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01-268ORlGfNAL _FOrm Approved by City Attorney Green Sheet # RESOLUTION CITY OF SAINT PAUL, MINNESOTA Presented By Referred To o�-Z�Y iv \'15 7 ', Council File # Resolution # Committee: Date Resolution Approving the Housing Action Platt 2001 2 0 WF-IEREAS, the City Council adopted the Housing Plan, a chapter of the Saint Paul Comprehensive Plan, on March 24, 1999; and WHEREAS, the Housing Plan states the City should develop an annual housing action plan; and 10 11 12 13 14 15 16 17 18 WHEREAS, a task force was co-convened by the Local Initiatives Support Corporation and the Housing Roundtable to work with staff of the department of Planning and Economic Development in preparation of the Housing Action Plan 2001; and WHEREAS, the Housing and Redevelopment Authority (HRA) Board of Commissioners reviewed the Housing Action Plan 2001, approved the plan with an amendment to section 3.4 by adding sub-section c. "develop a specific City of Saint Paul strategy to address emergency housing issues," and recommended to the City Council the adoption of the plan. NOW, THEREFORE, BE IT RESOLVED, by the City Council of the City of Saint Paul, Minnesota, 19 that the Housing Action Plan 2001 is approved as recommended by the IIRA Board. Reguested by Department of: Planning & Economic evelopment By: Adoption Certified by Council Secretary By: Approved by Mayor: Date GL G(7�/ By: � //r K:\Shared�Ped�PEL1TERV�ap\Ol\ccrw.wpd � � � r By: ) v � ✓ Approved by Mayor for Submission to Council By: �_-__ Adopted by Council: Date � ` � DEPARTMENT/OFFICE/COUNCQ.: DATE INITfATED GREEN SHEET No.:ioi7s� o�—acY PED 3/7/Ol CONTACI' PERSON & PHONE: ` e 1'E ➢v�T1Ai,mA7'E Gary Peltier, 6-6619 ��i I DEPARTMQ�IT DIIL 4 CITYCOUNCII. MUST BE ON COUNCII, AGENDA BY (DATE) �IGN ? CITY ATIORNEY _ CITY CLERK � gNUMBER 3 MAYOR(ORASST) . — CIVIL ERVICECO ION r� 011 'd.8o l - ROUTING Tom Meyer ORDER TOTAL # OF SIGNAT�JRE PAGES 1(CLIP ALL LOCATIONS FOR SIGNATORE) acnox �QVES�v: Execution of attached City Council resolution for the approvaJ of the Hous'v} �n Plan 2001. �� '^ "��'� �°�,�-�� RECOMMENDATIONS: Approve (A) or Reject (A) PERSONAL SERVICE CONTRACTS MIJST ANSWER TfIE FOLLOWING QUESTIONS: , PLAMQING COMIvIISSION 1. Haz ihis person/fim� ever worked under a contract for this depaztrnent? CB WMbIIT1'EE Yes No CIVIL SERVICE COMNIISSION 2. Haz this person/firm ever been a ciry employee? A HRABoazd Yes No 3. Does [his perso�/fivn possess a skill not nortnally possessed by any current city employee� Yes No Explain all yes answers on separate sheet and attach to green sheet INITIATIlVG PROBLEM, ISSUE, OPPORTUNTTY (Whq What, When, Where, Why): Adoption of City Council resolution approving the Housing Action Plan 22001 ADVANTAGES IF APPROVED: Provides direction to PED about 2001 housing development and fmance activities. DISADVANTAGESIFAPPROVED: �IAR O 7 Z�l� a None. Cll"Y ATTORNEY DLSADVANTAGES IF NOT APPROVED: Plan satisfies the Metropolitan Council's requirements for the City to participate in the Livable Communities pxogram. If not approved, it may jeopardize future receipt of Met Council funds TOTALAMOUNTOF'fRANSACTION:$ NA COSTlREVENUEBUDGETED: FONDING SOURCE: AC'1'f VITY N[JMBER: FINANCIAL INFORNSATION: (EXPLAIN) K \SM1a�N�P�WII.TIER�DOCS\GREENSEE�ET PAM wpd .� [.� •FIOUSING AND REDEVELOPMENT AUTHORITY OF THE CITY OF SAINT PAUL, MINNESOTA 01-�� REPORT TO THE COMMISSIONERS DATE: Fehruary 28, 2001 REGARDING Housing Action Plan 2001and Resolution Endorsing the Pian and Adoption by tfie C'�ty Council, Citywide Background Staff submitted to the Board of Commissioners on December 13, 2000, the draft Housing Action Plan 2001 for the Boazd's consideration, approval and endorsement for the Ciry Council's approval. The Decembez 13, 2000, report also included the memoranduxn transmitting the proposed Housing Action Plan for year 2001 from the PED Director to the Mayor and City Council, and the Snmmary Report from the Housing Action Plan Task Force convened by LISC and the Housing Roundtable. On December 13, prior to adopting the action plan, the Board of Commissioners agreed to provide an �pportunity for interested organizations and individuals to review and provide comments to the draft plan. Additionally, the Board specifically requested that housing development and fixnding organizations carefuily review the draft plan and respond to the HRA on how the City's draft housing action plan complements their organization's anticipated workplan for 2001; i.e., aze the City's housing priorities and d'uections consistent with the work all the stakeholders anticipate will be the housing implementation activities during 2001. The HRA Board indicated on December 13, the Board would reconsider the draft housing action plan at its meeting on February 28, 2001, and give interested organizations and persons an opportunity to provide comments at the February 28th Board meefing. A letter transmitting the above information (attached) was sent to all District Councils and Community Development Corporations, and the following organizations: Family Housing Fund Fannie Mae's Minnesota Partnership Office LISC Metropolitan Council 1vIHFA Public Housing Agency Ramsey County St. Paul Area Associarion of Realtors • Wilder Foundation Lenders: US Bancorp, Wells Fazgo, Firstar and TCF Bank �2esponses to Request for Comments o �.a4r Staff received one response for the request for comments on the draft housing action pian. This response was from the St. Paul Housing Campaign. A copy of their letter is attached. Members of the Campaign aze thanked for the time and effort they have taken to provide comments on the draft plan. Staffrecommends the comments bv the St Paul Housine CamQai�n be considered as housing activities ate implemented durin¢ 2001 and staff and the Housing Action Plan Task Force will work with them on these issues and determine the appronriateness for incorporating comments in the action plan to be urepared for 2002. The Housing Action Plan Task Force has already adopted a schedule to work with staff in preparing the 2002 housing acrion plan. In response to the request to development and funding organizations, two responses were received, including LISC and the Macalester-Groveland Community Council. Recommendarion Staff recommends the HRA Board adopt the attached resolution, endorsing the Aousing Action Plan 2001 and its adoption by the City Council. Sponsor: Chair Bostrom Staff: Gary Peltier, 266-6619 ttachments 2. 3. 4. 5. 6. Letter from St. Paul Housing Campaign PED Memorandum requesting review of Housing Action Plan 2001 HRA Resolution PED Memorandum transmitting the Housing Action Plan 2000 to Mayor and City Council Housing Action Plan Task Force Summary Report Draft Housing Action Plan 2001 ►�J � February 8, 2001 St. Paul Housing Campaign 1671 Summit Avenue, St. Paui, MN 55105 6�'�� • Mr. Brian Sweeney Department of Plannin� and Economic Development 25 West Fourth Street St. Paul, Minnesota 55101 Dear Mr. Sweeney: We commend the City for addressing the critical shortage ofhousing through its Housin� Action Plan, particularly for affordable housing. Members of the St. Paul Housing Campaign stand ready to assist you in implementin� strategies and provide supportive services to ensure an increased supply of affordable housing to strengthen families in St. Paul neighborhoods. We urge the City to develop a political strategy through the leadershio of Mayor Coleman to secure maior Federal fundinQ increases for affordable housing in ST. Paul and the Metropolitan Area. HUD presently does not fund adequate production of new rentai affordable. (The tax credit program is available through the IRS). This is an essential strategy in meeting the goals of the Housing Action Plan. Additional Federal funding throu�h mortga�e subsidies, pro}ect based Section 8, increased tax deductions and increased tax credit strategies are proven viable �vays to increase affordable housing production. The St. Pau] Housing Campaign provides the following comments for inclusion in the final iinplementation of the Housing Action Plan —2001 for the City of St. Paul. Address how the deficiencies in goal accomplishments in the Housing Action Plan for 2000 of approximately 511 of new construction units including 40 at less than 30% of Area Median Income and 26 at less than 50% of AMI will be made up in 2001. These must be inc]uded in addition to the stated 2001 Qoals. Clarify that the Local Replacement Housing Policy is in addition to the goals stated in the Housin� Action Plan. Identify the number of housing units and affordable housing units (less than 30 % and less than 50 % lost due to demolition, conversion to market rate or other reason). Incorporate the replacement strateQies in addition to the stated goals of the Housin� Action Plan. Clarify that none of the replacement of lost units is being overlooked or double counted. Identify ho�v units being placed in service (being available for occupancy) annually, 2000, 2001, etc. is Yracked in relationship to units financed. The goals aze not met until piaced in service. City financing is merely a tool to assist housin� de��elopment. 4 Address the strategies the City will use cooperative with building owners and managers throu�h reasonable code enforcement to preserve housing units, particularly affordable � housing units which are the most at risk. Identify the financial commitment to these • strate�ies. Outline the preservation process the City �vill use to assist buildin�s from becoming completely deteriorated. . � .- i 5 Page 2 Identify the policies and procedures to ensure timely performance of builders & developers to produce housing that receives City, State or Federal funding through the City. Are there sanctions or penalties? Why or why not? Address the tracking procedures to monitor housing unit production in relation to goals. Identify the sYrategies the City will use to attract qualified developers who will meet the City's goals of affordable housing units Section 2.2 Strategies a Identify affordable housing units which could be rehabilitated. Rehab of abandoned or previously uninhabitable units could be counted as replacement. b Identify the amounts of TIF dollars, Section 8 Vouchers or certificates, and project based Section 8 which could be made available to increase affordable housing production. d ,.� �r Explore land trust strategies with tax forfeited properties for sustaining affordable housing. � Develop programs to provide density bonuses and flexible zoning to provide affordable housing. Use general obligation bond funding as a financin� tool as the City of St. Louis Park has done to preserve affordable housing. Section 3.0 Priority Second paragraph. 450 should read 750 Third paragraph include 10% less than 30% and 10% less than 50% 10 We strongly support the preservation of affordable housing units in 2000 tk�rou�h rehab strategies and the accomplishment of 530 units at less than 30 % AMI. 11 We support the goals of 750 new units in addition to the make up units of 511 deficient from 2000 and 600 rehab units for 2001 with all meetin� 10 °/a at less than 30 % AMl and 10 % at less than 50 % AMI for affordable housin�. However, we have serious reservations that these modest Qoals will not meet the market demand for affordable housine as suovorted bv the 2000 census data. Are these goais adequate to meet the Mayor's stated goal of 2500 ne�v units in five years? Demonstrate how the Housing Action Plan and its strate�ies will meet this goal particularly in light of the 2000 deficiency of 511 units. � 12 The Housing Action Plan must be updated to reflect al] of the data from the 2000 census as soon as it becomes available. r- : ' 13 � Page 3 The Housing Action Plan must recognize the disparity between the Area Median Income and the St. Paul resident Median Income and the resultin� greater need for affordable housing in funding decisions. _ 14 We urge the City to develop a study identifying the cost benefits of a greater supply of affordable housing which wiil produce greater family stability in our neighborhoods and reduce the cost of social services, support better job creation, seif sufficiency, better education for our children and reduced heaith care costs. This strategy to strengtl�en families should be the ultimate goal of the F-Iousing Action Plan. We recommend the city en�age the business community in developing strategies that increase affordable housing production as an economic development tool to stren�then the employment base for businesses. p �.7f' 4 � We invite you to contact us about ways we can assist you in meeting the affordable housing goals. Enclosed is some information about the St. Paul Housing Campaign as a resource for community development of affordable housing. We have several working committees to assist you. Our Issues and Action committee has reviewed this Housing Plan in detail and made recommendation to our membership. We request that you incorporate our recommendations outlined above in the Housing Action Plan — 2001 and look fonvard to helping implement this ambitious plan to impro��e the quality of Sincerely, life for St. Paul residents. ST. PAUL HOUSING CAMPAIGN (SPHC) ��G�u��Q/t�C/� Melissa n4anderscheid Co Chairperson cc: Mayor Coleman Council Members S�C � _... Eric Stoller Co Chairperson SPHC Issues & Actions Committee: Dan Le, Perry Bolin, Gloria Little, Nielissa Larsen, � Anne Hams, Joe Claus � � � The Saint Paul H organizations and affordable housinci�i 0� -yc i� ��in is a coalition of more than fifty share �nd th � Remove barriers for potential residents�of affordable rental and ownership units ■., Preserve the exist'ing supply of a,ff }iousing •:�� '. Increase the supply of affordable housing units ;�.r:; Hold public officials accountabie to th'eir afFordable housing commitments ��`' Maximize opportunities for all people to live in the communities of their choice ■ Educate the public on the affordable housing crisis and its potential solutions a commop � belief that e City of Saint;Paul. ers to�inc"or"pq�ate and d gov_ernmenf"structures t Paul, Nlinnesofa. , _- �v - -_.::;�:,_ : We work�to: � - - _ _ . • . �.F . - � �'' � � :..�'C -'- . � � :.. � _ . �, ` . r;•` Empower people to �act`iri'�support'of affordabfe housing Our goal is educ`a`fing�and influencing policy-mak imp{ement public: po{icies, budgets, regufations'an_ that create and preserve affordable housing in Sain Who are we: When and Where do we �Third Friday of the month from (1671 Summit Avenue, Saint Pa Faith Community Organizations Senior Community Organizations Supportive Housing Service Providers =. Ethnic Comrriunity Organizations Housing Devefopers ' °' Neigk�6or{iood Organizations `,. .. Business Owners �' ' ` - - � : Fu.ndin'g�Institutions Homeless Shelter Operators ,-. -- ;,; y . ; ,.. -;_-.; ; O�cials :°-� Housing Advocacy Organizations `LL `-` � ` '_. ° Legal Service �Providers „ �" " _. . ' .i::.` ._ - . .. . . :. -i . .Oc00�at the Saint Paul Area Council of Churches Por more information: - � - http://communities.msn.com/SaintPaulHousingCamPaign _ Eric Stoller, Hamline Midway Coalition;`651"641-b123 -� �=` �, � , -;'; _. -.�..�-. - Jewish Community Action, 651632 2184 �___�..,, :._ _;� �.,,_: _,_:_ .'=. - =��.:� .�:—`-=_ �__� __ ._ �. _ u_. DEPARTMENT OF PLAN�i'I\G R ECONO�[[C DEVELOPMENT Brirsn Sweeney, Direc(or . Date: To: Fr: Re: CTTY OF SAINT PAUL hbrm Colemnrs, binpor 7anuary 2, 2001 Interested Organizations and Individuals Brian Sweeney, Director ` Draft Housing Action Plan 2001 2j i'iest Fonrdt Sreet Snint Pnul, A�fN55/01 6 � ,7� Telephane: 657-266-6565 Facsimile= 6il-128-3261, Enclosed is the City of Saint Paul's draft Housing Action Plan for year 2001 for your review and comment. The Hotrsi�rg Plan, a chapter of the City's Comprehensive Plan, calls for an annua] housing action plan. The enclosed draft year 2001action plan �vas prepared �vith a Housing Action Plan Task Force convened by LISC and the Housing Roundtable. A list of thz task forcz members is in Attachment E. Enclosed �vith the draft action plan for your information, is a memorandum transmitting the action plan to Mayor • and City Council, summarizing certain priority actions and other items. Prior to adoption of the action plan, the City Council (through the Housing and Redevelopment Authority (HRA) Board of Commissioners) is providing an opporiunity for interestzd organizations and individuals to review and provide comments to the drafr action plan. For organizations, the HRA specifically requests that housing development and funding organizations carefully review the plan and respond to us on how the City's draft year 2001 housing action plan compliments your organization's anticipated �vorkplan for 2001; i.e., are the City's housing priorities and directions consistent ��i[h the work all the stakeholders anticipate will be the housing implementation activities during 2001. In fact, the City Council requests that development and funding organizations provide the City �vith a copy of your 2001 housing action activities. �Ve request you review the enclosed draft action plan and pro�ide written commenG and material to us no later than February 9, 20Q 1. Comments should be forwardzd to Gary Peltier by U.S. mail or by email to: gary.peltier cr ci.stpaul.mn.us Tn the event there are questions or you wish to discuss the plzn, please feel free to contact Gary at 651-26b-6619. Followin� the receipt of all the comments, PED staff �vill pro�ide a summary of the comment; to the HRA Board. The HRt1 Board will consider the comments and conduct a public hearin� on �Vednesday, February 27, 2001, at 2:00 p.m. in City Council Chambers. Thank you for your attention to this request and Happy New I'ear. � c: . HRA Board of Commissioners Susan Kimberly 01 �� ... � . RESOLI3TION I30. Ol-2/28- Endorsing the Housing Action Plan 2001 and Recommending Adoption by City Council WHEREAS, the City Council adopted the Housing Plan on March 24, 1999; and 10 � 13 14 15 WT�REA5, the Housing PZan states the City should prepaze an annual housing action plan; and WHEREAS, a task force was co-convened by the Local Iniriatives Support Corporation and the Housing Roundtable to work with staff of the depaztment of Pluuiing and Economic Development (PED) in preparation of the Housing Aciion Plan 2001; and WHEREAS, PED recommends the HRA Board review, endorse and recommend to the City Council the adoption of the draft Housing Action Plan 2001; and NOW, THEREFORE, BE IT RESOLVED, by the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota, that the draft Housing Action Plan 2001 has been reviewed and is endorsed and recommended for adoption by the City Council. � o�-yc�' Interdepartmental Memorandum CiTS' OF SAIN'I' PAUL December 7, 2000 To: Mayor Norm Coleman Council President Bostrom Council Member Benanav Council Member Blakey Council Member Coleman Council Member Harris Council Member Lanhy Councii Member Reiter Fr: Brian Sweeney� � Re: Housing Action Plan 2001 Enclosed for your review is the draft Housing Action Plan for yeaz 2001. The Housing Plan adopted by the City Council in March 1999, calls for an annual housing action plan. LISC and representatives of the Aousing Roundtable convened a FIousing Action Plan Task Force to work with PED staff in the preparation of the action plan. The summary report of the task force is also enclosed. The task force report is a good summary of the key discussion points. IVote our additional comments: 1. PED staff agree that the process with the housing action plan task force is meaningful and productive. PED encourages the task force to continue to work with the City in planning housing implementation activities. We thank the members of the task force for their time and effort given to this task and we look forward to continuing to work with them. 2. The City's role in the implementation of housing-related activities includes several departments and offices of the City, including the Public Housing Agency. However, the draft action plan is primarily the priority actions undertaken by PED. The task force seeks clarificarion as to whether the annual acrion plan should include housing related acrivities that aze not the primary responsibitity of PED, such as fair housing and code enforcement. � 3. The priority actions listed in the action plan is an aggressive list of housing actions, • At least 750 newly constructed units with City/FIIZA financial assistance should be under construction or completed during the year. O1-��Y � • At least 600 rehabilitated units should be underway or completed during the year. - At least 250 home buyers should take advantage of below-mazket rate purchase mortgage loans (inciuding purchase or refmance and reha� loans) during the year. • The City will continue to be an active member of the Interagency Stabilization Group (ISG), through acrive monitoring of existing low income housing developments, and the City/HRA will participate in the preservarion and stabilization of low income housing. • The City will continue to be an active participant in the Ramsey County/Saint Paul Funders Council to improve the system by which funding decisions are made for supportive housing projects. 4. 1fie City/HRA commits to the goal that 20% of the new housing units produced with City/HItA financial assistance will be affordable to households at 30% and 50% of the azea median income. 5. It is clearly recognized that, to attain the pro,}ected level of producrion of new housing units, addirional public and other subsidy resources must be secured, especially to attain the 20% goal of new production for low income households. It is further aclmowledged that the production of ownership units affordable to households at the 30% of area median income level and below is extremely difficult and requires high public subsidies. In addition, home ownership is oftentimes too costly for families at this income. Therefore, it is anticipated that the production of units affordable to families at 30°/a of the area median income wil] be primarily rental units. 6. Among the many potential zoning, neighborhood and project planning initiatives anticipated to be � underway during 2001, PED agrees with the task force's recommendation to initiate a comprehensive study of senior housing and identify any areas where development of new senior options may be encouraged. 7. A current copy of the PED Major Housing Projects-Status Report is included as Attachment B. A revised, updated copy will be incorporated at the time the action plan is finalized and adopted. 8. A Summary Report-2000 Housing Activities will be prepared at the end of the year 2000, and will be included as Attachment D in the final Housing Action Plan 2001. If you have any questions or concems, please feel free to contact me or Gary Peltier. At the appropriate time, we will place the Housing Action Plan 2001 on the City Council agenda for adoption. cc: Susan Kimberly PED Team Leaders �hap\Olkcmem � . � sc Local initiatives Support Corporation MEMORANDUM To: Honorable Mayor Norm Coleman Council President Dan Bostrom Councilmem6er Jay Benanav Councilmember Jerry Blakey Councilmember Chris Coleman Councilmember Pat Harris Councilmember Kathy Lantry Councilmember Jim Reiter From: Date: l:� � Brian Sweeney, PED Director Michael Oisen and Paul Williams: Co-Chairs of the Housing Action Plan Task Force November 7, 2000 Summary Task Force Report � We are pleased to transmit to you the summary report from the Housing Action Pian Task Force on the 2001 Housing Action Plan. The report provides some background information on the process we followed this year to review the plan as well as a summary of the main comments that surfaced during the deliberations of the task force. We appreciate the opportunity to provide input and comment during the drafting of the City's 2001 Housing Action Pfan. We particu4arly want to express our appreciation to Gary Peltier for his excellent staff work during our review process. If you have any questions about the task force or the content of this report, please feef free to contact either of us. ��e Michael Olsen � 1 . �� . i ,,, . o _}� Twin Cities LISC Hamline Park Plaza, 570 Asbury S[ree[, Suite 207, St. Paul, MN 55104 TeL (651) 649-1109 • Fax: (65ll 649-1112 O1-a� � Housing Action Plan Task Force Summary Report on the 2001 Housing Action Plan November 2000 Background The implementation chapter (7.0) of the St. Paul Housing Plan calls for the creation of an annual housing action plan. The purpose of fhe annual housing acfion plan is to out{ine the specific actions that wil! be undertaken and the specific objectives that will be met over the course of the year in furtherance of the broader strategies and polices outlined in the Housing Plan. The Housing Plan also calls for the creation of a fask force, to be convened with the assistance of the Local lnitiatives Suppo�t Corporation (LISC), that will include balanced representation and will work closely with City staff on the development of the annual housing action plan. This year the Housing Action Plan Task Force was again co-convened by LISC and the St. Paul Housing Roundtable. The task force followed a process designed to: ■ Provide balanced and focused input on the action plan from a broad representation of important stakeholders in housing; . ■ Ensure meaningful engagement of individuals and institutions that are critical to the successfui implementation of the pfan; ■ Ensure timely completion of the plan and the efficient and effective use of City staff time and the time of those that participate in the process. The task force is comprised of a broad cross section of representafives from the public, private, nonprofit sectors. A fist of the members is attached. Paul Williams, LISC Program Director, and Michael Olsen, Co-Chair of the Housing Roundtable and a Realtor with Coidwell Banker Bumet, serve as the co-chairs of the task force. Review Process The task force met five times this year: June 15, July 27, August 17, September 14, and October 5. The first two meetings were focused on reviewing progress against the goals set in the 2000 Housing Action P{an and better understanding the financial resources the City has available for housing. The final three meetings were focused on the review of drafts of the 2001 Housing Action Plan. Each section was reviewed separately and City staff then incorporated the comments made by the task force into subsequent drafts. A final draft of the entire action plan was reviewed at the meeting on October 5, 2000. This schedule of ineetings allowed for a broader and more complefe . rev+ew of the plan than was the case in a much more condensed period of time (ast year. 0� -a�r • Summary of Key Discussion Points This report will not summarize ali o� the comments shared during the meetings of fhe task force. Summary notes of each meeting are availabfe from LISC upon request. Individual comments and suggested revisions were incorporated into the 2001 Housing Action Plan by City staff. Outlined below are a few of the main points that emerged from this year's discussions that the task fiorce feefs are particuiarly relevant and are important fo highlight in this report. The task force continues to be supportive of the City pursuing fhree complimentary strategies —"take care of what we have, meet new market demand, and ensure availability of affordab!e housing". The task force is supportive of the City's aggressive production agenda and strongly encourages the City to continue to use its financia{ support as leverage to induce developers to include affordable units in new housing projects. 2. It was noted by the task force that the issue of affordability of housing in St. Pauf is affecting a broader range of St. Paul residents. As rents and sales prices continue to rise throughout the City, the segments of the population impacted by increased housing costs has expanded to include many moderate or middle income househo4ds. Given rapidly accelerating housing costs throughout the a market, the City may need to explore new or expanded strategies to assure that housing in St. Paul remains affordabie to a broad range of residents. 3. There were concerns raised about the City's progress in meeting 2000 production goals. When the task force met in July to review mid-year progress, very few projects had closed in the first six months of the year. The task force underscored the importance of achieving the production target, particularly the production of new affordable units. Meefing the 2000 production goal of 750 units appears to be dependent on a few large projects closing. As of the October meeting of the task force, many of these large projecfs still had not ciosed. The task force wiil meet in early 2001 to review year-end progress on all aspects of the plan, including production goais. 4. There was considerable discussion about the challenges of making home ownership opportunities affordable to lower income households. The task force felt that the action plan should acknowledge the difEiculty of producing new ownership units for persons with incomes below 30% of inedian income but that the overall affordable housing goal of the City should not change. 5. As a point of clarification, the task force agreed with a City recommendation that rental units with Section 8 project based assistance could be counted as affordable to households earning less then 30% of area median income. � 2 o�-�-� ! 6. Recognizing the importance of providing housing options for seniors, the task force recommended including a comprehensive study of senior housing needs in the 2001 Action Plan. 7. Concems were expressed about fhe impact new federal requirements conceming lead based paint will have on the Cify's housing rehabilitation and home improvement programs. The task force appiauded the City for its current effocts to deal with these new regulations and urged the City to continue to be proacfive in assessing and responding to this new federal mandate. The importance of fair housing strategies was raised by the task force. The 2001 Housing Action Plan in its current form includes housing related activities that are the primary responsibility of PED, not other departments. Therefore, since fair housing strategies are primarily implemented by the Human Rights Department and not PED, the action plan does not include specific actions related to fair housing. The task force seeks clarification from the Mayor and Council as to whether the Housing Action P(an should include housing related actions that are not the primary responsibility of PED, such as fair housing and code enforcement. The task force plans to take some time next year to learn more about the City's fair housing strategies. 9. Questions were raised by the task force about the City's policies and practices r �elated to replacing housing that is lost as a result of redevelopment projects undertaken by the HRA, Port Authority, School District, Parks and Recreation, and/or other City agencies. It was agreed that the task force wiil spend some time next year exploring this sub}ect, including examining the City's current housing replacement policy. Next Steps The Housing Action Plan task force process continues to evolve. Taking more time this year to thoroughly review all sections of the plan resuited in a more productive and constructive process. The task force will re-convene in early 2001 to review year-end progress and to set a meeting schedule and agenda for the remainder of the year. Task force members have appreciated this forum for providing comment to the City on the housing action plan and invite the City to continue to use this group as a resource when working on imp4ementation strategies related to housing. � 3 . • • HOUSING ACTION PLAN TASK FORCE o�-a� Michael Olsen, Co-Chair Paui Wiliiams, Co-Chair Coidwetl Banker Bumet Program Director 1991 Ford Parkway Twin Cities LISC Saint Paui, MN 55116 Hamiine Park Plaza, 570 Asbury Street, Suite 207 (651) 699-6666 . St. Paul, MN 55104 (651}265-2297 Monte Aaker MHFA 400 Sibley Street, Suite 300 Saint Paut, MN 55101 (651) 296-9952 Tom Fuiton President Famiiy Housing Fund 801 Nicollet Mall, Suite 1844 Minneapolis, MN 55402 (612)375-9644 Terry McNellis Managing Director US Bancorp Piper Jaffray 800 Nico{iet Mall, Suite 800 Minneapolis, MN 55402-7020 (612)303-6665 Gary Peltier Special Housing Advisor St. Paul Dept. PED 25 W. 4`" Street, 14` Floor Saint Paul, MN 55102 (651) 266-6619 Caty Royce Executive Director Community Stabilization Project 671 Selby Avenue Saint Paul, MN 55104 (651) 225-8778 Stephen Seidel Executive Director Twin Cities Habitat for Humanity 3001 4`" Street SE Minneapolis, MN 55414 (612) 331-4090 Deborah Mitchell Wilder Foundation 1600 University Avenue, Suite 219 Saint Paul, MN 55104 (851) 917-6212 Jim Erchul Executive Director Dayton's Bluff NHS 823 E. Seventh Street Saint Paui, MN 55106 (651) 774-6995 Colleen Fraley Deputy Director Fannie Mae, Minnesota partnership Office 386 N. Wabasha Street, Suite 1026 Saint Paul, MN 55102 (651)298-9826 Paul Mikelson Lyngblomsten Heaith Care Facilities 1415 Almond Avenue Saint Paui, Mt3 55108 (651)632-5318 Vic Rosenthai Jewish Communiry Action 2375 University Avenue West, Suite 150 St. Paui, MN 55114 (651) 632-2184 Fax:(651)632-2188 Barb Sporlein Deputy Director St. Paui Public Housing Agency 480 Cedar Street, Suite 600 Saint Paul, MN 55101 (651)292-6175 Mary Ann Sudeith Vice President Firstar Bank of Minnesota 101 East 5'" Street Saint Paul, MN 55101 (612)229-6536 Dave Thune St. Paul Dept. PED 25 W. 4th Street St. Paul, MN 55102 (651) 266-6000 rev.lo2sroo r�aszooi naniorzsioo 01- n U � . �� C1TY OF SAINf PAUL Norm Co[eman, Mayor Department ojP1¢rv�ing and Economic Development OL•�� . Honsing Action Plan 2001 Table of Contents 1.0 Introduction 2.0 Housin¢ Plan Policies Emphasized in 2001 3.0 Priority Actions for 2001 3.1 New Housing Production 3.2 Existing Housing Rehabilitation 33 Preservation of Low Income Housing 3.4 Low Income Housing artd Homeless Services PZan 3.5 Mortgage lending 3.6 Obstacles to Implementation 4.0 Other Housine Related Activities 4.1 Issues to be Addressed during 2000 4.2 Legislative Initiatives • 43 Zoning Initiatives 4.4 Neighborhood and Project Planning 4.5 Support Key Partners 4.6 Housing Activity Reporting 4.7 Other Actions 5.0 Process for Prenazation and Review of the Housin¢ Action Plan Attachments A Housing Activities Projections 2001 B PED Major Housing Projects [A current copy of this status report will be incorporated into the final HAP 2001.] C. Potential City/HRA 2001 Capital Funds and Other Resources [A revised copy when the 2001 budget is adopted will be incorporated into the fanal HAP 2001.] D Suminary Report--2000 Housing Activities [This report will be prepazed at the end of the year and will be incorporated into the final HAP 2001.] • E Housing Action Plan Task Force Members o � .��r � Housing Action Ptan 20Q1 1.0 Introduction "I'he Housing Action Plan 2�01 (HAP) presents housing implementation activities proposed by the Department of Planning and Economic Development (PED), in coordination with other City departxnents, and other public and private partners. The Housing Plan, adopted by the City Council on March 24, 1999, calls for the preparation of an annual Housing Action Plan. Additionally, the Housing Acdon Plan incorporates actions from the Saint Paul-Ramsey County Five-Year Low Income Housing and Homeless Services Report and Plan (Homeless Plan) adopted by City Council in April, 1999. The Housing Action Plan is an implementation plan on what actions will be taken during 2001 to implement the polices in the Housing PZan and the recommendations in the Homeless Plan. The City of Saint Paul's role in the unplementation of housing-zelated activities includes several deparhnent and o�ces of the City, including the Public Housing Agency. However, this Housing Action Plan is primarily the priority actions undertaken by PED. Fair Housing issues are being addressed through the City's Human Rights Commission including the preparation of an annual report. . The HAP 2001 will also serve as Saint Paul's action plan required by the Metropolitan Livable Communities Act. In that capacity, it will be submitted to the Metropolitan Council to document the City's intended actions to carry out its agreed upon housing goals. The HAP 2001 is arranged in the following order: • Section 2.0 Housing Plan Policies Emphasized in 2001 • Secrion 3.0 Priority Actions for 2001 • Section 4.0 Other Housing Related Activities • Section 5.0 Process for Preparation and Review of the Housing Action Plan The three strategies outlined in the Housing Plan are used to organize the HAP 2001. These strategies are: Take care of what we have. Meet new mazket demand. Ensure availability of affordable housing. An attachment provides a summary of housing accomplishments during 2000 including indicating incomes served. It is expected that the Housing Action Plan 2001 will be approved by Mayor Norm Coleman and the Saint Paul City Council. • o �-a�� • Honsing Action Pian 2001 2.0 Housing Plan Policies En0.phasized in 2001 The Housing Plan outlines three distinct but highly inter-related—strategies. In each of the three strategies, ceYcain policies or actions are outlined. Below, as part of each strategy, is a list of the policies/actions that will be emphasized in 2001. The policies that will be emphasized in 2oQ 1 are briefly stated below each sirategy, and are stated completelv in the Housing Plan. 2.1 Sirategy 1: Take Caze of What We F3ave • Continue and expand efforts to enhance the city's traditional neighborhood design. • Preserve historically and azchitecturally significant buildings and neighborhoods. • Strategically focus efforts to stem deterioration and declining values. � Tmprove management and maintenance of rental properiy. • Priority will be given to projects that commit to the long-term affordability of housing units. 2.2 Strategy 2: Meet New Mazket Demand ` • Encourage the production of housing. • Promote good design solutions. • Encourage the production of rental housing. • Encourage a diversity of building and unit types. • Encourage innovative development through regulatory reforms. • Assess and meet the demand of seniors. 2.3 Strategy 3: Ensure Avaitability of Affordable Housing • Challenge the region to provide a full range of housing choices to meet the needs at all income levels. • Identify and secure significant additional resources to preserve and construct affordable housing within the city and the region. • Preserve existing federally assisted housing. • Provide 10 percent of the newly constructed units to be affordable to househoids at 50% of the azea median, 10 percent of the new units affordable at 30% of area median. • Follow the local replacement housing policy. • Support initiatives that assist lower income households achieve home ownership. • Implement the Saint Paul-Ramsey County Five-Year Housing and Homeless Services Plan. • • Explore policy options used by other metropolitan azeas. 2 ��. , Housing Action Plan 2001 3.0 Priority Acrions for 2001 Though the following outlines specific implementation activities, the City/FiRA will always consider new opportunities as they arise during the year. The priority actions outlined below, especially the projections for new housing production, is an aggressive list of housing actions. The City/HRA embraces, encourages and welcomes housing production for all income levels. The City/I-IRA encourages an annual production objective of at least 450 new units. This production level will meet the annual objective in the Housing Plan as weil as offsetting anticipated demolition of housing units. The City/HRA commits to the production of units affordable to households at 30% and 50% of area median income. Key rental housing financing tools include the use of the federal Section 8 prograin that provides project-based rent assistance for low income households. Currenfly, the typical income of a Section 8 voucher holder has a household income of approatimately 20% of the area median income. In projects that have project-based Section 8 assistance and rents at the Section 8 Fair Mazket Rent levels, units will be considered affordable to households at 30% of the azea median. ! It is clearly recognized that, to attain the projected level of production of new housing units, additional public and other subsidy resources must be secured, especially to attain the 20% goal of new rental and ownership production for low income households. In addition to the potential lack of adequate resources to achieve the projections, other obstacles aze outlined in Section 3.6. It is further acknowledged that the production of ownership units affordable to households at the 30% of azea median income level and below is extremely difficult and likely requires high public subsidies. In addition, homeownership is oftentimes too costly for families at this income. Therefore, it is anticipated that the production of units affordable to families at 30% of the azea tnedian income will be primarily rental units. Regazding the projection for new housing production during 2001, Attachment B includes active housing development projects that can potentially start construction during or after 2001. Every effort will be made to start construction on as many projects as possible. However, based on experience on how long it takes major projects to begin, the new housing production projection indicated below for 2001 is 750 units. 3.1 New Housing Production a. Support the production of ownership and rentai housing in Saint Paul. At least 750 units should be under construction or completed by the end of the year. • b. Work with the private and nonprofit sectors and other public agencies in o�•w'" ! developing and £mancing a diversity of building and unit types, rental and ownership, throughout the city, for a broad range of incomes and family types including singles, couples, families and seniors. c. Provide interim and gap financing for new replacement (infill) single family houses and the rehabilitation of vacant houses. d. Subsidize the provision of low income units in new housing developments. e. VJork closely with the Public Housing Agency, Habitat for Humanity, the Wilder Foundation and other key parhiers in developing housing and providing support services to low income households. f. Support legislative and other efforts to increase Saint Paul suburban low income housing developments. Attachment A projects new housing production in Z001 with Ciiy/fIRA assistance, based on potential City/FII2A 2001 capital funds outlined in Attachment C. Attachment B outlines active housing development proj ects that have a good opportunity to be started during and aftez 2001. 3.2 E�tisting Housing Rehabilitation a. Support the rehabilitation of housing in Saint Paul. At least 600 units should be � under conshuction or completed by the end of the yeaz. b. Provide home improvement loans for a wide spectrum of incomes. c. Provide rental rehabilitation financing. d. Originate purchase/refinance and rehabilitation loans for a broad range of mcomes. e. Provide gap financing loans to enable home owners and buyers to purchase or refinance and rehabilitate homes, where the combined cost of purchase or refinance and rehab exceeds the market value of properties. f. Provide rehabilitation loans for child caze facilities, including single family houses. Attachment A projects rehabilitation in 2001 with City/FiRA assistance, based on potential City/HRA 2001 capital funds outlined in Attachment C. 3.3 Preservation of Low Income Housing a. Continue to be an active member in the Interagency Stabilization Group (ISG), through active monitoring of e�sting low income housing developments, and participate in the preservation and stabilization of low income housing. b. Provide fmancing assistance for the stabilization and preservation of federally- assisted projects, and projects in which the Ciry/IiRA has made previous • investments. � . ��.K ,� � � c. Allocate federal Low Income Housing Tax Credits in accordance with separate City Council approved criteria and procedures Attachment B lists the current and potential preservation pro,jects_ 3.4 Low Income Housina and Homeless Services Plan a. Continue to be an active participant in the Ramsey County/Saint Paul Funders Council to improve the system by which funding decisions aze made for supportive housing projects. b. Support activities to prevent homelessness, provide shelter and housing, provide homeless services, and secure funding for priorities. . 3.5 k� Attachment B lists the current and potential supportive housing projects. Mortgage Lending a. Provide financing for at least 250 home buyers (including home owners for refinance/rehabilitation) with a wide range of incomes. b. Provide special assistance loans to low and moderate income households to enable them to be home owners. c. Continue efforts to retain home owners in dan;er of foreclosure. d. Support city-wide home buying counseling and finance, including support for the Home Ownership Center. e. Continue CityLiving mazketing efforts. Attachment A projects City/HRA mortgage lending program activities for 2001, based on potential City/HRA 2001 capital funds oudined in Attachment C. Obstacles to Implementation Following are significant examples of potential obstacles to implementing the priority actions listed above. The City/HRA and all the housing partners/stakeholders must work together to remove these barriers: a. Inadequate housing subsidy resources. b. Inadequate resources for redevelopment costs; e.g., site assembly including residentiaUbusiness relocation and soil remediation. c. The need to identify and the complexity to incorporate multiple funding sources in housing development financing. d. Need for zoning and related changes for spec�c projects. e. Neighborhood and other support; e.g., land use, density, design and affordability issues. Y � o._� f. Challenging site topography. g. Developer selecrion/predevelopment processes. h. Recent new federal lead-based paint abatement requirements. i. Other federal requirements that inhibit production. � � � � _��Y � I� L • Housing Action Plan 2001 .� C�I 4.2 43 ,. Other Housing Related Activities Issues to be Addressed during 2001 A number of housing related issues should be addressed by PED during 2001. Tfiese issues may be topics for the Housing Roundtable and the Housing Action Plan Task Force to discuss, and may be appropriate for the Mayor and City CounciUHRA to establish policy or impiementation d'uection. These issues include the following: a. b. c. Identification of additional housing fmancing resources; e.g., housing subsidies to fund the gap between cost and value, and redevelopment and extraordinary site development costs including site assembly and site remediation. Housing developmenUconstruction costs (cost reduction) inciuding quality and design standazds. Federal lead-based paint abatement requirements and related costs. Legislative Initiatives a. Improve acquisition of tax forfeited properties. b. Support continuation of funding for State housing programs. c. Urge the Legislature to support initiatives which encourage the production of low income housing outside the core cities. d. Support changes in tax increment, t�-exempt bond, low income housing taac czedit and other financing methods that wili enhance the City's ability to meet its housing goals. e. Consider and support the legislative agenda of the Minnesota chapters of NAHRO, NALHFA and other housing related entities. Zoning Initiatives a. b. c. d. As authorized by State law, submit necessary material to appropriate approving bodies to allow rezonings to be done by a non-petition process. Submit necessary material to appropriate approving bodies for Zoning Code changes to implement urban village mixed-use and higher densities. Take necessary steps for the Zoning Code to conform with the Land Use Plan. Consider zoning provision changes to aliow accessory apartments and carriage house units. Neighborhood and Project Plancung a. Initiate appropriate 40-acre and other zoning studies, and neighborhood ptanning �i _aeY • for development opportunities. Potential year 2001 e�mples include: Transit-oriented development areas; e.g., Riverview Busway Corridor and Ceniral Transit Corridor Franklin/LTniversity Koch/Mobil site East'7"' Street/Metro State area/Earl Street bridge area Payne/MarylandlArcade area Como/Dale azea University/Dale Global Village Universityl5nelling area Lower Afton/McKnight area University of St. Thomas student nousing b. Initiate implementation planning for identified development opportunities. Year 2001 examples include: West Side Flats • Upper Landing � Shepazd Davern azea • Seven Corners azea • • Phalen Corridor Development Strategy sites; e.g., Phalen Village and Phalen West area • District Del Sol • White Bear Avenue/Hillcrest Shopping area c. Continue appropriate neighborhood and project plamiing for each project outlined in Attachment B. d. Initiate a comprehensive study of senior housing currently auailable in Saint Paul, by neighborhood, and identify any areas where the development of new senior housing options should be encouraged. 4.5 Support Key Partners PED will work closely with key partners including other City departments in the implementation of housing activities. Following partners aze specificaily mentioned: a. Support the LISC sponsored National Community Development Initiative (NCDI), including the continuation of a production initiative by CDCs and other partners similaz to the 2000 by 2000 initiative. b. Support the Public Housing Agency (PHA) in the operation of its public housing, • Section 8, and homeownership programs, and possible housing development 0 a�-��r � i 4.6 c. � e. � h. i. .1� k. 1. Housing Activity Reporting a. Produce a regular report about PED housing activities (including subgrantees) including: type activity, units, City/HRA funds, total development costs, and a��. Work with the Minneapolis Community Development Agency (MCDA) in the delivery of joint mortga�e revenue bond loan programs. Support the Home Ownership Center in providing a continuum of home buyer and owner services, including the Mortgage Foreclosure Prevention Program. Support the work of the Family Housing Fund and other low income housing advocates in providing funds to support development activities and services for low income families. Participate an the Saint PauURamsey County Low Income Housing and Homeless Services Funders Council to oversee the unplementation of the Homeless Plan. Work with the Minnesota Fannie Mae Partnership Office, the Minnesota Mortgages Bankers Association, and other parties in the private lending industry in providing a wide range of financing altematives for ownership and rental housing activities. Work with key public, nonprofit and other private funders in providing resources and other services for a variety of housing activities, including the Minnesota Housing Finance Agency (MHFA), the Metropolitan Council and the federal Department of Housing and Urban Development (Hi3D). Support the activities of the Wilder Foundation and other organizations in the ownership and development of "serviced enriched" housing for families, frail elderly and single adults Support the development activities of Habitat for Humanity. Support organizations providing landlord and tenant training. Support neighborhood organizations in providing better education and outreach, project review, and support for housing developments especially for affordable housing projects. incomes served. l__J 4.7 b. Produce an end-of-the-year report including: PED activity, activily by other public agencies, subsid'azed housing (gain/loss), affordable housing generally, and housing units in the city (gainiloss). c. In housing projects that have pro}ect-based Section 8 assistance and rents at the Section 8 Fair Mazket Rent levels, units will be considered affordable to households at 30% of the regional median income. Other Actions a. Sponsor jointly with Minneapolis the Saint PauUMiimeapolis Home Tour. b. Continue to facilatate meetings of the Housing Roundtable, including a wide- 0 � 1-7 . range of public and private representatives, to act as a sounding boazd for ideas, questions and proposals, providing a valuable, real world perspective about urban housing issues. , c. Housing Information Center • Continue to develop the Housing Information Center among City departrnents and offices involved in housing, working towazds establishing a one-stop, publicly idenrifiable entity to coordinate all housing related housing activities including data collection and reporting. • Consider using the City's web page as an effective means to distribute informatioa d. Business Connection • Work collaboratively with the business sector and other stakeholders to identify measures to increase employer involvement in housing. • Identify and initiate an appropriate employer-assisted housing initiative(s). • Explore employer-assisted housing as an option for developing housing affordable to low income households. • Submit appropriate applications to MHFA for Economic Development and Housing Challenge Grant program. • e. Explore policies, programs and initiatives of other metropolitan azeas to identify any new approaches to housing production, rehabilitation, financing, and affordable housing. � I[17 O� •�� Housing Action Program 2001 5.0 Process for Preparation and Review of the Housing Action Plan 51 Background/Conte� The implementation chapter (7.0) of the Housing Plan calls for the creation of an annual housing action plan. The purpose of the annual housing action plan is to outline the specific actions that will be undertaken and the specific objectives that will be met over the course of the year in furtherance of the broader strategies and polices outlined in the Housing Plan. The Housing Plan calls for the creation of a task force, to be convened with the assistance of LISC and the Housing Roundtable, that will include balanced representation and will work closely with City staff on the development of the annual housing action plan. LISC's and the Housing Roundtable's involvement in this process was intended to help assure that many of the organizations and institutions that would be vital to the City's success in implementing the Housing Plan would be engaged in and supportive of the City's plans. • 5.2 Preparation of Housing Action Plan 2001 In prepazation of the HAP 200Q LISC staff, representatives of the Housing Roundtable and City staff discussed how to best structure and carry-out the process described in the Housing Plan. There was agreement that the process should be designed to achieve the following: Balanced and focused input from a broad representation of important stakeholders in housing. Meaningful engagement of individuals and institutions that aze critical to the successful implementation of the plan. Timely completiott of the plan and the efficient and effective use of City staff time and the time of those that participate in the process. In order to meet the intent of the Housing Plan and to achieve the outcomes listed above, LISC and the Housing Roundtable recommended that a task force be created. This task force continued its work in the preparation of the HAP 2001. 5.3 Chazge of Task Force The work of the task force focused mostly on reviewing and commenting on drafts prepared by PED staff. T'he setting of broader housing policy was not the purview of this � group. The chazge of the task force is to provide meaningful input and comment in the 11 oi-xr • development of the housing action plan and to make recommendations to the City on specific impiementation strategies. 5.4 Composition of the Task Force The task force has about 18 members and includes representatives of the following groups: LISC Housing Roundtable Realtor Private Lender(s) Investment Banker Fannie Mae IvIHFA PHA Family Housing Fund Private Developer(s) Senior Housing CDC(s) • Housing Advocacy Organization(s) District Council(s) The intention is to involve a balanced cross-section of stakeholders while keeping the size of the group manageable. 5.4 Preparation of Housing Action Plans in the Future The intent is to have the task force involved on an annual basis in the development of the housing action plan. The task force will convene and will follow a time line intended to produce the housing action plan in time for it to inform the development of the City's budget for housing. The task force brings people and institutions together that can help the City achieve its housing goals, and supports and strengthens genuine partnerships between the City and key stakeholders that aze needed to get results. � 12 ��_��r • Honsing Action Plan 2001 , Attachment A Housing Activities Projections 2001 �� Activity Total Units New Production: Single Family (new constr and vacant house rehab) 50 Other Ownership New Construction 175 Rental 525 TOTAL NEW PRODUCTION 750 Rehabilitation: Home Improvements (ownership) 300 Rental Rehabilitation 300 TOTAL REHABILITATION 600 Subtotal New Production and Rehabilitation 1,350 Mortgage Lending: Straight Purchase Mortgage Loans 170 Purchase/Refinance and Rehab Mortgage Loans 30 Special Assistance ( 40) Mortgage Credit Certificate Related Loans 50 TOTAL MORTGAGE LENDING 250 TOTAL AOUSING ACTIVITY 1,600 The City/HRA commits to the production of units affordable to households at 30% and 50% of area median income in accordance with the provisions in the Housing Plan; i.e., 10% of the units affordable to households at 30% of the area median income and 10% of the units affordable to households at 50% of the area median. �J a � .�.br • Honsing Action Pian 2001 . 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C^ 'O � G� o �� O ?�. _' a�''r �� Z.° �"v�i .�°. a� c m u 3° �°�-' { . '� u �`.', � � .. 4� U .,.&.x � � eq w )� i � .��.`.C.. N � � : � x .y � � a o�.. �, :;� a g o ` '� y �o � � � y x _ °' � � z o � �n . , ? m °' v f� • � -.. .� ¢ :� ,.� � m� na � �j .,�j � � � U � U �k � a� a I m a0 v ^.� ' c V� '� b 'Y `a o � Ry LL b � W y W ;;�. • c� [-� a � � � w F w � �n � � � a a ; i �.5. N M V' '/� b � � Q O:CiW� •, i CQ � '_ � � � .a V �W� � � N E !r! ' 0 Q c W � �+ h V W N L' d G F O U w � C � u 0 U m � � � � ° " U • � o > u Ga w y o �' � wp � � � y Vi R r '� p C c"o F D C O .� �L U N N Q � L d � � G' � 'O L R d m G u .a o m y .� W � a a. A � � 3 C 5 � z �i-�� ,a�r • Housing Acfion Plan Z001 • Attaehment C Potential City/HRA and Other 2001 Capital Funds Below is a summary of anticipated/estimated capitat funds to be avaitable during 2001 applicable to housing projects and pmgrams. Based on past experience, though these funds aze eapected to be available and committed to projects/progams during 2001, it is not eacpected all the funds will be closed during the year. CDBG (Community Development Block Grant Program) Following is a summary of CDBG programs in the proposed 2001 budget: PED Pro s Home Purchase and Rehab Fund Home Ownership Opportutriries Fund Housing Real Estate Development Fund Suberantee Housin Pr�ograms • East Side Revolving Loan Fund (DBNHSBSNDC} Home Improvement Plus (NENbC) Frogtown CDC Facelift Home Rehab Frogtown CDC New Construction Frogtown CDC Rehab Construction Project 2000 Loan Fund (H-MARC) Total 2. 3. L� 850,000 850,000 937,000 298,000 128,000 255,000 43,000 85,000 128,000 3,574,000 The summary does not include the allocated program/project fund balances from prior years that are available/uncommitted through 2000. HOME (Federal Home Invesiment Partnership Program) $2,300,000 is the estimated yeaz 2001 federal award amount. The above amount does not include allocated program/project fund balances from prior years that are available/uncommitted through 2000. (ESG) (Emergency Shelter Grants) Each yeaz the City receives an annual federal award. $354,000 is the estimated award amount for 2001. a �_a��' � � STAR {Sales Tax Revitalization) Program During the 2001 RFP competitive cycles, it is anricipated the following funds will be available: Small gants I,arge gants/loans 5. �� 400,000 6,000,000 In the past, 30% to 50% of the STAR funds have been awarded to housing projects and programs; therefore, $3,200,000 is estimated to be awarded during 2001. The above does not include all prior cycZe unexpended fund balances, including the STAR Bank Program, and the Zoan pool available year round. HRA (Housing and Redevelopment Authority) Following is a suxmnary of funds available for housing projects/programs in the proposed 2001 budget: Home Purchase and Rehab Home Ownership Development Housing Real Estate Development Housing UDAG 100,000 1,000,000 1,000,000 300,000 Neighborhood Development RLF Rental Rehab-HUD Total � 500,000 194.000 3,094,000 Revenue Bonds Each year the City/HRRA has the authority to issue up to approximately $16 million of tax-exempt bonds for mortgage revenue bond loan/mortgage credit certificate programs, rental housing or other eligible uses. Also, each year there may be opportuniries to refund past mortgage loan programs and recycle bonding authority in order to provide additional mortgage loan proceeds in addition to the annual bond authority allocated to single family mortgage loan programs. $16,000,000 is the estixnated annual allocation for 2001. The above does not include the current balances in existing first-time and middle income � mortgage loan programs, the mortgage credit certifzcate program, and any carry- forward authority from prior years. 2 � o �.�bt' , 7. LIHTC (Low Income Housing Tas Credits) Each year the City/HRA has the authority to allocate up to approadmately $390,000 of low income housing tax credits, which generates private equity investments in eligible rental housing developments. The estimated allocation is $390,000 for 2001 which can generate an estimated $3 million of private equity investment. Summary Potential City/HRA Aousing Capitai Funds-Year 2001 n U • Resources CDBG HOME ESG STAR HRA Subtotal Revenue Bonds LIHTC Total Est Bud¢et 3,574,000 2,300,000 354,000 3,200,000' 3,094,000 12,522,000 16,000,000 3,000,OOO 31,522,000 'Assumes 50% of the STAR funds will be awarded to housing projects and pro�ams. ZAll of Saint Paul's yeaz 2001 allocation has been reserved for the Sibly Park Apartments in the North Quadrant. 3 o ,_,�r • In addition to the funds that are directly administered by PED/HR.A, following is a list of other potential resources (some are awarded following competitive RFPs) that can be made available during the year for housing projects and programs: Federal McKinney Supportive Housing Pro�r ,ams This is a federal program adnunistered by HiTD wlrich subsidizes the acquisition, rehabilitation, and operational or human service costs for projects for families and individuals who are homeless or are in a hansirional housing program. Projects compete for funding with other projects on a national basis. Historically, Saint Paul annually receives approximately $2 million. 2. Metropolitan Council Livable Communities Demonstration Account This program is for higher density, transit-friendly projects. Planning and development projects compete for funding on an annual, metropolitan basis. Saint Paul has been successful in receiving grants for a variety of housing initiatives in the past. DTED and Met Council Pollution Clean-Up Programs . The State funded Department of Trade and Economic Development Contaminated Site Clean-UP and the Metropolitan Council Tax Base Revitalization funds aze complimentary pollution clean-up programs, fvnded twice a yeaz. 4. MI3FA (Minnesota Housine Finance Agencvl Home Improvement Proerams The City annually receives funds from MI-IFA for pay-back and deferred payment home improvement loans. Saint Paul typically closes about $500,000 of loans each year. 5. MF�'A Super RFPs MF�A conducts state-wide, competitive, twice-yearly requests for proposals for a comprehensive array of State housing funding resources for ownership and rental housing projects and programs. These RFPs incorporate funds (available to Saint Paul) from MI�'A, the Met Council and the Family Housing Fund. 6. Section 8 Project-Based Assistance The Saint Paul Public Housing Agency (PHA) began in yeaz 2000 to make federal Section 8 tenant-based voucher assistance available as project-based assistance. PHA did this in order to use approximately 500 tenant-based vouchers that were unused. Applications are made directiy to PHA and are part of MHFA's Super RFPs. • 0 ��-�� • 7. New Taz Increment Financing Districts Tax increments generated by new housing projects can be used to help pay for land, construction and infrasiructure costs. TIF eligibility varies from project-to-project, depending on former land uses, housing type and income levels. 8. TIF Expenditures on Housing Outside of Existine TIF Districts During the 2000 State legislative session, new sections were added to the tax increment laws that provides authority for districts to increase up to 10% of the permitted amount of expenditures for "qualified housing" activities outside the geographic azea of the TIF districts. Requirements include that the housing must be used to assist housing in which 20% of the units aze affordable to households with incomes at 50% of the area median income, or 40% at 60%. 9. Ramsev Countv The Board of Ramsey County Commissioners is coasidering during the 2000 budget process to establish an affordable housing fund with approxunately $2 million. It is anticipated, if approved, Saint Paul projects could apply for funding. . 10. Fannie Mae In addition fo Fazuue Mae parficipating in the City's morfgage revenue bond programs, it has established the American Communities Fund which invests in debt and equity in neighborhood revitalization. Inveshnents can include a Line of Credit for cities to fund multiple housing projects. 11. Federal Home Loan Bank Board The FHLBB has an Affordable Housing program which make funds available to affordable housing projects. 12. Local Initiatives Support Corporation (LISCI LISC provides a variety of resources to assist the capacity building of nonprofit developers and to pay for pre-development expenses for nonprofit sponsored housing. Additionally, they are working to establish a worldng capital loan pool for the development of multi-family affordable rental housing, and they are anticipating applying for funding commitments from the next round of the National Community Development Initiative (NCDI). r'1 U 5 �� . y�1� • 13. United Wav of Saint Paui In year 2000, the United Way made $150,000 available as a special initiarive to assist building the capacity of organizations to produce additional units of affordable housing. The 2001 capital campaign incIudes affordable housing as a priority giving initiative. 14. Taac Abatement Recent new State legislation enables cities to abate properry taxes for eligible redevelopment purposes. 15. Section 1�8 and EDI The City has the abiIity to apply to HLTD for Section 1081oan and Economic Development Initiative grant funds. Future allocations of CDBG funds aze at risk as repayments of the Section 1081oan funds. 16. Private and Other Non-Profit Entities The CapitaI City Parhnership, Saint Paul Area Chamber of Commerce, local businesses • and other philanthropic organizations have discussed contributing to housing activities in Saint Paul. n U 0 a� -a''e' � Housing Action Plan 2001 , Attachment D Summary Report-2000 Housing Activities [This report will be prepazed at the end of the year in the attached format and incorporated into the &nal HAP 2001.] • � e� -xY � � � .; � d' on a . � 0 � o 0 U N �' � � � G4 � � i�4 7 � � g = � � > o � � � 8 e e o 0 o a o a e e a e 0 0 00 E � H � E £ � ^' � u V U °i a � � d s 0 e� ae oe oo ee oe R � 8 s � s s R ^� V G V V V r y f7 d � � a 7 �� y O O � O O L" � "fJ • �1 � � O � Q �.7 O j� 1�1 -/i M �F+ � Q d O a E " n. U � o > o d y A � "° y'' a a> � U� � sq � d �� r"' M o = o '= 0 � �� z� z� � R { � �� (C V C o a 'R F .'7 � O W U r1 ❑ o o a y ' v m o � � � o z � � ° � � N � � q O 0.! p � � � V '��' F 'c .a � a,` �„�,� F y 3 0 o i- o C � �" Q C7 rn q U O tC � � z a � � ;;� � � c� � 0 3 c, p" 8 0 °�; � c � i Y E" � �° � 3 � i �> £ °~ _� � � � o 0 � . � 1 � �~ C F-i � Q t � d � ? 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N � .� � � � U .� � b � .� L]. � f a� O w 0 � � � � � � � � .f: N S-1 � � � U � � � h .f: � a 0 a� � U � � 00 .� y N � � �1�1 0 � U .� ro '� � � H . � � U d W O W i�-i � w � � �-+ N M d� vl �O vi � � � � � � � O � Y O ..r" � � O U � � 0 � a � -att' � List of Major Projects Summary Report 2000Housing Activities City of Saint PaullHousing and Redevelopment Authority New Production OwnershiQNew Construction Rental New Construction Rehabilitation Rental Notes: preservation is the preservation/stabilization of existing, subsidized low income housing projects. • � a�-a� ! Housing Action Plan 2001 Attachment E Housing Action Plan Task Force Members • Michael Olsen, Co-Chair Coldwell Banker Bumet Monte Aaker Minnesota Housing Finance Agency Colleen Fraley Fannie Mae Terry McNellis U S Bancorp Piper 7affray Deborah Mitchell Wilder Foundation Vic Rosenthal Jewish Community Action Stephen Seidel Twin Cities Habitat for Humanity Mary Ann Sudeith Fnstar Bank Paul Williams, Co-Chair Twin Cities Local Initiatives Support Corporarion 7im Erchul Dayton's Bluff Neighborhood Housing Services Tom Fulton Family Housing Fund Paul Mikelson Lyngblomsten Gary Peltier PED Caty Royce Community Stabilization Project Barb Sporlein St. Paul Public Housing Agency Dave Thune PED � ORlGfNAL _FOrm Approved by City Attorney Green Sheet # RESOLUTION CITY OF SAINT PAUL, MINNESOTA Presented By Referred To o�-Z�Y iv \'15 7 ', Council File # Resolution # Committee: Date Resolution Approving the Housing Action Platt 2001 2 0 WF-IEREAS, the City Council adopted the Housing Plan, a chapter of the Saint Paul Comprehensive Plan, on March 24, 1999; and WHEREAS, the Housing Plan states the City should develop an annual housing action plan; and 10 11 12 13 14 15 16 17 18 WHEREAS, a task force was co-convened by the Local Initiatives Support Corporation and the Housing Roundtable to work with staff of the department of Planning and Economic Development in preparation of the Housing Action Plan 2001; and WHEREAS, the Housing and Redevelopment Authority (HRA) Board of Commissioners reviewed the Housing Action Plan 2001, approved the plan with an amendment to section 3.4 by adding sub-section c. "develop a specific City of Saint Paul strategy to address emergency housing issues," and recommended to the City Council the adoption of the plan. NOW, THEREFORE, BE IT RESOLVED, by the City Council of the City of Saint Paul, Minnesota, 19 that the Housing Action Plan 2001 is approved as recommended by the IIRA Board. Reguested by Department of: Planning & Economic evelopment By: Adoption Certified by Council Secretary By: Approved by Mayor: Date GL G(7�/ By: � //r K:\Shared�Ped�PEL1TERV�ap\Ol\ccrw.wpd � � � r By: ) v � ✓ Approved by Mayor for Submission to Council By: �_-__ Adopted by Council: Date � ` � DEPARTMENT/OFFICE/COUNCQ.: DATE INITfATED GREEN SHEET No.:ioi7s� o�—acY PED 3/7/Ol CONTACI' PERSON & PHONE: ` e 1'E ➢v�T1Ai,mA7'E Gary Peltier, 6-6619 ��i I DEPARTMQ�IT DIIL 4 CITYCOUNCII. MUST BE ON COUNCII, AGENDA BY (DATE) �IGN ? CITY ATIORNEY _ CITY CLERK � gNUMBER 3 MAYOR(ORASST) . — CIVIL ERVICECO ION r� 011 'd.8o l - ROUTING Tom Meyer ORDER TOTAL # OF SIGNAT�JRE PAGES 1(CLIP ALL LOCATIONS FOR SIGNATORE) acnox �QVES�v: Execution of attached City Council resolution for the approvaJ of the Hous'v} �n Plan 2001. �� '^ "��'� �°�,�-�� RECOMMENDATIONS: Approve (A) or Reject (A) PERSONAL SERVICE CONTRACTS MIJST ANSWER TfIE FOLLOWING QUESTIONS: , PLAMQING COMIvIISSION 1. Haz ihis person/fim� ever worked under a contract for this depaztrnent? CB WMbIIT1'EE Yes No CIVIL SERVICE COMNIISSION 2. Haz this person/firm ever been a ciry employee? A HRABoazd Yes No 3. Does [his perso�/fivn possess a skill not nortnally possessed by any current city employee� Yes No Explain all yes answers on separate sheet and attach to green sheet INITIATIlVG PROBLEM, ISSUE, OPPORTUNTTY (Whq What, When, Where, Why): Adoption of City Council resolution approving the Housing Action Plan 22001 ADVANTAGES IF APPROVED: Provides direction to PED about 2001 housing development and fmance activities. DISADVANTAGESIFAPPROVED: �IAR O 7 Z�l� a None. Cll"Y ATTORNEY DLSADVANTAGES IF NOT APPROVED: Plan satisfies the Metropolitan Council's requirements for the City to participate in the Livable Communities pxogram. If not approved, it may jeopardize future receipt of Met Council funds TOTALAMOUNTOF'fRANSACTION:$ NA COSTlREVENUEBUDGETED: FONDING SOURCE: AC'1'f VITY N[JMBER: FINANCIAL INFORNSATION: (EXPLAIN) K \SM1a�N�P�WII.TIER�DOCS\GREENSEE�ET PAM wpd .� [.� •FIOUSING AND REDEVELOPMENT AUTHORITY OF THE CITY OF SAINT PAUL, MINNESOTA 01-�� REPORT TO THE COMMISSIONERS DATE: Fehruary 28, 2001 REGARDING Housing Action Plan 2001and Resolution Endorsing the Pian and Adoption by tfie C'�ty Council, Citywide Background Staff submitted to the Board of Commissioners on December 13, 2000, the draft Housing Action Plan 2001 for the Boazd's consideration, approval and endorsement for the Ciry Council's approval. The Decembez 13, 2000, report also included the memoranduxn transmitting the proposed Housing Action Plan for year 2001 from the PED Director to the Mayor and City Council, and the Snmmary Report from the Housing Action Plan Task Force convened by LISC and the Housing Roundtable. On December 13, prior to adopting the action plan, the Board of Commissioners agreed to provide an �pportunity for interested organizations and individuals to review and provide comments to the draft plan. Additionally, the Board specifically requested that housing development and fixnding organizations carefuily review the draft plan and respond to the HRA on how the City's draft housing action plan complements their organization's anticipated workplan for 2001; i.e., aze the City's housing priorities and d'uections consistent with the work all the stakeholders anticipate will be the housing implementation activities during 2001. The HRA Board indicated on December 13, the Board would reconsider the draft housing action plan at its meeting on February 28, 2001, and give interested organizations and persons an opportunity to provide comments at the February 28th Board meefing. A letter transmitting the above information (attached) was sent to all District Councils and Community Development Corporations, and the following organizations: Family Housing Fund Fannie Mae's Minnesota Partnership Office LISC Metropolitan Council 1vIHFA Public Housing Agency Ramsey County St. Paul Area Associarion of Realtors • Wilder Foundation Lenders: US Bancorp, Wells Fazgo, Firstar and TCF Bank �2esponses to Request for Comments o �.a4r Staff received one response for the request for comments on the draft housing action pian. This response was from the St. Paul Housing Campaign. A copy of their letter is attached. Members of the Campaign aze thanked for the time and effort they have taken to provide comments on the draft plan. Staffrecommends the comments bv the St Paul Housine CamQai�n be considered as housing activities ate implemented durin¢ 2001 and staff and the Housing Action Plan Task Force will work with them on these issues and determine the appronriateness for incorporating comments in the action plan to be urepared for 2002. The Housing Action Plan Task Force has already adopted a schedule to work with staff in preparing the 2002 housing acrion plan. In response to the request to development and funding organizations, two responses were received, including LISC and the Macalester-Groveland Community Council. Recommendarion Staff recommends the HRA Board adopt the attached resolution, endorsing the Aousing Action Plan 2001 and its adoption by the City Council. Sponsor: Chair Bostrom Staff: Gary Peltier, 266-6619 ttachments 2. 3. 4. 5. 6. Letter from St. Paul Housing Campaign PED Memorandum requesting review of Housing Action Plan 2001 HRA Resolution PED Memorandum transmitting the Housing Action Plan 2000 to Mayor and City Council Housing Action Plan Task Force Summary Report Draft Housing Action Plan 2001 ►�J � February 8, 2001 St. Paul Housing Campaign 1671 Summit Avenue, St. Paui, MN 55105 6�'�� • Mr. Brian Sweeney Department of Plannin� and Economic Development 25 West Fourth Street St. Paul, Minnesota 55101 Dear Mr. Sweeney: We commend the City for addressing the critical shortage ofhousing through its Housin� Action Plan, particularly for affordable housing. Members of the St. Paul Housing Campaign stand ready to assist you in implementin� strategies and provide supportive services to ensure an increased supply of affordable housing to strengthen families in St. Paul neighborhoods. We urge the City to develop a political strategy through the leadershio of Mayor Coleman to secure maior Federal fundinQ increases for affordable housing in ST. Paul and the Metropolitan Area. HUD presently does not fund adequate production of new rentai affordable. (The tax credit program is available through the IRS). This is an essential strategy in meeting the goals of the Housing Action Plan. Additional Federal funding throu�h mortga�e subsidies, pro}ect based Section 8, increased tax deductions and increased tax credit strategies are proven viable �vays to increase affordable housing production. The St. Pau] Housing Campaign provides the following comments for inclusion in the final iinplementation of the Housing Action Plan —2001 for the City of St. Paul. Address how the deficiencies in goal accomplishments in the Housing Action Plan for 2000 of approximately 511 of new construction units including 40 at less than 30% of Area Median Income and 26 at less than 50% of AMI will be made up in 2001. These must be inc]uded in addition to the stated 2001 Qoals. Clarify that the Local Replacement Housing Policy is in addition to the goals stated in the Housin� Action Plan. Identify the number of housing units and affordable housing units (less than 30 % and less than 50 % lost due to demolition, conversion to market rate or other reason). Incorporate the replacement strateQies in addition to the stated goals of the Housin� Action Plan. Clarify that none of the replacement of lost units is being overlooked or double counted. Identify ho�v units being placed in service (being available for occupancy) annually, 2000, 2001, etc. is Yracked in relationship to units financed. The goals aze not met until piaced in service. City financing is merely a tool to assist housin� de��elopment. 4 Address the strategies the City will use cooperative with building owners and managers throu�h reasonable code enforcement to preserve housing units, particularly affordable � housing units which are the most at risk. Identify the financial commitment to these • strate�ies. Outline the preservation process the City �vill use to assist buildin�s from becoming completely deteriorated. . � .- i 5 Page 2 Identify the policies and procedures to ensure timely performance of builders & developers to produce housing that receives City, State or Federal funding through the City. Are there sanctions or penalties? Why or why not? Address the tracking procedures to monitor housing unit production in relation to goals. Identify the sYrategies the City will use to attract qualified developers who will meet the City's goals of affordable housing units Section 2.2 Strategies a Identify affordable housing units which could be rehabilitated. Rehab of abandoned or previously uninhabitable units could be counted as replacement. b Identify the amounts of TIF dollars, Section 8 Vouchers or certificates, and project based Section 8 which could be made available to increase affordable housing production. d ,.� �r Explore land trust strategies with tax forfeited properties for sustaining affordable housing. � Develop programs to provide density bonuses and flexible zoning to provide affordable housing. Use general obligation bond funding as a financin� tool as the City of St. Louis Park has done to preserve affordable housing. Section 3.0 Priority Second paragraph. 450 should read 750 Third paragraph include 10% less than 30% and 10% less than 50% 10 We strongly support the preservation of affordable housing units in 2000 tk�rou�h rehab strategies and the accomplishment of 530 units at less than 30 % AMI. 11 We support the goals of 750 new units in addition to the make up units of 511 deficient from 2000 and 600 rehab units for 2001 with all meetin� 10 °/a at less than 30 % AMl and 10 % at less than 50 % AMI for affordable housin�. However, we have serious reservations that these modest Qoals will not meet the market demand for affordable housine as suovorted bv the 2000 census data. Are these goais adequate to meet the Mayor's stated goal of 2500 ne�v units in five years? Demonstrate how the Housing Action Plan and its strate�ies will meet this goal particularly in light of the 2000 deficiency of 511 units. � 12 The Housing Action Plan must be updated to reflect al] of the data from the 2000 census as soon as it becomes available. r- : ' 13 � Page 3 The Housing Action Plan must recognize the disparity between the Area Median Income and the St. Paul resident Median Income and the resultin� greater need for affordable housing in funding decisions. _ 14 We urge the City to develop a study identifying the cost benefits of a greater supply of affordable housing which wiil produce greater family stability in our neighborhoods and reduce the cost of social services, support better job creation, seif sufficiency, better education for our children and reduced heaith care costs. This strategy to strengtl�en families should be the ultimate goal of the F-Iousing Action Plan. We recommend the city en�age the business community in developing strategies that increase affordable housing production as an economic development tool to stren�then the employment base for businesses. p �.7f' 4 � We invite you to contact us about ways we can assist you in meeting the affordable housing goals. Enclosed is some information about the St. Paul Housing Campaign as a resource for community development of affordable housing. We have several working committees to assist you. Our Issues and Action committee has reviewed this Housing Plan in detail and made recommendation to our membership. We request that you incorporate our recommendations outlined above in the Housing Action Plan — 2001 and look fonvard to helping implement this ambitious plan to impro��e the quality of Sincerely, life for St. Paul residents. ST. PAUL HOUSING CAMPAIGN (SPHC) ��G�u��Q/t�C/� Melissa n4anderscheid Co Chairperson cc: Mayor Coleman Council Members S�C � _... Eric Stoller Co Chairperson SPHC Issues & Actions Committee: Dan Le, Perry Bolin, Gloria Little, Nielissa Larsen, � Anne Hams, Joe Claus � � � The Saint Paul H organizations and affordable housinci�i 0� -yc i� ��in is a coalition of more than fifty share �nd th � Remove barriers for potential residents�of affordable rental and ownership units ■., Preserve the exist'ing supply of a,ff }iousing •:�� '. Increase the supply of affordable housing units ;�.r:; Hold public officials accountabie to th'eir afFordable housing commitments ��`' Maximize opportunities for all people to live in the communities of their choice ■ Educate the public on the affordable housing crisis and its potential solutions a commop � belief that e City of Saint;Paul. ers to�inc"or"pq�ate and d gov_ernmenf"structures t Paul, Nlinnesofa. , _- �v - -_.::;�:,_ : We work�to: � - - _ _ . • . �.F . - � �'' � � :..�'C -'- . � � :.. � _ . �, ` . r;•` Empower people to �act`iri'�support'of affordabfe housing Our goal is educ`a`fing�and influencing policy-mak imp{ement public: po{icies, budgets, regufations'an_ that create and preserve affordable housing in Sain Who are we: When and Where do we �Third Friday of the month from (1671 Summit Avenue, Saint Pa Faith Community Organizations Senior Community Organizations Supportive Housing Service Providers =. Ethnic Comrriunity Organizations Housing Devefopers ' °' Neigk�6or{iood Organizations `,. .. Business Owners �' ' ` - - � : Fu.ndin'g�Institutions Homeless Shelter Operators ,-. -- ;,; y . ; ,.. -;_-.; ; O�cials :°-� Housing Advocacy Organizations `LL `-` � ` '_. ° Legal Service �Providers „ �" " _. . ' .i::.` ._ - . .. . . :. -i . .Oc00�at the Saint Paul Area Council of Churches Por more information: - � - http://communities.msn.com/SaintPaulHousingCamPaign _ Eric Stoller, Hamline Midway Coalition;`651"641-b123 -� �=` �, � , -;'; _. -.�..�-. - Jewish Community Action, 651632 2184 �___�..,, :._ _;� �.,,_: _,_:_ .'=. - =��.:� .�:—`-=_ �__� __ ._ �. _ u_. DEPARTMENT OF PLAN�i'I\G R ECONO�[[C DEVELOPMENT Brirsn Sweeney, Direc(or . Date: To: Fr: Re: CTTY OF SAINT PAUL hbrm Colemnrs, binpor 7anuary 2, 2001 Interested Organizations and Individuals Brian Sweeney, Director ` Draft Housing Action Plan 2001 2j i'iest Fonrdt Sreet Snint Pnul, A�fN55/01 6 � ,7� Telephane: 657-266-6565 Facsimile= 6il-128-3261, Enclosed is the City of Saint Paul's draft Housing Action Plan for year 2001 for your review and comment. The Hotrsi�rg Plan, a chapter of the City's Comprehensive Plan, calls for an annua] housing action plan. The enclosed draft year 2001action plan �vas prepared �vith a Housing Action Plan Task Force convened by LISC and the Housing Roundtable. A list of thz task forcz members is in Attachment E. Enclosed �vith the draft action plan for your information, is a memorandum transmitting the action plan to Mayor • and City Council, summarizing certain priority actions and other items. Prior to adoption of the action plan, the City Council (through the Housing and Redevelopment Authority (HRA) Board of Commissioners) is providing an opporiunity for interestzd organizations and individuals to review and provide comments to the drafr action plan. For organizations, the HRA specifically requests that housing development and funding organizations carefully review the plan and respond to us on how the City's draft year 2001 housing action plan compliments your organization's anticipated �vorkplan for 2001; i.e., are the City's housing priorities and directions consistent ��i[h the work all the stakeholders anticipate will be the housing implementation activities during 2001. In fact, the City Council requests that development and funding organizations provide the City �vith a copy of your 2001 housing action activities. �Ve request you review the enclosed draft action plan and pro�ide written commenG and material to us no later than February 9, 20Q 1. Comments should be forwardzd to Gary Peltier by U.S. mail or by email to: gary.peltier cr ci.stpaul.mn.us Tn the event there are questions or you wish to discuss the plzn, please feel free to contact Gary at 651-26b-6619. Followin� the receipt of all the comments, PED staff �vill pro�ide a summary of the comment; to the HRA Board. The HRt1 Board will consider the comments and conduct a public hearin� on �Vednesday, February 27, 2001, at 2:00 p.m. in City Council Chambers. Thank you for your attention to this request and Happy New I'ear. � c: . HRA Board of Commissioners Susan Kimberly 01 �� ... � . RESOLI3TION I30. Ol-2/28- Endorsing the Housing Action Plan 2001 and Recommending Adoption by City Council WHEREAS, the City Council adopted the Housing Plan on March 24, 1999; and 10 � 13 14 15 WT�REA5, the Housing PZan states the City should prepaze an annual housing action plan; and WHEREAS, a task force was co-convened by the Local Iniriatives Support Corporation and the Housing Roundtable to work with staff of the depaztment of Pluuiing and Economic Development (PED) in preparation of the Housing Aciion Plan 2001; and WHEREAS, PED recommends the HRA Board review, endorse and recommend to the City Council the adoption of the draft Housing Action Plan 2001; and NOW, THEREFORE, BE IT RESOLVED, by the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota, that the draft Housing Action Plan 2001 has been reviewed and is endorsed and recommended for adoption by the City Council. � o�-yc�' Interdepartmental Memorandum CiTS' OF SAIN'I' PAUL December 7, 2000 To: Mayor Norm Coleman Council President Bostrom Council Member Benanav Council Member Blakey Council Member Coleman Council Member Harris Council Member Lanhy Councii Member Reiter Fr: Brian Sweeney� � Re: Housing Action Plan 2001 Enclosed for your review is the draft Housing Action Plan for yeaz 2001. The Housing Plan adopted by the City Council in March 1999, calls for an annual housing action plan. LISC and representatives of the Aousing Roundtable convened a FIousing Action Plan Task Force to work with PED staff in the preparation of the action plan. The summary report of the task force is also enclosed. The task force report is a good summary of the key discussion points. IVote our additional comments: 1. PED staff agree that the process with the housing action plan task force is meaningful and productive. PED encourages the task force to continue to work with the City in planning housing implementation activities. We thank the members of the task force for their time and effort given to this task and we look forward to continuing to work with them. 2. The City's role in the implementation of housing-related activities includes several departments and offices of the City, including the Public Housing Agency. However, the draft action plan is primarily the priority actions undertaken by PED. The task force seeks clarificarion as to whether the annual acrion plan should include housing related acrivities that aze not the primary responsibitity of PED, such as fair housing and code enforcement. � 3. The priority actions listed in the action plan is an aggressive list of housing actions, • At least 750 newly constructed units with City/FIIZA financial assistance should be under construction or completed during the year. O1-��Y � • At least 600 rehabilitated units should be underway or completed during the year. - At least 250 home buyers should take advantage of below-mazket rate purchase mortgage loans (inciuding purchase or refmance and reha� loans) during the year. • The City will continue to be an active member of the Interagency Stabilization Group (ISG), through acrive monitoring of existing low income housing developments, and the City/HRA will participate in the preservarion and stabilization of low income housing. • The City will continue to be an active participant in the Ramsey County/Saint Paul Funders Council to improve the system by which funding decisions are made for supportive housing projects. 4. 1fie City/HRA commits to the goal that 20% of the new housing units produced with City/HItA financial assistance will be affordable to households at 30% and 50% of the azea median income. 5. It is clearly recognized that, to attain the pro,}ected level of producrion of new housing units, addirional public and other subsidy resources must be secured, especially to attain the 20% goal of new production for low income households. It is further aclmowledged that the production of ownership units affordable to households at the 30% of area median income level and below is extremely difficult and requires high public subsidies. In addition, home ownership is oftentimes too costly for families at this income. Therefore, it is anticipated that the production of units affordable to families at 30°/a of the area median income wil] be primarily rental units. 6. Among the many potential zoning, neighborhood and project planning initiatives anticipated to be � underway during 2001, PED agrees with the task force's recommendation to initiate a comprehensive study of senior housing and identify any areas where development of new senior options may be encouraged. 7. A current copy of the PED Major Housing Projects-Status Report is included as Attachment B. A revised, updated copy will be incorporated at the time the action plan is finalized and adopted. 8. A Summary Report-2000 Housing Activities will be prepared at the end of the year 2000, and will be included as Attachment D in the final Housing Action Plan 2001. If you have any questions or concems, please feel free to contact me or Gary Peltier. At the appropriate time, we will place the Housing Action Plan 2001 on the City Council agenda for adoption. cc: Susan Kimberly PED Team Leaders �hap\Olkcmem � . � sc Local initiatives Support Corporation MEMORANDUM To: Honorable Mayor Norm Coleman Council President Dan Bostrom Councilmem6er Jay Benanav Councilmember Jerry Blakey Councilmember Chris Coleman Councilmember Pat Harris Councilmember Kathy Lantry Councilmember Jim Reiter From: Date: l:� � Brian Sweeney, PED Director Michael Oisen and Paul Williams: Co-Chairs of the Housing Action Plan Task Force November 7, 2000 Summary Task Force Report � We are pleased to transmit to you the summary report from the Housing Action Pian Task Force on the 2001 Housing Action Plan. The report provides some background information on the process we followed this year to review the plan as well as a summary of the main comments that surfaced during the deliberations of the task force. We appreciate the opportunity to provide input and comment during the drafting of the City's 2001 Housing Action Pfan. We particu4arly want to express our appreciation to Gary Peltier for his excellent staff work during our review process. If you have any questions about the task force or the content of this report, please feef free to contact either of us. ��e Michael Olsen � 1 . �� . i ,,, . o _}� Twin Cities LISC Hamline Park Plaza, 570 Asbury S[ree[, Suite 207, St. Paul, MN 55104 TeL (651) 649-1109 • Fax: (65ll 649-1112 O1-a� � Housing Action Plan Task Force Summary Report on the 2001 Housing Action Plan November 2000 Background The implementation chapter (7.0) of the St. Paul Housing Plan calls for the creation of an annual housing action plan. The purpose of fhe annual housing acfion plan is to out{ine the specific actions that wil! be undertaken and the specific objectives that will be met over the course of the year in furtherance of the broader strategies and polices outlined in the Housing Plan. The Housing Plan also calls for the creation of a fask force, to be convened with the assistance of the Local lnitiatives Suppo�t Corporation (LISC), that will include balanced representation and will work closely with City staff on the development of the annual housing action plan. This year the Housing Action Plan Task Force was again co-convened by LISC and the St. Paul Housing Roundtable. The task force followed a process designed to: ■ Provide balanced and focused input on the action plan from a broad representation of important stakeholders in housing; . ■ Ensure meaningful engagement of individuals and institutions that are critical to the successfui implementation of the pfan; ■ Ensure timely completion of the plan and the efficient and effective use of City staff time and the time of those that participate in the process. The task force is comprised of a broad cross section of representafives from the public, private, nonprofit sectors. A fist of the members is attached. Paul Williams, LISC Program Director, and Michael Olsen, Co-Chair of the Housing Roundtable and a Realtor with Coidwell Banker Bumet, serve as the co-chairs of the task force. Review Process The task force met five times this year: June 15, July 27, August 17, September 14, and October 5. The first two meetings were focused on reviewing progress against the goals set in the 2000 Housing Action P{an and better understanding the financial resources the City has available for housing. The final three meetings were focused on the review of drafts of the 2001 Housing Action Plan. Each section was reviewed separately and City staff then incorporated the comments made by the task force into subsequent drafts. A final draft of the entire action plan was reviewed at the meeting on October 5, 2000. This schedule of ineetings allowed for a broader and more complefe . rev+ew of the plan than was the case in a much more condensed period of time (ast year. 0� -a�r • Summary of Key Discussion Points This report will not summarize ali o� the comments shared during the meetings of fhe task force. Summary notes of each meeting are availabfe from LISC upon request. Individual comments and suggested revisions were incorporated into the 2001 Housing Action Plan by City staff. Outlined below are a few of the main points that emerged from this year's discussions that the task fiorce feefs are particuiarly relevant and are important fo highlight in this report. The task force continues to be supportive of the City pursuing fhree complimentary strategies —"take care of what we have, meet new market demand, and ensure availability of affordab!e housing". The task force is supportive of the City's aggressive production agenda and strongly encourages the City to continue to use its financia{ support as leverage to induce developers to include affordable units in new housing projects. 2. It was noted by the task force that the issue of affordability of housing in St. Pauf is affecting a broader range of St. Paul residents. As rents and sales prices continue to rise throughout the City, the segments of the population impacted by increased housing costs has expanded to include many moderate or middle income househo4ds. Given rapidly accelerating housing costs throughout the a market, the City may need to explore new or expanded strategies to assure that housing in St. Paul remains affordabie to a broad range of residents. 3. There were concerns raised about the City's progress in meeting 2000 production goals. When the task force met in July to review mid-year progress, very few projects had closed in the first six months of the year. The task force underscored the importance of achieving the production target, particularly the production of new affordable units. Meefing the 2000 production goal of 750 units appears to be dependent on a few large projects closing. As of the October meeting of the task force, many of these large projecfs still had not ciosed. The task force wiil meet in early 2001 to review year-end progress on all aspects of the plan, including production goais. 4. There was considerable discussion about the challenges of making home ownership opportunities affordable to lower income households. The task force felt that the action plan should acknowledge the difEiculty of producing new ownership units for persons with incomes below 30% of inedian income but that the overall affordable housing goal of the City should not change. 5. As a point of clarification, the task force agreed with a City recommendation that rental units with Section 8 project based assistance could be counted as affordable to households earning less then 30% of area median income. � 2 o�-�-� ! 6. Recognizing the importance of providing housing options for seniors, the task force recommended including a comprehensive study of senior housing needs in the 2001 Action Plan. 7. Concems were expressed about fhe impact new federal requirements conceming lead based paint will have on the Cify's housing rehabilitation and home improvement programs. The task force appiauded the City for its current effocts to deal with these new regulations and urged the City to continue to be proacfive in assessing and responding to this new federal mandate. The importance of fair housing strategies was raised by the task force. The 2001 Housing Action Plan in its current form includes housing related activities that are the primary responsibility of PED, not other departments. Therefore, since fair housing strategies are primarily implemented by the Human Rights Department and not PED, the action plan does not include specific actions related to fair housing. The task force seeks clarification from the Mayor and Council as to whether the Housing Action P(an should include housing related actions that are not the primary responsibility of PED, such as fair housing and code enforcement. The task force plans to take some time next year to learn more about the City's fair housing strategies. 9. Questions were raised by the task force about the City's policies and practices r �elated to replacing housing that is lost as a result of redevelopment projects undertaken by the HRA, Port Authority, School District, Parks and Recreation, and/or other City agencies. It was agreed that the task force wiil spend some time next year exploring this sub}ect, including examining the City's current housing replacement policy. Next Steps The Housing Action Plan task force process continues to evolve. Taking more time this year to thoroughly review all sections of the plan resuited in a more productive and constructive process. The task force will re-convene in early 2001 to review year-end progress and to set a meeting schedule and agenda for the remainder of the year. Task force members have appreciated this forum for providing comment to the City on the housing action plan and invite the City to continue to use this group as a resource when working on imp4ementation strategies related to housing. � 3 . • • HOUSING ACTION PLAN TASK FORCE o�-a� Michael Olsen, Co-Chair Paui Wiliiams, Co-Chair Coidwetl Banker Bumet Program Director 1991 Ford Parkway Twin Cities LISC Saint Paui, MN 55116 Hamiine Park Plaza, 570 Asbury Street, Suite 207 (651) 699-6666 . St. Paul, MN 55104 (651}265-2297 Monte Aaker MHFA 400 Sibley Street, Suite 300 Saint Paut, MN 55101 (651) 296-9952 Tom Fuiton President Famiiy Housing Fund 801 Nicollet Mall, Suite 1844 Minneapolis, MN 55402 (612)375-9644 Terry McNellis Managing Director US Bancorp Piper Jaffray 800 Nico{iet Mall, Suite 800 Minneapolis, MN 55402-7020 (612)303-6665 Gary Peltier Special Housing Advisor St. Paul Dept. PED 25 W. 4`" Street, 14` Floor Saint Paul, MN 55102 (651) 266-6619 Caty Royce Executive Director Community Stabilization Project 671 Selby Avenue Saint Paul, MN 55104 (651) 225-8778 Stephen Seidel Executive Director Twin Cities Habitat for Humanity 3001 4`" Street SE Minneapolis, MN 55414 (612) 331-4090 Deborah Mitchell Wilder Foundation 1600 University Avenue, Suite 219 Saint Paul, MN 55104 (851) 917-6212 Jim Erchul Executive Director Dayton's Bluff NHS 823 E. Seventh Street Saint Paui, MN 55106 (651) 774-6995 Colleen Fraley Deputy Director Fannie Mae, Minnesota partnership Office 386 N. Wabasha Street, Suite 1026 Saint Paul, MN 55102 (651)298-9826 Paul Mikelson Lyngblomsten Heaith Care Facilities 1415 Almond Avenue Saint Paui, Mt3 55108 (651)632-5318 Vic Rosenthai Jewish Communiry Action 2375 University Avenue West, Suite 150 St. Paui, MN 55114 (651) 632-2184 Fax:(651)632-2188 Barb Sporlein Deputy Director St. Paui Public Housing Agency 480 Cedar Street, Suite 600 Saint Paul, MN 55101 (651)292-6175 Mary Ann Sudeith Vice President Firstar Bank of Minnesota 101 East 5'" Street Saint Paul, MN 55101 (612)229-6536 Dave Thune St. Paul Dept. PED 25 W. 4th Street St. Paul, MN 55102 (651) 266-6000 rev.lo2sroo r�aszooi naniorzsioo 01- n U � . �� C1TY OF SAINf PAUL Norm Co[eman, Mayor Department ojP1¢rv�ing and Economic Development OL•�� . Honsing Action Plan 2001 Table of Contents 1.0 Introduction 2.0 Housin¢ Plan Policies Emphasized in 2001 3.0 Priority Actions for 2001 3.1 New Housing Production 3.2 Existing Housing Rehabilitation 33 Preservation of Low Income Housing 3.4 Low Income Housing artd Homeless Services PZan 3.5 Mortgage lending 3.6 Obstacles to Implementation 4.0 Other Housine Related Activities 4.1 Issues to be Addressed during 2000 4.2 Legislative Initiatives • 43 Zoning Initiatives 4.4 Neighborhood and Project Planning 4.5 Support Key Partners 4.6 Housing Activity Reporting 4.7 Other Actions 5.0 Process for Prenazation and Review of the Housin¢ Action Plan Attachments A Housing Activities Projections 2001 B PED Major Housing Projects [A current copy of this status report will be incorporated into the final HAP 2001.] C. Potential City/HRA 2001 Capital Funds and Other Resources [A revised copy when the 2001 budget is adopted will be incorporated into the fanal HAP 2001.] D Suminary Report--2000 Housing Activities [This report will be prepazed at the end of the year and will be incorporated into the final HAP 2001.] • E Housing Action Plan Task Force Members o � .��r � Housing Action Ptan 20Q1 1.0 Introduction "I'he Housing Action Plan 2�01 (HAP) presents housing implementation activities proposed by the Department of Planning and Economic Development (PED), in coordination with other City departxnents, and other public and private partners. The Housing Plan, adopted by the City Council on March 24, 1999, calls for the preparation of an annual Housing Action Plan. Additionally, the Housing Acdon Plan incorporates actions from the Saint Paul-Ramsey County Five-Year Low Income Housing and Homeless Services Report and Plan (Homeless Plan) adopted by City Council in April, 1999. The Housing Action Plan is an implementation plan on what actions will be taken during 2001 to implement the polices in the Housing PZan and the recommendations in the Homeless Plan. The City of Saint Paul's role in the unplementation of housing-zelated activities includes several deparhnent and o�ces of the City, including the Public Housing Agency. However, this Housing Action Plan is primarily the priority actions undertaken by PED. Fair Housing issues are being addressed through the City's Human Rights Commission including the preparation of an annual report. . The HAP 2001 will also serve as Saint Paul's action plan required by the Metropolitan Livable Communities Act. In that capacity, it will be submitted to the Metropolitan Council to document the City's intended actions to carry out its agreed upon housing goals. The HAP 2001 is arranged in the following order: • Section 2.0 Housing Plan Policies Emphasized in 2001 • Secrion 3.0 Priority Actions for 2001 • Section 4.0 Other Housing Related Activities • Section 5.0 Process for Preparation and Review of the Housing Action Plan The three strategies outlined in the Housing Plan are used to organize the HAP 2001. These strategies are: Take care of what we have. Meet new mazket demand. Ensure availability of affordable housing. An attachment provides a summary of housing accomplishments during 2000 including indicating incomes served. It is expected that the Housing Action Plan 2001 will be approved by Mayor Norm Coleman and the Saint Paul City Council. • o �-a�� • Honsing Action Pian 2001 2.0 Housing Plan Policies En0.phasized in 2001 The Housing Plan outlines three distinct but highly inter-related—strategies. In each of the three strategies, ceYcain policies or actions are outlined. Below, as part of each strategy, is a list of the policies/actions that will be emphasized in 2001. The policies that will be emphasized in 2oQ 1 are briefly stated below each sirategy, and are stated completelv in the Housing Plan. 2.1 Sirategy 1: Take Caze of What We F3ave • Continue and expand efforts to enhance the city's traditional neighborhood design. • Preserve historically and azchitecturally significant buildings and neighborhoods. • Strategically focus efforts to stem deterioration and declining values. � Tmprove management and maintenance of rental properiy. • Priority will be given to projects that commit to the long-term affordability of housing units. 2.2 Strategy 2: Meet New Mazket Demand ` • Encourage the production of housing. • Promote good design solutions. • Encourage the production of rental housing. • Encourage a diversity of building and unit types. • Encourage innovative development through regulatory reforms. • Assess and meet the demand of seniors. 2.3 Strategy 3: Ensure Avaitability of Affordable Housing • Challenge the region to provide a full range of housing choices to meet the needs at all income levels. • Identify and secure significant additional resources to preserve and construct affordable housing within the city and the region. • Preserve existing federally assisted housing. • Provide 10 percent of the newly constructed units to be affordable to househoids at 50% of the azea median, 10 percent of the new units affordable at 30% of area median. • Follow the local replacement housing policy. • Support initiatives that assist lower income households achieve home ownership. • Implement the Saint Paul-Ramsey County Five-Year Housing and Homeless Services Plan. • • Explore policy options used by other metropolitan azeas. 2 ��. , Housing Action Plan 2001 3.0 Priority Acrions for 2001 Though the following outlines specific implementation activities, the City/FiRA will always consider new opportunities as they arise during the year. The priority actions outlined below, especially the projections for new housing production, is an aggressive list of housing actions. The City/HRA embraces, encourages and welcomes housing production for all income levels. The City/I-IRA encourages an annual production objective of at least 450 new units. This production level will meet the annual objective in the Housing Plan as weil as offsetting anticipated demolition of housing units. The City/HRA commits to the production of units affordable to households at 30% and 50% of area median income. Key rental housing financing tools include the use of the federal Section 8 prograin that provides project-based rent assistance for low income households. Currenfly, the typical income of a Section 8 voucher holder has a household income of approatimately 20% of the area median income. In projects that have project-based Section 8 assistance and rents at the Section 8 Fair Mazket Rent levels, units will be considered affordable to households at 30% of the azea median. ! It is clearly recognized that, to attain the projected level of production of new housing units, additional public and other subsidy resources must be secured, especially to attain the 20% goal of new rental and ownership production for low income households. In addition to the potential lack of adequate resources to achieve the projections, other obstacles aze outlined in Section 3.6. It is further acknowledged that the production of ownership units affordable to households at the 30% of azea median income level and below is extremely difficult and likely requires high public subsidies. In addition, homeownership is oftentimes too costly for families at this income. Therefore, it is anticipated that the production of units affordable to families at 30% of the azea tnedian income will be primarily rental units. Regazding the projection for new housing production during 2001, Attachment B includes active housing development projects that can potentially start construction during or after 2001. Every effort will be made to start construction on as many projects as possible. However, based on experience on how long it takes major projects to begin, the new housing production projection indicated below for 2001 is 750 units. 3.1 New Housing Production a. Support the production of ownership and rentai housing in Saint Paul. At least 750 units should be under construction or completed by the end of the year. • b. Work with the private and nonprofit sectors and other public agencies in o�•w'" ! developing and £mancing a diversity of building and unit types, rental and ownership, throughout the city, for a broad range of incomes and family types including singles, couples, families and seniors. c. Provide interim and gap financing for new replacement (infill) single family houses and the rehabilitation of vacant houses. d. Subsidize the provision of low income units in new housing developments. e. VJork closely with the Public Housing Agency, Habitat for Humanity, the Wilder Foundation and other key parhiers in developing housing and providing support services to low income households. f. Support legislative and other efforts to increase Saint Paul suburban low income housing developments. Attachment A projects new housing production in Z001 with Ciiy/fIRA assistance, based on potential City/FII2A 2001 capital funds outlined in Attachment C. Attachment B outlines active housing development proj ects that have a good opportunity to be started during and aftez 2001. 3.2 E�tisting Housing Rehabilitation a. Support the rehabilitation of housing in Saint Paul. At least 600 units should be � under conshuction or completed by the end of the yeaz. b. Provide home improvement loans for a wide spectrum of incomes. c. Provide rental rehabilitation financing. d. Originate purchase/refinance and rehabilitation loans for a broad range of mcomes. e. Provide gap financing loans to enable home owners and buyers to purchase or refinance and rehabilitate homes, where the combined cost of purchase or refinance and rehab exceeds the market value of properties. f. Provide rehabilitation loans for child caze facilities, including single family houses. Attachment A projects rehabilitation in 2001 with City/FiRA assistance, based on potential City/HRA 2001 capital funds outlined in Attachment C. 3.3 Preservation of Low Income Housing a. Continue to be an active member in the Interagency Stabilization Group (ISG), through active monitoring of e�sting low income housing developments, and participate in the preservation and stabilization of low income housing. b. Provide fmancing assistance for the stabilization and preservation of federally- assisted projects, and projects in which the Ciry/IiRA has made previous • investments. � . ��.K ,� � � c. Allocate federal Low Income Housing Tax Credits in accordance with separate City Council approved criteria and procedures Attachment B lists the current and potential preservation pro,jects_ 3.4 Low Income Housina and Homeless Services Plan a. Continue to be an active participant in the Ramsey County/Saint Paul Funders Council to improve the system by which funding decisions aze made for supportive housing projects. b. Support activities to prevent homelessness, provide shelter and housing, provide homeless services, and secure funding for priorities. . 3.5 k� Attachment B lists the current and potential supportive housing projects. Mortgage Lending a. Provide financing for at least 250 home buyers (including home owners for refinance/rehabilitation) with a wide range of incomes. b. Provide special assistance loans to low and moderate income households to enable them to be home owners. c. Continue efforts to retain home owners in dan;er of foreclosure. d. Support city-wide home buying counseling and finance, including support for the Home Ownership Center. e. Continue CityLiving mazketing efforts. Attachment A projects City/HRA mortgage lending program activities for 2001, based on potential City/HRA 2001 capital funds oudined in Attachment C. Obstacles to Implementation Following are significant examples of potential obstacles to implementing the priority actions listed above. The City/HRA and all the housing partners/stakeholders must work together to remove these barriers: a. Inadequate housing subsidy resources. b. Inadequate resources for redevelopment costs; e.g., site assembly including residentiaUbusiness relocation and soil remediation. c. The need to identify and the complexity to incorporate multiple funding sources in housing development financing. d. Need for zoning and related changes for spec�c projects. e. Neighborhood and other support; e.g., land use, density, design and affordability issues. Y � o._� f. Challenging site topography. g. Developer selecrion/predevelopment processes. h. Recent new federal lead-based paint abatement requirements. i. Other federal requirements that inhibit production. � � � � _��Y � I� L • Housing Action Plan 2001 .� C�I 4.2 43 ,. Other Housing Related Activities Issues to be Addressed during 2001 A number of housing related issues should be addressed by PED during 2001. Tfiese issues may be topics for the Housing Roundtable and the Housing Action Plan Task Force to discuss, and may be appropriate for the Mayor and City CounciUHRA to establish policy or impiementation d'uection. These issues include the following: a. b. c. Identification of additional housing fmancing resources; e.g., housing subsidies to fund the gap between cost and value, and redevelopment and extraordinary site development costs including site assembly and site remediation. Housing developmenUconstruction costs (cost reduction) inciuding quality and design standazds. Federal lead-based paint abatement requirements and related costs. Legislative Initiatives a. Improve acquisition of tax forfeited properties. b. Support continuation of funding for State housing programs. c. Urge the Legislature to support initiatives which encourage the production of low income housing outside the core cities. d. Support changes in tax increment, t�-exempt bond, low income housing taac czedit and other financing methods that wili enhance the City's ability to meet its housing goals. e. Consider and support the legislative agenda of the Minnesota chapters of NAHRO, NALHFA and other housing related entities. Zoning Initiatives a. b. c. d. As authorized by State law, submit necessary material to appropriate approving bodies to allow rezonings to be done by a non-petition process. Submit necessary material to appropriate approving bodies for Zoning Code changes to implement urban village mixed-use and higher densities. Take necessary steps for the Zoning Code to conform with the Land Use Plan. Consider zoning provision changes to aliow accessory apartments and carriage house units. Neighborhood and Project Plancung a. Initiate appropriate 40-acre and other zoning studies, and neighborhood ptanning �i _aeY • for development opportunities. Potential year 2001 e�mples include: Transit-oriented development areas; e.g., Riverview Busway Corridor and Ceniral Transit Corridor Franklin/LTniversity Koch/Mobil site East'7"' Street/Metro State area/Earl Street bridge area Payne/MarylandlArcade area Como/Dale azea University/Dale Global Village Universityl5nelling area Lower Afton/McKnight area University of St. Thomas student nousing b. Initiate implementation planning for identified development opportunities. Year 2001 examples include: West Side Flats • Upper Landing � Shepazd Davern azea • Seven Corners azea • • Phalen Corridor Development Strategy sites; e.g., Phalen Village and Phalen West area • District Del Sol • White Bear Avenue/Hillcrest Shopping area c. Continue appropriate neighborhood and project plamiing for each project outlined in Attachment B. d. Initiate a comprehensive study of senior housing currently auailable in Saint Paul, by neighborhood, and identify any areas where the development of new senior housing options should be encouraged. 4.5 Support Key Partners PED will work closely with key partners including other City departments in the implementation of housing activities. Following partners aze specificaily mentioned: a. Support the LISC sponsored National Community Development Initiative (NCDI), including the continuation of a production initiative by CDCs and other partners similaz to the 2000 by 2000 initiative. b. Support the Public Housing Agency (PHA) in the operation of its public housing, • Section 8, and homeownership programs, and possible housing development 0 a�-��r � i 4.6 c. � e. � h. i. .1� k. 1. Housing Activity Reporting a. Produce a regular report about PED housing activities (including subgrantees) including: type activity, units, City/HRA funds, total development costs, and a��. Work with the Minneapolis Community Development Agency (MCDA) in the delivery of joint mortga�e revenue bond loan programs. Support the Home Ownership Center in providing a continuum of home buyer and owner services, including the Mortgage Foreclosure Prevention Program. Support the work of the Family Housing Fund and other low income housing advocates in providing funds to support development activities and services for low income families. Participate an the Saint PauURamsey County Low Income Housing and Homeless Services Funders Council to oversee the unplementation of the Homeless Plan. Work with the Minnesota Fannie Mae Partnership Office, the Minnesota Mortgages Bankers Association, and other parties in the private lending industry in providing a wide range of financing altematives for ownership and rental housing activities. Work with key public, nonprofit and other private funders in providing resources and other services for a variety of housing activities, including the Minnesota Housing Finance Agency (MHFA), the Metropolitan Council and the federal Department of Housing and Urban Development (Hi3D). Support the activities of the Wilder Foundation and other organizations in the ownership and development of "serviced enriched" housing for families, frail elderly and single adults Support the development activities of Habitat for Humanity. Support organizations providing landlord and tenant training. Support neighborhood organizations in providing better education and outreach, project review, and support for housing developments especially for affordable housing projects. incomes served. l__J 4.7 b. Produce an end-of-the-year report including: PED activity, activily by other public agencies, subsid'azed housing (gain/loss), affordable housing generally, and housing units in the city (gainiloss). c. In housing projects that have pro}ect-based Section 8 assistance and rents at the Section 8 Fair Mazket Rent levels, units will be considered affordable to households at 30% of the regional median income. Other Actions a. Sponsor jointly with Minneapolis the Saint PauUMiimeapolis Home Tour. b. Continue to facilatate meetings of the Housing Roundtable, including a wide- 0 � 1-7 . range of public and private representatives, to act as a sounding boazd for ideas, questions and proposals, providing a valuable, real world perspective about urban housing issues. , c. Housing Information Center • Continue to develop the Housing Information Center among City departrnents and offices involved in housing, working towazds establishing a one-stop, publicly idenrifiable entity to coordinate all housing related housing activities including data collection and reporting. • Consider using the City's web page as an effective means to distribute informatioa d. Business Connection • Work collaboratively with the business sector and other stakeholders to identify measures to increase employer involvement in housing. • Identify and initiate an appropriate employer-assisted housing initiative(s). • Explore employer-assisted housing as an option for developing housing affordable to low income households. • Submit appropriate applications to MHFA for Economic Development and Housing Challenge Grant program. • e. Explore policies, programs and initiatives of other metropolitan azeas to identify any new approaches to housing production, rehabilitation, financing, and affordable housing. � I[17 O� •�� Housing Action Program 2001 5.0 Process for Preparation and Review of the Housing Action Plan 51 Background/Conte� The implementation chapter (7.0) of the Housing Plan calls for the creation of an annual housing action plan. The purpose of the annual housing action plan is to outline the specific actions that will be undertaken and the specific objectives that will be met over the course of the year in furtherance of the broader strategies and polices outlined in the Housing Plan. The Housing Plan calls for the creation of a task force, to be convened with the assistance of LISC and the Housing Roundtable, that will include balanced representation and will work closely with City staff on the development of the annual housing action plan. LISC's and the Housing Roundtable's involvement in this process was intended to help assure that many of the organizations and institutions that would be vital to the City's success in implementing the Housing Plan would be engaged in and supportive of the City's plans. • 5.2 Preparation of Housing Action Plan 2001 In prepazation of the HAP 200Q LISC staff, representatives of the Housing Roundtable and City staff discussed how to best structure and carry-out the process described in the Housing Plan. There was agreement that the process should be designed to achieve the following: Balanced and focused input from a broad representation of important stakeholders in housing. Meaningful engagement of individuals and institutions that aze critical to the successful implementation of the plan. Timely completiott of the plan and the efficient and effective use of City staff time and the time of those that participate in the process. In order to meet the intent of the Housing Plan and to achieve the outcomes listed above, LISC and the Housing Roundtable recommended that a task force be created. This task force continued its work in the preparation of the HAP 2001. 5.3 Chazge of Task Force The work of the task force focused mostly on reviewing and commenting on drafts prepared by PED staff. T'he setting of broader housing policy was not the purview of this � group. The chazge of the task force is to provide meaningful input and comment in the 11 oi-xr • development of the housing action plan and to make recommendations to the City on specific impiementation strategies. 5.4 Composition of the Task Force The task force has about 18 members and includes representatives of the following groups: LISC Housing Roundtable Realtor Private Lender(s) Investment Banker Fannie Mae IvIHFA PHA Family Housing Fund Private Developer(s) Senior Housing CDC(s) • Housing Advocacy Organization(s) District Council(s) The intention is to involve a balanced cross-section of stakeholders while keeping the size of the group manageable. 5.4 Preparation of Housing Action Plans in the Future The intent is to have the task force involved on an annual basis in the development of the housing action plan. The task force will convene and will follow a time line intended to produce the housing action plan in time for it to inform the development of the City's budget for housing. The task force brings people and institutions together that can help the City achieve its housing goals, and supports and strengthens genuine partnerships between the City and key stakeholders that aze needed to get results. � 12 ��_��r • Honsing Action Plan 2001 , Attachment A Housing Activities Projections 2001 �� Activity Total Units New Production: Single Family (new constr and vacant house rehab) 50 Other Ownership New Construction 175 Rental 525 TOTAL NEW PRODUCTION 750 Rehabilitation: Home Improvements (ownership) 300 Rental Rehabilitation 300 TOTAL REHABILITATION 600 Subtotal New Production and Rehabilitation 1,350 Mortgage Lending: Straight Purchase Mortgage Loans 170 Purchase/Refinance and Rehab Mortgage Loans 30 Special Assistance ( 40) Mortgage Credit Certificate Related Loans 50 TOTAL MORTGAGE LENDING 250 TOTAL AOUSING ACTIVITY 1,600 The City/HRA commits to the production of units affordable to households at 30% and 50% of area median income in accordance with the provisions in the Housing Plan; i.e., 10% of the units affordable to households at 30% of the area median income and 10% of the units affordable to households at 50% of the area median. �J a � .�.br • Honsing Action Pian 2001 . 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C^ 'O � G� o �� O ?�. _' a�''r �� Z.° �"v�i .�°. a� c m u 3° �°�-' { . '� u �`.', � � .. 4� U .,.&.x � � eq w )� i � .��.`.C.. N � � : � x .y � � a o�.. �, :;� a g o ` '� y �o � � � y x _ °' � � z o � �n . , ? m °' v f� • � -.. .� ¢ :� ,.� � m� na � �j .,�j � � � U � U �k � a� a I m a0 v ^.� ' c V� '� b 'Y `a o � Ry LL b � W y W ;;�. • c� [-� a � � � w F w � �n � � � a a ; i �.5. N M V' '/� b � � Q O:CiW� •, i CQ � '_ � � � .a V �W� � � N E !r! ' 0 Q c W � �+ h V W N L' d G F O U w � C � u 0 U m � � � � ° " U • � o > u Ga w y o �' � wp � � � y Vi R r '� p C c"o F D C O .� �L U N N Q � L d � � G' � 'O L R d m G u .a o m y .� W � a a. A � � 3 C 5 � z �i-�� ,a�r • Housing Acfion Plan Z001 • Attaehment C Potential City/HRA and Other 2001 Capital Funds Below is a summary of anticipated/estimated capitat funds to be avaitable during 2001 applicable to housing projects and pmgrams. Based on past experience, though these funds aze eapected to be available and committed to projects/progams during 2001, it is not eacpected all the funds will be closed during the year. CDBG (Community Development Block Grant Program) Following is a summary of CDBG programs in the proposed 2001 budget: PED Pro s Home Purchase and Rehab Fund Home Ownership Opportutriries Fund Housing Real Estate Development Fund Suberantee Housin Pr�ograms • East Side Revolving Loan Fund (DBNHSBSNDC} Home Improvement Plus (NENbC) Frogtown CDC Facelift Home Rehab Frogtown CDC New Construction Frogtown CDC Rehab Construction Project 2000 Loan Fund (H-MARC) Total 2. 3. L� 850,000 850,000 937,000 298,000 128,000 255,000 43,000 85,000 128,000 3,574,000 The summary does not include the allocated program/project fund balances from prior years that are available/uncommitted through 2000. HOME (Federal Home Invesiment Partnership Program) $2,300,000 is the estimated yeaz 2001 federal award amount. The above amount does not include allocated program/project fund balances from prior years that are available/uncommitted through 2000. (ESG) (Emergency Shelter Grants) Each yeaz the City receives an annual federal award. $354,000 is the estimated award amount for 2001. a �_a��' � � STAR {Sales Tax Revitalization) Program During the 2001 RFP competitive cycles, it is anricipated the following funds will be available: Small gants I,arge gants/loans 5. �� 400,000 6,000,000 In the past, 30% to 50% of the STAR funds have been awarded to housing projects and programs; therefore, $3,200,000 is estimated to be awarded during 2001. The above does not include all prior cycZe unexpended fund balances, including the STAR Bank Program, and the Zoan pool available year round. HRA (Housing and Redevelopment Authority) Following is a suxmnary of funds available for housing projects/programs in the proposed 2001 budget: Home Purchase and Rehab Home Ownership Development Housing Real Estate Development Housing UDAG 100,000 1,000,000 1,000,000 300,000 Neighborhood Development RLF Rental Rehab-HUD Total � 500,000 194.000 3,094,000 Revenue Bonds Each year the City/HRRA has the authority to issue up to approximately $16 million of tax-exempt bonds for mortgage revenue bond loan/mortgage credit certificate programs, rental housing or other eligible uses. Also, each year there may be opportuniries to refund past mortgage loan programs and recycle bonding authority in order to provide additional mortgage loan proceeds in addition to the annual bond authority allocated to single family mortgage loan programs. $16,000,000 is the estixnated annual allocation for 2001. The above does not include the current balances in existing first-time and middle income � mortgage loan programs, the mortgage credit certifzcate program, and any carry- forward authority from prior years. 2 � o �.�bt' , 7. LIHTC (Low Income Housing Tas Credits) Each year the City/HRA has the authority to allocate up to approadmately $390,000 of low income housing tax credits, which generates private equity investments in eligible rental housing developments. The estimated allocation is $390,000 for 2001 which can generate an estimated $3 million of private equity investment. Summary Potential City/HRA Aousing Capitai Funds-Year 2001 n U • Resources CDBG HOME ESG STAR HRA Subtotal Revenue Bonds LIHTC Total Est Bud¢et 3,574,000 2,300,000 354,000 3,200,000' 3,094,000 12,522,000 16,000,000 3,000,OOO 31,522,000 'Assumes 50% of the STAR funds will be awarded to housing projects and pro�ams. ZAll of Saint Paul's yeaz 2001 allocation has been reserved for the Sibly Park Apartments in the North Quadrant. 3 o ,_,�r • In addition to the funds that are directly administered by PED/HR.A, following is a list of other potential resources (some are awarded following competitive RFPs) that can be made available during the year for housing projects and programs: Federal McKinney Supportive Housing Pro�r ,ams This is a federal program adnunistered by HiTD wlrich subsidizes the acquisition, rehabilitation, and operational or human service costs for projects for families and individuals who are homeless or are in a hansirional housing program. Projects compete for funding with other projects on a national basis. Historically, Saint Paul annually receives approximately $2 million. 2. Metropolitan Council Livable Communities Demonstration Account This program is for higher density, transit-friendly projects. Planning and development projects compete for funding on an annual, metropolitan basis. Saint Paul has been successful in receiving grants for a variety of housing initiatives in the past. DTED and Met Council Pollution Clean-Up Programs . The State funded Department of Trade and Economic Development Contaminated Site Clean-UP and the Metropolitan Council Tax Base Revitalization funds aze complimentary pollution clean-up programs, fvnded twice a yeaz. 4. MI3FA (Minnesota Housine Finance Agencvl Home Improvement Proerams The City annually receives funds from MI-IFA for pay-back and deferred payment home improvement loans. Saint Paul typically closes about $500,000 of loans each year. 5. MF�'A Super RFPs MF�A conducts state-wide, competitive, twice-yearly requests for proposals for a comprehensive array of State housing funding resources for ownership and rental housing projects and programs. These RFPs incorporate funds (available to Saint Paul) from MI�'A, the Met Council and the Family Housing Fund. 6. Section 8 Project-Based Assistance The Saint Paul Public Housing Agency (PHA) began in yeaz 2000 to make federal Section 8 tenant-based voucher assistance available as project-based assistance. PHA did this in order to use approximately 500 tenant-based vouchers that were unused. Applications are made directiy to PHA and are part of MHFA's Super RFPs. • 0 ��-�� • 7. New Taz Increment Financing Districts Tax increments generated by new housing projects can be used to help pay for land, construction and infrasiructure costs. TIF eligibility varies from project-to-project, depending on former land uses, housing type and income levels. 8. TIF Expenditures on Housing Outside of Existine TIF Districts During the 2000 State legislative session, new sections were added to the tax increment laws that provides authority for districts to increase up to 10% of the permitted amount of expenditures for "qualified housing" activities outside the geographic azea of the TIF districts. Requirements include that the housing must be used to assist housing in which 20% of the units aze affordable to households with incomes at 50% of the area median income, or 40% at 60%. 9. Ramsev Countv The Board of Ramsey County Commissioners is coasidering during the 2000 budget process to establish an affordable housing fund with approxunately $2 million. It is anticipated, if approved, Saint Paul projects could apply for funding. . 10. Fannie Mae In addition fo Fazuue Mae parficipating in the City's morfgage revenue bond programs, it has established the American Communities Fund which invests in debt and equity in neighborhood revitalization. Inveshnents can include a Line of Credit for cities to fund multiple housing projects. 11. Federal Home Loan Bank Board The FHLBB has an Affordable Housing program which make funds available to affordable housing projects. 12. Local Initiatives Support Corporation (LISCI LISC provides a variety of resources to assist the capacity building of nonprofit developers and to pay for pre-development expenses for nonprofit sponsored housing. Additionally, they are working to establish a worldng capital loan pool for the development of multi-family affordable rental housing, and they are anticipating applying for funding commitments from the next round of the National Community Development Initiative (NCDI). r'1 U 5 �� . y�1� • 13. United Wav of Saint Paui In year 2000, the United Way made $150,000 available as a special initiarive to assist building the capacity of organizations to produce additional units of affordable housing. The 2001 capital campaign incIudes affordable housing as a priority giving initiative. 14. Taac Abatement Recent new State legislation enables cities to abate properry taxes for eligible redevelopment purposes. 15. Section 1�8 and EDI The City has the abiIity to apply to HLTD for Section 1081oan and Economic Development Initiative grant funds. Future allocations of CDBG funds aze at risk as repayments of the Section 1081oan funds. 16. Private and Other Non-Profit Entities The CapitaI City Parhnership, Saint Paul Area Chamber of Commerce, local businesses • and other philanthropic organizations have discussed contributing to housing activities in Saint Paul. n U 0 a� -a''e' � Housing Action Plan 2001 , Attachment D Summary Report-2000 Housing Activities [This report will be prepazed at the end of the year in the attached format and incorporated into the &nal HAP 2001.] • � e� -xY � � � .; � d' on a . � 0 � o 0 U N �' � � � G4 � � i�4 7 � � g = � � > o � � � 8 e e o 0 o a o a e e a e 0 0 00 E � H � E £ � ^' � u V U °i a � � d s 0 e� ae oe oo ee oe R � 8 s � s s R ^� V G V V V r y f7 d � � a 7 �� y O O � O O L" � "fJ • �1 � � O � Q �.7 O j� 1�1 -/i M �F+ � Q d O a E " n. 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N � .� � � � U .� � b � .� L]. � f a� O w 0 � � � � � � � � .f: N S-1 � � � U � � � h .f: � a 0 a� � U � � 00 .� y N � � �1�1 0 � U .� ro '� � � H . � � U d W O W i�-i � w � � �-+ N M d� vl �O vi � � � � � � � O � Y O ..r" � � O U � � 0 � a � -att' � List of Major Projects Summary Report 2000Housing Activities City of Saint PaullHousing and Redevelopment Authority New Production OwnershiQNew Construction Rental New Construction Rehabilitation Rental Notes: preservation is the preservation/stabilization of existing, subsidized low income housing projects. • � a�-a� ! Housing Action Plan 2001 Attachment E Housing Action Plan Task Force Members • Michael Olsen, Co-Chair Coldwell Banker Bumet Monte Aaker Minnesota Housing Finance Agency Colleen Fraley Fannie Mae Terry McNellis U S Bancorp Piper 7affray Deborah Mitchell Wilder Foundation Vic Rosenthal Jewish Community Action Stephen Seidel Twin Cities Habitat for Humanity Mary Ann Sudeith Fnstar Bank Paul Williams, Co-Chair Twin Cities Local Initiatives Support Corporarion 7im Erchul Dayton's Bluff Neighborhood Housing Services Tom Fulton Family Housing Fund Paul Mikelson Lyngblomsten Gary Peltier PED Caty Royce Community Stabilization Project Barb Sporlein St. Paul Public Housing Agency Dave Thune PED � ORlGfNAL _FOrm Approved by City Attorney Green Sheet # RESOLUTION CITY OF SAINT PAUL, MINNESOTA Presented By Referred To o�-Z�Y iv \'15 7 ', Council File # Resolution # Committee: Date Resolution Approving the Housing Action Platt 2001 2 0 WF-IEREAS, the City Council adopted the Housing Plan, a chapter of the Saint Paul Comprehensive Plan, on March 24, 1999; and WHEREAS, the Housing Plan states the City should develop an annual housing action plan; and 10 11 12 13 14 15 16 17 18 WHEREAS, a task force was co-convened by the Local Initiatives Support Corporation and the Housing Roundtable to work with staff of the department of Planning and Economic Development in preparation of the Housing Action Plan 2001; and WHEREAS, the Housing and Redevelopment Authority (HRA) Board of Commissioners reviewed the Housing Action Plan 2001, approved the plan with an amendment to section 3.4 by adding sub-section c. "develop a specific City of Saint Paul strategy to address emergency housing issues," and recommended to the City Council the adoption of the plan. NOW, THEREFORE, BE IT RESOLVED, by the City Council of the City of Saint Paul, Minnesota, 19 that the Housing Action Plan 2001 is approved as recommended by the IIRA Board. Reguested by Department of: Planning & Economic evelopment By: Adoption Certified by Council Secretary By: Approved by Mayor: Date GL G(7�/ By: � //r K:\Shared�Ped�PEL1TERV�ap\Ol\ccrw.wpd � � � r By: ) v � ✓ Approved by Mayor for Submission to Council By: �_-__ Adopted by Council: Date � ` � DEPARTMENT/OFFICE/COUNCQ.: DATE INITfATED GREEN SHEET No.:ioi7s� o�—acY PED 3/7/Ol CONTACI' PERSON & PHONE: ` e 1'E ➢v�T1Ai,mA7'E Gary Peltier, 6-6619 ��i I DEPARTMQ�IT DIIL 4 CITYCOUNCII. MUST BE ON COUNCII, AGENDA BY (DATE) �IGN ? CITY ATIORNEY _ CITY CLERK � gNUMBER 3 MAYOR(ORASST) . — CIVIL ERVICECO ION r� 011 'd.8o l - ROUTING Tom Meyer ORDER TOTAL # OF SIGNAT�JRE PAGES 1(CLIP ALL LOCATIONS FOR SIGNATORE) acnox �QVES�v: Execution of attached City Council resolution for the approvaJ of the Hous'v} �n Plan 2001. �� '^ "��'� �°�,�-�� RECOMMENDATIONS: Approve (A) or Reject (A) PERSONAL SERVICE CONTRACTS MIJST ANSWER TfIE FOLLOWING QUESTIONS: , PLAMQING COMIvIISSION 1. Haz ihis person/fim� ever worked under a contract for this depaztrnent? CB WMbIIT1'EE Yes No CIVIL SERVICE COMNIISSION 2. Haz this person/firm ever been a ciry employee? A HRABoazd Yes No 3. Does [his perso�/fivn possess a skill not nortnally possessed by any current city employee� Yes No Explain all yes answers on separate sheet and attach to green sheet INITIATIlVG PROBLEM, ISSUE, OPPORTUNTTY (Whq What, When, Where, Why): Adoption of City Council resolution approving the Housing Action Plan 22001 ADVANTAGES IF APPROVED: Provides direction to PED about 2001 housing development and fmance activities. DISADVANTAGESIFAPPROVED: �IAR O 7 Z�l� a None. Cll"Y ATTORNEY DLSADVANTAGES IF NOT APPROVED: Plan satisfies the Metropolitan Council's requirements for the City to participate in the Livable Communities pxogram. If not approved, it may jeopardize future receipt of Met Council funds TOTALAMOUNTOF'fRANSACTION:$ NA COSTlREVENUEBUDGETED: FONDING SOURCE: AC'1'f VITY N[JMBER: FINANCIAL INFORNSATION: (EXPLAIN) K \SM1a�N�P�WII.TIER�DOCS\GREENSEE�ET PAM wpd .� [.� •FIOUSING AND REDEVELOPMENT AUTHORITY OF THE CITY OF SAINT PAUL, MINNESOTA 01-�� REPORT TO THE COMMISSIONERS DATE: Fehruary 28, 2001 REGARDING Housing Action Plan 2001and Resolution Endorsing the Pian and Adoption by tfie C'�ty Council, Citywide Background Staff submitted to the Board of Commissioners on December 13, 2000, the draft Housing Action Plan 2001 for the Boazd's consideration, approval and endorsement for the Ciry Council's approval. The Decembez 13, 2000, report also included the memoranduxn transmitting the proposed Housing Action Plan for year 2001 from the PED Director to the Mayor and City Council, and the Snmmary Report from the Housing Action Plan Task Force convened by LISC and the Housing Roundtable. On December 13, prior to adopting the action plan, the Board of Commissioners agreed to provide an �pportunity for interested organizations and individuals to review and provide comments to the draft plan. Additionally, the Board specifically requested that housing development and fixnding organizations carefuily review the draft plan and respond to the HRA on how the City's draft housing action plan complements their organization's anticipated workplan for 2001; i.e., aze the City's housing priorities and d'uections consistent with the work all the stakeholders anticipate will be the housing implementation activities during 2001. The HRA Board indicated on December 13, the Board would reconsider the draft housing action plan at its meeting on February 28, 2001, and give interested organizations and persons an opportunity to provide comments at the February 28th Board meefing. A letter transmitting the above information (attached) was sent to all District Councils and Community Development Corporations, and the following organizations: Family Housing Fund Fannie Mae's Minnesota Partnership Office LISC Metropolitan Council 1vIHFA Public Housing Agency Ramsey County St. Paul Area Associarion of Realtors • Wilder Foundation Lenders: US Bancorp, Wells Fazgo, Firstar and TCF Bank �2esponses to Request for Comments o �.a4r Staff received one response for the request for comments on the draft housing action pian. This response was from the St. Paul Housing Campaign. A copy of their letter is attached. Members of the Campaign aze thanked for the time and effort they have taken to provide comments on the draft plan. Staffrecommends the comments bv the St Paul Housine CamQai�n be considered as housing activities ate implemented durin¢ 2001 and staff and the Housing Action Plan Task Force will work with them on these issues and determine the appronriateness for incorporating comments in the action plan to be urepared for 2002. The Housing Action Plan Task Force has already adopted a schedule to work with staff in preparing the 2002 housing acrion plan. In response to the request to development and funding organizations, two responses were received, including LISC and the Macalester-Groveland Community Council. Recommendarion Staff recommends the HRA Board adopt the attached resolution, endorsing the Aousing Action Plan 2001 and its adoption by the City Council. Sponsor: Chair Bostrom Staff: Gary Peltier, 266-6619 ttachments 2. 3. 4. 5. 6. Letter from St. Paul Housing Campaign PED Memorandum requesting review of Housing Action Plan 2001 HRA Resolution PED Memorandum transmitting the Housing Action Plan 2000 to Mayor and City Council Housing Action Plan Task Force Summary Report Draft Housing Action Plan 2001 ►�J � February 8, 2001 St. Paul Housing Campaign 1671 Summit Avenue, St. Paui, MN 55105 6�'�� • Mr. Brian Sweeney Department of Plannin� and Economic Development 25 West Fourth Street St. Paul, Minnesota 55101 Dear Mr. Sweeney: We commend the City for addressing the critical shortage ofhousing through its Housin� Action Plan, particularly for affordable housing. Members of the St. Paul Housing Campaign stand ready to assist you in implementin� strategies and provide supportive services to ensure an increased supply of affordable housing to strengthen families in St. Paul neighborhoods. We urge the City to develop a political strategy through the leadershio of Mayor Coleman to secure maior Federal fundinQ increases for affordable housing in ST. Paul and the Metropolitan Area. HUD presently does not fund adequate production of new rentai affordable. (The tax credit program is available through the IRS). This is an essential strategy in meeting the goals of the Housing Action Plan. Additional Federal funding throu�h mortga�e subsidies, pro}ect based Section 8, increased tax deductions and increased tax credit strategies are proven viable �vays to increase affordable housing production. The St. Pau] Housing Campaign provides the following comments for inclusion in the final iinplementation of the Housing Action Plan —2001 for the City of St. Paul. Address how the deficiencies in goal accomplishments in the Housing Action Plan for 2000 of approximately 511 of new construction units including 40 at less than 30% of Area Median Income and 26 at less than 50% of AMI will be made up in 2001. These must be inc]uded in addition to the stated 2001 Qoals. Clarify that the Local Replacement Housing Policy is in addition to the goals stated in the Housin� Action Plan. Identify the number of housing units and affordable housing units (less than 30 % and less than 50 % lost due to demolition, conversion to market rate or other reason). Incorporate the replacement strateQies in addition to the stated goals of the Housin� Action Plan. Clarify that none of the replacement of lost units is being overlooked or double counted. Identify ho�v units being placed in service (being available for occupancy) annually, 2000, 2001, etc. is Yracked in relationship to units financed. The goals aze not met until piaced in service. City financing is merely a tool to assist housin� de��elopment. 4 Address the strategies the City will use cooperative with building owners and managers throu�h reasonable code enforcement to preserve housing units, particularly affordable � housing units which are the most at risk. Identify the financial commitment to these • strate�ies. Outline the preservation process the City �vill use to assist buildin�s from becoming completely deteriorated. . � .- i 5 Page 2 Identify the policies and procedures to ensure timely performance of builders & developers to produce housing that receives City, State or Federal funding through the City. Are there sanctions or penalties? Why or why not? Address the tracking procedures to monitor housing unit production in relation to goals. Identify the sYrategies the City will use to attract qualified developers who will meet the City's goals of affordable housing units Section 2.2 Strategies a Identify affordable housing units which could be rehabilitated. Rehab of abandoned or previously uninhabitable units could be counted as replacement. b Identify the amounts of TIF dollars, Section 8 Vouchers or certificates, and project based Section 8 which could be made available to increase affordable housing production. d ,.� �r Explore land trust strategies with tax forfeited properties for sustaining affordable housing. � Develop programs to provide density bonuses and flexible zoning to provide affordable housing. Use general obligation bond funding as a financin� tool as the City of St. Louis Park has done to preserve affordable housing. Section 3.0 Priority Second paragraph. 450 should read 750 Third paragraph include 10% less than 30% and 10% less than 50% 10 We strongly support the preservation of affordable housing units in 2000 tk�rou�h rehab strategies and the accomplishment of 530 units at less than 30 % AMI. 11 We support the goals of 750 new units in addition to the make up units of 511 deficient from 2000 and 600 rehab units for 2001 with all meetin� 10 °/a at less than 30 % AMl and 10 % at less than 50 % AMI for affordable housin�. However, we have serious reservations that these modest Qoals will not meet the market demand for affordable housine as suovorted bv the 2000 census data. Are these goais adequate to meet the Mayor's stated goal of 2500 ne�v units in five years? Demonstrate how the Housing Action Plan and its strate�ies will meet this goal particularly in light of the 2000 deficiency of 511 units. � 12 The Housing Action Plan must be updated to reflect al] of the data from the 2000 census as soon as it becomes available. r- : ' 13 � Page 3 The Housing Action Plan must recognize the disparity between the Area Median Income and the St. Paul resident Median Income and the resultin� greater need for affordable housing in funding decisions. _ 14 We urge the City to develop a study identifying the cost benefits of a greater supply of affordable housing which wiil produce greater family stability in our neighborhoods and reduce the cost of social services, support better job creation, seif sufficiency, better education for our children and reduced heaith care costs. This strategy to strengtl�en families should be the ultimate goal of the F-Iousing Action Plan. We recommend the city en�age the business community in developing strategies that increase affordable housing production as an economic development tool to stren�then the employment base for businesses. p �.7f' 4 � We invite you to contact us about ways we can assist you in meeting the affordable housing goals. Enclosed is some information about the St. Paul Housing Campaign as a resource for community development of affordable housing. We have several working committees to assist you. Our Issues and Action committee has reviewed this Housing Plan in detail and made recommendation to our membership. We request that you incorporate our recommendations outlined above in the Housing Action Plan — 2001 and look fonvard to helping implement this ambitious plan to impro��e the quality of Sincerely, life for St. Paul residents. ST. PAUL HOUSING CAMPAIGN (SPHC) ��G�u��Q/t�C/� Melissa n4anderscheid Co Chairperson cc: Mayor Coleman Council Members S�C � _... Eric Stoller Co Chairperson SPHC Issues & Actions Committee: Dan Le, Perry Bolin, Gloria Little, Nielissa Larsen, � Anne Hams, Joe Claus � � � The Saint Paul H organizations and affordable housinci�i 0� -yc i� ��in is a coalition of more than fifty share �nd th � Remove barriers for potential residents�of affordable rental and ownership units ■., Preserve the exist'ing supply of a,ff }iousing •:�� '. Increase the supply of affordable housing units ;�.r:; Hold public officials accountabie to th'eir afFordable housing commitments ��`' Maximize opportunities for all people to live in the communities of their choice ■ Educate the public on the affordable housing crisis and its potential solutions a commop � belief that e City of Saint;Paul. ers to�inc"or"pq�ate and d gov_ernmenf"structures t Paul, Nlinnesofa. , _- �v - -_.::;�:,_ : We work�to: � - - _ _ . • . �.F . - � �'' � � :..�'C -'- . � � :.. � _ . �, ` . r;•` Empower people to �act`iri'�support'of affordabfe housing Our goal is educ`a`fing�and influencing policy-mak imp{ement public: po{icies, budgets, regufations'an_ that create and preserve affordable housing in Sain Who are we: When and Where do we �Third Friday of the month from (1671 Summit Avenue, Saint Pa Faith Community Organizations Senior Community Organizations Supportive Housing Service Providers =. Ethnic Comrriunity Organizations Housing Devefopers ' °' Neigk�6or{iood Organizations `,. .. Business Owners �' ' ` - - � : Fu.ndin'g�Institutions Homeless Shelter Operators ,-. -- ;,; y . ; ,.. -;_-.; ; O�cials :°-� Housing Advocacy Organizations `LL `-` � ` '_. ° Legal Service �Providers „ �" " _. . ' .i::.` ._ - . .. . . :. -i . .Oc00�at the Saint Paul Area Council of Churches Por more information: - � - http://communities.msn.com/SaintPaulHousingCamPaign _ Eric Stoller, Hamline Midway Coalition;`651"641-b123 -� �=` �, � , -;'; _. -.�..�-. - Jewish Community Action, 651632 2184 �___�..,, :._ _;� �.,,_: _,_:_ .'=. - =��.:� .�:—`-=_ �__� __ ._ �. _ u_. DEPARTMENT OF PLAN�i'I\G R ECONO�[[C DEVELOPMENT Brirsn Sweeney, Direc(or . Date: To: Fr: Re: CTTY OF SAINT PAUL hbrm Colemnrs, binpor 7anuary 2, 2001 Interested Organizations and Individuals Brian Sweeney, Director ` Draft Housing Action Plan 2001 2j i'iest Fonrdt Sreet Snint Pnul, A�fN55/01 6 � ,7� Telephane: 657-266-6565 Facsimile= 6il-128-3261, Enclosed is the City of Saint Paul's draft Housing Action Plan for year 2001 for your review and comment. The Hotrsi�rg Plan, a chapter of the City's Comprehensive Plan, calls for an annua] housing action plan. The enclosed draft year 2001action plan �vas prepared �vith a Housing Action Plan Task Force convened by LISC and the Housing Roundtable. A list of thz task forcz members is in Attachment E. Enclosed �vith the draft action plan for your information, is a memorandum transmitting the action plan to Mayor • and City Council, summarizing certain priority actions and other items. Prior to adoption of the action plan, the City Council (through the Housing and Redevelopment Authority (HRA) Board of Commissioners) is providing an opporiunity for interestzd organizations and individuals to review and provide comments to the drafr action plan. For organizations, the HRA specifically requests that housing development and funding organizations carefully review the plan and respond to us on how the City's draft year 2001 housing action plan compliments your organization's anticipated �vorkplan for 2001; i.e., are the City's housing priorities and directions consistent ��i[h the work all the stakeholders anticipate will be the housing implementation activities during 2001. In fact, the City Council requests that development and funding organizations provide the City �vith a copy of your 2001 housing action activities. �Ve request you review the enclosed draft action plan and pro�ide written commenG and material to us no later than February 9, 20Q 1. Comments should be forwardzd to Gary Peltier by U.S. mail or by email to: gary.peltier cr ci.stpaul.mn.us Tn the event there are questions or you wish to discuss the plzn, please feel free to contact Gary at 651-26b-6619. Followin� the receipt of all the comments, PED staff �vill pro�ide a summary of the comment; to the HRA Board. The HRt1 Board will consider the comments and conduct a public hearin� on �Vednesday, February 27, 2001, at 2:00 p.m. in City Council Chambers. Thank you for your attention to this request and Happy New I'ear. � c: . HRA Board of Commissioners Susan Kimberly 01 �� ... � . RESOLI3TION I30. Ol-2/28- Endorsing the Housing Action Plan 2001 and Recommending Adoption by City Council WHEREAS, the City Council adopted the Housing Plan on March 24, 1999; and 10 � 13 14 15 WT�REA5, the Housing PZan states the City should prepaze an annual housing action plan; and WHEREAS, a task force was co-convened by the Local Iniriatives Support Corporation and the Housing Roundtable to work with staff of the depaztment of Pluuiing and Economic Development (PED) in preparation of the Housing Aciion Plan 2001; and WHEREAS, PED recommends the HRA Board review, endorse and recommend to the City Council the adoption of the draft Housing Action Plan 2001; and NOW, THEREFORE, BE IT RESOLVED, by the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota, that the draft Housing Action Plan 2001 has been reviewed and is endorsed and recommended for adoption by the City Council. � o�-yc�' Interdepartmental Memorandum CiTS' OF SAIN'I' PAUL December 7, 2000 To: Mayor Norm Coleman Council President Bostrom Council Member Benanav Council Member Blakey Council Member Coleman Council Member Harris Council Member Lanhy Councii Member Reiter Fr: Brian Sweeney� � Re: Housing Action Plan 2001 Enclosed for your review is the draft Housing Action Plan for yeaz 2001. The Housing Plan adopted by the City Council in March 1999, calls for an annual housing action plan. LISC and representatives of the Aousing Roundtable convened a FIousing Action Plan Task Force to work with PED staff in the preparation of the action plan. The summary report of the task force is also enclosed. The task force report is a good summary of the key discussion points. IVote our additional comments: 1. PED staff agree that the process with the housing action plan task force is meaningful and productive. PED encourages the task force to continue to work with the City in planning housing implementation activities. We thank the members of the task force for their time and effort given to this task and we look forward to continuing to work with them. 2. The City's role in the implementation of housing-related activities includes several departments and offices of the City, including the Public Housing Agency. However, the draft action plan is primarily the priority actions undertaken by PED. The task force seeks clarificarion as to whether the annual acrion plan should include housing related acrivities that aze not the primary responsibitity of PED, such as fair housing and code enforcement. � 3. The priority actions listed in the action plan is an aggressive list of housing actions, • At least 750 newly constructed units with City/FIIZA financial assistance should be under construction or completed during the year. O1-��Y � • At least 600 rehabilitated units should be underway or completed during the year. - At least 250 home buyers should take advantage of below-mazket rate purchase mortgage loans (inciuding purchase or refmance and reha� loans) during the year. • The City will continue to be an active member of the Interagency Stabilization Group (ISG), through acrive monitoring of existing low income housing developments, and the City/HRA will participate in the preservarion and stabilization of low income housing. • The City will continue to be an active participant in the Ramsey County/Saint Paul Funders Council to improve the system by which funding decisions are made for supportive housing projects. 4. 1fie City/HRA commits to the goal that 20% of the new housing units produced with City/HItA financial assistance will be affordable to households at 30% and 50% of the azea median income. 5. It is clearly recognized that, to attain the pro,}ected level of producrion of new housing units, addirional public and other subsidy resources must be secured, especially to attain the 20% goal of new production for low income households. It is further aclmowledged that the production of ownership units affordable to households at the 30% of area median income level and below is extremely difficult and requires high public subsidies. In addition, home ownership is oftentimes too costly for families at this income. Therefore, it is anticipated that the production of units affordable to families at 30°/a of the area median income wil] be primarily rental units. 6. Among the many potential zoning, neighborhood and project planning initiatives anticipated to be � underway during 2001, PED agrees with the task force's recommendation to initiate a comprehensive study of senior housing and identify any areas where development of new senior options may be encouraged. 7. A current copy of the PED Major Housing Projects-Status Report is included as Attachment B. A revised, updated copy will be incorporated at the time the action plan is finalized and adopted. 8. A Summary Report-2000 Housing Activities will be prepared at the end of the year 2000, and will be included as Attachment D in the final Housing Action Plan 2001. If you have any questions or concems, please feel free to contact me or Gary Peltier. At the appropriate time, we will place the Housing Action Plan 2001 on the City Council agenda for adoption. cc: Susan Kimberly PED Team Leaders �hap\Olkcmem � . � sc Local initiatives Support Corporation MEMORANDUM To: Honorable Mayor Norm Coleman Council President Dan Bostrom Councilmem6er Jay Benanav Councilmember Jerry Blakey Councilmember Chris Coleman Councilmember Pat Harris Councilmember Kathy Lantry Councilmember Jim Reiter From: Date: l:� � Brian Sweeney, PED Director Michael Oisen and Paul Williams: Co-Chairs of the Housing Action Plan Task Force November 7, 2000 Summary Task Force Report � We are pleased to transmit to you the summary report from the Housing Action Pian Task Force on the 2001 Housing Action Plan. The report provides some background information on the process we followed this year to review the plan as well as a summary of the main comments that surfaced during the deliberations of the task force. We appreciate the opportunity to provide input and comment during the drafting of the City's 2001 Housing Action Pfan. We particu4arly want to express our appreciation to Gary Peltier for his excellent staff work during our review process. If you have any questions about the task force or the content of this report, please feef free to contact either of us. ��e Michael Olsen � 1 . �� . i ,,, . o _}� Twin Cities LISC Hamline Park Plaza, 570 Asbury S[ree[, Suite 207, St. Paul, MN 55104 TeL (651) 649-1109 • Fax: (65ll 649-1112 O1-a� � Housing Action Plan Task Force Summary Report on the 2001 Housing Action Plan November 2000 Background The implementation chapter (7.0) of the St. Paul Housing Plan calls for the creation of an annual housing action plan. The purpose of fhe annual housing acfion plan is to out{ine the specific actions that wil! be undertaken and the specific objectives that will be met over the course of the year in furtherance of the broader strategies and polices outlined in the Housing Plan. The Housing Plan also calls for the creation of a fask force, to be convened with the assistance of the Local lnitiatives Suppo�t Corporation (LISC), that will include balanced representation and will work closely with City staff on the development of the annual housing action plan. This year the Housing Action Plan Task Force was again co-convened by LISC and the St. Paul Housing Roundtable. The task force followed a process designed to: ■ Provide balanced and focused input on the action plan from a broad representation of important stakeholders in housing; . ■ Ensure meaningful engagement of individuals and institutions that are critical to the successfui implementation of the pfan; ■ Ensure timely completion of the plan and the efficient and effective use of City staff time and the time of those that participate in the process. The task force is comprised of a broad cross section of representafives from the public, private, nonprofit sectors. A fist of the members is attached. Paul Williams, LISC Program Director, and Michael Olsen, Co-Chair of the Housing Roundtable and a Realtor with Coidwell Banker Bumet, serve as the co-chairs of the task force. Review Process The task force met five times this year: June 15, July 27, August 17, September 14, and October 5. The first two meetings were focused on reviewing progress against the goals set in the 2000 Housing Action P{an and better understanding the financial resources the City has available for housing. The final three meetings were focused on the review of drafts of the 2001 Housing Action Plan. Each section was reviewed separately and City staff then incorporated the comments made by the task force into subsequent drafts. A final draft of the entire action plan was reviewed at the meeting on October 5, 2000. This schedule of ineetings allowed for a broader and more complefe . rev+ew of the plan than was the case in a much more condensed period of time (ast year. 0� -a�r • Summary of Key Discussion Points This report will not summarize ali o� the comments shared during the meetings of fhe task force. Summary notes of each meeting are availabfe from LISC upon request. Individual comments and suggested revisions were incorporated into the 2001 Housing Action Plan by City staff. Outlined below are a few of the main points that emerged from this year's discussions that the task fiorce feefs are particuiarly relevant and are important fo highlight in this report. The task force continues to be supportive of the City pursuing fhree complimentary strategies —"take care of what we have, meet new market demand, and ensure availability of affordab!e housing". The task force is supportive of the City's aggressive production agenda and strongly encourages the City to continue to use its financia{ support as leverage to induce developers to include affordable units in new housing projects. 2. It was noted by the task force that the issue of affordability of housing in St. Pauf is affecting a broader range of St. Paul residents. As rents and sales prices continue to rise throughout the City, the segments of the population impacted by increased housing costs has expanded to include many moderate or middle income househo4ds. Given rapidly accelerating housing costs throughout the a market, the City may need to explore new or expanded strategies to assure that housing in St. Paul remains affordabie to a broad range of residents. 3. There were concerns raised about the City's progress in meeting 2000 production goals. When the task force met in July to review mid-year progress, very few projects had closed in the first six months of the year. The task force underscored the importance of achieving the production target, particularly the production of new affordable units. Meefing the 2000 production goal of 750 units appears to be dependent on a few large projects closing. As of the October meeting of the task force, many of these large projecfs still had not ciosed. The task force wiil meet in early 2001 to review year-end progress on all aspects of the plan, including production goais. 4. There was considerable discussion about the challenges of making home ownership opportunities affordable to lower income households. The task force felt that the action plan should acknowledge the difEiculty of producing new ownership units for persons with incomes below 30% of inedian income but that the overall affordable housing goal of the City should not change. 5. As a point of clarification, the task force agreed with a City recommendation that rental units with Section 8 project based assistance could be counted as affordable to households earning less then 30% of area median income. � 2 o�-�-� ! 6. Recognizing the importance of providing housing options for seniors, the task force recommended including a comprehensive study of senior housing needs in the 2001 Action Plan. 7. Concems were expressed about fhe impact new federal requirements conceming lead based paint will have on the Cify's housing rehabilitation and home improvement programs. The task force appiauded the City for its current effocts to deal with these new regulations and urged the City to continue to be proacfive in assessing and responding to this new federal mandate. The importance of fair housing strategies was raised by the task force. The 2001 Housing Action Plan in its current form includes housing related activities that are the primary responsibility of PED, not other departments. Therefore, since fair housing strategies are primarily implemented by the Human Rights Department and not PED, the action plan does not include specific actions related to fair housing. The task force seeks clarification from the Mayor and Council as to whether the Housing Action P(an should include housing related actions that are not the primary responsibility of PED, such as fair housing and code enforcement. The task force plans to take some time next year to learn more about the City's fair housing strategies. 9. Questions were raised by the task force about the City's policies and practices r �elated to replacing housing that is lost as a result of redevelopment projects undertaken by the HRA, Port Authority, School District, Parks and Recreation, and/or other City agencies. It was agreed that the task force wiil spend some time next year exploring this sub}ect, including examining the City's current housing replacement policy. Next Steps The Housing Action Plan task force process continues to evolve. Taking more time this year to thoroughly review all sections of the plan resuited in a more productive and constructive process. The task force will re-convene in early 2001 to review year-end progress and to set a meeting schedule and agenda for the remainder of the year. Task force members have appreciated this forum for providing comment to the City on the housing action plan and invite the City to continue to use this group as a resource when working on imp4ementation strategies related to housing. � 3 . • • HOUSING ACTION PLAN TASK FORCE o�-a� Michael Olsen, Co-Chair Paui Wiliiams, Co-Chair Coidwetl Banker Bumet Program Director 1991 Ford Parkway Twin Cities LISC Saint Paui, MN 55116 Hamiine Park Plaza, 570 Asbury Street, Suite 207 (651) 699-6666 . St. Paul, MN 55104 (651}265-2297 Monte Aaker MHFA 400 Sibley Street, Suite 300 Saint Paut, MN 55101 (651) 296-9952 Tom Fuiton President Famiiy Housing Fund 801 Nicollet Mall, Suite 1844 Minneapolis, MN 55402 (612)375-9644 Terry McNellis Managing Director US Bancorp Piper Jaffray 800 Nico{iet Mall, Suite 800 Minneapolis, MN 55402-7020 (612)303-6665 Gary Peltier Special Housing Advisor St. Paul Dept. PED 25 W. 4`" Street, 14` Floor Saint Paul, MN 55102 (651) 266-6619 Caty Royce Executive Director Community Stabilization Project 671 Selby Avenue Saint Paul, MN 55104 (651) 225-8778 Stephen Seidel Executive Director Twin Cities Habitat for Humanity 3001 4`" Street SE Minneapolis, MN 55414 (612) 331-4090 Deborah Mitchell Wilder Foundation 1600 University Avenue, Suite 219 Saint Paul, MN 55104 (851) 917-6212 Jim Erchul Executive Director Dayton's Bluff NHS 823 E. Seventh Street Saint Paui, MN 55106 (651) 774-6995 Colleen Fraley Deputy Director Fannie Mae, Minnesota partnership Office 386 N. Wabasha Street, Suite 1026 Saint Paul, MN 55102 (651)298-9826 Paul Mikelson Lyngblomsten Heaith Care Facilities 1415 Almond Avenue Saint Paui, Mt3 55108 (651)632-5318 Vic Rosenthai Jewish Communiry Action 2375 University Avenue West, Suite 150 St. Paui, MN 55114 (651) 632-2184 Fax:(651)632-2188 Barb Sporlein Deputy Director St. Paui Public Housing Agency 480 Cedar Street, Suite 600 Saint Paul, MN 55101 (651)292-6175 Mary Ann Sudeith Vice President Firstar Bank of Minnesota 101 East 5'" Street Saint Paul, MN 55101 (612)229-6536 Dave Thune St. Paul Dept. PED 25 W. 4th Street St. Paul, MN 55102 (651) 266-6000 rev.lo2sroo r�aszooi naniorzsioo 01- n U � . �� C1TY OF SAINf PAUL Norm Co[eman, Mayor Department ojP1¢rv�ing and Economic Development OL•�� . Honsing Action Plan 2001 Table of Contents 1.0 Introduction 2.0 Housin¢ Plan Policies Emphasized in 2001 3.0 Priority Actions for 2001 3.1 New Housing Production 3.2 Existing Housing Rehabilitation 33 Preservation of Low Income Housing 3.4 Low Income Housing artd Homeless Services PZan 3.5 Mortgage lending 3.6 Obstacles to Implementation 4.0 Other Housine Related Activities 4.1 Issues to be Addressed during 2000 4.2 Legislative Initiatives • 43 Zoning Initiatives 4.4 Neighborhood and Project Planning 4.5 Support Key Partners 4.6 Housing Activity Reporting 4.7 Other Actions 5.0 Process for Prenazation and Review of the Housin¢ Action Plan Attachments A Housing Activities Projections 2001 B PED Major Housing Projects [A current copy of this status report will be incorporated into the final HAP 2001.] C. Potential City/HRA 2001 Capital Funds and Other Resources [A revised copy when the 2001 budget is adopted will be incorporated into the fanal HAP 2001.] D Suminary Report--2000 Housing Activities [This report will be prepazed at the end of the year and will be incorporated into the final HAP 2001.] • E Housing Action Plan Task Force Members o � .��r � Housing Action Ptan 20Q1 1.0 Introduction "I'he Housing Action Plan 2�01 (HAP) presents housing implementation activities proposed by the Department of Planning and Economic Development (PED), in coordination with other City departxnents, and other public and private partners. The Housing Plan, adopted by the City Council on March 24, 1999, calls for the preparation of an annual Housing Action Plan. Additionally, the Housing Acdon Plan incorporates actions from the Saint Paul-Ramsey County Five-Year Low Income Housing and Homeless Services Report and Plan (Homeless Plan) adopted by City Council in April, 1999. The Housing Action Plan is an implementation plan on what actions will be taken during 2001 to implement the polices in the Housing PZan and the recommendations in the Homeless Plan. The City of Saint Paul's role in the unplementation of housing-zelated activities includes several deparhnent and o�ces of the City, including the Public Housing Agency. However, this Housing Action Plan is primarily the priority actions undertaken by PED. Fair Housing issues are being addressed through the City's Human Rights Commission including the preparation of an annual report. . The HAP 2001 will also serve as Saint Paul's action plan required by the Metropolitan Livable Communities Act. In that capacity, it will be submitted to the Metropolitan Council to document the City's intended actions to carry out its agreed upon housing goals. The HAP 2001 is arranged in the following order: • Section 2.0 Housing Plan Policies Emphasized in 2001 • Secrion 3.0 Priority Actions for 2001 • Section 4.0 Other Housing Related Activities • Section 5.0 Process for Preparation and Review of the Housing Action Plan The three strategies outlined in the Housing Plan are used to organize the HAP 2001. These strategies are: Take care of what we have. Meet new mazket demand. Ensure availability of affordable housing. An attachment provides a summary of housing accomplishments during 2000 including indicating incomes served. It is expected that the Housing Action Plan 2001 will be approved by Mayor Norm Coleman and the Saint Paul City Council. • o �-a�� • Honsing Action Pian 2001 2.0 Housing Plan Policies En0.phasized in 2001 The Housing Plan outlines three distinct but highly inter-related—strategies. In each of the three strategies, ceYcain policies or actions are outlined. Below, as part of each strategy, is a list of the policies/actions that will be emphasized in 2001. The policies that will be emphasized in 2oQ 1 are briefly stated below each sirategy, and are stated completelv in the Housing Plan. 2.1 Sirategy 1: Take Caze of What We F3ave • Continue and expand efforts to enhance the city's traditional neighborhood design. • Preserve historically and azchitecturally significant buildings and neighborhoods. • Strategically focus efforts to stem deterioration and declining values. � Tmprove management and maintenance of rental properiy. • Priority will be given to projects that commit to the long-term affordability of housing units. 2.2 Strategy 2: Meet New Mazket Demand ` • Encourage the production of housing. • Promote good design solutions. • Encourage the production of rental housing. • Encourage a diversity of building and unit types. • Encourage innovative development through regulatory reforms. • Assess and meet the demand of seniors. 2.3 Strategy 3: Ensure Avaitability of Affordable Housing • Challenge the region to provide a full range of housing choices to meet the needs at all income levels. • Identify and secure significant additional resources to preserve and construct affordable housing within the city and the region. • Preserve existing federally assisted housing. • Provide 10 percent of the newly constructed units to be affordable to househoids at 50% of the azea median, 10 percent of the new units affordable at 30% of area median. • Follow the local replacement housing policy. • Support initiatives that assist lower income households achieve home ownership. • Implement the Saint Paul-Ramsey County Five-Year Housing and Homeless Services Plan. • • Explore policy options used by other metropolitan azeas. 2 ��. , Housing Action Plan 2001 3.0 Priority Acrions for 2001 Though the following outlines specific implementation activities, the City/FiRA will always consider new opportunities as they arise during the year. The priority actions outlined below, especially the projections for new housing production, is an aggressive list of housing actions. The City/HRA embraces, encourages and welcomes housing production for all income levels. The City/I-IRA encourages an annual production objective of at least 450 new units. This production level will meet the annual objective in the Housing Plan as weil as offsetting anticipated demolition of housing units. The City/HRA commits to the production of units affordable to households at 30% and 50% of area median income. Key rental housing financing tools include the use of the federal Section 8 prograin that provides project-based rent assistance for low income households. Currenfly, the typical income of a Section 8 voucher holder has a household income of approatimately 20% of the area median income. In projects that have project-based Section 8 assistance and rents at the Section 8 Fair Mazket Rent levels, units will be considered affordable to households at 30% of the azea median. ! It is clearly recognized that, to attain the projected level of production of new housing units, additional public and other subsidy resources must be secured, especially to attain the 20% goal of new rental and ownership production for low income households. In addition to the potential lack of adequate resources to achieve the projections, other obstacles aze outlined in Section 3.6. It is further acknowledged that the production of ownership units affordable to households at the 30% of azea median income level and below is extremely difficult and likely requires high public subsidies. In addition, homeownership is oftentimes too costly for families at this income. Therefore, it is anticipated that the production of units affordable to families at 30% of the azea tnedian income will be primarily rental units. Regazding the projection for new housing production during 2001, Attachment B includes active housing development projects that can potentially start construction during or after 2001. Every effort will be made to start construction on as many projects as possible. However, based on experience on how long it takes major projects to begin, the new housing production projection indicated below for 2001 is 750 units. 3.1 New Housing Production a. Support the production of ownership and rentai housing in Saint Paul. At least 750 units should be under construction or completed by the end of the year. • b. Work with the private and nonprofit sectors and other public agencies in o�•w'" ! developing and £mancing a diversity of building and unit types, rental and ownership, throughout the city, for a broad range of incomes and family types including singles, couples, families and seniors. c. Provide interim and gap financing for new replacement (infill) single family houses and the rehabilitation of vacant houses. d. Subsidize the provision of low income units in new housing developments. e. VJork closely with the Public Housing Agency, Habitat for Humanity, the Wilder Foundation and other key parhiers in developing housing and providing support services to low income households. f. Support legislative and other efforts to increase Saint Paul suburban low income housing developments. Attachment A projects new housing production in Z001 with Ciiy/fIRA assistance, based on potential City/FII2A 2001 capital funds outlined in Attachment C. Attachment B outlines active housing development proj ects that have a good opportunity to be started during and aftez 2001. 3.2 E�tisting Housing Rehabilitation a. Support the rehabilitation of housing in Saint Paul. At least 600 units should be � under conshuction or completed by the end of the yeaz. b. Provide home improvement loans for a wide spectrum of incomes. c. Provide rental rehabilitation financing. d. Originate purchase/refinance and rehabilitation loans for a broad range of mcomes. e. Provide gap financing loans to enable home owners and buyers to purchase or refinance and rehabilitate homes, where the combined cost of purchase or refinance and rehab exceeds the market value of properties. f. Provide rehabilitation loans for child caze facilities, including single family houses. Attachment A projects rehabilitation in 2001 with City/FiRA assistance, based on potential City/HRA 2001 capital funds outlined in Attachment C. 3.3 Preservation of Low Income Housing a. Continue to be an active member in the Interagency Stabilization Group (ISG), through active monitoring of e�sting low income housing developments, and participate in the preservation and stabilization of low income housing. b. Provide fmancing assistance for the stabilization and preservation of federally- assisted projects, and projects in which the Ciry/IiRA has made previous • investments. � . ��.K ,� � � c. Allocate federal Low Income Housing Tax Credits in accordance with separate City Council approved criteria and procedures Attachment B lists the current and potential preservation pro,jects_ 3.4 Low Income Housina and Homeless Services Plan a. Continue to be an active participant in the Ramsey County/Saint Paul Funders Council to improve the system by which funding decisions aze made for supportive housing projects. b. Support activities to prevent homelessness, provide shelter and housing, provide homeless services, and secure funding for priorities. . 3.5 k� Attachment B lists the current and potential supportive housing projects. Mortgage Lending a. Provide financing for at least 250 home buyers (including home owners for refinance/rehabilitation) with a wide range of incomes. b. Provide special assistance loans to low and moderate income households to enable them to be home owners. c. Continue efforts to retain home owners in dan;er of foreclosure. d. Support city-wide home buying counseling and finance, including support for the Home Ownership Center. e. Continue CityLiving mazketing efforts. Attachment A projects City/HRA mortgage lending program activities for 2001, based on potential City/HRA 2001 capital funds oudined in Attachment C. Obstacles to Implementation Following are significant examples of potential obstacles to implementing the priority actions listed above. The City/HRA and all the housing partners/stakeholders must work together to remove these barriers: a. Inadequate housing subsidy resources. b. Inadequate resources for redevelopment costs; e.g., site assembly including residentiaUbusiness relocation and soil remediation. c. The need to identify and the complexity to incorporate multiple funding sources in housing development financing. d. Need for zoning and related changes for spec�c projects. e. Neighborhood and other support; e.g., land use, density, design and affordability issues. Y � o._� f. Challenging site topography. g. Developer selecrion/predevelopment processes. h. Recent new federal lead-based paint abatement requirements. i. Other federal requirements that inhibit production. � � � � _��Y � I� L • Housing Action Plan 2001 .� C�I 4.2 43 ,. Other Housing Related Activities Issues to be Addressed during 2001 A number of housing related issues should be addressed by PED during 2001. Tfiese issues may be topics for the Housing Roundtable and the Housing Action Plan Task Force to discuss, and may be appropriate for the Mayor and City CounciUHRA to establish policy or impiementation d'uection. These issues include the following: a. b. c. Identification of additional housing fmancing resources; e.g., housing subsidies to fund the gap between cost and value, and redevelopment and extraordinary site development costs including site assembly and site remediation. Housing developmenUconstruction costs (cost reduction) inciuding quality and design standazds. Federal lead-based paint abatement requirements and related costs. Legislative Initiatives a. Improve acquisition of tax forfeited properties. b. Support continuation of funding for State housing programs. c. Urge the Legislature to support initiatives which encourage the production of low income housing outside the core cities. d. Support changes in tax increment, t�-exempt bond, low income housing taac czedit and other financing methods that wili enhance the City's ability to meet its housing goals. e. Consider and support the legislative agenda of the Minnesota chapters of NAHRO, NALHFA and other housing related entities. Zoning Initiatives a. b. c. d. As authorized by State law, submit necessary material to appropriate approving bodies to allow rezonings to be done by a non-petition process. Submit necessary material to appropriate approving bodies for Zoning Code changes to implement urban village mixed-use and higher densities. Take necessary steps for the Zoning Code to conform with the Land Use Plan. Consider zoning provision changes to aliow accessory apartments and carriage house units. Neighborhood and Project Plancung a. Initiate appropriate 40-acre and other zoning studies, and neighborhood ptanning �i _aeY • for development opportunities. Potential year 2001 e�mples include: Transit-oriented development areas; e.g., Riverview Busway Corridor and Ceniral Transit Corridor Franklin/LTniversity Koch/Mobil site East'7"' Street/Metro State area/Earl Street bridge area Payne/MarylandlArcade area Como/Dale azea University/Dale Global Village Universityl5nelling area Lower Afton/McKnight area University of St. Thomas student nousing b. Initiate implementation planning for identified development opportunities. Year 2001 examples include: West Side Flats • Upper Landing � Shepazd Davern azea • Seven Corners azea • • Phalen Corridor Development Strategy sites; e.g., Phalen Village and Phalen West area • District Del Sol • White Bear Avenue/Hillcrest Shopping area c. Continue appropriate neighborhood and project plamiing for each project outlined in Attachment B. d. Initiate a comprehensive study of senior housing currently auailable in Saint Paul, by neighborhood, and identify any areas where the development of new senior housing options should be encouraged. 4.5 Support Key Partners PED will work closely with key partners including other City departments in the implementation of housing activities. Following partners aze specificaily mentioned: a. Support the LISC sponsored National Community Development Initiative (NCDI), including the continuation of a production initiative by CDCs and other partners similaz to the 2000 by 2000 initiative. b. Support the Public Housing Agency (PHA) in the operation of its public housing, • Section 8, and homeownership programs, and possible housing development 0 a�-��r � i 4.6 c. � e. � h. i. .1� k. 1. Housing Activity Reporting a. Produce a regular report about PED housing activities (including subgrantees) including: type activity, units, City/HRA funds, total development costs, and a��. Work with the Minneapolis Community Development Agency (MCDA) in the delivery of joint mortga�e revenue bond loan programs. Support the Home Ownership Center in providing a continuum of home buyer and owner services, including the Mortgage Foreclosure Prevention Program. Support the work of the Family Housing Fund and other low income housing advocates in providing funds to support development activities and services for low income families. Participate an the Saint PauURamsey County Low Income Housing and Homeless Services Funders Council to oversee the unplementation of the Homeless Plan. Work with the Minnesota Fannie Mae Partnership Office, the Minnesota Mortgages Bankers Association, and other parties in the private lending industry in providing a wide range of financing altematives for ownership and rental housing activities. Work with key public, nonprofit and other private funders in providing resources and other services for a variety of housing activities, including the Minnesota Housing Finance Agency (MHFA), the Metropolitan Council and the federal Department of Housing and Urban Development (Hi3D). Support the activities of the Wilder Foundation and other organizations in the ownership and development of "serviced enriched" housing for families, frail elderly and single adults Support the development activities of Habitat for Humanity. Support organizations providing landlord and tenant training. Support neighborhood organizations in providing better education and outreach, project review, and support for housing developments especially for affordable housing projects. incomes served. l__J 4.7 b. Produce an end-of-the-year report including: PED activity, activily by other public agencies, subsid'azed housing (gain/loss), affordable housing generally, and housing units in the city (gainiloss). c. In housing projects that have pro}ect-based Section 8 assistance and rents at the Section 8 Fair Mazket Rent levels, units will be considered affordable to households at 30% of the regional median income. Other Actions a. Sponsor jointly with Minneapolis the Saint PauUMiimeapolis Home Tour. b. Continue to facilatate meetings of the Housing Roundtable, including a wide- 0 � 1-7 . range of public and private representatives, to act as a sounding boazd for ideas, questions and proposals, providing a valuable, real world perspective about urban housing issues. , c. Housing Information Center • Continue to develop the Housing Information Center among City departrnents and offices involved in housing, working towazds establishing a one-stop, publicly idenrifiable entity to coordinate all housing related housing activities including data collection and reporting. • Consider using the City's web page as an effective means to distribute informatioa d. Business Connection • Work collaboratively with the business sector and other stakeholders to identify measures to increase employer involvement in housing. • Identify and initiate an appropriate employer-assisted housing initiative(s). • Explore employer-assisted housing as an option for developing housing affordable to low income households. • Submit appropriate applications to MHFA for Economic Development and Housing Challenge Grant program. • e. Explore policies, programs and initiatives of other metropolitan azeas to identify any new approaches to housing production, rehabilitation, financing, and affordable housing. � I[17 O� •�� Housing Action Program 2001 5.0 Process for Preparation and Review of the Housing Action Plan 51 Background/Conte� The implementation chapter (7.0) of the Housing Plan calls for the creation of an annual housing action plan. The purpose of the annual housing action plan is to outline the specific actions that will be undertaken and the specific objectives that will be met over the course of the year in furtherance of the broader strategies and polices outlined in the Housing Plan. The Housing Plan calls for the creation of a task force, to be convened with the assistance of LISC and the Housing Roundtable, that will include balanced representation and will work closely with City staff on the development of the annual housing action plan. LISC's and the Housing Roundtable's involvement in this process was intended to help assure that many of the organizations and institutions that would be vital to the City's success in implementing the Housing Plan would be engaged in and supportive of the City's plans. • 5.2 Preparation of Housing Action Plan 2001 In prepazation of the HAP 200Q LISC staff, representatives of the Housing Roundtable and City staff discussed how to best structure and carry-out the process described in the Housing Plan. There was agreement that the process should be designed to achieve the following: Balanced and focused input from a broad representation of important stakeholders in housing. Meaningful engagement of individuals and institutions that aze critical to the successful implementation of the plan. Timely completiott of the plan and the efficient and effective use of City staff time and the time of those that participate in the process. In order to meet the intent of the Housing Plan and to achieve the outcomes listed above, LISC and the Housing Roundtable recommended that a task force be created. This task force continued its work in the preparation of the HAP 2001. 5.3 Chazge of Task Force The work of the task force focused mostly on reviewing and commenting on drafts prepared by PED staff. T'he setting of broader housing policy was not the purview of this � group. The chazge of the task force is to provide meaningful input and comment in the 11 oi-xr • development of the housing action plan and to make recommendations to the City on specific impiementation strategies. 5.4 Composition of the Task Force The task force has about 18 members and includes representatives of the following groups: LISC Housing Roundtable Realtor Private Lender(s) Investment Banker Fannie Mae IvIHFA PHA Family Housing Fund Private Developer(s) Senior Housing CDC(s) • Housing Advocacy Organization(s) District Council(s) The intention is to involve a balanced cross-section of stakeholders while keeping the size of the group manageable. 5.4 Preparation of Housing Action Plans in the Future The intent is to have the task force involved on an annual basis in the development of the housing action plan. The task force will convene and will follow a time line intended to produce the housing action plan in time for it to inform the development of the City's budget for housing. The task force brings people and institutions together that can help the City achieve its housing goals, and supports and strengthens genuine partnerships between the City and key stakeholders that aze needed to get results. � 12 ��_��r • Honsing Action Plan 2001 , Attachment A Housing Activities Projections 2001 �� Activity Total Units New Production: Single Family (new constr and vacant house rehab) 50 Other Ownership New Construction 175 Rental 525 TOTAL NEW PRODUCTION 750 Rehabilitation: Home Improvements (ownership) 300 Rental Rehabilitation 300 TOTAL REHABILITATION 600 Subtotal New Production and Rehabilitation 1,350 Mortgage Lending: Straight Purchase Mortgage Loans 170 Purchase/Refinance and Rehab Mortgage Loans 30 Special Assistance ( 40) Mortgage Credit Certificate Related Loans 50 TOTAL MORTGAGE LENDING 250 TOTAL AOUSING ACTIVITY 1,600 The City/HRA commits to the production of units affordable to households at 30% and 50% of area median income in accordance with the provisions in the Housing Plan; i.e., 10% of the units affordable to households at 30% of the area median income and 10% of the units affordable to households at 50% of the area median. �J a � .�.br • Honsing Action Pian 2001 . 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C^ 'O � G� o �� O ?�. _' a�''r �� Z.° �"v�i .�°. a� c m u 3° �°�-' { . '� u �`.', � � .. 4� U .,.&.x � � eq w )� i � .��.`.C.. N � � : � x .y � � a o�.. �, :;� a g o ` '� y �o � � � y x _ °' � � z o � �n . , ? m °' v f� • � -.. .� ¢ :� ,.� � m� na � �j .,�j � � � U � U �k � a� a I m a0 v ^.� ' c V� '� b 'Y `a o � Ry LL b � W y W ;;�. • c� [-� a � � � w F w � �n � � � a a ; i �.5. N M V' '/� b � � Q O:CiW� •, i CQ � '_ � � � .a V �W� � � N E !r! ' 0 Q c W � �+ h V W N L' d G F O U w � C � u 0 U m � � � � ° " U • � o > u Ga w y o �' � wp � � � y Vi R r '� p C c"o F D C O .� �L U N N Q � L d � � G' � 'O L R d m G u .a o m y .� W � a a. A � � 3 C 5 � z �i-�� ,a�r • Housing Acfion Plan Z001 • Attaehment C Potential City/HRA and Other 2001 Capital Funds Below is a summary of anticipated/estimated capitat funds to be avaitable during 2001 applicable to housing projects and pmgrams. Based on past experience, though these funds aze eapected to be available and committed to projects/progams during 2001, it is not eacpected all the funds will be closed during the year. CDBG (Community Development Block Grant Program) Following is a summary of CDBG programs in the proposed 2001 budget: PED Pro s Home Purchase and Rehab Fund Home Ownership Opportutriries Fund Housing Real Estate Development Fund Suberantee Housin Pr�ograms • East Side Revolving Loan Fund (DBNHSBSNDC} Home Improvement Plus (NENbC) Frogtown CDC Facelift Home Rehab Frogtown CDC New Construction Frogtown CDC Rehab Construction Project 2000 Loan Fund (H-MARC) Total 2. 3. L� 850,000 850,000 937,000 298,000 128,000 255,000 43,000 85,000 128,000 3,574,000 The summary does not include the allocated program/project fund balances from prior years that are available/uncommitted through 2000. HOME (Federal Home Invesiment Partnership Program) $2,300,000 is the estimated yeaz 2001 federal award amount. The above amount does not include allocated program/project fund balances from prior years that are available/uncommitted through 2000. (ESG) (Emergency Shelter Grants) Each yeaz the City receives an annual federal award. $354,000 is the estimated award amount for 2001. a �_a��' � � STAR {Sales Tax Revitalization) Program During the 2001 RFP competitive cycles, it is anricipated the following funds will be available: Small gants I,arge gants/loans 5. �� 400,000 6,000,000 In the past, 30% to 50% of the STAR funds have been awarded to housing projects and programs; therefore, $3,200,000 is estimated to be awarded during 2001. The above does not include all prior cycZe unexpended fund balances, including the STAR Bank Program, and the Zoan pool available year round. HRA (Housing and Redevelopment Authority) Following is a suxmnary of funds available for housing projects/programs in the proposed 2001 budget: Home Purchase and Rehab Home Ownership Development Housing Real Estate Development Housing UDAG 100,000 1,000,000 1,000,000 300,000 Neighborhood Development RLF Rental Rehab-HUD Total � 500,000 194.000 3,094,000 Revenue Bonds Each year the City/HRRA has the authority to issue up to approximately $16 million of tax-exempt bonds for mortgage revenue bond loan/mortgage credit certificate programs, rental housing or other eligible uses. Also, each year there may be opportuniries to refund past mortgage loan programs and recycle bonding authority in order to provide additional mortgage loan proceeds in addition to the annual bond authority allocated to single family mortgage loan programs. $16,000,000 is the estixnated annual allocation for 2001. The above does not include the current balances in existing first-time and middle income � mortgage loan programs, the mortgage credit certifzcate program, and any carry- forward authority from prior years. 2 � o �.�bt' , 7. LIHTC (Low Income Housing Tas Credits) Each year the City/HRA has the authority to allocate up to approadmately $390,000 of low income housing tax credits, which generates private equity investments in eligible rental housing developments. The estimated allocation is $390,000 for 2001 which can generate an estimated $3 million of private equity investment. Summary Potential City/HRA Aousing Capitai Funds-Year 2001 n U • Resources CDBG HOME ESG STAR HRA Subtotal Revenue Bonds LIHTC Total Est Bud¢et 3,574,000 2,300,000 354,000 3,200,000' 3,094,000 12,522,000 16,000,000 3,000,OOO 31,522,000 'Assumes 50% of the STAR funds will be awarded to housing projects and pro�ams. ZAll of Saint Paul's yeaz 2001 allocation has been reserved for the Sibly Park Apartments in the North Quadrant. 3 o ,_,�r • In addition to the funds that are directly administered by PED/HR.A, following is a list of other potential resources (some are awarded following competitive RFPs) that can be made available during the year for housing projects and programs: Federal McKinney Supportive Housing Pro�r ,ams This is a federal program adnunistered by HiTD wlrich subsidizes the acquisition, rehabilitation, and operational or human service costs for projects for families and individuals who are homeless or are in a hansirional housing program. Projects compete for funding with other projects on a national basis. Historically, Saint Paul annually receives approximately $2 million. 2. Metropolitan Council Livable Communities Demonstration Account This program is for higher density, transit-friendly projects. Planning and development projects compete for funding on an annual, metropolitan basis. Saint Paul has been successful in receiving grants for a variety of housing initiatives in the past. DTED and Met Council Pollution Clean-Up Programs . The State funded Department of Trade and Economic Development Contaminated Site Clean-UP and the Metropolitan Council Tax Base Revitalization funds aze complimentary pollution clean-up programs, fvnded twice a yeaz. 4. MI3FA (Minnesota Housine Finance Agencvl Home Improvement Proerams The City annually receives funds from MI-IFA for pay-back and deferred payment home improvement loans. Saint Paul typically closes about $500,000 of loans each year. 5. MF�'A Super RFPs MF�A conducts state-wide, competitive, twice-yearly requests for proposals for a comprehensive array of State housing funding resources for ownership and rental housing projects and programs. These RFPs incorporate funds (available to Saint Paul) from MI�'A, the Met Council and the Family Housing Fund. 6. Section 8 Project-Based Assistance The Saint Paul Public Housing Agency (PHA) began in yeaz 2000 to make federal Section 8 tenant-based voucher assistance available as project-based assistance. PHA did this in order to use approximately 500 tenant-based vouchers that were unused. Applications are made directiy to PHA and are part of MHFA's Super RFPs. • 0 ��-�� • 7. New Taz Increment Financing Districts Tax increments generated by new housing projects can be used to help pay for land, construction and infrasiructure costs. TIF eligibility varies from project-to-project, depending on former land uses, housing type and income levels. 8. TIF Expenditures on Housing Outside of Existine TIF Districts During the 2000 State legislative session, new sections were added to the tax increment laws that provides authority for districts to increase up to 10% of the permitted amount of expenditures for "qualified housing" activities outside the geographic azea of the TIF districts. Requirements include that the housing must be used to assist housing in which 20% of the units aze affordable to households with incomes at 50% of the area median income, or 40% at 60%. 9. Ramsev Countv The Board of Ramsey County Commissioners is coasidering during the 2000 budget process to establish an affordable housing fund with approxunately $2 million. It is anticipated, if approved, Saint Paul projects could apply for funding. . 10. Fannie Mae In addition fo Fazuue Mae parficipating in the City's morfgage revenue bond programs, it has established the American Communities Fund which invests in debt and equity in neighborhood revitalization. Inveshnents can include a Line of Credit for cities to fund multiple housing projects. 11. Federal Home Loan Bank Board The FHLBB has an Affordable Housing program which make funds available to affordable housing projects. 12. Local Initiatives Support Corporation (LISCI LISC provides a variety of resources to assist the capacity building of nonprofit developers and to pay for pre-development expenses for nonprofit sponsored housing. Additionally, they are working to establish a worldng capital loan pool for the development of multi-family affordable rental housing, and they are anticipating applying for funding commitments from the next round of the National Community Development Initiative (NCDI). r'1 U 5 �� . y�1� • 13. United Wav of Saint Paui In year 2000, the United Way made $150,000 available as a special initiarive to assist building the capacity of organizations to produce additional units of affordable housing. The 2001 capital campaign incIudes affordable housing as a priority giving initiative. 14. Taac Abatement Recent new State legislation enables cities to abate properry taxes for eligible redevelopment purposes. 15. Section 1�8 and EDI The City has the abiIity to apply to HLTD for Section 1081oan and Economic Development Initiative grant funds. Future allocations of CDBG funds aze at risk as repayments of the Section 1081oan funds. 16. Private and Other Non-Profit Entities The CapitaI City Parhnership, Saint Paul Area Chamber of Commerce, local businesses • and other philanthropic organizations have discussed contributing to housing activities in Saint Paul. n U 0 a� -a''e' � Housing Action Plan 2001 , Attachment D Summary Report-2000 Housing Activities [This report will be prepazed at the end of the year in the attached format and incorporated into the &nal HAP 2001.] • � e� -xY � � � .; � d' on a . � 0 � o 0 U N �' � � � G4 � � i�4 7 � � g = � � > o � � � 8 e e o 0 o a o a e e a e 0 0 00 E � H � E £ � ^' � u V U °i a � � d s 0 e� ae oe oo ee oe R � 8 s � s s R ^� V G V V V r y f7 d � � a 7 �� y O O � O O L" � "fJ • �1 � � O � Q �.7 O j� 1�1 -/i M �F+ � Q d O a E " n. 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N � .� � � � U .� � b � .� L]. � f a� O w 0 � � � � � � � � .f: N S-1 � � � U � � � h .f: � a 0 a� � U � � 00 .� y N � � �1�1 0 � U .� ro '� � � H . � � U d W O W i�-i � w � � �-+ N M d� vl �O vi � � � � � � � O � Y O ..r" � � O U � � 0 � a � -att' � List of Major Projects Summary Report 2000Housing Activities City of Saint PaullHousing and Redevelopment Authority New Production OwnershiQNew Construction Rental New Construction Rehabilitation Rental Notes: preservation is the preservation/stabilization of existing, subsidized low income housing projects. • � a�-a� ! Housing Action Plan 2001 Attachment E Housing Action Plan Task Force Members • Michael Olsen, Co-Chair Coldwell Banker Bumet Monte Aaker Minnesota Housing Finance Agency Colleen Fraley Fannie Mae Terry McNellis U S Bancorp Piper 7affray Deborah Mitchell Wilder Foundation Vic Rosenthal Jewish Community Action Stephen Seidel Twin Cities Habitat for Humanity Mary Ann Sudeith Fnstar Bank Paul Williams, Co-Chair Twin Cities Local Initiatives Support Corporarion 7im Erchul Dayton's Bluff Neighborhood Housing Services Tom Fulton Family Housing Fund Paul Mikelson Lyngblomsten Gary Peltier PED Caty Royce Community Stabilization Project Barb Sporlein St. Paul Public Housing Agency Dave Thune PED �