04-48Council File # � — � D
Green Sheet # �� �� { -�
RESOLUTION
CITY OF SAINT PAUL, NIINNESOTA
Presented By
Referred To
Committee: Date
1 WHEREAS, an administrative hearing was held before Administrative Law Judge
2 Kathleen D. Sheehy on November 20, 2003 on a renewal application for a currency exchange
3 license by New Money Express, Inc. for the premises at 785 East Seventh Street, Saint Paul; and
4
WHEREAS, notice of said hearing was duly published; and
6
7 WHEREAS, objecrions to the renewal of the license were received, and the interested
8 persons were duly notified of the hearing and their opportunity to be heard in opposition to the
9 issuance of the license; and
10
11
12
13
14
15
16
17
18
WHEREAS, the administrative law judge issued Findings of Fact, Conclusions and a
recommendation on November 24, 2003, recommending issuance of the license; now, therefore
be it
RESOLVED, that the Findings of Fact, Conclusions and Recommendation of the
Administrative Law Judge shall be adopted in its entirety and shall be attached and incorporated
herein by reference; and be it
�
19 FLTRTHER RESOLVED, that the currency exchange license renewal appiication by New
20 Money Express, Inc. for the premises at 785 East Seventh Street, Saint Paui be and is hereby
21 approved and said approval shall be forwarded to the Commissioner of Commerce of the State of
22 Minnesota.
Requested by Department of:
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BY:
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� Green Sheet Green Sheet Green Sheet Green Sheet Green Sheet Green Shee��
DepartmeM/office/council: Date Initiated:
�p — 1.icensermspection/En.�ironrrot o��-� Green Sheet NO: 3010095
Confad Person 8 Phone• Deoartment Sent To Person InitiaVDate
Ginge�Palmef � 0 icensellns ec[ioNEnvironPro
2 � 87 �� /lssign 1 ' Attornev - Gin erPalmer 1—g—��
Must Be on Council qqenda by (Date): Number Z ;ceosellos ection/Environ Pro De a en[ Director �£ R
For
ROUfing 3 a or•s Office Mavor/Assistant
pb� 4 ouncil
5 iN Clerk Ci C7erk
Total # of Signature Pages _(Ciip All Locations for Signature)
Action Requested:
Memorializing the Council's action in granting a renewal applicarion for a currency exchange license for New Money Express, Inc. fo:
the premises at 785 East Seventh Street, St. Paul, as reconunended by the administrative law judge, Kathleen D. Sheehy.
Recommendations: Approve (A) or Reject (R): Personal Service Contracts Must Mswer the Following Questions:
Plartning Commission 1. Has this person/firm ever worked under a contract for this departmenY?
CIB Committee Yes No �
Civil Service Commission 2. Has this persoNfirm ever been a city employee?
Yes No
3. Does this person/firtn possess a skill not normally possessed by any
. current city employee?
Yes No �
� . Explain all yes answers on separate sheet and attach to green sheet '
Initiating Problem, Issues, OppoRunity (Who, What, When, Where, Why):
An admiiiistrative hearing was held on 11-20-03 regarding a renewal application for a currency exchange license by New Money
Express, Inc. for the premises at 785 East Seventh Street, St. Paui. On 11-24-03 the adminishative law judge recommended issuance o�
the license. A public hearing was held 12-17-03 wherein ffie Council adopted, in iPs entirety, the ALJ's Findings of Fact, Conclusions
and Recommendation for issuance of the license.
AdvantageslfApproved:
Granting of a currency exchange renewal application.
Disadvantastes If Approved:
DisadvanWges If Not Approved: �
Renewal application would be denied.
Total Amount of Cost/Revenue Budgeted: �
Trensaction:
PundinpSource: ActivityNumber: ��'`�' ��"�'��"'"°� ��"�
Financial information:
(Explain) - ,�� � � ��� °q�
�..
STATE OF MINNESOTA
OFFICE OF ADMIYISTRATIVE HEARINGS
100 Washington Square, Suite 1700
100 Washington Avenue South
Minneapolis, Minnesota 55401-2138
TELEPHONE:(612)347-7600
TTY:(612)341-7346
November 24, 2003
�iECEIVED
Don Luna, City Clerk
City of St. Paul
170 City Hall
15 West Kellogg Bivd.
St. Paul, MN 55102
Re: In the Matter of the License Renewal
Application of New Money Express Inc.
OAH Docket No. 3-6020-15622-3
Dear Mr. Luna
NOV 2 : �n�i:t
Cl�Y ATTORNE�'
p�-��
Enciosed herewith and served upon you by mail is the Administrative Law Judye's
Findings of Fact, Conclusions, and Recommendation in the above-entitled matter. Also
enclosed is the official record, with the exception of the tape recording of the hearing. If
you would like a copy of the tapes, please contact our o�ce in writing or by telephone at
612-341-7448. Our file in this matter is now being closed.
Sincerely,
KDS nh
Encl.
cc
Virginia D. Palmer, Assistant City Attorney
Frank A. Dvorak, Esq.
��.�z.�� J . �' i.�-�
KATHLEEN D.SHEEHY �
Administrative Law Judge
Telephone:(612)341-7602
Providing Impartial Hearings for Government and Citizens
An Equal Opportunity Employer
Administrative Law Division & Administrative Services Workers' Compensation Hearings Division Workers' Compe�sation Settlement Division
Facsimile: (612) 349-2665 Facsim�le: (612) 349-2691 Facsimile: (612) 349-2634
o�.-ag
3-6020-15622-3
STATE OF MINNESOTA
OFFICE OF ADMINISTRATIVE HEARINGS
. FOR THE ST. PAUL CITY COUNCIL
In re the License Renewai Application FINDINGS OF FACT,
of New Money Express, Inc. , CONCLUSIONS, AND
RECOMMENDATION
The above-entitled matter came on for hearing by Administrative Law Judge
Kathleen D. Sheehy, serving as Hearing Officer for the St. Paul City Council, on
November 20, 2003, at 10:00 a.m. in Room 42 of the Ramsey County Courthouse.
There were no post-hearing submissions. The OAH record closed on the date of the
hearing.
Virginia D. Palmer, Assistant City Attorney, 400 City Hall, 15 West Kellogg
Boulevard, St. Paul, MN 55102, appeared on behalf of the City's Office of License,
Inspections and Environmental Protection (LIEP). Frank A. Dvorak, Esq., Foley &
Mansfield, 250 Marquette Ave., Suite 1200, Minneapolis, MN 55401, appeared for the
licensee, New Money Express.
This report is recommendation, not a final decision. Under the St. Paul
Legislative Code Section 310.05 (c)(c-1), the City Council wiil provide the licensee the
opportunity to present oral or written argument to the city council before it takes final
action. The parties should contact the St. Paul City Council to determine the procedure
for presenting argument.
STATEMENT OF ISSUE
Should the currency exchange license of iVew Money Express be renewed
without conditions?
The Administrative Law Judge concludes that the license should be renewed
without conditions.
Based upon all the proceedings herein, the Administrative Law Judge makes the
following:
FINDINGS OF FACT
1. On October 1, 2003, the Department
Licensee's application to renew its currency exchange
Street in St. Paul to LIEP.
of Commerce forwarded the
license at 785 East Seventh
' Ex. 1.
o �- �,�
2. On October 9, 2003, LIEP provided notice to nearby neighborhood
organizations of the license renewal application and advised the organizations that if
objections were received, the matter would be scheduled for a hearing?
3. LIEP also notified the Licensee that objectors had 15 days after being
notified to object to the license renewal 3
4. On October 16, 2003, LIEP published notice of the license renewal
application in the St. Paul Legal Ledger and invited objections.
5. LIEP received a letter dated October 24, 2003, from the St.. John
Evangelical Lutheran Church and Christian Day School. The Church objected to
renewal of the license on the basis that (1) the business attracts unlicensed street
vendors who operate in the area where parents pick up their children at the end of the
school day, and (2) the property was often filled with garbage because there were no
trash receptacles on the premises.
6. The City issued a Notice of Hearing in the matter on November 7, 2003,
which set the hearing date and time for November 20, 2003 at 10:00 a.m. at the
Ramsey County Courthouse. The Notice of Hearing was served by mail to Bonnie
Schoenberg, General Counsel of New Money Express, Inc., at 550 Frontage Road,
Suite 3785, Northfield, IL 60093.
7. The trash the church complains about is not generated by the business
operation of New Money Express but is either garbage left behind by cust6mers or
garbage that blows into the parking lot of New Money Express from other locations
nearby. Since receipt of the church's objection, New Money Express has installed two
trash containers on the boulevard adjacent to the property.
8. The street vendors the church complains about mainly sell clothing out of
vehicles parked near New Money Express. The vendors target customers of fVew
Money Express and anyone else who is nearby, including members of the church 6
Various neighbors as well as employees of New Money Express have called the police
to stop the peddling by unlicensed vendors. The vendors no longer park in the New
Money Express parking lot, having moved across the street to park in front of the
church �
9. The Dayton's Bluff Community Council failed to provide timely written
notice of its objections to renewal of the license. It has the same concerns as
expressed by the church, and in addition objects to the behavior of some customers
Z Exs. 2 and 3.
' Ex. 4.
° Ex. 5.
5 Testimony of the Rev. Jeremy Glowicki.
s /d.
� Id.
2
�`�' a�
who loiter in the parking lot and sometimes audibly use profanity. The Community
Council would like the City to condition renewal of the license on the employment of off-
duty police officers on Fridays and around the first of every month to "keep peopie
moving.°
9. LIEP recommends approval of the license without conditions because the
objections raised are not tied to the business operations of the licensee. LIEP does not
believe there is any legal basis for disapproving the license renewal or placing
conditions on the license.
10. Based upon the foregoing Findings of Fact, the Administrative Law Judge
makes the following:
CONCLUSIONS
1. The St. Paul City Council and the Administrative Law Judge have jurisdiction
in this matter pursuant to St. Paul Legislative Code §§ 310.05, 310.06, and 381.02; and
Minn. Stat. § 14.55.
2. The City of St. Paul has fulfilled all relevant, substantive and procedural
requirements of law and rule.
3. The City of St. Paul has given proper notice of the hearing in this matter,
including proper notice in accordance with the requirements as set forth in Minn. Stat. §
53A and Section 381 of the Legislative Code of the City of St. Paul. �
4. Section 381.03(b) of the St. Paul Legislative Code provides, in relevant part,
that the following constitute grounds for disapproval of an application:
(1) Violation of any provision of the state currency exchange law contained in
Chapter 53A.
(2) Any one (1) or more of the reasons, conditions, or standards for adverse
action under section 310.06 of the Legislative Code.
(4) (ii) The existing currency exchange has caused significant adverse
consequences or impacts upon the neighborhoods within three hundred
(300) feet of the exchange.
5. Under section 310.01 of the St. Paul Legislative Code, "adverse action"
against a Iicense is defined as revocation or suspension of a license, the imposition of
conditions upon a license, or the denial of an application for the grant, issuance or
renewal of a license, the imposition of a fine, the assessment of the costs of a contested
8 Testimony of Karin DuPaul; Ex. 8.
9 Testimony of Karin DuPaul.
3
o�-��
hearing, and any other disciplinary or unfavorable action taken with respect to a license.
It includes disapproval of licenses issued by the state under statutory provisions which
permit the governing body to disapprove the issuance of the license.
6. Section 310.06(b) of the Code provides, in relevant part, that the council may
take adverse action against a licensee or applicant based on one or more of the
following reasons:
(6)a. The licensee or appiicant (or any person whose conduct may
by law be imputed to the licensee or applicant) has violated, or
performed any act which is a violation of, any of the provisions of
these chapters or of any statute, ordinance or regulation reasonably
related to the licensed activity, regardless of whether criminal
charges have or have not been brought in connection therewith;
b. The licensee or applicant has been convicted of a crime that
may disqualify said applicant from. holding the license in question
under tf�e standards and procedures in Minnestoa Statutes Chapter
364; or
c. The licensee or applicant (or any person whose conduct may by
law be imputed to the licensee or applicant) has engaged in or
permitted a pattern or practice of conduct of failure to comply with
laws reasonably related to the licensed activity or from which an
inference of lack of fitness or good character may be drawn.
(7) The activities of the licensee in the licensed activity created or
have created a serious danger to the public health, safety or
welfare, or the licensee performs or has performed his or her work
or activity in an unsafe manner.
(8) The licensed business, or the way in which such business is
operated, maintains or permits conditions that unreasonably annoy,
injure or endanger the safety, health, morals, comfort or repose of
any considerable number of inembers of the public.
7. The record does not demonstrate any violation of ordinance or statute
justifying adverse action against the license of New Money Express.
8. Because the record demonstrates no viplation of ordinance or statute, there is
no (egal basis for adverse action against the license of New Money Express in the form
of placing conditions upon the license.
9. Based upon the foregoing Conclusionsy the Administrative Law Judge makes
the following: ;
�
o�,-��
RECOMMENDATION
IT IS HEREBY RESPECTFULLY RECOMMENDED that the St. Paul City Council
approve the renewal of the currency exchange license held by New Money Express for
the premises located at 785 Seventh Street East in St. Paul.
Dated this 24th day of November, 2003.
� �'l�i.C�
HLEEN D.SHEEHY
dministrative Law Judge
Reported: Tape recorded-one tape
NOTICE
Pursuant to Minn. Stat. § 53A.04, the St. Paul City Council is required to forward
its approval or disapproval of the license application to the Commissioner of Commerce
of the State of Minnesota for the Commissioner's approval or disapproval. If the
renewal application is denied, the Commissioner shall mail notice of the denial and the
reasons therefor to the applicant. The applicant, upon denial, may request a further
hearing as provided for in Minn. Stat. § 53A.04(b).
MEMORANDUM
Despite the concerns voiced by the church and the community council, there is
no evidence in the record to substantiate a violation of any city ordinance or state
statute by New Money Express. The issues raised appear to be more in the nature of
problems common to the neighborhood as opposed to problems associated with the
way New Money Express does business. Only one neighborhood resident, the church,
filed a timely written objection to renewal of the license. The record simply does not
support the conclusion that New Money Express has caused significant adverse
impacts upon the neighborhood as a whole or that the business permits conditions that
are unreasonably annoying or injurious to a considerable number of inembers of the
public.
K.D.S.
5
STATE OF MINNESOTA
OFFICE OF ADVIINISTRATIVE HEARI�GS
100 Washington Square, Suite 1700
100 Washington Avenue South
Minneapolis, Minnesota 55401-2138
TELEPHONE: (6�2) 341-7600
TTY: (612) 34�-7346
November 24, 2003
Don Luna, City Clerk
City of St. Paul
170 City Hall
15 West Kellogg Blvd.
St. Paul, MN 55102
Re: In the Matter of the License Renewa/
Application of New Money Express, Inc.
OAH Docket No. 3-6020-15622-3
Dear Mr. Luna
Y��G���
� 2 � Z003
�6TY �LE!?t4
Enclosed herewith and served upon you by mail is the Administrative Law Judge's
Findings of Fact, Conclusions, and Recommendation in the above-entitled matter. Also
enclosed is the official record, with the exception of the tape recording of the hearing. If
you would like a copy of the tapes, please contact our office in writing or by telephone at
612-341-7448. Our file in this matter is now being closed.
Sincerely,
KDS nh
Encl.
cc
Virginia D. Palmer, Assistant City Attorney
Frank A. Dvorak, Esq.
���� �. ���
KATHLEEN D.SHEEHY
Administrative Law Judge
Telephone: (612) 341-7602
Providing Impartial Hearings for Government and Citizens
An Equal Opportunity Employer
Administrative Law Division & Administrative Services Workers' Compensation Hearings Division Workers' Compensation Settlement Division
Facsimile: (612) 349-2665 Facsimile: (612) 349-2691 Facsimile: (612) 349-2634
„
3-6020-15622-3
STATE OF MINNESOTA
OFFICE OF ADMINISTRATIVE HEARINGS
FOR THE ST. PAUL CITY COUNCIL
In re the License Renewal Appiication
of New Money Express, Inc.
FINDINGS OF FACT,
CONCLUSIONS, AND
RECOMMENDATION
The above-entitled matter came on for hearing by Administrative Law Judge
Kathleen D. Sheehy, serving as Hearing Officer for the St. Paul City Council, on
November 20, 2003, at 10:00 a.m. in Room 42 of the Ramsey County Courthouse.
There were no post-hearing submissions. The OAH record closed on the date of the
hearing.
Virginia D. Palmer, Assistant City Attorney, 400 City Hall, 15 West Kellogg
Boulevard, St. Paul, MN 55102, appeared on behalf of the City's Office of License,
Inspections and Environmental Protection (LIEP). Frank A. Dvorak, Esq., Foley &
Mansfield, 250 Marquette Ave., Suite 1200, Minneapolis, MN 55401, appeared for the
licensee, New Money Express.
This report is recommendation, not a final decision. Under the St. Paul
Legislative Code Section 310.05 (c)(c-1), the City Council will provide the licensee the
opportunity to present oral or written argument to the city council before it takes final
action. The parties should contact the St. Paul City Council to determine the procedure
for presenting argument.
STATEMENT OF ISSUE
Should the currency exchange license of New Money Express be renewed
without conditions?
The Administrative Law Judge concludes that the license should be renewed
without conditions.
Based upon all the proceedings herein, the Administrative Law Judge makes the
following:
FINDWGS OF FACT
1. On October 1, 2003, the Department of Commerce forwarded the
Licensee's application to renew its currency exchange license at 785 East Seventh
Street in St. Paul to LIEP.�
' Ex. 1.
2. On October 9, 2003, LIEP provided notice to nearby neighborhood
organizations of the license renewal application and advised the organizations that if
objections were received, the matter would be scheduled for a hearing.
3. LIEP also notified the Licensee that objectors had 15 days after being
notified to object to the license renewal 3
4. On October 16, 2003, LIEP published notice of the license renewal
application in the St. Paul Legal Ledger and invited objections 4
5. LIEP received a letter dated October 24, 2003, from the St. John
Evangelical Lutheran Church and Christian Day School. The Church objected to
renewal of the license on the basis that (1) the business attracts unlicensed street
vendors who operate in the area where parents pick up their children at the end of the
school day, and (2) the property was often filled with garbage because there were no
trash receptacles on the premises.
6. The City issued a Notice of Hearing in the matter on November 7, 2003,
which set the hearing date and time for November 20, 2003 at 10:00 a.m. at the
Ramsey County Courthouse. The Notice of Hearing was served by mail to Bonnie
Schoenberg, General Counsel of New Money Express, Inc., at 550 Frontage Road,
Suite 3785, Northfield, IL 60093.
7. The trash the church complains about is not generated by the business
operation of New Money Express but is either garbage left behind by customers or
garbage that blows into the parking lot of New Money Express from other locations
nearby. Since receipt of the church's objection, New Money Express has installed two
trash containers on the boulevard adjacent to the property.
8. The street vendors the church complains about mainly sell clothing out of
vehicles parked near New Money Express. The vendors target customers of New
Money Express and anyone else who is nearby, including members of the church.
Various neighbors as well as employees of New Money Express have called the police
to stop the peddling by unlicensed vendors. The vendors no longer park in the New
Money Express parking lot, having moved across the street to park in front of the
church.'
9. The Dayton's Bluff Community Council failed to provide timely written
notice of its objections to renewal of the license. It has the same concerns as
expressed by the church, and in addition objects to the behavior of some customers
2 Exs. 2 and 3.
3 Ex. 4.
° Ex. 5.
5 Testimony of the Rev. Jeremy Glowicki.
6 /d.
' /d.
2
who loiter in the parking lot and sometimes audibly use profanity. The Community
Council would like the City to condition renewal of the license on the employment of off-
duty police officers on Fridays and around the first of every month to "keep people
moving."
9. LIEP recommends approval of the license without conditions because the
objections raised are not tied to the business operations of the licensee. LIEP does not
believe there is any legal basis for disapproving the license renewal or placing
conditions on the license.
10. Based upon the foregoing Findings of Fact, the Administrative Law Judge
makes the following:
CONCLUSIONS
1. The St. Paul City Council and the Administrative Law Judge have jurisdiction
in this matter pursuant to St. Paul Legislative Code §§ 310.05, 310.06, and 381.02; and
Minn. Stat. § 14.55.
2. The City of St. Paul has fulfilled all relevant, substantive and procedural
requirements of law and rule.
3. The City of St. Paul has given proper notice of the hearing in this maiter,
including proper notice in accordance with the requirements as set forth in Minn. Stat. §
53A and Section 381 of the Legislative Code of the City of St. Paul.
4. Section 381.03(b) of the St. Paul Legislative Code provides, in relevant part,
that the following constitute grounds for disapproval of an application:
(1) Violation of any provision of the state currency exchange law contained in
Chapter 53A.
(2) Any one (1) or more of the reasons, conditions, or standards for adverse
action under section 310.06 of the Legislative Code.
(4) (ii) The existing currency exchange has caused significant adverse
consequences or impacts upon the neighborhoods within three hundred
(300) feet of the exchange.
5. Under section 310.01 of the St. Paul Legislative Code, "adverse action"
against a license is defined as revocation or suspension of a license, the imposition of
conditions upon a license, or the denial of an application for the grant, issuance or
renewal of a license, the imposition of a fine, the assessment of the costs of a contested
8 Testimony of Karin DuPaul; Ex. 8.
9 Testimony of Karin DuPaul.
3
hearing, and any other disciplinary or unfavorable action taken with respect to a license.
It includes disapproval of licenses issued by the state under statutory provisions which
permit the goveming body to disapprove the issuance of the license.
6. Section 310.06(b) of the Code provides, in refevant part, that tfie council may
take adverse action against a licensee or applicant based on one or more of the
foliowing reasons:
(6)a. The licensee or applicant (or any person whose conduct may
by law be imputed to the licensee or applicant) has violated, or
performed any act which is a violation of, any of the provisions of
these chapters or of any statute, ordinance or regulation reasonably
related to the licensed activity, regardless of whether criminal
charges have or have not been brought in connection therewith;
b. The licensee or
may disqualify said
under the standards
364: or
applicant has been convicted of a crime that
applicant from holding the license in question
and procedures in Minnestoa Statutes Chapter
c. The licensee or applicant (or any person whose conduct may by
law be imputed to the licensee or applicant) has engaged in or
permitted a pattern or practice of conduct of failure to comply with
laws reasonably related to the licensed activity or from which an
inference of lack of fitness or good character may be drawn.
(7) The activities of the licensee in the licensed activity created or
have created a serious danger to the public health, safety or
welfare, or the licensee perForms or has perFormed his or her work
or activity in an unsafe manner.
(8) The licensed business, or the way in which such business is
operated, maintains or permits conditions that unreasonably annoy,
injure or endanger the safety, health, morals, comfort or repose of
any considerable number of inembers of the public.
7. The record does not demonstrate any violation of ordinance or statute
justifying adverse action against the license of New Money Express.
8. Because the record demonstrates no violation of ordinance or statute, there is
no legal basis for adverse action against the license of New Money Express in the form
of placing conditions upon the license.
9. Based upon the foregoing Conclusions, the Administrative Law Judge makes
the following:
0
RECOMMENDATION
fT 1S HEREBY RESPECTFULLY RECOMMENDED that the St. Pau1 City Counci{
approve the renewal of the currency exchange license held by New Money Express for
the premises located at 785 Seventh Street East in St. Paul.
Dated this 24th day of November, 2003.
��I,.C-�IN� -
HLEEN D. SHEEHY
dministrative Law Judge
Reported: Tape recorded-one tape
NOTICE
Pursuant to Minn. Stat. § 53A.04, the St. Paul City Council is required to forward
its approval or disapproval of the license application to the Commissioner of Commerce
of the State of Minnesota for the Commissioner's approval or disapproval. If the
renewal application is denied, the Commissioner shall mail notice of the denial and the
reasons therefor to the applicant. The applicant, upon denial, may request a further
hearing as provided for in Minn. Stat. § 53A.04(b).
MEMORANDUM
Despite the concerns voiced by the church and the community council, there is
no evidence in the record to substantiate a violation of any city ordinance or state
statute by New Money Express. The issues raised appear to be more in the nature of
problems common to the neighborhood as opposed to problems associated with the
way New Money Express does business. Only one neighborhood resident, the church,
filed a timely written objection to renewal of the license. The record simply does not
support the conclusion that New Money Express has caused significant adverse
impacts upon the neighborhood as a whole or that the business permits conditions that
are unreasonably annoying or injurious to a considerable number of inembers of the
public.
K.D.S.
N7
C
STATE OF MINNESOTA
OFFICE OF ADMINISTRATIVE HEARINGS
ADMINISTRATIVE LAW SECTION
100 WASHINGTON SQUARE, SUITE 1700
MINNEAPOLIS, MINNESOTA 55401
CERTIFICATE OF SERVICE
Case Title: In the Matter of the License OAH Docket No.: 3-6020-15622-3
Renewal Application of New Money
Express, Inc.
Nancy J. Hansen, certifies that on the 24th day of November, 2003, she served a
true and correct copy of the attached Findings of Fact, Conclusions, and
Recommendation by placing it in the United States mail with postage prepaid,
addressed to the following individuals:
Don Luna, City Clerk Frank A. Dvorak, Esq.
City of St. Paul Foley & Mansfield
170 City Hall 250 Marquette Avenue
15 West Kellogg Blvd. Suite 1200
St. Paul, MN 55102 Minneapolis, MN 55401
Virginia D. Palmer
Assistant City Attorney
400 City Hall
15 West Kellogg Blvd.
St. Paul, MN 55102
� �
[NNESOTA
?ARTMENT OF
)MMERCE
85 7th Place East, Suite 500
St. Paul, Minnesota 55101-2198
651.296.4026 FAX 651.297.1959 TTY 651.297.3067
Cluistine A. Rozek
LIEP Deputy Director
City of St. Paul
350 St. Peter St., Suite 300
St. Paul, MN 55102
RE: New Money Bxpress Inc. - License #9000036
Currency Exchange License Renewal for 2004
Dear Ms. Rozek:
CERTIFIED MAIL
The above-named currency exchange licensee has made application to renew its currency
exchange license to operate at:
785 East Seventh Street
St. Paul, MN
Pursuant to Minnesota Stahxtes Chapter 53A.04, we are forwarding a copy of the complete
renewal application to the City of St. Paul in caze of your office for you to review.
Minnesota Statutes Chapter 53A.04 requires the Depariment of Commerce to submit any
appiication for licensure as a currency exchange to the governing body of the municapality in
which the currency exchange conducts business. The law further requires the governing
body of the municipality to render a decision regarding the renewal of the license within 60
days. Your cooperation in forwarding this information to the proper unit within your
organization is appreciated.
Your reply must be received within 60 days of receipt of this letter. If you have any
questions, please contact me at the telephone number listed below.
Ve truly yours
�� ��
Robin H. Brown
Financial Examinations Division
651-282-9855
651-296-8591 (Fax)
Enclosure
--------�
E n to rc e m e n t: 1.800. 6 5 7 3 6 0 2
Energy Information: 1.800.657.3710
www. co m m e rce. state. m n, us
October 1, 2003
� �
Licensi ng: 1.800.6573978
�� �
Undaimed Property: 1.800.925.5668
An Equa� Opportunity Employer
fVIINNESOTA 2003 LICENSE RENEINAL NOTICE
CURRENCY EXCHANGE
NEW MONEY EXPRESS fNC
dba: NEW MONEY EXPRESS INC
785 EAST SEVENTH STREET
ST PAUL, MN 55106
Phone Number: (612) 771-2274
AFFIRMATION:
LicenseType: CURRENCYEXCHANGE s ;"^�=
License Number: 9000036 ' "' " v ���
Company Structure: COftPORATfON
Renewal Fee: $500
[] Check this box if you will not be renewing the license for the year 2004.
Returning the form will serve as a SURRENDER of the license.
i hereby certify that the infortnation and responses contained in this renewal application are Vue and correct to ll�e best of my knowledge and belief.
�' If d Y _ �� � �/�� ��--�i9 ��i P !Jl
Nam (Print) � Title �
, ,� � � � � � � �.�
Signature ` � Date �
� CL�LC��1 /�_00
Subscribed swcrn tn, before me, a Notary Pub!ic, this �� d�y of � � 3.
State of � �/ � � � �' � S
otary Publi Signature County of ( r x��"r�
My commission expires � a �
BONPIIE J. SCHO�NBERG
Nctary Publlc State o4111inois
�Commissio�Ex,^,�� >.�ugust3,20
You must return this entire 2-page form with attachments, signed, along with your renewal payment, to:
Minnesota Department of Commerce
Financial Examinations Division
85 - 7th Place East, Suite 500
St. Paul, MN 55101-2195
CORRECTIONS/AMEfVDMENTS: Make name, address or telephone number corrections directly on the form above.
. For a name change, attach a copy of the amended name filed and stamped by the Minnesota Secretary of State.
• If the company uses an assumed name in Minnesota and the name is not included in the above information, attach a copy of the
Assumed Name Certificate from the Minnesota Secretary of State.
• P.O. Box addresses are not acceptable. Renewals without a street address will be returned.
TIMELY RENEWAL: The renewal form must be signed, notarized, and dated a�d returned with the correct renewal fee by Sept. 2, 2003.
• Pursuant to Minnesota Statutes, Chapter 53A.04(a), regarding the licensing of currency exchanges, both state and Iocal
approval of the issuance and renewal of a currency exchange license is required. This process may take up to 120 days;
therefore, you should return the required forms immediately to ensure a timely renewal.
• ii all required forms are not fully cAmpleted and retumed to our ofFce with pzyment by Septer Ces 7., 2Q03, ;�cur 6cense �Nf!1
lapse effective December 31, 2003. If your license �ioes Iapse, you must reapply For a license using the license application form
and paying the new license fees.
• A properly renewed license will be valid through December 31, 2004.
RENEWAL EEE:
• NO CASH ACCEPTED. Please make check or money order payable to, MN. DEPT. OF COMMERCE.
• NOTICE: Dishonored checks will be assessed a$30 service fee by law and may result in fai{ure to renew license.
o Renewal faes are non-refundable except that an overpaymeni of a fee will be refundable upon proper application.
If you have questions, please contact the Financia� Examinations Division by e-maii at
financial.commerce@state.mn.us or bytelephone at (651) 282-9855.
NEW MONEY EXPRESS INC
7n5 Ei�S 1 SEVEN I Fi STR�ET
ST PAUL, MN 55106
Page 1 of 2
MItVNESOTA 2003 LICENSE REMElNAL NOTICE
CURRENCY EXCHANGE
The following information must be completed as part of the renewal application:
1. Attach to this form a fist of the name(s), 6usiness and residence address, and o�cial titfe of each director, officer,
limited or general partner, manager, shareholder holding more than ten percent of the outstanding stock of the
corporation, and employees with authority to exercise management or policy control over the company or member oi
the Iicensee. The list should contain the equity ownership of each person.
2. Each person listed in item 1 must request the Bureau of Criminal Apprehension conduct a background investigation on
the form provided. Completed forms must be submitted with your renewal application.
3. Attach a current fee schedule of al! fees charged by the currency exch2nge o�ce for cashing checks, mon°y orders
or travelers checks. The list must include the type of checks cashed, the fees charged, and whether or not the fees
vary depending on the amount of the check.
4. Attach the $10,000 Surety Bond (on the forms provided) with a power of attorney form. The bond must be effective
January 1, 200�1, until December 31, 2004.
5. Does the licensee have employees at the currency exchange location?
�j Yes [ ) No If yes, you must provide evidence of current workers' compensation insurance. Attach a copy
of the certiiicate o�insurance: -
6. Does the iicensee operate any other currency excfiange locations?
� Yes [ ] No If yes, attach to this form the name of the location, the street address, city, state, zip code, and
county.
a� j�i1�2�
�' -Oi''v��
��
:7
@l��- 4�C� ����
�eleohone Number
�3cr`�'r�R � F �
�4�-�#�-f1� �
�eU�� ,r�i�:��
Firm Name
1 �-- ��� ��
5� �� ��.� e��
Contact erson for uestions relatin to consumer com laints:
� fYt� CtS��
Name � � Titl� ' Firm Name
Street Address Cit State2i Code
Tele hone Number Fax Number E-mail address
9. Contact erson at the currency ex�
�1( ! c� C�� r�,���5��
;Jame
! ✓�% �. S �i '.
location:
�:�c� rr�����'
. _ --f
�
ql���n,n,�7-C)O I� % '�.1��.i
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n
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Paye 2 of 2
Addendum to Minuesota 2002 Currency Exchange License Renwal Notice
Item 1- List of Officers, Directors, Managers and Owners
New Money Express
1lTame Business Residence Title Ownership
Addre�§ Addres§ Perc°ntage
Richard A. Barr 550 Frontage 85 Hibbard Rd. Secretary, 23.75%
Rd #3785, Winnetka, IL Treasurer,
Northfield, II. 60093 Director
60093
7oseph D. 3udah 6709 N. Cicero 6709 N. Cicero Execurive Vice 11.875%
Lincolnwood, IL Lincolnwood, IL President,
-- 6(�712 - - b07-12-- -Bi�ector
Michael Levitt 333 N. Oakley 2230 W. Palmer President, 25%
Ste. 3 SW Chicago, IL Asst. 5ecretary,
Chicago, IL 60647 Director
60612
Ardyth Kennedy 945 Sth Ave., 2442 Union St., Executive Vice 11.875
Su;te D #2, San Diego, °resident,
San I7iego, CA CA 92102 I}irector
92101
William 7. 10099 Litzinger 10099 Litziriger Executive Vice 5%
Barnett, Jr. Rd., St. Louis, Rd., St. Louis, President,
MO 63124 MO 63124 Director
Bruce Balonick 120 S. Riverside 367 Charal Ln. Assistant 0
Plaza, Ste. 1200 Hi�hland Pazk, Secretary
Chicago,TL IL 60035
60606
Alace Gunderson 108 E. Lake St. 8705 12t�'a Ave. Manager 0
Minneapolis, South,
NIN55408 3loomington,
MN 55425
FEE SCHEDULE
NEW MONEY EXPRESS, INC.
785 E. Seventh Street, St. Paul MN 55106
Type and Amount of Check E�sting Customer Fee First Time Customer Fee
Government Checks Greater of 2.5% or $1.00 Greater of 5% or $1.00
($500 and under)
Government Checks Crreater of 3% or $1.00 Greater of 6% or $1.00
(Over $500)
Payroll Checks Greater of 3% or $1.00 Greater of 6% or $1.00
Personal Checks Greater of 15% or $1.00 Crreater of 15% or $1.00
All Other Items Greater of 6% or $1.00 Greater of 6% or $1.00
BONh NI�.I4RER. 83SUN667095
STATE OF MINNESOTA
llEP.�RT;�IENT OF COl4MERCE
CURREnCY E�CH,+itiGE SURETY BO`!D
KNOW ALL PERSONS BY THESE PR�SEN7S Tnat New N�ney �press, Inc.
, (Name of Cuaency Exchange)
g Minnesota Corporation
(Descripeon or focm of business oiganizadon, ineluding state of incorparation)
with bus•:ness ottice ac 785 East Seventh Street St. Pau1, MN 551n6
(S7eet Address, Ciry, State, Zip)
as PRI*1CfPnL snd Hartford Fise Insurance Conu�anv
(Nante of Surery)
a cocporstioo duly or�anized under t}�e iaws of the State of Connecticut wh�ch is authonzed �e
engage m the 6usiness of insurance in the Srace of Minnesocv, u SURETY, are herehy held and fiimly bomid ro�r
Department oF Commerce of che Staie of Minnesoca in the sum of TEN THOUSANU DOLLARS {�, IO,OOn� pnncipal
and Surery hereby bind the�r.selves, d�eir represen[atives, suae.sors and assigns, jointly and severally by the�e prcsen�s
7he parties further agrec char.
1. The purpose of r}us obligaoon, which is required by Minnesota Sratutes, Secdon S3A.08, is �o secwe the compliance
by P�ncipat with rhe rerms ef Minnesota Stam�es, Section �3A.02 to 53AJ3, and any other Icgal obligaaons arismg --
out of !he Frincipel's conduct as a currency exchange.
2. This bo�d is for the benefit of the State of Minnesots and all persons suffering da�nages by reason of the pnncipal's
f�iiure to comply with Minnesota Srarures, Secdon 53A.02 �0 53A.08, or other !egal oblige±ions ansmg ow o(
Principal's conduct as a currency exchange.
3. If the Principal shati violaze Ivtinnesota Statutes, Secrion 53A.02 to 53A.08, or other legal obligarions ansmg ouc of
ies conduct as a currency exchange, the Commissioner af Commerce, as Weil ns any person damaged as a resulr of
such �iotanon shall have, in addition to all other legal remedies, s right ef acrion on this bond m the name of the
injuxed patty for loss sustained by the injured party.
4. Thir bond shall be effective fmm Januaxy 1, 2004 until December 31, 2004
(Year)
Signed and Seafed this 6 � day of August 2003
By: Hart_rc�rd FirP Tn��raric By' ti�e' �c�C.
(Name of Surery) (Signatuse of A m m Fact ot S��rery Companyl �rothy J. Fo
�
B � A���e - �' �� By: °, �� _� �
(Name or" Currency change (Si�nature of Sole Propne±or, Parener, or PresidenQ
s v s . a r � ♦ r r ♦ s • ♦ s s ♦ • . a y r a s
FOR I?��ART14iENT i15E ONL�f
Approvec! as to fonn and executwn by Departmenz oi Commerce.
Date
PRN/DOC CE BON17 7i1999
1. Ttis page is to be wmplered by a nocary public for both the Pcincipal and �he Surery
2. Please auach the Power of Anomey and Certified Copy of [he Corpora!e Resolution fer 42e S�very h;ced herem
ACSCIVOWLEDG4IE`T OF PRIVCII'AL
STATE OF _
COU*ITY OF
ss.
(SOLE Pt20PRiETORSHIP)
T�e Coregoing instrvment was acknowledged before me this day of ,
bv
(:dame of person acknowledged)
NOTARY SEAL Notary Pubtu
Y i t�i Y T i i a� i W i 6 i i t i W i i i i� L i t i i� i Y� r Y t i t i Y t i T i t s a Y f i Y> a i t r F�k i a
(FATtTTtET2SHIP/LIMITED LIARILiTY COMPANY)
The foregoing mstrument was acknowledged before me this
bY- --- -- — -- —' - -- - --
(Narne of acl:nowledging parmer)
day of
a_partncr on beh�lti of
a partnership.
(Name of partr�eeslup/limited IiabiLty company)
NOTAI2Y SEAL
Notary Pu6lic
s� s�+ s� a � �» a R.+ a r r�+ a a W � r� a i r ��� a t+ r ��:. r r w � a s.�.+ s�..+ a k �� a•.
(CORPORATIOiv� c�� /���_ 1
The fore oin$ i'��� ent wac sckn wledged before me this � w � day of l.(d�jGs�(, �3 ,
by �� i!'!ft Cz,�! 'L,�i! i� , Presideni of �Fi11 f'(�Ot�1P{.i
(Nnme of cotporate president) p � t
�(��� �� f�� . _ , a 1L't 1 V1�i`e��� coiporation, on
�— �
*���,o�pgr�i�iu�a�kno�azlt�� (s[aCe of inco cation)
behalf cE,� the wr�ai'�icoi�.::=,__ ��,•aL" �
BO�li�!!E � SCHUr�4�E2G �
1 }ti S*_ ta ot titi�o� �
� nnb ��#Yi/r.- ._,�i .'._ AuGust 3. 2uG6 �`� No
v � x a. w a�� s..� a w e� r a s a n n�r e a. s a s a a r a a s r a w+ a s s. a r W �� s s s. s��� y� w♦
STATE OF Illinois �
COUNTY OF Cook �_ ) ss.
ACKlo'OWLEDG�4Ee''T OF SI;RETY
The foregou�g instrument was acknow]edged before me this 6 � day of August 2003
bY — — Tk�rnthv T _ Fnx
(Name and ritle of o�cer or agent) --
o;' New N'mney ExAress Inc.
(Name of corporazion acknowledgmg) " --
a Minnesotd cocporation, on behalCof the corporation.
(srare of incorpora�ic�amm � , . , s��as.a,9,,,,,�,,, ry °
q '�iJ�FI�.'1/��. S�AI " e t ���
FIOTAd$� S�AL���;3�fl� �J�g a is a Notasy ynbl;c
�' ��t=� y�=uonc, siaxe cf tllica�= g
s
o MY Ccmmiasion Expi,-ss 8/12/�5 �;
aea �oo�.a000aa5oe>ea�. eaoa � ac Mi`71DOC CE $ONP 7/1999
HARTFORD FiRE INSURANCE COMPANY
Know all mro by Nne Ory�nb, That t�ARTFCRD FIRE INSURANCE COMP4NY a crxnncn eWy crga.i �zp uMer :ne �aw¢ cr cne Siare c� Cc���r•«o< a�c
pnncDal otfice m me Gry ot HartlorE. Counry of t+artortl. Shte N Connecxvt, aoes �+reDy make, conwcuro ana aopo�nt
tia.YCY! dYERS .N.1RG.aREr N 1CD.�PE DOROrXYJ FO•C nadJdCQi £LtV,� �(O,Y70Ya
o( CHICiGO. lLLLti'O1S
ROBGV.1 K. F1SHfR. Jd}/ESC STYERnnA NdRYLOCOBOS
- ' " of NIGHL�ND P,1RK. ILLhVO/S
N.�.TIO R£.NEG(..N.aRYW t(.{HO:��EY..N.7RId,V,VE.-I. S7EL��£R, CHB/STI.V.� N SUµ'ICKI
__ nnAJEFFREY Q FR/EDR/CX o� OAKBROOK lLLLVOlS
rts ws aM �Bw�u� ARpmly(sY��-F3CL wiN Ni1 pow�f NW wtMnly to eitll at SiM Attam!)(SN�-FiCi m NM Slp22ro UOiCry d mpte man One ¢ namea a0ove :o s�qn =:e
aCknpvArlqC aRy a,W dli honQS dn4 unOaRikmgs yW o6W wnUmj9 odxjatory m ma naN1Y 1lW�Of On 0lAiH O11T+R GOmqarry in itf Euvne3e pf guya�t�ei� me fiON�ry oi
�+OICmq DIiGls af Ou01K Or P�� �M1+� 9u12^�lN�1q 1M Oer10lmanG N ConViC(1 oCMf tFin mw2�ftf p01qQi. gtWr3M�rg Rfe pprlprtnanC! of �nsu2nce CAnt2cts .vne
eonas am acceotatl ey sntn aM mun�upai�MS. anC es�cua� w quaramennq pones an0 uneartatu�gs reeuvae er pe�m,rcee m ax acoons or oroceed��gs or er �aw ai�awe
OmC FIARTFpRO F7RE �NSURANCE COMP WY tlWepy aa l�py aM to iM Same ertMt as i/ Syfh EpnES antl unCertaku�gs anC pCfer wm�nqf o06gatary �n cne nature mn
sgneE py an E.eeuuvs Officer of t+aR7FORD FlRE �NSUR4NCE COMPANV antl saakE a�W aerosro0 Oy ane omx of wrh ORicers. ana nem0y ra�fies ane wnfimy au tn,
AttOTlY{S}�n-FiCt miY CO M Wt�Yi1�C! M(�Of
Thn PowK Ot Attomy �3 grpnletl unEN arW Dy aytlqn�y pf ryfe 8ylaws al NARTFORO FlRE INSURPNCE COMPANY. ('M� Gomp�nY� a! amenCeE Oy ��8 BoarO ot C�rec
meeM�g 6ury ULLaO an6 MIO M Jury 9. t997. is �OIbwS:
ARTICLE N
-_- __ T_f N 7 2hp PresylnlxArry YCe. P_[eNCMLOCASl��atanWica�P_<eaWSnLxtlngvntll 7nK5evefzry.or 45d9ant-Secet3ty Shz!!-have-poayv-anE aultartly to
e:acuro ana atqu+ u+� s�a� o� ms Campmry w Daqa ana waartawixp, ncanqniancn. conaacn of rcw�mniry ua omar wnanqs odgaary �n Ne naare ute�ee� a�e u,;,n , �sc
w sS�aC aia ea�cu4a. w,m a wnn+wt u» canman �sl. shan a vaiW ana dnaing uoon n+s Camwm
C�^CTtON ! TM PreaqaM or a�y Viu.PrpiENn u afry Assishnt Vica Am+C�nt xro� w� any SwNary p Aayatam Saveury, �half haw power ana aumonry to
br purposes ony o/ ezaCUanq anO atlMOfg bonCS anE WWM7kings an0 aNN w�P�gs oO�gaWH �n V+s naNrs 1Misef. oM M rtpn re�pant vks PmiaMts. .evaent :
SlCRhnN inE AROmM��•FiCI iIM ]t i(IY b�M t0 �Y(rov� i11Y SYCA taLQY�I VKF�AldMt rM�EMt ASNtti�� $�fY�tiry. M AtIWflly+n-f3G dIW rlvOk! Ne PO'wx anQ
ryvM t0 MT
RsadveC. Nat tM sgrtaauea d vxn �Nken an1 M� �at af tM CamD�+Y may Oa aM�c�d te anY wCi O�w d aacmW ar ro anY umC�caa Mabnq u+ernto oY tacar
any wCf powa/ o� anom�y w cernlbl� E�a��+g wC� ��N l�q+aturss a hqimue s�a� lPaN 0� valiC yW dMirg upon u+� Company arM any wCf poamr w execu�eG ana
by /K�mde Sgn7NrlS anC hcymiN l�ai �Itall E� valiC atA dtW'v�g upOn CN Campany m Me h+Wrs �N �QSDKt W any b0�0 0/ ur4Miking tp wMKYf il �3 aR7CMe0.
!m btlBEeemas YVhsra^,!. ti.AQTfQRD flR8 IldSURANC£ COb1PAMY Me :ausaa htra ptexnla b Ca e�qneC bq �IS A�3tant d�t-P2sx'ant. anC rts con, cra<a r
nersro aRwa. awy aeee�w oy iu Saawry. aea �am aay W aLr. �s6Y.
NARTFOQO FlAB INSUfdANCE COA9PANY
��� � .
Paul A. Berqenh0l$. A3sisQent 58GBP8%
STATE OF CONNECTICUT
� s5. Hudord
COUNTY OF NARTFORD )
On duf tatl+ dav ot iaav. a.0 �9iY. � m� pKaanaW anr RoOwt l Poat m rta knoh+i. wau b�q 9Y mm CuN swom. mn aeWSe anC say. ma� na resaee �n me C
NartfaC. Svia d Co��a+1: � Rs +s tlro Ass�s�nt YiaPe�e�t M N.4aTFdM fIRE �NSURPI'7CE C00.�NYtl. tty coryoraoon Cesu�beC �n an0 wniU enecueetl tn
mSWmenC tPSt he kmws tM seal af �s sad Cp9andon: CiM �M Hal ��zeC b�M s�a inlWmant �a wd1 mepo�au soW: Wt �t was w alRxetl Cy orCer Cf ihe 8oara of Om
sZ�C COt�rabdt 3M CUI M sqRYC hif �rM 1Mt�olO CY li0 OtElf
��,• �/ /Y 'v��
o � • e � lean N. Wozmat
tioarv Publoc
CERTIFICATE ��, conmv:swn E.pues lune 30. zoru
HaMOrC, Co nn a clieut
POWER OF ATTORNEY
' � ss�
' SEAL
� *
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aaae � vau. mss�s�w: vKa P�aam
t er� unear3�gt�.e. 5�.°acaey c: b��TSOR� FiRs !w5°J�s3C� C�F�rov. a Casneesro.a Cor;�ea8en. GO �+'ew�SY CER';sv rt-�:f �+craix�� arG ar.au+ge 9CdvEa Cs
ATTORWEY roma�ns w Puli Ipece art0 tu9 �at � rewka6: m�C lurt�arma¢. d+At Artiqo tV. SKVO�s 9 ariC B of tM 8ytaws o14'vAR; *3n0 *+ns 4?iSUF.W�:Ce CON:4fvY
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J Oenm9laria. Aa9sWnt vice PreYCa�t
Ri�HarU L��3PdN, JP 453�9P3fif S8tP8Iary
€oewe 53507.9 (@9FD Yemeed in l S.:t.
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IMPORTANT NOTICE TO OBLIGEES/POLICYHOLDERS -
T�E���-I�l�ly! l���!( IN���:4NCE ���-�F 2OSl2
You are hereby notified that, under the Terrorism Risk Insurance Act of 2002, effective
November 26, 2002, we must make terrorism coverage availabl2 in your bond/policy.
Howeve�, Yhe actual coverage provided by your bandlpo(icy for acts of terrorism, as is true for
a!! coverages, is limited by fhe #erms, conditions, exclusions, limits, other arovisions of ycur
bond/potecy, any endorsements to the bond/policy and generalfy appticable roles of iaw.
Any terrorisrn coverage provided by this bond/poiocy is partially reinsured by the UniYed Staies
of America under a formula established byFederal Law. Under this formula, the United States
wiil pay 90% of covered terrorism losses exceeding a statutorily-established deductibie paid by
sureties/insurers until such time as insured losses undec the program reach $100 billion. If that
occurs, Congress will determine the procedures for, and the source of, any payments for
losses in excess of $100 billion.
7he premium charge that has been estabiished for terrorism coverage under this bond/policy is
either shown on this form or elsewhere in the bondlQolicy. If there is no premium shown for
terrorism on this form or elsewhere in the bond/policy, there is no premium for the coverage.
Terrorism preaniura9: $0
��rrra 9-3333-�3 i�ag� 1 of 9
O 2002, The Hartford
RUG �8 2903 15��5 FR MESIR�� FINRCIRL 312 595 7295 TO 918474468628
• � GII tll�f'28301 wu+iv�a���x..�
ACORD,� CEFZTIFICAT� t�F LiA�iLiTY iNu�URAiV�E
P ��� R 7H15 cERTSFICA7E i51SSUE6 AS A MAT
Select BusEness - Oorarthy Fox ONLY AND C6N�R5 No fY1GHTS UPON
HOLDEA. TF115 GER'fIFiCA� DOES tdoT
Mesiraw Insuranca SeNicPS AL7ER THE 4'oVERAGE AFF6RbEd 8Y"
321 Morih ciarK street- suite 12C0
ChICagO iL 60610 VNSURERS APF�RDiM� GOYERAGE
��� ,rasuRe�a Minnesata Workars Compen
tJaw Monay Express, tnG. nvsur�as:
6.M.C.H. Inc. dhs Best Cash Co. ,NSUaERC:
t{o R& L ManBgement lnC. �NSUp=R o:
ryorttifl9ld, IL 60093 i,y�pERE:
IGIE5 OF INSURANcE LISTE� BELC
1UtREMENT. TERM OR C�N�RiON
tTA1N. THE INSURA�3CE AFFOr'ci7EL
3. A GGRE GA� LIMIYS SHONiN Mti
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$�: NBw �IldOR9y EXpP@S3, �P1C.
785 East Seventh Streat, St. Paul, MN 55706
New Money ExPrasS. Inc.
1a8 �ast GaK� 3trees, Mlnneagaol4s, MN SS40s
{Saa Attached Dascript3oP9$D
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�ANYOFTf1EA90VE0E�PoBE�POLIGI@3@�C.ANCE6LECBEFORETHEEXPIRAnOtd �
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Tv TH£ «-Tn�F.cnTE HatDER N6ME0 qa'�'1E Le�Y, BUT FlilLIIRE TO CO 90 SM9.L1 1
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Aeoeo as �a�e*taaj s c'. 3 �d?3G�a'� - C7,3E � s.�G�es �:�aYZ�'ui�7 i's°a'e
AUG �8 2�93 15:�6 FR MESIROW FINRCIRL 312 595 7295 TO 918474468628 P.93iO4
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if the certfficate hotder is an ADDiT{ONAL ��1SURED, the policy(i2s) must be endo:sed. A statement
on this cert�cata does not confer rights to the certiFicate halder in lieu of such entlorsement(s).
If sUBROGATION IS WAIVED, subjecf fo the fertns and contlitions of the poficy, certain pCfiCles may
require an er�dossement. A skatecnent on this certificate does not carde� rghts to t� cert�cata
hoider in lieu of such endorsement(s},
DISCLAiMER
Tha GertITlCate oT InSUrance on the rover, e side of this form does not aonstitute a con4ract between
the issutr,g insurer(s), authorized representative or producer. and lhe �artific�e holde�, nor does it
affirmatively or negaC�vely amend; eztend ar after the eoverage afforded by the policies iisted iherean.
�a�oilos5 � ,.c z �tsnna�a
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AUG �8 20�3 15�96 FR MESIRO� FINRCIRL 312 595 72a5 TO 915474468628 P.04i�4
List of Currency Exchange Locations with Common Ownerslup
New Money Express, Inc.
108 E. Lake St., Minneapolis, MN 55408
Hennepin County
New Money Eacpress, Inc.
785 E_ Seventh St., St. Paul, MN 55106
Ra�sey County
GMCH Inc. D/b/a Best Cash Co.
309 W. Lake St., Minneapolis, MN 55408
Hennepin County
LOCAifON.LS
OFFICE OF LICENSE, AISPECTIONS AND
ENVIRONMENTAL PRO'IECTION
Janeen & Rosas, Director
CITY OF SAINT PAUL
Randy C. Kelly, Mayar
October 9, 2003
LOWRYPROFESSIONALBUILDING Te[ephone: 651-266-9090
350 St. Peter Street, Suite 300 Faaimite: 651-266-9124
SaintPaul,Minnesota551021510 Web: wvnv.lieD.us
Dear Neighborhood Organization:
The Office of License, Inspections and Environmental Protection (LIEP) has received
notificarion from the Minnesota Department of Commerce for the renewal of the currency
exchange license for New Money Express Inc. located at 785 7�' Street East.
Minn. Stat. §53A.04 requires the approval or disapproval of your application by the local
governing body after published notice and public hearing, within 60 days after receipt of the
application $om the Commissioner of Commerce.
You have 15 days from the date this notice was mailed, to express any objecrions. The
response deadline is given on the reverse side of this document. If you have any objecrions to
the renewal of this license as described on the reverse side of this document, please send your
abjection(s) in writing to:
Christine A. Rozek
LIEP Deputy Director
Office of License, Inspections and Environmental Protection
350 St. Peter Street, Suite #300
Saint Paul, Minnesota 55102
Or fas to Christine A. Rozek at (651) 266-9124.
If objections are received, the matter shall be scheduled for a hearing before an administrative
law judge, and the hearing requirements of Saint Paul Legislative Code §310.05 shall apply.
You will receive norice of the time, place, and date of the scheduled hearing from the City
Attorney's Office.
If you have any questions regarding this license renewal or the hearing process, please contact
me at (651) 266-9108.
Sincerely,
' l4.
Christine A. Rozek
LIEP Deputy Director
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AA-ADA-EEO Employer
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LICENSE RENEWAL NOTIFICATTON
License Number:
Purpose:
License At:
Applicant:
19990000326
License renewal for a State of Minnesota Currency Exchange License
785 7`� Street East
New Money Express Inc.
Response Date: October 24, 2003 - 430 PM (Friday)
If you have any objections to the renewal of this license, you must respond in writing by
Friday, October 24, 2003 to:
Christine A. Rozek
LIEP Deputy Director
Office of License, Inspections and Enviromnental Protection
350 St. Peter Street, Suite #300
Saint Paul, Minnesota 55102
Or fas to Christine A. Rozek at (651) 266-9124
If you haue any questions regarding the license renewal, please contact Corinne A. Asuncion,
LIEP Project Facilitatar, at (651) 266-9106 or Christine A. Rozek, LIEP Deputy Director, at
(651) 266-9108.
Notice Mailed: October 9, 2003
AA-ADA-EEO Employer
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OFFICE OF LICENSE, INSPECTIONS AND
ENVIRONMENTAL PROTECTION
Janeers E. Rosas, Dirutor
CITY OF 5A1NT PAUL
Rarsdy C. Kelly, Mayor
October 9, 2003
Ms. Bonnie Schoenberg, General Counsel
New Money Express Inc
550 Frontage Road, Suite 3785
Northfield IL. 60093
7AWRYPROFESSIONALBUILDING Telephone: 657-266-9090
350 Sz Peter Street, Suue 300 Farsimile: 651-16�9724
SairstPaul,Minnesota55102I570 Web: www-lieo.vs
RE: Currency Exchange License Renewal for New Money Express Inc. for the premises located
at 785 7` Street East
Deaz Ms. Schoenberg:
The City of Saint Paul Office of License, Inspections and Environmental Protection has received
notificafion from the Minnesota Department of Commerce of your currency exchange license
renewal application for New Money Eapress Inc located at 785 7 Street East, St. Paul, Minnesota
55106.
Minn. Stat. §53A.04 requires the approval or disapproval of your application by the local goveming
body after published nofice and public hearing. The procedwe established in the Saint Paul
Legislative Code §381.02(c) requires that the director of LIEP shall, in writing, notify the council
and the affected neighborhood organizarion(s) established for cirizen participarion purposes and shall
publish norice of intenfion to consider the possible renewal applicarion.
Proper notificarion has been sent to the council and the affected neighborhood organizations in which
you intend to operate, giving them unril Friday, October 24, 2003, to voice any objecrions to your
license renewal. If no grounds for ob}ection have been raised wiYhin fifteen (15} days of such noflce,
LIEP shall recommend issuance of the license to the commissioner of commerce. If objecrions have
been raised to the issuance of a renewal license, the matter shall be scheduled for a hearing before an
administrarive law judge, and the hearing requirements of Saint Paul Legislative Code §310.05 shall
apply. You will receive notice of the time, place, and date of the scheduled hearing from the City
Attorney's Office.
Saint Paul Legislative Code Secrion 381.02(c) requires the license applicant to pay a fee to the City
to cover the costs of administering and processing the currency exchange renewal. The fee for this
renewal is $317.00 and must be paid within fifteen (15) days of the receipt of this letter. If you have
any questions, I can be reached at (651) 266-9108.
Sincerely,
Christine A. Rozek � •
LIEP Deputy Director
CAR/caa
Enclosed: Invoice
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AA-ADA-EEO Employer
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AFFIDAVIT OF PUBLICATION
State of Minnesota, County of F2amsey
Palrick Boulay, being duly swom on oath says she/he is and
during all the times herein stated has been the publisher or
the publisher's designated agent in chazge of the newspaper
�ac�NSExEx�War.xm'u�,tcA,�o� lrnown as the St. Paul Legal Ledger and has full lmowledge of
the facts which are stated below:
uce� Numne=: iss�000asas
p��pp�:.�cense rynewat for a Sfate of Min-
n �� ��, � haz , ge �;� (A) The newspaper has complied with all of the requirements
Uce�ent:7a5�thstr�t�a�c constituting qualifications as a legal newspaper, as provided
nPpu�txewMOaeyEapreum�. b Minnesota Statute 331A.02, 331A.07, and other a hcable
xesponse nace: - , Y PP
pctnber 24 2003 - 4:30 PM (ttiday] lywS, as amended.
If you S�ave anY objections tn fhe renewal of �
this license, you must xespond in wrlfing by FYi-
aay,o�ton�2�.2ooaw' (B) The printed Notice, 22071ll0,which is attached was cut
Cl�ristine A Roa.ak
L�pn�pucyD;re�cor from the columns of said newspaper and was printed and
OfficeofLicense.ln"sPectionsand ublished on October 16, 2003, and was thereafter rinted
EnvFronmental Protection I, P P
sso st recer sa�c, smce asoo_ and published:
Saint Paul. Minnesota 5510ti
Or fac to Christine A Rozek at --
� (651] 266-91?sl - -
Sf you have any questtons tegaiding the li-
�ensg renewal, Please contact Corinne A. hsun-
cion. LIEP ProJect Facilitator, at (651j 266-9106
or Chrlsfine A Rou,k. i.IEP Deputy Director, at
(651) 266-9108. � �
� Notice Mailed: OcEOber 9, 200,.'
(pctober 16)
�__ gT p�, {e�`AT ��Ex==== and printed below is a copy of the lower case alphabet from A to
zzmiiio Z, both inclusive, which is hereby acknowledged as being the
size and kind of type used in the composition and publication
of said notice:
Subscribed and sworn to before this 16th day�f October,
nnn�
1. Lowest class�ed rate pazd by commercial users for 3.25000
compazable space is
2. Mazimum rate allowed by law for the above publicarion is 1.74900
3. Rate actuali ch 1.59000
y arged for the publication is
�____---_
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RATE INFORMATIOPR
�'°-� M�; Ccmm E.cces Jan. 3:. 2�05 5
lSY9'eAtPtYY�^l�Mr".v�.V^dv�,ro:F.fl9b°dvV�hX�ln
OFFICE OF TI� CITY ATTORNEY
M¢nuet J. Cervantes, City Artomey
CIT'Y OF SAINT PAUL Z�P� F •,., , ` ��
J�,::� ,
�� R ��; 2 p Civil Division
Randy G Ke(ly, Mayor '� 400 Ciry Hall Telephone: 657 266-8770
��� '" � � ISWestKelfoggBlvd. Facsimile:651298-5619
�' � h r�; �` �-^�aint Paul, Minnesata 5510_
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November 7, 2003
NOTICE OF HEARING
Ms. Bonnie Schoenberg, General Counsel
New Money Express, Inc.
550 Frontage Road, Suite 3785
Northfield, IL. 60093
RE: Currency Exchange License Renewal Application submitted by New Money Express, Inc.
for the premises located at 785 7`" Street East
Dear Ms. Schoenberg:
The City of Saint Paul, Office of License, Inspections and Environmental Protection has received
notification from the Minnesota Department of Commerce of the currency exchange license
renewal application for New Money Express, Inc, for the premises located at 785 7`" Street East
in Saint Paul.
Minn. Stat. §53A.04 requires the approval or disapproval of your application by the local
goveming body after published notice and public hearing. Saint Paul Legislative Code §381.02
requires that if objections are received to the application, a hearing shall be held before an
independent hearing examiner in conforn�ity with the provisions of §310.05 and §310.06 of the
I.egislative Code and the rules of the office of administrative law. The City has received
objections to the renewal of this currency exchange license by the Saint John Evangelical
Lutheran Church and Christian Day School, located at 765-771 Margazet Street. The basis for
their objection to the license is as follows:
Saint John Evangelical Lutheran Church and Christian Day
School indicates that there have been numerous unlicensed
street vendors near the check cashing location, the presence of
which they attribute to the business. Additionally, fhey
complain that the property is often filled with garbage, that
there are no trash receptacles on the property and that the
trash from the property is an annoyance to the neighbors.
AA-ADA-EEO Employer
New Money Express
November 7, 2003
Page 2
Accordingly, a public hearing has been scheduled to consider your license application, at
which time these objections will be considered. The hearing will be held on Thursday,
November 20, 2003 at 10:00 a.m. in Room 42 of the Ramsey County Courthouse,l5 W.
Kellogg Boulevard, Saint Paul, Minnesota.
If you have any questions, I can be reached at (651) 266-8710.
Sincerely,
� ����
�
Virginia D. Palmer
Assistant City Attorney
cc: Diane Nordstrom, Office of Administrative Hearings, 100 Washington Square, Suite
1700, Mpls, MN 55401
Mary Erickson, City Council
Christine Rozek, Deputy Director of LIEP
Saint John Evangelical Lutheran Church and Christian Day School, 765-771 Margaret
Street, Saint Paul, MN 55106
Manager, New Money Express, 785 7`" Street East, Saint Paul, MN 55106
AA-ADA-EEO Employer
Oct-24-D3 11-28A St. John Ev. Lutheran Chu 651-774-0803 P_O1
ST. JOHN EVANGELICAL LUTHERAN d-tI7RCH
AND CHRISTIAN DAY SCHOOL
WTHERAN CMUKCN
:Octobec 29; ?UQ3
Dear Christine Roiek,
765-777 Margaret Street, St. Paul, Minnesota 55106
As direct neighbozs to New Money F.xpress ine. we do have some objedions to the
renewal af the Cunency F.xchange I,icense Cnr lhe hutiiness al 785 7`" Street East. Our
nbjection to the rene�val is !or ttvo rea�ons:
i�irst, the exchange of currency which occurs at this location attracts unlicensed sueet
vendors. We cal] the St. Pau! Pulice often to report seliing �oing on out of the hacks nf
vehictes. 1?iis sclling used to occur in the parkin� lot of 78> 7` Street Last but now
occur en the street Since this business demis with cash, it is prime huntin� for street
vcndors who dcal also only in cash for the items which they sell. Most of these street
vcndors arc unlicensed. Since our con�•egation operates a Christian Day School ihis is
alsu a grcat conccrn. Most of out parents pick up their kids themselves from the exac[
location where the vendors park zvid the end of our school day often coincides with the
times that these vendors axe present. The vendors are very aggressive in soliciting buyers
for their goods. Wc fcel that this isn't a problem solely connected with the lucation of
rhis business but ihe type o£business that they run and the clientele which they attract.
Second, the property is ofien filed with garba�e. There are i�o receptacles ofany kind on
the property and so waste gets deposited on the ground. Any neighbor near to 785 7`
Street F.ast wi11 tell ynu that �his is uue, because ��hen the wind blow5 We ttre all picking
up thcir trash. To thcir,crodif, we havc often seen them Sunday morning picking up trash,
but thc trasti sits their all week before it is cteaned up. Un one occasion wc obscrved
them using a leaf blower to blow the trash into the street insieael of picking it up. 1'his
aetiuity docs not fit with what other_businesses on 7`�' Street East are tryin� to do to
improve the image of ihis neighborhood and its development. `�
w
Sinccrely,
��- F � � ��k� ,.�.c-� ,�-fG,.e, �' U�,u,1-e-G�
St. John L•vangelical
�eremy Glowicki, Pastor
Robert Averbeck, Principal
E-mail: church@stjohnev.net
Website: www.stjohnev.net
I,ixtheran Chw�ch
.J
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Church Office (651) 771 - 6406
School Office {657) 776 - $$61
Fax (657) 774 - 0803
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CIT`Y OF SAINT PAUL
Randy C. Kelly, Mayor
November 7, 2003
OFFICE OF TI� CITY ATTORNEY
Marsue! J, Cervantes, City Attomey
Civil Division
400 Ciry Hall Telephone: 65l 266-87I0
IS West Kellogg 8lvd. Facsimile: 657 298-5679
Saint Paui, Minnesota 55102
NOTICE OF HEAffiNG
Ms. Bonnie Schoenberg, General Counsel
New Money Express, Inc.
550 Frontage Road, Suite 3785
Northfield, IL 60093
RE: Currency Exchange License Renewal Application submitted by New Money Express, Inc.
for the premises located at 785 7�' Street East
Dear Ms. Schoenberg:
The City of Saint Paul, Office of License, Inspections and Environmental Protection has received
notification from the Minnesota Department of Commerce of the cuirency exchange license
renewal application for New Money Express, Inc. for the premises located at 785 7`" Street East
in Saint Paul.
Minn. Stat. §53A.04 requires the approval or disapproval of your application by the local
governing body after published notice and public hearing. Saint Paul L,egislative Code §381.02
requires that if objections are received to the application, a hearing shall be held before an
independent hearing examiner in conformity with the provisions of §310.05 and §310.06 of the
I.egislative Code and the rules of the office of administrative law. The City has received
objections to the renewal of this currency exchange license by the Saint John Evangelical
Lutheran Church and Christian Day School, located at 765-771 Margaret Street. The basis for
their objection to the license is as follows:
Saint John Evangelical Lutheran Church and Christian Day
School indicates that there have been numerous unlicensed
street vendors near the check cashing location, the presence of
which they attribute to the business. Additionally, they
complain that the property is o€ten filled with garbage, that
there are no trash receptacles on the property and that the
trash from the property is an annoyance to the neighbors.
�CL1�blf' li
AA-ADA-EEO Employer
�7 �
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New Money Express
November 7, 2003
Page 2
Accordingly, a public hearing has been scheduled to consider your license application, at
which time these objections will be considered. The hearing wiil be held on Thursday,
November 20, 2003 at 10:00 a.m. in Room 42 of the Ramsey Counfy Courthouse,l5 W.
Kellogg Boulevard, Saint Paul, Minnesota.
If you have any questions, I can be reached at (651) 266-8710.
Sincerely,
� � ���
�`
Virginia D. Palmer
Assistant City Attomey
cc: Diane Nordstrom, Office of Administrative Hearings, 100 Washington Square, Suite
1700, Mpls, MN 55401
Mary Erickson, City Council
Christine Rozek, Deputy Director of LIEP
Saint John Evangelical Lutheran Church and Christian Day School, 765-771 Margaret
Street, Saint Paul, MN 55106
Manager, New Money Express, 785 7`" Street East, Saint Paul, MN 55106
✓ � � c,sr»-w�,�.�ar... C�.�;..e.
AA-ADA-EEO Employer
STATE OF NfINNESOTA
COUNTY OF RAMSEY
ss.
AFFIDAVIT OF SERVICE BY U.S. MAIL
Karen M. Doumany, being first duly sworn, deposes and says that on the 7th day ofNovember, 2003,
at the City of Saint Paul, county and state aforemention, she served the attached Notice of Hearing
by depositing in the United States mail at said City of Saint Paul, a true and correct copy thereof,
properly enveloped, with first class postage prepaid, and addressed to the following individual:
Ms. Bonnie Schoenberg
General Counsel
New Money Express, Inc.
550 Frontage Road, Suite 3785
Northfield, Illinois 60093
v�t
Karen M. Doumany `���-��
Subscribed and sworn to before me this
7th day of November, 2003.
�
No Public
� �°''�°g . R;T�, �l^ SOSSRR'3
��- NGTARypUBLIC-MINNESOTA
' � �' 8�3N�`JMPd7S510N
�XP±RES .2AN_ 31, 2W5
� ��O � D ayton's B luff
�
� � District 4 Community Council
/.. ` 798 E. 7th Street, Saint Paul, MN 55106 • Phone b51-772-2075 • Fax 651-774-3510
.. Visit our web site at www.daytonsbluff.org
November 19, 2003
New Money Express Issues
Upon receiving the License Renewal Norification one of our board members
took on the task of writing a letter on the issues regarding the New Money
Express. However it did not get submitted.
Issues as pre discussion at our November 10, 2003 board meeting are:
Trash - now has trashcans on the boulevard
Peddlers hanging around and selling items to clients
Loitering
General sanitarion
Client's behavior — swearing, loud, hanging around.
There is a school across the street and young children living in the area.
A better place for this facility would be at Seeger Square near Rainbow.
Thank you,
�a� �/
Karin DuPaul
Community Organizer
�� �
� Creating a sense of place and a place that makes sense �
OF`FICE OF ADNIINISTRATIVE HEARINGS
FOR THE COUNCIL OF
THE CITY OF SAINT PAUL
In Re the Renewal License Application of
New Money Express, Inc.
CITY'S PROPOSED
EXHIBITS
November 20, 2003
TO: Judge Kathleen D. Sheehy, Administrative Law Judge, Office of Administrative Hearings,
100 Washington Square, Suite 1700, Minneapolis, Minnesota 55401
The following constitutes a list ofthe City's proposed exhibits for the Administrative Hearing
on November 20, 2003.
Exhibit No.
Exh. No. 1
Exh. No. 2
Exh. No. 3
Exh. No. 4
E�. No. 5
I�i�► .�.'!
Descripfion
, ,
Department of Commerce, dated October 1, 2003 (13 pp.);
Minnesota 2003 License Renewal Notice for Currency Exchange, including
attachments dated August 8 2003, with cover letter from the Minnesota
Letter dated October 9, 2003, from Christine A. Rozek, LIEP Deputy Director
to the Neighborhood Organization regarding license renewal (1 p.);
License Renewal Notification, including area map, mailed October 9, 2003,
� PP•);
Letter to Bonnie Schoenberg, General Counsel, New Money Express, Inc. from
Christine Rosek, LIEP Deputy Director, dated October 9, 2003 (i p.);
Affidavit ofPublication (1 p.);
Objection letter dated October 24, 2003, from St. John Evangelical Lutheran
Chwch to Christine Rozek (1 p.);
Each. No. 7 Notice of Hearing dated November 7, 2003 and Affidavit of Service by U.S.
Mail (3 pp.).
Also attached please find courtesy copies of applicable St. Paul city ordinances and statutes:
St. Paul Legislative Code § 310.05
St. Paul Legislarive Code § 310.06
St. Paui Legislative Code Chapter 381 Currency Exchanges
Mivnesota Statutes Chapter 53A
Respectfully submitted this 20�' day of November, 2003.
/ �
s ��
Virgin3 D. Palmer
Assistant City Attorney
Office of The City Attorney
400 City Hall
15 West Kellogg Boulevard
Saint Paul, Minnesota 55102
(612)266-8710
OFFICE OF THE CITY ATTORNEY
Manuel J. Cen�nntu, CityAnorney
CITY OF SAINT PAUL
Randy C. Kelly, Mayor
November 18, 2003
L`�� '^'f: I;. - ,:��
-:�� _' cr��tomesron
.� 400 Ciry Hall Telephone: 65I 26&8710
�� - " 75WestKelloggBlvd. Facsimile:651298-5619
� � ^ � `-"`'� � Saim Pau[, Minnuota 5510?
NOTICE OF COUNCIL HEARING
Ms. Bonnie Schoenberg, General Counsel
1.?�iz, T�innPV RX�J2eSS, ITiC.
550 Frontage Road, Suite 3785
Northfield, IL 60093
RE: Currency Exchange License Renewal Application submitted by New Money Express, Inc.,
for the premises located at 785 7�' Street East
Dear Ms. Schoenberg:
Given the time constraints for a response to the Minnesota Department of Commerce on your
renewal application for a currency exchange license, and in anticipation of timely receipt of an
Administrative Law Judge's report, we have scheduled this matter for public hearing in front of the
Saint Paul City Council, City Council Chambers, Third Floor, Saint Paul City Hall, on Wednesday,
December 17, 2003. Public hearings begin at 5:30 pm..
ff you have any questions, I can be reached at 651-266-8710.
Sincerely, n
��1��� � ( L ��
Virginia D. Palmer
Assistant City Attorney
cc: Manager, New Money Express, 785 7` Street East, Saint Paul, NIN 55106
Diane Nordstrom, Office ofAdministrative Hearings, 100 Washington Square, Suite 1700,
Mpls., MN 55401
Mary Erickson, City Council, 310 City Hall
Christine Rozek, Deputy Director of LIEP
Saint Joluz Evangelical Lutheran Church and Christian Day School, 765-771 Margaret Street,
Saint Paul, MN 55106
Ms. Karin DuPaul, Community Organizer, Dayton's Bluff District 4 Community Council,
798 East Seventh Street, St. Paul, MN 55106-6625
AA-ADA-EEO Employer