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88-847 WHITE - C�TV CLERK !��NK� -� FINANCE G I TY OF SA NT PA U L Council G� C4n-nR�- DEPARiMENT FliQ NO. �4 ��r BLlYE MAVOR Council R solution Presented By Referred To Committee: Date Out of Committee By Date RESOLUTION R LATING TO SEWER REVENUE BOND , SERIES 1988A; AUTHORIZING THE DIRECTOR OF FI ANCE AND MANAGEMENT SERVICES TO AGREE TO THE PURCHAS PRICE FOR THE BONDS, INTEREST RATES FOR THE ONDS, BOND INSURANCE AND OTHER MATTERS 4rI3EREAS: A. The City of Saint Paul proposes to issue its $78 ,450 ,000 Sewer Revenue Bond , Series 1988A (the "Bonds" ) pursuant to a "General Resolu ion Relating to Sewer Revenue Bonds" (the "General Resolution" ) to be considered and adopted by this City Council on May 24, 1 88 ; B. The General Resolut' on as proposed to be adopted by this City Council does not specify: the principal amount of Bonds to mature or be rede med in each year; the interest rate to be borne by each matu ity of the Bonds; the purchase price for the Bonds to be pai by the Purchaser thereof ; the redemption� premiums to be paid upon optional redemption of the Bonds; the specific amounts t be deposited in the Reserve Account, Bond Account and Con truction Account, respectively; and certain other matters; C. The City ha.s received from AMBAC Indemnity Corporation a Commitment for Municipal Bon Insurance dated May 18 , 1988 , together with a sample munici al bond insurance policy, and a "standard package" of provis ons which AMBAC requires to be included in resolutions for b nds insured by AMBAC; and said materials are attached to this r solution; COUNC[LMEIV Requested by Department of: Yeas Drew Nays Nicosia ln Favor Rettma� � Scheibel Sonnen __ AgeiOSt BY Tedesco Wilson Form Approved by City Attorney Adopted by Council: Date \ Certified Yassed by Council Secretary BY By Approved by :Navor: Date _ Approve y May f mission to Council ti BY - – — �J , � � C����7 NOW THEREFORE, BE IT RE QLVED.: by the City Council of the City of Saint Paul, Minnesota, as follows: 1 . There is hereby autho iz�d to be issued $78 , 450, 000 Sewer Revenue Bonds, Series 198 A of the City of Saint Paul, Minnesota in a principal amount not exceeding $78 , 450, 000 in substantially the form, and on the terms and conditions, to be set forth in the General Resolution and as authorized by this Resolution. 2. The City' s Director of Finance and Management Services (or, in his absence, the City T easurer) are hereby authorized and directed to negotiate with Dougherty, Dawkins, Strand & Yost, Incorporated and Piper, affray & Hopwood Incorporated ( jointly, the "Purchaser" ) the ollowing terms and conditions of the Bonds: , a. the principal amo nt of Bonds to mature in each year; b. the principal am unt of Bonds to be redeemed by scheduled mandatory r demption pursuant to Section 3 . 05(B) of the General Reso ution; c. the interest rate to be borne by each maturity of the Bonds pursuant to Section 3 . 04 of the General Resolution; d. the premiums to b paid upon optional redemption of Bonds pursuant to ction 3. 05 of the General Resolution; e. the specific am unts to be deposited in the Reserve Account, Bond Acc unt and Construction Account created and established wit in the Sewer Service Enterprise Fund pursuant to the Genera Resolution; f . the purchase pric to be paid by the Purchaser upon issuance and delivery f the Bonds pursuant to Section 3 . 01 of the General Resolut' on; g. whether all or so e of the Bonds will be insured as `o the n3�PTlt of gr ncip�l ar.d inter�st purs�ian� to a municipal bond insuran e policy. The authorization granted by th' s paragraph shall be subject to the limitations expressed in pa agraph 3, and the authorization to agree to municipal bond insu ance shall be subject to the limitations expressed in paragraph 4 . 3 . The authorization exp essed in paragraph 2 of this resolution shall be subject to the following limitations: a. the total of th principal maturities of the Bonds shall not exceed $78 , 450, 000 ; -2- . � - � � . � �-�.��� , b. the specific in erest rates for each maturity of the Bonds shall be s ch that the net interest cost for the entire issue shall not exceed 8 . 00� . c. the price paid y the Purchaser for the Bonds shall be not less than 98 of the initial principal amount thereof . 4 . The Director of Fina ce and Management Services (or, in his absence, the City Treas rer) is hereby authorized and directed to agree that all or a portion of the Bonds shall be insured pursuant to a municipa bond insurance policy. Such agreement shall only be made if the net interest cost for the Bonds (treating the municipal bond insurance policy premium as though it were interest) w' th bond insurance is equal to or less than the net interest cost obtainable �for the Bonds without municipal bond insurance For this purpose, a schedule of interest rates for each year rovided by the Purchaser showing the difference between the ' nterest rates obtainable for non-insured bonds and the inter st rates obtainable for insured bonds may be relied upon in go d faith if based upon current market conditions. In the even that municipal bond insurance is agreed to, the Director of inance and Management Services (or City Treasurer) are further uthorized and directed to cause the General Resolution to be evised to include therein all provisions necessary or desirabl for the purposes of municipal bond insurance, such provisions to be substantially in accord with the Municipal Bond Insu nce Commitment and "standard package" of resolution provisio s attached to this resolution. Such provisions shall be incl ed in the General Resolution upon approval thereof by the Di ector of Finance and Management Services (or City Treasurer) and ity Attorney. 5. The Director of Fina ce and Management Services (or City Treasurer) shall prepare a d provide to bond counsel, the Purchaser and others as necessa y a certificate specifying the maturity amounts, mandatory sched led redemption amounts, interest rates, optional redemption prem ums, account deposits and the initial purchase price of the Bo ds. Upon execution and delivery of such certificate, all of su h information shall be deemed part of the General Resolution as though included therein on the date of its adoption by t is City Council. Further, if municipal bond insurance is agr ed to, ali provisions necessary and desirable in connection th rewith shall also be included in the General Resolution and s all be deemed part thereof as though included therein on the ate of its adoption. The City Clerk is hereby authorized and di ected to cause a form of General Resolution to be prepared which includes all of the facts set forth in the certificate requi ed by this paragraph, and, if necessary, the provisions relatin to municipal bond insurance. -3 WHITE - CITV CLERK PINK �� +FINANGE G I TY O F S I NT PA U L Council p�/ fi�1'� •. BLUERV - MAVORdMENT v0 v �j File N 0. � Council esolution Presented By Referred To Committee: Date Out of Committee By Date 6 . The Mayor, Clerk and D rector of Finance and Management Services are authorized and d' rected to enter into, execute and deliver a bond purchase a reement between the Purchaser and the City upon: (a) final a reement on all matters provided for in this resolution; and (b approval of the form thereof by the City Attorney. The City officers named above shall negotiate the exact terms of t e bond purchase agreement. In the event of the absence or disa ility of any of the named City officers, the bond purchase ag eement may be executed by any other City officer designated r authorized to act in their absence. 7. This resolution sha 1 be effective upon the date of its adoption. COUNCILMEN Requested by Department of: Yeas � ��� Nays �+� G-oscvtrX. _� �n Favor s�n� n Sonnen v __ Against BY � ,�..■�AaaaMo .�+»�- Adopted by Council: Date ��^� �� �� Form Approv City Att�e ` Certified Pas ed by Co�ncil Secretary BY � By� ` y� r 1 Approv y Mavor: Da _ 6M1� � � 1�� Approve y May or ' sion to Council pU6l{SHEq ���� � 1 1988 . � . -���li:�t. �I:I�C;".IiilA" l_t:i�'�t)f:tii' :�� �������� t il`.0 `(:iIC �[1"CCI i��.i/:: ��t"�ti� ���.�,�;�i. .�.�_: . .� ;� :i;:(ii{�} -�'�.il'1�'til?(lt�. I_'�_i 1`I',;�.i!�-.��) May 18, 1988 Richard Martin, Esq. Briggs & Morgan ° 2200 First National Bank Bldg. St. Paul, MN 55101 RE: $78,450,000 City of Saint Paul, Minnesota, Sewer Revenue Bonds, Series 1988A, dated May 1, 988. Dear Mr. Martin: Enclosed herewith please £ind for distribution an original and one certified photocopy of the C itment for Municipal Bond Insurance, Commitment Number 3476 (the " �mnitment"), relating to the above- captioned obligations (the " nds"). The Co�nitment has been requested in connection with the sale of the Bonds, and if not exercised, should be disregard . It is suggested that the origin 1 copy of the Co�nitment be delivered to or held on behalf of the iss er of the Bonds. If further certified photocopies of the Co�nitment a e required, please notify us and they will be provided. Please be advised of the followi g: 1. In accordance with e terms of this Conmitment, any applicable accn.�ed a d/or capitalized interest will be deducted from the total principal and interest when com�puting the premium, if desire by the ourchaser of the Insurance. ' However, such deductio will be made only upon receipt at least five (5) busine s days prior to closing of evidence satisfactory to C Indemnity Corporation ("A(�AC Indemnity") that the nies representing such interest will be invested in �C's Permitted Investments (See Exhibit D of the Standard Package enclosed) and applied exclusively to the payment of interest on the Bonds. 2. A sample Municipal Bon Insurance Policy (which is page 2 of the enclosed Co�nitmen ) and ANBAC's STAND,ARD PACKAGE which contains sample langu ge for inclusion in the Official Statement relating to the Bonds (see Exhibit G of the Standard Package) are e losed. r . . �a - ��! 3a. If the Bonds sell w th our insurance please notify Janine Feudi, Jeanne Maynar or pouglas Korey of AMBAC at (212) 668-0340 and confir.n hat those responsible for printing the Bonds are aware that the enclosed Bond Legend (Exhibit G of the Standard Package) including policy number, should appear on the Bonds. 3b. The policy number to be printed as part ot the Bond Legend can also be obtained fror,i Janine Feudi, Jeanne Maynard or Dr�uglas Korey. 4. If an opinion of ANIBA 's counsel regarding the f.airness and accuracy of the lan uage to be included in the Official Statement describing C Indemnity and the Municipal Bond Insurance Policy is required for closing, please notify Janine Feudi, Jeanne � ynard or pouglas Korey. The delivery of such opinion is d pendent upon the prior review by our legal department of su h language. 5. If rating letters fr Standard & Poor's Corporation and Moody's Investors Se vice with respect to the Bonds are required, our closing department should be notified as soon as possible. Please r sc�ond promotly to requests from either rating agency for doc�: ntation with respect to this issue or any related or narity ebt issue. Failure to do so may delay or prevent the timely 'ssuance of the AAA/Aaa rating letters. Please '.�e advised tha if the issue has related or parity debt issues, rating ency review of such issues must be completed prior to t eir issuance of the AAA/Aaa rating letters. 6. Dr�fts of all financi g documents and any legal opinions relating to the issua ce of the Bonds, to the extent not already provided, shou d be provided for our review as soon as available. Please rovide a copy of the closing index as soon as practicable. P ease note the conditions set forth in the enclosed Conunitme t (beginning on page 3) must be satisfied prior to C releasing the Municipal Bond Insurance Policy. Plea e send all doc►.�ments to my attention. 7. A closing transcript co taining, among other things, all such financing doc�.;ments and legal opinions should be provided as soon after closing as o acticable, along with six (6) copies of the Final Official S atement. If you need any assistance in this regard, please do not hesitate to call me directly. Any qt.�es ions relating to the sarnple language provided for inclusion in the Official Statement should be addressed to our legal department. Sincerely, ANB1�C INDQ�TITY CORP'ORATION . ��vr�'"" J nine Feudi � E closures ', c � � cc: t�ir. R�;ssell King Dougherty, Dawkins, Strand & Yost Incorporated 100 South Fifth Street Suite 2300 Minneapolis, t�I 55402 Ms. Amelia Zalcam Tnbod Dawson Smith & Hellman 17 Battery Place New York, NY 10004 �Ir. Thomas Sackett ANIBAC „,.��,_�,. ��� _ �, . . . �1fI].1tIIleIIt fOf MU11�(�$QIId re ����'^. p t`�j _ M�boc�Wtsmrntn 537a3 �a `�T l . . _ _ - �d�u-�ctv�e Off�oc ' _ Oc�6r�e Sueet P'�w Ncarltxl�Ntw Sbcit 10004 - Issuer.City of Saint Paul, Minnesota commirmenc vurr,ber: 3476 Due oE Commiane�c: M8y 18, 1988 Expiracion Dace: �gt 16, 1988 ���� 578,450,000 Sewer Revenue Bond.s, Series �ran��►m: .295� of the total 1988A, dated May 1, 1988, $46,93 ,000 principal and interest due on in aggregate principal �rount ma uring the Borids (less any applicable on Decer�er 1 in the years 1990 accnxd or capitalized interest 2003, both inclusive; and $31,52 ,000 im�e.sted in a manner approved b� in aggregate principal amount ma uring AF� Inder�ity). on Deaember l, 2008. ' A.�AC tademnity Corporantoa(AMSr�,C)A W in Suodc Insvranc�e Company , . herebv commi�s ro issue a uunicipal Bond tnsurancc Pol' (che"Policy”)relaring co the above�escribe�d debt obliquions (che "Bonds"),subscanciallv in the form imprinced in fi� mmitmen[,'subjsa co�he ccrms u�►d condirions eontained herein ' • or added here�o(see condiuons sec forzh on page 3 and fo owing� ' • . •. To keep�his Commi;men� in effea afrer rhe e�inuon d�e sec foRh aba�e,a cequat for rencar�l musc be submiaed co ' �.'�iSAC prior co such expiracion due.AhSBAC reservrs che ght to rduse wholty or in pzrt co gruu a renewal �:��,.�.�z,��;�-, A- 23 6 ��d s Ab�AC(�iY C� � ' Munidpai Bond Ln.surance Pbli i 2 W�°`p°�S°"� �.�v�on�ve. M�r'.}ison,Wt 53703 - ' �O� � , - One Sts�e Stxe�es Pha,NeavliFxl4:dY 10004 Issuer: _ - F�Qicy Number: Bonds: Premium: AMHAC Indemnity Corporadoa(Afv�AG)A W nsin Scodc Iruurux,-e Com�any in considerauon of rhe pay7nenc of ihe premium and s bject to�hc�erms of chis Policy,hereby agrees to pzy�qrhe Uniced Sca�es Trusc Company of tiew York,as�ee,or i�s suc r(�e"lnsurance Zluuee"�for rhe bcnefic of Bondholders,chat pornon of che principal of and ineeresc on che above-d 'bed debe obligarions(ehe"Bonds")wlvch shall beeome Due for Pa}mern bu�sha11 be unpaid by reason of Nonpayment y che Lssua .4ti�tBr�0.�11 make such paymen�s co che Insurance'Itus wichin 5 cfzys foUowing no�carion to At�AC of Nonpaymenc C'pon a Bondholder's presencation and surrender to ch lnsurance 12us�ee of such unpaid Bo ds or appunenanc couporLS, uncanceled and in bearer form and free of any adverse claim,thr.Inseuance'Ru,szee will ' to che Bondhotder che face amour,c of principa! and incerest R�hich is�hen Due for nc but is unpaid.Upon menc,AMB�C shall become che oR-ner oE che surrendered Bonds and couporu and hall be(ulty subroga�ed of n older's righcs�o�ymenc ►n cases 0.•here the Bonds are issua�le onLy in a form ereby p;indpal is dholders or their assigns, ;he t2surance Trustee shall disburse pnncipal �o a Bon lder a�afor p and surrender co[he lnsurance Truseee of�he unpaid Bond,uncanceled and ree of u�y an insuvment of assignment, �n form sa�sfaaory co che Insurance Tnucee,duly ez bv o ndholder's duty authorized represer,�adve,so as co permie oa�nership of such Sond to r e of A.��4C or iu nominee.In cases Rfiere�he Bonds are issuable only in a form whereby ' ed Bondholders or their�ssigns,che tnsurance Trustee shall disburse in�erest to a Bo pon presencation�o che Insucance'iYustee of proof�hac che cl�iman�is che person entided[ c u the Bond 3nd dellvery to ehe Insurance Thistee c.�f an �nswmenc of as.signmen�, in form to 'TYuscee,duly execu[ed by the claimznc Esondholder or such Bondholder's duly authorized r ve, o AMSe4C all righcs under such Bond to receive che incerest ' in respecz of afiich �he insurance b .AIvB�tiC shall be subrogaced co all of che Bondholders'righes to . payinen�on regiscered Bon ce disbursemencs so made. .�s used herein,�he cerm l m pe ocher�han che L�.suer who,u che dme of Nonpzymenc,is che oa-ner ' • . � of a Sond or of a nd"Due or P:ycne�c;when referring to che pcindpal of Bonds,is when che , ' ' � stated maturiry ry redempcion d�te for the applic�on of a requiFed sinking fund installmrnt has been• ' . reached and d eartier daze on which t is due by c�son of calt for redeinpcion(aher ct�an by ' • appl;cacion of r ins�llmcncs�xcel 'on t�r aher�dvjacesnenc of macurrry;and,when refcrring to inceresc on�he Bo en the s�ed datt for of incc.-rest hu been rexhed"Nonpzymenc"mezns the failure of che Issuer to hav ided suffidenc funds w che ageru for gryrnent in full of all prindpal of and interest on the Bonds which are Du�for Pryrnenc Zhis ?olicy is nonczncelable.The premium on rhis Pbll is noc refundable for any reason,induding pzyment of che Bonds prior�o macuriry.This Poticy dces na insure agairuc loss of ury nedanpdon,prepzymenc or acceleracionpranium avhich az any dme may b�come due in respect of any Bond,nor risk ocher ihan Nongzyr.�enc . ,. !n wicness whereo�AMBAC has caused chis Pelicy co be ed wich a hcsimile of irs mcporue seal uxi co be signed by iu �. duly auchocized oHiccrs in facsimile to become effective irs originat seal and signacura and binding upon AIv�,K by virtue of ehe councer•signacure of ics duty auchorized rrpersen ' . •�•� ♦�M��rr�1 ���,ro� �o�•� �f j c � � �'��'�°�► �� ���i�i� � :� �.. •.'./ � ':o11 � :, � , � s ' � Praidrnt ' � • ��rY 1 ,� /� . �i:���t�J�,=� Eff!'CUVt D�iG• \\����� Auchoriud Fepresentuire �'hTT'ED STATF'S TRI;ST COMPAtv'Y OF N�W IORK aclm edga thzt it • ��,/�� has agreed to perform ehe duua of Insurance'Il�ustee un r chis Pblicy. �.�.,,•y,���+�i i e-� Aut�ioriz.ed O�x�er �z� � , .�.�t&�C Indcrruu���Curpc,rau�m d'6 Q 7 7 �u CT C:ur�>rauon���tem� Endorsement "'�est�tashingt��n A�rnur \laciiscm.\1'���on.�in��-f)� .�iw�iscn�i�•r Office: One S�ate Screet Plaza `ew Ybrk.tien�Ybrk 1000a /�� Pc�li�1�is,ued tu: Attached tu anel furmink part��F C11".� . Effecci�•e Date of Enciursement: 'Ihe Fblicy to which this Etxbrsarent is attached and of which it fonns a part is hereby arerxied by the irLSertion of the follr�wi language: "Notwithstandir�g anythirg o�ntained rein to the o�ntrazy, when the T�nds are is.sued only in book entry form, the I noe 'IYustee shall disburse that portion of the principal and interest on the B�nds e for Payment but unpaid by reason of t�bnpayment to a t3ondholder only upon evidence satisfactory to the Insurance Trustee of the Bondholder's right to reoeive gayment of the principal or interest then Due for Payment arxi that such right has been effecti ly transferred � ANID�C on the books maintair�ed for such purpose. Upon such dis nt, ANff�C shall beocR�e the owner of the A�nd, appurtenant oaipon or right of paymen of principal or interest on such eond and shall be fully subrogated to all the ndYnlder's rights thereunder, includirx� the Borx�tnlder's right to payment thereof.' Wthing herein contained shall be h�ld to�•an;alter.n•ai�• s� •of terms,condi�ions,pro�•isions,agreen-��n�ti ur ` limitations��f the abuve mentioned Policti•other[han a5 a v .f' � [n Witness Whereo�the Compam� a d i['s o te Seal ro be hereto affixed and these presentti�o be;igned b�•i[s duh•au�horized ot�icen in facsimile� effective a i�s original seal and signa[ures and binding un the Compam�h}• �•irtue uf councersignature by its duly a zed agent. AMBA Indemnity Corporadon ••��� ��µNIiY.�.� �:��'QR►ORq'lf��1 i;• •,''/, �/�%� ;F� SEAI, �:Z; ,�,c c0 ,� � President\ �,�''• "�scoNS`" •'� Secrecan� . � ��`_��� Auchorized Representati�•e ft)Iflla!(j.Ul)U�����K ) - r _ ��MllII1C}�BOOQ�.Rl[�Ct PO�Sb11�bt�16i1 �L�C fOvO'�PIIIg CQII�t�OnS itt S�td: 1. The documen�s co be exetiv�ed and delivered in con etivon wich che issuwce and sale of the Bonds shall noc con�ain any uncrue or mislading stacement of a matenal Fa and sh�ll not fai!to stace a materia!faa necessary in order to make �he informadon con�.ined cherein no�misleading. 2. No evenc shall occvr which would permic any purc of che Bonds,ocherwse required,noc co be required to purchase che Bo�cis on che due scheduled for�he ' uance and delivery chereoE 3. There shall be no macerial change in or affeaing che Bonds(including,wirhouc limication,che securiry for che Bonds)or che financing documents or�t►e official scuemern(o any similar disclosure docvmenc)to be execv�ed and delivered in connecvon wi�h che issuance and sale of�he Bonds om the descripcioru chereof herec�Fore provided co M�tB�,C. 4. The Bonds shall con�ain no reference to AMBAC,che Aolicy or che municipal bond insurance evidenced thereby excepc as may be approved by M4BAC. S. ,�IvtB.�C shall be provided wich: (a) F�cecviced copies of all financing docvmencs,che oH'icia!stacement(or any simiLar disdosure docum�nc)and che various legal opinions delivered in ronnecvon '�h the isswance and saJe of che Bonds,including,wichouc lim;raaon,che unqualified approving opinion of bond couruel rendered by a law firm xcepiable co AMBAC. Such opinion of bond counsel shall be addressed�o or,in lieu rhereo�a lea,er shall be provided co AMBAC�o�he effea�hac At�BtiC may relp on such opinion as ' it avere addressed co AMBAC. (b) A leaer from bond counse!or couruei co che pu cha5er or o�hcrwise from anocher person accepcabte to AMB,tiC co �he et7ea chac�he financing docvmencs,che offi � scaccmenc(or any similar disclosure docvmenE)and ct:e various . lega!opinions execuced and delivered in conn 'on wich.the usuance and sale of che Bonds are subsranaally in the fornu cherecofore submiaed co�.��BA�C for revi ,wich only such arnendmencs,modificadons or deletioRS u approved by AMHAC. (c) A cerufied or cashier's check for or evidence of 're transfer of an amount equal co che insurance prefiium at the ame of che issuance and delivery of che Sonds. Addldoaal coadldons to che ls.sw�ace d t�e M Boad tasurmce PolLcy: 6. 'IY:e form of bond counsel's approvi apinion mist be sent to AMSAC Indennity to the attention f Janfne Feu�di not less than 5 days prior to closing. form of Bor�d Counsel's approving opinion shall indicate t the issuer must canply with certain covenants under and t to the new tax law and that the issuer has the legal r to �ly with such ' covenants. Failure to provide an acceptable apinion in a . timely fashion caild result in a del y or non-deliveiy of the r�011 G�'• • - - . 7: •. The final approving opinion stxx�l be addres.sed to AMBAC � Indemnity or a letter indicatirg t A[+�C Indes�ity may . , rely ors such op�nion should be de ivered with an execvted . oQinion. 8: Unless expr�ssly waived in whole o in part by A�1C, the f inancing dccuroents shall contain e term�s and provisiorzs provided in the � IndesQnity PACKAC� transmitted herewith. . , ' 9. At�C Inde�ity shall receive a cap�y of any inswrance p�licy, . surety band, guaranty or inde��ifica ion or any other policy, contract or agi�nt which provi s for payment of all or any portion of the debt, the cos of rec,bnstruction, the loss of business incane or in any way securss, ensur+es or enhances the iname stream anticipat to pay the bo�xi.s. � �s� 5 _ _ , _ - . Addldoaal candidons to cf�c ls.suaace dt�e Muai Bond Lasuriace Pbiicy(coat): 10. Any pmvisions of the Pur Contract or Bond Purchase Agreement referencing the bond insurer mist be sent to the attention of Janine Feudi not less than five (5) business days prior to closing. If suc provisions are not received within that time, relevant pravisions of the Furchase Contract or Bond Purchase nt may not be cxcrQlied with. In addition, if provisions a e inserted in the Purchase Contract or Bond Purchase nt without At�C Inde�ity's knowledge, cxr�liance with ch provisions may not be possible. 11. This ccrtmitment is additionall conditioned upon receipt of the most recent 3 years audited financial statements, interim f inancials if available, and t which should reflect no material adverse changes fran th information provided in the • draf t Preliminary Official Stat nt of May 6, 1988. 12. This ccxtrnitment is additionally conditior�ed upon reoeipt of Minnesota Statutes Secticx� 475. 4 Subdivision 16, Minnesota Law regarding the City's Inve tments, and a copy of the Depository Letter Agr�esr�ent wi Mid�rest Secvrities TYust �nY• 13. Th i s cczrmi t�nent i s add i t i onally i t ion�d upon rece ipt and approval �y At�.0 Zndes�r�ity of a 1 final da,timents including the General Resolution. The fo lvwing ite��s in the General Resolution must be addre to Al�C Irida�ity's satisfaction: . a) 'IY�e inclusion of At�C's S Package lar�guage as it ' a��pl ies to the Serie:� 1988A . b) A definition of AME�AC as e Credit Provider on the ' � . . ,� Se ries 1988A Borid.s and all ights •and remedies ascribed . ' to such C�redit Pravider. � • ' c) bcclusion of (b) and (c) in definitian ' of CYedit � Facility as it applies to • . d) Interest Rate Swaps. . .• e) . Section 2.10 Slipple�nental lution override shall be � � sub ject to the apinfon of th Baxi Coun.�el and AbID�C as � well as the Issuer. � J . / tho ' r � /i Fcm�76.rn;-11�9") Pag+c�ol � f) Definition of a Liquidit Provider. g) Section 2.198 and 2.21 st also include the ability to amend the Resol�tion i accordance wit� Rating Agency and/or Credit Facility r irements if the City needs to obtain such Credit Faci ity. In light of this ability to amend Ah�AC m►�st be given the right to consent to amen�nents. . h) Section 2.22--If syst m revenues are to be used to provide for a manda ory purchase of bonds, the application of such r venues must be subordinate to payment of debt service on the Bonds. i) Explanation of purpose f inclusion of Section 3.08. j) Section 4.05—Reserve count, sh y 1 be � S l�li°as an it can acco�rtr�date a res rve suret policy L.O.C. k) Section 4.09—Inclusion of At�C's permitted invest�nents (see Standard Package) . 1) Section 6.01 (B) (4� (b) ► reduce period of t:ime to 10 years m) Section 7.01—Suit by ndholders. Giving th:.s right to F�C in addition to olders. � ;�) Inclusion of Default ction�. .. . . � � � . . . �a � � Page 5 of 5 . AMB4C Indaruury Corponnon D� �!�/'f ' c/o CT Corporirion Sysoans Q ✓ ' Munici.pal Bond vnsLU�ance Policy � z22 W WishingrDn Ave.,Madison,WI 53703 Administruivc O�cc: Onc Scatc Suecc PL�.1,NewYork,NY 10004 Issuer. Aolicy Number: �n�: Premium: A,�AC Lndemnity Corporation(.�vBAC)A Vtrsco in Scock Insurance Company �`���� in consideration of che payment of che premium and subj to che cerms of chis Policy,hereby agrees co pay co che United S�a!es Trust Compam•of�ew�ork,as trustee,or ics succe r([he"lnsurance T;uscee"),for d�e benefic of Bondholders,Lhac porcion of che principal of and incerest on the above-descri ed debc obiigations(;he"B ")which shall become Due for Pa}•ment but shall be unpaid by reason of Nonpayment by e Issuer. �.�1BAC a�ill make such pa��mencs�o�he Insurance Tnu�ee ithin 5 days follo •� g afic n AIvtBAC oE Nonpaymenc. l'pon a Bondholder's presencavon and surrender co che Ins rance Truste s u aid d_ r appurcenanc coupons, uncanceled and in bearer form and free of any adverse clai ,che Ins T ce R d' urse �he Boridholder che face amounc of principal and interest R•hich is�hen Due for Pa}• ent b s a .t u d rse nc,�.'�1B.AC shall become ehe ot��ner of the surrendered Bonds and coupons and shal •sub a c of e er's righ[s to pa�•ment. In cases Rhere the Bunds ar° issuable oniv in a form w r pri al is �a e<< P is Bondholders or cheir assigns, :he lnwrance Truuee snall disburse principal�o a B dh as afo s o v on pr encauon and surrender to�he Insurance Trus�ee of che �npaid Bond, uncance n r f y �ers lai � er wi�h an instrumen�of assignmenc, in form sausfactory io che Insurance Trusce uly e, c d ho r such Bondholder's duly au�horized re{?resentati��e,so as to permit ov.'ners 'p su B [ e i re ame of:��lBAC or iu nominee. In cases n�he;e�he Bonds are issuabie onh� � r wh y inre t is a} le egiscered Bondholders or cheir assigns,the Insurance Tru�t�e shall disb�rse i ere. �o a on or i I}�upon presen�ation to�he Insurance Truscee of ' . proof�hat�he claimant is t o en � e •me ' resc on che Bond and delivery�o�he Insurance Truscee of an instrumen[of�ss me t,i o sa a t e I urance Truscee,duly esecured bv�he daimant Bondhol�er or �uch Bondholder�� � 1� u�t� ed se u��e, ansf ng ro A.'�4BAC all righ�s under such Bond ro receive�he�ntcrest in respea of n• . �h i ra di u m �as de. ti4BAC shall be subrogaced to all of�he Bondholders' righu ro • , pa��menc on gis co�h �cce of urance disbursemencs so made. � ' ':�s used herei ��he . o o er" m any person ther chan'�he Issuer who,a�che ume of Nonpaymen[,is the owner , • of a Bond or of � n a 'n to a Bond."Due for ymeni;a•hen referring co�he principal of Bonds,is a•hen che� ' � ' s�aced marurin�daie an t • dempcion date for ch applicacion of a required sinking fund installmen[hu been reached and does t r to y earlier dace on which pa ent is due by reason of call f6r redempdon(ocher than by applica�ion of requir si g fund inscallmen�s),accelera on or ocher advancemen[of maturicy;and,when referring to interest on�he Bonds, � �hen rhe scaced dace for payment f interest has been reached."Nonpaymeni'means the failure of�he Issuer�o have pro��ded sufficienc funds to che payin agent for paymen�in full of all principal of and incerest on che gonds a�hich are Due for Paymen[. This Peticy is noncancetable.The premium on�his Policy is not refundable for any reason,inciuding payment of che Bonds ' " prior to ma�uriry.This Poliey does not insure against loss o any redemption,prepayment or accelerarion premium which a[ any dme may become due in respea of any Bond,nor agai st risk other than Nonpa}�nenG In a�mess v.-hereo�AMBAC has caused chu Po�in'�o b�� �with a facsimile of its corporate seal and to be signed by ics duty auchorized officers in facsimile to become effeevve as u originai seal and signatures and binding upon A.'�18AC by vir�ue of che coun�er-signacure of i�s duly au[horized representau . i�M`��\� ♦ •..,�� �(//� C�%2�-'�-f ' i?`o�ioa;�'T f�o�1 /��• I� �:=/ ��-`i/ / ��lii/ i � � �' � f Secretary President ' ':: ; � ;''• "�sco�s``�''�i �\�_��i E,gecv.•e Dace: Au�horized Represen�acive l;;:ITED S'L�TES TRUST COMP.�.ti'Y OF N'E�'✓��acknowl ges[hat ic • ���� has agreed co perform che duues of Insurance Trustee und r ehis Policv A_ Auchori�ed Officer , � �.VS�C in��m:u;•, i��r�,�r•rv��n . . _ ����T(:ur�x,r.�t�un��,�rm� . Endorsement _„ur.����<n��;���:�,�.,�� >ta�lix�n.���i�i��n��n5���t .�1:�unL;�r.�u��r U;T�rr - One�ta�e S�rrrc Plaza �cR•lork.�en 1'ork tU��� P��li��•i„urc!tu .�.�tacl�ed tc>an�f furmii;K 4�art uF Effer[i�•e Da�e<>f En�iursemrn�: The Fblicy to which this Erx�rsarent is attached ar�d of which it fo�rns a part is hereby _ arended by the ir�sertion of the follvwing larx3uage: "Notwithstandirig anythirg mntained in to the o�ntrary, when the Bonds are issued only in book entry fonn, the Insura 'IYvstee shall disburse that portion of the principal and interest on the 5�nds Du for Payment but ur�aid by reason of t�br�xy�rent to a 3ondholder only upon evidence atisfactory to the Insurance Trustee of the � �on�holder's right t� reoeive payment f the prirx�ipal or interest then Due for Payment �rr� ttiat such right has been effecti ly transferned � A�'�C on the boaks m�intair�ed for such purp�se. Upon such dis nt, At�C shall t�cxcr�e the owner of the �nd, appurtenant axipon or right of payment of principal or interest on such B�nd and shall be fully subrogated to all the rx3holder's rights thereur�c3er, includirx� the �rr7nlder's right to pay�rent thereof." • �urh�;,u n�rcin��_mtainr�f�hail he held to��an•,al�ec R•ai�•e x� •of � remis,con�iicions.pru�•isiuns,agreen-�rnc,�_�r I�r.:�carn��r,��,f ehr�bu�c menciuned Polic�•oeher chan��a. � •.� . � � , . • [n a itness Rt�ereoC�he Compam• a d i�s or e Seal�o be he�e�o affixed and�hese presencti�o br;igned h�•ic, �iuh•autnurizr�i ufficer>in facsimile i effecci�•e as �s original�eal and signatures and binding un[he Cumpam h�� ���rtue ui cuuntersignature b�•i�s duh�a zed agent. � • A.'►�iBAC demnity Corporadon ����� ♦EMh�iY r�� . ��CO'►O�,'r��O, � '•• E 'Z� � I// /'� �. I �� �%���/��%f~ ,� SEAL � . � `� :� - Presidenc �'\\``=-;.�� Secre�arrc •" Au�hunzrd Represenca[i�•e � A!�lBAC IND l�NITY STANDAAD PACIV�GE FOR T SACTIONS OTHER THAN GENE OBLIG�TION BONDS T0: Issuer , Managinq Undec riter, Bond Counsel and Underwriter' s Counsel RE: Preparation of Financi q Documents for AMBAC indemnit Insured issu s The attached ma'terials ha e been prepared to assist you in the preparation of documents for your AMBAC Indemnity Corporation ( "AMBAC indemnity" ) insur d issu�. Pleas• modity th• attached exhibfts where appropriat and notity us as to any proposed � modifications. if desire , these pcovisfons can be incorporated into on� section within an indenture, R�solution, Ordinsnc�, etc. entitled "Municipal Bond nsurance" . Pleaa• b� advised that the proviaions contained fn th s packaqe are in addition to any other comments or chanqes that ay be suqq�sted by the AMBAC Indemnity personnel workinq on this financing. It you have a�y questions, pleaae call one of the f llowinq persons: Joaeph V. Salzano, Eileen L. Kirchoff or Mary McKeon. � o Definitions Exhibit A) . o AMBAC indem ity consent required for changes to underlyinq d cumentation and exercise of cemedies upon detault ( Exhibit B) . o Notices to b qiven to ArlBAC Indemnity ( Exhibit C ) . o Peraftted In estments (Exhibit D) . o Subrogation rovision to be fncluded in Defeasance a�ctioa and types of obligations allowable for defeasance p rposes ( Exhibit E) . o Deacription of AMBAC Indemnity payment procedur.e (Exhibit F) . o Sugqested 1 nguaqe for ( i ) Notice of Sale, ( ii ) Bond Leqen , ( iii ) Cover page of Official Statement, ( iv) Ratinqs section of Official Statement nd (v) AMBAC Indemnity Official Statement Di closure ( Exhibit G) . Continued on next page o Trustee-relat d p�ovisions ( Exhibit H) . o AMBAC Indemn ty as a third-party beneficiary ( Exhibit I ) . � � - �Py � 1/21/88 • E HIBIT A SECTION _ Definitions . "AMBAC Indemnity" shall mean AMBAC Indemnity Corporation, a wisconsin-dom' ciled stock insurance company. "Municipal Bond nsurance Policy" shall mean the municipal bcnd insurance policy issued by AMHAC Indemnity insuring the payment when du of the principal of and interest on the Bonds as provided therei . 1/21/88 E HIBIT B SECTION _ A. Consent of A BAC Indemnity Any provision of thi [ Indenture, Resolution, ordinance , etc . 1 expressly recoqnizinq or qranting riqhts in or to AMBAC indemnity may not be amende in any manner which attects the riqhts of AMSAC �ndemnity ereunder without the prioc written consent of AMBAC Indemnity. 8. Consent of BAC Indemnity in Addition to Bondholder Consent. Unless otherwise provided fn thia Section, AMBAC inde�nity' s cons-ent shall b required in addition to Bondholder consent, when cequired, or the �ollowinq purpos�s . ( i � execution and delivery of any aupplementsl ( indenture , resolution, ordinance, etc � or any am�ndment, supplement oc chanqe to or modificatio of the (Loan Agreement, Lease Agreement, etc. J ( ii ) ccess r trusteeiTrande( iiia initiationaor appointment of any su approval of any action not escribed in ( i) or ( ii ) above whic requires Bondholder consent. C. Consent of BAC indemnity Upon Default. Anythinq in this fIndenture, Reaolution, Ordinance , , etc. ) to the contrary not ithstandinq, upon the occurrence and continuance ot an evenled todcontrol and directdtheCenforcement , indemnity shall be entit tanted to the Bondholdecs or the of all riqhts and remedie q Trustee for the benefit oet h� �8oincludinq,unwithouts limitation, Resolution. Ordinance, accelerntion of the princ= inancethetc� ldandatheesriqhtdtonannul [ Indenture, Re�olution, � any declaration of acceiir aiversaoi events ofddefaultshall a so be entitled to approve a 1/21/88 SUGGESTEO LANGUAG FOR ACCELERATION SECTION UNDER EFAULT REMEDIES Upon the occurcence of an event of default, the Trustee may, with the consent of MBAC Indemnity, and shall , at the direction of AMBAC indemnit byrw=ltten notice��to�therIssuer and consent of AMBAC Indemnity, tinci al of the Bonda to be AMBAC indemnity, declare he whereupon that portion of the immediately due and payab e, principal of the Bonds th reby cominq due and the interest thereon accrued to the dat of payment shall, without further action, become and be immed ately due and payable, anythinq in this ( Indenture , Resolutain. Ordinance, etc. ) or in the Bonds to the contrary notwithstan q 1/21/88 ExHIBIT C SECTION Notices to be Given to AMBAC Indemnity. while the Municip 1 Bond insurance Policy is in effect, the Issuer* oc the Truste , as appropriate, shall furnish to AMBAC Indemnity: ( a) as soon as practicable after the filinq theceof, a copy of any financial statement of the Issuer* and a copy of any audit and annual report of the is uer* ; (b) a copy ot any notice t be qiven to the registered owners �of the Honds and any cert ficate rendered pursuant to this ( Indenture, Resolution, Ord nance, etc. J relatinq to the security for the Bonds; and ( c) such additional informa ion it may reasonably request. The Trustee shall notify AMBAC Indemnity ot aay failure of the issuer* to provide r levant notices, cectificates, etc. The Issuer* will ermit APlBAC Indemnity to discuss the affairs, finances and acco nts of the issu�r* or any in�ormation AMBAC indemnity may reasona ly request reqardinq th� security for the Bonds with appropriate officers of the Issuer*. The Trustee or Issuer*, as appropriate will permft ArlBAC Indemaity to ( have access to the Project and� have access to and to make copies of all books and records rel tinq to the Bonds at any reasonable time. AMBAC 2ndemnity hall have the riqht to direct an accounting at the Isauer' s* expenae, and the Isauer' s* failure to comply with such direction within thirty ( 30) days atter receipt of written notice of the d rection from AMHAC indemnity shall be deemed a default hereundet; provided, however, that if compliance cannot occur within such period, then such period will be extended so long as compli nce is bequn within such period and diliqently pursued, but only if such extension would not materially advetaely affect the interests of any registered owner of the Bonds. • Notwithstandinq an other provision of this ( Indenture , Resolution, Ordinance, et . 1 , the Trustee shall immediately notify AMBAC Indemnity if at any time there are insufficient moneys to make any payme ts of principal and/or interest as required and immediately pon the occurrence of any event of default hereunder . *or appropriate obliqor on he Bonds. 1/21/88 ExHIBIT D AMBAC Iademnity will A1 ow the Following Obliqations to be Used as Permitted Investments a) Direct obliqati ns of ( including obliqations issued or held in book en ry form on the books ot) the Department of the Treasury of the United States of Amecica; b) Obliqatfons of any of the followinq federal aqencies which obliqatio s represent full faith and credit of the United States o America: - Farmers Home dministration - Gen�ral Servi es Administration - U.S. Maritime Admfnistration - Small Buaines Administration - Government Na ional Mortgaq� Assocfation (GNI�u�) - U.S. Departme t ot Houainq � Urban Development ( PHA�s) - Federal Housi g Adminiatration; c) U.S. Dollar den minated depoait accounts fully insured to the holder ( p to the S100, 000 maximum coveraqe) by the Federal Depe ft Inaurance Corpocation irt commercfal banks; d) U.S. Dollac deno inated deposit accounts, federal funds and banker' s acc ptances with commercial banks ( foreign or domestic) which have a ratinq on thefr short term certificates of eposit on the date of purchase ot "A-1 " or "A-1+" by Stan ard � Poor's and "P-1" by Moody� s and maturing no more than 360 days after the date of purchase; e) Money market fund rated in the hiqhest ratinq category of any nationall recoqnized ratinq aqency, which are monitored quarter y; f) Pre-retunded muni ipal obliqations defined as follows : � Any bonds or ot er obliqations of any state of the united States of America or of any aqency, instrumentality o local qovernmental unit of any such state ( i ) which re not callable at the option of the obliqor prior to maturity or aa to which irrevocable notice has been q' ven by the obliqor to call on the da�e specified in th notice, and ( ii ) which are fully secured as to p incipal and interest and redemption premium, if any, by a fund consistinq only of cash or obliqations described in paraqraph ( a? abeve, which fund 1/21/88 may be applied nly to the payment of such principal of and interest a d redemption premium, if an bonds or other bligations on the maturity date ocndates thereof or th specified redemption date or dates pursuant to such irrevocable instructions, as aPPropriate, a d ( iii ) which fund is sufficient, as verified by an independent certified public accountant, to pay principa of and interest and redemption premium, if any, on the bonds or other obliqations described in this paraqraph n the maturity date or dates theceof or on the rede�p ion date or dates specified in the irrevocable ins ructiona referred to in subclause ( i > of this paraqraph, as appropriate, and ( iv) which are rated, based n the escrow, in the hiqhest ratinq cateqory of St ndard & Poor' s Corporation and Moody' s I'nvestocs Servi e, Inc. or any successors thereto; q) investment aqree�ents approved by ArlBAC Zndemnity Corporation. The value of the abov investments shall be determined as provided in "Value" belo . "value" as of any partic lac time of determination, means that the value of any investme ts shall b� calculated aa follows : a) as to investments t e bid and asked prices of which are published on a requla basis in The Wall Street Journal ( oc, if not there, then in The New Yor T mes : e averaqe of the bid and asked prices or suc investments so published on oc most recently prior t such time of determination; b) as to investments th bid and aaked prices of which are not published on a regul r basis in The Wall Street Journal or The New York Timea: the average pr ce at suc time of eterm na on or s ch inveatmenta by any two nationally recoqnized qovernmen securities dealers ( selected by the Trustee in its abao ute discretion) at the time making a market in such inves ments or the bid price published by a nationally recoqnized pricing service; c ) as to certificates o deposit and bankers acceptances: the face amount thereot, lus accrued interest; and d) as to any investment not specified above: the value thereof established by prio aqreement betweea the Issuer , the Trustee and AMBAC Ind mnity Corporation. If more than one provisi n of this definition of "value" shall apply at any time to any articular investment, the value thereof at such time shall be det rmined in accordance with the provision establishing the low st value for such investment . ' d � — ° ` � 1/21/88 E]CHIBIT E Please add the fo lowinq to the ( indenture, Resolution, Ordinance, etc. ] Defeasanc section: in the event that the principal and/or interest due on the Bonds shall be paid by AMBAC Indemnity pursuant to the Municipal Bond insurance Policy, the Bonds shall remain Outstanding for all purp ses, not be defeased or otherwise satisfied and not be con idered paid by the Issuer , and the assiqnment and pledqe of he Trust Estate and all covenants , aqreements and other oblig tions of the Issuer to the registered owners shall continue to e ist and shall run to the benefit of AMBAC indemnity, and AMBAC Indemnity shall be subroqated to the riqhts of such re'qistered o ners. . ArIBAC Indemnity wi 1 Allow the Followinq Obliqations to He Used for Defeasance Purp ses: ( a) Cash fully insur d by the �'ederal Deposit Inaurance Corporation or ( b) Direct obligations of ( including obliqations issued or held in book entry form on the books of) the Department of the Treasury of the United States of America . - 1/21/88 XHIBIT F Section Payme t Procedure Pursuant to Municipal eond Insurance Policy. A. As lonq as the ond insurance shall be in full force and effect, the is uer, the Trustee and any Payinq Aqent aqree to comply with the followinq provisiona: ( a > if five ( 5 ) days prior to an Interest Payment Date the Trustee or Payinq Age t, if any, determines that there will be insufficient funds in the Funds and Accounts to pay the principal of or inter st on the Bonds on such tnterest Payment Date, the Trustee or Paying Aqent, it any, shall so notify AMBAC indemnity. Such notice shall specify the amount of the anticipate deficiency, the Honds to which such deffciency is applica le and whether such Bonds will be deficient aa to principa or intereat, or both. If the Trustee or Payinq Aqent, ' f any, has not so notitied AMBAC indemnity five ( 5) days p ior to an Interest Payment Date , AMBAC Indemnity will make payments o� princfpal or interest due on the Bonds on or be ore the fifth ( Sth) business day next following the date o which AMBAC Indemnity shall have received notice of nonpa ment from the Trustee or Payfng Aqent, if � any. ( b) the Trustee oc P ying Agent, if any, shall, after qiving notice to AMBAC in emnity as provided in (a) above, make available to AMBAC I demnity and, at AMBAC Indemnity' s direction, to the United tates Trust Company of New York , as insucance truatee for AMBAC indemnity or any successor insurance trustee ( th "Insurance Trustee" ) , the reqistration books of the Issuer maintained by the Trustee or Payinq Aqent, if any, and all recocds relatinq to the Funds and Accounts mai tained under this ( Indenture, Resolution, Ordinance, etc. J . ( c) the Trustee or P yinq Aqent, if any, shall provide AMBAC Indemnity and the nsurance Truatee with a list of reqistered owners ot Bond entitled to receive principal or interest payments from AM AC Indemnity uader the terms of the Municipal eond Ins rance Policy, and shall make arrangements with the Ins rance Trustee ( i ) to mail checks or dratts to the reqiste ed owners of Sonds entitled to receive full or partia interest payments from AMBAC indemnity and ( ii ) to pay principal upon Bonds surrendered to the Insurance Trustee y the registered owners of eonds entitled to receive full r partial principal payments from AMBAC indemnity. 1/21/88 (d) the Trustee oc ayinq Aqent, if any, shall , at the time it provides notice o AMBAC indemnity pursuant to ( a ) above, notify reqistered wners of Bonds entitled to receive the payment of principa or interest thereon from ArlBAC Indemnity ( i ) as to the act of such entitlement, ( ii ) that AMBAC Indemnity will re it to the� all or a part of the interest payments next c ming due upon proof of Sondholder entitlement to interest payments and delivery to the insurance Trustee, satis actory to AMBAC indemnity, of an appropciate assiqnment o the reqistered owner' s right to payment, ( iii ) that shou d they be entitled to ceceive full payment of principal rom AMBAC indemnity, they must surrender their Honds ( alonq with an appropriate instrument of assiqnment satistact ry to AMBAC indemnity to permit ownership ef such Bonds to be reqistered in the name of AMBAC Indemnity) foc paym nt to the Insurance Trustee, and not the Trustee' or Payi q Agent, if any, and ( iv) that should they be entitled to receive partial pa ment of principal from AMeAC 2nde nity, they muat surrender their Bonds for payment thereo first to the Trustee or Payinq Aqent, if any, who shall ote on such Bonds the portion of the principal paid by the Trustee or Paying Agent, if any, and then, along with an ap ropriate instrument of assiqnment satisfactory to AMBAC 2nd mnity, to the Znaurance Trustee, which will then pay the un aid portion ot pcincipal . ( e ) in the event tha the Trustee or Payinq Aqent, if any, has notice that any p yment of principal of oc interest on a eond which has become Due foc Payment and which is made to a Bondholder by or o behalf of the Issuer has been deemed a preferential tr nsfer and theretofore recovered from its reqistered owne pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final , nonappealable order of a court havinq competent jurisdiction, the Trustee or Payinq Aqent, if any, shall , at the tim• ArlBAC I de�nity is� notified pursuant to ( a) above, notity all reqi tered owners that in the event that any reqistered owner' payment is so recoveced, such registered owner will be entitled to payment from AMBAC Indemnity to the extent of uch recovery if sufficient funds are not otherwiae availab e�, and the Trustee or Paying Aqent, if any, shall furni h to AMBAC Indemnity its records evidencinq the pay�ents of principal of and interest on the Bonds which have been made by the Trustee oc Payinq Aqent, if any, and subsequently ecovered from reqistered owners and the dates on which such payments were made. ( f) in addition to tho e rights qranted AIriBAC indemnity under this ( Indenture, Res lution, Ocdinance, etc. J , AMBAC Indemnity shall , to the ext nt it makes� payment of principal of or interest oa Bonds, b come subrogated to the rights of the recipients of such paym nts in accordance with the terms of the Municipal Bond Insur nce Policy, and to evidence such subrogation ( i ) in the case of subroqation as to claims for 1/21/88 past due interest, the T ustee or Payinq Agent, if any, shall note AMBAC Indemni y� s riqhts as subcoqee on the reqistration books of the Issuer maintained by the Trustee of Paroof ofent, if any, pon receipt fcom AMBAC Indemnity registered ownerseofpathe Bonds, landr( ii > tinrthe casetof subrogation as to claims f r past due principal , the Trustee or Payinq Aqent, if any, s all note AMBAC Indemnity� s rights as subcoqee on the re istration books of the Issuet maintained by the Truste or Payinq Aqent, if any, upon surrender of the Bonds y the reqistered ownecs thereof toqether with proof of the payment of principal thereof. iizi�ea Ex8I8IT G BOND LEGEND Suggested La guaqe for the NOTZCE 0! SALB, . COVER PAGB F OFFICIAL STATEMENT, RATINGS S6CTION 0� and AHBAC INDE!lNITYCOFlIC ALESTATEMENT DISCLOSURE NOTICE 0! SALE AMHAC Indemnity Corpora ion ( "AMBAC Indemnity" ) has issued a commitment for municipal bond insurance relatinq to the Bonds . All bids may be condition d upon the isauance effective as of the date on which the Bonds re issued, of a policy of insurance by AMBAC Indemnity, insurin the payment when due of principal of and interest an the eo ds. Each Bond will bear a leqend referring to the insuran e . The purchasec, holder or owner is not authorized to make ny statements concecninq the insurance beyond those set out he e and in the bond legend without the approval of AMBAC Indemni y. BOND LEGEND Municipal Bond Insurance Policy No. ( the "Policy" ) with respect to payments due for principal � and interest on this bond has been issued by AMeAC Indemnity Corporation ( "AMHAC Indemnity" ) . The Policy as been deliveced to the United States Trust Co�pany of New York, New York, New York, aa the Insurance Trustee under said Polic and will be held by such Insurance Trustee or any successor insurance trustee. The Policy is on file and available for in pection at the principal office of the Insurance Trustee and a c py thereof may be secured from AMBAC indemnity or the Insurance Trustee. Al1 payments required to be made under the Policy s all be made in accordance with the provisions thereof. The owner of this bond acknowledges and consents to the subrogat on riqhts of AMBAC Indemnity as more fully set forth in the Pol ' cy. COVER PAGE O! 0!lICIAL STA EXENT Payment of the principal f and interest on the Bonds when due will be insured by a municipal bond insurance policy to be issued by AMBAC Indemnity Corporation simultaneously with the delivery of the Bonds. RATINGS SECTION 0! OPlICIAL STATEKENT Standard & Poor' s Corporati n and Moody's investors Service , inc. have assiqned their munici al bond ratinqs of "AAA" and "Aaa" , respectively, to this issu of Bonds with the understanding that upon delivery of the Bonds a policy insurinq the payment when due of the principal of and interest on the Bonds will be issued by AMBAC Indemnity Corporat on. li2i�aa AMBAC INDEMNITY OFFICIAL STATEMENT DISCLOSURE AMBAC Indemnity Corporati n AMBAC Indemnity Corpo ation ( "AMBAC Indemnity" ) is a Wisconsin-domiciled stoc insurance company, requlated by the insurance Department of he State of Wisconsin, and licensed to do business in various s ates, with admitted assets ( unaudited) of approximately $1 , 032 , 000, 000 and statutory capital (unaudited> of approximately $611 , 000 , 000 as of December 31 , 1987 . Statutory capital consists of AMB C Indemnity's statutory continqency reserve and policyholder ' surplus . ArtBAC indemnity is a wholly-owned subsidiary f AMBAC inc. , a financial holdinq company which is -owned by Citibank, N.A. , the employees of AMBAC Indemnity, Xerox Financi 1 Services, Inc. and Stephens Inc. Standard � Poor' s Corporat on and Moody's investors Service, Znc. have assiqned their ratin s of "AAA" and "Aaa" , resp�ctively, to the claims payinq ability of AMBAC Indemnity. Copies of AMBAC indemnity� s financial st te�ents prepa�ed in accocdance with statutocy accounting st ndards are available from AMBAC Indemnity. The address of AMBAC Indemnity� s administrative offices and its telephone umber are One State Street Plaza, 17th Floor, New Yock, New York, 10004 and ( 212) 668-0340 . AMBAC Indemnity has entered into stop-loss reinsurance agreements with a number of unaffilia ed reinsurers desiqned to supplement its resources. The stop- oss reinsurance aqreements cover all AMBAC Indemnity� s existing insured mutual funds, unit trusts , portfolios and new issue insured by AMBAC Indemnity. In addition, AMBAC 2ndemnit has entered into quota share reinsurance agreements unde which a percentaqe of the insurance or ceinsurance underwritte pursuant to certain municipal bond insurance proqrams of AM AC indemnity haa been and will be assumed by such reinsurers. AMBAC Indemnity haa obtained a rulinq from the intecnal Revenue Service to the effect that t e insuring of an obliqation by AMBAC Indemnity will not affect t e treatment for federal income tax purposes of interest on uch obliqation and that insurance proceeds representinq matur ' nq interest paid by AMBAC Indemnity under policy provisions substantially identical to those conta.ined in its municipal b nd insurance policy shall be treated for federal income tax pur oses in the same manner as if such payments were made by the is uer of the Bonds. . - � �-- � � 7 � 1/21/88 AMBAC Indemnity makes n representation reqardinq the eonds or the advisability of ' nvesting in the Bonds and makes no representation reqardin , nor has it preparation of, the Offi ial Statement otherPthancthetinformation supplied by AMBAC inde nity and presented under the heading �� Payvent Pursuant to Munic'pal Bond Insurance Policy AMBAC indemnity has made a commitment to issue a municipal bond insurance policy ( the "Mu icipal Hond insurance Policy" ) relating to the 9onds effective a of the date of isauance of the Bonds . Under the terms of the unicipal Bond Insurance Polfcy, AMBAC Indemnity will pay to t e United States Trust Company of New York, in New York, New York or any succesaor thereto ( the "Insurance Trustee" ) th t portion of the prfncipal of and interest on the Bonds w ich shall become Due for Payment but shall be unpaid by reaso of Nonpayment by the issuer ( as such terms are defined in the unicipal Hond Insurance Polfcy) . AMBAC Indemnity will make such p yments to the Inaurance Truatee on the later of the date on �,hi h such principal and intereat becomes Due for Payment or the f fth ( Sth> business day next fol2owing the date � on which AMBAC I demnity shall have ceceived notice of Nonpayment from the Trust e. The insurance will extend for the term of the Bonds and, on e issued, cannot be cancelled by AMBAC Indemnity. The Municipal Bond Znsura ce Policy will insure payment only on stated maturity dates and sinkinq fund inatallment dates, in the case of principal, and on stated dates for payment, in the case of interest. It will no insure payment on acceleration, as a result of a call for edemption (other than sinking fund redemption) or as a resul of any other. advancement of maturity, nor will it insure the pa ment of any redemption, prepayment or acceleration premium or a y risk othec than Nonpayment. In the event of any accelecatio of the principal of the Bonds, the payments insured wfll be ade at such times and in such amounts as would have been made had there not been an acceleration. The Municipal 8ond Insura ce Policy will not insure against nonpayment of princfpal or interest caused by the insolvency oc negliq�nce of any Truste or Paying Aqent, if any, or the Insurane• Trustee. if t e Bonds become subject to mandatory redemption a�d insufficient funds are available for cedemption of all outstanding eonda, AMe C Indemnity will remain obliqated to pay principal of and in erest on outstandinq Bonds on the oriqinally scheduled int rest and principal payment dates including mandatory sinking fund redemption dates. in the event the Trustee has notice t at any payment of principal of cc interest on a Bond which ha become Due for Payment and which � s made to a Bondholder by r on behalf of the Issuer has bee� 1/21/88 deemed a preferential tra sfer and thecetofore recovered from its reqistered ownec pursuant to the United States eankruptcy Code in accordance with a fina , nonappealable ocdec of a court of competent jurisdiction, s ch reqistered owner will be entitled to payment from AMBAC Indem ity to the extent of such recovery if sufficient funds ace not therwise available. if it becomes necessary t call upon the Municipal Bond Insurance Policy, payment of pcincipal requires surrender of Bonds to the Insurance Trustee toqet er with an appropriate instrument of , assignment so as to permit ownership of such Bonds to be reqistered in the name of AMBAC indemnity. Payment of interest pursuant to the Municipal ond Insurance Policy requires proof of Bondholder entitlement to interest payments and an appropriate assignment � of the Bond older� s riqht to payment to AMBAC Indemnity. - Upon payment of the ins rance benefits, AMBAC indemnfty will become the owner of the Bond, appurtenant coupon, if any, or rfqht to payment of princ pal or int�rest on such eond and will be fully subroqated to t e surrenderinq Bondholder� s riqhts to payment. Additional Para ra h for B ok �ntr Bonds In cases where the Bonds are issuable only in book entry form, the insurance Trustee sha 1 disburse principal and interest to a Bondholder only upon ev dence satisfactory to th� Insurance Trustee and AMBAC Indemni y that the ownership interest of the Hondholder in the ciqht to payment of such principal and interest has been effectively tran ferred to ArtBAC indemnity on the books maintained for such purp se. AMBAC Indemnity shall be fully subroqated to all of the Bondholders' riqhts to payment to the extent of the insuranc� di bursements so made. For Transactions Involvi variable Rate Bonds - Insert the 0 owin an ua e at en secon sentence o ara ra un er Pa ment Pursuant to Mun ci a Bon nsurance Po c : The Municipal Bond Insura ce Policy does not insure against loss relatinq to paym�nts of t e purchase price of Honds upon tender by a registered owner thereof or any pceferentfal transfer relatfng to payments of the purchase price of Bonda upon tender by a reqistered owner there f. . �� - ��� 1/21/88 EJ[AIBIT H TRUST E-REI.l�►TBD PROVISIONS 1 . The Trustee may be emoved at any time, at the request of AMBAC Indemnity, fo any breach of the Trust set forth herein. 2 . AMBAC Indemnity shal receive prior written notice of any Trustee resiqnation. 3 . Evecy successor Trustee appointed pursuant to this Section shall b�e a trust compa y or bank in good standinq located in or incorpocated under the laws of the State, duly authorized to exercise trust p wers and subject to examination by federal or state aut orfty, havinq a reported capital and surplus of not less t an 575, 000,000 and acceptable to AMHAC Indemnfty. 4 . Notwithstandinq any ther provision ot this ( Indenture, Resolution, Ordinance etc. ) , in determininq whether the rights of the eondhol ers will be adversely affected by any action taken pursuant to the terms and provisions of this ( Indenture, Resolution Ordinance, etc. � , the Truatee shall consider the effect o the Bondholders as ff there were no Municipal Bond Insuran e Policy. . ��� 4 �� 1/21/88 E7CHIBIT I Section : Parties interested Herein. Nothinq in this ( Indenture, Resolution, rdinance, etc. ) expressed oc implied is intended or shall be construed to conter upon, or to give to, any person or entity, other than the Issuer, the Trustee, AMBAC Indemnity, the Payinq Aqe t, if any, and the reqistered owners of the Bonds, any riqht, rem dy or claim under or by reason of this ( Indenture, Resolution, Ordinance, etc. ) or any covenant, condition or stipulation ereof, and all covenants, stipulations , promises and aqreement in this ( Indenture, Resolution, Ordinance,, etc. ) contain d by and on behalf ot the Issuer shall be foc the sole ,and exclu ive bene�it of the Isauer, the Trustee, AMBAC indemnity, the Pa inq Aqent, if any, and the reqistered owners of the Bonds.