02-86�R(GI���L
Presented
Referred To
Committee Date
1 VJIIEREAS, the Boazd of Ramsey County Commissioners has referred a repurchase application for properiy at
2 767 Payne Avenue to the City of Saint Paul for a recommendation;
3 WHEREAS, the City of Saint Paul has reviewed police, building code, illegal activity, and health violations
4 within the past five yeazs; and
5 WHEREAS, the City of Saint Paul has detetmined the property at 767 Payne Avenue is a municipal problem;
6 TI BE IT RESOLVED, the City of Saint Paul recommends that the Boazd of Ramsey County
7 Commissioners not approve the repurchase application for the properiy at 767 Payne Avenue; and
8 FUR1'HER RESOLVED, that the City Clerk is requested to forwazd a certified copy of this Council resolution
9 to the Ramsey County Tax Forfeited Land Office, Room 620, Ramsey County Government Center West for
10 final processing.
11
12
13
14
15
16
17
Yeas Nays Absent
Blakey �/
Coleman ✓
xarris ,/
Benanav ,/
Reiter �
Bostrom ,�
Lantry ,�
O \
18 Adopted by Council: Date �'� ,� a o o�
19 �
20 Adoption Cert Council Secretary
21 By: - i�L 1._ z � ,,,�,_.o�
22 Approved by
Council File # 6a — g(e
Green Sheet # 113662
RESOLUTION
CITY OF SAINT PAUL, MINNESOTA
14
Requested by Department of:
�
Form Approved by City Attorney
�
Approved by Mayor for Submission to Council
�
23 By:
Council Offices
Dan Bostrom, 266-8b60
January 16,
TOTAL # OF SIGNATURE pAGES
d a. -8'6
GREEN SHEET
No ��3b(�Z
u m�rornart u aTMeau�
❑ mranoeer ❑ anawc _
❑ wuxew�mMecsa�e ❑ wwr��mvKCro
❑MVORI�AYR�M�1 �
(CUP ALL LOCATIONS FOR SIGNATUR�
Resolution recommending that the Board of Ramsey County Commissioners no �p�r�e�,�'„�''�c
repurchase application for property at 767 Payne Avenue. r��'
% g q�$ �r, �; ���
o �asa
PLANNING COMMISSION
CIB COMMITT'EE
CML SERVICE COMMISSION
Hee thia P� e�er waAceO under a wrR'ad tortlHe d?partmenl4
YES NO ' _ .. -
Fles tlua Pe�eoM�m ewr been a ekY �Yee9 �'.
YES NO
Oces this pe�sonlfirm Pwaess a alaY not � py any curteM eiH anpbyee?
YES MO
h Mis peBOMum e tarpefed w'MOY/
YES NO
�
SOURCE
wFatLNiWN (E7�lAIN)
� r
•- •
al'1'�p
e
Counc�i F�es�ar�h G�
�� �. �
COST/REVENUEBUDGETEDIdRCLEONq YES NO
ACi1VRY NUMBER
Oi--�'�
ProperLy $ecords and $evenne
Richard J. Wendt, Division Manager
620B Government Center West
50 West Kellogg Boulevard
St. Paul, MN b5102-1557
December 27, 2001
Fred Owusu
City Clerk
City Hall, Room 170
15 Kellogg Blvd W
St. Paul MN 55102
Re: Repurchase application relating to tax-forFeited land
Dear Mr. Owusu,
Fax:651-266-2210
��=1��E� ��s�arc� �eY1t8r
DEG 2 � 2001
Enclosed please find a repurchase application, received from the prior owner(s),
for land forFeited to the State of Minnesota, "Trust ExempY'.
Recent County Board policy adopted December 21, 1999, No. 99-507, allows for
"each repurchase appiication to be referred to the municipality in which the
property is located. The municipality wil{ document whether the property is
considered a municipal problem based on documented police, building code,
illegal activity, or health violations within the past five years. The municipality, by
resolution, shall recommend that the County Board approve or deny the
repurchase application and return the repurchase application to Ramsey County
along with the resolution and documentation of any violations."
Along with a copy of the repurchase application, enclosed are the following
documents to assist you: 1) Code Violation Reports; 2) Police history summary;
and 3) Resolution No. 99-507, regarding the Tax ForFeited Lands repurchase
policy recently adopted. While the repurchase policy does not have a specific
timeline for action by the City Council, we ask that, if possible, we receive the
Council's recommendation within 60 days.
Please forward a certified copy of the Council's resolution to the Tax Forfeited
Land office for final processing. If you have any questions regarding the enclosed
documents, or require further assistance, please do not hesitate to contact me at
(651)266-2081.
Sincerely,
=���`�
ristine A. Kujala, Supervisor
Tax ForFeited Lands
Minnesota's First Home Bale Connty
printed ap reqcled paperwiN aminim�m o[ IO%pos4consumer co�tent
0
��c�����
�EC z 7 zoo�
�iT�' �LER4C
o �-8'6
Fred Owusu
City Clerk
City Hall, Room 170
15 Kellogg Blvd W
St. Paul MN 55102
Re: Documents relating to tax-forfeited land
P I N : 29-29-22-43-0064
PA: 767 Payne Avenue
Police History Summary See attached sheet
Code Violation Report See attached sheet
AddltlOnal InfOfmatlon Mortgage Company is the one who made
application to repurchase this property.
APPLICATION TO REPURCHASE AFTER FORFEITURE
DATE• ��`
I / We��, the undersigned,_
hereby make an applicatio
"Trust Exempt", as trustee,
County:
1 L/i a`�L
�
m s
%RAOC�s i12v3r C'u
Fd�$�1FS
to repurchase from the State o£ Minnesota,
the Pollowing described land situated in Ransey
G i�'r�
PIN: 01�
PROPERTY ADDRESS:
ABST/TORR: A
pATE OF FORFEITURE: �- �- D I
DESCRIPTION: �-D'I'S i °�-
NOTICE r b � b 7 8
CARSON N0: G , ��OC�
0
Applicant states and shows that he / she / hey is / r entitled to
repurchase said land by virtue of OwNaR �r--�'2 DlL96� o2�C���3YQc
Applicant further state that said taxes became delinquent for the following
reasons • Sc 1 cMc�4
Applicant agrees to pay the sum total of all the delinquent taxes,
assessments, penalties, cost and interests. Paynent will be made by
certified check, made payable to the Department of Property Records and
Revenue and submitted to the Office of Tax Forfeited Lands, 50 Kellogg
Blvd. W. Suite 620B, Saint Paul, Minnesota, 55102-1693,
Telephone No. 266-2082
yn�P ���
APPLICANT
�ltc�tAc2 f . Of3cn2(.a�
APPLICANT
SD �. F�,=TN ST. �".��
P+IAILING ADDRESS
S'; . �a�L MN s1'�a �
CITY/STATE/ZIP CODE
f�fsTt�o2v Pff l�vva
�Or( - Z �S.J�.� IF NAME IS DIFFEREPIT FROi�I COMPUTER
TELEPHONE NO. MUST HAVE DOCUMENT(S) SHOF^7ING NAFfE CiIANGE. IF IT SHOULD
BE IN THE NAME OF THE ESTATE FILL-OUT ACCORDINGLY OR
HAVE PROOF OF PROBATE SHOWING NEW OF7NER(S).
FOFL�I-9 / REVISED 2-23-96TFL
PLEASE PRIN^1 HERE
FILL-OUT BELOW I-IOW NAME(S) SHOULD
MAN�f��.c�.e�s '���rZ.S ����
ejD f�iQf,3q�vi�s e�vrr C'o2P.
.3 3�' So . Wi}2M1nls�yt �p .
o�-��
FAIRBANKS CAPITAL CORP.
Street Address
338 South Warminster Rd
Hatboro, PA. 19040
7im Jacquelin,
Real Estate Asset Manager
November 6, 2001
Office: 215-347-2414
�Mail: 7imi @fairbankscapital.com
Ramsey County
Department of Proper[y Records & Revenue
RE: 767-77 Payne Ave. St. Paul, MN 55106
PIN #29-29-22-43-0064
To Whom It May Concem:
Mailing Address
P.O. Box 1900
Hatboro, PA. 19040
Facsimile:
(801)270-7916
Fairbanks Capital Corp. acquired the subject property at foreclosure sale in December 2000. The borrower on this
property, Jon Conrad, defaulted on his payments. The borrower did not have the money to pay his mortgage, so it is
understandable that he would not have the money to pay taxes on his property. Because of this, Fairbanks Capital
Corp. was forced to foreclose on this property. Upon completion of the foreclosure sale, the property was
transferred to the REO Depaztment to be sold at fair market value. It was at this point that we leamed that the county
had taken title to this property for non-payment of taxes.
To make a long story short, we were unaware that this tax debt existed. Upon learning of this, I immediately
contacted our real estate agent working this assignment and our foreclosure attorney to assist us in redeeming the
property. Thank you for your understanding with tfiis matter.
Regazds,
ti �--�_
Ji Jacquelin
Real Estate Asset Manager
Praperty Records and $evenue
Richazd ]. Wendt, Diviaion Manager
620B Govamment Center West
b0 West Kellogg Boulevard
St. Paul, MY 55I0&1567
fax transmittal memo Number of Pa es: 1
To: Sf. Paul Code Enforcement From: Jim Carrofl
St.Paut Code Violations Ramsey Counry
Gity Hafl Court House Tax Fo�feited Lands
Room 190 50 W. Kellogg Blvd #6208
St.Paul, MN 55102 St.Paul, MN 55102-1557
Phone #: (651) 266-8443 Phone #: (B51) 266-2079
Fax #: (659) 266-8426 Fax #; (651) 266-2210
266-8689
SECOND REQUEST
December 17, 2001
Please check and send results for any past or current Code Violations on the
following property, P{ease fax to the above number.
Thank you_
767 Payne Ave.
29-29-22-43-0064
��A'f��s02'� "("1�)D VAGI�tJ'� � bJl l�ti l�{'U l IP� �?b�
CDM�uPd�}c� ��rr� �IP4'��JEr
(�-Zo-c�l � 2�� ,Uc� d�o�� /t��
r� - z3-cX� � 21�Z � Co �nnovr dtit� k-
Mlaneeota's F(ret gome Ruie Co�4y
6ltnlM on rmaled vaoervlNlmlNmumarl�lt me�mrn�fwu rcn��n�
DEC-20-2�01 11�10 CODE ENFORCEMENT
651 266 8426 P.02i0?
a�'��I
F�: ��-zs�z2ia
T�TAL P.02
r �
�, �
� ..
���.5"vG :cE..�.'
�.-
SPPD RMS QUERY
Address Search
Address Search: 767 PAYNE AV (Sector: 3 Grid: 74 ) for all available dates
Retrieved 58 records
Complaint #
01132570
01093867
01043745
01038292
07035803
01017215
01070849
01010829
Vl7m3L'b4
00262631
00238791
00225594
00204032
00194322
00128920
00128864
00120655
00096767
99150079
99102557
99094549
99081542
99076325
99076097
99076016
99071928
99059440
99052072
98184279
98164387
98164381
98758128
98155826
98141938
98141619
98114002
98092045
98083396
98080821
98076876
98062741
98060714
98038971
98036838
98031691
98031508
98023889
Occur Date 8 Time
06/30/2001 08:38
OS/1 M2001 03:14
03/06/2001 08:53
02/26/2001 12:35
OZ/22/2001 13:06
01 N 8/2001 12:34
01/16/2001 15:01
01 /16/2001 7 426
� vzsiz000 t t:os
12/28/2000 10:08
11/21/2000 22:00
11 /02/2000 19:05
10lO6/2000 13:35
09/24/2000 05.08
07/OM2000 2138
07/04/2000 20:53
06/24/2000 2127
OS/26/200018:17
09/11 /1999 21:18
07/OS/1999 22:33
O6/27/1999 11:38
06/06/199919:38
OS/29/1 999 101 5
O5/28H 999 23:47
OSI28/1999 22:23
O5/22/7999 0420
OS/01 /1999 0122
04H 8N 999 00:57
11l07/1998 12:44
10/03l1998 11:43
1 0/03/1 998 11:34
09/23H 998 76:43
09/1 9/1 998 14:59
08/29/1998 03 19
08/28/1998 20:19
07/1 9/1998 1 5:45
06/78/1998 00:15
06/04/1998 01:39
05/30/1998 21:06
O5/2M1998 20:32
OSl01 /1998 23:50
04l28/1998 2120
03/20l1998 18:07
03l16H 998 19:06
03/OS/1998 2327
03/OS/199816:02
02/19H 998 0937
Incident Type Disposition Apt#
FR.4UD RCV
INVESTIGATE RCV
INVESTIGATE ADV
INVESTIGATE ADV
INVESTIGATE ADV
INVESTIGATE ADV
OCC WARR SERVED RCV
DOMESTICS ADV
INVESTIGATE ADV
THEFT RCV
WARRANTARREST RCV
SEARCH WARRANT RCV
WARRANTARREST GOA
VANDALISM RCV
OTH ASLT DOM SS RCV
BURGLARY RCV
DOMESTICS SNR
DOBS ADV
VANDALISM DUP
INVESTIGATE GOA
INVESTIGATE ADV
INVESTIGATE ADV
FIGHTS ADV
OTHER ASSAULT ADV
DOMESTICS GOA
DOMESTICS ADV
DOMESTICS ADV
DOBS ADV
AGGASSAULT ADV
MISSING PERSONS RCV
RUNAWAY RCV
DOMESTICS ADV
LANDLORD NEIGHB SNR
INVESTIGATE ADV
LANDLORD NEIGHB ADV
D085 ADV
DOMESTICS ADV
DOMESTICS ADV
DOBS ADV
FIGHTS GOA
AUTO THEFT RCV
FAMILY-CHILDREN RCV
DOBS ADV
DOMESTICS ADV
DAR RCV
PREVIOUS CN ADV
INVESTIGATE ADV
26
2B
2B
28
28
2B
2B
2
2
2
2
2
2
MAIN
MAIN
2
2
`a
� �'7 �
Information requested by: (453500) 1 Printed at:11/13/2001 16:01:17
,
0�-Y�
r � ����
==
�c�c.� '!
SPPD RMS QUERY
Address Search
Address Search: 767 PAYNE AV (Sector: 3 Grid: 74 ) for ail available dates
Retrieved 58 records
98013&92
98001217
97167945
97127016
97123192
97120516
97119824
97107225
97091315
97023688
97027879
Oi/29l1998 19:59
01/03/1998 02:16
10/11/1997 00:00
OS/10/1997 00:00
08l04l1997 00:00
07/31/7997 00:00
07/30/1997 00:00
07/11 H 997 00:00
O6/18I7997 00:00
02/19H 99718:04
02/7 5/1 997 19:13
AGGASSAULT ADV
INVESTIGATE ADV
OTHER ASSAULT ADV
DOMESTICS GOA
PREVIOUS CN PCN
PREVIOUS CN PCN
INVESTIGATE ADV
INVESTIGATE SNR
LANDLORD NEIGHB ADV
WARRANTARREST RCV
DOBS ADV
information requested by: (453500)
2
2
DOWN
2
FLRi
2
2ND
Printed at:11/13/2001 16:01:17
�Resolu$ion
Board of
Oa�=6�
Ramsey Countz,� Commissione�
Presented By Commissioner Rettman Date December 21, 1999 No. 99-507
Attention: gudgeting and Accounting pa 1 of 5
Dorothy McClung, Property Records & Revenue ��
Tax Forfeited Lands
WHEREAS, Tne Ramsey County Board of Commissioners desires to
establish a repurchase policy for tax forfeited lands that is
consistent eaith Minnesota Statutes and reflects the Board's
standards for promoting the public interest; and
P7HEREAS, The Ramsey County Board intends to establish a fair
and equitable process for the repurchase of tax rorieited land that
will correct any undue hardship or injustice or promote the.use of
such lands that will serve the public interest; an3
WHEREAS, The Ramsey County Board of Commissio-�ers acknowledges
the responsibility of local governments to establish ordinances
governing the use and maintenance of prop�rt?es in their
jurisdictions and supports efforts of local governments to
strengthen neighborhoods by ridding the neighbornoods of nuisances;
Now, Therefore, Be It
RESOLVED, That the Ramsey County Board of Commissioners will
approve a repurchase application of tax forfeited lands by a prior
oc•�ner upon a finding by the Board that such rep•archGse either will
correct any undue hardship or injustice res�:lting from the
forieiture or that such repurchase cai11 promote the use of such
lands that will best serve the public interest; and Be It Further
RESOLVED, That a repurchase application will be processed by
Property Records and Revenue in the following manner;
a) Recommendation of P9unicipality
Each repurchase application will be referred to ti;° municipality in
which the property is located. The municipality cvill document
wnether the property is considered a municipal problem based on
documented police, building code, illegal activity, or health
violations within the past five years.
RAMSEY COiJ�'TY BOARD OF C0�f�1ISSI0\'ERS
YEA NAY OTHER
.y Bennett
Lmo Guerin
Sue Haigh
Rafael ORega
Victoria Reinhardt
Janice Rettman
Jan �Viessner
Rafael Ortega, Chair
B (Continued)
Y
Bonnie C. 7ac�elen
Chief Clerk - County Board
�@SOIl.9t101'1
Board of
oi-��
.laamse�. Cou�atz� Commissioners
�Presented By Commissioner Rettman Date December 21, 1999 No. 99- 507
Attention: gudgeting and Accounting Paa� 2 of 5
Dorothy McClung, Property Records & Revenue
Tax ForPeited Lands
b) Resolution by a Municipality
The municipality, by resolution, shall recommend that
Board approve or deny the repurchase application and
repurchase application to Ramsey County along with the
and documentation of any violations.
the County
return the
resolution
c) Recommendation of the Director of Property Recorns and Revenue
If a municipality finds no.violations in the past five years, the
Director will forward the application to the County Board with the
recommendation to approve the application. If a municipality finds
that violations have occurred wiChin the past iive years, but
recommends approval of the application, the Director will recommend
approval and transmit the entire record to the Chief Clerk for
referral to the Chair of the Finance, Personnel and Management
Committee. If the municipality finds that violatio�s have occurred
within the past five years and recommends denial of the
application, the Director will recommend denial and transmit the
entire record to the Chief Clerk for referral to the Finance,
Personnel and Management Committee; and Be It Furth�r
RESOLVED, That a repurchase application referred by the
Director to the Finance, Personnel and Management Committee will be
handled in the following manner:
a) Notification
The Chief Clerk will schedule a hearing on each
application before the Finance, Personnel and Manag2ment
Property Records and Revenue will send a notice to the
notifying the applicant of the time and date of th
Notices will also be sent to the municipality and any oth
who have asked to receive such notices.
RAMSEY COWi TY BOARD OF COMMISSIONERS
YEA NAY OTHER
Tony Bennett
Dino Guerin
Sue IIaigh
Rafael ORega
Victoria Reinhardt
Janice Rettman
Jan �Viessner
repurchase
Committee.
applicant
e hearing.
er persons
_ Rafael Ortega, Chair
— B - (COntinued)
- y
Bonnie C. Jackzlen
Chief Clerk - County Board
Resolution
Board of
�llamsez� Countz� Comm.�ssioners
oa �x�
Presented By Commissioner Rettman Date December 21, 1999 No. 99-507
Attention: gud etin and Accountin �
g 9 g PGg.. 3 of 5
Dorothy McClung, Property Records & Revenue
Tax Forfeited Lands
b) Hearing procedures
The Finance, Personnel and Management Committee wi11 review the
application and the recommendation from the municipality. Ti!e
applicant will be allowzd to present any information that may be
pertinent. The Chair of the Committee may alloc•� other interested
persons to present pertinent information. Based on the information
presented on the application, - the recommendation from the
municipality and information presented at th2 hearing, the
Committee wi11 recommend approval or denial of the application. The
Committee may include restrictions or conditions o�! the repurchase.
The final recommendation of the Committee will b2 forwarded to the
Ramsey County Board oi Commissioners.
c) County Board Procedures
Recommendations from the Finance, Personnel and Management
Committee will be included in the administrative agenda of the
County Board. The County Board �vill consider the recommendation
and record from the Committee. No additional testimony will be
permitted unless a majority votes to allow suc� testimony. _he
County Board may approve the application, deny the application or
approve the application with restrictions or conditions on the
repurchase.
For every repurchase application considered by the County
Board, the final resolution will contain 1.) P_ determination of
whether or not undue hardship or injustice resulted from the
forfeiture and whether repurchase will correct th� undue hardship
or injustice; and 2.) A determination of wh=ther or not the
repurchase will promote the use of the property that best serves
the public interest; and Be It Further
RAMSEY COiJ�TY BOARD OF CO�iMISSIONERS
1'EA A'A1' OTHER
y Bennett
Lino Guerin
Sue Haigh
RafaelORega . .
Victoria Reinhardt
Jnnice Rettman
Jan �Viessner
�
�
Rafael Ortzga, Chair
(Continued)
By
Bonnie C. Jackelen
Chief Cterk - County Board
Re�olution
Board of
Ramsey Courity Commissioners
oa�<�
PresentedBy Commissioner Rettman Date December 21, 1999No. 9 9 - 507
Attention: Budgeting and Accounting Page � of 5
Dorothy McClung, Property Records & Revenue
Tax Forfeited Lands
RESOLVED, That repurchases,
terms as described herein:
a) Homestead Property
if approved, will be allowed on
Except as provided in clause c) below, repurchasers of property
classified for property tax purposes as homestead property at the
time of repurchase, will be allowed�installment payr.ients calculated
in accordance with Minnesota Statutes, section 282.2'01, Subdivision
1. .
b) A11 Other Property
Except as provided in clause c) below, repurchasers of
non-homestead property will be allowed installment payments
calculated in accordance with Minnesota Statutes, section 282.161,
Subdivision 3.
c) Payment in Full
If the County Board has good cause to believe that -a zepurchase
installment payment plan for a particular parcel is unnecessary and
not in the public interest, the County Board may require that the
entire repurchase price be paid in full as a condition of the
repurchase. If the applicant has had repurchase contracts on the
same or other properties which were canceled or, if a current
contract, are in arrears and a cancellation ?s pending, the
repurchase will require payment in full; and Be It Further
RESOLVED, That the County Board imposes the following
additional restrictions on repurchases:
RAMSEY COLNTY BOARD OF CO�fMISSIONERS
YEA " NAY OTHER
Tony Bennett
Dino Guerin
Sue Haigh
Rafael Ortega
Victoria Reinhardt
Janice Rettman
Jan �Viessner
�
Rafael Orcega, Chair
(Continued)
B
Bonnie C. Jzckelzn
Chief Clerk - County Board
Resolution
Board of
Ram.sey Coun�y Comm.YSSZOnet
Presented By Commissioner Rettman Date December 21, 1999 No.
Attention: Budgeting and Accounting paa� 5 of 5
Dorothy McClung, Property Records & Revenue
Tax Forfeited Lands
oa--�'�
99-507
a) Code Compliance
Any property that is being repurchased but i;
of repurchase shall be subject to code compl:
shall present and file a certificate of co
Director within six months from the date of
The certificate of code compliance must
appropriate city official and must' indicate
been inspected and that it conforms vrith ar
and zoning lacas applicable
condeaLned at the time
ance. Tne repurchaser
le co����liance with th�
County Board approval.
be certified by an
that the property has
y ordinances, buildina
to the property. These conditions of
repurchase will be entered on the repurchase receipt and, if the
repurchaser defaults on the cocle compliance r�auirement, the
repurchase and the installment contract shall be subject to
cancellation as provided in PQinnesota Statutes, section 559.21.
b) Insurance Requirements
Repurchasers of tax forfeited properties that have structures and
are being repurchased under a contract must provide proof oi
insurance in an amount eaual to the Assessor's market value of the
structure and must have P.amsey County listed as additional insured
on the policy; and Be It Further
RESOLVED, That this policy is effective for all nea� repurchase
applications received after January 1, 2000 and supersedes
Resolution 97-3�2; and Be It Further
RESOLVED, That the Property Records and P.evenue Departm2nt
will work cvith the City of Saint Paul, its plan�ing councils and
the other municipalities in Ramsey County to exolain the ta�:
forfeited processes and provide sample resolutio:�s for use by the
city councils.
RA�ISEY COIJ�'T1 BOARD OF CO�•fYSISSIO\'ERS
YEA NAY OTHER
iy Bennett X
io Guerin X
•e Haioh �_
.fazlORega �_
VicroriaReinhardc �_
Janice Rettman _��
Jan 1Viessner =�_
Rafael Ortega,
Bonnie C. Jackzl
Chief Clerk - o ry Board
COMMISSIONER DISTRICT 6
767 PAYNE AVE
ST. PAUL, MN
29-29-22-43-0064
N Oa�'�'f.
W�E
s
�
�
�--
�
i
C
�
�
z
0
�
w
c�
0
w
BUSH AVE
REANEY AVE
�
I�
I
i
Q
w
�
Q
�
�-
i
�
i
�-
�—
I
�
I
�R(GI���L
Presented
Referred To
Committee Date
1 VJIIEREAS, the Boazd of Ramsey County Commissioners has referred a repurchase application for properiy at
2 767 Payne Avenue to the City of Saint Paul for a recommendation;
3 WHEREAS, the City of Saint Paul has reviewed police, building code, illegal activity, and health violations
4 within the past five yeazs; and
5 WHEREAS, the City of Saint Paul has detetmined the property at 767 Payne Avenue is a municipal problem;
6 TI BE IT RESOLVED, the City of Saint Paul recommends that the Boazd of Ramsey County
7 Commissioners not approve the repurchase application for the properiy at 767 Payne Avenue; and
8 FUR1'HER RESOLVED, that the City Clerk is requested to forwazd a certified copy of this Council resolution
9 to the Ramsey County Tax Forfeited Land Office, Room 620, Ramsey County Government Center West for
10 final processing.
11
12
13
14
15
16
17
Yeas Nays Absent
Blakey �/
Coleman ✓
xarris ,/
Benanav ,/
Reiter �
Bostrom ,�
Lantry ,�
O \
18 Adopted by Council: Date �'� ,� a o o�
19 �
20 Adoption Cert Council Secretary
21 By: - i�L 1._ z � ,,,�,_.o�
22 Approved by
Council File # 6a — g(e
Green Sheet # 113662
RESOLUTION
CITY OF SAINT PAUL, MINNESOTA
14
Requested by Department of:
�
Form Approved by City Attorney
�
Approved by Mayor for Submission to Council
�
23 By:
Council Offices
Dan Bostrom, 266-8b60
January 16,
TOTAL # OF SIGNATURE pAGES
d a. -8'6
GREEN SHEET
No ��3b(�Z
u m�rornart u aTMeau�
❑ mranoeer ❑ anawc _
❑ wuxew�mMecsa�e ❑ wwr��mvKCro
❑MVORI�AYR�M�1 �
(CUP ALL LOCATIONS FOR SIGNATUR�
Resolution recommending that the Board of Ramsey County Commissioners no �p�r�e�,�'„�''�c
repurchase application for property at 767 Payne Avenue. r��'
% g q�$ �r, �; ���
o �asa
PLANNING COMMISSION
CIB COMMITT'EE
CML SERVICE COMMISSION
Hee thia P� e�er waAceO under a wrR'ad tortlHe d?partmenl4
YES NO ' _ .. -
Fles tlua Pe�eoM�m ewr been a ekY �Yee9 �'.
YES NO
Oces this pe�sonlfirm Pwaess a alaY not � py any curteM eiH anpbyee?
YES MO
h Mis peBOMum e tarpefed w'MOY/
YES NO
�
SOURCE
wFatLNiWN (E7�lAIN)
� r
•- •
al'1'�p
e
Counc�i F�es�ar�h G�
�� �. �
COST/REVENUEBUDGETEDIdRCLEONq YES NO
ACi1VRY NUMBER
Oi--�'�
ProperLy $ecords and $evenne
Richard J. Wendt, Division Manager
620B Government Center West
50 West Kellogg Boulevard
St. Paul, MN b5102-1557
December 27, 2001
Fred Owusu
City Clerk
City Hall, Room 170
15 Kellogg Blvd W
St. Paul MN 55102
Re: Repurchase application relating to tax-forFeited land
Dear Mr. Owusu,
Fax:651-266-2210
��=1��E� ��s�arc� �eY1t8r
DEG 2 � 2001
Enclosed please find a repurchase application, received from the prior owner(s),
for land forFeited to the State of Minnesota, "Trust ExempY'.
Recent County Board policy adopted December 21, 1999, No. 99-507, allows for
"each repurchase appiication to be referred to the municipality in which the
property is located. The municipality wil{ document whether the property is
considered a municipal problem based on documented police, building code,
illegal activity, or health violations within the past five years. The municipality, by
resolution, shall recommend that the County Board approve or deny the
repurchase application and return the repurchase application to Ramsey County
along with the resolution and documentation of any violations."
Along with a copy of the repurchase application, enclosed are the following
documents to assist you: 1) Code Violation Reports; 2) Police history summary;
and 3) Resolution No. 99-507, regarding the Tax ForFeited Lands repurchase
policy recently adopted. While the repurchase policy does not have a specific
timeline for action by the City Council, we ask that, if possible, we receive the
Council's recommendation within 60 days.
Please forward a certified copy of the Council's resolution to the Tax Forfeited
Land office for final processing. If you have any questions regarding the enclosed
documents, or require further assistance, please do not hesitate to contact me at
(651)266-2081.
Sincerely,
=���`�
ristine A. Kujala, Supervisor
Tax ForFeited Lands
Minnesota's First Home Bale Connty
printed ap reqcled paperwiN aminim�m o[ IO%pos4consumer co�tent
0
��c�����
�EC z 7 zoo�
�iT�' �LER4C
o �-8'6
Fred Owusu
City Clerk
City Hall, Room 170
15 Kellogg Blvd W
St. Paul MN 55102
Re: Documents relating to tax-forfeited land
P I N : 29-29-22-43-0064
PA: 767 Payne Avenue
Police History Summary See attached sheet
Code Violation Report See attached sheet
AddltlOnal InfOfmatlon Mortgage Company is the one who made
application to repurchase this property.
APPLICATION TO REPURCHASE AFTER FORFEITURE
DATE• ��`
I / We��, the undersigned,_
hereby make an applicatio
"Trust Exempt", as trustee,
County:
1 L/i a`�L
�
m s
%RAOC�s i12v3r C'u
Fd�$�1FS
to repurchase from the State o£ Minnesota,
the Pollowing described land situated in Ransey
G i�'r�
PIN: 01�
PROPERTY ADDRESS:
ABST/TORR: A
pATE OF FORFEITURE: �- �- D I
DESCRIPTION: �-D'I'S i °�-
NOTICE r b � b 7 8
CARSON N0: G , ��OC�
0
Applicant states and shows that he / she / hey is / r entitled to
repurchase said land by virtue of OwNaR �r--�'2 DlL96� o2�C���3YQc
Applicant further state that said taxes became delinquent for the following
reasons • Sc 1 cMc�4
Applicant agrees to pay the sum total of all the delinquent taxes,
assessments, penalties, cost and interests. Paynent will be made by
certified check, made payable to the Department of Property Records and
Revenue and submitted to the Office of Tax Forfeited Lands, 50 Kellogg
Blvd. W. Suite 620B, Saint Paul, Minnesota, 55102-1693,
Telephone No. 266-2082
yn�P ���
APPLICANT
�ltc�tAc2 f . Of3cn2(.a�
APPLICANT
SD �. F�,=TN ST. �".��
P+IAILING ADDRESS
S'; . �a�L MN s1'�a �
CITY/STATE/ZIP CODE
f�fsTt�o2v Pff l�vva
�Or( - Z �S.J�.� IF NAME IS DIFFEREPIT FROi�I COMPUTER
TELEPHONE NO. MUST HAVE DOCUMENT(S) SHOF^7ING NAFfE CiIANGE. IF IT SHOULD
BE IN THE NAME OF THE ESTATE FILL-OUT ACCORDINGLY OR
HAVE PROOF OF PROBATE SHOWING NEW OF7NER(S).
FOFL�I-9 / REVISED 2-23-96TFL
PLEASE PRIN^1 HERE
FILL-OUT BELOW I-IOW NAME(S) SHOULD
MAN�f��.c�.e�s '���rZ.S ����
ejD f�iQf,3q�vi�s e�vrr C'o2P.
.3 3�' So . Wi}2M1nls�yt �p .
o�-��
FAIRBANKS CAPITAL CORP.
Street Address
338 South Warminster Rd
Hatboro, PA. 19040
7im Jacquelin,
Real Estate Asset Manager
November 6, 2001
Office: 215-347-2414
�Mail: 7imi @fairbankscapital.com
Ramsey County
Department of Proper[y Records & Revenue
RE: 767-77 Payne Ave. St. Paul, MN 55106
PIN #29-29-22-43-0064
To Whom It May Concem:
Mailing Address
P.O. Box 1900
Hatboro, PA. 19040
Facsimile:
(801)270-7916
Fairbanks Capital Corp. acquired the subject property at foreclosure sale in December 2000. The borrower on this
property, Jon Conrad, defaulted on his payments. The borrower did not have the money to pay his mortgage, so it is
understandable that he would not have the money to pay taxes on his property. Because of this, Fairbanks Capital
Corp. was forced to foreclose on this property. Upon completion of the foreclosure sale, the property was
transferred to the REO Depaztment to be sold at fair market value. It was at this point that we leamed that the county
had taken title to this property for non-payment of taxes.
To make a long story short, we were unaware that this tax debt existed. Upon learning of this, I immediately
contacted our real estate agent working this assignment and our foreclosure attorney to assist us in redeeming the
property. Thank you for your understanding with tfiis matter.
Regazds,
ti �--�_
Ji Jacquelin
Real Estate Asset Manager
Praperty Records and $evenue
Richazd ]. Wendt, Diviaion Manager
620B Govamment Center West
b0 West Kellogg Boulevard
St. Paul, MY 55I0&1567
fax transmittal memo Number of Pa es: 1
To: Sf. Paul Code Enforcement From: Jim Carrofl
St.Paut Code Violations Ramsey Counry
Gity Hafl Court House Tax Fo�feited Lands
Room 190 50 W. Kellogg Blvd #6208
St.Paul, MN 55102 St.Paul, MN 55102-1557
Phone #: (651) 266-8443 Phone #: (B51) 266-2079
Fax #: (659) 266-8426 Fax #; (651) 266-2210
266-8689
SECOND REQUEST
December 17, 2001
Please check and send results for any past or current Code Violations on the
following property, P{ease fax to the above number.
Thank you_
767 Payne Ave.
29-29-22-43-0064
��A'f��s02'� "("1�)D VAGI�tJ'� � bJl l�ti l�{'U l IP� �?b�
CDM�uPd�}c� ��rr� �IP4'��JEr
(�-Zo-c�l � 2�� ,Uc� d�o�� /t��
r� - z3-cX� � 21�Z � Co �nnovr dtit� k-
Mlaneeota's F(ret gome Ruie Co�4y
6ltnlM on rmaled vaoervlNlmlNmumarl�lt me�mrn�fwu rcn��n�
DEC-20-2�01 11�10 CODE ENFORCEMENT
651 266 8426 P.02i0?
a�'��I
F�: ��-zs�z2ia
T�TAL P.02
r �
�, �
� ..
���.5"vG :cE..�.'
�.-
SPPD RMS QUERY
Address Search
Address Search: 767 PAYNE AV (Sector: 3 Grid: 74 ) for all available dates
Retrieved 58 records
Complaint #
01132570
01093867
01043745
01038292
07035803
01017215
01070849
01010829
Vl7m3L'b4
00262631
00238791
00225594
00204032
00194322
00128920
00128864
00120655
00096767
99150079
99102557
99094549
99081542
99076325
99076097
99076016
99071928
99059440
99052072
98184279
98164387
98164381
98758128
98155826
98141938
98141619
98114002
98092045
98083396
98080821
98076876
98062741
98060714
98038971
98036838
98031691
98031508
98023889
Occur Date 8 Time
06/30/2001 08:38
OS/1 M2001 03:14
03/06/2001 08:53
02/26/2001 12:35
OZ/22/2001 13:06
01 N 8/2001 12:34
01/16/2001 15:01
01 /16/2001 7 426
� vzsiz000 t t:os
12/28/2000 10:08
11/21/2000 22:00
11 /02/2000 19:05
10lO6/2000 13:35
09/24/2000 05.08
07/OM2000 2138
07/04/2000 20:53
06/24/2000 2127
OS/26/200018:17
09/11 /1999 21:18
07/OS/1999 22:33
O6/27/1999 11:38
06/06/199919:38
OS/29/1 999 101 5
O5/28H 999 23:47
OSI28/1999 22:23
O5/22/7999 0420
OS/01 /1999 0122
04H 8N 999 00:57
11l07/1998 12:44
10/03l1998 11:43
1 0/03/1 998 11:34
09/23H 998 76:43
09/1 9/1 998 14:59
08/29/1998 03 19
08/28/1998 20:19
07/1 9/1998 1 5:45
06/78/1998 00:15
06/04/1998 01:39
05/30/1998 21:06
O5/2M1998 20:32
OSl01 /1998 23:50
04l28/1998 2120
03/20l1998 18:07
03l16H 998 19:06
03/OS/1998 2327
03/OS/199816:02
02/19H 998 0937
Incident Type Disposition Apt#
FR.4UD RCV
INVESTIGATE RCV
INVESTIGATE ADV
INVESTIGATE ADV
INVESTIGATE ADV
INVESTIGATE ADV
OCC WARR SERVED RCV
DOMESTICS ADV
INVESTIGATE ADV
THEFT RCV
WARRANTARREST RCV
SEARCH WARRANT RCV
WARRANTARREST GOA
VANDALISM RCV
OTH ASLT DOM SS RCV
BURGLARY RCV
DOMESTICS SNR
DOBS ADV
VANDALISM DUP
INVESTIGATE GOA
INVESTIGATE ADV
INVESTIGATE ADV
FIGHTS ADV
OTHER ASSAULT ADV
DOMESTICS GOA
DOMESTICS ADV
DOMESTICS ADV
DOBS ADV
AGGASSAULT ADV
MISSING PERSONS RCV
RUNAWAY RCV
DOMESTICS ADV
LANDLORD NEIGHB SNR
INVESTIGATE ADV
LANDLORD NEIGHB ADV
D085 ADV
DOMESTICS ADV
DOMESTICS ADV
DOBS ADV
FIGHTS GOA
AUTO THEFT RCV
FAMILY-CHILDREN RCV
DOBS ADV
DOMESTICS ADV
DAR RCV
PREVIOUS CN ADV
INVESTIGATE ADV
26
2B
2B
28
28
2B
2B
2
2
2
2
2
2
MAIN
MAIN
2
2
`a
� �'7 �
Information requested by: (453500) 1 Printed at:11/13/2001 16:01:17
,
0�-Y�
r � ����
==
�c�c.� '!
SPPD RMS QUERY
Address Search
Address Search: 767 PAYNE AV (Sector: 3 Grid: 74 ) for ail available dates
Retrieved 58 records
98013&92
98001217
97167945
97127016
97123192
97120516
97119824
97107225
97091315
97023688
97027879
Oi/29l1998 19:59
01/03/1998 02:16
10/11/1997 00:00
OS/10/1997 00:00
08l04l1997 00:00
07/31/7997 00:00
07/30/1997 00:00
07/11 H 997 00:00
O6/18I7997 00:00
02/19H 99718:04
02/7 5/1 997 19:13
AGGASSAULT ADV
INVESTIGATE ADV
OTHER ASSAULT ADV
DOMESTICS GOA
PREVIOUS CN PCN
PREVIOUS CN PCN
INVESTIGATE ADV
INVESTIGATE SNR
LANDLORD NEIGHB ADV
WARRANTARREST RCV
DOBS ADV
information requested by: (453500)
2
2
DOWN
2
FLRi
2
2ND
Printed at:11/13/2001 16:01:17
�Resolu$ion
Board of
Oa�=6�
Ramsey Countz,� Commissione�
Presented By Commissioner Rettman Date December 21, 1999 No. 99-507
Attention: gudgeting and Accounting pa 1 of 5
Dorothy McClung, Property Records & Revenue ��
Tax Forfeited Lands
WHEREAS, Tne Ramsey County Board of Commissioners desires to
establish a repurchase policy for tax forfeited lands that is
consistent eaith Minnesota Statutes and reflects the Board's
standards for promoting the public interest; and
P7HEREAS, The Ramsey County Board intends to establish a fair
and equitable process for the repurchase of tax rorieited land that
will correct any undue hardship or injustice or promote the.use of
such lands that will serve the public interest; an3
WHEREAS, The Ramsey County Board of Commissio-�ers acknowledges
the responsibility of local governments to establish ordinances
governing the use and maintenance of prop�rt?es in their
jurisdictions and supports efforts of local governments to
strengthen neighborhoods by ridding the neighbornoods of nuisances;
Now, Therefore, Be It
RESOLVED, That the Ramsey County Board of Commissioners will
approve a repurchase application of tax forfeited lands by a prior
oc•�ner upon a finding by the Board that such rep•archGse either will
correct any undue hardship or injustice res�:lting from the
forieiture or that such repurchase cai11 promote the use of such
lands that will best serve the public interest; and Be It Further
RESOLVED, That a repurchase application will be processed by
Property Records and Revenue in the following manner;
a) Recommendation of P9unicipality
Each repurchase application will be referred to ti;° municipality in
which the property is located. The municipality cvill document
wnether the property is considered a municipal problem based on
documented police, building code, illegal activity, or health
violations within the past five years.
RAMSEY COiJ�'TY BOARD OF C0�f�1ISSI0\'ERS
YEA NAY OTHER
.y Bennett
Lmo Guerin
Sue Haigh
Rafael ORega
Victoria Reinhardt
Janice Rettman
Jan �Viessner
Rafael Ortega, Chair
B (Continued)
Y
Bonnie C. 7ac�elen
Chief Clerk - County Board
�@SOIl.9t101'1
Board of
oi-��
.laamse�. Cou�atz� Commissioners
�Presented By Commissioner Rettman Date December 21, 1999 No. 99- 507
Attention: gudgeting and Accounting Paa� 2 of 5
Dorothy McClung, Property Records & Revenue
Tax ForPeited Lands
b) Resolution by a Municipality
The municipality, by resolution, shall recommend that
Board approve or deny the repurchase application and
repurchase application to Ramsey County along with the
and documentation of any violations.
the County
return the
resolution
c) Recommendation of the Director of Property Recorns and Revenue
If a municipality finds no.violations in the past five years, the
Director will forward the application to the County Board with the
recommendation to approve the application. If a municipality finds
that violations have occurred wiChin the past iive years, but
recommends approval of the application, the Director will recommend
approval and transmit the entire record to the Chief Clerk for
referral to the Chair of the Finance, Personnel and Management
Committee. If the municipality finds that violatio�s have occurred
within the past five years and recommends denial of the
application, the Director will recommend denial and transmit the
entire record to the Chief Clerk for referral to the Finance,
Personnel and Management Committee; and Be It Furth�r
RESOLVED, That a repurchase application referred by the
Director to the Finance, Personnel and Management Committee will be
handled in the following manner:
a) Notification
The Chief Clerk will schedule a hearing on each
application before the Finance, Personnel and Manag2ment
Property Records and Revenue will send a notice to the
notifying the applicant of the time and date of th
Notices will also be sent to the municipality and any oth
who have asked to receive such notices.
RAMSEY COWi TY BOARD OF COMMISSIONERS
YEA NAY OTHER
Tony Bennett
Dino Guerin
Sue IIaigh
Rafael ORega
Victoria Reinhardt
Janice Rettman
Jan �Viessner
repurchase
Committee.
applicant
e hearing.
er persons
_ Rafael Ortega, Chair
— B - (COntinued)
- y
Bonnie C. Jackzlen
Chief Clerk - County Board
Resolution
Board of
�llamsez� Countz� Comm.�ssioners
oa �x�
Presented By Commissioner Rettman Date December 21, 1999 No. 99-507
Attention: gud etin and Accountin �
g 9 g PGg.. 3 of 5
Dorothy McClung, Property Records & Revenue
Tax Forfeited Lands
b) Hearing procedures
The Finance, Personnel and Management Committee wi11 review the
application and the recommendation from the municipality. Ti!e
applicant will be allowzd to present any information that may be
pertinent. The Chair of the Committee may alloc•� other interested
persons to present pertinent information. Based on the information
presented on the application, - the recommendation from the
municipality and information presented at th2 hearing, the
Committee wi11 recommend approval or denial of the application. The
Committee may include restrictions or conditions o�! the repurchase.
The final recommendation of the Committee will b2 forwarded to the
Ramsey County Board oi Commissioners.
c) County Board Procedures
Recommendations from the Finance, Personnel and Management
Committee will be included in the administrative agenda of the
County Board. The County Board �vill consider the recommendation
and record from the Committee. No additional testimony will be
permitted unless a majority votes to allow suc� testimony. _he
County Board may approve the application, deny the application or
approve the application with restrictions or conditions on the
repurchase.
For every repurchase application considered by the County
Board, the final resolution will contain 1.) P_ determination of
whether or not undue hardship or injustice resulted from the
forfeiture and whether repurchase will correct th� undue hardship
or injustice; and 2.) A determination of wh=ther or not the
repurchase will promote the use of the property that best serves
the public interest; and Be It Further
RAMSEY COiJ�TY BOARD OF CO�iMISSIONERS
1'EA A'A1' OTHER
y Bennett
Lino Guerin
Sue Haigh
RafaelORega . .
Victoria Reinhardt
Jnnice Rettman
Jan �Viessner
�
�
Rafael Ortzga, Chair
(Continued)
By
Bonnie C. Jackelen
Chief Cterk - County Board
Re�olution
Board of
Ramsey Courity Commissioners
oa�<�
PresentedBy Commissioner Rettman Date December 21, 1999No. 9 9 - 507
Attention: Budgeting and Accounting Page � of 5
Dorothy McClung, Property Records & Revenue
Tax Forfeited Lands
RESOLVED, That repurchases,
terms as described herein:
a) Homestead Property
if approved, will be allowed on
Except as provided in clause c) below, repurchasers of property
classified for property tax purposes as homestead property at the
time of repurchase, will be allowed�installment payr.ients calculated
in accordance with Minnesota Statutes, section 282.2'01, Subdivision
1. .
b) A11 Other Property
Except as provided in clause c) below, repurchasers of
non-homestead property will be allowed installment payments
calculated in accordance with Minnesota Statutes, section 282.161,
Subdivision 3.
c) Payment in Full
If the County Board has good cause to believe that -a zepurchase
installment payment plan for a particular parcel is unnecessary and
not in the public interest, the County Board may require that the
entire repurchase price be paid in full as a condition of the
repurchase. If the applicant has had repurchase contracts on the
same or other properties which were canceled or, if a current
contract, are in arrears and a cancellation ?s pending, the
repurchase will require payment in full; and Be It Further
RESOLVED, That the County Board imposes the following
additional restrictions on repurchases:
RAMSEY COLNTY BOARD OF CO�fMISSIONERS
YEA " NAY OTHER
Tony Bennett
Dino Guerin
Sue Haigh
Rafael Ortega
Victoria Reinhardt
Janice Rettman
Jan �Viessner
�
Rafael Orcega, Chair
(Continued)
B
Bonnie C. Jzckelzn
Chief Clerk - County Board
Resolution
Board of
Ram.sey Coun�y Comm.YSSZOnet
Presented By Commissioner Rettman Date December 21, 1999 No.
Attention: Budgeting and Accounting paa� 5 of 5
Dorothy McClung, Property Records & Revenue
Tax Forfeited Lands
oa--�'�
99-507
a) Code Compliance
Any property that is being repurchased but i;
of repurchase shall be subject to code compl:
shall present and file a certificate of co
Director within six months from the date of
The certificate of code compliance must
appropriate city official and must' indicate
been inspected and that it conforms vrith ar
and zoning lacas applicable
condeaLned at the time
ance. Tne repurchaser
le co����liance with th�
County Board approval.
be certified by an
that the property has
y ordinances, buildina
to the property. These conditions of
repurchase will be entered on the repurchase receipt and, if the
repurchaser defaults on the cocle compliance r�auirement, the
repurchase and the installment contract shall be subject to
cancellation as provided in PQinnesota Statutes, section 559.21.
b) Insurance Requirements
Repurchasers of tax forfeited properties that have structures and
are being repurchased under a contract must provide proof oi
insurance in an amount eaual to the Assessor's market value of the
structure and must have P.amsey County listed as additional insured
on the policy; and Be It Further
RESOLVED, That this policy is effective for all nea� repurchase
applications received after January 1, 2000 and supersedes
Resolution 97-3�2; and Be It Further
RESOLVED, That the Property Records and P.evenue Departm2nt
will work cvith the City of Saint Paul, its plan�ing councils and
the other municipalities in Ramsey County to exolain the ta�:
forfeited processes and provide sample resolutio:�s for use by the
city councils.
RA�ISEY COIJ�'T1 BOARD OF CO�•fYSISSIO\'ERS
YEA NAY OTHER
iy Bennett X
io Guerin X
•e Haioh �_
.fazlORega �_
VicroriaReinhardc �_
Janice Rettman _��
Jan 1Viessner =�_
Rafael Ortega,
Bonnie C. Jackzl
Chief Clerk - o ry Board
COMMISSIONER DISTRICT 6
767 PAYNE AVE
ST. PAUL, MN
29-29-22-43-0064
N Oa�'�'f.
W�E
s
�
�
�--
�
i
C
�
�
z
0
�
w
c�
0
w
BUSH AVE
REANEY AVE
�
I�
I
i
Q
w
�
Q
�
�-
i
�
i
�-
�—
I
�
I