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03-204Arne��� — F'eb 3(o aoo3 P> �, �\ � 5, c�� 3 ���� 3 � Council File # 03 — a � y Green Sheet # �� �p �}�_ RESOLUTION OF SAINT PAUL, MINNESOTA Presented By Referred WHEREAS, the Director, Office o£Financial Services, has presented proposals received for the sale of $10,650,000 Water Revenue Bonds, Series 2003C (the "Bonds" or "2003 Bonds"), of the City of Saint Paul, Minnesota (the "City"); and 2 3� Committee: Date ACCEPTING PROPOSAL ON SALE OF 3 $10,650,000 WATERREVENUE 4 � BONDS, SERIES 2003C, AND PROVIDING FOR 5 THEII2 ISSUANCE 9 WHEREAS, the proposals set forth on Schedule A attached hereto were received 10 pursuant to the Terms of Proposal at the offices of Springsted Incorporated at 10:00 A.M., 11 Central Time, this same day; and 12 13 14 WHEREAS, the D'uector, Office of Financial Services, has advised this Council that the proposal of v,� p,,.M. a; �.�cc, was found to be the most advantageous and has recommended that said proposal be accepted�, and 15 WHEREAS, there are currently outstanding bonds of the City payable from Net 16 Revenues of the City's Water Utility, specifically the City's (a) $7,000,000 Water Revenue 17 Refunding Bonds, Series 1997C (the "1997 Bonds"), issued pursuant to a resolufion adopted by 18 this Council on June 11, 1997, ofwhich $4,510,000 remain outstanding, (b) $16,500,000 Water 19 Revenue Note of 1998 (the "1998 Note"), issued pursuant to a resolution adopted by this Council 20 on October 7, 1998, ofwhich $14,355,000 is outstanding, and (c) $8,035,000 Water Revenue Z 1 Bonds, Series 2000 (the "2000 Bonds"), issued pursuant to a resolution adopted Apri15, 2000, of 22 which $7,575,000 is outstanding; and there is currently outstanding a general obligarion note of 23 the City payable on a subordinate lien basis from Net Revenues of the City's Water Utility, 24 specifically the City's $4,269,844 General Obligafion Wastewater Treatment Water Revenue 25 Note of 1996 (the "1996 Note"), issued pursuant to a resolution adopted by this Council on May 26 15, 1996, of which $3,327,399 remains outstanding; and the 1997 Bonds refunded bonds issued 27 in 1994, all of which have been retired (the "1994 Bonds"); and certain bonds issued in 1993 (the 28 "1993 Bonds") have been retired; and 1499050v2 o� -au�l 1 WHEREAS, it is necessary and desirable to provide for the issuance of the Bonds 2 on a parity of lien with the 1997 Bonds, 1998 Note and 2000 Bonds, to finance the acquisition 3 and construction of various improvements (the "Project") to the City's municipal water urility 4 (the "Water Urility"), which has since its acquisition in 1885 been under the jurisdiction of the 5 Boazd of Water Commissioners (the "Board"); and WHEREAS, paragraph 18 of the resolution authorizing the issuance and sale of the 2000 Bonds provides for the issuance of parity lien bonds as follows: 8 "18. Paritv Bonds. The 1993 Bonds, 1997 Bonds, 1998 Note and 2000 Bonds 9 shall be a first charge and lien upon the Net Revenues of the Water Utility. No part of 10 such Net Revenues shall be pledged to the payment of any generai obligation bonds 11 issued by the City while any 1993 Bonds, 1997 Bonds, 1998 Note or 2000 Bonds or 12 bonds issued on a parity therewith remain outstanding and undischazged, unless the 13 pledge of Net Revenues to such general obligation bonds is expressly made a second and 14 subsequent lien and the City and Boazd covenant to make the rates and charges of the 15 Water Utility sufficient to timely pay such general obligation bonds. No additional 16 revenue obligarions payabie from the Revenue Bond Debt Service Account shall be 17 hereafter issued unless the same are expressly made a second and subsequent lien upon 18 the Net Revenues of the Water Utility; provided, however, that additional obligations 19 may be issued on a parity of lien with the 2000 Bonds, provided that the annual Net 20 Revenues of said Water Urility for each of the two (2) completed fiscal years 21 immediately preceding the issuance of such additional obligations shall have been one 22 and one-half (1.5) tnnes the mazimuxn annual principal and interest coming due 23 thereafter on all outstanding revenue obligations payable from and having a parity of lien 24 upon the Net Revenues of the Water Utility Fund, including the additional obligations so 25 to be issued; provided further, however, that if the annual Net Revenues in either or both 26 of the aforesaid two (2) completed fiscal years shall be insufficient to meet this test then 27 any reasonably projected increase in Net Revenues for the fiscal year immediately 28 following such second completed fiscal year may be added to the Net Revenues for such 29 completed fiscal years or either of them (but the total of such projected increase in Net 30 Revenues may be added only once) in applying the foregoing test. For purposes of the 31 foregoing limitations, when only bonds issued after the 1994 Bonds are outstanding, the 32 "masimum annual principal and interest coming due thereafter" on variable rate bonds 33 shall be calculated assuming the variable rate bonds bear fixed interest at the rates 34 prevailing at the Ume of the calculation for utility revenue bonds of comparable quality, 35 maturity (or remanung maturity) and taxable or tas-exempt status, provided that other or 36 different assumptions may be used if necessary to obtain an investment grade credit 37 rating for the variable rate bonds or to maintain the credit rating(s) then in effect for the 38 bonds then outstanding. Such facts shall be shown by the Certificate of the General 39 Manager of the Board of Water Commissioners and shall be a finding of and recited in 40 the resolution of the City authorizing any such additional series. In addifion, the 41 following conditions shall be met: 42 "(a) The payments required to be made (at the time of the issuance of 43 such parity lien bonds) into the various funds and accounts provided for in this 44 resolution have been made. 1499050v2 c� -��'-1 1 "(b) All such parity lien bonds shall have a December 1 maturity or 2 maturities and shall have semiannuai interest payments on June 1 and December 1 3 in each yeaz; provided that interest payxnents may be more frequent than 4 semiannually or on dates other than June 1 and December 1 if such interest is paid 5 in full only if at the time of payment the interest deposits into the Revenue Bond 6 Debt Service Account for interest payments on June 1 or December 1, as 7 appropriate, on other bonds are current, and any insufficiency of interest on all 8 patity bonds is allocated proportionately in each six-month period ending June 1 9 or December 1, as appropriate. 10 "(c) The proceeds of such parity lien bonds shall be used only for the ll purpose of (1) making unprovements, additions, extensions, renewals or 12 replacements to the Water Utility, and capitalizing interest or establishing 13 Reserves and paying the costs of such financing, or (2) refunding parity lien 14 bonds (provided that bonds which refund parity lien bonds may instead derive 15 their parity lien status from paragraphs 19 or 25 as applied in pazagraph 20).' ; and 16 WHEREAS, for purposes of this resolution paragraphs i l and 18 of the 17 resolutions authorizing the issuance and sale of the 1997 Bonds and 1998 Note are substantively 18 identical to said paragraph 18 relating to the 2000 Bonds; and 19 WHEREAS, the Board and this Council deem it necessary and expedient to 20 undertake the Project; and 21 WHEREAS, herein the City makes various findings demonstrating the propriety 22 of the issuance of the Bonds on a parity with the 1997 Bonds, 1998 Note and 2000 Bonds and 23 with a priority of lien over the 1996 Note; and 24 WHEREAS, in accordance with advice received from the Boud, this Council 25 finds, determines and declazes that it is necessary and expedient to provide moneys to fmance the 26 Project, continue a Reserve previously established, and provide for the costs of the issuance of 27 the Bonds from the proceeds of bonds payable solely from the Net Revenues of the Water 28 Utility; and 29 WHEREAS, the City has heretofore issued registered obligations in certificated 30 form, and incurs substantial costs associated with their printing and issuance, and substanrial 31 continuing transaction costs relating to their payment, transfer and exchange; and 32 WHEREAS, the City has determined that significant savings in transaction costs 33 will result from issuing bonds in "global book-entry form", by which bonds are issued in 34 certificated form in large denomina.tions, registered on the books of the City in the name of a 35 depository or its nominee, and held in safekeeping and immobilized by such depository, and such 36 depository as part of the computerized national securities clearance and settlement system (the 37 "Narional System") registers transfers of ownership interests in the bonds by making 38 computerized book entries on its own books and distributes payments on the bonds to its 39 Participants shown on its books as the owners of such interests; and such Participants and other 1499050v2 3 1 banks, brokers and dealers participating in the National System will do likewise (not as agents of 2 the City) if not the beneficial owners of the bonds; and 3 WHEREAS, "Participants" means those fmancial institutions for whom the 4 Depository effects book-entry transfers and pledges of securities deposited and immobilized with 5 the Depository; and 6 WHEREAS, The Depository Trust Company, a limited purpose trust company 7 organized under the laws of the State of New York, or any of its successors or successors to its 8 fixnctions hereunder (the "Depository"), will act as such depository with respect to the Bonds 9 except as set forth below, and the City has heretofore delivered a letter of representations (the 10 "Letter of Representations") setting forth vazious matters relating to the Depository and its role 11 with respect to the Bonds; and 12 WHEREAS, the City will deliver the Bonds in the form of one certificate per 13 maturity, each representing the entire principal amount of the Bonds due on a particulaz maturity 14 date (each a"Global Certificate"), which single certificate per mahzrity may be transferred on the 15 City's bond register as required by the Uniform Commercial Code, but not exchanged for smaller 16 denominations unless the Ciry determines to issue Replacement Bonds as provided below; and 17 WHEREAS, the City will be able to replace the Depository or under certain 18 circumstances to abandon the "global book-entry form" by permitting the Global Certificates to 19 be exchanged for smaller denominations typical of ordinary bonds registered on the City's bond 20 register; and "Replacement Bonds" means the certificates representing the Bonds so 21 authenticated and delivered by the Bond Registrar pursuant to paragraphs 6 and 12 hereof; and 22 WHEREAS, °Holder" as used herein means the person in whose name a Bond is 23 registered on the registration books of the City maintained by the registrar appointed as provided 24 in paragraph 8(the "Bond Registrar"); and 25 WHEREAS, pursuant to Minnesota Statutes, Section 475.60, Subdivision 2(9), 26 public sale requirements do not apply to the Bonds, because the City has retained an independent 27 financial advisor and this Council has determined to sell the Bonds by private negotiation, and 28 the City has instead authorized a competitive sale without publication of notice thereof as a form 29 of private negotiation; and 30 WHEREAS, Rule 15c2-12 of the Securities and Exchange Commission prohibits 31 "participating underwriters" from purchasing or selling the Bonds unless the City undertakes to 32 provide certain continuing disclosure with respect to the Bonds; and 33 WHEREAS, proposals for the Bonds have been solicited by Springsted 34 Incorporated pursuant to an Official Statement and Terms of Proposal therein: 35 NOW, THEREFORE, BE IT RESOLVED by the Council of the City of Saint 36 Paul, Minnesota, as follows: 37 1. Acceutance of Pro�osal. The proposal of U. S. Bancorp Piper Jaffray Inc. 38 (the "Purchaser") to purchase $10,650,Q00 Water Revenue Bonds, Series 2003C, of the City (the 1499050v2 1 "Bonds" or "2003 Bonds", or individually a"Bond" or "2003 Bond"), in accordance with the 2 Terms of Proposal for the bond sale, at the rates of interest hereinafter set forth, and to pay for 3 the Bonds the sum of $10,529,236.00, plus interest accrued to settlement, is hereby found, 4 determined and declared to be the most favorable proposal received and is hereby accepted, and 5 the Bonds aze hereby awazded to the Purchaser. The Director, Office of Financial Services, or 6 his designee, is directed to retain the deposit of the Purchaser and to forthwith return to the others 7 making proposals their good faith checks or drafts. 8 2. Title; Original Issue Date; Denominations; Maturities. The Bonds shall be 9 titled "Water Revenue Bonds, Series 2003C", shall be dated March 1, 2003, as the date of 10 original issue and shall be issued forthwith on or after such date as fully registered bonds. The 11 Bonds shall be numbered from R-1 upward. Global Certificates shall each be in the 12 denomination of the entire principal amount maturing on a single date. Replacement Bonds, if 13 issued as provided in paragraph 6, shall be in the denomination of $5,000 each or in any integral 14 multiple thereof of a single maturity. The Bonds shall mature on December 1 in the years and 15 amounts as follows: � 17 18 19 20 21 22 23 24 25 26 Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Amount Year Amount 27 28 29 30 31 32 33 34 35 36 $450,000 375,000 -0- 425,000 450,000 475,000 475,000 475,000 500,000 500,000 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 $525,000 550,000 575,000 600,000 625,000 650,000 700,000 725,000 775,000 800,000 3. Pumose. The Bonds shall provide funds for the acquisition and construction of the Project. The proceeds of the Bonds shall be deposited and used as provided in paragraph 17. The total cost of the Project, which shall include all costs enumerated in Minnesota Statutes, Section 475.65, including legal and other professional charges, publication and printing costs, interest accruing on money borrowed for the Project before the collection of Net Revenues pledged and appropriated therefor, and all other costs necessarily incurred and to be incurred from the inception to the completion of the Project, is estimated to be at least equal to the amount of the Bonds. The City covenants that it shall do all things and perform all acts required of it to assure that work on the Project proceeds with due diligence to completion and that any and all permits and studies required under law for the Project are obtained. 37 4. Interest. The Bonds shall bear interest payable semiannually on June 1 38 and December 1 of each year (each, an "Interest Payment Date"), commencing December 1, 39 2003, calculated on the basis of a 360-day year of twelve 30-day months, at the respective rates 40 per annum set forth opposite the maturity years as follows: 41 1499050v2 5 Maturity Year C� 7 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Interest Rate 2.000% 2.000 -0- 2.000 2.000 2.500 2.800 3.100 3350 3.500 Maturitv Year 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Interest Rate 3.600% 3.700 3.800 3.900 4.000 4.000 4.125 4.250 4350 4.400 5. Description of the Global Certificates and Global Book-Entrv Svstem. Upon their ariginal issuance the Bonds will be issued in the form of a single Global Certificate for each maturity, deposited with the Depository or its agent by the Purchaser and immobilized as provided in paragraph 6. No beneficial owners of interests in the Bonds will receive certificates representing their respective interests in the Bonds except as provided in paragraph 6. Except as so provided, during the terxn of the Bonds, beneficial ownership (and subsequent transfers of beneficial ownership) of interests in the Global Certificates will be reflected by book entries made on the records of the Depository and its Participants and other banks, brokers, and dealers participating in the National System. The Depository's book entries of beneficial ownership interests are authorized to be in increments of $5,000 of principal of the Bonds, but not smaller increments, despite the larger authorized denominations of the Global Certificates. Payment of principal of, premium, if any, and interest on the Global Certificates will be made to the Bond Registrar as paying agent, and in turn by the Bond Registrar to the Depository or its nominee as registered owner of the Global Certificates, and the Depository according to the laws and nxles governing it will receive and forward payments on behalf of the beneficial owners of the Global Certificates. 29 Payment of principal of, premium, if any, and interest on a Global Certificate may 30 in the City's discretion be made by such other method of transfening funds as may be requested 31 by the Holder of a Global Certificate. 32 33 34 35 36 37 38 39 40 41 42 43 6. Immobilization of Global Certificates bv the Depositorv; Successor De ository: Replacement Bonds. Pursuant to the request of the Purchaser to the Depository, which request is required by the Terms of Proposal, immediately upon the original delivery of the Bonds the Purchaser will deposit the Global Certificates representing all of the Bonds with the Depository ar its agent. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Depository, shall be registered in the name of the Depository or its nominee and shall be held immobilized froin circulation at the offices of the Depository on behalf of the Purchaser and subsequent bondowners. The Depository or its nominee will be the sole holder of record of the Global Certificates and no investor or other party purchasing, selling or otherwise transferring ownership of interests in any Bond is to receive, hold or deliver any bond certificates so long as the Depository holds the Global Certificates immobilized from circulation, except as provided below in this paragraph and in paragraph 12. 1499050v2 o� -�'� 1 Certificates evidencing the Bonds may not after their originai delivery be 2 izansferred or exchanged except: 3 (i) Upon registrafion of transfer of ownership of a Global Certificate, as 4 provided in pazagraph 12, 5 (ii) To any successor of the Depository (or its nominee) or any substitute 6 depository (a "substitute depository") designated pursuant to clause (iii) of this 7 subpazagraph, provided that any successor of the Depository or any substitute depository 8 must be both a"clearing corporation" as defined in the Minnesota Uniform Commercial 9 Code at Minuesota Statutes, Section 336.8-102, and a qualified and registered "clearing 10 agency" as provided in Secfion 17A of the Securities Exchange Act of 1934, as amended, ll (iii) To a substitute depository designated by and acceptable to the City upon 12 (a) the detennivation by the Depository that the Bonds shall no longer be eligible for its 13 depository services or (b) a determination by the City that the Depository is no longer 14 able to cany out its funcrions, provided that any substitute depository must be qualified to 15 act as such, as provided in clause (ii) of this subparagraph, or 16 (iv) To those persons to whom transfer is requested in written transfer 17 instructions in the event that: 18 (a) the Depository shall resign or discontinue its services for the 19 Bonds and the City is unable to locate a substitute depository within two (2) 20 months following the resignation or determination of non-eligbility, or 21 (b) upon a determination by the City in its sole discretion (1) that the 22 continuation of the book-entry system described herein, which precludes the 23 issuance of certificates (other than Global Certificates) to any Holder other than 24 the Depository (or its nominee), might adversely affect the interest of the 25 beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial 26 owners of the Bonds that they be able to obtain certificated bonds, 27 in either of which events the City shall notify Holders of its deternunation and of the 28 availability of certificates (the "Replacement Bonds") to Holders requesting the same and 29 the registrarion, transfer and exchange of such Bonds will be conducted as provided in 30 paragraphs 9B and 12 hereof. 31 In the event of a succession of the Depository as may be authorized by this 32 paragraph, the Bond Registrar upon presentation of Global Certificates shall register their 33 transfer to the substitute or successor depository, and the substitute or successar depository shall 34 be treated as the Depository for all purposes and functions under this resolution. The Letter of 35 Representations shall not apply to a substitute or successor depository unless the City and the 36 substitute or successor depository so agree, and a similaz agreement may be entered into. ia99oso�z 7 63 -ao�} 7. Redemption. 2 (a) O�rional Redemption; Due Date. All Bonds maturing after December 1, 2012, 3 shall be subject to redemprion and prepayment at the option of the City on such date and on any 4 day thereafter at a price of par plus accrued interest. Redemprion may be in whole or in part of 5 the Bonds subject to prepayment. ff redemption is in part, those Bonds remaining unpaid may be 6 prepaid in such order of maturity and in such amount per maturity as the City shall detennine; 7 and if only part of the Bonds having a common maturity date are called for prepayment, the 8 Global Certificates may be prepaid in $5,000 increments of principal and, if applicable, the 9 specific Replacement Bonds to be prepaid shall be chosen by lot by the Bond Regisirar. Bonds 10 or portions thereof called for redemption shall be due and payable on the redemption date, and 11 interest thereon shall cease to accrue from and after the redemption date. 12 (b) Notation on Global Certificate. Upon a reduction in the aggregate principal 13 amount of a Global Certificate, the Holder may make a notation of such redemption on the panel 14 provided on the Global Certificate stating the amount so redeemed, or may return the Global 15 Certificate to the Bond Registrar in exchange for a new Global Certificate authenricated by the 16 Bond Registrar, in proper principal amount. Such notation, if made by the Holder, shall be for 17 reference only, and may not be relied upon by any other person as being in any way 18 determinative of the principal amount of such Global Certificate outstanding, unless the Bond 19 Registrar has signed the appropriate column of the panel. 20 (c) Selection of Replacement Bonds. To effect a partial redemption of Replacement 21 Bonds having a common maturity date, the Bond Registrar prior to giving notice of redemption 22 shall assign to each Replacement Bond hauing a common maturity date a distinctive number for 23 each $5,000 of the principal amount of such Replacexnent Bond. The Bond Registrar shall then 24 select by lot, using such method of selection as it shall deem proper in its discretion, from the 25 numbers so assigned to such Replacement Bonds, as many numbers as, at $5,000 for each 26 number, shall equal the principal amount of such Replacement Bonds to be redeemed. The 27 Replacement Bonds to be redeemed shall be the Replacement Bonds to which were assigned 28 numbers so selected; provided, however, that only so much of the principal amount of each such 29 Replacement Bond of a denomination of more than $5,000 shall be redeemed as shall equal 30 $5,000 for each number assigned to it and so selected. 31 (d) Partial Redemntion of Renlacement Bonds. If a Replacement Bond is to be 32 redeemed only in part, it shall be surrendered to the Bond Registraz (with, if the City or Bond 33 Registrar so requires, a written instrument of transfer in form satisfactory to the City and Bond 34 Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in 35 writing) and the City shall execute (if necessary) and the Bond Registrar shall authenricate and 36 deliver to the Holder of such Replacement Bond, without service charge, a new Replacement 37 Bond or Bonds of the same series having the same stated maturity and interest rate and of any 38 authorized denoxnination or denominations, as requested by such Holder, in aggregate principal 39 amount equal to and in exchange for the unredeemed portion of the principal of the Bond so 40 sunendered. 41 (e) Request for Redemption. The Bond Registrar shall call Bonds for redemprion and 42 payment as herein provided upon receipt by the Bond Registrar at least forty-five (45) days prior 1499050v2 g d3 -�o�! 7 8 9 10 11 12 to the redemption date of a request of the City, in written form if the Bond Registrar is other than a City officer. Such request shall specify the principal amount of Bonds to be called for redempfion and the redemprion date. (fl Notice. Mailed notice of redemption shall be given to the paying agent (if other than a City officer) and to each affected Holder. If and when the City shall call any of the Bonds for redemption and payment prior to the stated maturity thereof, the Bond Registrar shall give written norice in the name of the City of its intention to redeem and pay such Bonds at the office of the Bond Regislrar. Notice of redemprion shall be gSven by first class mail, postage prepaid, mailed not less than thirty (30) days prior to the redemption date, to each Holder of Bonds to be redeemed, at the address appearing in the Bond Register. All notices of redempfion shall state: (i) (ii) The redemption date; The redemption price; 13 (iii) If less than all outstanding Bonds are to be redeemed, the identification 14 (and, in the case of partial redemprion, the respective principal amounts) of the Bonds to 15 be redeemed; 16 (iv) That on the redemption date, the redemption price will become due and 17 payable upon each such Bond, and that interest thereon shall cease to accrue from and 18 after said date; and 19 (v) The place where snch Bonds aze to be surrendered for payment of the 20 redemption price (which shall be the office of the Bond Registrar). 21 (g) Notice to Depository. Notices to The Depository Trust Company or its nominee 22 shall contain the CUSIP numbers of the Bonds. If there are any Holders of the Bonds other than 23 the Depository or its nominee, the Bond Registrar shall use its best efforts to deliver any such 24 notice to the Depository on the business day next preceding the date of mailing of such notice to 25 all other Holders. 26 27 28 29 30 31 32 33 34 35 36 8. Bond Re ig strar. U.S. Bank National Association in Saint Paul, Minnesota, is appointed to act as bond registrar and transfer agent with respect to the Bonds (the "Bond Registraz"), and shall do so unless and until a successor Bond Registrar is duly appointed, all pursuant to any coniract the City and Bond Registrar shall execute which is consistent herewith. A successor Bond Registrar shall be an officer of the City or a bank or trust company eligible for designation as bond registrar pursuant to Minnesota Statutes, Chapter 475, and may be appointed pursuant to any contract the City and such successor Bond Registrar shall execute which is consistent herewith. The Bond Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and interest on the Bonds shall be paid to the Holders (or record holders) of the Bonds in the manner set forth in the forms of Bond and paragraph 14 of this resolurion. 37 9. Forms of Bond The Bonds shall be in the form of Global Certificates 38 unless and until Replacement Bonds are made available as provided in paragraph 6. Each form 39 of bond may contain such additional or different terms and provisions as to the foxm of payment, 1499050d2 9 p1-�roy record date, notices and other matters as aze consistent with the Letter of Representafions and approved by the City Attomey. 3 A. Global Certificates. The Giobal Certificates, together with the Certificate of 4 Registration, the Register of Partial Payments, the form of Assignment and the registrarion 5 informafion thereon, shall be in substantially the following forxn and may be typewritten rather 6 than printed: 1499050v2 1 � b3 -aoy 2 � 10 INTEREST 11 RATE 12 13 14 15 REGISTERED OWNER: 16 17 PRINCIPAL AMOUNT: 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 TJNITED STATE5 OF AMERICA STATE OF NIINNESOTA RAMSEY COUNTY CTI'Y OF SAIIVT PAUL � WATER REVENUE BOND, SERIES 2003C MA"TURITY DATE OF DATE ORIGINAL ISSUE December 1, _ Mazch 1, 2003 $ CUSIP DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ramsey County, Mimiesota (the "Issuer" or "City"), certifies that it is indebted and for value received promises to pay to the registered owner specified above or on the certificate of registration below, or registered assigns, solely from the source and in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless called for earlier redempfion, and to pay interest thereon semiannually on June 1 and December 1 of each year (each, an"Interest Payment Date"), commencing December 1, 2003, at the rate per annum specified above (calculated on the basis of a 360-day year of tweive 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payxnent Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereof. The principal of and premium, if any, on this Bond are payable in same-day funds by 2:30 p.m., Eastern time, upon presentation and surrender hereof at the principal office of in , Minnesota (the "Bond Registrar"), acting as paying agent, or any successor paying agent duly appointed by the Issuer; provided, however, that upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion be paid without presentation of this Bond, which payment shall be received no later than 230 p.m., Eastern tune, and may make a notation on the panel provided herein of such redemption, stating the amount so redeemed, or may return the Bond to the Bond Registrar in exchange for a new Bond in the proper principal amount. Such notation, if made by the Holder, shall be for reference only, and may not be relied upon by any other person as being in any way determinative of the principal amount of this Bond outstanding, unless the Bond Registraz has signed the appropriate column of the panel. Interest on this Bond will be paid on each Interest Payment Date in same-day funds by 2:30 p.m., Eastem tune, to the person in whose name this Borid is registered (the "Holder" or "Bondholder") on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month next preceding such 1499050�2 1 1 e1-�.oy 1 Interest Payment Date (the "Regular Record Date"). Interest payments shall be received by the 2 Holder no later than 230 p.m., Eastem time; and principal and premium payments shall be 3 received by the Holder no later than 230 pm., Eastern time, if the Bond is surrendered for 4 payment enough in advance to pemut payment to be made by such time. Any interest not so 5 timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular 6 Record Aate, and shall be payable to the person who is the Holder hereof at the close of business 7 on a date (the "Special Record Date") fised by the Bond Regisirar whenever money becomes 8 available for payment of the defaulted interest. Norice of the Special Record Date shall be given 9 to Bondholders not less than ten days prior to the Special Record Date. The principal of and 10 premium, if any, and interest on this Bond are payable in lawfui money of the United States of 11 America. 12 Date of Payment Not Business Dav. If the date for payment of the principal of, 13 premiuxn, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on 14 which baukiug institutions in the City of New York, New York, or the city where the principal 15 office of the Bond Registrar is located are authorized by law or execurive order to close, then the 16 date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal 17 holiday or a day on which such banking institutions are authorized to close, and payxnent on such 18 date shall have the same force and effect as if made on the nominal date of payment. 19 Redem tn ion. All Bonds of this issue (the "Bonds") maturing after December 1, 20 2012, are subject to redemprion and prepayment at the option of the Issuer on such date and on 21 any day thereafter at a price of paz plus accrued interest. Redemption may be in whole or in part 22 of the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may 23 be prepaid in such order of maturity and in such amount per maturity as the City shall determine; 24 and if only part of the Bonds having a common maturity date are called for prepayment, this 25 Bond may be prepaid in $5,000 increments of principal. Bonds or portions thereof called for 26 redemption shall be due and payable on the redemption date, and interest thereon shall cease to 27 accrue from and after the redemption date. 28 Notice of Redem�uon. Mailed notice of redemption shall be given to the paying 29 agent (if other than a City officer) and to each affected Holder of the Bonds. In the event any of 30 the Bonds are called for redemption, written notice thereof will be given by first class mail 31 mailed not less than thirty (30) days prior to the redemprion date to each Holder of Bonds to be 32 redeemed. In connecrion with any such notice, the "CUSIP" numbers assigned to the Bonds 33 shall be used. 34 Renlacement or Notation of Bonds after Partial Redemption. Upon a partial 35 redemprion of this Bond which results in the stated amount hereof being reduced, the Holder 36 may in its discretion make a notation on the panel provided herein of such redemption, stating 37 the amount so redeemed. Such notation, if made by the Holder, shall be for reference only, and 38 may not be relied upon by any other person as being in any way determinative of the principal 39 amount of the Bond outstanding, unless the Bond Registrar has signed the appropriate column of 40 the panel. Otherwise, the Holder may surrender this Bond to the Bond Registraz (with, if the 41 Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory to the 42 Issuer and Bond Registrar duly executed by the Holder thereof or his, her ar its attorney duly 43 authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registraz shall 1499050v2 12 � C�3 - �`1 1 authenricate and deliver to the Holder of such Bond, without service charge, a new Bond of the 2 same series having the same stated maturity and interest rate and of the authorized denomination 3 in aggregate principal amount equal to and in exchange for the unredeemed portion of the 4 principal of the Bond so surrendered. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Issuance: Purpose: Snecial Obli aQ tion. This Bond is one of an issue in the total principal atnount of $10,650,000, ali of like date of original issue and tenor, except as to number, maturity, interest rate, denomination and redemption privilege, which Bond t�as been issued pursuant to and in full conformity with the Constitution and laws of the State of Minnesota and the Charter of the Issuer, and pursuant to a resolution adopted by the City Council of the Issuer on February 26, 2003 (the "Resolution"), for the purpose of providing, together with certain other moneys of the Issuer, funds to finazice the acquisirion and construcrion of various improvements to the Water Utility of the Issuer. The Bonds and the interest thereon are payable solely and exclusively from the Net Revenues of the Water Utility of the Issuer pledged to the payment thereof, and do not constitute a debt of the Issuer or of the Saint Paui Boazd of Water Commissioners within the meaning of any constitutional, Charter or statutory limitafion of indebtedness. In the event of any default hereunder, the Holder of this Bond may exercise any of the rights and privileges granted by the laws of the State of Minnesota, subject to the provisions of the Resolution. The Bonds of this issue, together with the Water Revenue Refunding Bonds, Series 1997C, issued in the principal amount of $7,000,000, Water Revenue Note of 1998, issued in the principal amount of $1b,500,000, and Water Revenue Bonds, Series 2000C, issued in the principal amount of $8,035,000, are a first and prior lien upon the Net Revenues of the Water Utility of the Issuer, except that the Issuer is authorized under certain conditions to issue additional revenue obligations on a parity of lien with these Bonds, all as provided in the Resolution. 25 Action bv Holders. The Holders of twenty percent (20%) or more in aggregate 26 principal amount of Bonds at any time outstanding may, either at law or in equity, by suit, action, 27 ar other proceedings, protect and enforce the rights of all Holders of Bonds then outstanding, or 28 enforce and compel the performance of any and all of the covenants and duties specified in the 29 Resolution to be performed by the Issuer or the Board of Water Commissioners ar their officers 30 and agents; provided, however, that nothing shall affect or impair the right of any Bondholder to 31 enforce the payment of the principal of and interest on any Bond at and after the maturity 32 thereof, or the obligation of the Issuer to pay the principal of and interest on each of the Bonds 33 issued to the respective Holders thereof at the time and place, from the source and in the manner 34 provided in the Bonds. 35 Denominations; Exchan�e: Resolution. The Bonds are issuable originally only as 36 Global Certificates in the denomination of the entire principal amount of the issue mahxriug on a 37 single date, or, if a portion of said principal is prepaid, said principal amount less the 38 prepayment. Global Certificates are not exchangeable for fixlly registered bonds of smaller 39 denominations except to evidence a partial prepayment or in exchange for Replacement Bonds if 40 then available. Replacement Bonds, if made available as provided below, are issuable solely as 41 fully registered bonds in the denominations of $5,000 and integral multiples thereof of a single 42 maturity and aze exchangeable for fully registered Bonds of other authorized denominarions in 43 equal aggregate principal amounts at the principal office of the Bond Registrar, but only in the 44 manner and subject to the limitations provided in the Resolution. Reference is hereby made to 1499050v2 13 01 - �o`l the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolufion are on file in the principal office of the Bond Registraz. Replacement Bonds. Replacement Bonds may be issued by the Issuer in the event that: (a) the Depository shall resign or discontinue its services for the Bonds, and only if the Issuer is unable to locate a subsritute depository within two (2) months following the resignation or determination of non-eligibility, or 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 (b) upon a determination by the Issuer in its sole discretion (1) that the continuation of the book-entry system described in the Resolution, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee), might adversely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certificated bonds. Transfer. This Bond shall be registered in the name of the payee on the books of the Issuer by presenting ttus Bond for registration to the Bond Registraz, who will endorse his, her or its name and note the date of registration opposite the name of the payee in the certificate of registration attached hereto. Thereafter this Bond may be transferred by delivery with an assignment duly executed by the Holder ar his, her or its legal representatives, and the Issuer and Bond Registraz may treat the Holder as the person exclusively entitled to exercise all the rights and powers of an owner until this Bond is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted hereon by the Bond Registrar, all subject to the terms and conditions provided in the Resolution and to reasonable regulations of the Issuer contained in any agreement with, or notice to, the Bond Registraz. Transfer of this Bond may, at the direction and expense of the Issuer, be subject to certain other reshictions if required to qualify this Bond as being "in registered form" within the meaning of Section 149(a) of the federal Internal Revenue Code of 1986, as amended. 28 Fees upon Transfer or Loss. The Bond Registrar may require payment of a sum 29 sufficient to cover any taac or other govemmental charge payable in connec6on with the transfer 30 or exchange of this Bond and any legal or unusual costs regazding transfers and lost Bonds. 31 Treatment of Re�istered dwner. The Issuer and Bond Registrar may treat the 32 person in whose name this Bond is registered as the owner hereof far the purpose of receiving 33 payment as herein provided (except as otherwise provided with respect to the Record Date) and 34 for all other purposes, whether or not this Bond shall be overdue, and neither the Issuer nor the 35 Bond Registraz shall be affected by notice to the contrary. 3b Authenricarion. This Bond shall not be valid or become obiigatory for any 37 purpose or be entitled to any security unless the Certificate of Authenrication hereon shall have 38 been executed by the Bond Registrar. ia99osm-z 14 p� a��t Not Qualified Tax-Exempt Obli�ations. The Bonds have not been designated by the Issuer as "qualified taa�-exempt obligations" for purposes of Section 265(b)(3) of the federal Internal Revenue Code of 1986, as amended. The Bonds do not qualify for such desig�arion. 4 TT IS HEREBY CERTIFIED AND RECTTED that all acts, conditions and thiugs 5 required by the Consritution and laws of the State of Minnesota and the Charter of the Issuer to 6 be done, to happen and to be performed, precedent to and in the issuance of this Bond, have been 7 done, have happened and have been performed, in regular and due form, time and manner as 8 required by law; that this Bond, together with all other debts of the Issuer outstanding on the date 9 of original issue hereof and on the date of its issuance and delivery to the original purchaser, 10 does not exceed any constiturional or statutory or Charter limitarion of indebtedness; and that the 11 Issuer will establish rates and charges for the water service fiuvished by its Water Utility 12 sufficient in amount to promptly meet the principal and interest requirements of this issue. 13 IN WITNESS WHEREOF, the City of 5aint Paul, Ramsey County, Mitviesota, by 14 its City Council has caused this Bond to be executed on its behalf by the photocopied facsvnile 15 signature of its Mayor, attested by the photocopied facsimile signature of its Clerk, and 16 countersigned by the photocopied facsimile signature of its Director, Office of Financial 17 Services. 1499050v2 1$ 03 -an�t � 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 Date of Registration: BOND REGISTRAR'S CERTIFICATE OF AUTE�NTICATION This Bond is one of the Bonds described in the Resolution mentioned withiu. Bond Registrar : Authorized Signature Registrabie by: Payable at: CTI'I' OF SATNT PAUL, RAMSEY COLINTY, MINNESOTA Mayor Attest: City Clerk Countersigned: Director, Office of Financial Services Water Revenue Bond, Series 2003C, No. R-_ 1499050W2 16 03 -�d`f 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 CERTIFICATE OF REGISTRATION The transfer of ownership of the principal amount of the aitached Bond may be made only by the registered owner or his, her or its legal representative last noted below. DATE OF REGISTRATION REGISTERED OWNER SIGNA'PLTRE OF BOND ItEGLSTRAR 1499050v2 17 d � -�a'� 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 REGISTER OF PARTIAL PAYMENTS The principal amount of the attached Bond has been prepaid on the dates and in the amounts noted below: Sigpature of Date Amount Bondholder Signature of Bond Registraz If a notation is made on this register, such notation has the effect stated in the attached Bond. Partial payments do not require the presentation of the attached Bond to the Bond Registrar, and a Holder could fail to note the partial payment here. 1499050v2 � o� -sd'1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 ABBREVIATIONS The following abbreviarions, when used in the inscriprion on the face of this Bond, shall be construed as though they were written out in fuli according to applicable laws or regularions: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT TEN - as j oint tenants with right of survivorship and not as tenants in common UTMA - as custodian for (Cust) 1499050v2 (Minor) under the (State) Transfers to Minors Act Uniform Additional abbreviations may also be used though not in the above list. f[7 p� -y b4 ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the 4 attached Bond and does hereby irrevocably constitute and appoint 5 attorney to transfer the Bond on the books 6 kept for the registration thereof, with full power of substiturion in the premises. 7 Dated: 8 Notice: The assignor's signahxre to tlus assignment must 9 correspond with the name as it appeazs upon the face of 10 the attached Bond in every particular, without alteration 11 12 13 14 15 16 17 1$ 19 20 21 22 23 24 Signature Guaranteed: or any change whatever. Signature(s) must be guaranteed by a national bank ar trust company or by a brokerage firm having a membership in one of the major stock exchanges or any other "Eligible Guarantor Insritution" as defined in 17 CFR 240.17Ad-15(a)(2). The Bond Registrar will not effect transfer of this Bond uniess the information concerning the transferee requested below is provided. Name and Address: 1499050v2 (Include information for all joint owners if the Bond is held by joint account.) � 0 3 —aoy 1 B. Reolacement Bonds. If the City has notified Holders that Replacement 2 Bonds have been made available as provided in paragraph 6, then for every Bond thereafter 3 transferred or exchanged (including an exchange to reflect the partial prepayment of a Global 4 Certificate not previously exchanged for Replacement Bonds) the Bond Registrar shall deliver a 5 certificate in the form of the Replacement Bond rather than the Global Certificate, but the Holder 6 of a Global Certificate shall not otherwise be required to exchange the Global Certificate for one 7 or more Replacement Bonds since the City recognizes that some beneficial owners may prefer 8 the convenience of the Depository's registered ownership of the Bonds even though the entire 9 issue is no longer required to be in global book-enhy form. The Replacement Bonds, together 10 with the Bond Registrar's Certificate of Authenrication, the fornn of Assignment and the 11 registration information thereon, shall be in substantially the following form, with paragraphs 12 identical to those of the form of Global Certificate stated by heading ar initial text only: ia9soswz 21 b � -�`i 2 3 4 5 R- 6 7 8 INTEREST 9 RATE 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 I]NITED STATES OF AMERTCA STATE OF MINNESOTA RAMSEY COUNTY CTTY OF SAINT PAUL WATER REVENUE BOND, SERIES 2003C MATiJRITY DATE O� DATE ORIGINAL ISSUE March 1, 2003 REGLSTERED OWNER: 1�:7h[�17�\�tr[�I/I�YW CUSIP DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ramsey County, Minnesota (the "Issuer" or "City"), certifies that it is indebted and far value received promises to pay to the registered owner specified above, or registered assigns, solely from the source and in the manner hereinafter set forth, the principal amount specified above, on the maturity date specified above, unless calied for eazlier redemption, and to pay interest thereon semiannually on June 1 and December 1 of each year (each, an"Interest Payment Date"), coxnmencing December 1, 2003, at the rate per annum specified above (calculated on the basis of a 360-day year of twelve 3Q-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the most recent Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue hereo£ The principal of and premium, if any, on this Bond are payable upon presentation and surrender hereof at the principal office of , in (the "Bond Registrar"), acting as paying agent or any successor paying agent duly appointed by the Issuer. Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed to the person in whose name this Bond is registered (the "Holder" or "Bondholder") on the registration books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the close of business on the fifteenth day of the calendar month next preceding such Interest Payment Date (the "Regular Record Date"). Any interest not so timely paid shall cease to be payable to the person who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who is the Holder hereof at the close of business on a date (the "Special Record Date") fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. Norice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. The principal of and premium, if any, and interest on this Bond are payable in lawful money of the United States of America. 1499050�2 22 � 63-�oK 1 REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF 2 T'HIS BOND SET FORTH ON TT� REVERSE HEREOF, WHICH PROVISIONS SHALL 3 FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HERE. �' IT LS HEREBY CERTIFIED AND RECTTED .... 5 IN WITNF.SS WHEREOF, the City of Saint Paul, Ramsey County, Minnesota, by 6 its City Council has caused this Bond to be sealed with its official seal or a facsimile ffiereof aud 7 to be executed on its behalf by the original or facsixnile signature of its Mayor, attested by the 8 original or facsimile signature of its Clerk, and countersigned by the ori�nal or facsimile 9 signature of its Director, Office of Financial Services. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 Date of Registrarion: BOND REGISTRAR'5 CERTIFICATE OF AUTHENTICATION This Bond is one of the Bonds described in the Resolution mentioned within. Registrable by: Payable at: _ CITY OF SAINT PAUL, RAMSEY COUNTY, MINNESOTA Mayor Attest: City Clerk Bond Registrar : Authorized Signature Countersigned: (SEAL) �a99oso�z Darector, Office ofFinancial Services 23 a�-ztl`1 ON REVERSE OF BOND Date of Pavment Not Business Day. ... 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 Redemption. All Bonds of this issue (the "Bonds") maturing after December 1, 2012, are subject to redemption and prepayment at the option of the Issuer on such date and on any day thereafter at a price of par plus accrued interest. Redemption may be in whole or in part of the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid may be prepaid in such order of maturity and in such amount per maturity as the City shall determine; and if only part of the Bonds having a common maturity date are called for prepayment, the specific Bonds to be prepaid shall be chosen by lot by the Bond Registrar. Bonds or portions thereof called for redemption shall be due and payable on the redemption date, and interest thereon shali cease to accrue from and after the redemption date. Notice of Redemption. . . . Selection of Bonds far Redemution. To effect a partiai redemption of Bonds having a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive number for each $5,000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at $5,000 for each nuxnber, shall equal the principal amount of such Bonds to be redeemed. The Bonds to be redeemed shall be the Bonds to which were assigned numbers so selected; provided, however, that only so much of the principal amount of such Bond of a denomination of more than $5,000 shall be redeemed as shall equal$5,000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be sunendered to the Bond Registraz (with, if the Issuer or Bond Registrar so requires, a written instrutnent of transfer in form sarisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in writing) and the Issuer shall execute (if necessary) and the Bond Registrar sha11 authenticate and deliver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated maturity and interest rate and of any authorized denomination or denominations, as requested by such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. Issuance: Purpose; Special Oblieation. . . . Acrion bv Holders. . . . Denomivations: Exchange; Resolufion. The Bonds aze issuable solely as fully registered bonds in the denominations of $S,QOQ and integral multipies thereof of a single maturity and are exchangeable far fully registered Bonds of other authorized denominations in equal aggregate principal amounts at the principal office of the Bond Registraz, but only in the manner and subject to tha limitations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. 1499050v2 24 O � -y°`1 i Transfer. This Bond is transferable by the Holder in person or by his, her or its 2 attomey duly authorized in writing at the principal office of the Bond Registraz upon 3 presentation and sunender hereof to the Bond Registrar, all subject to the terms and conditions 4 providecl in the Resolution and to reasonable regulations of the Issuer contained in any 5 agreement with the Bond Registrar. Thereupon the Lssuer shall execute and the Bond Registraz 6 shall authenticate and deliver, in exchange for this Bond, one or more new fully, registered 7 Bonds in the name of the transferee (but not registered in blank or to "beazer" or similar 8 designarion), of an authorized denomination or denominations, in aggregate principal atnount 9 equal to the principal amount of this Bond, of the same maturity and bearing interest at the same 10 rate. ll Fees unon Transfer or Loss. ... 12 Treatment of Registered Owner. ... 13 Authentication . . . 14 Not Oualified Taac-Exempt Obli a¢ tions. ... 15 ABBREVIATIONS . . . . 1499050WL 25 0� -y°y ASSIGNMENT 2 For value received, the undersigned hereby sells, assigns and transfers unto 3 the within Bond and does hereby irrevocably 4 constitute and appoint attomey to transfer the Bond on the books 5 kept for tUe registration thereof, with full power of substitution in the premises. Dated: 7 10 11 Signature Guaranteed: 12 Notice: The assignor's signature to this assignment must correspond with the name as it appeazs upon the face of the within Bond in every particular, without alteration or any change whatever. 13 Signature(s) must be guaranteed by a national bank or hust company or by a brokerage firm 14 having a membership in one of the major stock exchanges or any other "Eligible Guarantor 15 Institution" as defined in 17 CFR 240.17Ad-15(a)(2). 16 The Bond Registrar will not effect transfer of this Bond unless ttie information 17 concerning the transferee requested below is provided. 18 Name and Address: 19 20 21 22 (Include information for all joint owners if the Bond is held by joint account.) 1499050v2 �6 p � -so`i 1 10. Execufion. The Bonds shall be executed on behalf of the City by the 2 signatures of its Mayor, Clerk and Director, Office of Financial Services, each with the effect 3 noted on the forms of the Bonds, and be sealed with the seal of the City; provided, however, that 4 the seal of the City may be a printed or photocopied facsimile; and provided fixrther that any of 5 such signatures may be printed or photocopied facsuniles and the corporate seai may be omitted 6 on the Bonds as permitted by law. In the event of disability or resignation or other absence of 7 any such officer, the Bonds may be signed by the manual or facsnnile signature of that officer 8 who may act on behalf of such absent or disabled officer. In case any such officer whose 9 signature or facsimile of whose signature shall appeu on the Bonds shall cease to be such officer 10 before the delivery of the Bonds, such signature or facsimile shall nevertheless be valid and ll sufficient for all purposes, the same as if he or she had remained in office unril delivery. 12 13 14 15 16 17 18 19 20 21 22 23 11. Authentication; Date of ReQistration. No Bond shall be valid or obligatory for any purpose or be entitled to any securiTy or benefit under this resolution unless a Certificate of Authentication on such Bond, substantially in the form hereinabove set forth, sha11 have been duly executed by an authorized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the same person. The Bond Registrar shall authenticate the signatures of officers of the City on each Bond by execution of the Certificate of Authentication on the Bond and by inserting as the date of registration in the space provided the date on which the Bond is authenricated. For purposes of delivering the original Global Certificates to the Purchaser, the Bond Registrar shall insert as the date of registration the date of original issue, which date is March 1, 2003. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been authenticated and delivered under this resolufion. 24 12. Registration; Transfer; ExchanQe. The City will cause to be kept at the 25 principal office of the Bond Registrar a bond register in which, subject to such reasonable 26 regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide far the 27 registration of Bonds and the registration of transfers of Bonds entitled to be registered ar 28 transferred as herein provided. 29 30 31 32 33 34 35 36 37 38 39 40 41 42 A Global Certificate shall be registered in the name of the payee on the books of the Bond Registrar by presenting the Global Certificate for registration to ihe Bond Registrar, who will endorse his or her name and note the date of registration opposite the name of the payee in the certificate of registration on the Global Certificate. Thereafter a Global Certificate may be transferred by delivery with an assignment duly executed by the Holder or his, her or its legal representative, and the City and Bond Registrar may treat the Holder as the person exclusively entitied to exercise all the rights and powers of an owner untii a Global Certificate is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted thereon by the Bond Registraz, all subject to the terms and conditions provided in this resolution and to reasonable regulations of the City contained in any agreement with, or notice to, the Bond Registrar. Transfer of a Global Certificate may, at the direction and expense of the Ciry, be subject to other restrictions if required to qualify the Global Certificates as being "in registered 1499�SOv2 27 os-�N 1 form" within the meaning of Section 149(a) of the federal Internal Revenue Code of 1986, as 2 amended. 3 If a Globai Certificate is to be exchanged for one or more Replacement Bonds, all 4 of the principal amount of the Global Certificate shall be so exchanged. 5 Upon surrender for transfer of any Replacement Bond at the principal office of 6 the Bond Registraz, the Ciry shall execute (if necessary), and the Bond Registrar shall 7 authenticate, insert the date of registration (as provided in pazagraph I 1) of, and deliver, in the 8 name of the designated trausferee or transferees, one or more new Replacement Bonds of any 9 authorized denoxnination or denominations of a like aggregate principal amount, having the same 10 stated maturity and interest rate, as requested by the transferor; provided, however, that no Bond 11 may be registered in blank or in the name of "bearer" or similar designarion. 12 At the option of the Holder of a Replacement Bond, Replacement Bonds may be 13 exchanged for Replacement Bonds of any authorized denomination or denominations of a like 14 aggregate principal amount and stated maturity, upon surrender of the Replacement Bonds to be 15 exchanged at the principal office of the Bond Registrar. Whenever any Replacement Bonds are 16 so surrendered for exchange, the City shall execute (if necessary), and the Bond Registrar shall 17 authenticate, insert the date of registration of, and deliver the Replacement Bonds which the 18 Holder making the exchan$e is entitled to receive. Global Certificates may not be exchanged for 19 Global Certificates of smaller denominations. 20 All Bonds surrendered upon any exchange or transfer provided for in this 21 resolution shall be promptly cancelled by the Bond Registrar and thereafter disposed of as 22 directed by the City. 23 All Bonds delivered in exchange for or upon transfer of Bonds shall be valid 24 special obligafions ofthe City evidencing the same debt, and entitled to the same benefits under 25 this resolution, as the Bonds surrendered for such exchange or transfer. 26 Every Bond presented or surrendered for transfer or exchange shall be duly 27 endorsed or be accompanied by a written insmxment of transfer, in form satisfactory to the Bond 28 Registrar, duly executed by the Holder thereof or his, her ar its attorney duly authorized in 29 writing. 30 The Bond Registrar may require payment of a sum sufficient to cover any taac or 31 other governmental charge payable in connection with the transfer or exchange of any Bond and 32 any legal or unusual costs regarding transfers and lost Bonds. 33 Transfers shall also be subject to reasonable regulations of the City contained in 34 any agreement with, or notice to, the Bond Registrar, including regulations which permit the 35 Bond Rea strar to close its transfer books between record dates and payment dates. 36 13. Riehts Upon Transfer oz Exchan�e. Each Bond delivered upon transfer of 37 or in exchange for ar in lieu of any other Bond shall carry all the rights to interest accrued and 38 unpaid, and to accrue, which were carried by such other Bond. 1499050v2 28 6�—� 1 14. Interest Pavment; Record Date. Interest on any Global Certificate shall be 2 paid as provided in the first paragraph thereo� and interest on any Replacement Bond shall be 3 paid on each Interest Payment Date by check or draft mailed to the person in whose name the 4 Bond is registered (the "Hoider") on the registration books of the City maintained by the Bond 5 Registrar, and in each case at the address appearing thereon at the close of business on the 6 fifteenth (15th) day of the calendar month next preceding such Interest Payment Date (the 7 "Regular Record Date"). Any such interest not so timely paid shall cease to be payable to the 8 person who is the Holder thereof as of the Regular Record Date, and shall be payable to the 9 person who is the Holder thereof at the close of business on a date (the "Special Record Date") 10 fiYed by the Bond Registraz whenever money becomes available for payment of the defaulted 11 interest. Notice of the Special Record Date shall be given by the Bond Iiegistraz to the Holders 12 not less than ten (10) days prior to the Special Record Date. 13 14 15 16 17 18 19 20 15. Holders; Treatment of Registezed Owner; Consent of Holders. (A) For the purposes of all actions, consents and other matters affecting Holders of the Bonds, other than payments, redemptions, and purchases, the City may (but shall not be obligated to) treat as the Holder of a Bond the beneficial owner of the Bond instead of the person in whose name the Bond is registered. Far that purpose, the City may ascertain the identity of the beneficial owner of the Bond by such means as the Bond Registrar in its sole discretion deems appropriate, including but not limited to a certificate from the person in whose nasne the Bond is registered identifying such beneficial owner. 21 (B) The City and Bond Registrar may treat the person in whose name any Bond is 22 registered as the owner of such Bond for the purpose of receiving payment of principal of and 23 premium, if any, and interest (subject to the payment provisions in pazagraph 14 above) on, such 24 Bond and for all other purposes whatsoever whether or not such Bond shall be overdue, and 25 neither the City nar the Bond Regi strar shall be affected by notice to the contrary. 26 27 28 29 30 31 32 33 (C) Any consent, request, direction, approval, objection or other inshument to be signed and executed by the Holders may be in any number of concurrent writings of similar tenor and must be signed or executed by such Holders in person or by agent appointed in writing. Proof of the execution of any such consent, request, direction, approval, objection ar other instrament or of the writing appointing any such agent and of the ownerslup of Bonds, if made in the following manner, shall be sufficient for any of the purposes of this resolution, and shall be conclusive in favor of the City with regard to any action taken by it under such request or other insmxment, namely: 34 (1) The fact and date of the execution by any person of any such writing may 35 be proved by the certificate of any officer in any jurisdiction who by law has power to 36 take aclrnowledgments within such jurisdiction that the person signing such writing 37 aclrnowledged before him the execution thereof, or by an affidauit of any witness to such 38 execution. 39 (2) Subj ect to the provisions of subparagraph (A) above, the fact of the 40 ownership by any person of Bonds and the amounts and numbers of such Bonds, and the 41 date of the holding of the same, may be proved by reference to the bond register. ias9oso�z 29 b�-a�y 1 16. Delivery: Application of Proceeds. T4�e Globai Certificates when so 2 prepared and executed shall be delivered by the Director, Office of Financial Services, to the 3 Purchaser upon receipt of the purchase price, and the Purchaser shall not be obliged to see to the 4 proper applicarion thereof. 5 17. Fund and Accounts. For the convenience and proper aclministration of the 6 proceeds from the sale of the 2003 Bonds and for the payment of principal of and interest on the 7 2003 Bonds, the Board of Water Commissioners Water Utility Enterprise Fund (the "Water 8 Utility Fund", heretofore in resolutions relating to the 1997 Bonds, 1998 Note and 2000 Bonds 9 also referred to as the "Water Utility Fund") heretofore created shall continue in force and effect 10 as a sepazate fund of the City and of the Board until all of the 2003 Bonds are fully paid and 11 retired. In the Water Utility Fund there is hereby created a 2003 Construction Account and in 12 addirion there are, and there shall continue to be, the following accounts: 13 (a) A"2003 Construction AccounY', to which shall be credited all proceeds of 14 the sale of the 2003 Bonds other than accrued interest and amounts in excess of 15 $10,511,550. The 2003 Construction Account shall be used to pay the costs of the 16 Project, including all costs enumerated in Minnesota Statutes, Section 475.65. The 17 moneys in the 2003 Construction Account shall be used solely for the purposes herein set 18 forth and for no other purpose, except that any surplus in the 2003 Conshuction Account 19 shall be deposited in the Revenue Bond Debt Service Account. 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 (b) An "Operation and Maintenance Account", into which shall be paid all gross revenues and earnings derived from the operation of the Water Urility system including any assessments which may from time to time be levied with respect to the Water Utility. From this account there shall be paid all, but only, current expenses of said system. Current expenses shall include the reasonable and necessary costs of administering, operating, maintaining and insuring the system, salaries, wages, costs of materials and supplies, costs of water production and distribution, necessary legal, engineering and auditing services, and all other items which, by sound accounring practices, constitute normal, reasonable and current costs of operation and maintenance, but excluding any allowance far depreciation, extraordinary repairs and payments into the Revenue Bond Debt Service Account and Reserve Account. There shall at all rimes be maintained in said account a reserve in an amount sufficient to cover the operation and maintenance costs of the Water Utility system far the ensuing fifteen (15) day period; neither said reserve nor any annual addition thereto shall consritute "Net Revenues" as defined below. The balance from time to time remaining in the Operation and Maintenance Account, including interest ar other earnings received from the inveshnent of any moneys in the Water Utility Fund, a8er paying or providing for the foregoing items, shall consritute, and are referred to in this resolution as, "Net Revenues". Paytnents of fees to trustees for bonds, to providers of liquidity facilities or credit enhancement facilities for bonds and remazketing agents for bonds are also current expenses. (c) A"Revenue Bond Debt Service Account", into which there shall be credited sale proceeds of the 2003 Bonds representing accrued interest and amounts in excess of $10,511,550, and further into which there shall be credited and to which there is �a99oso�z 30 a hereby irrevocably pledged from the Net Revenues of the operarion of the Water Utility system monthly commencing in April, 2003, a sum equal to at least 1/12 (in 2003, 1/8 through November as to tt�e 2003 Bonds only} of the total principal and interest on tbe 2003 Bonds and any other bonds issued on a parity therewith during the ensuing twelve (12) months; provided, however, that no further payments need be made to said account when the moneys held therein are sufficient for the payment of all principal and interest due on said bonds on and prior to the next maturiry date. No money shall be paid out of said account except to pay principal, premium, if any, and interest on the 2003 Bonds and any other bonds which are issued on a parity with the 2003 Bonds. 0 C7 � (d) A"Reserve AccounY', which was heretofore created, and is hereby continued, to be used only when and if moneys in the Revenue Bond Debt Service Account or other moneys available therefor are insufficient to pay principal, premium, if any, and interest on the bonds payable from the Revenue Bond Debt Service Account; provided, however, that the moneys in the Reserve Account may be used to prepay said bonds, when such prepayment will retire all of the bonds then outstanding. $647,352.50 from the Water Utility's retained earnings shall be deposited in the Reserve Account upon the issuance of the 2003 Bonds, and amounts already in the Reserve Account pursuant to the resolutions authorizing the issuance of the 1997 Bonds, 1998 Note and 2000 Bonds shall be maintained therein upon the issuance of the 2003 Bonds to the extent necessary to equal the amount required to be maintained in the Reserve Account as set forth below, being initially amounts required for the 1997 Bonds, 1998 Note, 2000 Bonds and 2003 Bonds. Whenever the moneys in the Reserve Account exceed the amount required to be maintained in the Reserve Account as set forth below, such excess may be transferred to the Revenue Bond Debt Service Account; and whenever the moneys in the Reserve Account shall be less than said amount, the Reserve Account shall be restared to said amount from the next available Net Revenues. The amount required to be maintained in the Reserve Account shall be an amount equal to the lesser of: (1) ten percent (10%) of the original principal amount of the 2003 Bonds and other bonds payable from the Revenue Bond Debt Service Account issued after the 1993 Bonds on a parity of lien therewith, or (2) the maximum principal and interest due in any year on the bonds payable from the Revenue Bond Debt Service Account; and whenever the moneys in the Reserve Account exceed such amount required to be maintained therein, such excess may be transferred to the Revenue Bond Debt Service Account. When only bonds issued after the 1994 Bonds (as defined in the resolution authorizing the issuance of the 1997 Bonds, the ° 1994 Bonds") are outstanding, the "maximum principal and interest due in any year" on variable rate bonds shall be calculated at such time (for any variable rate bonds issued prior to such time) or in connection with their issuance (for variable rate bonds issued after such time) assuming the variable rate bonds bear fixed interest for the remainder of their terms or for their terms, as appropriate, at the rates prevailing at such time (for any variable rate bonds issued prior to such time) or at the rime of their issuance (far variable rate bonds issued after such time) for utility revenue bonds of comparable quality, maturity and taxable or taY-exempt status, provided that other or different assumptions may be used if necessary to obtain an investment grade credit rating for the variable rate bonds or to maintain the credit rating(s) then in effect for the bonds then outstanding. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 34 40 41 42 43 44 1499050v2 3l � �3-loy 1 (e) Net Revenues in excess of those required for the foregoing purposes may 2 be used for any proper purpose. 3 (fl The money in the Water Utility Fund shall be allotted and paid to the 4 various accounts herein established in the order in which said accounts aze listed on a 5 cumulative basis, and if in any month the money in said accounts is insufficient to place 6 the required amount in any accounts, the deficiency shall be made up in the following 7 month or montUs after payment into all other accounts having a prior claim on said Net 8 Revenues have been made in full. 9 (g) Ali money held in the Revenue Bond Debt Service Account and the 10 Reserve Account created by this resolution shall be kept separate and apart from all other 11 municipal funds and accounts. 12 (h) Notwithstanding anything to the contrary herein, moneys in the Water 13 Urility Fund and any account thereof may be used to pay any rebate of excess arbitrage 14 euvings on gross proceeds of the 1997 Bonds, 1998 Note, 2000 Bonds and 2003 Bonds 15 to be paid to the United States in order to maintain the exclusion from gross income 16 under Sec6on 103 of the Code (as hereinafter defined) of the interest on the 1997 Bonds, 17 1998 Note, 2000 Bonds and 2003 Bonds. 18 (i) Accounts created for bonds, notes or obligations with a lien on Net 19 Revenues subordinate to the lien of the 2003 Bonds shall be maintained and operated as 20 required by the resolutions authorizing the same. (j) No portion of the proceeds of the 2003 Bonds shall be used directly or indirectly to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except (1) far a reasonable temporary period until such proceeds are needed far the purpose for which the 2003 Bonds were issued, (2) as part of a reasonably required reserve or replacement fund not in excess of ten percent (10%) of the proceeds of the 2003 Bonds (or in a higher amount which the City establishes is necessary to the satisfaction of the Secretary of the Treasury of the United States), and (3) in addition to the above in an amount not greater than the lesser of five percent (5%) of the proceeds of the 2003 Bonds or $100,000. To this effect, any proceeds of the 2003 Bonds and any sums from time to tnne held in the 2003 Construction Account, Operation and Maintenance Account, Reserve Account or Revenue Bond Debt Service Account (or any other City or Board account which will be used to pay principal or interest to become due on tlie bonds payable therefrom) in excess of amounts which under the federal arbitrage regulations may be invested without regard to yield shall not be invested at a yield in excess of the applicable yield reshictions imposed by said arbitrage regulafions on such investments after taking into account any applicable "temporary periods", minor portion or reserve made available under the federal arbitrage regulations. Money in the W ater Utility Fund shall not be invested in obligations or deposits issued by, guazanteed by or insured by the United States or any agency or instrumentality thereof if and to the extent that such investment would cause the 2003 Bonds to be "federally guaranteed" within the meaning of Section 149(b) of the federal Internal Revenue Code of 1986, as amended (the "Code"). 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 1499050v2 32 o�-�Y 0 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 18. Paritv Bonds. The 1997 Bonds, 1998 Note, 2000 Bonds and 2003 Bonds shall be a first chazge and lien upon the Net Revenues of the Water Utility. No part of such Net Revenues shall be pledged to the payment of any general obligation bonds issued by the City while any 1997 Bonds, 1998 Note, 2000 Bonds or 2003 Bonds or bonds issued on a parity therewith remain outstanding and undischarged, unless the pledge of Net Revenues to such generai obligation bonds is expressly made a second and subsequent lien and the City and Boazd covenanY to make the rates and chazges of the Water Utility sufficient to timely pay such general obligarion bonds. No additional revenue obligations payable from the Revenue Bond Debt Service Account shall be hereafter issued unless the same are expressly made a second and subsequent lien upon the Net Revenues of the Water Utility; provided, however, that additional obligarions may be issued on a parity of lien with the 2003 Bonds, provided that the annual Net Revenues of said Water Utility for each of the two (2) completed fiscal years immediately preceding the issuance of such additional obligations shall have been one and one-half (1.5) rimes the maacimum annual principal and intezest coming due thereafter on a11 outstanding revenue obligations payable from and having a parity of lien upon the Net Revenues of the Water Utility Fund, including the additional obligations so to be issued; pmvided further, however, that if the annual Net Revenues in either or both of the aforesaid two (2) completed fiscal yeazs shall be insufficient to meet this test then any reasonably projected increase in Net Revenues for the fiscal year immediately following such second completed fiscal year may be added to the Net Revenues for such completed fiscal yeazs or either of them (but the total of such projected increase in Net Revenues may be added only once) in applying the foregoing test. For purposes of the foregoing limitations, when only bonds issued after the 1994 Bonds are outstanding, the "masimum annual principal and interest coming due thereafter" on variable rate bonds shall be calculated assuming the variable rate bonds bear fixed interest at the rates prevailing at the time of the calculation for utility revenue bonds of comparable quality, maturity (or remaining maturity) and taacable or ta�c-exempt status, provided that other or different assumptions may be used if necessary to obtain an inveshnent grade credit rating for the variable rate bonds or to maintain the credit rating(s) then in effect for the bonds then outstanding. Such facts shall be shown by the Certificate of the General Manager of the Boazd of Water Commissioners and shall be a finding of and recited in the resolution of the City authorizing any such additional series. In addition, the following conditions shall be met: 33 (a) The payments required to be made (at the rime of the issuance of such 34 parity lien bonds) into the various funds and accounts provided for in this resolurion have 35 been made. 36 (b) All such parity lien bonds shall have a December 1 maturity or maturifies 37 and shall have semiannual interest payments on June 1 and December 1 in each year; 38 provided that interest payments may be more frequent than semiannually or on dates 39 other than June 1 and December 1 if such interest is paid in full only if at the time of 40 payment the interest deposits into the Revenue Bond Debt Service Account for interest 41 payments on June 1 or December 1, as appropriate, on other bonds are current, and any 42 insufficiency of interest on all parity bonds is allocated proportionately in each siY-month 43 period ending June 1 or December 1, as appropriate. ia9voso�z 33 63-�`1 1 (c) The proceeds of such parity lien bonds shall be used only for the ptupose 2 of (1) making improvements, additions, extensions, renewais or replacements to the 3 Water Utility, and capitalizing interest or establishing Reserves and paying the costs of 4 such financing, or (2) refunding parity lien bonds (provided that bonds which refund 5 parity lien bonds may instead derive their parity lien status from pazagraphs 19 or 25 as 6 applied in paragraph 20). 7 19. Refunding Maturing Bonds. The City also reserves the right and privalege 8 of issuing additional revenue bonds if and to the extent needed to refund maturing bonds payable 9 from the moneys in the Water Utility Fund in case the moneys in the Revenue Bond Debt 10 Service Account aze insufficient to pay the same at maturity, which refunding revenue bonds 11 may be on a parity with this issue as to interest payments even if such interest is in excess of the 12 interest on the refunded bonds, but shall mature subsequent to all the revenue obligations which 13 aze payable from the Net Revenues of the Water Utility Fund and which aze still outstanding 14 upon completion of such refunding. 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 20. Other Revenue Obli ag tions. Except as authorized in pazagraphs 18, 19 and 25 hereof, the City covenants and agrees that it will issue or incur no obligations payable from the Net Revenues of all or a part of said Water Utility or constituting in any manner a lien thereon, unless such obligations are expressly made junior and subordinate to the lien and charge of the 2003 Bonds on said Net Revenues. If bonds which refund the 2003 Bonds are parity lien bonds, they shall enjoy complete equality o£ lien with any portion of the 2003 Bonds not refunded and any other then outstanding bonds payable from the Revenue Bond Debt Service Account, if any there be, and such refunding bonds shall continue to have whatever priority of lien over subsequent issues that the refunded bonds may haue had. If only a portion of the outstanding 2003 Bonds shall be refunded and if such 2003 Bonds shall be refunded in such manner that the interest rate of any refunding bond shall be greater than the interest rate of the corresponding refunded 2003 Bond (or the average net interest rate of the refunding bonds shall be, or shall be reasonably estimated to be, higher than the average net interest rate of the refunded 2003 Bonds), or that the maturity date of any refunding bond shali be earlier than the maturity date of the conesponding refunded 2003 Bond (ar the average maturity of the refunding bonds shall be earlier than the average maturity of the refunded 2003 Bonds), then such 2003 Bonds may not be refunded without the consent of the holders of the unrefunded portion of the 2003 Bonds and any other bonds then outstanding payable from the Revenue Bond Debt Service Account unless the Net Revenues coverage test of pazagraph 18 is met. 34 21. Insufficient Amounts. In the event that the moneys in the Revenue Bond 35 Debt Service Account and Reserve Account shall be insufficient at any particular time to pay the 36 principal then due and interest then accrued on ail bonds payable from the Revenue Bond Debt 37 Service Account, said moneys shall first be applied to the payment pro rata of the accrued 38 interest on all such bonds, payable over a period ending on June 1 or December 1, as appropriate, 39 and any balance shall be applied in payxnent pro rata of the principal on all such bonds, provided 40 further that if it shall ever be determined by a court of competent jurisdiction while any such 41 bonds remain outstanding that the sums available and to become available for the payment of the 42 principal thereof and interest thereon are insufficient whether or not then due, then the moneys in 43 the Revenue Bond Debt Service Account and Reserve Account shall be applied in payment of all 1499050v2 34' 6� -�oy 1 principal then outstanding whether or not then due and the interest accrued thereon to the date of 2 payment ratably according to the aggregate amount thereof without any preference or priority. 3 22. Suit by Bondholders. The Holders of twenty percent (20%) or more in 4 aggregate principal amount of bonds issued under this resolution and at any time outstanding 5 may, either at law or in equity, by suit, acrion, or other proceedings, protect and enforce the 6 rights of all Holders of the 2003 Bonds then outstanding or enforce or compel the performance of 7 any and all of the covenants and duries specifled in this resolution to be performed by the City or 8 Board or their officers and agents, including the fixing and maintaining of rates and charges and 9 the collection and proper segregation of revenues and the application and use thereof. 10 23. Covenants. For the protection of the Holders of the 2003 Bonds, the City 11 herein covenants and agrees to and with the holders thezeof from time to tnne as follows: 12 (a) It will at all times through its Board adequately maintain and efficiently 13 operate the Water Utility as a City utility. It will from time to time make all needful and 14 proper repairs, replacements, addirions and betterments to the equipment and facilities of 15 said Water Utility so that they may at all times be operated properly and advantageously, 16 and whenever any equipment of said system shall have been worn out, destroyed or 17 otherwise become insufficient for proper use, it shall be promptly replaced or repaired so 18 that the value and efficiency of the facilities shall be at ali times fully maintained and its 19 revenues unencumbered by reason thereof. 20 (b) The rates for all water service and the charges for all water supplied by the 21 Water Utility to the City and its residents and to all other consumers shall be reasonable 22 and just, taking into account the cost axid value of the Water Utility, the cost of 23 maintaining and operafing the Water Ufility and the proper and necessary allowances for 24 depreciation, the amounts required far the payment of principal and interest on the bonds 25 payable from the Net Revenues of the Water Utility, and all other sums customarily paid 26 from the revenues of the Water Utility. 27 (c) It will as required by Section 10.11.2 of the City Chaater (and it will 28 continue to do so whether or not required by said Charter) establish, maintain and collect 29 such charges and rates as will produce revenues sufficient to pay the reasonable cost of 30 operarion, repair and maintenance of the Water Utility and to pay the interest on and 31 principal of the 2003 Bonds and all bonds on a parity of lien with the 2003 Bonds, as and 32 when they become due, as well as to provide sufficient money to make the required 33 appropriations to the various funds and accounts established herein. The City will review 34 the schedule of rates and chazges for the Water Utility at least annually when the Boazd 35 budget is reviewed. 36 (d) It will not sell, lease, mortgage, or in any manner dispose of the Water 37 Utility or any part thereof (including any and all extensions and additions that may be 38 made thereto) until all revenue bonds payable from the Net Revenues of the Water Utility 39 or any part thereof have been paid in full; provided, however, that the City may se11 the 40 Water Utility or any part thereof if simultaneously with or prior to said sale all of the 41 outstanding bonds aze discharged in accordance with paragraph 25 of this resolution. 1A99050V2 3S tS3 -idy 1 Tlris covenant shall not be construed to prevent the sale by the City at fair market value 2 of real estate, equipment or other non-revenue-producing properties which in the 3 judgment of the City haue become unnecessary, uneconomical or inexpeclient to use in 4 connecrion with the Water Utility provided that suitable faciliries are obtained in place 5 thereof and provided fiuther that nothing herein is intended to prevent the City or Board 6 from temlinating or otherwise preventing the termination of contracts for the fiunishing 7 of water. 8 (e) It shall cause to be kept proper books, records and accounts adapted to the 9 Water Utility separate from other accounts to be audited at the end of each fiscal year. A 10 copy of said audit shall be fiunished, without cost, to the Purchaser of the 2003 Bonds. If ll the City fails to provide such audit within a reasonable time after the end of said fiscal 12 year, the holders of riventy percent (20%) or more of the outstanding bonds may cause 13 such audit to be made at the expense of the City. The expense of preparing such audit 14 shall be paid as current operating expenses of the Water Utility. The Purchaser of the 15 2003 Bonds and the Holders thereof, or their duly appointed representatives, from tune to 16 time shall have the right, at all reasonable times, to inspect the Water Utility system and 17 to inspect and copy the books, records, accounts and data relating thereto. The City 18 agrees to furnish copies of such audit, without cost, to any Holder or Holders of the 2003 19 Bonds at their request within a reasonable tnne after the end of each fiscal year. 20 ( fl It will faithfully and punctually perform all duties with reference to the Zl Wat� Utility required by the City Charter, the Constitution and laws of the State of 22 Minnesota and this resolution. 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 (g) It will grant no franchise to any competing utility. 24. Amendments. No change, amendment, modification or alteration shall be made in the covenants made with Holders of the 2003 Bonds without the consent of the Holders of not less than sixty percent (60%) in principal amount of such 2003 Bonds then outstanding except for changes, amendments, modifications and alterations (a) made to cure any ambiguity or formal defect or omission, or (b) which would not materially prejudice the Holders of such outstanding 2003 Bonds; provided, however, that nothing herein contained shall pezmit or be conshued as permitting (1) an extension of the maturity of the principal of or the interest on any such 2003 Bonds, or (2) a reduction in the principal amount of any such 2003 Bond ar the rate of interest thereon, or (3) a privilege or priority of any such 2003 Bond or 2003 Bonds over any other bond or bonds except as otherwise provided herein, or (4) a reduction in the aggregate principal amount of such 2003 Bonds required for consent to any change, amendment, modification or alteration, or (5) the creation of any lien ravkiug prior to or on a parity with the lien of such 2003 Bonds, except as hereinbefare expressly pemutted, or (6) a modificarion of any of the provisions of this paragraph without the consent of the Holders of one hundred percent (100%) of the principal amount of such 2003 Bonds outstanding. 39 25. Dischar�e. When all 2003 Bonds have been discharged as provided in this 40 paragraph, all pledges, covenants and other rights granted by this resolution to the Holders of the 41 2003 Bonds shall cease. The City may discharge all 2003 Bonds which aze due on any date by 42 depositing with the paying agent (but not if a City officer is the paying agent) or an escrow agent 1499050v2 36 o� -�y 1 for such 2003 Bonds on or before that date a sum sufficient for the payment thereof in full; or if 2 any 2003 Bond should not be paid when due, it may nevertheless be discharged by depositing 3 with the paying agent (but not if a City officer is the paying agent) or an escrow agent a sum 4 sufficient for the payment thereof in full. The City may also discbarge any prepayable 2003 5 Bonds which are called for redemption on any date when they aze prepayable according to their 6 terms, by depositing with the paying agent (but not if a City officer is the paying agent) or an 7 escrow agent on or before that date an amount equai to the principal, interest and redemption 8 premium, if any, which are then due, provided that norice of such redemption has been duly 9 given as provided in this resolution. The City may also at any tune discharge the issue of the 10 2003 Bonds in whole or in part by complying with the applicable provisions of Minnesota i l Statutes, Section 475.67, and any amendments thereto, except that the funds deposited in escrow 12 in accordance with said provisions may but need not be in whole or part proceeds of advance 13 refunding bonds. The City may discharge 2Q03 Bonds as herein provided without the consent of 14 any Bondholders. 15 26. Fiscal Year. As used in this resolution the words "fiscal yeaz" shall mean 16 the twelve (12) month period be° nning on January 1 of each year and ending on December 31 17 of the same year. Should it be deemed advisable at some later date to change the fiscal yearly 18 basis, the same may be done by proper actions to that effect, which change shall not constitute an 19 amendment or modificarion of this resolution. 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 27. Records and Certificates. The officers of the City are hereby authorized and directed to prepare and furnish to the Purchaser, and to the attorneys approving the legality of the issuance of the Bonds, certified copies of all proceedings and records of the City relaYing to the Bonds and to the financial condition and affairs of the City, and such other affidavits, certificates and information as are required to show the facts relating to the legality and marketability of the Bonds as the same appeaz from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore fiuuished, shall be deemed representations of the City as to the facts recited therein. 28. Ne�ative Covenants as to Use ofProceeds and Improvements. The City hereby covenants not to use the proceeds of the Bonds or to use the Improvements, or to cause or pemut them to be used, or to enter into any deferred payment arrangements for the cost of the Improvements, in such a manner as to cause the Bonds to be "private activity bonds" within the meaning of Sections 103 and 141 through 150 of the Code. The City reasonabiy e�tpects that no actions will be taken over the term of the Bonds that would cause them to be private activity bonds, and the average term of the Bonds is not longer than reasonably necessary far the governmental purpose of the issue. The City hereby covenants not to use the proceeds of the Bonds in such a manner as to cause the Bonds to be "hedge bonds" within the meaning of Section 149(g) of the Code. 39 29. Tas-Exempt Status of the Bonds: Rebate; Elections. The City shall 40 comply with requirements necessary under the Code to establish and maintain the exclusion from 41 gross income under Secfion 103 of the Code of the interest on the Bonds, including without 42 lunitation requirements relating to temporary periods for inveshnents, limitations on amounts 1499050v2 37 1 invested at a yield greater than the yield on the Bonds, and the rebate of excess investment 2 earnings to the United States. 3 If any elections aze availabie now or hereafter with respect to arbitrage or rebate 4 matters relating to the Bonds, the Mayor, Clerk, Treasurer and Director, Office of Financial 5 Services, or any of them, are hereby authorized and directed to make snch elections as they deem 6 necessary, appropriate or desirable in connection with the Bonds, and all such elecrions shall be, 7 and shall be deemed and treated as, elections of the Ciry. 8 30. No Designation of Qualified TaY-Exempt Obli atg ions. The Bonds, 9 together with other obligations issued by the City in 2003, exceed in amount those which may be 10 qualified as "qualified tas-exempt obligations" within the meaning of Section 265(b)(3) of the 11 Code, and hence are not designated for such purpose. 12 31. Letter of Renresentations. The Letter of Representations for the Bonds is 13 hereby confirmed to be the Blanket Issuer Letter of Representations dated April 10, 1996, by the 14 City and received and accepted by The Depository Trust Company. So long as The Depository 15 Trust Company is the Depository or it or its nominee is the Holder of any Global Certificate, the 16 City shall comply with the provisions of the Letter of Representations, as it may be amended or 17 supplemented by the City from time to time with the agreement or consent of The Depository 18 Trust Company. 19 32. Paritv Findings. It is hereby found, determined and declared that: 20 (a) Neither the City nor the Board has any outstanding bonds, warrants, 21 certificates, or other obligations or evidences of indebtedness, or money borrowed far or 22 on account of the Water Utility or indebtedness for which any of the Net Revenues of all 23 or a part of the Water Utility have been pledged or which are a prior lien on such Net 24 Revenues, except the 1947 Bonds, 1998 Note and 2000 Bonds and the subordinate 1996 25 Note. 26 (b) All payments required to be made prior to the date hereof into the various 27 funds and accounts of the "Water Utility Fund" established pursuant to the resolutions of 28 this City Council which authorized the issuance of the 1997 Bonds, 1998 Note and 2000 29 Bonds have been made. 30 (c) The annual Net Revenues for each of the two (2) completed fiscal years 31 immediately preceding the issuance of the 2003 Bonds have been more than one and one- 32 half (1.5) rimes, specifically 2.58 and 3.46 times, respectively, the masimum annual 33 principal and interest coming due hereafter on all outstanding revenue obligations 34 payable from and having a parity of lien upon the Net Revenues, being the 1997 Sonds, 35 1998 Note and 2000 Bonds, and the 2003 Bonds as the obligations proposed to be issued, 36 to wit: L499050v2 3g � 1 2 3 4 5 6 � 9 10 Net Revenues 2002 Net Revenues 2001 Maximum Principal and Interest on the 1997 Bonds Maximum Annual Principal and Intexest on the 1998 Note Maacimum Annual Principal and Interest on the 2000 Bonds Maximum Annual Principal and Interest on the 2003 Bonds 11 Maximum Annual Principal and 12 Interest on the 1997 Bonds, 1998 Note, 13 2000 Bonds and 2003 Bonds 14 (COMBINED FOR JOINT HIGHEST 15 YEAR, NOT SUM OF INDIVIDUAL 16 HIGHEST YEARS) 17 One and One-half (1.5) Times 18 Total Maximum Annual Principal 19 and Interest Requirements $ 9,596,000 $12,848,078 � 878,218 $ 1,616,868 $ 949,500 $ 843,913 $ 3,708,438 $ 5,562,657 20 This City Council has been furnished with the Certificate of the General Manager of the 21 Water Utility atCesting to the foregoing facts. 22 (d) This City Council pursuant to advice from the Board hereby finds, 23 determines and declares that the estimated revenues to be derived from the operation of 24 the Water Utility during the term of the 2003 Bonds will be more than sufficient to 25 provide Net Revenues adequate to pay principal and interest when due on the 2003 Bonds 26 and on those other bonds which are now outstanding and to maintain the Reserves 27 required therefor. 28 (e) The 2003 Bonds have a December 1 maturity or maturities and have 29 interest payments on June 1 and December 1, and are in compliance with the other 30 requirements for parity bonds. 31 ( fl The proceeds of the 2003 Bonds shall only be used for the purpose of 32 making improvements, additions, extensions, renewals or replacements to the Water 33 Utility, and capitalizing interest or establishing Reserves and paying the costs of such 34 financing. 35 (g} As required by pazagraph 10 of the resolution authorizing the 1996 Note, 36 estimated Net Revenues of the Water Utility will be sufficient, in addition to all other 37 sources, far the payment of the 1996 Note and 2003 Bonds. 1499050v2 39 pz _�`I 1 33. Covenant with Holders. Each and all of the terms and provisions of this 2 resolution shall be and consritute a covenant on the part of the City to and with each and every 3 Holder from time to time of the Bonds. 4 34. Negoriated Sale. The City has retained Springsted 7ncorporated as an 5 independent financial advisor, and this Council has heretofore detennined, and does hereby 6 determine, to sell the Bonds by private negoriation to the Purchaser, all as provided by 7 Minnesota Statutes, Section 475.60, Subdivision 2(9). 8 35. Continuing Disclosure. The City is an obligated person with respect to the 9 Bonds. The City hereby agrees, in accardance with the provisions of Rule 15c2-12 (the "Rule"), 10 promulgated by the Securities and Exchange Commission (the "Commission") pursuant to the 11 Securities Exchange Act of 1934, as amended, and a Continuing Disclosure Undertaking (the 12 "Undertaking") hereinafter described, to: 13 A. Provide or cause to be provided to each nationally recognized municipal 14 securities information repository ("NRMSIR") and to the appropriate state information 15 depository ("SID"), if any, for the State of Minnesota, in each case as designated by the 16 Commission in accordance with the Rule, certain annual financial information and 17 operating data in accordance with the Undertaldng. The City reserves the right to modify 18 from tisne to time the terms of the Undertaking as provided therein. 19 B. Provide or cause to be provided, in a timely manner, to (i) each NRMSII2 20 or to the Municipal Securities Rulemaking Boazd ("MSRB") and (ii) the SID, notice of 21 the occurrence of certain material events with respect to the Bonds in accordance with the 22 Undertaking. 23 C. Provide or cause to be provided, in a timely manner, to (i) each NRMSIR 24 or to the MSRB and (ii) the SID, notice of a failure by the City to provide the annual 25 financial informa6on with respect to the City described in the Undertaking. 26 The City agrees that its covenants pursuant to the Rule set forth in this paragraph 27 35 and in the Undertaking are intended to be for the benefit of the Holders of the Bonds and shall 28 be enforceable on behalf of such Holders; provided that the right to enforce the provisions of 29 these covenants shall be lunited to a right to obtain specific enfarcement of the City's obligations 30 under the covenants. 31 The Mayor and Director, Office of Financial Services, or any other officers of the 32 CiTy authorized to act in their stead (the "Officers"), are hereby authorized and directed to 33 execute on behalf of the City the Undertaldng in substantially the form presented to the City 34 Council, subject to such modifications thereof or additions thereto as are (i) consistent with the 35 requirements under the Rule, (ii) required by the Purchaser, and (iii) acceptable to the Officers. 36 36. Severabilitv. If any section, paragraph ar provision of this resolution shall 37 be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such 38 secfion, paragraph or provision shall not affect any of the remaining provisions of this resolution. 1499050v2 4� � 6'1- do�f 1 37. Headin¢s. Headings in this resolution are included for convenience of 2 reference only and are not a part hereof, and shail not limit or define the meaning of any 3 provision hereof. Yeas Nays Absent Benanav Blakey ✓ Bostrom � Coleman � Harris � Lantry ✓ Reiter ✓ G O Adopted Adoption � Date � � � � �no-3 by Council Secretary Date � Requested by Department of: �« a`� «�" L �� Y v�� e f BV: �/ �rl Form By: _ �a9vosoWZ 41 85 E. SEVENrH PLACE, Siil'fE 700 SAINi' PAUL, M73 SSlO]-2887 651.223.3000 FAX: 651.223.3002 E-MAIL: advisors(�4,sprinQSted.com l� Award: Sale: b3-a��! ��a� SPRINGSTED Advison m che Pub)ic Suwr $10,650,000 Ctity of Saint Pad, Minnesota Water Revenue Bonds, Series 2003C (Book Entry Only) U.S. BANCORP PIPER JAFFRAY INC. and Associates February 26,2003 Moody's Rating: Aa2 Standard & Poor's Rating: AA+ Interest NetInterest True Interest Bidder itates Price Cost Aate U.S. BANCORP PIPER JAFFRAY INC. 2.00% 2003-2007 $10,529,236.00 $4,983,389.00 3.9494% Wells Fazgo Brokerage Services, LLC Edward D. Jones & Company MORGAN STANLEY — MORGAN STANLEY DW INC. SALOMON SMITH BARNEY UBSPAINEWEBBERINCORPORATED CRONIN & COMPANY, INCORPORA TED CIBC VTORLD MARKETS HUTCHINSON, SHOCKEY, ERLEY & co�n� BANC OF AMERICA SBCURIITES LLC CITT7.ENS BANK 2.50% 2.80% 3.10% 3.35% 3.50% 3.60% 3.70% 3.80% 3.90% 4.00% 4.125% 4.25% 435% 4.40% 2.�0% 225% 2.75% 3.00% 3.25%a 3.50% 3.75% 4.00% a.i2s% 4.25% 430% 4375% 4.50% 2008 2D09 2010 2011 2012 2013 2014 2015 2016 2017-2018 2019 2020 2021 2022 2003-20�6 2007 2008 aoo9 2010 2011 2012-2013 20142017 zois 2019 2�2Q 2021 2022 $10,57�,3Q9.Q0 $5,089,258.19 4.0263% (Continued) CORPORATEOFFICE: SAIITfPAU1.,MN • vsi[avwebsileatwwwspdogs[edcom DES MOINES, IA • MII.WAUKEE, WI • MINNEAPOLIS, MN • O�'6RLAND PARK, KS � VII2GINIA BEACH. VA • WASHINGfON, DC Interest Netlnterest True Interest Bidder Rates Price Cost Rate RBC DAIN RAUSCHER INC. ABN-AMI20 FINANCIAL. SERVICES GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. STII�'EI., NICOLAUS & CO., INC. CHARLES SCHWAB & COMPANY 2.00% 2.50% 2.75%a 3.00% 3.25% 3.50% 3.7�% 3.80%a 3.90% 4.00% 4.125% 4.20°k 4.30% 4.40% 4.50%a 2003-2006 2007 2008 2009 2010 2011-2012 2013 2014 2015 2016 2017 2018 2019 2020 2021-2022 $10,547,228.50 $5,138,513.69 4.0683% Reoffering Schedule Of The Purchaser Rate Year Yield 2.00% 2.00% N/A 2.00% 2.0�% 2.50% 2.80% 3.10% 335% 3.50% 3.60% 3.70%a 3.80% 3.90% 4.00% 4.00% 4.125% 4.25% 435% 4.40% 2003 2004 2005 2006 20d7 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 1.00% 1.10% N/A 1.6�% 2.05°Ja 2.50% 2.85% 3.15% 3.40% 3.55% 3.65% 3.75%a 3.85% 3.959'0 4.00% 4.10% 4.20%a 430% 4.4Q% 4.45% BBI: 4.79% Average Maturity. 11.799 Years o� -aoy Financial Services �dd Hurley 266-8837 U5T BE ON CAUNCIL AGE 02126/03 � 'C� _ DA7EINRIATED 07NM03 GREEN SHEET In14aWafe __ _. . _ DEPARTMEN1DQtECTOR ASSIGN NUMBFR FOR ROUTING ORDER TOTAL # OF SIGNATURE PAGES No 114041 :_, zrac[a�� � LRYATlORHEY��] GRTCLERK , ❑ FINANCIFLSERNCESDIR _� FlNNNGNLSERV/ACCTG I � NAYOR ❑ I 1_ (CLIP ALL LOCATIONS FOR SIGNATURE) I iis resolution accepts the winning pmposal and awards the bid for the $'10,650,000 'ater Revenue Bonds, Series 2003C. This is a competitive bond sale and the award going to the bidder found most advantageos (lowest cost) to the City. PLANNING COMMISSION CIB COMMITTEE CIVIL SERVICE COMMISSION PROBLEMISSUE,OPPORTUNITY(Wlw, What, When, Where, Why) RSONAL SERVICE CONTRARS MUST ANSW ER THE FOLLOWING QUESTIONS: Has this persoNfrm ever worked under a contract for this aepartmenl? YES NO Has this persoNfirm ever been a city employee? YES NO Dces this pereoNfirtn possess a skill not normally possessed by any curtent city empl0yee? YES NO Is this peSONfiYm a Tar9eted ventloY� YES NO bontls are for the purpose of financirg various improvemerits to tbe Citys water utiliry, and will be repaitl by water revenues. Nnll be available for improvmer�ts to the City's water utility. IF APPROVED IF NOT APPROVED rieetled for various improvements to the Citys water Wliryvnll not be available. TRANSACTION S S�o,cso,000 COST/REVENUE BUDGETED (CIRCLE ONE� ALTIVITY NUMBER YES NO INFORMATION (EXPLAIN) 03-z�� 1 banks, brokers and dealers participating in the National System will do likewise (not as agents of 2 the City) if not the beneficial owners of the bonds; and / 3 WHEREAS, "Participants" means those finaucial institutions for w�om the 4 Depository effects book-entry transfers and pledges of securities deposited and immobilized with 5 the Depository�, and J� 6 WHEREAS, The Depository Trust Company, a limited 7 organized under the laws of the State of New York, or any of its succe. 8 funcfions hereunder (the "Depository"), will act as such depository wit 9 except as set forth below, and the City has heretofore delivered a lett " 10 "Letter of Representations") setting forth various matters relating t th 11 with respect to the Bonds; and f 12 13 14 15 16 p�' ose hust company ,s�Ys or successors to its a respect to the Bonds of representations (the : Depository and its role WHEREAS, the City will deliver the Bonds in e form of one certificate per maturity, each representing the entire principal amount of th Bonds due on a particular mahuity date (each a"Global Certificate"), which single certificate�er maturity may be transferred on the City's bond register as required by the Uniform Commer al Code, but not exchanged for smaller denominations unless the City determines to issue Repl�ement Bonds as provided below; and 17 WFIEREAS, the City will be able to lace the Depository or under certain 18 circumstances to abandon the "giabal book-entry f rm" by permitting the Global Certificates to 19 be exchanged for smaller denominations typical f ordinary bonds registered on the City's bond 20 register; and "Replacement Bonds" means the rtificates representing the Bonds so 21 authenticated and delivered by the Bond Rea trar pursuant to paraa aphs 6 and 12 hereof; and 22 WHEREAS, "Holder" as u d herein means the person in whose name a Bond is 23 registered on the registration books of th City maintained by the registraz appointed as provided 24 in pazagraph 8(the "Bond Registrar"); �nd 25 WHEREAS, pursuan o Minnesota Statutes, Section 475.60, Subdivision 2(9), 26 public sale requirements do not ap y to the Bonds, because the City has retained an independent 27 financial advisor and this Counci as determined to seli the Bonds by private negotiation, and 28 the City has instead authorized competitive sale without publication of notice thereof as a form 29 of private negotiation; and 30 WF�REAS, ule 15c2-12 of the Securities and Exchange Commission prohibits 31 "participaring underwriter from purchasing or selling the Bonds unless the City undertakes to 32 provide certain contin ' disclos�e with respect to the Bonds; and 33 34 Incorporated 35 36 Paul, Minne: 37 38 "Purchaser"� 149905U2 �AS, proposals for the Bonds have been solicited by Springsted to an Official Statement and Terms of Proposal therein: J, THEREFORE, BE IT RESOLVED by the Council of the City of Saint follows: . Acceptance of Proposal. 'I`he proposal of (the purchase $10,650,000 Water Revenue Bonds, Series 2Q03C, of the City (the 4 05 -aai i "Bonds" or "2003 Bonds", or individually a"Bond" or "2003 Bond"), in accordance with the 2 Terms of Proposal for the bond sale, at the rates of interest hereinafter set forth, and to pay for 3 the Bonds the sum of $ , plus interest accrued to settlement, is hereby fp'und, 4 determined and declared to be the most favorable proposal received and is hereby accepted, and 5 the Bonds are hereby awazded to the Purchaser. The Director, Office of Financial S�rvices, or 6 his designee, is directed to retain the deposit of the Purchaser and to forthwith re to the others 7 making proposals their good faith checks or drafts. 8 2. TitletOri�inal Issue Date• Denottrinations; Maturiries The Bonds shall be 9 10 ll 12 13 14 15 16 17 18 14 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 34 40 41 titled "Water Revenue Bonds, Series 2003C", shall be dated March 1, 200 , as the date of original issue and shall be issued forthwith on or after such date as fully gistered bonds. The Bonds shall be numbered from R-1 upward. Global Certificates shall ach be in the denomination of the entire principal amount maturing on a single dat� Replacement Bonds, if issued as provided in pazagraph 6, shall be in the denomination of $5,000 each or in any integral multiple thereof of a single maturity. The Bonds shall mature on�ecember 1 in the years and amounts as foUows: Yeaz 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Amount $450,000 375,000 -0- 425,000 450,000 475,000 475,000 475,000 500,000 500,000 3. Purpose. construction of the Project. The in pazagraph 17. The total cost � Minnesota Statutes, Section 475 and printing costs, interest accru Net Revenues pledged and appr� be incurred from the inception t{ to the amount of the Bonds. i required of it to assure that w rk that any and all permits and tud Year 2013 2014 201a� � q17 018 2019 2020 2021 2022 Amount $525,000 550,000 575,QOQ 600,000 625,000 650,000 700,000 725,000 775,000 800,000 Che Bol�'ds shall provide funds for the acquisition and proceg of the Bonds shall be deposited and used as provided f the�roject, which shall include all costs enumerated in 65,/including legal and other professional charges, publication � n on money borrowed for the Project before the collection of ated therefor, and all other costs necessarily incurred and to the completion of the Project, is estinnated to be at least equal City covenants that it shall do all tlungs and perform all acts on the Project proceeds with due diligence to completion and es required under law for the Project are obtained. 4. Int rest. The Bonds shall bear interest payable semiannually on June 1 and December 1 of eac year (each, an "Interest Payment Date"), commencing December 1, 2003, calculated on th basis of a 360-day yeaz of twelve 30-day months, at the respective rates �per annum set forth o posite the maturity years as follows: 1499050v2 0 a -�°`I 1 Maturitv Year 2 0 6 7 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 2003 2004 2�05 2006 2007 2008 2009 2010 2011 2012 Interest Rate QIZ °!o Maturity Year 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Interest Rate % 5. Descri tion of the Global Certificates Global Book-En S stem. Upon their original issuance the Bonds will be issued in the rm of a single Giobal Certificate for each maturity, deposited with the Depository or its age by the Purchaser and immobilized as provided in paragraph 6. No beneficial owners of inte ests in the Bonds will receive certificates representing their respective interests in th�onds except as provided in paragraph 6. Except as so provided, during the term of the Bonds, eneficial ownership (and subsequent transfers of beneficial ownership) of interests in the lobal Certificates will be reflected by book entries made on the records of the Depository an ts Participants and other banks, brokers, and dealers participating in the National System. T Depository's book entries of beneficial ownership interests are authorized to be in inc ements of $5,000 of principal of the Bonds, but not smaller increments, despite the larger au orized denominations of the Globa] Certificates. Payment of principal of, premium, if any, d interest on the Global Certificates will be made to the Bond Registrar as paying agent, and ' turn by the Bond Registrar to the Depository or its nominee as registered owner of the Glo al Certificates, and the Depository according to the laws and rules goveming it will receive an forward payments on behalf of the beneficial owners of the Global Certificates. Payment o in the City's discretion be by the Holder of a Global Q which request is x the Bonds the Put the Depository or acceptable to the : and shall be held : 1 of, premium, if any, and interest on a Global Certificate may such other method of transferring funds as may be requested onds. Pursuant to the request of the Purchaser to the Depository, by the Terms of Proposal, immediately upon the original delivery of will deposit the Global Certificates representing all of the Bonds with nt. The Global Certificates shall be in typewritten form or otherwise as tory, shall be registered in the name of the Depository or its nominee ilized from circulation at the offices of the Depository on behalf of the Purchaser and s sequent bondowners. The Depository or its nominee will be the sole holder of record of the G obal Certificates and no investor or other paaty purchasing, selling or otherwise h�ansferring o ership of interests in any Bond is to receive, hold or deliver any bond certificates so long as Depository holds the Global Certificates immobilized from circulation, except as provided b ow in this paragraph and in paragraph 12. 1499050v2 � o � - �'i Ea � 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 hereby irrevocably pledged from the Net Revenues of the operation of the W�te/tility system monthly commencmg m April, 2003, a sum equal to at least 1/12 (� 2003, 1f8 through November as to the 2003 Bonds oniy) of the total principal and �tterest on the 2003 Bonds and any other bonds issued on a parity therewith during th� enswng twelve (12) montbs; provided, however, that no further payments need be m�ade to said account when the moneys held therein aze sufficient for the payment of ail�ruicipal and interest due on said bonds on and prior to the next maturity date. No mo�ey shall be paid out of said account except to pay principal, premium, if any, and inte on the 2003 Bonds and any other bonds which aze issued on a parity with the 2003 Bpnds. (d) A"Reserve AccounY', which was heretofo�'e created, and is hereby continued, to be used only when and if moneys in the �venue Bond Debt Service Account or other moneys available therefor aze insuff� ient to pay principal, premium, if any, and interest on the bonds payable from the Re�nue Bond Debt Service Account; provided, however, that the moneys in the R bonds, when such prepayment will retire all from the Water Utility's retained earnings sk the issuance of the 2003 Bonds, and amouni the resolutions authorizing the issuance of�l shall be maintained therein upon the issu�nc to equal the amount required to be mai�taan� erv Account may be used to prepay said f�bonds then outstanding. $ ��be deposited in the Reserve Account upon already in the Reserve Account pursuant to 1997 Bonds, 1998 Note and 2000 Bonds of the 2003 Bonds to the extent necessary in the Reserve Account as set forth below, being initially amounts required for t e 1997 Bonds, 1998 Note, 2000 Bonds and 2003 Bonds. Whenever the moneys in t Reserve Account exceed the amount required to be maintained in the Reserve the Revenue Bond Debt S� Account shall be less than as set forth below, such excess may be transferred to count; and whenever the moneys in the Reserve unt, the Reserve Account shall be restored to said amount from the next availa e Net Revenues. The amount required to be maintained in the Reserve Account shall �an amount equal to the lesser of: (1) ten percent (10%) of the original principal amo t of the 2003 Bonds and other bonds payable from the Revenue Bond Debt Se 'ce Account issued after the 1993 Bonds on a parity of lien therewith, or (2) the m ximum principal and interest due in any year on the bonds payable from the Re nue Bond Debt Service Account; and whenever the moneys in the Reserve Account e ceed such amount required to be maintained therein, such excess may be transferred to e Revenue Bond Debt Service Account. When only bonds issued after the 1994 Bonds as defined in the resolution authorizing the issuance of the 1997 Bonds, the °1994 Bon ") are outstanding, the "maacimum principal and interest due in any year" on variable r e bonds shall be calculated at such time (for any variable rate bonds issued prior to suc time) or in connection with their issuance (for variable rate bonds issued after such e) assmning tYte variable rate bonds bear fixed interest for the remainder of their te s or for their terms, as appropriate, at the rates prevailing at such time (for any variabl rate bonds issued prior to such tune) or at the time of their issuance (for variable rate b nds issued after such time) for utility revenue bonds of comparable quality, mat�rity and talcable or tas-exempt status, provided that other or different assumptions mrE� be used if necessary to obtain an investment grade credit rating far the variable rate bpnds or to maintain the credit rating(s) then in effect for the bonds then outstanding. 1499050v2 31 D3-2A`l invested at a yield greater than the yield on the Bonds, and the rebate of excess investrnent eamings to the United States. 3 If any elections are available now or hereafter with respect to arbitra�� or rebate 4 matters relating to the Bonds, the Mayor, Clerk, Treasurer and Airector, Office of�Financial 5 Services, or any of them, aze hereby authorized and directed to make such electipns as they deem 6 necessary, appropriate or desirable in connection with the Bonds, and all sucl�elections shall be, 7 and shall be deemed and treated as, elections of the City. � 8 9 10 11 30. The Bonds, 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 (b) All j 27 funds and accounts 28 this City Council w 29 Bonds have been m 30 31 32 33 34 35 36 together with other obligations issued by the City in 2003, exceed in ount those which may be qualified as"qualified taz-exempt obligations" within the meaning��ection 265(b)(3) of the Code, and hence are not designated for such purpose. � 31. Letter of Representations. The Letter for the Bonds is hereby confirmed to be the Blanket Issuer Letter o£ Represe `tations dated April 10, 1996, by the City and received and accepted by The Depository Trust C�mpany. So long as The Depository Trust Company is the Depository or it or its nominee is e Holder of any Global Certificate, the City shall comply with the provisions of the Letter of epresentations, as it may be amended or supplemented by the City from fime to time with thefagreement ar consent of The Depository Trust Company. 32. Paritv Findin�s. It is her�iy found, deterxnined and declared that: (a) Neither the City nar tY}e Board has any outstanding bonds, warrants, certificates, or other obligations or�dences of indebtedness, or money bonowed for or on account of the Water Utility or debtedness for which any of the Net Revenues of all or a part of the Water Utility hav been pledged or which are a prior lien on such Net Revenues, except the 1997 Bo ds, 1998 Note and 2000 Bonds and the subordinate 1946 Note. required to be made prior to the date hereof into the various Tater Utility Fund" established pursuant to the resolutions of orized the issuance of the 1997 Bonds, 1998 Note and 2000 (c) The�annuai Net Revenues for each of the two (2) completed fiscai years immediately prec ding the issuance of the 2003 Bonds have been mare than one and one- half (1.5) tunes, pecifically and times, respectively, the masimum annual princip and interest coming due hereafter on ali outstanding revenue obligations payable fro d having a parity of lien upon the Net Revenues, being the 1997 Bonds, 1998 Note�d 2000 Bonds, and the 2003 Bonds as the obligations proposed fo be issued, to wit: 38 1499050v2 � d3 - yo�i 1 2 3 4 5 6 � 9 10 Net Revenues 2002 Net Revenues 2001 Masimum Principal and Interest on the 1997 Bonds Mazcimum Annual Principal and Interest on the 1998 Note Maximum Annual Principal and Interest on the 2000 Bonds Ma�cunum Annual Principal and Interest on the 2003 Bonds 11 Mascimum Annual Principal and 12 Interest on the 1997 Bonds, 1998 Note, 13 2000 Bonds and 2003 Bonds 14 (COMBINED FOR JOINT HIGHEST 15 YEAR, NOT SUM OF INDNIDUAL 16 HIGHEST YEARS) 17 One and One-half (1.5) Times 18 Total Maacimum Annual Principal 19 and Interest Requirements 20 This City Council has been fwnished 21 Water Utility attesting to the foregoin $ 9,596,000 $12,848,078 $ 878,218 $ 1,616,868 $ $ � the Certificate of the General Manager of the 22 (d) This City Council p uant to advice from the Board hereby finds, 23 deternunes and declazes that the timated revenues to be derived from the operation of 24 the Water Utility during the te of the 2003 Bonds will be more than sufficient to 25 provide Net Revenues adequ e to pay principai and interest when due on the 2003 Bonds 26 and on those other bonds w ch are now outstanding and to maintain the Reserves 27 required therefor. 28 (e) The 2�3 Bonds have a December 1 maturity or maturities and have 29 interest payments on une 1 and December 1, and are in compliance with the other 30 requirements for p�nty bonds. 31 ( fl e proceeds of the 2003 Bonds shall only be used for the purpose of 32 making unpro ements, additions, extensions, renewals or replacements to the Water 33 Urility, and apitalizing interest or establishing Reserves and paying the costs of such 34 financine. 35 36 37 1499050d1 ;) As required by paragraph 10 of the resolufion authorizing the 1996 Note, i Net Revenues of the Water Utility will be sufficient, in addition to a11 other for the payment of the 1996 Note and 2003 Bonds. 39 85 SEVEXTH PLiCE EAST, SIDTE 700 SAIVTP.qUL,M\ Si101-2587 651.223.3000 F,�1Y:651.223.3002 E �I.AIL: ad�iwrsCsprinasted.com �f ` SPRINGSTED Ad1�uo.s rn tl:e P .�bLr Senor February 26, 2003 Mr. Matt Smith, Director of Financiaf Services Ms. Barb Maynard, Treasurer Mr. Todd Hurley, Municipal Debt Manager City of St. Faul Treasury Division Office of Financial Services 160 Gity Hall 15 West Kellogg Bivd Saint Paul, MN 55102 RE: Recommendations for Award of City of Saint Paul's: $22,235,000 Generai Obligation Capitai improvement Bonds, Series 2003A $3,340,000 General Obligation Street lmprovement Special Assessment Bonds, Series 2003B $10,650,000 Water Revenue Bonds, Series 2003C Dear Mr. Smith, Ms. Maynard and Mr. Hurley: a�-�`i This letter summarizes ihe results ofi the competitive bids opened at 10:00 a.m. and at 10:30 a.m. this morning for these three issues. Purpose of issues The CIB Issue has two components. $19,000,000 is to fund various capital improvements. $3,235,000 is to `currenY refund the 1995 CIB Issue to achieve interest cost savings. The Ci6 Issue wilf be repaid by property tax levies. The 1995 CIB issue has a current interest rate of 5.10°l0. The purpose of the Street issue is twofold: first, to fund portions of the City's annual street improvement program. This Street Issue is expected to be repaid by special assessments on benefiting properties. The purpose of the Water Issue is to fund current capital improvements of the Saint Paul Regionai Water Authority. The Water Issue will be repaid by generai revenues of the Utility. Tax-Exempt Market Rates The municipal tax-exempt market remains in a historic low range. The national index of these interest rates, the BBI, is at the very low point of 4.79%. CORPORA7E OFFICE: SAINT PAUL, MN • Visit our �cebsitc at w�n IOWA � KANSAS • MINNESOTA . VIRGP.VLA • WASHI�GTON, DC • WISCONS[N City of Saint Paui, Minnesota February 26, 2003 Page 2 Sale Resuffs (57 JO�. The City received five bids on the CIB Issue. The senior managers of the bidding syndicates were as follows: Rank Bidder UBS PaineWebber Inc. Advest, tnc. Howe Barnes Investments US Bancorp Piper Jaffray RBC Dain Rauscher inc. TIC % 2.9969% 2.9999% 3.0124% 3.0241 % 3.0409% The lowest or best bid was received from UBS Pai�eWebber Inc. at a true interest rate of 2.9969%. Last year's CIB sale received a winning bid of 3.7160%. For the refunding portion of this issue the TIC was 1.485%. This rate resulted in a net present valus interest cost savings after deducting a{I financing costs of $106,600. The net future vaiue savings were $111,820. The City received four bids on the Street Issue: Rank Bidder YIC % US Bancorp Piper Jaffray 3.6306% UBS PaineWebber Inc. 3.6336% Wachovia Bank, Nationai Association 3.6460% RBC Dain Rauscher Inc. 3.6646% The fowest or best bid was received from US Bancorp Piper Jaffray, at a true interest rate of 3.6306%. The City received three bids on the Water Issue: Rank Bidder US Bancorp Piper Jaffray Morgan Stanley, Dean Witter & Co. RBC Dain Rauscher Inc. TIC % 3.9494% 4.0263% 4.0683% The lowest or best bid was received from US Bancorp Piper Jaffray at a true interest rate of 3.9494°!a The difference in interest rates between these three issues is the result of the respective repayment terms of the issues, with the CIB being the shorter term and the Street Issue being the longer term. In general, shorter-term issues have lower interest rates than longer issues. In the case of the Water Issue there is also a difference in credit quality. We require bidders to submit their bids on a"True interest Rate" (TIC) basis, so as to reflect the present value of their bids and thereby ensure the City award based on the lowesi cost to the City. We have enclosed bid tabufation forms for each issue summarizis�g the bid spec+fics and composition of each underwriting syndicate. Recommendation We recommend award of sale to US Bancorp Piper Jaffray on the Street Issue and Water issue, and to UBS Paine Webber on the CIB Issue. City of Saint Paul, Minnesota February 26, 2003 Page 3 Basis of Recommendation �7"�� We believe the interest rates received by the City today ref!ect aggressive bidding on each issue. For all three issues the bid results are approximately 3/10ths of 1% under our estimates of late January and early February. The objectives underlying each issue were exceeded with interest rates well below the estimates, and interest cost savings on the refunding issues well in excess of estimates. Credit Rating The City's general obligation rating for these issues were reaffirmeo by Standard & Poor's and Moody's, at AAA from S&P, and Aa2 from Moody's. The City canducted an intensive effort with the rating service to the City on this very successful issuance program. We welcome any questions regarding this sale process. Respectfuily, C �� v � David N. MacGillivray Chairman sja Enclosure 85 E. SEVENTH PLACE, SUITE 100 SAINTPAUL,MN SS101-2587 651.223.3000 fAX:651.223.3002 E-MAIL: ad�dsors aesprin�sted.mm �� $22,235,000 p�-,0`� SPRINGSTED Advisors co che Publ;c Seccm City of Saint Paul, Minnesota General Obligation Capital Improvement Bonds, Series 2003A (Book Entry Only) AWARD: UBS PAIlVEWEBBER INCORPORATED MORGAN STANLEY - MORGAN STANLEY DW INC. SALOMON SMITH BARNEY CROIVIN & COMPANY, INCORPORATED and Associates SALE: February 26, 2003 Moody's Rating: Aa2 Siandard & Poor's Rating: AAA Interest Net Interest True In[erest Bidder Rates Price Cost Rate UBSPAINEWEBBERINCORPORATED MORGAN STANLEY - MORGAN STANLEY DW INC. SALOMON SMITH BARNEY CRONIN & COMPANY,INCORPORATED CIBC World Markets Citizens Bank Hutchinson, Shockey, Erley & Company Banc of America Securities LLC Kirlin Securities, Inc. ADVEST, INC. 2.00% 2004-2007 3.50% 2008-2012 3.625% 2013 2.00% 2004-2006 2.50% 2007 3.50% 2008-2010 4.00% 2011-2013 $22,4A6,314.15 $3,442,448.35 $22,699,052.70 $3,480,747.30 2.9969 % HOWE, BARNES INVESTMENTS, INC. First Trust Portfolio 2.00% 2004-2007 3.50% 2068-2011 3.75% 2012-2013 2.9999 % $22,494,298.79 $3,468,313.71 3.0124% (Continued) CORPORATE OFF/CE: SAIN7 PAUL, MN • Visi[ our websire at www.springsted.com DES MOINES, IA • MILWAUKEE. WI . MINNEAPOLIS, MN . OVERLAND PARK, KS • VIRG[NiA BEACH, VA • WASHMGTON, DC Interest Net Inferest True Inferest Bidder Rates Price Cost Rate U.S. BANCORP PIPER JAFFRAY INC. WELLS FARGO BROKERAGE SERVICES, LLC RBC DAIN RAUSCHER INC. ABN-AMRO FINANCIAL SERVICES GRIFFIN, KUBIK, STEPHENS & THOMPSON, INC. STIFEL, NICOLAUS & CO., INC. CHARLES SCHWAB & COMPANY Axelrod Associates, Inc. Prudential Securities, lnc. Stone & Youngberg LLC Harris Trust & Savings Bank Incorporated Dougherty and Company LLC Isaak Bond Investments, Inc. Northern Trust Securities, Inc. Prager, McCarthy & Sealy, LLC 2.00% 2004-2007 4.00% 2008-2013 2.00 % 2.50% 2.75 % 3.00% 3.25 % 3.75 % 4.00 % 2QQ4-2006 2007 2008 2009 2010 2011 2012-2013 $22,795,636.16 $3,519,663.84 $22,474,770.55 �3,504,329.45 Reoffering Schedule afthe Purchaser Rate 2.00% 2.00 % 2.00% 2.00% 3.50% 3.50% 3.50 % 3.SQ% 3.50% 3.625% Yeaz 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Yield 1.068 % 130% 1.65 % 2.00% 2.45 % 2.85 % 3.15°� 3.375 % 3.55% 3.66 % 3.0241 % C 1�1•'. BBI: 4.79% Average Maturity: 5.096 Yeazs 85 E. SEVEMI l PLACE, SllITE 700 SAINT PAIIL, MN 55101-2887 651.223.3000 FAX:651.223.3002 E-MAIL: advisors(a�,sprin¢sted.com �� Award: Sale: �'�- �'�`� SPRINGSTED Adrisan zo the Public Seccor $10,650,000 City of Saint Paul, Min�esota Water Revenue Bonds, Series 2003C {Book Entry Only) U.S. BANCORP PIPER JAFFRAY INC. and Associates February 26, 2003 Moody's Rating: Aa2 Standard & Poor's Rating: AA+ Interest Net Interest True Interest Bidder Rates Price Cost Rate U.S. BANCORP PIPER JAFFRAY INC. 2.00% 2003-2007 $10,529,236.00 $4,983,389.00 3.9494% Wells Fazgo Brokerage Services, LLC 2.50% 2008 Edward D. Jones & Company 2.80% 2009 3.10% 335% 3.50% 3.60% 3.70% 3.80% 3.90% 4.00% 4.125% 4.25% 435% 4.40% MORGAN STANLEY — MORGAN STANLEY DW INC. SALOMON SMITH BARNEY UBS PAINEWEBBER INCORPORATED CRONIN & COMPANY, INCORPORATED CIBC WORLD MARKETS HUTCHINSON, SHOCKEY, ERLEY & CONIPANY BANC OF AMERICA SECURIT'IES LLC CI7'IZENS BANK 2010 2011 2012 2013 2014 2015 2016 2017-2078 2019 2020 2021 2022 2.00% 2.25% 2.75% 3.00% 3.25% 3.50% 3.75% 4.00% 4.125% 4.25% 4.30% 4375% 4.50% 2003-2006 2007 2Q08 2009 2010 2011 2012-2013 7A14-2017 2018 2019 2020 2021 2022 $10,570,309.00 $5,089,258.19 4.0263% (Continued) CORPORATEOFFlCE: SAINTPAUI.,MN • Visitourwebvtea[wwwspringstfd.com DESMOINES,IA • MILWAUKEE,WI • MINNEAP011S,MN • OVERI.ANDPARK,KS • VIRGINIABEACH,VA • WASFIIN470N,I7C Interest NetInterest True Interest Bidder Rates Price Cost Rate RBC DAIN RAUSCHER INC. ABN-AMRO F[NANCIAL SERVICES GRiFFIN, KUBIK, STEPHENS & THOMPSON, INC. STIFEL, NICOLAUS & CO., INC. CHARI.ES SCHWAB & COMPANY 2.00% 2.50% 2.75% 3.00% 3.25% 3.50% 3.70% 3.80% 3.90% 4.00% 4.125% 4.20% 4.30% 4.40% 4.50% 2003-2006 2007 2008 2009 2010 2011-2012 2013 2014 2015 2016 2017 2018 2019 207A 2021-2022 $]0,547,228.50 $5,138,S13.69 4.0683% Reoffering Schedule Of The Purchaser Rate 2.00% 2.00% N/A 2.00% 2.00% 2.50% 2.80% 3.10% 335% 3.50°k 3.60% 3.70% 3.80% 3.90% 4.00% 4.00% 4.725% 4.25%a 435°k 4.40% Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2A17 2018 2019 2020 2021 2022 Yield 1.00% 1.10°/a N/A 1.60% 2.05% 2.50% 2.85% 3.15%a 3.40% 3.55% 3.65%a 3.75% 3.85% 3.95% 4.00%a 4.10% 4.20°k 430% 4.40% 4.45% BBI: 4.79% Average Maturity: 11.799 Years SSE.SEVENTH PLACE,SUI7EI00 SAINT PAUL, MN 5510! �HN7 65t.??3.3000 FAX:651.223.3002 E-MAIL: ad�'isors([�}prinpsced.com �� o� -a°`t SPRINGSTED Ad�'ison m [he PubLc Seaor $3,340,000 City of Saint Paul, Minnesota General OUligation Street Improvement Special Assessment Bonds, Series 2003B (Book Entry Only) AWARD: SALE: February 26,2003 Moody's Rating: Aa2 Standard & Poor's Rating: AAA Interest Net Interest True Interest Bidder Rates Price Cost Rate U.S. BANCORP PIPER JAFFRAY INC. WELLS FARGO BROKERAGE SERVICES, LLC UBS PAINEWEBBER INCORPORATED MORGAN STANLEY - MORGAN STANLEY DW INC. SALOMON SMITH BARNEY CRONIN & COMPANY, INCORPORATED CIBC World Markets Citizens Bank Hutchinson, Shockey, Erley & Comgany Banc of America Securities LLC Kirlin Securities, Inc. U.S. BANCORP PIPER JAFFRAY INC. WELLS FARGO BROKERAGE SERVICES, LLC 2.00% 2.05 % 2.50 % 2.85 %a 3.00 � 3.15 � 3.30% 3.45% 3.60% 3.625% 3.75 % 2.00 % 2.45 % 3.10% 330% 3.50% 3.625 % 3.75 % 4.00% 20Q4-2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2004-2007 2008 2009-2010 2011 2012 2013 2014 2015 $3,309,940.00 $932,937.50 3.6306% $3,339,372.95 $941,552.05 3.6336 % (Continued) CORPORATE OFF/CE: SAINT PAUL, MN . Visi[ our websire at wwwspringsred.wm DES MOMES, IA • MILK'AUKEE, WI • MINNEAPOLIS, MN • OVERLAND PARK, KS • VIRGINIA BEACH, VA . WASHINGTON, DC Intuest Net InteresY Trne Interes[ Bidder Rates Price Cost Rate WACHOVIA SECURITIES 2.00% 2004-2006 2.25°� 2007 2.75% 2008 3.00% 2009 3.25 % 2010 3.50% 2011-2012 3.60% 2013 3.75 % 2014 3.85% 2015 $3,322,292.40 $940,065.10 3.6460% RBC DAIN RAUSCHER INC. 1.50% 2004-2006 $3,340,641.40 $944,438.60 3.6646% ABN-AMRO FINANCIAL SERVICES 2.00% 2007 GRIFFIN, KUBIK, STEPHENS & 2.40% 2008 THOMPSON, INC. 2.75°k 2009 _. _ 3.10% 2010 - CHARLES SCHWAB & COMPANY 335°k 201I ' Axelrod Associates, Inc. 3.50% 2012 Prudential Securities, Inc. 3.625% 2013 Stone & Youngberg LLC 3.75% 2014 Harris Trust & Savings Bank Robert W. Baird & Company, Incorporated Dougherty and Company LLC Isaak Bond Investments, Inc. Northern Trust Securities, Inc. Prager, McCar[hy & Sealy, LLC Rate 3.90% 2015 Reoffering Schedule ofthe Purchaser 2.00 °h 2.00 % 2.05 °k 2.50 % 2.85% 3.00% 3.15 % 33096 3.45 % 3.60 % 3.625% 3.75% Yeaz 2004 2005 2006 2007 2008 2009 2010 2012 2012 2013 2014 2015 Yield 1.10% 1.60% 1.60% 2.05 % 2.50% 2.85% 3.15 % 335% 3.50% 3.60% 3.70 % 3.80°k BBI: 4.79% Average Mamriry: 7.695 Years