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96-1396 Council File # - 3 Ordinance # Green Sheet # 3 � �� RESOLUTION CITY OF SAINT PAUL, MINNESOTA t� .7 Presented By ,��-- _��r� Referred To Committee: Date RESOLVED, that the currency exchange license application by Richard Barr, Michael Levitt, Bruce Balonick, William Barnett JR. , Joseph Judah, Ardyth Kennedy, and Alice Gunderson, dba New Money Express, Inc. , for the premises located at 785 East Seventh Street in Saint Paul, is recommended for approval. Minnesota Statute section 53A.04 requires the approval or disapproval of the state application by the local governing body. This resolution and action taken above are based upon the proceeding before the Administrative Law Judge, the documents and exhibits introduced therein, the testimony offered by and on behalf of the licensee during the Council hearing on November 6, 1996, anc� the deliberation of the Council in open session. The Council adopts the findings of fact and conclusions of law of the Administrative Law Judge contained in his report. The Report of the ALJ is incorporated in and made part of this resolution. A copy of this resolution, as adopted, shall be sent by first class mail to the Administrative Law Judge and to the license holder. In addition, a copy of this resolution as adopted shall be delivered by the Office of Licensee, Inspections and Environmental Protection to the Minnesota Commissioner of Commerce. � Nays Absent Requested by Department of: B 1 Bost�m Office of License. Insnections and Harris Meaard � EnvirorLment?1 Protection T un� -7 Guerin �� .. _ O I , '' _ _ - � Adopted by Council: Date �� („ _ �� „ B}" Adoption Certified by Council Secretary Form Approved by City Attorney By: (�� By: u.l�(,t- �, Approved by Mayor: Date 7J � `� � r�� Approved by Mayor for Submission to �` Council By: �G By: OFFICE OF LIEP D996 � October 30, GREEN SHEET N° 35177 ��- ��q ovember 6� 1996 - 1 DEPARTMENT DIRECTOR 3 CITY COUNCIL 2 CITY ATTORNEY ITY CLERK USt be �11 C�UT1C11 Agenda by: UDGET DIRECTOR FIN. & MGT. SVC. DIR. YOR (OR ASSISTANT) TOTAL # OF SIGNATURE PAGES 1 (CLIP ALL LOCATIONS FOR SIGNATURE) CTION REQUESTED: Approval of recommendation of ALJ and LIEP to renew the currency exchange license held by New Money Express located at 785 East Seventh Street in Saint Paul. RECQNII�IENDATIONS: APPROVE (A) OR REJECT (R) BRSONAL SERVICE CONTRACTS MUST ANS'�PER THS POLLOWIN(i: PLANNING CON1f1ISSI0N CIVIL SERVICE COhII�1ISSI0N 1. Has the person/firm ever worked under a contract for this department? CIB CONA1ITTEE BUSINESS REVIEW COUNCIL YES NO STAFF _ . Has this person/firm ever been a City employee? DISTR.;T COURT YES NO 3. Does this person/firm possess a skill not normally possessed by any SUPPORTS WHICH COUNCIL OBJECTIVE3 Current City employee? YES NO laia all YES ansaera oa a separate sheet and attach. INITIATING PROBLEM, ISSUE, OPPORTUNITY (Who, What, When, Where, Why) : VANTAGES IF APPROVED: ew Money Express will continue to operate in St. Paul . ISADVANTAGES IF APPROVED: one. ISADVANTAGES IF NOT APPROVED: ew M�ney Express will not continue operating in St. Paul. TOTAL AMOUNT OF TRANSACTION ,� COST/REVENUE BUDGETED YES NO FUNDING SOURCE ACTIVITY NUMBER FINANCIAL INFORMATION: (EXPLAIN) ',�.,, t�,;i ` �'�'�'' �+�$vf ;.,�, ;- � �. "��6 t a � !� ' I �� N CITY OF SAINT PAUL Norm Coleman, Mayor ADMINISTRATIVE LAW HEARING IN THE MATTER OF THE LICENSE APPLICATION OF NEW MONEY EXPRESS INC. AT 785 EAST SEVENTH STREET SAINT PAUL, MINNESOTA 55106-0000 CITY'S EXHIBITS Notices: 1. Notice of Hearing letter to license applicants. Attachments include: Notice of Public Hearing Chapter 381, Legislative Code 2. Affidavit of service by mail for license applicant's letter. 3. Notice of hearing letter to interested persons. 4. Affidavit of service by mail for interested persons. 5. Affidavit of publication, Tuesday, September 24, 1996. tatute: 6. Minn. Stat. ch. 53A (6pp.). s''n � �, - 1�� 86-2111-10753-3 STATE OF MINNESOTA OFFICE OF ADMINISTRATIVE HEARINGS FOR THE CITY COUNCIL OF THE CITY OF ST. PAUL - In Re: The Currency Exchange License FINDINGS OF FACT Application of: New Money Express, inc. CONCLUSIONS AND RECOMMENDATlON 785 East Seventh Street St. Paul, M N 55106 The above-entitled matter came on for hearing before Administrative Law Judge George L. Carlson, on October 1, 1996 in the Ramsey County Courthouse. The record closed at the conclusion of the scheduled hearing. Virginia Palmer, Assistant City Attorney, City of St. Paul, 400 City Hall and Courthouse, 15 West Kellogg Boulevard, St. Paul, Minnesota 55102, appeared on behalf of the City of St. Paul. Ms. Alice Gunderson, Manager for the Applicant appeared on behalf of New Money Express, Inc., without benefit of counsel. This Report is a recommendation, not a final decision. The Council of the City of St. Paul will make the final decision after a review of the record which may adopt, reject or modify the Findings of Fact, Conclusions, and Recommendations contained herein. Pursuant to Saint Paul Legislative Code Section 310.05 (c-1), the final decision of the City Council shall not be made until this Report has been made available to the parties to the proceeding and the applicant has been provided an opportunity to present oral or written arguments alleging error on the part of the of the administrative law judge in the application of the law or the interpretation of the facts and an opportunity to present argument related to any recommended adverse action. The applicant should contact Council of the City of St. Paul, 310 City Hall, St. Paul, MN 55102, to ascertain the procedure for presenting argument. STATEMENT OF ISSUE Should this application for a currency exchange license, under Minn. Stat. Chapter 53A, be approved by the Council of the City of St. Paul, after published notice and hearing. Based upon all of the proceedings herein, the Administrative Law Judge makes the�fotlowing: AAsa ( �,,,�.n�r R�: �'`??'�'�� 4RZNS�SY . . .. � ��M ,� :! ��J��1 �;>�r1-:`w........ ... . . �'t� - t�� FINDINGS OF FACT 1. The Notice of Public Hearing in this matter was served by the City of St. . Paul on the Applicant on September 23, 1996 by mail. 2. In accordance with Minn. Stat. § 53A.04 and Chapter 381 of the St. Paul Legislative Code, Troy Gilbertson, License Enforcement Auditar, notified interested persons of the public hearing, scheduled for October 1, 1996 by publication and by letter, _ on September 24, 1996. 3. The Applicant by Ms. Gunderson, the Assistant City Attorney, Ms. Palmer, and Mr. Ted Koeppl of the City of St. Paul Office of License, Inspections and Environmental Protection appeared at the scheduled public hearing. No testimony was taken. The hearing was scheduled to begin at 9:30 a.m. After waiting until 9:40 a.m. for possible appearance by members of the public, the undersigned, the Applicant, Ms. Palmer and Mr. Koeppl concurred that there was no need to take testimony or to otherwise proceed with a formal hearing. Ms. Palmer submitted the City's exhibits. It was indicated that no interested persons had contacted the City after the issuance of the Notice of Public Hearing and that the application was in order. Based upon the foregoing Findings of Fact, the Administrative Law Judge makes the following: CONCLUSIONS 1. The Council of the City of St. Paul and the Administrative Law Judge have jurisdiction in this matter pursuant to Minn. Stat. § 14.55 and the St. Paul Legislative Code, Minn. Stat. §§ 381.02, 310.05, and 310.06. 2. The City of St. Paul has fulfilled all relevant substantive and procedural requirements of law and rule. 3. The City of St. Paul has given proper notice of the hearing in this matter including proper notice in accordance with the requirements set forth in Minn. Stat. Chapter 53A and Chapter 381 of the Legislative Code of the City of St. Paul. 4. The Applicant has fully complied with the application requirements specified by law. 5. No members of the public have opposed the application for licensure. Based upon the foregoing Conclusions, the Administrative Law Judge makes the following: �,:r �,': :, , g... .,� ��, - �'�`� �► � RECOMMENDATION IT IS RESPECTFULLY RECOMMENDED: that the Council of the City of St. Paul approve the currency exchange license appiication of New Money Express, Inc. Dated this 28th day of October, 1996 � � eorge L.. arlson Administrative Law Judge NOTICE Pursuant to Minn. Stat. § 53A.04, the Council of the City of Saint Paul is required to forward its approval or disapproval of the license application to the Commissioner of Commerce of the State of Minnesota for the Commissioner's approval or disapproval. If the application is denied, the Commissioner shall mail notice of the denial and the reason therefore to the applicant. The applicant upon denial may request a further hearing as provided for Minn. Stat. § 53A.04 (b). � , , OFFICE OF LICENSE, WSPECTIONS AND ENVIRONMENTAL PROTECTION ' Robert Kessler,Director Q ( ��/�Ca f � b 1 �P CITY OF SAINT PAUL LICENSE AND Telephotte:612-266-9100 Norm Coleman, Mayor INSPECTfONS Facsimile:612-266-9124 350 St. Peter Street Suite 300 Saint Paul,Minnesota 55102 . i October 4, 1996 Ardyth Kennedy 2442 Union Street #2 San Diego, CA 92101 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, MN 55106. -Dear Mr. Kennedy, � , 3 p � ,m , Please take notice that a hearing on the report of the Administrative Law Judge oncerning your application for a currency exchange license has been scheduled for . . ., November 6, 1996 in the City Council Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson, Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, �,� ��,l,G,�- Troy Gilbertson, License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson STbI�Y:�L I"4 d .�..�'�t'i;i`F�Y:it.�*'t 5P�',�Y�R�i . (f�E p� `n n V�..�� `U `/a; 4 Y 4/� � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION � Robert Kessler,Director ' � � � ' �� W CITY OF SAINT PAUL LICENSE AND Telephone:612-266-9100 Norm Colemun,Mayor INSPEC170NS Facsimile:612-26h-9124 350 St. Peter Street Suite 300 Saint Paul,Minnesota 55102 • W� October 4, 1996 Alice Gunderson 8705 lZth Avenue South Bloomington, MN 55425 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, MN 55106. Dear Ms. Gunderson, Please take notice that a hearing on the report of the Administrative Law Judge concerning your application for a currency exchange license has been scheduled for 3:30 p.m., November 6, 1996 in the City Council Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson, Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, � Troy Gilbertson, License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson , OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION • Robert Kessler,Director a � -I '� q � CITY OF SAIIVT PAUL LICENSE AND Telephone:612-266-911� Nnnn Coleman,Mayor INSPECTlONS Facsimi[e:612-266-9124 350 St. Peter Street Suite 300 Saint Paul,Minnesota 55102 , �� October 4, 1996 Joseph Judah 5421 E. River Road #615 Chicago, IL 60656 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, MN 55106. Dear Mr. Judah, Please take notice that a hearing on the report of the Administrative Law Judge concerning your application for a currency exchange license has been scheduled for 3:30 p.m., November 6, 1996 in the City Council Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson, Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, � �. � Troy Gilbertson, License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson OFFICE OF LICENSE,INSPECTIONS AND � ENVIRONMENTAL PROTECTION Xobert Kess[er,Director . �{� — t �� c� C�Y �F �]tiL1V 1 PA�.. I.ICENSEAND Telephone:612-266-9100 Norm Colemart, Mayor INSPEC770NS Facsimile:612-266-9124 350 St. Peter Street Suite 300 Saint Paul,Mi�uiesota 55102 �� October 4, 1996 William Barnett, JR. 10099 Litzinger Road St. Louis, MN 63124 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, MN 55106. -Dear Mr. Barnett, Jr., Please take notice that a hearing on the report of the Administrative Law Judge concerning your application for a currency exchange license has been scheduled for 3:30 p.m., November 6, 1996 in the City Council Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson, Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, � � Tro �ilbertson, Y License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson , , OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION • Robert Kessler,Director � � - I�� CITY OF SAINT PAUL LlCENSE AND Telephone:612-266-9100 Norm Coleman,Mayor INSPEGTIONS Facsimile:612-266-9124 350 St. Peter Street Suite 300 Saint Paul,Minnesota 55102 �� October 4, 1996 Bruce Balonik 367 Charal Lane Highland Park, IL 60035 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, MN 55106. Dear Mr. Balonik, Please take notice that a hearing on the report of the Administrative Law Judge concerning your application for a currency exchange license has been scheduled for 3:30 p.m., November 6, 1996 in the City Council Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson, Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, `/ � Troy ilbertson, License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson � , OFFICE OF LICENSE, INSPECTIONS AND ENVIItONMENTAL PROTECTION Robert Kessler,Director �� -i �a� CITY OF SAINT PALTI., LICENSE AND Telepltone:612-266-9100 Norn� Colemait,Mayor INSPEGTIONS Facsinti[e:612-266-9124 350 St. Peter Street Suite 300 Saint Paul,Minnesota 55102. �+ October 4, 1996 Michael Levitt 2230 W. Palmer Chicago, II, 60614 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, NIN 55106. Dear Mr. Levitt, Please take notice that a hearing on the report of the Administrative Law Judge concerning your application for a currency exchange license has been scheduled for 3:30 p.m., November 6, 1996 in the City Council Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson, Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, � �� Tro� y Gilbertson, License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson , OFFICE OF LICENSE,INSPECTIUNS AND ENVIRONMENTAL PROTECTION ' Robert Kessler,Director ' ��- ('�� CITY OF SAINT PAIJI., GICENSE AND Telephone:612-266-9100 Norni Coleman, Mayor INSPECI70NS Facsimile:612-266-9124 350 St. Peter Street Suite 300 Saint Paul,Muinesota 55102. � October 4, 1996 Richard A. Barr 85 Hibbard Road Winnetka, IL 60093 Re: Application for Currency Exchange License for the premises located at 785 East Seventh Street, Saint Paul, MN 55106. Dear Mr.Barr, Please take notice that a hearing on the report of the Administrative Law Judge concerning your application for a currency exchange license has been scheduled for 3:30 p.m., November 6, 1996 in the City Couneil Chambers, Third Floor, Saint Paul City Hall and Ramsey County Courthouse. You have the opportunity to file exceptions to the report with Nancy Anderson; Assistant Secretary to the City Council, at any time during normal business hours. You may also present oral or written argument to the Council at the Hearing. No new evidence will be received or testimony taken at this hearing. The Council will base its decision on the record of the proceedings before the Administrative Law Judge and on the arguments made and exceptions filed, but may depart from the recommendations of such Judge as permitted by law in the exercise of its judgement and discretion. Sincerely, � �� 1 � Tro ilbertson, License Enforcement Auditor cc: Virginia Palmer Christine Rozek Nancy Anderson ? � OFFICE OF LICENSE,INSPECTIO�S AND ENVIRONMENTAL PROTECT[O� RobertKessfer,Director �� J i ,� Q r � �O CITY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsimile:612-266-912�1 350 St.Peter Street Suite 300 SaintPaul,Minnesota 55103 �� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including . those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. � J . �� _ J � � � Ch�pter 381. Currency Exchanges Sec. 381.01. St�te license requi►•ed; definition. No person shall engaae in the business of a currency exchange in Saint Aaul �vithout a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedt�res. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearin� shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearina shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Leaislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days followinJ receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Discrpproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearin� examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � r , � ��"'� � t �P (b) G�'o�rrrds for c�isappr•oval. Disapproval of an application may be based on one (1) or more of the followin� grounds, in addition to any otiler jround allowed by law: (1) Violation of any provision of the state currency exchanae law contained in Chapter 53 A. (2) Any one (1) or more ofthe reasons, conditions, or standards for adverse action under section 310.06 of the Le�islative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchanJe has caused sianificant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to ajree to reasonable conditions upon the operation of the . business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bondinJ in an amount greater than that rec�uired by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the rea] party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existin� currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and co�porations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdin; more than five (5) percent of the outstandin� or issued stock of the corporation, or(ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or mana�ement control over the enterprise. � r , � �, — l �qc� (C.F. No. 94-46, � 4, 2-2-94) Sec. 381.04. Definitions. The followin� words and/or phrases shall have the following meaning when used in this cilapter and in Chapter 310 of the Legislative Code. (a)Applicartl. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise manaaement or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstandin� or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)Licerise. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) C�rrrency excharrge. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charDe for cashin� a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � ' � � �`( �-l.3 9lr OFFICE OF LICENSE,[�1SPECTIO�IS A.�1D ENVIRON�tENTAL PROTECTIO` Robert Kessler,Drrector CITY OF SAINT PAUL c.owRr PRO�ssioN.�c, Telephone:612-266-9090 Norm Coleman,A-fayor BUlLDING Facs�mrle: 612-?66-9099 Surte 300 612-266-91?�t 350 St.Peter Street SaintPaul,Minnesota SSl03-1S/0 �+� September 23, 1996 Alice Gunderson 8705 12th Avenue South � Bloomington, MN 55425 Re: Currency Exchange License Application Dear Ms. Gunderson: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the cunency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � � �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � � � Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney , y ' , OFFICE OF LICE�ISE,[�SPECTIO�lS AND �� /� ��f' ENVIRONMENTAL PROTECTIO� Robert Kessler,Director CITY OF SAINT PALTL LOWRY PROFESSlONAL Telephone:612-266-909�i Norm Coleman,Mayor BUILD/NG Facsrmile: 612-266-909v Suite 300 612-366-91?�1 350 St.Peter Street Saint Paul,Minnesota 55102-I SIO �� September 23, 1996 Joseph D. Judah 5421 E. River Road �#615 Chicago, IL 60656 Re: Currency Exchange License Application Dear Mr. Judah: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �� -�� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, /�� Troy Gilbertson, License Enforcement Auditor � Enclosure cc: Virginia Palmer, Assistant City Attorney , OFF[CE OF LICENSE,INSPECTIO\S AND �� f/3� ENVIRO��tENTAL PROTECTIO� � RobertKessler,Director CITY OF SAINT PALTL, L06VRY PROFESSlONAL Telephone:611-266-90>0 Norm Coleman,Mayor BUlLDGVG Facsimile: 612-266-9099 Suire 300 612-266-912�J 350 St.Peter Street SaintPaul.Minnesota SSIO?-l.i10 �� September 23, 1996 William Barnett, Jr. 10099 Litzinger Road Sr. Louis, MO 63124 Re: Currency Exchange License Application Dear Mr. Barnett, Jr.: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the � local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul I.egislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reunburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � � �'� �/��1� �or your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � �ti�� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney I OFFICE OF LICENSE,I�SPECTIONS A.�D �� ENVIRONMENTAL PROTECTlO� Robert Kessler,Director CITY OF SAINT PAt1I. LOGVRY PRUFESSIOt�:4L Telephone:612-266-9091i Norrn Coleman.Mayor BUILDING Facsimile: 611-266-909J Suite 300 612-266-91?a 350 St.Peter Street SaintPat�l,A-finnesota SSl02-ISID �� September 23, 1996 Richard A. Ban 85 Hibbard Road Winnetka, IL 60093 Re: Currency Exchange License Application Dear Mr.Barr: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the cunency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). l � / �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � � Troy Gilbertson, License Enforcement Auditor , Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,I�SPECTIONS AND ENVIRONMENTr�L PROTECTIOV � Robert�essler,Director �� /� �� CITY OF SAINT PAUL LOGVRY PROFESS/Olv:4L Telephone:6/2-266-9090 Norm Coleman.A-/ayor BU/LDING Facsimrle: 612-266-9099 Suite 300 612-?66-91?J 350 St.Peter Street Saint Paul.Minnesota SS102-l.i 10 � September 23, 1996 Michael Levitt 2230 W. Palmer Chicago, IL 60614 Re: Currency Exchange License Application Dear Mr. Levitt: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the � local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �� / � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, % � �� " .� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,I�lSPECTIONS AND ENVIRO�I�tENTAL PROTECTIOV � Roberr Kessler,Direcror ` r�� CITY OF SAINT PALJL LOWRY PROFESS/ONAL Telephone:6/2-266-9090 Norm Colentan,Mayor BUILDING Facsimrle: 612-�66-9099 Surte 300 612-266-91?a 350 St.Peter Street SaintPaul,A�lrnnesota SSIOLIS/0 � September 23, 1996 Bruce H. Balonik 367 Charal Lane Highland Park, IL 60035 Re: Currency Exchange License Application Dear Mr. Balonik: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the � local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �c� -�� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � � � Troy Gilbertson, License Enforcement Auditor � Enclosure cc: Virginia PaLner, Assistant City Attorney -- e � , ' OFFICE OF LICENSE.I`SPECTIONS AND ENV[RONMENTAL PROTECTIO` � �n (] („ Ro6ert Kessler,Director � J v� W CITY OF SAINT PAiJL LOWRY PROFESSIONAL Telephone:612-266-9090 Norm C'oleman,Nlayor BU/LDING Facsimile: 612-266-9099 Suite 300 612-266-912�1 350 St.Peter Street Saint Paul,Mirrnesota SSl02-I510 �i September 23, 1996 Ardyth Kennedy 2442 Union street #2 San Diego, CA 92101 Re: Cunency Exchange License Application Dear Mr. Kennedy: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). T a � � � �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney . . c�� _ � �� c� STATE OF MINNESOTA ) ) ss . AFFIDAVIT OF SERVICE BY MAIL COUNTY OF RAMSEY ) Troy Gilbertson, being first duly sworn, deposes and says that on September 23, 1996 he served the attached Notice of Hearing , on the following named people by placing a true and correct copy thereof in envelopes addressed as follows : Bruce Balonik Ardyth Kennedy 367 Charal Lane 2442 Union Street #2 Highland Park, IL 60035 San Diego, CA 92101 Michael Levitt Alice Gunderson 2230 W. Palmer 8705 12th Avenue South Chicago, I1 60614 Bloomington, NIN 55425 Richard A. Barr Joseph Judah 85 Hibbard Road 5421 E. River Road #615 Winnetka, IL 60093 Chicago, IL 60656 William Barnett, Jr. 10099 Litzinger Road St . Louis, MO 63124 (which is the last known addresses of said person) and depositing the same, with postage prepaid, in the United States mails at Saint Paul, Minnesota. �--, ��, � ROY GILBERTSON Subscribed and sworn to before me this 23rd day of September, 1996 . � Notary Public ��rp,� /L�y OJsa�� ■ s ' KAREN KAYOISON , NOTARY PU8LIC1�lVNESOU !�!y Com�nbsbn 6QirosJan.31,2000 � x ��,= (�a c� STATE OF MINNESOTA ) ) ss. �FFIDAVIT OF SERVICE BY MAIL COUNTY OF RAMSEY ) Troy Gilbertson, being first duly sworn, deposes and says that on September 24, 1996 he served the attached Notice of Hearing, on the following named person by placing a true and correct copy thereof in an envelope addressed as follow: Arlington Hills Library DAYTONS BLLTFF CTR CIV L Swede Hollow Nbrhd Assc Librarian Community Organizer Cazol Cazey,Staff I 105 Greenbrier SVeet 281 MARIA AVENLIE 733 E 7TH STREET Saint Paul,MN 55106 SAINT PAiJL.MN 55106 Saint Paul,MN 55106 Rep Steve Trimble Dayton's Bluff NHS KIM HLTNTER Minnesota Legislature James Erchul,Dir PARTNERS 491 State Office Bldg 951 East Sth SVeet 907 PAYNE AVE Saint Paul,MN 55155 Saint Paul,MN 55106 ST PAUL MN 55101 Editor East Side Nbrhd Dev Co District Planner Sunrise Jan Morlock,Director Lucy Thompson P O Box#6767 907 Payne Avenue 1100 City Hall Annex Saint Pnul,MN 55106 Saint Paul,MN 55101 East Sector Police Senntor Sandra Pappas Senator Randy Kelly Commander Minnesota Legislature Minnesota L.egislature 722 Payne Ave. State Capitol G-24 State Capitol G-27 Saint Paul,MN 55101 Saint Paul,MN 55155 Saint Paul,MN 55155 Dayton's Bluff East Side Area BUS ASSN Payne-Arcade Bus Assn Donavan Cummings,Pres ANN TINNUCI ANDERSON Director 770 East 6th SVeet 707 MINNEHAHA AVE P O Box#6934 Saint Paul,MN 55106 SAINT PAUL MN 55106 Saint Paul,MN 55106 (which is the last known addresses of said person) and depositing the same, with postage prepaid, in the United States mails at Saint Paul, Minnesota. �� , TROY GILBERTSON Subscribed and sworn to before me this 24th day of eptember, 1995 . otary Public x s ANTOINETTE PRUDHOMME NOTARY PUBLIC•MINNESOTA RAMSEY COUNTY x � My Commlas(on Expiree Jan.31,2000 r • Cus�'saxe�yu� .,..,..-o ale aq� �V 'S - . uot1��5... ._ »�lou s{R�3 p nbai - r�ii1.F��p9�ose�;oi�iaqi sa�rijOG�Qssatu. unouzs aul _ � •so;nle�ojqe�iidde;o sluauio�S aq3 ql1 ° oseat vun�u� . ue a��lon Ii� P� 'a8e�l?oy�i :•�3�;5�'lE�l olnQlilgsPa�l�i s�u 3� oauens:� ; qi13o oansotoaao3 pa8 a8E81ioy� °K3_ _.- - •ttas o; i�mod`aql 1�11g. •BajPP1�L, - .. � LII01j'S/CEp OE e� ; �uo-+� � 'n namoas 3Q�P?ul 30.??o��esajaoae ol:" - �;o a38p Ki � ��A�VIT OF PUBLICATION • •. �� . State of Minnesota � � � County of Ramsey , Samuel E. Lewis, Jr., being duly sworri, on oath says that he is the publisher of the newspaper known as the St. Paul Legal Ledger and has full knowledge of the facts which are stated below: (A) The newspaper has complied with all the requirements constituting as a qualified legal newspaper, as provided by Minnesota Statute 331A.02, 331A.07, and other applicable laws, as amended. (B) The printed notice of public hearing which is attached was cut from the columns of said newspaper and was printed and published once; it was published on Tuesday, the 24th day of September, 1996; and printed below is a copy of the lower case alphabet from A to Z, both inclusive, which is hereby acknowledged as being the size and kind of : _tvnP-.•��a =-- �- �mposition and publication of said notice: ._--- """"" "�~NOTICE OF�PUB'I.IC HEARING Currency Eachange License Application -of New Money Eapress,Inc. abcdefghijklmnopqrstuvwxyz 785 East Seveath Street Saint Panl,Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL . ' �ASE TAKE NOTICE that testimony will be taken from interested persons, luding those in the community with respect to the application of .v Money Express. Inc. to operate a currency exchange by license issued jer Minn.Stat. §53A.02. in.Stat.553A.04 requires the approval or disapproval of[he state application the governing body,after published notice and hearing.within 60 days after eipt of the application. e hearing will be conducted by•an administrative law judge from the nnesota Office of Administrative Hearings, on behalf of the Council of the � :y of Saint Paul. His or her report, and recommendation for action, will be �warded to the Council for its action. Date of Public Hearing: Tuesday October 1. 1996 Time:9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level i to before me this 24th day of September, 1996 15 West Kellogg Boulevard St. Paul, Minneso[a 55102 you have any questions, please call Christine Rozek, Office of License, spections and Environmental Protection at 266-9108. (September 24, 1996) _ ------- -- ---.... .._.V_�..�_...,.......�,... � e �_�•. BARSARA A.ST.MARTIN � ` NOTARYPU3LIC-MINNESOTA '�`� DAKOTA COUNTY � My Comm.Expirss Jan 3� 2ppQ ■ Rate Information � � (1)Lowest classified rate paid by commercial users for comparable space is$N/A. (2) Maximum rate allowed by law for the above publication is$44.34. ' , . ..(3)Rate actually charged for the above publication is$38.56. _ ' �=- _ . ,t . r� �� , r , T - r �L�.�r '�.+ �z �✓ ; � � . . . .�. . ;,,.'° 's-�'�- 'y'`--�tk�`.�Lx .�y _ - n�y?y .��`� �.�'� " � .�'';:� -,s,. '�,�.,� � � � ` _,. � -�. . ,� v � . �� l � J �^� � . - . . . , � . -. . . � ��(��"��1� . . , . e _ . . , �., . , .. .,:" �. . . � . . /' . .,. '� ,y: _ . �:. . .: � , . . :, ., _ .. � . -_�Li.i:=Y'- - �'ir�!�r:�fi�=}�� -1'_-r`i*,',t`�y,' `_`��`�'�Y� _ . ",��..y..^ ,f.��^ti.a�. .�:1%��`�i',°f.=`:.��'_'��•3.' , 5' ^.a.. 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'�,y,yi`��:.; -'``a-,'�v-�^,�;; S=A.GS C*¢r.t:cfr.:r..:.. -.rs}i;.cr S:A.tI Sa�s efs.:ccr.t:a--cz1 :�e:t. _��^1•. T��:=:�.• , ' �_ 1az;ica. c:�.l? Rc.:s. � -�..c�� -_ _ -"�''':• �-+� :3A.C•5 Fir.e.:cs^er.s;c-... ..�c:x:;cncf 3.4.1 r.c: .� . �;, -.r.��.�.�_;;. � 5 3 F: i ;fa'.e x��eas:r.c; '.Y�-�� _—��L�`��,2:: I:iG'Sf. �F�. �.� �. ..�•� +c' ''•�.��:. • .y.�:�� "_�";_«r��+'��, �. .�.Y,�i�;. ',r��= .= =` �4::`. �3.�.01 DEFI\Tt'0\C, .�� _ =�-%- ,. ;�' '' �;��j. Sube�i�•icion 1.C�rrenc�•exchange."Cur;enc�•exch�nge�near, � pers�� t � �� s a� y excep '!�;� _`R��,�;,:• a bcT:k, IiUSi COi7.= ';�', $e�'j1;�S �2�i, 52\'jr,£S ci d lcan eS50ileil0i7 c,edit ur.icn Of. =�'��{^� -_�;1�"-?��`= ]A4�LSif7cl �02i1 'ci?.: .':i::�t COi;�y2iiV� er,ga=ed in tne busi.^.ess ef rs5ine checks, G�*c{l5� _ �'i;.�';i�;,�:'�'.--.,x`��-.: noney Oi G�2f5, Oi i'c�'z�2i 5� C}ieC�S ;er a fee. `Cur;zncy excha�,;e� coes not include a �'� " 'a%`�'_�.�'e-<' pGi5Gi1 R'h0 pi0�';�:5 i'2Se s,r�•ices i�r'den�a� i0 i}lZ pZiSQ;l�S F'iiiTl2n' bL'Sir.ess if the �:'i'::'.-^_J. �i':t,� ��.�' ?,-^ ,�t.�Q,1-_.o,� •r� C^27?@ fOf Cc5illP.e 2 iu2Ci: OC �i2il �025 f;OI tX[Ctd SI Ot G.^.z }�%czr,t of the .•alue of '`�:• ��r.fiic�� '-r` � ..�• r�;�.�-r�� l}:C C,Li2C'Si Oi C�;�,t, • :,:che�•er is f;ez;er. ..•a-� -�,�.� " '�.��.. '�-=tdK�.�._.�=;' Subd. 2. Con�,.`;sioner. "COf;,TIS5:0i:Cf� T2e�S 1}'it CO:;.L:iS5:OD2C Qf COi71�i,�iCC. ��-. .�•. r... ;:-,,;:,vi;-.�x;. eEGS•.e:.="y. " � �Y�--- a�'-{"•: Histon�: 1959 c '=7 s 1 ��;��- . 2. ,:;�.,.t�:_ , ,i �,.::,..r,. - �.,'--�,�=�'� � �3.�.02 LICE\SE. a_ ,,., �=: . _ -,.,�'��^. SUb�1�'iS10;7 ].�2C�U1I21'i1eA[..��2,-son ma�•r.ot e,'.�2E2 1�i�2�J��:i125S Qi�CL'�;e;;CV � ''''"�'''�'' f\C}:ar.ge u•it�OUi =-i 0�1"ei:77;7? 2 �7C.';,cZ ;f07;'1 1!'?C CQ;,:J;ilS5l0r.er. \et r,.�oFt ih2� O�C �'''' ,,,�: * ��=A��. F?ace of busiress -z�•�e opz;::i2d L't'.:r li'.� Sc.^„t �:C2Tl5z� �i:I 1}:C CO:�:T'.:SSIO:,er neY '" .i�; �� 1SSL`2 TiIO:C i�icn 0;.:�:C2;.SE iOI;:C Sc;::t�icer.set L OD CO^^�?c;,C2��'lh2 e �7C'..AI��'� ^ ._'�.-� .�y.�.. r l7F7 ' 1Sti] k� ��```'' •' �ll t;�e p;o�•isions ci,:�is cnap�zr fer cach .^.z�»lice�se iss�ed. �=�„ . �.-. � - �'�-3.��..,v',�j Subd. 2.DisL-•.�.e limitation.�0�7C'C;752 77e�'b2 15SU2d Cf r2i:2'�t'fd L'(:�Zf i}l5S Ci�e�7- �- '+'- h- .x►'�. �"�..��a�1 ter if the place of��s;-ess to be operated ur.��er ihe licerse is located or p;oposed to ` �h��"`"�"=� be leczted �•ith:n c-�-h�lf nni!e of a:;o,�er licenstd cur,enc�• exc�:ar.ge. The distznce � �.,- ��-,��:::: �-.�,:� a' Iir;,itztioa i^� osed 'c�•this subdi��ision is r„zasL;ed b��a s:�z:�,�:t l;'ne fron the cle_est �-��-r:— �:: P c �� •� points of ttie closest s:nctures i�:�•ol��:d. - �� ',^ ��• Subd. 3. Prohibi7on.A lice;.sze r,.ati•r.ot conL•act ��•i:�zno�!:�er perso�or busi�ess h entity l0 1i�eilc£C i': CLi�2AC�' CXC}:z,-._e business. This SJC•CT;�•is;on does not p;ohibit ==:a--_ . ' � �s;'`xa- �"=• the licer,see f;om r,—., o��ir. ;,,� � . ,.1 , g persens to op�ra�e a cur,enc�• exci:z^ge facility, �~ -��- .:: Histon�: 1989c :=7s?; 1992cSG-fs2 ,�;, ,: ' �b:� - ,.—r: T� �'s''-� $< 53.�,.03 .4PPLICATIO\ FOR LICE\SE; FEES. CA{�t,��i��1j� S� ��}�; � � '^:.-��3r, �?-�:.-. -��-�` ��) •a� �PF>i<<�� `or a license r,�st be in u•r;tine, under cztb, �n� i� t;:e form � �: ' -�h��a`4.i�: �: prescribed and fu,—,::stied by ihe co,—:,;.,issioner�r.d must cor,tzia the fo]lo�•ing: L -�:�;.��' _ � (1) thc full nz:,:��ad zdd;ess ! (both of resider.ce�nd p ace of bLSiness)of the�ppli- - -%`-` � car.t, �nd if the zp�;icant is a parr,ers�ip or 2ssociztion, of e�•ey menber, and the ::t.=.�,��,.? - �" nzme 2nd business z�d;ess if the zpplicant is a corporation; '��x,-. � �, .;. (2) the county s;,d mu�icipality, w•ith street and number, if znv, of�ll cu;,ency �'-°-�'�-� ��• ezchzn e locatio,^.s e�erated b the a I�cznt• zad ^�:vC�:•.,.�'�'�`'.r�:�;; 8 r Y PP � , �� ' �.,t��. (3) the applicznt's occupation or p,-ofession,for the ten±�e�rs immediztely p:eced- „� �.�=. �`.: ing the application; p;esent or pre�•ious connection �•ith zny o�5er currency exchznge �_ ;,�::.• e .�s�� *�:. in this or any other stz;e;w•hether the�pplicant h::s e�•er been con��icted of any crime; s,�� . _; and the natu;e of t1:c zpplicant's occup�ncy of the premises to be licensed;and if the applic2nt is a partne;ship or a eorporation,the information specified in this par2gr2ph must be supplied for each partner and each o„ cer and director of the eorporation. Jf �;�,;,�>�r� ' ' - - - -�-'+-. -' '_ "- � _ ' - -'_ Y.�,��•= - �� `�i.�^.. �j , , =_3--�'� `�: � z ., �-- �,. r - <, ?-:<; ti ... �' �--.��;:a'�;:r*=—;.r=�:;�;'. ``�` s; '�'`•'s:i`':,•. i:�9 � ,. ";��:'�:�=�":-.',.;:r- r�w. � '% Cl'F �R.E` {'�, � r_`�.-`�ti.:- 'r�.�.-. � CH.�\GF$c3A.05 �r r 's��s�'�5;.:�:s�;=�;-?,�, ti.c�i:s•••�_. Ihe �!ir,t is a p.: �ers�' er a r � � b ��-`=='�" ' �'��;!< /� �y '4.. `�r 'n� %P .o':publ:c�yheid —,. .;o� } "l � l �' .� ��' ��=:�=; :s _�.a. f.�ed in t . c: . t ,e f r;,:atien s� �: • =y :�'��`_T�,r;==•+� � pa;zgraph i:?LSl �t ;equ;;td of each - ' 1i ° reci- � ;a..,�=��;��;-.,.,,-� p��..=- �::�d e2ch o„�cer, dirzetor,2nd �' �''��`" s�ocicho!dz;s o•::ni�g i� excess of te�pe;cer.t of the c:-a-a;e stotk of t�e co� �`�''�Y'�;�'��'�� ,.. 'poratioa. F �`�"`�`� �b� ��G 2��:C2i:0;1 5�2II�`2 cCCO' ei?1Cd bV 2 ' - + `�~��J�f� re�•i2':J � i � • , ._...:iL'��c�i7:2 ;ee ef c�: r f` f'�� '•: c�f t;.e nitial 2-+ licz��oa. LP �' o •zl b�� O,or t}:�e � �}��=:;_�,-� : ; r ea a}.p; � ..._ co.-�iss:ener �d' ' �� :.:�;:=1,'�<;..,. � � i2i:SC i 2 Qf�:0 nust t•e pa:d by i}?e 2}^.�)1Cc;:t 25 e;l :--;Lx � � � � 2:1 c iii0;121 � .•�� ..� �.C2ri_2� _ i c�`'`<='." ;- �.- --"1 �er of t:;e ca�Z^��r��ear. ' ^+� 1 ., " 2t l0i 1}7C i2,7i21R- =.�+,��,t_': ."�� %::...a.�ice,.se fe.°Of S��_': �',�� Of 2cCf1 SL'�52�U2;:(C2�2R- ? f�r ;,.._ G�cr )'fei Gi O��ieilC;l ��QD SL'�.^„ISS;on ef a licen_. :•-�.. '` ��.:�'�:�"-�`=��' �� '^�� p��ICet101 G� Of�,'2i07G � ,..��`'`� DtCC;:l�+Zf I. FF2S f,:•USI L�Z �2�,t;5;i2t� 1Z ii?2 Sici2 ii.'c`'-:.' ': '"�`�'��'��'y c�+d cre�ited i0 i�e feP.2fc� + �`��~~�� fur.d. Upe� p2�:aer,t ef the rec��i;ed �ar:u�l licer,sz ;- • �- ��'�#'' . i�:Z CQiTi7?:755:0.^.2f 5�'IZ�� 155lle $• '�'Y'�' 2 );cease fer tt: �'2ef t't��;�i]lf:�Jci L2;�' J, ..��-y,�'�-x`"�. (c) ?,`.e ce,;,nissio.^.er sh '1 �i ' �`{`;� �=-, c, i2Ci� 72 i!'i:cy7��1C2i:i:: 5��•-�ii 10 2�eCl:fiCLAd Ii:�'GS- � `��} L'Ect101[Q;�LCted b�'1}��L'f2eL OfC;,;'I;P2I c}'�F,r2;;:'::�� 5 a conditioa oi lice,.cure. '` ��' v_. .�5 pc�Of iLe�ackgrou;:d i��•est;Ec1!Oi1r Ii�C tiJLiC2U Qi i--;•i:�i�c��i2}?fi,SjG:1 5�.�1 COII- _ 4-�� C� GiL'CICi1Sii�:72�}i:5i0t1'CiS:C�501�ii^�250i3i.'COidSci:C:: ci;i;•OrIZZt1i02XC}:c;:£Z�P.£�r' ` '-�� +�'� tne Federa� �U;;cll � pr;nts w�••, of 1n�•es;:gztion � -��'�"`r ��cke;oe-�d c�:rck of the r�,io;,al Slzs. The cost of t==i,� � �`rese of a crin;,zl �.:-- t;;e �pp;ic:::�t. . . e_ti��.ioz n�st bz pzid b �'�°��-� Y ' �`�:;� �, �� (�) Fcr purposes of this sect:on, "zPPlicant, i�c;__;s �� e^� lo��ee �, ' �'_�t'� T^�r.a€e;,;e�t er po?ic}•co�uel o��.I 1}'ie CG;�'+c^�' g�ij,-; F }+0 GC2fUSt5 ��-_ r , .�r,aZ o,,.�er,a 1i,m;;ed orgen- , ;Tc� Ci c��ei t.^.Cf�2 7'•c;l;:�2�,Of e S�"-,!;oldzr holci,-:�mo:2: .=��;]�2iC��;j Of l�^2 O�i51e.^.d- T �� liig SlOik 0J i�lz COi�OIei:Oi!. ' - �I�:T� His;on�: 19�9c?;is 3; 15��?c:G�s3 - ` ��= " ¢ �-''�;;�� 3.�.0-! �.PPROti'.-�L O� DE\L�I. OF.a\AppLIC.=.TIO\. �� K (�) ��'it^in =0 dz�s af:er t=e rece;pt of a com�le;: --.,'�--•: ~'�= c�!2i1 G�2��Y i'Z 2rj,�ic<<ie� er s��::,it i�: c-�r + • r _:r.:�c.i0:1, i�'12 C01;,�;.1SSIOACr =`�'�:� rr�•Ccti0:1 SO :� � EQ�•z,^„jr��o;�•�f�he leczl � u::il Of£0�'2:-•,�::;:t in .�h:ch tce�rplica::t is Ieca:ed o;:� - � ' •� co:,,.,.issi • - r��o ir.g to be lecated.�e t` ;;, Q'.'r r,.z�•r,ot ar;:,;o,�e i.i�2}^,��ica,ie�w�;tho�,:-;CO�CLITeace ett:;e go�•en- -<� i,.g boe�y. i;: ge�•e;�i::g bo�y s.`.�11 gi��e p�,;b1;s�:ed no:::: cr i�s i,:te�tio� to consi�er "-� iil2' ISSi.'Z 2'•� C?�ci� SOi:CiI t.'SiL:�O�V iiQ::l 17�Zi25:2d " $ ^c ' � r.: o..., iaclt�ing t}:ese ia t};e CO;��;:L';�li�'1;7 tt';-;j�h l�:•t 2��ilCe�t is loc�ted or is p;opcs:-;to be lecaied.II 1};t EO�'Cr,,- , ��x ir.g bo�y h,:s r,et �p�;o�•:d or�:s2pp;o�•td the issue �.�:;=: . ' `�'� a 60 da�s of rzce;pt cf t?�t =�' �pplic2tion,co:,Ct'f:C1][2 is p;cs�,;ed.i;;e cor:-,missio;.:;--L�t � '= ^�-� the�pplic,:�ic�,��•i�hin ±0 e'a�• • PPro�•e cr d:sa�p;o�•e ,- • s fren recei�•i:: t5e der's<:� � "' go�•en:;,g b�c}• � , � c�i t..e go•,•ern;r.g bodv.The i' T� S:]2:� hc�'. 1}lG SO,t 72Sr0�,57�i;�li�' fOi 1;5 C:C7S;07. 1�e S:cie 5�2�1 }l'c�'G � �l no respo,-,si�+;li,}•;or that �ecisio�. � "`� � �� t. �5� Jf i}C c��i:C2i701 iS �2P.1:�: r;;e comn;ssioner S'c.� Sz,d b�•nail ao,ice ofthe r:: • �� e�1e� 2;;d ;Le rezso� for ii Z d2;ij2� IO 1}i2 �y�?jjCenj �; ;'Z �ddress contai.-,ed in t}e ;� � ��`a�:C2i107. Jfe;l 2y��IC2i10I115�.'.^.ltd� iLG c}��)1C27I I?:2': •»iihlil ��G�2\' ' �'Y� the r.otice ofa�enjc�,f2�L25I a co�tes;ed case hearino p_•-��-r S 01 f2CCi�7^g �`., c �l t0 C}7c�ltt 1�;��p\•j(;�d ,' x? that if the de;:ia1 is based upa�t'.;e re;LSal of t;;e go�•er;:;-g; �f �ng body must �;;ord the � o�)'to coacer the go�•ern- � pplicz;:t a hea�ne. The �pp�:c�:t s521) h��•e no ri�„t to the � hearin3 p;o�•;�rd for i� this sectioa if t?:e de„ial is b�st3 a�e� the Eo�•eni,g bod�'s `• �� refuszl to ceacLr but sha?1 ha�•e a hezri;:g before the gc•:;;,.ir.g body, ,�r= �.; .. �. ;� c) This section zpplies to initi�l �pp!icatio�s and ;::eu•al applicztions. �: �_ (d) The s:z;e s`,all hz�•e ro responsibiJity ;or the ac::ci of the go�•erning body, t.� � f k' S:. History: 1959 c 397 s;; 1 S9?c SO4 s 4 ;._ �^ ;r =� � -:; 53.4.05 CH.�.\GE OF\.a�1E, 01ti:\c,RcHIP, OR LOCATIO\'. Subdi�•isio� 1.\ame or]ocarion.Jfa licensee proposes to char.ee the name or]oca- �V� � tion of any or zll of its currency exchanees, the license; shall file aa applicztion tor � 2pproval of t;:e char.ge ayth the commission�r. The cor-�::�issioner shzll not a � a change of loc2tion if the requirements of sectio,s 53.-�.G?,subdivision 2,and 53A 04 ha�•e not been satisfied. 1f the change is approti•ed by the co�missioner, the commis- � � F. ;;;��-:,��r:_��= - - ; l_�1 CL'nSE�'C1'E\ �' ct r: 'c�-��.4T;: ._��•-- _'�_ CHA GfS A.11 � 'j:t-��-�1-"�-T:ti`4'.: ti,,: v �-::�-''Y;�r-,_;:::.ti-,,;--;..: .Y.��v,G.�'_.. (5) a reasa�zble p;e5t for a cu„e�cy exrhange e:-._;ion; and � .,�� `"-` -`�`'yY�°ti==�;'= �:�:. c, -?•r�.4�`=��;' - _ �� cI1V Cii:Zf �ii�li2i 1LZ CQfi1:�755:0;72C �CC�;�S 2rz:'ii7cie. F ��=`•..`--1:__^�' The coTmissie;2C 5;;2i� S�t 3 SC}�2�eiz f2IC, C0�515iZ;.i .�5 I}:e aoo��e St2�d2;�5 fOf �` 'b��.`"'^.`.�� ' ' � . -r_:,'�:•`-'��= ;�t:-..;�.��,-_-�:_•,: chzeks issued by a go�'er,:;::e�t tr,ti�y ia zn a„�ount up t�5�00 to be cashed by a e�r- �°. _��- ----�:.�:�:_�, renc}• exch�r.�e. � �, :r":z,�`,:_:-_'?. � ��`_�;�- Histon•: 1�S9 c?47 s i �� E .'�•�yV-= -= � "'=��`� - - �3.�.03 BO\D. c,•' `-.��~�`=-'^`-_ ,y.;,.�� -� B2f0I2��iC2i;Se f�::\�bz issued i0 2 CUi i CP.C)'C\C};c'S',i�z 2}7��1Ce7T ShC��1''`G1JiIL� GT�- -`�'i'' �Jly•��ith 2r.d `a�•e appro�•ed by�,`,e ce.,�:-issioner a s:..::v •��``�-=�=�=�='. ` bc;,d, issted by a boadi„g ; �-^ =��= , �L��:r�=:;^� !�t'�-�! - cor.�pany 2e��:e:ized to do busir.�ess ia this state in t;:� r;�::c;�al z:�:ount of 510,000. ' �::}:_��-_=-`-, The bor:d r,:LSt nn to ��e ce�r-�issio:,er and is fer ��e -.;e�t of creditors of the cur- � �''-=�'��`-'-��= ' ° �� -�;•.��::.- ti. tZi,CY tXC}:2,^.fe i0f�le�l�ii�'1T;CL,iCt��)'I},C CUri2AC)'fSC".a::£z QA 7;:OIIZy'O�G�2i5 lSSLed - '-:�,i�.��L.�� C '1 ? n^`.y ' ��'�Sy:_�'•r�^y'7 or old �y tl:e cu:-re�.cy txc}:zng.., fcr 1;aSili,y i:,c..,, .}• the cLr;z;,cy e�char:gt for -:s;.�=�.�:r.; t, t f 'k.v_.�.. F=. svns due to a Ya�•ee or enco;s:e ofa c,.:c,c,d;a:i,or rr.c-:�•o;der left•.:;th the currency s;�,��_ .--.:_�---� exch2;,�e fcr ce??ectio�, and fe;lia'�ili;y incur;rd by tt; iL';,2�C�'fXCflz;:ge in connec- :,;��—.�: 110;1 �'ll.•1 pro�'s�:A$ CLi:t�:CV CXCi:cA£t 5211'��25. li�t i:::ii:'175510i:2i TT:cV fZQ,lil,-e a � '�'��=��;• .��:�� ?C2i�5.'Z i0 i:�� 2 bOAa IA e:l 2�Cji170Ac�efilOL'i,l lf ii1C CC-'::a:SS:Cii2f C0;S1C�zi5 7l P.ZCtS- �4�a.�� S::i�'l0::,221 i}2 i�QC;i 2.T.t�i5 Of l}::5 5.'Clion.I� dete,:i:;'i'�l�t 2�G'�li!Oilcl ar;.ount ef •�: �-�.� t��i., l�;t��^d W'i7:C�7 1i7�}'bt ;tCi"..'I:C�, ihe cornmissio,^.2f 1'c�':Zi,U1it l�?Z Ilfff:SCt i0 i]�G 1i5 � ��x..�� r7:ic;1Cl"e] rrcorG�S,i:]C�'��1;.E 2��bc�:}:S�c:2i,i2;1iS, }2!'le:^:'?to the sale of r,ene�•erders �`-�^= for the przced;'r.g 13•n:o;�;h per,'od. J� no rse may ,::: '+o::d be less than the initi�l � �'`s`` 5 lO,QGt� cr merz �h�a the ou;stz^di::g !i�bi!i:ies. '��'-„�'--'_:� Histon•: 15S9c ?-;is3; 199?c=GTs6 - - � �� - --_'�`_,'_'�"��,.��..�_---� �t�;�; ��.�.OS1 �\\L'.aL F.EPORT A\D I\��STIG.�TIO��. , � ::� ��=•-= ct_�,;i�•isie� 1. .4nn��a1 report.O�er befo:e �fa;c5 1, a!:censee sha;l 5;e�n �aae�l x'=�'=" - ��.�-r� ?::�.."ti fzy^OT1 u'li`� t;^e co;��;ssio;,er for ifG p:2�'IOL'S C212i.C2f�:�r. The repo�t r;ust ce�uin _�;��c� 1;:;0:;.:etlQ� i�31 iL2 C�i'�i;i:S51Q;IZT 7L��Y TPc50�2�;`' ;t�'_;:t CO.^.C��1i72, e.^.d ;or the Y1�� r i3}�CSG G1 2\::Til:�:i:�.1:;°.t+l5ii:2SS e.^,tj OrZTa:ions of ec::i�2iZi�5zd CL•iTZ�C}'ZSC�12.i fC. _�5�.;�� $ � � `'- �' ' c c o c ; �%+y� u�d. . In rs;i don.i t;e ce;,,::�;s_ior::r rr.zy at a-��:,^..e z,^:d `�JI �t Iza_t once �� ,,�^r�v:_ 11 22Ci1}'2ar in��ts:;E�iC i}12 CL„2P.C\'CSC;icP.£2�JL'S1f,Z55 O1 c':}•licer.see�^d ef e��en•pzr- �' �� 501, }^.2f'i�.2f5�'1:�: cS50Cl3i1Q�, �nd co rora�io� e.^.ga£:d i� i�;t �i:5li.ess ef oper�l7;1�2 ��T="� � C.:i�C1'iC)' tXCtici:EG 1:1 i�G f'i,�Ail2f P;O�'l�.'d U;,G�'.r sect;e� :�.0��. � � --•:�z S;:bd. 3. Fees ar.d expenses.The licensee s;�all pay t:�costs of�� exzr.�i�a�ioa or Y :'a v, 3 1J'i�'CSi:�ci10:1 I:l l}:� r::.li+2i F'i,-0�']�ta L;7G'2i S:CS10T1 E+�n.�� SU�+tjl�'i510R �. � r'�i-._'+1 H;s;on�: �s9?�:oa S � .�� • =�-�: j...^r._ �r�i �3.�.09 PO��'ERS; L1�IIT.4TIO�S; PROHIBITIO�S. .�-�� ..: yh.^.�: .�CL'T7Cl1C}'GXCiiel:£t 1T.Z)'AOl 2CCf�t PlO�t)'Qf CL'TTe-c�•for depos;T�Of 2Ci as bai?ee +: - :��! � ' ^? .�=::tt+^ er aEtr.t ,or perso�s, fi�;,.s, pa��ne;ships, zsseciatior,s, or ceaporatio�s to hold mo�ey y •�--w.'�= � _ �-�:�^ Of CU�it,C�' )A CSC'iCti�' :or ethers for zny unese. Hotit�e��er, a cu„ency exchan C f^Z • -r ' P r � Y : �-Y.�:� cCI 25 zgr�t fer the iss�er ef noney o;�:;5 Of If2�'C�2i5� C:,.'C�:S. � .�� . � '„�'=`'-'� Histon•: 19d9 c?=7 s 9 „ s�'u�- �3.�.10 �ZOL�.TIO\S. i �'�� ; 'a.c--r'� .4ny erso� firn zssoci2tion,pzrt�ers!�i or co, o;a�ion that�•iolates Law•s 1939 �: �`�� P , � �� "� � `-�.�.�, chapter 3�#7, shzll bt gLilty of a mis�e;,,eanor. ' � '-'��.` History: 1y59 c ?97 s 10 = �,� - � �:'s�: �3.�..11 BOO}:S OF ACCOU\T; .4\\UAI.REPORT. "-�'';; :. c r,� The licensee shall keep and use in the licens:e's busi;,ess the books,accounts,and �� recor�s that w�ill enable the commissioner to deternine w•hetber the licensee is comply- �: ing With the pro�•isions of Izw�s 1959, chapter 2�7, a:,d w�t'� the rtiles adopted by the ="' ' :w � .�� _r N� t,; �L � � ;,�:=';f_::,y 'i:"-yyi� - i��.��-�i� - .-=��~ � /� ( `°-c-- ��-'° � � ' ' J� �O ��ti i. :,•^:._�:' ' .;�kt:`� ��.•-,�� ; :'R}'�:j ' "!"f�:'`':'• y�c„��"- ` - 53.�.05 CL'RRE�CI'E\C'r_ti��GE� 1:90 is��Y__'._•_ '_.�r;: _4',v�Z;=� si?�:.• '��`C?`-' a'•�t�`_-��;`• � �..��.►:�;�..::;��::,,.:_=: sioner shall issue a� _....n�zd lice;,se i�the licensee's new r.ar-�e er location.a 5�0 fee ; ��:y� ::>=:'•:g� }• :—.G;7�2� IICtfISe. _- _ ;��, r;,ust be paid for t, , _.. ' „;-�-:=_ - ._:�.w�;;. Subd. ?. 0 ."^ ;,.,e �....��:..r �1'AEi: .�.T'r.e l:cer,see shall no�i;y the cor:�miss ��..r 30 business da}•s �2.��-��-�=`��``�^• ia �d�•znce ef any c:.=_-_e in o,��;:ership of the cL„ency exch�r.�e. The commissioner . �z�Y;,''.':�=%>-��--.;>'•' _�=�:•�:•��=.-��=�-��"-�� nay re�•okz a�e ccr.:-c}' exc;;arce licer,se if t�:e r.e��• o�ti��2i5�1i� �t'CL�a }1a�•e resulttd :-+�.ti,_^'�ry� .C:: __�a+s' iC2�iSC' �� epter �3.�. � �v.�-�;�;c ;::�=id�:::. i� a Lenial cf the i-...:1 1 L�der the �ro isions of ch . ^,:_;�.=�s ;r z4��r�";=_�:,�_t;.' Histon�: 1S�9 c _=i s �; 199?c :�OY s 5 .�:.�. _ �:. ��=;=<=�t?�:--r;.: �. y�t i� !'.�?'T=��.a =,��''"`_:'•� ;�.�.,-�•-:. �3.�,.06 FI�E, St'�rE\SIO�, OR RE�'OC.�TIO\ OF LICE�SF. }z'tit��V~=�:-.>iw�1��: �=�r-�:��,_�:.�=��:��.::' �a) The ce,-nr•.:::::,2T I:12)'S::S�ef:�Of It�'O�:Z 2;IV IIC2i SZ L".:der section��.0?7 if '�._:�.r'M .::.�=rti';•. . . ._ S re�;� ;�"=�=�= the co;ar,-,:ss:oaer ;:.._s �`at: ��` - ^`�=y��'` �1� 1�'Z� CCiiS.'e 'S ..��:�l0�i�)'��1Z c;1RL'c��1C2;lSZ it2 Of l0 7�,clilicl;l lIl 2�ftl itiC �'.-�.r'L�:�_�-�s�:,�,��--5;=: ; :- .= , , . ��';;: -;;=;�,��:. reeui;ed bo:id OI t0 C:"-:}''.1}' �t'lih 2i1y'OiG��f, G�tC1510�, Of �7^jl^�oCthe comrn;ss;0A2t ,�..�;-`= -� =_;;�=��z u��er Lz"�s 1SS9, c:._,- er 34;; .�`.r,-�=.=:',`;=:,'-•°.,—�:.:_ / — ;_ - � i.:��•- � thz liC2i.S2e, cr�-:}'Q�:CZf Oi�.�2ClOf Of 2 f0ip0ict2 ilC2i752C,hzs.•iotated Zny • .��;;_?�•,;?.f '^ \'� } -��;:' - �'�r�=�.��=- prc��is�on cf La•::s 1:_�', chap:er?�7, or aay nle er order of t,`,�co„�nissio,er u�dzr =C: .�� . �=� -� - �� this chapter or eha_ :: -�• :;��;;.� , �=��~'`-��y-��=�. (:) the licznse.'!�i a;�•a'ncer or director of a corpor::tZ�iCZi�52c'�}I�5�'10�2i2d "c!ly r_}z�=:;;;��. - othzr law �ti�!:ich �,e�_:� i::�:r:e ttiat �he person is untn:s,��hy or not quali6ed to -;;_5�=�;.�-=— �; ,,. __ 4; �,�=w.�.. ope;a�e a cL„ency .:.::::.a£e; or :'s��:=' '' e:i)'�eCl Cf i�'�1i30:1 tX15:S�ti'i?:C:l, lf]l }1ca CXISl2a el li?2 tine ef ihe o;i�r.al fy.^i�v'��.."'�'�-�"';- Oi f2t 2tt•c]2rr�:Cc ii�':i.•f 1L2�:C2i.5�,�t'OL`��}?c\'2 W'c�i2�itd l�:CC��17'1;SS:Oi�2f i tfL`51;�� :�-'�—'^` . -xc=1_��. l}1t 1551:2;:C2 Of ltz i:::'SC. . -,a._ '�-c;J� • --=�'°�°=r (b) .�lice::se r.._•�::ot be re��e;:ed Lntil thz licensee h::s}:2d^etice efa hea;,ne pL;- ��..'::_*'��:, �. � ' e r 1-l. ��F=��' suant to tr:e p;o�'i .a-s of c,:::p: ��:- .�.�= -"�.•c'•= �C� .�i:CEiiS.°t-c�'S:!�;:f1�2T e.-.\'�'CZ:,S�LJ)'L�2�1�'Cil'TO T;;2 fOT:11711SSioner.The s'..'i- _i�ui�5':� ^ ' �---'� T2AG�2f G�OtS^OI?.i�::�•:''Z�:CC�lS.°Z�s ci��il or cr,:,inzl L'ebl�ll)'i0i eC;s committrd be`o.e ~'�� . �'�'�`�=� 1};L SL';i2;,der, OJ' c-::I i;:t �:2}'i;:i)' e� t;�e bond rrquired b�• t::is act, or ent;tle the .�;r:`?�+- - . 'yY��, -�, lice,^.see to a ;etu„� c� ��y part ef�r.y liceasz ize. . -��t, � = �G� �2iG:£ SCS;::5:0:1 Of r2�'GC2tio� ef the license, lrC CQ1:1�Ti155:0:,t� T7:.�' fine a s�=�`"� '-� licensze fcr ��elzt�e-s cf L��s l SS9, ci;z�ter '47, ss au:horized ur.der chapter 4�. 3�,� 3''. Histon�: 1�59 c _=i s 6 , s�"' `�=`� �3.�.07 FILI\G Oc FEES; t�-REASO\.�BLE FEES. , �-x�,.. 'Y"' . ��y�.j: S�.:be'i��;s:on 1..�iYro��al of fees.Fees ch�;ged zt each loc�tion for check cashing ser- "��l.ti�"�-ti_,^','_,^__.'. \'jC25 J:'1L'St �'Z �IJ2a '�':i] zr,d �pp;o�'ed by t„e connissioner. �z��_=�. +��.��' Subd. 2. .�menc,-:ent of fees. A lice,.see ma�• zmend its fees at any tirne by fi;ing ��.;a��-�; . �-....' the �o osed a,,.e-::-::n�s u�iih t`,e commissioner. The zYp!icztioa for a;atndment r�� ¢ . ..��: P" P . '-�, ��; s,`,z�l be in��ritin¢,::::�er oa;h, aad in the for„� �rzscribed b}•the comrn�ssior,er.A fee :n��.. -� ��..-��_.��'�-',� of 5:0 shaU acco,:.ra-_y the ap�lir�ion. T}:z commisroner shz?1 zppro�•e or de�y the ��,?:. ��i applicztio:� 60 da��s �s:er t}:e filir.g of a co:nplzte application to �nend its fees. =" �;.,.,_�� SLbd. 3. Stand_ds; unreasonable fees prohibited. The ccmmiss;oner may diszp- .L�-� _ `�>�— p:o�•e the tees filed;,�•a cur;enc.•excha�ee if they are not;air z,.d;e�sonable.In deter- v �� „'� mir.ing w�hzther a :`ee is fair and reasonzble, the conrnissioner snzll take i�to �,• eo:,si�eratio�: �'3�� (1) rxtes char::d :n the pzst for c�shing of checks by tho�e pe;sor.s znd organiz2- '�'�* ` tions pro��iding ch:ck cashir.g ser••ices in the stzte of�linnesota; -�--�• . (?) the inco,;:e,cest,ar.d experience of the operations of curency exchanees exist- '. ,�;�� ; ing prior to this e;:zct„ient or in other s;�tes under similzr conditions or regulations; ��r^i ' (3) the amou�t of risk in��ol�•ed in the t.�'pe of check to be cash:d and the location , �' w•here the currency exchange operates; _ (4)�the generzl cost of doing business,insurance costs,security costs,ban3:ing fees, `� znd other costs associated w7th the operations of the panicular cur,er.cy exchznge; - ; 1 _ . � .�...._ _ - '__'.�- __.�s: v-f��.r-'�..- rS ' —-�=L� .�::�:.-�'�:—" ^�� F�ti,;'-��c.��' - _ , . �a `' y"- " r��; :��'�-� :::-:��_r �`��5-�-'~„r�'?` =_ -�t�"� l � - '�� b �,,A,.'i[• *"- -'ti'.- c ��;:==�__;.�.=��?:�:�_-_• 3A.11 CL'nRE�CI'�:;C��CES 1 S ��.4�..r:� ` _?l �r, ^� '- 2 �,��;- _�_ • = � commissio�er. .� ;:c:r.sez sh.:,l preser�e the boo.l•s, acce��r�ts, zad records for at least ;�.��.�:�s� ':=-�� t�:�o �•ea;s zfter r-_Lng the 5na1 entry. -��'=�-`��'�y'"'�`��: Histon•• Iy��c?=7s I1 :�a41��::•��;•f.'•1+\+';� �rt'Y ti-;'.�:�ti;.�i:��;�. . �-��:� ;._.'"�: •- 53:�.12 RLZES �--�. „�;.-�_:-:✓fr;r��;:'^• . ��- : ,;:..�=._. " . . '•�- :��.'3'�' T}:e comr,,:ss:_•-er nay zdopt rules under chap;er 1; as nay be r.ecesszry to ; �rt��s=�:`${1' adnir.ister aad z-._rce this chzp�er. , ' =�;=- '_w'��-;''� Histon•• 19�R: c ?47 s 12 '.� � .T"•`��.-�y.`..�� . '� '�� - `�°�^�� 3A.13 FEE \OTICE; F.�I.SE AD��R�'ISI\G; PE\.4L,T�'. �. ;;::; �s:_ -�-: Y �,�-'`"_ `��`"`=" Subdi�•isio� l. Fee norice. The fees ch2rged by curre„cy exct;anges for ren�ering �:'i -�= �',�=?:= `�'�- _��-�=�i•� �hc�=�ed b th's act r' on the p;enisu of _:i �;,_,_�= a,^.y sen�ice 2u y : nust be prorinzn�ly d;s�,a��ed -�;;z_ V;F;��.' the cur;e;:cy exctz-ge ia the fashio� re ui;ed by the c ^. 's ` _ _ -- -;��,:;;=• 4 0„ ,;:: s:oner. _� _. . ��•-;; ��: = - s�_• . Subd. 2. Fal;e :.d��erising. .4 licr,:see may not ad�•enis:, print, displz.�, publis5, '' :r�z:��''_:' diSiT]bL`iG, OI' biC'c;.CcSt a;l)' SS3I2;71f::t Of TCPT2SL;II21101 1}:et IS i215C, 7i7;5�t2C'1;£, Ot <r:- ��s;s., decepti�•e, or that c-:�s materi�l in�ornatio�. l�Y.y;� -��.�T� .� __ - _:�_�;=_�;- Subd. �.Ci�;l I:_bilih-;pen�h'.A pe;son�•ho�'iol2tes a;,�•s�bdi�•isioa of th:s chap- _ __�:,.-��:>: - - - -�--�'.--•- ter is liable to the ,::son darnaged b�•the�•iola;ien for actLal ca;,�zges.The ceun may _ ��j=,�'p'?i==-- -�:oi��,:.�: zw•zrd rtasonaFJit �:,orr,ey fees 2Ad COSiS. _ �...�l�Y �`�yYY� . t.-=•��,..�.,; Historti•: 19�9 c ?97 s 13 � ;L:;,�,%:�' +_=;..°:?�� 3.4.14 [Repea'; , 1992 c SQ� s SJ , �„=�`��r�•`' Z'�Y'�2"�l+'• �,��"�•,.`��,��.._�'. �s'.'�\ � Y w�� s�:�-. -�...�yi=G �:' ��=�"��=. �:�_,: - �� . _:a:;�..-�-�= �:�?.._��-^'w: <C�;�'r ��: -x>�;k:;,c�:�s'�= _,.,Y.:-::�^ft :Y�J`sT� '�G �"T t. r�w` Z��`��s �_��. �-.Ky'�.�.��: _� ' Y.. : ��L. +: _ �-,;;.�� ,'-,'=��;,,��; ' .�;�� : �� .��y_�_�'s�`'• �i"�t y+�'��'>,S h ��r...�'a.s.<'. ;4�.,`-'�S,r �,¢�V .�T�'L'<^:• ��.�`.`,`__ _.�r�a . . -�;-�'��-' :�. ,:...��'`�; . _ .r ��,. � ;�::, ,�.y.. r+^'�j'i�' S t'y'�: �7�'�^��i , � . . r� , ��.�•. �e�;�S� �' . ,� �,•�+4. . �, .� r . � .__, -�_.�� _ .4' "�fr^' _ �.>_Ti� ..r• '"�t - .... ...� - •.� _ _.__.�_� ��'�__. . . �l�' ��" ..��YY%Ty. -. . _ ' . .. � :V`' . . . ♦.� � � ��"r�,� � ~ It:: � .�i^.;�.�--�" � c �� . -�"�, �.: ��-�,�,<'=i..,.-��}��:�L'�L'�~"j. c-r-� ;��`Y ;,T a��,�_..�� _�- �`=� r�'4�C"e�-'....:7`..� �� lx''�!y��?�'3�.,�'"�`T lE9 �°Y.�=a i��-:C� �;e.^�T Cl'nRE\Cl'EX \ $c7.�.Q �-�r �..` �•- CH.� GE 3 � ..-�s=�: '�;-.-;,- �.r.=:-3._�=�:k..-,.:�,�� ry •r i_S'e.'"-"7`'?%y�+��' �,�... /� (JI �"^:=:1-:'i�'--' Y..---+•-~�IS.�Y%i CH.-�PTE � . ��=i1F`.+�j"'" ?li� ..%r -,,:"�=_.,, s..""-��.i;' .e:.• R �3�. GC�' �J ;��j�:�.::K�-�:�,-�:�: � �:'. -.:' `�::�-�=�=-��-< ,��>,''-::-ir - =•4:,.�..� r c41.`v.j�a i'1�,.,j�"'� ... CliRRE\CY E�CH�\GES '�K-.��'°'�` -=��",=-�`;�� :�-;�'�?a^`�j��-••:r ': -�:` �.:A +��`_ ;�''';�r�..."�:;°'.<y�=.� "��-' .,. �,-�T'r;-r`'�.``�t.�+�r ,_ . _ �.. �,�.. : •_., . - �: -�'y�-y•.r s :4.C•3 ..,,!i:.:ics.`cr liccas:.fe:s. a�•� -�.. ��__,_-.�::.YL�: �2+'=4�°'2;r�'�:�:,yw:_x Z 53.4.03 .�P C IO\• F ��>:T� _::_ :--�:rd.�:�� PLI AT OR LICE\�E• FEES. �'='=cw�:.-'�''"'�='' ' ��'-�;'":_�";��,;: (a) A� �ppGcatien for a licens: ,;,�st be i� �•;iti;.�: �_=cer e<<h, z�d in the ,`orm -ti�<�=��:��`�.� ��:� �.__a:.�_,:�: prescribed "c'd iL'T�15iCd �\'i:,2 C0-•1';�JSSiQi72f 2�i� ;TiL'S: :G'ic;7 1iG i �t� �i��!='-'::}C==r�=c.�::`_ �� lriC iL'lI;7iFiE�r:d'cCC�.*255�''�' c' ._ G1�0 1,-iE: '_ :�!��_:�'�'-��:y��.�' ��:lQf*2.:Ce^C�eP.0 :CG Qt�115 c� , --K•`�';�'�..•,--�_' w•� nd :f;he z �^es_ of�he sppli. . '�:x.,:�.-.�:�--.ti•�...� �' �-�-� ��.��.:�--.- .:c,,. Ccill, c Yr��Cc,^.t 15 3 }2;�':f5:::� CT 255G�1'ci:G'; Oi 2�'C;1' T;�2;,:ber, 2�d iiiC ''^' �`=+"^`�_`.:,".`�`z��a �"`�;.�:-?'-��•r-:::: �,!�' name cP.d �L'Sii:255 ctJt�,ieSS :1 i,:G 2^'+liCc� "'� � . p`-L`•''":'S• - .".��- �`` rr ':i I$ 2 C0� Oie:. .l � e ;Y.�,.;_��- •,•1 L�: L. . • r t -=,�'^=•°:�f'c'•==�'•%�-'✓�`=� �� li�C COui:i�' E7tj iTiL77:C1}c�l:\•� 1�'litl 51 E r lf :7�' Of S�� ''`" ��Y—��• '� h^ ; ct zad r•_-:=� , z , cu;;ency „`= =�=�=�,.�::�'"r`'� ; C\C ci:£C �OCeiiG^S 0}2ict�� 1'itf e�'+�:C2Slif cild ,�"'�'^�-:�-t-.�� ''-�-' 1; t r ',r.L��'..ti`{?�.iTh�'• �� L.2 e}rl:Cenl�S OCCLYeli0:1 Ci�;Or2c5:0i1�;er t�e:•- ��ea 'z;elti•pi tCG'�- � ��"°��J-ti�:. ;5 1Ti:�fG�! i: ing the app?ir;ien; -escnt er�' \'j�• � j ' �' � =�`�'-��+�►� '*`?r t�� }.Z �.:5 CO3 ,-:2CI Q� �t'il e')' Oi�er cu„er.c�•exchZ, � .;e'�,�-•''�' �`�;�-�i`�`-�•�q`'y` ^f� �.��'...�'�s-•si�_`x'�''GC� ia this er�ny C•:Ltr 5�'eiC; ��'}itiPtf i;:t er�1,:�c;:t i cs e�•er::::1 C0i1�'1tltd Of cP.Y crir.ne; :_,�,�:-�y�-``.�-+.-'z��•�; �;:d the nzture ef ttie 2pp;ir-t's occ_r�-�cy ef the pre-:z:s to c+e lice s: �-=T�� ` '�'=� �"� �1Ccri ch _.• r _ ;i �; z�d if the � �-`'LY`:,-��a'_;, }.'r� t is a }z,—�ne; .ip or a c��-��::,;c�l ii]2 1� Qi7T:2i �'+: �c ^�f��-c��a_�,:��r.:-'_'�--� �. t v :�.. .r r,.,ed i�t'�:$rei�£fc}^,tl a.y-��:.s'�» _..:;:iD�'�.�%*'-�. �r;::st be sL :;d ;er e�ch a d � ' of the c '��'`�'�"'�'''"�-'.�""` �Y� } ii.-�2i e;i �eCil Q�. C2f c�ld C::::iC•f GlYOi2110:1. ]f �`-- ^C•-.�'�'�'^'-`-'x`=� :LC c}��7Cci.t�5 2�ei�:^.fi5}l:}7 Gr 2:^.G-�r;;j!iCi}'ii2��COT}G"�::J:l�iL:C :i::OTi:�eil0l$}7CC!- c��^��:�••"'>'.��:'� �'Y.>'�'_�� tw.r.i �2d 1;1 i;':JS *'c,-2E;2� �� - � ' � ��,`�---�`�-��-��'2. r• t�l f'?L_( �e seeei:td cf ecCil ei�.,2r e'.'. :cC� 0:7C.r� CltfCiOr� ci)d ��"'=��:�-%�-�ra� stockhe;ce,-s o'•�;:7LQ in excess of i2:1 �:;i2.-:(Of tiC CO,"+}.C�"e:: SiOCK C•1�'�e ce tor�ioa. �s��'�"��-�^--a--�� (b) The z-+-'�c�::0:1 Sil'c�� '. cCCO:-reP.;�d �)•2 ;lOL::�.:'•L2�iZ `'ee of c2:0 for ii:C ' i�'a�^-��,.`,-,,.'ti.�--{`�,.> 'i rY�' � _��—'- �j�� re�•ie«' Of 1L1C i:::::�� Gt��ICCiiG7. L�t�'.l 'e�r:0�'e� .}'i)' 1}:C C:--;ccj0:?Gf� �7 eC°G°I::OAcl �'+s'=�:��s"'�i''�s�� l:cense fee of 5��?:L`51 LJe}7c7Q��'ii�z e��lj : � ==r �-�:+•••..c'3 r Cc:�l 'c5�:1 ci:7:�c1'. ce,-,se.CG iOT 1}1G iC^e17- � .�:��'+��L^9 �er of i�C C2�2�i,cr�ezr..�n e.*.�L��e�1;CZS15G;ee of S:0 is c::;:er ezch SU�+ceQL'tilt C2��;7- ��- ris' � �M"-r°'t�=� � : dar.�e�r of op°"ciIQ;1 L�01 SL'b:�;ssi�� cf a lice�se rene�-z� er�)ica�;en ea or b.°iOiG ,��t�3�, �� Sep1Ci,tJ2r �. Fees �i:i51 �G �C}QS::Cd iA i'�t SieiG i;t25li:1'�-� �;Z�j;ed 10 ir•G £��tfE� �W�� - �. �,: "'''-a fL'7'id. L'pon pa�;r.•e;,t ef the i2GL1;C� e;:,'•�c� �jCZ�c� ;ee, t : �p;++;,:1cc:0;1CI SL2�] 15SUC � �`'' ,r•'�.��;': 2 licer,se for the ��ear beginni;:g ?a�La;,• 1. � .��. (c) The co.ii^1i557G�Gr S�'ic��:2CL'i:G it•G c'� �1C2At 10 � � �^ ��'�"`�-�� tr� �'=_•'.71 10 2 ,.cC�:E;OU�d 1A�Y5- r l:E2i10� COAdL'Ci: , . • , -'r'��'•, ^' d��•the bLrru of c�.;,:;:,zl app;ehens:ea::s a co�di;i�a of licer,sure. � • .�s pz;t etthe bPCl:frotnd ir,�•es�icatie�,t;,e�L;e�u ofcr'-::-z�e'� c c r � -�� ';..�_ ..._..�-- r�;e en_�on ?�211eo�- ��--:�:;=s,*� C�i]Cl Ci 177'J7i1c�t:S:Cf1'C}'ieC�:S Of��il;::�;$Qi2 i tCO;G°5 c::d IS e;::=orized to exc`�nFe fi�eer- t-'" 4..�� yO?�:,,�-�+� prin;s With �he Fe�e;�l BL-ezu ef J;:��es,;��;io� for ;=: � + "��'''�- '�'�.`==`-� �u:pc_e c1 a criminal ��.� �;;�u� �2ckerour,d c`eck ef�he n�tio��l {;es. Tt�e co.t ef th� ' .s,� `�- � � :' '.�atioa r„ust be f �="- the applica,-,t. '• Paid by ,� �,�.� � ��_4'� (d) For p�reses ef this sec:io�, `zr?1ic�r:t" incluces �� em o��ee v.�:: c - ^��"`�;�'""�y�� pJ o exerci_es �—�x N� i .3�.Lr� .r".�.�i-Ci-]^��• • . i77c;1c¢f;,iCril Of�O�IC)'C07t70�0�'tt:fit C0:71}'�2,-,v 2 G�;;e��p,- -�'j ' `�`� �'' -.�='�-'� .� ,��o„ cer,a)in:ted or een- -��.��'�� °-;;.=�� 2fc1 p2rir.er,a m��Eer,or a sharehol�er}ol�ir,e ne,-G 1}1e.i::��;fCCi1i Of the oct512nd- �'��'r��1� i�g stock af the co;�eration. ' �'��';"�� Histon�: 1 y93 c 3:9 s 1 .��f�=��rh,�.� " -�,.�. j��,`^' -'{' ~..;r,._�-''c* -�"��5�.��r�� . �.-'�`�'r�'e:t��..j�' ;'�.f-.�c�=_�,.r .'T�.e .� �.�„��'�' �c .��-��.'� ,;�.�� ',r"�V--`µ�� :=�"-��_:U�^�.: � �^v�� .�;i=�„��" i�-�i.�N�YJ:.�.P;_.�'� +: :=o<'�/,tr�?vL''-:r'�^::{"_+=�•.i� r� � YS� ._��S;ti �. • '.7�_ . �yFK �" ,.�",=�=F,!:.,ti,''Ty_.��`.�'�,'ci� ''s�3 y'��'�_�-'..�..c ��y L`•��...4q,��"�c� ;(''�� _ �� . � -� ��--�4'��"i ��`:.�zr" �'So`.'�-,"�''Y�"":��S '�°_��s� ''�`-.'-`,�_ �!l_�. �-r t „-.°,�;�~ '�" ,-�•-�.,.,-'t:."_ s - - - _..• -�:- %t^.��~.�t•-�.l` :.1�.��w, .ti��iv,r�i = . ..�.._...��_.'A STATE OF MINNESOTA :'.i�O�u° �' ° 1 .,� � S� OFFICE OF ADMINISTRATIVE HEARINGS �� 100 Washington Square, Suite 1700 __ 100 Washington Avenue South Minneapolis, Minnesota 55401-2138 �ij8fi8+. Author•s Direct Address: 110 Bank Street SE - No. 905 Minneapolis, NII�T 55414 (612) 331-2791 October 28, 1996 Council of the City of St . Paul 310 City Hall St. Paul, NIl�i 55102 virginia Palmer, Assistant City Attorney, City of St . Paul 400 City Hall and Courthouse 15 west Kellogg Boulevard St . Paul, Minnesota 55102 New Money Express, Inc . 785 East Seventh Street St . Paul, NIl�T 55106 Re: The Currency Exchange License Application of: New Money Express, Inc . ; OAH Docket No. 86-2111-10753-3 Ladies and Gentlemen: Enclosed herein and served upon you by U.S. Mail, please find the Findings of Fact, Conclusions, and Recommendation in the above matter. Very truly yours, � . C%�---` George L. Carlson Administrative Law Judge cc : Troy Gilbertson, License Enforcement Auditor Providing Impartial Hearings for Government and Citizens An Equal Opportunity Employer Administrative Law Section&Administrative Services(612)341-7600 �TDD No. (612)341-7346 � Fax No. (612)349-2665 . ` ��- ( `�� 86-21 1 1-1 0752-3 STATE OF MINNESOTA OFFICE OF ADMINISTRATIVE HEARINGS FOR THE CITY COUNCIL OF THE CITY OF ST. PAUL In Re: The Currency Exchange License FINDINGS OF FACT Application of: Check Express Minnesota CONCLUSIONS AND RECOMMENDATION 1532 University Avenue West, #100 St. Paul, MN 55104 The above-entitled matter came on for hearing before Administrative Law Judge George L. Carlson, on October 1, 1996 in the Ramsey County Courthouse. The record closed at the conclusion of the scheduled hearing. Virginia Palmer, Assistant City Attorney, City of St. Paul, 400 City Hall and Courthouse, 15 West Kellogg Boulevard, St. Paul, Minnesota 55102, appeared on behalf of the City of St. Paul. Cary Geller, President of the Applicant appeared on behalf of Check Express Minnesota, without benefit of counsel. This Report is a recommendation, not a final decision. The Council of the City of St. Paul will make the final decision after a review of the record which may adopt, reject or modify the Findings of Fact, Conclusions, and Recommendations contained herein. Pursuant to Saint Paul Legislative Code Section 310.05 (c-1), the final decision of the City Council shall not be made until this Report has been made available to the parties to the proceeding and the applicant has been provided an opportunity to present oral or written arguments alleging error on the part of the of the administrative law judge in the application of the law or the interpretation of the facts and an opportunity to present argument related to any recommended adverse action. The applicant should contact Council of the City of St. Paul, 310 City Hall, St. Paul, MN 55102, to ascertain the procedure for presenting argument. STATEMENT OF ISSUE Should this application for a currency exchange license, under Minn. Stat. Chapter 53A, be approved by the Council of the City of St. Paul, after published notice and hearing. Based upon all of the proceedings herein, the Administrative Law Judge makes the following: � , ��_ I � � FINDINGS OF FACT 1. The Notice of Public Hearing in this matter was served by the City of St. Paul on the Applicant on September 23, 1996 by mail. 2. In accordance with Minn. Stat. § 53A.04 and Chapter 381 of the St. Paul Legislative Code, Troy Gilbertson, License Enforcement Auditor, notified interested persons of the public hearing, scheduled for October 1, 1996 by publication and by letter, on September 24, 1996. 3. The Applicant by Mr. Geller, the Assistant City Attorney, Ms. Palmer, and Mr. Ted Koeppl of the City of St. Paul Office of License, Inspections and Environmental Protection appeared at the scheduled public hearing. No testimony was taken. The hearing was scheduled to begin at 9:45 a.m. After waiting until 9:55 a.m. for possible appearance by members of the public, the undersigned, the Applicant, Ms. Palmer and Mr. Koeppl concurred that there was no need to take testimony or to otherwise proceed with a formal hearing. Ms. Palmer submitted the City's exhibits. It was indicated that no interested persons had contacted the City after the issuance of the Notice of Public Hearing and that the application was in order. Based upon the foregoing Findings of Fact, the Administrative Law Judge makes the following: CONCLUSIONS 1. The Council of the City of St. Paul and the Administrative Law Judge have jurisdiction in this matter pursuant to Minn. Stat. § 14.55 and the St. Paul Legislative Code, Minn. Stat. §§ 381.02, 310.05, and 310.06. 2. The City of St. Paul has fulfilled all relevant substantive and procedural requirements of law and rule. 3. The City of St. Paul has given proper notice of the hearing in this matter including proper notice in accordance with the requirements set forth in Minn. Stat. Chapter 53A and Chapter 381 of the Legislative Code of the City of St. Paul. 4. The Applicant has fully complied with the application requirements specified by law. 5. No members of the public have opposed the application for licensure. Based upon the foregoing Conclusions, the Administrative Law Judge makes the following: . ' � � �� RECOMMENDATION IT IS RESPECTFULLY RECOMMENDED: that the Council of the City of St. Paul approve the currency exchange license application of Check Express Minnesota. Dated this 28th day of October, 1996 � • eorge L. arlson Administrative Law Judge NOTICE Pursuant to Minn. Stat. § 53A.04, the Council of the City of Saint Paul is required to forward its approval or disapproval of the license application to the Commissioner of Commerce of the State of Minnesota for the Commissioner's approval or disapproval. If the application is denied, the Commissioner shall mail notice of the denial and the reason therefore to the applicant. The applicant upon denial may request a further hearing as provided for Minn. Stat. § 53A.04 (b). E : STATE OF MINNESOTA � �- � ��4° �� OFFICE OF ADMINISTRATIVE HEARINGS 100 Washington Square, Suite 1700 100 Washington Avenue South ••��. .`. Minneapolis, Minnesota 55401-2138 October30, 1996 Fred Owusu City Clerk 170 City Hall 15 W. Kellogg Blvd. St. Paul, MN 55102 Re: In the Matter of the Currency Exchange License Application of New Money Express, Inc.; OAH Docket No. 86-2111-10753-3 Dear Mr. Owusu: On October 28 1996, Administrative Law Judge Carlson served the Findings of Fact, Conclusions and Recommendation in the above-entitled matter. Enclosed is the official record, with the exception of the tape recording of the hearing. If you would like a copy of those tapes, please contact our office in writing or telephone 341-7615. Our file in this matter is now being closed. Very truly yours, a �� • `,�Zt.�'�a'° �� Nancy M. Thomas Docket Clerk Telephone: 612/341-7615 NT Enc. Providing Impartial Hearings for Government and Citizens An Equal Opportunity Employer Administrative Law Section&Administrative Services(612)341-7600 •TDD No. (612)341-7346 � Fau No. (612)349-2665 �( C�- �'�� AFFIDAVIT OF SERVICE BY U.S. MAIL In Re: The Currency Exchange License Application of: New Money Express, Inc. STATE OF MINNESOTA) ) ss COUNTY OF HENNEPIN) George L. Carlson, being first duly sworn, hereby deposes and says that on the 28th day of October 1996, at the City of Minneapolis, county and state aforementioned, he served the attached Findinqs of Fact. Conclusions and Recommendation: 86-2111- 10753-3 by depositing in the United States mail at said City of Minneapolis, a true and correct copy thereof, properly enveloped, with first class postage prepaid and addressed to the individuals named herein. Council of the City of St. Paul Virginia Palmer, Assistant City Attorney, 310 City Hall City of St. Paul St. Paul, MN 55102 400 City Hall and Courthouse 15 West Kellogg Boulevard St. Paul, Minnesota 55102 New Money Express, Inc. 785 East Seventh Street St. Paul, MN 55106 . eorge L. arlson Subscribed and sworn to before me this 28th day of October, 1996 n �U�-m � ' _ Notary Public � LAVON REGAN _ • �� NOTARYPUBUC-MINNE�G .� �' 'riENNEPIN COUNTY 4 Y� My Comm.Expires Jan.31,2000. �(� - l�y � 86-2111-10753-3 STATE OF MINNESOTA OFFICE OF ADMINISTRATIVE HEARINGS FOR THE CITY COUNCIL OF THE CITY OF ST. PAUL In Re: The Currency Exchange License FINDINGS OF FACT Application of: New Money Express, Inc. CONCLUSIONS AND RECOMMENDATION 785 East Seventh Street St. Paul, MN 55106 The above-entitled matter came on for hearing before Administrative Law Judge George L. Carlson, on October 1, 1996 in the Ramsey County Courthouse. The record closed at the conclusion of the scheduled hearing. Virginia Palmer, Assistant City Attorney, City of St. Paul, 400 City Hall and Courthouse, 15 West Kellogg Boulevard, St. Paul, Minnesota 55102, appeared on behalf of the City of St. Paul. Ms. Alice Gunderson, Manager for the Applicant appeared on behalf of New Money Express, Inc., without benefit of counsel. This Report is a recommendation, not a final decision. The Council of the City of St. Paul will make the final decision after a review of the record which may adopt, reject or modify the Findings of Fact, Conclusions, and Recommendations contained herein. Pursuant to Saint Paul Legislative Code Section 310.05 (c-1), the final decision of the City Council shall not be made until this Report has been made available to the parties to the proceeding and the applicant has been provided an opportunity to present oral or written arguments alleging error on the part of the of the administrative law judge in the application of the law or the interpretation of the facts and an opportunity to present argument related to any recommended adverse action. The applicant should contact Council of the City of St. Paul, 310 City Hall, St. Paul, MN 55102, to ascertain the procedure for presenting argument. STATEMENT OF ISSUE Should this application for a currency exchange �icense, under Minn. Stat. Chapter 53A, be approved by the Council of the City of St. Paul, after published notice and hearing. Based upon all of the proceedings herein, the Administrative Law Judge makes the following: ��/ �, �� FINDINGS OF FACT 1. The Notice of Public Hearing in this matter was served by the City of St. Paul on the Applicant on September 23, 1996 by mail. 2. In accordance with Minn. Stat. § 53A.04 and Chapter 381 of the St. Paul Legislative Code, Troy Gilbertson, License Enforcement Auditor, notified interested persons of the public hearing, scheduled for October 1, 1996 by publication and by letter, on September 24, 1996. 3. The Applicant by Ms. Gunderson, the Assistant City Attorney, Ms. Palmer, and Mr. Ted Koeppl of the City of St. Paul Office of License, Inspections and Environmental Protection appeared at the scheduled public hearing. No testimony was taken. The hearing was scheduled to begin at 9:30 a.m. After waiting until 9:40 a.m. for possible appearance by members of the public, the undersigned, the Applicant, Ms. Palmer and Mr. Koeppl concurred that there was no need to take testimony or to otherwise proceed with a formal hearing. Ms. Palmer submitted the City's exhibits. It was indicated that no interested persons had contacted the City after the issuance of the Notice of Public Hearing and that the application was in order. Based upon the foregoing Findings of Fact, the Administrative Law Judge makes the following: CONCLUSIONS 1. The Council of the City of St. Paul and the Administrative Law Judge have jurisdiction in this matter pursuant to Minn. Stat. § 14.55 and the St. Paul Legislative Code, Minn. Stat. §§ 381.02, 310.05, and 310.06. 2. The City of St. Paul has fulfilled all relevant substantive and procedural requirements of law and rule. 3. The City of St. Paul has given proper notice of the hearing in this matter including proper notice in accordance with the requirements set forth in Minn. Stat. Chapter 53A and Chapter 381 of the Legislative Code of the City of St. Paul. 4. The Applicant has fully complied with the application requirements specified by law. 5. No members of the public have opposed the application for licensure. Based upon the foregoing Conclusions, the Administrative Law Judge makes the following: �f�7�_ �� RECOMMENDATION IT IS RESPECTFULLY RECOMMENDED: that the Council of the City of St. Paul approve the currency exchange license application of New Money Express, Inc. Dated this 28th day of October, 1996 � . eorge L. arlson Administrative Law Judge NOTICE Pursuant to Minn. Stat. § 53A.04, the Council of the City of Saint Paul is required to forward its approval or disapproval of the license application to the Commissioner of Commerce of the State of Minnesota for the Commissioner's approval or disapproval. If the application is denied, the Commissioner shall mail notice of the denial and the reason therefore to the applicant. The applicant upon denial may request a further hearing as provided for Minn. Stat. § 53A.04 (b). I lv- 1� I 1� Author�s Direct Address: 110 Bank Street SE - No. 905 Minneapolis, NIl�i 55414 (612) 331-2791 October 28, 1996 Council of the City of St . Paul 310 City Hall St . Paul, NII�T 55102 Virginia Palmer, Assistant City Attorney, City of St . Paul 400 City Hall and Courthouse 15 west Kellogg Boulevard St . Paul, Minnesota 55102 , New Money Express, Inc. 785 East Seventh Street St. Paul, NIl�T 55106 Re: The Currency Exchange License Application of : New Money Express, Inc . ; OAH Docket No. 86-2111-10753-3 Ladies and Gentlemen: Enclosed herein and served upon you by U.S. Mail, please find the Findings of Fact, Conclusions, and Recommendation in the above matter. Very truly yours, George L. Carlson Administrative Law Judge cc: Troy Gilbertson, License Enforcement Auditor OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION � �` �� Robert Kessler,Director CITY OF SAINT PALTL LOWRYPROFESSIONALBUILDING Telephone:612-266-9090 Norm Co[eman,Mayor Suite 300 Facsimile: 612-266-9099 350 St.Peter Street 6]2-266-9124 SaintPaul,Minnesota 55102-I510 � September 23, 1996 Judge George Carlson 110 Bank Street NE #909 Minneapolis, MN 55414 Dear Judge Carlson, Enclosed you will find the notice of hearing and cover letter addressed to the license applicants for the two currency exchange hearings to be held October 1, 1996. The hearings are routine license matters and I do not expect the recommendations to be contested. Please contact me at 266-9101 for any questions you may have. Sincerely, ._._.� �-=---,,j `.i__, :� � '� Troy`Gilbertson, License Enforcement Auditor ar' P � �� ' � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTIO� Rober[Kessler,Director �� , - ' CITY OF SAINT PALJL LOWRY PROFESSIONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDING Facsimile: 612-266-9099 Suite 300 612-266-9124 350 St.Peter Street SaintPaui.Minnesota 55102-I510 �� September 23, 1996 Ardyth Kennedy 2442 Union street #2 San Diego, CA 92101 Re: Currency Exchange License Application Dear Mr. Kennedy: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tliesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. T'he fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). 1 � �� .1�� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney , . r , � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION RobertKessler,Director I (� � 4- "'`, ` CITY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsimile:611-266-912�1 350 St.Peter Street Suite 300 SainiPaul,Minnesota 55102 �� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. � �t �,\'�°�� Ch�pter 381. Curre�icy Exchanges Sec. 381.01. St1te license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedi�res. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requireinents of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disapproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. r . , • , � � � - I � � � (b) Urounds for disapproval. Disapproval of an application may be based on one (I) or more of the followina grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more ofthe reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bondina in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existina currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c) Persons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstandina or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. i . . , � � _ ��(� C.F. No. 94-46 4 2-2-94 � ( � § , ) Sec. 381.04: Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)Licerzse. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) Cz�r•r•errcy e�charrge. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision l. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engajed in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) ' � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �� ' I� 1 � CITY OF SAINT PAUL LOWRY PROFESSIONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDlNG Facsimile: 612-266-9099 Suite 300 612-266-9124 350 St.Peter Street SaintPaul,Minnesota 55102-1510 � September 23, 1996 Alice Gunderson 8705 12th Avenue South Bloomington, MN 55425 Re: Cunency Exchange License Application Dear Ms. Gunderson: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � � G7 � - l� l T � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � � � Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney � � OFFICE OF LICENSE,INSPECTIONS.A1VD ENVIRONMENTAL PROTECTION �� I�G r_ Robert Kessler,Director � � w CTI'Y OF SAINT PAUL LICENSEAND Telephone:6/2-266-9100 Norm Coleman,Mayor lNSPECTIONS Facsimile:612-266-9124 350 St.Peter Street Suite 300 SaintPaul,Minnesota 55102 i NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to � operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. �� - �� Chapter 381. Currency Exchanges Sec. 381.01. State license required; definition. No person shall en;age in the business of a currency exchange in Saint Paul �vithout a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; helring; fee. (a) Procedzrr•es. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an e�sting license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of takinD testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sectians 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearin� shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days followina receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disappr•oval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findin�s of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � �` �� (b) Grourrds for disapproval. Disapproval of an application may be based on one (1) or more of the followina grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53A (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the . business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchan�e license is sought is within one-half mile of an existing currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c) Per•sons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. ��_ ��`�� (C.F. No. 94-46, § 4, 2-2-94) Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term '�applicant" includes persons; partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)Licerrse. The term '�license" refers to the state currency exchanae license provided for in Minnesota Statutes Section 53A.02. (d) Curr•ency exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, en�aged in the business of cashing checks, drafts, money orders or travelers' checks for a fze. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) ' � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director (,� � _ I ��1 � _I CITY OF SAINT PAUI, LOWRY PROFESSlONAL Telephone:612-266-9090 Norm Coleman,Mayor BUlGDING Facsimile: 612-266-9099 Suite 300 612-266-9124 350 St.Peter Street SaintPaui,Minnesota SS102-ISIO �� September 23, 1996 7oseph D. Judah 5421 E. River Road #615 Chicago, IL 60656 Re: Cunency Exchange License Application Dear Mr. Judah: The City of 5aint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �{ (� -- I �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �� Troy Gilbertson, License Enforcement Auditor � Enclosure cc: Virginia Palmer, Assistant City Attorney � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION � Robert Kessler,Director �y j , �� lo CITY OF SAINT PAUL LICETISEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsimile:612-166-9124 350 St.Peter Street Suite 300 SainrPaul,Minnesota 55102 �i NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Levef 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. � � � � � � � Chapter 381. Currency Exchanges Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Pi•ocedures; hearing; fee. (a)Pr•ocedures. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the cominunity in which the applicant is located or is proposing to be located, as rec�uired by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Leaislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the e�ent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disappi•oval, etc. (a)Disapproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � � c�� _ � � � � (b) Grotrn�s for disapproval. Disapproval of an application may be based on one (1) or more of the followin; grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the � business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state lavv, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is u�t to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existing currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and corporations. If an applicant is a partnership, the application may be denied if there is a liasis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdin; more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. / ,� � (C.F. No. 94-46, § 4, 2-2-94) � l�� Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicar�l. The term '�applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and' directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)Licefrse. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) C'z�r�r•ency exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchan�e means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION ��yyy ` � �� Rohert Kessler,Director / A/ ..� l.� CITY OF SAINT PAUL LOWRY PROFESSIONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDING Facsimile: 612-266-9099 Suite 300 612-266-911.=J 350 St.Peter Street SaintPaul,Minnesota 55102J510 �� September 23, 1996 William Barnett, Jr. 10099 Litzinger Road Sr. Louis, MO 63124 Re: Currency Exchange License Application Dear Mr. Barnett, Jr.: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the cunency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). . , �' - � �q � � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �� ti��ti�_ Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �r / v ( � q � � �� CL 1 1 �F' St-111V 1 PAVL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsirnile.•612-266-9124 350 St.Peter Street Suite 300 SainlPaul,Minnesota SSIO? � NOTICE OF PUBLIC HEARING Currency Exchange License Appiication of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. i �� Chl�ter 381. Currency Exchanges � � Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, § 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a) Procedz�r•es. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an e�sting license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requireinents of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hear•ing. The hearing shall be held before an independent hearin� examiner in � conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the � Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disappr•oval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. , � �1 �11 �y � (b) Gro�.rrlds for disapprovcrl. Disapproval of an application may be based on one (1) or more of the followin� grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state curr.ency exchange law contained in Chapter 53 A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the _ business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. � (7) The applicant is not at least eighteen (18) years of aje. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchan;e license is sought is within one-half mile of an existinJ currency exchan�e licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdin� more than five (5) percent of the outstandina or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, § 4, 2-2-94) C� � — ( ��O Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firrns and corporations and all other forms of business ventures. It also includes employees who exercise mana;ement or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c) Licerzse. The term "license" refers to the state currency exchanae license provided for in Minnesota Statutes Section 53A.02. (d) Czrr•r•errcy exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision l. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �� _ � �`( � CITY OF SAINT PAUL LOWRY PROFESSlONAL Telephone:612-266-9090 Norm Coleman,Mayor BUlLDING Facsimile: 6/2-266-9099 Suite 300 612-266-91?4 3S0 St Peter Street Saint Pau1,Minnesota 55102-1 SIO r.�.rrr September 23, 1996 Bruce H. Balonik 367 Charal Lane Highland Park, IL 60035 . Re: Currency Exchange License Application Dear Mr. Balonik: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the � local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �� ,_ �7q � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � �� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director � � r I �� CTTY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor lNSPECTlONS Facsimile:612-266-9124 350 St.Peter Street Suite 300 SaintPaul,Minnesota 55102 �� NOTICE OF PUBLIC HEARING Currency Exchange License Appiication of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges �i / r I � � � l l�� Sec. 381.01. State license required; definition. No person shall engaje in the business of a currency excllange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Prvicedures. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewa] of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the cominunity in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in ' conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a) Disapproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of law of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � (� - � � � � (b) G�'oacrtds.for•disappr•oval. Disapproval of an application may be based on one (1) or more of the followin; grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or iinpacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the . business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, � off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an e�stin� currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Per•sons and corporations. If an applicant is a partnership, the application may be denied if there is a liasis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. � (C.F. No. 94-46, § 4, 2-2-94) ��j ' , � � � Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicar�t. The term '�applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c) License. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) Czcrr�ency exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision l. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, en�aged in the business of cashing checks, drafts, money orders or travelers' checks for ' a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director � c�� - ��' CITY OF SAINT PAUL LOWRY PROFESS/ONAL Telephone:612-166-9090 Norm Coleman,�fayor BUILDlNG Facsimile: 612-266-9099 Suite 300 612-266-9!24 350 St.Peter Street SainrPaul,Minnesota 55J02-I510 �i September 23, 1996 Michael Levitt 2230 W. Palmer Chicago, IL 60614 Re: Currency Exchange License Application Dear Mr. Levitt: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the � local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � � - � �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, % �.�� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director ' � �G � /'J � _ l �.� CITY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsimile:612-266-9I2� 350 St.Peter Street Suite 300 Saint Paul,Minnesota 55102 �� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. / �� Ch�pter 381. Currency Exchanges � lD ( Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Pi•ocedures; hearing; fee. (a)Procedtrr•es. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of takina testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearirtg. The hearing shall be held before an independent hearing examiner in ' conformity with the provisions of sections 310.05 and 310.06 of the Lejislative Code, and the rules of the of�'ice of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disappr•oval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. �� - � �`� �' (b) Grour�ds for disappr•oval. Disapproval of an application may be based on one (1) or more of the followina grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more ofthe reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the . business in accordance with the procedures in section 310.05 and the grounds of . 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existing currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Per•sons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdina more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, § 4, 2-2-94) � b� ( �� Sec. 381.04. DeCnitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicar7t. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)License. The term."license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) Cr�rrency exchange. The term '�currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust - company, savings bank, savinas and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � OFFICE OF LICENSE,IVSPECTIONS.��ID ENVIRONMENTAL PROTECTIOti Robert Kessler,Director �� j — ( �� CITY OF SAINT PAUL LOWRY PROFESSlONAL Telephone:612-266-9090 Norrn Coleman,Mayor BUILDING Facsimile: 611-166-9099 Suite 300 612-266-912�1 3SU St.Peter Street SaintPaul,Minnesota 55102-IS10 i� September 23, 1996 Richard A. Ban 85 Hibbard Road Winnetka, IL 60093 Re: Currency Exchange License Application Dear Mr.Barr: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �� - � '�� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � � Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,I�ISPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �� / �r _ _ �) VJ CTTY OF SAINT PAUL I,ICENSEAND Telephone:612-266-9100 Norm Co[eman.Mayor INSPECTIONS Facsimile:612-266-912�1 350 St.Peter Street Suite 300 SaintPaul,Minnesota SS102 � NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the app�ication. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. � �_ «q � Chapter 381. Cui•rency Exchanges � Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, § 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedirres. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the coinmunity in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disappro>>al. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findin;s of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. �� _ � �q � (b) G��o�rnc�s for disapproval. Disapproval of an application may be based on one (1) or more of the followin� �rounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the _ business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchanae license is sought is within one-half mile of an e�sting currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. �� _ i �� (C.F. No. 94-46, � 4, 2-2-94) Sec. 381.04. Definitions. The followin� words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)License. The term "license" refers to the state currency exchan�e license provided for in Minnesota Statutes Section 53A.02. (d) Currer�cy excharige. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchanae means any person, except a bank, trust company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater: (C.F. No. 94-46, § 5, 2-2-94) STATE OF MINNESOTA ) � b + ( � (� ) ss . AFF�DAVIT OF SERVICE BY MAIL COUNTY OF RANlSEY ) Troy Gilbertson, being first duly sworn, deposes and says that on September 23, 1996 he served the attached Notice of Hearing on the following named people by placing a true and correct copy thereof in envelopes addressed as follows: Bruce Balonik Ardyth Kennedy 367 Charal Lane 2442 Union Street #2 Highland Park, IL 60035 San Diego, CA 92101 Michael Levitt Alice Gunderson 2230 W. Palmer 8705 12th Avenue South Chicago, I1 60614 Bloomington, MN 55425 Richard A. Barr Joseph Judah 85 Hibbard Road 5421 E. River Road #615 Winnetka, IL 60093 Chicago, IL 60656 William Barnett, Jr. 10099 Litzinger Road St . Louis, MO 63124 (which is the last known addresses of said person) and depositing the same, with postage prepaid, in the United States mails at Saint Paul, Minnesota. � ' � 7r�TR0Y GILBERTSON Subscribed and sworn to before me this 23rd day of September, 1996 . 0 Notary Public pf�K /�a-rP'7 /��cy s�Mn� s KAREN KIlYOISON � �lOTARIf PUBLIC�IN�SOTA �!y Commbsbn 6qirasJan.S1�2000 ti � OFFICE OF LICENSE,INSPECTIONS�1:VD ENVIRONMENTAL PROTECTIO� Robert Kessler,Direcror 'Y � �-� �q �s CTTY OF SAINT PAUL LICENSEAND Telephone:61?-266-9/00 Norm Coleman,Mayor INSPECTIONS Facsimile:612-266-912-1 350 St.Peter Street Suite 300 SaintPaul,Minnesota 55102 �� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. �53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level � 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. �� _ � �q � STATE OF MINNESOTA ) ) ss. AFFIDAVIT OF SERVICE BY biAIL COUNTY OF RAMSEY ) Troy Gilbertson, being first duly sworn, deposes and says that on September 24, 1996 he served the attached Notice of Hearing on the following named person by placing a true and correct copy thereof in an envelope addressed as follow: Arfington Hills Library DAYTONS BLUFF CTR CIV L Swede Hollow Nbrhd Assc Librazian Community Organizer Cazol Cazey,Staff 1105 Greenbrier SVeet 281 MARIA AVENUE 733 E 7TH STREET Saint Paul,MN 55106 SAINT PAiJL MN 55106 Saint Paul,MN 55106 Rep Steve Trimble Dayton's BIuffNHS KIM HLTNTER Minnesota L,egislature James Erchul,Dir PARTNERS 491 State Office Bldg 951 East Sth Street 907 PAYNE AVE Saint Paul,MN 55155 Saint Paul,MN 55106 ST PAUL MN 55101 Editor East Side Nbrhd Dev Co District Planner Sunrise Jan Modock,Direc[or Lucy Thompson P O Box#6767 907 Payne Avenue 1100 City Hall Annex Saint Paul,MN 55106 Saint Paul,MN 55101 East Sector Police Senator Sandra Pappas Senator Randy Kelly Commander Minnesota Legislature Minnesota L.egislature 722 Payne Ave. Staxe Capito]G-24 State Capitol G-27 Saint Paul,MN 55101 Saint Paul,MN 55155 Saint Paul,MN 55155 Dayton's Bluff East Side Area BUS ASSN Payne-Arcade Bus Assn Donavan Cummings,Pres ANN TINNUCI ANDERSON Director 7�0 East 6th SVeet 707 MINNEHAHA AVE P O Box#6934 Saint Paul,MN 55106 SAINT PAUL MN 55106 Saint Paul,MN 55106 (which is the last known addresses of said person) and depositing the same, with postage prepaid, in the United States mails at Saint Paul, Minnesota. � � J �^T�� TROY GILBERTSON Subscribed and sworn to before me this 24th day of eptember, 1995 . otary Public x ■ ANTOINETTE PRUDHOMME NOTARY PUBLIC-MINNESQTA RAMSEY COU NTY s • My Commlesion Expirea Jan.31,2000 r x _ - - _-: - -�-M�ICLr OF P�HLIG S'L�l1RII�F . _ ' Cnrnncy Ezchante License Application � of lpew Moaey Lzpress.Inc. ' � 785 Lrast Se�eath Street [T OF PUBLICATION Ssint Panl.Miaaesota 66106 • Ofiic�of Administrative Heariags q / on the behalf of the . � � -� � f !O COU1rCIL OF THE CITY OF SAINT PAUL � , PLEASE TAKE NOTI�E that testi p licatioa of �incIuding those in the community with respect to the lieense issuedlttly SWOn1, on oath says that he is the �New Money Express, Inc. to operats a currency exchange by �� e St. Paul Legal Ledger and has �under Minn. Stat. �53A.02. pp pp �h are stated below• Minn.Stat.�53A.04 requires,the approval qr disa roval of the atate a lication� , �by the governing body,after published notice and hearing,within 60 days after receipt of the application. 'd with all the re uirements constitutin The hearing will be`conducted by an administrative law judge from the� Q g i Minnesota Office of Administrative Hear3ags. on behalf of the Council of the�r, as provided by Minnesota. Statute 'City of Saint Paul. His or her report, and recommendation for action, will be yplicable laws, as amended. 'forwarded to the Council for it�action. Date of Pnblic Heariag:Tuesday October 1, isss hearing which is attached was cut from Time: s:so a.m. and was printed and published once; it Location of Pnbllc Searing: �e 24th day of September, 1996; and Ramsey eounty courthouse lower case alphabet from A to Z, both Room 42,1.ower Level 15 west Kellogg Boulevard lowledged as being the size and �ind of st. Paul, Minnesota 55102 d ublication of said notice• IIf you have any questions, piease call Christine Rozek, Office of License, P • ,Inspections and Environtriental Protection at 266-9108. ��opqrstuvwxyz (September 24, 1996), -- ---- � Subscribed and sworn to before me this 24th day of September, 1996 � BRRBARA A.ST.MARTIW � NOTARY PUBLIC-MINNESOTA ' DAKOTA COUNTY My Comm.Ezpires Jan.31,2000 Rate Information (1)Lowest classified rate paid by commercial users for comparable space is$N/A. (2) Maximum rate allowed by law for the above publication is$44.34. • (3J Rate actually charged for the above publlcation is$38.56. f:�[��'� � � .. -:'r#•:i:.�_. �:d<.__. .. :___,,,-_ . .. _. _- -y�``'.'E'_:., -'::::•. �'"�r�-7" ;y��:;. _..�r�_r`:�a' .�?,`��-.^-'T'-"'��c.-r�.`�`_ ..�� . y�;.��..: �v;�rr'1��'�'�'ryf.��,'.'•' i.i\�'�:.-ti!��_ _��. . ``;;�'��r::�-..-:_:;�-;;=;: S:A.O1 Ct'RRE�CI'EXC:i.a.�GES ,� >.'�,� „�v,��..M{,, '�` I- S ?" a�a�`.... .a..�,:�'��^'� t��'�«�=.�' CH�.PTER � .-.,,��;:.�.._:�f�::::�. 3:�. `�-` .s -:=�: (/,'(/ // ,#�•,r�{t'�_�u�'t`�d'.��.�`�i-`.t� 1 KJ � ( �� ==��y`�'�� CtiRRE\CY E:�:CH�.�GES ` ;.� -_;�..�:��=:. �'��T�a" T-%'��,.1�.��F1�ls.:?,. Q�.i`.c�LJ_�� •�� "�`�,^.j�'a:. �T %j`.,',K•� a~.i'• . �'w..`��`"a+- fs'z�`:"-r --T. :�-s.�' ,ti��;-ir„�==%� S:A.01 D:fniticr.s. c;.q.07 Fi;ir.;of Ct:s;c;:eascr.:S:e tr.s. •" Y '�°:.-:,�e;;<�:� 5:.4.G? Liccase. c- G8 8 -i � -;_�,"._-';- .`t�"`;Kf:;r S:A.G3 ,4;,^li:z;iea fc: -.`�.'r.s. �:� �`_..� . ; . . � � � 5:.,.GSI •al.:;ca.r,d .^,. :Fs.: : • `t�::`r�=�•.'";. :.4.G4 .4;;:o�x1 or G:r..�:! c �`-� cr.s. �: - .>-._� • � �� :A.C9 Peu::s:li-i:acicr.s;'^- `ti',' ?{,^e . .. �. �: . r.J..:.1':C.:S. �`y" r�.. - -x=".- =+-`�_ ,r�_: a- ca:;on. c3A.10 �'ic;a::r.s. =,e -,�=:'`:�-f�,-s;,�•-;.�� S.A.GS C*�r.6:of r.zr..:.. -.:s`i^.cr c 5. 1:cpea. -�y `�� -�� . 3A.11 ��s ef..:ecrn; .,;c� �- - '��._:' 1o:z:iw. c3A.l? Tc:�:s. z_ , • 53A.06 F:re,scs� ' .. .:. ' 3.�,.13 F: :icr�x'se a��er,;si-g• :�; >`��Z,�,4=� �e.^,s;t-. c:�ucn ef c �, �:;,- - '^�a'=- licr..se. ..� • i_ �' z4.�'.p= 1• 1'�' ' ��y^�'�~':<`�.�f'��+ `� :1 �"�='�"'�t`'=�� ;3.�.01 DEFI\"IT; \ -". _ :�-�':,�., 0. S. °� :�?; '�:' "�f� _ _ ��<�`>�%:::;;�"�'�''� Sube�ivisioa 1.Carrenc�•exchange."Currenc�•exchange�fi72c?i5 2ily person,except �:`=��:��'=� a b�nk tru -:y �- � � . - �' � �,;� �-�_ st cor;..z. , �.�ir. s ban�, sa�•ings �,d lcan associ�t:o�, cre�it ur.icn, oc Y T�..��,�� 5 .r;��.' � .._.' �9:1�"�"��• '11 • . "-'�=- _-��'-��' industria� �02i] 2�... :;i�:t comr�;,y, er,gaeed in tne business of rs;�i�e c}:ecks, G�*2{t5� �';:� �=�. f -��t��'<=•-.'��':. noney orders, or ;-_�•ele;s' c}:ecks ;er a fee. `Currency ezch�r,ge" does not include a '_�_u;,,�,y°'„� :::: .. ��-'•. -Ki;�';�y",., �� pe;son a�ho p;o�•:�.'S L:2Se s,n�ices i�r,'den;�J 10 I;72 p2f50��5 �i�„1cTl' bUSir.ess if the . ' ��,.�, �.�r. ch�rez for cashir.g 2 i;i2Ck Oi �i2fT �025 AOi 2XC22d S1 Of Gi:2 }�2;C2P,t Of lhZ �'elue of i -'t��,�{. , i: ;�- -_�;�.�� r� the check or dra,`t, •;�che�•er is Erez,2f. ' x a� y � :��,�'��;� Sli�d. �. COfT1,;.:_510I]ET. ��COT;T155:Oi:er� ;7;2e7S I}'i2 C0:;.7'�!SSi�A2f 0{C07,��,:iCe. ,;: .ar.�. . "��_ - ��-'°�' Histon-: 1959 c '=i s 1 _ �{.��: ''��= �3.�.02 LICE\SE. �-� _ . x �;�°`�-+`��.�,. �� Subdi�•:sio� I.�e uirement..�pe,-_on ma�•r.ot er.g..f2];]t�2�JU_.ne_s ef..c�„e,.cy y it�� i c o c, c o ,-- -� -.,�.r. _ _+�-.�-•�:$ ' �, exchar,ge u:1bout �-t obtziniag a 1ic,;,se ;ron ttie ce,;:n:ssior.er.�ot mo;e than one -� °�� ' p?ace of business -ay�e ope;ei2d L,':�',r t�:e se,;,2 I:Cf:152,L�CI i�':C C'O,;:f;::5S10;,er m2V _ ' . '�t:'`': � �. �,�; ISSL'2 7SIO:C i}i2n 0;::�:C2;,SC?O I;':C 52�:.2�IC2P.SfZ L'l70A C0:'7y�:e;,Ce�V l}12 2�7F7�1C2;11�;'lI�l -. �'`� zll ihe p;o�•isioas o;��is cnapter for e�ch new• licease issued. -L-c. , -�'-7�� -4 Y � ��; Subd. 2.Dist:.nce limitarion.\o license mz�•be issuzd cr re;:e•��ed ur.der�h;s c;��p- -� y �� .a��' ter if the place of��s;�ess to be o}�e;ated u;:�er the licer,se is located or proposed to =-��`.�.: -�-> "`�"`�� be loc2ted Within c-e-half mi!e of aaot�er licensed cur,e;,cy exchar.Ee. The distznce � - ~�� 1ir„it2tio� i:nposed 'c�•this subdi��ision is r„easLred b��a s:rir��:t line f;o;:i the clesest ,�'Y��°. �:. � points of t'�e closes� st;tictures i,�•ol��ed. - -°' ��• Subd. 3. Prohibirion.A lice;.see r,:a}•not cont:act�t•i;h anot�:er perso�or busi�ess `-»- - h �:- � _� entity to maa�ee t::� cur;eac}• exch�;,ge business. This su�•d;'�•ision does not p;ohibit �� ',�;� the licensee from e,.-.Ylo�•ir.g persons to oper�te a currency exch�r.ez facility. - ~.� ;:" fiiston•: 1989 c ==i s �; 1992 c SG4 s 2 .x� ^ r,$;.: �:..� � .: 53.4.03 APPLIC.�TIO\ FUR L10E\SE; FEES. �qE�6,�li�� SF,� �f�}�� ;`" `' """'` (a) •4� appliczt:oa for a 1icease r;�st be ia ��•ritin¢, under ezt�, zn� in t;:e form �a�;�;,,, -� � � �;,�,.�.. �; prescribed 2nd fu,—,::s'�ed by the co;*�,,;,issioner and must cor,tzi� the follo�•ine: �-� � (1) the full nzn:e�nd address(both of res:der.ce�nd p!ace of b�siness)ofthe zppli- . _ � car.t, and if the ap�;icz�t is a par;ne,-�hip or associztion, of e�•ery menber, znd the _ `": name and business z�d;ess if the 2pplicant is a corporation; � .�., . • �,x.� (2) the county �nd municip�lity, w•ith street and nunber, if any, of all cu„ency -��,'�'�.-,,,_,�� exch�nge locations ererated by the applicant; aad � ,f� (3) the applicz;,i's occupation or p;ofession,for the ten;�e2rs immediately p;eced- ..�-�«=.�. ing the app)ication; p;esert or pre�•ious connection w•ith zny other currency exchange �. ;,�:•. �, in this or any other s�ate;w�hether ihe applicant has e��er been convicted of any crime; .; znd the natu;e of the zpp)icznt's occupancy of the premises to be licensed; and if the applicznt is a partne;ship or a corporation,the information specified in this paragraph must be supplied for each pznner and each officer and director of the corporation. If ��yi r�i��i '_ _ _ ' '_ ' � _ ' ' - ' _ _' '_��+.'+'l�i'' � ' �'tT��l�... 1-`��;�G�::�^J)L:.ir�?'�-.�ly��..r.N''' ��'` '+y: 4"}��-�'�.i�:Y� � i �' � •��.I.�Y.y'i,,,•�'�sr' . �.' �~ �;.�.'�'.-��`�:1`i� I:C� ��.i�,._✓:j„�=i Cl'FF�E�'C1"EXCH.i.�C c �=. '°"�✓''%�.-::`;::c FS 3.i.05 �; � � �-��':r.�_`•'�: �: -},-`�;< �-x-,:�_ . I}le e�r1,;Ce,t is a p�rtr.ers?�ip or a;,o-:publ:c�y held�::_��:c;10�,ihe i;�rorr,:�+ien s�eci- �. .�`, ��~�-�� 1 fed I:1 i�:;S r2gr2 }l 1'!LST �2 :2 u;;ed ofe..C}1 �,,..:- =:;d ezch o„�cer, G�j x� ��~�~�~J`Y` F` p ' 4 r' �-L>=�.'=r��,..�� , p___ rector, and �: -�_�;�.�:�''-�� stoc};ho?de;s o•�,.ing in excess of ten Fe;ce;:t of thz c;:-�•-�tz �tock of the co;portion. �-� �"�"'= -�� .�,�,�'�� (b) T:`.e a�alicz;;on shall be acco:;;p��ied by a -_-.,°iLi7G�2bI2 ;ee ef 52:0 for t?�,z �� =�:��_:'�" re�•iew of t'�e initizl z ; * ^ :}.�„ •�-��- ��1f21 0:1. j,}70:1 'e};�;Ov2� ��' :.:� C , 75 � � -�ui';:.,ti! liczr.se f e ef�.`�TilUSI�• _� C'-'i:l 5:0712f, c:l 'eU'd',i10�e1 � f �Q ;. '"�r-`5"�""'°-"> Z��'d�)'ihe��7}7jjCe^l 25 2;1 c..'L'cl]:Ctfi52;ee ior the re;,,ain- C ` '� �� A� der of t�;e ca�2^�u��e�r..�n cP.;^,L'2I I7C2P,$C f2.°Of S�Q:: ��2;pr 2eC;l SL�52CUCiii C2)2R- i �� Z. ";�`.��;� �2T �'CcI' Gi 0}��iet1C� L`}�0� SLv^,ilSS;o� ef a ]icens� ;":'a'�� p�)j�e110:1 G� Of�'2i07G �. ��'=� i:- :i=:].;i Dzcember 1. Fees r,;�st be de^osi�ed ii th � � �,.�. N e _t�te t;,_;_.; �nd c;edited to the Eeazr�l �` ,��:: furd. L�pcn pz�:,,ent of t!�,e rec��ired �;:nusl licer,se �_e, thz co,;,r,;��sioner shall issue ` �'�� a ]ice�se ier the ��ear be�i;nire Januz;y l, `' Y�-u: t t ,•�a�: �C� 1 i:2 CO;ii7i1LS70�2f Shc;�i 2QU?,-2 i}iE c�7�,`�1C2i:i:= SL`�vT.11 i0 2�zckg;cund i::�•es- ' "'� tiE�t�on co:e�LCted b��t}�bure�u of cr:ni��) zppre;;;-::�� s 2 condition of IicensLrz, w� � .�-- .�5 pz;t oft';e bzck¢rou;:d ia�•es:;Edi!OA;lil2 tiJU;eau e;c=-:;na)g. -�- �� C� dL'CI Cr]:^�;?c�}1:5i071'CL:[�5 O1�i;IIP,z5G�3 reCOi d5 ci,C:: � �r'zhe;,S7G;]5��..I COP.- 3?'; au�,.orized to exch��ge fingcr- �-�� ,'f1A15 W;ib tne Fedzr�� BUi:eU of 1r.�•estigation �" i'Z F1?nj C52 0{ 2 Cf117i.c� �ac�e:oL�d c�:eck of ihe ;:atio,-,al files. The cost of t=> �:��e�t��;ion r,nust �e paid b �'``� Y `�=� the app;ica-t. ' :t�� (d) Fcr pur;�oses of this sec;:on "z-+p1' ��:_ s-� � r �cant" inc,__;s za er.�plo��ee �ho exercises � J:2ef1e£en;�t er polic}•conuel o��er the compa,;v,a di;;�;.-r;cZ 0�,,.^.ef,a)imi;ed orgen- e%2�Fe;i.^.2t,2 i?ie;?ecZr,er a s�a,-;'.;ol�er holci„g mo;Z:.';:?;��27Cc,:I Of 1;;2 OL'i51e.^.d- � � `,r li7�P SlOI�C Ol i�t CQi�Ofei:OP„ - J� Y His;ory: 1y59 c?;i s 3: IS�?c:0;s 3 '�� _ � �3.�.0-t .�PPRO�'.�I, OR DE\L�I.OF A\.�pPLIC�TIO\. � : :*� (a) �t'it�:i� :0 da.s a;?er t^e rece;pt of a com�le;; --,';--•' �� r• - r :�..��,�on, t'�e conmissio�er < �:� c}?21� C°2i�ti'i'Z 2*'�^�:Cci:Cil Of c•,", + �' �.Celi01 IO :': £ �' � •.qi rY ��"�.l i�.'. c•�r` � g bod��of i, e lerl � • r� .. o zrni,. �; .;is Li?;l Of£Oti'c^i?i�;?j j7�t'};;�}�ij;Z�r��j[c:;i IS�OCc:2t� Oi:5 �;o�,osir.¢to be)oca�ed.i�� `� CO:i�.TJ5570';!f;:e)'AOI 2}j,;0�'2 i.i'. 2p��icatie�w�;thoi;:::;C0;]CL1T:�ce eftae go��en- f. �r 1i.� t?O��•. 1:2 £C�'C�^�1•^.P,� rOC')' SL2�� £+.�'2 PL�j);s;:ed no::;� CI 1�5 Ii�l'.;]liOA 10 [OLSiC�2i Y'� T±]Z 7SSL'Z 2'� S�ici� SOi?Cil i25i1�:�0�V iiQ;:'1 7T1I2i25;2d ' V' ��771T'.1:7:i}'11 w;:1C}l l�:•Z 2��7�1Cc;:115�OCci2d Oi IS f0 C5�'cJ^`� '�C,L��g 1rC5C 1.1 tr�C , _ � P p _to be loca;ed.Ii the go��en- �.# ir.g bo�y has r,et app;o�•ed or d;sappro�•zd the issue �.::=;� 60 da.s of rzce; ' ,=� pI Cf ihZ �' }-� �pplica�ion, co;cer;ence is presc.,;ed.The commissior.:::-est appro�•e or d;sapp;o�•e . t h e � . . != ..= j��7Ce1:0f1 �:'ii}ilil �0 e�a��s fre,:i recei��i,:g t!�e dec75;�::: oi the go��ern;,g bO�V.T}7C � £0�'2f71i1Q tip�:�'S:12:1 hc�'2 1}1G 50;2 7z5r^.O��Si S 1t�' {Of 1;5 C:C1S7077. 1 i:z S:iie 5�7e�] }12�'C �, � � .b.�. no respons;'�;1i,}• for that �ec;sie�. �� .: - ::: O lf t}e �pp,�rtio� ;s �er.i:d, rhe comn;ssioner s=a:1 se,d b}•mzil notice of t;�e r�` �� G�e�12� 2i:d ;Le reaso� i0I iiit d2i112� l0 l�'i2 2 ilCcJ]t ci i:.2 2 c i PP ddre_s cont�i,-,ed in t!;e ;- ,� ��?�7�JC2S107. 1fc;1 2}7��1C2i1011 15�:.^,:Zd�i�iC 2�t7�1C27T 1?;c':,'::iihin :0 da��s ofrece;�i.^.� �� .-'`� the no�ice ofa�eni�),fC�L251 2�O�i2512G�C2SC}]2ef'71]�}�L"c�a,-,t to chapter 1-�r;a;p�•j�Pd � � th�t if the de�i�l ;s bzsed upaa t!;e re;LS�I of the go�•en;-_�o�y to concer the go�•ern- " ��' �ng body must ar;ord the zpplica;:t a hz�;ine. The 2 l:c--t s5z11 ha�•e no rie.,;t to the ^` PP � � :: hearing p;o��ided for i:� t?;is sectio� if t!:e de;,;�l is bas�� oa the Eo�•erni,^.g bod�'s `� � refusa] to cencLr but sha)1 ha��e a hezr;;,g before the ec:;,;:ir.g body. `•= �"'' ,_ c) ?his section app)ies to initial applications and ;,::e•.�•al applicztions. �� _ (d) The s+.z;e sha11 ha�•e r,o responsibility for the �c::ca of the go�•erning body. `�� '•f K. History: I9S9 c�97 s;; 1992 c SO-�s 4 ;.� F" .• � � =- � 53.4.05 CH.��GE OF\.a�1E, 0�1:\LRcHIP, OR LOC.4TI0\'. �� y� Subdi�•ision 1.\ame or locstion.Ifa licensee proposes to char.ee ihe name or loca- �V '' tion of any or all of its currency exchznees, the licensee sha11 fi1e an applicziion for �� 2pproval of the ch2nge a�ith the commissionPr. The cor.;:7issioner shall noi a � a chznge of]ocztion if the requirements of sectior.s 53A.G3,subdivision 2,and 53A 04 ha�•e not bzen satisfied. If the ch2nge is appro�•ed by the co„�missioner, the commis- � �� _. "�'• ., .' '.�-.'.':1"✓ .lrwt.ti=;%`~: ,:�/=.�+:~�� r �� : � -�..y�. .a- �. t��a�,�� _��t�-��•= C�r � ( J l -`��-�-�= '`� 5?A.OS CL'RRE�CY EXC:ti�'GES l lJ ��"�� •��'�^i-,,��r,'��_�3: �,.,�_�._�;�:;�^.:-�` sioner shall issue an a-e;;�ed license in the licensee's ne�v r.ar-�e er loc2tion.a 5�0;ee ; �v- �w ��, ;•ati:,�r; � �;.• :-C;I�2a I1C�17S2. � ... ¢ _ :��; must be paid ,or t, . �.. `� {��=`.- �" '�'`` Subd. ?. T}:e licensee shaJl notify the cor*inissioner 30 busin:ss da��s ,� __�_�=+^'-�'�j�:`:� �1i'T7Ei$t�i. . -�<``_��;';� ia ad�•znce ef any c::a-.;e ia o�*�nership of the cure�cy exch�r.�e. The commiss:oner , '- =''=r�'=':`.'�'�='-='�=`� n�ay re��okz t�e cur::-c}' ezch2r,ge liczr.se if�?:z ne��• ow�ne;shi� ��ould ha�•e resulted ,��.�::_';,*,_.-,:_:: • _ �->.�;,.� _�,.. . . � -�.,-.=:'��s_ .: in a deni�l cf the i-:::z1 l;ce;�se Lnder the pro�•isions of chapter �3.a. . "��,Y,��:, -- ='� 3`�-;��r. Histor: 19�9c _=is �; 199?c :04s5 . _t.�...=__. :�=�;�.; � :�::.��Y-s y`' .y_:��`�'.�,• `�_xa�;s, c \� �, OR RE�'OCATIO\ OF LICE�SE. �u;�, .:::�.�:.�-,��: �3.�..06 FI�E, St' rt IO. r5._��_,s;'=. ,�.;.��..� . . -��;_;;�4�:;��,:;< (a) Tl;e cemm::s:.�er na��s��sper.d or re�'oke any]icz,se L.^.der section 4�.037 if :�.^c,-r_,_`x-t`'`:'. . . G_ l. ��=`�~:-:-r�=��s° the conr,-,:ss:o;�er ,:.._s t, zt: '``�="�"=�==��``'' (1) t`:e];cens:e`:s':.i?ed to pa}'the 2�nLa1]icense;ee or to mai�tain in e�ect the �'-'��.=�._f=::,,�:3: '_ ' ' ""�"``'"`�"�`�^� required bo:,d or to c.:-:ply ��'i�h ��y o;der, cecision, or findir.g of the commissioner _Y��',a_,' w�^. . - �.^=��:°::,=,�s��: under La��s 1 SS9, c-_=:er 24 i; j-=:.,:=,.�-�:� �`=��•=�`�;:�� (3) the I;ce,.see; cr a-:�•e=cer or d:rector ef a corporate licensee, has�•iolated any =_._-�:.a -�t:,_.�:ti�.-„?'�- Y��z-ji�r;�==: pro��ision cf La�•.s 1:z�, chap:er'�7, or any nle er order ef the comnissioner under }>�:_�.,;:,,:.°,,.��-..-.�';,. �- L ' �' �-° x;�� this ch�pter or cha_:.: .�; �-.��s:�.-_�_:. • ,.t,-,=_ti_:;�_ti._.�=,. •'-�1�Y:��r.,; (:) the license.,�;zr.)•o:�cer or director of a corpora:e l;ce,^.see,has��iolated any ��.;. �'�=�..�.'��``' other law �ti�!:ich ��e�_:� i-:dic�:e tbat �he person is untnst��or�h)' or not quzlified to --Y-::�:. �„�=�:�;� . ��"?��:�;; operate a cu„ency :x,:a.^.ge; or .�.t,�.i��,__ '�`"�""°'�' " 27>'rcCi Oi iC':�li1Q:1 2�15:5�t'i?7Ci'l, if it h2a fX1512a cT 1i:2 i1J772 Qf i�2 0;]£.'P.cl ��,-s-z'4�,,.>:__=; �`� �r.zY��": Oi Tzi Z«'��er�,�:CciiC'�:Of 1�52�ice;.s.',�i•oLld hc\'2 K'::T2�i2d l�:G CCTT'iST7;S5:0i,2f i2fL'$1T70� -?,�� .... '- ,,,-�-4`'-��=. the issuance of the ::.:-se. ,. .r.�<'.��f' • �---.},#`"--..�,r��?:, ('�) .�license r.._•:-ot be r��e�ed until the licensee has had retice ofa hear,ne pu;- ��:�:�: • ' �,$- . suznt io tr:e pro.�is:c-s of chzp:er 14. r`�-'�� (c) ,�;ice;,seZ-°_ti'SJ„C��2i c��)'J7i2as:by del;��e;�•to t;�e conr,.iss;oner.The s��r- �s�� . . , y..�J�� re�der does r.ot a�.:.;:-e licensee s ci��il or c;,:�:i;,�]l;zbilit�•fot ac;s com�itttd befo.e �:��.��J 1 J � 1� 1:�1'i:T ,� _ the sL;re��er, or z..:.t t„z L�..,' �� ea the bond requ;red by t`�is act, or entitle the �-`=- , Q: lice,^.see to a ;ztu� ci any part ef 2r.y license Iee. l��,D,-�- = �C� �2�Ci� SL'S�:-5701 Of T2�'GC2lioa ef the ]icense, l};2 COJ'1�T,155:Oner ma�• fine a �'-�� .=�= licensee for,�iolatie-s ef La��s 1SS9, ch�pter ?�7, �s authorized ur.der ch�pur 4�. < _- � f s. 3. . Histon�: 1939 c _=i s 6 " ': �:�_�t . ' ='`� �3A.07 FILI\G OF FEES; t�RE.�SO\ABLE FEES. ` "�� S�.:bdi�;sien l..�prro��al of fees.Fees charged at each Jocatioa for check cashing ser- ��: � ��ices must be filzd •�:ta znd app;o��ed by the comnissioner. -�:�"��:_�: �:t`t-�~'{: Subd. 2. .�menc-:ent of fees. A lice,^,see may amend its fees at any time by fi;ing �. ��-�'�',' zhe proposed ame-:c-:enu w�iih i4,e commissioner. The application for amendment ,�� - -�; s;�all be in w�ritir.g,c^�er ozth, and in the for,-n prescribed b�•the commissior,er.A fee �� : of S�0 shall acco;?;�=-v the z 1'c<<ion. The commiss;o;,er shzll appro�•e or deny the -�:�: p� ; _. -Y?; �.:,L-'i applicztioa 60 da��s a::er the filir.g of a co:r,plete zpplication to �nend its fees. �`�' _.�. SLbd. 3. Stand=*ds; unreasonable fees prohibited. The commissioner may disap- '�-=- p;o��e the fees filed�}•a cur;enc�•exchz�ee if they are not fair�nd,-easonzble.In deter- '� mining w�;:ether a `ee is fair �nd reasonzble, the comrnissioner shall take into eo;,sideration: � (I) rates chzr�:d in the past for c�shing of checks by those pe;sor.s znd oreaniza- "'�'�� " tions pro��iding ch:ck rshir,g ser��ices in the state of�linnesota; � (3) the inco;,e,cest,and expzriente of the operations of currency exchanees exist- ` ^ �-' � ��, ing prior to ihis er.�ct;;�ent or in other states under similar conditions or regulations; �rr~�'� ' (3) the amount of risk invol�•ed in the t��pe of check to be cashed and the location , w•here the currency exchange operates; � ' (4)�the general cost of doing business,insurance costs,security costs,banking fees, '� 2nd other costs associzted w•ith the operations of the particulzr currency exchange; � t: �y�::'j�-�� - , , F :�.�r:e��'--_=��.':= �� • C ��".�.'.-�::=':::� . �_cl Cl'RRE�C1'EXCHA�'GESS?A.11 � "°~�=,`;4'`_%�`�i;_. �'. .k.`��'-��`iY��._•.. � c^,;? 1 5 ,— o ; "`tc��..•;•'r•``:-t (_) a rez_� able �,ro�.t for a cL„ency exch..nge e:c-_;.on• and � • �--:-:.�-•--�.-ti: � �:, ��,.-r.�:::-__ ^ �� e�V Oi;:2� 7i72ii2f l;;t COl7];�,75510;12f �2e;�]S Sy^.:�ri7ciC. F F"'��v;;r�' �z The coT,misr'o^2C 5;;2i� Set 3 sep2ieiC I2iC, CQ�SlSi2;.i '�:�5 l}:2 abo��e stand�;d5, fOf � ��„`, y�:�'::: c�:.� � ._ checks issued by a go��ernnent er,tity i� zn �mount L? :�S�00 to be cashed by a cur- r� �`�-c<==�';'-=�`:;= rency exchar,�e. �� u� =?� _ � ��,,�-.�,;�,�� :� -..��e;_:_--.-_�;t: Histon•: 1�E9 c?-;7 s i � '-'�"�'=:;3=,�`-_ ./ �� y,` ' ' ` �3.�.03 BO�D. _ ; t_: �:�_�_�_�';? ��,, �' ti`-�=;`';'= � -, � c � '� 1 ��' ;;. .�`�`'�'�,=:>-�:= Bzfore );ce,.se m�}�be is_ued to a cur;e,.cy exc};a-_:,t,.e zpplicaat shall fi.e a�nu- �: .��._q_,:.,.; :-.��.:..;:.•=,. �lly��ith 2rd ;:a�•e appro��ed by�he co:nmissioner a s�::;y bond, isseed by a bondir,g -x-��--�,-;;;,i .•:;_�.=-��:�;-�r;;;�,:� COi7�j�2J7V 2L'ii:C:]Z2d 10 C�O bU51TiC55 11 1};7S Sicle Iil li:: riiP.C;�i� 27:OL;Jt Of 51��0. �' •P' �^�"�:?f,=�•�- � ':�r-�,r� The bond rr.LSt nnn to the co:,�nissie:,er znd is tor t`:e ::�efit of credi:c�;s of the cur- --�;��-_, f2„Cy CXC}:2,^.ge,`or 1i�bil;ty ir,cL„ed by t},e cur;ency exc:.�::gC Oi] Ti?OL2y Oide;s issued - - ;,�;�� .c:..:•3.,�• or sold b}� tht cu:rency exchzn�z, for lizbili�y i;,cu„e� :}• the cLr;ercy excha,^.ge for -;�,+��-r-s�� sums due to a p��ee or enco;s:e ofa c}::ck,d;a'•'t,or r;,o-:�•e;der left��;ih the currency ��: ,--..,,�.=- e�ch2nge for cei'ection, and fo;lia'�ility incur;ed b}•t`�: CL';i2�C�'C�Cn2;i£2 lA COADfC- �s.�� T10A w']li1 pf0�'ld:ng cu,:C,-:CV fXC;:e;:Et Sfl,'7C25. 1}iZ i�::�i:'1i55701"i2f Tl�2V f2C�,Ul;e a �� ?C2i�5.'e,o file a bond in e:] c�G�i1;0i,c�21T1Jlli�t if the ce-::�:SSCi�2T CQi S7C�2TS lI P.ZCfS- ` ��=�'"� �. �'�, S:.i�'10 7221 1}z i.°QL'ii2.T.t'P.iS Of l}ii5 S�CllO�. I;1 C�Clfi:i,;'."g l�z 2�dli!Oilel amou�t ef .�: ...�s the b��r.d w•hich nav be requi:ed, the commissior,er r,.a��:equi;e thz licer.see to 5Je iu s�,:� fi:,�ncial rtco;�s, includi;:g all bcA}�Si2:2i��27iS, }2f12:^:''?to the sale of money orde;s ��s -�c-r•..,.. for the przcedi:g 13•r^onth perioj. Jn no case nay ,:; `�ond be less thaa the initial -� ;�,� S]O,QGO or more �h�n the outsta::di�g !i�bili:ies. ;� Histon•: 1 SS9 c ?;i s 3; 199?c:GT s 6 �-� _ �xt�� 3.�,.OS1 .�\�L'.�L REPORT.��D I\«STIGaTIO��, ``a=.:� �-�,.�-;.t S�.:bdi��ision 1..4nnu�1 report.Oa er befo*e�fa;ch 1, a?ice�see sha;l fi:e zn ::nneal ^�"= `��.-� r�y^OT'[w'li�l 1}:2 f01?'1^":;SSiC�2i fOI�he p:r��ious cal2,^.C2I�:cf. T}:2 f2�011 f'1l]Sl COi1127i] �ti'" li:iOiT,�e110?1 iC�I 1�:2 COi:71;];SS1Q�2T f;:2y reason::��V i2�J::Z CO:1C2f;:IA2� c^d ;or the �-'=�� p;:nese of exe:Ti1:�;L'?.1�C�US1.^.255 2^t�0}�,2T2:IO:l$O{2�C:i�ictnsed cL„znc�•e�ch2A£E. �„f_�� $U�d. 3. In��es;igarion.1 rZ C'0�„]?I;S5101'i:f JT2}'ci e'�'i;f;C ei,d 5�12)� 2T I225I OiICC .._. �:� � _ 1;1 C2i�1�'2ar in��est;E�ie i}'i2 C'L�;2AC\'CXC;I2P.£2 SL'SIl'i255 Oi c':��licer.set�r.d of e�•ery per- �' '�=-;.� son, pan;.ershi�, zssociation, 2na CO rOr2i10;1 C.^.£2£2d ',:'1 the busi,^.ess ef oper�ting a =` -"�� +,� cur;ency excha,ge i� thz rn�nnzr p;o��ided under sect;e� ��.037. �� S;:�d. 3. Fees ar,d expenses.7he licensee s;�2ll pay t:::costs of aa e�aminatioa or �. �:---�'"�.�, '_ +.;�•� ir,��esti��tion i� the m�n;�er p;o��i�ed under section 60.�.03, subdi�ision �. � "'�'�� Histon•: 199?c:G4 s 7 _=�-�,; s �3.-�.09 P011'ERS; LI�IIT.4TIO�S; PROHIBITIO�S. `� "�''=�'� _�� :�: A CL'ITCnC\'f�Ci�2;:�Z T:2)'IIOl 2[Cf�7l P.70•^.2}'Of CUT7e-.c}•for depos;t,or act zs be1��2 +: � ;�.'� -.��. Of 2£2P.t ;or pzrsonc, �f';,;5, F2i i1727551rS, zsseciations, or co:poratio�s to hold money k ,.�-.,�;. Of CLi�2iICV in esc;e��• `or others for any purpese. Hetiti�e��rr, a cu„ency exchan£e r,:ay h �.'Y r +�ir:� �ct �s C�ZiIt lO� the iss��er ef money ordz,-s or tra�•e!ers' c;�ecks. � -�:� ��S Histon•: 19d9 c?�7 s 9 �. s� �; r +�� 3.�.I0 �ZOL�TIO\S. r .; � . .�ny person,firr�,zssociation,part�ership,or co;po;ztion that�'iolates Law�s 1439, ,:.. ._ chapter 3�7, shzli be guilty of a misdemeznor. � ;;��` :�:Y. H;ston•: 1959 c Z97 s JO �. �;�; � 4� �3.a.11 B003:S OF ACCOU\T; Ati\UAI,REPORT. �� "'� The licensee shall keep and use in the licensee's busi;,ess the books,accounts,znd � -= records that w�ill en�ble the commissioner to determine w�hether the licensee is com pl y- ^�._ ing w•ith the pro�•isions of I.aw•s 19S9, chapter 247, and w�th the rules adopted by the � > :r � - _ •.��=' - " _ - _ � 1� :Y��.� _ _ - — � F •`,��;:__ _.._:y� "� x 'i.�._ F'o.��,,,_,�.�`z�.:!.� ,- '- J.. - - `�.�1.4�...�i� :ti:�_ �;r ':�+��'.^":= :_`''.=:` �'-'�_✓tiY?ti;' '��r�.`i�_'�: �f I' ) l.'! }_��'i`��7- ii`..�r�`��' . (,/] � -� / �:� . �';;1!-_M,-ix:_<s,;,~�. 53A.11 Ct'RRE�C1'�:;C�4�GES i ��- �:; .'.,-*� ';�;_- 1?S2 ��i�:�_ ��;'�_-`�� commissioner. .4 ;:ce�see sha;l preser�e the boo�s acce�.:nu and rec for at least �� .�- =.�;'.':• , , , , ords ;� - '�'''� = s fte r r.-• 5 1 e nt ry. �-�- ,��.��~:_ _ _! t��o }�ea; a _.;^g the , na :;�.;�: -' ��: � `��3 �� History• 19�?c%-7 s 11 �r, ��e��." `- :�i j�ti:�:.' t�>> %��`'�:�'� �'''V'—�r':=.. ��:�i;::_,�z_.3ti-.^. 53:�.12 RLZES. ^�=='�'��' "��''��:' The comr,�,iss`o-�r nay adopt rules under chap�er 14 �s may be r.ecessary to :�. •.:-. �_l,. �-t� N` —''�;�� -�1" adninister and z-..�,-ce this chapter. , ' ;, :� ��..:�- �' '� =4h- _--'__�;`� Histor�: 19�>c 197 s 12 ;� ;�� _r;''<>;�:.-,=_ � ,��:.Y - _;=;��_ �3.4.13 FEE \OTICE; F.-�I,SE i,Dti-ERTISI\G; PE\AI.1�'. - '-`�='��"�`"�'` Subdi�•isioa 1. Fee norice. The fees ch2rged by curre;,cy exchanges for re;,�ering ��;�.� - .. .f:a_�;. .�r_ _..;._;�->: - '��=�r��•��== 2ny ser�ice autha=z�d by this act nust be prominently�;sri��•ed on tht p;emises of ' �rz_ =T�`�=': the cur;e;:cy e�c?:a-:e in the fashion requi;ed by the con;r.issioner. r "='r�%--�.�"�-=�:t;: . Subd. 2. Fal:e adrertising. .4 licensee may not ad�•enise, p;i,^.t, display, publis5, '>"�:.�.: T:;.�,_ =�.;.:_. _' .ss_-:::--:-;r?;�T�.; d;51f7bL'iC, Or bTC��CcSi 8;1)' 51312;,�ert Of fepr2S2Alei101 1}7ct �5 i2�SC, n'135�22�1;?Q, Or �""`�''y�f�., decepti�•e, or that c.:::�s material in,or,:,atioa. _- .��t-.: � .�.:;;:_ �.� —�• ' {YS_!"�+�C_T^•'�' . - �t- -:'��:��;-��= Subd. 3.Ci�;l I:=bilin•;penalr•.A pe;son w�ho�•iolates a;,}•s�bdi�•ision ofthis chap- -_=>_.;:=,.-��,-: •��-� -�.•�, ' ter is liable to the i;:son dam��ed b}•the�•iola;ion for�ctLal e�mages.The ceurt may :�� 7_�p.,�_.Y.- �"°�.._:�`"��: �a•ard reasonab;e :..torney fees and costs. �: a`';�sr: . ��,..�= Histon: 19�:c 97s 13 � �.•::_ �`, k� � 7 '�'�;=�.. _ ��;��_;=- 53.�.I4 [Repea';^, I 992 c �Q-7 s 5) _ - .:��;`.� _- �'��. �`=� � ��;:�:=�: ._��`�4�y �f1� f - w��' -��.-' �`•?' =-�' �' .'''t-��_'r�."_ :�z�" : --�_`��`.�'_=. • ��y;v .-�_-� � _ � ��`*.;y�+-r'.. i� ��-'-�`�'�-`��s„"�'• .,'�`-'•'i�-'�"`^. ,.,.��:�''; �G�'j� �` e =•�::��:-�'s�''.- <��.�'�y� �'`'.,�,,`�"`�,; ..,�,ti-��°- i��.��i �; 3`,o�i—�`6 "�:�-ia � ��.,�'Ye��'� <: �� p � 1e: ��.+L,Y��'�^i .��3Y� ~:s�a �� •^W: ,I �=�.,��x�-.'��; •r` `'.,.,:�."^�„�. �q�'� .=�_;.,:��-.. ��,� �. .y,� �.�-�. . '.�.-1?y ^ . i it>��i _,��,,�--„�. +-.--:�; �;z'�f`x�,� ` . . �,,,�,'-�v�'��•; • A; _ °' . _ _ _ f _ _ '�="�.Y1:�;'.��_:•."-•-:,';'-.�_:: --...�\` � y �.��'��.��.�_�. .. . =�`\,i' `��_-!-:',-=�i'.�AJ w.-t�:,�' � �� i��• ..ti�� '� �� :'��.,�,�.:i��:'�� I ,r`�=.,�°�1�'�z'.--Y�, � > � . 4, ��"'�7��'`�'.;J r �L`�a -A. �. � �. �+� 169 CL'nRE�C1'E\CHA\GES 5?.�.03 `''' `��'�"'�' ��"'''". �F�i ��°':' A• � �� _� ��-��`��--� ,-. ;i��.:��,_,t�� CH.-�PTER �3� � ,�� r�:�:� � ; �� .�. .,L�y:�_r�V��iT.�¢M.�..',L' _� +-7�_'��.`r;• CliRRE\ `. �?��=�`'��:�°' CY E:�CH�.\GES � �`� '��'l�LzfY'3'L.. ��. +��'i�':Y.: �'�=S-F�+�7��.. ""'n"�".,.. ]7'��'�-.f�+V=to�.�!r�Y.i }'f+""'�.�i . . .`F�'."- -�sa'.�^^'Ysti��[J.�Y� '...�..:�a,�al"�.'�"'��."Ls <�;.+:,.�c�?;.��'�' _T`..,�'.-iY._, �'�: `?A.C�3 A;'i:<:ic-,`or liar.sr,`e;s. �:� "�,:� `'_`�;' z �:�"�'�=`��. ->��:�-�:�* 53.4.03 APPLIC.�TIO\ FOR LICE\SE• FEES. �--�:::�.��=��=f'� , -��?-��'��`'�y�'-�_r�� 2� .�.'I �pplic�tion for a license ,;,;:st be i� ��riti;.F, �_-cer ezt�1, znd in the ,`orm --��- �cl��=-''�^ 'G`•�;.� prescribed 'c^d iL'r�15iiEd �.'V i}i2 C0-�1;�;5510�2T cii� Ti�_5: iC;ie;;] IiC i0J)O�t'1;7P�: �-��l �� h� �"1'"�"�+`+'��°_.�.�q�e''y..�'�'-''� (1) the;uiln�r„e2rd e ss �o:� '- -^s`� ``'��=`'��i '� c C�i2 �� c�freside;�CZ cP.0 .:_CG Qf�U$7^255�Of�he appli- �''��_---��j.y'�� cant, znd ;'f:he �pplic�,:t ;s a p�;�a;rs;:ip cr associ<<i�-, cf e�•ery r,;enber, and �he ��-_'--��'�� nzm i;:e ; C ciI �L'S 55 ��dress if !:C c��iCci:i 15 2 C � • ��-�'----�-�'��'"'=�?�-��+- rr• � t.�ie:.�:�! r'`�5�++�. ��''^p' Y Itzr—.v :5 e+�`r,�,��°' �2� liiC CO��i:i�' e7� iuLi7'C1}c�l��'� 11'7i�1 SifEEI and n�_--�:f� lf�;lY� Of zll cu,-;ency �'�-' �i'�� exch.., �e n � ed b�•t � !' • � .�;�";"��::; =-: )oc<<;o S 0},2I'cl te ��p.;cant; zad �'�`��- z' �„��'.�� r- ��) ihe�ppi;c2nl�S OCCL}^,eii0:l Ci�;Qr255jo�,;�r the:,-:�'2e;5)7,.,ediz;el�•p;eced- �� r 1��. ing the �pp?irtien; p,-csent er p:2�':�;;5 CO;:i:cC110A W'ii�] c-�' OI�]er cu„ency exchc^fC ' �`�'�5��'� in this or�ny G:��f Sl2iC;»'�'i2ii:�f itt eY�1.j�c;:i };2s e�•er`ce:] CO;]�')C;ed of cP.Y crine; yMY�'s-��r,�`M°�- a,d the natu;e cf t;�e � ;icz:,t's occ_ --c�� ''�`�'`- FP ;��•: �ef the pre-::_s to be licens;d• znd if�he '=�K�� c}'�,*r1�ICcJil 7S 2 �c;�;12i 1 Of 2 i�:r�.cii0l;ii 21�r0;7T:�i1C.: r CiuCd 1i11�1IS FcieEfc},�1 � ;,�s .r��r- }, c1;'}7 �---»-- �.�` c �=,:_.�.- r 'i -�'•u'?' .�.k.;i mcst be st �',d ;er e2C� e,�.,zr c;,� fef5 0;'�2i 2Dd �:';;,C? Of i};2 CG�0;2U0;1. )f T"��^�� ''�^��'-��"' F�t'..e }_.r_ -�^=�s^.�r,.,-'�`.�.c'.��,.�`�. liiC c}'�}7)7Cci.l IS 2�ei�^2iSh:}7 Gf 2^G-�r��;Ci�'ii2��CO1 rC;c::C:l,iLC:;:i01T:7ci70;1 S}'��C1• �j'� -��'�� rl2d li1 1}l75 �^,c;2£ier� 1:':L'Sj �e i2CL'1:2� Of 2cCi] �2i��Ef�'.'. :cC�l 07CEf, director, 2„d , + ' �=� .,��'s?�'� stockhe;�2;5 O'�i:l,:£;� excess of ic:7 r;r.e;:t of the co,��.o-�:; SiOCK Gf ��e ce ro;a;ion. �r�� (b) The �'�^''C2::0:1 5}Ic�� .° cCCO.T,YeP.i�d �)' 3 70:i:-' '•G'c�it �E2 Of C�`� � � • rY�' :.. �Of ii.e - �°�.�"'k-�a'�� re��ie«• Gf I�C )P.:i:e� cY��)CciiG7. L�tC'.l 'e�r:0�'c� �J1' 1}:C C.-:,�issio-!er, 2i1 eG°C�,ll:0i�8� `;"''"r�r�_""'�� :GC,�Se f22 Gf S�O�?iL'S1 tJ2}7e;d�\'i};Z cJr�)Cc:�l�5 c:1 e;:f:�cl��CC;iSC�eC i0T l;�E;f,^21�- :�� _a der of i�iC Cc�2:Ji.2i 1 eer.A;1 c.*.•AL'el iicense fee of S�0 is c.::er e2c'� subsecue�t r�C7- ' dar��ear of opesa;ion L�O� SL'b:r.;ssio� ef a licence rene•��1 er J� � - -` p �cz�;en e� or befo;e ...�r,� SepiC^iber 1. Fees ;�;L'Sl tJG �e}'�Q57:2d IA i�it SieiC 1,-2�Sli:1'c:;� �;��j;ed l0 the ge�erz� � "'' fund. L'pon p��;,:e�t of the ;eoui;ed a;:r.u�l license fee, :=.: coT�r,:issioner s;;z11 issue � a license tor the ��ear beginni;:g?�nLa�• 1. � (c) The co:Tif:1;SSIG�CT Sue��:2CL'i;G�`e zpplicant to s�•`•:-;t to a bc�};ffOU�d IA�'tS- ligation conducied by;he bureau of r,:;,:i�z1�pp;ehensie�as a conci;i�� of]icer,sure. .'�S pa�t etthe b8C1:£;OL'7d lfi�'CSi:£2i1C:1,i;,e bi:re�u of cr:-:i-��c� :" r�;ehension shal]con- _ ,,,�. ��.:::'� d�ct criminzl his:er�•checks of'�fir.;,ese:z recor�s a;:d is z:::=orized to exc,`.ange 5aeer- � � � �;"� prin�s ��iih the Fede;al Bu;ezu of J;:��esuga:ion for ;=: pu:pese of a criminzl � - �� bzckeround c,`,eck cf�he nation�l `1es. Tt�e cost ef the i;.•.;s;� ' .gation must be pa;d by ��',�"� the app)ica;,t. (d) For pu reses of ihis sec:io�, `�r�lirr.t" incluces aa emplo��ee u:':o er.ercises � '�"`�� . �.-��,�� .�`'�.'�'� i7]2AcEE„�2ri1 Of�O�1C�'CO;11f0�0�'ei:f C t0;ri�eiiV.2 G�;;eCiC�,-,cn o�cer,2�1T7ited or een- erzl partner,a m�naEer,or a shareho!�er}ol�ir,e ne;e th�s,::��erce�t efthe outstznd- r '-` � �� ing stock of the co;�oralion. ; ,�� Histon�: J993 c.�54 s 1 °�; �� ;�_� r-�'��°'^f! ._�, . ��'°'-r�� _ V�-��^� '�''l.�"--.�c°•-`".��.,�''=y''� �ti .- � ��'``� '�_'� ��;�� ..��•�..,� ��".�'"n^' �+.K-��`.- ' ,�;�--�.��x_-,..�--�"-��i� �w_ �' �f,b �� < ��' �`.y -�:.�J<z��,��±��t T'`c� ^�.L ;�it3�-`�� +'.i -f'-• \:'1��;��=%� � �� ti�� , �� /�� 1 ti'�'�. ""� ;{�S^�:-�[..�.�i�x'� ,�_; ��yz •,�:.3t`-'��:�"� �a�.��-�+' ='_w -�=; .`::. . �:.;�``%:�.� _:i` „'� �','V-��t`��j-:�.�-�ii .r�i.r!�t"= . ._s.-:w�� :� � th OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION r j�� RobertKessler,Director �/' . I �� CITY OF SAINT PALTL LOWRY PROFESSIONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDING Facsimile: 612-266-9099 Suite 300 612-266-9124 350 St.Peter Street Saint Paul,Minnesota SSIO?-1 SIO �� September 23, 1996 Ardyth Kennedy 2442 Union street #2 San Diego, CA 92101 Re: Currency Exchange License Application Dear Mr. Kennedy: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held 'I�esday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � � � i�q� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �O � Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director � � - � � �� CTTY OF SAINT PAUL LICENSEAND Telephone:6l2-266-9100 Norm Coleman,Mayor INSPECTIONS Facsimrle:612-266-9124 350 St.Peter Street Suite 300 SaintPaul,Minnesota 55102 �� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges � � ` �� L � Sec. 381.01. State license required; de�nition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedzrres. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disappr•oval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � � -� I ��t� (b) Urourrds for•disappr•ovcrl. Disapproval of an application may be based on one (1) or more of the following grounds, in addition to any other jround allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53A. (2) Any one (1) or more ofthe reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neiahborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the _ business in accordance with the procedures in section 310.OS and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that rec�uired by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an e�stin� currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons anc�corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstandina or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, § 4, 2-2-94) ( � ' '� 1 � Sec. 381.04: Definitio�is. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)License. The term "license" refers to the state currency exchan�e license provided for in Minnesota Statutes Section 53A.02. (d) Cacrr•ency excharrge. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision l. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charae for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � : OFFiCE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director � � -l� q� CITY OF SAINT PAIIL LOWRY PROFESSIONAL Telephone:612-266-9090 Norrn Coleman,Mayor BUILDING Facsimile: 6/2-266-9099 Suite 300 612-266-9124 350 St.Peter Street SarnlPaul,Minnesota 55102-1 SIO � September 23, 1996 Alice Gunderson 8705 12th Avenue South Bloomington, MN 55425 Re: Currency Exchange License Application Dear Ms. Gunderson: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notif'ication from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 Fast Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �1� - l �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION RobertKessler,Director � c. -- � � °� c� CITY OF SAINT PALJL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsrmile:612-266-91?�l 350 St.Peter Street Suite 300 SaintPaul,Minnesota 55102 �� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to ` operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges � � I � � � Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul �vithout a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; helring; fee. (a)Procedirr•es. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requireinents of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearinJs prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, § 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Discrpproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findin;s of fact and conclusions of law of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. ��- i ��.� (b) Grozrrrds for disapproval. Disapproval of an application may be based on one (1) or more of the followin� Drounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53A (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the . business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existin; currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Per•sons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for detiial as to any (i) shareholder holding more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. � �-- l �� (C.F. No. 94-46, § 4, 2-2-94) Sec. 381.04. Definitions. The following words and/or phrases shall have the followina meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)License. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) Cirrr•ency exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, en;aged in the business of cashing checks, drafts, money orders or travelers' checks for a fze. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � , OFFICE OF LICENSE,INSPECTIONS.4ND ENVIRONMENTAL PROTECTION Robert Kessler,Director _ ` b' I �� CITY OF SAiNT PALTL LOWRY PROFESSIONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDING Facsirni[e: 612-266-9099 Suite 300 612-?66-9124 350 St.Peter Street Saint Paul,Minnesota 55102-1 SIO �� September 23, 1996 Joseph D. Judah 5421 E. River Road #615 Chicago, IL 60656 Re: Cunency Exchange License Application Dear Mr. Judah: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. T'he fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �� - ( '�`I � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, /�� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �1c�— ( �� CTTY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECT/ONS Facsrmile:612-266-9124 350 St.Peter Sireet Suite 300 SaintPaul,Mrnnesota 55102 �i NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to � operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges C��` "- l � � �O Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Pi•ocedures; hearing; fee. (a)Procedures. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the LeDislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a) Disapprovccl. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice af the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � � - � �� (b) Grotrnds for disappr•oval. Disapproval of an application may be based on one (1) or more of the followin� grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the � business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existing currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and corporations. If an applicant is a partnership, the application may be denied if there is a liasis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdin� more than five (5) percent of the outstandina or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, § 4, 2-2-94) "l � � � '� �° Sec. 381.04. Definitions. The followin� words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)Licerise. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) C'zrrr•ertcy exchar�ge. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director � (� - � �� CITY OF SAINT PAUL LOWRY PROFESSlONAL Telephone:611-266-9090 Nonn Coleman,Mayor BUILDING Facsimile: 612-266-9099 Suite 300 612-266-91?=1 350 St.Peter Street SaintPaul,tifinnesota SS/O2-ISIO �� September 23, 1996 William Barnett, Jr. 10099 Litzinger Road Sr. Louis, MO 63124 Re: Currency Exchange License Application Dear Mr. Barnett, Jr.: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the � local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the cunency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � �� - ( �q � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, �� .c�f`�+�v-� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney � OFFICE OF LICENSE.INSPECTIONS AI�ID ENVIRONMENTAL PROTECTION Robert Kessler,Director �`� -- I '�°I � CTTY OF SAINT PAUL LICENSEAND Telephone:6l2-266-9/00 Norm Coleman,Mayor INSPECTlONS Facsimile:612-266-9/24 350 St.Peter Street Suite 300 Saint Paul,Minnesota 5510? �i NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to � operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. � � Chapter 381. Currency Exchinges l `" � � l �O Sec. 381.01. St1te license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-Z-94) Sec. 381.02. Procedures; hearing; fee. (a) Procedzrr•es. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Heat�ing. The hearing shall be held before an independent hearing examiner in � conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Discrpprovczl. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. �l � - I'�� (b) Gro�-rf�ds for disapproval. Disapproval of an application may be based on one (1) or more of the followin� grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more ofthe reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed wot►ld cause significant adverse consec�uences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the _ business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, ' of�street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an e�sting currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdin� more than five (5) percent of the outstandina or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. v . (C.F. No. 94-46, § 4, 2-2-94) �� _ I � y � Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporation� and all other forms of business ventures. It also includes employees who exercise mana�ement or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)Licerise. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) Czrrrency exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust - company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � � + OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION RobertKessler,Director �1 (� 17q � CITY OF SAINT PALTL LOWRY PROFESS/ONAL Telephone:612-166-9090 Norm Co[eman,Mayor BUILDING Facsimile: 612-266-9099 Surte 300 612-166-9124 350 St.Peter Street Saint Paul,Minnesota 55102-1 SIO �� September 23, 1996 Bruce H. Balonik 367 Charal Lane Highland Park, IL 60035 Re: Cunency Exchange License Applieation Dear Mr. Balonik: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota. 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held T�esday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). �l � - �� For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � �� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �1L - 1 �q� CTTY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm C;oleman,Mayor INSPECTIONS Facsimile:612-266-9124 350 St.Peter Street Suite 300 Sai»t Paul,Minnesota 55102 i� NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to operate a currency exchange by license issued under Minn. Stat. §53A.02. � Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Ti me :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges � ��- �� O Sec. 381.01. St�te license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, § 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedures. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as rec�uired by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in � conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a) Disapproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findinas of fact and conclusions of law of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. a� - i �� (b) CTro�rr�ds.for•disappr•v>>al. Disapproval of an application may be based on one (1) or more of the followii�j grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53 A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 3 I 0.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the _ business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existin� currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c) Persons and corporations. If an applicant is a partnership, the application may be denied if there is a basis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, § 4, 2-2-94) l l�- " l � I � Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicarlt. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)License. The term "license" refers to the state currency exchange license provided for in Minnesota Statutes Section 53A.02. (d) Czcrr•ertcy exchange. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision l. Currency exchange means any person, except a bank, trust � company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for � a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent ofthe value ofthe check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) �� s � OFFICE OF L[CENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert kessler,Director �� - I ��. CITY OF SAINT PALTL LOWRY PROFESSlONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDING Facsimile: 6/2-266-9099 Suite 300 612-266-9124 350 St.Peter Street SaintPaul,Minnesota 55102-I510 � September 23, 1996 Michael Levitt 2230 W. Palmer Chicago, IL 60614 Re: Currency Exchange License Application Dear Mr. Levitt: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your currency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testimony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the currency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � , -l � ' � `3 ( � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, / �.�� Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS AND ENVIRONMENTAL PROTECTION Robert Kessler,Director �C� - 1�9 � CITY OF SAINT PAUL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor INSPECTIONS Facsimile:612-266-9124 350 St.Peter Street Suite 300 Saint Paul,Minnesota 55102 � NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to � operate a currency exchange by license issued under Minn. Stat. §53A.02. � Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Kellog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges �l� - �� Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedtrr•es. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the office of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the community in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in ' conformity with the provisions of sections 310.05 and 310.06 of the Lejislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shail also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Disapproval. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of?aw of the independent hearing examiner and may amend the same to conform to its decisiori on the record and the testimony. Notice of the disapproval may be communicated to the commissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. � c� — � �� (b) G��ound.s for disapproval. Disapproval of an application may be based on one (1) or more of the followina grounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53A. (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. . . (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the _ business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, off-street parking requirements, bonding in an amount greater than that required by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit to operate such a business. (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchange license is sought is within one-half mile of an existing currency exchange licensed by the state. (10)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c) Persons and corporations. If an applicant is a partnership, the application may be denied if there is a liasis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holdina more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, § 4, 2-2-94) �� _ ��p� 1 Sec. 381.04. Definitions. The following words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term '�applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The tenn "application" includes applications for both new and renewal licenses. (c)License. The term."license" refers to the state currency exchan�e license provided foi- in Minnesota Statutes Section 53A.02. (d) C�arr�erzcy excharlge. The term "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust - company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater. (C.F. No. 94-46, § 5, 2-2-94) � � _ � �`� j _ �7�1� CITY OF SAINT PAUL � � �° Norm Coleman, Mayor ADMINISTRATIVE LAW HEARING IN THE MATTER OF THE LICENSE APPLICATION OF NEW MONEY EXPRESS INC. AT 785 EAST SEVENTH STREET SAINT PAUL, MINNESOTA 55106-0000 CITY'S EXHIBITS Notices: 1. Notice of Hearing letter to license applicants. Attachments include: Notice of Public Hearing Chapter 381, Legislative Code 2. Affidavit of service by mail for license applicant's letter. 3. Notice of hearing letter to interested persons. 4. Affidavit of service by mail for interested persons. 5. Affidavit of publication, Tuesday, September 24, 1996. Statute: 6. Minn. Stat. ch. 53A (6pp.). � OFFICE OF LICENSE,NSPECTIONS AND ENVIRONMENTAL PROTECTIOV Ro6ertKessler,Director �� -_ � �� CITY OF SAINT PAUL LOGVRY PROFESSIONAL Telephone:612-266-9090 Norm Coleman,Mayor BUILDING Facsrmile: 612-266-9099 Suite 300 6/2-266-91?�t 350 St.Peter Street SaintPaul,Minnesota SSI02-ISIO �� September 23, 1996 Richard A. Barr 85 Hibbard Road Winnetka, IL 60093 Re: Currency Exchange License Application Dear Mr.Barr: The City of Saint Paul Office of License, Inspections and Environmental Protection has received notification from the Minnesota Department of commerce of your cunency exchange license application for New Money Express at 785 East Seventh Street, Saint Paul, Minnesota 55106. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the local governing body after published notice and hearing. The hearing will be conducted by an administrative law judge on behalf of the Council of the City of Saint Paul. The hearing will be held Tuesday, October 1, 1996 at 9:30 a.m. in the Ramsey County Courthouse, room 42, 15 West Kellog Boulevard, Saint Paul, Minnesota. Your attendance at this hearing is extremely important, especially if any adverse testunony is presented to which you wish to respond. The Saint Paul Legislative Code Section 381.02(c) directs the license applicant to pay a fee to the City covering the costs of administering and processing the cunency exchange application. The fee for this application is $317.00 and must be paid within (15) days of the receipt of this letter. The Code further requires the applicant to reimburse the City for its costs in conducting the hearing(s) prescribed by State Law. You may be billed for those costs after the hearing(s). � �,,� � ��9 � For your convenience, a copy of the notice of hearing as well as the City Ordinance Section 381 has been enclosed. If you have any questions, please contact Christine Rozek at 266-9108. Sincerely, � � Troy Gilbertson, License Enforcement Auditor Enclosure cc: Virginia Palmer, Assistant City Attorney OFFICE OF LICENSE,INSPECTIONS A1VD ENVIRONMENTAL PROTECTION RobertKessler,Drrector �� ---( 7 � � CTTY OF SAINT PAtJL LICENSEAND Telephone:612-266-9100 Norm Coleman,Mayor ITISPECTIONS Facsimile:612-266-9124 350 St.Peter Street Suite 300 Saint Paul,Minnesota 55102 �r NOTICE OF PUBLIC HEARING Currency Exchange License Application of New Money Express, Inc. 785 East Seventh Street Saint Paul, Minnesota 55106 Office of Administrative Hearings on the behalf of the COUNCIL OF THE CITY OF SAINT PAUL PLEASE TAKE NOTICE that testimony will be taken from interested persons, including those in the community with respect to the application of New Money Express, Inc. to � operate a currency exchange by license issued under Minn. Stat. §53A.02. Minn. Stat. §53A.04 requires the approval or disapproval of the state application by the governing body, after published notice and hearing, within 60 days after receipt of the application. The hearing will be conducted by an administrative law judge from the Minnesota Office of Administrative Hearings, on behalf of the Council of the City of Saint Paul. His or her report, and recommendation for action, will be forwarded to the Council for its action. Date of Public Hearing:Tuesday October 1, 1996 Time :9:30 a.m. Location of Public Hearing: Ramsey County Courthouse Room 42, Lower Level 15 West Ketlog Boulevard St. Paul, Minnesota 55102 If you have any questions, please call Christine Rozek, Office of License, Inspections and Environmental Protection at 266-9108. Chapter 381. Currency Exchanges -L�" l �9 � Sec. 381.01. State license required; definition. No person shall engage in the business of a currency exchange in Saint Paul without a license as provided by Minnesota Statutes Chapter 53A. (C.F. No. 94-46, � 2, 2-2-94) Sec. 381.02. Procedures; hearing; fee. (a)Procedzrres. Upon receipt of a completed application from the commissioner of commerce for either a new license or the renewal of an existing license, the matter shall be referred to the of�'ice of license, inspections and environmental protection for initiation of a hearing as required by state law within the period allowed for the response of the governing body. The hearing shall be for the purpose of taking testimony from interested persons, including those in the coinmunity in which the applicant is located or is proposing to be located, as required by law, and upon grounds or issues as to which notice has been given in accordance with the requirements of sections 310.05 and 310.06 of the Legislative Code. The said office shall publish and give notice as required by law. (b)Hearing. The hearing shall be held before an independent hearing examiner in ' conformity with the provisions of sections 310.05 and 310.06 of the Legislative Code, and the rules of the office of administrative hearings, to the extent such rules are not in conflict with sections 310.05 and 310.06. (c)Fee; costs. The applicant shall pay, within fifteen (15) days following receipt of the application by the city, a fee covering the costs of administering and processing the application in an amount to be established in conformity with the procedures in section 310.09(b) of the Legislative Code. The applicant shall also reimburse the city, within fifteen (15) days following action by the city council on the application, for its costs in conducting the hearing or hearings prescribed by state law, including publication costs and the cost of the administrative proceedings and hearing before an independent hearing examiner. (C.F. No. 94-46, � 3, 2-2-94) Sec. 381.03. Grounds for disapproval, etc. (a)Discrppro>>al. The council may by resolution disapprove an application and, if so, shall state therein its reasons for so doing. It may adopt in whole or in part the findings of fact and conclusions of!aw of the independent hearing examiner and may amend the same to conform to its decision on the record and the testimony. Notice of the disapproval may be communicated to the coininissioner of commerce before the effective date of any such resolution where necessary to avoid a presumption of concurrence. �C� -i�� (b) Uj�ozrnds fo��disappr•oval. Disapproval of an application may be based on one (1) or more of the followina �rounds, in addition to any other ground allowed by law: (1) Violation of any provision of the state currency exchange law contained in Chapter 53A (2) Any one (1) or more of the reasons, conditions, or standards for adverse action under section 310.06 of the Legislative Code. (3) Failure of the applicant to pay the city fee and costs prescribed above. (4) (i) The location of a new currency exchange as proposed would cause significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. Such anticipated effect must be shown by clear and convincing evidence. (ii) The existing currency exchange has caused significant adverse consequences or impacts upon the neighborhoods within three hundred (300) feet of the exchange. (5) Failure of the applicant to agree to reasonable conditions upon the operation of the . business in accordance with the procedures in section 310.05 and the grounds of 310.06. Such conditions could include, but are not limited to, hours of operation, � off-street parking requirements, bonding in an amount greater than that rec�uired by state law, and annual audits at the licensee's expense. (6) The applicant is not of good moral character and repute and/or is unfit.to operate such a business. � (7) The applicant is not at least eighteen (18) years of age. (8) The applicant is not the real party in interest in the application. (9) The location of the business for which a new currency exchanae license is sought is within one-half mile of an e�sting cunency exchange licensed by the state. (�0)) The applicant or its proposed business location does not comply with applicable zoning, building, fire and health codes. (c)Persons and corporations. If an applicant is a partnership, the application may be denied if there is a liasis for denial as to any partner. If the applicant is a corporation, the application may be denied if there is a basis for denial as to any (i) shareholder holding more than five (5) percent of the outstanding or issued stock of the corporation, or (ii) officer or director of the corporation, or (iii) employee of the enterprise having policy or management control over the enterprise. (C.F. No. 94-46, � 4, 2-2-94) ��° �� Sec. 381.04. Definitions. The followin� words and/or phrases shall have the following meaning when used in this chapter and in Chapter 310 of the Legislative Code. (a)Applicant. The term "applicant" includes persons, partnerships, firms and corporations and all other forms of business ventures. It also includes employees who exercise management or policy control over the enterprise, general and limited partners, shareholders of more than five (5) percent of the outstanding or issued shares of a corporation, and corporate managers, officers and directors. (b)Application. The term "application" includes applications for both new and renewal licenses. (c)License. The term "license" refers to the state currency exchan�e license provided for in Minnesota Statutes Section 53A.02. (d) Curr�er�cy exchange. The ter-m "currency exchange" is defined in Minnesota Statutes Section 53A.01, subdivision 1. Currency exchange means any person, except a bank, trust - company, savings bank, savings and loan association, credit union, or industrial loan and thrift company, engaged in the business of cashing checks, drafts, money orders or travelers' checks for a fee. Currency exchange does not include a person who provides these services incidental to the person's primary business if the charge for cashing a check or draft does not exceed one dollar ($1.00) or one (1) percent of the value of the check or draft, whichever is greater: (C.F. No. 94-46, § 5, 2-2-94) �