on, such Bond and for all other purposes whatsoever 21 whether or not such Bond shall be overdue, and neither the City 22 nor the Bond Registrar shall be affected by notice to the 23 contrary. 24 (C) Any consent, request, direction, approval, objection or 25 other instrument to be signed and executed by the Holders may be 26 in any number of concurrent writings of similar tenor and must be 27 signed or executed by such Holders in person or by agent 28 appointed in writing. Proof of the execution of any such 29 consent, request, direction, approval, objection or other 30 instrument or of the writing appointing any such agent and of the 31 ownership of Bonds, if made in the following manner, shall be 32 sufficient for any of the purposes of this resolution, and shall 33 be conclusive in favor of the City with regard to any action 34 taken by it under such request or other instrument, namely: 35 36 37 38 39 4� 41 (1) The fact and date of the execution by any person of any such writing may be proved by the certificate of any officer in any jurisdiction who by law has power to take acknowledgments within such jurisdiction that the person signing such writing acknowledged before him or her the execution thereof, or by an affidavit of any witness to such execution. 346617.2 33 ����� 1 (2) Subject to the provisions oE subparagraph (A) 2 above, the fact of the ownership by any person of Bonds and 3 the amounts and numbers of such Bonds, and the date of the 4 holding of the same, may be proved by reference to the bond 5 register. 6 16. Delivery: Apolication of Proceeds. The Global 7 Certificates when so prepared and executed shall be delivered by 8 the Director, Office of Financial Services, to the Purchaser upon 9 receipt of the purchase price, and the Purchaser shall not be 10 obliged to see to the proper application thereof. 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 17. Fund and Account. There is hereby created a special account to be designated the "Capital Improvement Bonds of 1997A Account" (the "Account") to be administered and maintained by the City Treasurer as a bookkeeping account separate and apart from all other accounts maintained in the official financial records of the City. There has been heretofore created and established the General Debt Service Fund (numbered 960, herein the "Fund"). The Fund and the Account shall each be maintained in the manner herein specified until all of the Bonds and the interest thereon have been fully paid. (i) Account. To the Account there shall be credited the proceeds of the sale of the Bonds, less accrued interest received thereon, and less any amount paid £or the Bonds in excess of $17,325,000. From the Account there shall be paid all costs and expenses of making the Improvements, including the cost of any construction contracts heretofore let and all other costs incurred and to be incurred of the kind authorized in Minnesota Statutes, Section 475.65 (including interest on the Bonds payable during the construction period); and the moneys in the Account shall be used for no other purpose except as otherwise provided by law; provided that the proceeds of the Bonds may also be used to the extent necessary to pay interest on the Bonds due prior to the anticipated date of commencement of the collection of taxes levied herein; and provided further that if upon completion of the Improvements there shall remain any unexpended balance in the Account, the balance may be transferred by the Council to the fund of any other improvement instituted pursuant to Laws of Minnesota for 1971, Chapter 773, as amended, or used for any other purpose permitted by law, or transferred to the Fund. All earnings on the Account shall be transferred to the Fund, or may remain in the Account. 346617,2 34 �� 3�� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 (ii) Fund. There is hereby pledged and there shall be credited to the Fund, to a special sinking fund account which is hereby created and established therein £or the payment of the Bonds: (a) all accrued interest received upon delivery of the Bonds; (b) all funds paid for the Bonds in excess of $17,325,000; (C) any collections of all taxes which are herein levied for the payment of the Bonds and interest thereon as provided in paragraph 18; (d) all funds remaining in the Account after Completion of the Improvements and payment of the costs thereof, not so transferred to the account of another improvement or used for any other purpose permitted by law; (e) all investment earnings on moneys held in said special account in the Fund; and (f) any and all other moneys which are properly available and are appropriated by the governing body of the City to said special account in the Fund, including (at the discretion of the City Council) franchise fees paid by the district heating utility. The City Council on the date this resolution is adopted intends to appropriate franchise fees paid by the district heating utility to pay debt service on the Bonds. Said special account created in the Fund shall be used solely to pay the principal and interest and any premiums for redemption of the Bonds and any other bonds of the City heretofore or hereafter issued by the City and made payable from said special account in the Fund as provided by law, or to pay any rebate due to the United States. No portion of the proceeds of the Bonds shall be used directly or indirectly to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except (1) for a reasonable temporary period until such proceeds are needed for the purpose for which the Bonds were issued, and (2) in addition to the above in an amount not greater than $100,000. To this effect, any proceeds of the Bonds and any sums from time to time held in the Account or said special account in the Fund (or any other City account which will be used to pay principal or interest to become due on the bonds payable there£rom) in excess of amounts which under then-appliaable federal arbitrage regulations may be invested without regard as to yield shall not be invested at a yield in excess of the applicable yield restrictions imposed by said arbiCrage regulations on such investments after taking into account any applicable "temporary periods" or "minor portion" made available under the federal arbitrage regulations. In addition, the proceeds of the Bonds and money in the Account or the Fund shall not be invested in obligations or deposits issued by, guaranteed by or insured by the United States or any agency or instrumen- tality thereof if and to the extent that such investment would 346617.2 3 5 �� -��I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) o£ the federal Internal Revenue Code of 1986, as amended (the "Code"). 18. Tax Levy: Coverage Test_ To provide moneys for payment of the principal and interest on the Bonds there is hereby levied upon all of the taxable property in the City a direct annual ad valorem tax which shall be spread upon the tax rolls and collected with and as part of other general property taxes in the City for the years and in the amounts as follows: Year of Tax Year of Ta�c Levy Collection Amount 1996� 1997 1998 1999 2000 2001 2002 2003 2004 20Q5 1997� 1998 1999 2000 2001 2002 2003 2004 2005 2�06 $2,224,976� 2,292,912 2,438,573 2,363,498 2,365,467 2,362,107 2,353,260 2,365,992 2,371,688 2,342,813 22 � heretofore levied or provided from other available City funds 23 The tax levies are such that if collected in full they, 24 together with estimated collections of any other revenues herein 25 pledged for the payment of the Bonds, will produce at least five 26 percent (50) in excess of the amount needed to meet when due the 27 principal and interest payments on the Bonds. The tax levies 28 shall be irrepealable so long as any of the Bonds are outstanding 29 and unpaid, provided that the City reserves the right and power 30 to reduce the levies in the manner and to the extent permitted by 31 Minnesota Statutes, Section 475.61, Subdivision 3. 32 19. General Obliaation Pledae. For the prompt and 33 full payment of the principal and interest on the Bonds, as the 34 same respectively become due, the full faith, credit and taxing 35 powers of the City shall be and are hereby irrevocably pledged. 36 If the balance in the Fund (as defined in paragraph 17 hereof? is 37 ever insufficient to pay all principal and interest then due on 38 the Bonds payable therefrom, the deficiency shall be promptly 39 paid out of any other funds of the City which are available for 40 such purpose, including the general fund of the City, and such 41 other funds may be reimbursed with or without interest from the 42 Fund when a sufficient balance is available therein. 346617.2 3 6 ����� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 20. Certificate of Revistration. The Director, Office of Financial Services, is hereby directed to file a certified copy of this resolution with the officer of Ramsey County, Minnesota, performing the functions of the county auditor (the "County Auditor"), together with such other information as the County Auditor shall require, and to obtain the County Auditor's certificate that the Bonds have been entered in the County Auditor's Bond Register, and that the tax levy required by law has been made. 21. Records and Certificates. The officers of the City are hereby authorized and directed to prepare and furnish to the Purchaser, and to the attorneys approving the legality of the issuance o£ the Bonds, certified copies of all proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other affidavits, certificates and information as are required to show the facts relating to the legality and marketability of the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. 23 22. Negative Covenants as to Use of Proceeds and 24 Improvements. The City hereby covenants not to use the proceeds 25 of the Bonds or to use the Improvements, or to cause or permit 26 them to be used, or to enter into any deferred payment 27 arrangements for the cost of the Improvements, in such a manner 28 as to cause the Bonds to be "private activity bonds" within the 29 meaning of Sections 103 and 141 through 150 of the Code. The 30 City hereby covenants not to use the proceeds of the Bonds in 31 such a manner as to cause the Bonds to be "hedge bonds" within 32 the meaning of Section 149(g) of the Code. 33 23. Tax-Exempt Status of the Bonds; Rebate: Elections. 34 The City shall comply with requirements necessary under the Code 35 to establish and maintain the exclusion from gross income under 36 Section 103 of the Code of the interest on the Bonds, including 37 without limitation requirements relating to temporary periods for 38 investments, limitations on amounts invested at a yield greater 39 than the yield on the Bonds, and the rebate of excess investment 40 earnings to the United States. 41 The City expects that the two-year expenditure 42 exception to the rebate requirements may apply to the 43 construction proceeds of the Bonds. 346617.2 3 7 q? �3�� 1 2 3 4 5 6 7 8 If any elections are available now or hereafter with respect to arbitrage or rebate matters relating to the Bonds, the Mayor, Clerk, Treasurer and Director, Office of Financial Services, or any of them, are hereby authorized and directed to make such elections as they deem necessary, appropriate or desirable in connection with the Bonds, and all such elections sha11 be, and sha11 be deemed and treated as, elections o£ the City. 9 24. No Desianation of Oualified Tax-Exem�t 10 Obligations. The Bonds, together with other obligations issued il by the City in 1997, exceed in amount those which may be 12 qualified as "qualified tax-exempt obligations" within the 13 meaning of Section 265(b)(3) of the Code, and hence are not 14 designated for such purpose. 15 25. Letter of Representations. The Letter of 16 Representations for the Bonds is hereby confirmed to be the 17 Blanket Issuer Letter of Representations dated April 10, 1996, by 18 the City and received and accepted by The Depository Trust 19 Company. So long as The Depository Trust Company is the 20 Depository or it or its nominee is the Holder of any Global 21 Certificate, the City shall comply with the provisions of the 22 Letter of Representations, as it may be amended or supplemented 23 by the City from time to time with the agreement or consent of 24 The Depository Trust Company. 25 26. Negotiated Sale. The City has retained Springsted 26 Incorporated as an independent financial advisor, and the City 27 has heretofore determined, and hereby determines, to sell the 28 Bonds by private negotiation, all as provided by Minnesota 29 Statutes, Section 475.60, Subdivision 2(9). 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 27. Continuin�Disclosure. The City is an obligated person with respect to the Bonds. The City hereby agrees, in accordance with the provisions of Rule 15c2-12 (the "Rule"), promulgated by the Securities and Exchange Commission (the "Commission" pursuant to the Securities Exchange Act of 1934, as amended, and a Continuing Disclosure Undertaking (the "Undertaking") hereinafter described, to: A. Provide or cause to be provided to each nationally recognized municipal securities information repository ("NRMSIR") and to the appropriate state information depository ("SID"), if any, for the State of Minnesota, in each case as designated by the Commission in accordance with the Rule, certain annual financial information and operating data in accordance with the Undertaking. The City reserves the right to modify from time to time the terms of the Undertaking as provided therein. 346677.2 m q� :��� 1 B. Provide or cause to be provided, in a timely 2 manner, to (i) each NRMSIR or to the Municipal Securities 3 Rulemaking Board ("MSRB��) and (ii) the SID, notice of the 4 occurrence of certain material events with respect to the 5 Bonds in accordance with the Undertaking. 6 C. Provide or cause to be provided, in a timely 7 manner, to (i) each NRMSIR or to the MSRB and (ii) the SID, 8 notice of a failure by the City to provide the annual 9 financial infoYmation with respect to the City described in 10 the Undertaking. il The City agrees that its covenants pursuant to the Rule 12 set forth in this paragraph 27 and in the Undertaking are 13 intended to be for the benefit of the Aolders of the Bonds and 14 shall be enforceable on behalf of such Holders; provided that the 15 right to enforce the provisions of these covenants shall be 16 limited to a right to obtain specific enforcement of the City's 17 obligations under the covenants. 18 The Mayor and Director, Office of Financial Services, 19 or any other officers of the City authorized to act in their 20 stead (the "Officers"), are hereby authorized and directed to 21 execute on behalf of the City the Undertaking in substantially 22 the form presented to the City Council, subject to such 23 modifications thereof or additions thereto as are (i) consistent 24 with the requirements under the Rule, (ii) required by the 25 Purchaser, and (iii) acceptable to the Officers. 26 28. Severabilitv. If any section, paragraph or 27 provision of this resolution shall be held to be invalid or 28 unenforceable for any reason, the invalidity or unenforceability 29 of such section, paragraph or provision shall not affect any of 30 the remaining provisions of this resolution. 346617.2 3 9 9� 3�� 1 29. Headinas. Headings in this 2 included for convenience of reference onl 3 hereof, and shall not limit or define the 4 provision hereof. resolution are y and are not a part meaning of any Adopted by Cauncil: Dffie 1�� ��. � �t_�1 rl Adoption Certified by Council Secretary By: �� 2� , � \ \ ' Approved by Mayor: Date� By: -• - -.. .-.. y - . - . .,- - - � �II� �' � �i1..:_�� �,_�� � I ` / "� . :.. -. . . i . � : ��, . i // � i/�� Approved by M y� r ubmission to Gouncil By: 346617.2 � O O ��-��� FsXHIBITS Exhibit A - Proposals 346677.2 q� 3� 37�lt�5 DEPARIMQ�lT4DFFICE�COUNQL OATE INITIAI3� Financial Services 3/12/9,7j GREEN SHEE CONTACT PERSON & PHONE INITIAVDATE INRIAUDATE ODEPAflTMENTDIFECTOR �CITYCAUNCIL Martha Kantorowicz p$$IGN �Cf1YATTORNEY �CITYCLERK NUYBENFON MUSTBE ON CAUNCIL AGEN�A BV (DATE) ROUTING � BUDGET OIRECTOfl rl FlN. & MG7: SERVICES OIR. March 26, 1997 oaoea ��` � MAWR (OR ASSISTANn � TOTAL # OF SIGNATURE PAGES � (CLIP ALL LOCATIONS FOR SIGNATURE) ACTION REQUESTED: This resolution accepts the winning proposal and awards the bid for the $17,500,000 G.O. Gapital Improvement Bonds Series 1997A. This is a competitive bond sale and the award is going to the bidder found to be the most advantageous (lowest cost) to the City. RECAMMENDATIONS: Approve (A) or Reject (R) pERSONAL SERVICE CONTRACTS MUST ANSWER 7HE FOLLOWING QUESTIONS: _ PLANNING COMMISSION _ CIVIL SEflVICE COMMISSION �� Has this personfirm ever worketl untler a contract for this tlepartmen[? CIB CAMMITfEE YES "NO � 2. Has this personfirm ever been a ciry employee? � � — VES NO _ DISiRlc7cOUa7 _ 3. Does this person/firm possess a skill not nortnally possessed by any current ciry employee? SUPPORTS WHICH COUNCILD&IECTIVE? YES NO Explain all yes answen on seperate sheet and attach to gteen sheet INITIATING PROBLEM, ISSUE, OPPORTUNITY (Who, What, When, Where, Why): The bonds are for the purpose of funding the bond financing portion of the Capital Improvement budget. ADVANTAGES IF APPROVEO: Financing will be available for the CIB budget. �ISADVANTAGES IFAPPROVED: None DISA�VANTAGES IF NOTAPPROVED: Funds needed for capital projects wi11 not be available. '' r t . .��'���.ti �'������; ���� .�.:-:;: � �� i��� 17,500,000 TO7AL AMOUNT OF TRANSACTION $ COST/REVENUE BUDGE7ED (CIRCLE ONE) YES NO FUNDIfdG SOURCE ACTINTY NUMBEH FINANCIAL INFORM'ATION. (EXPLAIN) ���� 1 means the certificates representing the Bonds so authenticated 2 and delivered by the Bond Registrar pursuant to paragraphs 6 and 3 12 hereof; and 4 WHEREAS, "HOlder" as used herein means the person in 5 whose name a Bond is registered on the registratio books of the 6 City maintained by the registrar appointed as prov ded in 7 paragraph 8(the "Bond Registrar"); and 8 WHEREAS, Rule 15c2-12 of the Securit'es and Exchange 9 Commission prohibits "participating underwrit rs" from purchasing 10 or selling the Bonds unless the City underta es to provide 11 certain continuing disclosure with respect o the Bonds; and 12 WHEREAS, pursuant to Minnesota tatutes, Section 13 475.60, Subdivision 2(9), public sale re irements do not apply 14 to the Bonds if the City retains an ind pendent financial advisor 15 and determines to sell the Bonds by pr'vate negotiation, and the 16 City has instead authorized a competi ive sale without 17 publication of notice thereof as a f rm of private negotiation; 18 and 19 WHEREAS, proposals for ¢'he Bonds have been solicited by 20 Springsted Incorporated pursuan/to an Official Statement and 21 Terms of Proposal therein: 22 NOW, THEREFORE, BE �[`i' RESOLVED by the Council of the 23 City of Saint Paul, Minnesot�; as follows: 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 the City with the interest of $ 1. Acce tance f Pro osal. The proposal of (the "Purchaser") to purchase $17,500,000 bligation Capit Improvement Bonds, Series 1997A, of (the °BOnds", individually a °BOnd��), in accordance Terms of Prop sal for the bond sale, at the rates of set forth he inafter, and to pay for the Bonds the sum , us interest accrued to settlement, is er ned and declared to be the most favorable d is hereby accepted, and the Bonds are he Purchaser. The Director, Office of , or his designee, is directed to retain the rchaser and to forthwith return to the others their good faith checks or drafts. ....�..., �.,....,., �.. proposal received hereby awarded to Financial Servic deposit of the P making proposa Maturities Capital Im 1997, as t on or aft be numbe e in the en 2. Title; Original Issue Date; Denominations; The Bonds shall be titled "General Obligation p ovement Bonds, Series 1997A", shall be dated April 1, e date of original issue and shall be issued forChwith r such date as fully registered bonds. The Bonds shall d from R-1 upward. Global Certificates shall each be omination of the entire principal amount maturing on a 3 9��-��� 1 single date, or, if a portion of said principal amount is 2 prepaid, said principal amount less the prepayment. Repl cemen 3 Bonds, if issued as provided in paragraph 6, shall be i the 4 denomination of $5,000 each or in any integral multipl thereof 5 of a single maturity. The Bonds shall mature on Marc 1 in the 6 years and amounts as follows: 7 Year Amount Year Amount 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 1998 $1,375,000 1999 1,425,000 2000 1,625,000 2001 1,625,000 2002 1,700,000 3. Purpose. The Bond construction of the capital impro� capital improvement budget (the " the Bonds shall be deposited and 17, for the purpose described by : Chapter 773, as amended, and any � to any other purpose permitted by Improvements, which shall include Minnesota Statutes, Section 475.6 equal to the amount of the Bonds proceed with due diligence to c m. 24 4. Interest. The 25 semiannually on March 1 and 26 "Interest Payment Date"), c 27 calculated on the basis of 28 months, at the respective at 29 maturity years as follows. 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Maturitv Year 1998 1999 2000 2001 2002 5. nuvn-�1i�i v .� be issued in maturity, de immobilized interests in their respec paragraph 6� 346677.2 0 2003 2004 2005 2006 2007 % te . TJpon their original issuance the Bonds will h form of a single Global Certificate for each 'ted with the Depository by the Purchaser and provided in paragraph 6. No beneficial owners of he Bonds will receive certificates representing ve interests in the Bonds except as provided in Except as so provided, during the term of the 2003 $1,775,000 2004 1,850,000 2005 1,950,000 2006 2,050,000 200 2,125,000 shall rovide funds for the ements in the City's 1997 mprov ments"). The proceeds of sed s provided in paragraph aws of Minnesota for 1971, xc ss moneys shall be devoted 1 w. The total cost of the 11 costs enumerated in , is estimated to be at least Work on the Smprovements shall letion. onds shall bear interest payable eptember 1 of each year (each, an mencing September 1, 1997, 360-day year of twelve 30-day es per annum set forth opposite the Maturitv Year Interest Rate !! 97 �ay� 1 cause the Bonds to be "federally guaranteed" within the meani 2 of Section 149(b) of the federal Internal Revenue Code of 19 , 3 as amended (the "Code"). 4 18. Ta�c Levy; Coverage Test. To provide money for 5 payment of the principal and interest on the Bonds there 's 6 hereby levied upon all of the taxable property in the C' y a 7 direct annual ad valorem t� which sha11 be spread upo the t3x 8 rolls and collected with and as part of other general roperty 9 taxes in the City for the years and in the amounts a follows: 10 11 12 13 14 15 16 17 18 19 20 21 Year of Tax Year of Ta�c 1996` 1997 1998 1999 2000 2001 2002 2003 2004 2005 1997� 1998 1999 2000 2001 2002 2003 2004 2005 2006 $ � � 22 � heretofore levied or provided from available City funds 23 The tax levies are such t t if collected in full they, 24 together with estimated collections of any other revenues herein 25 pledged for the payment of the Bon s, will produce at least five 26 percent (50) in excess of the amo nt needed to meet when due the 27 principal and interest payments n the Bonds. The tax levies 28 shall be irrepealable so long a any of the Bonds are outstanding 29 and unpaid, provided that the ity reserves the right and power 30 to reduce the levies in the m nner and to the extent permitted by 31 Minnesota Statutes, Section 5.61, Subdivision 3. 32 19. General Obl' ation Pled e. For the prompt and 33 full payment of the princ' al and interest on the Bonds, as the 34 same respectively become ue, the full faith, credit and taxing 35 powers of the City shal be and are hereby irrevocably pledged. 36 If the balance in the F nd (as defined in paragraph 17 hereof) is 37 ever insufficient to p y all principal and interest then due on 38 the Bonds payable the efrom, the deficiency shall be promptly 39 paid out of any othe funds of the City which are available for 40 such purpose, inclu ng the general fund of the City, and such 41 other funds may be eimbursed with or without interest from the 42 Fund when a suffic ent balance is available therein. 346617.2 / 3 6 85 E. SEVENLH PLACE SUITE 100 SAINT PAUL, MN 55101-2143 612-223-3000 RAX:612-223-3002 �� � March 26, 1997 Mr. Joe Reid, Director Office of Financiaf Services City of Saint Paul 240 City Hall 15 West Kellogg Boulevard Saint Paui, MN 55102 �I�-�Oy SPRINGSTED Publu Finante �Idvisors Re: Recommendations for Award of City of Saint Paul's $17,500,000 General Obligation Capital improvement Bonds (CIB), Series 1997A $2,450,000 Generai Obiigation SVeet improvement Special Assessment Bonds, Series19976 Dear Mr. Reid: This letter summarizes the results of the competitive bids opened at 10:30 this moming for these issues. Purpose of Issues The purpose of this CIB issue is to provide funding for various qpital improvements as part of the City's annual Capital Improvement Program, to include partiai funding for the public costs associated with the Science Museum and the Wabasha Bridge. The purpose of the Street issue is to fund portions of the City's annual street improvement program. Tax-Exempt Interest Rate Market Since the first of the year, tax-exempt interest rates have moved in a relatively tight band, varying about 2/10's of 1% over the term: January 2, 1997 the BBI was 5.70%; the low point was February 20, 1997 when the BBI was 5.56%. March 20, 1997 (the most recent date) the BBI was 5.78�0. Within the last month, the numbers indicate the market movement has been up, with most such movement occurting in late February. The marfcet is currenUy looking for bonds since the suppiy is low, which heiped in this sale. SALNT PAUL, M:� � MINNEAPOLIS, M4 • BROOKF7EID,K'1 • O`/ERIAND PARK, KS • K'.�3fl.\GTOY, DC • IOWA CCTY, U City of Saint Paul lJlarch 26, 1997 Page 2 ��_��`� Sale Resutts The City received nine bids on the CIB sale. The bids were as foliows: Rank Bidder Piper Jaffray Hutchinson Shockey (Chicago) Mertiil Lynch (Califomia) Dain Bosworth Cronin 8 Co. First of America (Chicago) Raymond James (Florida) Interstate Johnson (Georgia) William Blair (Chicago) nc t^ioi 4.9497°!0 4.9950% 4.9988% 4.9994°10 5.0251 % 5.0297% 5.0354% 5.0718% 5.0879% 'fhe lowest bid of 4.9497�o was submitted by Piper Jaffray, with the next lowest bid from Hutchinson Shockey (Chicago) at 4.9950�0. The City received five bids on the street issue. The bids were as follows: Rank Bidder Piper Jaffray Cronin & Co Dain Bosworth Raymond James Wil{iam Siair TIC % 5.2181 % 5.2497% 5.2577% 5.3092% 5.3458% The lowest bid of 5.2181�o was submitted by Piper Jaffray, with the next lowest bid from Cronin & Co (Twin Cities) at 5.2497%. The nine bids received on the CIB issue has only been matched once (nine bids were aiso received in 1995) by the City since 1985. The CIB issue received broad national attention with underwriters bidding from Chicago (3), Califomia (1), Florida (1), and Georgia (1). We require bidders to submit their bids on a"True Interest Rate" (TIC) basis, so as to reflect the present vaiue of their bids and thereby ensure the City award based on the lowest cost to the City. We have enclosed bid tabulation fortns for each issue summarizing the bid specifics and composition of each underwriting syndicate. Recommendation We recommend awards of sale of the CIB issue and the Street issue to Piper Jaffray. Basis of Recommendation The interest rates received o� each issue reflect aggressive bidding in today's maefcet and compare well with the Citys recent historicai experience. Focusing on the 1997 CIB issue with its TIC of 4.94°k, the City's experience for its CIB issues in 1995 and 1996 respectively of 5.14% and 4.81 �o. Our estimate of the City's interest rate on the CIB issue had the issue sold in eariy February was 4.92%. We have compared this issue against other issues soid thus far City of Sairrt Paui March 26, 1997 Page 3 �� ��°'� this week and the City has received lower interest rates than these issues. We also monitor each of the City's issues against a daily national interest rate index, Delphis-Hanover. These rates are at or siight{y better than the DeiphiaHanaver "AAA"-rated interest rates. Historica{ty, the Cityls issues sell between the Delphis Hanover ;4A-to-AAA" Ievels, a performance matched by these issues. Yesterday, the Federal Reserve took action on short-tertn interest rates. Our analysis shows that the market had anUcipated this action over the last few weeks and had atready factored in an adjustment Credit Rating The City received three ratings of "Aa2/AA+IAA+^ from Moody's Investors Service, Standard & Poors and Fitch Investors Service, respectively. The City put together an outstanding rating presentation for each agency as part of this sate process. Each agency noted numerous areas of improvement. We would be pleased to respond to the comments of the rating agencies resulting from this process. We are again appreciative of the opportunity to be of service to the City. We welcome any questions or comments on this report. Respectfully, �1�a.���11�� David N. MacGillivray / Principal Director of Project Management /dmf Enclosures � ����� O � N � v .f S N U d � c� 9 � � W c � c �. � ^ m a r G !n � « d l0 �a� w : `o `o n Y �. E � UU� Z �� rSrng awm ng�� ia -ccv�ri�riuivivi �o� � N v L p � � (7 N �� Q - - . . � ���� 000a�000eaoe�aoao� o � 1� NtqtOl� tOmO��Ni9QQ iOtp � Q O a C '[7 7 Y C Q Y Q 1A tn In 1N iA tn tn 1n In ln ' y U � N .� _ . . � � � � � Q - - . . . ._ _ � � � N _ y o o�� O o o O � o O O o o p� C ln O O O O Q 2!n tn 1n O tn NQ �onm$ZZ�NmQQ�R 8 U N Q U Q R R 7'ci ? C tn 1tj 1N tn In 1tj W O C�p7 ` i o' � � a � c�c�v3��¢ .- . vfZ�' � � N - o 0 0� o o � o 0 0 o e 1 n O O p O O CL O O p N O I f� N Q in tD I� Z oJ m O O � ���� a � t0 C? V Q? et Q In iA tn � � �� ¢ � N < 7 � Q � I� C O Q a�i c>��m� �¢ m ¢ a � o , o a000000000 0 �eo .00 �n N ln1n�(LCL � CLQ¢CC O N O�ZZ � N m�� n Z Z 2 2 2 Z Z Z??��n rn$ c _ vvvv �n�niciuivi I �rj !� � Q d N � tp � i •YOQ�i c� ^ yi � ,� j ¢ O 8 � z y + a� a� a� a� a� a� a� a� a� a� a� a� nQ y 1A C �21ini1� tfi OC C C OO Of N_ CQ p - �t0 CJ CtptD f�0� 0+00 N �1 N 7 O+ 0� '7 C'7 C C C'7 1n 1n tti i0 � m � � � �� � � �� � �� �y� C�c�U 2e2eJeDe2e2e2e2e2e I i 000000u>�noo mmc��onnwoo Sy�G eva.;v<ev,riui � t r N t�a1 rn cV c7vtn hm rn0� Mv tn tDt� � ����88888�888bbbbs' Y N N N N N N N N N N(� N N N N N N �� 8i E. SEVEN7'H PLACE, S[iITE 100 SAINTPAttL,btN Si101-2ta3 6t2-223-3000 F.SX:612-2233002 ��-�°`� SPRINGSTED Public Fvrmice Adviso�s / $17,500,000 CITY OF SAIlVT PAUL, MINNESOTA GENERAL OBLIGATION CAPTTAL Il4IPROVEMEIVT BONDS, SERIES 1997A (BOOK ENTRY ONLI� A�'�� PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MII�LER & SCHROEDER FINANCIAL, INC. AND ASSOCIATES SALE: Moody's Rating: Aa2 Standazd & Poor's Rating: AA+ Fitch's Rating: AA+ Interest Net Interest True Interest Bidder Rates Price oM Rate PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MILLER & SCHROEDER FINANCIAL, INC. Iohn G. Kinnazd & Company Incorporated Juran & Moody, a division of Miller, Johnson & Kuehn,Inc. The GMS Group Dougherty Dawkins, Inc. Peterson Financial Corporation March 26, 1997 3.85% 4.30 % 4.40 % 4.50 % 4.60% 4.70 % 4.75 � 4.85 % 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 $17,354,238.25 $5,008,885.71 4.94975'0 HUTCHINSON, SHOCKEY, ERLEY & 4.50% 1998 $17,408,826.50 $5,06Q258.92 COMPANY 4.75% 1999-2003 MORGAN KEEGAN & CO., INC. 4.80% 2004 Mesirow Financial Inc. 4.90% 2005 5.00% 2006 5.10% 2007 SAM7 PAUL. MN � M[NNE1PpLIS, MN � BROOKF[ELD, Wi � OVERLAND PARK. K$ � WqSHINGTON. DC � lOWA CITY, IA C�S+I.�iT'fi (Contmuzd) Interest Net Interest True Interest Bidder Rates � r^ Rate MERRILL LYNCH & CO. Securities Corporation of Iowa DAIN BOSWORTH INCORPORATED PRUDENTIAL SECURITIES, INC. ABN AMRO SECURITIES (USA) INC. GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. OPPENHEIMER & CO., INC. PAINEWEBBERINCORPORATED DEAN WIT`I'ER REYNOLDS INCORPORATED CRONIN & COMPANY, INCORPORATED SMITH BARNEY FIRST OF AMERICA SECURITIES RAYMOND JAMES & ASSOCIATES INTERSTATE/JOHNSON LANE CORP, 4.009 1998 4.50� 1999-2001 4.6090 2002 4.70`7 2003 4.80 % 2004 5.00% 2005-2007 4.50% 1998-2000 4.60% 2001 4.70 % 2002 5.00% 2003-2007 3.95 % 4.30 % 4.50 % 4.60 % 4.65 % 4.75 % 4.85 % 4.90 % 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 4.00� 430% 4.45 % 4.60 % 4.70% 4.80 % 4.90% 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005-2007 4.00 % 1998 4.375 % 1999 4.75 % 2000 4.80% 2001 5.00 % 2002-2006 5.10% 2007 4.75 % 1998-2002 4.85 % 2003 4.90 % 2004 5.00 % 2005 5.10% 2006 5.125 � 2007 517,348,556.25 $17,415,525.50 $17,327,250.75 $17,347,955.50 $17,436,619.50 $17,398,150.00 55,056,214.58 �5,067,368.25 $5,078,182.58 $5,087,003.88 $5,107,284.15 $5,136,369.27 4.9988 9 4.9994 7 5.025190 5.0297 9 5.0354 �7 5.0718 9 (Continued) Interest Net Interest True Interest &idder Ratec Pri P (' t Rate WILLIAM BLAIR & COMPANY ROBERT W. BAIRD & COMPANY, INCORPORATED 3.80 % 4.35 % 4.55 % 4.65 � 4.7590 4.80% 4.90 % 5.00 % 5.10% �1� �� `�y REOFFERING SCHEDULE OF THE PURCHASER Rate Yeaz NRO Paz 4.45 % 4.55 % 4.65 % 4.75 % 4.80% 4.90 % Paz 5.10% P ' 3.85 % 4.30% 4.40% 4.50 % 4.60 % 4.70 % 4.75 % 4.85 % 5.00 % 5.00% 1998 1999 2000 2001 2002 2003 2004 2005-2006 2007 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 $17,325,162.00 $5,141,816.13 5.0879 9 BBI: 5.78 % Average Maturity: 5.80 Yeazs �� 85 E. SEVENTH PLACE, SUITE 100 SAINTPAUL,AfN 5>'101-2143 612-223-3000 F.4X: 612-223-3002 (BOOK ENTRY ONLI� SPRINGSTED Pu6Bc Fmmue Advtsors � $2,450,000 AK'�� PIPER JAFFRAY INC. NORWEST INVESTI��NT SERVICES, INC. FBS INVESTII�NT SERVICES, INC. MII,LER & SCHROEDER FINANCIAL, INC. AND ASSOCIATES SALE: 4.30 % 4.45 % 4.55 % 4.65% 4.75 % 4.80% 4.90% 5.00 % 5.10% 5.20% Interest Net Interest True Interest $idder Ra[ Price o Rate PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MILLER & SCHROEDER FINANCIAL, INC. John G. Kinnazd & Company Incorporated Juran & Moody, a division of Miller, Johnson & Kuehn,inc. The GMS Group Dougherry Dawkins, Inc. Peterson Financial Corporauon CRONIN & COMPANY, INCORPORATED SMITH BARNEY CiTY OF SAIlVT PAUL, hfINNESOTA GENERAL OBLIGATION STREET IlIIPROVEbSENT SPECIAL ASSESSMENT BONDS, SERIES 1997B SAIIYT PAUL. MN � MMNEAPOLIS. MN 4.00 % 430% 4.50% 4.60% 4.65 % 4.75 % 4.85 % 4.90 � 5.00 % 5.15 % 5.25 % Mazch 26, 1997 1998-1999 2000 2001 2002 2003 2004 2005 2006-2007 2008 2009 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 2008 2009 $2,425,667.50 $2,425,735.50 ����� Moody's Rating: Aa2 Standard & Poor's Rating: AA+ Fitch's Rating: AA+ $1,018,172.08 $1,024,780.13 BROOKFIELD, WI � OVERLAND PARK, K$ � WASHINGTON, DC � IOWA CITY, IA 5.2181�/ 5.24979 (Continued) Interest Net Interest True Interest Bidder Rates Price C'� a[e DAIN BOSWORTH INCORPORqTED PRUDENTIAL SECURITIES, INC. ABN AMRO SECURITIES (USA) INC. GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. OPPENHEIMER & CO., INC. PAINEWEBBERINCORPORATED DEAN WITTER REYNOLDS INCORPORATED RAYMOND JAMES & ASSOCIATES WILLIAM BLAIR & COMPANY ROBERT W. BAIRD & COMPANY, INCORPORATED 4.50 % 4.60% 4.70% 4.80 % 4.909 5.00 °lo 5.109 5.25 % 4.00% 430% 4.60 % 4.75 % 4.80 % 4.90 % 5.00 % 5.10 % 5.20 % 5.25 % 5.30 % 3.80% 4.35 % 4.55 % 4.65 % 4.75 % 4.85 % 4.90 % 5.00 % 5.10% 5.20 % 5.25 % 5.35 % 1998-2000 2001 2002 2003 2004 2005-2006 2007-2008 2009 1998 1999 2000 2001 2002 2003 2004 2005-2006 2007 2008 2009 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 $2,428,288.00 $2,428,941.75 $2.425,512.75 REOFFERING SCHEDULE OF THE PURCHASER � 430% 430% 4.45 % 4.55 % 4.65 % 4.75 % 4.80 % 4.90% 5.00 % 5.00% 5.10% 5.20 % � 1998 1999 2000 2001 2002 2003 2004 20p5 2006 2007 2008 2009 � NRO Paz Paz Paz Paz Par Paz Paz Paz 5.10% S.IS% 5.25 % 51,026,435.96 $1,037,070.75 $1,043,820.58 5.2577 �7 5.3092 % 5.3458 % BBI: 5.78% Average Marurity: 8.00 Years zo'd �eial s � I � i4 � � � � � � �� `1YJ � � � � � �, � �' � � .• ^ � � � � � � .� � .� . �.y � � O u � � � � � ' vJ Q . T � � � � � (^ � '1 �1 � �1�-��`1 •ic�c� ?&� = a, - .�8 $., b:��� c o`:u bi � $�O M'J RLY �0 ^ �OM V .Yt��� q�y � �Sm ~ NrapO�� ��� � CV4`y V�O� AAY�F�09Y �V10�� 6 O��y�s,J `�'a 9 C'�' �a3 >� ro�� a e.?� $� aQn e.� �2e ay y n �'� a v o a5 0•' „ c �•� _ 'u 3 �..� .�, v. o� e 'c rn . a ` e � V 4 t a ��. u s e n � 'u �C�� }��O ri��.�. 4 �vs�V YYC�� G.Y'��p4MV � p% O � .K � d s � �C Q ��� L O JI 9 �` s' �°u?4.fl_�Y�uu L'V c �vi L'w` ° � L �>°cBR�' � p ��• »9ra� �96 �. ;°° �..�� ,�� �._�� ��_ �� �y-°^O;�`CC,tiq3o��.�e�� a?���u�rn``Fp y � ? ��0� 9 �?� ; ��a� w _ E£y�u 9 +�"' �^ 3�o a�.�rnrob.9«$ 7 E'o � ._ a ° ..`..�. - �c ° Mc �ouv�`eL�.°�a��.�3oW£�y��F`f��ir$a°ni���a �3'ee3s�oo o���o�Y`�,t ��`� BC�, �.. ocm a-.-}�aiu "°m � � Ba a n -'b = � ,a � � e?mF { r ? `` � SoC�cb' { J i 5omu3�a�aQ�_>.2vu'��� 1�3T7oT,�.�"a ^�°y°` i s � + { j � c '��DA c I"�NC � .:3FG }j 9�inu>t�Qm.� `'u a `�VIGi� �rVILa� Di.Jj�Y•V�Il Op � Y p0 N � � C jC Y �C.� JCp� � y Xi � � n Y p e -3 �� e a� g•-� s � � yt�� n � [$� 8Q 3 '��''`9�� ., n o v p e p r �� � J il �6�'� V H � � p ~ �' � oroF1"�+°. � e3 x� 8� ,s�$� a �� � Y . �` y j y ���, S 9 � a g .�. u � V r ' d r :� � y � ^ � � �w d 'a �r�. � � =��a��3 sai �a � � e am.3 f � � � =p:: a�a" '^�'�"; O h O � a9 e M L�i6 = O O Op4� +� JrJ' �.0�� �� S�° '9 $ " 5 o�v J` ��'� �,^$9 a@.xY' .B o }j & . °° p � > ` : �'C ' �`. , ��o�� C �•6 s e1 G� �p « f! a �3� ysN � a��w BY�. Sy d uN� C'] � x7x oa•�.. B ° x._s ° > a��;g�� 'o � '..°«�.� �w �ia$ °����.� Q �����a J ���� �" ,�,� '� g.� � � �� ��� � ��� a ` i+�'9 8 y 3 ?+ �._: � R � �. a �i, x ��.� �+ %'.t� .q a � w w � €�'^' = �°��� � `� a8 5_ e$ a'e� ,c 3�s' g�' ��i�" �5 � b'� �= e� � x���= ��s �oaa„�,3 a•" u �`�� °^r �?3a��"3:L"�� �A$Q;�„o=p�'� +ur'°�gaY.� u � G�:�p o'O+y���� u�g o�a. � � o o �� C0. � a p a� �.���7 ^$ �._ a��O�it 03 �c� 8 �8 � � a `+� V P�a . il 3°`tL �= ` �L�ga��s`�° g 5 C �9 ` ; ou �<O T9 ����f/l L ? J�'y q���f.�j' C 4 �!'�C�nO Y�T� ��^��y �� � � �-�, E ,� F P � (� - (� �'3 y �, 3 (, Council File # � �-a..,i� � 1 — t �� i � � l � � � `a � � _ � � 3 � a c l 9.'1 Green Shee[ � �� / �`(/ PAUL, MINNESOTA Preserned By Referred To Committee: Date ao 1 2 3 4 5 ACCEPTING PROPOSAL ON SALE OF $17,500,000 GENERAL OBLIGATION CAPITAL IMPROVEMENT BONDS, SERIES 1997A, PROVIDING FOR THEIR ISSUANCE, AND LEVYING A TAX FOR THE PAYMENT THEREOF 6 WHEREAS, the Director, Office of Financial Services, 7 has presented proposals received for the sale of $17,500,000 8 General Obligation Capital Improvement Bonds, Series 1997A (the 9 "Bonds"), of the City of Saint Paul, Minnesota (the "City"); and 10 WHEREAS, the proposals set forth on Exhibit A attached il hereto were received pursuant to the Terms of Proposal at the 12 offices of Springsted Incorporated at 10:30 A.M., Central Time, 13 this same day; and 14 WHEREAS, the Director, Office of Financial Services, 15 has advis� �h,�s Coun�l that the proposal of 16 �,`p�/` a. �i-c�.�i , n c� was found to be the most 17 ad antageous an has recommended that said proposal be accepted; 18 and 19 WHEREAS, the proceeds of the Bonds will finance certain 20 capital improvements, for which the City is proceeding pursuant 21 to its Charter and Laws of Minnesota for 1971, Chapter 773, as 22 amended, with any excess to be used for any other purpose 23 permitted by law; and 346617.2 g� �d� 1 WHEREAS, the City has heretofore issued registered 2 obligations in certificated form, and incurs substantial costs 3 associated with their printing and issuance, and substantial 4 continuing transaction costs relating to their payment, transfer 5 and exchange; and 6 WHEREAS, the City has determined that significant 7 savings in transaction costs will result from issuing bonds in 8 "global book-entry form", by which bonds are issued in 9 certificated form in large denominations, registered on the books 10 of the City in the name of a depository or its nominee, and held 11 in safekeeping and immobilized by such depository, and such 12 depository as part of the computerized national securities 13 clearance and settlement system (the "National System") registers 14 transfers of ownership interests in the bonds by making 15 computerized book entries on its own books and distributes 16 payments on the bonds to its Participants shown on its books as 17 the owners of such interests; and such Participants and other 18 banks, brokers and dealers participating in the National System 19 will do likewise (not as agents of the City) if not the 20 beneficial owners of the bonds; and 21 WHEREAS, "Participants" means those financial insti- 22 tutions for whom the Depository effects book-entry transfers and 23 pledges of securities deposited and immobilized with the 24 Depository; and 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 WHEREAS, The Depository Trust Company, a limited purpose trust company organized under the laws of the State of New York, or any of its successors or successors to its functions hereunder (the "Depository"), will act as such depository with respect to the Bonds except as set forth below, and the City has heretofore delivered a letter of representations (the "Letter of Representations") setting forth various matters relating to the Depository and its role with respect to the Bonds; and WHEREAS, the City will deliver the Bonds in the form of one certificate per maturity, each representing the entire principal amount of the Bonds due on a particular maturity (each a"Global Certificate"), which single certificate per maturity may be transferred on the City's bond register as required by the Uniform Commercial Code, but not exchanged smaller denominations unless the City determines to issue Replacement Bonds as provided below; and Deposito book-entr exchanged registere date for wHEREAS, the City will be able to replace the ry or under certain circumstances to abandon the "global y form" by permitting the Global Certificates to be for smaller denominations typical of ordinary bonds d on the City's bond register; and "Replacement Bonds" 346677.2 9 � 30� F� means the certificates representing the Bonds so authenticated and delivered by the Bond Registrar pursuant to paragraphs 6 and 12 hereof; and 4 WHEREAS, "Holder" as used herein means the person in 5 whose name a Bond is registered on the registration books of the 6 City maintained by the registrar appointed as provided in 7 paragraph 8(the "BOnd Registrar"); and 8 WHEREAS, Rule 15c2-12 of the Securities and Exchange 9 Commission prohibits "participating underwriters" from purchasing 10 or selling the Bonds unless the City undertakes to provide 11 certain continuing disclosure with respect to the Bonds; and 12 13 14 15 16 17 18 WHEREAS, pursuant to Minnesota Statutes, Section 475.60, Subdivision 2(9), public sale requirements do not apply to the Bonds if the City retains an independent financial advisor and determines to sell the Bonds by private negotiation, and the City has instead authorized a competitive sale without publication of notice thereof as a form of private negotiation; and 19 WHEREAS, proposals for the Bonds have been solicited by 20 Springsted Incorporated pursuant to an Official Statement and 21 Terms of Proposal therein: 22 23 24 25 26 27 aa 29 30 31 32 33 34 35 36 NOW, THEREFORE, BE IT RESOLVED by the Council of the City of Saint Paul, Minnesota, as follows: 1. Acceptance of Pro�osal. The proposal of Piper Jaffray, Inc. (the "Purchaser"), to purchase $17,500,000 General Obligation Capital Improvement Bonds, Series 1997A, of the City (the "Bonds", or individually a"BOnd"), in accordanCe with the Tenns of Proposal for the bond sale, at the rates of interest set forth hereinafter, and to pay for the Bonds the sum of $17,354,238.25, plus interest accrued to settlement, is hereby found, determined and declared to be the most favorable proposal received and is hereby accepted, and the Bonds are hereby awarded to the Purahaser. The Director, Office of Financial Services, or his designee, is directed to retain the deposit of the Purchaser and to forthwith return to the others making proposals their good faith checks or drafts. 37 2. Title: OriQinal Issue Date: Denominations; 38 Maturities. The Bonds shall be titled "General Obligation 39 Capital Improvement Bonds, Series 1997A", shall be dated April 1, 40 1997, as the date of original issue and shall be issued forthwith 41 on or a£ter such date as £ully registered bonds. The Bonds shall 42 be numbered from R-1 upward. Global Certificates shall each be 43 in the denomination of the entire principal amount maturing on a 346617.2 3 9 �.3oy 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 single date, or, if a portion of said principal amount is prepaid, said principal amount less the prepayment. Replacement Bonds, if issued as provided in paragraph 6, shall be in the denominaCion of $5,000 each or in any integral multiple thereof of a single maturity. The Bonds shall mature on March 1 in the years and amounts as follows: Year 1998 1999 2000 2001 2002 Amount $1,375,000 1,425,000 1,625,000 1,625,000 1,700,000 Year 2003 2004 2005 2006 2007 Amount $1,775,��0 1,850,000 1,950,000 2,050,000 2,125,000 3. Pux The Bonds shall provide funds for the construction of the capital improvements in the City's 1997 capital improvement budget (the "Improvements"). The proceeds of the Bonds shall be deposited and used as provided in paragraph 17, for the purpose described by Laws of Minnesota for 1971, Chapter 773, as amended, and any excess moneys shall be devoted to any other purpose permitted by law. The total cost of the Improvements, which shall include all costs enumerated in Minnesota Statutes, Section 475.65, is estimated to be at least equal to the amount of the Bonds. Work on the Improvements shall proceed with due diligence to completion. 24 4. Interest. The Bonds shall bear interest payable 25 semiannually on March 1 and September 1 of each year (each, an 26 "Interest Payment Date"), commencing September 1, 1997, 27 calculated on the basis of a 360-day year of twelve 30-day 28 months, at the respective rates per annum set forth opposite the 29 maturity years as follows: 30 Maturitv Year Interest Rate 31 1998 3.85% 32 1999 4.34 33 2000 4.40 34 2001 4.50 35 2002 4.60 36 37 38 39 40 41 42 43 Maturity Year Interest Rate 2003 2004 2005 2006 2007 4.70 4.75 4.85 5.00 5.00 5. Description of the Global Certificates and Global Book-Entrv System. Upon their original issuance the Bonds will be issued in the form of a single Global Certificate for each maturity, deposited with the Depository by the Purchaser and immobilized as provided in paragraph 6. No beneficial owners of interests in the Bonds will receive certificates their respective interests in the Bonds except a paragraph 6. Except as so provided, during the representing s provided in term of the 346617.2 q���� 1 2 3 r� 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 Bonds, beneficial ownership (and subsequent transfers of beneficial ownership) of interests in the Global Certificates will be reflected by book entries made on the records of the Depository and its Participants and other banks, brokers, and dealers participating in the National System. The Depository's book entries of beneficial ownership interests are authorized to be in increments of $5,000 of principal of the Bonds, but not smaller increments, despite the larger authorized denominations of the Global Certificates. Payment of principal of, premium, if any, and interest on the Global Certificates will be made to the Bond Registrar as paying agent, and in turn by the Bond Registrar to the Depository or its nominee as registered owner of the Global Certificates, and the Depository according to the laws and rules governing it will receive and forward payments on behalf of the beneficial owners of the Global Certificates. Payment of principal of, premium, if any, and interest on a Global Certificate may in the City's discretion be made by such other method of transferring funds as may be requested by the Holder of a Global Certificate. 6. Immobilization of Global Certificates by the Debositorv• Successor Depository; Replacement Bonds. Pursuant to the request of the Purchaser to the Depository, which request is required by the Terms of Proposal, immediately upon the original delivery of the Bonds the Purchaser will deposit the Global Certificates representing all of the Bonds with the Depository. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Depository, shall be registered in the name of the Depository or its nominee and shall be held immobilized from circulation at the offices of the Depository on behalf of the Purchaser and subsequent bondowners. The Depository or its nominee will be the sole holder of record of the Global Certificates and no investor or other party purchasing, selling or otherwise transferring ownership of interests in any Bond is to receive, hold or deliver any bond certificates so long as the Depository holds the Global Certificates immobilized from circulation, except as provided below in this paragraph and in paragraph 12. Certificates evidencing the Bonds may not after their original delivery be transferred or exchanged except: 40 41 42 43 44 45 346677.2 (i) Upon registration of transfer of ownership of a Global Certificate, as provided in paragraph 12, (ii) To any successor of the Depository (or its nominee) or any substitute depository (a "substitute depository") designated pursuant to clause (iii) of this subparagraph, provided that any successor of the Depository 5 q� �� 1 or any substitute depository must be both a"clearing 2 corporation" as defined in the Minnesota Uniform Commercial 3 Code at Minnesota Statutes, Section 336.8-102, and a 4 qualified and registered "clearing agency" as provided in 5 Section 17A of the Securities Exchange Act of 1934, as 6 amended, 7 (iii) To a substitute depository designated by and 8 acceptable to the City upon (a) the determination by the 9 Depository that the Bonds shall no longer be eligible for 10 its depository services or (b) a determination by the City 11 that the Depository is no longer able to carry out its 12 functions, provided that any substitute depository must be 13 quali£ied to act as such, as provided in clause (ii) of this 14 subparagraph, or 15 (iv) To those persons to whom transfer is requested 16 in written transfer instructions in the event that: 17 (a) the Depository shall resign or discontinue 18 its services for the Bonds and the City is unable to 19 locate a substitute depository within two (2) months 20 following the resignation or determination of non- 21 eligibility, or 22 (b) upon a determination by the City in its sole 23 discretion that (1) the continuation of the book-entry 24 system described herein, which precludes the issuance 25 of certificates (other than Global Certificates) to any 26 Holder other than the Depository (or its nominee), 27 might adversely affect the interest of the beneficial 28 owners of the Bonds, or (2) that it is in the best 29 interest of the beneficial owners of the Bonds that 30 they be able to obtain certificated bonds, 31 in either of which events the City shall notify Holders of 32 its determination and of the availability of certiPicates 33 (the ��Replacement Bonds'�) to Holders requesting the same and 34 the registration, transfer and exchange o£ such Bonds will 35 be conducted as provided in paragraphs 9B and 12 hereof. 36 In the event of a succession of the Depository as may 37 be authorized by this paragraph, the Bond Registrar upon 38 presentation of Global Certificates shall register their transfer 39 to the substitute or successor depository, and the substitute or 40 successor depository shall be treated as the Depository for all 41 purposes and functions under this resolution. The Letter of 42 Representations shall not apply to a substitute or successor 43 depository unless the City and the substitute or successor 44 depository so agree, and a similar agreement may be entered into. 346617.2 6 q� ��� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 7. Redemption. {a) Optional Redemption; Due Date. All Sonds maturing after Marah 1, 2005, shall be subject to redemption and prepayment at the option of the City on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part o£ the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only part of the Bonds having a common maturity date are called for prepayment, the Global Certi£icates may be prepaid in $5,000 increments of principal and, if applicable, the specific Replacement Bonds to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof called for redemption sha11 be due and payable on the redemption date, and interest thereon shall cease to accrue from and after the redemption date. 17 (b) Notation on Global Certificate. Upon a reduction in 18 the aggregate principal amount of a Global Certificate, the 19 Holder may make a notation of such redemption on the panel 20 provided on the Global Certificate stating the amount so 21 redeemed, or may return the Global Certificate to the Bond 22 Registrar in exchange for a new Global Certificate authenticated 23 by the Bond Registrar, in proper principal amount. Such 24 notation, if made by the Holder, shall be for reference only, and 25 may not be relied upon by any other person as being in any way 26 determinative of the principal amount of such Global Certificate 27 outstanding, unless the Bond Registrar has signed the appropriate 28 column of the panel. 29 (c) Selection of Replacement Bonds. To effect a partial 30 redemption of Replacement Bonds having a common maturity date, 31 the Bond Registrar prior to giving notice of redemption shall 32 assign to each Replacement Bond having a common maturity date a 33 distinctive number for each $5,000 of the principal amount of 34 such Replacement Bond. The Bond Registrar shall then select by 35 lot, using such method of selection as it shall deem proper in 36 its discretion, from the numbers so assigned to such Replacement 37 Bonds, as many numbers as, at $5,000 for each number, shall equal 38 the principal amount of such Replaoement Bonds to be redeemed. 39 The Replacement Bonds to be redeemed shall be the Replacement 40 Bonds to which were assigned numbers so selected; provided, 41 however, that only so much of the principal amount of each such 42 Replacement Bond of a denomination of more than $5,000 shall be 43 redeemed as shall equal $5,000 for each number assigned to it and 44 so selected. 45 (d7 Partial Redemt�tion of Rez�lacement Bonds. I£ a 46 Replacement Bond is to be redeemed only in part, it shall be 346617.2 7 ��-��� 1 2 � � 9 10 il 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 RYa surrendered to the Bond Registrar (with, if the City or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the City and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the City shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Replacement Bond, without service charge, a new Replacement Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. (e) Recxuest for Redemption. The Bond Registrar shall call Bonds for redemption and payment as herein provided upon receipt by the Bond Registrar at least forty-five (45) days prior to the redemption date of a request of the City, in written form if the Bond Registrar is other than a City officer. Such request shall specify the principal amount of Bonds to be called for redemption and the redemption date. (f) Notice. Mailed notice of redemption shall be given the paying agent (if other than a City officer) and to each affected Holder. If and when the City shall call any of the Bonds for redemption and payment prior to the stated maturity thereof, the Bond Registrar shall give written notice in the of the City of its intention to redeem and pay such Bonds at office of the Bond Registrar. Notice of redemption shall be to name the given by first class mail, postage prepaid, mailed not less than thirty (30) days prior to the redemption date, to each Holder of Bonds to be redeemed, at the address appearing in the Bond Register. Al1 notices of redemption shall state: (i) The redemption date; (ii) The redemption price; 33 (iii) If less than all outstanding Bonds are to be 34 redeemed, the identification (and, in the case of partial 35 redemption, the respective principal amounts) of the Bonds 36 to be redeemed; 37 (iv) That on the redemption date, the redemption price 38 will become due and payable upon each such Bond, and that 39 interest thereon shall cease to accrue from and after said 40 date; and 41 42 43 (v) The place where such Bonds are to be surrendered for payment of the redemption price (which shall be the office of the Bond Registrar). 346677.2 ����� 1 2 3 4 5 6 7 8 9 10 il 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 (g) Notice to Depositorv. Notices to The Depository Trust Company or its nominee shall contain the CUSIP numbers of the Bonds. If there are any Holders of the Bonds other than the Depository or its nominee, the Bond Registrar shall use its best efforts to deliver any such notice to the Depository on the business day next preceding the date of mailing of such notice to all other Holders. 8. Bond Reaistrar. First Trust National Association, in Saint Paul, Minnesota, is appointed to act as bond registrar and transfer agent with respect to the Bonds (the "Bond Registrar"), and shall do so unless and until a successor Bond Registrar is duly appointed, all pursuant to any contract the City and Bond Registrar shall execute which is consistent herewith. A successor Bond Registrar shall be an officer of the City or a bank or trust company eligible for designation as bond registrar pursuant to Minnesota Statutes, Chapter 475, and may be appointed pursuant to any contract the City and such successor Bond Registrar shall execute which is consistent herewith. The Bond Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and interest on the Bonds shall be paid to the Holders (or record holders) of the Bonds in the manner set forth in the forms of Bond and paragraph 14 of this resolution. 9. Forms of Bond. The Bonds shall be in the form of Global Certificates unless and until Replacement Bonds are made available as provided in paragraph 6. Each form o£ bond may contain such additional or di£ferent terms and provisions as to the form of payment, record date, notices and other matters as are consistent with the Letter of Representations and approved by the City Attorney. 31 A. Global Certificates. The Global Certificates, 32 together with the Certificate of Registration, the Register of 33 Partial Payments, the form of Assignment and the registration 34 information thereon, shall be in substantially the following form 35 and may be typewritten rather than printed: 346617.2 9 �� ��� 1 2 3 4 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 UNITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COUNTY CITY OF SAINT PAUL m GENERAI, OBLIGATION CAPITAL, IMPROVEMENT BOND, SERIES 1997A INTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE March 1, REGISTERED OWNER: PRINCIPAL AMOUNT: $ CUSIP DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of 5aint Paul, Ramsey County, Minnesota (the "ISSUer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above or on the certificate of registration below, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment Date"), commencing September 1, 1997, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable in same-day funds by 2:30 p.m., Eastern time, upon presentation and surrender hereof at the principal office of in , Minnesota (the "Bond Registrar"}, acting as paying agent, or any successor paying agent duly appointed by the Issuer; provided, however, that upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion be paid without presentation of this Bond, which payment shall be received no later than 2:30 p.m., Eastern time, and may make a notation on the panel provided herein of such redemption, stating the amount so redeemed, or may return the Bond to the Bond Registrar in exchange for a new Bond in the proper principal amount. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon April 1, 1997 346697.2 1 0 q� �� 1 2 3 4 5 6 7 8 9 10 li 12 13 14 15 16 17 18 19 20 21 22 23 24 by any other person as being in any way determinative of the principal amount of this Bond outstanding, unless the Bond Registrar has signed the appropriate column of the panel. Interest on this Bond will be paid on each Interest Payment Date in same-day funds by 2:30 p.m., Eastern time, to the person in whose name this Bond is registered (the "Holder" or "Bondholder��) on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month preceding such Interest Payment Date (the "Regular Record Date"). Interest payments shall be received by the Holder no later than 2:3� p.m., Eastern time; and principal and premium payments shall be received by the FIolder no later than 2_30 p.m_, Eastern time, if the Bond is surrendered £or payment enough in advance to permit payment to be made by such time. Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. The principal of and premium, if any, and interest on this Bond are payable in lawful money of the United States of America. 25 Date of Pavment Not Business Dav. If the date for 26 payment of the principal of, premium, if any, or interest on this 27 Bond shall be a Saturday, Sunday, legal holiday or a day on which 28 banking institutions in the City of New York, New York, or the 29 city where the principal office of the Bond Registrar is located 30 are authorized by law or executive order to close, then the date 31 for such payment shall be the next succeeding day which is not a 32 Saturday, Sunday, legal holiday or a day on which such banking 33 institutions are authorized to close, and payment on such date 34 shall have the same force' and effect as if made on the nominal 35 date of payment. 36 Redemption. All Bonds of this issue (the "BOnds") 37 maturing after March l, 2005, are subject to redemption and 38 prepayment at the option of the Issuer on such date and on any 39 day thereafter at a price of par plus accrued interest. 40 Redemption may be in whole or in part of the Bonds subject to 41 prepayment. If redemption is in part, those Bonds remaining 42 unpaid may be prepaid in such order of maturity and in such 43 amount per maturity as the City shall determine; and if only part 44 of the Bonds having a common maturity date are called for 45 prepayment, this Bond may be prepaid in $5,000 increments of 46 principal. Bonds or portions thereof called for redemption shall 47 be due and payable on the redemption date, and interest thereon 48 shall cease to accrue from and after the redemption date. 346617.2 1 1 �� 3 �� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 al 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 Notice of Itedemption. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bonds to be redeemed. In connection with any such notice, the "CUSIP" numbers assigned to the Bonds shall be used. 12eplacement or Notation of Bonds after Partial Redemotion. Upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion make a notation on the panel provided herein of such redemption, stating the amount so redeemed. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon by any other person as being in any way determinative of the principal amount of the Bond outstanding, unless the Bond Registrar has signed the appropriate column of the panel. Otherwise, the Holder may surrender this Bond to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond of the same series having the same stated maturity and interest rate and of the authorized denomination in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance; Purnose; General Oblicration. This Bond is one of an issue in the total principal amount of $17,500,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination, and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including particularly Laws of Minnesota for 1971, Chapter 773, as amended, and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on March 26, 1997 (the "Resolution"), for the purpose o£ providing money to finance the acquisition, construction and repair of various capital improvements in the City. This Bond is payable out of the General Debt Service Fund of the Issuer. This Bond constitutes a general obligation of the Issuer, and to provide moneys for the prompt and full payment of its principal, premium, if any, and interest when the same become due, the full faith and credit and taxing powers of the Issuer have been and are hereby irrevocably pledged. 346617.2 1 2 ��-.��� 3 4 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 Denominations; Exchancxe; Resolution. The Bonds are issuable originally only as Global Certificates in the denomination of the entire principal amount of the issue maturing on a single date, or, if a portion of said principal is prepaid, said principal amount less the prepayment. Global Certificates are not exchangeable for fully registered bonds of smaller denominations except to evidence a partial prepayment or in exchange £or Replacement Bonds if then available. Replacement Bonds, if made available as provided below, are issuable solely as fully registered bonds in the denominations of $5,040 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of other authorized denominations in equal aggregate principal amounts at the principal office of the Bond Registrar, but only in the manner and subject to the limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. Replacement Bonds. Replacement Bonds may be issued by the Issuer in the event that: (a) the Depository shall resign or discontinue its services for the Bonds, and only if the Issuer is unable to locate a substitute depository within two (2) months following the resignation or determination of non- eligibility, or (b) upon a determination by the Issuer in its sole discretion that (1) the continuation of the book-entry system described in the Resolution, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee), might adversely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certi£icated bonds. Transfer. This Bond shall be registered in the name of the payee on the books of the Issuer by presenting this Bond for registratzon to the Bond Registrar, who will endorse his, her or its name and note the date of registration opposite the name of the payee in the certificate of registration attached hereto. Thereafter this Bond may be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representatives, and the Issuer and Bond Registrar may treat the Holder as the person rights and powers of such assignment for 346677.2 exclusively entitled to exercise all the an owner until this Bond is presented with registration of transfer, accompanied by i[e3 9� 3�y� 1 assurance of the nature provided by law that the assignment is 2 genuine and effective, and until such transfer is registered on 3 said books and noted hereon by the Bond Registrar, all subject to 4 the terms and conditions provided in the Resolution and to 5 reasonable regulations of the Issuer contained in any agreement 6 with, or notice to, the Bond Registrar. Transfer of this Bond 7 may, at the direction and e�pense of the Issuer, be subject to 8 certain other restrictions if required to qualify this Bond as 9 being "in registered form" within the meaning of Section 149(a) 10 of the federal Internal Revenue Code of 1986, as amended. 11 Fees upon Transfer or Loss. The Bond Registrar may 12 require payment of a sum sufficient to cover any tax or other 13 governmental charge payable in connection with the transfer or 14 exchanqe of this Bond and any legal or unusual costs regarding 15 transfers and lost Bonds. 16 Treatment of Recristered Owner. The Issuer and Bond 17 Registrar may treat the person in whose name this Bond is 18 registered as the owner hereof for the purpose of receiving 19 payment as herein provided (except as otherwise provided with 20 respect to the Record Date) and for all other purposes, whether 21 or not this Bond shall be overdue, and neither the Issuer nor the 22 Bond Registrar shall be affected by notice to the contrary. 23 Authentication. This Bond shall not be valid or become 24 obligatory for any purpose or be entitled to any security unless 25 the Certificate of Authentication hereon shall have been executed 26 by the Bond Registrar. 27 Not Ouali£ied Tax-Exemot Obligations. The Bonds have 28 not been designated by the Issuer as "qualified tax-exempt 29 obligations" for purposes of Section 265(b)(3) of the federal 30 Internal Revenue Code of 1986, as amended. The Bonds do not 31 qualify for such designation. 346677.2 14 9� �� 1 IT IS HEREBY CERTIFIED AND RECITED that all acts, 2 conditions and things required by the Constitution and laws of 3 the State of Minnesota and the Charter of the Issuer to be done, 4 to happen and to be perfonned, precedent to and in the issuance 5 of this Bond, have been done, have happened and have been 6 per£ormed, in regular and due form, time and manner as required 7 by law, and that this Bond, together with all other debts of the 8 Issuer outstanding on the date of original issue hereof and on 9 the date of its issuance and delivery to the original purchaser, 10 does not exceed any constitutional or statutory or Charter 11 limitation of indebtedness. 12 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey 13 County, Minnesota, by its City Council has caused this Bond to be 14 sealed with its official seal and to be executed on its behalf by 15 the photocopied facsimile signature of its Mayor, attested by the 16 photocopied facsimile signature of its Clerk, and countersigned 17 by the photocopied facsimile signature of its Director, Office of 18 FinanCial Services. 346617.2 15 �� 3�� 1 2 3 4 Date of Registration: Registrable by: Payable at: 5 6 7 8 9 10 il BOND REGISTRAR'S CERTIFICATE OF AUTHEI3`PICATION This Bond is one o£ the Bonds described in the Resolution mentioned within. 12 13 14 , 15 Bond ReQistrar 16 17 18 19 20 21 By Authorized Signature (SEAL) CITY OF SAINT PAUL, RAMSEY COUN'I'Y, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of FinanCial Services 22 General Obligation Capital Improvement Bond, Series 1997A, No. 23 R- . 346677.2 16 �� ��� � 2 3 4 5 6 r� E] E io ii FfG 13 CERTIFICATE OF REGISTRATION The transfer of ownership of the principal amount of the attached Bond may be made only by the registered owner or his, her or its legal representative last noted below. DATE OF REGISTRATION REGISTERED OWNER SIGNATITRE OF BOND REGISTRAR 346617.2 17 9� ��� � REGISTER OF PARTIAL PAYMENTS 2 The principal amount of the attached Bond has been prepaid on the 3 dates and in the amounts noted below: 4 Signature of Signature of 5 Date Amount Bondholder Bond Registrar 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 If a notation is made on this register, such notation has the 23 effect stated in the attaChed Bond. Partial payments do not 24 require the presentation of the attaChed Bond to the Bond 25 Registrar, and a Holder could fail to note the partial payment 26 here. 346617.2 1 $ ��-.��� � ABBREVIATIONS 2 The following abbreviations, when used in the inscription on 3 the face of this Bond, shall be construed as though they were 4 written out in full according to applicable laws or regulations: 5 TEN COM - as tenants in common 6 TEN ENT - as tenants by the entireties 7 JT TEN - as joint tenants with right of survivorship 8 and not as tenants in common 9 UTMA - as custodian for 10 (Cust) (Minor) 11 under the Uniform Transfers to Minors Act 12 (State) 13 Additional abbreviations may also be used 14 though not in the above list. 346617.2 1 9 ���a� � ASSIGNMENT 2 For value received, the undersigned hereby sells, 3 assigns and transfers unto 4 the attached Bond and does 5 hereby irrevocably constitute and appoint 6 attorney to transfer the Bond on the 7 books kept for the registration thereof, with full power of 8 substitution in the premises. 9 Dated: 10 I3otice: The assignor�s signature to this 11 assignment must correspond with the name 12 as it appears upon the face of the 13 attached Bond in every particular, 14 without alteration or any change 15 whatever. 16 Signature Guaranteed: 17 18 Signature(s) must be guaranteed by a national bank or trust 19 company or by a brokerage firm having a membership in one of the 20 major stock exchanges or any other ��Eligible Guarantor 21 In5titution" as defined in 17 CFR 240.17Ad-15(a)(2). 22 The Bond Registrar will not effect transfer of this 23 Bond unless the information conceming the trans£eree requested 24 below is provided. 25 Name and Address: 26 27 28 (Include information for all joint 29 owners if the Bond is held by joint 30 account.} 346617.2 2 0 ��-��� 1 B. ReAlacement Bonds. If the City has notified 2 Aolders that Replacement Bonds have been made available as 3 provided in paragraph 6, then for every Bond thereafter 4 transferred or exchanged (including an exchange to reflect the 5 partial prepayment of a Global Certificate not previously 6 exchanged for Replacement Bonds) the Bond Registrar shall deliver 7 a certificate in the form of the Replacement Sond rather than the 8 Global Certificate, but the Fiolder of a Global Certificate shall 9 not otherwise be required to exchange the Global Certificate for 10 one or more Replacement Bonds since the City recognizes that some 11 beneficial owners may prefer the convenience of the Depository's 12 registered ownership of the Bonds even though the entire issue is 13 no longer required to be in global book-entry form. The 14 Replacement Bonds, together with the Bond 12egistrar's Certificate 15 of Authentication, the form of Assignment and the registration 16 information thereon, shall be in substantially the following 17 form: 346617.2 2 1 97-3�� 1 UNITED STATES OF AMERICA 2 STATS OF MINNESOTA 3 RAMSEY COUNTY 4 CITY OF SAII3`I` PAUL 5 R- 6 7 8 INTEREST 9 RATE 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 $ GENERAL OBLIGATION CAPITAL IMPROVEMENT BOND, SERIES 1997A MATiTRITY DATE OF DATE ORIGINAL ISSUE April 1, 1997 REGISTERED OWNER: PRINCIPAL AMOUNT: CUSIP DOLLARS KI30W ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ram5ey County, Minnesota (the "Issuer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on March 1 and September 1 of each year (each, an "Interest Payment Date"), commencing September 1, 1997, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable upon presentation and surrender hereof at the principal office of , in , (the "Bond Registrar��), acting as paying agent, or any successor paying agent duly appointed by the Issuer. Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder'�) on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month preceding such Interest Payment Date (the "Regular ReCOrd Date"). Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at 346617.2 2 2 q��� 1 2 3 4 5 6 7 the close of business on a date (the "Special by the Bond Registrar whenever money becomes payment of the defaulted interest. Notice of Date shall be given to Bondholders not less t to the Special Record Date. The principal of any, and interest on this Bond are payable in LTnited States of America. Record Date") fixed available for the Special Record han ten days prior and premium, if lawful money of the 8 REFERENCE IS HFsR}3BY MADE TO THS FURTHER PROVISIONS OF 9 TFiIS BOND SET FOR'I`H ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL 10 FOR ALL PURPOSES HAVE THE SAMF3 EFFECT AS IF SET FORTH HERE. 11 IT IS HEREBY CERTIFIED AND RECITED that all acts, 12 conditions and things required by the Constitution and laws of 13 the State of Minnesota and the Charter of the Issuer to be done, 14 to happen and to be performed, precedent to and in the issuance 15 of this Bond, have been done, have happened and have been 16 performed, in regular and due form, time and manner as required 17 by law, and that this Bond, together with all other debts of the 18 Issuer outstanding on the date of original issue hereof and on 19 the date of its issuance and delivery to the original purchaser, 20 does not exceed any constitutional or statutory or Char�er 21 limitation of indebtedness. 22 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey 23 County, Minnesota, by its City Council has caused this Bond to be 24 sealed with its official seal or a facsimile thereof and to be 25 executed on its behalf by the original or facsimile signature of 26 its Mayor, attested by the original or facsimile signature of its 27 Clerk, and countersigned by the original or facsimile signature 28 of its Director, Office of Financial Services. 346617.2 2 3 q� �d� 1 2 3 4 Date of Registration Registrable by: Payable at: _ 5 BOND REGISTRAR'S 6 CERTIFICATE OF 7 AUTHENTICATION 8 This Bond is one of the 9 Bonds described in the 10 Resolution mentioned 11 within. 12 13 14 , 15 Bond Registrar 16 17 18 19 By Authorized Signature 20 (SEAL) 346677.2 CITY OF SAINT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services 24 �� 3 �� F� 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 ON REVERSE OF BOND Date of Payment Not Business DaX. If the date for payment of the principal of, premium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the City of New York, New York, or the city where the principal office of the Sond Registrar is located are authorized by 1aw or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nominal date of payment. Redemgtion. All Bonds of this issue (the "Bonds") maturing after March 1, 2005, are subject to redemption and prepayment at the option of the Issuer on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only of the Bonds having a common maturity date are called for prepayment, the specific Bonds to be prepaid shall be chosen lot by the Bond Registrar. Bonds or portions thereof called redemption shall be due and payable on the redemption date, interest thereon shall cease to accrue from and after the redemption date. part by for and Notice of Redemption. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bonds to be redeemed. In connection with any such notice, the "CUSIP" numbers assigned to the Bonds shall be used. Selection of Bonds for Redemption. To effect a partial redemption of Bonds having a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds Co be redeemed shall be the Bonds to which were assigned number5 so selected; provided, however, that only so much of the principal amount of 346617.2 25 g� 3�� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 such Bond of a denomination of more than $5,000 shall be redeemed as shall equal $5,000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance: Purnose: General Obli�ation. This Bond is one of an issue in the total principal amount of $17,500,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination, and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including particularly Laws of Minnesota for 1971, Chapter 773, as amended, and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on March 26, 1997 (the "Resolution"), for the purpose of providing money to finance the acquisition, construction and repair of various capital improvements in the City. This Bond is payable out of the General Debt Service Fund of the Issuer. This Bond constitutes a general obligation of the Issuer, and Co provide moneys for the prompt and full payment of its principal, premium, if any, and interest when the same become due, the fu11 faith and credit and taxing powers of the Issuer have been and are hereby irrevocably pledged. 34 Denominations: Exchancte: Resolution. The Bonds are 35 issuable solely as fully registered bonds in the denominations of 36 $5,000 and integral multiples thereof of a single maturity and 37 are exchangeable for fully registered Bonds of other authorized 38 denominations in equal aggregate principal amounts at the 39 principal office of the Bond Registrar, but only in the manner 40 and subject to the limitations provided in the Resolution. 41 Reference is hereby made to the Re5olution for a description of 42 the rights and duties of the Bond Registrar. Copies of the 43 Resolution are on file in the prinCipal office of the Bond 44 Registrar. 346677.2 2 6 �� 3d� 1 Transfer. This Bond is transferable by the Holder in 2 person or by his, her or its attorney duly authorized in writing 3 at the principal office of the Bond Registrar upon presentation 4 and surrender hereof to the Bond Registrar, all subject to the 5 �erms and conditions provided in the Resolution and to reasonable 6 regulations of the Issuer contained in any agreement with, or 7 notice to, the Bond Registrar. `Phereupon the Issuer shall 8 execute and the Bond Registrar shall authenticate and deliver, in 9 exchange for this Bond, one or more new fully registered Bonds in 10 the name of the transferee (but not registered in blank or to il ��bearer" or similar designation), of an authorized denomination 12 or denominations, in aggregate principal amount equal to the 13 principal amount of this Bond, of the same maturity and bearing 14 interest at the same rate. 15 Fees uAOn Transfer or Loss. The Bond Registrar may 16 require payment of a sum sufficient to cover any tax or other 17 governmental charge payable in connection with the transfer or 18 exchange of this Bond and any legal or unusual costs regarding 19 transfers and lost Bonds. 20 Treatment o£ Registered Owner. The Issuer and Bond 21 Registrar may treat the person in whose name this Bond is 22 registered as the owner hereof for the purpose of receiving 23 payment as herein provided (except as otherwise provided on the 24 reverse side hereof with respect to the Record Date) and for all 25 other purposes, whether or not this Bond shall be overdue, and 26 neither the Issuer nor the Bond Registrar shall be affected by 27 notice to the contrary. 28 Authentication. This Bond shall not be valid or become 29 obligatory for any purpose or be entitled to any security unless 30 the Certificate of Authentication hereon shall have been executed 31 by the Bond Registrar. 32 Not Oualified Tax-Exempt Obliqations. The Bonds have 33 not been designated by the Issuer as "qualified tax-exempt 34 obligations" for purposes of Section 265(b)(3) of the federal 35 Internal Revenue Code of 1986, as amended. The Bonds do not 36 quali£y for such designation. 346677.2 2 7 g���� � 2 3 4 5 6 7 8 9 10 11 12 13 14 15 ABBREVIATIONS The following abbreviations, when used in the inscription on the face of this Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Cust) (Minor) under the Uniform Transfers to Minors Act (State) Additional abbreviations may also be used though not in the above list. 346617.2 � q�-�� � ASSIGNMENT 2 For value received, the undersigned hereby sells, 3 assigns and transfers unto 4 the within Bond and does 5 hereby irrevocably constitute and appoint 6 attorney to transfer the Bond on the books kept for the 7 registration thereof, with full power of substitution in the 8 premises. 9 Dated: 10 Notice: The assignor's signature to this il assignment must correspond with the name 12 as it appears upon the face of the 13 within Bond in every particular, without 14 alteration or any change whatever. 15 Signature Guaranteed: 16 17 Signature(s) must be guaranteed by a national bank or trust 18 company or by a brokerage firm having a membership in one of the 19 major stock exchanges or any other "Eligible Guarantor 20 Institution° a5 defined in 17 CFR 240.17Ad-15(a)(2)- 21 The Bond Registrar will not effect transfer of this 22 Bond unless the information concerning the transferee requested 23 below is provided. 24 Name and Address: 25 26 27 28 (Include information for all joint owners if the Bond is held by joint account.) 346677.2 2 9 9� 3�y� 2 3 4 5 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 10. Execution. The Bonds shall be executed on behalf of the City by the signatures of its Mayor, Clerk and Director, Office of Financial Services, each with the effect noted on the forms of the Bonds, and be sealed with the seal of the City; provided, however, that the seal of the City may be a printed or photocopied £acsimile; and provided further that any of such signatures may be printed or photocopied £acsimiles and the corporate seal may be omitted on the Bonds as permitted by law. In the event of disability or resignation or other absence of any such officer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled officer. In case any such officer whose signature or facsimile of whose signature shall appear on the Bonds shall cease to be such officer before the delivery of the Bonds, such signature or facsimile shall nevertheless be valid and sufficient for all purposes, the same as if he or she had remained in office until delivery. 11. Authentication; Date of Registration. No Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit under this resolution unless a Certificate of Authentication on such Bond, substantially in the form hereinabove set forth, shall have been duly executed by an authorized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space provided the date on which the Bond is authenticated. For purposes of delivering the original Global Certi£icates to the Purchaser, the Bond Registrar shall insert as the date of registration the date of original issue, which date is April 1, 1997. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been authenticated and delivered under this resolution. 12. Registration; Transfer; Exchanae. The City will cause to be kept at the principal office of the Bond Registrar a bond register in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide for the registration of Bonds and the registration of transfers of Bonds entitled to be registered or transferred as herein provided. 42 A Global Certificate shall be registered in the name of 43 the payee on the books of the Bond Registrar by presenting the 44 Global Certificate for registration to the Bond Registrar, who 45 will endorse his or her name and note the date of registration 46 opposite the name of the payee in the certificate of registration 47 on the Global Certificate. Thereafter a Global Certificate may 346617.2 3 0 q��� 2 3 4 5 6 8 9 10 11 12 be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representative, and the City and Bond Registrar may treat the Holder as the person exclusively entitled to exercise all the rights and powers of an owner until a Global Certificate is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted thereon by the Bond Registrar, all subject to the terms and conditions provided in this resolution and to reasonable regulations of the City contained in any agreement with, or notice to, the Bond Registrar. 13 Transfer of a Giobal Certificate may, at the direction 14 and expense of the City, be subject to other restrictions if 15 required to qualify the Global Certificates as being "in 16 registered form" within the meaning of Section 149(a) of the 17 federal Internal Revenue Code of 1986, as amended. 18 If a Global Certificate is to be exchanged for one or 19 more Replacement Bonds, all of the principal amount of the Global 20 Certificate shall be so exchanged. 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Upon surrender for transfer of any Replacement Bond at the principal office of the Bond Registrar, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration (as provided in paragraph 11) of, and deliver, in the name of the designated transferee or transferees, one or more new Replacement Bonds of any authorized denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, as requested by the transferor; provided, however, that no bond may be registered in blank or in the name of "bearer" or similar designation. At the option of the Holder of a Replacement Bond, Replacement Bonds may be exchanged for Replacement Bonds of any authorized denomination or denominations of a like aggregate principal amount and stated maturity, upon surrender of the Replacement Bonds to be exchanged at the principal office of the Bond Registrar. Whenever any Replacement Bonds are so surrendered for exchange, the City shall execute (if necessary), and the Bond Registrar shall authenticate, insert the date of registration of, and deliver the Replacement Bonds which the Holder making the exchange is entitled to receive. G1oba1 Certificates may not be exchanged for Global Certificates of smaller denominations. 346677.2 31 9� �dy� 1 All Bonds surrendered upon any exchange or transfer 2 provided for in this resolution shall be promptly cancelled by 3 the Bond Registrar and thereafter disposed of as directed by the 4 City. 5 All Bonds delivered in exchange for or upon transfer of 6 Bonds shall be valid general obligations o£ the City evidencing 7 the same debt, and entitled to the same benefits under this S resolution, as the Bonds surrendered for such exchange or 9 transfer. 10 Every Bond presented or surrendered for transEer or 11 exchange shall be duly endorsed or be accompanied by a written 12 instrument of transfer, in fozm satisfactory to the Hond 13 Registrar, duly executed by the Holder thereof or his, her or its 14 attorney duly authorized in writing. 15 The Bond Registrar may require payment of a sum 16 sufficient to cover any tax or other governmental charge payable 17 in connection with the transfer or exchange of any Bond and any 18 legal or unusual costs regarding transfers and lost Bonds. 19 Transfers shall also be subject to reasonable 20 regulations of the City contained in any agreement with, or 21 notice to, the Bond Registrar, including regulations which permit 22 the Bond Registrar Co close its transfer books between record 23 dates and payment dates. 24 13. Ricrhts Upon Transfer or Exchanc�e. Each Bond 25 delivered upon transfer of or in exchange for or in lieu of any 26 other Bond shall carry all the rights to interest accrued and 27 unpaid, and to accrue, which were carried by such other Bond. 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 14. Interest Pa�ment: Record Date. Interest on any Global Certificate shall be paid as provided in the first paragraph thereo£, and interest on any Replacement Bond shall be paid on each Interest Payment Date by check or draft mailed to the person in whose name the Bond is registered (the "Holder") on the registration books of the City maintained by the Bond Registrar, and in each case at the address appearing thereon at the close of business on the fifteenth (15th) day of the calendar month preceding such Interest Payment Date (the "Regular Record Date"). Any such interest not so timely paid sha11 cease to be payable to the person who is the Holder thereof as of the Regular Record Date, and shall be payable to the person who is the Holder thereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice of the Special Record Date shall be given by the Bond Registrar to the 346617.2 3 2 9� 36� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Holders not less than ten (10) days prior to the Special Record Date. 15. Holders: Treatment of Registered Ovmer; Consent of Holders. (A) For the purposes of all actions, consents and other matters affecting Holders of the Bonds, other than payments, redemptions, and purchases, the City may (but shall not be obligated to) treat as the Holder of a Bond the beneficial owner of the Bond instead of the person in whose name the Bond is registered. For that purpose, the City may ascertain the identity of the beneficial owner of the Bond by such means as the Bond Registrar in its sole discretion deems appropriate, including but not limited to a certificate from the person in whose name the Bond is registered identifying such beneficial owner. 16 (B) The City and Bond Registrar may treat the person in 17 whose name any Bond is registered as the owner of such Bond for 18 the purpose of receiving payment of principal of and premium, if 19 any, and interest (subject to the payment provisions in paragraph 20 14 above) on, such Bond and for all other purposes whatsoever 21 whether or not such Bond shall be overdue, and neither the City 22 nor the Bond Registrar shall be affected by notice to the 23 contrary. 24 (C) Any consent, request, direction, approval, objection or 25 other instrument to be signed and executed by the Holders may be 26 in any number of concurrent writings of similar tenor and must be 27 signed or executed by such Holders in person or by agent 28 appointed in writing. Proof of the execution of any such 29 consent, request, direction, approval, objection or other 30 instrument or of the writing appointing any such agent and of the 31 ownership of Bonds, if made in the following manner, shall be 32 sufficient for any of the purposes of this resolution, and shall 33 be conclusive in favor of the City with regard to any action 34 taken by it under such request or other instrument, namely: 35 36 37 38 39 4� 41 (1) The fact and date of the execution by any person of any such writing may be proved by the certificate of any officer in any jurisdiction who by law has power to take acknowledgments within such jurisdiction that the person signing such writing acknowledged before him or her the execution thereof, or by an affidavit of any witness to such execution. 346617.2 33 ����� 1 (2) Subject to the provisions oE subparagraph (A) 2 above, the fact of the ownership by any person of Bonds and 3 the amounts and numbers of such Bonds, and the date of the 4 holding of the same, may be proved by reference to the bond 5 register. 6 16. Delivery: Apolication of Proceeds. The Global 7 Certificates when so prepared and executed shall be delivered by 8 the Director, Office of Financial Services, to the Purchaser upon 9 receipt of the purchase price, and the Purchaser shall not be 10 obliged to see to the proper application thereof. 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 17. Fund and Account. There is hereby created a special account to be designated the "Capital Improvement Bonds of 1997A Account" (the "Account") to be administered and maintained by the City Treasurer as a bookkeeping account separate and apart from all other accounts maintained in the official financial records of the City. There has been heretofore created and established the General Debt Service Fund (numbered 960, herein the "Fund"). The Fund and the Account shall each be maintained in the manner herein specified until all of the Bonds and the interest thereon have been fully paid. (i) Account. To the Account there shall be credited the proceeds of the sale of the Bonds, less accrued interest received thereon, and less any amount paid £or the Bonds in excess of $17,325,000. From the Account there shall be paid all costs and expenses of making the Improvements, including the cost of any construction contracts heretofore let and all other costs incurred and to be incurred of the kind authorized in Minnesota Statutes, Section 475.65 (including interest on the Bonds payable during the construction period); and the moneys in the Account shall be used for no other purpose except as otherwise provided by law; provided that the proceeds of the Bonds may also be used to the extent necessary to pay interest on the Bonds due prior to the anticipated date of commencement of the collection of taxes levied herein; and provided further that if upon completion of the Improvements there shall remain any unexpended balance in the Account, the balance may be transferred by the Council to the fund of any other improvement instituted pursuant to Laws of Minnesota for 1971, Chapter 773, as amended, or used for any other purpose permitted by law, or transferred to the Fund. All earnings on the Account shall be transferred to the Fund, or may remain in the Account. 346617,2 34 �� 3�� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 (ii) Fund. There is hereby pledged and there shall be credited to the Fund, to a special sinking fund account which is hereby created and established therein £or the payment of the Bonds: (a) all accrued interest received upon delivery of the Bonds; (b) all funds paid for the Bonds in excess of $17,325,000; (C) any collections of all taxes which are herein levied for the payment of the Bonds and interest thereon as provided in paragraph 18; (d) all funds remaining in the Account after Completion of the Improvements and payment of the costs thereof, not so transferred to the account of another improvement or used for any other purpose permitted by law; (e) all investment earnings on moneys held in said special account in the Fund; and (f) any and all other moneys which are properly available and are appropriated by the governing body of the City to said special account in the Fund, including (at the discretion of the City Council) franchise fees paid by the district heating utility. The City Council on the date this resolution is adopted intends to appropriate franchise fees paid by the district heating utility to pay debt service on the Bonds. Said special account created in the Fund shall be used solely to pay the principal and interest and any premiums for redemption of the Bonds and any other bonds of the City heretofore or hereafter issued by the City and made payable from said special account in the Fund as provided by law, or to pay any rebate due to the United States. No portion of the proceeds of the Bonds shall be used directly or indirectly to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except (1) for a reasonable temporary period until such proceeds are needed for the purpose for which the Bonds were issued, and (2) in addition to the above in an amount not greater than $100,000. To this effect, any proceeds of the Bonds and any sums from time to time held in the Account or said special account in the Fund (or any other City account which will be used to pay principal or interest to become due on the bonds payable there£rom) in excess of amounts which under then-appliaable federal arbitrage regulations may be invested without regard as to yield shall not be invested at a yield in excess of the applicable yield restrictions imposed by said arbiCrage regulations on such investments after taking into account any applicable "temporary periods" or "minor portion" made available under the federal arbitrage regulations. In addition, the proceeds of the Bonds and money in the Account or the Fund shall not be invested in obligations or deposits issued by, guaranteed by or insured by the United States or any agency or instrumen- tality thereof if and to the extent that such investment would 346617.2 3 5 �� -��I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) o£ the federal Internal Revenue Code of 1986, as amended (the "Code"). 18. Tax Levy: Coverage Test_ To provide moneys for payment of the principal and interest on the Bonds there is hereby levied upon all of the taxable property in the City a direct annual ad valorem tax which shall be spread upon the tax rolls and collected with and as part of other general property taxes in the City for the years and in the amounts as follows: Year of Tax Year of Ta�c Levy Collection Amount 1996� 1997 1998 1999 2000 2001 2002 2003 2004 20Q5 1997� 1998 1999 2000 2001 2002 2003 2004 2005 2�06 $2,224,976� 2,292,912 2,438,573 2,363,498 2,365,467 2,362,107 2,353,260 2,365,992 2,371,688 2,342,813 22 � heretofore levied or provided from other available City funds 23 The tax levies are such that if collected in full they, 24 together with estimated collections of any other revenues herein 25 pledged for the payment of the Bonds, will produce at least five 26 percent (50) in excess of the amount needed to meet when due the 27 principal and interest payments on the Bonds. The tax levies 28 shall be irrepealable so long as any of the Bonds are outstanding 29 and unpaid, provided that the City reserves the right and power 30 to reduce the levies in the manner and to the extent permitted by 31 Minnesota Statutes, Section 475.61, Subdivision 3. 32 19. General Obliaation Pledae. For the prompt and 33 full payment of the principal and interest on the Bonds, as the 34 same respectively become due, the full faith, credit and taxing 35 powers of the City shall be and are hereby irrevocably pledged. 36 If the balance in the Fund (as defined in paragraph 17 hereof? is 37 ever insufficient to pay all principal and interest then due on 38 the Bonds payable therefrom, the deficiency shall be promptly 39 paid out of any other funds of the City which are available for 40 such purpose, including the general fund of the City, and such 41 other funds may be reimbursed with or without interest from the 42 Fund when a sufficient balance is available therein. 346617.2 3 6 ����� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 20. Certificate of Revistration. The Director, Office of Financial Services, is hereby directed to file a certified copy of this resolution with the officer of Ramsey County, Minnesota, performing the functions of the county auditor (the "County Auditor"), together with such other information as the County Auditor shall require, and to obtain the County Auditor's certificate that the Bonds have been entered in the County Auditor's Bond Register, and that the tax levy required by law has been made. 21. Records and Certificates. The officers of the City are hereby authorized and directed to prepare and furnish to the Purchaser, and to the attorneys approving the legality of the issuance o£ the Bonds, certified copies of all proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other affidavits, certificates and information as are required to show the facts relating to the legality and marketability of the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. 23 22. Negative Covenants as to Use of Proceeds and 24 Improvements. The City hereby covenants not to use the proceeds 25 of the Bonds or to use the Improvements, or to cause or permit 26 them to be used, or to enter into any deferred payment 27 arrangements for the cost of the Improvements, in such a manner 28 as to cause the Bonds to be "private activity bonds" within the 29 meaning of Sections 103 and 141 through 150 of the Code. The 30 City hereby covenants not to use the proceeds of the Bonds in 31 such a manner as to cause the Bonds to be "hedge bonds" within 32 the meaning of Section 149(g) of the Code. 33 23. Tax-Exempt Status of the Bonds; Rebate: Elections. 34 The City shall comply with requirements necessary under the Code 35 to establish and maintain the exclusion from gross income under 36 Section 103 of the Code of the interest on the Bonds, including 37 without limitation requirements relating to temporary periods for 38 investments, limitations on amounts invested at a yield greater 39 than the yield on the Bonds, and the rebate of excess investment 40 earnings to the United States. 41 The City expects that the two-year expenditure 42 exception to the rebate requirements may apply to the 43 construction proceeds of the Bonds. 346617.2 3 7 q? �3�� 1 2 3 4 5 6 7 8 If any elections are available now or hereafter with respect to arbitrage or rebate matters relating to the Bonds, the Mayor, Clerk, Treasurer and Director, Office of Financial Services, or any of them, are hereby authorized and directed to make such elections as they deem necessary, appropriate or desirable in connection with the Bonds, and all such elections sha11 be, and sha11 be deemed and treated as, elections o£ the City. 9 24. No Desianation of Oualified Tax-Exem�t 10 Obligations. The Bonds, together with other obligations issued il by the City in 1997, exceed in amount those which may be 12 qualified as "qualified tax-exempt obligations" within the 13 meaning of Section 265(b)(3) of the Code, and hence are not 14 designated for such purpose. 15 25. Letter of Representations. The Letter of 16 Representations for the Bonds is hereby confirmed to be the 17 Blanket Issuer Letter of Representations dated April 10, 1996, by 18 the City and received and accepted by The Depository Trust 19 Company. So long as The Depository Trust Company is the 20 Depository or it or its nominee is the Holder of any Global 21 Certificate, the City shall comply with the provisions of the 22 Letter of Representations, as it may be amended or supplemented 23 by the City from time to time with the agreement or consent of 24 The Depository Trust Company. 25 26. Negotiated Sale. The City has retained Springsted 26 Incorporated as an independent financial advisor, and the City 27 has heretofore determined, and hereby determines, to sell the 28 Bonds by private negotiation, all as provided by Minnesota 29 Statutes, Section 475.60, Subdivision 2(9). 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 27. Continuin�Disclosure. The City is an obligated person with respect to the Bonds. The City hereby agrees, in accordance with the provisions of Rule 15c2-12 (the "Rule"), promulgated by the Securities and Exchange Commission (the "Commission" pursuant to the Securities Exchange Act of 1934, as amended, and a Continuing Disclosure Undertaking (the "Undertaking") hereinafter described, to: A. Provide or cause to be provided to each nationally recognized municipal securities information repository ("NRMSIR") and to the appropriate state information depository ("SID"), if any, for the State of Minnesota, in each case as designated by the Commission in accordance with the Rule, certain annual financial information and operating data in accordance with the Undertaking. The City reserves the right to modify from time to time the terms of the Undertaking as provided therein. 346677.2 m q� :��� 1 B. Provide or cause to be provided, in a timely 2 manner, to (i) each NRMSIR or to the Municipal Securities 3 Rulemaking Board ("MSRB��) and (ii) the SID, notice of the 4 occurrence of certain material events with respect to the 5 Bonds in accordance with the Undertaking. 6 C. Provide or cause to be provided, in a timely 7 manner, to (i) each NRMSIR or to the MSRB and (ii) the SID, 8 notice of a failure by the City to provide the annual 9 financial infoYmation with respect to the City described in 10 the Undertaking. il The City agrees that its covenants pursuant to the Rule 12 set forth in this paragraph 27 and in the Undertaking are 13 intended to be for the benefit of the Aolders of the Bonds and 14 shall be enforceable on behalf of such Holders; provided that the 15 right to enforce the provisions of these covenants shall be 16 limited to a right to obtain specific enforcement of the City's 17 obligations under the covenants. 18 The Mayor and Director, Office of Financial Services, 19 or any other officers of the City authorized to act in their 20 stead (the "Officers"), are hereby authorized and directed to 21 execute on behalf of the City the Undertaking in substantially 22 the form presented to the City Council, subject to such 23 modifications thereof or additions thereto as are (i) consistent 24 with the requirements under the Rule, (ii) required by the 25 Purchaser, and (iii) acceptable to the Officers. 26 28. Severabilitv. If any section, paragraph or 27 provision of this resolution shall be held to be invalid or 28 unenforceable for any reason, the invalidity or unenforceability 29 of such section, paragraph or provision shall not affect any of 30 the remaining provisions of this resolution. 346617.2 3 9 9� 3�� 1 29. Headinas. Headings in this 2 included for convenience of reference onl 3 hereof, and shall not limit or define the 4 provision hereof. resolution are y and are not a part meaning of any Adopted by Cauncil: Dffie 1�� ��. � �t_�1 rl Adoption Certified by Council Secretary By: �� 2� , � \ \ ' Approved by Mayor: Date� By: -• - -.. .-.. y - . - . .,- - - � �II� �' � �i1..:_�� �,_�� � I ` / "� . :.. -. . . i . � : ��, . i // � i/�� Approved by M y� r ubmission to Gouncil By: 346617.2 � O O ��-��� FsXHIBITS Exhibit A - Proposals 346677.2 q� 3� 37�lt�5 DEPARIMQ�lT4DFFICE�COUNQL OATE INITIAI3� Financial Services 3/12/9,7j GREEN SHEE CONTACT PERSON & PHONE INITIAVDATE INRIAUDATE ODEPAflTMENTDIFECTOR �CITYCAUNCIL Martha Kantorowicz p$$IGN �Cf1YATTORNEY �CITYCLERK NUYBENFON MUSTBE ON CAUNCIL AGEN�A BV (DATE) ROUTING � BUDGET OIRECTOfl rl FlN. & MG7: SERVICES OIR. March 26, 1997 oaoea ��` � MAWR (OR ASSISTANn � TOTAL # OF SIGNATURE PAGES � (CLIP ALL LOCATIONS FOR SIGNATURE) ACTION REQUESTED: This resolution accepts the winning proposal and awards the bid for the $17,500,000 G.O. Gapital Improvement Bonds Series 1997A. This is a competitive bond sale and the award is going to the bidder found to be the most advantageous (lowest cost) to the City. RECAMMENDATIONS: Approve (A) or Reject (R) pERSONAL SERVICE CONTRACTS MUST ANSWER 7HE FOLLOWING QUESTIONS: _ PLANNING COMMISSION _ CIVIL SEflVICE COMMISSION �� Has this personfirm ever worketl untler a contract for this tlepartmen[? CIB CAMMITfEE YES "NO � 2. Has this personfirm ever been a ciry employee? � � — VES NO _ DISiRlc7cOUa7 _ 3. Does this person/firm possess a skill not nortnally possessed by any current ciry employee? SUPPORTS WHICH COUNCILD&IECTIVE? YES NO Explain all yes answen on seperate sheet and attach to gteen sheet INITIATING PROBLEM, ISSUE, OPPORTUNITY (Who, What, When, Where, Why): The bonds are for the purpose of funding the bond financing portion of the Capital Improvement budget. ADVANTAGES IF APPROVEO: Financing will be available for the CIB budget. �ISADVANTAGES IFAPPROVED: None DISA�VANTAGES IF NOTAPPROVED: Funds needed for capital projects wi11 not be available. '' r t . .��'���.ti �'������; ���� .�.:-:;: � �� i��� 17,500,000 TO7AL AMOUNT OF TRANSACTION $ COST/REVENUE BUDGE7ED (CIRCLE ONE) YES NO FUNDIfdG SOURCE ACTINTY NUMBEH FINANCIAL INFORM'ATION. (EXPLAIN) ���� 1 means the certificates representing the Bonds so authenticated 2 and delivered by the Bond Registrar pursuant to paragraphs 6 and 3 12 hereof; and 4 WHEREAS, "HOlder" as used herein means the person in 5 whose name a Bond is registered on the registratio books of the 6 City maintained by the registrar appointed as prov ded in 7 paragraph 8(the "Bond Registrar"); and 8 WHEREAS, Rule 15c2-12 of the Securit'es and Exchange 9 Commission prohibits "participating underwrit rs" from purchasing 10 or selling the Bonds unless the City underta es to provide 11 certain continuing disclosure with respect o the Bonds; and 12 WHEREAS, pursuant to Minnesota tatutes, Section 13 475.60, Subdivision 2(9), public sale re irements do not apply 14 to the Bonds if the City retains an ind pendent financial advisor 15 and determines to sell the Bonds by pr'vate negotiation, and the 16 City has instead authorized a competi ive sale without 17 publication of notice thereof as a f rm of private negotiation; 18 and 19 WHEREAS, proposals for ¢'he Bonds have been solicited by 20 Springsted Incorporated pursuan/to an Official Statement and 21 Terms of Proposal therein: 22 NOW, THEREFORE, BE �[`i' RESOLVED by the Council of the 23 City of Saint Paul, Minnesot�; as follows: 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 the City with the interest of $ 1. Acce tance f Pro osal. The proposal of (the "Purchaser") to purchase $17,500,000 bligation Capit Improvement Bonds, Series 1997A, of (the °BOnds", individually a °BOnd��), in accordance Terms of Prop sal for the bond sale, at the rates of set forth he inafter, and to pay for the Bonds the sum , us interest accrued to settlement, is er ned and declared to be the most favorable d is hereby accepted, and the Bonds are he Purchaser. The Director, Office of , or his designee, is directed to retain the rchaser and to forthwith return to the others their good faith checks or drafts. ....�..., �.,....,., �.. proposal received hereby awarded to Financial Servic deposit of the P making proposa Maturities Capital Im 1997, as t on or aft be numbe e in the en 2. Title; Original Issue Date; Denominations; The Bonds shall be titled "General Obligation p ovement Bonds, Series 1997A", shall be dated April 1, e date of original issue and shall be issued forChwith r such date as fully registered bonds. The Bonds shall d from R-1 upward. Global Certificates shall each be omination of the entire principal amount maturing on a 3 9��-��� 1 single date, or, if a portion of said principal amount is 2 prepaid, said principal amount less the prepayment. Repl cemen 3 Bonds, if issued as provided in paragraph 6, shall be i the 4 denomination of $5,000 each or in any integral multipl thereof 5 of a single maturity. The Bonds shall mature on Marc 1 in the 6 years and amounts as follows: 7 Year Amount Year Amount 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 1998 $1,375,000 1999 1,425,000 2000 1,625,000 2001 1,625,000 2002 1,700,000 3. Purpose. The Bond construction of the capital impro� capital improvement budget (the " the Bonds shall be deposited and 17, for the purpose described by : Chapter 773, as amended, and any � to any other purpose permitted by Improvements, which shall include Minnesota Statutes, Section 475.6 equal to the amount of the Bonds proceed with due diligence to c m. 24 4. Interest. The 25 semiannually on March 1 and 26 "Interest Payment Date"), c 27 calculated on the basis of 28 months, at the respective at 29 maturity years as follows. 30 31 32 33 34 35 36 37 38 39 40 41 42 43 Maturitv Year 1998 1999 2000 2001 2002 5. nuvn-�1i�i v .� be issued in maturity, de immobilized interests in their respec paragraph 6� 346677.2 0 2003 2004 2005 2006 2007 % te . TJpon their original issuance the Bonds will h form of a single Global Certificate for each 'ted with the Depository by the Purchaser and provided in paragraph 6. No beneficial owners of he Bonds will receive certificates representing ve interests in the Bonds except as provided in Except as so provided, during the term of the 2003 $1,775,000 2004 1,850,000 2005 1,950,000 2006 2,050,000 200 2,125,000 shall rovide funds for the ements in the City's 1997 mprov ments"). The proceeds of sed s provided in paragraph aws of Minnesota for 1971, xc ss moneys shall be devoted 1 w. The total cost of the 11 costs enumerated in , is estimated to be at least Work on the Smprovements shall letion. onds shall bear interest payable eptember 1 of each year (each, an mencing September 1, 1997, 360-day year of twelve 30-day es per annum set forth opposite the Maturitv Year Interest Rate !! 97 �ay� 1 cause the Bonds to be "federally guaranteed" within the meani 2 of Section 149(b) of the federal Internal Revenue Code of 19 , 3 as amended (the "Code"). 4 18. Ta�c Levy; Coverage Test. To provide money for 5 payment of the principal and interest on the Bonds there 's 6 hereby levied upon all of the taxable property in the C' y a 7 direct annual ad valorem t� which sha11 be spread upo the t3x 8 rolls and collected with and as part of other general roperty 9 taxes in the City for the years and in the amounts a follows: 10 11 12 13 14 15 16 17 18 19 20 21 Year of Tax Year of Ta�c 1996` 1997 1998 1999 2000 2001 2002 2003 2004 2005 1997� 1998 1999 2000 2001 2002 2003 2004 2005 2006 $ � � 22 � heretofore levied or provided from available City funds 23 The tax levies are such t t if collected in full they, 24 together with estimated collections of any other revenues herein 25 pledged for the payment of the Bon s, will produce at least five 26 percent (50) in excess of the amo nt needed to meet when due the 27 principal and interest payments n the Bonds. The tax levies 28 shall be irrepealable so long a any of the Bonds are outstanding 29 and unpaid, provided that the ity reserves the right and power 30 to reduce the levies in the m nner and to the extent permitted by 31 Minnesota Statutes, Section 5.61, Subdivision 3. 32 19. General Obl' ation Pled e. For the prompt and 33 full payment of the princ' al and interest on the Bonds, as the 34 same respectively become ue, the full faith, credit and taxing 35 powers of the City shal be and are hereby irrevocably pledged. 36 If the balance in the F nd (as defined in paragraph 17 hereof) is 37 ever insufficient to p y all principal and interest then due on 38 the Bonds payable the efrom, the deficiency shall be promptly 39 paid out of any othe funds of the City which are available for 40 such purpose, inclu ng the general fund of the City, and such 41 other funds may be eimbursed with or without interest from the 42 Fund when a suffic ent balance is available therein. 346617.2 / 3 6 85 E. SEVENLH PLACE SUITE 100 SAINT PAUL, MN 55101-2143 612-223-3000 RAX:612-223-3002 �� � March 26, 1997 Mr. Joe Reid, Director Office of Financiaf Services City of Saint Paul 240 City Hall 15 West Kellogg Boulevard Saint Paui, MN 55102 �I�-�Oy SPRINGSTED Publu Finante �Idvisors Re: Recommendations for Award of City of Saint Paul's $17,500,000 General Obligation Capital improvement Bonds (CIB), Series 1997A $2,450,000 Generai Obiigation SVeet improvement Special Assessment Bonds, Series19976 Dear Mr. Reid: This letter summarizes the results of the competitive bids opened at 10:30 this moming for these issues. Purpose of Issues The purpose of this CIB issue is to provide funding for various qpital improvements as part of the City's annual Capital Improvement Program, to include partiai funding for the public costs associated with the Science Museum and the Wabasha Bridge. The purpose of the Street issue is to fund portions of the City's annual street improvement program. Tax-Exempt Interest Rate Market Since the first of the year, tax-exempt interest rates have moved in a relatively tight band, varying about 2/10's of 1% over the term: January 2, 1997 the BBI was 5.70%; the low point was February 20, 1997 when the BBI was 5.56%. March 20, 1997 (the most recent date) the BBI was 5.78�0. Within the last month, the numbers indicate the market movement has been up, with most such movement occurting in late February. The marfcet is currenUy looking for bonds since the suppiy is low, which heiped in this sale. SALNT PAUL, M:� � MINNEAPOLIS, M4 • BROOKF7EID,K'1 • O`/ERIAND PARK, KS • K'.�3fl.\GTOY, DC • IOWA CCTY, U City of Saint Paul lJlarch 26, 1997 Page 2 ��_��`� Sale Resutts The City received nine bids on the CIB sale. The bids were as foliows: Rank Bidder Piper Jaffray Hutchinson Shockey (Chicago) Mertiil Lynch (Califomia) Dain Bosworth Cronin 8 Co. First of America (Chicago) Raymond James (Florida) Interstate Johnson (Georgia) William Blair (Chicago) nc t^ioi 4.9497°!0 4.9950% 4.9988% 4.9994°10 5.0251 % 5.0297% 5.0354% 5.0718% 5.0879% 'fhe lowest bid of 4.9497�o was submitted by Piper Jaffray, with the next lowest bid from Hutchinson Shockey (Chicago) at 4.9950�0. The City received five bids on the street issue. The bids were as follows: Rank Bidder Piper Jaffray Cronin & Co Dain Bosworth Raymond James Wil{iam Siair TIC % 5.2181 % 5.2497% 5.2577% 5.3092% 5.3458% The lowest bid of 5.2181�o was submitted by Piper Jaffray, with the next lowest bid from Cronin & Co (Twin Cities) at 5.2497%. The nine bids received on the CIB issue has only been matched once (nine bids were aiso received in 1995) by the City since 1985. The CIB issue received broad national attention with underwriters bidding from Chicago (3), Califomia (1), Florida (1), and Georgia (1). We require bidders to submit their bids on a"True Interest Rate" (TIC) basis, so as to reflect the present vaiue of their bids and thereby ensure the City award based on the lowest cost to the City. We have enclosed bid tabulation fortns for each issue summarizing the bid specifics and composition of each underwriting syndicate. Recommendation We recommend awards of sale of the CIB issue and the Street issue to Piper Jaffray. Basis of Recommendation The interest rates received o� each issue reflect aggressive bidding in today's maefcet and compare well with the Citys recent historicai experience. Focusing on the 1997 CIB issue with its TIC of 4.94°k, the City's experience for its CIB issues in 1995 and 1996 respectively of 5.14% and 4.81 �o. Our estimate of the City's interest rate on the CIB issue had the issue sold in eariy February was 4.92%. We have compared this issue against other issues soid thus far City of Sairrt Paui March 26, 1997 Page 3 �� ��°'� this week and the City has received lower interest rates than these issues. We also monitor each of the City's issues against a daily national interest rate index, Delphis-Hanover. These rates are at or siight{y better than the DeiphiaHanaver "AAA"-rated interest rates. Historica{ty, the Cityls issues sell between the Delphis Hanover ;4A-to-AAA" Ievels, a performance matched by these issues. Yesterday, the Federal Reserve took action on short-tertn interest rates. Our analysis shows that the market had anUcipated this action over the last few weeks and had atready factored in an adjustment Credit Rating The City received three ratings of "Aa2/AA+IAA+^ from Moody's Investors Service, Standard & Poors and Fitch Investors Service, respectively. The City put together an outstanding rating presentation for each agency as part of this sate process. Each agency noted numerous areas of improvement. We would be pleased to respond to the comments of the rating agencies resulting from this process. We are again appreciative of the opportunity to be of service to the City. We welcome any questions or comments on this report. Respectfully, �1�a.���11�� David N. MacGillivray / Principal Director of Project Management /dmf Enclosures � ����� O � N � v .f S N U d � c� 9 � � W c � c �. � ^ m a r G !n � « d l0 �a� w : `o `o n Y �. E � UU� Z �� rSrng awm ng�� ia -ccv�ri�riuivivi �o� � N v L p � � (7 N �� Q - - . . � ���� 000a�000eaoe�aoao� o � 1� NtqtOl� tOmO��Ni9QQ iOtp � Q O a C '[7 7 Y C Q Y Q 1A tn In 1N iA tn tn 1n In ln ' y U � N .� _ . . � � � � � Q - - . . . ._ _ � � � N _ y o o�� O o o O � o O O o o p� C ln O O O O Q 2!n tn 1n O tn NQ �onm$ZZ�NmQQ�R 8 U N Q U Q R R 7'ci ? C tn 1tj 1N tn In 1tj W O C�p7 ` i o' � � a � c�c�v3��¢ .- . vfZ�' � � N - o 0 0� o o � o 0 0 o e 1 n O O p O O CL O O p N O I f� N Q in tD I� Z oJ m O O � ���� a � t0 C? V Q? et Q In iA tn � � �� ¢ � N < 7 � Q � I� C O Q a�i c>��m� �¢ m ¢ a � o , o a000000000 0 �eo .00 �n N ln1n�(LCL � CLQ¢CC O N O�ZZ � N m�� n Z Z 2 2 2 Z Z Z??��n rn$ c _ vvvv �n�niciuivi I �rj !� � Q d N � tp � i •YOQ�i c� ^ yi � ,� j ¢ O 8 � z y + a� a� a� a� a� a� a� a� a� a� a� a� nQ y 1A C �21ini1� tfi OC C C OO Of N_ CQ p - �t0 CJ CtptD f�0� 0+00 N �1 N 7 O+ 0� '7 C'7 C C C'7 1n 1n tti i0 � m � � � �� � � �� � �� �y� C�c�U 2e2eJeDe2e2e2e2e2e I i 000000u>�noo mmc��onnwoo Sy�G eva.;v<ev,riui � t r N t�a1 rn cV c7vtn hm rn0� Mv tn tDt� � ����88888�888bbbbs' Y N N N N N N N N N N(� N N N N N N �� 8i E. SEVEN7'H PLACE, S[iITE 100 SAINTPAttL,btN Si101-2ta3 6t2-223-3000 F.SX:612-2233002 ��-�°`� SPRINGSTED Public Fvrmice Adviso�s / $17,500,000 CITY OF SAIlVT PAUL, MINNESOTA GENERAL OBLIGATION CAPTTAL Il4IPROVEMEIVT BONDS, SERIES 1997A (BOOK ENTRY ONLI� A�'�� PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MII�LER & SCHROEDER FINANCIAL, INC. AND ASSOCIATES SALE: Moody's Rating: Aa2 Standazd & Poor's Rating: AA+ Fitch's Rating: AA+ Interest Net Interest True Interest Bidder Rates Price oM Rate PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MILLER & SCHROEDER FINANCIAL, INC. Iohn G. Kinnazd & Company Incorporated Juran & Moody, a division of Miller, Johnson & Kuehn,Inc. The GMS Group Dougherty Dawkins, Inc. Peterson Financial Corporation March 26, 1997 3.85% 4.30 % 4.40 % 4.50 % 4.60% 4.70 % 4.75 � 4.85 % 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 $17,354,238.25 $5,008,885.71 4.94975'0 HUTCHINSON, SHOCKEY, ERLEY & 4.50% 1998 $17,408,826.50 $5,06Q258.92 COMPANY 4.75% 1999-2003 MORGAN KEEGAN & CO., INC. 4.80% 2004 Mesirow Financial Inc. 4.90% 2005 5.00% 2006 5.10% 2007 SAM7 PAUL. MN � M[NNE1PpLIS, MN � BROOKF[ELD, Wi � OVERLAND PARK. K$ � WqSHINGTON. DC � lOWA CITY, IA C�S+I.�iT'fi (Contmuzd) Interest Net Interest True Interest Bidder Rates � r^ Rate MERRILL LYNCH & CO. Securities Corporation of Iowa DAIN BOSWORTH INCORPORATED PRUDENTIAL SECURITIES, INC. ABN AMRO SECURITIES (USA) INC. GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. OPPENHEIMER & CO., INC. PAINEWEBBERINCORPORATED DEAN WIT`I'ER REYNOLDS INCORPORATED CRONIN & COMPANY, INCORPORATED SMITH BARNEY FIRST OF AMERICA SECURITIES RAYMOND JAMES & ASSOCIATES INTERSTATE/JOHNSON LANE CORP, 4.009 1998 4.50� 1999-2001 4.6090 2002 4.70`7 2003 4.80 % 2004 5.00% 2005-2007 4.50% 1998-2000 4.60% 2001 4.70 % 2002 5.00% 2003-2007 3.95 % 4.30 % 4.50 % 4.60 % 4.65 % 4.75 % 4.85 % 4.90 % 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 4.00� 430% 4.45 % 4.60 % 4.70% 4.80 % 4.90% 5.00 % 1998 1999 2000 2001 2002 2003 2004 2005-2007 4.00 % 1998 4.375 % 1999 4.75 % 2000 4.80% 2001 5.00 % 2002-2006 5.10% 2007 4.75 % 1998-2002 4.85 % 2003 4.90 % 2004 5.00 % 2005 5.10% 2006 5.125 � 2007 517,348,556.25 $17,415,525.50 $17,327,250.75 $17,347,955.50 $17,436,619.50 $17,398,150.00 55,056,214.58 �5,067,368.25 $5,078,182.58 $5,087,003.88 $5,107,284.15 $5,136,369.27 4.9988 9 4.9994 7 5.025190 5.0297 9 5.0354 �7 5.0718 9 (Continued) Interest Net Interest True Interest &idder Ratec Pri P (' t Rate WILLIAM BLAIR & COMPANY ROBERT W. BAIRD & COMPANY, INCORPORATED 3.80 % 4.35 % 4.55 % 4.65 � 4.7590 4.80% 4.90 % 5.00 % 5.10% �1� �� `�y REOFFERING SCHEDULE OF THE PURCHASER Rate Yeaz NRO Paz 4.45 % 4.55 % 4.65 % 4.75 % 4.80% 4.90 % Paz 5.10% P ' 3.85 % 4.30% 4.40% 4.50 % 4.60 % 4.70 % 4.75 % 4.85 % 5.00 % 5.00% 1998 1999 2000 2001 2002 2003 2004 2005-2006 2007 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 $17,325,162.00 $5,141,816.13 5.0879 9 BBI: 5.78 % Average Maturity: 5.80 Yeazs �� 85 E. SEVENTH PLACE, SUITE 100 SAINTPAUL,AfN 5>'101-2143 612-223-3000 F.4X: 612-223-3002 (BOOK ENTRY ONLI� SPRINGSTED Pu6Bc Fmmue Advtsors � $2,450,000 AK'�� PIPER JAFFRAY INC. NORWEST INVESTI��NT SERVICES, INC. FBS INVESTII�NT SERVICES, INC. MII,LER & SCHROEDER FINANCIAL, INC. AND ASSOCIATES SALE: 4.30 % 4.45 % 4.55 % 4.65% 4.75 % 4.80% 4.90% 5.00 % 5.10% 5.20% Interest Net Interest True Interest $idder Ra[ Price o Rate PIPER JAFFRAY INC. NORWEST INVESTMENT SERVICES, INC. FBS INVESTMENT SERVICES, INC. MILLER & SCHROEDER FINANCIAL, INC. John G. Kinnazd & Company Incorporated Juran & Moody, a division of Miller, Johnson & Kuehn,inc. The GMS Group Dougherry Dawkins, Inc. Peterson Financial Corporauon CRONIN & COMPANY, INCORPORATED SMITH BARNEY CiTY OF SAIlVT PAUL, hfINNESOTA GENERAL OBLIGATION STREET IlIIPROVEbSENT SPECIAL ASSESSMENT BONDS, SERIES 1997B SAIIYT PAUL. MN � MMNEAPOLIS. MN 4.00 % 430% 4.50% 4.60% 4.65 % 4.75 % 4.85 % 4.90 � 5.00 % 5.15 % 5.25 % Mazch 26, 1997 1998-1999 2000 2001 2002 2003 2004 2005 2006-2007 2008 2009 1998 1999 2000 2001 2002 2003 2004 2005 2006-2007 2008 2009 $2,425,667.50 $2,425,735.50 ����� Moody's Rating: Aa2 Standard & Poor's Rating: AA+ Fitch's Rating: AA+ $1,018,172.08 $1,024,780.13 BROOKFIELD, WI � OVERLAND PARK, K$ � WASHINGTON, DC � IOWA CITY, IA 5.2181�/ 5.24979 (Continued) Interest Net Interest True Interest Bidder Rates Price C'� a[e DAIN BOSWORTH INCORPORqTED PRUDENTIAL SECURITIES, INC. ABN AMRO SECURITIES (USA) INC. GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. OPPENHEIMER & CO., INC. PAINEWEBBERINCORPORATED DEAN WITTER REYNOLDS INCORPORATED RAYMOND JAMES & ASSOCIATES WILLIAM BLAIR & COMPANY ROBERT W. BAIRD & COMPANY, INCORPORATED 4.50 % 4.60% 4.70% 4.80 % 4.909 5.00 °lo 5.109 5.25 % 4.00% 430% 4.60 % 4.75 % 4.80 % 4.90 % 5.00 % 5.10 % 5.20 % 5.25 % 5.30 % 3.80% 4.35 % 4.55 % 4.65 % 4.75 % 4.85 % 4.90 % 5.00 % 5.10% 5.20 % 5.25 % 5.35 % 1998-2000 2001 2002 2003 2004 2005-2006 2007-2008 2009 1998 1999 2000 2001 2002 2003 2004 2005-2006 2007 2008 2009 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 $2,428,288.00 $2,428,941.75 $2.425,512.75 REOFFERING SCHEDULE OF THE PURCHASER � 430% 430% 4.45 % 4.55 % 4.65 % 4.75 % 4.80 % 4.90% 5.00 % 5.00% 5.10% 5.20 % � 1998 1999 2000 2001 2002 2003 2004 20p5 2006 2007 2008 2009 � NRO Paz Paz Paz Paz Par Paz Paz Paz 5.10% S.IS% 5.25 % 51,026,435.96 $1,037,070.75 $1,043,820.58 5.2577 �7 5.3092 % 5.3458 % BBI: 5.78% Average Marurity: 8.00 Years zo'd �eial s � I � i4 � � � � � � �� `1YJ � � � � � �, � �' � � .• ^ � � � � � � .� � .� . �.y � � O u � � � � � ' vJ Q . 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