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02-713ORIGiI�AL 2 3 4 5 6 7 8 9 10 11 Presented By Referred To Council File # � %S. � � � � Resolution # RESOLUTION RECITING A PROPOSAL FOR A FINANCING PROGRAM FOR A MLJLTI-FAMILY RENTAL HOUSING DEVELOPMENT, GIVING PRELIMINARY APPROVAL TO THE PROJECT AND THE PROGRAM PURSUANT TO MINNESOTA STATLTTES, CHAPTER 462C, AUTHORIZING THE HOUSING AND REDEVELOPMENT AUTHORITY TO ISSUE HOUSING REVENUE BONDS AND AUTHORIZING THE PREPARATION OF NECE5SARY DOCUMENTS AND MATERIALS 1N CONNECTION WITH THE SAID PROJECT AND PROGRAM 12 13 (STRAUS APARTMENTS PROJECT) 14 15 (a) Minnesota Statutes, Chapter 462C (the "Act) confers upon cities, or housing and redevelopment 16 authorities or port authorities authorized by ordinance to exercise on behalf of a city the powers conferred by 17 the Act, the power to issue revenue bonds to fmance a program for the purposes of planning, administering, 18 making or purchasing loans with respect to one or more multi-family housing project developments within 19 the boundaries of the city; 20 21 (b) The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "HRA") has been 22 designated, by ordinance, to exercise, on behalf of the City of Saint Paul, Minnesota (the "City") the powers 23 conferred by Minnesota Statutes, Section 462C.01 to 462C.081; 24 25 (c) The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "HRA"), has 26 received a proposal from Straus Apartments Limited Partnership, a limited partnership organized under the 27 laws of Minnesota (the "Partnership"), that the IIRA undertake a program (the "Housing Program") to finance 28 a Project hereinafter described, through the issuance of revenue bonds, which may be issued in the form of 29 one or more notes (the "Bonds") pursuant to the Act; 30 31 32 33 34 35 36 37 38 (d) T'he Project to be financed by the Bonds is the acquisition of an existing building located at 350 Sibley Street and its renovation into a multifamily rental housing project consisting of approximately 49 units; (e) The proposal calls for the HRA to loan the proceeds realized upon the sale of the Bonds to the Partnership pursuant to a revenue agreement or agreements wherein the Partnership will be obligated to make payments at the times and in amounts sufficient to provide for the prompt payment of principal of, premium, if any, and interest on the Bonds and all costs and expenses of the HRA and the City incident to the issuance and sale of the Bonds; Green Sheet # e1 O�� S S 39 ORIGI�AL �'�-��� 40 (fl The City desues to facilitate the acquisition and construction of a multifamily housing facility within 41 the City; and the Project will assist the City in achieving these objectives; 42 43 (g)A public hearing on the Housing Program and the Project was held on this date following duly 44 published notice, at which time all persons that desired to speak were heard; and 45 46 (h)No public official of the City has either a direct or indirect financial interest in the Project 47 nor will any public official either directly or indirectly benefit financially from the Project. 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 NOW THEREFORE, BE IT RESOLVED by the City Council of the City of Saint Paul, Minnesota, as follows: 1. The City hereby gives preliminary approval to the proposal of the Partnership that the City undertake the Project, described above, and the program of financing therefor, pursuant to Minnesota Statutes, Chapter 462C, consisting of the acquisition, construction and equipping of a multifamily rental housing project within the City pursuant to the Partnership's specifications and to a revenue agreement between the HRA and the Partnership on such terms and condifions with provisions for revision from time to time as necessary so as to produce income and revenues sufficient to pay, when due, the principal and interest on the Bonds in the total principal amount of approximately $5,500,000 to be issued pursuant to the Act to finance the acquisition and construction of the Project; and said agreement may also provide for the entire interest of the Partnership therein to be mortgaged to the purchasers of the Bonds, or a trustee for the holder(s) of the Bonds; and the City, acting by and through the HRA hereby undertakes preliminarily to issue its revenue bonds in accordance with such terms and conditions; 64 2. On the basis of information auailabie to the City it appears, and the City hereby finds, that the 65 Project constitutes a multifamily housing development within the meaning of subdivision 5 of Section 66 462C.02 of the Act; that the availability of the financing under the Act and the willingness of the City to 67 furnish such financing will be a substantial inducement to the Partnership to undertake the Project, and that 68 the effect of the Project, if undertaken, will be to encourage the provision of multifamily rental housing 69 opporhxnities to residents of the City, and to promote more intensive development and use of land within the 70 City; 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 3. The Project, and the program to finance the Project by the issuance of the Bonds, is hereby given preliminary approval by the City subject to final approval by the HRA, the Partnership and the purchasers of the Bonds as to ulfimate details of the financing of the Project, all subject to the availability of an alloca6on of tas exempt bonding authority for the Bonds. 4. Pursuant to Chapter 72, Saint Paul, Minnesota Administrative Code, the City hereby authorizes and directs the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "HRA") to issue the Bonds to finance the Project and to take a11 actions necessary or desirable in connection therewith, and no further approval or authorization of the City sha11 be required; provided that the HRA may, in its discretion, authorize the Board to issue the Bonds and to implement the program approved hereby, and the City hereby consentsthereto; 5. The Partnership has agreed and it is hereby determined that any and all costs incurred by the City or the HRA in connection with the financing of the Project whether or not the Project is carried to completion and whether or not approved by HRA will be paid by the Partnership: Carlsoap/Strauss/CC Bond 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 _. ;; . ; f� � o�.��,� ��viiv.r 6. Bnggs and Morgan, Professional Association, acting as bond counsel, and such investment bankers as may be selected by Partnership, with the consent of the HRA, are authorized to assist in the prepazation and review of necessary documents relating to the Project and the fmancing program therefor, to consult with the City Attorney, Partnership and the purchaser of the Bonds as to the maturities, interest rates and other terms and provisions of the Bonds and as to the covenants and other provisions of the necessary documents and submit such documents to the HI2A for final approval; 7. Nothing in this Resolution or the documents prepazed pursuant hereto shall authorize the expenditure of any municipal funds on the Project other than the revenues derived from the Project or otherwise granted to the CiTy or the HRA. The Bonds sha11 not constitute a charge, lien or encumbrance, legal or equitable, upon any property or funds of the City or the I-IRA except the revenue and proceeds pledged to the payment thereof, nor shall the City or the HIZA be subject to any liability thereon. The holders of the Bonds shall never have the right to compel any exercise of the taxing power of the City or HRA to pay the outstanding principal on the Bonds or the interest thereon, or to enforce payment thereon against any properry of the City or the IIRA. The Bonds shall recite in substance that Bonds, including the interest thereon, aze payable solely from the revenue and proceeds pledged to the payment thereof. The Bonds shall not constitute a debt of the City or HRA within the meaning of any constitutional or statutory limitation. 8. In anticipation of the issuance of the Bonds to finance all or a portion of the Project, and in order that completion of the Project will not be unduly delayed when approved, the Partnership is hereby authorized to make such expenditures and advances toward payment of that portion of the costs of the Project to be financed from the proceeds of the Bonds, as the Partnership considers necessary, including the use of interim, short-term financing, subject to reimbursement from the proceeds of the Bonds if any when delivered but otherwise without liability on the part of the City or the HRA. Adopted by the City Council of the City of Saint Paul, Minnesota this 7`" day of August, 2002 Adoption Cez By: Approved by By: Fosm Approve �y Carlsoap/Strauss/CC Bond Adopted by CounCil: Date �-a O'� Requested by Department of: DEPARI'MCNT/OFFICE/COUNCIL: DATE INI1'IATED GREEN SHEET Nor 202155 O a� �� PED July 23, 2002 ' CONTACI' PERSON & PHONE: INITTAI✓DATE INl'[7AIJDATE Allen Cazlson, 266-6616 � z nsraa�rngN•r Dix crrY cLIIUc MUST BE ON COUNCII. AGENDA BY (DATE) �IGN _ MIMBER 3 CI'1'Y ATTORNEY McCali 6 COUNCIL RESEARCH Arrgust 7, 2002 - PIIBLICIIEe1RING FoR ROUTING 5 flNANCIAL SERV DIIL _ FINANCIAL SERV/ACCTG ORDER 4 MAYOR (OR ASST.) 1 TEAM LEADER TOTAL # OF SIGNATiTRE PAGES 1_(CLIP ALL LOCATIONS FOR SIGNATURE) ACTION REQUESTED:Sign attached resolution reciting a proposal far a financing program for conversion of Straus Building into multi-family rental housing; giving preliminary approval of the project; authorizing the HRA to issue housing revenue bonds and prepazation of redevelopment agreement. RECOMIvIENDATIONS: Approve (A) or Reject (R) PERSONAI. SERVICE CONTRACTS MUST ANSWER THE FOLLOWING � QUESTIONS: PLANNING CONA�IISSION 1. Has this person/f¢m ever worked under a contract for this depaztrnent? CIB COMIvII1"I'EE Yes No CIVII. SERVICE COMIvIISSION 2. Has thu pecson/fi�m ever been a ciTy employee? Yes No 3. Does this person/firm possess a skill not �omtally possessed by any current ciry employee� Yes No Explain all yes answers on separate sheet and attach to green sheet INITIATING PROBLEM, ISSUE, OPPORTUIVITY (Who, What, When, Where, Why): Sherman and Associates, Inc. (Developer) purchased the vacant, historical Straus Building located at 350 Sibley Street and Fifth Street. The Developer is proposing to convert the building into 49 units of rental housing of which 10 units will be affordable to households at or below 30% of AMI. The first floor will be 7,800 sq. ft. of commercial space. In order to finance the project the Developer is requesting the HRA to issue up to $5.5 million of housing revenue bonds which will be paid back from project revenues and tas increments generated from the $10.6 million development. PursuanT to Minnesota Statutes 462C the City Council must hold a public hearing, approve a housing program for the project and authorize the HRA the authority to issue said bonds. The City Council is only giving pzeliminary approval. Fina1 approval for the bonds will be with the HRA on August 14, 2002. ADVANTAGESIFAPPROVED: The bonds will be sold to U.S. Bank as a private placement mortgage note, thus there will be no investor banking fee. Approximately $1.725 million will be retired within 18 months of the issuance of the bonds. The primazy advantage of the bonds will be tha production of 49 units of housing of which 20% will be afFordable to very low income households. Secondly, a historic building will be restored and reused. Thirdly, a blighted, unsafe birilding will be restored thereby adding value to the neighborhood. Fourth, repayment of the bonds does posed a liability or obligation to the City. CeY1�' DISADVANTAGESIFAPPROVED: � � �� � V .• �/�. nisnnvnrrraces iF xor nrPxovEn: The building will remain vacant and a public safety nuisance. U` � v v �� � � TOTAL AMOUNI' OF 1'RANSACTION: N��- � � COST/REVENUE BUDGETED: �O/�, FUNDING SOURCE: ACTIVIT'Y NUMBER: sQ F�C'� C � FINANCIAL INFORMATTON: (EXPLAIN) This item will be budgeted for when it goes before the FII2A on August 14, 2002. 0 3.-�� MUI,TI-FAMILY RENTAL HOUSING PROGRAM OF THE CITY OF SAlNT PAUL, MINNESOTA, AND THE HOUSING AND REDEVELOPMENT AUTHORITY OF Tf� CITY OF SAINT PAUL, MINNESOTA August 7, 2002 Proposal; Authoritv. The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "I-IRA"), proposes to issue revenue bonds and to take other actions in furtherance of the objecrive of financing the acquisition, conshuction, and equipping of the multi-family rental housing project described herein (this "Program") pursuant to applicable authority conferred upon the HRA by the laws of the State of Minnesota, including without limitation Minnesota Statutes, Chapter 462C, as the same may be amended from time to time (collectively, the "Act"). Purposes. In creating this Program, the City of Saint Paul, Minnesota (the "City"), and HRA are acting in furtherance of their findings that the preservation of the quality of life in the City is in part dependent upon the maintenance and provision of adequate, decent, safe, sanitary, and affordable housing stock; that accomplishing the goals of this Program is a public purpose and will benefit the residents of the City; that the need exists within the Ciry to provide in a timely fashion additional affordable rental housing to and for the benefit of persons residing and expected to reside within the City; that there exist or are expected to exist persons within the City who are and will be able to benefit from and aze in need of the Program; that the Program is necessary in view of the limited resources that may be available to such persons relative to the expenses involved in accomplishing the type of objectives outlined in this Program in the absence of one or more of the forms of assistance described herein or otherwise available pursuant to the Act; and that the City and HRA hereby find that such forms of assistance aze often necessary for the benefit of such persons, families, and goals and that, furthermore, the successful implementation of the objectives of the kind described in this Program has been found to provide impetus for the development of other housing in the City, as well as the general development of the City, by other persons who are not the beneficiaries of such governmentally sponsored or assisted activities. Rental Housin� Puraoses. More particularly, the City and HI2A find that there exists a need for multifamily rental housing, alone due to a variety of factors, including that the cost of consriuction of multi-family rental units may in many cases prove economically unfeasible, given the high costs of consriuction and prevailing area rental levels, and that therefore appropriate levels of public assistance may be heipful and necessary in bridging that gap. General Description of the Proeram. This Program consists of the financing of the acquisition of an existing building and its renovation into a multifamily rental housing project consisting of an 49 unit residential rental project. The initial owner of the Project will be Straus Apartments Limited Partnership, a Minnesota limited partnership, (the "Company"). Under the Act, at least 20 percent of the housing units in the Project will be affordable by persons and families with adjusted gross income not in excess of 80 percent of inedian family income as estimated by the United States Department of Housing and Urban Development. Under federal 1424804v1 O'�--1�3 law, at least 20 percent of the units must be occupied by persons or families whose family incomes do not exceed 50 percent of azea median gross income or 40 percent of the units must be occupied by persons or families whose family incomes do not exceed 60 percent of azea median �oss income. The expected base monthiy rents will be approximately as follows: Studio $653 One Bedroom $761 - $960 Two Bedroom $908 - $1,300 Location. This Program is lunited to the Project. The Project is located at 350 Sibley Street in Saint Paul, Minnesota. Revenue Bonds. The amount of revenue bonds required to finance this Program is approximately $5,500,000. The proceeds will finance the acquisition, conshuction, and equipping of the Project and pay costs of issuing the bonds, and may be used to establish a reserve. The Project will be operated as a multifamily rental housing development within the meaning of Minnesota Statutes, Section 462C.02, Subd. 5. The HRA will issue multifamily housing revenue bonds (the "Bonds") pursuant to Minnesota Statutes, Chapter 462C.07, Subd. 1, and loan the proceeds of the Bonds to the Company to finance the Project. The HRA willloan the proceeds from the sale of the Bonds to the Company pursuant to a revenue agreement (the "Loan Agreement") by and between the HRA and the Company. The Company will be required, pursuant to the Loan Agreement, to make payments sufficient to pay when due the principal of, premium, if any, and interest on the Bonds. The Bonds may be shuctured so as to take advantage of whatever means are available or necessary and are permitted by law to enhance the security for and marketability of the Bonds. Substantially a11 of the net proceeds of the Bonds (the initial principal amount thereof, less any amounts deposited in a reasonably required reserve or paid out as costs of issuance of the Bonds) will be used to pay the costs of the Project, including any functionally related and subordinate facilities. The I-IRA has adequate existing capacity to administer, monitor and supervise the Project in order to insure that the Project will be consistent with the HI2A's Housing Plan. The Company will construct the Project in compliance with all applicable development restrictions, and a11 new constnxction and rehabilitation of the existing buildings is subject to applicable state and local building codes. The Company will be required to operate the Project in accordance with state and local anti-discrimination laws and ordinances. The wsts of the Project and the Program undertaken to finance the Project, including specifically the costs to the HRA, will be paid or reimbursed by the Company. Housin¢ Plan. The City and HRA hereby adopt the Comprehensive Housing Plan of the City of Saint Paul as the housing plan relating to the Project. 1424804v1 oa.-1�� Monitorin¢. The Program will be monitored by the HRA. The HRA expects to enter into or continue suitable agreements with necessary parties to ensure consistent compliance with the objectives of this Program, as well as with the requirements of applicable law. Meetine Needs; Methods. The Program will meet the need for rental housing. The City and IIRA believe that this Program will help meet the identified needs under this Program. The specific methods anticipated to be used include the issuance of revenue bonds under the Act to provide feasible financing for various aspects of the Program so undertaken. The IIRA will monitor the implementafion of this Program pursuant to its loan agreement for the Project. Authorization. The Program is undertaken pursuant to Minnesota Statutes, Chapter 462C and is consistent with the III2A's Program. 1424804v1