227979 ORIGINAL'TO CIS�CLERK ���1Q ,���
CITY OF ST. PAUL courici� � �
�l �`� OFFICE OF THE CITY CLERK F��E NO. _
• ,
C UNCIL RESOLUTION—GENERAL FORM
PRESENTED BY
COMMISSIONE DATF
RESOLVED, That on the recommendation of the Health and
Welfare and Insurance Committee, the Council of the City of
Saint Paul hereby authorizes the Ochs Agency to disseminate
information relative to the proposed plan of High Limit Accidental
Death and Dismemberment Insurance for employees of the City of
Sain� Paul who desire it, at their own cost, to be covered under
such an insurance program under the plan submitted by the St. Paul
Fire & Marine Insurance Company under its proposal, copy of which
has been attached hereto, marked "Exhibit A" and is incorporated
herein by reference; be it
F[TRTHER RESOLVED� tha� the proper City officers are
hereby authorized to make payroll deduetions on behalf of those
City employees who subscribe to such insurance program; be it
FINALLY RESOLVED, That the City Clerk is hereby authorized
and directed to send copies of this Resolution to the St. Faul Fire
& Marine Insurance Company and to the Ochs Agency.
FQ�R�. APPROVED �G����� ,�
_ /� �'��
As"st. Corporatian Co�nsel �
5196�
COiJNCILII�N Adopted by the Counci "R 19_
Yeas Nays qpR � �e��
Dalglish a
Holland � , Approved 19..—
Loss �
Tn Favor
' Meredith � .���.
g�.t�� Mayor >
�� �-R-vse�r A gaiIISt
� Mr.P�ident, ���'�� ` .PUBLISHED �P� � ����
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GEORC4E Ma SHEPARD � �� � r ���� . �:.�� �E`UCaENE V.AVERY
$�STREET;eQND HIGHWAY "'�Cy I TVY �0=F S A I N T =�P�A��U:L� �a a�� � ,�CH`IFF ENGINEER
J ENGINEERING COORDINATOR �y, � _- » : �� a^�� '�llj`` �
'""` � �Capital of~Mmnesota s:� .�,,x;": ��:3 �c:�f. VOKOUN �R. `
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~ d �� 1J-SUPERINTENDENT OF SANITATION
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Mar�Yi -31, 1966 ,�,�'�9�
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To the Honorable Mayor and
Members of the City Council
Gentlemen:
This is to inform you that at the request of inembers
of the Bureaus of Fire and Police of the Department of Public
Safety of the City of Saint P�aul the St._ Paul Fire & Marine
Insurance Company has proposed that there be made available
to City employees a plan of high limit accidental death and
dismemberment insurance for those employees who wish to sub-
scribe to such coverage at their own expense, arid the St. P'aul
Fire & Marine Insurance Company has submitted to the Health
and Welfare and Insurance Committee of the City of Saint l�aul
its plan for such insurance, a copy of the proposed plan being
attached hereto, marked "Exhibit A" and incorporated herein by
reference. The Health and welfare and Insurance Committee
discussed such proposed plan at its meeting on March 9, 1966,
and it appeared feasible from such discussion that a payroll
deduction could be made for those individuals subscribing to
such insurance program, the solicitation for such program to
be made by the Ochs Agency and payments of premiwns by sub-
scribers to be made by the City through �'he Minnesota Mutual
Life Insurance Company to the St. P�aul Fire & Marine Insurance
Company along with the regular monthly deduction for medical
premiums paid to said St. P�aul Fire & Marine Insurance Company.
The Health and Welfare and Insurance Committee, at
its meeting on March 9, 1966, by motion unanimously adopted
by members present at such meeting, determined to recommend
to your Honorable Body that this type of coverage be afforded
to City employees eligible therefor who wish to subscribe
to this employee-pay high limit accidental death and dismem-
berment insurance.
At the same meeting, the Health and Welfare and
Insurance Committee considered a proposal from The Minnesota
,
- � ..
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, t
Mayor and Council 2. � March .31, 1966
Mutual Life Insurance Company whereby said Company would make
available to those employees desiring to pay the premiums
therefor a flexible premium annuity plan as more fully out-
lined in the brochure submitted by said insurance company
to the Health and Welfare and Insurance Committee� a copy of
said brochure being marked "Exhibit B" , attached hereto and
incorporated herein by reference. This plan also contemplates
payments for such annuity b y the City employee through the method
of payroll deductions . It appeared during the discussion at
the Health and Welfare and Insurance Committee meeting that
� the plan for such payroll deduction is feasible• This plan
is similar to that presently available to employees of Ramsey
County and in which some individuals in the service of Ramsey
County have been participating for approximately a two-year
period.
The Health and Welfare and Insurance Committee, by
motion unanimously adopted by all members present at the March .
9 meeting, determined to recommend to your Honorable Body that
the said annuity program be made available to employees of the
City of Saint Paul who desire to participate in such program.
Resolutions for consideration by your Honorable Body, authoriz-
ing commencement of the plan of high limit accidental death
and dismemberment insurance as well as the flexible premiwn
annuity plan are transmitted herewith.
Yours very truly,
s
es . teve son, ecre ary
Health and y+Te�fare and
Insurance Committee
REO:bl
Enc.
- , . - � . � ����'
- . , , . , 9�9
• . • A PLAN OF � ,
' ' � � HIGH LIMIT ACCIDENT INSURANCE FOR �
� CITY OF SAINT PAUL �
� . .
PERSONS ?0 BE INSI�ED CLASS I • : _ FULL 71ME EMPLOYEES UNDER AGE 7� YEARS WHO ELECT
TO pURCHASE COVERAGE•
_ i
CLASS I ) : SPOUSE OF CLASS I INSUREO PERSONS WHO ELECT TO
, PURCHASE COVERAGE.
COVERAGE r i . TWENTY—FOUR HOUR ACCIOENT — EXCI.UDING
- , POLICYHOLDER OWNED�OPERATED AIRCRAFT.
BENEFITS , CLASS I . FROM �S�OOO. TO $'IOO�OOO. ACCIDENTAL DEATH Rc
` � DISMEMBERMENT WITH PERMANENT TOTAL DISABILITY*
�AGES 6') THRU 7O� MAXIMUM �50�000. � IN MULTIPLES
�� ' o F $5,000.
'x'PAYABLE WEEKLY AT1'A RATE OF ��� OF �� OF THE
PRINCIPA•L SUM FOR �tOO CONSECUTIVE WEEKS•
' CLASS II t FROM �5�000. TO �25�000. ACCIDENTAL DEATH 8c
� DISMEMBERMENT IN MULTIPLES OF �5�000. BUT NOT
AN AMOUNT IN EXCESS OF THAT APPLICABLE TO THEIR
� HUSBAND OR WIFE.
- • • �
TERM �, : 12 MoNTHS.
�
' ' k
• �
AGGREGATE LIMIT OF INDEMNITY : $1,000,000. '
�ANY ONE ACCIDENT . �
r
EXCLUSIONS � . SUICIDE OR SELF—INFLICTED INJURIES� DISEASE�
LOSS CAUSED BY WAR OR ACT OF WAR OR WHILE
SERVING IN THE ARMED FORCES� OR AIR TRAVEL
. OTHER THAN AS A PASSENGEf2 AS DEFINED IN POLICY.
r, .
PREMI(1M, ANNUAL CLASS I : �.�0 PER MONTH FOR EACH �5�QOO. ACCIDENTAL DEATH
Sc DISMEMBERMENT WITH PERMANENT TOTAL DISABILITY. �
- [ �
CLASS II : �.32 PER MONTH FOR EACH �5�000. ACGIDEN7AL DEA7H �
& DISMEMBERMENT. � �
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INSVAF��CE COMNANIES �
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irmM Iri�r�..I��r��rll ��w�I IM sNS/ .
F,�XHIBIT A
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- .,- ` _ :'re�eo].u�itin, Cowicil �'fle �o. '227979, -today, vi.th re��ez�nce . � . _ ;1 }
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