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233641 ORIGINA�TO CITY CLERK 23�641 ,.z�� _ , CITY OF ST. PAUL FOENCIL NO. ' OFFICE OF THE CITY CLERK C U IL RESOLUTION—GENERAL FORM � PRESENTED BY � � COMMISSIONE DATF - WHEREAS, reports have been rec;eived that insurance on homes in the Summit-University area can be obtained, if at all, only upon the payment of egtremely high premiums � compared with those on homes elsewhere in the City; a,n.d � WHEREAS, the Mayor wrote on May 16 to Mr. Edwin L. Wang, Commissioner of Ins,urance of the State of Minnesota� _requesting a State investigation to determine whether these reports indicate a practice in the insurance industry; and WHEREAS, by letter of May 22� of which a copy i� attached� �it was indicated by the State Insurance Division that the Division had apparently delegated its authority in this . � andPect to a public relations man for the insurance industry; � . WHEREAS, it is the opinion of the Council that an investi- gation of this problem should be carried out by the State insurance division itself, and that the Division should not � - rely exclusively upon the in.dustry about which the complaints . are being made for its information; now, therefore, be it -- - --�--n __ - �. RESOLVED� by the Council of the City of Sain't Paul� �- that the Council formally requests the Governor of the State o � �-a of 'Mnnnesota to instruct his Commissioner' of Insurance to � � order a complete and thorough investigation of this problem �, � to determine whether the insurance industry is in fact re- ; � , o � fusing to insure homes in the Summit-University area except p upon the payment of egtremely high premiums and to suggest � � possible solutions to such problems which, after investiga- � tion, the Division finds to egist; and be it FURTHER RESOLVED, That the City Clerk is authorized and directed to forward a copy of this resolution to the Governor and the Commissioner of Insurance of the State of � Minnesota. .,,� _ COUNCILMEN Adopted by the Council�AY 2 4 196, 19— Yeas Nays �- �IAY 2 4 1967 Dalglish � Approved 19— Holland . Meredith Tn Favor Peterson Q ', Mayor Tedesco A gainst Mr. President, Byrne �U�1.ISF�ED �AY `� '� ����' • ' �za / .}. �,,�• • T E �L� � ' y �'C�-`� (�`C?�U'.. — i ,� .��i�F ' �i�/`�/ " �i � /J E� . ' � •, f //,Ji i ! ^ ,r, �'N E 5�� /���U G ��e � �Ctxu�.es�x I[�lSURANCE DIVISION � � Z3� Mary zz, 1967 �ttin# �t�ul, �i:m_SxlI�1 . �, ��� � � � � �•�ih'; • �.��t_. . ,�.. z— . .:... .,c; r1"<:,- ;: ,fl a1 , . .. ' 'The Honorable Thomas R. Byrne f 1 r`�( � � }�J7 ' riayor of the City of Saint Pau1 � A�v a FA r�,tecutive Department � r �j ��,� g; u w '� � � St. Paul, I�ti.nnesota C_���� �I�• t'��^� 1 � i �I �ti ,i ,I� , � _ , . . , Dear -A�iayor Byrne: Re: Properts Insurance P•4arket Problems ::ctin� Commissioner L. Edwin Wang has referred to the writer your I•fay lb letter relative to insurance market problems in the Summit- University area. � �ecutive Director Robert Provost of �he hiinnesota Insurance Information Center and the writer have represented �.ctir� Commissioner 7�'+ang on insurance ma,rket problems arising in the Twin Cities area. The first incident came to our a�tention in connection wi.th the ��. P�ul Pioneer Press Z�Iarch 9 newspaper article "Homeowners Protest Insurance Blackout, " which pinpointed Slunmit-University as an insurance problem area. �Iro Provost, who represents all licensed insurers, contacted those described in the March 9 news release and established a communication program by responsible community leaders whereby all complaints dealing with cancellations and termination of insurance policies would be channeled. -to the community leaders who, in turn, would relay the complaints to I4r. Provost for his personal attention. . . To our best knowledge, the procedure has produced the desired results; at least, that is the way it looks from here. The Maxch 9 • . news release trigger�ed off a flurry of inquiries from �vin City � • legislators and others, the most recent inquiry dated rZay 5 by the St. Paul Urban Zeague, which was acknowledged on I�ay 10 as per the attached photo copy. �. ' ' �O • � . � '` ` r . t � r7a,yor Thomas R. Byrne -2- I�y 22, 1967 In conclusion, if your P�Iay 16 letter is prompted by recent �---�-� +r� cancellation complaa.nts to your office, please have the aggrieved� - �'i'�� � persons contact I�Ir. Provost. Fhone nuriber 339-9273• I'�a1ling address Soo Line Building, I�ti.nneapolis, TSinnesota 55402• L / �'�/�7 � I C,�'� I�Iost sincerely,� • ,�. L. �DttiT�N tnr.ANG , �� P Actir� Commissioner �v 1 � � . ' /i • � t�-//-�- �' 't ��t-,�-e"r�(.=�.n.� A. C. Richter, tilanager • - . Rating Division - �CR:jmr • ' Enc. � cc: Robert Provost, Executive Director Minnesota Insurance Information Center P.S. - Since this dictation last Friday I heard you on this same subject on the Sunday noon TV news, which leads me to believe the coordin`ting and communication system described herein isn't functioning efficiently; hence, the complaints are not being � channeled to ��ir. Provost. • ,, . . , • . .- . � _ . . _ . _ � ,. .�,�----.--TT - � • - ' � ,Te • ,,.� . . • �, r r ' ' . / p • ' . 1 . ' I.� �.UD �7 . � ' � .. . _ . . �.o b�73�, Lxs1�k''� I�,E,� ' • :�3�� l�°�p �� z.�s"L � ���.,>"� ' . .�o F'� {��i�`"'� �i � � � . . . � ��t� r�o 1.�...� �� �.�a ��..� � D�' !a'�`'o ��s ' � ' , - _ �► ��:s.'�t� ;�' :'�I � ��'.�� � �s �. 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' � r, � . i .r �' r n ' • - , ,,f�, ;'�'o �'b �;o t�I°'L�S�3 � ' ':.�'� 2Qm �l�j , : . � �4� r� a �^j � � !�??�y � �*^:� �.�,*t3F� '�9 �m ` . � :.�,� fit��� � g� ���a a� �ficv�,� � �rb.� � A�4� �.:.� � F.��'0 s�'.��e� � � � �' �'�3�'130 � - :�.� t��3���3�ya . b,� L�B L�►��3 � . '. � �„�„� . ��r � " , . ��� '� C�� ' . : �r ��e��:� �- � �R3��m �-,h;;"�° � - . . ;: -:.�� ' ��x ... �g�, �3� �� �-� �-►�,�;,� � . . � ��� ��o ���� ��� ��',�.�n ��►''^�� ���"� �� ' � . . . _ ' . . „�r ' . ' ' p s , , , , • `,j, .,�e `� _ • • - ' - - , `�,' ' - "' . . , � _ � � - �t4� �, - �, ' - , _� . •_ • F' •.� , • � ��. ��-� �/ M1 - ` . .. .. . _ . - . _ � • ��� .- • � , V _ • _ , � n • ' • , � ' •- . , � =r � . • �• _ • i _ . ' - � � „ I 3 .� • � � ` • � • . � • . � ' ` . . . ` ` . �' ' . � +I. . _ • . r . . . � _ , r . � � - � - • - � - . • • � . �' .� ` • • " y t_`�L - l ` , _ , • ,, _ . . � � • May 2�+., 196'� _ � , : - - - - � - ' - - - " � �� � � � . ' �.�� • - • � i ' - ' ' - • � � - � . � : . .. -_ • . _ --_ - - _ , � _ : . . = - -_. .. � �.. ' . " ` . . � • : ` '- . ` ' _.- . - , _ . _ _ r . . ,,� � �tate Commissioner of Ineurance=: . > . - � ' , � � _ � State Office� 8�ilding' ., - � __ -. . . - _ - St r Paul., Minneeota - • � . . , - - ' � .�- ', Dettr`Si�t `� � � � . - .� _ .. _ ' ' - _ c '� . - � r. .. The City Cquncil�directed z�e to �ser�d � enclosed copy of'�a� resolution� � - z • - � , ,- Couricil E�:le No:,2336�+1,� ado day� .h reference to`a complete and - � _ _ thorough 'inve�tigation of ns e -p em descri�ed in �he`resolution. , _ � _' � - + r L 4 . _ ` " - " ` i — - . . -. _ , Y!'�I tY'LII� xOUT$� - � -. _ - ` •Y _' _� - _� . ' - . �~_ . . ' ~ - ' � ' _• - . , �_ � , . ,_ , _ . . . , � - ' a � - . � ' _ � : � • _ i ' - � -`City Clerk " - , : . -: � - _ - ng -- . - . �. ., ., � . { - _ 'a , , . -.�-� - , . - __- : _ _ - ; ' . . ,_ . . , . . � : .: _ . _ . , . _ , _ .- _ , . ,. . � _ � • �- � � . - . , � ` t . _ • - _ _ . . . . - .. - k _ � _ � . � . _ - -- ` ` � _ , . '�- . ?� ___j - - T ` , ' , . • ' ; : - -' - i ,,. ' _ ` � ' - ' - . • . " . . _` � � � , _.. ^ R , , -`7 _ ' � . - • - ` • ,' y ' • _ ' ' 4 � . . � � _ .' � _ � ' ' , ', ' = a . ` Y 1' '. " ' ' � - ' , � _ ,. .. . � . ' . . - _ -. = - � . � . . . ' , a ' _. " - f s � ' .. _ ',� . . � - _ - - '" '-. � - , „ ` � . . _ ' � ' , . . �-_ � - _ ' - • . - ' . - _ � ,. .- r " ,'.. , ' � . t ., -. . . . . .- -- - ' - -c . -.. � ' _ ' '- ` ' . .. - .. r < - ' - "- - �{• •'f� .'r � ,. _• ' --" ' . . . ` . Y- ' • : . - . - '" ' " . t• '.. ^ ' - . , � ±�y•V� '�� ^ ,"-. _ ` ` • • r' � ~ _ '.1.� ' � J, ' _ , �� • + ' . ' _ . . " • ' , _ . ' . S .- _ ' • - . - - � . . - • a " . ` � ` L -.' ,. `.. _ . j - , . t _ ,`� . ` ' t _" • ` � •. ' _ • _ � '_ " ' ' " _' ` y - , � . ' • ` � ,�. e _ • • - '� • � _` � ~ � R � _ . - _ o - • �' - .. + ' _ r ' ' , ' . ` . . _ � _ �� , ' _ _ � . • �:' _. � , � ' .� � ` _ - � � - ` _a 1 M1 " ' .� - • ' � . • � • - , , r t . � � . • _ _ ' . - . . + �- r .` ` - _- " . - M�y 2��' 1-967 - - - ` - � _ _ . ' - � � - �- - � - - r�. . - ._ . - _ - - _ - _ .- - - _ - - • , . � - _ -�_ 1 _ o - - _- - ' -` ,ts - � � _ . . - -. � . -, - . , - . - . �'• � � _ - �- - - . . _ -.. _ . . � � - : �^ = . . . . - - - -:�, - ,.- _ . • - ' ` - + � . ���on.Harold;F. LeVander - _ �� _ -- �.. - ~_� ` - - . " - � Governor - ' • " . " - . • - ' - - - � -State Capitol - � . . - . . ' _ . _ �. $t: Paul,_Minneaota-� ' - -- ' . - • = _ - . ' � . - , - ' . Dear Sir 2 Y .a � � � . � ' � , � ` . - The City Council directed me end y he enclosed� co�y of a_ reso].ution, - , Council File No. 2336�+1� gy,_ e u�at3ng you to instruct. youx - � Co�nfssioner of Insurgnc o orcler ompl and thoraugh inveatige.tion _ � �- �-� of the� inauranc� probl eacribed i the resolution, ; - �� . ' -_ � - - - - -` -�_ - _ ' _ . �. . �� qery truly yrnu.e, '_ -' � _ ` ' - . : _ . . _. _'" � " � City'C1erk� ' ' ' , . -ng �.- _ . � , � _-. : - - - - , _ ,_ _ . - � _ ' . . - - � . . . : . a r' .r . � _ , ' . -- ° ' • - • � ` -` -� - _ . ., - ' - . . - . , • ' � ` -� + . - _ 5 , ,� ' ' - , , ; • ; ' - ': .. , - , '� " , � ' . - � , -+ s _• -. _ - . � .. . � � � � - � _� . - _ . - a - - ' , _ ' , - ` •.'' - ' - -_ ' - � ' - ' , '- - - - ' , � _ � . _ ` � - - r .� u _ .L'y y •_ t � • • . . . - • � '. � . . _ ± ' _ " , , - J - ` . = ", _i, + `- ., ` � � - ' _ .Y • _ , f..P � • , - ,� � � , � r. . � � � ,� T E � C�.lil� � . ,�5.,�..w,�� 233641 - � .- /� '- a ,�._;�� ��;Yl�L . .l � .� f ir� ., � /'� "�!� 'Q NN E 5�� ' �#� �£ �ix�e�.o�t INSURANCE DIViSIOi�d M�y 22, 1967 ��in# ��,.�imz. 551Y�1 • . i • } ���,���� `� �'-� � 5."- , '� ,r,'r.; r'1'= 4� I �r., � . . . , . ' 'The Honorable Thomas R. Byrne � jg� ' . ; Nayor of the City of Saint Paul ' , �to r�raY �, .. � �� ' �cecutive Department � ��A���y�i�j�i�%��1w�����a�6 • St. Pau1, Mi-nnesota � � � Dear •Mayor Byrne: • .. � ' . Re: Property Insurance �Iarket Problems �cting Commissioner L. Edwin V��ang has referred to the writer your ; I�iay 16 letter relative to insurance market problems in the Sumrnit- � University area. � � ,, bcecutive Director Robert Provost of the rLinnesota Insurance ' Information Center and the writer have represented Acting Comr_ii.ssioner �, Trlang on i.nsurance market problems arising in the Twin Cities area. ' The first incident came to our a�tention in connection ti�rith the iSt. Paul Pioneer•Fress Z�Iarch 9 newspaper article "Homeowners � � Protest Insurance Blackout," which pinpointed Summit-University ' as an insurance problem area. NIr. Provost, who represents a11 licensed insurers, contacted those described in the March 9 news � ; release and est�blished a communication prograzn by responsible � community leaders whereby all complaints dealing with cancellations , ' and termination of insurance policies would be channeled. to the icommunity leaders who, in turn, would relay the complaints to � I-1r. Provost for his personal attention. i i 1 To our best knowledge, the procedure has produced the desired ` results; at least, that is the way it looks from here. The Maxch 9 news release trigger�ed off� a flurry of inquiries from 'l�,�rin City • legislators and others, the most recent inquiry dated T�Zay 5 by the St. Paul Urban League, which was aclmowledged on I�La.y 10 as per the � attached photo copy. ; . ; • � � , t. j �O � . y, __� � ?f� i` ��` . f P�Iayor Thomas R. Byrne -2- I�iay 22, 1967 ; 1 F . In conclusion, i.f your P�Iay 16 letter is prompted by recent --�� �"I✓c� cancellation complaints to your office, please have the aggrieved� � �!'-�Y persons contact I�ir. Provost. Fhone number 339-9273. I'�ailin � address Soo Line Buildi I�Zinnea Lis rZinnesota , g `� L � I�J�� �� i� � 55402. � � I�Iost sincerely, � �,-p � c,o,c,� L. ED��'IN ��TI�IJG � _ �J � ��p P Acting Commissioner r v � C f t�G�""'" _� - � � � � r��-- C��t—�—e't--�,c.� A. C. Richter, i�lanager • Rating Division - t • ' � ACR:jrnr • � � Enc. � cc: Robert Provost, Executive Director i f � I�.innesota Insurance Information Center � � P.S. - Since this dictation last Friday I heard you on this same subject on the Sund�y noon TV news, which leads me to believe the � ° coordinating and communication s yst e m d e s c r i b e d herein isn't functioning efficiently; hence, the complaints are not being channeled to P�ir. Provost. . ' � , . . � i I i , ' � � - 4 } - ; , I . , . � � � '� - _ _ r, ._ ' '_ ., , - - ` - _ •. ' _ L _ _ _, '_- ` + �_ _ ' •_ . _ ` � r" ' . '_ _ ' " � . , � n � ,' ' ~-• ' �" ~ . � -.. - , . - .. - „ . , - ti,� " -' .. F. ,-- . - _ - -- , _ . ' , _ , -� . , � . - _ tr '- . � . - � T, � - - - , . _ - • - - _ � - ` r ' ' - . � _ ... c/' .�� ._ � . _ � - • ^ _ .. `_ � ' t • ' _ � '� _ '. ' • + � • � , � + •- . � ' • - ., � ` _ - ' • � t � _tKS � ' ` . . ` ' ' " i _ " -- - _ . �- -- . _ � MaY--2�, 1967' _ �j - . . : � , � , . • � � � _ - � ,�. � � � - � - . - ' � - . � � - � ' � - ", � �- - _- . . - _ - - .- � - - -� � . ` . �Mr� Joseph P. Summer$ _ - � , � " • • - . _ r . _ , y .. - _Corporation Counse�. -�, _ : _ _ ' ��_ - ' � . - � .� . _ � "• . , ' Building= , : , _ . - _ - ' • _ - . , - - , , • , � Dear �Sir t . • - . . _ .- ..� < � _ " . , � - The City Council today, upoti.heari he .Mqyo ' reactiona to the attached� - ' • correapondence oP Mr'. Robert Pravos nter ed a suggestion that�.a reso- , . , lution.b�'prepared asking that�_the In c Co�isaioner -o� the $tate of _ _ ; . Minneaota a�t_ on the�ca�►p].a , 'per attached letter �of' the 8�. Paul ' ,_ � � . Urban Lea�u�. _ Pl�ease note tteri c laint from Ted Allen. . - __ �For 9our informatidn, Mr on puQls�ta weus present �at� �he•Ci.ty Council . , . - " - . • _ meeting this-mornin8-: , , - - _ - � _ , . • - . . . _ F , � F- • , �' � � _ � � , Very taruly yours, _- • _ . .. _ - . - . . - _� �� - = . � _ C3.t3r cferk � - - ' • . . .- - ' - MS�ng:- . -_ - . , '_ . : ' . ' . � . _ : _ . , .� � � - • ' . - - .,� _ . _ • - - . ` . ' .. . -, - , - _ . . � - . . : . , - - _ � .. _- � � � - . .. ; - . . . - ., '�} • - . j _ _ ` - _ - �_ - . _ _• r " - , ' • _ ' - •, • _ , _ . � ` _ - _ ` ' ` 'y � __ - ` � � � - .- '. -, ' , � _ - � • - ; .-.S_ � c . : " . ` � .. , _ . ' R • , _ ¢ - . - � - . - - - ' S — " ,_ � - - , __ ` _ � . _ ' ' � � .� s � ", ? _ ` " 1 • . .. - _ _ _ r r- , - „ � -� � " ' . - .- '�` ,. . " - . - , • _ r ,__ . -> , . , � - , . - - • - � - _ ' - - . . . _ - , . - � - ', " _ 1 '. • , . � _ - _ . . + � . " • , Y . ': . . . ' i^ +` ^ ^ _ . �: , w ` , _ ' . ... � ^ , ' � • .' -_ •• ` ' t � ` --. - . � '_ - � ' �`" F ' ' ° R ' 4 _ � ' ' '. ' ' -, . . . . . _ - f ,, i � - _ � > . `� ' " ` . � ` -.. � - � - ` . . . - -'' ' _ -S • . . . ., • . . ' . , _� - , - � ''�� DUrLICATE TO rRINTER 23�641 ,. CITY OF ST. PAUL FOENCIL NO. OFFICE OF THE CITY CLERK COUNCIL RESOLUTION-GENERAL FORM � PRESENTED BY COMMISSIONER DA7F _ W�REAS, reports have been received that insurance on homes in the Summit-IIniversity area ean be� obtained, if at a11, only upon the payment of eztremely high premiums compared with those on homea elsewhere in the City; and • W�REAS, the Mayor wrote on May 16 to Mr. Edwin L. Wang� Commiasioner o� Insurance of the State of Minneeota, requeeting a State 3nvestigation to determine whether these reports indiQate a practice in the insuranoe industry; an.d WSEREAS, by letter of May 22� o� whioh a copy i� attaohed, it was indicated by the State Inauranoe Diviaion that the Divieion had apparently delegated its.�au thority in thie respeot to a public relatione man �or the insuranoe industry; and " � � W�REAS, it is the opinion of the Counoil that an. investf- gation of this problem ahould be carried out by the State in�uranoe diviaion itself� and that the Divi�ion should not rely exoluei�ely upon the industry about which the complaints are being made for 3ts in�ormat�on; now� therefore� be it RESOLVED, by the CounQil of the City of Saint Pau 1, that the Council formally requests the Governor of the State o� Minnesota to instruot his Commissioner o� Insuranoe to order a oomplete and thorough investigation of thia problem to determine whether the inauranee induetry is in faQt re- fueing to insure homes in the Summit-IIn�versity area ezoept upon the payment of eztremely high premiums and to euggeat poesible eolutions to suoh problems wb.iQh, a�ter inveatiga- tiany the Division finda to e$ist; �nd be it FIIRTHER RESOLVED, That the City Clerk ie authorized and direated to forward a Qopy o� this resolution to the Governor and the Commisaioner of Inauranoe of the State of Minneaota. COUNCILMEN � y�'^j 2 4 19�'' Adopted by the Council 19._ Yeas Nays , Car�son �py 2 4 �967 Dalglish n Approved 19_ Holland � Meredith In Favor Peterson , Mayor Tedesco � Against Mr. President, Byrne �zz � l � ,, ; , -� . . ; ' . - i Draft of attached Se ction VI G showing change$ � Z3 3 ��L`�� See also explanation attached • ' (Not for publi�ation) `` ' - �• . . _ I. � "C Commencing on tho lOth day of June, 1967; and the l�th, day of f June of every third year therea£ter, the Civil Service Sureau of � the City o£ Saint �'aul shall conduct � survey of the maxirnum � �alaxies of Patrolman (or position of equivalent title) in the ten ' comznunities with the largeat populatione �in the area included in , Ramsey, Hennepin, Washington, Dakot�. and Anoka Counties, whi'ch.ten largest r�nunicipalities �+ha.11 be spec3fied by resolution � adopted`by the Council of the City of Saint Paul. Adoption of the � aforegaid reaolution by the Cour�cil �hall be between the firet and the tenth days of Jun� of the year in �vvhich the eurvey ie (1) conducted. The n�ximum 'salaries of Patrolmaan is �uch con�- munities taking the ealariee of the five af theee communitiee ,, paying the 'higheet Patroiman.ealaries, taking the unweighted average thereof� shall then ba compared with the exietent maxi- mum ealary for Patrolman ix� the ,�ity of Saint Paulr,ax�c�-�.x- (2) . �n the event the a.ve rage inaximum salary in auch communit3.e s , � i.e l.ower than the exietent ma�simum ealary fo'r Patrolman in the . � City of 5a4nt Pau1, salaries ahall not be reduced but adju�tments ahall b� made by granting only 50 pex c�nt of the increaee due in any future annual survey until such time as the City rates no - (3) longer exceed the eurvey rate�. �=1�a�a�-g�a�i�-ir���ie-su��}�- (4) �a�es-�a��.��ear�-yea�he a�eE�-tt���.e-a��vag�axe s� In the event the avera � maximum a$lary in a�-ee�s�t}fi such communitise is hig er t an the maximum salary f4r Patrolma.n in the City o � Sai.nt Paul, the Council shall, by re�ulution, on public h�aring • a.fter published noticc thereof given not le�a tha.n ffve days prior - to euch public,hearing� change the maxfmum salary for Patrolm�n � in the City o£ $aint Paui so a� to eonform to the afore�aid area salary average. Iu the event the maxinnum a�lary fo� Patrolman � is ad�u$ted in accordanCe with the foregoing provieion�, e�uch per ceat o£ change shall be applied uniformly to the ratee for all . positions �.n the .Police Group and for all poaitions in the Fire Group. All �uch changes ehall become effect�ve on the firet day 1 of the-first whole payrotl peri.od in July of each year aforeeaid. " ; :�