Cobb ��������
S�Ate�AI'lll� �r�r���rr
Providing Insurance and Financial Services � APR 3 0 2012
' Hbme Office,Bloomington, Illinois 61710 �NfYtAMt
����� ������
April 11, 2012
City of St Paul State Farm Claims
Office of the City Clerk P.O. Box 2371
15 W Kellogg Blvd Bloomington IL 61702-2371
310 City Hall
St Paul, MN 55102 ,
� Certified Mail-Return Receipt Requested
RE: Claim Number: 23-04V3-500
Our Insured: Hinda R Cobb
Date of Loss: January 30, 2012 !
Your Insured: City of St Paul
Your Insured Driver: ',
Loss Location: Intersection Of W 7th Ave And Ranken, St Paul, MN I,
Sir or Madam '�
Facts of Loss: I'
Insured was making a left turn to go s/b on Ranken when she hit something in the road. Insured ',
pulled over and noticed that it was a piece a Sewer Compressor fan. Area was not marked with '
cones or warnings of any kind. She could not see it while turning due to the slope in the road i
and how low it sat. �
�
It is our understanding that you are self insured. Our investigation indicates you are responsible �
for this claim. Therefore, we are seeking recovery from you. This letter is to notify you of our
subrogation claim and request your cooperation in settling this matter. '
As a courtesy to our insured, we are forwarding out-of-pocket expenses they incurred as a
result of this loss. These are expenses that are not covered under our insured's policy. Please
remit payment for the out-of-pocket expenses directly to our insured and confirm when you have
done so.
To assist you in your review, here is a breakdown of the amounts State Farm paid by Cause of
Loss:
041/045 - Uninsured Motorist BI $
042 - Uninsured Motorist PD $
300 series/400 - Comp/Collision $1,435.85
501 - Rental/Loss of Use $52.38 (plus $13.09 out of pocket expenses)
600-050 - Med Pay/PIP $
Other $
Salvage Recovery $
Amount State Farm Paid $1,488.23
23-04V3-500
Page 2 ,
April 11, 2012 S-
Insured Deductible $250.00
Total Claim Amount $1,738.23
' i i between the arties State Farm Mutual Automobile
d on the assessment of liab I t ,
Base P
Y
Insurance Company is seeking 100% of the Total Claim Amount listed above. The amount
I to State Farm Mutual Automobile Insurance Com an for this loss is $1,738.23.
a ab e P Y
P Y
I Please remit payment of this claim and include our claim number on the payment. If you have
any questions or need additional information, please call me at the number listed below. If I am
not available, any other member of my team may assist you. Thank you for your cooperation.
In order to assist you in evaluating and processing the subrogation claim we are asserting, we
may provide nonpublic personal information about our customer. We are sharing this
information to effect, administer, or enforce a transaction authorized by the consumer. However,
� .
you are neither authorized nor permitted to: (1) use the customer information we provided for
any purpose other than to evaluate and process the subrogation claim, or(2) disclose or share
the customer information we provide for any purpose other than to evaluate and process the
subrogation claim.
Sincerely,
� 1.��_
Kay Edgcomb
Claim Processor
(877) 457-8276 Ext. 52957
Fax: (866) 231-9276
I State Farm Mutual Automobile Insurance Company
Enclosure
a3- U�Iv 3- soo
NOTICE OF CLAIM FQRM to the City of Saint Paul, Minnesota
Minnesotu Siate Statute 466.�5 states rhut "...every E�ersan...whn claims dmm�ges from any munici�aliry...shall cause�n be�resented to the
,.�ove�+�it1g body of the nurnicipaliry within 180 days afier the alleged loss or injury is discoverect a notice stating the time>place,and
" circumstances rhereof,and the amount of compensation or other�elief demanded."
P►ease complete this form in its entirety by clearly typing or printing your answer to each question. If more space is
needed,attach additional sheets. Flease note that yoa may or may not be cantacted by tclephone to discuss your claim
circumstances,so provide as much iaformation as necessary to explain your claim,and the amount of compensation being
requested. This form must be signed,and both pages completed. If something does not apply,write`N/A'. i
SENU COMPLETED F4RM AND QTHER DOCUMENTS TO:
CITY CLERK, 15 WEST KELLOGG BLVD,310 CITY HALL,SAINT PAUL,MN 55142
5� �a.trn 1 n�u,r�2_ ac-5 s c.c.lb ro�e l.° o�r
First Name �i r��„ Middle Inirial Last Name _nb
Company or Business Name, if applicable ���2 �'-r►'n � n su r�.�. ,I
Street Address I�" � �'� °�-3 � (
Cit k� � DOYn � t��-�'l.. State � �— Zip Code �0�7 �v 3 7 �
Y ;
Daytime Telephone���� ) S � �a7(�X sa'as� Evening Telephone ( )
� �3� ���-- Time � am! cn eircle
Date of Accidend Injury or Date Discovered �.�� P � �
Please state,in detail, what occurred, and why you are submitting a claim. Please indicate why or how you
feel the City of Saint Paul or its employees are involved and/or responsi le.
in s�,�. r e d e GL. 1 e�� ��,�'r� d V 2. �c� !
S�.e ' + (;�. S r res o r ��-
� e orlt' w� f� We.►^� e F�— I
0. i r I
�
— — I
Please check the box(es) that rnost claseiy represent the reason for completinb this farm:
C7 Vehicle was damaged in an accident ❑ Vehicle was damaged during a tow
�,Vehicle was damaged by a pothoie or condition of the street ❑ Vehicle was damaged by a plow
Cl �ehiele was wrangfully towed and/or ticketed ❑ Injured on City property
� Othex type of property damage—please specify_ _
❑ Other type of injury—please specify _____ -
❑ Uther type not listed—please specify ._.
In order to process your claim you need to include copies of all applicable documents. This is a general
guideline of what shauld be submitted with a claim f.orm, but it is not all inclusive. You may be asked to
provide additional information depending on your. claim.
O Property darnage claims to a vehicle: at least two estimates for the repairs to your vehicle, or the I
aetual bills and/or receipts f.or the repairs '',
O Towing claims: legible copies of any tickets issued and copies of the impound lot receipts !
0 Other property damage: repair estimates, detailed list of damaged items
4 Injury claims: medicat bil.ls,receipts
O Photographs can be provided but will not be returned.
Page 1 of 2—Piease complete and return both pages of Claim Form
Failure to provi�de a completed claim form wiU result in delays in processing.
i
Notice of Claim Form, City of Saint Paul, page two j
All Claims-Alease comalete this section
Wer� th��e�witnesses to the incident? Yes No Unknown (circle)
If yes, please provide their names, addresses and telephone numbers:
�;�-•� wor ke r so..�� ��.rSor� rC,m.ove �_ Con�s
Were the police or law enforcement called? Yes No Unknown (circle)
If yes, what department or agency? C�� o� Case#or report# I�o aaa 3�
Where did the accident or injury take place? Provide street address, cross street, intersection, name of park
or facility, closest landmark, etc. ease be as detailed as possi�e. If helpful, attach a diagram.
�J �d` �J'L'- °1- ��n S -E, at,c..�
Please indicate the amount you are seeking in com ensation from this claim or what you would like the City
to do to resolve this claim to your satisfaction. �l 13 �3,a3
Vehicle Claims-piease complete this section ❑ check box if this section does not applv
Your Vehicle: Year a0 1� Make For Model �S i �n !
License Plate Number 5'(�0 H$/J State � Color Wh��e 5c�cdgr
Registered Owner t�'�hdo� Co b4�
Driver of Vehicle So�rn-a- '
Area Damaged i e,+�ler �►- �
City Vehicle: Yeaz ake Model
License Plate Number State Color
Driver of Vehicle(City Employee's Name)
f�rea Damaged �
Iniurv Ctaims-please comQlete this section ❑ check box if this section does not apnlv i
How were you injured?
What part(s) of your body were injured? ��,
Have you sought medical treatment? Yes No Planning to Seek Treatment (circle) �'
When did you receive treatment? (provide date(s))
Name of Medical Provider(s):
Address Telephone
Did you miss work as a result of your injury? Yes No
When did you miss work? (provide date(s))
Name of your Employer:
Address Telephone — '
❑ Check here if you are attaching more pages to this claim form. Number of additional pages
By signing this form,you are statirtg that all informatiore you have prnvrded u bue and correct co the best of your knowledge. Unsigned
forms will not be processed. Submitting a false claim can resutt in p�osecution. � ) C Q rn`
Print the Name of the Person who Completed this Form: K �
Signature of Person Making the Claim: _ • ' `�U
`J.c,r•cRr�.��
Date form was completed � l � ��---- Revised April 200�
RBZ0006Z
STATE FARM State Farm Mutual Automobile Insurance Company
Auto Payments by COL
INSUlANC!
a
Route To: Stephanie Peters
BASIC CLAIM INFORMATION
Claim Number: 23-04V3-500
Date of Loss: 01-30-2012
Policy Number: 3755-626-23H
Named Insured: COBB, HINDA R
403 -COLL
C denotes consolidated payment
E denotes EFT payment
P previously converted payment from CAT/CMR
Payment Payable Pay Rsn
Number Issued Date Participant COL Cd Status Amount Auth ID Cd
105064522K E 02-07-2012 Named Insured(s) 403 1 Paid $1,435.85 ECSAPY
Total: $1,435.85
501 - RENT
C denotes consolidated payment
E denotes EFT payment
P previously converted payment from CAT/CMR
Payment Payable Pay Rsn
Number Issued Date Participant COL Cd Status Amount Auth ID Cd
105068118K E 02-13-2012 Named Insured(s) 501 1 Paid $52.38 ECSAPY
Total: $52.38
�
Date: 04-18-2012 Page 1
This report includes only ECS Claims.
FOR INTERNAL STATE FARM USE ONLY
Contains CONFIDENTIAL information which may not be disclosed without express written authorization.
RBZOOOMD
STATE FARM State Farm Mutual Automobile Insurance Company
Auto Rental Bills
INSUlANCE
Route To: Stephanie Peters
BASIC CLAIM INFORMATION
Claim Number: 23-04V3-500
Date of Loss: 01-30-2012
Policy Number: 3755-626-23H
Named Insured: COBB, HINDA R
COBB, HINDA
BILL SUMMARY
Bill Information
Invoice Number: 1906D454793 Claim Number: 23-04V3-500
Rental Vendor: ENTERPRISE RENT-A-CAR Date of Loss: 01-30-2012
Insured Name: COBB, HINDA R Received From Renter: $13.09
Renter Name: COBB, HINDA Billed To Others: $0.00
Rental Start Date: 02-06-2012 Amount Due: $52.38
Renter End Date: 02-07-2012 Amount Paid To Date: $52.38
Current Bill Status
Primarv Status Primary Reason(s)
Reviewed
Secondarv Status Secondarv Reason(s)
Paid
Vehicle Information
Vehicle Rental Start Rental End Assnd Class Appr Class Make Model
01 02-06-2012 02-07-2012 FC SC MAZD 6
Invoice Details
Rate Percent Extended
Vehicle Description Billed Partv Quanti °/( o)($) Covered Amount
01 Daily Rental Rate State Farm 2 27.55 80.000 $44.08
01 Daily Rental Rate Renter 2 27.55 20.000 $11.02 '
Sales Tax State Farm 44.08 7.620 0.000 $3.36 �
Sales Tax Renter 11.02 7.620 0.000 $0.84 i
Government Surcharge State Farm 44.08 5.000 0.000 $2.21 '
Government Surcharge State Farm 44.08 6.200 0.000 $2.73
Government Surcharge Renter 11.02 5.000 0.000 $0.55
Government Surcharge Renter 11.02 6.200 0.000 $0.68 �
Subtotal Less Taxes : $55.10 Received From Renter: $13.09
Total Taxes : $10.37 Amount Due From State Farm : $52.38
Date: 04-18-2012 Page 1 I
This report includes only ECS Claims.
FOR INTERNAL STATE FARM USE ONLY
Contains CONFIDENTIAL information which may not be disclosed without express written authorization.
� **HEADER PAGE**
Stephanie Peters 23-04V3-500
Printed: 13:12:32 April/18/2012
Product Line: Auto
Claim Number: 23-04V3-500
Insured Name: COBB, HINDA
Requestor Name: Stephanie Peters
Alias: NROS
Printer: CPCL2580
Comments:
�
i
�
1 1 .
3$3117771
� For Customer Support refer to the
����� ������ appropriate platForm below:
OrderPoint
800-934-9698
Orderpoint support@lexisnexis com
Accurint for Insurance
866-277-8407
Accunnt support@lexisnexis com
Lexis.com
REPORT ATTACHED Law Fum accounts
800-543-6862
PAGE COUNT: 2
CLIENT : SF5215
DIVISION : 10605993657
AD.1L'STER : MANDYEI
CLAIM : 23-04V3-500
TRANSACTION#: 383117771
DATE : 03/04/2012
DATE OF L�SS : O1/30/2012 TIME�F LOSS :
STREET : W 7TH AND RANKEN
CITY : ST PAUL
COUNTY : RAMSEY
STATE : MN
INVESTIGATING AGENCY : ST.PAUL PD
REPORT NUMBER : 12022239
REPORT TYPE : Auto Accident
PARTY 1 : HINDA COBB
PARTY 2 :
PARTY 3 :
CAR : FUSION MAKE : FORD YEAR : 2011
TAG : !
DRIVER LICENSE :
ADDITIONAL INFO :
POLICY#:
POLICY STATE: �
L�SS KIND: '
i
NOTE :
THANK YOU FOR YOUR ORDERi
18ch1206400125
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18ch1206400126
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I
HIGHLAND AUTOSTAR COLLISION CENTER
2042 WEST 7TH ST.
ST. PAUL, MN 55116
OFFICE: 651-699-0340 FAX: 651-699-4953
� FED TAX ID# 41-1828627
*** SUPPLEMENT 1 ***
RO# 17165 O1/31/2012 02:28 PM
S1 02/07/2012 05:36 PM
Owner
Owner: HINDA R COBB
Address: 2285 STEWART AVE APT 2212
City State Zip: SAINT PAUL, MN 55116-4112
Home/Day: (651)307-3967
Work/Day: (612) 726-1127
Control Information
Claim # : 23-04V3-50001
Loss Date/Time: O1/30/2012 06:00 AM
Loss Type: Collision
Deductible: $250.00
Accounting # . .
Ins. Company: State Farm I!,
Company Contact: STATE FARM INSURANCE ,
Address: PO BOX 82613
City State Zip: LINCOLN, NE 68501-2613
Work/Day: (888)248-6961
FAX: (800)423-0474
Insured: HINDA R COBB
Work/Day: (612) 726-1127
Home/Day: (651) 307-3967 i
Claim Rep: TEAM R3 ACC CP '
Work/Day: (866)207-6046
Inspection
Inspection Date: O1/31/2012 02:28 PM
Inspection Type: Select Service
Primary Impact: Right Front Corner
Driveable: Yes
Rental Assisted: Yes
Received Date/Time: 02/Ol/2012 11:29 AM
Appointment Date/Time: 02/02/2012 06:00 AM
Appraiser Name: LAWRENCE RITTER
Address: 2042 W 7TH ST I
City State Zip: Saint Paul, MN 55116-3107 I
Work/Day: (651) 699-0340
FAX: (651) 699-4953
Email: LARRY@HIGHLANDAUTOSTAR.COM
Orig Appraiser Name: LAWRENCE RITTER
Address: 2042 W 7TH ST I
City State Zip: Saint Paul, MN 55116-3107 �
Work/Day: (651) 699-0340
Home/Evening: (651) 699-4953
FAX: (651) 699-4953
Email: LARRY@HIGHLANDAUTOSTAR.COM
2011 Ford Fusion SE 4 DR Sedan 02/07/2012 05:37 PM
Page 1 of 4
Lldlm $ : LS-U4V3-SUUU1 Ul/Sl/LU1L UL/U�//L�1L
Repairer
Repairer HIGHLAND AUTOSTAR COLLISION
Address: 2042 W 7TH ST
City State Zip: ST PAUL, MN 55116-3107
Work/Day: (651) 699-0340
FAX: (651) 699-4953
Email: HA2042@POPP.NET
Repair Start Date/Time: 02/06/2012 02:32 PM
Vehicle Drop Off Date/Time: 02/06/2012 08:13 AM
Repair Complete Date/Time: 02/07/2012 03:36 PM
Vehicle Pick Up Date/Time: 02/07/2012 05:36 PM
Target Complete Date/Time: 02/OS/2012 05:00 PM
Days To Repair: 3
Remarks
THANK YOU FOR COMING TO HIGHLAND AUTOSTAR COLLISION CENTER
COPY OF ESTIMATE TO CUSTOMER
Vehicle
2011 Ford Fusion SE 4 DR Sedan
4cy1 Gasoline 2.5
6-Speed Automatic
Lic.Plate: 560 HBN Lic State: MN 'i
Lic Expire: VIN: 3FAHPOHA9BR329378
Prod Date: Mileage: 5,394
Veh Insp# : Mileage Type: Actual �,
Condition: Code: P3453C �
Ext. Refinish: Two-Stage
Ext. Color: WHITE SUEDE �
Ext. Paint Code: WS '
Int. Refinish: Two-Stage
Options
AM/FM CD Player Air Conditioning Alarm System
Anti-lock Brakes Auto Headlamp Control Bucket Seats
Center Console Cruise Control Dual Airbags
Floor Mats Fog Lights Halogen Headlights
Head Airbags Illuminatd Visor Mirrors Intermittent Wipers
Keyless Entry System Lighted Entry System MP3 Player
Overhead Console Power Brakes Power poor Locks
Power Drivers Seat Power Mirrors Power Steering
Power Windows Pwr Accessory Outlet(s) Rear Window Defroster
Rem Trunk-L/Gate Release Side Airbags Sirius Satellite Radio
Split Folding Rear Seat Stability Cntrl Suspensn Steel Wheels
Strg Wheel Radio Control Tachometer Telescopic Steering Whl
Theft Deterrent System Tilt & Telescopic Steer Tinted Glass
Traction Control System Trip Computer velour/Cloth Seats
Damages
Ln# Op GDE Description MFR.Part No. Price AJ% B°s HRS R
--- -- ---- -------------------- ---------------- -------- -------- ---- --
1 UC 20 Cover,Front Bumper RECOND PART 384 .00* 3 .0 SM
2 L 20 Cover,Front Bumper Refinish 3 .8 RF
MC 13
2.7 Surface
0.6 Two-stage setup
0.5 Two-stage
2011 Ford Fusion SE 4 DR Sedan 02/07/2012 05:37 PM
Page 2 of 4
�laim $ : L�-U4V3-5UUU1 Ul/31/LUlL UL/U7/LU1L
3 E 99 Reinf,Frt Bmpr Co RT AE5Z17C947C 6.23 0.2 SM
4 E 120 Gri1le,Frt Bumper Lw AE5Z8200DA 79.83 INC SM
5 E 121 M1dg,Frt Bmpr Cvr Lw AE5Z17K945A 165.92 INC SM
6 RI 10 Panel,Frt Bmpr Licen R & I Assembly 0.2 SM
7 Rt 42 Headlamp Assy,Hal RT R & I Assembly 0.2 SM
8 E 97 Bu1b,Front Fog La RT 2C5Z13N021AA 16.08* INC SM
9 E 49 Defl,Radiator Lwr Ai AE5Z8327B 67.90 0.1 SM
10 I 104 Fender,Front RT Repair 1.5* SM
11 L 104 Fender,Front RT Refinish 2.8 RF
2.3 Surface
0.5 Two-stage
12 SB HAZARD. WSTE. REM. Sublet Repair 3 .00* SM
13 SB COVER CAR EXTERIOR Sublet Repair 7.00* RF
14 SB FLEX ADDITIVE Sublet Repair 3 .00* RF
15 SB THRUST ANGLE ALIGNME Sublet Repair 84.99* SM
16 I FEATHER. PRIME, BLOC Repair 0.5* SM*
16 Items
MC Message
13 INCLUDES 0.6 HOURS FIRST PANEL TWO-STAGE ALLOWANCE
Estimate Total & Entries
Gross Parts $335.96
Other Parts $384 .00
Paint Materials $198.00
Parts & Material Total $917.96
Tax On Parts Only @ 7.625% $54 .90
Labor Rate Replace Hrs Repair Hrs Total Hrs
Sheet Metal (SM) $50.00 3.7 2.0 5.7 $285.00
Mech/Elec (ME) $85.00
Frame (FR) $70.00
Refinish (RF) $50.00 6.6 6.6 $330.00
Paint Materials $30.00
Labor Total 12.3 Hours $615.00
Sublet Repairs $g�,99
Gross Total $1,685.85
Less: Deductible $250.00-
Net Total $1,435.85
Rates / Taxes Adjustment
Deductible Adjustment
Less: Previous Net Total $1,435.85- ',
Net Supplement Total (Final Bill) $0.00 �i
Alternate Parts No �
Audatex Estimating 6.0.726 Sl 02/07/2012 05:37 PM REL 6.0.726 DT '
oi/ol/aoia DB oa/oi/aoia �
Copyright (C) 2011 Audatex North America, Inc.
1.6 HRS WERE ADDED TO THIS ESTIMATE BASED ON AUDATEX'S TWO-STAGE �
REFINISH FORMULA.
YOU ARE AUTHORIZED TO MAKE THE ABOVE REPAIRS. I UNDERSTAND THAT PAYMENT IN
FULL WILL BE DUE UPON RELEASE OF THE VEHICLE. PARTS PRICES ARE SUBJECTO TO
INVOICE. I GRANT PERMISSION TO OPERATE MY VEHICLE FOR THE PURPOSE OF TESTING/
INSPECTION. HIGHLAND AUTOSTAR IS NOT RESPONSBILE FOR LOSS OR DAMAGE TO THE
VEHICLE OR ITS CONTENTS IN CASE OF FIRE, THEFT OR ANY CAUSE BEYOND YOUR
CONTROL.
AUTHORIZED BY: DATE:
THIS ESTIMATE HAS BEEN PREPARED BASED ON THE USE OF ONE OR MORE CRASH PARTS
2011 Ford Fusion SE 4 DR Sedan 02/07/2012 05:37 PM
Page 3 of 4
L131m � : L3-U4V�-5UUU1 Ul/Sl/LUlL UL/U7/LUlL
SUPPLIED BY A SOURCE OTHER THAN THE MANUFACTURER OF YOUR MOTOR VEHICLE.
WARRANTIES APPLICABLE TO THESE REPLACEMENT PARTS ARE PROVIDED BY THE PARTS
MANUFACTURER OR DISTRIBUTOR RATHER THAN BY THE MANUFACTURER OF YOUR VEHICLE.
A PERSON WHO FILES A CLAIM WITH INTENT TO DEFRAUD OR HELPS COMMIT A FRAUD
AGAINST AN INSURER IS GUILTY OF A CRIME.
Op Codes
* = User-Entered Value E = NEW PART NG = Replace NAGS
EC = ** NON-OEM PART ET = Partial Replace Labo EP = ** NON-OEM PART
EU = RECYCLED PART TE = Partial Replace Pric PM = REMAN/REBUILT PART
UM = REMAN/REBUILT PART L = Refinish PC = RECOND PART
UC = RECOND PART TT = Two-Tone SB = Sublet Repair
N = ADDITIONAL OPERATION BR = Blend Refinish I = Repair
IT = Partial Repair CG = Chipguard RI = R & I Assembly
P = Check RP = RP-RELATED PRIOR
This report contains proprietary information of Audatex and may
not be disclosed to any third party (other than the insured,
claimant and others on a need to know basis in order to
effectuate the claims process) without Audatex' s prior written
consent.
Copyright (C) 2011 Audatex North America, Inc.
�
I
�'�
2011 Ford Fusion SE 4 DR Sedan 02/07/2012 05:37 PM
Page 4 of 4
*** SUPPLEMENT RECONCILIATION ***
Supplement S1
Claim # : 23-04V3-50001
Claim Rep: TEAM R3 ACC CP
Insured: HINDA R COBB
Inspection Date/Time: O1/31/2012 02:28 PM
Owner Name: HINDA R COBB
Appraiser Name: LAWRENCE RITTER
Vehicle: 2011 Ford Fusion SE 4 DR Sedan
Actual Supplement 1 Net Total $0.00+
Summary Net Total Date Time Appraiser
-------------------- ---------- ---------- ---------- ----------
Original Estimate $1,435.85 O1/31/2012 02:16 PM LAWRENCE RITTER
Supplement 1 $1,435.85 02/07/2012 05:36 PM LAWRENCE RITTER
This report contains proprietary information of Audatex and may
not be disclosed to any third party (other than the insured,
claimant and others on a need to know basis in order to '
effectuate the claims process) without Audatex' s prior written
consent.
Copyright (C) 2011 Audatex North America, Inc.
Audatex Estimating is a trademark of Audatex North America, Inc.
i�
2011 Ford Fusion SE 4 DR Sedan 02/07/2012 05:37 PM
Page 1 of 1
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