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264441 WHITE - CITY CLERK PINK - FINANCE T CO1111C11 �64441 BLUERY- MAYORTMENT��/� D�� GITY OF SAINT PAITL File NO• -- - Council Resolution Presented By Referred To Committee: Date Out of Committee By Date RffiDLV'�, upca recommmdatian of the Health and Welfaxe In�wrance Adv3.scry Cc�nittee, that the present 13fe inauranee eontract betireen the �Iinnesota Mutua7. Li�e Iaa�arance Company and the City Af Saint Paul be continued., in its p�esent entire farm, fbr the calendar year c� lqjs and be it Ft�� RF54LV� that the premi.t� for sa3d contract far the yeax of 19F(5 rex�ain the same aa the p�eaniums of the prese�►t cont,ract Por the year of 197�, sa�id p�re�i�s ta be sa fo]1c�xs: A. CitY P�4Y �P�Yee Cc�vere►,8e ($5400) - $ 2.8() Per Mnnth B. Optional Empl�ryee Pay Coverage - Rate per $l,W(i 1.) E1�Playee under age �U $ .30 Per Month �P�Yee age �+o - �9 $ .6o Per 1�dc>nth Fia�ployee age 5Cf - 5� $ 1.10 Per l�Cmth �ployee age 55 - 59 $ 1.6t) Per l�nth F�ployee age 6Q - 64 $ 2.h0 Per �oath 2.) Dependent Coverage , � �lppp $ 1.t)4 Per �bs�h $`L000 $ 2.� Per Irbath �3ppp $ 3.�4 Per 1�nth And be it FE�TH� R�OLVED that in o�d.er t,o �tabilize eYperie�nce ar�d grsvide for a m�re can- �istent pattern of probable dividend retvrns, the Minnesota l�hitvml. will a1lACate a part oP the gross dividenct a�ilable, nat exeeed:ing 1t�, of' �remivui receiv�d in �ay ene year, to a sir�bili- zation reserve until sueh resezw� reaches a l�vel. eqtial to 5f�► of the ct�rr�nt aanu.al. p�e�ni.un. Minnesc#.a Mutual credits interest to stabilizstion reserves, eurren�ly at E� �v,ally, a�d be it FII+TAI�bY RESO�V"ID, that the City Clerk be instructed. to send a copy af this resolution to the Minnesota Mutual Life Insurance Compar�r. COUNCILMEN Reqqested by Department of: Yeas I� NL'h��.8"�eri8@TL � � Hozsa -�— In Favor Levine go�,� � Against BY S lvester Tyeciesco • E4�resident Hunt F'orm Appr ed b City A rney Adopted by Council: Date ANT A � ��_ . Certifie se by Council retary � BY y 2 Approve Mayor: Date Approved y yor o t C unc 1 By BY PUBUSHED NOV 21974 ' 3 �,�• � '� ! A � !Y gY,l�l � « k tl B m� �k�����. Civil Service Commission AUL -=Director of Personnel Mrs. Ruth D.Schwarzwalder,Chairman � , , , ,; Thomas D. Gleason Mr. Harry H.Gaston �,,'�V�L S , � E OFFICE Mr.A. R. (Dick)2angs � R w Assistant Director : Bernard P.Wright w M ! # �. ��.. t.iii4 ST. PAUL, MINNESOTA 55102 � ` 4etober 10, 197�t Idr. F�abk D. M�rzitelti City Ad�inistrator 365 cit� xau saint Paul, Mi�ttesota Dear 1�. Merzitelli: We are attaching hereto for yrrar re�riew and app�ova�., resolt�tioas rene�ring the life, Y�ospital aad �edical insur�nee ccverages, for the eapl�oyees of the City of Saint Paul at the p�e�i� rates Piled xith the City prior tc September 1, 1974 for the yrear 1975. Provisions for a11 these cciverages �ere made in the lgf5 b�tdget request. The FIesi,l.th and Welfare Insnrance Advisory Comnnittee re�ri�red. all the rates submitted. and una�aim��s�y rece»mnesded that the attsehed resolutionffi be app�cved by tbe Citq Couacil. For your iaf'ormation, the life inst�rt�ce rates rema�.n the �ame, Blue Cress-Mii rate� �ere redueed abont 1°� and Grcup Health Plan, Incorporated's ratee increased approxim�tely 11.�. IP these resolutions meet with ,notlr approval, kinc3.],y see that they get to the City Council for their consideration. Yery tru].y y�ours, �!iJ"�""_ J C. 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' .��M i.���'��i � ��; �'•�^�"���� � C+h' }� ����`��� . - . .•�i��I��i��I�����W�� /� �{r I� r��,�:���M� �*��� i 3 l '3'��', / /. . .r . �`�:��/��� �+��#�I ��J11��1�„����?� � .;4� �.,��� / � . ��.� ��.�����r1�'.t���;����,��"�1���� � � � .��� �� ���1 � � � � f � ��`� �� � � � � q� �� `� r ; ��•y'�y� r �, ri � �a: -�: ' � . � - . . � .�"R"r" ���' , . f .,'�` Y `R�,;. _ � �. ra a ,ry. � . � . � . . . . q .. :.�'R `x v�,,'a .� ,. � . . .� �T.� a<�� r �� � � r� 1� . ,. �i � � / � � - ' d \�� 4 • � . � . . I �� � :t �� . �� � �� ' � I� � �,.�'�!' �.1 \ �. ��.;�Y � � � „ r � . � " �_ . . . ' �� > � �i j' � �'� • � � n, ,�-�� r ( k.k �' � "�. " , � � u' � �; .. .: ; . .. . . , , , : , : � ; � . �.�� , , • . \ . •:�.� K Yi .l�__ . � : . ; ' .. � ` . , ;; / ,, . � �.5 S �_� t � . , '� � . , � . ' . ��� � . - ' k� .K£ �}��d ; . r f, 'r ;'§s' + ��� �� . , ,� . � r . � �� ' f � Y`' � `'� r � ,� Y - . � � ' i � a ;/ ,�f� � �n t ,� .: f �. . ,. � I ' .!•� �,la.`� '�l A �,rr tz� a' 6 • � , �# �(�. � r:t r ,� o e � x � . �' . . i�� ..-j �t�X � 5 � � . ' . . � � � . . ��' ,i i r' � � �. � /` � � � , ��� � • ! .r � } �� i t b r '� _ .�x �x ���'' . . . . . . . . .. 'i �,� .� x ..� + \ � � � ,:� f��j , , . i` 'a , .4` . � � , . �ry . .. � - _ , � `�NESO � � �' � ��� •� � . . 3 `�`� �= , �: ���f`�/ AL �' THE MINNESOTA MUTUAL LIFE INSURANCE COMPANY 345 Cedar Street, S¢int P¢ul, Minnesota 55101 • Telephone 298-3500 Are¢ 612 August 30, 1974 The Honorable Mayor Cohen & City Couneil Members City of St. Paul St. Paul, Minnesota 55102 POLICY N0. 365'379-G Under this policy the City of St. Pau1 provides optional life i.nsurance paid for by its employees. Amounts of insurance in excess of $15,00'O are experience rated on a nonparticipating basis to comply with the requirements of City Council Resolution C.F. No. 263562. Minnesota Mutual will be pleased to renew this coverage at the following current monthiy rates: � Ra.te Per $T,000 Under 40 $ .30 40 to 49 .60 50 to 54 1.10 55 to 59 1.60 60 to 64 2.40 In order to stabilize experience and provide for a more consistent pattern of probable dividend returns, we will allocate a part of the gross dividend available, not exceeding 10% of premium received in any one year, to a stabilization reserve until such reserve reaches a level equal to 50% of the current annual premium. Minnesota Mutual credits interest to stab3.lization reserves, currently at 6% annually. The Minnesota Mutual appreciates this opportunity to serve the City of St. Paul and its employees. My staff and T also thank city officials and employees for the helpful cooperation we have received in administering this insurance program. Sincerely, � �� / : �f�'� '►'► l�/��j/�-�'��K.�� John W. Grantier, Assistant Actuary and Director of Group Administration JWG:km i ��:}; �`� :�1 a* :y,S r � ?.�� �f +; �zt� $��';+ �t, �°�' �r� i°t`�,a.�`" i'"��,q r�'�';�9�' ��ixm'k'i'4� p� � 't ;4 •':d zha J:i't '"r,a'`y�va`wj�„� Ytit`1 „a'�r '�'r�..�'d�� �'�' ,, aa��., -tp�^', r �i ylr b *s'.. �t � ,F '�¢ � � 1., � h.. �, � tl c .�, � �.t � �'.: �r r ' �::'tY#�� ��:; �.,4.,.:� �^.,� <,�' M r�l...- r � o-°_ �}�4tk.;���:� � t� . d i.; t:ti� .. �' ry -y �.-n " x e� � 4 i 't�A`�?.} ��`ii c' �1 � �� a� � c - `� ylt.� �-� ,.."� � r hS-',t �� �c t��. a w'��� a .� _..a `i. � .,���' �., G. t . ..� G ��' �,;f �.+o A / �F �� ` � -u� ',�7u+M1/l a�.�. P ,�c l�g. F lI � � }� d'..r 1(., �j�.;, '�"� ��'. .,p��s � tl�^` y{ , ��, ..aa t e �:� 'I' "x �. 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J , a .. .�,✓ . . - -NE - �� so�, � � � � � C � �: � C ��� A1. ��� � THE MINNESOTA MUTUAL LIFE IN8URANCE COMPANY 345 Ced¢r Street, Saint P¢ul, Minnesot¢ 55101 • Telephone 298-3500 Area 612 August 30, 1974 The Honorable Mayor Cohen & City Counc3l Members City of St. Paul St. Paul, Minnesota 55102 POLICY N0. 2881-G Under this policy the City of St. Paul provides group life insurance and accidental death and dismemberment benefits without cost to its employees. For the year beginning January 1, 1975, Minnesota Mutual L3fe wi11 be plea.sed to renew these coverages at a monthly rate of $.56 per $1,000 life insurance including accidental death and dismemberment benefits. Under this policy dependents life insurance is also available to the employees but at their own expense. The Minnesota Mutual would be pleased to renew this coverage at the current monthly rate of $1.00 per $1,000 of dependents life insurance. The Minnesota Mutual appreciates this opportunity to serve the City of St. Paul and its employees. My staff and I also appreciate the helpful cooperation we ha.ve received from city officials and em.ployees in our administration of this i.nsurance program. S i.nc er ely, �(�� G�.����� John W. 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