218392 `P_ ! w 3 �
ORIGINAL TO GITY CLERK M � . �� ���
, ` - ` CITY OF ST. PAUL FOENCIL NO. _
' OFFICE OF THE CITY CLERK
COUNCIL RESOLUTION—GENERAL FORM
PRESENTED BY ' - '
COM M I551 O N E DAT
RESOLVID, That the proper City offieers of the City _
of Saint Paul are hereby authorized and dir�oted� on behalf of
said City� to exeaute Amendment� between the City and The
, Minnesota Mutual Life Insuran.ce Compa.ny, to the City= s life
insurance group poliay, Group Poliay No. 2881-G� said proposed
Amendment to agreement being marked "F.xhibit A" and ineorporat.ed
, l�erein by referenee; and
RESOLVED FfJRT�ER, That t�ie proper City officers of t e
City of Saint Paul are hereby authorized and direeted� on beha�lf
- of said City� to egecute 9mendment, between the City and the
S�. Panl Fire & Marine Insurance Cc�mpany, to the Cityts group
Aecident and S�.ckness Policy� Policy No. CEO 9�8, said proposed
Amendment 'being marked "Fzhibit B" and ineorporatec�. herein by
referenae. � �
Council File No. 218392—By Severin A. `
Mortinson—
' Resolved, Ttiat the proper C i t y
officers of the City of Saint Paul a;e
hereby authorized and directed, on be-
half of the said City, to execute
Amendment, between the City and the
' Minnesota Mutual Life Insurance Com-
pany, to the City's life insurance group
policy, Group Pollcy No. 2881-G, said
proposed amendment to agreement
� being marked "Exhibit A" and incor-
porated herein by reference; and
Resolved F�rther, That the p r o p e r _
City officers of the City of Saint Paul
are hereby authorized and directed,
on behalf of �said City, �to execute
' `� Amendment, between the City and the
" St.Paul FYre&Marine Insurance Com-
pany,;to the City's group Accident and
Sickness Policy, Po}icy No. CEO 920,
s a i d proposed amendment being
marked Exhibit B" and incorporated
� herein by reference.
Adopted by the Council,May 28,1964.
Approved May 28, 1964.
(May 29, 1984)
�
FO APPROV D �
�����
sst. Cor�oration C un�el
- ��� �a �
COUNCILMEN Adopted by the Council ' 19—
Yeas DAI:GLI�I� Nayg
e�o rc� ���i� �$ '�
Holland � pproved 19.— ,�,
� In Favor y����Z,'�� �—
Mortinson ` /
"r�• , a
� Peterson '`� ��i��, yor
A gainst
" •, C�, '�osen " -
r Mr. President, �is– �r–
: . � �
�
SM �j.(j] �
.a•
� ��p�
DUPLICATE TO PRINTER ' . • ���„�'ta��
CIN OF ST. PAUL couNCi� �
" OFFICE OF THE CITY CLERK FILE NO. � _
COUNCIL RESOLUTION—GENERAL FORM
PRESENTED BY
COMMISSIONER DATF __
f
RESOLVED, Tha-t the. proper City ofPicers of the Cit�
of S�int Paul are hereby authorized and directed� on behalf of
� said City� to egea�te Amendment� between the City and The I
Minnesota Mutual Life Insurance Company, to the City�� life
insurance group policy� Group Policy No. 2881-G� sai� proposld
Amendment to agreement bein� marked "E�hibit A" attd invorporate8
�erein by reference; and I
RESOLYED FURTHER� That the proper City offi�ers of �the
City of Saint Paul are hereby authorized and directed� on be �alf
of said City� to exeeute Amendment� between the City and the�
St. Paul Fire & �Marine Insurance Compeny, to the Citqes groupr
�c,cid�nt and Sickness Policy� Poliey No. CEO �0, said propos�ed
Amendment being marked "Eghibit B" and incorporated herein by�
, r�fe�ence. �
. .��, � :�:;:,
� ,u-�.
COUNCILMEN Adopted by the Council 19—
Yeas DAY..GLISH Nays
� �Co,_u�-� .,.:a� �F': ��-'�-
Fiolland Approved 19—
�oss�
In Favor
Mortinson
Peterson � • , 11�ayor
�� A gainst
Mr. President, V��
S M (j-(j 1
�.
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• i �} � "o be �tt�.cl�ed to aac] �ade part of Grouv Policy No�., 2881-G issued by T� MIPIP?�'SCT�s'�� � �� �
i� � i t'��' ,�
't. �:% =:'v'3'uAL LIP'E II�TSUF,i,idC� CO?�AI3Y to CI'I'Y OF S�. PALTI,. ��'�" ,` ,
�l> ?��s•; �r;�� �
i�� .:_%`� l.. On p�e 1 oi' the tiolicy, the second paxagr�ph bas been a*ner.ded �o read as ri��•._ 'f ' ,'
? � ���`.�� folZows, effective Jsnuary 1, 1g54: ``'� �� t
!, i,�:.-, � ��''� -�i
I.• Tt,, �;r;, � '
I; 1.�
�� �'``�" "This Policy �t�?ces effect on �h� �irst day of �larch, 1�58, w�ich is the datc �;;t.�.;'
. a,,.
�� ��• of issae hereo�. Policy anniversaries are dcemed to occs.0 on t;h� first day �,�,��'';��
!��`°4�� ot N�ch oi ee�h e�r du±'1 the ears �g59 throu � �953 inclusive cnd on <"{`;'� "
� ,�,,..;; Y � � Y g- s �;�'•,='.� - .
'' a;:• i.he fir�t day o_° J2nu�r;/, be�inn.ing in 19b�. Tnis policy m�� be rzne�•red sE. ,.; , .
�: ;,-. ��,�,_
��� :;��;s for successi*�e �erms of on� ;/ear each, sub,ject to the provis�ons, conditior:s, ��;:;.'• i+ '
-:,��•- � s�t�' ;•
�, ��'� linitat�ons and e�:clus3ons con�ained in tais Policy and t�e ti.s,�ely ps�m�ent
,. I::n. 'S�%�''.�i ;
ifr• �;`: o� t::e montY!ly pre�i�ms." . ,:.�.,i ,
Il ;,ic,? `f�'1,��;I
;v h4,�,; 4. On•nage 5 of tne �licy, the sec�ion entitled, "Gr2ce Period--Ter�in2tion of �;;';;;:�� �
�r• �-?�=�� Policy" bas bzen ���nded to re¢d as follows, effectil7e Jar.uary �1, 1p6�: sf:' �
'! "j�'?V' �'i; ;`' .
IE �;.jl;� „C�.4C� PP�IOD--T��PfL.dP.TIOIvT OF POLICY � '�;:F',;'j '
I" ,:�t•t . �'�t=�.� i
�,, r:,... • E..,.:i;.
I: "f:{,; A grace peY'iOt'. of thi_t�-one e�ys, withou� interest ch�r;�, �,i11 b� allcwed sz,.%•�
�� c��.• �:+. "; .
�r ,`j;'� for th2 payW�nt of each Are�iva� except the first. If any gremiu� is not }„�.,,�� .
,� a�;: psid ,rithin t::e da.ys of orace, the policy shall terr�ia�t:: at t�z end o� such ��t"�'?
��, �::?�:'•: �race period, °fcept t:�at the policy may be termin�ted on a� �olicy anai- y�',;,.`�.,�
,�i ��ers�.ry i� ts�e E�pZoyer �zkes writter. reqnest for termir_rz�ion on or bePore `��'� '�!�
*.
�� ��'� the D2cember 1 i�r:��diately preceding such policy anniversary. If the polic;� y;;�• �,
��' �:.A:..
��: ;�i;��, t,2?'mlriat',.^s �durin or at �he en3 of the race , '�^�p 3*= ��� °'"�� ,
g g period the ,1,., lo r sba.7.1 be �;•-•;�.;
;:,��:.c5 li�ble to the Ceyp�.r�,r for t;�e pa��men� of a pro rata premii:m, for t�e tine t�e c?;_;•�-:I ,
ir.- .<,►_,; " ,.�.,•
I:� '_��� � • policy �,��s in fcrce duri�g suc?� a ace period." �.'- ,��•
c. -.;,;; t�:.�, :F
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I� �'�� �
� �-?;,� under the section �nti�led "�,ffective Date of Insurance", the �irst par�.�r�n:� 7;i�.
I�4-r'"'•• has been �aended to rea� as �ollatas, ef�ective P;;zrcb l, Z�62: �:�=; ��
y;.
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�� ��:;: 1. The iLSZruac� under this Supplerrentrsl Agreement �or e4ch dependent of �r.., ;�
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�C :T�;-; elioible s�all become e�fective on the later of tne �ollowing� �;,�r.'..�y
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�. a. tne d4�e tre employee h�s m,.de written request on ,� form approveC �� •
��``�.�'��� by the Compa�y for the coverage provided by this Supple*eental �:?:�'�
�. '•, � ;.:�;,
,���=a�:, P.gre�ent; . �#.�, -
;�� �'ts � .
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�! '��� b. the d�te 75� of the insured employees With dependent� i� t�e �h;;��;; �
�`� =�°'' e��alotiee s p;x,j-^oll unit eques`t t..e coverane nro�_a�d by tn_s `, ,_;.�,
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; `�`��� Q ��e��nt or � of a?1 ins��ed em i o ees wit�+ �e �nc?er_ts re uest �� ;;,,"�;; •
�"" 75� P- Y P� q�
'`�r�� cover,: ovided b this A ree�ent. f '=�• •
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,�. �';� 2. Tl�e insurance uncer th:s Supnlen�ntal Agrecanent for each de�endent of `_ �' � �
, :j��;, an inS1LT'ECZ era�loyee shall be sub,ject to evidence o� i�surability, �, ; �,� •
•��:'�'.`�� inclu3i�g �ood health, satisfactory to tbe Campany �t no extens� to {�; .' �
,� ::��.; .� �
�� ?j�:; it in t�e �ollot�rino c�rcumstances: �, 1;i ��F '
�t� ,�i., �d�� � . _.
;; �;;, a. tY:� empleyee nc.�_es writ�en application on a form �pgroved by �he `;; '� �
,.;. �•; ',
i .,;�t�:: Comp�ny��ore tban 30 d4ys �,fter h� becor�es elig�ble for th� cover- ;:�i � �
', ,,�:. # :: _
; a:;;?:; a�e provided by �his Supplenental Agreenent; or, �,�'- ;
. .
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�' y'•''' b. less tha.i: 75�� of the insured employees wi�:� dependen�s in the �:i' �r:•,, ,
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,��, ,��'t';; e��loyee's pa;�oll unit request tbs covera�e provided by tY:is �•;�;,�•.
�i' ���`�' Agr�e�ent or less thr.n 75�� of a1Z insu.red e�plofees wi�h de- ��,,,'
.�• �����' pen��n•ts raquest coverage provided by this,A�reemeat.° f:� ' +' �
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,r ±;;•,' �:;, .
+� ^' °reed to by The bfinnesota Vutual Life Insurance Company t'�is 30th day o� �,�, '
':` r;i,• ..vice�ber, lgb3. , � �a � ..
;�. �!'�' . . � � / � `4�k �: :
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:(, �;�� . Assis�ant Secretwry*�;�,. ��� Y.' ' .
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' j,,������:�. P:�reed to by City of St. Paul tbis day of , �96 . �;�,;r,_ �
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�� ��";% �'a»atersigned: • ComptroZler ��'. ��•�; -
; f'��. �;.';��•. .
;f ��:,,' . . . . �}F�:r.,
ir���+,;: • � , � Ci�y Clerk �:i;:;`'I` , '
•� :``� . � . ' • ' �'��;:''� � .
,i. :';�, !:�proved as -to �orm �hic � " � day o� , 196 ����,� ;
�Yy�r"' � {�:1 ��.
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��� � ` Special flssis�aat ;:� ;;�;'
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' AMEPIDMENT '
�roup Accident �r_d Siclmess Policy CEO 920, issued to t.�e Ci�y of St. Paul, eff�c , -
�j ve March l, 1958, is hereby altered a.nd a�ended as folloVrs:
l. 73'ae first para;raph describing covered medical e_-coenses and t;lie sections "
en�itlea, "�ductible Amount, " "Limitations" and "i�clusiens" appearing
, under Part V en�itled, "hiajor Surgical-N!edical �r.per_se Eene�i�s for �a-
ployee and Jepen4�nt �ccent on Account oi Pregr_ency" �.re hereby deleted
and there is substituted in lieu �hereof the fo7lowing:
4he Co�pany rri11 pay indemnity in the amount o= 80� of covered r�edical
expe�ses, as hereinafter defined, whicn are incurred by �n employee or '
_ ' @ependent because oi' such injuries or such siclmess durin� any calen- •
clar year,�nrovided such covered �nedica,i ex�ienses exceed tn.e deductible
� amount applicable"for that cale�dar year; but the a�grebate of the bene- •
fits �ayable under this �ro;rision *.•rith respect to a.r! e�loyee or dependent •
during such persor_'s er_�ixe li�etine sha11 not exceed the n�:.cimum benefi�
hereinafter s��ted, �anethe'r or not there has been any interruption in the �
continuity oF the employee's or de�enden��s insurance heretznder.
Zne deductible shall be equal to the sun of: ' •
(1) Ziae amount o� benefits pa,yable for covered PQedical �roerises under �
any and aL otr�r covera�es vrovided under �his volicy i.-1C1udiTlg any
futuxe ar,iendment or revision thereof, and . '
(2) P. czsh deductible of fifty dollars (�50) anplicable to eac� insured -
person, excent (a) a r•saximum of three deductibles t•rill be a.nplicable to
a.n emnioye� and his dependents rrho are insured under the sarae Certifica.te
• of Insurance a.nd wY!o incur covered medical expenses �ri�hin the s�ne cal-
• endar yea_r, and (b) the deductible araount wi7.]. not �.pnly to covered sur- .
gical charges. ,
�e deductible z�ri L apply each calend2x year pro•ri�ed, ho;•te•rer, tha.t any �
covered med�ca,7. expenses (for which benefits were not pai�) incurred during
t�ae last three mor_ths o� any calendar year �aay be anplied �o*.•ra.s�d the cash.
deductible �ount for the next calendar year.
�e I�a.r.i�um Eenefit payable to an e�mloyee or dependent insured un�er
this benefiL sn�.L be �n �ousand Dollars� (;�7.0,000), except tnat if such
en�loyee ha� previously been covered as a dependent or such o.ependent has
roreviously been covered as an en�nloyee under this policy, the IYiaa;imum •
� Benefit payable to such ernnloyee or dependent sha?1. be the a.moun�� if any,
by which the Naximum Bene�it e:tceeds the anount of a11 benefits nai.d or
payable witn respect to him under said em�loyee's or dene�dent's coverage, .
' provided, hoti:ever, (1) when a,n. �,�loyee has received brzymer_ts under this �
benefit ar•�oun�in� to One Zrnousand Dollars (�l,000) or more he ttay have
his r��a:r.imur,i Eenefit r�stored by (a) fur�ishiag at his o;m ea�ense to the
" Comnany, se�isfa,c�ory evidence o= insurability, or (b) co�pleta.ng a con-
. tinuous sir. months period of full-time active yrork for �he employer, a.nd
(2) k*nen a �eper_aent has received payn:ents under this benezit amounting ' '
to One �iousand Dol].ars (,`�pl.,000) or m.ore, such dependent may have his
i�laxinun Ber.e_i� reatored by (a) furnishin� at the emnloyee's e_mense,
. . �...��� EXHIBIT B � `
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i
to the Co�pany, satisfactory evidence of insur�bility, or (b) .comnleting - �
a period o� si.ti consecuti�e months during which such dependezlt has not �
• received medical care or treatment and has t�zlly enga�ed in the activities � ,
of a normal person of like age and sex. _
• Hospita]. charges or charges normally ma.de by a hospi�al for ca,xe and txeat- '
. ment �,;hile con.L°ined as a registered bed patient are not considered Covered
Medical �xpenses. Covered I�iedical �oenses sha.11 includ.e tre customary
chaxges for �he follot�ri.ng necessary medical treatment, surgcry, services
, and supplies t•rhich are recopunended or prescribed by a leg'ally quali.fied
doctor otner �hzn the insured person:
(1) the services' of lega]1y qualified doctors and physiotherapists '
(including Kenny treatments);
(2) �he services o� registered gradua.te nurse(s) other thar_ a nurse
z•rro ordin�.rily resides in the employee's home or is �, nie:nber of
�he e�mloyee's immediate family; � �
(3) �'u�s and medicines requiring a doctor's prescription; � � ,
(4) laboratory service, blood transfusions, X-ray examina.t�ons (excerot �
X-rays of teeth) and X-ray treatments, including rwdium and radio-
active isoiope therauy; , -
_ (5) rental �'• �,n. iron lung and other mechanical equipment;
(6) oxy�en and rentaZ of equipment for the administratioa of oxygen;
(7) rertal of a rrheel chair and hostiital-type bed; '
, ($) anes�he�ics and the administration thereof: �
(9) �rtificial lirabs a.nd eyes;
(10) casts, spl�nts, trusses, braces an.d crutches; a.nd `
(11) transAOrt�tion by a professio�al ambulance service to or fro�. �. hospi� ..
� EXTENDED COVERAGE
Should the insurance Yrith respect -Eo the ermloyee, or a depender_� of the ersp o;,r�e,
termir_ate #'or �ny reason except y�hen termin2.tion occuxs beca,use i:he h�fa.x_im�
Amount beca�e pay�ble s•ri�h respect to such insured nerson or b�cause the e�-�
, ployee failed �o m�.�ce �he requixed premiu*n contributions �inen dae, cover2�e �o�
such person ;�rhose insura,nce terminated will. be extended in the event such pe ��e:�
is totally disabled, (as tnat tera is defined in the Policy), ard under tre �a��:z �
of a doctor, ior reasons other than nregr_ar_cy, (excent as Arovided under �r.� u-
sion "e", P,�rt V of the Policy) at the �irne of �uch termi�ation bu� such en-
tension of coverare for such per�on will c31�DlY solely to �n.e acciaent or sic -
ness t•rhicn caused the total disability and �Ehen only during the period of su•Iz
�otal dis4bilit�f �.nd *.�rni.le sucn nerson is under the c�re of a doc�or, but r_o
beyond the end os" 1$ months fo11.o?•�ing t�e date such termin�,�ion occurs.
( .
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' � :O,'�,�t Ioa,aX r'�tJ
ExGZUSIOIdS •
� � Anything 3n the group policy and the Certificate to the contr�.zy notwi.th-
stand=ng, the insurance under Part V o� the�group po'!icy sha3.1 not cover:
(a.) acciden'-�a�. bodily in�ur3es axising ont of or in the coi;rse of em-
� ployment or sickness for which tirne employee or dependen:t is entitled
, to benefit under any �,Torlflnen's Compensation, E�ployers' Liab3lity,
Occupation�l Disease or similax I,sw or Act; n�r .
(b)�ex_pens�s i.ncurred for trea�nent or while confined (1) in a state
hospital as a non-pay3.ng patient or in a federal or '�eterans Adm3.n- .
istra�tion hospital., or (2) at the direction of the Vetera�s Admin-
istra�ion; nor
(c) accidental bodi?y ii�juries susta,_ned or siclmess contra,cted. by the �
employee or dependent while on active m3litQSy or navei. @uty or
w�ich resil.ts from an act o� r�rar (declared or unaecl�red); nor
{d) intentiena.11y self-in.fllicted in,jur3.es; nor
(e) pre°ancy, childbirth, abortion, miscarriage, or co�olications s3xis-
3.nr� ther�from except (a) an operation �'or extr2.-uterine pregnancy, ,
(b) intre,-�,bdomi.nal su�gery, (c} pernicious vomi�3.ng o� pregnancy .
(hyperemesis gravidasi.un), or (d) ta�temia wi�h convulsions (ecl.aa��s3.a
af pre�nancy), resulting from a pregnancy which h�s :ts inception
While th3.s coverage is i.n force with respect to the employee or @e-
pendent wife vri_L1 be covered hereunder; nor
(f) svsgery pez�'ormed or visit(s) for treat�ent(s) made by a doctor as tQ
result of an. in,jury or�sickness t�rhich disabled t,he employee �,n3, c�use
hira t� be on sick leave on the effective date o� nis 3.nsuxance vnless
such enmloyee, before the surgery 3s performed or such visit(s) �or
trea�ent(s) begin, �sha11 ha.ve returned �o active yrork on fu71-time
° for a� least t�ro weeks; nor
(g) expenses i.ncurred for visit(s) �or treatment(s) durin� any period of �
hospital coa�inement beginning before the effec�ive date of the in-
surance with respect to the person confined; nor
�
(h) dentat sur�ery or dental work or dental treatmen� o� a�y natare or ey '
exer,�ination or the �itting o� glasses; nor
� (i) routine physical examinations, he2ring aids, eye refs�a.etions or exsmi , �
na�ions, or the fitting o� eye gla.sses or heaxir.g ei.ds; nor
(�) expenses �incurred �or cosmetic surgery except to the extent necessa�ry
to repair dis�i,urement due to a.n accident occtiring while insured; no
� (k) expensea incti:rxed for treatment o� alcohol3sm or nzrcotic habits; nor
(1) expenses incurred �or services and supplies for z,ti�ich the employee or
dependent sha17. not be required to make paynent.
2. The second p�ra�raph appeasi�g under Pa.rt I entitZ�ed� "�'or Sur�ical Pro-
� cedure F�cept on Account o� Pregna.ncy" is hereby deleted a.nd there is �
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substituted in lieu thereo� the following: - ' ,
For any surgical procedure not specified in the Schedule oi Surgical Pro � �
cedures and performed by a doctor upon the employee, or dependent o£ the
, e.mployee when covered thereunder, because of such inj�ries or sucls sick- '
ness except when performed on account o� pregna,n.cy or for extraction of ,
teeth or for other dentistry, the Company wi11 determine the indemnity
payable based on a surgicEl procedure oY equivalent gravi�y and severity' '
3. Part II entitled, "For Administer3ng of Anesthetic by a ProPessional Anes-
� thesiolo�ist" is hereby deleted and there is substituted in lieu thereof t e
folloj•r.tn,�;: .
Tae Company will pay indemnity in the amount o� the expenses 3ncurred by
the employee for administering of anesthetic by a professional anesthesi �ogi:.�; -
not a salaried employee of a hospital to the e�nmloyee, or de�oendent of t e "
esployee �;hen covered �hereunder, w3sen requ3sed in connection with a sur icai
or obstetrical procedure �or which inde.�nity is pay2,ble under the �roup
policy, not exceeding Ztlenty (20�i) Per Cent of the m.z:�imum amount speci� e� '.
for the appl3.cable surgical or obs�etric�l procedure perforned as shown
- . the Schedul.e of Surgical or Obstetrica.l Procedures contained in this po1 cy. _ '
• 4. Pa.rt III entitl.ed, "In-Hospifial. Medica.l E�pense Benefit" is hereby deleted
and there is substituted 3n lieu thereo� the follow�.ng:
Tae Ccmp�,ny wL1,1, pay 3ndemnity in the amount of the expenses incurred by
' the e�loyee for visit(s) for treatmen��(s) made by a doctor *.•rhile the
employee, or dependent o� the e�nmloyee when covered thereunder, is conf eu
as a re�is�ered bed patient in a law.E'uLty operated hospital beca�e of s c�
. in�uries or sLCh sickness, except pre�aancy, not exceed7l'lg Four (�4.00)
Dolla.rs for each day such visit(s) �or trea�nent(s) axe u,zd.e during such
hospizal con£inement, but for not more than one hundred t;zen�y (120) days
on account o� any one accident or siclmess. ^ �
Provided always that no indemni�ty sha11 be paya,bZe under this Part III = r '
e:spenses in.curred on �.nd after the day a surgical procedure is perforned '
unless tne amount payable for such vi.sit(s)� for trea-t�e�t(s) by doctor
made on and after the day surgical procedure(s) is per?ormed would excee
the 2�ount pay�ble for surgica.l procedure(s).
5• Items (1) and (2) a.ppearing under the section entit3.ed, "�efinitions" are
hereby deleted �d 'there is substituted in lieu tlzereof the �ollowing:
(1) "dependent" shall mean only the employee's (a) suouse, and (b) nnm�...rri d
children, (3ncluding step-children, lega]�y adopted children and fost r
children) under 19 years of age if not a student, or to a.ge 23 if a s�u-
�.dent or to the time of marriage, whichever is earliest; aud �
(2) (a) "tot�.7. disability" w3th. respect to a.n e.�oloyee sha11 mean inabili
to perform every duty o�' occupation because of such injuries or such
sic2mess, and
(b) "-total d3.sability" wi�th respect to a dependent sha,.�.l. mean confine en�
in any hospital or inability to perform all the activita.es o� a no pe_,�-
son oi like age a.nd sex because of such in�uxies or such siclmess.
6. '2he anniversary date of this policy is changed from P�.:rch 1 0� each yeer to'
Januzzy 1 of each yeax. '
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7. Ziie second paragraph appearing under the heading "�rmination oi'.Policy" �
is hereby dsleted and there is substituted in ,Iieu thereof the follot,d.ng: �
�.e Policyholder ma,y terminate this policy as of a�y policy a.nniversary by ° .
giving written notice to the Conpa.r.�y on or be�'ore December 1 of ar�y yea�. ' .,
� � �CTIVE DATE OF INDI�TIDiJAL INSUFt�NG`� � �
Eac� employee �•rno is eli�ible for city-pay coverage wi.11 be eligible for �_e ,
, revised be:�efi�s set forth in this. anend�ent on Ja.nuary 1, 1964. _'
Ea.ch employee �rho is not eligible for city-pay cov�erage b�zt iaho is wor?tin� •-
tos�raxd such el�gibility ano. i�rho has been emuloyed continuously by the pol�cy-
holder �or or_e month t�ril.l. be eligible to become i_nsured for tlze revised bene- �
fits se� forth in this amendment lrf authorizing the 7olicyhoZder to deduct�`
the required nremium thereior xxo�i his salary or ,•ragea. �e effective dat�e c� �
such emnloyee's insurance hereunder t•ril7. be the effective da.te of this a.� na- -
ment, or the date of apnlication, whichever date is later. ,
4�hen an e:aplofee is �bsent from ��ork on the effective date of this amendm nt
. because of tentporary lay off or leave of ab$ence, aot includin� sabba�ical
leave, sick leave or compensa-Eory disability leave, the insurance hereund r ,
snall r_o� take effect until the e�oloyee returns to fu]1-t�e active �rork
' rrith civil �ervice or er.enmt status. �
' • EFFECTIVE DA� OF INSUt�ANC� LIITH RESP�CT TO DEPEPIDIIVTS
�e effective date of an erupZoyee's insurance hereund�r 4ri�h respect to his u^-
pendents sha71 be the d�.te of the employee's eligibility for insurance he�e�u:fic��• '
or the date th� emnloyee applies for such insurance by authorizin� the polzc��-
holder to deauct the required pxemium �herefor from his salary or wages, �hich.-
eyer date is later. ,
T_nsuran�e under �nis amendment �•r1.th respect to a denendent wno is disable� on �
the date such insurance would otherwise become effective shail not beccrae�ef-
fective until the disability of such dependent has terminated. Disabili�y o°
� a dependent sha_]1 mean confinement in a.ny hospital because of bodily in,j ' or
siclmess or inability to perform all the activities of a nor�a.1 person of�like
age and sex. In no event sha_L1 insura.nce with respect to dependents beco• e
effective before the insurance with respect to the emnloyee becones effec ive.
EVIDENCE OF INSTJft�1BILITY
Ea.ch erm�loyee, not eli;ible for city-pay coverage who a�nlies for the rev scd
bene�its set forta in this amendment more than 30 deys af�er becoming eli ib?c
therefor wi71 be required to furnish satisfactory evid.ence of insurabilit� �vitl:.
respect to himsel� witnout expense to the company. '
Each e�!ployee *auo ap�lies for insurance under this amendment S•tith resuect to
his dependents more tha.n 30 da,ys after the effective da�e of this a*nendme�� oi
more than 30 d�ys after beconin� eligible for such insurance hereunder ��i.11 be
required to furnish satisfactory evidence of insurability ,rith respect to sucl
dependents s�r thout expense to the company.
' ;
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r � �'1 �' i,.t] �h:J �� r(v;t, ��•
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This Amendment sha11, take effect on January 1, 19b1� in cons deration of
the paymen-t by the policyholder of the following month7�y premivms:
- � 3.40 per month for each emnloyee without dependen�s
� $,$0 per morrth for each emplopee with dener.dents
2dothing herein contained shaLt be held to vary, al.ter� wai.ce or extend an,p of tY:e
-�erms, conditicns, nrovisions, exclusions or ]�mi.tations of group .policy numbe '
�� 9�0� other tiian as above stated. This f�nendmerrt is subject to a?�. the ter �s,
coraditions, provis�ons, exclusions and limi�ations of said groun insurance po 'cy
no� inconsistent wi�h its provisions and is effective January l, 19b4,
' ST. PAUL FIRE & .•L�RINE ITdSURANCE COi�A:�f
i
, Secretary
\
ACCEFTF,D: CITY OF SA3NT °AUI, '
, , J �
Nlayor
, • � � � Countersigned:
�
� . �
� ��1.- ./���
. Com?�tro]1er� � � �•.;-
. '�;.J , _
, �
Ci:� C:_ent;
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• ��ay -._..._......,..,___.__._....__....__..�,,.......,.. , , ,,. , .,
t��.s day of �3'c:{t&:Ye,� 1964 '
Special Asst, Corpora��on Counsel
. � � • c
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