276570 WMITE - CITY CLERK ����w�
PINK - FINANCE /
CANARY - DEPARTMENT COUt1C1I q
BLUE - MAYOR G I T Y O F �S A I N T PA U L � File N O. -
C uncil Resolution
Presented By
��
Referred To Committee: Date
Out of Committee By Date
RESOLVED, that upon recommendation of the Mayor and pursuant
to Section 10.07.4 of the Charter of the City of St. Paul, there
is hereby transferred the following in the 1981 budget:
From To
General Government Accounts
Contingent Reserve - General
09060-536-000 $59,478
Department of Community Services
Division of Housing and Building
Code Enforcement
Conservation & Maintenance
03308-111-000
Full time certified $59,478
Appr as to Funding Approved
.
Director, Department of Finance dget Di ector
and Management S rvices
��r�-t �9��/ �,U(,�
COUNCILMEN
Yeas Nays � Requestgd by Department of:
Hunt Communitv Services
�evine In Favot
Maddox
McMahon �
��� __ Against BY
Tedesco
' on
MAR 2 4 1981 Form Approved b it ttor y
opted by Cou ►l: Date —
Certified assed by Council�Secretary BY
Bv ----
� MAR 2 5 1981 Ap r by Mayor for m sjon to Council
Ap o ed by lflayor: D e —
By BY
�B�tisHEO qPR 4 19g�
` � . ����
THE NEIGHBORHOOD HOUSING SERVICE MODEL FOR
PUBLIC/PRIVATE COOPERATION
Today in Saint Paul , the foremost example of public and private
cooperation in meeting a community need is the Neighborhood Housing
Service. This program has successfully combined the resources of
local government, private institutions , and neighborhood residents
in order to reverse blight and decline in selected inner city neigh-
borhoods. A Neighborhood Housing Service (NHS) project is a small ,
neighborhood based private effort that combines commitments of local
government, financial institutions , and residents to work on housing
and neighborhood improvements.
Neighborhood Housing Services are the primary activity of the
Neighborhood Reinvestment Corporation. This organization originated
when the Federal Home Loan Bank Board was seeking new ways for Savings
and Loan Associations to become more active in urban lending. While
conducting a workshop in Pittstiurgh, the Bank Board staff discovered
the NHS program.
This first NHS began in the late 1960' s when Pittsburgh city
officials, community representatives and lenders put together a locally
controlled, private, non-pro£it �corporation. NHS offered comprehensive
housing rehabilitation services to residents o� the Central Northside
neighborhood �-nd produced significant results in restoring confidence and
improving the community. After carefully monitoring and evaluating
the program, the Bank Board recommended that NHS be replicated on a
trial basis in other cities. In 1974 , the Bank Board and the United
States Department of Housing and Urban- Development joined forces and
. created the Urban Reinvestment Task Force to expand on the Board in-
itiative. Legislation creating neighborhood reinvestment and changing �
its status from a demonstration program to an ongoing corporate entity
was passed by Congress and signed by President Carter in October, 1978 .
Since 1974, 92 Neighborhood Housing Services have been developed in
110 neighborhoods throughout the country.
. . ' � ( '
�����
- - 2 -
The Twin Cities ' experience with NHS began in 1974 when the Twin
Cities Council of Savings and Loans contacted the Urban Reinvestment
Task Force for assistance in establishing a local NHS. Initial response
from bankers, city officials , and neighborhood leaders was positive and
a local coordinator �vas hired to develop a Twin Cities program.
Following a series of �vorkshops, two neighborhood di��ectors were
hired, one in each city.
After a very careful and thorough screening process, Merriam
Park was chosen as the target area in St . Paul . Using city census
data and technical assistance from the Department of Planning and
Economic Development, the selection committee considered potential areas
according to a number of demographic criteria. Botfi the West Side and
Merriam Park fit all the criteria. The latter neighborhood was
chosen for the following reasons :
* Merriam Park exhibited early stages of deterioration in a
well defined area as opposed to scattered pockets o� de-
terioration on the West Side. �
* Merriam Park had no existing housing programs speci£�c�ly
designed to meet its needs as did the l�est Side.
* Merriam Park was considered a more manageabie size than
the West Side.
The NHS concept is based upon several well-defined precepts :
(1) NHS is a local program. The Urban Reinvestment Task Force
. is the catalyst. It lirings to each local situation detailed
knowledge of the program and the .aays in which it may be •
adapted. As local capacity develops, the role o£ the task
force gradually diminishes .
� �����
- 3 - •
(2) NHS is non-governmental . Control is vested in a board of
directors . Governmental representation is usually limited
to one member of city government.
(3) NHS is non-Uureaucratic. An office is usually staffed by
a director , an associate director, and a support person.
Each program develops its own priorities and policies .
Terms and interest rates vary from case to case and lack
of red tape minimizes loan processing time.
(4) NHS is a self-help effort. NHS operating costs are funded
entirely tllrough local sources and local contriliutors supply
much of the high risk fund. Strong citizen interest demon-
strates neighborhood pride and is one way in which potential
investors become convinced that the residents care about the
neighborhood and want to remain.
(5) NHS is not a giveaway program. The high risk loan fund is
a revolving fund; even for high risk applicants there must
_ be a prospect for repayment. Most loans are secured by a
lien on the property.
(6) NHS targets specific neighborhoods. The pxogram addresses
itself to areas that are essentially sound, but show�ng
signs of deterioration.
(7) NHS involves code enforcement. NHS attempts to obtain a
- city commitment to conduct a flexible code enforcement pro-
. gram because it stimulates investment when an investment
mentality is nut present. �
The strength of NHS lies in its ability to combine public and
private resources and focus them upon a common goal �. . . the improve-
+ �����
- 4 -
ment of a selec `e� neighborhood. In order to facilitate the realiza-
tion of that go31, strong roles have been identified for the three
types of partic�p�nts .
`�eighborhood Re=id�nts ' Role
(1) Emphas�ze the point that final responsibility for neigh-
borhoo� stabilization lies with the residents .
(2) Visually communicate neighborhood pride.
(3) Support rec{uests for public service improvements and
investrr:ents.
(4) Facilitate acceptance of a code enforcement program:
(S) Support acceptance of NHS program and goals.
(6) Consider attendant neighborhood problems .
Financial Institutions ' Role
(1) Make conventional loans in the neighborhood.
(2) Underwrite operating budget.
(3) Actively participate on board and committees.
. (4) Raise funds for the high risk loans. •
City Government Role
(1) Participate on the site selection committee and provide
data available to aid in the selection process .
. , . , .
� ,
����
� - S -
(2) Assume a contributing and not a dominating function.
(3) Deliver a systematic code enforcement program.
(4) Make needed public improvements in the neighborhood.
The Saint Paul D9erriam Park NHS presents strong evidence that such
a combination of private/public resources can be effective in restoring
city neighborhoods. By the end of 1979, Merriam Park NHS had turned
the community around by generating $�,5 million of reinvestment. The
success of this program is clearly indicated by the following program
results. (SEE ATTACHMENT. )
By the end of 1980, two city inspectors working with NHS will
have completed 60$ of the homes in the designated target areas and
30� in surrounding conservation areas . Their experience indicates
that about half of the inspected homes will receive some improvements.
Each inspection has generated an average of $3, 100 in home improve-
ments. Within the target areas, each inspection produced an average
of $5, 600. In addition, this activity has produced a considerable
amount of city revenue � through the required building permits. All
of this has been accomplished at the remarkable ratio .of one ad- -
ministrative dollar to sixteen improvement dollars.
The success of Merriam Park has promoted the development of two
new programs; one in Dayton ' s Bluff and the other on the West Side.
Boards �f Directors have been chosen for tfiesetwo areas and staff are
� currently being hired. The residents of the West Side and Dayton ' s
' .Bluff neighborhoods have expressed an interest in inviting the
insurance industry to join in the NHS partnership. Representatives �•
of major property casualty writers in� Minnesota were invited to an
introductory luncheon in August, 1979. After a series of workshops
and educational sessions , insurance representatives indicated their
commitment to pursue involvement as a fourt� partner in NH5.
. . . . ,���
_ 6 _ .
The new pro-grams have requested the assignment of two inspectors
for three days per week. (Merriam Park is closing out its activities
in ' 81 , but will require some additional inspector time.) These
inspectors are new positions and are not included in the budget. How-
ever, the success of Merriam Park, the departmental and mayoral
emphasis on conserving existing housing stock, and the program' s
concept of coordinating and focusing public/private resources combine
to present a strong case for these positions .
.
CNU:ne
11/14/80
�. _.��.�
ti
MERRIAM PARK PJEIGHBORHOOD HOUSING SERVICES, INC.
NHS PROGRAM GOALS
�� (1/1/7G-12/31/79) 1/1/80-9/30/80)
tt � � � � S � � � � � S
l. Encourage code compliance
in neighborhood using
City assistance. 623 122
2. Provide technical
assistance (Cash) 4�0 $ 92 ,900 37 $ 140 , 350
3. Package "bankable" lo�ns
for neighborhood
residents (scopes,
bid referrals) . 219 1,192 ,041 22 191 ,000
4 . Provide NHS revolvinc: �
loans or MHFA grants for
home improvements to G-45 195 ,465 G-8 32 ,000
"unbankable" resid�>nts . L-66 304 , 3�5 L-6 40 ,369
5 . Assist residents in
securing conventional
loans for refinance and/
or rehabilitation. 10 2n4 , 500 3 120 ,000
6 . Provide purchase an�?
home ownership counseling
services. 3 90 ,000 2 188 ,000
7. Improve delivery of �
government services to
area; capital improve-
ments for ,rea res�dents. 2 °639 , 000 - -
8. Assist neighborhood
residents to improve the
neighborhood (special
projects) .
FAIR - - - -
REBATE PROGRAM 31 84 ,077 70 366 ,829
9. Encourage revitalization ^�
of neighborhood commercial
areas . 10 795 ,000 250 ,000
HOME IMPROVEME�TT DOLL'ARS $ 2 113, 368 $ l,078, 548
�__-`� .
TOTAL REINVESTMENT IN MERRIAM PARK $ 4 , 965, 9Y6 .00 �r�,��"''��
_��
����
� y
PROJECTED PROGR�IM GOALS FOR 1981
# � S $ � S
Code Compliance (Inspections) 50
Technical Assistance (Cash) 50 $ 150 ,000
"Bankable" Loans 30 225 ,000
NHS Loans 12 50 ,000
MHFA Grants 8 50 ,000
Refinance *McKnight 4 248,000
Home Purchase Assistance - -
Capital Improvements - -
Special Projects - -
154 $ 723,000
,,
_. _....,_...._.__.�...._. ... .. �..., ---,.x:.�......�„ . ._... , ..�,._�,�-._.....,....,.�TT.�.,.�,-_-�--_�-�-�--�--._.._-z.���,�..-�-�.-.q.�- • -:-. -.
�-- Cz�x o� ��.�:��r ��.��.
:f; ,>..
� ~ �j `�" , OI+'FICE OF TFIE CITY Cfl-QI�CZL ����
�, :�-
�. �
v,. f ::;y,.,, y;
" jl�ld�asif...��• , .
j's �'„"��iadGr.�.,: ' .
����, � �� Da t e . March 19, 1981
�:;
,� . ..
CQ �� �3 �T�' � � � � �' �� �°�
TO : Soint Pac�! Ci�� Co�nci �
FROI� � CUiTt!'7i6��@� Oi� FINANCE, MA�lAGEP1ENT & PERSONNEL
George ��cMahon , chairman, makes the fotlov�ing
report on C. F. _�� Ordintince
(8) �]X Resolufiion
�.� Other
TlTL� : .
At its meeting of March 19, 1981 , the Finance Committee recommended approval
of the following: ,
. _ _.
1 . Resolution approving budget amendments in CD Years III , IV, V, and VI for
CD Year III Selective Clearance and CD Year IV Rehab Grants projects,
CD Year V Tree Removal and CO Year Vi Tree Planting Project. �
2. Resolution approving budget amendments in CD Year VI to provide additional
$20,000 for Handicapped Accessibility for city buildings and services program.
3. Resolution approving transfer of funds to fund new positions of Electrica7
Inspector and Plumbing Inspector to work in National Housing Service areas.
4. Resolution approvina mortgages pledged by Guaranty State Bank of St. Paul
as collateral to protect city funds held in said bank. (11699-GM}
5. Resolution revising minimum qualifications for Building P1aintenance
Supervisor--Fire Department. (11755-Gh1)
6. Resolution authorizing Minnesota Plutual Life Insurance Company to pay
dividends on premiums paid by employees. (118�7-GM)
7. Resolution approving issuance of approximately $2,50�,000 of revenue bonds
by the Port Authority to finance construction of facility for Hartzell
Corporation. (11798-GM)
8. Resolution approving issuance of approximately $1 ,345,00� of revenue bonds
by the Port Authority to finance acquisition of site on South l�labasha Avenue
for construction of industrial facility by 4Jilliam C. Morris. (11800-GM)
(CONTINUED . . . )
CIT't Kr�I_L SEVBNTH FL003 Sr�ItiT Pr�UI.., 1�IINiVESOTA 55102
F, /� � f'� ��^�� 8/-/�
OM 01: Z2/2975
Rav. : 9/$/76
EXPLANATION OF ADMINISTRATIVE ORDERS, ei�'y���
' RESOLUT ONS, AND ORDINANCES �r�
�ry���
N� .
Date: J�UARY 7, 19 81 /I�/,� � ,/�.�� �
U R ` Z
TO: MAYOR GEORGE LATIMER
P'R: THOMAS J. KELLEY � �
RE: TRANSFER FROM CONTINGENT RE5ERVE - GENERAL
ACTION REQUESTED:
Approve and forward to Council.
PQRPOSE AND RATIONALE FOR TBIS ACTION:
To fund two new positions, an Electrical Inspector and a
Plumb.ing Inspector to work in the two new NHS (National
Housing Service) areas. They will be in our Conservation
& Maintenance Activity. Funding is for period of January 24,
1981 through December 31, 19�1.
ATTAC�IENTS:
Council Resolution