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00-1009Council File # Op � �DO� Resolution # Green sheet # �e��9�t � RESOLUTION OF SAINT PAUL, M S� Presented By Referred To Committee: Date 1 RESOLUTION APPROVING THE 2 AMENDMENT OF THE TAX INCREMENT FINANCING PLAN 3 FOR TAX INCREMENT FINANCING DISTRICT 4 NO. 1 (NORTH QUADRANT) 7 BE IT RESOLVED by the City Council of the City of Saint Paul, Minnesota (the "City") as follows: 9 Section 1. Recitals l0 11 1.01 On June 23, 1999, the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota 12(the "Authority") established the North Quadrant Redevelopment Project Area (the "Redevelopment Project 13Area") and adopted a redevelopment plan therefor (the "Redevelopment Plan"). 14 15 1 A2 On August 9, 2000 City Council approved the creation, within the Redevelopment Project Area, 16of TaY Increment Financing District No. 1(North Quadrant) (the "Tas Increment District") and the adoption 17of a Tax Increment Financing Plan therefor (the °Tax Increment Plan"), all pursuant to and in accordance with 1 sMinnesota Statutes, Section 469.174 through 469.179 (the "Tax Increment Act") and Laws of Minnesota 192000, Chapter 490, Article 11, Section 40 (the "Special Law"). 20 21 1.03 The Authority has determined that it is necessary to amend the T� Increment Plan to, among 2 2other things, authorize the issuance of bonded indebtedness of the Authority to finance a portion of the costs 2 3of the development as described in the amendment to the T� Increment Plan (the "Amended Plan"). The 24Autharily has performed all actions required by law to be performed prior to the amendment of the Tax Incre- 2 5ment Plan, including, but not limited to, notification of Ramsey County and Independent School District 2 6Number 625, which have t�ing jurisdiction over the property included in the Tax Increment District, and has 2 7requested that the City approve the Amended Plan following the holding of a public hearing upon published 2 sand mailed notice as required by law. 29 3 0 Section 2. Findines for the Amendment of the Tax Increment Financing Plan. 31 3 2 2.01 The City Council hereby finds that the amendment of the Tax Increment Plan for T� Increment 3 3Financing District No. 1(North Quadrant) is intended and, in the judgment of the City Council, its effect will 3 4be, to carry out the objectives of the Redevelopment Plan and to create an impetus for the construction in the 3 5City of affordable and mixed income housing, will increase employment and otherwise promote certain 3 6public purposes and accomplish certain objectives as specified in the Redevelopment Plan and Tax Increment 3 7Financing Plan. 1207814.1 0 0 - ioo� 1 2.02 The City Council hereby reaff rms its previous findings that Tas Increment Financing District 2No. 1(North Quadrant) qualifies as an"housing districY' within the meaning of the Ta�c Increment Act and 3the Special Law for the foilowing reasons: 5 The properry to be included in the Tax Increment Distdct is located in the Northeast 6 quadrant of the City, i.e. within the 15 acre site bounded by Interstate 94 on the north and 7 east, Jackson Street on the west and Seventh Street on the south, together with the west 8 side of Jackson Street to midblock between Interstate 94 and South Street. 9 1 o Twenty percent of the housing units the Tas Increment District wiil be occupied by 11 individuals whose family income is equal to or less than 50 percent of area median gross 12 income and an additiona160 percent of the units will be occupied by individuals whose 13 family income is equal to or less than 115 percent of azea median gross income. Twenty 14 percent of the units in the TaY Increment District will not be subject to any income 15 limitations. 16 17 Family income means the median gross income for the City as detennined under section 18 42 of the Internal Revenue Code of 1986, as amended. The income requirements will be 19 satisfied if the sum of qualified owner-occupied units and qualified residential rental units 2 0 equals the required total number of qualified units. Owner-occupied units will initially be 21 purchased and occupied by individuals whose family income safisfies the income 2 2 requirements. For residential rental property, the income requirements apply for the 2 3 duration of the Tax Increment District. 24 2 5 The fair mazket value of the improvements which are constructed in the Tax Increment 2 6 District for commercial uses or for uses other than owner-occupied and rental mixed- 2 7 income housing wili not consist of more than 20 percent of the total fair mazket value of 2 8 the planned improvements in the development plan or agreement. The fair mazket value 2 9 of the improvements will be determined using the cost of construction, capitalized 3 0 income, or other appropriate method of estimaring market value. 31 32 2.03 The City Council hereby reaffirms the following findings: 33 3 4 (a) The City Council further finds that the proposed development, in the opinion of 3 5 the City Councii, would not occur solely through private investment within the reasonably 3 6 foreseeable future and, therefore, the use of t� increment financing is deemed necessary. The 3 7 specific basis for such finding being: 38 3 9 The parcels on which the development will occur would not be developed in the 4 0 reasonably foreseeable future because they aze currently used for surface parking, 41 which use generates significant income to the current owner of the property 4 2 considering the owner's minimal investment in the property. 43 44 (b) The City Council fiu•ther finds that the Ta�c Increment Financing Plan, as amended, 4 5 conforms to the general plan for the development or redevelopment of the City as a whole. The 4 6 specific basis for such finding being: 47 4 8 The T� Increment Financing Plan will generally compliment and serve to implement 4 9 policies adopted in the City's comprehensive plan. The development contemplated is in 5 0 accordance with the existing zoning for the property. izo�aie.i 1 (c) The City Council fiuther finds that the Tax Increment Financing Plan, as amended, pp� (pO� 2 will afford maYimum opportunity consistent with the sound needs of the City as a whole for the 3 development of the Tas Increment District by private enterprise. The specific basis for such 4 fmding being: 6 The proposed development to occur within the Tax Increment District is housing. The 7 development wili increase needed affordabie and mixed income housing in the City and 8 will increase the mazket valuation of the City. l0 (d) For purposes of compliance with Minnesota Statutes, Section 469.175, Subdivision 3(2), 11 the City Council hereby finds that the increased mazket value of the property to be developed within the 12 T� Increment District that could reasonably be expected to occur without the use of tas increment 13 financing is $-0- , which is less than the market value estimated to result from the proposed 14 development (i.e., $15,065,744) after subtracting the present value of the projected tas increments for 15 the maxiinum duration of the Tas Increment District (i.e., $3,481,295). In making these fmdings, the 16 City Council has noted that the properiy has been undeveloped for many yeazs and would likely remain 17 so if taY increment financing is not available. Thus, the use of tax increment fmancing will be a 18 positive net gain to the City, the School District, and the County, and the ta�c increment assistance does 19 not exceed the benefit which will be derived therefrom. 20 21 2.04 The provisions of this Section 2 aze hereby incorporated by reference into and made a part of 22the Amended Plan. 23 24 Section 3. Apnroval of Amendment of the T� Increment Financine Plan. 25 2 6 3.01 The amendment of the Tas Increment Plan for T� Increment Financing District No. 1(North 2 7Quadrant) is hereby approved and the Amended Plan therefor is hereby adopted. 28 2 9 3.02 The staff of the City, the staff of the Authority and the City's and Authority's advisors and legal 3 Ocounsei are authorized and directed to proceed with the implementation of the T� Increment District and the 31Amended Plan and for this purpose to negotiate, draft, prepare and present to the Board of Commissioners of 3 2the Authority for its consideration all further plans, resolutions, documents and contracts necessary for this 3 3purpose. 34 3 5 Requested by Department of: Planninq & Economic Development �� ��� By: Adoption Form Approved by Cit� A torney Certifi by Council Secretary BY� By: l�` . � ��9 .. � _ - �� A � � Approved by Mayor for Submission to Council Approved by Mayor: Date 4 gy: ,y��c�qq� By: -�vii i 1207814.1 Adopted by Council: Date � cX . S�, 2-u aa L DEPARTMENT/OFFICE/COUIYCIL: DATE INI'CIATED GREEN SHEET No.: 101694 ��' �p PED 10/13/00 CONTACP PERSON & PHONE: AiE IIvi1'tnI1nATE AI Carlson 6-6616 � 2 n�s�zT�r Dm _���� s cmr covxcu. MUSC BE ON COUNCIT, AGENDA BY (DATE) �IGN 3 CITYATIORNEY CITYCLERK October 25 � LOOO gUMBER FINANCIAL SERV DIR _ _ FAIANCIAL SERV/ACCI"G ROI7'1'ING 4 MAYOR (OR ASST.)� i Bob Schreier ORDER TOTAL # OF SIGNATURE PAGES _1_(CLIP ALL LOCATIONS FOR STGNATORE) ncrcox �2uES�rEn: Public Aearing to adopt resolution approving the amendment of the T� Increment Financing Plan for Tax Increment Financing District No. 1(north qvadraut) RECOMIdENDATIONS: Approve (A) or Reject (R) PERSONAL SE$VICE CONTRACCS MUST ANSWER'fFIE FOI.I.OWING QUESTIONS: PLANNING COMIvIISSION L Has this person/fum ever worked under a wntract for this department? CIB COMMITTEE Yes No CML SERVICE COMivffSSION 2. Has this person/fitm ever been a ciry empiayee? Yes No 3. Does this person/fiim possess a skill not nomially possessed by any curtent city employee? Yes No Explain all yes answers on separate sheet and attach to green sheet INII7ATING PROBLEM, ISSUE, OPPORTUYIT'Y (Who, What, When, Where, Why): The purpose of the resolution is to amend the Tax Increment Financing District No. 1(north quadrant) to 1) allow the issuance of a tax exempt tas increment bond to finance in part the construction of the Essex on the Pazk Townhomes and 2) to modify the taY increment budget to reflect requirements under staxe law for monitoring purposes by State Auditar. The proposed amendments do not change or modify the total projecY costs for the Essex on the Park as originally proposed to the council. ADVANI'AGES IF APPROVF.D: DTSADVAN'['AGES IF APPROVED: DLSADV.4NTAGES IF NOT APPROVED; TOTAL AMOilN1' OF'1RANSACTION: $ COST/REVENUE BUDGETED: FUNDING SOURCE: ACl'iVITY NOMBER: FINANCIAL IlVFORMATION: (EXPLAIN) \�Ped�y5l�SAared�KAPLANUgmsM1Cfrm pa_�oog, Interdepartmental Memorandum CI'IS' OF SAINT PAUL TO: Council President Bostrom Councilmember Benanav Councilmember Blakey Councilmember Coleman Councilmember Harris Councilmember Lantry Councilmember Reiter FROM: Brian Sweeney Allen Carlson �(j DATE: October 13, 2000 RE: PUBLIC HEARING: RESOLUTION APPROVING THE AMENDMENT OF THE TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO.1(NORTH QUADRANT) Purpose The purpose of this public hearing is to receive public comment and request the City Council to approve a resolution amending the Tas Increment Financing Plan (the "Plan") for the Tas Increment Financing District No. 1(North Quadrant) (the "District") which was originally adopted by the Housing and Redevelopment Authority of the City of Saint Paul on August 9, 2000. Background The District is bounded by '7t 8"' , Wacouta and Sibley Streets. The District was adopted to allow tas increments to be generated to assist in the financing of a proposed 114 multifamily rental building with 10,000 square feet of commercial space (the "Sibley Pazk Apartments") and a 3 8 unit for sale town home development (the "Essex on the Pazk"). Twenty-two percent of the rental units will be affordable to households at ar below 30% of the azea median income and 18% of the rental units will be affordable to households at or below 50% of the area median income. Pursuant to State statutes any time a change in the plan is proposed a public hearing must be conducted. Staff is proposing the following amendments to the Plan: pp_�ooq Amend Subsection 9 of the Plan which includes the proposed budget for the Plan. The budget is being amended to add for State Auditing purposes all City/FIRA funds that will be used to assist in the development of the proposed housing. The original budget only included tax increment funds. This proposed change does not change the fivaucing or originally approved budgeted amounts for the project. The added funds to the budget for State Auditing purposes include I3RA Enterprise funds, federal HOME funds and Metropolitan Council that were awazded to the City for the project. Amend Subsection 10 to a11ow up to $1.5 million of bonded indebtedness to finance public costs related to the construction of the Essex on the Pazk development. The original Plan only allowed expendihues authorized by the Plan to be paid on a pay-as- you-go basis. Because of the long duration of the District (25 yeazs) it became unpossible to fmd any banks willing to purchase the pay-as-you-go note for the ownership or Essex on the Park project. Therefore, the only viable and cost effective fmancing tool to fund the Essex on the Pazk using tax increments is issuance of a IIRA tas increment tax exempt revenue bond. Currently, it is estimated that the bond issue would be about $13 million dollazs. The HRA authorizes issuance of the revenue bond. Recommendation Staff recommends approval of the attached resolution amending the Tax Increment Financing Plan for the Tax Increment Financing District No. 1(North Quadrant). Statement of the Council President Being duly authorized by the City Council to conduct this Public Hearing, the heazing is now open. This Public Hearing is called for the proposed purpose to consider the following: Amendment of the Tax Increment Financing Plan for the Tax Increment Financing District No.l (North Quadrant). Notice of time, place, and purpose of this hearing was published in the Saint Paul Legal Leger on October 6, 2000. The affidavit of the publication of the Notice of Public Hearing will be made a part ofthese proceedings. Is there anyone who wishes to be heard on this item? If not, the Chair will declare this Public Hearing adjourned. Attachments Resolution approving amendment to the T� Increment Financing Plan for the Tax Increment Financing Dishict No. 1(North Quadrant) Amended Tax Increment Financing Plan for the Tax Increment Financing District No. 1 (North Quadrant) K:\S1�ared�CARLSOAP�sherman\CC'17F AMIND 12P'I 102500.wpd � i Y �, TAX INCREMENT FINANCING PLAN for the establishment of TAX INCREMENT FINANCING DISTRICT N0. 1(NORTH QUADRANT) (a housing district) wiChin the NORTH QUADRANT REDEVELOPMENT PROJECT AREA HOUSII3G AND REDEVELOPMENT AUTHORITY OF THE CITY OF SAINT PAUL RAMSEY COUNTY STATE OF MINNESOTA Adopted: August 9, 2000 Amended: October 25, 2000 This document was drafted by: BRIGGS AND MORGAN, (MIVID) Professional Association 2200 First National Bank Bldg. St. Paul, MN 55101 (651) 223-6625 , 1183029.4 oa -1co9 '> r Oo_�oq TABLE OF CONTENTS (for reference purposes only) TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 1(NORTFi QUADRANT) Paae Subsection 1. Subsection 2. Subsection 3. Subsection 4. Subsection 5. Subsection 6 Subsection 7 Subsection 8 Subsection Subsection Subsection Subsection 9. 10. 11. 12. Subsection 13 Subsection 14 Subsection 15 Subsection 16 Subsection 17 Subsection 18 Subsection Subsection Subsection Subsection Subsection Subsection 19. 20. 21. 22. 23. 24. Subsection 25 Subsection 26 Subsection 27 Subsection 28 Subsection 29 Forward . . . . . . . . . . . . . . . . . Statutory Authority . . . . . . . . . . . Statement of Objectives . . . . . . . . . Redevelopment Plan Overview . . . . . . . Parcels to be Included in Tax Increment Financing District No. 1 . . . . . . . . Parcel in Acquisition . . . . . . . . . . Development Activity in Tax Increment Financing District No. 1 for which Contracts have been Signed . . . . . . . Other Specific Development Expected to Occur within Redevelopment Area . . . . . Estimated Cost of Project . . . . . . . . Estimated Amount of Bonded Indebtedness . Sources of Revenue . . . . . . . . . . . Estimated Captured Tax Capacity and Estimate of Tax Increment . . . . . . . . Type of Tax Increment Financing District Duration of Tax Increment Financing District . . . . . . . . . . . . . . . . Estimated Impact on Other Taxing Jurisdictions . . . . . . . . . . . . . . State Tax Increment Financing Aid .... Modification of Tax Increment Financing District and/or Tax Increment Financing Plan . . . . . . . . . . . . . . . Modifications to Tax Increment Financing District . . . . . . . . . . . . . . Administrative Expenses . . . . . . . . . Limitation of Increment . . . . . . . . . Use of Tax Increment . . . . . . . . . . Notification of Prior Planned Improvements . . . . . . . . . . . . . . Excess Tax Increments . . . . . . . . . . Requirements for Agreements with the Developer . . . . . . . . . . . . . . Other Limitations on the Use of Tax Increment . . . . . . . . . . . . . . . . County Road Costs . . . . . . . . . . . . Assessment Agreements . . . . . . . . . . •Administration of the Tax Increment Financing District . . . . . . . . . . Financial Reporting Requirements . . . . . 1 . 1 . 1 . 2 . 2 . 3 . 3 . 3 . 3 . 4 . 4 . 5 . 5 . 6 . 7 . 8 . 9 . 9 10 10 12 12 13 13 14 15 15 16 16 1183029.4 ? �o-IOOq EXHSBIT A- Map of Tax Increment District No. 1 EXHIBIT B- Map of North Quadrant Redevelopment Project Area EXHIBIT C- Projected Tax Increments 1163029.4 ao -tooa TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FII3ANCING DISTRICT I30. 1(I30RTH QUADRANT} Subsection 1. Forward. The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "HRA"), and its staff and consultants have prepared the following information for the establishment of Tax InCrement Financing District No. 1 (North Quadrant), a housing district (the "Tax Increment DistriCt"). The Tax Increment District is located within the North Quadrant Redevelopment Project Area (the "Redevelopment Project Area") established by the HRA pursuant to the North Quadrant Redevelopment Plan adopted by the HRA on June 23, 1999 (the "Redevelopment Plan"). The Redevelopment Plan was approved by the Planning Commission on June 23, 1999. Subsection 2. Statutory Authoritv. There exist areas within the City of Saint Paul (the "City") where public involvement is necessary to cause development to occur. To this end, the HRA has certain statutory powers pursuant to special legislation (Laws of Minnesota, Chapter 490, Article li, Section 40 (the "Special Law"), and Minnesota Statutes, Section 469.174 through 469.179 (the "Tax Increment Financing Act" or "TTF Act"), to assist in financing public costs related to a project. Subsection 3. Statement of Obictives. The Tax Increment Financing District consists of 2 parcels of land and adjacent and internal rights-of-way. A map showing the boundaries of the Tax Increment District is attached as Exhibit A. The Tax Increment Financing Di5trict is being created to facilitate a 38 unit owner occupied townhome development (the "Owner Occupied Development") and a 114 unit rental apartment facility (the "Rental Development"). The tax increment financing plan is expected to achieve many of the objectives outlined in the Redevelopment Plan for the North Quadrant Redevelopment Project Area. The following are some of the objectives being facilitated by this Tax Increment Financing Plan. A. Provide Affordable Housing for Saint Pau1 Residents. The available housing in the downtown area of the city will expand by more than 152 units with the completion of the housing development Contemplated by this Tax Increment Financing Plan. B. To Redevelop Underused Pro�ertv. The Tax Increment District is a site that has been underutilized for many years. The majority of the area comprising the site has been used for surface parking. New commercial, cultural and recreational investments are jeopardized by lack of development in the downtown area. 25 of the units in the rental portion of the development will be affordable to households at or 1183029.4 t'�o -100� below 300 of Che area median income and 23 units will be affordable to households at or below 50% of the area median income. 23 of the owner-occupied units will be affordable to households between 80o and 115% of area median income. In order to protect past investments and encourage new development in the downtown area new housing development needs to be created to encourage additional private investment. C. Expand the Tax Base of the Citv of Saint Paul. It is expected that the taxable market value of parcels in the Tax Increment District will increase by approximately $21,280,000. The activities contemplated in the Redevelopment Plan and this Tax Increment Financing Plan do not preclude the undertaking oE other qualified development or redevelopment activities. These activities are anticipated to occur over the life of the Tax Increment District and the Redevelopment Project. Subsection 4. RedeveloAment Plan Overview. 1. Property to be Acquired - Selected property located within Tax Increment Financing District or Redevelopment Project Area may be acquired by the HRA. 2, Relocation - if necessary, complete relocation services are available pursuant to Minnesota Statutes, Chapter 117 and other relevant state and federal laws. 3. Upon approval of a developer's plan relating to a development and completion of the necessary legal requirements, the HRA may sell or assist a developer with the cost of selected properties within Tax Increment Financing District or Redevelopment Project Area, or may lease land or facilities to a developer. 4. The xRA may perform or provide for some or all necessary acquisition, construction, relocation, demolition, and required utilities and street work within Tax Increment Financing District No. 1. Subsection 5. Parcels to be Included in Tax Increment Financina Di5trict No. 1. The following parcels located in the City of Saint Paul, Ramsey County, Minnesota: PIN NO. 312922440028 312922440029 ADpRESS 221 7`" Street East 440 Sibley Street 1183029.4 2 / , , bp—�oa� FURTHER INFORMATION REGARDING THE IDENTIFICATION OF THE PARCEL TO BE INCLUDED IN TAX INCREMENT FINANCING DISTRICT NO. 1 CAN BE OBTAINED FROM THE EXECUTIVE DIRECTOR OF THE HRA. Subsection 6. Parcel in Acquisition. The HRA may finance a11 or a part of the costs of acquisition of the parcels identified in Section 5 of this Tax Increment Financing Plan. The following are conditions under which properties not designated to be acquired may be acquired at a future date: (1) The HRA may acquire property by gift, dedication, condemnation or direct purchase from willing sellers in order to achieve the objectives of the tax increment financing plan; and (2) Such acquisitions will be undertaken only when there is assurance of funding to finance the acquisition and related costs. Subsection 7. The following contracts have been or wi11 be entered into by the HRA and the persons named below: No development agreements have been entereci into at this time. However, the HRA anticipates entering into a development agreement with an entity to be formed by Sherman Associates, Inc. and The Lander Group (the "Developer") with respect to the development of a 38 unit owner occupied townhome development and a 114 unit rental apartment facility. Subsection 8. Other Specific Development Expectied to Occur within Redevelopment Area. Although no specific additional developmenCs have been identified at this time, the HRA expects that the acquisition and construction of the above housing development will encourage additional development in the Redevelopment Project Area. Subsection 9. Estimated Cost of Proiect. The HRA has determined that it will be necessary to provide assistance for certain public costs of certain housing activities. To facilitate the development of the Tax Increment Financing District, this Tax Increment Financing Plan authorizes the use of tax increment financing to pay for the cost of certain eligible expenses. The estimate of public costs and uses of funds associated with Tax�Increment Financing District is outlined in the following table: 1183029.4 3 Da-a°g (Owner Occupied Development) Tax Metropolitan Increments Council Grant Uses Underground Parking Site Development and Construction Costs Interest Capitalized Interest Administrative $ 950,000 300,000 1,974,000 90,000 345.000 TOTAL $3,659,000 (Rental Development) Uses Site Development and Construction Costs Parking Interest Administrative TOTALS HRA Federal Tax Enterprise Home Increments Fund Loan Loan $ 840,000 1,600,000 3,300,000 340.400 $6,080,000 $250,000 $750,000 $450,000 $450,000 $250,000 $750,000 Metro�oliCan Council Loan $500,000 : �� ��� Estimated costs associated with Tax Increment Financing District are subject to change and may be reallocated between line items by the HRA. The cost of all activities to be financed by the tax increment will not exceed, without formal modification, the budget for the tax increments set forth above. Subsection 10. Estimated Amount of Bonded Indebtedness. The HRA may issue its tax increment revenue bonds in an amount not to exceed $1,500,000 to finance public costs of the Owner Occupied Development. The expenditures authorized by this Tax Increment Financing Plan for the Rental Development will be paid for on a pay-as-you-go basis. Subsection 11. Sources of Revenue. The costs outlined in Section 9 above will be financed through the annual collection of tax inczements, and the loans or grants given by or through the 1183029.4 4 00 —l0oq . City or HRA as set forth above. The total cost of the Rental Development are estimated to be approximately $17,000,000. The total cost of the 38 unit Owner Occupied Development is estimated to be approximately $9,500,000. Additional sources o£ funds for the Rental Development wi11 be assistance directly from the Minnesota Housing Financing Agency in the amount o£ $700,000 and from the Family Housing Fund in the amount of $150,000. The Developer will receive a$450,000 grant directly from the Minnesata Housing Financing Agency for the Owner Occupied Development. The Developer will contribute equity or obtain private financing for the remaining costs of the Developments. Subsection 12 of Tax Increment. Financing District 1999. Estimated Caotured Tax Capacity and Estimate The most recent tax capacity of Tax Increment is estimated to be $10,577 as of January 2, The estimated captured tax capacity of Tax Increment Financing District at completion is estimated to be $254,812. The HRA elects to retain all of the captured tax capacity to finance the costs of Tax Increment Financing District No. l. The HRA elects the method of tax increment computation set forth in Minnesota Statutes, Section 469.177, subd. 3(a). SubseCtion 13. �m� of Tax Increment Financina District. Tax Increment Financing District No. 1 is a housing district established, pursuant to Minnesota Statutes, Section 469.174, Subd. 10, and the Special Law, and will satisfy the requirements described below. The Tax Increment Einancing District consists of a project, or a portion of a project, intended for occupancy, in part, by persons of low and moderate income as defined in Minnesota Statutes, Chapter 462A, Title II, of the National Aousing Act of 1934; the National Housing Act of 1959; the United States Housing Act of 1937, as amended; Title V of the Housing Act of 1949, as amended; any other similar present or future federal, state, or municipal legislation, or the regulations promulgated under any of those acts. Twenty percent of the units in the development in the Tax Increment District must be occupied by individuals whose family income is equal to or less than 50 percent of area median gross income and an additional 60 percent of the units in the development in the Tax Increment District must be occupied by individuals whose family income is equal to or less than 115 percent of area median gross income. Twenty percent of the units in the development in the Tax Increment District are not subject to any income limitations. Family income means the median gross income for the area as determined under section 42 of the Internal Revenue Code of 1986, as amended. The income 1183029.4 5 OQ —tD�q requirements are deemed to be satisfied if the sum of qualified owner-occupied units and qualified residential rental units equals the required total number of qualified units. Owner- occupied units must be initially purchased and occupied by individuals whose family income satisfies the income requirements of this subdivision. For residential rental property, the income requirements of this subdivision apply for the duration of the Tax Increment District. The development in the Tax IncremenC Distric� does not qualify if the fair market value of the improvements which are constructed for cominercial uses or for uses other than owner- occupied and rental mixed-income housing consists of more than 20 percent of the total fair market value of the planned improvements in the development plan or agreement. The fair market value of the improvements may be determined using the cost of construction, capitalized income, or other appropriate method of estimating market value. In establishing Tax Increment Financing District, the determination has been made that the anticipated development would not be reasonably expected to occur solely through private investment within the reasonably foreseeable future and that therefore the use of tax increment financing is deemed necessary. In making this determination the HRA has relied on its own knowledge of the development history of the area and on representations made by the Developer. The HRA and the City have determined that the proposed development of the Tax Increment District would not reasonably be expected to occur solely through private investment within the reasonably Eoreseeable future and that the increased market value pf the site that could reasonably be expected to occur without the use of tax increment financing would be less than the increase in the market value estimated to result from the proposed development after subtracting the present value of the projected tax increments for the maximum duration of Che district permitted by the plan. Subsection 14. Duration of `rax incremenc r�z�a�.����u Ll.71�11�.t-• The duration of Tax Increment Financing District will be 25 years from the receipt of the first tax increment. The date of receipt of the first tax increment is expected to be July of 2002. Attached as Exhibit C is the projected receipt of tax increments from Tax Increment Financing District. Subsection 15. Estimated Impact on Other '1'axincr �urisuic- tions. The estimated impact of Tax Increment Financing District on the other taxing jurisdictions assumes construction would have ' occurred without the creation of Tax Increment Financing District. If the construction is a result of tax increment financing, the impact is $0 to other entities. Notwithstanding 1183029.4 6 0�-1P0°l . the fact that the fiscal impact of the other taxing jurisdictions is $0, due to the fact that the construction would not have occurred without the assistance of the HRA, the following estimated impact of Tax Increment Financing District would be as follows if the "but for" test was not met: 1183029.4 7 r � N 411 n � � v � 0 n n O 'O O m n � t-` N ° o N � -{ -1 � w �. � 3 ? m m � m o : .'� x � � m d �' 9 m � m � X, K � 11 C � =. N N ' Q � n �. O � X N � N D 7 d � n �. � � , Q 0 9 y ' C n m $. m � ,� T V � N d � a .�. N o y � , � � � � o � e ^ o Q � J �l X N N y m m 3 3 O G .�. .�. N � (n 31 �L F � ^ O� m O 3 0.�T 3 O y^ C � m 3 6� X U m 6 = 0 m o. � O, O a O c m' n y Q a� a c� O n c ry p O. O" ' m m v o � 9 3 a n�c c m n, � z o m � °-' .n. 0 m N y N S O N —1 m A o O � d c+ ; m o �p x y < y X�' C� N 3. D H n a m� � � N p� N a n = � � O. p C `G 9 C y Z p 0 Q O^ C� 7 o�? m �' � o x v y "."� °-' � a � x T � y p a x O � c� O m t�'i m � � m ,m' ° = m � f ° ' � f ' � � � J � O C r K. A� N � m t0 v T � 7 � C X Q T m G1 .N-. Gl X �' W 6 O 0. d � 0 .�.. � N O H � 2 m y m y N O O � _ `G ^ � � C O �» � ' O S d � � � m � y v m � � v Q o Q �' y °� ,< m m v m a m � � � y N � m W y m Fi O ¢ � m m m � m x a x � x m c 5 = w ? m m n z y o � = m v o � m m N „" � o v, � c� � 3 � w `G y m s tn O � N � � N o � c w � � c � � c i � � � N � W m rn �n N O W w � � Z '� � + X �D m -I a N X 0 O O N � x r � o � m � w ° o m d m o <I� O> V �1 fJ m ^ O (]t O� t0 N N O (J O A W o e o 0 0 � � � � t�i� N W rn rn � ' � � � N O W N N N N A A A A � m � � N N N N W � � N t0 � N fD O • 3a (,> W � N (�)t m � a N m 0 V W O m m 'a�+ � N o w �o m e a o e Z � � m x � -I Q N x m o 0 oa -loot � m� O �G =i o "fl C � ° " � �o m � w ° w' ° � 3 �. 3 Q f11 � D v n b � x 'D a � 9 3� d 11 v » � � .�. N 3 '� O O�fD Q � � � � m O � � � ° »'9am � m m � � � � v N � � X m a m o n y 3 � � N y -1 c=� t N� 3 � i K 6 O. O. � lG �� tll T Q il m d X Z -� N Q � X 0 2 D '< r" °, ° o 0 � y m 0 � n � d G � � y � � O O n y � � 9 � � 3 fG 71 � 3 j O 9 'D O .. a j O o � .'1 C�i » v m � x � � a 37 o m � ',, O O O � N N 0 0 o m n W m o � m I o 0 0 � Z n `a x `_ m o m o �o n � �� m N W N . 6 m m n ' W t � O' O P w m m a 7A Oo ,.�Oe� Subsection 16. State Tax Increment Einancina Aid. Pursuant to Minnesota Statutes, Section 273.1599, for tax increment financing districts for which certification was requested a£ter April 30, 1990, a municipality incurs a reduction in state tax increment £inancing aid (RISTIFA) applied to the municipality's Local Government Aids (LGA) first and, I3omestead and Agricultural Aid (HACA) second, in an amount equal to a fornlula based upon the equalized qualifying captured tax capacity (QCTC) of Tax Increment Financing District. Pursuant to Minnesota Statutes, Section 273.1599, Subd. 6, the HRA may choose an option to the LGA-HACA penalty, Tax Increment Financing District is exempt from the LGA-HACA reduction if the HRA elects to make a qualifying local contribution at the time of approving the Plan. To qualify for the exemption in each year, the HRA must make a qualifying local contribution to the project of a certain percentage. The local contribution for a housing district is 5 percenC. The maximum local contribution for all districts in the City in any year is limited to two percent of the City's net tax capacity, after which point the HRA must make an additional contribution equal to the lesser of (a) 0.25 percent of the City's net tax capacity or (b) 3 percent of tax increment revenues for that year. The amount of the local contribution must be made out of unrestricted money of the HRA or the City, such as the general fund, a property tax levy, or a federal or state grand-in-aid which may be spent for general government purposes. The local contribution may not be made, directly or indirectly, with tax increments or developer payments. The local contribution must be used to pay project costs and cannot be used for general government purposes. The HRA elects to make the annual local coatribution to the project to exempt itself from the LGA-HACA penalty. The HRA will pay for costs of the project described in this Plan, in an amount equal to 5 percent of annual tax increment for Tax Increment Financing District, subject to the limitations described above, in any year in which such amount exceeds 2 percent of the City's net tax capacity. Such contribution may be in form of either lump sum or annual payments (in addition to tax increment payments) towards costs identified in this Plan or other costs related to that development. The contribution may also be made in the form of public improvement financed by the City or other unit of government with unrestricted funds. , iiaaozs.n 8 • � � a • Subsection 17. Modification of Tax Increment Financina District and/or Tax Sncrement Financina Plan. As of August 9, 2000, no modifications to Tax Increment Financing District No. or the Tax InCrement Financing Plan therefore have been made. Subsection 18. Modifications to Tax Increment Financina District In accordance with Minnesota Statutes, Section 469. 175, Subd. 4, any: 1. reduction or enlargement of the geographic area of the Tax Increment Financing District; 2. increase in amount of bonded indebtedness to be incurred, including a determination to capiCalize interest on debt if that detennination was not a part of the original plan, or to increase or decrease the amount of interest on the debt to be capitalized; 3, increase in the portion of the captured net tax capacity to be retained by the HRA; 4. increase in total estimated tax increment expenditures; or 5. designation of additional property to be acquired by the HRA, shall be approved upon the notice and after the discussion, public hearing and findings required for approval of Che original plan. The geographic area of District may be reduced, but shall not be enlarged after five years following the date of certification of the original net tax capacity by the county auditor. The requirements of this paragraph do not apply if (1) the only modification is elimination of parcel(s) from Tax Increment Financing District and (2)(A) the current net tax capacity of the paTCel(s) eliminated from the Tax Increment Financing District equals or exceeds the net tax capacity of those parcel(s) in the Tax Increment Financing District's original neC tax capacity or (B) the HRA agrees that, notwithstanding Minnesota Statutes, Section 469. 177, Subd. 1, the original net tax capacity will. be reduced by no more than the current net tax capacity of the parcel(s) eliminated from the Tax Increment Financing District. The ARA must notify the County Auditor of any modification that reduces oz enlarges the geographic area of the Tax Increment Financing District or the Redevelopment Project Area. Modifications to Tax Increment Financing District in the form of a budget modification or an expansion of the boundaries will be recorded in the Tax Increment Financing Plan. 1183029.4 9 �j-lOO'l Subsection 19. Administrative Ex�enses. In accordance with Minnesota Statutes, Section 469.174, Subd. 14, and Minnesota Statutes, Section 469.176, Subd. 3, administrative expenses means all expenditures of the HRA, other than: 1. amounts paid for the purchase of land or amounts paid to contractors or others providing materials and services, including architectural and engineering services, directly connected with the physical development of the real property in the district; 2, relocation benefits paid to or services provided for persons residing or businesses located in the district; or 3. amounts used to pay interest on, fund a reserve £or, ox sell at a discount bonds issued pursuant to Minnesota Statutes, Section 469.178. Administrative expenses also include amounts paid for services provided by bond counsel, fiscal consultants, and planninq or economic development consultants. Tax increment may be used to pay any authorized and documented administrative expenses for the Tax Increment Financing District up to but not to exceed 10 pezcent of the total tax increment expenditures authorized by the tax increment financing plan or the total tax increment expenditures, whichever is less. Pursuant to Minnesota Statutes, Section 469.176, Subd. 4h, tax increments may be used to pay for the county's actual administrative expenses incurred in connection with the Tax Increment Financing District. The county may require payment of those expenses by February 15 of the year following the year the expenses were incurred. Pursuant to Minnesota Statutes, Section 469. 177, Subd. 11, the county treasurer shall deduct an amount equal to 0.1 percent of any increment distributed to the HRA and the county treasurer shall pay the amount deducted to the state treasurer for deposit in the state general fund to be appropriated to the State Auditor for the cost of financial reporting of tax increment financing information and the cost of examining and auditing authorities' use of tax increment financing. Subsection 20. Limitation of Increment. Pursuant to Minnesota Statutes, Section 469. 176, Subd. 1(a), no tax increment shall be paid to the HRA for the Tax IncremenC FinanCing District after three (3) years from the date ' of certification of the Original Net Tax Capacity value o£ the taxable property in the Tax Increment Financing District by the County Auditor unless within the three (3) year period: 1183029.4 �-� �o -\�9 (a) bonds have been issued pursuant to Minnesota Statutes, Section 469. 178, or in aid of a project pursuant to any other law, except revenue bonds issued pursuant to Minnesota Statutes, Sections 469.152 to 469.165, or (b) the HRA has acquired property within the Tax Increment Financing Di5trict, or (c) the HRA has constructed or caused to be constructed public improvements within the Tax Increment Financing District. The tax increment pledged to the paymenC of bonds and interest triereon may be discharged and may be terntinated if sufficient funds have been irrevocably deposited in the debt service fund or other escrow account held in trust for all outstanding bonds to provide for the payment of the bonds at maturity or redemption date. Pursuant to Minnesota Statutes, Section 469.176, Subd. 6: if after four years from the date of certification of the original net tax capacity of the tax increment financing district pursuant to Minnesota Statutes, Section 469.177, no demolition, rehabilitation or renovation of property or other site preparation, including qualified improvement of a street adjacent to a parcel but not instailation of utility service including sewer or water systems, has been commenced on a parcel located within a tax increment financing district by the authority or by the owner of the parcel in accordance with the tax increment financing plan, no additional tax increment may be taken from that parcel and the original net tax capacity of that parcel shall be excluded from the original net tax capacity of the tax increment financing district. If the authority or the owner of the parcel subsequently commences demolition, rehabilitation or renovation or other site preparation on that parcel including qualified improvement of a street adjacent to that parcel, in accordance with the tax increment financing plan, the authority shall certify to the county auditor that the activity has commenced and the county auditor shall certify the net tax capacity thereof as most recently certified by the commissioner of revenue and add it to the original net tax capacity of the tax increment financing district. The county auditor must enforce the provisions of this subdivision. For purposes of this subdivision, qualified improvements oE a street are limited to '(1) construction or opening of a new street, (2) relocation of a street, and (3) substantial reconstruction or rebuilding of an existing street. 1183029.4 1�- oo-�q Subsection 21. Use of Tax Increment. The HRA hereby determines that it will use 100 percent of the captured net tax capacity of taxable property located in the Tax Tncrement Financing District for the following purposes: 1. to pay the principal of and interest on bonds used to finance a project; 2. to finance, or otherwise pay the capital and administration costs of the 22edevelopment Project Area pursuant to the Minnesota Statutes, Sections 469.124 to 469.134; 3. to pay for project costs as identified in the budget; 4. to finance, or otherwise pay for other purposes as provided in Minnesota Statutes, Section 469.1 76, Subd. 4; 5. to pay principal and interest on any loans, advances or other payments made to the HRA or for the benefit of Redevelopment Project Area by the developer; 6. to finance or otherwise pay premiums and other costs for insurance, credit enhancement, or other security guaranteeing the payment when due of principal and interest on tax increment bonds or bonds issued pursuant to the Plan or pursuant to Minnesota Statutes, Chapter 462C and Minnesota Statutes, Sections 469.152 to 469.165, or both; and 7. to accumulate or maintain a reserve securing the payment when due of the principal and interest on the tax increment bonds or bonds issued pursuant to Minnesota Statutes, Chapter 462C and Minnesota Statutes, Sections 469.152 to 469.165, or both. These revenues shall not be used to circumvent any levy limitations applicable to the HRA nor for other purposes prohibited by Minnesota Statutes, Section 469.176, subd. 4. Subsection 22. Notification of Prior Planned Improvements. The HRA shall, after due and diligent search, accompany its request £or certification to the County Auditor or its notice of the Tax Increment Financing District enlargement with a listing of all properties within the Tax Increment Financing District or area of enlargement for which building permits have been issued during the eighteen (18) months immediately preceding approval of the Plan by the municipality pursuant to Minnesota Statutes, Section 469.175, Subd. 3. The County Auditor shall increase the original value of the Tax Increment Financing District by the value of improvements for which a building permiC was issued. � Pursuant to Mirinesota SCatutes, Section 469.177, Subd. 4, the HRA has reviewed the area to be iaaluded in the Tax Increment 1183029.4 12 �p -tAOq Financing District and found no parcels for which building pexmits have been issued during the 18 months immediately preceding approval of the Plan by the HRA. Subsection 23. Excess Tax Increments. Pursuant to Minnesota Statutes, Section 469.176, Subd 2, in any year in which the tax increment exceeds the amount necessary to pay the costs authorized by the Plan, including the amount necessary to cancel any tax levy as provided in Minnesota Statutes, Section 475. 61, Subd. 3, the HRA shall use the excess amount to do any of the following: 1. prepay any outstanding bonds; 2, discharge the pledge of tax increment therefor; 3. pay into an escrow account dedicated to the payment of such bond; or 4, return the excess to the County Auditor for redistribution to the respective taxing jurisdictions in proportion to their local tax rates. In addition, the HRA may, subject to the limitations set forth herein, choose to modify the Plan in order to finance additional public costs in the Tax Increment Financing District or Redevelopment Project Area. Subsection 24. Reauirements for Agreements with the Develoger. The HRA will review any proposal for private development to deternline its conformance with the Redevelopment Plan and with applicable municipal ordinances and codes. To facilitate this effort, the following documents may be requested for review and approval: site plan, construction, mechanical, and electrical system drawings, landscaping plan, grading and storm drainage plan, signage system plan, and any other drawings or narrative deemed necessary by tihe City to demonstrate the conformance of the development with city plans and ordinances. The HRA may also use the Agreements to address other issues related to the development. Pursuant to Minnesota Statutes, Section 469.176, Subd. 5, no more than 10 percent, by acreage, of the property to be acquired in the Tax Increment Financing District as set forth in the Plan shall at any time be owned by the ARA as a result oE acquisition with the proceeds of bonds issued pursuant to Minnesota Statutes, Section 469. 178, without the HRA having, prior to acquisition in excess of 10 percent of the acreage, concluded an agreement for the•development or redevelopment of the properCy acquired and which provides recourse for the HRA should the development or redevelopment not be completed. 1183029.4 13 00 -loOq Subsection 25. Other Limitations on the Use of Tax Inczement. 1. General Limitations. All revenue derived from tax increment sha11 be used in accordance with the Plan. The revenues shall be used to finance, or otherwise pay the capital and administration costs of the Redevelopment Project Area pursuant to the Minnesota Statutes, Sections 469.12a to 469.134; These revenues shall not be used to circumvent existinq levy limit law. No revenues derived Erom tax increment shall be used for the acquisition, construction, renovation, operation or maintenance of a building to be used primarily and regularly for conducting the business of a municipality, county, school district, or any other local unit of government or the state or federal government, or for a commons area used as a public park, or a facility used for social, recreation or conference purposes. This provision shall not prohibit the use of revenues derived from tax increments for the construction or renovation of a parking structure. 2. Poolinq Limitations. At least 80 percent of tax increments from the Tax Increment Financing District must be expended on activities in the Tax Increment Financing District or to pay bonds, to the extent that the proceeds of the bonds were used to finanCe activities within said district or to pay, or secure payment of, debt service on credit enhanced bonds. Not more than 20 percent of said tax increments may be expended, through a development fund or othercvise, on activities outside of the Tax Increment Financing District except to pay, or secure payment of, debt service on credit enhanced bonds. For purposes of applying this restriction, all administrative expenses must he treated as if they were solely for activitiss outside of the Tax Increment Financing District. 3. Five Year Limitation on Commitment of Tax Increments. Tax increments derived from the Tax Increment Financing District shall be deemed to have satisfied the 80 percent test set forth in paragraph (2) above only if the five year rule set forth in Minnesota Statutes, Section 469. 1763, Subd. 3, has been satisfied; and beginning with the sixth year following certification of the Tax InCrement Financing District, 80 percent of said tax increments that remain after expenditures � permitted under said five year rule must be used only to pay previously commitment expenditures or credit 1183029.4 �-4 6�-woq enhanced bonds as more fully set forth in Minnesota Statutes, Section 469.1763, Subd. 5. a, ExDenditures Outside District. The Authority hereby elects to spend an additional ten percent o£ the tax increments on activities located outside the Tax Increment District as permitted by Minnesota Statutes, Section 469.1763, subd. 2(d) provided that the expenditures meet the following requirements: (1) they are used exclusively to assist housing that meets the requirements for a qualified low-income building as defined in Section 42 of the Internal Revenue Code of 1986, as amended (the "Code"); (2) they do not exceed the qualified basis of housing as defined under Section 42(c) of the Code less the amount of any credit allowed under Section 42 of the Code, and (3) They are used to (i) aaquire and prepare the site for housing, (ii) acquire, construct or rehabil.itaCe the housing or (iii? make public improvemenCs directly related to the housing. Subsection 26. Countv Road Costs. Pursuant to Minnesota Statutes, Section 469. 175, Subd. la, the county board may require the HRA to pay for all or part of the cost of county road improvements if, the proposed development to be assisted by tax increment will, in the judgement of the county, substantially increase Che use of county roads requiring construction of road improvemenCs or other road costs and if the road improvements are not scheduled within the next five years under a capital improvement plan or other county plan. In the opinion of the HRA and consultants, the proposed development outlined in this Plan will have little or no impact upon county roads. If the county elects to use increments to improve county roads, it must notify the HRA within thirty days of receipt of this Plan. Subsection 27. Assessment Agreements. Pursuant to Minnesota Statutes, Section 469. 177, Subd. 8, the HRA may enter into an agreement in recordable form with the developer of property within the Tax Increment Financing District which establishes a minimum market value of the land and completed improvements for the duration of the Tax Increment Financing District.� The assessment agreement shall be presented to the assessor who shall review the plans and specifications for the improvements constructed, review the market value previously 1183029.4 15 �-wo9 assigned to the land upon which the improvements are to be constructed and, so long as the minimum market value contained in the assessment agreement appear, in the judgment of the assessor, to be a reasonable estimate, the assessor may certi£y the minimum market value agreement. Subsection 28. Pdministration of the Tax Increment Financing District will be handled by the Executive Director o£ the HRA. Subsection 29. Financial Reportincr Requirements. The BRA will comply with all reporting requirements of Minnesota Statutes, Section 469.175, Subd. 5, 6 and 6a. 1183029.4 16 EXHIBIT A Oo�-toOq , w �y�N a EXHIBIT B � ��'�.`������ � �.�,.x�.�...r. No��t�i Qlfc�c��•ayit v�-�ooq EXHIBIT C Assum tions Re ort City of St. Paul, Minnesota Proposed Tax Increment (Redevelopment) Financing District North Quadrant (Sibley Park) Housing Devetopment Scenario A- Phase One To� Project (26 years, 8% note) Type of Tax Increment Financing District Maximum Duration of TIF District Certification Request Date Decertification Date Base Estimated Market Vaiue Times: First SO Excess Originai Net Tax Capacity ( i) Assessment/Collection Year Base Estimated Market Value Increase in Estimated Market Value (7) 200112002 2002/2003 2003/2004 2004/2D05 Total Estimated Market Value Times: Fiist SO Excess Total Net Tax Capacity (7) 25 years from 1st increment 09/01 /00 7Z07/27 �26 Years of Increment) 2000/2001 $683,500 0.00% 0.00 % Cp—W�9 $683,500 $683,500 5683,500 $683,500 2,000,000 75,065,744 15,065,744 15,065,744 52.683,500 575,749,244 $15,749.244 $15.749,2A4 0.00°/0 0 0 0 0 0.00% 0 0 0 0 Base inflation Factor Local Tax Capac;ty Rate Fiscal Disparities Contribution From TIF District Administrative Retainage Percent (maximum = 10%) Pooling Percent City Tax flate (Onfy if Local-Effort TIF) Bonds Bonds Da[ed First �nterest Date Underwriters Discount NA NA NA 0 0 $70,577 �41,527 $265,389 $265,389 $265,389 NA 148.5531 (Payabie 2000) 0.0000 % (NA for Housing) 5%,-10% (See Note #3) 0.00% NA Note (Pav-As-YOU-Gol Note Dated 09/01l00 Note Rate 8.00% LGAMACA Loss: Wat Annual local Contribution Be Made (Yes or Noj? (2) Yes I.S.O k625 Equalized Tax Capacity Rate NA 1.S.D �t625 Sales Ra[io � NA City Sales Ratio & Tazable Net Tax Capacity NA NA Present Value Date & flate 09/Ot/00 5.00%6 (i) See "Schedule ot Project Values" forcalculation of Market Values and Net Tax Capacities. (2) Assumes annual contributlon w�Il be made upfront and will not be available tor debk service. (3) Assumes admin. retainage of 5°6 on apartments and 10°0 on townhomes and retail space. 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O (v c� V N(9 i� W O� O.- '[7 C VJ (O { N W O N t7 O vl (O I� W O O O O O O O O O O � � �- �- � .- �(V N N N N N N N N N 'O O� � � � � � � � � � � � o c c� c+� cn co m c� m c� c� � m c� c� � n i� c%� ch n c� m�� m� m m c� n C`ry 9 N � N M(� !� c� N N^ N(� t' N N N N N N^ N^ N^ N N N N a a � . �.- �.- '-�.-_.- � .-� � .- .- �� C-2 po -t�9 � n z m vi m � V 0 � n � N X � O O � � O F- po-�Oq Assum tions Re ort City oi St. Paul, Minnesota Proposed Tax Increment (Redevelopment) Financing District North Quadrant (Sibtey Park) Housing Development Scenario B- Phase One Rental-Retail Onty (26 years, 8% note) Type o( Tax Increment Financing District Maximum Duration of TIF District CeRification Request Date Decedification Date Base Estimatzd Market Value Times: First $0 Excess Original Net Tax Capacity (t ) 0.00% 0.00% 25 years trom ist incremeM 09/Oi/00 12l0ff27 (26YearsofVncrement) 2000/2001 S432,073 0 0 58,063 AssessmenVCOtiection Year 2001/2002 2002/2003 2003/2004 2004l2005 Base Eslimated Market Value Increase in Estimated Market Value (i) Total Estimated Markei Value Times: First SO Excess 7ota1 Net Tax Capacity (t) 5432,073 $432,073 $432,073 S432,073 7,264,295 8,412,372 8,472,372 8,412,372 $1,696,368 58,844,444 0.00 / 0 0 0.00% 0 0 53t,656 $t70,232 Base Infiation Factor Local Tax Capacity Rate Fiscal Disparities Contribu[ion From 71F District Administrative Retainage Percent (maximum = 10%) Pooling Percent City Tax Rate (Only if Locai-Effort TIF) Bonds Bonds Dated Firstfnterest Date Underwriters Discount NA NA NA LGA/HACA Loss: Will Annual Locai Contribution Be Made (Yes or No)? (2) I.S.Q �625 Equalized Tax Capacity Rate I.S.D n625 Sales Ratio . City Sa1es Ratio & Taxable Net Tax Capacity Present Vaiue Date & Rat2 58.844,444 S8,B44,444 0 0 $170,232 $170,232 NA 148.553 % (Payable 2000) 0.0000 % (NA tor Housing) 5%-10°/, (See Note �3) 0.00%, NA Note (Pav-AS-You-Go1 Note Dated Noie Rate Yes NA NA NA 04/O7/00 09/Oil00 B.00 % NA 5.00°/ (1) See "Schedule of Pro�ect Values" for calculatwn of Market Vaiues and Net Tax Capacities. (2) Assumes annual contribution will be made upfront and will not be availabie for debt servicz. (3J Assumes admin. retainage of 5% on apartments a�d 10 % on touvnhomes and retaif sQace. Prepared by: Springsted Incorporaled fP��nted on 09/78/2000 at 9:59 AM) C-3 Tif091800b.xis = � . y C Q C o d � m C p, ` U � �p C j T d q LL � � O C C T d d'y C c � � O c a o — � � _ �-�' 1 l � 7 � A � a d 0. '° ' � m a�i N y ¢ O ^, N v �. 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F < � Assum tions Re ort 00 —Iz�e R City of St. Paui, Minnesota Proposed Tax Increment (Redevelopment) Financing District IJorth Quadrant (Sibiey Park) Housing Devefopment Scenario C- Phase One Townhomes Only (26 years, S% note) Type of Tax Increment Financing District Mazimum Duration oi TIF District Certification Request Date Decertification Date Base Estimated Market Value Times: Frst SO Excess Original Net Tax Capaciry (7) 0.00% 0.00 % 0 0 $2,514 AssessmenUCollection Year Base Estimated Market Value Increase in Estimated Market Value (1) 7otai Estimated Market Value Times: Rrst Excess Tofal Net Tax Capacity (1) 25 years from ist increment 09lOt/00 iZ01/27 (26 Years of Increment) 2400l2061 �5251,427 2001/2002 2002/2003 2003/2004 2004/2005 $251,427 $251,427 $251,427 $251.427 735,705 6,653,3�3 6,653,373 6,653,373 �987,132 $6,904,800 $6,904,800 $6,904,800 SO 0.00 ( 0.00% Base Inflation Factor Local Tax Capacity Rate Fiscal Disparities Contribution From TiF District Administretive Retainage Percent (maximum = 10°/,) Pooling Percent CityTax Rate jOniy'rf Locai-Effort TIF) Bonds Bonds Dated First Interest Date Undervvriters Discount NA NA NA IGA/HACA Loss: Will Annual Local Contribution Be Made (Yes or No)? (2) I.S.D #625 Equalized 7ax Capacity Rate I.S.D k625 Sales Ratio � City Sa�es Ratio & Taxable Net Tax Capacity Present Vatue Date 8 Rate 0 0 0 0 $9.871 $95,157 0 0 0 0 595,157 595,157 NA 148.553%, (Payable 2000) 0.0000°/, (NA tor Housing) 5°/,•10% (See Note #3) 0.00% NA Note (Pav-As-You-Go) Note Dated Nofe Rate Yes NA NA NA 09/07/00 09/07/00 8.00 % NA 5.00% (1) See "Schedule oF Project Values" forcalculation of Market Values and Net Tax Capacities. (2) Assumes annual contribution will be made upiront and wlll not be availabie for debt service. (3j Assumes admin. retainage of 5% on aparlments and 10 % on townhomes and retail space. Prepared by: Springsted Incorporated (printed on 09l78/2000 at 10:00 AM) C-5 Tif097800c.xls � . . -. � � O y y C 0 C o m � rn � Q N �U O � C N W C > T d R LL � N O � �>. y C C C E J O G p, O y c O 2 N � j y � O d y a c N� °�~ O y (/7 d �.�r � v C U d � O U W N _= a � s ��a 9 O ' � U N O � a c o d a` " N m 4 � � � c m c Z m ¢ ¢ c 0 � o j U ll O o � o a � _ � 0 U X C m � N E C m N ¢ Z C � o y C C � N � N � N J Q � N ¢ O � � '— o V m m � N � �3 d O N Q x � � ~ E � N m ¢ O V Vr C T N ry E � 0. � r � Q ~ U o a x ._a. N m �j V � 3 � m n n d ¢ U Z U � o ry H y O J LL O O O l6 X T N C f" N N w � 6 '��ZU X �` m � � � � m Z U oo��������������������������o m< a v a< v o v a c a v v v v v a v a v v v v a v _ ' " _ ' ' ' _ _ " ' ' ' ' ' ' ' ' ' " ' " ' " ' " O O O O O O O O O O O O O O O O O O O O O O O O O O c� c� co c� m co co co ro c� co � c� m m c� m m� m c� r� w co c� r � � �.- .- .- �.- � �.- � �.- � �.- � � �.- �.- � 0 0�n v v v v a v a v� v v a v v v e v v v v v v c v v o v m�o m m�o m co m ca ro�o co m m� co m co c� m m�o m c� Y] O 0 OJ m� 0 t0 m OJ m m m m O� 0 m m OJ m W m q� p co m rri �o cc ��<o �o � m c6 co �o �o m� m�ri <o c� �c m a� O O c7 �� N N���[] N N N t� N N N t� N u�i N N N� 1� h N�� m N h� ln N� N 1n tA � tA YJ �[1 �f) N�tl N� N N� N N N tn 6� L7 C� CJ C') C� l7 C� (7 CJ ('J (�J l'l [� fh ('J C') f7 (7 ('J (7 (7 (`� Cl (7 Cl ` N� N� N� N N N N N N N N N� N N N N N N N N � r � e- � � � r�- �- � �.- � r r O O O c0 m c0 m ol m 6� m el � oJ N aJ m N N cD rp oJ vJ m cD ol cD GJ O> N N N N N N N N N N N N N N N N N N N N N N N N N O I' _ 1� 1_ 1� 1_ I� t: I� 1� 1� h t� !� !� 1� f� h I� I� 1� t� 1� l� h I� r c� ci M ci m ri cn ai Y vi � vi ci ci ' ci ci c� c� ' oi ' ci ' 0 o n e v v v a v v v v v v a< v o v v v o v c v v c o � M � C � � l�'l c'1 � C��] (�'l � (� � C��l (�'J (�`l (�'1 � ( C�'1 ( C�"I C�� M � O O m N N N N N N N N N N N N N N N N N N N N N N N N N rn�o m�o �o ���o m�o co �o �o m m m co co co m�o ��� m co o r n n � r n ti n � � n � n � t� � r t� r r t� n r� � i: ` c� M m M cn n c� ^ m c� m c� m� c� m^ n� m co ' co ^ �- � r- � � � e- � �- �- ��- �-- � m ° `°o o e �s�o ° c� cn c� M �n c� m� N N� N�[] uY v> t� N N N N N N N tA �� c0 m tD o� m� m(D 0 � � � � � � �� � 0 o n�n m m m cn c> c� c� cn c� c� � co �n cn n co m cn M m c� co �� o �n a v v v v v a v v v o v v v v a v v v a a v a c� � co m m m�o m� m m� m m� co �a m m m�n � m� m� t� N N N N N N N N N N N N N N N N N N N N N N N N N w m rn rn rn rn rn w rn rn m m rn rn rn rn rn rn rn rn m rn o, rn rn 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 C V< V< R V< V< O< V << O< V V O V C�t C V< V^� � � e- � � � r�- �- � ��- ��- � ��- ��- ��- ��- ��-- � � tn Y] N 111 N 1A N tA N N� N �l] N N tn N �[l tn tn tA Vl � tn N N N �(1 � N N N N N N N N N N N N N N N N N N N N N N N N N N N N� O O !� � N N�[I �� N N ln �fJ tA N tA � tn LL'i N tn tn � t(] � N t �� m W N t(] � lA N N� N N N N� 11l N N i(l �f] N� N N N lA N l[I N rn rn rn m rn rn m m rn rn rn rn m rn rn rn rn rn rn rn rn rn rn rn rn rn • � O N(7 R� c0 I� c0 O> O.- N C� ^� f0 1� m W O N c7 V N tD t� cO O O O O O O O O O O� � ��- �- ��- r N N N N N N N N N � � � � � � � � � � � o c c%> w n c� co c%> m M� r� m m� m cn n m m i� c> c%� c%� ��� m� w n ��� � N N N' N N N N N' N f' N N N N N N ^ N^ N^ N�' N^ N a a w .- � �.- �.- � .- � � � � �.- .- � � r-� �� e r � Cl � O � N � � � � tOC q � x � 0 0 m m 0 � Council File # Op � �DO� Resolution # Green sheet # �e��9�t � RESOLUTION OF SAINT PAUL, M S� Presented By Referred To Committee: Date 1 RESOLUTION APPROVING THE 2 AMENDMENT OF THE TAX INCREMENT FINANCING PLAN 3 FOR TAX INCREMENT FINANCING DISTRICT 4 NO. 1 (NORTH QUADRANT) 7 BE IT RESOLVED by the City Council of the City of Saint Paul, Minnesota (the "City") as follows: 9 Section 1. Recitals l0 11 1.01 On June 23, 1999, the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota 12(the "Authority") established the North Quadrant Redevelopment Project Area (the "Redevelopment Project 13Area") and adopted a redevelopment plan therefor (the "Redevelopment Plan"). 14 15 1 A2 On August 9, 2000 City Council approved the creation, within the Redevelopment Project Area, 16of TaY Increment Financing District No. 1(North Quadrant) (the "Tas Increment District") and the adoption 17of a Tax Increment Financing Plan therefor (the °Tax Increment Plan"), all pursuant to and in accordance with 1 sMinnesota Statutes, Section 469.174 through 469.179 (the "Tax Increment Act") and Laws of Minnesota 192000, Chapter 490, Article 11, Section 40 (the "Special Law"). 20 21 1.03 The Authority has determined that it is necessary to amend the T� Increment Plan to, among 2 2other things, authorize the issuance of bonded indebtedness of the Authority to finance a portion of the costs 2 3of the development as described in the amendment to the T� Increment Plan (the "Amended Plan"). The 24Autharily has performed all actions required by law to be performed prior to the amendment of the Tax Incre- 2 5ment Plan, including, but not limited to, notification of Ramsey County and Independent School District 2 6Number 625, which have t�ing jurisdiction over the property included in the Tax Increment District, and has 2 7requested that the City approve the Amended Plan following the holding of a public hearing upon published 2 sand mailed notice as required by law. 29 3 0 Section 2. Findines for the Amendment of the Tax Increment Financing Plan. 31 3 2 2.01 The City Council hereby finds that the amendment of the Tax Increment Plan for T� Increment 3 3Financing District No. 1(North Quadrant) is intended and, in the judgment of the City Council, its effect will 3 4be, to carry out the objectives of the Redevelopment Plan and to create an impetus for the construction in the 3 5City of affordable and mixed income housing, will increase employment and otherwise promote certain 3 6public purposes and accomplish certain objectives as specified in the Redevelopment Plan and Tax Increment 3 7Financing Plan. 1207814.1 0 0 - ioo� 1 2.02 The City Council hereby reaff rms its previous findings that Tas Increment Financing District 2No. 1(North Quadrant) qualifies as an"housing districY' within the meaning of the Ta�c Increment Act and 3the Special Law for the foilowing reasons: 5 The properry to be included in the Tax Increment Distdct is located in the Northeast 6 quadrant of the City, i.e. within the 15 acre site bounded by Interstate 94 on the north and 7 east, Jackson Street on the west and Seventh Street on the south, together with the west 8 side of Jackson Street to midblock between Interstate 94 and South Street. 9 1 o Twenty percent of the housing units the Tas Increment District wiil be occupied by 11 individuals whose family income is equal to or less than 50 percent of area median gross 12 income and an additiona160 percent of the units will be occupied by individuals whose 13 family income is equal to or less than 115 percent of azea median gross income. Twenty 14 percent of the units in the TaY Increment District will not be subject to any income 15 limitations. 16 17 Family income means the median gross income for the City as detennined under section 18 42 of the Internal Revenue Code of 1986, as amended. The income requirements will be 19 satisfied if the sum of qualified owner-occupied units and qualified residential rental units 2 0 equals the required total number of qualified units. Owner-occupied units will initially be 21 purchased and occupied by individuals whose family income safisfies the income 2 2 requirements. For residential rental property, the income requirements apply for the 2 3 duration of the Tax Increment District. 24 2 5 The fair mazket value of the improvements which are constructed in the Tax Increment 2 6 District for commercial uses or for uses other than owner-occupied and rental mixed- 2 7 income housing wili not consist of more than 20 percent of the total fair mazket value of 2 8 the planned improvements in the development plan or agreement. The fair mazket value 2 9 of the improvements will be determined using the cost of construction, capitalized 3 0 income, or other appropriate method of estimaring market value. 31 32 2.03 The City Council hereby reaffirms the following findings: 33 3 4 (a) The City Council further finds that the proposed development, in the opinion of 3 5 the City Councii, would not occur solely through private investment within the reasonably 3 6 foreseeable future and, therefore, the use of t� increment financing is deemed necessary. The 3 7 specific basis for such finding being: 38 3 9 The parcels on which the development will occur would not be developed in the 4 0 reasonably foreseeable future because they aze currently used for surface parking, 41 which use generates significant income to the current owner of the property 4 2 considering the owner's minimal investment in the property. 43 44 (b) The City Council fiu•ther finds that the Ta�c Increment Financing Plan, as amended, 4 5 conforms to the general plan for the development or redevelopment of the City as a whole. The 4 6 specific basis for such finding being: 47 4 8 The T� Increment Financing Plan will generally compliment and serve to implement 4 9 policies adopted in the City's comprehensive plan. The development contemplated is in 5 0 accordance with the existing zoning for the property. izo�aie.i 1 (c) The City Council fiuther finds that the Tax Increment Financing Plan, as amended, pp� (pO� 2 will afford maYimum opportunity consistent with the sound needs of the City as a whole for the 3 development of the Tas Increment District by private enterprise. The specific basis for such 4 fmding being: 6 The proposed development to occur within the Tax Increment District is housing. The 7 development wili increase needed affordabie and mixed income housing in the City and 8 will increase the mazket valuation of the City. l0 (d) For purposes of compliance with Minnesota Statutes, Section 469.175, Subdivision 3(2), 11 the City Council hereby finds that the increased mazket value of the property to be developed within the 12 T� Increment District that could reasonably be expected to occur without the use of tas increment 13 financing is $-0- , which is less than the market value estimated to result from the proposed 14 development (i.e., $15,065,744) after subtracting the present value of the projected tas increments for 15 the maxiinum duration of the Tas Increment District (i.e., $3,481,295). In making these fmdings, the 16 City Council has noted that the properiy has been undeveloped for many yeazs and would likely remain 17 so if taY increment financing is not available. Thus, the use of tax increment fmancing will be a 18 positive net gain to the City, the School District, and the County, and the ta�c increment assistance does 19 not exceed the benefit which will be derived therefrom. 20 21 2.04 The provisions of this Section 2 aze hereby incorporated by reference into and made a part of 22the Amended Plan. 23 24 Section 3. Apnroval of Amendment of the T� Increment Financine Plan. 25 2 6 3.01 The amendment of the Tas Increment Plan for T� Increment Financing District No. 1(North 2 7Quadrant) is hereby approved and the Amended Plan therefor is hereby adopted. 28 2 9 3.02 The staff of the City, the staff of the Authority and the City's and Authority's advisors and legal 3 Ocounsei are authorized and directed to proceed with the implementation of the T� Increment District and the 31Amended Plan and for this purpose to negotiate, draft, prepare and present to the Board of Commissioners of 3 2the Authority for its consideration all further plans, resolutions, documents and contracts necessary for this 3 3purpose. 34 3 5 Requested by Department of: Planninq & Economic Development �� ��� By: Adoption Form Approved by Cit� A torney Certifi by Council Secretary BY� By: l�` . � ��9 .. � _ - �� A � � Approved by Mayor for Submission to Council Approved by Mayor: Date 4 gy: ,y��c�qq� By: -�vii i 1207814.1 Adopted by Council: Date � cX . S�, 2-u aa L DEPARTMENT/OFFICE/COUIYCIL: DATE INI'CIATED GREEN SHEET No.: 101694 ��' �p PED 10/13/00 CONTACP PERSON & PHONE: AiE IIvi1'tnI1nATE AI Carlson 6-6616 � 2 n�s�zT�r Dm _���� s cmr covxcu. MUSC BE ON COUNCIT, AGENDA BY (DATE) �IGN 3 CITYATIORNEY CITYCLERK October 25 � LOOO gUMBER FINANCIAL SERV DIR _ _ FAIANCIAL SERV/ACCI"G ROI7'1'ING 4 MAYOR (OR ASST.)� i Bob Schreier ORDER TOTAL # OF SIGNATURE PAGES _1_(CLIP ALL LOCATIONS FOR STGNATORE) ncrcox �2uES�rEn: Public Aearing to adopt resolution approving the amendment of the T� Increment Financing Plan for Tax Increment Financing District No. 1(north qvadraut) RECOMIdENDATIONS: Approve (A) or Reject (R) PERSONAL SE$VICE CONTRACCS MUST ANSWER'fFIE FOI.I.OWING QUESTIONS: PLANNING COMIvIISSION L Has this person/fum ever worked under a wntract for this department? CIB COMMITTEE Yes No CML SERVICE COMivffSSION 2. Has this person/fitm ever been a ciry empiayee? Yes No 3. Does this person/fiim possess a skill not nomially possessed by any curtent city employee? Yes No Explain all yes answers on separate sheet and attach to green sheet INII7ATING PROBLEM, ISSUE, OPPORTUYIT'Y (Who, What, When, Where, Why): The purpose of the resolution is to amend the Tax Increment Financing District No. 1(north quadrant) to 1) allow the issuance of a tax exempt tas increment bond to finance in part the construction of the Essex on the Pazk Townhomes and 2) to modify the taY increment budget to reflect requirements under staxe law for monitoring purposes by State Auditar. The proposed amendments do not change or modify the total projecY costs for the Essex on the Park as originally proposed to the council. ADVANI'AGES IF APPROVF.D: DTSADVAN'['AGES IF APPROVED: DLSADV.4NTAGES IF NOT APPROVED; TOTAL AMOilN1' OF'1RANSACTION: $ COST/REVENUE BUDGETED: FUNDING SOURCE: ACl'iVITY NOMBER: FINANCIAL IlVFORMATION: (EXPLAIN) \�Ped�y5l�SAared�KAPLANUgmsM1Cfrm pa_�oog, Interdepartmental Memorandum CI'IS' OF SAINT PAUL TO: Council President Bostrom Councilmember Benanav Councilmember Blakey Councilmember Coleman Councilmember Harris Councilmember Lantry Councilmember Reiter FROM: Brian Sweeney Allen Carlson �(j DATE: October 13, 2000 RE: PUBLIC HEARING: RESOLUTION APPROVING THE AMENDMENT OF THE TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO.1(NORTH QUADRANT) Purpose The purpose of this public hearing is to receive public comment and request the City Council to approve a resolution amending the Tas Increment Financing Plan (the "Plan") for the Tas Increment Financing District No. 1(North Quadrant) (the "District") which was originally adopted by the Housing and Redevelopment Authority of the City of Saint Paul on August 9, 2000. Background The District is bounded by '7t 8"' , Wacouta and Sibley Streets. The District was adopted to allow tas increments to be generated to assist in the financing of a proposed 114 multifamily rental building with 10,000 square feet of commercial space (the "Sibley Pazk Apartments") and a 3 8 unit for sale town home development (the "Essex on the Pazk"). Twenty-two percent of the rental units will be affordable to households at ar below 30% of the azea median income and 18% of the rental units will be affordable to households at or below 50% of the area median income. Pursuant to State statutes any time a change in the plan is proposed a public hearing must be conducted. Staff is proposing the following amendments to the Plan: pp_�ooq Amend Subsection 9 of the Plan which includes the proposed budget for the Plan. The budget is being amended to add for State Auditing purposes all City/FIRA funds that will be used to assist in the development of the proposed housing. The original budget only included tax increment funds. This proposed change does not change the fivaucing or originally approved budgeted amounts for the project. The added funds to the budget for State Auditing purposes include I3RA Enterprise funds, federal HOME funds and Metropolitan Council that were awazded to the City for the project. Amend Subsection 10 to a11ow up to $1.5 million of bonded indebtedness to finance public costs related to the construction of the Essex on the Pazk development. The original Plan only allowed expendihues authorized by the Plan to be paid on a pay-as- you-go basis. Because of the long duration of the District (25 yeazs) it became unpossible to fmd any banks willing to purchase the pay-as-you-go note for the ownership or Essex on the Park project. Therefore, the only viable and cost effective fmancing tool to fund the Essex on the Pazk using tax increments is issuance of a IIRA tas increment tax exempt revenue bond. Currently, it is estimated that the bond issue would be about $13 million dollazs. The HRA authorizes issuance of the revenue bond. Recommendation Staff recommends approval of the attached resolution amending the Tax Increment Financing Plan for the Tax Increment Financing District No. 1(North Quadrant). Statement of the Council President Being duly authorized by the City Council to conduct this Public Hearing, the heazing is now open. This Public Hearing is called for the proposed purpose to consider the following: Amendment of the Tax Increment Financing Plan for the Tax Increment Financing District No.l (North Quadrant). Notice of time, place, and purpose of this hearing was published in the Saint Paul Legal Leger on October 6, 2000. The affidavit of the publication of the Notice of Public Hearing will be made a part ofthese proceedings. Is there anyone who wishes to be heard on this item? If not, the Chair will declare this Public Hearing adjourned. Attachments Resolution approving amendment to the T� Increment Financing Plan for the Tax Increment Financing Dishict No. 1(North Quadrant) Amended Tax Increment Financing Plan for the Tax Increment Financing District No. 1 (North Quadrant) K:\S1�ared�CARLSOAP�sherman\CC'17F AMIND 12P'I 102500.wpd � i Y �, TAX INCREMENT FINANCING PLAN for the establishment of TAX INCREMENT FINANCING DISTRICT N0. 1(NORTH QUADRANT) (a housing district) wiChin the NORTH QUADRANT REDEVELOPMENT PROJECT AREA HOUSII3G AND REDEVELOPMENT AUTHORITY OF THE CITY OF SAINT PAUL RAMSEY COUNTY STATE OF MINNESOTA Adopted: August 9, 2000 Amended: October 25, 2000 This document was drafted by: BRIGGS AND MORGAN, (MIVID) Professional Association 2200 First National Bank Bldg. St. Paul, MN 55101 (651) 223-6625 , 1183029.4 oa -1co9 '> r Oo_�oq TABLE OF CONTENTS (for reference purposes only) TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 1(NORTFi QUADRANT) Paae Subsection 1. Subsection 2. Subsection 3. Subsection 4. Subsection 5. Subsection 6 Subsection 7 Subsection 8 Subsection Subsection Subsection Subsection 9. 10. 11. 12. Subsection 13 Subsection 14 Subsection 15 Subsection 16 Subsection 17 Subsection 18 Subsection Subsection Subsection Subsection Subsection Subsection 19. 20. 21. 22. 23. 24. Subsection 25 Subsection 26 Subsection 27 Subsection 28 Subsection 29 Forward . . . . . . . . . . . . . . . . . Statutory Authority . . . . . . . . . . . Statement of Objectives . . . . . . . . . Redevelopment Plan Overview . . . . . . . Parcels to be Included in Tax Increment Financing District No. 1 . . . . . . . . Parcel in Acquisition . . . . . . . . . . Development Activity in Tax Increment Financing District No. 1 for which Contracts have been Signed . . . . . . . Other Specific Development Expected to Occur within Redevelopment Area . . . . . Estimated Cost of Project . . . . . . . . Estimated Amount of Bonded Indebtedness . Sources of Revenue . . . . . . . . . . . Estimated Captured Tax Capacity and Estimate of Tax Increment . . . . . . . . Type of Tax Increment Financing District Duration of Tax Increment Financing District . . . . . . . . . . . . . . . . Estimated Impact on Other Taxing Jurisdictions . . . . . . . . . . . . . . State Tax Increment Financing Aid .... Modification of Tax Increment Financing District and/or Tax Increment Financing Plan . . . . . . . . . . . . . . . Modifications to Tax Increment Financing District . . . . . . . . . . . . . . Administrative Expenses . . . . . . . . . Limitation of Increment . . . . . . . . . Use of Tax Increment . . . . . . . . . . Notification of Prior Planned Improvements . . . . . . . . . . . . . . Excess Tax Increments . . . . . . . . . . Requirements for Agreements with the Developer . . . . . . . . . . . . . . Other Limitations on the Use of Tax Increment . . . . . . . . . . . . . . . . County Road Costs . . . . . . . . . . . . Assessment Agreements . . . . . . . . . . •Administration of the Tax Increment Financing District . . . . . . . . . . Financial Reporting Requirements . . . . . 1 . 1 . 1 . 2 . 2 . 3 . 3 . 3 . 3 . 4 . 4 . 5 . 5 . 6 . 7 . 8 . 9 . 9 10 10 12 12 13 13 14 15 15 16 16 1183029.4 ? �o-IOOq EXHSBIT A- Map of Tax Increment District No. 1 EXHIBIT B- Map of North Quadrant Redevelopment Project Area EXHIBIT C- Projected Tax Increments 1163029.4 ao -tooa TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FII3ANCING DISTRICT I30. 1(I30RTH QUADRANT} Subsection 1. Forward. The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "HRA"), and its staff and consultants have prepared the following information for the establishment of Tax InCrement Financing District No. 1 (North Quadrant), a housing district (the "Tax Increment DistriCt"). The Tax Increment District is located within the North Quadrant Redevelopment Project Area (the "Redevelopment Project Area") established by the HRA pursuant to the North Quadrant Redevelopment Plan adopted by the HRA on June 23, 1999 (the "Redevelopment Plan"). The Redevelopment Plan was approved by the Planning Commission on June 23, 1999. Subsection 2. Statutory Authoritv. There exist areas within the City of Saint Paul (the "City") where public involvement is necessary to cause development to occur. To this end, the HRA has certain statutory powers pursuant to special legislation (Laws of Minnesota, Chapter 490, Article li, Section 40 (the "Special Law"), and Minnesota Statutes, Section 469.174 through 469.179 (the "Tax Increment Financing Act" or "TTF Act"), to assist in financing public costs related to a project. Subsection 3. Statement of Obictives. The Tax Increment Financing District consists of 2 parcels of land and adjacent and internal rights-of-way. A map showing the boundaries of the Tax Increment District is attached as Exhibit A. The Tax Increment Financing Di5trict is being created to facilitate a 38 unit owner occupied townhome development (the "Owner Occupied Development") and a 114 unit rental apartment facility (the "Rental Development"). The tax increment financing plan is expected to achieve many of the objectives outlined in the Redevelopment Plan for the North Quadrant Redevelopment Project Area. The following are some of the objectives being facilitated by this Tax Increment Financing Plan. A. Provide Affordable Housing for Saint Pau1 Residents. The available housing in the downtown area of the city will expand by more than 152 units with the completion of the housing development Contemplated by this Tax Increment Financing Plan. B. To Redevelop Underused Pro�ertv. The Tax Increment District is a site that has been underutilized for many years. The majority of the area comprising the site has been used for surface parking. New commercial, cultural and recreational investments are jeopardized by lack of development in the downtown area. 25 of the units in the rental portion of the development will be affordable to households at or 1183029.4 t'�o -100� below 300 of Che area median income and 23 units will be affordable to households at or below 50% of the area median income. 23 of the owner-occupied units will be affordable to households between 80o and 115% of area median income. In order to protect past investments and encourage new development in the downtown area new housing development needs to be created to encourage additional private investment. C. Expand the Tax Base of the Citv of Saint Paul. It is expected that the taxable market value of parcels in the Tax Increment District will increase by approximately $21,280,000. The activities contemplated in the Redevelopment Plan and this Tax Increment Financing Plan do not preclude the undertaking oE other qualified development or redevelopment activities. These activities are anticipated to occur over the life of the Tax Increment District and the Redevelopment Project. Subsection 4. RedeveloAment Plan Overview. 1. Property to be Acquired - Selected property located within Tax Increment Financing District or Redevelopment Project Area may be acquired by the HRA. 2, Relocation - if necessary, complete relocation services are available pursuant to Minnesota Statutes, Chapter 117 and other relevant state and federal laws. 3. Upon approval of a developer's plan relating to a development and completion of the necessary legal requirements, the HRA may sell or assist a developer with the cost of selected properties within Tax Increment Financing District or Redevelopment Project Area, or may lease land or facilities to a developer. 4. The xRA may perform or provide for some or all necessary acquisition, construction, relocation, demolition, and required utilities and street work within Tax Increment Financing District No. 1. Subsection 5. Parcels to be Included in Tax Increment Financina Di5trict No. 1. The following parcels located in the City of Saint Paul, Ramsey County, Minnesota: PIN NO. 312922440028 312922440029 ADpRESS 221 7`" Street East 440 Sibley Street 1183029.4 2 / , , bp—�oa� FURTHER INFORMATION REGARDING THE IDENTIFICATION OF THE PARCEL TO BE INCLUDED IN TAX INCREMENT FINANCING DISTRICT NO. 1 CAN BE OBTAINED FROM THE EXECUTIVE DIRECTOR OF THE HRA. Subsection 6. Parcel in Acquisition. The HRA may finance a11 or a part of the costs of acquisition of the parcels identified in Section 5 of this Tax Increment Financing Plan. The following are conditions under which properties not designated to be acquired may be acquired at a future date: (1) The HRA may acquire property by gift, dedication, condemnation or direct purchase from willing sellers in order to achieve the objectives of the tax increment financing plan; and (2) Such acquisitions will be undertaken only when there is assurance of funding to finance the acquisition and related costs. Subsection 7. The following contracts have been or wi11 be entered into by the HRA and the persons named below: No development agreements have been entereci into at this time. However, the HRA anticipates entering into a development agreement with an entity to be formed by Sherman Associates, Inc. and The Lander Group (the "Developer") with respect to the development of a 38 unit owner occupied townhome development and a 114 unit rental apartment facility. Subsection 8. Other Specific Development Expectied to Occur within Redevelopment Area. Although no specific additional developmenCs have been identified at this time, the HRA expects that the acquisition and construction of the above housing development will encourage additional development in the Redevelopment Project Area. Subsection 9. Estimated Cost of Proiect. The HRA has determined that it will be necessary to provide assistance for certain public costs of certain housing activities. To facilitate the development of the Tax Increment Financing District, this Tax Increment Financing Plan authorizes the use of tax increment financing to pay for the cost of certain eligible expenses. The estimate of public costs and uses of funds associated with Tax�Increment Financing District is outlined in the following table: 1183029.4 3 Da-a°g (Owner Occupied Development) Tax Metropolitan Increments Council Grant Uses Underground Parking Site Development and Construction Costs Interest Capitalized Interest Administrative $ 950,000 300,000 1,974,000 90,000 345.000 TOTAL $3,659,000 (Rental Development) Uses Site Development and Construction Costs Parking Interest Administrative TOTALS HRA Federal Tax Enterprise Home Increments Fund Loan Loan $ 840,000 1,600,000 3,300,000 340.400 $6,080,000 $250,000 $750,000 $450,000 $450,000 $250,000 $750,000 Metro�oliCan Council Loan $500,000 : �� ��� Estimated costs associated with Tax Increment Financing District are subject to change and may be reallocated between line items by the HRA. The cost of all activities to be financed by the tax increment will not exceed, without formal modification, the budget for the tax increments set forth above. Subsection 10. Estimated Amount of Bonded Indebtedness. The HRA may issue its tax increment revenue bonds in an amount not to exceed $1,500,000 to finance public costs of the Owner Occupied Development. The expenditures authorized by this Tax Increment Financing Plan for the Rental Development will be paid for on a pay-as-you-go basis. Subsection 11. Sources of Revenue. The costs outlined in Section 9 above will be financed through the annual collection of tax inczements, and the loans or grants given by or through the 1183029.4 4 00 —l0oq . City or HRA as set forth above. The total cost of the Rental Development are estimated to be approximately $17,000,000. The total cost of the 38 unit Owner Occupied Development is estimated to be approximately $9,500,000. Additional sources o£ funds for the Rental Development wi11 be assistance directly from the Minnesota Housing Financing Agency in the amount o£ $700,000 and from the Family Housing Fund in the amount of $150,000. The Developer will receive a$450,000 grant directly from the Minnesata Housing Financing Agency for the Owner Occupied Development. The Developer will contribute equity or obtain private financing for the remaining costs of the Developments. Subsection 12 of Tax Increment. Financing District 1999. Estimated Caotured Tax Capacity and Estimate The most recent tax capacity of Tax Increment is estimated to be $10,577 as of January 2, The estimated captured tax capacity of Tax Increment Financing District at completion is estimated to be $254,812. The HRA elects to retain all of the captured tax capacity to finance the costs of Tax Increment Financing District No. l. The HRA elects the method of tax increment computation set forth in Minnesota Statutes, Section 469.177, subd. 3(a). SubseCtion 13. �m� of Tax Increment Financina District. Tax Increment Financing District No. 1 is a housing district established, pursuant to Minnesota Statutes, Section 469.174, Subd. 10, and the Special Law, and will satisfy the requirements described below. The Tax Increment Einancing District consists of a project, or a portion of a project, intended for occupancy, in part, by persons of low and moderate income as defined in Minnesota Statutes, Chapter 462A, Title II, of the National Aousing Act of 1934; the National Housing Act of 1959; the United States Housing Act of 1937, as amended; Title V of the Housing Act of 1949, as amended; any other similar present or future federal, state, or municipal legislation, or the regulations promulgated under any of those acts. Twenty percent of the units in the development in the Tax Increment District must be occupied by individuals whose family income is equal to or less than 50 percent of area median gross income and an additional 60 percent of the units in the development in the Tax Increment District must be occupied by individuals whose family income is equal to or less than 115 percent of area median gross income. Twenty percent of the units in the development in the Tax Increment District are not subject to any income limitations. Family income means the median gross income for the area as determined under section 42 of the Internal Revenue Code of 1986, as amended. The income 1183029.4 5 OQ —tD�q requirements are deemed to be satisfied if the sum of qualified owner-occupied units and qualified residential rental units equals the required total number of qualified units. Owner- occupied units must be initially purchased and occupied by individuals whose family income satisfies the income requirements of this subdivision. For residential rental property, the income requirements of this subdivision apply for the duration of the Tax Increment District. The development in the Tax IncremenC Distric� does not qualify if the fair market value of the improvements which are constructed for cominercial uses or for uses other than owner- occupied and rental mixed-income housing consists of more than 20 percent of the total fair market value of the planned improvements in the development plan or agreement. The fair market value of the improvements may be determined using the cost of construction, capitalized income, or other appropriate method of estimating market value. In establishing Tax Increment Financing District, the determination has been made that the anticipated development would not be reasonably expected to occur solely through private investment within the reasonably foreseeable future and that therefore the use of tax increment financing is deemed necessary. In making this determination the HRA has relied on its own knowledge of the development history of the area and on representations made by the Developer. The HRA and the City have determined that the proposed development of the Tax Increment District would not reasonably be expected to occur solely through private investment within the reasonably Eoreseeable future and that the increased market value pf the site that could reasonably be expected to occur without the use of tax increment financing would be less than the increase in the market value estimated to result from the proposed development after subtracting the present value of the projected tax increments for the maximum duration of Che district permitted by the plan. Subsection 14. Duration of `rax incremenc r�z�a�.����u Ll.71�11�.t-• The duration of Tax Increment Financing District will be 25 years from the receipt of the first tax increment. The date of receipt of the first tax increment is expected to be July of 2002. Attached as Exhibit C is the projected receipt of tax increments from Tax Increment Financing District. Subsection 15. Estimated Impact on Other '1'axincr �urisuic- tions. The estimated impact of Tax Increment Financing District on the other taxing jurisdictions assumes construction would have ' occurred without the creation of Tax Increment Financing District. If the construction is a result of tax increment financing, the impact is $0 to other entities. Notwithstanding 1183029.4 6 0�-1P0°l . the fact that the fiscal impact of the other taxing jurisdictions is $0, due to the fact that the construction would not have occurred without the assistance of the HRA, the following estimated impact of Tax Increment Financing District would be as follows if the "but for" test was not met: 1183029.4 7 r � N 411 n � � v � 0 n n O 'O O m n � t-` N ° o N � -{ -1 � w �. � 3 ? m m � m o : .'� x � � m d �' 9 m � m � X, K � 11 C � =. N N ' Q � n �. O � X N � N D 7 d � n �. � � , Q 0 9 y ' C n m $. m � ,� T V � N d � a .�. N o y � , � � � � o � e ^ o Q � J �l X N N y m m 3 3 O G .�. .�. N � (n 31 �L F � ^ O� m O 3 0.�T 3 O y^ C � m 3 6� X U m 6 = 0 m o. � O, O a O c m' n y Q a� a c� O n c ry p O. O" ' m m v o � 9 3 a n�c c m n, � z o m � °-' .n. 0 m N y N S O N —1 m A o O � d c+ ; m o �p x y < y X�' C� N 3. D H n a m� � � N p� N a n = � � O. p C `G 9 C y Z p 0 Q O^ C� 7 o�? m �' � o x v y "."� °-' � a � x T � y p a x O � c� O m t�'i m � � m ,m' ° = m � f ° ' � f ' � � � J � O C r K. A� N � m t0 v T � 7 � C X Q T m G1 .N-. Gl X �' W 6 O 0. d � 0 .�.. � N O H � 2 m y m y N O O � _ `G ^ � � C O �» � ' O S d � � � m � y v m � � v Q o Q �' y °� ,< m m v m a m � � � y N � m W y m Fi O ¢ � m m m � m x a x � x m c 5 = w ? m m n z y o � = m v o � m m N „" � o v, � c� � 3 � w `G y m s tn O � N � � N o � c w � � c � � c i � � � N � W m rn �n N O W w � � Z '� � + X �D m -I a N X 0 O O N � x r � o � m � w ° o m d m o <I� O> V �1 fJ m ^ O (]t O� t0 N N O (J O A W o e o 0 0 � � � � t�i� N W rn rn � ' � � � N O W N N N N A A A A � m � � N N N N W � � N t0 � N fD O • 3a (,> W � N (�)t m � a N m 0 V W O m m 'a�+ � N o w �o m e a o e Z � � m x � -I Q N x m o 0 oa -loot � m� O �G =i o "fl C � ° " � �o m � w ° w' ° � 3 �. 3 Q f11 � D v n b � x 'D a � 9 3� d 11 v » � � .�. N 3 '� O O�fD Q � � � � m O � � � ° »'9am � m m � � � � v N � � X m a m o n y 3 � � N y -1 c=� t N� 3 � i K 6 O. O. � lG �� tll T Q il m d X Z -� N Q � X 0 2 D '< r" °, ° o 0 � y m 0 � n � d G � � y � � O O n y � � 9 � � 3 fG 71 � 3 j O 9 'D O .. a j O o � .'1 C�i » v m � x � � a 37 o m � ',, O O O � N N 0 0 o m n W m o � m I o 0 0 � Z n `a x `_ m o m o �o n � �� m N W N . 6 m m n ' W t � O' O P w m m a 7A Oo ,.�Oe� Subsection 16. State Tax Increment Einancina Aid. Pursuant to Minnesota Statutes, Section 273.1599, for tax increment financing districts for which certification was requested a£ter April 30, 1990, a municipality incurs a reduction in state tax increment £inancing aid (RISTIFA) applied to the municipality's Local Government Aids (LGA) first and, I3omestead and Agricultural Aid (HACA) second, in an amount equal to a fornlula based upon the equalized qualifying captured tax capacity (QCTC) of Tax Increment Financing District. Pursuant to Minnesota Statutes, Section 273.1599, Subd. 6, the HRA may choose an option to the LGA-HACA penalty, Tax Increment Financing District is exempt from the LGA-HACA reduction if the HRA elects to make a qualifying local contribution at the time of approving the Plan. To qualify for the exemption in each year, the HRA must make a qualifying local contribution to the project of a certain percentage. The local contribution for a housing district is 5 percenC. The maximum local contribution for all districts in the City in any year is limited to two percent of the City's net tax capacity, after which point the HRA must make an additional contribution equal to the lesser of (a) 0.25 percent of the City's net tax capacity or (b) 3 percent of tax increment revenues for that year. The amount of the local contribution must be made out of unrestricted money of the HRA or the City, such as the general fund, a property tax levy, or a federal or state grand-in-aid which may be spent for general government purposes. The local contribution may not be made, directly or indirectly, with tax increments or developer payments. The local contribution must be used to pay project costs and cannot be used for general government purposes. The HRA elects to make the annual local coatribution to the project to exempt itself from the LGA-HACA penalty. The HRA will pay for costs of the project described in this Plan, in an amount equal to 5 percent of annual tax increment for Tax Increment Financing District, subject to the limitations described above, in any year in which such amount exceeds 2 percent of the City's net tax capacity. Such contribution may be in form of either lump sum or annual payments (in addition to tax increment payments) towards costs identified in this Plan or other costs related to that development. The contribution may also be made in the form of public improvement financed by the City or other unit of government with unrestricted funds. , iiaaozs.n 8 • � � a • Subsection 17. Modification of Tax Increment Financina District and/or Tax Sncrement Financina Plan. As of August 9, 2000, no modifications to Tax Increment Financing District No. or the Tax InCrement Financing Plan therefore have been made. Subsection 18. Modifications to Tax Increment Financina District In accordance with Minnesota Statutes, Section 469. 175, Subd. 4, any: 1. reduction or enlargement of the geographic area of the Tax Increment Financing District; 2. increase in amount of bonded indebtedness to be incurred, including a determination to capiCalize interest on debt if that detennination was not a part of the original plan, or to increase or decrease the amount of interest on the debt to be capitalized; 3, increase in the portion of the captured net tax capacity to be retained by the HRA; 4. increase in total estimated tax increment expenditures; or 5. designation of additional property to be acquired by the HRA, shall be approved upon the notice and after the discussion, public hearing and findings required for approval of Che original plan. The geographic area of District may be reduced, but shall not be enlarged after five years following the date of certification of the original net tax capacity by the county auditor. The requirements of this paragraph do not apply if (1) the only modification is elimination of parcel(s) from Tax Increment Financing District and (2)(A) the current net tax capacity of the paTCel(s) eliminated from the Tax Increment Financing District equals or exceeds the net tax capacity of those parcel(s) in the Tax Increment Financing District's original neC tax capacity or (B) the HRA agrees that, notwithstanding Minnesota Statutes, Section 469. 177, Subd. 1, the original net tax capacity will. be reduced by no more than the current net tax capacity of the parcel(s) eliminated from the Tax Increment Financing District. The ARA must notify the County Auditor of any modification that reduces oz enlarges the geographic area of the Tax Increment Financing District or the Redevelopment Project Area. Modifications to Tax Increment Financing District in the form of a budget modification or an expansion of the boundaries will be recorded in the Tax Increment Financing Plan. 1183029.4 9 �j-lOO'l Subsection 19. Administrative Ex�enses. In accordance with Minnesota Statutes, Section 469.174, Subd. 14, and Minnesota Statutes, Section 469.176, Subd. 3, administrative expenses means all expenditures of the HRA, other than: 1. amounts paid for the purchase of land or amounts paid to contractors or others providing materials and services, including architectural and engineering services, directly connected with the physical development of the real property in the district; 2, relocation benefits paid to or services provided for persons residing or businesses located in the district; or 3. amounts used to pay interest on, fund a reserve £or, ox sell at a discount bonds issued pursuant to Minnesota Statutes, Section 469.178. Administrative expenses also include amounts paid for services provided by bond counsel, fiscal consultants, and planninq or economic development consultants. Tax increment may be used to pay any authorized and documented administrative expenses for the Tax Increment Financing District up to but not to exceed 10 pezcent of the total tax increment expenditures authorized by the tax increment financing plan or the total tax increment expenditures, whichever is less. Pursuant to Minnesota Statutes, Section 469.176, Subd. 4h, tax increments may be used to pay for the county's actual administrative expenses incurred in connection with the Tax Increment Financing District. The county may require payment of those expenses by February 15 of the year following the year the expenses were incurred. Pursuant to Minnesota Statutes, Section 469. 177, Subd. 11, the county treasurer shall deduct an amount equal to 0.1 percent of any increment distributed to the HRA and the county treasurer shall pay the amount deducted to the state treasurer for deposit in the state general fund to be appropriated to the State Auditor for the cost of financial reporting of tax increment financing information and the cost of examining and auditing authorities' use of tax increment financing. Subsection 20. Limitation of Increment. Pursuant to Minnesota Statutes, Section 469. 176, Subd. 1(a), no tax increment shall be paid to the HRA for the Tax IncremenC FinanCing District after three (3) years from the date ' of certification of the Original Net Tax Capacity value o£ the taxable property in the Tax Increment Financing District by the County Auditor unless within the three (3) year period: 1183029.4 �-� �o -\�9 (a) bonds have been issued pursuant to Minnesota Statutes, Section 469. 178, or in aid of a project pursuant to any other law, except revenue bonds issued pursuant to Minnesota Statutes, Sections 469.152 to 469.165, or (b) the HRA has acquired property within the Tax Increment Financing Di5trict, or (c) the HRA has constructed or caused to be constructed public improvements within the Tax Increment Financing District. The tax increment pledged to the paymenC of bonds and interest triereon may be discharged and may be terntinated if sufficient funds have been irrevocably deposited in the debt service fund or other escrow account held in trust for all outstanding bonds to provide for the payment of the bonds at maturity or redemption date. Pursuant to Minnesota Statutes, Section 469.176, Subd. 6: if after four years from the date of certification of the original net tax capacity of the tax increment financing district pursuant to Minnesota Statutes, Section 469.177, no demolition, rehabilitation or renovation of property or other site preparation, including qualified improvement of a street adjacent to a parcel but not instailation of utility service including sewer or water systems, has been commenced on a parcel located within a tax increment financing district by the authority or by the owner of the parcel in accordance with the tax increment financing plan, no additional tax increment may be taken from that parcel and the original net tax capacity of that parcel shall be excluded from the original net tax capacity of the tax increment financing district. If the authority or the owner of the parcel subsequently commences demolition, rehabilitation or renovation or other site preparation on that parcel including qualified improvement of a street adjacent to that parcel, in accordance with the tax increment financing plan, the authority shall certify to the county auditor that the activity has commenced and the county auditor shall certify the net tax capacity thereof as most recently certified by the commissioner of revenue and add it to the original net tax capacity of the tax increment financing district. The county auditor must enforce the provisions of this subdivision. For purposes of this subdivision, qualified improvements oE a street are limited to '(1) construction or opening of a new street, (2) relocation of a street, and (3) substantial reconstruction or rebuilding of an existing street. 1183029.4 1�- oo-�q Subsection 21. Use of Tax Increment. The HRA hereby determines that it will use 100 percent of the captured net tax capacity of taxable property located in the Tax Tncrement Financing District for the following purposes: 1. to pay the principal of and interest on bonds used to finance a project; 2. to finance, or otherwise pay the capital and administration costs of the 22edevelopment Project Area pursuant to the Minnesota Statutes, Sections 469.124 to 469.134; 3. to pay for project costs as identified in the budget; 4. to finance, or otherwise pay for other purposes as provided in Minnesota Statutes, Section 469.1 76, Subd. 4; 5. to pay principal and interest on any loans, advances or other payments made to the HRA or for the benefit of Redevelopment Project Area by the developer; 6. to finance or otherwise pay premiums and other costs for insurance, credit enhancement, or other security guaranteeing the payment when due of principal and interest on tax increment bonds or bonds issued pursuant to the Plan or pursuant to Minnesota Statutes, Chapter 462C and Minnesota Statutes, Sections 469.152 to 469.165, or both; and 7. to accumulate or maintain a reserve securing the payment when due of the principal and interest on the tax increment bonds or bonds issued pursuant to Minnesota Statutes, Chapter 462C and Minnesota Statutes, Sections 469.152 to 469.165, or both. These revenues shall not be used to circumvent any levy limitations applicable to the HRA nor for other purposes prohibited by Minnesota Statutes, Section 469.176, subd. 4. Subsection 22. Notification of Prior Planned Improvements. The HRA shall, after due and diligent search, accompany its request £or certification to the County Auditor or its notice of the Tax Increment Financing District enlargement with a listing of all properties within the Tax Increment Financing District or area of enlargement for which building permits have been issued during the eighteen (18) months immediately preceding approval of the Plan by the municipality pursuant to Minnesota Statutes, Section 469.175, Subd. 3. The County Auditor shall increase the original value of the Tax Increment Financing District by the value of improvements for which a building permiC was issued. � Pursuant to Mirinesota SCatutes, Section 469.177, Subd. 4, the HRA has reviewed the area to be iaaluded in the Tax Increment 1183029.4 12 �p -tAOq Financing District and found no parcels for which building pexmits have been issued during the 18 months immediately preceding approval of the Plan by the HRA. Subsection 23. Excess Tax Increments. Pursuant to Minnesota Statutes, Section 469.176, Subd 2, in any year in which the tax increment exceeds the amount necessary to pay the costs authorized by the Plan, including the amount necessary to cancel any tax levy as provided in Minnesota Statutes, Section 475. 61, Subd. 3, the HRA shall use the excess amount to do any of the following: 1. prepay any outstanding bonds; 2, discharge the pledge of tax increment therefor; 3. pay into an escrow account dedicated to the payment of such bond; or 4, return the excess to the County Auditor for redistribution to the respective taxing jurisdictions in proportion to their local tax rates. In addition, the HRA may, subject to the limitations set forth herein, choose to modify the Plan in order to finance additional public costs in the Tax Increment Financing District or Redevelopment Project Area. Subsection 24. Reauirements for Agreements with the Develoger. The HRA will review any proposal for private development to deternline its conformance with the Redevelopment Plan and with applicable municipal ordinances and codes. To facilitate this effort, the following documents may be requested for review and approval: site plan, construction, mechanical, and electrical system drawings, landscaping plan, grading and storm drainage plan, signage system plan, and any other drawings or narrative deemed necessary by tihe City to demonstrate the conformance of the development with city plans and ordinances. The HRA may also use the Agreements to address other issues related to the development. Pursuant to Minnesota Statutes, Section 469.176, Subd. 5, no more than 10 percent, by acreage, of the property to be acquired in the Tax Increment Financing District as set forth in the Plan shall at any time be owned by the ARA as a result oE acquisition with the proceeds of bonds issued pursuant to Minnesota Statutes, Section 469. 178, without the HRA having, prior to acquisition in excess of 10 percent of the acreage, concluded an agreement for the•development or redevelopment of the properCy acquired and which provides recourse for the HRA should the development or redevelopment not be completed. 1183029.4 13 00 -loOq Subsection 25. Other Limitations on the Use of Tax Inczement. 1. General Limitations. All revenue derived from tax increment sha11 be used in accordance with the Plan. The revenues shall be used to finance, or otherwise pay the capital and administration costs of the Redevelopment Project Area pursuant to the Minnesota Statutes, Sections 469.12a to 469.134; These revenues shall not be used to circumvent existinq levy limit law. No revenues derived Erom tax increment shall be used for the acquisition, construction, renovation, operation or maintenance of a building to be used primarily and regularly for conducting the business of a municipality, county, school district, or any other local unit of government or the state or federal government, or for a commons area used as a public park, or a facility used for social, recreation or conference purposes. This provision shall not prohibit the use of revenues derived from tax increments for the construction or renovation of a parking structure. 2. Poolinq Limitations. At least 80 percent of tax increments from the Tax Increment Financing District must be expended on activities in the Tax Increment Financing District or to pay bonds, to the extent that the proceeds of the bonds were used to finanCe activities within said district or to pay, or secure payment of, debt service on credit enhanced bonds. Not more than 20 percent of said tax increments may be expended, through a development fund or othercvise, on activities outside of the Tax Increment Financing District except to pay, or secure payment of, debt service on credit enhanced bonds. For purposes of applying this restriction, all administrative expenses must he treated as if they were solely for activitiss outside of the Tax Increment Financing District. 3. Five Year Limitation on Commitment of Tax Increments. Tax increments derived from the Tax Increment Financing District shall be deemed to have satisfied the 80 percent test set forth in paragraph (2) above only if the five year rule set forth in Minnesota Statutes, Section 469. 1763, Subd. 3, has been satisfied; and beginning with the sixth year following certification of the Tax InCrement Financing District, 80 percent of said tax increments that remain after expenditures � permitted under said five year rule must be used only to pay previously commitment expenditures or credit 1183029.4 �-4 6�-woq enhanced bonds as more fully set forth in Minnesota Statutes, Section 469.1763, Subd. 5. a, ExDenditures Outside District. The Authority hereby elects to spend an additional ten percent o£ the tax increments on activities located outside the Tax Increment District as permitted by Minnesota Statutes, Section 469.1763, subd. 2(d) provided that the expenditures meet the following requirements: (1) they are used exclusively to assist housing that meets the requirements for a qualified low-income building as defined in Section 42 of the Internal Revenue Code of 1986, as amended (the "Code"); (2) they do not exceed the qualified basis of housing as defined under Section 42(c) of the Code less the amount of any credit allowed under Section 42 of the Code, and (3) They are used to (i) aaquire and prepare the site for housing, (ii) acquire, construct or rehabil.itaCe the housing or (iii? make public improvemenCs directly related to the housing. Subsection 26. Countv Road Costs. Pursuant to Minnesota Statutes, Section 469. 175, Subd. la, the county board may require the HRA to pay for all or part of the cost of county road improvements if, the proposed development to be assisted by tax increment will, in the judgement of the county, substantially increase Che use of county roads requiring construction of road improvemenCs or other road costs and if the road improvements are not scheduled within the next five years under a capital improvement plan or other county plan. In the opinion of the HRA and consultants, the proposed development outlined in this Plan will have little or no impact upon county roads. If the county elects to use increments to improve county roads, it must notify the HRA within thirty days of receipt of this Plan. Subsection 27. Assessment Agreements. Pursuant to Minnesota Statutes, Section 469. 177, Subd. 8, the HRA may enter into an agreement in recordable form with the developer of property within the Tax Increment Financing District which establishes a minimum market value of the land and completed improvements for the duration of the Tax Increment Financing District.� The assessment agreement shall be presented to the assessor who shall review the plans and specifications for the improvements constructed, review the market value previously 1183029.4 15 �-wo9 assigned to the land upon which the improvements are to be constructed and, so long as the minimum market value contained in the assessment agreement appear, in the judgment of the assessor, to be a reasonable estimate, the assessor may certi£y the minimum market value agreement. Subsection 28. Pdministration of the Tax Increment Financing District will be handled by the Executive Director o£ the HRA. Subsection 29. Financial Reportincr Requirements. The BRA will comply with all reporting requirements of Minnesota Statutes, Section 469.175, Subd. 5, 6 and 6a. 1183029.4 16 EXHIBIT A Oo�-toOq , w �y�N a EXHIBIT B � ��'�.`������ � �.�,.x�.�...r. No��t�i Qlfc�c��•ayit v�-�ooq EXHIBIT C Assum tions Re ort City of St. Paul, Minnesota Proposed Tax Increment (Redevelopment) Financing District North Quadrant (Sibley Park) Housing Devetopment Scenario A- Phase One To� Project (26 years, 8% note) Type of Tax Increment Financing District Maximum Duration of TIF District Certification Request Date Decertification Date Base Estimated Market Vaiue Times: First SO Excess Originai Net Tax Capacity ( i) Assessment/Collection Year Base Estimated Market Value Increase in Estimated Market Value (7) 200112002 2002/2003 2003/2004 2004/2D05 Total Estimated Market Value Times: Fiist SO Excess Total Net Tax Capacity (7) 25 years from 1st increment 09/01 /00 7Z07/27 �26 Years of Increment) 2000/2001 $683,500 0.00% 0.00 % Cp—W�9 $683,500 $683,500 5683,500 $683,500 2,000,000 75,065,744 15,065,744 15,065,744 52.683,500 575,749,244 $15,749.244 $15.749,2A4 0.00°/0 0 0 0 0 0.00% 0 0 0 0 Base inflation Factor Local Tax Capac;ty Rate Fiscal Disparities Contribution From TIF District Administrative Retainage Percent (maximum = 10%) Pooling Percent City Tax flate (Onfy if Local-Effort TIF) Bonds Bonds Da[ed First �nterest Date Underwriters Discount NA NA NA 0 0 $70,577 �41,527 $265,389 $265,389 $265,389 NA 148.5531 (Payabie 2000) 0.0000 % (NA for Housing) 5%,-10% (See Note #3) 0.00% NA Note (Pav-As-YOU-Gol Note Dated 09/01l00 Note Rate 8.00% LGAMACA Loss: Wat Annual local Contribution Be Made (Yes or Noj? (2) Yes I.S.O k625 Equalized Tax Capacity Rate NA 1.S.D �t625 Sales Ra[io � NA City Sales Ratio & Tazable Net Tax Capacity NA NA Present Value Date & flate 09/Ot/00 5.00%6 (i) See "Schedule ot Project Values" forcalculation of Market Values and Net Tax Capacities. (2) Assumes annual contributlon w�Il be made upfront and will not be available tor debk service. (3) Assumes admin. retainage of 5°6 on apartments and 10°0 on townhomes and retail space. 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O (v c� V N(9 i� W O� O.- '[7 C VJ (O { N W O N t7 O vl (O I� W O O O O O O O O O O � � �- �- � .- �(V N N N N N N N N N 'O O� � � � � � � � � � � � o c c� c+� cn co m c� m c� c� � m c� c� � n i� c%� ch n c� m�� m� m m c� n C`ry 9 N � N M(� !� c� N N^ N(� t' N N N N N N^ N^ N^ N N N N a a � . �.- �.- '-�.-_.- � .-� � .- .- �� C-2 po -t�9 � n z m vi m � V 0 � n � N X � O O � � O F- po-�Oq Assum tions Re ort City oi St. Paul, Minnesota Proposed Tax Increment (Redevelopment) Financing District North Quadrant (Sibtey Park) Housing Development Scenario B- Phase One Rental-Retail Onty (26 years, 8% note) Type o( Tax Increment Financing District Maximum Duration of TIF District CeRification Request Date Decedification Date Base Estimatzd Market Value Times: First $0 Excess Original Net Tax Capacity (t ) 0.00% 0.00% 25 years trom ist incremeM 09/Oi/00 12l0ff27 (26YearsofVncrement) 2000/2001 S432,073 0 0 58,063 AssessmenVCOtiection Year 2001/2002 2002/2003 2003/2004 2004l2005 Base Eslimated Market Value Increase in Estimated Market Value (i) Total Estimated Markei Value Times: First SO Excess 7ota1 Net Tax Capacity (t) 5432,073 $432,073 $432,073 S432,073 7,264,295 8,412,372 8,472,372 8,412,372 $1,696,368 58,844,444 0.00 / 0 0 0.00% 0 0 53t,656 $t70,232 Base Infiation Factor Local Tax Capacity Rate Fiscal Disparities Contribu[ion From 71F District Administrative Retainage Percent (maximum = 10%) Pooling Percent City Tax Rate (Only if Locai-Effort TIF) Bonds Bonds Dated Firstfnterest Date Underwriters Discount NA NA NA LGA/HACA Loss: Will Annual Locai Contribution Be Made (Yes or No)? (2) I.S.Q �625 Equalized Tax Capacity Rate I.S.D n625 Sales Ratio . City Sa1es Ratio & Taxable Net Tax Capacity Present Vaiue Date & Rat2 58.844,444 S8,B44,444 0 0 $170,232 $170,232 NA 148.553 % (Payable 2000) 0.0000 % (NA tor Housing) 5%-10°/, (See Note �3) 0.00%, NA Note (Pav-AS-You-Go1 Note Dated Noie Rate Yes NA NA NA 04/O7/00 09/Oil00 B.00 % NA 5.00°/ (1) See "Schedule of Pro�ect Values" for calculatwn of Market Vaiues and Net Tax Capacities. (2) Assumes annual contribution will be made upfront and will not be availabie for debt servicz. (3J Assumes admin. retainage of 5% on apartments a�d 10 % on touvnhomes and retaif sQace. Prepared by: Springsted Incorporaled fP��nted on 09/78/2000 at 9:59 AM) C-3 Tif091800b.xis = � . y C Q C o d � m C p, ` U � �p C j T d q LL � � O C C T d d'y C c � � O c a o — � � _ �-�' 1 l � 7 � A � a d 0. '° ' � m a�i N y ¢ O ^, N v �. 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F < � Assum tions Re ort 00 —Iz�e R City of St. Paui, Minnesota Proposed Tax Increment (Redevelopment) Financing District IJorth Quadrant (Sibiey Park) Housing Devefopment Scenario C- Phase One Townhomes Only (26 years, S% note) Type of Tax Increment Financing District Mazimum Duration oi TIF District Certification Request Date Decertification Date Base Estimated Market Value Times: Frst SO Excess Original Net Tax Capaciry (7) 0.00% 0.00 % 0 0 $2,514 AssessmenUCollection Year Base Estimated Market Value Increase in Estimated Market Value (1) 7otai Estimated Market Value Times: Rrst Excess Tofal Net Tax Capacity (1) 25 years from ist increment 09lOt/00 iZ01/27 (26 Years of Increment) 2400l2061 �5251,427 2001/2002 2002/2003 2003/2004 2004/2005 $251,427 $251,427 $251,427 $251.427 735,705 6,653,3�3 6,653,373 6,653,373 �987,132 $6,904,800 $6,904,800 $6,904,800 SO 0.00 ( 0.00% Base Inflation Factor Local Tax Capacity Rate Fiscal Disparities Contribution From TiF District Administretive Retainage Percent (maximum = 10°/,) Pooling Percent CityTax Rate jOniy'rf Locai-Effort TIF) Bonds Bonds Dated First Interest Date Undervvriters Discount NA NA NA IGA/HACA Loss: Will Annual Local Contribution Be Made (Yes or No)? (2) I.S.D #625 Equalized 7ax Capacity Rate I.S.D k625 Sales Ratio � City Sa�es Ratio & Taxable Net Tax Capacity Present Vatue Date 8 Rate 0 0 0 0 $9.871 $95,157 0 0 0 0 595,157 595,157 NA 148.553%, (Payable 2000) 0.0000°/, (NA tor Housing) 5°/,•10% (See Note #3) 0.00% NA Note (Pav-As-You-Go) Note Dated Nofe Rate Yes NA NA NA 09/07/00 09/07/00 8.00 % NA 5.00% (1) See "Schedule oF Project Values" forcalculation of Market Values and Net Tax Capacities. (2) Assumes annual contribution will be made upiront and wlll not be availabie for debt service. (3j Assumes admin. retainage of 5% on aparlments and 10 % on townhomes and retail space. Prepared by: Springsted Incorporated (printed on 09l78/2000 at 10:00 AM) C-5 Tif097800c.xls � . . -. � � O y y C 0 C o m � rn � Q N �U O � C N W C > T d R LL � N O � �>. y C C C E J O G p, O y c O 2 N � j y � O d y a c N� °�~ O y (/7 d �.�r � v C U d � O U W N _= a � s ��a 9 O ' � U N O � a c o d a` " N m 4 � � � c m c Z m ¢ ¢ c 0 � o j U ll O o � o a � _ � 0 U X C m � N E C m N ¢ Z C � o y C C � N � N � N J Q � N ¢ O � � '— o V m m � N � �3 d O N Q x � � ~ E � N m ¢ O V Vr C T N ry E � 0. � r � Q ~ U o a x ._a. N m �j V � 3 � m n n d ¢ U Z U � o ry H y O J LL O O O l6 X T N C f" N N w � 6 '��ZU X �` m � � � � m Z U oo��������������������������o m< a v a< v o v a c a v v v v v a v a v v v v a v _ ' " _ ' ' ' _ _ " ' ' ' ' ' ' ' ' ' " ' " ' " ' " O O O O O O O O O O O O O O O O O O O O O O O O O O c� c� co c� m co co co ro c� co � c� m m c� m m� m c� r� w co c� r � � �.- .- .- �.- � �.- � �.- � �.- � � �.- �.- � 0 0�n v v v v a v a v� v v a v v v e v v v v v v c v v o v m�o m m�o m co m ca ro�o co m m� co m co c� m m�o m c� Y] O 0 OJ m� 0 t0 m OJ m m m m O� 0 m m OJ m W m q� p co m rri �o cc ��<o �o � m c6 co �o �o m� m�ri <o c� �c m a� O O c7 �� N N���[] N N N t� N N N t� N u�i N N N� 1� h N�� m N h� ln N� N 1n tA � tA YJ �[1 �f) N�tl N� N N� N N N tn 6� L7 C� CJ C') C� l7 C� (7 CJ ('J (�J l'l [� fh ('J C') f7 (7 ('J (7 (7 (`� Cl (7 Cl ` N� N� N� N N N N N N N N N� N N N N N N N N � r � e- � � � r�- �- � �.- � r r O O O c0 m c0 m ol m 6� m el � oJ N aJ m N N cD rp oJ vJ m cD ol cD GJ O> N N N N N N N N N N N N N N N N N N N N N N N N N O I' _ 1� 1_ 1� 1_ I� t: I� 1� 1� h t� !� !� 1� f� h I� I� 1� t� 1� l� h I� r c� ci M ci m ri cn ai Y vi � vi ci ci ' ci ci c� c� ' oi ' ci ' 0 o n e v v v a v v v v v v a< v o v v v o v c v v c o � M � C � � l�'l c'1 � C��] (�'l � (� � C��l (�'J (�`l (�'1 � ( C�'1 ( C�"I C�� M � O O m N N N N N N N N N N N N N N N N N N N N N N N N N rn�o m�o �o ���o m�o co �o �o m m m co co co m�o ��� m co o r n n � r n ti n � � n � n � t� � r t� r r t� n r� � i: ` c� M m M cn n c� ^ m c� m c� m� c� m^ n� m co ' co ^ �- � r- � � � e- � �- �- ��- �-- � m ° `°o o e �s�o ° c� cn c� M �n c� m� N N� N�[] uY v> t� N N N N N N N tA �� c0 m tD o� m� m(D 0 � � � � � � �� � 0 o n�n m m m cn c> c� c� cn c� c� � co �n cn n co m cn M m c� co �� o �n a v v v v v a v v v o v v v v a v v v a a v a c� � co m m m�o m� m m� m m� co �a m m m�n � m� m� t� N N N N N N N N N N N N N N N N N N N N N N N N N w m rn rn rn rn rn w rn rn m m rn rn rn rn rn rn rn rn m rn o, rn rn 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 C V< V< R V< V< O< V << O< V V O V C�t C V< V^� � � e- � � � r�- �- � ��- ��- � ��- ��- ��- ��- ��-- � � tn Y] N 111 N 1A N tA N N� N �l] N N tn N �[l tn tn tA Vl � tn N N N �(1 � N N N N N N N N N N N N N N N N N N N N N N N N N N N N� O O !� � N N�[I �� N N ln �fJ tA N tA � tn LL'i N tn tn � t(] � N t �� m W N t(] � lA N N� N N N N� 11l N N i(l �f] N� N N N lA N l[I N rn rn rn m rn rn m m rn rn rn rn m rn rn rn rn rn rn rn rn rn rn rn rn rn • � O N(7 R� c0 I� c0 O> O.- N C� ^� f0 1� m W O N c7 V N tD t� cO O O O O O O O O O O� � ��- �- ��- r N N N N N N N N N � � � � � � � � � � � o c c%> w n c� co c%> m M� r� m m� m cn n m m i� c> c%� c%� ��� m� w n ��� � N N N' N N N N N' N f' N N N N N N ^ N^ N^ N�' N^ N a a w .- � �.- �.- � .- � � � � �.- .- � � r-� �� e r � Cl � O � N � � � � tOC q � x � 0 0 m m 0 � Council File # Op � �DO� Resolution # Green sheet # �e��9�t � RESOLUTION OF SAINT PAUL, M S� Presented By Referred To Committee: Date 1 RESOLUTION APPROVING THE 2 AMENDMENT OF THE TAX INCREMENT FINANCING PLAN 3 FOR TAX INCREMENT FINANCING DISTRICT 4 NO. 1 (NORTH QUADRANT) 7 BE IT RESOLVED by the City Council of the City of Saint Paul, Minnesota (the "City") as follows: 9 Section 1. Recitals l0 11 1.01 On June 23, 1999, the Housing and Redevelopment Authority of the City of Saint Paul, Minnesota 12(the "Authority") established the North Quadrant Redevelopment Project Area (the "Redevelopment Project 13Area") and adopted a redevelopment plan therefor (the "Redevelopment Plan"). 14 15 1 A2 On August 9, 2000 City Council approved the creation, within the Redevelopment Project Area, 16of TaY Increment Financing District No. 1(North Quadrant) (the "Tas Increment District") and the adoption 17of a Tax Increment Financing Plan therefor (the °Tax Increment Plan"), all pursuant to and in accordance with 1 sMinnesota Statutes, Section 469.174 through 469.179 (the "Tax Increment Act") and Laws of Minnesota 192000, Chapter 490, Article 11, Section 40 (the "Special Law"). 20 21 1.03 The Authority has determined that it is necessary to amend the T� Increment Plan to, among 2 2other things, authorize the issuance of bonded indebtedness of the Authority to finance a portion of the costs 2 3of the development as described in the amendment to the T� Increment Plan (the "Amended Plan"). The 24Autharily has performed all actions required by law to be performed prior to the amendment of the Tax Incre- 2 5ment Plan, including, but not limited to, notification of Ramsey County and Independent School District 2 6Number 625, which have t�ing jurisdiction over the property included in the Tax Increment District, and has 2 7requested that the City approve the Amended Plan following the holding of a public hearing upon published 2 sand mailed notice as required by law. 29 3 0 Section 2. Findines for the Amendment of the Tax Increment Financing Plan. 31 3 2 2.01 The City Council hereby finds that the amendment of the Tax Increment Plan for T� Increment 3 3Financing District No. 1(North Quadrant) is intended and, in the judgment of the City Council, its effect will 3 4be, to carry out the objectives of the Redevelopment Plan and to create an impetus for the construction in the 3 5City of affordable and mixed income housing, will increase employment and otherwise promote certain 3 6public purposes and accomplish certain objectives as specified in the Redevelopment Plan and Tax Increment 3 7Financing Plan. 1207814.1 0 0 - ioo� 1 2.02 The City Council hereby reaff rms its previous findings that Tas Increment Financing District 2No. 1(North Quadrant) qualifies as an"housing districY' within the meaning of the Ta�c Increment Act and 3the Special Law for the foilowing reasons: 5 The properry to be included in the Tax Increment Distdct is located in the Northeast 6 quadrant of the City, i.e. within the 15 acre site bounded by Interstate 94 on the north and 7 east, Jackson Street on the west and Seventh Street on the south, together with the west 8 side of Jackson Street to midblock between Interstate 94 and South Street. 9 1 o Twenty percent of the housing units the Tas Increment District wiil be occupied by 11 individuals whose family income is equal to or less than 50 percent of area median gross 12 income and an additiona160 percent of the units will be occupied by individuals whose 13 family income is equal to or less than 115 percent of azea median gross income. Twenty 14 percent of the units in the TaY Increment District will not be subject to any income 15 limitations. 16 17 Family income means the median gross income for the City as detennined under section 18 42 of the Internal Revenue Code of 1986, as amended. The income requirements will be 19 satisfied if the sum of qualified owner-occupied units and qualified residential rental units 2 0 equals the required total number of qualified units. Owner-occupied units will initially be 21 purchased and occupied by individuals whose family income safisfies the income 2 2 requirements. For residential rental property, the income requirements apply for the 2 3 duration of the Tax Increment District. 24 2 5 The fair mazket value of the improvements which are constructed in the Tax Increment 2 6 District for commercial uses or for uses other than owner-occupied and rental mixed- 2 7 income housing wili not consist of more than 20 percent of the total fair mazket value of 2 8 the planned improvements in the development plan or agreement. The fair mazket value 2 9 of the improvements will be determined using the cost of construction, capitalized 3 0 income, or other appropriate method of estimaring market value. 31 32 2.03 The City Council hereby reaffirms the following findings: 33 3 4 (a) The City Council further finds that the proposed development, in the opinion of 3 5 the City Councii, would not occur solely through private investment within the reasonably 3 6 foreseeable future and, therefore, the use of t� increment financing is deemed necessary. The 3 7 specific basis for such finding being: 38 3 9 The parcels on which the development will occur would not be developed in the 4 0 reasonably foreseeable future because they aze currently used for surface parking, 41 which use generates significant income to the current owner of the property 4 2 considering the owner's minimal investment in the property. 43 44 (b) The City Council fiu•ther finds that the Ta�c Increment Financing Plan, as amended, 4 5 conforms to the general plan for the development or redevelopment of the City as a whole. The 4 6 specific basis for such finding being: 47 4 8 The T� Increment Financing Plan will generally compliment and serve to implement 4 9 policies adopted in the City's comprehensive plan. The development contemplated is in 5 0 accordance with the existing zoning for the property. izo�aie.i 1 (c) The City Council fiuther finds that the Tax Increment Financing Plan, as amended, pp� (pO� 2 will afford maYimum opportunity consistent with the sound needs of the City as a whole for the 3 development of the Tas Increment District by private enterprise. The specific basis for such 4 fmding being: 6 The proposed development to occur within the Tax Increment District is housing. The 7 development wili increase needed affordabie and mixed income housing in the City and 8 will increase the mazket valuation of the City. l0 (d) For purposes of compliance with Minnesota Statutes, Section 469.175, Subdivision 3(2), 11 the City Council hereby finds that the increased mazket value of the property to be developed within the 12 T� Increment District that could reasonably be expected to occur without the use of tas increment 13 financing is $-0- , which is less than the market value estimated to result from the proposed 14 development (i.e., $15,065,744) after subtracting the present value of the projected tas increments for 15 the maxiinum duration of the Tas Increment District (i.e., $3,481,295). In making these fmdings, the 16 City Council has noted that the properiy has been undeveloped for many yeazs and would likely remain 17 so if taY increment financing is not available. Thus, the use of tax increment fmancing will be a 18 positive net gain to the City, the School District, and the County, and the ta�c increment assistance does 19 not exceed the benefit which will be derived therefrom. 20 21 2.04 The provisions of this Section 2 aze hereby incorporated by reference into and made a part of 22the Amended Plan. 23 24 Section 3. Apnroval of Amendment of the T� Increment Financine Plan. 25 2 6 3.01 The amendment of the Tas Increment Plan for T� Increment Financing District No. 1(North 2 7Quadrant) is hereby approved and the Amended Plan therefor is hereby adopted. 28 2 9 3.02 The staff of the City, the staff of the Authority and the City's and Authority's advisors and legal 3 Ocounsei are authorized and directed to proceed with the implementation of the T� Increment District and the 31Amended Plan and for this purpose to negotiate, draft, prepare and present to the Board of Commissioners of 3 2the Authority for its consideration all further plans, resolutions, documents and contracts necessary for this 3 3purpose. 34 3 5 Requested by Department of: Planninq & Economic Development �� ��� By: Adoption Form Approved by Cit� A torney Certifi by Council Secretary BY� By: l�` . � ��9 .. � _ - �� A � � Approved by Mayor for Submission to Council Approved by Mayor: Date 4 gy: ,y��c�qq� By: -�vii i 1207814.1 Adopted by Council: Date � cX . S�, 2-u aa L DEPARTMENT/OFFICE/COUIYCIL: DATE INI'CIATED GREEN SHEET No.: 101694 ��' �p PED 10/13/00 CONTACP PERSON & PHONE: AiE IIvi1'tnI1nATE AI Carlson 6-6616 � 2 n�s�zT�r Dm _���� s cmr covxcu. MUSC BE ON COUNCIT, AGENDA BY (DATE) �IGN 3 CITYATIORNEY CITYCLERK October 25 � LOOO gUMBER FINANCIAL SERV DIR _ _ FAIANCIAL SERV/ACCI"G ROI7'1'ING 4 MAYOR (OR ASST.)� i Bob Schreier ORDER TOTAL # OF SIGNATURE PAGES _1_(CLIP ALL LOCATIONS FOR STGNATORE) ncrcox �2uES�rEn: Public Aearing to adopt resolution approving the amendment of the T� Increment Financing Plan for Tax Increment Financing District No. 1(north qvadraut) RECOMIdENDATIONS: Approve (A) or Reject (R) PERSONAL SE$VICE CONTRACCS MUST ANSWER'fFIE FOI.I.OWING QUESTIONS: PLANNING COMIvIISSION L Has this person/fum ever worked under a wntract for this department? CIB COMMITTEE Yes No CML SERVICE COMivffSSION 2. Has this person/fitm ever been a ciry empiayee? Yes No 3. Does this person/fiim possess a skill not nomially possessed by any curtent city employee? Yes No Explain all yes answers on separate sheet and attach to green sheet INII7ATING PROBLEM, ISSUE, OPPORTUYIT'Y (Who, What, When, Where, Why): The purpose of the resolution is to amend the Tax Increment Financing District No. 1(north quadrant) to 1) allow the issuance of a tax exempt tas increment bond to finance in part the construction of the Essex on the Pazk Townhomes and 2) to modify the taY increment budget to reflect requirements under staxe law for monitoring purposes by State Auditar. The proposed amendments do not change or modify the total projecY costs for the Essex on the Park as originally proposed to the council. ADVANI'AGES IF APPROVF.D: DTSADVAN'['AGES IF APPROVED: DLSADV.4NTAGES IF NOT APPROVED; TOTAL AMOilN1' OF'1RANSACTION: $ COST/REVENUE BUDGETED: FUNDING SOURCE: ACl'iVITY NOMBER: FINANCIAL IlVFORMATION: (EXPLAIN) \�Ped�y5l�SAared�KAPLANUgmsM1Cfrm pa_�oog, Interdepartmental Memorandum CI'IS' OF SAINT PAUL TO: Council President Bostrom Councilmember Benanav Councilmember Blakey Councilmember Coleman Councilmember Harris Councilmember Lantry Councilmember Reiter FROM: Brian Sweeney Allen Carlson �(j DATE: October 13, 2000 RE: PUBLIC HEARING: RESOLUTION APPROVING THE AMENDMENT OF THE TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO.1(NORTH QUADRANT) Purpose The purpose of this public hearing is to receive public comment and request the City Council to approve a resolution amending the Tas Increment Financing Plan (the "Plan") for the Tas Increment Financing District No. 1(North Quadrant) (the "District") which was originally adopted by the Housing and Redevelopment Authority of the City of Saint Paul on August 9, 2000. Background The District is bounded by '7t 8"' , Wacouta and Sibley Streets. The District was adopted to allow tas increments to be generated to assist in the financing of a proposed 114 multifamily rental building with 10,000 square feet of commercial space (the "Sibley Pazk Apartments") and a 3 8 unit for sale town home development (the "Essex on the Pazk"). Twenty-two percent of the rental units will be affordable to households at ar below 30% of the azea median income and 18% of the rental units will be affordable to households at or below 50% of the area median income. Pursuant to State statutes any time a change in the plan is proposed a public hearing must be conducted. Staff is proposing the following amendments to the Plan: pp_�ooq Amend Subsection 9 of the Plan which includes the proposed budget for the Plan. The budget is being amended to add for State Auditing purposes all City/FIRA funds that will be used to assist in the development of the proposed housing. The original budget only included tax increment funds. This proposed change does not change the fivaucing or originally approved budgeted amounts for the project. The added funds to the budget for State Auditing purposes include I3RA Enterprise funds, federal HOME funds and Metropolitan Council that were awazded to the City for the project. Amend Subsection 10 to a11ow up to $1.5 million of bonded indebtedness to finance public costs related to the construction of the Essex on the Pazk development. The original Plan only allowed expendihues authorized by the Plan to be paid on a pay-as- you-go basis. Because of the long duration of the District (25 yeazs) it became unpossible to fmd any banks willing to purchase the pay-as-you-go note for the ownership or Essex on the Park project. Therefore, the only viable and cost effective fmancing tool to fund the Essex on the Pazk using tax increments is issuance of a IIRA tas increment tax exempt revenue bond. Currently, it is estimated that the bond issue would be about $13 million dollazs. The HRA authorizes issuance of the revenue bond. Recommendation Staff recommends approval of the attached resolution amending the Tax Increment Financing Plan for the Tax Increment Financing District No. 1(North Quadrant). Statement of the Council President Being duly authorized by the City Council to conduct this Public Hearing, the heazing is now open. This Public Hearing is called for the proposed purpose to consider the following: Amendment of the Tax Increment Financing Plan for the Tax Increment Financing District No.l (North Quadrant). Notice of time, place, and purpose of this hearing was published in the Saint Paul Legal Leger on October 6, 2000. The affidavit of the publication of the Notice of Public Hearing will be made a part ofthese proceedings. Is there anyone who wishes to be heard on this item? If not, the Chair will declare this Public Hearing adjourned. Attachments Resolution approving amendment to the T� Increment Financing Plan for the Tax Increment Financing Dishict No. 1(North Quadrant) Amended Tax Increment Financing Plan for the Tax Increment Financing District No. 1 (North Quadrant) K:\S1�ared�CARLSOAP�sherman\CC'17F AMIND 12P'I 102500.wpd � i Y �, TAX INCREMENT FINANCING PLAN for the establishment of TAX INCREMENT FINANCING DISTRICT N0. 1(NORTH QUADRANT) (a housing district) wiChin the NORTH QUADRANT REDEVELOPMENT PROJECT AREA HOUSII3G AND REDEVELOPMENT AUTHORITY OF THE CITY OF SAINT PAUL RAMSEY COUNTY STATE OF MINNESOTA Adopted: August 9, 2000 Amended: October 25, 2000 This document was drafted by: BRIGGS AND MORGAN, (MIVID) Professional Association 2200 First National Bank Bldg. St. Paul, MN 55101 (651) 223-6625 , 1183029.4 oa -1co9 '> r Oo_�oq TABLE OF CONTENTS (for reference purposes only) TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FINANCING DISTRICT NO. 1(NORTFi QUADRANT) Paae Subsection 1. Subsection 2. Subsection 3. Subsection 4. Subsection 5. Subsection 6 Subsection 7 Subsection 8 Subsection Subsection Subsection Subsection 9. 10. 11. 12. Subsection 13 Subsection 14 Subsection 15 Subsection 16 Subsection 17 Subsection 18 Subsection Subsection Subsection Subsection Subsection Subsection 19. 20. 21. 22. 23. 24. Subsection 25 Subsection 26 Subsection 27 Subsection 28 Subsection 29 Forward . . . . . . . . . . . . . . . . . Statutory Authority . . . . . . . . . . . Statement of Objectives . . . . . . . . . Redevelopment Plan Overview . . . . . . . Parcels to be Included in Tax Increment Financing District No. 1 . . . . . . . . Parcel in Acquisition . . . . . . . . . . Development Activity in Tax Increment Financing District No. 1 for which Contracts have been Signed . . . . . . . Other Specific Development Expected to Occur within Redevelopment Area . . . . . Estimated Cost of Project . . . . . . . . Estimated Amount of Bonded Indebtedness . Sources of Revenue . . . . . . . . . . . Estimated Captured Tax Capacity and Estimate of Tax Increment . . . . . . . . Type of Tax Increment Financing District Duration of Tax Increment Financing District . . . . . . . . . . . . . . . . Estimated Impact on Other Taxing Jurisdictions . . . . . . . . . . . . . . State Tax Increment Financing Aid .... Modification of Tax Increment Financing District and/or Tax Increment Financing Plan . . . . . . . . . . . . . . . Modifications to Tax Increment Financing District . . . . . . . . . . . . . . Administrative Expenses . . . . . . . . . Limitation of Increment . . . . . . . . . Use of Tax Increment . . . . . . . . . . Notification of Prior Planned Improvements . . . . . . . . . . . . . . Excess Tax Increments . . . . . . . . . . Requirements for Agreements with the Developer . . . . . . . . . . . . . . Other Limitations on the Use of Tax Increment . . . . . . . . . . . . . . . . County Road Costs . . . . . . . . . . . . Assessment Agreements . . . . . . . . . . •Administration of the Tax Increment Financing District . . . . . . . . . . Financial Reporting Requirements . . . . . 1 . 1 . 1 . 2 . 2 . 3 . 3 . 3 . 3 . 4 . 4 . 5 . 5 . 6 . 7 . 8 . 9 . 9 10 10 12 12 13 13 14 15 15 16 16 1183029.4 ? �o-IOOq EXHSBIT A- Map of Tax Increment District No. 1 EXHIBIT B- Map of North Quadrant Redevelopment Project Area EXHIBIT C- Projected Tax Increments 1163029.4 ao -tooa TAX INCREMENT FINANCING PLAN FOR TAX INCREMENT FII3ANCING DISTRICT I30. 1(I30RTH QUADRANT} Subsection 1. Forward. The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota (the "HRA"), and its staff and consultants have prepared the following information for the establishment of Tax InCrement Financing District No. 1 (North Quadrant), a housing district (the "Tax Increment DistriCt"). The Tax Increment District is located within the North Quadrant Redevelopment Project Area (the "Redevelopment Project Area") established by the HRA pursuant to the North Quadrant Redevelopment Plan adopted by the HRA on June 23, 1999 (the "Redevelopment Plan"). The Redevelopment Plan was approved by the Planning Commission on June 23, 1999. Subsection 2. Statutory Authoritv. There exist areas within the City of Saint Paul (the "City") where public involvement is necessary to cause development to occur. To this end, the HRA has certain statutory powers pursuant to special legislation (Laws of Minnesota, Chapter 490, Article li, Section 40 (the "Special Law"), and Minnesota Statutes, Section 469.174 through 469.179 (the "Tax Increment Financing Act" or "TTF Act"), to assist in financing public costs related to a project. Subsection 3. Statement of Obictives. The Tax Increment Financing District consists of 2 parcels of land and adjacent and internal rights-of-way. A map showing the boundaries of the Tax Increment District is attached as Exhibit A. The Tax Increment Financing Di5trict is being created to facilitate a 38 unit owner occupied townhome development (the "Owner Occupied Development") and a 114 unit rental apartment facility (the "Rental Development"). The tax increment financing plan is expected to achieve many of the objectives outlined in the Redevelopment Plan for the North Quadrant Redevelopment Project Area. The following are some of the objectives being facilitated by this Tax Increment Financing Plan. A. Provide Affordable Housing for Saint Pau1 Residents. The available housing in the downtown area of the city will expand by more than 152 units with the completion of the housing development Contemplated by this Tax Increment Financing Plan. B. To Redevelop Underused Pro�ertv. The Tax Increment District is a site that has been underutilized for many years. The majority of the area comprising the site has been used for surface parking. New commercial, cultural and recreational investments are jeopardized by lack of development in the downtown area. 25 of the units in the rental portion of the development will be affordable to households at or 1183029.4 t'�o -100� below 300 of Che area median income and 23 units will be affordable to households at or below 50% of the area median income. 23 of the owner-occupied units will be affordable to households between 80o and 115% of area median income. In order to protect past investments and encourage new development in the downtown area new housing development needs to be created to encourage additional private investment. C. Expand the Tax Base of the Citv of Saint Paul. It is expected that the taxable market value of parcels in the Tax Increment District will increase by approximately $21,280,000. The activities contemplated in the Redevelopment Plan and this Tax Increment Financing Plan do not preclude the undertaking oE other qualified development or redevelopment activities. These activities are anticipated to occur over the life of the Tax Increment District and the Redevelopment Project. Subsection 4. RedeveloAment Plan Overview. 1. Property to be Acquired - Selected property located within Tax Increment Financing District or Redevelopment Project Area may be acquired by the HRA. 2, Relocation - if necessary, complete relocation services are available pursuant to Minnesota Statutes, Chapter 117 and other relevant state and federal laws. 3. Upon approval of a developer's plan relating to a development and completion of the necessary legal requirements, the HRA may sell or assist a developer with the cost of selected properties within Tax Increment Financing District or Redevelopment Project Area, or may lease land or facilities to a developer. 4. The xRA may perform or provide for some or all necessary acquisition, construction, relocation, demolition, and required utilities and street work within Tax Increment Financing District No. 1. Subsection 5. Parcels to be Included in Tax Increment Financina Di5trict No. 1. The following parcels located in the City of Saint Paul, Ramsey County, Minnesota: PIN NO. 312922440028 312922440029 ADpRESS 221 7`" Street East 440 Sibley Street 1183029.4 2 / , , bp—�oa� FURTHER INFORMATION REGARDING THE IDENTIFICATION OF THE PARCEL TO BE INCLUDED IN TAX INCREMENT FINANCING DISTRICT NO. 1 CAN BE OBTAINED FROM THE EXECUTIVE DIRECTOR OF THE HRA. Subsection 6. Parcel in Acquisition. The HRA may finance a11 or a part of the costs of acquisition of the parcels identified in Section 5 of this Tax Increment Financing Plan. The following are conditions under which properties not designated to be acquired may be acquired at a future date: (1) The HRA may acquire property by gift, dedication, condemnation or direct purchase from willing sellers in order to achieve the objectives of the tax increment financing plan; and (2) Such acquisitions will be undertaken only when there is assurance of funding to finance the acquisition and related costs. Subsection 7. The following contracts have been or wi11 be entered into by the HRA and the persons named below: No development agreements have been entereci into at this time. However, the HRA anticipates entering into a development agreement with an entity to be formed by Sherman Associates, Inc. and The Lander Group (the "Developer") with respect to the development of a 38 unit owner occupied townhome development and a 114 unit rental apartment facility. Subsection 8. Other Specific Development Expectied to Occur within Redevelopment Area. Although no specific additional developmenCs have been identified at this time, the HRA expects that the acquisition and construction of the above housing development will encourage additional development in the Redevelopment Project Area. Subsection 9. Estimated Cost of Proiect. The HRA has determined that it will be necessary to provide assistance for certain public costs of certain housing activities. To facilitate the development of the Tax Increment Financing District, this Tax Increment Financing Plan authorizes the use of tax increment financing to pay for the cost of certain eligible expenses. The estimate of public costs and uses of funds associated with Tax�Increment Financing District is outlined in the following table: 1183029.4 3 Da-a°g (Owner Occupied Development) Tax Metropolitan Increments Council Grant Uses Underground Parking Site Development and Construction Costs Interest Capitalized Interest Administrative $ 950,000 300,000 1,974,000 90,000 345.000 TOTAL $3,659,000 (Rental Development) Uses Site Development and Construction Costs Parking Interest Administrative TOTALS HRA Federal Tax Enterprise Home Increments Fund Loan Loan $ 840,000 1,600,000 3,300,000 340.400 $6,080,000 $250,000 $750,000 $450,000 $450,000 $250,000 $750,000 Metro�oliCan Council Loan $500,000 : �� ��� Estimated costs associated with Tax Increment Financing District are subject to change and may be reallocated between line items by the HRA. The cost of all activities to be financed by the tax increment will not exceed, without formal modification, the budget for the tax increments set forth above. Subsection 10. Estimated Amount of Bonded Indebtedness. The HRA may issue its tax increment revenue bonds in an amount not to exceed $1,500,000 to finance public costs of the Owner Occupied Development. The expenditures authorized by this Tax Increment Financing Plan for the Rental Development will be paid for on a pay-as-you-go basis. Subsection 11. Sources of Revenue. The costs outlined in Section 9 above will be financed through the annual collection of tax inczements, and the loans or grants given by or through the 1183029.4 4 00 —l0oq . City or HRA as set forth above. The total cost of the Rental Development are estimated to be approximately $17,000,000. The total cost of the 38 unit Owner Occupied Development is estimated to be approximately $9,500,000. Additional sources o£ funds for the Rental Development wi11 be assistance directly from the Minnesota Housing Financing Agency in the amount o£ $700,000 and from the Family Housing Fund in the amount of $150,000. The Developer will receive a$450,000 grant directly from the Minnesata Housing Financing Agency for the Owner Occupied Development. The Developer will contribute equity or obtain private financing for the remaining costs of the Developments. Subsection 12 of Tax Increment. Financing District 1999. Estimated Caotured Tax Capacity and Estimate The most recent tax capacity of Tax Increment is estimated to be $10,577 as of January 2, The estimated captured tax capacity of Tax Increment Financing District at completion is estimated to be $254,812. The HRA elects to retain all of the captured tax capacity to finance the costs of Tax Increment Financing District No. l. The HRA elects the method of tax increment computation set forth in Minnesota Statutes, Section 469.177, subd. 3(a). SubseCtion 13. �m� of Tax Increment Financina District. Tax Increment Financing District No. 1 is a housing district established, pursuant to Minnesota Statutes, Section 469.174, Subd. 10, and the Special Law, and will satisfy the requirements described below. The Tax Increment Einancing District consists of a project, or a portion of a project, intended for occupancy, in part, by persons of low and moderate income as defined in Minnesota Statutes, Chapter 462A, Title II, of the National Aousing Act of 1934; the National Housing Act of 1959; the United States Housing Act of 1937, as amended; Title V of the Housing Act of 1949, as amended; any other similar present or future federal, state, or municipal legislation, or the regulations promulgated under any of those acts. Twenty percent of the units in the development in the Tax Increment District must be occupied by individuals whose family income is equal to or less than 50 percent of area median gross income and an additional 60 percent of the units in the development in the Tax Increment District must be occupied by individuals whose family income is equal to or less than 115 percent of area median gross income. Twenty percent of the units in the development in the Tax Increment District are not subject to any income limitations. Family income means the median gross income for the area as determined under section 42 of the Internal Revenue Code of 1986, as amended. The income 1183029.4 5 OQ —tD�q requirements are deemed to be satisfied if the sum of qualified owner-occupied units and qualified residential rental units equals the required total number of qualified units. Owner- occupied units must be initially purchased and occupied by individuals whose family income satisfies the income requirements of this subdivision. For residential rental property, the income requirements of this subdivision apply for the duration of the Tax Increment District. The development in the Tax IncremenC Distric� does not qualify if the fair market value of the improvements which are constructed for cominercial uses or for uses other than owner- occupied and rental mixed-income housing consists of more than 20 percent of the total fair market value of the planned improvements in the development plan or agreement. The fair market value of the improvements may be determined using the cost of construction, capitalized income, or other appropriate method of estimating market value. In establishing Tax Increment Financing District, the determination has been made that the anticipated development would not be reasonably expected to occur solely through private investment within the reasonably foreseeable future and that therefore the use of tax increment financing is deemed necessary. In making this determination the HRA has relied on its own knowledge of the development history of the area and on representations made by the Developer. The HRA and the City have determined that the proposed development of the Tax Increment District would not reasonably be expected to occur solely through private investment within the reasonably Eoreseeable future and that the increased market value pf the site that could reasonably be expected to occur without the use of tax increment financing would be less than the increase in the market value estimated to result from the proposed development after subtracting the present value of the projected tax increments for the maximum duration of Che district permitted by the plan. Subsection 14. Duration of `rax incremenc r�z�a�.����u Ll.71�11�.t-• The duration of Tax Increment Financing District will be 25 years from the receipt of the first tax increment. The date of receipt of the first tax increment is expected to be July of 2002. Attached as Exhibit C is the projected receipt of tax increments from Tax Increment Financing District. Subsection 15. Estimated Impact on Other '1'axincr �urisuic- tions. The estimated impact of Tax Increment Financing District on the other taxing jurisdictions assumes construction would have ' occurred without the creation of Tax Increment Financing District. If the construction is a result of tax increment financing, the impact is $0 to other entities. Notwithstanding 1183029.4 6 0�-1P0°l . the fact that the fiscal impact of the other taxing jurisdictions is $0, due to the fact that the construction would not have occurred without the assistance of the HRA, the following estimated impact of Tax Increment Financing District would be as follows if the "but for" test was not met: 1183029.4 7 r � N 411 n � � v � 0 n n O 'O O m n � t-` N ° o N � -{ -1 � w �. � 3 ? m m � m o : .'� x � � m d �' 9 m � m � X, K � 11 C � =. N N ' Q � n �. O � X N � N D 7 d � n �. � � , Q 0 9 y ' C n m $. m � ,� T V � N d � a .�. N o y � , � � � � o � e ^ o Q � J �l X N N y m m 3 3 O G .�. .�. N � (n 31 �L F � ^ O� m O 3 0.�T 3 O y^ C � m 3 6� X U m 6 = 0 m o. � O, O a O c m' n y Q a� a c� O n c ry p O. O" ' m m v o � 9 3 a n�c c m n, � z o m � °-' .n. 0 m N y N S O N —1 m A o O � d c+ ; m o �p x y < y X�' C� N 3. D H n a m� � � N p� N a n = � � O. p C `G 9 C y Z p 0 Q O^ C� 7 o�? m �' � o x v y "."� °-' � a � x T � y p a x O � c� O m t�'i m � � m ,m' ° = m � f ° ' � f ' � � � J � O C r K. A� N � m t0 v T � 7 � C X Q T m G1 .N-. Gl X �' W 6 O 0. d � 0 .�.. � N O H � 2 m y m y N O O � _ `G ^ � � C O �» � ' O S d � � � m � y v m � � v Q o Q �' y °� ,< m m v m a m � � � y N � m W y m Fi O ¢ � m m m � m x a x � x m c 5 = w ? m m n z y o � = m v o � m m N „" � o v, � c� � 3 � w `G y m s tn O � N � � N o � c w � � c � � c i � � � N � W m rn �n N O W w � � Z '� � + X �D m -I a N X 0 O O N � x r � o � m � w ° o m d m o <I� O> V �1 fJ m ^ O (]t O� t0 N N O (J O A W o e o 0 0 � � � � t�i� N W rn rn � ' � � � N O W N N N N A A A A � m � � N N N N W � � N t0 � N fD O • 3a (,> W � N (�)t m � a N m 0 V W O m m 'a�+ � N o w �o m e a o e Z � � m x � -I Q N x m o 0 oa -loot � m� O �G =i o "fl C � ° " � �o m � w ° w' ° � 3 �. 3 Q f11 � D v n b � x 'D a � 9 3� d 11 v » � � .�. N 3 '� O O�fD Q � � � � m O � � � ° »'9am � m m � � � � v N � � X m a m o n y 3 � � N y -1 c=� t N� 3 � i K 6 O. O. � lG �� tll T Q il m d X Z -� N Q � X 0 2 D '< r" °, ° o 0 � y m 0 � n � d G � � y � � O O n y � � 9 � � 3 fG 71 � 3 j O 9 'D O .. a j O o � .'1 C�i » v m � x � � a 37 o m � ',, O O O � N N 0 0 o m n W m o � m I o 0 0 � Z n `a x `_ m o m o �o n � �� m N W N . 6 m m n ' W t � O' O P w m m a 7A Oo ,.�Oe� Subsection 16. State Tax Increment Einancina Aid. Pursuant to Minnesota Statutes, Section 273.1599, for tax increment financing districts for which certification was requested a£ter April 30, 1990, a municipality incurs a reduction in state tax increment £inancing aid (RISTIFA) applied to the municipality's Local Government Aids (LGA) first and, I3omestead and Agricultural Aid (HACA) second, in an amount equal to a fornlula based upon the equalized qualifying captured tax capacity (QCTC) of Tax Increment Financing District. Pursuant to Minnesota Statutes, Section 273.1599, Subd. 6, the HRA may choose an option to the LGA-HACA penalty, Tax Increment Financing District is exempt from the LGA-HACA reduction if the HRA elects to make a qualifying local contribution at the time of approving the Plan. To qualify for the exemption in each year, the HRA must make a qualifying local contribution to the project of a certain percentage. The local contribution for a housing district is 5 percenC. The maximum local contribution for all districts in the City in any year is limited to two percent of the City's net tax capacity, after which point the HRA must make an additional contribution equal to the lesser of (a) 0.25 percent of the City's net tax capacity or (b) 3 percent of tax increment revenues for that year. The amount of the local contribution must be made out of unrestricted money of the HRA or the City, such as the general fund, a property tax levy, or a federal or state grand-in-aid which may be spent for general government purposes. The local contribution may not be made, directly or indirectly, with tax increments or developer payments. The local contribution must be used to pay project costs and cannot be used for general government purposes. The HRA elects to make the annual local coatribution to the project to exempt itself from the LGA-HACA penalty. The HRA will pay for costs of the project described in this Plan, in an amount equal to 5 percent of annual tax increment for Tax Increment Financing District, subject to the limitations described above, in any year in which such amount exceeds 2 percent of the City's net tax capacity. Such contribution may be in form of either lump sum or annual payments (in addition to tax increment payments) towards costs identified in this Plan or other costs related to that development. The contribution may also be made in the form of public improvement financed by the City or other unit of government with unrestricted funds. , iiaaozs.n 8 • � � a • Subsection 17. Modification of Tax Increment Financina District and/or Tax Sncrement Financina Plan. As of August 9, 2000, no modifications to Tax Increment Financing District No. or the Tax InCrement Financing Plan therefore have been made. Subsection 18. Modifications to Tax Increment Financina District In accordance with Minnesota Statutes, Section 469. 175, Subd. 4, any: 1. reduction or enlargement of the geographic area of the Tax Increment Financing District; 2. increase in amount of bonded indebtedness to be incurred, including a determination to capiCalize interest on debt if that detennination was not a part of the original plan, or to increase or decrease the amount of interest on the debt to be capitalized; 3, increase in the portion of the captured net tax capacity to be retained by the HRA; 4. increase in total estimated tax increment expenditures; or 5. designation of additional property to be acquired by the HRA, shall be approved upon the notice and after the discussion, public hearing and findings required for approval of Che original plan. The geographic area of District may be reduced, but shall not be enlarged after five years following the date of certification of the original net tax capacity by the county auditor. The requirements of this paragraph do not apply if (1) the only modification is elimination of parcel(s) from Tax Increment Financing District and (2)(A) the current net tax capacity of the paTCel(s) eliminated from the Tax Increment Financing District equals or exceeds the net tax capacity of those parcel(s) in the Tax Increment Financing District's original neC tax capacity or (B) the HRA agrees that, notwithstanding Minnesota Statutes, Section 469. 177, Subd. 1, the original net tax capacity will. be reduced by no more than the current net tax capacity of the parcel(s) eliminated from the Tax Increment Financing District. The ARA must notify the County Auditor of any modification that reduces oz enlarges the geographic area of the Tax Increment Financing District or the Redevelopment Project Area. Modifications to Tax Increment Financing District in the form of a budget modification or an expansion of the boundaries will be recorded in the Tax Increment Financing Plan. 1183029.4 9 �j-lOO'l Subsection 19. Administrative Ex�enses. In accordance with Minnesota Statutes, Section 469.174, Subd. 14, and Minnesota Statutes, Section 469.176, Subd. 3, administrative expenses means all expenditures of the HRA, other than: 1. amounts paid for the purchase of land or amounts paid to contractors or others providing materials and services, including architectural and engineering services, directly connected with the physical development of the real property in the district; 2, relocation benefits paid to or services provided for persons residing or businesses located in the district; or 3. amounts used to pay interest on, fund a reserve £or, ox sell at a discount bonds issued pursuant to Minnesota Statutes, Section 469.178. Administrative expenses also include amounts paid for services provided by bond counsel, fiscal consultants, and planninq or economic development consultants. Tax increment may be used to pay any authorized and documented administrative expenses for the Tax Increment Financing District up to but not to exceed 10 pezcent of the total tax increment expenditures authorized by the tax increment financing plan or the total tax increment expenditures, whichever is less. Pursuant to Minnesota Statutes, Section 469.176, Subd. 4h, tax increments may be used to pay for the county's actual administrative expenses incurred in connection with the Tax Increment Financing District. The county may require payment of those expenses by February 15 of the year following the year the expenses were incurred. Pursuant to Minnesota Statutes, Section 469. 177, Subd. 11, the county treasurer shall deduct an amount equal to 0.1 percent of any increment distributed to the HRA and the county treasurer shall pay the amount deducted to the state treasurer for deposit in the state general fund to be appropriated to the State Auditor for the cost of financial reporting of tax increment financing information and the cost of examining and auditing authorities' use of tax increment financing. Subsection 20. Limitation of Increment. Pursuant to Minnesota Statutes, Section 469. 176, Subd. 1(a), no tax increment shall be paid to the HRA for the Tax IncremenC FinanCing District after three (3) years from the date ' of certification of the Original Net Tax Capacity value o£ the taxable property in the Tax Increment Financing District by the County Auditor unless within the three (3) year period: 1183029.4 �-� �o -\�9 (a) bonds have been issued pursuant to Minnesota Statutes, Section 469. 178, or in aid of a project pursuant to any other law, except revenue bonds issued pursuant to Minnesota Statutes, Sections 469.152 to 469.165, or (b) the HRA has acquired property within the Tax Increment Financing Di5trict, or (c) the HRA has constructed or caused to be constructed public improvements within the Tax Increment Financing District. The tax increment pledged to the paymenC of bonds and interest triereon may be discharged and may be terntinated if sufficient funds have been irrevocably deposited in the debt service fund or other escrow account held in trust for all outstanding bonds to provide for the payment of the bonds at maturity or redemption date. Pursuant to Minnesota Statutes, Section 469.176, Subd. 6: if after four years from the date of certification of the original net tax capacity of the tax increment financing district pursuant to Minnesota Statutes, Section 469.177, no demolition, rehabilitation or renovation of property or other site preparation, including qualified improvement of a street adjacent to a parcel but not instailation of utility service including sewer or water systems, has been commenced on a parcel located within a tax increment financing district by the authority or by the owner of the parcel in accordance with the tax increment financing plan, no additional tax increment may be taken from that parcel and the original net tax capacity of that parcel shall be excluded from the original net tax capacity of the tax increment financing district. If the authority or the owner of the parcel subsequently commences demolition, rehabilitation or renovation or other site preparation on that parcel including qualified improvement of a street adjacent to that parcel, in accordance with the tax increment financing plan, the authority shall certify to the county auditor that the activity has commenced and the county auditor shall certify the net tax capacity thereof as most recently certified by the commissioner of revenue and add it to the original net tax capacity of the tax increment financing district. The county auditor must enforce the provisions of this subdivision. For purposes of this subdivision, qualified improvements oE a street are limited to '(1) construction or opening of a new street, (2) relocation of a street, and (3) substantial reconstruction or rebuilding of an existing street. 1183029.4 1�- oo-�q Subsection 21. Use of Tax Increment. The HRA hereby determines that it will use 100 percent of the captured net tax capacity of taxable property located in the Tax Tncrement Financing District for the following purposes: 1. to pay the principal of and interest on bonds used to finance a project; 2. to finance, or otherwise pay the capital and administration costs of the 22edevelopment Project Area pursuant to the Minnesota Statutes, Sections 469.124 to 469.134; 3. to pay for project costs as identified in the budget; 4. to finance, or otherwise pay for other purposes as provided in Minnesota Statutes, Section 469.1 76, Subd. 4; 5. to pay principal and interest on any loans, advances or other payments made to the HRA or for the benefit of Redevelopment Project Area by the developer; 6. to finance or otherwise pay premiums and other costs for insurance, credit enhancement, or other security guaranteeing the payment when due of principal and interest on tax increment bonds or bonds issued pursuant to the Plan or pursuant to Minnesota Statutes, Chapter 462C and Minnesota Statutes, Sections 469.152 to 469.165, or both; and 7. to accumulate or maintain a reserve securing the payment when due of the principal and interest on the tax increment bonds or bonds issued pursuant to Minnesota Statutes, Chapter 462C and Minnesota Statutes, Sections 469.152 to 469.165, or both. These revenues shall not be used to circumvent any levy limitations applicable to the HRA nor for other purposes prohibited by Minnesota Statutes, Section 469.176, subd. 4. Subsection 22. Notification of Prior Planned Improvements. The HRA shall, after due and diligent search, accompany its request £or certification to the County Auditor or its notice of the Tax Increment Financing District enlargement with a listing of all properties within the Tax Increment Financing District or area of enlargement for which building permits have been issued during the eighteen (18) months immediately preceding approval of the Plan by the municipality pursuant to Minnesota Statutes, Section 469.175, Subd. 3. The County Auditor shall increase the original value of the Tax Increment Financing District by the value of improvements for which a building permiC was issued. � Pursuant to Mirinesota SCatutes, Section 469.177, Subd. 4, the HRA has reviewed the area to be iaaluded in the Tax Increment 1183029.4 12 �p -tAOq Financing District and found no parcels for which building pexmits have been issued during the 18 months immediately preceding approval of the Plan by the HRA. Subsection 23. Excess Tax Increments. Pursuant to Minnesota Statutes, Section 469.176, Subd 2, in any year in which the tax increment exceeds the amount necessary to pay the costs authorized by the Plan, including the amount necessary to cancel any tax levy as provided in Minnesota Statutes, Section 475. 61, Subd. 3, the HRA shall use the excess amount to do any of the following: 1. prepay any outstanding bonds; 2, discharge the pledge of tax increment therefor; 3. pay into an escrow account dedicated to the payment of such bond; or 4, return the excess to the County Auditor for redistribution to the respective taxing jurisdictions in proportion to their local tax rates. In addition, the HRA may, subject to the limitations set forth herein, choose to modify the Plan in order to finance additional public costs in the Tax Increment Financing District or Redevelopment Project Area. Subsection 24. Reauirements for Agreements with the Develoger. The HRA will review any proposal for private development to deternline its conformance with the Redevelopment Plan and with applicable municipal ordinances and codes. To facilitate this effort, the following documents may be requested for review and approval: site plan, construction, mechanical, and electrical system drawings, landscaping plan, grading and storm drainage plan, signage system plan, and any other drawings or narrative deemed necessary by tihe City to demonstrate the conformance of the development with city plans and ordinances. The HRA may also use the Agreements to address other issues related to the development. Pursuant to Minnesota Statutes, Section 469.176, Subd. 5, no more than 10 percent, by acreage, of the property to be acquired in the Tax Increment Financing District as set forth in the Plan shall at any time be owned by the ARA as a result oE acquisition with the proceeds of bonds issued pursuant to Minnesota Statutes, Section 469. 178, without the HRA having, prior to acquisition in excess of 10 percent of the acreage, concluded an agreement for the•development or redevelopment of the properCy acquired and which provides recourse for the HRA should the development or redevelopment not be completed. 1183029.4 13 00 -loOq Subsection 25. Other Limitations on the Use of Tax Inczement. 1. General Limitations. All revenue derived from tax increment sha11 be used in accordance with the Plan. The revenues shall be used to finance, or otherwise pay the capital and administration costs of the Redevelopment Project Area pursuant to the Minnesota Statutes, Sections 469.12a to 469.134; These revenues shall not be used to circumvent existinq levy limit law. No revenues derived Erom tax increment shall be used for the acquisition, construction, renovation, operation or maintenance of a building to be used primarily and regularly for conducting the business of a municipality, county, school district, or any other local unit of government or the state or federal government, or for a commons area used as a public park, or a facility used for social, recreation or conference purposes. This provision shall not prohibit the use of revenues derived from tax increments for the construction or renovation of a parking structure. 2. Poolinq Limitations. At least 80 percent of tax increments from the Tax Increment Financing District must be expended on activities in the Tax Increment Financing District or to pay bonds, to the extent that the proceeds of the bonds were used to finanCe activities within said district or to pay, or secure payment of, debt service on credit enhanced bonds. Not more than 20 percent of said tax increments may be expended, through a development fund or othercvise, on activities outside of the Tax Increment Financing District except to pay, or secure payment of, debt service on credit enhanced bonds. For purposes of applying this restriction, all administrative expenses must he treated as if they were solely for activitiss outside of the Tax Increment Financing District. 3. Five Year Limitation on Commitment of Tax Increments. Tax increments derived from the Tax Increment Financing District shall be deemed to have satisfied the 80 percent test set forth in paragraph (2) above only if the five year rule set forth in Minnesota Statutes, Section 469. 1763, Subd. 3, has been satisfied; and beginning with the sixth year following certification of the Tax InCrement Financing District, 80 percent of said tax increments that remain after expenditures � permitted under said five year rule must be used only to pay previously commitment expenditures or credit 1183029.4 �-4 6�-woq enhanced bonds as more fully set forth in Minnesota Statutes, Section 469.1763, Subd. 5. a, ExDenditures Outside District. The Authority hereby elects to spend an additional ten percent o£ the tax increments on activities located outside the Tax Increment District as permitted by Minnesota Statutes, Section 469.1763, subd. 2(d) provided that the expenditures meet the following requirements: (1) they are used exclusively to assist housing that meets the requirements for a qualified low-income building as defined in Section 42 of the Internal Revenue Code of 1986, as amended (the "Code"); (2) they do not exceed the qualified basis of housing as defined under Section 42(c) of the Code less the amount of any credit allowed under Section 42 of the Code, and (3) They are used to (i) aaquire and prepare the site for housing, (ii) acquire, construct or rehabil.itaCe the housing or (iii? make public improvemenCs directly related to the housing. Subsection 26. Countv Road Costs. Pursuant to Minnesota Statutes, Section 469. 175, Subd. la, the county board may require the HRA to pay for all or part of the cost of county road improvements if, the proposed development to be assisted by tax increment will, in the judgement of the county, substantially increase Che use of county roads requiring construction of road improvemenCs or other road costs and if the road improvements are not scheduled within the next five years under a capital improvement plan or other county plan. In the opinion of the HRA and consultants, the proposed development outlined in this Plan will have little or no impact upon county roads. If the county elects to use increments to improve county roads, it must notify the HRA within thirty days of receipt of this Plan. Subsection 27. Assessment Agreements. Pursuant to Minnesota Statutes, Section 469. 177, Subd. 8, the HRA may enter into an agreement in recordable form with the developer of property within the Tax Increment Financing District which establishes a minimum market value of the land and completed improvements for the duration of the Tax Increment Financing District.� The assessment agreement shall be presented to the assessor who shall review the plans and specifications for the improvements constructed, review the market value previously 1183029.4 15 �-wo9 assigned to the land upon which the improvements are to be constructed and, so long as the minimum market value contained in the assessment agreement appear, in the judgment of the assessor, to be a reasonable estimate, the assessor may certi£y the minimum market value agreement. Subsection 28. Pdministration of the Tax Increment Financing District will be handled by the Executive Director o£ the HRA. Subsection 29. Financial Reportincr Requirements. The BRA will comply with all reporting requirements of Minnesota Statutes, Section 469.175, Subd. 5, 6 and 6a. 1183029.4 16 EXHIBIT A Oo�-toOq , w �y�N a EXHIBIT B � ��'�.`������ � �.�,.x�.�...r. No��t�i Qlfc�c��•ayit v�-�ooq EXHIBIT C Assum tions Re ort City of St. Paul, Minnesota Proposed Tax Increment (Redevelopment) Financing District North Quadrant (Sibley Park) Housing Devetopment Scenario A- Phase One To� Project (26 years, 8% note) Type of Tax Increment Financing District Maximum Duration of TIF District Certification Request Date Decertification Date Base Estimated Market Vaiue Times: First SO Excess Originai Net Tax Capacity ( i) Assessment/Collection Year Base Estimated Market Value Increase in Estimated Market Value (7) 200112002 2002/2003 2003/2004 2004/2D05 Total Estimated Market Value Times: Fiist SO Excess Total Net Tax Capacity (7) 25 years from 1st increment 09/01 /00 7Z07/27 �26 Years of Increment) 2000/2001 $683,500 0.00% 0.00 % Cp—W�9 $683,500 $683,500 5683,500 $683,500 2,000,000 75,065,744 15,065,744 15,065,744 52.683,500 575,749,244 $15,749.244 $15.749,2A4 0.00°/0 0 0 0 0 0.00% 0 0 0 0 Base inflation Factor Local Tax Capac;ty Rate Fiscal Disparities Contribution From TIF District Administrative Retainage Percent (maximum = 10%) Pooling Percent City Tax flate (Onfy if Local-Effort TIF) Bonds Bonds Da[ed First �nterest Date Underwriters Discount NA NA NA 0 0 $70,577 �41,527 $265,389 $265,389 $265,389 NA 148.5531 (Payabie 2000) 0.0000 % (NA for Housing) 5%,-10% (See Note #3) 0.00% NA Note (Pav-As-YOU-Gol Note Dated 09/01l00 Note Rate 8.00% LGAMACA Loss: Wat Annual local Contribution Be Made (Yes or Noj? (2) Yes I.S.O k625 Equalized Tax Capacity Rate NA 1.S.D �t625 Sales Ra[io � NA City Sales Ratio & Tazable Net Tax Capacity NA NA Present Value Date & flate 09/Ot/00 5.00%6 (i) See "Schedule ot Project Values" forcalculation of Market Values and Net Tax Capacities. (2) Assumes annual contributlon w�Il be made upfront and will not be available tor debk service. (3) Assumes admin. retainage of 5°6 on apartments and 10°0 on townhomes and retail space. 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O (v c� V N(9 i� W O� O.- '[7 C VJ (O { N W O N t7 O vl (O I� W O O O O O O O O O O � � �- �- � .- �(V N N N N N N N N N 'O O� � � � � � � � � � � � o c c� c+� cn co m c� m c� c� � m c� c� � n i� c%� ch n c� m�� m� m m c� n C`ry 9 N � N M(� !� c� N N^ N(� t' N N N N N N^ N^ N^ N N N N a a � . �.- �.- '-�.-_.- � .-� � .- .- �� C-2 po -t�9 � n z m vi m � V 0 � n � N X � O O � � O F- po-�Oq Assum tions Re ort City oi St. Paul, Minnesota Proposed Tax Increment (Redevelopment) Financing District North Quadrant (Sibtey Park) Housing Development Scenario B- Phase One Rental-Retail Onty (26 years, 8% note) Type o( Tax Increment Financing District Maximum Duration of TIF District CeRification Request Date Decedification Date Base Estimatzd Market Value Times: First $0 Excess Original Net Tax Capacity (t ) 0.00% 0.00% 25 years trom ist incremeM 09/Oi/00 12l0ff27 (26YearsofVncrement) 2000/2001 S432,073 0 0 58,063 AssessmenVCOtiection Year 2001/2002 2002/2003 2003/2004 2004l2005 Base Eslimated Market Value Increase in Estimated Market Value (i) Total Estimated Markei Value Times: First SO Excess 7ota1 Net Tax Capacity (t) 5432,073 $432,073 $432,073 S432,073 7,264,295 8,412,372 8,472,372 8,412,372 $1,696,368 58,844,444 0.00 / 0 0 0.00% 0 0 53t,656 $t70,232 Base Infiation Factor Local Tax Capacity Rate Fiscal Disparities Contribu[ion From 71F District Administrative Retainage Percent (maximum = 10%) Pooling Percent City Tax Rate (Only if Locai-Effort TIF) Bonds Bonds Dated Firstfnterest Date Underwriters Discount NA NA NA LGA/HACA Loss: Will Annual Locai Contribution Be Made (Yes or No)? (2) I.S.Q �625 Equalized Tax Capacity Rate I.S.D n625 Sales Ratio . City Sa1es Ratio & Taxable Net Tax Capacity Present Vaiue Date & Rat2 58.844,444 S8,B44,444 0 0 $170,232 $170,232 NA 148.553 % (Payable 2000) 0.0000 % (NA tor Housing) 5%-10°/, (See Note �3) 0.00%, NA Note (Pav-AS-You-Go1 Note Dated Noie Rate Yes NA NA NA 04/O7/00 09/Oil00 B.00 % NA 5.00°/ (1) See "Schedule of Pro�ect Values" for calculatwn of Market Vaiues and Net Tax Capacities. (2) Assumes annual contribution will be made upfront and will not be availabie for debt servicz. (3J Assumes admin. retainage of 5% on apartments a�d 10 % on touvnhomes and retaif sQace. Prepared by: Springsted Incorporaled fP��nted on 09/78/2000 at 9:59 AM) C-3 Tif091800b.xis = � . y C Q C o d � m C p, ` U � �p C j T d q LL � � O C C T d d'y C c � � O c a o — � � _ �-�' 1 l � 7 � A � a d 0. '° ' � m a�i N y ¢ O ^, N v �. 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F < � Assum tions Re ort 00 —Iz�e R City of St. Paui, Minnesota Proposed Tax Increment (Redevelopment) Financing District IJorth Quadrant (Sibiey Park) Housing Devefopment Scenario C- Phase One Townhomes Only (26 years, S% note) Type of Tax Increment Financing District Mazimum Duration oi TIF District Certification Request Date Decertification Date Base Estimated Market Value Times: Frst SO Excess Original Net Tax Capaciry (7) 0.00% 0.00 % 0 0 $2,514 AssessmenUCollection Year Base Estimated Market Value Increase in Estimated Market Value (1) 7otai Estimated Market Value Times: Rrst Excess Tofal Net Tax Capacity (1) 25 years from ist increment 09lOt/00 iZ01/27 (26 Years of Increment) 2400l2061 �5251,427 2001/2002 2002/2003 2003/2004 2004/2005 $251,427 $251,427 $251,427 $251.427 735,705 6,653,3�3 6,653,373 6,653,373 �987,132 $6,904,800 $6,904,800 $6,904,800 SO 0.00 ( 0.00% Base Inflation Factor Local Tax Capacity Rate Fiscal Disparities Contribution From TiF District Administretive Retainage Percent (maximum = 10°/,) Pooling Percent CityTax Rate jOniy'rf Locai-Effort TIF) Bonds Bonds Dated First Interest Date Undervvriters Discount NA NA NA IGA/HACA Loss: Will Annual Local Contribution Be Made (Yes or No)? (2) I.S.D #625 Equalized 7ax Capacity Rate I.S.D k625 Sales Ratio � City Sa�es Ratio & Taxable Net Tax Capacity Present Vatue Date 8 Rate 0 0 0 0 $9.871 $95,157 0 0 0 0 595,157 595,157 NA 148.553%, (Payable 2000) 0.0000°/, (NA tor Housing) 5°/,•10% (See Note #3) 0.00% NA Note (Pav-As-You-Go) Note Dated Nofe Rate Yes NA NA NA 09/07/00 09/07/00 8.00 % NA 5.00% (1) See "Schedule oF Project Values" forcalculation of Market Values and Net Tax Capacities. (2) Assumes annual contribution will be made upiront and wlll not be availabie for debt service. (3j Assumes admin. retainage of 5% on aparlments and 10 % on townhomes and retail space. 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