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04-3481 2 3 4 5 0 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Presented By Referred f/�'/r���D_ ii��%(l-�L �i'�'i 07��� Council File# Q� 3'J4 Green Sheet # ,T(' ( �3� RESOLUTION PAUL, MINNESOTA Committee: Date 39 SUPPLEMENTING GENERAL RESOLUTION RELATING TO SEWER REVEN(.JE BONDS r1ND PROVIDING FOR THE ISSUANCE OF $6,300,000 SEWER REVENUE BONDS, SERIES 20048 25 A. WHEREAS, the Director, Office of Financial Services, has presented proposals 26 received for the sale of $6,300,000 Sewer Revenue Bonds, Series 2004E (the "Series 2004E Bonds" or 27 `Bonds"), of the City of Saint Paul, Minnesota (the "Cit}�'); and 28 B. WHEREAS, the proposals set forth on Exhibit A attached hereto were received 29 pursuant to the Terms of Proposal at the offices of Springsted Incorporated at 11:00 a.m., Central Time, 30 this same day; and 31 C. WHEREAS, the Director, Office of Financial Services, has advised this Council 32 that the proposal of �r3S �nan�;wl ��vrcr��va`s found to be the most advantageous and has recommended 33 that said proposal be accepted; and 34 D. 35 No. 88-835, entitled 36 Resolution"); and WHEREAS, on May 24, 1988, the City Council of the City adopted Resolution "General Resolution Relating to Sewer Revenue Bonds° (the "General 37 E. WHEREAS, the General Resolution contemplates Supplemental Resolutions 38 which supplement or amend the General Resolution, including Supplemental Resolutions authorizing 39 the issuance of additional series of bonds secured on a parity with the Bonds initially issued pursuant to 40 the General Resolution, which were the City's Sewer Revenue Bonds, Series 1988A (the "Series 1988A 41 Bonds"), which are no longer outstanding; and 1622999v3 0�-3�$ 0 F. WHEREAS, it is necessary and desirable to adopt this resolution as a Supplemental Resolution to the General Resolution to provide for the issuance of the Bonds on a parity of lien with the Cit}�s $26, 280,000 Sewer Revenue Refunding Bonds, Series 2003D (the "Series 2003D Bonds"), which are the only bonds outstanding under the General Resolution, to finance rehabilitation projects to the City's sewer system, including work on numerous pumping and lift stations and the relining of existing sewer lines; and G. WHEREAS, Sections 6.01(B) and (C) of the General Resolution provide for the 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 � . 30 31 32 33 34 35 36 37 issuance of parity lien bonds in part as follows: °(B) Except as provided in Section 6.02, no additional revenue obligations ("Additional Bonds") payable from the moneys in the Sewer Service Enterprise Fund on a parity of lien with the then outstanding Bonds shall be hereafter issued unless the annual Net Revenues of the Sewer System for each of the two (2) completed Fiscal Years immediately preceding the issuance of such Additional Bonds shall have been one and one-quarter (1.25) times the maacimum annuai principal and interest coming due thereafter on all Bonds (including the Additional Bonds) having a pazity of lien upon Revenues. If the annual Net Revenues in either or both of the aforesaid two (2) completed Fiscal Years shall be insufficient to meet the foregoing test, then the City shall be entitled to adjust the Net Revenues far either or both of those Fiscal Years by increasing the Net Revenues based on a projection of additional Revenues which would have been available from any rate increase placed in effect prior to the adjustment, ar from new users. The adjushnent of Revenues may assume such increase would have been available for the entire Fiscal Year of adjushnent. The projection for adjustrnent and finding of sufficiency of Net Revenues for the issuance of Addirional Bonds shall be shown by a certificate issued by the Director, Department of Public Works, ar the City Budget Director, or by an independent consulting engineering firm knowledgeable in such matters and shall be a finding of and recited in the resolution of the City authorizing such Additional Bonds. [Balance of (B) omitted]. "(C) In addition to the requirements of subsection (B) above, the following conditions shall be met prior to the issuance of each series of Additional Bonds: "(1) The payments required to be made (at the time of the issuance of such Additional Bonds) into the various Funds and Accounts provided for in this Resolution haue been made. "(2) The proceeds of such Additional Bonds shall be used only for the purpose of making Improvements to the Sewer System or to refund (or advance refund) Bonds or any other bonds or obligations issued to finance the Sewer System, and capitalizing interest or making a deposit to the Reserve Fund and paying the costs of such financing.' ; and 38 H. WHEREAS, Revenues of the Sewer System are being utilized to pay the City's 39 Water Pollurion Abatement Bonds, and Revenues in the sixth use at section 4.03(A) of the General 40 Resolution have been pledged to the payment of the City's General Obligation Sewer Revenue Bonds, 41 Series 1998E, and the following seven outstanding Notes of the City: General Obligation Sewer 1622999v3 2 1 Revenue Note of 1993, General Obligation Sewer Revenue Note of 1994, General Obligation Sewer 2 Revenue Note of 1995, General Obligation Sewer Revenue Note of 1996, General Obligation Sewer 3 Revenue Note of 1997, General Obligation Sewer Revenue Note of 1999, and General Obligation Sewer 4 Revenue Note of 2000 (collecfively, the "General Obligarion Bonds and Notes"); and I. WHEREAS, the Reserve Account will be funded for the Bonds by a deposit from moneys on hand as pemutted by the General Resolution; and 7 J. WHEREAS, the City will deliver the Bonds in "global book-entry form" as 8 described in the General Resolution, and the City has heretofore executed a Blanket Issuer Letter of 9 Representarions (the "Letter of Representations") settiug forth various matters relating to The 10 Depository Trust Company as Depository and its role with respect to the Bonds; and 11 K. Wf�REAS, "Holder" as used herein means the person in whose name a Bond is 12 registered on the registration books of the City maintained by the registrar appointed as provided in 13 pazagraph 9(the "Bond Registrar"); and 14 L. WHEREAS, pursuant to Minnesota Statutes, Section 475.60, Subdivision 2(9), 15 public sale requirements do not apply to the Bonds, because the City has retained an independent 16 fmancial advisor and this Council has determined to sell the Bonds by private negotiation, and the City 17 has instead authorized a competitive sale without publication of notice thereof as a form of private 18 negotiation; and 19 M. WHEREAS, Rule 15c2-12 of the Securities and Exchange Commission prohibits 20 "participating underwriters" from purchasing or selling the Bonds unless the City undertakes to provide 21 certain continuing disclosure with respect to the Bonds; and 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 N. WHEREAS, proposals for the Bonds haue been solicited by Springsted Incorporated pursuant to an Official Statement and Terms of Proposal therein: NOW, THEREFORE, BE TT RESOLVED by the Council of the City of Saint Paul, Minnesota, as follows: 1. Supplemental Resolution No, 3: Parity Bonds Findings; Capitalized Terms. This resolution is "Supplemental Resolution No. 3" to the General Resolution, and constitutes a "Suppiemental Resolution" as defined therein. The Series 2004E Bonds are "Additional Bonds" which aze "Fixed Rate Bonds" and "Ta:c-Exempt Bonds", all as defined in the General Resolution. It is hereby found, deternuned and declared that (1) the Series 2004E Bonds are issued on a parity of lien with the Series 2003D Bonds pursuant to Section 6A1(B) of the General Resolution to finance rehabilitation projects to the City's sewer system, including work on numerous pumping and lift stations and the reluung of existing sewer lines, and (2) the Series 2004E Bonds meet the requirements to be parity bonds, as furdier set forth in paragraph 31. Capitalized terms used in this resolution which are not defined herein but which are defined in the General Resolution shall have the meanings given such terms in the General Resolution. 37 2. Acceptance of Pronosal. The proposal of UBS Financial Services Ina ( the 38 "Purchaser") to purchase the $6,300,000 Sewer Revenue Bonds, Series 2004E, of the City (the "Series 39 2004E Bonds" or `Bonds", or individually a"Series 2004E Bond" ar`Bond"), in accordance with the 1622999v3 0'�- 3'�� 1 Revenue Note of 1993, General Obligation Sewer Revenue Note of 1994, General 2 Revenue Note of 1995, General Obligation Sewer Revenue Note of 1996, General 3 Revenue Note of 1997, CTeneral Obligarion Sewer Revenue Note of 1999, and Ger 4 Revenue Note of 2000 (coliecfively, the "General Obligation Bonds and Notes");j ga � n Sewer tion Sewer Obligation Sewer 5 T. VVHEREAS, the Reserve Account will be funded for t Bonds by a deposit from 6 moneys on hand as permitted by the General Resolution; and 7 J. WHEREAS, tbe City will deliver the Bonds in " obal book-entry form" as 8 described in the General Resolufion, and the City has heretofore exec ted a Blanket Issuer Letter of 9 Representations (the "Letter of Representations") setting forth vari s matters relating to The 10 Depository Trust Company as Depository and its role with respec�t to the Bonds; and 11 K. W HEREAS, "Holder" as used here�ans the person in whose name a Bond is 12 registered on the registration books of the City maintained the registrar appointed as provided in 13 paragraph 9(the "Bond Registrar"); and 14 L. WI3EREAS, pursuant to Minn 'ota Statutes, Section 475.60, Subdivision 2(9), 15 public sale requirements do not apply to the Bonds,�cause the City has retained an independent 16 fmanciai advisor and this Council has determined�o sell the Bonds by private negotiation, and the City 17 has instead authorized a competitive sale witho�}x publication of notice thereof as a form of private 18 negotiation; and r 1 19 M. WHEREAS, Rule 15'c2-12 of the Securities and Exchange Commission prohibits 20 "participating underwriters" from purcha�`ing or selling the Bonds unless the City undertakes to provide 21 certain conrinuing disclosure with respect to the Bonds; and 22 23 24 25 26 N. WHE Incorporated pursuantto an NOW,' Minnesota, as follows: 1. This 27 resolution is "Supplemahtal Resolution No. 3" to the General Resolution, and constitutes a 28 "Supplemental Resol ion" as defined therein. The Series 2004E Bonds are "Additional Bonds" which 29 are "Fixed Rate Bo s" and "Tax-Bxempt Bonds", all as defined in the General Resolution. It is hereby 30 found, determined � d declared that (1) the Series 2004E Bonds are issued on a parity of lien with the 31 Series 2003D B ds pursuant to Section 6.01(B) of the General Resolution to finance 32 and (2) the Se � s 2004E Bonds meet the requirements to be parity bonds, as fiirther set forth in 33 paragraph 3�apitalized terms used in this resolution which are not defined herein but which are 34 defined an e General Resolution shall have the meanings given such terms in the General Resolution. 35 2. Accentance of Prouosal. The proposal of ( the 36 "Pure ser"), to purchase the $6,300,00� Sewer Revenue Bonds, Series 20Q4E, of the City (the "Series 37 2004 Bonds" or `Bonds", or individually a"Series 2004E Bond" or `Bond"), in accordance with the 38 Ternns of Proposal for the bond sale, at the rates of interest set forth hereinafter, and to pay for the Bonds 39 the sum of $ , plus interest accrued to settlement, is here6y found, determined and for the Bonds haue been solicited b� Springsted Statement and Terms of Proposal therein: BE IT RESOLVED by the Council of the City of Saint Paul, 1622999v3 1 Terms of Proposal for the bond sale, at the rates of interest set forth hereinafter, and to pay for the Bonds 2 the sum of $6,264,602.20, plus interest accrued to settlement, is hereby found, determnied and declared 3 to be the most favorable proposal received and is hereby accepted, and the Bonds aze hereby awazded to 4 the Purchaser. The Director, Office of Financial Services, or his designee, is directed to retain the 5 deposit of the Purchasez and to forthwith retum to the others making proposals their good faith checks or 6 drafts. 7 3. Title; Ori�inal Issue Date; Denominations; Maturities. T7ae Bonds shall be titled 8 "Sewer Revenue Bonds, Series 2004E", shall be in the aggegate principal amount of $6,300,000, sha11 9 be dated April 1, 2004, as the date of original issue and shall be issued forthwith on or after such date as 10 fully registered bonds. The Bonds shall be numbered from R-1 upwazd. Global Certificates shall each i l be in the denomination of the entire principal amount maturing on a single date, or, if a portion of said 12 principal amount is prepaid, said principal amount less the prepayment. Replacement Bonds, if issued 13 as provided in pazagraph 7, shall be in the denomination of $5,000 each or in any integral mulriple 14 thereof of a single maturity. The Bonds shall mature on December 1, as provided in Section 2.08 of the 15 General Resolution, in the years and amounts as follows: Year 2004 2005 2006 2007 2008 2009 2010 2011 2012 Amount $310,000 240,000 245,000 245,000 255,000 260,000 265,000 275,000 285,000 Year 2013 2014 2016 2018 2020 2021 2022 2023 Axnount $290,000 300,000 640,000 690,000 750,000 400,000 415,000 435,000 16 4. Purpose. The Bonds shall provide funds for rehabilitation projects to the City's 17 sewer system, including work on numerous pumping and lift stations and the relining of exisring sewer 18 lines (the "Tmprovements"). 19 5. Interest. The Bonds shall beaz interest payable semiannually on June i and 20 December 1 of each year as provided in Section 2.08 of the General Resolution (each, an"Interest 21 Payment Date"), commencing December 1, 2004, calculated on the basis of a 360-day year of twelve 22 30-day months, at the respective rates per annum set forth opposite the maturity years as follows: 1622999v3 4 o�- 3� 1 declared to be the most favorable proposal received and is hereby accepted, and the Bonds ar ereby 2 awazded to the Purchaser. The D'uector, Office of Financial Services, or his designee, is d� cted to 3 retain the deposit of the Purchaser and to forthwith retum to the others maldng proposa their good faith 4 checks or drafts. 5 6 7 8 9 10 11 12 13 3. Title; Ori�inal Issue Date; Denominations: Maturities. e Bonds shall be titled "Sewer Revenue Bonds, Series 2004E", shall be in the aggregate principal unt of $6,300,000, shall be dated April 1, 2004, as the date of original issue and shall be issued fo with on ar after such date as fully registered bonds. The Bonds shall be numbered from R-1 upwazd. lobal Certificates shall each be in the denomination of the entire principal amount maturing on a s' gle date, or, if a portion of said principal amount is prepaid, said principal amount less the prepa nt. Replacement Bonds, if issued as provided in pazagraph 7, shall be in the denomination of $5,0 each or in any integral multiple thereof of a singje maturity. The Bonds shall mature on Dece er 1, as provided in Section 2.08 of the General Resolurion, in the years and amounts as follows: Year 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Amount $310,000 240,000 245,000 285,000 290,000 Year 2014 2015 2016 2017 2018 2014 2020 2021 2022 2023 Amount $300,000 315,000 325,000 340,000 350,000 365,000 385,000 400,000 415,000 435,000 14 15 4. Purpose. he Bonds shall provide funds for rehabilitation projects to the City's 16 sewer system, including work,on numerous pumping and lift stations and the relining of existing sewer 17 lines (the "Tmprovements"}.� 18 5. Int�rest. The Bonds shall bear interest payable semiannually on 3une 1 and 19 December 1 of each ye �' as provided in Section 2.08 of the General Resolution (each, an"Interest 20 Payment Date"), comu9encing December 1, 2004, calculated on the basis of a 360-day year of twelve 21 30-day months, at tl� respective rates per annum set forth opposite the maturity years as follows: 1622999v3 4 � �� Maturity Yeaz 2004 2005 2006 200'7 2008 2009 2010 2011 2012 2.250% 2.250 2.250 2.250 2.500 2.500 3.000 3.000 3.125 Maturitv Year 2013 2014 2016 2018 2020 2021 2022 2023 Tnterest Rate 3300% 3.500 3.750 4.000 4.100 4.150 4.200 4.250 2 6. Description of the Global Certificates and Global Book-Entr� s'S tem. Upon their 3 original issuance the Bonds will be issued in the form of a sangle Global Certificate for each maturity, 4 deposited with The Depository Trust Company or its agent as the Depository by the Purchaser and 5 immobilized as provided in paragraph 7, all in accordance with (and as provided in, and with the force 6 and effect provided in) Sections 2.01 and 2.11 of the General Resolution. 10 11 12 13 7. Immobilization of Global Certificates bv the Depository; Successar Depositorv: Replacement Bonds. Pursuant to the request of the Purchaser to the Depository, which request is required by the Terms of Proposal, immediately upon the original delivery of the Bonds the Purchaser will deposit the Global Certificates representing a11 of the Bonds with the Depository or its agent, subj ect to the possible issuance later of Replacement Bonds, all in accordance with (and as provided by, and with the force and effect provided in) Section 212 of the General Resolution. Redemntion. 14 (a) O_ptional Redemption. All Bonds maturing after December 1, 2014, shall be subject to 15 redemption and prepayxnent at the option of the City on such date and on any day thereafter at a price of 16 par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to prepayment. 17 If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of mahxrity and in 18 such amount per maturity as the City shall determine (treating amounts scheduled for mandatory 19 redemption as maturities); and if only part of the Bonds having a common maturity date are called for 20 prepayment, the Global Certificates may be prepaid in $5,000 increments of principal and, if applicable, 21 the specific Replacement Bonds to be prepaid shall be chosen by lot by the Bond Registrar. 22 (b) Scheduled Mandator�Redem t� ion. Term Bonds maturing in the year 2016 are subject to 23 redemption and prepayment on December 1, 2015, at a price of par plus accnxed interest, without 24 premium, in the amount set forth below: 25 26 27 28 29 Year Amount 2015 $315,000 2016 325,000 (Maturity) Term Bonds mahuing in the year 2018 are subject to redemption and prepayment on December 1, 2017, at a price of par plus accrued interest, without premium, in the amount set forth below: Interest Rate 1622999v3 o�-3�tg Maturitv Year 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2 � Interest Rate Maturitv Yeaz Interest Rate % 2014 % 2015 2016 2017 2018 2019 2020 2021 3 original issuance the Bonds will be issued in the f 4 deposited with The Depository Tnxst Company or 5 immobilized as provided in paragraph 7, all in ac 6 and effect provided in) Sections 2.01 and 2.11 � fi tes and Global Book-En S stem. Upon their f a single Global Certificate for each maturity, agent as the Depository by the Purchaser and ance with (and as provided in, and with the force General Resolution. 7 7. Immobilizarion of Gl al Certificates b the De osito • Successor p osito • 8 Replacement Bonds. Pursuant to the req st of the Purchaser to the Depository, which request is 9 required by the Terms of Proposal, i diately upon the original delivery of the Bonds the Purchaser 10 will deposit the Global Certificates r esenting all of the Bonds with the Depository or its agent, 11 subject to the possible issuance late ofReplacement Bonds, all in accordance with (and as provided by, 12 and with the force and effect pro ' ed in) Section 2.12 of the General Resolution. 13 14 15 16 17 18 19 20 21 22 23 E:� (a) O tionai Re em tion• Due Date. All Bonds maturing after December 1, 2014, shall be subject to redemption an prepayment at the option of the City on such date and on any day thereafter at a price of par plus acci d interest. Redemption may be in whole ar in part of the Bonds subject to prepayment. If rede tion is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in suc amount per maturity as the City shall determine; and if only part of the Bonds having a common aturity date are called for prepayment, the Global Certificates may be prepaid in $5,000 increme s of principal and, if applicable, the specific Replacement Bonds to be prepaid shall be chosen by lot the Bond Registrar. Bonds or portions thereof called for redemption shall be due and payable on t redemption date, and interest thereon shall cease to accrue from and after the redemption date. 24 ) Notation on Global Certificate. Upon a reduction in the aggregate principal amount of a 25 Giob Certificate, the Holder may make a notation of such redemption on the panel provided on the 26 Glo al Certificate stating the amount so redeemed, or may return the Global Certificate to the Bond 27 R'straa in exchange for a new Global Certificate authenticated by the Bond Registrar, in proper 28 rincipal amount. Such notation, if made by the Holder, shall be for reference only, and may not be 29 relied upon by any other person as being in any way determinative of the principal amount of such 3 Global Certificate outstanding, unless the Bond Registrar has signed the appropriate column of the 31 panel. 1622999v3 �-3S18 Year Amount 2017 $340,000 2018 350,000 (Maturity) 4 Term Bonds mahuiug in the yeaz 2020 are subject to redemption and prepayment on December 1, 2019, 5 at a price of par plus accrued interest, without premium, in the amount set forth below: Year Amount 2019 $365,000 2020 385,000 (Mahxrity) 9 (c) Due Date. Bonds or portions thereof called for redemprion shall be due and payable on 10 the redemption date, and interest thereon shall cease to accrue from and after the redemprion date. 11 (d) Notation on Global Certificate. Upon a reduction in the aggregate principal amount of a 12 Global Certificate, the Holder may make a notation of such redemption on the panel provided on the 13 Global Certificate stating the amount so redeemed, or may return the Global Certificate to the Bond 14 Registraz in exchange far a new Global Certificate authenticated by the Bond Registrar, in proper 15 principal amount. Such notation, if made by the Hoider, shall be for reference only, and may not be 16 relied upon by any other person as being in any way determinative of the principal amount of such 17 Global Certificate outstanding, unless the Bond Registrar has signed the appropriate column of the 18 panel. 19 (e) Selection of Replacement Bonds. To effect a partial redemption of Replacement Bonds 2Q ha�ing a common maturity date, the Bond Registraa� prior to giving notice of redemption shall assign to 21 each Replacement Bond having a common maturity date a distinctive number for each $5,000 of the 22 principal amount of such Replacement Bond. The Bond Registrar shall then select by lot, using such 23 method of selecrion as it shall deem proper in its discretion, from the numbers so assigned to such 24 Replacement Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount 25 of such Replacement Bonds to be redeemed. The Replacement Bonds to be redeemed shall be the 26 Replacement Bonds to which were assigned numbers so selected; provided, however, that oniy so much 27 of the principal amount of each such Replacement Bond of a denomination of more than $5,000 shall be 28 redeemed as shall equal $5,000 for each number assigned to it and so selected. 29 ( fl Partial Redemption of Replacement Bonds. If a Replacement Bond is to be redeemed 30 only in part, it shall be surrendered to the Bond Registrar (with, if the City or Bond Registrar so requires, 31 a written instrument of transfer in form satisfactory to the City and Bond Registrar duly executed by the 32 Holder thereof or his, her or its attorney duly authorized in writing) and the City shall execute (if 33 necessaxy) and the Bond Registrar shall authenticate and deliver to the Holder of such Replacement 34 Bond, without service chazge, a new Replacement Bond or Bonds of the same series having the same 35 stated maturity and interest rate and of any authorized denomination or denominarions, as requested by 36 such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the 37 principal of the Bond so surrendered. 38 (g) Request for Redemntion. The Bond Registrar shall call Bonds for redemption and 39 payxnent as herein provided upon receipt by the Bond Registrar at least forty-five (45) days prior to the 1622999v3 o�f- 3y 8 1 (c) Selection of Revlacement Bonds. To effect a partial redemption of Repl ement Bonds 2 having a common maturity date, the Bond Registrar prior to giving norice of redempf n shall assign to 3 each Replacement Bond having a common maturity date a distinctive number for ch $5,000 of the 4 principal amount of such Replacement Bond. The Bond Registraz shall then sel t by lot, using such 5 method of selection as it shall deem proper in its discretion, from the number so assigned to such 6 Replacement Bonds, as many numbers as, at $5,000 for each number, shal qual the principal amount 7 of such Replacement Bonds to be redeemed. The Replacement Bonds t e redeemed shall be the 8 Replacement Bonds to which were assigned numbers so selected; pro �ded, however, that only so much 9 of the principal amount of each such Replacement Bond of a deno � ation of more than $5,000 shall be 10 redeemed as shall equal $5,000 for each number assigned to it an so selected. 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 (d) Partial Redemntion of Replacement Bonds. If Replacement Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar ( rth, if the City or Bond Registrar so requires, a written instrument of transfer in form satisfactory to th ity and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorize in writing) and the City shall execute (if necessary) and the Bond Registrar shall authenticate d deliver to the Holder of such Replacement Bond, without service charge, a new Replacement ond ar Bonds of the same series having the same stated maturity and interest rate and of any autho zed denomination or denominations, as zequested by such Holder, in aggregate principal amount eq 1 to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. (e) Reauest for Redemption. he Bond Registrar shall call Bonds for redemption and payment as herein provided upon recei by the Bond Registrar at least forty-five (45) days prior to the redemption date of a request of the C� y, in written form if the Bond Registrar is other than a City officer. Such request shall specify e principal amount of Bonds to be called for redemption and the redemption date. (� Notice. Maile notice of redemption shall be given to the paying agent (if other than a City officer) and to each aff ted Holder. If and when the City shall call any of the Bonds for redemption and payment ar to the stated maturity thereof, the Bond Registrar shall give written notice in the name of the City o its intention to redeem and pay such Bonds at the office of the Bond Registrar. Notice of redemption s all be given by first class mail, postage prepaid, mailed not less than thirty (30) days prior to the rede ption date, to each Holder of Bonds to be redeemed, at the address appearing in the Bond Register. 11 norices of redemption shall state: 32 33 34 35 36 37 38 39 / l 1622999v3 The redemption date; (ii) The redemption price; ` (iii) If less than all outstanding Bonds are to be redeemed, the identification (and, in case of partial redemption, the respective principal amounts) of the Bonds to be redeemed; (iv) That on the redemption date, the redemption price will become due and payable upon each such Bond, and that interest thereon shall cease to accrue from and after said date; and (v) The place where such Bonds are to be surrendered for payrnent of the redemption price (which shall be the office of the Bond Registrar). oY�- 3 �� 10 11 12 13 14 15 16 17 18 redemption date of a request of the City, in written form if the Bond Registrar is other than a City officer. Such request shail specify the principal amount of Bonds to be called for redemption and the redemption date. (h) Notice. Mailed notice of redemprion shall be given to the paying agent (if other than a City officer) and to each affected Holder. If and when the City shall call any of the Bonds for redemption and payment prior to the stated maturity thereof, the Bond Registrar shall give written notice in the name of the City of its intention to redeem and pay such Bonds at the office of the Bond Registrar. Notice of redemption shall be given by first class mail, postage prepaid, mailed not less than thirty (30) days prior to the redemption date, to each Holder of Bonds to be redeemed, at the address appearing in the Bond Register. All norices of redemption shall state: (i) (ii) (iii) If less than all outstanding Bonds are to be redeemed, the identification (and, in the case of partial redemption, the respective principal amounts) of the Bonds to be redeemed; (iv) That on the redemption date, the redemption price will become due and payable upon each such Bond, and that interest thereon shall cease to accrue from and after said date; and (v) The place where such Bonds are to be surrendered for payment of the redemption price (which shall be the office of the Bond Registrar). The redemption date; The redemption price; 19 (i) Notice to Depository. Notices to The Depository Trust Company or its nominee shall 20 contain the CUSIP numbers of the Bonds. If there are any Holders of the Bonds other than the 21 Depository or its nominee, the Bond Registrar shall use its best efforts to deliver any such nofice to the 22 Depositozy on the busaness day next preceding the date of mailing of such notice to all other Holders. 23 24 25 26 27 28 24 30 31 9. Bond Re '€�straz. As provided in Section 2.03 of the Ceneral Resolution, U.S. Bank National Association is appointed to act as bond registrar and transfer agent with respect to the Bonds (the "Bond Registrar"), and shall do so unless and until a successor Bond Registrar is duly appointed. A successor Bond Registraz shall be an officer of the City or a bank or trust company eligible for designarion as bond registraz pursuant to Minnesota Statutes, Chapter 475, and may be appointed pursuant to any contract the City and such successor Bond Registrar shall execute which is consistent herewith. The Bond Registrar shali also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and interest on the Bonds shall be paid to the Holders (or record holders) of the Bonds in the manner set forth in the forms of Bond and paragraph 15. 32 10. Forms of Bond The Bonds shall be in the form of Globai Certificates unless and 33 until Replacement Bonds are made available as provided in pazagraph 7, all pursuant to Sections 2.01, 34 2.14 and 2.17 of the General Resolution. Each form of bond may contain such additional or different 35 terms and provisions as to the form of payment, record date, notices and other matters as are consistent 36 with the I,etter of Representations and approved by the City Attomey. 37 A. Global Certificates. The Global Certificates, together with the legend regarding 38 bond insurance, the Certificate of Registration, the Register of Partial Payments, form of Assignxnent 1622999v3 7 o�- 3`� g (g) Norice to Depository. Norices to The Depository Trust Company or i nominee shall contain the CUSIP numbers of the Bonds. If there aze any Holders of the Bonds er than the Depository or its nominee, the Bond Registru shall use its best efforts to deliv any such notice to the Depository on the business day next preceding the date of mailing of such n ice to all other Holders. 5 9. Bond Re �ig_strar. As provided in Section 2.03 of e General Resolution, U.S. 6 Bank National Association is appointed to act as bond registrar and sfer agent with respect to the 7 Bonds (the "Bond Registraz"), and shall do so unless and until a s cessor Bond Registrar is duly 8 appointed. A successor Bond Registraz shali be an officer of th ity or a bank or trust company 9 eligible for designation as bond registraz pursuant to Minneso Statutes, Chapter 475, and may be 10 appointed pursuant to any contract the City and such succe or Bond Registrar shall execute which is 11 consistent herewith. The Bond Registrar shall also serve paying agent unless and until a successor 12 paying agent is duly appointed. Principai and interest the Bonds shall be paid to the Holders (or 13 record holders) of the Bonds in the manner set forth ' the forms of Bond and paragraph 15. 14 10. Forms of Bond The Bon shall be in the form of Global Certificates unless and 15 until Keplacement Bonds aze made available rovided in paragraph 7, all pursuant to Sections 2.01, 16 2.14 and 2.17 of the General Resolution. Ea form of bond may contain such additional or different 1 � terms and provisions as to the form of pa ent, record date, notices and other matters as are consistent 18 with the Letter of Representations and ap roved by the City Attorney. 19 A. Global Certific es. The Global Certificates, together with the legend regarding 20 bond insurance, the Certificate of R gistration, the Register of Partial Payments, form of Assignment 21 and the registration information reon, shali be in substantially the following form and may be 22 typewritten rather than printed: 1622999v3 7 1 and the registration anformation thereon, shall be in substantially the following form and may be 2 typewritten rather than printed: 1622999v3 o�- 3�g iJNITED STATES OF AMERICA 3 STATE OF MINNESOTA 4 RAMSEY COUNTY 5 CITY OF SAINT PAi3L R- � SEWER REVENLTE BOND, SERIES 2004E INTEREST RATE 10 11 12 REGISTERED OWNEIZ: 13 14 PRINCII'AL AMOUNT: 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 MATURITX DATE December 1, _ DATE , 2004 DOLLARS CUSIP KNOW ALL PERSONS THESE PRESENTS that the City of Saint Paul, Ramsey County, Minnesota (the "Issuer" or "Ci "), certifies that it is indebted and for value received promises to pay to the registered owner specifi above or on the certificate of registration below, or registered assigns, in the manner hereinafter s forth, the principal amount specified above, on the maturity date specified above, unless called for arlier redemption, and to pay interest thereon semiannually on June 1 and December 1 of each year (e ch, an"Interest Payment Date"), commencing December 1, 2004, at the rate per annum specified abov (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is p� or has been provided for. This Bond will bear interest from the most recent Interest Payment D e to which interest has been paid or, if no interest has been paid, from the date of original issue he of. The principal of and premium, if any, on this Bond are payable in same- day funds by 2:30 p.xxxjEastern time, upon presentation and surrender hereof at the principal office of in , Minnesota (the "Bond Registrar"), actin s paying agent, or any successor paying agent duly appointed by the Issuer; provided, howev r, that upon a partial redemption of this Bond which results in the stated amount hereof being reduced e Holder may in its discretion be paid without presentation of this Bond, which payment sha be received no later than 230 p.m., Eastern time, and may make a notation on the panel provided h ein of such redemption, stating the amount so redeemed, or may return the Bond to the Bond Re strar in exchange for a new Bond in the proper principal amount. Such notation, if made by 34 the Hol er, shall be for reference only, and may not be relied upon by any other person as being in any 35 way ternunative of the principal amount of this Bond outstanding, unless the Bond Registrar has 36 si d the appropriate column of the panel. Interest on this Bond will be paid on each Tnterest Payment 37 D te in same-day funds by 2:30 p.m. Eastern time, to the person in whose name this Bond is registered 38 he "Holder" or "Bondholder") on the registration books of the Issuer maintained by the Bond Registrar 1622999v3 g C�/ - 3�� 2 3 4 5 R- 6 7 8 9 INTEREST RATE 10 11 12 REGISTERED OWNER: 13 14 PRINCIl'AL AMOUNT: 15 16 17 18 19 20 21 22 23 24 25 26 27 28 24 30 31 32 33 34 35 36 37 38 iINITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COIJNTY CITY OF SAINT PAUL SEWER REVENUE BOND, SERIES 2004E MATURITY DATE OF DATE ORIGINAL ISSLTE December 1, _ April 1, 2004 DOLLARS CUSIP KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Raznsey County, Minnesota (the "Issuer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above or on the certificate of registration below, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for eariier redemption, and to pay interest thereon semiannually on June 1 and December 1 of each year (each, an"Interest Payment Date"), commencing December 1, 200A, at the rate per annuxn specified above (calculated on the basis of a 360-day yeaz of twelve 30-day months) until the principal suxn is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereo£ The principal of and premium, if any, on this Bond are payable in same- day funds by 2:30 pm., Eastern time, upon presentation and surrender hereof at the principal office of in Minnesota (the "Bond Registrar"), acting as paying agent, or any successor paying agent duly appointed by the Issuer; provided, however, that upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion be paid without presentarion of this Bond, which payxnent shall be received no later than 230 p.m., Eastern time, and may make a notation on the panel provided herein of such redemption, stating the amount so redeemed, ar may return the Bond to the Bond Registrar in exchange for a new Bond in the proper principal amount. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon by any other person as being in any way determinative of the principal amount of this Bond outstanding, unless the Bond Registrar has signed the appropriate coluxnn of the panel. Tnterest on this Bond will be paid on each Interest Payment Date in same-day funds by 2:30 p.m. Eastern time, to the person in whose name this Bond is registered (the "Holder" or "Bondholder") on the registration books of the Issuer maintained by the Bond Registrar 1622999v3 o�- 3�f� 1 and at the address appearing thereon at the close of business on the fifteenth day of the calendar month 2 next preceding such Interest Payment Date (the "Regulaz Record Date"). Interest payments shall be 3 received by the Holder no later than 230 p.m., Eastem time; and principal and premium payments shall 4 be received by the Holder no later than 230 p.m., Eastern time, if the Bond is surrendered for payment 5 enough in advance to pernut payment to be made by such time. Any interest not so tnnely paid shall 6 cease to be payable to the person who is the Holder hereof as of the Regular Record ate, and shall be 7 payable to the person who is the Holder hereof at the close of business on a date e"Special Record 8 Date") fi�ced by the Bond Registrar whenever money becomes available for pa ent of the defaulted 9 interest. Notice of the Special Record Date shall be given to Bondholders n less than ten days prior to 10 the Special Record Date. The principal of and premium, if any, and inter t on this Bond are payable in 11 lawful money of the United States of America. 12 13 14 15 16 17 18 Date of Payment Not Business Dav. If the date far ayment of the principal of, premium, if any, or interest on this Bond shall be a Saturday, Sunday, leg oliday or a day on which banking institutions in the City of New York, New York, or the city w ere the principal office of the Bond Registrar is located are authorized by law or executive ord to close, then the date for such payment shall be the next succeeding day which is not a Saturday unday, legal holiday or a day on which such banking institutions are authorized to close, and paym t on such date shall have the same force and effect as if made on the nominal date of payment. 19 Redem tp ion. All Bonds of tMs is e(the "Bonds") maturing after December 1, 2014, are 20 subject to redemption and prepayment at the o ion of the Issuer on such date and on any day thereafter 21 at a price of par plus accrued interest. Rede tion may be in whole or in part of the Bonds subj ect to 22 prepayment. If redemption is in part, those onds remaining unpaid may be prepaid in such order of 23 maturity and in such amount per maturit as the City shall determine; and if only part of the Bonds 24 having a common maturity date are cal d far prepa�nnent, this Bond may be prepaid in $5,000 25 increments of principal. Bonds or po 'ons thereof called for redemption shall be due and payable on the 26 redemption date, and interest there shall cease to accrue from and after the redemption date. 27 Notice of Rede tion. Mailed notice of redemptiott shall be given to the paying agent (if 28 other than a City officer) and each affected Holder of the Bonds. In the event any of the Bonds are 29 called for redemption, writt notice thereof will be given by first class mail mailed not less than thirty 30 (30) days prior to the rede ption date to each Holder of Bonds to be redeemed. In connection with any 31 such notice, the "CUSIP' numbers assigned to the Bonds shall be used. 32 33 34 35 36 37 38 39 40 41 42 Replackment or Notation of Bonds after Partial Redemption. Upon a partial redemption of this Bond which .esults in the stated amount hereofbeing reduced, the Holder may in its discretion make a notation "the panel provided herein of such redemption, stating the amount so redeemed. Such notation, if ma ,�by the Holder, shall be for reference only, and may not be relied upon by any other person as bei in any way determinarive of the principal amount of the Bond outstanding, unless the Bond Regis has signed the appropriate column of the panel. Otherwise, the Holder may surrender this Bond he Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written inshlunent of transfer ' form saris£actory to the Issuer and Bond Registrax duly executed by the Holder thereof or his, her or i attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Regis ar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond of same series having the same stated maturity and interest rate and of the authorized denomination 1622999v3 �-3�t � 1 and at the address appearing thereon at the close of business on the fifteenth day of the calendar month 2 next preceding such Interest Payment Date (the "Regular Record Date"). Interest payments shall be 3 received by the Holder no later than 2:30 p.m., Eastem time; and principal and premium payments shall 4 be received by the Holder no later than 230 p.m., Eastern time, if the Bond is surrendered for payment 5 enough in advance to permit payment to be made by such time. Any interest not so timely paid shall 6 cease to be payable to the person who is the Holder hereof as of the Regulaz Record Date, and shall be 7 payable to the person who is the Holder hereof at the close of business on a date (the "Special Record 8 Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted 9 interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to 10 the Special Record Date. The principal of and premium, if any, and interest on this Bond are payable in 11 lawful money of the United States of America. 12 Date of Pavment Not Business Day. If the date for payment of the principal of, premium, 13 if any, ar interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking 14 institurions in the City of New York, New York, or the city where the principal office of the Bond 15 Registrar is located are authorized by law or executive order to close, then the date for such payment 16 shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such 17 banking institutions are authorized to close, and payment on such date shall have the same force and 18 effect as if made on the nominal date of payment. 19 Redemption. All Bonds of this issue (the "Bonds") maturing after December 1, 2014, are 20 subject to redemption and prepayment at the option of the Issuer on such date and on any day thereafter 21 at a price of par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to 22 prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of 23 mahxrity and in such amount per maturity as the City shall deternrine (treating amounts scheduled for 24 mandatory redemption as maturities); and if only part of the Bonds having a common maturity date are 25 called for prepayment, this Bond may be prepaid in $5,000 increments of principal. 26 Scheduled Mandatory Redemption. The Bonds maturing in the year 2016 are subject to 27 redemption and prepayment on December 1, 2015, at a price of par plus accrued interest, without 28 premium, in the amount set fbrth below: 29 Year Amount 30 2015 $315,000 31 2016 325,000 (Maturity) 32 The Bonds maturing in the yeaz 2018 are subject to redemprion and prepayment on December 1, 2017, 33 at a price of par plus accrued interest, without premiunn, in the amount set forth below: 34 Year Amount 35 2017 $340,000 36 2018 350,000 (Maturity) 1622999v3 1� D�- 3�!$ 1 in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal o 2 the Bond so sunendered. 3 Issuance; Purpose: Securitv. This Bond is one of an issue in the total princip amount of 4 $6,300,000, all of like date of original issue and tenor, except as to number, maturity, inte st rate, 5 denomination and redemprion privilege, which Bond has been issued pursuant to and i ll conformity 6 with the Constitution and laws of the State of Miuuesota and the Charter of the Issue and pursuant to a 7 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 resolurion adopted by the City Council of the Issuer on May 24, 1988 (the supplemented on March 24, 2004 (the "Supplemental Resolution") (collec the purpose of providing, together with certain other moneys of the Issuer, projects to the City's sewer system. This Bond has been issued to aid in fi system or part thereof pursuant to Minnesota Statutes, Section 115.46. T Revenue Bond Debt Service Account of the Issuer's Sewer Service Ent cesoiunon �, as "Resolution"), for s for rehabilitation cing a sewage disposal Bond is payable out of the �e Fund, to which have been pledged revenues of the Issuer's Sewer System. The Bonds and the i erest thereon aze payable solely and exclusively from the Revenues (as defined in the Resolution) the Sewer System of the Issuer pledged to the payment thereof, and sums held in a Reserve Fun , and do not constitute a debt of the Issuer within the meaning of any constitutional, Charter or sta tory limitation of indebtedness. In the event of any default hereunder, the Holder of this Bond may xercise any of the rights and privileges g�anted by the laws of the State of Minnesota subj ect to t provisions of the Resolution. The Bonds of this issue are secured by a first and prior lien upon the enues of the Sewer System of the Issuer and by sums held in a Reserve Fund, on a parity of lien wi the Issuer's $26,280,000 Sewer Revenue Refunding Bonds, Series 2003D. The Issuer is auth 'zed under certain conditions to issue additional revenue obligations on a parity of lien with these onds, all as provided in the Resolution. The Bonds of this series and any other revenue obligations reafter issued on a parity therewith aze referred to herean as the "Parity Bonds". All other capita ' ed terms used but not defined herein have the meanings assigned to those terms in the Resolution. Holders. For the pw Bonds issued under the Resolution, Bonds the owners of beneficial inte in whose name (ar in whose nomi Holder in whose name (or in w� therein. oose of all actions, consents and other matters affecting Holders of the ssuer may (but shall not be obligated to) treat as Holders of ts in any Bond as shown by the certificate of the person or entity e name) such Bond is registered. Otherwise, the Issuer may treat the nominee name) a Bond is registered as the owner of all the interest Action b H ders. The Hoiders of fifty-one percent (51%) or more in aggregate principal amount of all B ds at any time outstanding under the Resolution as supplemented may, either at law or in equity, by s t, action, ar other proceedings, protect and enforce the rights of all Holders of Bonds then outstand� , or enforce and compei the performance of any and all of the covenants and duties specified in t Resolution to be performed by the Issuer or its officers and agents; provided, however, that no ng shall affect or impair the right of any Bondholder to enforce the payment of the principal of an terest on any Bond at and after the maturity thereof, or the obiigation of the Issuer to pay the princ al of and interest on each of the Bonds issued to the respective Holders thereof, at the rime and pl�e, from the source and in the manner provided in the Bonds. 41 f Denominations; Exchange; Resolution. The Bonds are issuable originally only as Global 42 Certifi�tes in the denomination of the entire principal amount of the issue maturing on a single date, or, 43 if a portion of said principal is prepaid, said principal amount less the prepayment. Global Certificates 1622999v3 1 � 0�-3�� 2 4 The Bonds maturing in the year 2020 are subject to redemption and prepayment on December 1, 2019, at a price of paz pius accrued interest, without premium, in the amount set forth below: Year Amount 2019 $365,000 2020 385,000 (Maturity) 6 Due Date. Bonds or portions thereof called for redemption shall be due and payable on 7 the redemption date, and interest thereon shall cease to accrue from and after the redemption date. 8 Norice of Redemntion. Mailed notice of redemption shali be given to the paying agent (if 9 other than a City officer) and to each affected Holder of the Bonds. In the event any of the Bonds are 10 called for redemption, written notice thereof will be given by first class mail mailed not less than thirty 11 (30) days prior to the redemption date to each Aolder of Bonds to be redeemed. In connection with any 12 such notice, the "CUSIP" numbers assigned to the Bonds shall be used. 13 Renlacement ar Notation of Bonds after Partial Redemntion. Upon a partial redemption 14 of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion 15 make a notation on the panel provided herein of such redemprion, stating the amount so redeemed. Such 16 notation, if made by the Holder, shall be for reference only, and may not be relied upon by any other 17 person as being in any way detemunative of the principal amount of the Bond outstanding, unless the 18 Bond Registrar has signed the appropriate column of the panel. Otherwise, the Holder may surrender 19 this Bond to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written inshument of 20 transfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, 21 her or its attomey duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond 22 Registrar shall authenticate and deliver to the Hoider of such Bond, without service chazge, a new Bond 23 of the same series having the same stated maturity and interest rate and of the authorized denomination 24 in ag�egate pXincipal amount equal to and in exchange for the unredeemed portion of the principal of 25 the Bond so surrendered. 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 Issuance; Purpose; Securitv. This Bond is one of an issue in the total princapal amount of $6,300,000, all of like date of original issue and tenor, except as to number, maturity, interest rate, denomination and redemption privilege, which Bond has been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on May 24, 1988 (the "General Resolution"), as supplemented on March 24, 2004 (the "Supplemental Resolution") (collectively, the "Resolution"), for the purpose of providing, together with certain other moneys of the Issuer, funds for rehabilitation projects to the City's sewer system. This Bond has been issued to aid in fmancing a sewage disposal system ar part thereof pursuant to Minnesota Statutes, Section 115.46. This Bond is payable out of the Revenue Bond Debt Service Account of the Issuer's Sewer Service Enterprise Fund, to which have been pledged revenues of the Issuer's Sewer System. The Bonds and the interest thereon are payable solely and exclusively from the Revenues (as defined in the Resolution) of the Sewer System of the Issuer pledged to the payment thereof, and sums held in a Reserve Fund, and do not consritute a debt of the Issuer within the meaning of any constitutional, Charter or statutory limitation of indebtedness. In the event of any default hereunder, the Holder of this Bond may �ercise any of the rights and privileges granted by the laws of the State of Minnesota subject to the provisions of the Resolution. The Bonds of 1622999v3 11 2 0 v4- 3 `1f� are not exchangeable for fully registered bonds of smaller denominations except to evid ce a partial prepayment or in exchange for Replacement Bonds if then available. Replacement B ds, if made available as provided below, are issuable solely as fully registered bonds in the de minations of $5,000 and integral multiples thereof of a single maturity and aze exchangeable for full egistered Bonds of other authorized denominations in equal aggregate principal amounts at the p' cipal office of the Bond 6 Registrar, but only in the manner and subject to the limitations provided in e Resolution. Reference is 7 hereby made to the Resolution for a description of the rights and duties o the Bond Registrar. Copies of 8 the Resolution are on file in the principal office of the Bond Registrar. 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Modification of Resolution. No change, amendme , modification or alteration shall be made in the wvenants made with Holders of all Bonds issued er the Resolution as ffom tirne to time supplemented without the consent of the Holders of not less siacty percent (60%) in aggregate principal amount of all such Bonds then outstanding except or changes, amendments, modifications and alterarions (a) made to cure any ambiguity or formal defe or omission, or (b) made in connection with the issuance of Additional Bonds, or (c) which preserve e exclusion from gross income of interest on the Tax-Exempt Bonds under Section 103 of the Inte al Revenue Code of 1986, as amended, or (d) which are reasonably necessary to preserve the rati then in effect for any ar all series of Bonds then outstanding, or to obtain an investment grade ra � far a series of Additional Bonds, or to obtain a Credit Facility for the benefit of the Holders of 1 or a portion of the Bonds of a series, ar(e) which increase the debt service coverage ratio speci d for Additional Bonds, or ( fl which would not materially prejudice the Holders of outstand� g Bonds; provided, however, that nothing herein contained shall permit or be construed as permitting ) an extension of the maturity of the principal of or the interest on any Bonds, or (2) a reducrion n the principal amount of any Bond or the rate of interest thereon, ar(3) a privilege of priority o any Bond or Bonds over any other Bond or Bonds except as otherwise provided in the Resolution or (4) a reduction in the aggregate principal amount of Bonds required for consent to any change, endment, modification or alteration, or (5) the creation of any lien ranking prior to or on a parity wit the lien of the Bonds, except as expressly perxnitted by the Resolution as supplemented, or ) a modification of any of the provisions of this paragraph, without the consent of the Holders of one dred percent (100%) of the principal amount of all Bonds outstanding. 29 Re 30 (a) 31 Issuer is u 32 or determi 33 34 35 36 37 Replacement Bonds may be issued by the Issuer in the event that: Depository shall resign or discontinue its services for the Bonds, and the locate a substitute depository within two (2) months following the resignation of non-eligibility, or (b) upon a determination by the Issuer in its sole discretion that (1) the conrinuation of the bo -entry system described in the Resolution, which precludes the issuance of certificates (other t an Global Certificates) to any Holder other than the Depository (or its nominee), might adver ely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best inte st of the beneficial owners of tYte Bonds that they be able to obtain certificated bonds. 38 Transfer. This Bond shall be registered in the name of the payee on the books of the 39 Issuer y presenting this Bond for registration to the Bond Registrar, who will endorse his, her or its 40 name and note the date of registration opposite the name of the payee in the certificate of registration 41 attached hereto. Thereafter this Bond may be transferred by delivery with an assignment duly executed 42 by the Holder or his, her or its legal representatives, and the Issuer and Bond Registrar may treat the 1622999v3 1 1 1 this issue are secured by a first and prior lien upon the Revenues of the Sewer System of the Issuer and 2 by sums held in a Reserve Fund, on a parity of lien with the Issuer's $26,280,000 Sewer Revenue 3 Refunding Bonds, Series 2003D. The Issuer is authorized under certain conditions to issue additional 4 revenue obligarions on a parity of lien with these Bonds, all as provided in the Resolution. The Bonds 5 of this series and any other revenue obligations hereafter issued on a parity therewith are refened to 6 herein as the "Parity Bonds". All other capitalized terms used but not defined herein have the meanings 7 assigned to those terms in the Resolution. 8 Holders. For the purposes of all actions, consents and other matters affecting Holders of 9 Bonds issued under the Resolution, the Issuer may (but shall not be obligated to) treat as Holders of 10 Bonds the owners of beneficial interests in any Bond as shown by the certificate of the person or entity 11 in whose name (or in whose nominee name) such Bond is registered. Otherwise, the Issuer may treat the 12 Holder in whose name (or in whose nominee name) a Bond is registered as the owner of all the interest 13 therein. 14 Action by Holders. The Holders of fifty-one percent (51 %) or more in aggregate 15 principal amount of all Bonds at any time outstanding under the Resolution as suppiemented may, either 16 at law or in equity, by suit, action, or other proceedings, protect and enforce the rights of a11 Holders of 17 Bonds then outstanding, or enforce and compel the performance of any and all of the covenants and 18 duties specified in the Resolution to be performed by the Issuer or its officers and agents; provided, 19 however, that nothing shall affect or impair the right of any Bondholder to enfarce the payment of the 20 principal of and interest on any Bond at and after the maturity thereof, ar the obligation of the Issuer to 21 pay the principal of and interest on each of the Bonds issued to the respecrive Holders thereof, at the 22 time and place, from the source and in the manner provided in the Bonds. 23 Denominations; Exchan�e; Resolution. The Bonds are issuable originally only as Global 24 Certificates in the denomination of the enrire principal amount of the issue maturing on a single date, or, 25 if a portion of said principal is prepaid, said principal amount less the prepayment. Global Certificates 26 aze not exchangeable for fully registered bonds of smaller denominations except to evidence a partial 27 prepayment or in exchange for Replacement Bonds if then available. Replacement Bonds, if made 28 auailable as provided below, are issuable solely as fully registered bonds in the denominations of $5,000 29 and integral multiples thereof of a single maturity and are exchangeable for fully registered Bonds of 30 other authorized denominations in equal aggregate principal amounts at the principal office of the Bond 31 Registrar, but only in the manner and subject to the limitations provided in the Resolution. Reference is 32 hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of 33 the Resolution are on file in the principal office of the Bond Registrar. 34 Modification of Resolution. No change, amendment, modification or alteration shall be 35 made in the covenants made with Holders of all Bonds issued under the Resolution as from time to time 36 supplemented without the consent of the Holders of not less than sixty percent (60%) in aggregate 37 principal amount of ali such Bonds then outstanding except for changes, amendments, modifications and 38 alterations (a) made to cure any ambiguity or formal defect or omission, or (b) made in connecrion with 39 the issuance of Additional Bonds, ar(c) which preserve the exclusion from gross income of interest on 40 the Ta�c-Exempt Bonds under Section 103 of the Internai Revenue Code of 1986, as amended, or (d) 41 which are reasonably necessary to preserve the rating then in effect for any ar all series of Bonds then 42 outstanding, or to obtain an inveshnent grade rating for a series of Additional Bonds, or to obtain a 43 Credit Facility for the benefit of the Holders of all or a portion of the Bonds of a series, or (e) wluch 1622999v3 IZ ��� C� 6 7 Holder as the person exclusively enfitled to exercise all the rights and powers of owner unril this Bond is presented with such assignment for registration of trans£er, accompani by assurance of the nature provided by law that the assignment is genuine and effecrive, and unf such transfer is registered on said books and noted hereon by the Bond Registraz, all subject to the t s and condirions provided in the Resolurion and to reasonable regularions of the Issuer contained ' any agreement with, or notice to, the Bond Registraz. Transfer of this Bond may, at the dizection expense of the Issuer, be sub}ect to certain other restrictions if required to qualify this Bond as bein in registered form" within the meaning of Section 149(a) of the federal Internal Revenue Code 1986, as amended. 9 Fees upon Transfer or Loss. The Bond R 10 sufficient to cover any tas or other governmental charge 11 exchange of this Bond and any legal or unusual costs re� may require payment of a sum � in connection with the transfer or transfers and lost Bonds. 12 Treatment of Reeistered Owner. The ssuer and Bond Ren strar may treat the person in 13 whose name this Bond is registered as the owner reof for the purpose of receiving payment as herein 14 provided (except as otherwise provided with res ct to the Record Date) and for all other purposes, 15 whether or not this Bond shall be overdue, an either the Issuer nor the Bond Registrar shall be 16 affected by notice to the contrary. 17 Authentication. This Bon shall not be valid or become obligatory for any purpose or be 18 entitled to any security unless the Certi cate of Authentication hereon shall have been executed by the 19 Bond Registrar. 20 Not Qualified T; 21 Issuer as "qualified tas-exempt 22 Revenue Code of 1986, as ame; 23 24 25 26 27 28 29 30 31 IT IS required by the Con to happen and to be happened and have this Bond, together on the date of its is� statutory or Chart service furnish b� requirements o thi: 1622999v3 �bligafions. The Bonds have not been designated by the " for purposes of Section 265(b)(3) of the federal Internal HERE Y CERTIFIED AND RECITED that all acts, conditions and things srituti and laws of the State of Minnesota and the Charter of the Issuer to be done, perf rmed, precedent to and in the issuance of this Bond, have been done, have ie performed, in regular and due form, time and manner as required by law; that th all other debts of the Issuer outstanding on the date of original issue hereof and ance and delivery to the original purchaser, does not exceed any consritutional or limitation of indebtedness; and that the Issuer will establish rates and charges far the its Sewer System sufficient in amount to promptly meet the principal and interest issue. 12 ay -3�� 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 increase the debt service coverage ratio specified for Additional Bonds, or (fl which would not materially prejudice the Holders of outstanding Bonds; provided, however, that nothing herein contained shail pernut or be construed as pemutting (1) an extension of the maturity of the principal of or the interest on any Bonds, or (2) a reduction in the priucipal amount of any Bond or the rate of interest thereon, or (3) a privilege of priority of any Bond or Bonds over any other Bond or Bonds except as otherwise provided in the Resolurion, or (4) a reduction in the aggregate principal amount of Bonds required for consent to any change, amendment, modification or alteration, or (5) the creation of any lien ravlaug prior to or on a parity with the lien of the Bonds, except as expressly permitted by the Resolution as supplemented, or (6) a modification of any of the provisions of this paragraph, without the consent of the Aolders of one hundred percent (100%) of the principal amount of all Bonds outstanding. Replacement Bonds. Replacement Bonds may be issued by the Issuer in the event that: (a) the Depository shall resign or disconrinue its services for the Bonds, and the Issuer is unable to locate a substitute depository within rivo (2) months following the resignation or determination of non-eligibility, or (b) upon a determination by the Issuer in its sole discretion that (1) the continuation of the book-entry system described in the Resolution, which precludes the issuance of certificates (other than Cslobal Certificates) to any Holder other than the Depository (or its nominee), might adversely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certificated bonds. Transfer. This Bond shall be registered in the name of the payee on the books of the Issuer by presenting this Bond for registration to the Bond Registrar, who will endorse his, her or its name and note the date of registrarion opposite the name of the payee in the certificate of registration attached hereto. Thereafter this Bond may be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representatives, and the Issuer and Bond Registrar may treat the Holder as the person exclusively entifled to exercise all the rights and powers of an owner until this Bond is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted hereon by the Bond Registraz, a11 subject to the terms and conditions provided in the Resolution and to reasonable regulations of the Issuer contained in any agreement with, or notice to, the Bond Registrar. Transfer of this Bond may, at the direction and expense of the Issuer, be subject to certain other restricrions if required to qualify this Bond as being "in registered form" within the meaning of Section 149(a) of the federal Intemal Revenue Code of 1986, as amended. 33 Fees upon Transfer or L,oss. The Bond Registrar may require payment of a sum 34 sufficient to cover any taac or other governmental chazge payabie in connection with the transfer or 35 exchange of this Bond and any legal or unusual costs regarding transfers and lost Bonds. 36 Treatment of Re�istered Owner. The Issuer and Bond Registrar may treat the person in 37 whose name this Bond is registered as the owner hereof for the purpose of receiving payment as herein 38 provided (except as otherwise provided with respect to the Record Date) and for all other purposes, 39 whether or not this Bond shall be overdue, and neither the Issuer nor the Bond Registrar shall be 40 affected by notice to the contrary. 1622999v3 13 U�!- 3� 1 IN WITNESS WE�REOF, the City of Saint Paul, Raiusey County, � esota, by its 2 City Council has caused this Bond to be sealed with its official seal and to be execut on its behalf by 3 the photocopied facsixnile signature of its Mayor, attested by the photocopied facs' 'le signature of its 4 Clerk, and countersigned by the photocopied facsunile signature of its Duector ffice of Financial 5 Services. 0 Date of Registration Registrable by: Payable at: BOND REGISTRAR'S CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the Resolution mentioned within. CITY OF�S"AINT PAUL, RAMSF� COLTNTY, MINNESOTA Attest: Bond Registrar City Clerk I� Authorized Signature Countersigned: Director, Office of Financial Services 7 8 9 10 11 12 13 14 15 16 17 18 19 (SEAL) Sewer Revenue Bond, Series 2004E, No. R- 1622999v3 13 1 Authenrication. This Bond shall not be valid or become obligatory for any purpose or be 2 entitied to any security unless the Certificate of Authenticarion hereon shail have been executed by the 3 Bond Re�straz. 4 Not Oualified Taac-Exempt Obli aQ tions. The Bonds have not been designated by the 5 Issuer as"qualified tax-exempt obligations" for purposes of Section 265(b)(3) of the federal Intemal 6 Revenue Code of 1986, as amended. 7 IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions and things 8 required by the Constitution and laws of the State of Mimiesota and the Charter of the Issuer to be done, 9 to happen and to be performed, precedent to and in the issuance of this Bond, have been done, have 10 happened and have been performed, in regulaz and due form, time and manner as required by law; that 11 tlris Bond, together with all other debts of the Issuer outstanding on the date of original issue hereof and 12 on the date of its issuance and delivery to the original purchaser, does not exceed any constitutional or 13 statutory or Charter lunitation of indebtedness; and that the Issuer wi11 establish rates and charges for the 14 service furnished by its Sewer System sufficient in amount to promptly meet the principal and interest 15 requirements of tlus issue. 1622999v3 14 oy- 3�f � CERTIFICATE OF REGISTRATION The transfer of ownership of the principal amount of the attached Bond may be made on;�by the registered owner or his, her or its legal representative last noted below. � DATE OF SIG1y�ATiTIZE OF REGISTRATION REGISTERED OWNER BOI� �GIST� 1fi22999v3 14 1 IN WITNF,SS WHEREOF, the City of Saint Paul, Ramsey County, Miu�esota, by its 2 City Council has caused this Bond to be sealed with its official seal and to be executed on its behalf by 3 the photocopied facsunile signature of its Mayor, attested by the photocopied facsimile signature of its 4 Clerk, and countersigned by the photocopied facsimile signature of its Director, Office of Financial 5 Services. 0 Date of Registration Registrable by: BOND REGISTRAR'S CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the Resolution mentioned within. Bond Registrar � Authorized Signature 7 8 9 10 11 12 13 14 15 16 17 18 19 (SEAL) Sewer Revenue Bond, Series 2004E, No. R-, 1622999v3 Payable at: CITY OF SAINT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services 15 o�!- 3�14 REGISTER OF PARTIAL PAYMENTS The principal amount of the attached Bond has been prepaid on the dates and in the unts noted below: Date Amount Bondholder Bond Re 'strar If a notation is ade on this register, such notation has the effect stated in the attached Bond. Partial payments do t require the presentation of the attached Bond to the Bond Registrar, and a Holder could fail to note t e partial payment here. 1622999v3 15 c�y-3�f P CERTIFICATE OF REGISTRATION 2 3 The transfer of ownership of the principal amount of the attached Bond may be made only by the 4 regstered owner or his, her or its legal representarive last noted below. DATE OF REGISTRATION SIGNATi.]RE OF BOND REGISTRAR 1622999v3 16 D�f - 3�fS� i 2 3 4 5 6 7 8 9 10 11 12 13 :_ : : c •_��.:vrc.�y The following abbreviations, when used in the inscription on the face construed as though they were written out in full according to applicable law TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Cust) (Minor) under the Uniform Tran ers to Minors Act (State) Additional abbreviaf ns may also be used though not � the above list. 1622999v3 E[^. his Bond, shall be regularions: �-g�8 2 REGISTER OF PARTIAL PAYMENTS 3 The principal amount of the attached Bond has been prepaid on the dates and in the amounts noted 4 below: Date Amount Bondholder Bond Re ��strar If a notation is made on this register, such notation has the effect stated in the attached Bond. Partial payments do not require the presentation of the attached Bond to the Bond Registrar, and a Holder could fail to note the partial payment here. 1622999v3 17 Dy- 3�f� 1 2 3 4 5 6 7 Dated: 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 does hereby irrevocably constitute and appoint attorney to transfer the Bond on the books kept for the with full power of substitution in the premises. ASSIGNMENT Notice: The assignor's signature to this the name as it appears upon the particular, without alteration oy Signature Guaranteed: thereof, ent must correspond with ; of the attached Bond in every change whatever. Signature(s) must be guaranteed by a national bank or t company ar by a brokerage firm hauing a membership in one of the major stock exchanges or other "Eligible Guarantor Institution" as defined in 17 CFR 240.17Ad-15(a)(2). The Bond Registrar will not e concerning the transferee requested below is Name and Address: 1622999v3 For value received, the undersigned hereby se11s, assigns and transfers unto the attach Bond and transfer of this Bond unless the information (Include if the Bo `nation for all joint owners held by joint account.) 17 Oy-3y8 1 2 3 4 5 6 7 8 9 10 11 12 13 ABBREVIATIONS The following abbreviations, when used in the inscription on the face ofthis Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the entirefies JT TEN - as joint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Cust) under the 1622999v3 (Minor) Uniform Transfers to Minors Act (State) Additional abbreviations may also be used though not in the above list. m Dy- 3 �f $ 1 B. Replacement Bonds. If the City has notified Holders of the Bonds 2 Replacement Bonds have been made available as provided in Section 2.12 of the Gener esolution, 3 then for every Bond thereafter transfened or exchanged (including an exchange to re ct the partial 4 prepayment of a Global Certificate and previously exchanged for Repiacement Bo s) the Bond 5 Regisfrar shall deliver a certificate in the form of the Replacement Bond rather an the Global 6 Certificate, but the Holder of a Global Certificate shall not otherwise be requ ed to exchange the Global 7 Certificate for one or more Replacement Bonds since the City recognizes t some beneficial owners 8 may prefer the convenience of the Depository's registered ownership of e Bonds even though the 9 entire issue is no longer required to be in global book-enhy form. Th eplacement Bonds, together 10 with the legend regarding bond insurauce, Bond Registrar's Certific e of Authentication, the form of 11 Assignment and the registration information thereon, shall be in s stantially the following form, with 12 paragraphs identical to those of the form of Global Certificate ted by heading or initial text only: 1622999v3 1 g py� 3�18 2 3 4 5 6 7 8 9 10 il 12 13 14 15 ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the attached Bond and does hereby irrevocably constitute and appoint attorney to transfer the Bond on the books kept for the registration thereof, with full power of substitution in the premises. Notice: The assignar's signature to this assignment must correspond with the nazne as it appears upon the face of the attached Bond in every particular, without alteration or any change whatever. Signature Guazanteed: Signature(s) must be guaranteed by a nationai bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges or any other "Eligible Guarantor Institution" as defined in 17 CFR 240.17Ad-15(a)(2). 16 The Bond Registrar will not effect transfer of this Bond unless the information 17 concerning the transferee requested below is provided. 18 Name and Address: 19 20 21 22 (Include information for all joint owners if the Bond is held by joint account.) 1622999v3 19 0'f- 3'f $ 2 IJNITED STATES OF AMERICA 3 STATE OF MINNESOTA 4 Rt1MSEY COUNTY 5 CITY OF SAINT PAUL R- 6 � SEWER REVENUE BOND, SERIES 2004E INTEREST RATE 10 11 REGISTERED OWNER: 12 13 PRINCTPAL AMOUNT: 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 DOLLARS CUSII' KNOW ALL PERSONS BY ESE PRESENTS that the City of Saint Paul, Ramsey County, Minnesota (the "Issuer" or "City") certifies that it is indebted and for value received promises to pay to the registered owner specified a ove, or registered assigns, in the manner hereinafter set forth, the principal amount specified above, o the maturity date specified above, unless called for earlier redemption, and to pay interest there semiannually on June 1 and December 1 of each year (each, an "Interest Payment Date"), commen �ng December 1, 2004, at the rate per annum specified above (calculated on the basis of a 360- y year of twelve 30-day months) until the principal sum is paid or has been provided for. This Bo will bear interest from the most recent Interest Payment Date to which interest has been paid o, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if y, on this Bond are payable upon presentation and sunender hereof at the principal office of , in (the "Bond Registrar"), acting as paying agent, or any successor paying agent duly appo' ted by the Issuer. Interest on this Bond will be paid on each Interest Payment Date by check or dra mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder") on t registration books of the Issuer maintained by the Bond Registrar and at the address appearing ereon at the close of business on the fifteenth day of the calendaz month next preceding such erest Payment Date (the "Regular Record Date"). Any interest not so timely paid shall cease to b payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to e person who is the Holder hereof at the close of business on a date (the "Special Record Date") fixe y the Bond Registrar whenever money becomes available for payxnent of the defaulted interest. otice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Spe �al Record Date. The principal of and premium, if any, and interest on tl�is Bond are payable in lawful onev of the United States of America. MATURITY DATE DATE ORIGINAI December 1, _ 2004 1622999v3 1 9 8y-3� � 1 B. Replacement Bonds. If the City has norified Holders of the Bonds that 2 Replacement Bonds have been made available as provided in Section 2.12 of the General Resolution, 3 then for every Bond thereafter transferred or exchanged (including an exchange to reflect the partial 4 prepayment of a Global Certificate and previously exchanged for Replacement Bonds) the Bond 5 Regstraz shall deliver a certificate in the form of the Replacement Bond rather than the Global 6 Certificate, but the Holder of a Global Certificate shall not otherwise be required to exchange the Global 7 Certificate for one or more Replacement Bonds since the City recognizes that some beneficial owners 8 may prefer the convenience of the Depository's registered ownership of the Bonds even though the 9 enrire issue is no longer required to be in global book-enhy form. The Replacement Bonds, together 10 with the legend regazding bond insurance, Bond Registrar's Certificate of Authentication, the form of 11 Assignment and the registration information thereon, shall be in substantially the following form, with 12 paragraphs identical to those of the form of Global Certificate stated by heading or initial text only: 1622999v3 2� D�f 3 1 REFERENCE IS HEREBY MADE TO THE FLTRTHER PRO 2 BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS 3 PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HERE. 0 IT IS HEREBY CERTIFIED AND RECITED .... � OF THIS FOR ALL 5 IN WITNESS WHEREOF, the City of Saint Paul, R ey County, Minnesota, by its 6 City Council has caused this Bond to be sealed with its official seal a facsimile thereof and to be 7 executed on its behalf by the original or facsnnile signature of its ayor, attested by the original or 8 facsimile signature of its Clerk, and countersigned by the origi or facsimile signature of its Director, 9 Office of Financial Services. Date of Registration by: at: BOND REGISTRAR'S CERTIFICATE OF AUTHENTTCATION This Bond is one of the Bonds described in the Resolution mentioned within. Bond Registraz I: Authorized 10 11 SEAL 1622999v3 CITY OF SA1NT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services 20 04�3`��' 2 3 4 5 R- 6 7 8 9 INTEREST RATE 10 11 12 13 14 REGISTERED OWNER: ' : 1► 1' �A\T[�III►�I I ITNITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COUNTY CITY OF SAINT PAUL SEWER REVENUE BOND, SERIES 2004E MATURITY DATE OF DATE ORIGINAL ISSLTE December 1, _ Apri11, 2004 DOLLARS CUSIP 15 KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ramsey 16 County, Minnesota (the "Issuer" or "City"), certifies that it is indebted and for value received promises 17 to pay to the registered owner specified above, or registered assigns, in the manner hereinafter set forth, 18 the principal amount specified above, on the maturity date specified above, unless called for earlier 19 redemption, and to pay interest thereon semiannually on June 1 and December 1 of each year (each, an 20 "Interest Payment Date"), commencing December 1, 2004, at the rate per annum specified above 21 (calculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or 22 has been provided for. This Bond will bear interest from the most recent Tnterest Payment Date to 23 which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The 24 principal of and premium, if any, on tlus Bond are payable upon presentation and surrender hereof at the 25 principal office of , in 26 (the "Bond Registrar"), acting as paying agent, or any successor 27 paying agent duly appointed by the Issuer. Interest on this Bond wili be paid on each Interest Payment 28 Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or 29 "Bondholder") on the registrarion books of the Issuer maintained by the Bond Registrar and at the 30 address appearing thereon at the close of business on the fifteenth day of the calendar month next 31 preceding such Interest Payment Date (the "Regular Record Date"). Any interest not so timely paid 32 shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall 33 be payable to the person who is the Holder hereof at the close of business on a date (the "Special Record 34 Date") fixed by the Bond Registraz whenever money becomes available for payment of the defaulted 35 interest. Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to 36 the Special Record Date. The principal of and premium, if any, and interest on this Bond are payable in 37 lawful money of the United States of America. 1622999v3 21 o�- 3�f� 1 ON REVERSE OF BOND 2 Date of Pavment Not Business Dav. 3 Redemntion. All Bonds of this issue (the "Bonds") maturing a r December 1, 2014, are 4 subject to redemption and prepayment at the option of the Issuer on such dat and on any day thereafter 5 at a price of par plus accrued interest. Redemption may be in whole or in art of the Bonds subject to 6 prepayment. If redemprion is in part, those Bonds remaining unpaid m be prepaid in such order of 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 maturity and in such amount per maturity as the City shall deteuiiiiie; d if only part of the Bonds having a common maturity date are called for prepayment, the spec' c Bonds to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof c ed for redemption shall be due and payable on the redemption date, and interest thereon shall ceas o accnxe from and after the redemption date. Notice of Redemption. Selection of Bonds for Redem tv ion. T effect a partial redemption of Bonds having a common mahxrity date, the Bond Registrar shall ass� to each Bond having a common maturity date a distinctive nuxnber for each $5,000 of the princip amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as ' shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at 5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds t be redeemed shall be the Bonds to which were assigned numbers so selected; provided, however, t t only so much of the principal amount of such Bond of a denomination of more than $5,000 shall e redeemed as shall equal $5,000 for each number assigned to it and so selected. If a Bond is to be re eemed only in part, it shall be surrendered to the Bond Registrar (with, if the Issuer or Bond Registrar o requires, a written instrument of transfer in form satisfactory to the Issuer and Bond Registrar duly xecuted by the Holder thereof or his, her or its attorney duly authorized in writing) and the Iss er shail execute (if necessary) and the Bond Registrar shall authenticate and deliver to the older of such Bond, without service chuge, a new Bond or Bonds of the same series having the same s ted maturity and interest rate and of any authorized denomination or denominations, as requeste y such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion o e principal of the Bond so surrendered. 29 30 31 32 33 bonds in 34 exchang� 35 amount 36 limita 'o 37 the 'ght 38 th on� 1622999v3 Denominarions; Exchange; Resolution. The Bonds are issuable solely as fully registered h denominations of $5,000 and integral multiples thereof of a single maturity and aze le for fully registered Bonds of other authorized denominations in equal aggregate principal �t the principal office of the Bond Registraz, but only in the manner and subj ect to the s provided in the Resolution. Reference is hereby made to the Resolution for a description of and duries of the Bond Registrar. Copies of the Resolution are on file in the principal office of Registrar. 21 1 REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS 2 BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL FOR ALL 3 PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HERE. 4 IT IS HEREBY CERTIFIED AND RECTTED ... 5 IN WITNESS WHEREOF, the City of Saint Paul, Ramsey County, Mimiesota, by its 6 City Council has caused this Bond to be sealed with its official seal or a facsimile thereof and to be 7 executed on its behalf by the original or facsunile signature of its Mayor, attested by the original or 8 facsimile signature of its Clerk, and countersigned by the original or facsimile signature of its Director, 9 Office of Financial Services. Date of Registration 10 11 SEAL BOND REGISTRAR'S CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the Resolution mentioned within. Bond Registrar � Authorized Signature 1622999v3 Registrable by: Payable at: CTTY OF SAINT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services 22 a �- 3 y� Modification of Resolution 2 Transfer. This Bond is transferable by the Holder in person or by his, her or i attorney 3 duly authorized in writing at the principal office of the Bond Registrar upon presentation d surrender 4 hereofto the Bond Reastrar, all subject to the terms and conditions provided in the Re ution and to 5 reasonable regulations of the Issuer contained in any agreement with, or notice to, th ond Registrar. 6 Thereupon the Issuer shall execute and the Bond Registraz shall authenticate and iver, in exchange 7 for this Bond, one or more new fully registered Bonds in the name of the transf ee (but not registered in 8 blank or to "beuer" or similaz designation), of an authorized denomination o enominations, in 9 aggegate principal amount equal to the principal amount of this Bond, of e same maturity and bearing 10 interest at the same rate. 11 Fees uroon Transfer or Loss. 12 Treahnent of Reeistered Owner. 13 Authentication 14 Not Qualified Tax-Exemnt Obligations. 15 ABBREV�A 16 / 1622999v3 22 0�-3�'� 1 ON REVERSE OF BOND 2 Date of Payment Not Business Dav. 3 Redemption. All Bonds of this issue (the 'Bonds") maturing after December l, 2014, aze 4 subj ect to redemprion and prepayment at the option of the Issuer on such date and on any day thereafter 5 at a price of par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to 6 prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of 7 maturity and in such amount per maturity as the City shall detenuine (ireating amounts scheduled for 8 mandatory redemption as maturities); and if only pazt of the Bonds having a common maturity date are 9 called for prepayment, the specific Bonds to be prepaid shall be chosen by lot by the Bond Registraz. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Scheduled Mandatorv Redemption. Due Date. Notice of Redemption. Selection of Bonds for Redemption. To effect a partial redemption of Bonds hauing a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at $5,000 for each number, shall equal the principal amount of such Bonds to be redeemed. The Bonds to be redeemed shall be the Bonds to which were assigned numbers so selected; provided, however, that only so much of the principal amount of such Bond of a denomination of more than $5,000 shall be redeemed as shall equal $5,000 for each nuxnber assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the Issuer or Bond Registrar so requires, a written inshuxnent of transfer in form satisfactory to the Issuer and Bond Registraz duly executed by the Holder thereof or his, her or its attomey duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series hauing the same stated maturity and interest rate and of any authorized denomination or denominarions, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance: Purpose; Securitv. Holders. Acrion by Hoiders. 32 Denominations: Exchan�e: Resolution. The Bonds aze issuable solely as fully registered 33 bonds in the denominations of $5,000 and integral multiples thereof of a single maturity and are 34 exchangeable for fully registered Bonds of other authorized denominations in equal aggregate principal 35 amounts at the principai office of the Bond Registrar, but only in the manner and subject to the 36 limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of 1622999v3 23 o�- 3�g 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers 1:3.TiT.F.STI does hereby irrevocably constitute and appoint attomey to transfer the Bond on the books kept for with full power of substitution in the premises. / registration thereof, Notice: The assignor's signature to this ssignment must correspond with the name as it appeazs upon t e face of the within Bond in every particulaz, without alterati or any change whatever. Signature Guaranteed: Signature(s) must be guaranteed by a national bank o st company or by a brokerage firm hauing a membership in one of the major stock exchanges o y other "Eligible Guarantor Institution" as defined in 17 CFR 240.17Ad-15(a)(2). The Bond Registrar will not e�fect transfer of this Bond unless the information concerning the transferee requested below j� provided. Name and Address: 1622999v3 (Include i ormation for all joint owners t e Bond is held by joint account.) 23 o�f3�� the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registraz. 3 Modificarion of Resolurion 4 Transfer. This Bond is transferable by the Holder in person or by his, her or its attorney 5 duly authorized in writing at the principal office of the Bond Registrar upon presentarion and surrender 6 hereof to the Bond Registraz, all subject to the terms and conditions provided in the Resolution and to 7 reasonable regulations of the Issuer contained in any agreement with, or notice to, the Bond Registrar. 8 Thereupon the Issuer shall execute and the Bond Registrar shall authenticate and deliver, in exchange 9 for this Bond, one or more new fully registered Bonds in the name of the transferee (but not registered in 10 blank or to "bearer" or similar designation), of an authorized denomination or denominations, in 11 aggregate principal amount equal to the principal amount of this Bond, of the same maturity and bearing 12 interest at the same rate. 13 Fees upon Transfer or Loss. 14 Treatment ofRegistered Owner. 15 Authentication 16 Not Qualified Tas-Exempt Obli�ations. 17 18 ABBREVIATIONS 1622999v3 24 by- 3 �� 1 1 l. Execution. As provided in Section 2.04 of the General Rf 2 shall be executed on behalf of the City by the signatures of its Mayor, Clerk and 3 Financial Services, each with the effect noted on the forms of the Bonds, and be 4 the City; provided, however, that the seal of the City may be a printed or photoc 5 provided further that any of such signatures may be printed or photocopied fac � 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 on e Bonds r, affice of i with the seal of facsimile; and and the corporate seai may be omitted on the Bonds as permitted by law. In the event of disab' rty or resignation or other absence of any such officer, the Bonds may be signed by the manual or fa imile signature of that officer who may act on behalf of such absent or disabled officer. In cas any such officer whose signature or facsimile of whose signature shall appeaz on the Bonds s all cease to be such officer before the delivery of the Bonds, such signature or facsimile shall neverth ess be valid and sufficient for all purposes, the same as if he or she had remained in office until de � ery. 12. Authentication: Date of Reeastrarion. s provided in Section 2.05 of the General Resolurion, no Bond shall be valid or obligatory far any p ose or be entitled to any security or benefit under this resolution unless a Certificate of Authenticati on such Bond, substantially in the form hereinabove set forth, shall have been duly executed b an authorized representative of the Bond Registrar. Certificates of Authentication on differen onds need not be signed by the same person. The Bond Registrar shall authenticate the signatur of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond d by inserting as the date of registration in the space provided the date on which the Bond is authen �cated. For purposes of delivering the original Global Certificates to the Purchaser, the Bond Regi ar shall insert as the date of registration the date of original issue, which date is April l, 2( shall be conclusive evidence that it has 13 'he Certificate of Authentication so executed on each Bond authenticated and delivered under this resolution. As provided in Sections 2.06, 2.15 and 2.18 of the General Resolution, the City wi cause to be kept at the principal office of the Bond Registrar a bond register in which, subject to uch reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide fo e registration of Bonds and the registration of transfers of Refunding Bonds entitled to be registere or transferred as herein provided. The re�stra on, trans£er and exchange of the Bonds shall be govemed by Sections 2.06, 2.15 and 2.18 of the Gen ai Resolution. 14. As provided in Section 2.07 of the General Resolution, each Bo d delivered upon transfer of or in exchange for or in lieu of any other Bond shall carry all the rights interest accrued and unpaid, and to accrue, which were carried by such other Bond. 33 . Interest Pavment; Record Date. As provided in Section 2.08 of the General 34 Resolution, in rest on any Global Certificate shall be paid as provided in the first paragraph thereof, and 35 interest on y Replacement Bond shall be paid on each Interest Payment Date by check or draft mailed 36 to the pers in whose name the Replacement Bond is registered (the "Holder") on the registrarion 37 books of e City maintained by the Bond Registrar, and in each case at the address appearing thereon at 38 the clo of business on the fifteenth (15th) day of the calendar month next preceding such Interest 39 Pa nt Date (the "Regular Record Date"). Any such interest not so time]y paid shall cease to be 40 pay le to the person who is the Holder thereof as of the Regular Record Date, and shall be payable to 41 th person who is the Holder thereof at the close of business on a date (the "Special Record Date") fixed 42 the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice 1622999v3 2.4 � ��5�8 ASSIGNMENT 2 3 4 7 10 11 12 13 14 15 16 17 18 19 20 21 22 23 For value received, the undersigned hereby sells, assigns and transfers unto the within Bond and does hereby irrevocably constitute and appoint attorney to h•ausfer the Bond on the books kept for the registration thereof, with full power of subsritution in the premises. Signature Guaranteed: Notice: The assignor's signature to this assigunent must correspond with the name as it appears upon the face of the within Bond in every particulaz, without alteration or any change whatever. Signature(s) must be guaranteed by a national bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges or any other "Eligible Guarantar Institution" as defined in 17 CFR 240.17Ad-15(a)(2). The Bond Registrar will not effect transfer of this Bond unless the information conceming the transferee requested below is provided. Name and Address: 1622999v3 (Include information for all joint owners the Bond is held by joint account.) 25 ON- 3�8 1 ofthe Special Record Date shall be given by the Bond Registrar to the Holders not less t ten (10) 2 days prior to the Special Record Date. 3 16. Holders: Treahnent of 4 General Resolution shall apply to the Bonds. Section 2.09 of the 5 17. Deliverv; Auplication of Proceeds. The Global Ce � cates when so prepared and 6 executed shall be delivered by the Director, Office of Financial Services o the Purchaser upon receipt 7 of the purchase price, and the Purchaser shall not be obliged to see to e proper application thereof. 8 18. Fund and Accounts. There has heretofore en created, by the General 9 Resolution, a special fund of the City designated the "Sewer Se ice Enterprise Fund" (the "Fund"). The 10 Fund shall continue to be operated as provided in the General esolution, except as provided herein. 11 The Fund shall be maintained as provided in the General R olution, especially Article IV thereof, 12 except as modified herein, and in the manner herein spec' ied until all of the Bonds and the interest 13 thereon haue been fully paid. 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 (i) Constnxction Acco . Into the Construction Account established by Section 4.02 of the General Reso tion, specifically a separate subaccount established for the Bonds, shall be paid the pro eeds from the sale of the Bonds, less any premium, unused discount (if any) and crued interest paid by the Purchaser upon delivery. From the Construction Account, s ecifically said separate subaccount, shall be paid all costs of the Improvements define m paragraph 4 of this resolution, including legal, engineering, financing and other exp ses incidental thereto. There shall also be paid from the Construction Accoun specifically said separate subaccount, the costs of issuance of the Bonds. The provisi s of Section 4.02 of the General Resolution apply as to transfers, excess moneys, de�osits, earnings and Excess Eamings. (ii) ebt Service. Debt service on the Bonds shall be paid as provided in the General Res ution, and payments into the Revenue Bond Debt Service Account with respect to e Bonds shall commence in the month of May, 2004. ii) Operating Reserve Subaccount. The City Council shall take appropriate maintaining the balance on hand in the Operating Reserve Subaccount at the ; Reserve Requirement. 30 provided in Secrion 5.02 of the General Resolution, no portion of the proceeds of the 31 Bonds shall be sed directly or indirectly to acquire higher yielding investments or to replace funds 32 which were ed directly or indirectly to acquire higher yielding inveshnents, except (1) for a reasonable 33 temporary eriod until such proceeds are needed for the purpose for which the Bonds were issued, (2) as 34 part of a asonably required reserve or replacement fund not in excess of ten percent (10%) of the 35 procee of the Bonds (or in a higher amount which the City establishes is necessary to the satisfaction 36 of the ecretazy of the Treasury of the United States), and (3) in addition to the above in an amount not 37 gre er than $100,000. To this effect, any proceeds of the Bonds and any sums from time to time held in 38 t Fund (or any other City account which wili be used to pay principal or interest to become due on the 39 Bonds) in excess of amounts which under then-applicable federal arbitrage regulations may be invested 40 without regard as to yield shall not be invested at a yield in excess of the applicable yield restrictions 1622999v3 ZJr a�f 3� g 1 11. Execufion. As provided in Secrion 2.04 of the General Resolution, the Bonds 2 shall be executed on behalf of the City by the signatures of its Mayor, Clerk and Director, Office of 3 Financial Services, each with the effect noted on the forms of the Bonds, and be sealed with the seal of 4 the City; provided, however, that the seal of the City may be a printed or photocopied facsimile; and 5 provided further that any of such signatures may be printed or photocopied facsimiles and the corporate 6 seal may be omitted on the Bonds as pernutted by law. In the event of disability or resignation or other 7 absence of any such officer, the Bonds may be signed by the manual or facsimile signature of that 8 officer who may act on behalf of such absent or disabled officer. In case any such officer whose 9 signature or facsimile of whose signature shall appeaz on the Bonds shall cease to be such officer befare 10 the delivery of the Bonds, such signature or facsunile shall nevertheless be valid and sufficient for all 11 purposes, the same as if he or she had remained in office until delivery. 12 12. Authentication; Date of Reeastrarion. As provided in Section 2.05 of the General 13 Resolurion, no Bond shali be valid or obligatory for any purpose or be entitled to any security or benefit 14 under this resolurion unless a Certificate of Authentication on such Bond, substantially in the form 15 hereinabove set forth, shall have been duly executed by an authorized representative of the Bond 16 Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. 17 The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution 18 of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space 19 provided the date on which the Bond is authenticated. For purposes of delivering the original Global 20 Certificates to the Purchaser, the Bond Registrar shali insert as the date of registration the date of 21 original issue, which date is April 1, 2004. The Certificate of Authentication so executed on each Bond 22 shall be conclusive evidence that it has been authenticated and delivered under this resolution. 23 13. Re�istration; Transfer; ExchanQe. As provided in Sections 2.06, 215 and 218 of 24 the General Resolution, the City will cause to be kept at the principal office of the Bond Registrar a 25 bond register in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the 26 Bond Registrar shall provide for the registration of Bonds and the registration of transfers of Refunding 27 Bonds entitled to be registered or transfened as herein provided. 28 The registration, transfer and exchange of the Bonds shall be governed by Sections 2.06, 29 2.15 and 2.18 of the General Resolution. 30 14. Ri�hts Uvon Transfer or Exchan�e. As provided in Section 2.07 of the General 31 Resolution, each Bond delivered upon transfer of or in exchange for or in lieu of any other Bond shall 32 carry all the rights to interest accrued and unpaid, and to accrue, wluch were carried by such other Bond. 33 15. Interest Payment; Record Date. As provided in Section 2.08 of the General 34 Resolution, interest on any Global Certificate shall be paid as provided in the first paragraph thereof, and 35 interest on any Replacement Bond shall be paid on each Interest Payment Date by check or draft mailed 36 to the person in whose name the Replacement Bond is registered (the "Holder") on the registration 37 books of the City maintained by the Bond Registrar, and in each case at the address appearing thereon at 38 the close of business on the fifteenth (15th) day of the calendar month next preceding such Interest 39 Payment Date (the "Regular Record Date"). Any such interest not so timely paid shall cease to be 40 payable to the person who is the Holder thereof as of the Regular Record Date, and shall be payable to 41 the person who is the Holder thereof at the close of business on a date (the "Special Record Date") fixed 42 by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Notice 1622999v3 26 o�- 3�8 i nnposed by said arbitrage regulations on such inveshnents after taidng into 2 "temporary periods", "minor portion" or reserve made availabie under the f 3 In addition, the proceeds of the Bonds and money in the Fund shall not be i 4 deposits issued by, guazanteed by or insured by the United States or any ag 5 thereof if and to the extent that such investment would cause the Bonds to J 6 within the meaning of Section 149(b) of the federal Internal Revenue Cqfle 7 "Code"). � 8 4 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 [►3'] 21. 30 22. 31 $ . This 32 auailable for such� 33 34 35 account y applicable ;deral bitrage regulations. nve ed in obligations or y or instrumentality �e "federally guaranteed" of 1986, as amended (the 19. ParityBonds. To provide moneys for pa nt of the principal and interest on the Bonds, there is hereby pledged to the payment of the Bonds as" dditional Bonds" under the C�eneral Resolution all those items pledged to the payment of Bonds i he General Resolution. The covenants made in Article V of the General Resolution shall apply to t e Bonds, except that paragraph 30 shall control and override Section 5.05 of the General Resoluti . As provided in Section 5.05 of the General Resolution, each and all of the terms and provisions of t s resolution shall be and constitute a covenant on the part of the City to and with each and every Bonds may be issued as provided in Article VI of amendments and discharge shall be governed by . 20. The General Obligation Bonds and Notes are hereby co ed to have a priority of lien on Revenues subordinate to the priority of lien of the Bonds, specificall the priority derived from their pledge of Revenues in the sixth use at Section 4.03(A) of the Gener Resolution. Pursuant to paragraph 18 of the resolution authorizing the City's General Obligati Sewer Revenue Bonds, Series 1998E, and paragraph 10 of each of the other resolutions authoriz' g the General Obligation Bonds and Notes, the Bonds shall haue a lien on Revenues that is superiar t the General Obligation Bonds and Notes, specifically the prioriry derived from the pledge to the Bo s of Revenues in the first use at Section 4.03(A) of the General Resolution. As required by declares that estimated Rev the order of the General Re; Bonds. , �azagraphs 18 and 10, the City Council hereby finds, determines and of the Sewer System will be sufficient, with other sources and used in �n, for payment of the General Obligation Bonds and Notes and the The Reserve Requirement for the Bonds is shall be transferred to the Reserve Account from moneys on hand and in the Sewer Service Enterprise Fund. �3. Records and Certificates. As provided in Section 7.05 of the General Resolution, the officers the City aze hereby authorized and directed to prepare and fiunish to the Purchaser, and to the 36 records 37 other a1 38 mazk < 39 con ol 40 her 1622999v3 rne s approving the legality of the issuance of the Bonds, certified copies of all proceedings and o the City relating to the Bonds and to the financial condition and affairs of the City, and such davits, certificates and information as are required to show the facts relating to the legality and �bility of the Bonds as the same appear from the books and records under their custody and or as otherwise known to them, and all such certified copies, certificates and affidauits, including �tofore furnished, shall be deemed representarions of the City as to the facts recited therein. 26 r from tnne to time of the Bonds. Additional neral Resolution. Suits by Bondholders, VII of the General Resolution. p�-3�1� 1 of the Special Record Date shall be given by the Bond Registrar to the Holders not less than ten (10) 2 days prior to the Special Record Date. 3 16. Holders; Treahnent ofReastered Owner; Consent ofHolders. Section 2.09 of the 4 General Resolurion shall apply to the Bonds. 5 17. Deliverv; Applicarion of Proceeds. The Global Certificates when so prepared and 6 executed shall be delivered by the Director, Office of Financial Services, to the Purchaser upon receipt 7 of the purchase price, and the Purchaser shall not be obliged to see to the proper application thereof. 8 18. Fund and Accounts. There has heretofore been created, by the General 9 Resolution, a special fund of the City designated the "Sewer Service Enterprise Fund" (the "Fund"). The 10 Fund shall continue to be operated as provided in the General Resolution, except as provided herein. 11 The Fund shall be maintained as provided in the General Resolution, especially Article IV thereof, 12 except as modified herein, and in the manner herein specified until all of the Bonds and the interest 13 thereon have been fully paid. 14 (i) Construction Account. Into the Construcrion Account established by 15 Section 4.02 of the General Resolution, specifically a separate subaccount established for 16 the Bonds, shall be paid the proceeds from the sale of the Bonds, less any premium, 17 unused discount (if any) and accrued interest paid by the Purchaser upon delivery. From 18 the Conshucrion Account, specifically said sepazate subaccount, shall be paid all costs of 19 the Improvements defined in paragraph 4 of this resolution, including legal, engineering, 20 financing and other expenses incidental thereto. There shall also be paid from the 21 Construction Account, specificaily said separate subaccount, the costs of issuance of the 22 Bonds. The provisions of Secfion 4.02 of the General Resolurion apply as to transfers, 23 excess moneys, deposits, earnings and Excess Earnings. 24 (ii) Debt Service. Debt service on the Bonds shall be paid as provided in the 25 General Resolution, and payments into the Revenue Bond Debt Service Account with 26 respect to the Bonds shall commence in the month of May, 2004. For purposes of the 27 payment of principal, amounts scheduled for mandatory redemption shall be treated as 28 maturities. 29 (iii) Operating Reserve Subaccount. The City Council shall take appropriate 30 action in maintaining the balance on hand in the Operating Reserve Subaccount at the 31 Operating Reserve Requirement. 32 As provided in Section 5.02 of the General Resolution, no portion of the proceeds of the 33 Bonds shall be used directly or indirectly to acquire higher yielding inveshnents or to replace funds 34 which were used directly or indirectly to acquire higher yielding investments, except (i) for a reasonable 35 temporary period until such proceeds are needed for the purpose for which the Bonds were issued, (2) as 36 part of a reasonably required reserve or replacement fund not in excess of ten percent (10%) of the 37 proceeds of the Bonds (or in a higher amount which the City establishes is necessary to the sarisfacrion 38 of the Secretary of the Treasury of the United States), and (3) in addition to the above in an amount not 39 greater than $100,000. To this effect, any proceeds of the Bonds and any sums from time to time held in 40 the Fund (or any other City account which will be used to pay principal or interest to become due on the 1622999v3 2,7 oy- 3�fg 0 6 7 9 10 11 12 13 14 15 16 17 18 24. Negative Covenants as to Use of Proceeds and Imnrovements. provided in Section 5.03 of the General Resolution, the City hereby covenants not to use the pr eeds of the Bonds or to use the improvements financed with the proceeds of the Bonds, or to cause permit them or any of them to be used, or to enter into any defened payment arrangements for the st of such improvements, in such a manner as to cause the Bonds to be "private activity onds" within the meaning of Secrions 103 and 141 through 150 of the Code. The City reasonably ex ects that no actions will be taken over the terxn of the Bonds that would cause them to be private ac � ity bonds, and the average term of the Bonds is not longer than reasonably necessary for the gov ental purpose of the issue. The City hereby covenants not to use the proceeds of the Bonds in s ch a manner as to cause the Bonds to be "hedge bonds" within the meaning of Section 149(g) of the ode, and the principal amount and maturities of the Bonds haue been deternuned and scheduled in rder to comply with Secrion 149(g)(3)(C)(ii) ofthe Code. 25. As provided in Section 5.04 of the General Resolution, the City shall c ply with requirements necessary under the Code to establish and maintain the exclusion from �ro s income under Section 103 of the Code of the interest on the Bonds, including without limitation investments, limitations on amounts invested at a rebate of excess inveshnent earnings to the Unit� irements relating to temporary periods for greater than the yield on the Bonds, and the States. 19 If any elecrions are available w or hereafter with respect to arbitrage or rebate matters 20 relating to the Bonds, the Mayor, Clerk, Tr asurer and Director, Office of Financial Services, or any of 21 them, are hereby authorized and directed o make such elections as they deem necessary, appropriate or 22 desirable in connection with the Bonds d all such elections shall be, and shall be deemed and treated 23 as, elecfions of the City. 24 26. No Desi a on of ualified TaY-Exem t Obli ations. The Bonds, together with 25 other obligations issued by the C� y in 2004, exceed in amount those which may be qualified as 26 "qualified taac-exempt obligati s" within the meaning of Section 265(b)(3) of the Code, and hence are 27 not designated for such purp e. m 29 confirmed to be the 30 received and accepi 31 the Depository or it 32 provisions of the L 33 time to time with� Le r of R resentations. The Letter of Representations for the Bonds is hereby Sl et Issuer Letter of Representations dated Apnil 10, 1996, by the City and i y The Depository Trust Company. So long as The Depository Trust Company is its nominee is the Holder of any Global Certificate, the City shall comply with the er of Representations, as it may be amended or supplemented by the City from agreement or consent of The Depository Trust Company. 27. 34 8. Negotiated Sale. The City has retained Springsted Incorporated as an independent 35 financial ad 'sor, and this Council has heretofore determined, and does hereby determine, to sell the 36 Bonds by �vate negotiation to the Purchaser, all as provided by Minnesota Statutes, Secrion 475.60, 37 Subdivis' n 2(9). 38 29. Continuin� Disclosure. The City is an obligated person with respect to the Bonds. 39 The ity hereby agrees, in accordance with the provisions of Rule 15c2-12 (the "Rule"), promulgated by 40 th Securiries and Exchange Commission (the "Comxnission") pursuant to the Securities Exchange Act 1622999v3 27 0�-34 1 Bonds) in excess of amounts which under then-applicable federal arbitrage regulations may be invested 2 without regazd as to yieid shall not be invested at a yield in excess of the applicable yieid reshicrions 3 imposed by said azbitrage regularions on such investments after taking into account any applicable 4 "temporary periods", "minor portion" or reserve made available under the federal azbitrage regulations. 5 In addition, the proceeds of the Bonds and money in the Fund shall not be invested in obligations or 6 deposits issued by, guaranteed by or insured by the United States or any agency or instrumentality 7 thereof if and to the extent that such investment would cause the Bonds to be "federally guaranteed" 8 within the meaning of Section 149(b) of the federal Internal Revenue Code of 1986, as amended (the 9 "Code"). 10 19. Paritv Bonds. To provide moneys for payment of the principal and interest on the ll Bonds, there is hereby pledged to the payment of the Bonds as "Additional Bonds" under the General 12 Resolution all those items pledged to the payment of Bonds in the Generai Resolution. The covenants 13 made in Article V of the General Resolution shall apply to the Bonds, except that paragraph 30 shall 14 control and override Section 5.05 of the General Resolution. As provided in Section 5.05 of the General 15 Resolution, each and all of the terms and provisions of this resolution shall be and constitute a covenant 16 on the part of the City to and with each and every Holder from tnne to time of the Bonds. Additional 17 Bonds may be issued as provided in Article VI of the General Resolution. Suits by Bondholders, 18 amendments and discharge shall be govemed by Article VII of the General Resolution. 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 20. Generai Obli¢arion Bonds and Notes: Prioritv; Sufficiency Findin�. The General Obligation Bonds and Notes are hereby confumed to have a priority of lien on Revenues subordinate to the priority of lien of the Bonds, specifically the priority derived from their pledge of Revenues in the sixth use at Secrion 4.03(A) of the General Resolution. Pursuant to pazagraph 18 of the resolution authorizing the City's General Obligation Sewer Revenue Bonds, Series 1998E, and pazagraph 10 of each of the other resolutions authorizing the General Obligation Bonds and Notes, the Bonds shall have a lien on Revenues that is superior to the General Obligation Bonds and Notes, specifically the priority derived from the pledge to the Bonds of Revenues in the first use at Section 4.03(A) of the General Resolurion. As required by said paragraphs 18 and 10, the City Council hereby finds, determines and declares that estimated Revenues of the Sewer System will be sufficient, with other sources and used in the order of the General Resolution, for payment of the General Obligation Bonds and Notes and the Bonds. 21. [Reserved.] 22. Funded Reserve Account. The Reserve Requirement for the Bonds is $454,213. This amount shall be transferred to the Reserve Account from moneys on hand and a�ailable for such purpose in the Sewer Service Enterprise Fund. 35 23. Records and Certificates. As provided in Section 7.05 of the General Resolution, 36 the officers of the City are hereby authorized and directed to prepare and fiuvish to the Purchaser, and to 37 the attorneys approving the legality of the issuance of the Bonds, certified copies of all proceedings and 38 records of the City relaring to the Bonds and to the financial condition and affairs of the City, and such 39 other affidauits, certificates and information as are required to show the facts relating to the legality and 40 marketability of the Bonds as the same appear from the books and records under their custody and 41 control or as otherwise known to them, and all such certified copies, certificates and affidavits, including 42 any heretofore furnished, shall be deemed representations of the City as to the facts recited therein. 1622999v3 28 DY- 3�f g 1 of 1934, as amended, and a Continuing Disclosure Undertaking (the "Undertaking") h einafter 2 deseribed, to: 3 A. Provide or cause to be provided to each nationally reco ' ed municipal securities 4 information repository ("NRMSIR") and to the appropriate state info ation depository ("SID"), 5 if any, for the State of Minnesota, in each case as designated by the ommission in accordance 6 with the Rule, certain annual financial information and operatin ata in accordance with the 7 Undertakiug. The City reserves the right to modify from time time the terms of the 8 Undertaking as provided therein. 9 B. Provide or cause to be provided, in a tim manner, to (i) each NRMSIIZ or to the 10 Municipal Securiries Rulemaking Board ("MSRB") (ii) the SID, notice of the occurrence of 11 certain material events with respect to the Bonds in cordance with the Undertaking. 12 C. Provide or cause to be provided, � a timely manner, to (i) each NRMSIR or to the 13 MSRB and (ii) the SID, norice of a failure by e City to provide the annual financial information 14 with respect to the City described in the Un rtaking. 15 16 17 18 19 20 21 22 23 24 The City agrees that its covenant pursuant to the Rule set forth in this paragraph 29 and in the Undertaking are intended to be far the b nefit of the Holders of the Bonds and shall be enforceable on behalf of such Holders; pro � ed that the right to enforce the provisions of these covenants shall be limited to a right to obt n specific enforcement of the City's obligations under the covenants. The Mayar and Direc r, Office of Financial Services, or any other officers of the City authorized to act in their stead (the ' Officers"), are hereby authorized and directed to execute on behalf of the City the Undertaking in su tantially the form presented to the City Council, subject to such modificarions thereof or addirio s thereto as are (i) consistent with the requirements under the Rule, (ii) required by the Purchaser, an(iii) acceptable to the Officers. 25 30. 26 Series2004E Bonds 27 General Resolution. of General Resolution. As provided in paragraph 8, prepayment of an inverse order of maturity shall control over the provisions of the 28 The e of accrued interest on the Bonds shall be as provided in paragraph 18, 29 notwithstanding S tion 4.04(B)(1) of the General Resolution, and no interest is necessary to be 30 capitalized for p oses of Section 4.04(B)(2) of the General Resolution. 31 otwithstanding Section 5.05 of the General Resolution, the terms and provisions of this 32 resolution s 1 be and constitute a covenant on the part of the City to and with only each and every 33 Holder fro time to tune of the Bonds. 34 31. Paritv Findings. It is hereby found, determined and declared that: 35 (a) The City does not have any outstanding bonds, warrants, certificates, or other 36 obligations or evidences of indebtedness, or money borrowed for or on account of the Sewer 37 System or indebtedness for which any of the Revenues of all or a part of the Sewer System have 38 been pledged which are a prior lien on such Revenues, except the Series 2003D Bonds. 1622999v3 28 O`f-3yg 1 24. Negative Covenants as to Use of Froceeds and Improvements. As provided in 2 Secrion 5.03 of the General Resolution, the City hereby covenants not to use the proceeds of the Bonds 3 or to use the improvements financed with the proceeds of the Bonds, or to cause or pernut them or any 4 of them to be used, or to enter into any deferred payment arrangements for the cost of such 5 improvements, in such a manner as to cause the Bonds to be "private activity bonds" within the meaning 6 of Sections 103 and 141 through 150 of the Code. The City reasonably e�ects that no actions will be 7 taken over the term of the Bonds that wouid cause them to be private acfivity bonds, and the average 8 term of the Bonds is not longer than reasonably necessary for the governmental purpose of the issue. 9 The City hereby covenants not to use the proceeds of the Bonds in such a manner as to cause the Bonds 10 to be "hedge bonds" within the meaning of Section 149(g) of the Code, and the principal amount and 11 maturities of the Bonds have been detennined and scheduled in order to comply with Section 12 149(g)(3)(C)(ii) ofthe Code. 13 25. Tax-Exempt Status of the Refunding Bonds; Rebate; Elections. As provided in 14 Section 5.04 of the General Resolution, the City shall comply with requirements necessary under the 15 Code to establish and maintain the exclusion from gross income under Section 103 of the Code of the 16 interest on the Bonds, including without limitation requirements relating to temporary periods for 17 investments, limitations on amounts invested at a yield greater than the yield on the Bonds, and the 18 rebate of excess inveshnent earnings to the United States. 19 If any elections are available now or hereafrer with respect to azbitrage or rebate matters 20 relating to the Bonds, the Mayor, Clerk, Treasurer and Director, Office of Financial Services, or any of 21 them, are hereby authorized and directed to make such elections as they deem necessary, appropriate or 22 desirable in connection with the Bonds, and all such elections shall be, and shall be deemed and treated 23 as, elections of the City. 24 26. No Desi�ation of Qualified Tas-Exempt Obli atQ ions. The Bonds, together with 25 other obligations issued by the City in 2004, exceed in amount those which may be qualified as 26 "qualified taY-exempt obligations" within the meaning of Section 265(b)(3) of the Code, and hence are 27 not designated for such purpose. 28 27. Letter of Representations. The Letter of Representations for the Bonds is hereby 29 confirmed to be the Blanket Issuer Letter of Representations dated April 10, 1996, by the City and 30 received and accepted by The Depository Trust Company. So long as The Depository Trust Company is 31 the Depository or it or its nominee is the Holder of any Global Certificate, the City shall comply with the 32 provisions of the Letter of Representations, as it may be amended or supplemented by the City from 33 time to time with the agreement or consent of The Depository Trust Company. 34 28. Negotiated Sale. The City has retained Springsted Incorporated as an independent 35 financial advisor, and this Council has heretofore determined, and does hereby determine, to sell the 36 Bonds by private negotiation to the Purchaser, all as provided by Minnesota Statutes, Section 475.60, 37 Subdivision 2(9). 38 29. Continuin� Disclosure. The City is an obligated person with respect to the Bonds. 39 The City hereby agrees, in accordance with the provisions of Rule 15c2-12 (the "Rule"), promulgated by 40 the Securities and Exchange Commission (the "Commission") pursuant to the Securiries Exchange Act 1622999v3 29 o�- 3�l$ 1 (b) All payments required to be made prior to the date hereof into the v ous Funds 2 and Accounts established by the General Resolution have been made. 3 (c) The proceeds of the Series 2004E Bonds shall be used only r the putpose of 4 malang Improvements to the Sewer System (as each of said terms is de ed in the General 5 Resolution). 6 (d) The annual Net Revenues of the Sewer System for ach of the two (2) completed 7 Fiscal Years immediately preceding of the issuance of the Seri 2004E Bonds have been at least 8 one and one-quarter (1.25) times, specifically _ and es, respectively, the maacimum 9 annual principal interest coming due after December 1, 20 , on all Bonds (as defined in the 10 General Resolution) having a parity of lien upon Reven s, including the Series 2004E Bonds 11 proposed to be issued, to wit: 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Net Revenues 2002 Net Revenues 2003 Masimum Annual Principal and Interest on the Series 2003D Bo� Maacimum Annual Principal Interest on the Series 20�4E Maximum Annual Princ' al and Interest on the Series 2 03D Bonds and Series 2004E Bo ds (COMBINED) One and One-q er (1.25) Times Total Maacim Annual Principal and Interest equirements This City Coun has been furnished with the Certificate of the Director, Deparhnent of Public Works, attesf g to the foregoing facts. $15,502,336 $17,604,045 $ 6,422,510 $ $ $ 32 (e) This City Council pursuant to advice from the Director, Department of Public 33 Works, reby finds, determines and declares that the estimated Revenues to be derived from the 34 operati of the Sewer System during the term of the Series 2004E Bonds will be more than 35 suffic' nt to provide Net Revenues adequate to pay principal and interest when due on the Series 36 200 Bonds and on those other bonds which are now outstanding and to maintain the Reserve 37 A ount required therefor. 38 ( fl The Series 2004E Bonds have a December 1 maturity or maturities and have 39 interest payxnents on June 1 and December 1. 40 32. Severabilitv. As provided in Section 7.06 of the General Resolurion, if any 41 ction, pasagraph or provision of this resolution shall be held to be invalid or unenforceable for any 1622999v3 29 py�-3�8 1 of 1934, as amended, and a Continuing Disclosure Undertaking (the "Undertaldng") hereinafter 2 described, to: 3 A. Provide or cause to be provided to each narionally recognized municipal securities 4 information repository ("NRMSIIZ") and to the appropriate state information depository ("SID"), 5 if any, for the State of Minnesota, in each case as designated by the Commission in accordance 6 with the Rule, certain annual financiai information and operating data in accordance with the 7 Undertaking. The City reserves the right to modify from time to time the terms of the 8 Undertakiug as provided therein. 9 B. Provide or cause to be provided, in a tunely manner, to (i) each NRMSIR ar to the 10 Municipal Securifies Rulemaking Board ("MSRB") and (ii) the SID, notice of the occunence of 11 certain material events with respect to the Bonds in accordance with the Undertaking. 12 C. Provide or cause to be provided, in a timely manner, to (i) each NRMSIR ar to the 13 MSRB and (ii) the SID, norice of a failure by the City to provide the annual financial information 14 with respect to the City described in the Undertaking. 15 The City agrees that its covenants pursuant to the Rule set forth in this paragraph 29 and 16 in the Undertalang are intended to be far the benefit of the Holders of the Bonds and shall be 17 enforceable on behalf of such Holders; provided that the right to enforce the provisions of these 18 covenants shall be limited to a right to obtain specific enforcement of the City's obligations under the 19 covenants. 20 The Mayor and Director, Office of Financial Services, or any other officers of the City 21 authorized to act in their stead (the "Officers"), are hereby authorized and directed to execute on behalf 22 of the City the Undertaking in substantially the form presented to the City Council, subject to such 23 modifications thereof or additions thereto as are (i) consistent with the requirements under the Rule, (ii) 24 required by the Purchaser, and (iii) acceptable to the Officers. 25 26 27 28 29 30. Override of General Resolution. As provided in paragraph 8, prepayment of Series 2004E Bonds other than an inverse order of maturity shall control over the provisions of the General Resolution. As provided in paragraph 18, for purposes of the payment of principal, amounts scheduled for mandatory redemption shall be treated as maturities. 30 The use of accrued interest on the Bonds shall be as provided in paragraph 18, 31 notwithstanding Section 4.04(B)(1) of the General Resolution, and no interest is necessary to be 32 capitalized far purposes of Section 4.04(B)(2) of the General Resolution. 33 34 35 Notwithstanding Section 5.05 of the General Resolution, the terms and provisions of this resolution sha11 be and consritute a covenant on the part of the City to and with only each and every Hoider from time to time of the Bonds. 36 31. Paritv Findings. It is hereby found, determined and declared that: 1622999v3 30 1 (a) The City does not have any outstanding bonds, warrants, certificates, or other 2 obligations or evidences of indebtedness, or money borrowed for or on account of the Sewer 3 System or indebtedness for which any of the Revenues of all or a part of the Sewer System have 4 been pledged which are a prior lien on such Revenues, except the Series 2003D Bonds. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 (b) All payments required to be made prior to the date hereof into the various Funds and Accounts established by the General Resolution haue been made. (c) The proceeds of the Series 2004E Bonds shall be used only for the purpose of making Improvements to the Sewer System (as each of said terms is defined in the General Resolution). (d) The annual Net Revenues of the Sewer System for each of the rivo (2) completed Fiscal Years ixnmediately preceding of the issuance of the Series 2004E Bonds have been at least one and one-quarter (1.25) fimes, specifically 2.25 and 2.55 times, respecrively, the masimum annual principal interest coming due after December 1, 2003, on all Bonds (as defined in the General Resolurion) having a parity of lien upon Revenues, including the Series 2004E Bonds proposed to be issued, to wit: Net Revenues 2002 Net Revenues 2003 Masimum Annual Principal and Interest on the Series 2003D Bonds Masimum Annual Principal and Interest on the Series 2004E Bonds Maacimum Annual Principal and Interest on the Series 2003D Bonds and Series 2004E Bonds (COMBINED) One and One-quarter (1.25) Times Total Masimum Annual Principal and Interest Requirements $15,502,336 $17,604,045 $ 6,422,510 $ 454,213 . ::• , $ 8,612,318 This City Council has been fiunished with the Certificate of the Director, Department of Public Works, attesting to the foz'egoing facts. (e) This City Council pursuant to advice from the Director, Department of Public Warks, hereby finds, detennines and declares that the estimated Revenues to be derived from the operation of the Sewer System during the term of the Series 2004E Bonds will be more than sufficient to provide Net Revenues adequate to pay principal and interest when due on the Series 2004E Bonds and on those other bonds which are now outstauding and to maintain the Reserve Account required therefor. 1622999v3 3 1 o�f- 3�f� 2 � reason, the invalidity or unenforceability of such section, paragraph or provision shall not affect any of the remaining provisions of this resolufion. 33. Headin�s. As provided in Section 7.07 of the General Resolution, headings in this resolution are included for convenience of reference only and are not a part hereof, and shall not limit or define the meaning of any provision hereof. Yeas Nays Absent Benanav f Bostrom � Harris � Helgen � Lantry � Montgomery � Thune ,/ � o i Adopted by Council: Date /"���-E�� �`f .�,�v`�f Adoption Certi ie by Council Secretary B ' � � Approved b ay r: Date � By: 1622999v3 Requested by Department of: , o � r�u �r GeS Bv: �-1 Form Approved by City Attorney By: �I,�Ci. �, 7�,[�l Mayor for � �� � o4-3�f 8 1 ( fl T'he Series 2004E Bonds haue a December 1 maturity or maturities and have 2 interest payments on 7une 1 and December 1. 3 32. Severabilitv. As provided in Section 7.06 of the General Resolurion, if any 4 section, pazagraph or provision of this resolution shall be held to be invalid or unenforceable for any 5 , 6 s reso ution. - - - : . : . � . - . - - . . '^fM*'r�e7 i " ' " ' " " ' ' " _ ' ' " _ ' _ _' .• � ' ""' _ _ _ ".51 1 • � � � \ - ' Nays Absent Requested by Department of: By: Montgomery Thune Adopted by Council: Adoption Council Secretary by Mayor: Date Form Approve City Attorney By: Approved by Mayor for Submission toZSQuncil By: 1 1622999v3 32 � Green Sheet Green Sheet Green Sheet Green Sheet Green Sh� t n�heet � Departmentloffice/councii: Date Initiatetl: FS — FinancialServices , Green Sheet NO: 3013375 Contact Person & Phone- Deoartment Sent To Person InitiallDate Todd Hufley � 0 inancial ervices 266-8837 qssign 1 inancial Services De artment Director Must Be on Council Agenda by (Date): Number 2 inancial ervic flice Financial Servi 24-MAR-Q4 For � RoUting 3 i Attorne Lisa Veith ' Order 4 a or'sOFfice Ma r/A is[ant 5 ounci� Citv Council 6 i Clerk i Clerk Total # of Signature Pages _(Ciip All Locations for Signature) Action Requested: Authorization for the issuance of Sewer Revenue Bonds in the amount of $6,300,000. Recommendations: Approve (A) or Reject (R): Personal Service Contracts Must Mswer the Following Questions: Planning Commission 1. Has this person/firm ever worked under a contract for this department? CIB Committee Yes No Civil Service Commisston 2. Has this person/firtn ever been a city employee? Yes No 3. Does this personlfirm possess a skill not normally possessed by any current city employee? Yes No Explain all yes answers on separate sheet and attach to green sheet Initiating Problem, Issues, Opportunity (Who, What, When, Where, Why): The Ciry's Sewer Utility desires to issue $6,300,000 of revenue bonds to fmance capital improvements within the sewer system Advantages If Approved: Bonds can be sold to provide funds to finance capital improvements in the sewer system Disadvantages If Approved: None. , Disadvanhages If Not Approved: Bonds will not be sold and funds will not be avaIlable for capital unprovements. Total Amount of Transaction: 6300 CosURevenue Budgeted: y Fundinst Source: Activity Number: Financial Information: (Explain) a�-3y 8 � 85 SEVE?ITH PLACE EAST, SIIITE 100 SAI�'TPAllL,NiN SS10L2887 651.223.3000 FAX�651.223.3002 E .bIAIL: adcisors@springs2ed.com SPRINGSTED Advisors w rhe Public Sedar March 24, 2004 Mr. Matt Smith, Director of Financial Services Ms. Barb Maynard, Treasurer Mr. Todd Hurley, Municipal Debt Manager City of St. Paul Treasury Division Offce of Financial Services 160 City Hall 15 West Kellogg Blvd Saint Paul, MN 55102 Re: Recommendations for the City of Saint Paul: $6,300,000 Sewer Revenue Bonds, Series 2004E Dear Mr. Smith, Ms. Maynard and Mr. Hurley: I.: F. This letter summarizes the results of the competitive bids opened at 11:00 aiw this morning for this issue. Purpose and Repayment Sources of Issues The purpose of the Sewer Issue is to finance system rehabilitation projects. The Bonds will be repaid solely by revenues of the Sewer Utility. Tax-Exempt Market Rates The municipal tax-exempt market continues to move downward to historical iows. This market has moved downward markedly in the last week. The nationai index of these interest rates, the BBi, is at the very low point of 4.35%. Sale Results The City received three bids on the Sewer Issue. The senior managers of the bidding syndicates were as follows: Rank Bidder UBS Financial Services Piper Jaffray RBC Dain Rauscher Inc. TIC(%) 3.832391 % 3.892317% 3.898601 °/a The lowest or best bid was received from UBS Financial Services at a true interest rate of 3.832391 %. CORPORATE OFFICE: SAINT PAUL, MN • Visit our website at www.springsted.com IOWA • KANSAS • MRVNESOTA � VIRGINIA • WASHINGTON, DC � WISCONSIN 04-34� City of Saint Paul, Minnesota March 24, 2004 Page 2 We require bidders to submit their bids on a"True Interest Rate" (TIC) basis, so as to reflect the present value of their bids and thereby ensure the City award based on the lowest cost to the City. We have enclosed bid tabulation forms for each issue summarizing the bid specifics and composition of each underwriting syndicate. itecommendation We recommend award of sale to UBS Financial Services. Basis of Recommendation We believe the interest rates received by the City today reflect the historically low interest rate market. Our estimates of late February estimated a rate of 4.05%. This sale results in a winning bid lower than the estimate and a locking in of historically low interest rates. Credit Rating The City's general obligation rating for these issues were reaffirmed by Standard & Poor's and Moody's, at AAA from S&P, and Moody's upgrading the Utility's rating to Aa3 from A1. This upgrade made a significant difference in the interest rates, thereby reducing costs of the Utility. We congratulate the City and the Utility on this rating upgrade. We welcome any questions regarding this sale process. espectfully, �a-v u ���� ( �i�5 ✓( �y David N. MacGillivray � Chairman klb Enclosure 0�1-3`t8 85 E. SEVEIVTH PLACE, SUITE 100 SAIM PAUL, MN 55101-2887 651.223.3000 FA7{:651.223.3002 E-MAIL: advisors(Q�,springstcd.com // SPRINGSTED Adi�sars w the Pubtic Seccor $6,300,000 CITY OF SAINT PAUL, MINNESOTA SEWER REVENUE BONDS, SERIES 2004E (BOOK ENTRY ONLY) AWARD: UBS FINANCIAL SERVICES INC. CITIGROUP GLOBAL MARKETS, INC. BEAR, STEARNS & CO., INC. MORGAN STANLEY — MORGAN STANLEY DW INC. CIBC WORLD MARKETS CITIGROUP GLOBAL MARKETS, INC. CRONIN & COMPANY, iNCORPORATED CHARLES SCHWAB & COMPANY - And Associate - SALE: March 24, 2004 Moody's Rating: Aa3 Standard & Poor's Rating: AAA Interest Netlnterest True Interest Bidder Rates Price Cost Rate UBS FINANCIAL SERVICES INC. CITIGROUP GLOBAL MARKETS, INC. BEAR, STEARNS & CO., INC. MORGAN STANLEY— MORGAN STANLEY DW INC. CIBC WORLD MARKETS CITIGROUP GLOBAL MARKETS, INC. CRONIN & COMPANY, INCORPORATED CHARLES SCHWAB & COMPANY Kirlin Securities, Inc. 2.25% 20042007 2.50% 2008-2009 3.00% 2010-2011 3.125% 2012 3.30% 2013 3.50% 2014 3.75% 2015-2016 4.00% 2017-2018 4.10% 2019-2020 4.15% 2021 4.20% 2022 4.25% 2023 $6,264,602.20 $2,711,627.80 3.8323% (Con#inued) CORPORATEOFF/CE: SNNTPAUI.,MN • Visitnwwebsireatwwwsprin„a[edcom DESMOINES,IA • MILWAUKEE,WI • MINNEAPOIIS,MN • OVERLANDPARK,KS •�'IRGINIABEACH,VA • WASFffNGI'ON,DC 0�-3�15 interest Net Interest True interest Bidder Rates Price Cost Rate PIPER JAFFRAY & CO. RBC DAIN RAUSCHER INC. 2.50% 3.00% 3.50% 3.65% 3.75% 4.00°l0 4.10% 4.25% 2.00% 2.25% 2.375% 3.00% 325% 3.50% 3.60% 3.75% 3.875% 4.00% 4.25% 4.375% REOFFERING SCHEDULE OF THE PURCHASER Rate 2.25°/4 225% 225% 2.25°fo 2.50% 2.50% 3.00% 3.00% 3.125% 3.30% 3.50% 3.75% 3.75% 4.00% 4.00% 4.10% 4.10% 4.15% 4.20% 425% 2004-2008 2009-2010 2011-2015 2016 2017 2018-2020 2021 2022-2023 2004-2006 2007 2008 2009-2011 2012 2013-2015 2016 2017 2018 2019 2020.2021 2022-2023 Year 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 $6,23�,000.00 $2,740,687.50 $6,237,081.45 $2,752,399.80 Yield 1.00% 1.15% 1.35% 1.70% 2.05% 2.30% 2.70% Par 320°/a 3.375% 3.55% 3.80% 3.80% Par Par Par Par Par Par Par 3.8923% 3.8986% BBI: 4.35% Average Maturity: 11.150 Years