Varro (2) CENTRAL RECOVERY OPERATION
10/10/2012 ��`r�� '��!�'
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O�i �i 5 2n12 THE `
City Of Saint Paul Minnesota HARTFORD
City Clerk ,��-�-�;, .a ��::;�,•
�.� .�,c�;Ch
15 West Kellogg Blvd.
Saint Paul, MN 55102
Our Insured: James J &Joyce A Varro
Date of Loss: OS/09/2012
Amount of Loss: $7,357.53 i L � /YJi,�f�'C� �`'`'`'�i M� � � l I�
Location of Loss: Saint Paul, MN - Z2'(� �'"��—r�� �
Our Account No: SBB367403
Dear City Of Saint Paul Mn,
This company carries insurance for the above named insured. Under the coverage
provisions of our policy we were obligated to pay damages in the above amount.
Our investigation indicates that the damages resulted from your negligence.
If you are insured with liability coverage, notify your carrier. Please write the
name of the insurance company and your policy number below and return it in the enclosed
envelope. If you are not insured, contact the writer so that arrangements
can be made to settle this matter amicably and without the necessity of litigation.
INSURANCE COMPANY
POLICY NUMBER
COMPANY ADDRESS
CLAIM N0: ADJUSTER:
PHONE#: AGENT'S NAME:
ADDRESS
PHONE#
Description of Loss: insured's recently installed water meter burst while the city was flushing the
lines causing water to enter our insured's residence resulting in property damage.
PLEASE REMIT ALL PAYMENTS T0: PO BOX 958457, LAKE MARY FLORIDA 32795-9958
Sincerely,
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Steve Parr
Property And Casualty Ins. Company Of Hartford
P O Box 14272
Lexington, KY 40512-4272
866 509 3574 Ext. 2308034
Fax: 866 285 5111
steven.parr@thehartford.com
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NUTICE UF CLAIM FORM to the City of Saint Paul, Minne�sota
Minnesota State Statute 466.05 states that "...eve.y petsan...whn claiau damagea from mry m�tcipality...shalt cause to be presexted to che
governing bady of tke rnutiictpality wfthin 1&0 days aft¢r t1�ulleged lass dr f�ury is dfacavered a�atice staritig the ti»te,plac�,and
��,�»�ro,�r�of�t r���r ofcomperuation or oths��ettief demanded°
Please complete this form in its entirety by ctesrky typing ar priating your answer ta each qaestion. If more space is
needed,at#ac6 additiona!s6eets. Please note t�tat you w€!1 not be contacted by te}epho�e to clarify answer�,so provide as
much information as necessary to ezplain yonr claim,and the amoaet of compensadoa being requested. You vrill reoeive a
written acknawled��ement onca your farm�S teceived. The proce�s cs►n tskc up to ten�eeks or�ager depeadin=oa tbe
nature of your clsim. ThLs form mast be sigeed,ind baW pages comgletad. If somet6ing does not apply,write`N/A'.
SEND CUMPLETED FORM AND OTHER DOCLrMENTS T4: CITY CLERK,
15 WEST KELLOGG BLYD, 310 CITY HALL, SAIN'T PAUL, MN SS102
-�`�SJ ' �,9-�
First Name ��r��5� Middle�nitial Last Name
Cc�mpany or Business Name ���
Are You an Insur$nYCe Co�npany? es No If Yes,Claim Number?�/:�,�9r�e.�i'�-L��s�u Q�-11 �-. �.o��-4`'�-'�`"ev
'�_� �� t� 9-�- C�ie �� �_,�,__
5treet Address ��� r � ,�`f `����
Gity �-y4-�� �,�3-e�f' State ��. Zip�ode �z 7�F�
Day�time I'hc�ne���t..7�.!.L C'ell Phone( � - Evening Telephone(____j _
L=�C-�: 2�L�6 U�� Z �w�, BtlCt/
T7ate of Accide��J Injury c�r ate Discovered ��,�a-��1� Time Pm
Please state,in detail,what accurred(ha�penedj,and why yc�u are submitting a claim.Please indicate why or how you
feel the Ci af Saint Paul or its e�ployees are involved andlor responsibl�for your dama�es.
� �Lc..�,l/� 'N'j (L�-���' /�/1,��.'"__�.t��r"�' c1 i�'¢J�Z'G__ ,�-�I�c.e
/�, ��
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��GLU�4' -----___ —
Please chec:k the box(es)that most closely represer�t the reas�n fr�r completing this form:
❑ My vehicle was da�nnaged in an accident ❑My vehacle was damageti during a tow
Q My vehicle was damaged by a pothole or condition of the street CJ My vehicle was damaged by a plow
p�� �'v vehicle was u�angfully towed andlor ticketed/ C1 I was injured�n City pmperty
f�1'C)ther type of praperty damage—please specif}� /✓L��-'�J�"�vJ+Fj �.---._�
❑ Oth�r type of injury—ptease specify__ _�_
In order to process your claim you need to it�clude capies of all aa�licable docume�ts.
For the claims typ�ss listed below,please be sure to include the documents indicated or it will c�elay the handling af
yaw claim. D�uments WILL NOT be relur9ned and be�ome the property of the City. You are eneouraged tc�keep a
copy for yow�self before submitting your claim form_
U Prop�rky damage claims to a vehicle:two es�imates for the repaars ta your vet►icle if the damage exceeds
$5(10.40;or the actual bills and/or receipts for the rapairs
p"C'owing claims: legible ct�pies of any ticket issued and a copy ofthe impt�und lat receipt
O CJther prcaperiy damage clai►ns: t«ro rep�ir estimates if the damag�e excesds$500.00; oi'the actual bills
and/or receip#s for the repairs;detailed list of damaged 'Rems
O Injury claims:�nedicat bills,receipts
O Photograghs are always welcc�me ta document and support your claim but will not be rehuned•
Page 1 of 2—Please complete and return both pages of Claim Form
Failure to complete and retarn bath pages will resnit in delay in the L�ndling of yonr claim.
A1l Claims-�1c�se com�lete t�i��t>a —�
Were there wimesses to the incident? �y� No Unknown (circle
Provide their naznes,addresses and teelephone numbers: �¢cy(�5 .c. .,�e " �- ,�,�.�
Were tl�e police or law enf�rcement called? Yes No (�nknavm� (circle)
If yes,what department or agency7 Case#at report#
Where did the accident or injury take place? Provide street address,cross street, intersection,name of park crr facility,
closest landmark,etc. Pl�ase be as detailed as possible. If necessary,attac�a diagram.
�
,� 2 �r �s' l� .�t�� l �L r� /tf A-����t���- .s,S'l � �7
Please indicate the ama t you are seeking in campens�tion or what you wvuld like the City to do to resolve this claim
to your satisfaction. �7 ,�S �7 . S�
Vehicle Clafms—u{esae rnmulete this sectio� ❑check box if t�is sectian does not apptv
Your Veh�cle: Year Make Model
Licease Plate Number Sfsbe Color
Ii.egistered Uwner
Ihiver of Vehicle
Area i�amaged
------ -___-------- -----
City l'el��ale; Year i�Zake IVlodel
Licen�Plate Number � T State J����Calor �i_�
Driver of Vehicle(City Emplvyee's N�e)
Area Damaged_�..__._____
iniury Claims—olease camnlete this seetion O check box if this section does not ar�Ul�
How�were you injured? __
- —_.._._ ___ . --- -_ __-----�- ------= --- ---------
Wtaat part(s}c�f your bqdy were inj ured?�
Have yc�u snught medical treatment? Yes No Planning ta Seek Treatment(circle)
When did you receive treatment? _�` _ _ _ �_(provide date(s))
Name of Med�cal P��c�vider(s): _.._
Address -� 'Telephone
Did you miss wark as a result of your injury? Yes No '
When dici ycru miss work? ___ (pravide date(s))
Name�fvoiar Employer. __�._._�___---__.____ .w.__��__.��_
' __._.��..__
Address Telephor�e �
�k�ere�f yu�are attacbing more pages tn this claim �'orm. Nc�mber of�dditional psge��. �
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By signing this fornr,you are stati�g tl�at all enformalitin you kave provide�is true axd correet to the best
af ynur knowlertge. Llnsign�d farms will not be proc�ssed
Submia3reg a falre claim can result in pros�cution. I3Ate form wsa completed_ /�'�� � /' Z�
Print the iVaa�ie af the Person who Completed this rm: Sl�.�- \ � ,�F,'�R
Signature of Person Malci�g t6e Claim: • �-✓`-
Revised February 2011
Distribution Divisican
19Q0 R4ce St
� a Samt Paul f�J 551 t3
:
, l,iz Quicksell
TECHNICIAN
s'hane•653-2fifi-6B'+5
��ax•0`51�266�('s878 E-+n2d•tiz,4urcl�seN�,stGdut mn.us . �.
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Insured: VARRO JAMES J&JOYCE A Business: (65])983-0311
Property: 2268 TIMBER TRL E E-mail: varroj@comcast.net
SAINT PAUL,MN 55119
Home: 2268 TIMBER TRL E
MAPLEWOOD,MN 55119
Claim Rep.: Brandon Minikus Business: (630)692-8548
Business: P.O.Box 14265 Cellular: (763)200-3703
Lexington, KY 40512-4265 Eanail: brandon.minikus@thehartford.com
Estimator: Bravdon Minikus Business: (630)692-8548
Business: P.O.Box 14265 E-mail: brandon.
Lexington,KY 40512-4265 minikus@thehartford.com
Reference:
Company: Property and Casualty Insurance Co
Claim Number: PP0010834742 Policy Number: SSRBC792203 Type of Loss: Water
Date Contacted: 8/9/2012 ��
Date of Loss: 8/9/2012 Date Received: 8/9/2012 �
Date Inspected: 8/13/2012 Date Entered: 8/]0/2012 9:1 1 AM ���
Date Est Completed: 9/25/2012 10:30 AM
Price List: MNMN7X AUG12
Restoration/Service/Remodel
Estimate: VARRO JAMES J & JOY
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Dear VARRO JAMES J&JOYCE A:
It is�ny goal to provide you with exceptional service.You may receive a Claim survey by email that will give you the
opportunity to comment on the service you received during the processing of your claim. Your feedback will help us improve the
service we provide to you and other customers.
Please contact me or my supervisor if you have any questions or concerns regarding any aspect of your claim. Thank you for
trusting The Hartford.
Enclosed is the estimate I have prepared on your claim which shows the adjusted claim amount,the Replacement Cost Loss,the
Actual Cash Value Loss and the Recoverable Depreciation per the Loss Settlement language of your policy.
If you receive proposals for the repairs that exceed the estimated Replacement Cost Loss amount enclosed, we must be
contacted PR70R to any repairs being made in order to resolve any discrepancies. We will not honor any supplemental
claims withoutpriorapproval.
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VARRO_JAMES_J_&_JOY 9/25/2012 Page:2
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A payment has been sent to you under separate cover.
Attached you will find a fonn called"Replacement Cost Explanation of Payment".Please keep this form until the repairs are
completed as it outlines the amounts paid and payable to you once the damages are replaced.
For information explaining the process to recover depreciation or any questions regarding the estimate of damages please refer to
the Frequently Asked Questions listed below.
Frequently Asked Questions
The following will answer some of your questions on your ciaim.It does not alter,delete,or replace any of the terms or
conditions of your policy
I have a replacement cost policy,but my settlement was based upon a depreciated value,or Actual Cash Value(AC�.
What is actual cash value?
Actual cash value is the amount it would cost to repair or replace covered property with material of like kind and quality,less a
deduction far physical deterioration and depreciation,including obsolescence.
Depreciation is applied because you can elect not to repair or replace any or all of your damages,although in most cases,it is
highly recommended. The policy provides for an actual cash value payment until your damage has been repaired or replaced.
What is replacement cost(RCV)?
Replacement cost is the cost to repair or replace the damaged property with and item of like kind and quality,without the
deduction for depreciation.
How do i receive payment for full replacement cost?
You must notify us of your intent to replace the property within 180 days of the date of loss. If you have a signed,executed
contract for the repairs,please send us a copy;or,upon completing the repairs you will need to send in your receipts ar invoices.
If your repairs are]ess than the estimated amount,you may only recover up to the actual cost of the repairs.
What if i anticipate the repair cost will be different than the amount listed?
You must contact us immediately to discuss the matter further,prior to proceeding with the repairs. lf you have a contractor
assigned to complete the work we may ask for a detailed written estimate for our review.
What if i want to perform the repairs myself?Will I still be able to collect the full replacement cost of my claim?
You may elect to perform any of the repairs that you choose that are included in our estimate. If you choose to perfonn the
repairs yourself,please notify your Claims Representative. We will work to ensure that you will be reimbursed for the reasonable
expenses incurred.
Where do i send the receipts,invoices or contract?
You may fax the receipts/invoices/contract to(866)809-1955.Please be sure to include a cover page with your name and claim
number. Or,you can mail them to:
The Hartford Insurance
P.O.Box 14265
Lexington,KY 40512-4265
What if i have any other questions?
Your Claims Representative will be glad to address any questions or concerns regarding your file. Please contact your
representative at the number listed below. Thank you for allowing me to assist you in your property damage loss. If you have
any questions,please call me.
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VARRO_JAMES_J_&_JOY 9/25/2012 Page: 3
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REPLACEMENT COST EXPLANATiON OF PAYMENT
Statement as to the full cost of repair or replacement under the replacement cost coverage,subject to the terms and conditions
of this policy.
Claim Number: PP0010834742
Policy Number: SSRBC792203
Agent: CUSTOMER SERVICE
Insured: VARRO JAMES J&JOYCE A
Location:2268 TIMBER TRL E,SAINT PAUL,MN,SSl 19
..............................................................................................................................
Type of property involved in claim:Building
Date of Loss: 8/9/2012
1.Full Amount of Insurance applicable to the property for which claim is presented
was ........................................................................................: $212,400.00
2.Futl Replacement Cost of the said property at the time of the loss was....:$UNDETERMINED
3.The Full Cost of the Repair or Replacement of the damaged property is.: $4,076.83
4.Applicable Recoverable Depreciation is...............................: $437.92
5.Applicable Non-recoverable Depreciation is....................................................: $0.00
6.Actual Cash Value loss is .............................................................................: $3,63891
7.Less deductibles and/or participation by the insured.........................: $500.00
8.Actual Cash Value Claim is ....................................................................: $3,138.91
(Line 6 minus Line 7)
9.Supplemental Claim,to be filed in accordance with the terms and Conditions of the Replacement Cost Coverage provided
you notify us of your intent to do so within 180 days after the date of loss,will not exceed...............................................: $437.92
(This figa�re is that portzon of the umounts shown on Line 4 and 7, which is recoverable)
Insured Signature Date Insured Signature Date
Minnesota law requires the following statement to appear on this form.
A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.
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Sincerely, I
Brandon Minikus,Outside Claim Representative
P.O.Box 14265
Lexington,KY 40512-4265
TELEPliONE(630)692-8548
FAX
brandon.minikus(a,thehartfard.com ,
Please be advised that nothing contained within this document or any act of this company ar its representatives is to be construed
as a waiver of any known or unknown defense we may have under the policy. Nor does this letter waive or change any
provisions or conditious of the policy.
VARRO_JAMES_J_&_JOY 9/25/2012 Page:4
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VARRO JAMES_J & JOY
Main Level
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j =- ( Lower level living room Height: 8'
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860.00 SF Walls 488.00 SF Ceiling
1 � ~ { I 1348.00 SF Walls&Ceiling 488.00 SF Floor
�-�-~� T~ --�1 54.22 SY Flooring 107.00 LF Floor Perimeter
1 + 110.00 LF Ceil.Perimeter
1
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Door 3'X 6'8" Opens into Exterior
DESCRIPTION QUANTITY UNIT COST RCV DEPREC. ACV
Servpro to remove tile flooring and baseboard
1. Vinyl tile-High grade 530.00 SF 4.71 2,496.30 (249.63) 2,246.67
2. Floor preparation for sheet goods 530.00 SF 0.50 265.00 (0.00} 265.00
3. Baseboard-Detach and reset 33.00 LF 1.94 64.02 (0.00) 64.02
4. Content Manipularion charge-per 3.00 HR 39.22 117.66 (0.00) 117.66
hour
Servpro to remove contents,3 hrs to replace
Totals: Lower level living room 2,942.98 249.63 2,693.35
�'g i Stairs Height: 17'
4]9.63 SF Walis 50.05 SF Ceiling
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469.68 SF Walls&Ceiling 79.67 SF Floor
8.85 SY Flooring 37.17 LF Floor Periineter
33.36 LF Ceil.Perimeter
Missing Wall 3' X 17' Opens into Exterior
DESCRIPTION QUANTITY UNIT COST RCV DEPREC. ACV
5. Remove Vinyl floor covering(sheet 79.67 SF 0.81 64.53 (0.00) 64.53
goods)
6. Vinyl floor covering(sheet goods) 122.17 SF 3.40 415.38 (166.15) 249.23 �
7. Floar preparation far sheet goods 79.67 SF 0.50 39.84 (0.00) 39.84
8. Step charge for vinyl installation 13.00 EA 14.72 19136 (0.00) 19136
Totals: Stairs 711.11 166.15 544.96
VARRO_JAMES_J_&_JOY 9/25/2012 Page: S
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Debris Removal
DESCRiPTiON QUANTiTY UNIT COST RCV DEPREC. ACV
9. Haul debris-per pickup truck load- 1.00 EA 123.22 123.22 (0.00) 123.22
including dump fees
Vinyl from stairs,servpro removed and disposed of vinyl tile flooring
Totals: Debris Removal 123.22 0.00 123.22
Total: Main Level 3,777.31 415.78 3,361.53
Line Item Subtotals: VARRO_JAMES_J_&_JOY 3,777.31 415.78 3,361.53
Adjustments for Base Service Charges Adjustment
Flooring Installer 13l.96
Total Adjustments for Base Service Charges: 131.96
Line Item Totals: VARRO_JAMES_J_&_JOY 3,909.27 415.78 3,493.49
Grand Total Areas:
1,279.63 SF Walls 538.05 SF Ceiling 1,817.68 SF Walis and Ceiling
567.67 SF Floor 63.07 SY Flooring 144.17 LF Floor Perimeter
0.00 SF Long Wall 0.00 SF Short Wall 143.36 LF Ceil.Perimeter
567.67 Floor Area 587.50 Total Area 860.00 Interior Wall Area
994.00 Extenor Wall Area 112.67 Exterior Perimeter of
Walls
0.00 Surface Area 0.00 Number of Squares 0.00 Total Perimeter Length
0.00 Total Ridge Length 0.00 Total Hip Length
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VARRO_JAMES_J_&_JOY 9/25/2012 Page: 6
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Summary for Dwelling
Line Item Total 3,777.31
Total Adjustments for Base Service Charges 131.96
Matl Sales Tax Reimb @ 7.125% 167.56
Replacement Cost Value $4,076.83
Less Depreciation (437.92)
Actual Cash Value $3,638.91
Less Deductible (500.00)
Net Claim $3,138.91
Total Recoverable Depreciation 43'7.92
Net Claim if Depreciation is Recovered $3,576.83
Brandon Minikus
�
VARRO JAMES_J_&_JOY 9/25/2012 Page: 7
�
Recap by Room
Estimate:VARRO JAMES J & JOY
Area: Main Level
Lower level living room 2,942.98 75.28%
Stairs 711.11 18.19%
Debris Removal 123.22 3.15%
Area Subtotal: Main Level 3,777.31 96.62%
Subtotal of Areas 3,777.31 96.62%
Base Service Charges 131.96 3.38%
Total 3,909.27 100.00%
,
VARRO_JAMES_J_&_JOY ' 9/25/2012 Page: B
� �
Recap by Category with Depreciation
Items RCV Deprec. ACV
CONTENT MANIPULATION 117.66 117.66
GENERAL DEMOLITION 187.75 187.75
FLOOR COVERING-ViNYL 3,407.88 415.78 2,992.10
FiNISH CARPENTRY/TRiMWORK 64.02 64.02
Subtotal 3,777.31 415J8 3,361.53
Base Service Charges 131.96 131.96
Matl Sales Tax Reimb (a� 7.125% 167.56 22.14 145.42
Total 4,076.83 437.92 3,638.91
VARRO_JAMES_J_&_JOY 9/25/2012 Page: 9
Sept 11,2012
2268 Timber Trail E
Maplewood,MN. 55119
651-983-0311
The Harcford
PO Box 14265
Lexington, Ky
40512-4265
Dear Sirs:
Please find attached two compieted pages on Hartford's insurance form ta cEaim personal items for
claim#PPOO1t7834742.We have attached receipts and literatu�e to get estimates on replacement for
the entertainment center etc.,as wetl.Some items are aCready purchased and designated on the form.
If we can be of any assistance on getting you further information pfease feet free to e-mail us at
varroi@comcast.net. Phone tag does not seem to be working very well.
We have also enclosed an e-mai!strin�proving we are replacing the floor tile,and linoieum in the
basement with a better produrt from Garage Floor U�limited,this week.This should per your phone '
instructions get us the RN of$2,942.98 for the floor tile and a RCV for the steps af$711.11. We '
understand a check has been already cut which induded the AN for these items. !
i
FYI,we have sent in a claim to the St Paut Regianal Water Dept. today for the$500 deductible we '�
unders#and we will have to pay, �
I
Sincerety, �
, ��
Jim /loyce Varro
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Rose Tnink High-Tech Steei Trunks Page 1 of 2
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Call Tc►II Free: (800) 221-6737 -within Nerar York call (718) 257-3131
High Tech Corrugated Steel T�unks � Faotlockers
These aitractive steei Uunks/footlakers are extremely rvggn!and durabie.7hey arc corestn�[ted In the
U.S.A.w�th a wood prr�duct cai�nt pSg[1y3�is Wminated anci polishcd.TTee p5g core teatures t�e same I
sYrength as p�ywood,and llexibllfty that oMy OSB can ofFer.The siecN laminate combined wit#�the OS8 corr 1
mak�tt,�s trvnk one of tfie s[rorges:anG rtw5t durable trv�ks avaitabie. �
Strorp enou�h(or a grown man Co stand on,and attraCtive enouqh to u5e as a piece ot accent furnitu�2
tnese crunki are a Onenornenai vatuct They are ideal lor use as a camp trunk or coliege trunk,or for travei
and sn�pp�ng arouna[he world.AI!oF dur tr�nks are 9uarantee0 for I�ie and have tne following teatures:
• Comma[ed steel-reslSLS oen[!ng
(+r*ost of ou•rnmpetltors'sieet{N�ks are nat <..,
cartugaced,ar,d therMore arr oRen damaged in ,�.` "
snipping}
+ AiI b�ndetl plywood � �� '
s PDIISttCd b�55 hartfwdt� f"`�
t C^Ul4y uKk�tl Zntl b4UMi CdgCK
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• Factory InSWItEd w�eels opt�onai 'r �
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ENCUESTA PARA LA OP�7RT
l.1NIDAD C�E GANAR.
UsFar IQ :
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:IMIT 1 OENY RETL4UVS. GLEASE SEE TF�
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COMPARTA SU UPINIC)N EN I
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Usc�r ID -
6C1191 57382
Passwarci :
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Elst,iric Gtntr�4isag.Faiad:AW�'i/l2 eo 09�O�H2 "' °'"°'�' .' <<: :;�: �,...� «�
k 'MK+er i�aduep 6dorw�tion
��°� Meter RD�71fi1171 ;�
B�es�c Se�e Cbp 5� S1.St Comparty Read'mg t�n 09r05�.�-.-.....�.......If.-•-•.............. 7t70� ��
Eneryy Charye Summdr 15.9 kWh t@ SO.OB'1060 52�6 CR �Tehln Read�y anp O6 ..:..............�...,y � , ---
Res 5avers Switch AC `- �` 36__�! � � '
fuel Cost Charye 159 kWh ��D.�l �.76 _._.- _ �__._---,______��� , �
Iks U�r�md 2S Orya �,�t-,rr._ .el��tr��..,r � �
easic Service '�j''"i��''
Ensryy Ch e�St�nmer I95 O SO.QI i' �� ,�. te.•++�tp 3 b T w I�
e�Q !
Res Savers Switch AC ��1�p
-- - _-.. _ ,__;__ ,----..,. ;
Emir�rintt�R�tptvzafR�et l�D.�T"`'f' `. -- ��--____-----�„ .-•---
Wal Gost Ch�►ye 796 �_ S2Z.15 )C74f?'Q`�
Resource Adj ----�—�-�~ a5,y
Irtt�nm Rate Adj f�� �f� �
S�tohi t19T� � �'.�`.3
Cdy fees Sp.75 + � °�
Trar�sit Impmvemerd Tms�825% �p.25 � �'a$f"
State Tax 06.875% �
f
TotrFAip�t Sit0.�97 �''°� ,�E�-r'^' ,
JAME$J YARR4 hlett scneau�ed ��' "`�, ,��," ��'��k
2�65?IM66t TRL E Meter Readin Oate � <. >:� �� �
MAPLEWQOD.MN',lS1i�18 101�8/12 14�l�Al2 5126b4
Piease see the back af this bill fa more iMormation
Sss�sck ot bili ior �# y�.r�}.g regerdirsg tt�e leie p8yrnerst charge.Pay an or before Ure
��� data due to avoid assess�rseirt of a late peyment c�+arge.
P�*e 1 ot 2 S�Q�tx Q916B�IIZ S�aR�:� Pr�uis�#3�7
�'9 PQ'a ''9 P.ti�'9 A��PA C P,
d�i b 6 V V i-i�J�I J J
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PGN� 30014201209143003055 DCN• 30014201209143003055001 Received Date/Time: 9l14I2012 7;�_00 AM Paae 13 of 20_ _
Photo Sheet Inswed: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
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Front Elevation
Date Taken:8/13/2012
Taken By: Brandon Minikus
��
� .a- ��' ,� 't "`� „���,�y$� s ,� ,;,.,k W Overviewof the front elevation
3"� -e t :+�� ==�``� 3�� `� '� ,'�4
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A .
1 1 �:.'�rs�
Water Meter
Date Taken:8/13/2012
Taken By: Brandon Minikus
Water meter that had burst do to city
flusing the fire hydrents
I�
Photo Sheet - 1 - 8/13/2012
Photo Sheet lnsured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
Water meter
Date Taken:8/13/2012
� Taken By: Brandon Minikus
• Water meter that had burst do to city
� �t flusing the fire hydrents
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Lower level/living
Date Taken:8/13/2012
Taken By: Brandon Minikus
Overview of the tile flooring that had
been replaced less then 5 yrs ago.
�
Photo Sheet -2- 8/13/2012
Photo Sheet Insured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Palicy#: 55RBC792203
Lower level/living
Date Taken:8/13/2012
Taken By: Brandon Minikus
Overview of the tile flooring that had
been replaced less then 5 yrs ago.
Lower level
Date Taken:8/13/2012
Taken By: Brandon Minikus
Dehumidifiers placed from the city
contracted mitigation company
I
Photo Sheet -3- S/13/2012
Photo Sheet �nsured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
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� � `����� ����� ''� Lower level/living
�
�
� � Date Taken:8/13/2012
� �.
��"�� �� Taken By: Brandon Minikus
� �i w�s �'
�w�i��,' � Tiles damaged by water that aze pealing
"' ��. •
� a�_ up.
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Lower level/living
Date Taken:8/13/2012
Taken By: Brandon Minikus
Tiles damaged by water that are pealing
up.
I
h� °��� � � �
t ��
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Photo Sheet -4- S/13/2012
Photo Sheet Insured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
�� � „� ,t^�A� t�,��s
a
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x;
Lower level/living
Date Taken:8/13/2012
Taken By: Brandon Minikus
, :
�, �.; Additional overviewof the lower level
� dining room
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�; � Date Taken:8/13/2012
, :
���' - _�<
�'' _ � Taken By: Brandon Minikus
�� �: � � a � �a;�;
�
� � ���� � � �� � � Shelving damaged by water
' � � �� � �
� � � 7 ��'
� €� ik 3
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R _ �`4 � $, � �3 "�.
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Photo Sheet -5- 8/13/2012
Photo Sheet Insured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Poiicy#: 55RBC792203
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Contents
�
�-�
Date Taken:8/13/2012
� � � �� � ��� Taken By: Brandon Minikus
��,
Shelving damaged by water
�-��..
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Contents
� ,. Date Taken:8/13/2012
i ' Taken By: Brandon Minikus
.��� � �
��;; , ,, . � � � � � � Shelving damaged by water
� � i
�� �`�� �
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,� �
s �
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t�"�'�:s
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�;:
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Photo Sheet -6- 8/13/2012
Photo Sheet Insured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
�..,
Contents
�`�� Date Taken:8/13/2012
Taken By: Brandon Minikus
� Rugs sarivated by water,needs dry
� deaning
.��
_�:�.;
Contents
Date Taken:8l13/2012
Taken By: Brandon Minikus
Rugs saturated by water,needs dry
cleaning
Photo Sheet -7- 8/13/2012
Photo Sheet lnsured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
�,
§A_
Lower Level/Stairs
Date Taken:8/13/2012
�.
. Taken By: Brandon Minikus
Vinyl that had peeled up on the landing
, . , �,.
�.�, �� � area of the stairs damaged by water
m-» . � �.-�,.-
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Lower Level/Stairs
�;°_ ,;�
_, � � �� �
�; -, ' r =� Date Taken:8/13/2012
�
% � s Taken By: Brandon Minikus
� ¢
;� :: ,_,;�
� Vinyl on the stairs will need to be
«�" ` replaced,this style is no longer available.
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Photo Sheet -8- 8/13/2012
Photo Sheet Insured: VARRO JAMES J &JOYCE A
Claim#: PP0010834742
Policy#: 55RBC792203
�_...
Varro 025
�� Date Taken:8/13/2012
� _� ` �;,:
� ..
Taken By: Brandon Minikus
��,•
' �� � ��� Vinyl that was dmaged by water on the
'�x " landing.
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a; �x' �s
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Photo Sheet -9- 8/13/2012