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88-835 WH17E - CITV CLERK PINK - FINANCE G ITY OF A I NT PAUL F le ci1No. �G_4�5 CANARY - DEPARTMENT O BLUE - MAVOR d Council Resolution �� I Presented By Referred To Committee: Date Out of Committee By Date CITY OF INT PAUL MINN SOTA GENERAL ESOLUTION RELAT NG TO � SEWER REV NUE BONDS � _—. Adopted: Ma 24, 1988 , .�g,�g COUNC[LMEN Requested by Department of: Yeas Drew Nays N'�os'a In Favor Rettman Scheibel � Sonnen _ Ag81(1St BY Tedesco Wilson Adopted by Council: Date Form Approved by City Attorne� Certified Passed by Council Secretary By r gy, � Approved M r r ission to Co cil Appr by Mavor: D — ���n ��� � � . „ r 553G � FINAL CIT OF SAINT PAUL MINNESOTA GEN RAL RESOLUTION ELATING TO SEWE REVENUE BONDS Adopte : May 24, 1988 � � NDEX Page Recitals 1 ARTICLE I - DEFINITIONS 3 Section 1. 01. Definiti ns 3 ARTICLE II - THE BONDS - IN ENERAL Part A - The Bo ds - In General lt Section 2. 01. Form of ond 11 Section 2. 02. Redempti n; Purchase 11 Section 2. 03 . Bond Reg strar 13 Section 2. 04. Executio and Delivery 13 Section 2. 05. Authenti ation; Date of Registration 14 Section 2. 06. Registra ion; Transfer; Exchange 14 Section 2. 07. Rights U on Transfer or Exchange 15 Section 2. 08 . Interest Payment; Record Date 15 Section 2. 09. Holders; Treatment of Registered Owner; C nsent of Holders 16 Section 2. 10. Suppleme tal Resolutions - Override 17 Part B - The Gl bal Certificates 19 Section 2. 11. Descript ' on of the Global Certificates and Glob 1 Book-Entry System 19 Section 2. 12. Immobilization of Global Certificates by the D pository; Successor Depository; Replacement Bonds 19 Section 2. 13 . Redempti n - Global Certificates 21 Section 2. 14 . Form of Bond - Global Certificates 22 Section 2. 15. Registr tion; Transfer; Exchange - Global ertificates 22 Part C - The No -Global Bonds 23 Section 2. 16. Redempt 'on - Non-Global Bonds 23 Section 2. 17. Form of Bond - Non-Global Bonds 23 Section 2. 18. Registr tion; Transfer; Exchange - Non-Glo al Bond 24 Part D - Other ond Provisions 25 Section 2. 19. Variabl Rate Bonds/Adjustable Rate Bonds 25 Section 2. 20. Capital Appreciation Bonds 26 Section 2. 21. Credit acilities 26 Section 2. 22. Mandato y Purchase; Tender 27 , Page ARTICLE III - THE SERIES 198 A BONDS 28 Section 3 . 01. Acceptan e of Offer; Purchase Agreemen 28 Section 3 . 02. The Seri s 1988A Bonds-General 28 Section 3. 03 . Purpose 29 Section 3 . 04. Interest 29 Section 3. 05. Redempti n 30 Section 3 . 06. Deposits to Accounts; Disbursements 31 Section 3 . 07. Deposito y Letter Agreement; Other Document 32 Section 3 . 08. No Desig ation of Qualified Tax- Exempt O ligations 32 Section 3 . 09. Municipa Bond Insurance 33 ARTICLE IV - SEWER SERVICE E TERPRISE FUND; ACCOUNTS; EXCESS EARNINGS FUND 43 Section 4. 01. Sewer S rvice Enterprise Fund; Account 43 Section 4. 02. Constru tion Account 43 Section 4. 03 . Operati n and Maintenance Account 44 Section 4 . 04. Revenue Bond Debt Service Account 45 Section 4. 05. Reserve Account 47 Section 4. 06. Excess nvestment Earnings Fund 49 Section 4. 07. Insuffi ient Amounts 50 Section 4 . 08. Other F nd Provisions 51 Section 4. 09. Investm nts 51 ARTICLE V - COVENANTS 53 Section 5 . 01. Covenan s 53 Section 5. 02. Tax Cov nants 55 Section 5. 03 . Negativ Covenant as to Use of Improve ents 56 Section 5. 04 . Tax-Exe pt Status of the Bonds; Rebate 5� Section 5 .05. Covenan with Holders 57 ARTICLE VI - ADDITIONAL BO DS; REFUNDING BONDS, OTHER REVENUE OBLIGATIONS 5g Section 6. 01. Additi nal Parity Bonds 58 Section 6.02. Refund 'ng Bonds 60 ARTZCLE VII - OTHER PROVIS ONS C2 Section 7. 01. Suit b Bondholders 62 Section 7.02. Amendm nts 62 � � Page Section 7. 03 . Discharge 63 Section 7. 04. Certifica e of Registration 64 Section 7. 05. Records a d Certificates 64 Section 7. 06. Severabil ty 64 Section 7.07. Headings 65 EXHIBIT A 66 WHEREAS: A. The City has i curred and will incur costs for the Combined Sewer Sepa ation Program, and for street improvements related to its sewer system, and for work required to abate inflo and infiltration and for other improvements thereto; a d B. This Council h s determined that the Sewer System capital costs de cribed in paragraph A should be financed in whole or pa t through the issuance of sewer revenue bonds pursuant o the authority granted by Minnesota Statutes, Cha ter 475 and Section 116 . 19 (the "Act" ) ; and C. This Council f nds, determines and declares that it is necessary and exp dient to issue sewer revenue bonds and use the proce ds thereof to provide moneys to make the Improvements t the Sewer System, to establish a Reserve Fund and provid for the costs of the issuance of such bonds; and D. Such bonds (th "Sewer Revenue Bonds" or "Bonds" ) shall be payab e solely from the Revenues (as defined herein) of the ewer System and shall not be a general obligation of t e City nor secured by the City' s full faith and credit; nd E. The City has h retofore issued registered obligations in certific ted form, and incurred substantial costs associated with their printing and issuance, and substantial continuing transaction costs relating to their paym t, transfer and exchange; and F. The City has etermined significant savings in transaction costs will result from issuing bonds in "global book-entry for " , by which bonds are issued in certificated form in 1 rge denominations, registered on the books of the City 'n the name of a depository or its , nominee, and held in sa ekeeping and immobilized by such depository, and such de ository as part of the computer- ized national securitie clearance and settlement system registers transfers of wnership interests in the bonds by making computerized ook entries on its own books and distributes payments on the bonds to its Participants (as defined herein) shown o its books as the owners of such interests; and such Par icipants and other banks, brokers and dealers participati g in the National System will do likewise (not as agent of the City) if not the beneficial owners of th bonds; and G. The City has f rther determined that bonds shall be issuable under this eneral Resolution, as from time to time supplemented, ( ) as taxable or tax-exempt bonds, (2) as fixed rate oblig tions or as variable rate obligations, (3) as bon s on which interest is paid currently or as bonds f r which the payment of interest is deferred, and (4) as bonds which are subject to optional or mandatory r demption or mandatory purchase or with provisions allowin the holders thereof to tender their bonds for purchas ; NOW, THEREFORE, BE IT RESOLVED by the Council of the City of Saint Paul, Minnesot , as follows: 2 � AR ICLE I � DEF NITIONS Section 1. 01. Def nitions. As used in this Resolution or any Supplement 1 Resolution, the following terms shall have the meanings assi ned in this Section. Accreted Value: w th respect to a Capital Appreciation Bond on any dat , the present value thereof on the immediately preceding da e specified in such Bond (or if such date is the specified d te, then on such date) , determined by computing the resent worth of all payments of principal and interest remai ing to be paid thereon using a discount factor equal to the yield at which such Capital Appreciation Bond was initia ly offered to the public, as further specified in a table of Accreted Values contained in the Capital Appreciation Bon and in the related Supplemental Resolution; Act: Minnesota St tutes, Chapter 475 and Section 116. 19, as amended; Additional Bonds: Bonds issued pursuant to this Resolution as from time to time supplemented, other than the Series 1988A Bonds, includin Additional Parity Bonds and Refunding Bonds issued as permitted by Article VI; Ad 'ustable Rate B d: any Bond, the interest rate on which is not established at the time of calculation at a single numerical rate for t e remaining term of such Bond, but for which the period betwee redeterminations of the interest rate is two (2) years or mo e; Bond Account: th "Revenue Bond Debt Service Account" or "Bond Account" ithin the Sewer Service Enterprise Fund created and establishe by Section 4. 04 hereof; Bond Registrar: he Treasurer of the City who shall act as bond registrar, tran fer agent and paying agent, or any Fiduciary acting as bond re istrar, transfer agent or paying agent for any Bonds or seri s thereof; Bond Year: for e ch series of Bonds, each twelve- month calendar period endin on the anniversary of the delivery of such series of onds to the Purchaser thereof and payment therefor; 3 Bondholder: a Hold r; Bonds: any bonds from time to time issued pursuant to this Resolution or a Supplemental Resolution, while such Bonds remain outstanding; Ca ital A reciati n Bonds: any Bonds issued on the basis that interest thereon shall be accrued and compounded periodically, and that payme t of interest thereon shall only be made at maturity or at a pecified time or times prior to maturity or upon earlier red mption, by sinking fund installment or otherwise; City: the City of Saint Paul, Minnesota, or any successor to its functions w' th respect to the Sewer System; Code: the Interna Revenue Code of 1986, as amended, or any successor co e, and all regulations, rulings and decisions thereunder; Commitment: eithe (A) a binding commitment by a bank, a surety, insurance co pany or other financial institution generally regard d as responsible, which Commitment ( i) provides fina cing sufficient to pay or purchase, as the case may be Committed Temporary Bonds when due or required to be purcha ed, ( ii) provides for repayment of amounts drawn thereunder ver a period of at least five years and ( iii) is filed wit the City, together with an opinion of independent legal counsel stating in effect that the Commitment is binding an enforceable in accordance with its terms, subject to such c stomary exceptions relating to bankruptcy laws, insolvency aws and other similar laws affecting creditors ' rights enerally .as such independent legal counsel deems necessar or (B) a binding covenant of the City to issue Bonds to refun the Committed Temporary Bonds if there are insufficient funds to pay or purchase, as the case may be, Committed Temporary onds when due or required to be purchased; Committed Tem orar Bonds: Temporary Bonds secured by a Commitment; Construction Accou t: the account by that name within the Sewer Service Ent rprise Fund created and established by Section 4 . 02 ereof; 4 . Credit Agreement: ny reimbursement agreement or similar instrument between th City and a Credit Provider with respect to a Credit Facility; Credit Facility: a letter of credit, surety bond, insurance policy or comparabl instrument furnished by a Credit Provider with respect o one or more series of Bonds to satisfy in whole or part the ity' s obligation to maintain the Reserve Requirement with resp ct to a series of Bonds, or to secure (a) the payment of deb service (which may include the premium due on payment of a B nd) on Bonds of a specified series, (b) the payment of th purchase price (which may include accrued interest to t e date of purchase) of Bonds of a specified series on the app icable purchase dates or tender dates, or (c) both the paymen of debt service on a specified series of Bonds and the payme t of the purchase price of Bonds of a specified series; Credit Provider: he bank, insurance company, financial institution or oth r entity providing a Credit Facility pursuant to a Credi Agreement; Current Expenses: the normal, reasonable and current costs of operation a d maintenance of the Sewer System determined in accordance wit generally accepted accounting principles, including, witho t limitation, payments due to the Metropolitan Waste Control C mmission, but excluding the following: allowance for de reciation; costs of major sewer repairs; Debt Service Expens ; and Revenues transferred to other City funds or accounts to pay debt service on City general obligation debt purs ant to Section 4.03 (A) "Sixth" (1) ; Debt Service Ex en e: the amounts required to be paid or transferred from the Operation and Maintenance Account pursuant to Section 4.03 (A) 'First" , "Second" and "Third" ; Depository: a tru t company or other fiduciary acting as a depository pursuant to a Depository Letter Agree- ment with respect to Global ertificates; De ositor Letter A reement: with respect to the Series 1988A Bonds, the Dep sitory Letter Agreement dated June 14, 1988, by and among the City, the Bond Registrar (if other than the City) and Mi west Securities Trust Company; and with respect to any other s ries of Bonds, the similar instrument with respect to lobal Certificates by and among the City, the Bond Registra ( if other than the City) and a Depository; 5 Excess Earnings: t e amount of investment earnings on moneys held in the Sewer S rvice Enterprise Fund or any Account therein, or in any ot er fund or account, required to be transferred to the Excess nvestment Earnings Account as earnings on "gross proceeds" (as defined by or under the Code) in excess of the "yield" (cal ulated as required by or under the Code) on Tax-Exempt Bonds; Excess Investment E rnin s Account: the account by that name within the City' s A ency Fund created as established by Section 4. 06 hereof; Fiduciary: any ban or other organization acting in a fiduciary capacity with res ect to any Bonds, whether as a paying agent, Bond Registrar, tender agent, or escrow agent, or in a similar function; pro ided that a Depository shall not be considered a Fiduciary her under; Fiscal Year : the t elve (12) month period beginning on January 1 of each year and ending on December 31 of the same year; provided that the ity may, by Supplemental Resolution, provide for a dif erent twelve (12) month Fiscal Year for the Sewer System; Fixed Rate Bond: a Bond, the interest rate on which is established (with no right to vary) at the time of calculation at a single numerical rate for the remaining term of such Bond; Global Certificate: Bonds in the form of one certificate per maturity, eac representing the entire principal amount of a series f Bonds due on a particular maturity date, which single c rtificate per maturity may be transferred on the City' s bon register as required by the Uniform Commercial Code, but hich may not be exchanged for smaller denominations unless the City determines to issue Replacement Bonds as provided herein; Holder: the perso or entity in whose name a Bond is re9istered on the books of the City, or, in the case of Global Certificates, registered in the name of the Depository or its nominee; Improvements: any expansion, construction, recon- struction, equipping, modifi ation or other betterment of a capital nature to the Sewer ystem; 6 Interest Pa ment D te: any date on which an installment of interest is s heduled to become due on Bonds; in the case of Capital Appre iation Bonds, the Interest Payment Date shall be the ea liest of (1) the stated maturity date, (2) the redemption dat , or (3 ) the dates on which interest is to be paid after conversion of such Capital Appreciation Bonds to a Bond on which interest is paid periodically; Interest Rate Swa A reement: an agreement entered into by the City of the kind described in Minnesota Statutes, Section 475. 54, Subdivision 6. Minimum Variable R te Interest Amount: for Variable Rate Bonds, the amount of in erest to be paid or to accrue on such Variable Rate Bonds dur ng any one-month period at the highest interest rate permit ed by the terms of the Supplemental Resolution rela ing thereto, excluding the period, if any, after such V riable Rate Bonds may convert to Fixed Rate Bonds; National System: he computerized national securities clearance and set lement system to register transfer of ownership intere ts in debt securities by making book entries on the books of a Depository, and through which payments are distributed to articipants as shown on the books of the Depository as the own rs of such interests; Net Revenues: for any period of calculation, Revenues attributable to suc period less Current Expenses; Non-Global Bonds: Replacement Bonds, and any series of Additional Bonds which ar not issued in the form of Global Certificates; 0 eratin Reserve e uirement: the amount required to be maintained in the Oper ting Reserve Subaccount as provided in Section 4 .03 (c) nd 4. 03 (a) "Fifth" ; 0 eratin Reserve ubaccount: the subaccount by that name within the Operati n and Maintenance Account created and established by Section 4. 03 hereof; 0 eration and Main enance Account: the account by that name within the Sewer S rvice Enterprise Fund created and established as provided in S ction 4. 03 hereof with an Operating Reserve Subaccount therein; 7 Participants: the inancial institUtions or securities dealers for whom t e Depository effects book-entry transfers and pledges of secu ities deposited and immobilized with the Depository; Princi al Pa ment D te: any date on which an installment of principal is scheduled to become due on Bonds, whether by scheduled maturity or scheduled mandatory redemption or otherwise; Purchaser : the person or entity specified in this Resolution or a Supplemental Resolution as the original purchaser of a series of Bon s; Rebate Amount: th amount required to be paid to the United States Treasury p rsuant to Section 148 of the Code as rebate of investment earn ' ngs (and, if applicable, actual or imputed earnings thereon) to the extent such investment earnings are in excess of th yield on a series of Tax-Exempt Bonds and are subject to reb te; Replacement Bonds: Bonds which replace Global Certificates as provided in ection 2. 12 hereof; Reserve Account: he account by that name within the Sewer Service Enterprise Fund created and established by Section 4 . 05 hereof; Reserve Re uiremen : as of any date of calculation, the sum of the Reserve Requi ements applicable to each series of Bonds then outstanding; a d for each series of Bonds, while any of such Bonds remain out tanding, the Reserve Requirement shall be, unless otherwise s ecifically provided in this Resolution or the appropriat Supplemental Resolution: (a) for each seri s of Taxable Bonds, as of any date of calculation, an amount equal to the maximum amount of principal and interest to become due in any Fiscal Year on all then outstanding Bonds of that series; (b) for each seri s of Tax-Exempt Bonds, as of any date of calculation, an amount equal to the least of: (I) ten percent (10�) ( r such higher percentage as the City establishes as nec ssary to the satisfaction of the Secretary of the United States Department of the Treasury) of the lesser of ( i) the original principal amount of such Bonds or ( ii) the "issue price" of such Bonds, determined as re uired by Section 148 of the Code; 8 or ( II) the maximum amou t of principal and interest to become due in any Fiscal Year on all then outstanding Bonds of that series; or ( III) the maximum amount permitted under Section 48 of the Code to be held in a reserve fund and investe at a yield in excess of the yield on such series of ax-Exempt Bonds; provided that, the calculatio of the maximum amount of interest to become due on Variable Rate Bonds, Adjustable Rate Bonds or Temporary Bonds shall be based on the same method used for the purposes of Section 6. 01 (B) ; Resolution: this eneral Resolution Relating to Sewer Revenue Bonds, adopted by the City Council of the City on May 24, 1988, as from tim to time amended or supple- mented; Revenues: all amo nts received from the operation of or in connection with the Sewer System, including (a) sanitary sewer service charg s or surcharges, storm sewer system charges, sewer availa ility charges, all other Sewer System charges or surcharges imposed on Sewer System users or City property owners, assess ents, penalties or interest due on delinquent amounts, (b) e rnings on moneys held in any fund or Account, (c) moneys recei ed upon the sale, lease, transfer , conveyance or othe disposition of any real or personal property which is p rt of the Sewer System, and (d) any other revenues of whatev r kind and from whatever source derived arising from the Sew r System; but excluding assessments for Sewer System improvements dedicated to other uses which preclude the appl 'cation of such assessments to the payment of Bonds; Series 1988A Bonds: the City' s Sewer Revenue Bonds, Series 1988A, in the original principal amount of $78,450,000; Sewer Service Ent r rise Fund: the Sewer Service Enterprise Fund created and established as provided in Section 4. 01 as an enterprise fund, with Accounts therein as provided in Article IV; Sewer System: th City' s storm and sanitary sewer systems, including all pipi g, pumps, valves, maintenance equipment and buildings, im rovements and real and personal property used in connection therewith, and all funds, accounts, contract rights, ermits, authorization, approach and intangibles related the eto; 9 Substitute De osi or : a trust company or other fiduciary which replaces a epository; Su lemental Reso ution: a resolution adopted by the City Council of the Cit which supplements or amends this Resolution, including any S pplemental Resolution authorizing the issuance of Bonds other than the Series 1988A Bonds; Taxable Bonds: a y Bonds which are not Tax-Exempt Bonds on their date of origi al issue; Tax-Exempt Bonds: Bonds issued pursuant to this resolution as from time to time supplemented for which the City receives, on the date o their original issuance, an opinion of bond counsel to t e effect that interest on such Bonds is excludable from gro s income for federal income tax purposes under Section 103 o the Code; Temporary Bonds: ny series of Bonds with ( i) an initial term of three years r less, (ii) a provision that requires mandatory purchase f such series of Bonds within three years of its issuance r ( iii) a provision which permits the Holders thereof to requi e redemption of such series of Bonds within three years of ts issuance; provided however, that a series of Bonds shall not be deemed Temporary Bonds by reason or any right of the H lders thereof to (A) accelerate or cause the obligations to e prepaid or purchased upon the happening of an event of def ult or (B) tender the Bonds of that series for purchase; Variable Rate Bond any Bond, the interest rate on which is not established at he time of calculation at a single numerical rate for th remaining term of such Bond and for which the period between redetermination of the interest rate is two (2) years or les . 10 A TICLE II THE BON S - IN GENERAL PART A - THE BONDS - IN GENERAL Section 2. 01. Fo m of Bond. If so specified herein or in a Supplemental Resolu ion, the Bonds shall be in the form of Global Certificates unless and until Replacement Bonds are made available as provi ed in Section 2. 12, and otherwise shall be in the form of Non- lobal Bonds. The form of Bonds for any specific series shall be as set forth in Exhibit A or Exhibit B hereto, but may co tain such additional or different terms and provisions as to t e form and time of payment, record date, notices and oth r matters as are consistent with this Resolution or the appli able Supplemental Resolution. Section 2. 02. Red m tion; Purchase. The Bonds of any series issued pursuant t this Resolution or any Supplemental Resolution may e subject to optional redemption, or to mandatory redemption a d prepayment on a scheduled basis, provided that the ins allments of principal scheduled for scheduled mandatory rede ption of Bonds of a particular series and maturity shall be reduced, pro rata, if and to the extent the Bonds of that ser es and maturity have been or will be optionally redeemed by th City, in whole or part, prior to or on the date scheduled for payment of the specified principal amount on the date and at the redemption prices specified in Section 3 . 05 (w th respect to the Series 1988A Bonds) or in the applicable upplemental Resolution (with respect to Additional Bonds) Redemption may be in whole or in part of the Bonds subject to prepayment; provided that there shall be no reduction f the amount scheduled for redemption on a mandatory re emption date except to the extent Bonds of the maturity to be edeemed have been optionally redeemed or will be optional y redeemed on the scheduled redemption date as provided bove, and except that the City may, at its option, purchase Bonds of the maturity to be redeemed and upon cancellati n thereof apply the principal amount purchased and cancell d as a credit against the principal amount to be redee ed. If optional redemption is in part, those Bonds remaining unpaid which have the latest maturity date shall be prepaid first. If only part of the onds having a common maturity date are called for prepayme t, the Bonds may be prepaid in $5, 000 increments of principal (or , in the case of Capital Appreciation Bonds, in increm nts of Accreted Value) and the 11 specific Bonds to be prepaid shall be chosen by lot by the Bond Registrar as hereinafer provided. Bonds or portions thereof called for redemptio shall be due and payable on the redemption date, and interes thereon shall cease to accrue from and after the redemptio date. The Bond Registrar shall call Bonds for redemption and payment as herein provid d upon receipt by the Bond Registrar at least forty-fiv (45) days prior to the redemption date of a request of the City, in written form if the Bond Registrar is other han a City officer . Such request shall specify the principal mount of Bonds to be called for redemption, the redemption d te and the redemption price. Published notice o redemption shall in each case be given in accordance with law, and mailed notice of redemption shall be given to the paying agent ( if other than a City officer) and to each affecte Holder. If and when the City shall call any of the Bonds or redemption and payment prior to the stated maturity there f, the Bond Registrar shall give written notice in the name o the City of its intention to redeem and pay such Bonds at the office of the Bond Registrar . Notice of redemption shall b given by first class mail, postage prepaid, mailed not ess than thirty (30) days prior to the redemption date, to e ch Holder of Bonds to be redeemed, at the address app aring in the Bond Register; provided that if a Depositor Letter Agreement contains other or different requirements fo delivery to a Depository, then the provisions of the Deposi ory Letter Agreement shall be followed for that Holder. A 1 notices of redemption shall state: (a) The redemptio date; (b) The redemptio price; (c) If less than 11 outstanding Bonds are to be redeemed, the identification (and, in the case of partial re emption, the respective principal amounts or Ac reted Values) of the Bonds to be redeemed; (d) That on the r demption date, the redemption price will be ome due and payable upon each such Bond, an that interest thereon shall cease to accr e from and after said date; and 12 (e) The place wher such Bonds are to be surrendered fo payment of the redemption price (which shall b the office of the Bond Registrar) . Section 2. 03 . Bond Re istrar. The Treasurer of the City is appointed to act as b nd registrar and transfer agent with respect to the Series 19 8A Bonds and all Additional Bonds (the "Bond Registrar" ) , and shall so act for all Bonds unless and until a successor r different Bond Registrar is duly appointed for all Bonds r for any series of Bonds. Different persons or entities may be appointed to act as Bond Registrar or as a successor B nd Registrar for different series of Bonds, but only one person or entity shall be Bond Registrar for each series of onds at any time. A successor or different Bond Registrar s all be an officer of the City or a bank or trust company eligi le for designation as bond registrar pursuant to Minneso a Statutes, Chapter 475, and may be appointed pursuant to any ontract the City and such successor or different Bond R gistrar shall execute which is consistent herewith. The Bon Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and int rest on the Bonds shall be paid to the Holders (or record hol ers) of the Bonds in the manner set forth in the forms of Bon and Section 2.08 of this Resolution or, with respect t any Additional Bonds, the Supplemental Resolution appli able thereto. Section 2. 04. Exec tion and Deliver . The Bonds shall be executed on behalf o the City by the signatures of its Mayor , Clerk and Director , Department of Finance and Management Services, each wit the effect noted on the forms of the Bonds, and be sealed w' th the seal of the City; provided, however, that the s al of the City may be a printed or photocopied facsimile; and provided further that any of such signatures may be printe or photocopied facsimiles and the corporate seal may be omi ted on the Bonds as permitted by law. In the event of disability or resignation or other absence of any such officer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled officer . In case any such officer whose signature or facsimile of whose signature shall appear on the Bonds shall cease to be such officer before the delivery of the Bonds, such ignature or facsimile shall nevertheless be valid and su ficient for all purposes, the same as if he or she had rem ined in office until delivery. 13 The Bonds when so prepared and executed, shall be delivered by the Director, epartment of Finance and Manage- ment Services, to the Purch ser upon receipt of the purchase price, and the Purchaser sh 11 not be obliged to see to the proper application thereof. Section 2. 05 . Au hentication; Date of Re istration. No Bond shall be valid or o ligatory for any purpose or be entitled to any security or benefit under this resolution unless a Certificate of Aut entication on such Bond, substan- tially in the form set fort on the form of Bond, shall have been duly executed by an au horized representative of the Bond Registrar. Certificates of Authentication on different Bonds need not be signed by the s me person. The Bond Registrar shall authenticate the sign tures of officers of the City on each Bond by execution of t e Certificate of Authentication on the Bond and by inserting a the date of registration in the space provided the date on hich the Bond is authenticated. For purposes of delivering t e original Bonds to the Purchaser , the Bond Registrar shall insert as the date of registration the date of ori inal issue, which date is specified in Section 3. 02 fo the Series 1988A Bonds an� shall be as specified in the appli able Supplemental Resolution for each series of Additional Bo ds. The Certificate of Authentication so executed o each Bond shall be conclusive evidence that it has been au henticated and delivered under this resolution. Section 2. 06. Re ' stration; Transfer; Exchan e. The City will cause to be ke t at the principal office of the Bond Registrar a bond regist r in which, subject to such reasonable regulations as th Bond Registrar may prescribe, the Bond Registrar shall pro ide for the registration of Bonds and the registration of tran fers of Bonds entitled to be registered or transferred as herein provided. All Bonds surrende ed upon any exchange or transfer provided for in this Resolut on shall be promptly cancelled by the Bond Registrar and there fter disposed of as directed by the City. All Bonds delivere in exchange for or upon transfer of Bonds shall be valid spec ' al obligations of the City evidencing the same debt, an entitled to the same benefits under this Resolution, as th Bonds surrendered for such exchange or transfer. 14 Every Bond presen ed or surrendered for transfer or exchange shall be duly endo sed or be accompanied by a written instrument of transfer, in orm satisfactory to the Bond Registrar, duly executed by the holder thereof or his, her or its attorney duly authorize in writing. The Bond Registrar may require payment of a sum sufficient to cover any tax r other governmental charge payable in connection with t e transfer or exchange of any Bond and any legal or unusua costs regarding transfers and lost Bonds. Transfers shall al o be subject to reasonable regulations of the City cont ined in any agreement with, or notice to, the Bond Registra , including regulations which permit the Bond Registrar to close its transfer books between record dates and payment dat s. Section 2. 07. Ri ts U on Transfer or Exchan e. Each Bond delivered upon tra sfer of or in exchange for or in lieu of any other Bond shall carry all the rights to intere�t accrued and unpaid, and to a crue, which were carried by such other Bond. Section 2.08. Int rest Pa ment; Record Date; Principal Payment Date. The Interest Payment Dates for all series of Fixed Rate Bonds sh 11 be June 1 and December 1 of each year from the date of is uance thereof until maturity unless different Interest Pay ent Dates are specified in the Supplemental Resolution autho izing the issuance of such series of Fixed Rate Bonds. Interest on any Global C rtificate shall be paid as provided in the first paragra h thereof, and interest on any Non-Global Bond shall be paid on each Interest Payment Date by check or draft mailed to the erson in whose name the Bond is registered (the "Holder" ) on he registration books of the City maintained by the Bond R gistrar, and in each case at the address appearing thereon at he close of business on the fifteenth (15th) calendar day preceding such Interest Payment Date (the "Regular Record Dat " ) . Any such interest not so timely paid shall cease to be payable to the person who is the Holder thereof as of the Regu ar Record Date, and shall be payable to the person who is he Holder thereof at the close of business on a date (the "S ecial Record Date" ) fixed by the Bond Registrar whenever money becomes available for payment of the defaulted interest. 5 If so provided in this Resolution or in a Supplemental Resolution, interest may be paid to the Holder of a specified principal amount (or larger principal amount) of bonds of a particular series, at such older ' s option, by wire transfer to an account specified in riting by such Holder, which account must be maintained in a United States office or branch of a commercial bank, thrif institution or other financial institution. Notice of the Special Record Date shall be given by the Bond Registrar to the Holders not less than ten (10) days prior to the Special Re ord Date. The Principal Paym nt Date for all series of Bonds shall be December 1 of each ear , beginning on the December 1 specified herein (for the Se ies 1988A Bonds) or in a Supplemental Resolution (for each series of Additional Bonds) unless a different Principal Payment Date is specified in a Supplemental Resolution auth rizing the issuance of a series of Additional Bonds. Nothin in this paragraph or otherwise in this Resolution shall be onstrued to limit the right of the City to schedule princip 1 to become due as term bonds subject to scheduled mandato y redemption from sinking fund installments, or to require he City to schedule principal to become due in each year duri g the term of a specific serie� of Bonds. Section 2.09. Hol ers; Treatment of Re istered Owner; Consent of Holders. (A) For the purposes of all actions, consents and other matters affecting Holders of Bonds issued under this Resolution, as from time to ime supplemented, other than payments, redemptions, and p rchases, the City may (but shall not be obligated to) treat a the Holder of a Bond the beneficial owner of the Bond instead of the person in whose name the Bond is registered. For that purpose, the City may ascertain the identity of th beneficial owner of the Bond by such means as the Bond Regis rar in its sole discretion deems appropriate, including but n t limited to a certificate from the person in whose name the Bond is registered identifying such beneficial owner . (B) The City and Bond R gistrar may treat the person in whose name any Bond is regis ered as the owner of such Bond for the purpose of receiving payment of principal of and premium, if any, and interes (subject to the payment provisions in Section 2. 08 a ove) on, such Bond and for all other purposes whatsoever wh ther or not such Bond shall be overdue, and neither the Cit nor the Bond Registrar shall be affected by notice to the contrary. 16 (C) Any consent, reques , direction, approval, objection or other instrument required y this Resolution, as supplemented to be signed and executed by the Holders may be in any number of concurrent w itings of similar tenor and must be signed or executed by such Holders in person or by agent appointed in writing. Proof f the execution of any such consent, request, direction, pproval, objection or other instrument or of the writing ppointing any such agent and of the ownership of Bonds, if ma e in the following manner, shall be sufficient for any of the urposes of this Resolution as supplemented, and shall be co clusive in favor of the City with regard to any action tak n by it under such request or other instrument, namely: (1) The fact and d te of the execution by any person of any such writi g may be proved by the certificate of any offic r in any jurisdiction who by law has power to take acknow edgments within such jurisdiction that the pe son signing such writing acknowledged before him he execution thereof, or by an affidavit of any witness to such execution. (2) Subject to the provisions of subsection (A) , above, the fact of the o nership by any person of Bonds and the amounts and numb rs of such Bonds, and the date of the holding of the sa e, may be proved by reference to the Bond Registrar. Section 2. 10. Su emental Resolutions - Override. Notwithstanding any provision herein to the contrary, a Supplemental Resolution autho izing the issuance of Additional Bonds may modify the terms of those Additional Bonds, and the prescribed form thereof, in a manner inconsistent with this Article II, and in such case he terms of the Supplemental Resolution shall control as t the related series of Additional Bonds; provided ho ever, that the terms of the Supplemental Resolution may n t be such as to materially prejudice the interests of th Holders of Bonds then outstanding in the opinion of the City, bond counsel, and as to the Insured Bonds (as defi ed in Section 3 . 09 (B) hereof) of AMBAC Indemnity; provided that: (A) a Supplemental Resolution authorizing the issuance of Additional arity Bonds or Refunding Bonds as permitted by Article VI hereof; and 17 (B) a Supplementa Resolution permitted by Section 6. 02 shall be conclusively deemed to be a Supplemental Resolution which does not materially pr judice the interests of the Holders of Bonds then outsta ding. 18 PART B - THE GLOBAL CERTIFICATES Section 2. 11. De cri tion of the Global Certificates and Global Boo -Entr S stem. Upon their original issuance the Bonds may be issued in the form of a single Global Certificate f r each maturity, deposited with the Depository by the Purch ser and immobilized as provided in Section 2. 12. No beneficia owners of interests in the Bonds will receive certificates r presenting their respective interests in the Bonds exce t as provided in Section 2. 12. Except as so provided, duri g the term of the Bonds, beneficial ownership (and s bsequent transfers of beneficial ownership) of interests in he Global Certificates will be reflected by book entries m de on the records of the Depository and its Particip nts and other banks, brokers, and dealers participating in th National System. The Depository' s book entries o beneficial ownership interests are authorized to be in inc ements of $5, 000 of principal of the Bonds (or, in the case f Capital Appreciation Bonds, in increments of Accreted Valu or in increments of $5,000 Accreted Value at maturity) , but not smaller increments, despite the larger authoriz denominations of the Global Certificates. Payment of principal of, premium, if any, and interest on the Global Certificates will be made to the Bond Registrar as paying agent, a d in turn by the Bond Registrar to the Depository or its nominee as registered owner of the Global Certificates, and the Depository according to the laws and rules governing it will eceive and forward payments on behalf of the beneficial own rs of the Global Certificates. Payment of princip 1 of, premium, if any, and interest on a Global Certifi ate may, in the City' s discretion, be made by such ther method of transferring funds as may be requested by the D pository .for a Global Certificate. Section 2. 12. Imm bilization of Global Certificates b the De ositor ; Successor De ositor ; Re lacement Bonds. Pursuant to the request of t e Purchaser to the Depository, immediately upon the origina delivery of the Bonds the Purchaser will deposit the G obal Certificates representing all of the Bonds with the De ository. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Depository, shall be registe ed in the name of the Depository or its nominee and shall be eld immobilized from circulation at the offices of the Deposi ory on behalf of the Purchaser and subsequent bondowners. he Depository or its nominee will be the sole holder of record of the Global Certificates and no 19 investor or other party purc asing, selling or otherwise transferring ownership of interests in any Bond is to receive, hold or deliver any Global C rtificates so long as the Depository holds the Global ertificates immobilized from circulation, except as provi ed below in this Section and in Section 2. 15. Global Certificate evidencing the Bonds may not, after their original deliver , be transferred or exchanged except: ( i) Upon regist ation of transfer of ownership of a Global Certificate, a provided in Sections 2. 06 and 2. 15, ( ii) To any succ ssor of the Depository (or its nominee) or any substit te depository (a "Substitute Depository" ) designated pursuant to clause ( iii) of this subparagraph, provided hat any successor of the Depository or any Subst tute Depository must be both a "clearing corporation" s defined in the Minnesota Uniform Commercial Code at Minnesota Statutes, Section 336. 8-102, and qualified and registered "clearing agency" as pr vided in Section 17A of the Securities Exchange Act of 1934, as amended, (iii) To a Substi ute Depository designated by and acceptable to the City pon (a) the determination by the Depository that the Bon s shall no longer be eligible for its depository services or (b) a determination by the City that the Depositor is no longer able to carry out its functions, provided that any substitute depository must be qualified to act as such, as provided in clause (ii) of this subparagrap , or (iv) To those per ons to whom transfer is requested in written tra sfer instructions in the event that: (a) the Depos ' tory shall resign or discontinue its services for t e Bonds and the City is unable to locate a Substi ute Depository within two (2) months following t e resignation or determination of non-eligibility or (b) the City etermines in its sole discretion that {1) the conti uation of the book-entry system described herein, hich precludes the issuance of 20 certificates (othe than Global Certificates) to any Holder other t an the Depository (or its nominee) , might ad ersely affect the interests of the beneficial own rs of the Bonds, or (2) that it is in the best int rest of the beneficial owners of the Bonds that the be able to obtain certificated Bonds, in either of which events the City shall notify Holders of its determination and of the avai ability of certificates (the "Replacement Bonds" ) to Holde s requesting the same and the registration, transfer and ex hange of such Bonds will be conducted as provided in Sect 'ons 2. 18 and 2. 06 hereof. In the event of a r placement of the Depository as may be authorized by this par graph, the Bond Registrar upon preeentation of Global Certif 'cates shall register their transfer to the substitute or successor depository, and the substitute or successor depos ' tory shall be treated as the Depository for all purposes a d functions under this resolution. The Depository L tter Agreement shall not apply to a Substitute Depository un ess the City and the Substitute Depository so agree, and a si ilar agreement may be entered into. Section 2. 13 . Rede tion - Global Certificates. Upon a reduction in the aggre ate principal amount of a Global Certificate, the Holder may m ke a notation of such redemption on the panel provided on the lobal Certificate stating the amount so redeemed, or may re urn the Global Certificate to the Bond Registrar in exchang or a new Global Certificate authenticated by the Bond Registrar , in proper principal amount. Such notation, if ma e by the Holder, shall be for reference only, and may not b relied upon by any other person as being in any way determina ive of the principal amount of such Global Certificate outsta ding, unless the Bond Registrar has signed the appropriate column of the panel. For the purposes of �iving notice in accordance with Section 2. 02, the "Holder" of lobal Certificates shall be the Depository or its nominee if t e Global Certificates are then registered in the name of the epository or its nominee. Notices to the Holder shall co tain the CUSIP numbers of the Bonds. If there are any Holde s of the Bonds other than the Depository or its nominee, the Bond Registrar shall use its best efforts to deliver any su h notice to the Depository on the business day next precedin the date of mailing of such notice to all other Holders. 1 Section 2. 14. For of Bond - Global Certificates. The Global Certificates, tog ther with the Certificate of Registration, the Register o Partial Payments, the form of Assignment and the registrat on information thereon, shall be in substantially the form of Exhibit A hereto (except as may be otherwise provided in the applicable Supplemental Resolution) and may be typew itten rather than printed. Section 2. 15. Re stration; Transfer; Exchan e - Global Certificates. A Glob 1 Certificate shall be registered in the name of the payee on he books of the Bond Registrar by presenting the Global Certif 'cate for registration to the Bond Registrar, who will endorse is or her name and note the date of registration opposite the name of the payee in the certificate of registration n the Global Certificate; provided however, that a Glo al Certificate may not be registered in blank or in th name of "bearer" or similar designation. Thereafter a G obal Certificate may be transferred by delivery with an assignment duly executed by the Holder or his, her or it legal representative, and the City and Bond Registrar may reat the Holder as the person exclusively entitled to exer ise all the rights and powers of an owner until a Global Cert ' ficate is presented with such assignment for registration f transfer, accompanied by assurance of the nature prov' ded by law that the assignment is genuine and effective, and u til such transfer is registered on said books and noted ther on by the Bond Registrar, all subject to the terms and con itions provided in the Resolution and to reasonable regulation of the City contained in any agreement with, or notice to, the Bond Registrar . Section 2. 06 shall also apply to the registration, transfer and exchange of Global Certifica es. Global Certificate may not be exchanged for Global Certificates of smaller deno inations except as provided in Section 2. 13 upon a partial edemption. Transfer of a Tax- xempt Global Certificate may, at the direction and expense of the City, be subject to other restrictions if required to ualify the Tax-Exempt Global Certificates as being "in re istered form" within the meaning of Section 149 (a) of the fed ral Internal Revenue Code of 1986, as amended. 22 PART C - T E NON-GLOBAL BONDS Section 2. 16 . Re em tion - Non-Global Bonds. To effect a partial redemption of Non-Global Bonds having a common maturity date, the B nd Registrar prior to giving notice of redemption shall ssign to each Non-Global Bond having a common maturity da e a distinctive number for each $5, 000 of the principal amo nt (or , in the case of Capital Appreciation Bonds, Accrete Value at maturity) of such Non- Global Bond. The Bond Regi trar shall then select by lot, using such method of select on as it shall deem proper in its discretion, from the number so assigned to such Non-Global Bonds, as many numbers as, t $5, 000 for each number, shall equal the principal amount or Accreted Value) of such Non- Global Bonds to be redeemed. The Non-Global Bonds to be redeemed shall be the Non-G obal Bonds to which were assigned numbers so selected; provid d, however , that only so much of the principal amount of eac such Non-Global Bond of a denomination of more than $5, 000 (or more than $5,000 Accreted Value at maturity) shall be redeemed as shall equal $5, 000 of principal amount (or Accrete Value at maturity) for each number assigned to it and so selected. If a Non-Global Bo d is to be redeemed only in part, it shall be surrendered to t e Bond Registrar (with, if the City or Bond Registrar so re uires, a written instrument of transfer in form satisfactor to the City and Bond Registrar duly executed by the Holder hereof or his, her or its attorney duly authorized in riting) and the City shall execute ( if necessary) and t e Bond Registrar shall authenticate and deliver to he Holder of such Non-Global Bond, without service charge, a new Non-Global Bond or Bonds of the same series having th same stated maturity and interest rate and of any aut orized denomination or denominations, as requested y such Holder, in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of t e Bond so surrendered. 2. 17. Form of Bond - Non-Global Bonds. If the City has notified the Holders of G obal Certificates that Replacement Bonds have been m de available as provided in Section 2. 12, then for every ond thereafter transferred or exchanged the Bond Registrar hall deliver a certificate in the form of the Replacement B nd rather than the Global Certificate, but the Holder o a Global Certificate shall not otherwise be required to exch nge the Global Certificate for one or more Replacement Bonds since the City recognizes that some bondholders may prefer t e convenience of the 3 Depository' s registered owner hip of the Bonds even though the entire issue is no longer req ired to be in global book- entry form. Replacement Bonds, and all Bonds issued as Non-Global Bonds, together with the Bond Registrar ' s Certificate of Authentication, the form of A signment and the registration information thereon, shall be in substantially the form of Exhibit B hereto (except as m y be otherwise provided in the applicable Supplemental Resol tion) . Section 2. 18 . Re i tration; Transfer; Exchan e - Non-Global Bond. Upon surren er for transfer of any Non- Global Bond at the principal ffice of the Bond Registrar, the City shall execute ( if necess ry) , and the Bond Registrar shall authenticate, insert th date of registration (as provided in Section 2. 05) of, and deliver , in the name of the designated transferee or tran ferees, one or more new Non- Global Bonds of any authorize denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, a requested by the transferor; provided, however, that no Bo d may be registered in blank or in the name of "bearer" or si ilar designation. Whenever ownership of any Non-Global B nds should be transferred without surrender of the Non- lobal Bond for transfer or should be registered in nomin e name only, the registered owner of the Non-Global Bond hall, if and to the extent required to preserve the excl sion from gross income of the interest on the Bonds and at he direction and expense of the City, maintain for the City a record of the actual owner of the Non-Global Bond or of ben fifcial interests therein. At the option of th Holder of a Non-Global Bond, such Bonds may be exchanged f r Non-Global Bonds of any authorized denomination or de ominations of a like aggregate principal amount and stated aturity, upon surrender of the Non-Global Bonds to be excha ged at the principal office of the Bond Registrar . Whenever any Non-Global Bonds are so surrendered for exchange, th City shall execute ( if necessary) , and the Bond Reg ' strar shall authenticate, insert the date of registration of, and deliver the Non-Global Bonds which the Holder making the xchange is entitled to receive. Section 2.06 shall also appl to the registration, transfer and exchange of Non-Global B nds. 24 PART D - OTHE BOND PROVISIONS Section 2. 19. Variable ate Bonds Ad 'ustable Rate Bonds. (A) A Supplemental Reso ution may provide that a series of Bonds be issued as Variabl Rate Bonds or as Adjustable Rate Bonds. In that case, th form of bond for a series of Variable Rate Bonds or Adjust ble Rate Bonds shall be varied from the forms of bond attach d hereto as Exhibits A and B, as appropriate to include therei provisions with respect to the rate of interest to be borne rom time to time by such series of Variable Rate Bonds or Adj stable Rate Bonds, to provide for the conversion of a serie of Variable Rate Bonds or Adjustable Rate Bonds to Fixe Rate Bonds, and, if applicable, to provide for the mandatory urchase or purchase of Variable Rate Bonds or Adjustable Rate Bonds upon demand by a Holder thereof, or otherwise, as app opriate. (B) If necessary to obt in an investment grade rating for a series of Variable Rate Bonds or Adjustable Rate Bonds, or to maintain the rating or atings then in effect for other series of outstanding Bonds, he City shall obtain a Credit Facility. (C) If and as further p ovided in the Supplemental Resolution authorizing the is uance of a series of Variable Rate Bonds or Adjustable Rate Bonds, the City shall appoint a member of the National Associ tion of Securities Dealers (a "Remarketing Agent" ) to remar et the Variable Rate Bonds or Adjustable Rate Bonds from ti e to time, and to perform such other duties as the City shal deem necessary or advisable, which duties may include dete minations from time to time of the rate of interest to be bo ne by such series of Variable Rate Bonds or Adjustable Rate Bonds. Each such Remarketing Agent shall be appointed purs ant to the applicable Supplemental Resolution, and he City shall enter into an agreement with such Remarketi g Agent specifying the duties and obligations of the Remark ting Agent, and providing for compensation to the Remarketi g Agent. (D) On the date of orig 'nal issuance of a series of Variable Rate Bonds, there sh 11 be deposited in the Bond Account the Minimum Variable ate Interest Amount for such series of Variable Rate Bonds. No similar deposit shall be required in connection with t e issuance of a series of Adjustable Rate Bonds, unless such a deposit is necessary in order to maintain the rating r ratings then in effect for other Bonds then outstanding. 25 . (E) The provisions of this Resolution, as from time to time supplemented, pertinent t Variable Rate Bonds or Adjustable Rate Bonds shall ap ly only for so long as such Bonds bear interest subject to redetermination as provided therein and in the applicable Supplemental Resolution. From and after the date on which s ch Bonds become obligations which bear interest at a sing e numerical rate for their remaining term, such Bonds sh 11 be deemed Fixed Rate Bonds subject only to the provision hereof applicable to Fixed Rate Bonds. Section 2. 20. Ca ital A reciation Bonds. (A) A Supplemental Reso ution may provide that a series of Bonds, or any portion ther of, may be issued as Capital Appreciation Bonds, in which ase the Supplemental Resolution authorizing the issuance of t e Capital Appreciation Bonds and the form of Bond shall includ therein appropriate provisions with respect to the accrual a d compounding of interest and other provisions determined t be necessary or desirable by the City. The Supplemental R solution shall further specify the Accreted Value of such Ca ital Appreciation Bonds as of specified dates from the date of issue to maturity. The forms of Bond attached hereto as Ex ibits A and B shall be modified as necessary to include provi ions required for Capital Appreciation Bonds. (B) For the purposes of payment and redemption and of any actions, consents or othe matters affecting the Holders of Bonds, the principal amoun of any Capital Appreciation Bond on the appropriate date hall be its Accreted Value as of the most recent date of deter ination. (C) If so provided in t e applicable Supplemental Resolution, Capital Appreciat 'on Bonds may be issued on terms which provide for the payment of interest thereon periodically after a specified date. Afte such date, if any, such Bonds shall be treated as Fixed Rat Bonds. Section 2. 21. Cred ' t Facilities. Nothing in this Resolution or any Supplementa Resolution shall be construed to limit the right of the Cit to obtain a Credit Facility for the benefit of the Holders of all or any portion of any series of Bonds issued hereunder. T e terms and conditions for each such Credit Facility shall be set forth in the applicable Supplemental Resolution and i the related Credit Agreement. Each Credit Facility shall b held by the City (or a Fiduciary 26 acting for the benefit of t e City and Holders of Bonds) for the sole and exclusive bene it of the Holders of the Bonds secured by such Credit Faci ity, and such Credit Facility shall not be an asset avail ble for the benefit of any other Holders of Bonds. Section 2. 22. Ma dator Purchase; Tender . The Bonds of any series may be ubject to mandatory purchase by the City on a specified dat or dates, or may be subject to purchase upon tender thereo by the Holders on a specified date or dates. The dates o which Bonds of a series shall be purchased, or may be tender d for purchase, shall be set forth in the related Supplemental Resolution and in the form of such Bonds (and the form of Bond attached hereto as Exhibits A and B shall be modified accordi gly) . If the Supplemental Resolution contemplates that the Bonds shall be remarketed upon purchase or tender for urchase, the City shall make appropriate arrangements wit a member of the National Association of Securities De lers for remarketing of the Bonds, and for related servi es which may include redetermining the rate of in erest to be borne by such Bonds from time to time or upon re arketing. The City may also retain the services of an in ependent entity to make such interest rate determinations The City may retain the services of a Fiduciary in c nnection with the purchase or tender of Bonds and the paym nt of the purchase price thereof, including payment from the p oceeds of a Credit Facility. Any moneys held or accu ulated by the City to fulfill its obligation to purchase Bonds shall be held in a separate account which is not part of the Sewer Service Enterprise Fund, and the Holders of the Bonds, other than the Holders of the series of Bonds to which such account relates, shall have no claim thereon. If and to the extent the City is required to segregate or otherwise set aside moneys fr m Revenues in connection with an obligation of the City to pur hase Bonds upon tender or demand, such obligation shall be expressly subordinated to the City' s obligation to pay debt service when due on all Bonds outstanding. 7� AR ICLE III THE SERI S 1988A BONDS Section 3 . 01. Acc tance of Offer; Purchase Agreement. The offer of Dou herty, Dawkins, Strand & Yost Incorporated and Piper Jaffr y & Hopwood Incorporated (jointly, the "Purchaser" ) t purchase $78,450,000 Sewer Revenue Bonds, Series 1988A, of the City (the "Series 1988A Bonds" ) , in accordance with he Purchase Contract dated May 26, 1988 (the "Purchase greement" ) , at the rates of interest hereinafter set for h, and to pay therefor the sum of $77, 115,575, plus interest a crued to settlement, is hereby accepted. The Director, Dep rtment of Finance and Management Services, or his designee, i directed to retain the deposit of said Purchaser and credit the amount thereof against the purchase price for the Serie 1988A Bonds, or to return the deposit if the purchase pric for the Series 1988A Bonds is paid in full at closing. Ot erwise, the deposit of the Purchase shall be retained o ly as provided in the Purchase Agreement. The Mayor, the C erk, and the Director , Department of Finance and Management Se vices are authorized and directed to execute and deliver the P rchase Agreement in substantially the form submitted to this C uncil, with such changes, modifications, additions and deletions as shall be necessary and appropriate and approved by the City Attorney. Execution by such officers of the Purc ase Agreement shall be conclusive evidence as to the necessity and propriety of changes and their approval by the City A torney. Section 3 . 02. The Series 1988A Bonds-General. The Series 1988A Bonds shall be itled "Sewer Revenue Bonds, Series 1988A" , shall be date June 1, 1988 , as the date of original issue and shall be ssued forthwith on or after such date as fully registered bon s in the form of Global Certificates. The Bonds sha 1 be numbered from R-1 upward. The Series 1988A Global Cert ficates shall each be in the denomination of the entire p incipal amount maturing on a single date. Replacement Bo ds, if issued as provided in Section 2. 12, shall be in th denomination of $5,000 each or in any integral multiple the eof of a single maturity. The Series 1988A Bonds shall mat re on December 1 in the years and amounts as follows: 28 December 1 � of the Year Amount 1990 $ 2, 205,000 1991 2, 320, 000 1992 2, 445, 000 1993 2,590,000 1994 2, 745, 000 1995 2, 915, 000 1996 3 , 105,000 1997 3 , 310, 000 1998 3 , 535,000 1999 3 , 780,000 2000 4 , 045,000 2001 4, 340,000 2008 41, 115 , 000 The Series 1988A onds shall be issued as Tax-Exempt Bonds to which all Tax-Exem t Bond provisions and covenants herein shall apply. Section 3 . 03 . Pu ose. The Series 1988A Bonds shall be issued to provide unds to pay or reimburse for the cost of construction of var ' ous Improvements to the Sewer System of the City, to fund the Reserve Requirement with respect to the Series 1988A Bonds, to pay capitalized interest on the Series 1988A Bonds a d to pay the costs of issuance thereof, including the cost of municipal bond insurance. The proceeds of the Series 1988 Bonds shall be deposited in the Accounts in the Sewer Servic Enterprise Fund as provided in Article IV. The total cost f the Improvements financed by the issuance of the Series 1 88A Bonds, including all costs enumerated in Minnesota Stat tes, Section 475 . 65, is estimated to be at least equal to the mount of the Series 1988A Bonds less the amounts deposited i the Reserve Fund or disbursed to pay costs of issuance of the Series 1988A Bonds. Work on the Improvements has proceeded o shall proceed with due diligence to completion. Section 3 . 04. Int rest. The Series 1988A Bonds shall be Fixed Rate Bonds, a d shall bear interest payable semiannually on June 1 and D cember 1 of each year (each, an "Interest Payment Date" ) , co mencing December 1, 1988, calculated on the basis of a 360-day year of twelve 30-day months, at the respective ra es per annum for each of the maturity years of the Series 1988A Bonds, as set forth below: 29 Maturity Interest � Year Rate 1990 5. 60� 1991 5 . 90 1992 6. 10 1993 6 . 30 1994 6. 50 1995 6. 70 1996 6. 90 1997 7. 00 1998 7. 10 1999 7. 20 2000 7. 30 2001 7. 40 2008 8 . 00 Section 3 . 05. Re em tion. (A) 0 tional Redem ti n. Al1 Series 1988A Bonds maturing on or after Decemb r 1, 1999, shall be subject to redemption and prepayment at the option of the City on December 1, 1998, and on any Interest Payment Date thereafter at a price of par plus accru d interest plus a premium (expressed as a percentage o the principal amount redeemed) set forth below: Redemption Dates Redemption Premium December l, 1998 or June 1, 999 1� December 1, 1999 and any Int rest Payment Date thereafter p� (B) Scheduled Mandator Redem tion. Subject to the terms of Section 2. 02, 2. 13 nd 2. 16 , the Series 1988A Bonds maturing on December 1, 2008, are subject to redemption and prepayment on each December 1 in the years 2002 through 2008, inclusive, at a price of par lus accrued interest in the years and amounts set forth b low: 0 December 1 of the Year Amount 2002 $4 ,660, 000 2003 5,000,000 2004 5 , 380, 000 2005 5,800,000 2006 6, 255, 000 2007 6 , 745, 000 2008 (maturity) 7, 275, 000 (C) General Redem tio Provision. Redemption may be in whole or in part of the Ser es 1988A Bonds subject to prepayment. If optional re emption is in part, those Bonds remaining unpaid which have the latest maturity date shall be prepaid first. If only par of the Bonds having a common maturity date are called fo prepayment, the Global Certificates may be prepaid in $5, 000 increments of principal and, if applicable, the spe ific Non-Global Bonds to be prepaid shall be chosen by ot by the Bond Registrar. Bonds or portions thereof called or redemption shall be due and payable on the redemption d te, and interest thereon shall cease to accrue from and after the redemption date. Section 3 . 06. De sits to Accounts; Disbursements. The proceeds of the Series 1 88A Bonds shall be deposited in the Accounts created by Arti le IV hereof as follows: (a) to the Reserve Acc unt $7, 845,000 (b) to the Bond Accoun $ Zlo ZO7.�3 (c) to the Constructio Account the balance of all amounts received upon sale of the Series 1988A Bonds. There shall be transfer ed or disbursed to other City accounts, from the Construct 'on Account, promptly upon receipt of the proceeds of sale of t e Series 1988A Bonds, the sum of $14,402,000 as reimbursement to the City of amounts previously expended for Improvements as ore fully described in a certificate of the City to be delivered on the date of issuance of the Series 1988A onds. Further, there shall be remitted from the Constructio Account to AMBAC Indemnity Corporation, the "Credit Prov 'der" for the Series 1988A Bonds 31 maturing in the years 1990 through 2001, inclusive, promptly upon receipt of the proceed of sale of the Series 1988A Bonds, the sum of $ Z as full payment of the premium for the Municipal B nd Insurance Policy provided by such Credit Provider . The alance of amounts deposited in the Accounts as provided above hall be disbursed or applied as provided in Article IV. Section 3 . 07. De ositor Letter A reement; Other Documents. (A) The Deposito y for the Series 1988A Bonds shall be Midwest Securities Trust Company pursuant to the Depository Letter Agreement approved b low. Pursuant to the request of the Purchaser of the Series 1988A Bonds to the Depository, immediately upon the origin 1 delivery of the Series 1988A Bonds, the Purchaser will d posit the Global Certificates representing all of said Bo ds with the Depository. The Depository Letter Agreement for the Series 1988A Bonds is hereby approved, and shall e executed on behalf of the City by the Mayor , Clerk and Dir ctor , Department of Finance and Management Services, in sub tantially the form approved, with such changes or modificatio s therein as may be necessary and are approved by the City At orney. So long as Midwest Securities Trust Company is the Depository or it or its nominee is the Holder of an Global Certificate, the City shall comply with the provi ions of the Depository Letter Agreement, as it may be ame ded or supplemented by the City from time to time with the greement or consent of Midwest Securities Trust Company. (B) The Mayor , C erk and Director, Department of Finance and Management Serv' ces are hereby authorized and directed to execute and del 'ver such other agreements, documents or certificates a may be necessary or desirable to effectuate the purposes of his Resolution upon approval of the form thereof by the Cit Attorney. The Clerk and other officers of the City are di ected to provide to bond counsel, the Purchaser , and others a appropriate, certified copies of this Resolution and other p rtinent proceedings of the City. All certificates provided b the City in connection with the authorization, issuance and delivery of the Series 1988A Bonds shall be deemed representat ' ons of the City as to all matters stated therein. Section 3 . 08 . No Desi nation of ualified Tax-Exempt Obligations. Th Series 1988A Bonds, together with other obligations expected o be issued by the City in 1988 , 32 Y exceed in amount those whi h may be qualified� as "qualified tax-exempt obligations" wi hin the meaning of Section 265 (b) (3) of the Code, and hence are not designated for such purpose. Section 3 . 09. M nici al Bond Insurance. (A) The Credit acility for the Series 1988A Bonds maturing in the years 1990 through 2001, inclusive (the "Insured Bonds" ) , shall be the Municipal Bond Insurance Policy, Policy No. 2836BE, effective as of June 1, 1988 issued by AMBAC Indemnity Corpora ion. AMBAC Indemnity Corporation is the "Credit Provider" f r the Insured Bonds. Said Credit Facility insures only the payment of debt service (which does not include any premium due on payment of an Insured Bond) on the Insured Bonds. (B) Definitions. For the purposes of this Section 3 . 09 and the Series 1988A B nds only, the following terms shall have the following me nings: "AMBAC Indemnity" shall mean AMBAC Indemnity Corporation, a Wisconsin-do iciled stock insurance company. "Credit Facility" shall mean the "Municipal Bond Insurance Policy" as define below. "Credit Provider" shall mean "AMBAC Indemnity" as defined above. "Insured Bonds" s all mean the Series 1988A Bonds maturing in the years 1990 hrough 2001, inclusive. "Municipal Bond I surance Policy" shall mean the municipal bond insurance po icy issued by AMBAC Indemnity insuring the payment when d e of the principal of and interest on the Insured Bonds as pro ided therein. (C) Consents• (1) Consent of AMBAC Indemnity. Any provision of his Resolution expressly recognizing or granting rig ts in or to AMBAC Indemnity may not be amended in any manner which affects the rights of AMBAC Indemnity hereunder without the prior written consent of AMBAC Indemnity. 33 (2) Consent of AMBAC Indemnity in Addition to Bondholder Consen . Unless otherwise rovided in this Section, AMBAC Indemnity' s consent shall b required in addition to Bondholder consent, when re uired, for the following purposes: ( i) execution and delivery f any Supplemental Resolution; and ( ii) initiation or approval of any action not described in ( i) above which requires Bondho der consent. (3) Consent of AMBAC Indemnity Upon Default. Anything in this esolution to the contrary notwith- standing, upon the occurren e and continuance of a default by the City on its obligations with respect to the Insured Bonds, AMBAC Indemnity shall be en itled to control and direct the enforcement of all rights a d remedies of the Bondholders of the Insured Bonds under thi Resolution and AMBAC Indemnity shall also be entitled to a prove all waivers of such defaults. (4) Consent Not Required In Certain Cases. The consent of AM AC Indemnity shall not be required for any Supplemental Resolu ion permitted by Article VI of this Resolution or permitte by Section 7. 02 of this Resolution, except that the consent of AMBAC Indemnity shall be required for a Supplemen al Resolution adopted by the City pursuant to Section 7. 02 (D) for the purposes of Section 2. 19 (B) or 2. 21 of this Res lution. (D) Notices to b Given to AMBAC Indemnit . While the Municipal Bond Insurance Policy is in effect, the City shall furni h to AMBAC Indemnity: (1) as soon as pr cticable after the filing thereof, a copy of any finan ial statement of the City and a copy of any audit and annual report of the City; (2) a copy of any notice to be given to the registered owners of the Ins red Bonds and any certificate rendered pursuant to this Re olution relating to the security for the Bonds; and (3) such addition 1 information it may reasonably request. 34 The City will permi AMBAC Indemnity to discuss the affairs, finances and account of the City or any information AMBAC Indemnity may reasonabl request regarding the security for the Insured Bonds with ap ropriate officers of the City. The City will permit AMBAC In emnity to have access to and to make copies of all books and ecords relating to the Insured Bonds at any reasonable time. AMBAC Indemnity sha 1 have the right to direct an accounting at the City' s expe se, and the City' s failure to comply with such direction wi hin thirty (30) days after receipt of written notice of he direction from AMBAC Indemnity shall be deemed a d fault hereunder; provided, however, that if compliance c nnot occur within such period, then such period will be exte ded so long as compliance is begun within such period and iligently pursued, but only if such extension would not mate ially adversely affect the interests of any registered o ner of the Insured Bonds. Notwithstanding any other provision of this Resolution, the City shall im ediately notify AMBAC Indemnity if at any time there are insu ficient moneys to make any payments of principal and/or 'nterest on the Insured Bonds as required and immediately upon the occurrence of any default in the obligations of the City h reunder . (E) Permitted Inve tments; Value of Permitted Investments. Notwithstanding the provisions of Section 4. 09 or of any other provision in his Resolution to the contrary, any investments of the procee s of the Series 1988A Bonds (or the income derived from such investments) and any investments attributable to the Series 1988A Bonds shall be governed by this Section 3 . 09 (E) while an Insured Bonds remain outstanding. The following s all be the "Permitted Investments" : (1) Direct obligations of (including obligations issued or held in book entry form on the books of) the Department of the Treasury of the United States of America; (2) Obligations of any of the following federal agencies, which obligations represent full faith and credit of the United States of America: - Farmers Hom Administration - General Ser ices Administration - U.S. Mariti e Administration - Small Busin ss Administration 35 - Governmen National Mortgage Association (GNMA) - U.S. Depa tment of Housing & Urban Developme t (PHA' s) - Federal H using Administration; (3) U.S. Dollar denominated deposit accounts fully insured to the holder (up o the $100,000 maximum coverage) by the Federal Deposit Insura ce Corporation in commercial banks; (4) U.S. Dollar denominated deposit accounts, federal funds and banker 's acceptances with commercial banks (foreign or domestic) whic have a rating on their short term certificates of deposit on the date of purchase of "A-1" or "A-1+�� by Standard & Poor ' s and "P-1" by Moody' s and maturing no more than 360 days after the date of purchase; (5) Money market funds rated in the highest rating category by any nationally ecognized rating agency, which are monitored quarterly; (6) Pre-refunded municipal obligations defined as follows: Any bonds or othe obligations of any state of the United States of inerica or of any agency, instrumentality o local governmental unit of any such state (i) wh'ch are not callable at the option of the obligor pr 'or to maturity or as to which irrevocable notic has been given by the obligor to call on the date pecified in the notice, and ( ii) which are fully s cured as to principal and interest and redemption pre ium, if any, by a fund consisting only of cash or ob igations described in paragraph (1) above, which f nd may be applied only to the payment of such pr 'ncipal of and interest and redemption premium if any, on such bonds or other obligations on the maturity date or dates thereof or the specified rede ption date or dates pursuant to such irrevocable i structions, as appropriate, and ( iii) which fund i sufficient, as verified by an independent certif ed public accountant, to pay principal of and i terest and redemption premium, if any, on the bonds r other obligations described in this paragraph on he maturity date or dates thereof or on the redempti n date or dates specified in the irrevocable instru tions referred to in subclause ( i) of this paragr ph, as appropriate, and (iv) which are rated, b sed on the escrow, in the highest 36 rating category f Standard & Poor ' s Corporation and Moody' s Investor Service, Inc. or any successors thereto; (7) Investment greements approved by AMBAC Indemnity Corporation. The value of the above Permitted Investments shall be determined as provided 'n "Value" below. "Value" as of an particular time of determination, means that the value of an investments shall be calculated as follows: (I) as to investments the bid and asked prices of which are published on a regular basis in The Wall Street Journ 1 (or , if not there, then in The New York Times) : the average of the bid and asked prices for such i vestments so published on or most recently prior to such time of determination; ( II) as to 'nvestments the bid and asked prices of which a e not published on a regular basis in The Wall Stree Journal or The New York Times: the average bid p ice at such time of determination for such investme ts by any two nationally recognized govern ent securities dealers (selected by the City in it absolute discretion) at the time making a market i such investments or the bid price published by a na ionally recognized pricing service; ( III) as to certificates of deposit and bankers acceptanc s: the face amount thereof, plus accrued interest; and (IV) as to ny investment not specified above: the value thereof established by prior agreement between the City nd AMBAC Indemnity Corporation. If more than one provision f this definition of "Value" shall apply at any time to any pa ticular investment, the value thereof at such time shall e determined in accordance with the provision establishing he lowest value for such investment. 37 (F) Defeasance. (1) Notwithstanding any provision of Section 7. 03 or other provision of this Resol tion to the contrary, this Section 3 . 09 (F) shall govern efeasance of the Series 1988A Bonds while any Insured Bonds remain outstanding. (2) In the event t at the principal and/or interest due on the Insured Bonds shal be paid by AMBAC Indemnity pursuant to the Municipal Bon Insurance Policy, the Insured Bonds shall remain outstandin for all purposes, not be defeased or otherwise satisfi d and not be considered paid by the City, and the pledge of R venues and all covenants, agreements and other obligati ns of the City to the registered owners of the Insured Bonds s all continue to exist and shall run to the benefit of AMBAC I demnity, and AMBAC Indemnity shall be subrogated to the ri hts of such registered owners of the Insured Bonds. (3 ) AMBAC Indemnit will allow the following obligations to be used for de easance purposes: (a) Cash full insured by the Federal Deposit Insurance Corporati n or (b) Direct obligations of ( including obligations issued r held in book entry form on the books of) the Depar ment of the Treasury of the United States of Am rica. (G) Pa ment Proced re Pursuant to Munici al Bond Insurance Policy. ( 1) As long as the bond insurance shall be in full force and effect, the City an any Fiduciary shall comply with the following provisions: (a) If five (5) days prior to an Interest Payment Date the City determines that there will be insufficient funds in the Funds and Accounts to pay the principal of or interest on the Insured Bonds on such Interest Payme t Date, the City shall so notify AMBAC Indemnity. Such notice shall specify the amount of the anticipated deficiency, the Insured Bonds to which suc deficiency is applicable and whether such Insur d Bonds will be deficient as to principal or inter st, or both. If the City has not so notified AMBAC I demnity five (5) days prior to 38 an Interest Paym nt Date, AMBAC Indemnity will make payments of prin ipal or interest due on the Insured Bonds on or befo e the fifth (5th) business day next following the da e on which AMBAC Indemnity shall have received no ice of nonpayment fdrm the City. (b) The Cit shall, after giving notice to AMBAC Indemnity a provided in (a) above, make available to AMBA Indemnity and, at AMBAC Indemnity' s direc ion, to the United States Trust Company of New Yo k, as insurance trustee for AMBAC Indemnity or any uccessor insurance trustee (the "Insurance Truste " ) , the registration books of the City maintained b the Bond Registrar and all records relating o the Accounts maintained under this Resolution. (c) The Cit shall provide AMBAC Indemnity and the Insurance Tru tee with a list of registered owners of Insured Bonds entitled to receive principal or inte est payments from AMBAC Indemnity under the terms o the Municipal Bond Insurance Policy, and shall make arrangements with the Insurance Trustee (i) to mail checks or drafts to the registered ow ers of Insured Bonds entitled to receive full or partial interest payments from AMBAC Indemnity and (ii) to pay principal upon Insured Bonds surrendered o the Insurance Trustee by the registered owners f Insured Bonds entitled to receive full or pa tial principal payments from AMBAC Indemnity. (d) The City shall, at the time it provides notice to AMBAC In emnity pursuant to (a) above, notify registered wners of Insured Bonds entitled to receive the pay ent of principal or interest thereon from AMBAC Indemnity ( i) as to the fact of such entitlement, ii) that AMBAC Indemnity will remit to them all r a part of the interest payments next coming due up n proof of Bondholder entitlement to interest paymen s and delivery to the Insurance Trustee, satisfact ry to AMBAC Indemnity, of an appropriate assign ent of the registered owner ' s right to payment, ( iii) that should they be entitled to receive full pa ment of principal from AMBAC Indemnity, they must surrender their Insured Bonds (along with an appr priate instrument of assignment satisfactory to AMB C Indemnity to permit ownership 39 of such Insured onds to be registered in the name of AMBAC Indemni y) for payment to the Insurance Trustee, and not the City, and ( iv) that should they be entitled to r ceive partial payment of principal from AMBAC Indem ity, they must surrender their Insured Bonds fo payment thereon first to the Bond Registrar who sh 11 note on such Insured Bonds the portion of the p incipal paid by the City and then, along with an ap ropriate instrument of assignment satisfactory to BAC Indemnity, to the Insurance Trustee, which will then pay the unpaid portion of principal. (e) In the vent that the City has notice that any payment of pr 'ncipal of or interest on an Insured Bond whic has become due for payment and which is made to Bondholder by or on behalf of the City has been dee ed a preferential transfer and theretofore recov red from its registered owner pursuant to the U ited States Bankruptcy Code by a trustee in bankru tcy in accordance with the final, nonappealable ord r of a court having competent jurisdiction, the City shall at the time AMBAC Indemnity is noti ied pursuant to (a) above, notify all registered ow ers that in the event that any registered owner ' payment is so recovered, such registered owner ill be entitled to payment from AMBAC Indemnity t the extent of such recovery if sufficient funds a e not otherwise available, and the City shall fur ish to AMBAC Indemnity its records evidencing the payments of principal of and interest on the In ured Bonds which have been made by the City and su sequently recovered from registered owners nd the dates on which such payments were made (f) In addit on to those rights granted AMBAC Indemnity under th s Resolution AMBAC Indemnity shall, to the exte t it makes payment of principal of or interest on nsured Bonds, become subrogated to the rights of t e recipients of such payments in accordance with th terms of the Municipal Bond Insurance Policy, nd to evidence such subrogation (i) in the case of subrogation as to claims for past due interest, the ond Registrar shall note AMBAC Indemnity' s rights as subrogee on the registration books of the City m intained by the Bond Registrar upon receipt from BAC Indemnity of proof of the 40 payment of interest hereon to the r.egistered owners of the Insured Bonds, and ( ii) in the case of subrogation as to cl ims for past due principal , the Bond Registrar shall note AMBAC Indemnity' s rights as subrogee on the r gistration books of the City maintained by the Bo d Registrar upon surrender of the Bonds by the registered owners thereof together with proof of the pa ment of Principal thereof. (H) Fiduciaries. If at any time the City appoints a fiduciary for the Insured B nds, the following provisions shall apply while any Insured Bonds remain outstanding: (1) The Fiduciary ay be removed at any time, at the request of AMBAC Indemnit , for any breach of its duties or obligations. (2) AMBAC Indemnit shall receive prior written notice of any Fiduciary resig ation. (3) Every successo Fiduciary appointed by the City shall be a trust company or b nk in good standing located in or incorporated or chartered nder the laws of the State of Minnesota or of the United St tes duly authorized to exercise trust powers and subject to e amination by federal or state authority, having a reported apital and surplus of not less than $75,000,000 and acceptab e to AMBAC Indemnity. ( I) Ri hts of Bond olders. Notwithstanding any other provision of this Resol tion, in determining whether the rights of the Holders of Insu ed Bonds will be adversely affected by any action taken ursuant to the terms and provisions of this Resolution, the City (and any Fiduciary for the Insured Bonds) shall cons ' der the effect on such Holders as if there were no Municipal Bond Insurance Policy. (J) Parties Intere ted Herein. Nothing in Section 3 . 09 of this Resolution expre sed or implied is intended or shall be construed to confer pon, or to give to, any person or entity, other than the Cit , AMBAC Indemnity, any Fiduciary for the Insured Bonds, and t e registered owners of the Insured Bonds, any right, re edy or claim under or by reason of Section 3 . 09 of this Reso ution or any covenant, condition or stipulation hereof, and a 1 covenants, stipulations, promises and agreements in S ction 3 . 09 of this Resolution contained by and on behalf o the City shall be for the sole and exclusive benefit of the City, AMBAC Indemnity, any Fiduciary for the Insured Bo ds, if any, and the registered owners of the Insured Bonds. 41 . AR ICLE IV SEWER SERVICE ENT RPRISE FUND; ACCOUNTS; EXCESS ARNINGS FUND Section 4. 01. Sew r Service Enter rise Fund; Accounts. For the convenien e and proper administration of the proceeds from the sale o the Bonds and for the payment of principal of and interest on the Bonds, there is hereby created and established as a separate fund of the City until all of the Bonds are fully p id and retired, a Sewer Service Enterprise Fund (the "Sewer nterprise Fund" ) , with the Accounts therein created and established by this Article IV. Section 4. 02. Con truction Account. (A) There is here y created and established a Construction Account within he Sewer Enterprise Fund, into which there shall be paid th proceeds from the sale of each series of Bonds, less the su of (1) any premium, unused discount (if any) and accrue interest paid by the Purchaser upon delivery, (2) the amount capitalized for the Reserve Account herein established, and (3) capitalized interest deposited in the Bond Accou t. A separate subaccount shall be created and established wit in the Construction Account in which shall be deposited th proceeds of any specific series of Bonds, if the Supplement 1 Resolution authorizing the issuance of such series req ires such a separate subaccount. From the Construction Accou t (or , if applicable, from a separate subaccount herein) shall be paid all costs of the Improvements to be financed by the Bonds, including legal , engineering, financing and ther such expenses incidental thereto. There shall also e paid from the Construction Account the costs of issuan e of each series of Bonds and any fees or premiums required t be paid to a Credit Provider upon issuance of a series of Bon s. The City may transfer from the Construction Account to the Bond Account, monthly, amounts required to provide for the payment of interest on a series of Bonds during the period of onstruction of the Improvements financed by such series of onds, and in such case the amount so transferred shall be cre ited against amounts otherwise required to be transferred rom the Operation and Maintenance Account pursuant to Section 4. 03 (A) "First" ; provided however , that any amount of the proc eds of such series of Bonds deposited in the Bond Accou t upon issuance of such Bonds (other than a Minimum Varia le Rate Bond Amount) shall be used for that purpose before any transfers are made from the Construction Account. 43 (B) Any excess oneys remaining in the Construction Account upon completion of the applicable Improvements shall be, at the option of the C ty, applied to the payment of or reimbursement for the cost of any other Improvements, or transferred to the Bond Ac ount. (C) Amounts des ribed in Section 4 . 03 (a) "Sixth" (2) shall be deposited in he Construction Account and applied to pay or reimburse for th costs of Improvements. (D) Except as pr vided in subsection (e) below, earnings on amounts held fr m time to time in the Construction Account shall be retained t erein. (E) Notwithstand 'ng any provision of this Resolution or any Supplemen al Resolution to the contrary, all Excess Earnings shall be tr nsferred from the Construction Account to the Excess Inves ment Earnings Fund at such times and in such amounts as may e required to maintain compliance, as to all Tax-Exempt Bonds, with the covenants expressed in Sections 5. 02 and 5. 04 here f. Section 4. 03 . O ration and Maintenance Account. (A) There is her by created and established an. Operation and Maintenance A count within the Sewer Enterprise Fund into which shall be pa ' d all Revenues, upon receipt, except as provided in subse tion (B) below. From the Operation and Maintenance Ac ount there shall be paid or transferred the following am unts in the following order of priority: First, to the Bond Account, monthly, the amounts required to pay th Bonds, as further specified in Section 4. 04; Second, in order, irst to make payments under an Interest Rate Swap Agreement, second to each Credit Provider, monthly, the amounts required to be paid to such Credit Pro ider pursuant to the applicable Credit Agreement, nd third to each Fiduciary, monthly, the amoun of its fees and expenses then due; Third, to the Rese ve Account, monthly, the amounts required to mainta 'n the balance on hand therein at the Reserve Requir ment; 44 Fourth, to pay all Current Expenses then due; Fifth, to the Ope ating Reserve Subaccount, monthly, the amount requir d to maintain the balance on hand therein at the Op rating Reserve Requirement; and Sixth, to pay any other amount then due with respect to the Sewer Syst m, including, in any order , (1) amounts required o pay debt service on general obligation debt o the City incurred to finance Improvements, (2) amounts required to pay the costs of any Improvemen not financed by Bonds or other debt, or (3) to m ke any other payment or transfer authorized by law (B) Revenues of he kind described in clause (c) of the definition of "Revenue " herein shall be (1) deposited in the Construction Account to pay or reimburse for the costs of Improvements, (2) deposited in the Bond Account to pay the principal of, premium if an and interest on the Bonds, or (3) transferred to other accoun s of the City to pay general obligation debt incurred by the City to pay the costs of Improvements. (C) The City sha 1 maintain within the Operation and Maintenance Account an perating Reserve Subaccount. The balance of funds held there 'n shall be maintained at an amount equal to 45 days ' average C rrent Expenses for the preceding Fiscal Year (the "Operating Reserve Requirement" ) . (D) Notwithstandi g any provision of this Resolution or any Supplemental Resolution to the contrary, Excess Earnings shall be tra sferred from the Operation and Maintenance Account to the E cess Investment Earnings Fund at such times and in such amoun s as may be required to maintain compliance, as to all Tax-Ex mpt Bonds, with the covenants expressed in Section 5.02 an 5. 04 hereof. • Section 4.04. Rev nue Bond Debt Service Account. (A) There is here y created and established a Revenue Bond Debt Service Ac ount or "Bond Account" within the Sewer Service Enterprise Fun , into which there shall be credited and to which there s hereby irrevocably pledged from the Revenues of the operatio of the Sewer System, monthly, commencing July 1, 1988, a s m equal to: 45 (1) for all Fixed ate Bonds, an amount equal to the sum of (a) ne-twelfth (1/12) of the total principal to b come due on all Principal Payment Dates for all series of Fixed Rate Bonds during the ensuing twelve (12) months; and (b) an amount equal to one- sixth (1/6) of the total interest to become due on all series of Fi d Rate Bonds during the ensuing six (6) months; and (2) for all Varia le Rate Bonds, an amount equal to the sum of (a) one-twelfth (1/12) the total princi al to become due on all Principal Payment D tes for all series of Variable Rate Bonds during the ensuing twelve (12) months; and (b) th amount of interest paid or accrued during he preceding month on all series of Variable ate Bonds; provided, however , ( i) that o further payments need be made to said Account on account o a series of Bonds when the moneys held therein are suff 'cient for the payment of all principal and interest due o such series of Bonds on and prior to the next maturity o redemption date, and ( ii) for the period immediately subse uent to the issuance of any series of Bonds, there shall be credited against the monthly amounts due on account of su h series the sum deposited in the Bond Account from the procee s of such series of Bonds as capitalized interest, exclud 'ng any deposit made as the Minimum Variable Rate Intere t Amount. Earnings on amounts held in the Bond Account (ot er than Excess Earnings) shall be retained therein and credite against the amounts next due to be transferred to the Bond A count from the Operation and Maintenance Account. No mon y shall be paid out of said Account except to pay princi al, premium, if any, and interest on the Bonds, to correct any misapplication of funds and to make transfers to the Excess Investment Earnings Account. Deposits to the Bo d Account may be made directly from Revenues or may be made by transfers from the Operation and Maintenance Account. (B) There shall b credited to and deposited in the Bond Account each of the fol owing: (1) The accrued i terest, unused dis- count if any and premiu , if any, paid by the Purchaser of a series o Bonds upon delivery thereof; 46 (2) From the pr ceeds of a series of Bonds, the amount det rmined by the City to be necessary or desirabl to capitalize interest on such series of Bon s for an initial period not exceeding the per ' od permitted by law; and (3) from the pr ceeds of a series of Variable Rate Bonds, he Minimum Variable Rate Interest Amount attri utable thereto. (C) The City sh 11 immediately deposit in the Bond Account, from Revenues, an amount required to pay the principal of and premium, f any, and interest on all Bonds when due on any Principal ayment Date or Interest Payment Date to the extent such am unts have not theretofore been deposited in the Bond Acco nt from Revenues or transferred to the Bond Account from the Reserve Account. In addition, the City shall deposit in the ond Account, from Revenues, any amount required to maintai the Minimum Variable Rate Interest Amount for a series of Var ' able Rate Bonds, after giving effect to the monthly depo it provided for in Section 4 . 03 (a) "First" and Section 4 .04 (a) . (D) Notwithstan ing any provision of this Resolu- tion or any Supplemental R solution to the contrary, excess Earnings shall be transferred from the Bond Account to the Excess Investment Earnings und at such times and in such amounts as may be required to maintain compliance, as to all Tax-Exempt Bonds, with the ovenants expressed in Section 5 . 02 and 5. 04 hereof. _ Section 4 . 05. Re erve Account. (A) There is here y created and established a Reserve Account within the ewer Service Enterprise Fund. The Reserve Account shall be dr wn upon only when and if moneys in the Bond Account are insuff 'cient on a Principal Payment Date or on an Interest Payment D te to pay the principal of, and premium, if any, and intere t on the Bonds payable from the Bond Account, or when other ise permitted by this Section 4 . 05. (B) Moneys in th Reserve Account may be withdrawn therefrom and applied to th payment of the latest installments of principal o a series of Bonds if the amount remaining in the Reserve Ac ount after each such withdrawal is not less than the Reserve R quirement then in effect for all other series of Bonds then utstanding. 47 (C) Moneys in the eserve Account may be used to prepay Bonds, when such prep yment will retire all of the Bonds then outstanding. (D) Investments h ld for the credit of the Reserve Account shall be valued (as rovided in Section 4. 09) as of the last day of each Fiscal ear , and as of the first day of the month preceding the mont in which each series of Additional Bonds are issued. For the purpose of determining whether the Reserve Requirem nt is being maintained, the securities held for the Rese ve Account shall be assumed to have the value established o the most recent valuation date and any Credit Facility held for the credit of the Reserve Account shall be valued at t e lesser of its stated amount or the remaining amount which m y be drawn thereunder . (E) Notwithstandi g any provision of this Resolution or any Supplement 1 Resolution to the contrary, Excess Earnings shall be tra sferred from the Reserve Account to the Excess Investment Ear ings Fund at such times and in such amounts as may be requi ed to maintain compliance, as to all Tax-Exempt Bonds, with t e covenants expressed in Sections 5 . 02 and 5. 04 hereof. (F) Except as pro ided in subsection (e) above, earnings on investments held for the credit of the Reserve Account shall be transferred to the Operation and Maintenance Account no less often than a nually. The balance of funds on hand in the Reserve Account shall at all times be maintained in an amount equal to the R serve Requirement, and accordingly, the City shall transfer money from the Operation and Maintenance Account to he Reserve Account in an amount sufficient to cure any defi iency in the Reserve Fund as further provided in Section 4 . 03 (a) . (G) Whenever the moneys in the Reserve Account exceed the Reserve Requirem nt after giving effect to any withdrawal made pursuant to other subsections of this Section 4 . 05, such excess may be tr nsferred to the Bond Account, and either (1) credited against the transfers next due to be made from the Operation and Main enance Account, or (2) applied to the purchase or prepayment f Bonds. (H) The City may deposit a Credit Facility in the Reserve Account in lieu of ash either at the time a series of Bonds is originally issued, or at any time thereafter , subject to the following conditions 48 (1) The procee s of each such Credit Facility must be available for the purposes and at the times required for the purposes of he Reserve Account; (2) In calculating whether the amount then held in the Reserve Account i equal to the Reserve Requirement, each Credit Facility eld therein shall be valued at its stated amount, or, if less, the amount which remains available thereunder; (3) If a Credit Facility will replace cash in the Reserve Account to sa isfy the Reserve Requirement for one or more series of Bonds then outstanding, the substitution of the C edit Facility for cash must not result in a lowering f the rating(s) then in effect for such series of Bonds; and (4) If the Cred ' t Facility states an expiration or termination date prio to the last maturity date of the series of Bonds secur d thereby, the Credit Facility must provide that it may b drawn upon prior to its stated expiration or termina ion date if on or before that date the City either fails to provide a replacement or new Credit Facility or fails to deposit cash to replace the Credit Facility, as fu ther provided in this subsection (H) . Upon deposit of a Credit Fa ility in the Reserve Account to replace cash then held ther in, the amount so replaced shall be transferred to the Const uction Account and applied to pay the costs of Improvements. On or before the date of expiration or termination o a Credit Facility held for the Reserve Account, the City s all replace the Credit Facility with either a new Credit Fa ility which satisfies the conditions expressed in cla ses (1) through (4) above, or with cash; provided that such re lacement may be, at the City' s option, partially by the de osit of cash and partially by a new or replacement Credit F cility. Section 4 . 06 . Ex ess Investment Earnin s Account. (A) There is her by created an Excess Investment Earnings Account within the ity' s "Agency Fund. " The City shall deposit in the Excess Investment Earnings Account, within thirty (30) days afte the last day of the Bond Year for each series of Tax-Exemp Bonds, all Excess Earnings attributable to such series f Tax-Exempt Bonds; and for 49 purposes of making such dep sits the City sha�l transfer from the Construction Account, R serve Account, Bond Account, and Operation and Maintenance A count, to the Excess Investment Earnings Account a sum equa to the Excess Earnings attributable to sums held i each such other Account as "gross proceeds" of Tax-Exempt Bon s, as defined in and under Section 148 of the Code. (B) The City sha 1, within 30 days after the last day of the Bond Year for ea h series of Tax-Exempt Bonds, prepare and file a report w' th respect to the Construction Account, Reserve Account, B nd Account, and Operation and Maintenance Account setting forth the total amount invested during the preceding Bond Y ar, the investments made with the moneys in the Construction ccount, Reserve Account, Bond Account, and Operation and aintenance Account investment earnings (and losses) resul ing from such investments. Such records shall be retained f r the period required by Section 148 of the Code. (C) The City sha 1 remit sums in the Excess Investment Earnings Account to the United States Treasury as payment of rebatable arbitr ge as required by Section 148 of the Code together with any dditional amount then held in any Account in the Sewer Enterp ise Fund required to bring the total amount of such remitt nce to the correct Rebate Amount. (D) The City may at any time transfer to any Account any amount held in he Excess Investment Earnings Account which the City dete mines is in excess of amounts required to be paid to the nited States as rebatable arbitrage. Section 4 . 07. In ufficient Amounts. In the event that the moneys in the Bond Account shall be insufficient at any particular time to pay he principal then due and interest then accrued on all Bonds p yable therefrom, and such deficiency cannot be cured y withdrawals from the Reserve Account or from some other ource, said moneys shall first be applied to the payment pro ata of the accrued interest on all such Bonds, and any balance shall be applied in payment pro rata of the principal then ue on all such Bonds; provided further that if it shall ev r be determined by a court of competent jurisdiction whil any such Bonds remain outstanding that the sums available and to become available for the payment of the principal th reof and interest thereon are insufficient whether or not then due, then the moneys in the Bond Account shall be appli d in payment of all principal then 50 outstanding whether or not then due and the interest accrued thereon to the date of pay ent ratably according to the aggregate amount thereof w thout any preference or priority. Section 4 . 08 . 0 her Account Provisions. (A) Revenues in excess of those required for the foregoing purposes may be sed for any purpose authorized by law. (B) If in any mo th the moneys on hand in any Account are insufficient fo the purposes hereof, the deficiency shall be made up in the following month or months after payments for other pu poses having a prior claim on Revenues have been made in ull. (C) Al1 money he d in the Excess Investment Earnings Fund, Bond Account and Reserve Account created by this Resolution shall be ke t separate and apart from all other City funds and accoun s. Section 4. 09. In estments. (A) Moneys held rom time to time in any Account may be invested by the City in any investment then permitted by Minnesota law, and, to t e extent applicable, by federal law. (B) Investments s all be valued as follows: (1) Investments m turing within one (1) year or less shall be valued at par; (2) Investment ag eements or similar instruments which may be liquidated at par shall be valued at par regardless of maturity; (3) Investments m turing after one (1) year shall be valued at cost; and (4) Investments p rchased at a discount or premium shall be valued on the asis that such discount is included in cost, or su h premium is amortized, in equal installments for each y ar to elapse until the stated maturity of the investm nts; and provided, that for the purpos s of calculating Excess Earnings and Rebate Amounts and amount held or deposited in the 51 Reserve Account attributab e to Tax-Exempt Bonds, investments shall be valued as require by Section 148 of the Code. (C) Amounts held for the credit of each Account shall be invested to mature at such time or times as may be necessary to assure that th funds so invested will be available for the purposes f such Account, when needed; provided that amounts held or the credit of the Reserve Account and attributable to the Reserve Requirement for a series of Bonds may be inve ted at the discretion of the Treasurer of the City for a term not exceeding the term of such series of Bonds. 52 RTICLE V OVENANTS Section 5. 01. C venants. For the protection of the Holders of the Bonds herei authorized, the City herein covenants and agrees to an with the holders thereof from time to time as follows: (A) It will at 11 times adequately maintain and efficiently operate t e Sewer System. It will from time to time make all need ul and proper repairs, replace- ments, additions and etterments to the equipment and facilities of the Sew r System so that it may at all times be operated pro erly and advantageously, and whenever any equipmen of the Sewer System shall have been worn out, destro ed or otherwise become insufficient for proper use, it sh 11 be promptly replaced or repaired so that the value and efficiency of the facilities shall be at all times fully maintained and its Revenues unencum-bered by reas n thereof. (B) The rates f r all sewer service and the charges for all sewer service supplied by the Sewer System to the City and its resident and to all other consumers shall be reasonable and jus , taking into account the cost and value of the Sewer Sy tem, the cost of maintaining and operating the Sewer S stem, the proper and necessary allowances for deprec ation, the amounts required for the payment of principal nd interest on all indebtedness payable from the Reve ues of the Sewer System, the need for future expansion f or improvements to the Sewer System, the amounts p operly reimburseable to the City for current or past p yments from funds or accounts of the City for Sewer Sy tem purposes, and all otller sums customarily paid from the Revenues of the Sewer System. (C) The City wi 1, as required by Section 10. 11. 2 of the City Charter ( nd it will continue to do so whether or not requir d by said Charter) , establish, maintain and collect uch charges and rates as will produce Revenues suff cient to pay the interest and premium, if any, on a d principal of all Bonds herein authorized as and whe they become due and to pay the reasonable cost of op ration, repair and maintenance of the Sewer System and o provide sufficient money to make the required appropri tions to the various Funds and 53 Accounts established here 'n. The City wi�ll review the schedule of rates and cha ges for the Sewer System at least annually. Nothing n this Section 5. 01 shall be construed to limit the di cretion of the City to enter into, or later modify, am nd or terminate, contracts for the furnishing of sewer s rvices. (D) The City may s 11, lease, mortgage, transfer, convey, assign or dispos of a portion of the Sewer System or property of an nature relating thereto if such transaction will not mat rially adversely impair (1) the adequacy of the Revenues generated by the Sewer System to pay debt service on the onds and all operating and maintenance expenses, or (2) the operating efficiency of the Sewer System. Furth r, the City may sell or dispose of, at fair market value, any real estate, equipment or other non-revenue-produ ing properties which in the judgment of the City ha e become unnecessary, uneco- nomical or inexpedient o use in connection with the Sewer System. The proc eds of any sale, transfer or disposition of Sewer Sy tem property (all of which are Revenues as provided in clause (c) of the definition thereof) shall be depos ted or applied as provided in Section 4. 03 (b) . The C' ty may sell all or substantially all of the Sewer System if simultaneously with or prior to such sale all outsta ding Bonds are discharged as provided in Section 7. 3 hereof. (E) It shall cau e to be kept proper books, records and accounts adapted t the Sewer System separate from other accounts of the ity. The City' s comprehensive annual financial repor shall include the Sewer Service Enterprise Fund and th Accounts therein, and a copy of that report shall be f rnished, without cost, to the Purchaser of any serie of Bonds herein authorized. If the City fails to pro ide such report within a reasonable time after the end of said fiscal year , the Holders of twenty percent (20�) r more of the outstanding Bonds may cause an audit of the Sewer System accounts to be made at the expense of the Ci y. The expense of preparing such audit shall be paid a current operating expenses of the Sewer System. The Pu chasers of any series of Bonds and the Holders thereof, r their duly appointed representatives, from time to time shall have the right, at all reasonable ti s, to inspect the Sewer System and to inspect and copy he books, records, accounts and data relating thereto. T e City agrees to furnish copies of such audit, without ost, to any Holder or Holders of the 54 Bonds at their request ithin a reasonabl�e time after the end of each f iscal year . (F) It will faith ully and punctually perform all duties with reference t the Sewer System required by the City Charter , the Constitution and laws of the State of Minnesota and this resolution. (G) It will grant no franchise to any other sewer utility, unless: (1) the City enacts an ordinance granting to the owner and operator of such other sewer utility a franchise for such ownership and operation and for use of public stre ts and rights of way, and such ordinance imposes pon such owner or operator a franchise fee and rovides that the franchise fee shall be deemed part of the "Revenues" hereunder and requires that such franchise fees be deposited, upon receipt, in the 0 eration and Maintenance Account; and (2) the existence and operation of such other sewer utility will not materially impair the ability of the City to ge erate sufficient Revenues to pay debt service on a 1 Bonds outstanding under this Resolution, as su lemented, and to pay all "current expenses" of the Sewer System. Section 5. 02. Tax Covenants. The following spe ial covenants of the City apply only to Tax-Exempt Bonds. (A) Notwithstand 'ng anything to the contrary herein, moneys in the Exces Investment Earnings Account and the Sewer Service Enterpris Fund (and any Account therein) , in that order, shall be use to pay any rebate of excess investment earnings on gros proceeds of Tax-Exempt Bonds (and, if appplicable, any a tual or imputed earnings on such Excess Earnings amounts) re uired to be paid to the United States in order to maintain the exclusion from gross income under Section 103 of the Co e of the interest on the Tax- Exempt Bonds. (B) No portion o the proceeds of any series of Tax-Exempt Bonds shall be u ed directly or indirectly to acquire higher yielding inv stments or to replace funds which 55 were used directly or indir ctly to acquire higher yielding investments, except (1) for a reasonable temporary period until such proceeds are nee ed for the purpose for which the Bonds were issued, (2) as part of a reasonably required reserve or replacement fund ot in excess of ten percent (10%) of the proceeds of the Bonds (or in a higher amount which the City establishes is necessar to the satisfaction of the Secretary of the Treasury of the United States) , and (3) in addition to the above in an mount not greater than the lesser of five percent (5$) of the roceeds of the Bonds or $100, 000. To this end, any proceeds of Tax-Exempt Bonds and any sums from time to time held in th Construction Account, Operation and Maintenance Account, Res rve Account or Bond Account (or any other City account which will be used to pay principal or interest to become due on th Tax-Exempt Bonds payable therefrom) in excess of amou ts which under then-applicable federal arbitrage regulation may be invested without regard to yield shall not be invest d at a yield in excess of the applicable yield restriction imposed by said arbitrage regulations on such investme ts after taking into account any applicable "temporary period " , minor portion or reserve made available under the federal rbitrage regulations. Money in the Sewer Service Enterprise Fund shall not be invested in obligations or deposits issu d by, guaranteed by or insured by the United States or any age y or instrumentality thereof if and to the extent that such i vestment would cause a series of Tax-Exempt Bonds to be "feder lly guaranteed" within the meaning of Section 149 (b) of he Code. The proceeds of Tax- Exempt Bonds shall not be inv sted in other tax-exempt obligations the interest on w ich is subject to alternative minimum tax under the Code, u less the City has received an opinion of bond counsel to th effect that such investment will not jeopardize the tax-e empt status of the Tax-Exempt Bonds. Section 5. 03 . Ne a ive Covenant as to Use of Improvements. The City hereb covenants not to use the proceeds of Tax-Exempt Bonds r to use the Improvements, or to cause or permit them or any o them to be used, or to enter into any deferred payment arr ngements for the cost of the Improvements, in such a manne as to cause the Tax-Exempt Bonds to be "private activity bonds" within the meaning of Sections 103 and 141 through 50 of the Code unless such Tax- Exempt Bonds are issued, and he proceeds thereof applied, in full compliance with the provisions of the Code applicable to "private activity bonds. " 6 Section 5. 04. Ta -Exem t Status of the Bonds; Rebate. The City shall com ly with requirements necessary under the Code to establish and maintain the exclusion from gross income under Section 03 of the Code of the interest on all series of Tax-Exempt Bo ds, including without limitation requirements relating to te porary periods for investments, limitations on amounts inve ted at a yield greater than the yield on the Tax-Exempt Bon s, and the rebate of excess investment earnings to the nited States. Section 5.05. Co enant with Holders. Each and all of the terms and provisions of this Resolution as from time to time supplemented shall be nd constitute a covenant on the part of the City to and wit each and every Holder from time to time of the Bonds issued hereunder . 57 AR ICLE VI . ADDITIONAL BONDS; REFUNDING BONDS; OTHER EVENUE OBLIGATIONS Section 6. 01. Add tional Bonds; Other Revenue Obl ations. (A) The Bonds iss ed hereunder shall be a first charge and lien upon the Rev nues of the Sewer System. Except as permitted by this Section and by Section 6. 02, no additional obligations payab e from the Sewer Service Enterprise Fund shall be her after issued unless the lien on Revenues securing such addit ' onal revenue obligations is expressly made a junior and ubsequent lien upon Revenues. Nothing in this Section shal be construed to preclude the City from applying excess Re enues to the payment of general obligations of the City as p ovided in Section 4. 03 (A) "Sixth" . (B) Except as pro ided in Section 6. 02, no additional revenue obligatio s ( "Additional Bonds" ) payable from the moneys in the Sewer Service Enterprise Fund on a parity of lien with the then outstanding Bonds shall be hereafter issued unless the annual Net Revenues of the Sewer System for each of the two (2) completed Fiscal Years immediately preceding the issuance of such Additional Bonds shall have been one and one- uarter (1. 25) times the maximum annual principal and interest coming due thereafter on all Bonds ( including the Addition 1 Bonds) having a parity of lien upon Revenues. If the annual Net Revenues in either or both of the aforesaid two (2) comp eted Fiscal Years shall be insufficient to meet the fore oing test, then the City shall be entitled to adjust the Net Revenues for either or both of those Fiscal Years by increas 'ng the Net Revenues based on a projection of additional Reve ues which would have been available from any rate incre se placed in effect prior to the adjustment, or from new users. The adjustment of Revenues may assume such increase would ha e been available for the entire Fiscal Year of adjustment. T e projection for adjustment and a finding of sufficiency of N t Revenues for the issuance of Additional Bonds shall be sho n by a certificate i�sued by the Director, Department of Publi 4Vorks, or the City Budget Director, or by an independen consulting engineering firm knowledgeable in such matters and shall be a finding of and recited in the resolution of he City authorizing such Additional Bonds. For the pu poses of the foregoing test, the following special provisions hall apply: 58 (1) If the Additi nal Bonds to be issued will be Variable Rate Bonds, th calculation of maximum annual principal and interest hall assume that such Additional Variable Rate Bonds bear interest at the highest interest rate permitted by the t rms of the Additional Variable Rate Bonds and related upplemental Resolution; provided that other or different assumptions may be used if necessary to obtain an investment grade credit rating for the Variable Rate Bonds, or to maintain the credit rating(s) then in effect for the Bonds then outstanding. (2) If the Additi nal Bonds to be issued will be Adjustable Rate Bonds, the calculation of maximum annual principal and interest hall assume that such Adjustable Rate Bonds bear interest at the highest interest rate permitted by the terms f the Adjustable Rate Bonds and related Supplemental Re olution; provided that if no maximum interest rate i provided for, then such calculation shall assu the Adjustable Rate Bonds bear interest at the then pr vailing interest rate for utility revenue bonds of comparable credit quality and maturity, taking into account whether such Bonds are Taxable Bonds or Tax-Exempt Bonds; an provided further that other or d�fferent assumptions ay be used if necessary to obtain an investment grade cre it rating for the Adjustable Rate Bonds or to maintain th credit rating(s) then in effect for the Bonds then outstanding. (3) If the Additi nal Bonds are subject to mandatory purchase or are to be purchased upon tender by . the Holders thereof, an Revenues required to be segregated or set aside by the City to fulfill its purchase obligation shall be deemed additional debt service on the related series of Bonds in the amounts and at the times such amounts are required to be so set aside. (4) If the Additi nal Bonds to be issued will be Temporary Bonds, the calculation of maximum annual principal and interest shall assume either: (a) that principal and interest will be paid at the times and at the interest rate specified in the related Commitment; or , at the election of the City, 59 (b) that principal and interest will be paid on a level debt service basis over a period of ten (10) years fr m the maturity or mandatory purchase date for the series of Temporary Bonds, and th t the series of Temporary Bonds will bear int rest from and after that date at the then prev iling interest rates for utility revenue bonds of comparable credit quality, taking into a count whether such Bonds are Taxable Bonds or Tax-Exempt Bonds; provided, that other or different assumptions may be used if necessary to obtain n investment grade credit rating for the Temporary Bonds or to maintain the credit rating(s) then in effec for the Bonds then outstanding. (C) In addition t the requirements of subsection (B) above, the following con itions shall be met prior to the issuance of each series of A ditional Bonds: (1) The payments equired to be made (at the time of the issuance of such Additional Bonds) into the various Funds and Accou ts provided for in this Resolution shall have b en made. (2) The proceeds f such Additional Bonds shall be used only for the purpo e of making Improvements to the Sewer System or to refu d (or advance refund) Bonds or any other bonds or obli ations issued to finance the Sewer System, and capit lizing interest or making a deposit to the Reserve und and paying the costs of such financing. (D) The conversio of Variable Rate Bonds or Adjustable Rate Bonds to Fix d Rate Bonds shall not be treated as the issuance of Additiona Bonds subject to the requirements of subsection ( ) above unless the interest rate to be borne by such Bonds fr m and after the date of conversion will exceed the m ximum rate taken into account for the purposes of subsection ( ) , clauses (1) or (2) . Section 6. 02. Ref ndin Bonds. (A) The City also reserves the right and privilege of issuing Additional Bonds if and to the extent needed to refund maturing Bonds payabl from the moneys in the Sewer Service Enterprise Fund in case the moneys in the Bond Account are insufficient to pay the same at maturity, which refunding 60 Additional Bonds may be on a parity with other Bonds as to interest payments, but shall mature subsequent to all the Bonds which are payable from the Revenues and which are outstanding upon issuance of the refunding Additional Bonds. This Section shall not apply to Additional Bonds issued to refund Temporary Bonds. (B) The City furt er reserves the right and privilege of issuing Additio al Bonds payable from the moneys in the Sewer Service Enterpr ' se Fund to refund or advance refund all or any portion of the Bonds (or any series thereof) then outstanding if the aggr gate principal and interest to become due in any Fiscal Year after the issuance of such refunding or advance refundin Additional Bonds will not be more than the principal and i terest which would have been due in any future Fiscal Year if uch refunding or advance refunding Additional Bonds ha not been issued. 6 AR ICLE VII � OTHE PROVISIONS Section 7. 01. Su ' t b Bondholders. The Holders of fifty-one percent (51�) or ore in aggregate principal amount (which, in the case of Capi al Appreciation Bonds, shall be their Accreted Value as of he most recent date of determination) of all Bonds issued under this Resolution as from time to time supplemen ed and at any time outstanding may, either at law or in eq ity, by suit, action, or other proceedings, protect and en orce the rights of all Holders of Bonds issued hereunder and hen outstanding or enforce or compel the performance of a y and all of the covenants and duties specified in this re olution to be performed by the City or its officers and ag nts, including the fixing and maintaining of rates and ch rges and the collection and proper segreqation of revenues and the application and use thereof. Section 7. 02. Am ndments. No change, amendment, modification or alteration hall be made in the covenants made with Holders of the Bonds a thorized by this Resolution as from time to time supplemen ed without the consent of the Holders of not less than si ty percent (60�) in aggregate principal amount (which, in the case of Capital Appreciation Bonds, shall be their Accre ed Value as of the most recent date of determination) of a 1 Bonds then outstanding; provided that changes, amendments, m difications and alterations may be made without such consent i order to: (A) cure any ambi uity or formal defect or omission herein, or (B) provide for t e issuance of Additional Parity Bonds or Refunding Bon s as permitted by Article VI , or (C) preserve the xclusion from gross income of interest on the Tax-Ex mpt Bonds under Section 103 of the Code, or (D) make any chan e reasonably necessary to preserve the rating then in eff ct for any or all series of Bonds then outstanding, or t obtain an investment grade rating for a series of Additi nal Bonds, or to obtain a Credit Facility for the benef t of the Holders of all or a portion of the Bonds o a series, or 62 (E) increase the ebt service coverage ratio specified in Section 6. 1 (B) , or (F) make any other change which would not materially prejudice the Holders o outstanding Bonds, provided further, however , t at nothing herein contained shall permit or be construed as pe mitting (i) an extension of the maturity of the principal of or the interest on any Bonds, or (ii) a reduction in the prin ipal amount of any Bond or the rate of interest thereon, or (iii) a privilege or priority of any Bond or Bonds over any o her Bond or Bonds except as otherwise provided herein, o ( iv) a reduction in the aggregate principal amount o Bonds required for consent to any change, amendment, modif cation or alteration, or (v) the creation of any lien ranking prior to or on a par.ity with the lien of such Bonds, except a herein expressly permitted, or (vi) a modification of any o the provisions of this Section 7. 02, unless for any such ch nge the consent of the Holders of one hundred percent (100�) o the principal amount (which, in the case of Capital Apprecia ion Bonds, shall be their Accreted Value as of the mos recent date of determination) of Bonds outstanding is first o tained. Section 7. 03 . Dis har e. When all Bonds issued under this Resolution as fro time to time supplemented have been discharged as provided 'n this paragraph, all pledges, covenants and other rights g anted by this Resolution to the Holders of the Bonds shall c ase. The City may discharge all or a portion of Bonds which re due on any date by depositing with a paying agent or an es row agent (which paying agent or escrow agent shall not be a officer of the City) for such Bonds on or before that date a sum sufficient for the payment thereof. If any Bond should not be paid when due, it may nevertheless be discharged y depositing with the paying agent or an escrow agent (which p ying agent or escrow agent shall not be an officer of the Ci y) a sum sufficient for the payment thereof in full. T e City may also discharge any prepayable Bonds which are alled for redemption on any date when they are prepayable ac ording to their terms, by depositing with the paying gent or an escrow agent (which paying agent or escrow agen shall not be an officer of the City) on or before that dat an amount equal to the principal, interest and redemption pre ium, if any, which are then due, provided that notice of suc redemption has been duly given as provided in this Resolution or the applicable Supplemental Resolution. 63 The City may also at an time discharge all or some Bonds by complying with the applic ble provisions of Minnesota Statutes, Section 475. 67, an any amendments thereto, except that the funds deposited in scrow in accordance with said provisions may but need not e in whole or part proceeds of advance refunding Bonds and xcept that if a partial defeasance is effected from unds other than the proceeds of advance refunding bonds, the requirements in Minnesota Statutes, Section 475. 67, Su division 3 , need not be satisfied. The City may discharge 11 or a portion of the Bonds of a specific series as herein pr vided without the consent of the Holders of such Bonds or of ny other outstanding Bonds. If less than all of the outstan ing Bonds of a series are to be so discharged, the Bonds of hat series with the latest maturity shall be discharged first and the City shall select the Bonds ( if other than Glo al Certificates) to be discharged within a single maturity by ot in the manner provided in Sections 2. 02 and 2. 17 hereo . An escrow discharge may include prepayment of the Bo ds to be discharged. Section 7. 04 . Cer ificate of Re istration. The Director, Department of Fina ce and Management Services, is hereby directed to file a ce tified copy of this Resolution with the County Auditor of R msey County, Minnesota, together with such other information s the Auditor shall require, and to obtain the Auditor ' s certificate that the Bonds have been entered in the Auditor ' s Bon Register. Section 7.05. Rec rds and Certificates. The officers of the City are her by authorized and directed to prepare and furnish to the P rchaser of each series of Bonds, and to the attorneys approvi g the legality of the issuance of each series of Bonds, certified copies of all proceedings and records of the City relating to such Bonds and to the financial condition and affairs of the City, and such other affidavits, certificates and information as are required to show the facts relating to the legality and marketability of the Bonds as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, ertificates and affidavits, including any heretofore furnished, shall be deemed represen- tations of the City as to t e facts recited therein. Section 7. 06. Se erabilit . If any section, paragraph or provision of t is Resolution as from time to time supplemented shall be held o be invalid or unenforceable for 64 any reason, the invalidity r unenforceability of such section, paragraph or provi ion shall not affect any of the remaining provisions of thi Resolution. Section 7.07. He din s. Headings in this resolution are included for convenience of reference only and are not a part hereof, and hall not limit or define the meaning of any provision he eof. 65 HIBIT A [Form of G obal Certificate] UNITED S ATES OF AMERICA STATE OF MINNESOTA R EY COUNTY CITY F SAINT PAUL R- $ SEW R REVENUE BOND, SERIES INTEREST MATURIT DATE OF RATE DATE ORIGINAL ISSUE CUSIP 1 , 19_ REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL PERSONS Y THESE PRESENTS that the City of Saint Paul, Ramsey County, innesota (the "Issuer" or "City" ) , certifies that it is indebt d and for value received promises to pay to the registered ow er specified above or on the certificate of registration below, or registered assigns, in the manner hereinafter set orth, the principal amount specified above, on the mat rity date specified above, unless called for earlier redempti n, and to pay interest thereon semiannually on 1 and 1 of each year (each, an "Interest Payment Date" ) , c mmencing l, 19_, at the rate per annum specified above ( alculated on the basis of a 360-day year of twelve 30-day months) until the principal sum is paid or has been provide for. This Bond will bear interest from the most rece t Interest Payment Date to which interest has been paid or, if no interest has been paid, from the date of original issue h reof. The principal of and premium, if any, on this Bon are payable by check or draft in next day funds or its equivalent (or by wire transfer in immediately available funds if payment in such form is necessary to meet the timing requirements below) upon presentation and surrender h reof at the principal office of the Treasurer of the Issuer in Saint Paul, Minnesota (the "Bond Registrar" ) , acting as paying agent, or any successor paying agent duly appointed y the Issuer; provided, however , 66 that upon a partial redempt ' on of this Bond which results in the stated amount hereof be 'ng reduced, the Holder may in its discretion be paid without resentation of this Bond, which payment shall be received n later than 12:00 noon, [Chicago, Illinois, ] * time, and may m ke a notation on the panel provided herein of such red mption, stating the amount so redeemed, or may return the Bond to the Bond Registrar in exchange for a new Bond in he proper principal amount. Such notation, if made by the Ho der , shall be for reference only, and may not be relied upon y any other person as being in any way determinative of the pr ncipal amount of this Bond outstanding, unless the Bon Registrar has signed the appropriate column of the p nel . Interest on this Bond will be paid on each Interest Pa ment Date by check or draft in next day funds or its equiv lent mailed (or by wire transfer in immediately available fu ds if payment in such form is necessary to meet the timin requirements below) to the person in whose name this Bond is egistered (the "Holder" or "Bondholder" ) on the regist ation books of the Issuer maintained by the Bond Regi trar and at the address appearing thereon at the close of bus 'ness on the fifteenth calendar day preceding such Interest Pay ent Date (the "Regular Record Date" ) . Interest payments hall be received by the Holder no later than 12:00 noon, Chicago, Illinois, * time; and principal and premium payments shall e received by the Holder no later than 12: 00 noon, Chicago, Illinois, * time if the Bond is surrendered for payment enou h in advance to permit payment to be made by such time. Any i terest not so timely paid shall cease to be payable to the p rson who is the Holder hereof as of the Regular Record Date, nd shall be payable to the person who is the Holder hereof at he close of business on a date (the "Special Record Date" ) ixed by the Bond Registrar whenever money becomes avail ble for payment of the defaulted interest. Notice of the Spe ial Record Date shall be given to Bondholders not less than te days prior to the Special Record Date. The principal of and remium, if any, and interest on this Bond are payable in law ul money of the United States of America. Date of Pa ment No Business Da . If the date for payment of the principal of, premium, if any, or interest on this Bond shall be a Saturda , Sunday, legal holiday or a day on which banking institution in the City of Chicago, * Depository' s city - chang if not Midwest Securities Trust Company 67 Illinois, * or the city wher the principal office of the Bond Registrar is located are au horized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such bank 'ng institutions are authorized to close, and payment on such ate shall have the same force and effect as if made on the no inal date of payment. Redemption. * Al1 Bonds of this issue maturing on or after 1, , are subject to redemption and prepay- ment at the option of the Issuer on l, , and on any Interest Payment Date t ereafter at a price of par plus accrued interest plus a pre ium (expressed as a percentage of the principal amount redeem d) set forth below: Redemption Dates Redemption Premium l, or 1, � l, or l, � l, or 1, g l, or 1, � 1, or 1, � 1, and thereafter 0 � The Bonds of this issue maturing on 1 , shall be redeemed and prepai on each 1 in the years through , inclusive, at a price of par plus accrued interest in the year and amounts set forth below: 1 of the Year Amount The amounts set forth above ill be reduced, pro rata, if and to the extent the City calls such Bonds for optional redemption on or prior to th date scheduled for mandatory redemption and prepayment. * modify as required for ea h series 68 Redemption may be in w ole or in part of the Bonds subject to prepayment. If edemption is in part, those Bonds remaining unpaid which have the latest maturity date shall be prepaid first; and if only art of the Bonds having a common maturity date are called fo prepayment, this Bond may be prepaid in $5, 000 increment of principal. Bonds or portions thereof called for redempti n shall be due and payable on the redemption date, and intere t thereon shall cease to accrue from and after the redempti n date. Notice of Redem t on. Published notice of redemp- tion shall in each case be iven in accordance with law, and mailed notice of redemption shall be given to the paying agent ( if other than a City offic r) and to each affected Holder of the Bonds. For this purpos , the Depository (hereafter iden- tified, or any successor th reto) shall be the "Holder" as to Bonds registered in the nam of the Depository or its nominee. In the event any of the Bon s are called for redemption, written notice thereof will be given by first class mail mailed not less than thirty (30) days prior to the redemption date to each Holder of Bond to be redeemed. In connection with any such notice, the " USIP" numbers assigned to the Bonds shall be used. Re lacement or No ation of Bonds after Partial Redemption. Upon a partial redemption of this Bond which results in the stated amoun hereof being reduced, the Holder may in its discretion make notation on the panel provided herein of such redemption, tating the amount so redeemed. Such notation, if made by t e Holder , shall be for reference only, and may not be relied upon by any other person as being in any way determinative of the principal amount of the Bond outstanding, unless the Bon Registrar has signed the appropriate column of the p nel. Otherwise, the Holder may surrender this Bond to the ond Registrar (with, if the Issuer or Bond Registrar so requir s, a written instrument of transfer in form satisfactor to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorney duly authorized in riting) and the Issuer shall execute (if necessary) and t e Bond Registrar shall authenticate and deliver to he Holder of such Bond, without service charge, a new Bond o the same series having the same stated maturity and interest rate and of the authorized denomination in aggregate principal amount equal to and in exchange for the unredeemed ortion of the principal of the Bond so surrendered. 69 Issuance; Purpose. This Bond is one of an issue in the total principal amount o $ , all of like date of original issue and tenor, ex ept as to number , maturity, interest rate and denominati n, which Bond has been issued pursuant to and in full conf rmity with the Constitution and laws of the State of Minneso a and the Charter of the Issuer , and pursuant to a resolution adopted by the City Council of the Issuer on , 19 8 (the "General Resolution" ) as supplemented on , (the "Supplemental Resolution" ) (collectively, he "Resolution" ) , for the purpose of providing money to pay or reimburse for the acquisition, construction and repair of v rious improvements to the Sewer System of the City. Said Bo ds and the interest thereon are payable solely and exclusive y from the Revenues (as defined in the Resolution) of the Se er System of the Issuer pledged to the payment thereof, and ums held in a Reserve Fund, and do not constitute a debt of he Issuer within the meaning of any constitutional, Charter r statutory limitation of indebtedness. In the event f any default hereunder , the Holder of this Bond may exer ise any of the rights and privileges granted by the la s of the State of Minnesota subject to the provisions of the Resolution. The Bonds of this issue, [together with t e Sewer Revenue Bonds previously issued by the City pursuant o the Resolution, as supplemented from time to time, in the ag regate original prinicipal amount of $ ) , are secured by a first and prior lien upon the Revenues of the Sewer Sy tem of the Issuer and by sums held in a Reserve Fund. The Issuer is authorized under certain conditions to issue dditional revenue obligations on a parity of lien with these onds [and prior issues of Sewer Revenue BondsJ , all as provi ed in the Resolution. The Bonds of this series and any other revenue obligations heretofore or hereafter issued on a parity therewith are referred to herein as the "Parity Bonds" . All ther capitalized terms used but not defined herein have the eanings assigned to those terms in the Resolution. Holders. For the urposes of all actions, consents and other matters affecting olders of Bonds issued under the Resolution, the term "Holder ' shall include the owners of beneficial interests in any ond as shown by the certificate of the person or entity in w ose name (or in whose nominee name) such Bond is registere . Unless the City receives such a Certificate, the City may reat the Holder in whose name (or in whose nominee name) a Bon is registered as the owner of all the interest therein. 70 Action by Holders The Holders of €ifty-one percent (51�) or more in aggregate rincipal amount of all Bonds at any time outstanding under he Resolution as supplemented may, either at law or in equity, by suit, action, or other proceedings, protect and en orce the rights of all Holders of Bonds then outstanding, or nforce and compel the performance of any and all of the coven nts and duties specified in the Resolution to be performed y the Issuer or its officers and agents; provided, however , hat nothing shall affect or impair the right of any Bondholder to enforce the payment of the principal of and interest o any Bond at and after the maturity thereof, or the ob igation of the Issuer to pay the principal of and interest o each of the Bonds issued to the respective Holders thereof t the time and place, from the source and in the manner pr vided in the Bonds. Denominations; Ex han e; Resolution. The Bonds are issuable originally only as Global Certificates in the denomination of the entire rincipal amount of the issue maturing on a single date. Global Certificates are not exchangeable for fully regi tered bonds of smaller denominations except in exc ange for Replacement Bonds if then available. Replacement Bonds, if made available as provided below, are issuable solely as fully registered bonds in the denominations of $5,000 and integral multiples thereof of a single maturity and are exch ngeable for fully registered Bonds of other authorized de ominations in equal aggregate principal amounts at the pri cipal office of the Bond Registrar , but only in the m nner and subject to the limitations provided in the esolution. Reference is hereby made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office of the Bond Registrar. Modification of Re olution. No change, amendment, modification or alteration s all be made in the covenants made with Holders of all Bonds is ued under the Resolution as from time to time supplemented wi hout the consent of the Holders of not less than sixty perce t (60�) in aggregate principal amount of all such Bonds the outstanding except for changes, amendments, modifications an alterations (a) made to cure any ambiguity or formal defect o omission, or (b) made in connection with the issuance of Additional Bonds, or (c) which preserve the exclusion from ross income of interest on the Tax-Exempt Bonds under Secti n 103 of the Internal Revenue Code of 1986, as amended, or (d) which would not materially prejudice the Holders of out tanding Bonds; provided, however, that nothing herein containe shall permit or be construed as 71 permitting (1) an extensio of the maturity of the principal of or the interest on any onds, or (2) a reduction in the principal amount of any Bo d or the rate of interest thereon, or (3) a privilege or prio ity of any Bond or Bonds over any other Bond or Bonds except as otherwise provided in the Resolution, or (4) a reduc ion in the aggregate principal amount of Bonds required f r consent of any change, amendment, modification or alteration, or (5) the creation of any lien ranking prior to or on a parity with the lien of the Bonds, except as expressly permitt d by the Resolution as supple- mented, or (6) a modificati n of any of the provisions of this paragraph, without the cons nt of the Holders of one hundred percent (100$) of the princ 'pal amount of all Bonds outstanding. Replacement Bonds Replacement Bonds may be issued by the Issuer in the event hat: (a) If [NAME OF EPOSITORY] (the "Depository" ) shall resign or discon inue its services for the Bonds, and only if the Issuer is unable to locate a substitute depository within two 2) months following the resignation or determi ation of non-eligibility, or (b) upon a deter ination by the Issuer in its sole discretion that (1) th continuation of the book-entry system described in th Resolution, which precludes the issuance of certificat s (other than Global Certificates) to any Holder other th n the Depository (or its nominee) , might adversely affect the interest of the beneficial owners of the Bonds, o (2) that it is in the best interest of the benefi ial owners of the Bonds that they be able to obtain cert ' ficated bonds. Transfer . This B nd shall be registered in the name of the payee on the books o the Issuer by presenting this Bond for registration to th Bond Registrar , who will endorse his, her or its name and no e the date of registration opposite the name of the pa ee in the certificate of registration attached heret . Thereafter this Bond may be transferred by delivery with an assignment duly executed by the Holder or his, her or it legal representatives, and the Issuer and Bond Registrar ma treat the Holder as the person exclusively entitled to exer ise all the rights and powers of an owner until this Bond is resented with such assignment for registration of transfer, ac ompanied by assurance of the nature provided by law that he assignment is genuine and effective, and until such tr nsfer is registered on said books 72 and noted hereon by the Bon Registrar, all subject to the terms and conditions provid d in the Resolution and to reasonable regulations of t e Issuer contained in any agreement with, or notice t , the Bond Registrar . Transfer of this Bond may, at the direc ion and expense of the Issuer , be subject to certain other re trictions if required to qualify this Bond as being "in regi tered form" within the meaning of Section 149 (a) of the feder 1 Internal Revenue Code of 1986, as amended. Fees u on Transfe or Loss. The Bond Registrar may require payment of a sum su ficient to cover any tax or other governmental charge payable in connection with the transfer or exchange of this Bond and aiy legal or unusual costs regarding transfers and lost Bonds. Treatment of Re i tered Owner . The Issuer and Bond Registrar may treat the per on in whose name this Bond is registered as the owner her of for the purpose of receiving payment as herein provided except as otherwise provided with respect to the Record Date) and for all other purposes, whether or not this Bond sh 11 be overdue, and neither the Issuer nor the Bond Registr r shall be affected by notice to the contrary. Authentication. his Bond shall not be valid or become obligatory for any p rpose or be entitled to any security unless the Certifi ate of Authentication hereon shall have been executed by the B nd Registrar . Not ualified Tax Exem t Obli ations. The Bonds have not been designated by the Issuer as "qualified tax-exempt obligations" for purposes of Section 265 (b) (3 ) of the federal Internal Revenu Code of 1986, as amended. IT IS HEREBY CERT FIED AND RECITED that all acts, conditions and things requi ed by the Constitution and laws of the State of Minnesota and he Charter of the Issuer to be done, to happen and to be p rformed, precedent to and in the issuance of this Bond, have been done, have happened and have been performed, in regular nd due form, time and manner as required by law; that this ond, together with all other debts of the Issuer outstanding o the date of original issue hereof and on the date of its issu nce and delivery to the original purchaser, does not exceed ny constitutional or statutory or Charter limitation of indeb edness; and that the Issuer will establish rates and charges for the service furnished by its Sewer System sufficient in mount to promptly meet the principal and interest requ rements of this issue. 73 IN WITNESS WHEREOF the City of Saint Paul, Ramsey County, Minnesota, by its Ci y Council has caused this Bond to be sealed with its official eal and to be executed on its behalf by the photocopied fa simile signature of its Mayor , attested by the photocopied acsimile signature of its Clerk, and countersigned by the pho ocopied facsimile signature of its Director, Department of inance and Management Services. Date of Registration: egistrable by: ayable at: BOND REGISTRAR' S ITY OF SAINT PAUL, CERTIFICATE OF AMSEY COUNTY, MINNESOTA AUTHENTICATION This Bond is one of the Bonds described in the Resolution ayor mentioned within. ttest: , C' ty Clerk Bond Registrar BY C untersigned: Authorized Signatur.e D rector , Department of Finance a d Management Services (SEAL) Sewer Revenue Bond, Series , No. R- 74 CERTIFIC E OF REGISTRATION The transfer of ownership f the principal amount of the attached Bond may be made nly by the registered owner or his, her or its legal represent tive last noted below. DATE OF SIGNATURE OF REGISTRATION REGIST RED OWNER BOND REGISTRAR 75 REGISTER PARTIAL PAYMENTS � The principal amount of the attached Bond has been prepaid on the dates and in the amount noted below: ignature of Signature of Date Amount ondholder Bond Registrar If a notation is made on thi register, such notation has the effect stated in the attache Bond. Partial payments do not require the presentation of he attached Bond to the Bond Registrar, and a Holder coul fail to note the partial payment here. 76 AB REVIATIONS The following abbrevia ions, when used in the inscription on the face of this Bond, s all be construed as though they were written out in full ac ording to applicable laws or regulations: TEN COM - as tenants in com on TEN ENT - as tenants by the entireties JT TEN - as joint tenants w th right of survivorship and not as tenants in common UTMA - as custo ian for (Cust) (Minor) under th Uniform (State) Transfer to Minors Act Additional abbrev ations may also be used though not n the above list. 77 A SIGNMENT For value receive , the undersigned hereby sells, assigns and transfers unto the within Bond and does hereby irrevocably constitu e and appoint attorney to transfer the Bo d on the books kept for the registration thereof, with ull power of substitution in the premises. Dated: No ice: The assignor ' s signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular , without alteration or any change whatever. Signature Guaranteed: Signature(s) must be guaran eed by a national bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges. The Bond Registrar will not effect transfer of this Bond unless the information oncerning the transferee requested below is provided. Name and Address: ( Include i formation for all joint owners if the Bo d is held by joint account. ) 78 E HIBIT B [Form of Non-Glo al Bond - Fixed Rate] UNITED ST TES OF AMERICA STATE F MINNESOTA RAM EY COUNTY CITY O SAINT PAUL R- $ SEW R REVENUE BOND, SERIES INTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL PERSONS B THESE PRESENTS that the City of Saint Paul, Ramsey County, M'nnesota (the "Issuer" or "City" ) , certifies that it is indebte and for value received promi�es to pay to the registered own r specified above, or registered assigns, in the manner herei after set forth, the principal amount specified above, on t e maturity date specified above, unless called for earlier re emption, and to pay interest thereon semiannually on 1 and 1 of each year (each, an "Interest Payment ate" ) , commencing 1, , at the rate per annum pecified above (calculated on the basis of a 360-day year of t elve 30-day months) until the principal sum is paid or has been provided for. This Bond will bear interest from the ost recent Interest Payment Date to which interest has been p id or, if no interest has been paid, from the date of origi al issue hereof. The principal of and premium, if any, on t is Bond are payable upon presentation and surrender reof at the principal office of , in , (the "Bo d Registrar" ) , acting as paying agent, or any successor paying agent duly appointed by the Issuer . Interest on this B nd will be paid on each Interest Payment Date by check or dr ft mailed to the person in whose 79 name this Bond is registere (the "Holder" or � "Bondholder" ) on the registration books of t e Issuer maintained by the Bond Registrar and at the addres appearing thereon at the close of business on the fifteenth c lendar day preceding such Interest Payment Date (the "Regular ecord Date" ) . Any interest not so timely paid shall cease to e payable to the person who is the Holder hereof as of the Reg lar Record Date, and shall be payable to the person who i the Holder hereof at the close of business on a date (the "Sp cial Record Date" ) fixed by the Bond Registrar whenever mon y becomes available for payment of the defaulted interest. No ice of the Special Record Date shall be given to Bondholders not less than ten days prior to the Special Record Date. T e principal of and premium, if any, and interest on this B nd are payable in lawful money of the United States of America. REFERENCE IS HEREB MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH ON TH REVERSE HEREOF, WHICH PROVISIONS SHALL FOR ALL PURPOSES HAVE HE SAME EFFECT AS IF SET FORTH HERE. IT IS HEREBY CERTI IED AND RECITED that all acts, conditions and things requir d by the Constitution and laws of the State of Minnesota and t e Charter of the Issuer to be done, to happen and to be pe formed, precedent to and in the issuance of this Bond, have een done, have happened and have been performed, in regular a d due form, time and manner as required by law; that this B nd, together with all other debts of the Issuer outstanding on the date of original issue hereof and on the date of its issua ce and delivery to the original purchaser, does not exceed a y constitutional or statutory or Charter limitation of indebt dness; and that the Issuer will establish rates and charges or the service furnished by its Sewer System sufficient in a ount to promptly meet the principal and interest requi ements of this issue. IN WITNESS WHEREOF the City of Saint Paul, Ramsey County, Minnesota, by its Ci y Council has caused this Bond to be sealed with its official eal or a facsimile thereof and to be executed on its behalf by the original or facsimile signature of its Mayor, atte ted by the original or facsimile signature of its Clerk, and ountersigned by the original or facsimile signature of its D rector, Department of Finance and Management Services. 80 Date of Registration: Registrable by: Payable at: BOND REGISTRAR' S CITY OF SAINT PAUL, CERTIFICATE OF RAMSEY COUNTY, MINNESOTA AUTHENTICATION This Bond is one of the Bonds described in the Resolution within Mayor mentioned. Attest: , City Clerk Bond Registrar By Countersigned: Authorized Signature Director , Department of Finance and Management Services (SEAL) 81 1 of the Year Amount The amounts set forth abov will be reduced, pro rata, if and to the extent the City cal s such Bonds for optional redemption on or prior to he date scheduled for mandatory redemption and prepayment. Redemption may be in hole or in part of the Bonds subject to prepayment. If redemption is in part, those Bonds remaining unpaid which hav the latest maturity date shall be prepaid first; and if only part of the Bonds having a common maturity date are called f r prepayment, the specific Bonds to be prepaid shall be chosen by lot by the Bond Register. Bonds or portions thereof called for redemption shall be due and payable on the redemption ate, and interest thereon shall cease to accrue from and after the redemption date. Notice of Redem tion. Published notice of redemption shall in each ase be given in accordance with law, and mailed notice of rede ption shall be given to the paying agent ( if other than a Ci y officer) and to each affected Holder of the Bonds. In he event any of the Bonds are called for redemption, written n tice thereof will be given by first class mail mailed not les than thirty (30) days prior to the redemption date to each H lder of Bonds to be redeemed. In connection with any such otice, the "CUSIP" numbers assigned to the Bonds shall be use . Selection of Bo ds for Redem tion. To effect a partial redemption of Bon s having a common maturity date, the Bond Registrar shall assi n to each Bond having a common maturity date a distincti e number for each $5 , 000 of the principal amount of such ond. The Bond Registrar shall then select by lot, using such method of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as at $5, 000 for each number , shall equal the principal amoun of such Bonds to be redeemed. The Bonds to be redeemed shal be the Bonds to which were assigned numbers so selected; prov 'ded, however, that only so much of the principal amount of s ch Bond of a denomination of more 83 than $5,000 shall be rede med as shall equal $5, 000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it shall be surrendered to the Bond Registrar (with, if the I suer or Bond Registrar so requires, a written instrument of t ansfer in form satisfactory to the Issuer and Bond Registrar duly executed by the Holder thereof or his, her or its attorn y duly authorized in writing) and the Issuer shall execute if necessary) and the Bond Registrar shall authenticate and de iver to the Holder of such Bond, without service charge, a new Bond or Bonds of the same series having the same stated ma urity and interest rate and of any authorized denomination o denominations, as requested by such Holder, in aggregate prin ipal amount equal to and in exchange for the unredeemed portio of the principal of the Bond so surrendered. Issuance; Pur o e. This Bond is one of an issue in the total principal amoun of $ , all of like date of original issue and tenor, except as to number , maturity, interest rate, and denomi ation, which Bond has been issued pursuant to and in full c nformity with the Constitution and laws of the State of Minn sota and the Charter of the Issuer , and pursuant to a resolut on adopted by the City Council of the Issuer on , 1988, (the "General Resolution" ) as supplemented on , (the "Supplemental Resolution" ) (collectivel , the "Resolution" ) , for the purpose of providing money to pay or reimburse for the acquisition, construction and repair o various improvements to the Sewer System of the City. Said Bonds and the interest thereon are payable solely and exclus vely from the Revenues (as defined in the Resolution) of the Sewer System of the Issuer pledged to the payment thereof, a d sums held in a Reserve Fund, and do not constitute a debt f the Issuer within the meaning of any constitutional, Chart r or statutory limitation of indebtedness. In the eve t of any default hereunder , the Holder of this Bond may e ercise any of the rights and privileges granted by the laws of the State of Minnesota subject to the provisions of the Resolution. The Bonds of this issue, [together wit the Sewer Revenue Bonds previously issued by the City pursua t to the Resolution, as supplemented from time to time, in the aggregate original prinicipal amount of $ ] are secure by a first and prior lien upon the Revenues of the Sewer Sys em of the Issuer and by sums held in a Reserve Fund. The Issu r is authorized under certain conditions to issue addit onal revenue obligations on a parity of lien with these Bonds and prior issues of Sewer Revenue Bonds] , all as provided i the Resolution. The Bonds of this series and any other reve ue obligations heretofore or 84 hereafter issued on a pa ity therewith are re€erred to herein as the "Parity Bonds" . 11 other capitalized terms used but not defined herein have he meanings assigned to those terms in the Resolution. Holders. For he purposes of all actions, consents and other matters af£ect ng Holders of Bonds issued under the Resolution, the term "Ho der" shall include the owners of beneficial interests in ny Bond as shown by the certificate of the person or entity n whose name (or in whose nominee name) such Bond is regis ered. Unless the City receives such a Certificate, the City ay treat the Holder in whose name (or in whose nominee name) a Bond is registered as the owner of all the interest therein Action b Hold rs. The Holders of fifty-one percent (51�) or more in aggrega e principal amount of all Bonds at any time outstanding und r the Resolution may, either by law or in equity, by suit, a tion, or other proceedings, protect and enforce the rights o all Holders of Bonds then outstanding, or enforce nd compel the performance of any and all of the covenants and duties specified in the Resolution to be performed by the Issu r or its officers and agents; provided, however, that othing shall affect or impair the right of any Bondholder o enforce the payment of the principal of and interes on any Bond at and after the maturity thereof, or the obligation of the Issuer to pay the principal of and interes on each of the Bonds issued to the respective Holders thereof at the time and place, from the source and in the manner rovided in the Bonds. Denominations; xchan e; Resolution. The Bonds are issuable solely as fully egistered bonds in the denominations of $5,000 and integral mu tiples thereof of a single maturity and are exchangeable for ully registered Bonds of other authorized denominations ' n equal aggregate principal amounts at the principal office o the Bond Registrar, but only in the manner and subject to the limitations provided in the Resolu- tion. Reference is hereb made to the Resolution for a description of the rights and duties of the Bond Registrar. Copies of the Resolution re on file in the principal office of the Bond Registrar . Modification of Resolution. No change, amendment, modification or alteratio shall be made in the covenants made with Holders of all Bonds issued under by the Resolution as from time to time supplem nted without the consent of the Holders of not less than ixty percent (60�) in aggregate 85 principal amount of all B nds then outstanding except for changes, amendments, modi ications and alterations (a) made to cure any ambiguity or for al defect or omission, or (b) made in connection with the is uance of Additional Bonds, or (c) which preserve the exclusion from gross income of interest on Tax-Exempt Bonds under Se tion 103 of the Internal Revenue Code of 1986, as amended, r (d) which would not materially prejudice the Holders of out-standing Bonds; provided, however , that nothing herein contained shall permit or be construed as permitting (1) an extension of the maturity of the principal of or the in erest on any Bonds, or (2) a reduction in the principal amount of any Bond or the rate of interest thereon, or (3) a privilege or priority of any Bond or Bonds over any other Bo d or Bonds except as otherwise provided in the Resolution, or (4) a reduction in the aggregate principal amount of Bonds required for consent of any change, amendment, mod' fication or altera-tion, or (5) the creation of any lien ranki g prior to or on a parity with the lien of the Bonds, except s expressly per-mitted by the Resolution as supplemented or (6) a modification of any of the provisions of this par graph, without the consent of the Holders of one hundred per ent (100�) of the principal amount of all Bonds outstanding. Transfer. This ond is transferable by the Holder in person or by his, her o its attorney duly authorized in writing at the principal o fice of the Bond Registrar upon presentation and surrender hereof to the Bond Registrar , all subject to the terms and c nditions provided in the Resolution and to reasonable regulati ns of the Issuer contained in any agreement with the Bond Re istrar. Thereupon the Issuer shall execute and the Bond Regis rar shall authenticate and deliver , in exchange for this Bond, one or more new fully registered Bonds in the name of the t ansferee (but not registered in blank or to "bearer" or si ilar designation) , of an authorized denomination or denominati ns, in aggregate principal amount equal to the principal amo nt of this Bond, of the same maturity and bearing inter st at the same rate. Whenever ownership of this Bond sho ld be transferred under any other circumstances or be regist red in nominee name only, the registered owner of the Bo d shall, if and to the extent required to qualify this B nd as being "in registered form" within the meaning of Sect 'on 149 (a) of the federal Internal Revenue Code of 1986, as a ended, and at the direction and expense of the Issuer, mai tain for the Issuer a record of the actual owner of the Bonds. 86 . Fees u on Tra sfer or Loss. The Bond Registrar may require payment of a su sufficient to cover any tax or other governmental charge payable in connection with the transfer or exchange of this Bond a d any legal or unusual costs regarding transfers and lost Bonds. Treatment of R istered Owner. The Issuer and Bond Registrar may treat the erson in whose name this Bond is registered as the owner ereof for the purpose of receiving payment as herein provid d (except as otherwise provided on the reverse side hereof ith respect to the Record Date) and for all other purposes, hether or not this Bond shall be overdue, and neither the Issuer nor the Bond Registrar shall be affected by notice to the contrary. Authentication This Bond shall not be valid or become obligatory for an purpose or be entitled to any security unless the Cert ficate of Authentication hereon shall have been executed by th Bond Registrar. Not ualified ax-Exem t Obli ations. The Bonds have not been designated by the Issuer as "qualified tax-exempt obligations" or purposes of Section 265 (b) (3 ) of the federal Internal Rev nue Code of 1986, as amended. 87 � . BBREVIATIONS � The following abbre iations, when used in the inscription on the face of this Bond shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in ommon TEN ENT - as tenants by he entireties JT TEN - as joint tenant with right of survivorship and not as tena ts in common UTMA - as cu todian for (Cust) (Minor) under the Uniform (State) Trans ers to Minors Act Additional abb eviations may also be used though n t in the above list. 88 i - • ASSIGNMENT For value rece 'ved, the undersigned hereby sells, assigns and transfers un o the within Bond and does hereby irrevocably const tute and appoint attorney to transfer the Bond on the books kept for the registration thereof, wi h full power of substitution in the premises. Dated: Notice: The assignor ' s signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular , without alteration or any change whatever. Signature Guaranteed: Signature(s) must be guar nteed by a national bank or trust company or by a brokerage firm having a membership in one of the major stock exchanges. The Bond Registrar will not effect transfer of this Bond unless the informatio concerning the transferee requested below is provide . Name and Address: ( Include information for all joint owners if the ond is held by joint account. ) 89 WMITE - C�TV CLERK PINK - FINANCE G I TY O SA I NT PA U L Council P CANARY - DEPARTMENT Flle NO. v ��a�� BLUE - MAVOR Counc 'l Resolution Presented By Referred To Committee: Date Out of Committee By Date SSIGNMENT For value received, t e undersigned hereby sells, assigns and transfers unto _ _ _ _ _ _ _ ,. _ the within Bond and does hereby irrevocably constitute and appoint _ _ _ __ _. ____ _ attorney to transfer the Bond on the books kept for the registration thereof, with full power of substitution in the remises. Dated: Notice: The assignor' s signature o this assignment must correspond with the name as it appears up n the face of the within Bond in every particular, without alter tion or any change whatever. Signature Guaranteed: Signature(s ) must be guaranteed by a national bank or trust company or by a brokerage firm having a membe ship in one of the major stock exchanges. The Bond Registrar wil not effect transfer of this Bond unless the information concerning the tra sferee requested below is provided. Name and Address : _ _ .. _ . ._ _ (Include informa ion for all joint owners if the Bond is eld by joint account. ) COUNCILME(V Requested by Department of: Yeas ���� Nays '�'�°"°G�`?'Z � [n Favor �1111liF Scheibel � � Sonnen __ Ageillst BY �0 7DalnoNo � Adopted by Council: Date �Y 2� '�� Form Approved by City Attorn y Certified a •ed by Council Se retar BY J " B}• Approv y :Navor: Dat �Y?�t �� Approve y Mayor u ion to Council By _ � � / ���p ,1 U N 11 i988 �r, � � ���C,�c/�Y r _...- � q `'�'^`�►` ; E'�` . , � 1,.� (..��� - . . � DovGH�rrYD�.��K�Ts � � �t`�' � $78 450,000 ;���,�t..( r,j C�C.�.�.l.� City of Sain Paul, Minnesota Sewer Revenue nds, Series 1988A �cEivEo MAY 2 71988 pvx E co cr CITY CLERK May 26, 1988 City Council City of Saint Paul, Minnesota Dear Ladies and Gentlemen: The undersigned (her in collectively called the "Pur- chasers") offer to enter into e following agreement with the City of Saint Paul, Minnesota ( e "City") , which, upon acceptance of this offer by th City, will be binding upon the City and upon the Purchasers. he offer made hereby is subject to acceptance by the City by exec ion and delivery of this Purchase Contract (the "Purchase Contrac ") to the undersigned at or prior to 10:00 A.M. , Minnesota time, n the date first above written, and, if not so accepted, will b subject to withdrawal by the Purchasers upon notice delivere to the City at any time prior to the acceptance hereof by the Ci y. 1. Purchase and Sal . Upon the terms and conditions and in reliance. on.the. �epresen ations, warranties and agreements hereinafter set forth, the Purc asers agree, jointly and severally, to purchase from the City, and the City hereby agrees to sell to the Purchasers all ( ut not less than all) of the $78,450, 000 City of Saint Paul, Minnesota Sewer Revenue Bonds, Series 1988A (the "Bonds") . Th Bonds shall be dated as of June 1, 1988 as the date of original issue and shall have the maturities and bear interest at the rates per annum set forth on Schedule 1 attached hereto. Th purchase price for the Bonds is 1- DOUGHERTY, DAWKINS, STRAND& YOST INCORPORATED 100 SOUTH FIFTH STREET, SU1TE 2300 MINNEAPOLIS, MINNESOTA b5402 612-341-6000 r ,� $77,155,575, which shall be ap ortioned among the Bonds as set forth in Schedule 1 attached h reto, plus accrued interest, if any, to the date of delivery o such Bonds. The Bonds shall be as described in, and shall be issued in accordance with, two resolut'ons of the City Council of the City of Saint Paul, Minnesota ( e "City Council") adopted prior to or concurrently with the exe ution of this Purchase Contract, entitled "General Resclution Re ating to Sewer Revenue Bonds of the City Council of the City of Saint Paul, Minnesota", dated May 24, 1988, and "Resolution Relat'ng to Sewer Revenue Bonds, Series 1988A; Authorizing the Director of Finance and Management Services to Agree to the Purchase Price or the Bonds, Interest Rates for the Bonds, Bond Insurance and O her Matters", dated May 24, 1988 (such resolutions being herein ollectively referred to as the „Resolution") . 2. e 've O ' ' atem nt tc. The City shall deliver to the Purchasers at the time of or within five days of the City's acceptance of thi Purchase Contract (a) three copies of the Official Statemen of the City dated the date hereof, relating to the Bonds ( hich together with all exhibits and appendices attached thereto and such amendments and supplements thereto which shall be approved by the Purchasers, is hereinafter referred to as the Official Statementp) and (b) three certified copies of the Resolut'on. The City will provide to the Purchasers such additional copi s of the Resolution and the Official Statement as the Purch sers may reasonably request. The City has previously delivered t the Purchasers the Preliminary Official Statement of the City ated May 19, 1988, relating to the Bonds (such Preliminary Officia Statement, including all exhibits and appendices thereto, being h rein called the "Preliminary Official Statement") . 3. Publ�c Offerina. The Purchasers shall make a na fide public offering of the Bon at prices not in excess of the initial public offering prices ( hich may be expressed in terms of yields) set forth on Schedule 1 ereto plus accrued interest from the date of the Bonds. The Bond may be offered and sold to certain dealers (including the rchasers and other dealers depositing Bonds into investment trusts) at prices lower than such initial public offering prices. The City authorizes the Purchasers to use the form of th Resolution and the Official Statement and the information co tained therein in connection with the public offering and sale of he Bonds and ratifies, confirms and approves the use by the Purc asers prior to the date hereof of the Preliminary Official Stateme t in connection with such public offering and sale. 4. or't �of t e e s t've. Dougherty, Dawkins, Strand & Yost Incorpora ed has been duly authorized to execute this Purchase Contract a d has been duly authorized to act hereunder by and on behalf of th other Purchaser. Al1 actions = which may be taken by the Purc asers may be taken by Dougherty, Dawkins, Strand & Yost Incorpo ated alone. - 5. 't s . The Purchasers have delivered to the City a check payable to the order of the City of St. Paul, Minnesota, in the amount of $1 6,900.00. The City aqrees to hold this check uncashed until the losing as security for the performance by the Purchasers f their obligation to accept and pay for the Bonds at the Closi g, and, in the event of compliance by the Purchasers with such ob igation, such check shall be returned to the Purchasers at e Closing. In the event the City does not accept this offer, su h check shall be immediately retuzned to the Purchasers. I the event the City accepts this offer and fails to deliver the Bonds at the date fixed for the Closing, or if the City shall e unable at or prior to the date fixed for the Closing to satis y the conditions to the ob?igations of the Purchasers contained he ein, or if the obligations of the Purchasers shall be terminated for any reason permitted by this Purchase Contract, this Purcha e Contract shall terminate and neither the Purchasers nor the City shall be under further obligation hereunder, except t at the check referred to in this Paraqraph 5 shall immediately e returned to the Purchasers by the City and the respective obliga ions of the City and of the Purchasers for the payment of enses, as provided in Paragraph 10 hereof, shall continue in f 11 force and effect. In the event that the Purchasers fail (othe than for a reason permitted hereunder) to accept and pay fo the Bonds at the Closing as herein provided, such check sha 1 be retained by the City as and for liquidated damages for such failure and for any defaults hereunder on the part of the Pu chasers, and the cashing of such check or checks shall constitut a full release and discharge of all claims and damages for such failure and for any and all such defaults. 6. e rese tat' ns Wa ant'es a d reeme ts. The City hereby represents, Warrant and agrees as follows: (a) The City is a du y organized and validly existing municipal corporation of t e State of Minnesota with full power and authority to own and operate the System (as defined in the Resolution) as curr ntly operated and to issue revenue bonds to pay the cost of p ojects in connection with the System. The City has, and at the time of execution did have, or at the date of the Clos ng will have, full legal right, power and authority (i) to enter into this Purchase Contract, (ii) to adopt the Resoluti n, (iii) to sell, issue and deliver the Bonds to the rchasers as provided herein and (iv) to carry out and cons ate the tzansactions contemplated by this Purch se Contract, the Resolution and Official Statement; and th City has complied with, and at the Closing �aill be in com liance in all respects with Minnesota law and the term of and with the obligations on its part contained in the esolution, the Bonds, and this Purchase Contract; 3- . L �'�- � 3s-, (b) By official acti n of the City Council prior to or concurrently with the acc tance hereof, the City Council has duly adopted the Resoluti , has duly authorized and approved the Official Statement, h s duly authorized and approved the execution and delivery of, and the performance by the City of the obligations on its pa contained in the Bonds, the Resolution, the Official tatement and this Purchase Contract and the consummation by i of all other transactions contemplated by the Resol tion and this Fsrchase Contract; and the Resolution and th's Purchase Contract constitute legal, valid and binding ontractual obligations of the City; (c) The City is not in breach of or default under any applicable constitutional provision, law or administrative regulation of the State o Minnesota or the United States, or the charter of the City o any applicable judgment or decree or any loan agreement, in enture, bond, note, resolution, agreement or other inst ent to which the City is a party or to which the City or any f its property or assets is otherwise subject, and no event has occurred and is continuing which with the passage of time or the giving of notice, or both, would co stitute a default or event of default under any such in trument; and the execution and delivery of the Bonds and this Purchase Contract, and the adoption of the Resolutio , and compliance with the provisions on the City's art contained therein, will not conflict with or constitu e a breach of or default under any constitutional provision, law, administrative regulation, judgment, decree, loan ag eement, indenture, bond, note, resolution, agreement or ther instrument to which the City is a party or to which th City or any of its property or assets is otherwise subje t nor will any such execution, delivery, adoption or com liance result in the creation or imposition of any lien, c arge or other security interest or encumbrance of any nature whatsoever upon any of the property or assets of the City und r the terms of any such law, regulation or instrument, except as provided by the Bonds and the Resolution; (d) All approvals, onsents and orders of any govern- mental authority, legisla ive body, board, agency or commission having jurisdi tion which would constitute a condition precedent to or the absence of which would materially adversely affe t the due performance by the City of its obligations under is Purchase Contract, the Resolution and the Bonds ave been duly obtained, except for such approvals, consents nd crders as may be required under the "blue sky" or securit es laws cf any state in connection with the offering and sal of the Bonds; (e) The City will c nform with the applicable secuzities registration r quirements in the State of Minnesota, including but ot limited to acceptance of service of process and continuing registration requirements, to -4- ; � assure the continued leqa ity of the offer and sale of the Bondc within Minnesota; (fj The Bonds and e Resolution confcrm in all material respects to the escriptions thereof contained in the Official Statement an the Bonds, when issued and delivered in accordance w th the Resolution and Bold to the Purchasers as provided he ein, will be validly issued and outstanding special reven e obligations of the City entitled to the benefits of the Re olution; and upon such issuance, authentication and delive the Resolution will provide for the benefit of the holder from time to time of the Bonds, a legally valid and binding pledge of and first lien on the Revenues (as defined in e Resolutionj ; and the funds and accounts pledged under th Resolution are valid and effective as to all perso s and qovernmental bodies; (g) Between the dat of this Purchase Contract and the date of the Closing, the ity will not, without the prior written consent of the Pu chasers, offer or issue any bonds, notes or other obligation for borrowed money in connection with and payable from the Revenues of the System (as defined in the Resolution) , and t e City will not incur any material liabilities, direct or co tingent, in connection With the System except in the ordi ary course of business; (h) As of the date f the Closing there will not be any material adverse change i the financial position, results of operations or condition, inancial ot otherwise, of the System from that desczibe in the Official Statement other than in the ordinary ccur e of the City's business; (i) As of the date ereof, except as otherwise disclosed in the Official Statement, there is no action, suit, proceeding, inquiry or investigation, at law or in equity before or by any c urt, governmental agency, public board or body, pending or, to the best knowledge of the City, threatened against the Ci , other than routine litigation or proceedings of the type w ich normally accompany the operation and separation f a sewer system, affecting the corporate existence of th City or the titles of the officers of the City to their resp tive offices, or affecting or seeking to prohibit, rest in or enjoin the sale, issuance or delivery of the Bonds or e imposition of rates for sewer services or the collectio of the City's Revenues pledged or to be pledged to pay the p incipal of and interest on the Bonds, or in any way conte ting or affecting the validity or enforceability of the Bon , the Resolution, or this Purchase Contract or contesting the tax-exempt status of the interest on the Bonds as described 'n the Official Statement, or contesting in any way the ompleteness or accuracy of the Preliminary Official Stat ent cr the Official Statement, or contesting any authority o proceedings for the issuance, sale or delivery of the Bo ds, the adoption of the Resolution 5- or the execution and del 'very of this Purchase Contract or the performance of the C'ty�s obligations thereunder, or contesting the powers of the City or which involves the possibility of any rulin , order, judqment or uninsured liability which may resu t in any material adverse change in the business, properties or assets or in the condition, financial or otherwise, f the System, or wherein an unfavorable decision, ruling or finding would materially adversely affect the vali ity or enforceability of the Bonds, the Resolution or this chase Contract; (j) The City will f rnish such information, execute such instruments and take such other action in cooperation with the Purchasers as th Purchasers may reasonably request in order (i) to qualify t e Bonds for offer and sale under the "blue sky" or other s curities laws and regulations of such states and other jur'sdictions of the United States as the Purchasers may design te and (ii) to determine the eligibility of the Bonds or investment under the laws of such states and other jur'sdictions, and will use its best efforts to continue such alifications in effect so long as required for the distribu ion of the Bonds; (k) At the time of e City's acceptance hereof and (unless an event occurs o the nature described in subparagraph (m) of this aragraph 6 at all times subsequent thereto up to and includi g the date of the Closing, the Official Statement does n t and will not contain any untrue statement of a material f ct or omit to state a material fact required to be stated the ein or necessary to make the statements therein, in th light of the circumstances under which they were made, not misleading; (1) If the Official Statement is supplemented or amended pursuant to subpa agraph (m) of this Paragraph 6, at the time of such suppleme t or amendment thereto and (unless subsequently again supple ented or amended pursuant to such subparagraph) at all time subsequent thereto up to and including the date of the Closing, the Official Statement as so supplemented or amende will not contain any untrue statement of a material f ct required to be stated therein or necessary to make the sta ements therein, in the light of the circumstances under which they were made, not misleading; (m) If between the ate of this Purchase Contract and the date of the Closing a y event shall occur which might or would cause the Official tatement to contain any untrue statement of a material f ct or to omit to state a material fact required to be state therein or necessary to make the statements therein, in th light of the circumstances ur�der which they were made, not isleading, the City shall notify the Purchasers thereof, a if in the opinion of the Purchasers, such event re ires the preparation and publication of a supplemen or amendment to the Official 6- , ��`" ��� Statement, the City will t its expense supplement or amend the Official Statement in a form and in a manner approved by the Purchasers; and (n) Between the dat of this Purchase Contract and the date of the Closing the C'ty shall disclose to, discuss with and provide any informati n reasonably requested by the Purchasers in connection ith any breach, default or failure to comply, of whatever na ure and of which the City has knowledge, regarding any aw, loan agreement, indenture, bond, note, resolution, a reement or other instrument to which the City is a party or to which the City, or any of the property or assets of the City is otherwise subject. 7. �he Closina. A 9:30 a.m. , Minnesota time, on June 14, 1988, or at such othe time as shall have been mutually agreed upon by the City and th Purchasers, the City will deliver, or cause to be delive ed, to the Purchasers the Bonds as set forth below, in accordance with the Resolution, duly executed and authenticated, at the offi e of Midwest Securities Trust Company, One Financial Place, 40 South LaSalle Street, Chicago, Illinois 60600, or at such oth r place as shall have been mutually agreed upon by the City and th Purchasers, duly executed by the City and authenticated by the aying Agent/Registrar; and the Purchasers will accept such de ivery and pay the purchase price of the Bonds as set forth in Sect on 1 hereof by delivering to the City a check or checks, payabl in immediately available funds to the order of the City, in the mount of such purchase price, plus accrued interest on the Bonds rom June 1, 1988, to the date of the Closing. Such payment and delivery, is herein called the "Closing". The City will deli er to the Purchasers the closing documents hereinafter mentione , at the offices of Briggs and Morgan, W2200 First National B nk Building, St. Paul, Minnesota 55101, or at such other place s shall have been mutually agreed upon by the City and the Purch sers. The Bonds will be delivered as fully registered book entry bonds, one bond per maturity, registered in the name of Kray & Co. , as nominee of Midwest Securities Trust Company not 1 ss than five days prior to Closing and will be made available to he Purchasers for inspection not less than 24 hours prior to th Closing. 8. s. The Purchasers have entered into this Purchase Contract in reliance upon the representations, warranties and agreements of e City contained herein, and, in reliance upon the representati ns, warranties and agreements to be contained in the documents nd instruments to be delivered at the Closing and upon the perfo ance by the City of its obligations hereunder, both as of the date hereof and as of the date of the Closing. Accordin ly, the Purchasers' obligations under this Purchase Contract t purchase, accept delivery of and pay for the Bonds shall be con itioned upon the performance by the City of its obligations to be performed hereunder and under -7- such documents and instruments t or prior to the Closing, and shall also be subject to the fo lowing additional conditions: (a) The representati ns, warranties and agreements of the City contained herein hall be true and correct on the date hereof and on and as f the date of the Closing, as if made on the date of the C1 sing; (b) At the time of t e Closing, the Resolution shall be in full force and effec and shall not have been amended, modified or supplemented, xcept as provided therein and except as set forth in the Official Statement, and the Official Statement deliver d to the Purchasers concurrently with the execution and del very of this Purchase Contract shall not have been supple ented or amended, except such supplements or amendments o the Official Statement as may have been agreed to by the Purchasers; (c) At the time of t e Closing, all official action of the City relating to this rchase Contract, the Bonds and the Resolution shall be in full force and effect and shall not have been amended, mod'fied or supplemented except as provided therein; (d) AMBAC Indemnity orporation ("AMBAC") shall have issued to the City an insu ance policy in substantially the form set forth in Appendix IIZ to the Official Statement (the „Policy") unconditionally nd irrevocably quaranteeing the payment of the principal o , whether coming due at maturity or upon mandatory sinking und redemption, and interest on the Bonds maturing in the ears 1990 through 2001 as described in the Official tatement; (e) At or prior to e Closing, the Purchasers shall have received copies of e ch of the following documents: (1) The opinio , dated the date of the Closing, of Bond Counsel, in sub tantially the form included as Appendix II to the O ficial Statement and, if such opinion is not addre sed to the Purchasers, such opinion shall be delivered t gether with a letter of such Bond Counsel, dated the d te of the Closing and addressed to the Purchasers, to e effect that the foregoing opinions addressed t the City may be relied upon by the Purchasers to the sa e extent as if such opinions were addressed to them. (2) An opinion dated the date of the Closing and addressed to the Pur hasers, of Bond Counsel, to the effect that (A) the ity is,a duly organized and validly existing political s division and municipal corporation of the State of Minn sota with full power and authority to establish, own, a quire, maintain, control and operate its sewer sy tem and to issue revenue bonds to -8- pay the cost of pro ects in connection therewith; (B) the statements cont ined in the Official Statement under the captions MS Y OF THE OFFICIAL STATEMENT", "SECURITY AND RELAT D MATTERS". "GENERAL DESCRIPTION" and "SIINII�IARY OF THE RESOLUTION" insofar as the statements containe under such captions purport to summarize certain p ovisions of the Bonds and the Resolution fairly a d accurately summarize the material provisions of the B ds and the Resolution and the statements in the O ficial Statement under the captions "INTRODUCTION" and " AX EXENIPTION AND RECENT FEDERAL LAWS" are correct as to matters of law and fairly and accurately present t e information purported to be presented therein; ( ) the Bonds, when issued, authenticated and de ivered in accordance with the Resolution and sold o the Purchasers as provided therein, will be val dly issued and outstanding and entitled to the bene its of the Resolution; and upon such issuance, authe tication and delivery the Resolution will prov de for the benefit of the holders from time to time of the Bonds, a legally valid and binding pledge of an first lien on the Revenues and the funds and accoun s pledged undez the Resolution valid and effective s to all persons and governmental bodies; (D) the Reso ution has been duly adopted by the City, the Purchase C ntract has been duly authorized, executed and deliver d by the City and each constitutes a legal valid and bi ding obligation of the City enforceable in accor ance with its terms; (E) the Bonds are exempt from the gistration requirements of the Securities Act of 193 , as amended and in effect on the date of the Closing, nd the Resolution need not be qualified under the T st Indenture Act of 1939, as amended and in effect on the date of the Closing; and (F) Bond Counsel shal state in its letter concerning the foregoing opinion or in a separate letter addressed to the Purchasers and dated the date of Closing, that, in the course of thei participation in various conferences with repr sentatives of the City, the Purchasers and Purcha ers' Counsel at which the contents of the Official State ent, as well as related matters, were discussed, and w thout having undertaken to determine independent y the accuracy, completeness or fairness of the state ents contained in the Official Statement except with respect to the opinion expressed in clause (B) above, o facts have come to their attention that would ause them to believe (i) that the Official Statement as of its date contained any untrue statement of a materi 1 fact or omitted to state a material fact require to be stated therein or necessary to make the statement therein, in the light of the circumstances under w 'ch they were made, not misleading (except for the financ'al and statistical information included in the Offici 1 Statement, including the , d" Li ' �...�..�`,..� Appendices thereto, a to which no view need be expressed) , or (ii) t at the Official Statement, as of the date of the Closi g, contains any untrue statement of a material fact or omits to state any material fact required to be stated therein or necessary to make the statements therein, i the light of the circumstances under which they were made, not misleading (except as aforesaid) . (3) An opinion, dated the date of the Closing and addressed to the Purc asers, of Wood Dawson Smith & Hellman, New York, Ne York, counsel to the Purchasers, in substantially the orm attached hereto as Exhibit A. � (4) An Opinion ated the date of the Closing of the City Attorney in ubstantially the form attached hereto as Exhibit B. (5) A certifica e, dated the date of the Closing, signed by the Mayor a d Director of Finance and Management Services t the effect that the representations, warr nties and agreements of the City set forth in Paragrap 6 hereof are true and correct on and as of the date of the Closing as if made on the date of the Closing (but i lieu of or in conjunction with such certificate the rchasers may, in their sole discretion, accept ce ificates or opinions of Bond Counsel, or of other ounsel acceptable to the Purchasers, with resp ct to the representations contained in clause ( ' ) of Paragraph 6 that in the opinion of such couns 1 the issues raised in any pending or threatened litigat'on referred to in such certificate are without substance or that contentions of all plaintiffs therein ar without merit) . (6) A letter, d ted the date hereof, in substan- tially the form attac ed hereto as Exhibit C, and confirmation thereof s of the date of the Closing, signed by the Chief ccountant for the City of Saint Paul, Minnesota; (7) Evidence s tisfactory to the Purchasers from Moody's Investor's S rvice, Inc. ("Moody's") and Standard and Poor's orporation ("S&P") that the Bonds maturing in the year 2008 have been assigned as of the Closing a rating of ot lower than "Al" and "A+", respectively and evi ence satisfactory to the Purchasers from Moody's and S&P that the Bonds maturing in the years 1990 through 2 O1 have been assigned a rating of not less than "Aaa" nd "AAA" respectively. (8) An opinion dated the date of the Closing and addressed to the Pur hasers, of counsel to AMBAC as to the validity and enf rceability of the Policy and the 10- informaticn and stat ments in the Official Statement under the caption "S CURITY AND RELATED MATTERS" - AMBAC Insurance" and other matters as may be requested by the Purchasers; and (9) Such addit onal opinions, certificates, instruments and othe documents as Bond Counsel, Counsel to the Purchasers or the Purchasers may reasonably request: (i) to evid nce compliance with applicable law; (ii) to evidence the validity of the Bonds, the Resolution and this rchase Contract; and (iii) to evidence the truth a d accuracy, as of the time of Closing, of all repr sentations herein contained and the due performance or s tisfaction by the City at or prior to such time of all greements then to be performed and all conditions then o be satisfied as contemplated under this Purchase ontract. All of the opinions, letters, certificates, instruments and other documents mentioned bove or elsewhere in this Purchase Contract shall be deemed to be in compliance with the provisions hereof if, but only if, they a e either in a form attached as an exhibit hereto or in fozm and ubstance satisfactory to the Purchasers. If the City shall be unable to satisfy the conditions to the obligations contained in is Purchase .Contract of the Purchasers to purchase, accept delivery of and pay for the Bonds, or if the obligations of the rchasers to purchase, accept delivery of and pay for the Bo ds shall be terminated for any reason permitted by this Purch se Contract, this Purchase Contract shall terminate and neither th Purchasers nor the City shall be under any further obligation h reunder, except that the respective obligations of the City and th Purchasers set forth in Paragraph 10 hereof shall continue in fu 1 force and effect. 9. Termination. T e Purchasers may terminate this Purchase Contract by telegraph c notice to the City if at any time between the date hereof and th Closing (a) legislation shall be enacted by the Congress of the United States or adopted by either House thereof or a decision by a court of the United States or the Tax Court of the United States shall be rendered or a ruling, regulation or official stateme t (final, temporary or proposed) by or on behalf of the Treasury partment of the United States, the Internal Revenue Service or o er Federal agency shall be made, with respect to Federal taxati n of revenues or other income of the general character expected to be derived by the City or upon interest on securities of the eneral character of the Bonds or which would have the effect of changing, directly or indirectly, the Federal income tax consequ nces of receipt of interest on securities of the general char cter of the Bonds in the hands of the holders thereof, which in e reasonable opinion of the Purchasers would materially an adversely affect the market price of the Bonds; (b) the United S ates shall become engaged in il- hostilities that have resulted in a declaration of var or a national emergency; (C) the Ne York Stock Exchange or other national securities exchange, r any qovernmental authority, shall impose, as to the Bonds, any m terial restrictions not now in force, or increase materially hose now in force or being enforced, with respect to the harges to the net capital requirements of underwriters; d) there shall be in force a general suspension of trading n the New York Stock Exchange as the result of an event affecti g the national economy; (e) a general banking moratorium sha 1 have been established by Federal, New York or Minnesota authorit es; (f) there shall have been any dcwngrading, suspension or wit drawal, or any official statement as to a possible downgrading, uspension or withdrawal, of any rating by Moody's Investors Se ice, Inc. or Standard & Poor's Corporation of any securities 'ssued by the City, including the Bonds; (g) evidence or confirm tion of ratings shall not be provided in accordance with Pa agraph 8 (d) (7) ; or (h) any event described in subparagraph (m) f Paragraph 6 hereof shall have occurred which in the opinion f the Purchasers requires the preparation and publication of a supplement or amendment to the Official Statement. 10. Expenses. The rchasers shall be under no obligation to pay any expenses incident to the performance of the obligations of the City hereun ez. The City shall pay the fees and expenses of Briggs & Morga , Bond Counsel, and any consultant or engineer in respect of any atters contemplated by this Purchase Contract not directly retained by the Purchasers; fees for bond insurance, if any; th cost of printing or otherwise preparing and furnishing to th Purchasers in reasonable quantities as requested by the Purchasers, the Preliminary Official Statement, the Offici 1 Statement and the Resolution; the cost of preparation and issuan e of the Bonds including fees to Midwest Securities Trust Compa y for its services as Depository for the Bonds; the cost of pre aration of copies of documents to be furnished to prospective pu chasers pursuant to commitments contained in the Official Stat ment; the cost of mailing all documents, any charges made by rating agencies for the rating of the Bonds and travel expenses 'ncurred in connection with the trip to New York City for the urposes of rating the Bonds. The City shall be un er no obligation to pay any of the following cost except that suc costs may be incorporated as a component of underwriters disc unt: preparing and printing this Purchase Contract, and the Blu Sky and Legal Investment Memoranda; and any expenses in ident to the performance of the obligations of the Purchasers ereunder, including specifically the fees and expenses of Wood awson Smith & Hellman and any other attorneys or consultants hired in connection herewith. il. Notices. Any n tice or other communication to be given to the City under this rchase Contract may be given by delivering the same in writing at the City's address set forth above, and any notice or other communication to be given to the 12- d" � - G �r Purchasers under this Purchase ontract may be given by delivering the same in writing to Mr. Euge e Schiller, Director, Department of Finance and Management Servi es, 234 City Hall, St. Paul, Minnesota 55101, and Mr. James art, City Attorney's Office, 64? City Hall, St. Paul, Minnesota 54G2. 12. te st. This Purchase Contract is made solely for the benefit of he City and the Purchasers (including the successors or as igns of any of the Purchasers) and no other person shall acquire o have any right hereunder or by virtue hereof. All of the City s and the Purchasers' representations, warranties and agreements contained in this Purchase Contract shall remain perative and in full force and effect, regardless of: (i) any 'nvestigations made by or on behalf of the City or any of the Purch sers; (ii) delivery of and payment for the Bonds pursuant to this rchase Contract; and (iii) any termination of this Purchase Co tract. 13. Effectiveness. his Purchase Contract shall become effective upon adoption of a re olution of the City Council approving it and the execution f the acceptance hereof and delivery by the City acting by nd through an authorized representative and shall zemain operative and in full force and effect, regardless of (a) any i vestiqation made by or on behalf of either of the Purchasers, (b delivery of, and payment for the Bonds hereunder, and (c) any te ination of this Purchase Contract. 13- , .. 14. I�eadings. The eadings of the sections of this Purchase Contract are inserted for convenience only and shall not be deemed to be a part hereof. Very ruly yours, DOUGH TY, DAWKINS, STRAND & YOST INC PORATED PIPER, JAFFRAY & HOPWOOD INCORPORATED By: DO GHE , IN S & ST NC ' B ` ", � /f : Y� Ti 1 Accepted: , lggg CIT O SAINT PAU , INNESOTA By its or gy; ' ��. � its Cl �k -- ) / By: , its Di ec or of Finance and Management Services Approv as to rm: . � � / Ass�tant City Attorney l/ - 4- SCHED iE 1 $?8,4 0,000 City of Saint Paul , Minnesota Sewer Revenue B nds, Series 1988A __________�____________ _________________________ MATURITY AMOUNTS, INTER ST RATES, PURCHASE PRICES aac=asss=s=aaas=:a===== =sa=:saaassa===s:ssss:=cx MATURITY DATE PURCHASE DOLLAR DECEMBER 1 , PRINCIPAL OUPON PRICE PRICE ---------- --------- ----- -------- ------ 1990 $2 , 205,000 5 . 600� 98. 350� 52, 168, 618 1991 2,320,000 5. 900� 98.350� 2 , 281 �720 1992 2,445 ,000 6. 100� 98.350� 2,404 ,658 1993 2,590,000 6. 300� 98. 350� 2 ,547 , 265 1994 2:745,000 6.500� 98. 350Z 2 ,699,708 1995 2,915, 000 6.700� 98.350� 2 , 866,903 1996 3, 105, 000 6. 900� 98. 350� 3,053,768 1997 3,310, 000 7. 000� 98. 350� 3 , 255 � 385 1998 3,535,000 7. 100� 98. 350� 3�476 �673 1999 3,780,000 7. 200� 98. 350� 3,717 , 630 2000 4,045,000 ?. 300� 98. 350� 3,978, 256 2001 4, 340, 000 7.400� 98. 350� 4 , 268, 390 2008 41 , 115,000 8. 000� 98. 350� 40,436,603 ---------- ---------- $78,450 ,000 $77, 155,575 __________ __________ - 5- > d' �J ' ��+�•7'✓ EXHIBIT A [Letterhead of Wood awson Smith & Hellmanj � [Closing Date] Dougherty, Dawkins, Strand & Yost Incorporated Piper, Jaffray & Hopwood Incorp rated c/O Dougherty, Dawkins, Strand Yost Incorporated 100 South Fifth Street Suite 2300 Minneapolis, Minnesota 55402 City Council of the City of Sai t Paul City of Saint Paul, Minnesota Room 347, City Hall St. Paul, Minnesota 55102 Ladies and Gentlemen: $78, 50,000 CITY OF SAINT PAIIL, I�INNESOTA SEWER REVENLIE NDS, SERIES 1988A We have acted as coun el for the Purchasers of $78,450, 000 principal amount of City of Saint Paul, Minnesota Sewer Revenue Bonds, Series 198 A (the "Bonds") purchased from the City of Saint Paul, Minnesota ( he "City") pursuant to a Purchase Contract, dated May 26, 1988 ( e "Purchase Contract") , between the Purchasers and the City. -1 . • We have examined suc documents and satisfied ourselves as to such matters as we have eemed relevant and necessary in order to enable us to express he opinions set forth in paragraphs numbered 1 through 3 below, in luding the following: a resolution entitled "General Resolution R lating to Sewer Revenue Bonds of the City Council of the City o Saint Paul, Minnesota" dated May 24, 1988, prescribing the term , features and specifications of such bonds; pledging and creat ng a lien on the Revenues of the Sewer System (the "System") to the payment and security thereof; stipulating covenants and agre ments relating to the management and operations of the System a d the application of Revenues of the System; reserving the righ to issue additional revenue obligations; approving a Purch se Contract for the sale of such Bonds; and providing additiona terms relating to the issuance, sale, and delivery of said bon s; and a resolution entitled "Resolution Relating to Sewer venue Bonds 1988A; Authorizing the Director of Finance and Manage nt Services to Agree to the Purchase Price for the Bonds, I terest Rates for the Bonds, Bond Insurance and Other Matters" da ed May 24 , 1988 (such resolutions being herein collectively refer ed to as the "Resolution") . We have not examined the Bonds, ex ept specimens thereof, and have relied upon certificates of the City as to the execution thereof. We have reviewed the opinions o even date herewith of Briggs & Morgan, Bond Counsel, with resp ct to the Bonds and exclusion of the income on the Bonds from gr ss income for purposes of Federal income taxation and believe tha they are satisfactory in form and substance and you and we are ju tified in relying thereon. As to various questions of fact mater al to this opinion we have relied on representations of the City nd statements in the Official Statement of the City dated May 26, 1988 relating to the Bonds (the "Official Statement") . We are of the opinion that: l. The Bonds are ex mpted securities as described in Section 3 (a) (2) of the Securiti s Act of 1933, as amended and it is not necessary in connection ith the sale of the Bonds to the public to register the obligati s evidenced by the Bonds under the Securities Act of 1933, as a ended, or to qualify the Resolution under the Trust Inden ure Act of 1939, as amended. 2. The statements co tained in the Official Statement under the captions "SUI�lARY OF E OFFICIAL STATEMENT - The Bonds, Security, Interest Paymen s, Redemption, Rate Covenant, Additional Bonds" ; "SECURITY AND �ELATED MATTERS" and "SUrII�IARY OF T�iE RESOLUTION" insofar as the s atements contained under such captions purport to summarize ce ain provisions of the Bonds and the Resolution present an accura e summary in all matezial respects of the matters set fort therein. 3. The proceedings o the City with respect to the authorization and issuance of th Bonds are satisfactory in form A 2 and substance in that they comp y with the requirements of Chapter 475 and Section 116.19, Minneso a Statutes Annotated. We have not verified nd are not passinq upon, and do not assume responsibility for, e accuracy, completeness or fairness of the statements cont ined in the Official Statement referred to above, other than a specifically stated above. We have, however, participated in he preparation of the Official Statement. Such participation ncluded, among other things, general discussions and inquiri s concerning various legal and related subjects, and the revie of certain records, documents and proceedings. We also participa ed in conferences (which conferences did not extend beyo d the date of the Official Statement) with representatives of the City, Briggs and Morgan, Bond Counsel, and the System En ineer and at which the contents of the Official Statement were dis ussed and revised. In the course of such participation, no facts came to our attention that would lead us to believe (i) that the Official Statement as of its date contained any untrue statement f a material fact or omitted to state a material fact required o be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, or (ii) that the Official Statement, as suppleme ted or amended to the date hereof, as of the date hereof contains ny untrue statement of a material fact or omits to state a materi 1 fact required to be stated therein or necessary to make th statements therein, in the light of the circumstances under whic they were made, not misleading (except as aforesaid) . Very truly yours, A 3 _ � �� ".��i�^ EXHIBIT B [Letterhead of the Off ce of the City Attorney] [Closing Date] Dougherty, Dawkins, Strand & Yost Incorporated 100 South Fifth Street Suite 2300 Minneapolis, Minnesota 55402 City Council of the City of Sai t Paul City of Saint Paul, Minnesota Room 347, City Hall St. Paul, Minnesota 55102 Ladies and Gentlemen: I am the City Attorne for the City of Saint Paul, Minnesota (the "City") and have acted as such in connection with the offering and sale by the Ci of an aggregate of $78,450,000 principal amount of City of Sai Paul, Minnesota Sewer Revenue Bonds, Series 1988A (the "Bonds") pursuant to the Purchase Contract dated May 26, 1988 (th "Purchase Contract") between the City and the Underwriters named 'n the Purchase Contract. I am rendering the opinions hereinaft r set forth in connection with the issuance of the Bonds by the City. In the course of our r presentation of the City in the transactions referred to above, e have examined originals or copies certified or otherwise id ntified to our satisfaction of: B 1 , �. (a) chapter 475 and secti n 116.19, as amended, Minnesota Statutes Annotated ( e "Act") ; (b) the Purchase Contract; (c) the Preliminary Offic'al Statement, dated May 24, 1988 (the "Preliminary Off'cial Statement") and the Official Statement dated May 2 , 1988 (the "Official Statement") with respect to the B nds; (d) the General Resolutio relatinq to Sewer Revenue Bonds adopted by the City o May 24, 1988 and a resolution adopted by the City o May 24, 1988 entitled "Resolution Relating to Sewer Rev nue Bonds 2988A; Authorizing the Director of Finance a d Management Services to Agree to the Purchase Price fo the Bonds, Interest Rates for the Bonds, Bond Insurance and other Matters" (such resolutions being her in collectively referred to as the "Resolution") ; (e) the approving opinion of Briggs and Morgan, Bond Counsel dated the date hereof referred to in clause (1) of subparagraph 7 (d) of e Purchase Contract; and (f) the certificates of r presentation of officials and other representatives of the City, Bond Counsel and counsel to the Underw iters, dated the date hereof referred to in clause (1) , (2) , (3) and (5) of subparagraph 8 (e) of he Purchase Contract. In addition, we have xamined originals or copies, certified to our satisfaction, f all such other records, documents and instruments of of icers and representatives of the City and such public officials nd other persons, and we have made such investigations of law, as e have deemed appropriate as a basis for the opinions hereinaf er expressed. We have assumed but n independently verified that the signatures on all documents and ertificates that we have examined are genuine. Based upon the foregoi g, we are of the opinion that: (1) The City is a dul organized and validly existing municipal corporation of th State of Minnesota with full power and authority to own nd operate the System (as defined in the Resolution) as curre tly operated and to issue revenue bonds to pay the cost of pr jects in connection with the System. The City has, and t the time of execution did have, or at the date of the Closi g will have, full legal right, power and authority (a) to nter into the Purchase Contract, (b) to adopt the Resolution (c) to sell, issue and deliver B 2 . � `� the Bonds to the Purchaser as provided in the Purchase Contract and (d) to carry ut and consummate the transactions contemplated y the Purchase Contract, the Resolution and the Officia Statement; and the City has complied, and at the Closi g will be in compliance in all respects wi�h the Minnesot Law and terms of and with the obligations on its part co tained in the Resolution, the Bonds, and this Purchase C ntract; (2) By official acti n of the City Council prior to or concurrently with the acce tance of the Purchase Contract, the City Council has duly dopted the Resolution, has duly authorized and approved th Official Statement, has duly authorized and approved th execution and delivery of, and the performance by the Cit of the obligations on its part contained in the Bonds, th Resolution, the Official Statement and the Purchase Contract and the -�onsummation by it of all other transactio s contemplated by the Resolution, and the Purchase Contract; and the Resolution and the Purchase Contract constitu e legal, valid and binding contractual obligations of the' City; (3) The City is not n breach of or default under any applicable constitutional rovision, law or administrative regulation of the State of Minnesota or the United States, or the By-Laws of the City or any applicable judgment or decree or any loan agreement, ind nture, bond, note, resolution, agreement or other instrum nt to which the City is a party or to which the City or any o its property or assets is otherwise subject, and no vent has occurred and is continuing which, with the passage of time or the giving of notice, or both, would con titute a default or event of default under any such ins rument; and the execution and delivery of the Bonds and e Purchase Contract, and the adoption of the Resolution and compliance with the provisions on the City's p rt contained therein, will not conflict with or constitut a breach of or default under any constitutional provision, aw, administrative regulation, judgment, decree, loan agr ement, indenture, bond, note, resolution, agzeement or o her instrument to which the City is a party or to which the City or any of its property or assets is otherwise subjec nor will any such execution, delivery, adoption or comp iance result in the creation or imposition of any lien, ch rge or to her security interest or encumbrance of any nature hatsoever upon any of the property or assets of the City unde the terms of any such law, regulation or instrument, xcept as provided by the Bonds and the Resolution, (4) All approvals, c nsents and orders of any govern- mental authority, legislat've body, board, agency or commission having jurisdic ion which would constitute a -3 . • �' d' � - ��.5.� condition precedent to or the absence of which would materially adversely affe t the due performance by the City of its ob=igations under e Purchase Contract, the Resolution and the Bonds ave been duly obtained, except for such approvals, consents nd orders as may be required under the "blue sky" or securit es laws of any state in connection with the offering and sal of the Bonds as to which, except as provided in (5) below, I have not been asked to opine; (5) The City has co plied with the applicable securities registration r quirements in the State of Minnesota including but n t limited to acceptance of service of process with respect t the offer and sale of the Bonds within Minnesota; (6) The Bonds and t e Resolution conform in all material respects to the escriptions thereof contained in the Official Statement an the Bonds, when issued and delivered in accordance w th the Resolution and sold to the Purchasers as provided in the Purchase Contract will be validly issued and outsta ding special revenue obligations of the City entitled to the enefits of the Resolution; and upon such issuance, authentica ion and delivery the Resolution will provide for the bene �t of the holders from time to time of the Bonds, a legally v lid and binding pledge of and first lien on the Revenues (as efined in the Resolution) and the funds and accounts pledge under the Resolution are valid and effective as to all perso s and governmental bodies; (7) As of the date ereof, except as otherwise disclesed in the Official tatement, there is no action, suit, proceeding, inquiry r investigation, at law or in equity before or by any c rt, governmental agency, public board or body, pending or, to the best knowledge of the City, threatened against the Cit , other than routine litigation or proceedings of the type wh'ch normally accompany the operation and separation o a sewer system, affecting the corporate existence of the City or the titles of the officers of the City to their respe tive offices, or affecting or seeking to prohibit, restr in or enjoin the sale, issuance or delivery of the Bonds or t e imposition of rates for sewer services or the collection of the City's Revenues pledged or to be pledged to pay the p incipal of and interest on the Bonds, or in any way conte ting or affecting the validity or enforceability of the Bond , the Resolution, or the Purchase Contract or contesting the tax-exempt status of the interest on the Bonds as described n the Official Statement, or contesting in any way the ompleteness or accuracy of the Preliminary Official State ent or the Official Statement, or contesting any authority o proceedings for the issuance,_ sale or delivery of the Bo ds, the adoption of the Resolution or the execution and deliv ey of the Purchase Contract or -4 , . �. the performance of the Ci y's obligations thereunder, or contesting the powers of he City or which involves the possibility of any ruling order, judgment or uninsured liability which may resul in any material adverse change in the business, properties r assets or in the condition, � financial or otherwise, o the System, or wherein an unfavorable decision, rui ng or finding would materially adversely affect the vali ity or enforceability of the Bonds, the Resolution or the Pur hase Contract; (8) No facts have c me to my attention that would cause me to believe (i) at the Official Statement as of its date contained any un rue statement of a material fact or omitted to state a materi 1 fact required to be stated therein or necessary to m ke the statements therein, in the light of the circumstance under which they were made, not misleading (except for th financial and statistical infozmation included in t Official Statement, including the appendices thereto, as to hich no view is expressed) or (ii) that the Official Sta ement, as of the date of the Closing, contains any unt e statement of a material fact or omits to state any materia fact required to be stated therein the light of the c'rcumstances under which they were made, not misleading (exce t as aforesaid) . Very truly yours, Edward P. Starr City Attorney James Hart Assistant City Attorney -5 ' • _ _�� 1, v � �� �V ° r°.��inIBIT C (Form of Accountant Comfort Letter) June , 198B Dcugherty, Dawkins, Strand � Yost Incorporated c/o Dougherty, Dawkins, Strand � ost Incorporated Piper, Jaffray & Hopwcod Inco porated 100 South Fifth Street Suite 2300 Minneapolis, Minnesota 55402 Gentlemen: I am the chief accountant for the City of St. Paul, Minnesota (the "Issuer" ) and in such capaci y am in charge of the financial reporting for the Issuer anci the ewer fund therein and have acted in that capacity in connect on with the preliminary December 31 , 1987 financial stat ents for the sewer fund included in the Preliminary Offic al Statement dated May 19 , 1986 (the "Preliminary Official Statem nt" ) and the Final Official Statement dated May , 1988 the "Official Statement" ) . The prior period ad�ustments cont ined in the December 31 , 1987 preliminary financial statements ontained in the Official Statement reflect the ed�ustments for 1986 based upon Statement No. 5 of the Goveznmental Account ng Standards Board released in August 1987 ( "Statement No. 6" ) r garding capitalization of improvements by municipalities. rior to Statement No. 6 , the Issuer had been treating the capi al improvements msr3e to the sewer system as expenses and not reating them as a capital item. In accordance with Statement No. 6, the Issuer is capitalizing all improvements to the sewer sys m for the years 1986 and 1987. In addition, as a result of capit izing those items the monies received from independent other so rces, namely the U.S. Goveznment, State Government, Metr politan waste Control Commission and other funds of the ssuer have been treated as contributions to capital of the se er func3. In my opinion, the December 31 , 19 7 financial statements of the sewer fund as set forth in the Off cial Statement are prepared in accordance with generally accepted governmental accounting stan- dards applied on a basis consisten with those of the eudited financial statements included in t e Official Statement with the exception of the prior period adju tment in 1987 to properly reflect Statement No. 6. C 1 v `� -� .� � �� �-.` _ y i� . •; �'' , - r� � Page 2 In connection with the financial statements of the City of St. Paul, we would expect to have au +ted financial statements pre- pared by June 30, 1988. Zn conn ction with the preparation of the audited financial statements for the year ended December 31 , 1987, nothing has come to my att tion which would cause me to believe material ad�ustments wil be reqvired to the preliminary 1987 Sewer Fund financial statem ts contained in the Official Statement or to properly reflect he financial condition of the Issuer. . very truly yours, Jemes Snyder Chief Accountant City of St. Paul, Minnesota c 2 . .. x_� , .:.,e, , .. ..._ :... h� ...§., . - . . �.... . ...,^. --. ._ . . .... , ..- � _ .. , ... ..::.�� f_.� a .: .. � , �. . .. . ' .' .. .._... . . . . -. M!►4�17`i..<.� CITY t1.ERK � . � . . . . . . , . . . . PIMx «sdYwNCE COII[ICII ¢ `�"""�"._o,E`•�tME"r GITY F: SAINT �AtTI,r , F;le N0. �1����� BLII� -MAYOR � � . � � ; . Coun 'l Resol�tivn : - � � . Presented By = ;"1�"-�. . �� . Referred To 'F Committee: Date � Out of Cpmmittee By � Date _ C�'! t� �►I!!` !�L _ ; Q��L �i�.�'t3El� k �. '� � ,, ` S�If� lE�S -, : . , ' � - _ , _ �� . . _ . . - �.�..� ;:� , . �� , �:�;���'� "� ard6�r�'s , 1lLi, � _ . � . ��� , _ , _ - . , �, . . rt _ . � , _ .� � �r , .,., COUNCILMEN Requestcd by Department of: � Yeas Drew . N.ays a��a , [n Favor Rettman .�:, ,i Schsib�l 3" . sonner► Against sY �� � .. Tedeaco' � Wilaon --.,t Form Approved by City Attorney _ Adopted by Council: Date - --- � �� Certified Passed b Councii Secretar } � BY " Y Y � . : Bp ....:,.�^- / �. � � � ' �►PPrdyed"rby iNai"von: `{[3�t�•: � Approved by M r or. ission to C cil r � � �: .� �Y I . , .$' • � � ,� , �.: �.:_ __ ' +` r � i -""' i , � " Y ' . _ �, ., . - � _ _� . __ . . . ._ ..___ � . _ . . _ ..�. -- . . - .�. .. . :.... . .. . .._ . ...�..__' '.'. "I ��. � -. _ . . . � -WMITE -CITY`CLERK-�� -_ � . . �� .. . . . �- . . . � � . .� . . - � . . � � P�INK -.FINANCE G I TY � �F �A I NT PA.0 L-�� Conncil� � � - fy �y/��' � CANARV =pEPARTMENT . �11C� NO. .�° � +�� -.�BLUE -�MAVOR..� � � ; ` : Coun 'l Resolutian Presented By ` Referred .To �'� Committee: Y . �ate Out of Committee By Date . 3�' - b. l�at �►1tas �#�i� �rsi�d IMS� atlla, as�i�s - aad traa�t� qrt��o► t1a Yi.tb#�a �d a�8 �o�r ' �+�r��� ea tba �� � f�r at � �`s�� l�.3 p�ow�s vt# a»b�ti.tttl�itMt ta t� ps�.�s. � , Da�t+�d: � . _ , _ : ° 1otf+ats �ie a�i�r*s s3.y�+at� .t�#� as�i�a� ao� �o�csw��po�d rt�tJt ` - � �a a� it appwacs � �aer� ot �tDt �rft�ia ��d f� a�s� p�rtias�l�rs. +rit�o�et al ti�u �ur sut �Daay�e �ra�c. ----�_ �i+�t�ea �ra�at�rd: ��`�- a�:_ . . � � : � : : ,�� , � . „�.., :.�s � �s} a�st� bs �tsaal��d b� a aatianal bo�t �r t�ss�t +�a�s�► +�c' �-. . .� b�►�a- ti� �rr�ria� a ia a�r at t.�s aa� �tec�C . +• . . � � . � . � .. :. � . . � � � : �� - - 'A� � �;�.5'tt�,t�,�3� s�t �lf�sa!'. #sa�!#� A�` .tbfi �i �t1i+�ss .. .� ,� t1� �a�it�a� w r�rr sr� b�l�r is ; �� �� _ �,e.. �� � s�d �t: � ,. ,� _ �-�:: _ � ,��_ , .. � _ � =.�, . , , �., , . . : i0i'N il! t �T.� ` ': _ ' i! �► �A ir �.d ]�. �oist a�et�.} � _ . . . �,� , � . .. . . � ..� • . . . . . . . . . . . . �...�'i .. . . . � . � . .. . . . : , . . � , �. . - ,. . . . . . .. -Z • COUI�IGIGMEN - Requested by Eaepartment of: , Yeas : ���� Nays e ' �G�Sawr.L �"� In Favor . - . . .:��- � . .�' - .son��, , � _ Against �y . � ���A.�o.��� , , Adopted by Council: Date � �Y ��� RfQO� Form ptpproved by City Attorney .. . �. ,. � »�F�_... T r� . ,. . _ . Certified Pa: ed by Councit Secretary - BY .. . � .� ,�.t..>a--c_ �./I�..:�'.�'.f.v� ., � . BY y� ; � �PProv Y.,titavoc: Dat r4�Y � 5 ��� APProve ' y Mayor f ion to Council � __ gY-���a..�^����' _ �, . y �..R :. " .._, . � ,;.�r�. � _ :�- - � ° �,,.�,> - � :��,..�� , �� �� _ �` � : � � ' a, � . �.' �=,' � �� : ; . ., . �k�, _ _ w � "``�� - j""'� ��-��. .��y.�� ' - -� i`�` - �, :.Y=����-�"`� �'�--�� . .. . . 4 . {...\. `\ :.!� ._�^' r - ��yy Yy,c _ . . ' _ S."�.�Tv ��� 2.�.-F � .:. . - .s � , ! . . . .. . '`. ��.�` r �. .,� �: R .. ' � ' . y..y�„�,�.a T;i��i'x. � - , � � . �� . - , .�� . �. .. .. � '..: ' ~-.- . . � �-i ^t-!'4.�6y-� .^#� . � � � . . �ns�-_.... i � :'I�-- � . e\ _. . . . . F .: a . . � �w. , - . , . ,� .. . ' . -v. - .� .� • ' . . .. L- f' �"�_.. . .. � � ..�._. Y _� __ .. ."__.�.`... � ` � ..,_.vz. _ .,_ `. . .. . . 1`:... . . . �. . ��___... ' 1._ '� � ': . , ' . ' .� . . _ . ... - . �:� �_..... . 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'� � ��.- .. . ..r.,c, „ .. . .... . .. .. ._. . . , ..�.w°i,,_.. _ '.__. .. . �,. �.., . .. �_ ... .. ..._ .. .. . . -� a . _ . . , .. - . �:.+§�L":''�s .. . . _,..__ . . . . . .. ; �, . „ C.c . .. . .. . -. :..:.. . ,., . _'- - . � ;. ... _... .. � � � . � � . _ .__.�____ " . }�.��� , .. -�. .... .�> .' \ �IR+ / • �t ,4. , _ _ �',� ' � � � : �:� , ''�� ; � �� , �; ,'�~ - - ,; ,; _ � „ _ �� �::;� r _,,,�.x - '; r � . . 'RtY .. . . . . . � . .p:� „ .. �' .. .. . . . .� �_. �.� ��' � cx' - ���',. z� t - y' " _ ��, ry . �i:� \��� "-$� .. "� - . .. - _ 'fv¢. y H �Tf � �� � f; �f' `\�« �i � �yY� yr. � � � ��� �' ..:_ '� `� f� �`�,. �.:..� R� .r'r' :`5-= , . .. . . �. . � . ,.�y^i , _..c_ r R _ '\ ,_ .... . ,..�.1z . . __ . .�_.... .�., .� �..,:�.r . _ Maturity Year Interest Ra e 1990 5. 60% 1991 5 . 90 1992 6. 10 n 1993 6. 30 1994 6. 50 1995 6 . 70 . 1996 6 . 90 1997 7. 00 � 1998 7. 10 1999 7. 20 2000 7. 30 2001 � 7. 40 2008 � ;, 8.00 � Section 3 :�5. Red m tion. t;� � (A) O tional Re m tio . All Series 1988A Bonds maturing on or after '� 1, , shall be subject to redemption and prepaymer�,t at the option of the City on 1, , and o an Interest Payment Date thereafter at a price of par plus ac ru d interest plus a premium (expressed as a percentage',�o the principal amount redeemed) set forth below: �� Redemption Dates Redemption Premium 1, or 1, % 1, or 1, � 1, or 1, � 1, or 1, � 1, or 1, $ 1, and thereafte 0 � (B) Scheduled Mandator Redem ion. Subject to the terms of Section 2. 02, 2. 13 and 2. 16, the Series 1988A Bonds maturing on December l, 2008, are sub ect to redemption and prepayment on each December 1 in the y ars ,2002 through .2008 , inclusive, at a price of par lus accr d interest in the years and amounts set forth b low: 30 (K) remiu�. Th premium for the Municipal Aond Insurance Policy shall be a amount equal to . 00295� of the total debt servic on the I sured Bonds less ( 1) accrued interest paid by t e Purcha er upon issuance and delivery of Insured Bonds ( i .e. $ ) , and (2)__ a°; talized interest _ for the Insured Bpnd� ( i .e. $ �) , which amount has c' G� been agreed to be $ The premium shall be paid at closing of the Series 988A B�ds by transfer to AMBAC Indemnity in immediatel� av ilable funds of the full amount of the premium from the amo nt deposited in the Construction Account on the date of cl s 'ng. The premium is not refundable, notwithstandin any redemption or payment of Insured Bonds prior to mat ity. (L) Suits. For s long as the Insured Bonds remain outstanding, AMBAC Indemnity hall have the same rights as those granted to Bondholders b Section 7.01 of this Resolution. � '� 2 t � ���� payment of intere t thereon to the registered owners of the Insured Bo ds, and ( ii) in the case of subrogation as to claims for past due principal, the Bond Registrar sh 11 note AMBAC Indemnity' s rights as subrogee on th registration books of the City maintained by the Bond Registrar upora� surrender of the Bonds by the egistered owners ereof together with proof of the payment of Princi,�al thereof. (H) Fiduciaries. If at any timel`the City appoints a fiduciary for the Insured Bonds, the fol owing provisions shall apply while any Insur d Bonds remai outstanding: (1) The Fiduciar may be remo ed at any time, at the request of AMBAC Indemnity, for any breach of its duties or obligations. (2) AMBAC Indemni y shall receive prior written notice of any Fiduciary resi nation (3 ) Every success r Fi uciary appointed by the City shall be a trust company or an in good standing located in or incorporated or chartered u er the laws of the State of Minnesota or of the United S es duly authorized to exercise trust powers and subject to amination by federal or state authority, having a reporte capital and surplus of not less than $75, 000, 000 and accept le to AMBAC Indemnity. (I) Ri hts of on holders. Notwithstanding any other provision of this eso ution, in determining whether the rights of the Holders of Ins red Bonds will be adversely affected by any action aken ursuant to the terms and provisions of this Res lution, the City (and any Fiduciary for the Insured Bonds) sh 1 consider the effect on such Holders as if there were no M nicipal Bond Insurance Policy. (J) Parti s Intere ted Herein. Nothing in Section 3 . 09 of this Resolu ion expre, sed or implied is intended or shall be construed o confer pon, or to give to, any person or entity, other t an the Cit , AMBAC Indemnity, any Fiduciary for the Insured Bonds, and th registered owners of the Insured Bonds, any right, rem dy or claim under or by reason of Section 3 . 09 of this Resol tion or any covenant, condition or stipulation hereof, and al covenants, stipulations, promises and agreements in Se tion 3 . 09 of this Resolution(� contained by and on behalf of the City shall be for the sole and exclusive benefit of the ity, AMBAC Indemnity, an .�. °� Y Fiduciary for the Insured Bon s, if any, and the registered ���:�� owners of the Insured Bonds. ,� ,4 �� .. �,, ��i.�° - �:. 1 maturing in the years 1990 t rough 2001 rom tl u on recei t o e procee s o sale of t e Series 1988A Bonds, the sum of as ull �a�me t of the premium for the MunicipaT Bona Insurance Pol 'c rovided b such Credit Provi er . T e alance of am unts deposited in the Accounts as provided above shall be disb rsed or applied as provided in Article IV. Section 3 . 07. De sitor Letter A reement; Other Documents. (A) The Depositor for the Series 1988A onds shall be Midwest Securities Trust ompany pursuant to the Depository Letter Agreement approved be ow. Pursuant to the r quest of the Purchaser of the Series 988A Bonds to the Dep sitory, immediately upon the origina delivery of the Ser ' s 1988A Bonds, the Purchaser will de osit the Global Cer ficates representing all of said Bon s with the Deposito y. The Depository Letter Agreement f r the Series 1988 Bonds is hereby approved, and shall be executed on beha f of the City by the Mayor, Clerk and Direc or, Department Finance and Management Services, in subst ntially the for approved, with such changes or modifications therein as may be necessary and are approved by the City Atto ney. So long as Midwest Securities Trust Company is t e Depository r it or its nominee is the Holder of any lobal Certif cate, the City shall comply with the provisi ns of the D pository Letter Agreement, as it may be amend d or suppl mented by the City � from time to time with the ag eement or consent of Midwest Securities Trust Company. (B) The Mayor, Cle k and irector , Department of Finance and Management Servic s are ereby authorized and directed to execute and deliv r su other agreements, documents or certificates as ay e necessary or desirable to effectuate the purposes of this esolution upon approval of the form thereof by the City t orney. The Clerk and other officers of the City are direc ed to provide to bond counsel, the Purchaser , and others as propriate, certified copies of this Resolution and other p tinent proceedings of the City. All certificates provided t e City in connection with the authorization, issuance a de ivery of the Series 1988A Bonds shall be deemed represen ation of the City as to all matters stated therein. Section 3 .0 . No De i nation of ualified Tax-Exempt Obligations. The S ries 1988A Bonds, together with other obligations expected to e issued by the City in 1988 , 32 December 1 of - t�Year Amount 2002 $4,660,000 2003 5 ,000, 000 2004 5 , 380,000 2005 5 ,800, 000 2006 6, 255,000 2007 6, 745, 000 2008 (maturity) 7, 275 , 00 (C) General Redem tion Provision. Re emption may be in whole or in part of the Seri s 1988A Bond subject to prepayment. If optional red mption is i part, those Bonds remaining unpaid which have he latest aturity date shall be prepaid first. If only part of the Bo ds having a common maturity date are called for prepayme t, the Global Certificates may be prepaid in $5,00 increments of principal and, if applicable, the specific No -Global Bonds to be prepaid shall be chosen by lot by he Bond Registrar. Bonds or portions thereof called fo re emption shall be due and payable on the redemption dat , nd interest thereon shall cease to accrue from and afte e redemption date. Section 3 .06. De o its to Accounts; Disbursements. The proceeds of the Series 1 SA Bonds shall be deposited in the Accounts created by Art ' e IV hereof as follows: (a) to the Reserve co nt $ (b) to the Bond Ac ount $ (c) to the Const uction Account the balance of all amounts received upon sale of the Series 1988A Bonds. There shall e transferr d or disbursed to other City accounts, from e Constructio Account, promptly upon receipt of the proceeds of sale of the Series 1988A Bonds, the sum of $14,402,000 as reimbursement t the City of amounts previously expended for provements as m re fully described in a certificate the City to be elivered on the date of issuance of he Series 1988A B nds. Further , there shall be remitted fr m the Construction Account to AMBAC Indemnit Cor orati t e '•Cre it Provi er"" for the Series 1988A Bonds 1 ��f%O-3..5� . INDEX Page Recitals 1 ARTICLE I - DEFINITIONS 3 Section 1. 01. Defini ions 3 ARTICLE II - THE BONDS - IN GENER Part A - The B nds In General 11 Section 2. 01. Form of Bon 11 Section 2. 02. Redempt 'o , Purchase 11 Section 2. 03 . Bond Re ' trar 13 Section 2. 04. Executi and Deliver 13 Section 2. 05. Authen cation; Date of Registration 14 Section 2. 06. Regis r tion; Trans er; Exchange 14 Section 2. 07. Rig s pon Transf r or Exchange 15 Section 2. 08. In res Payment; ecord Date 15 Section 2. 09 . H ders; Treatme of Registered ner; onsent o Holders 16 Section 2. 10. uppleme tal Re olutions - Override 17 Part B - The G1 bal ertificates 19 Section 2. 11. Descript 'on the Global Certificates and Glob 1 ok-Entry System 19 Section 2. 12. Immobili at on of Global Certificates by the D p sitory; Successor Deposito ; Replacement Bonds 19 Section 2. 13. Redempti - Global Certificates 21 Section 2. 14 . Form of ond - Global Certificates 22 Section 2. 15. Registr ion; Transfer; Exchange - Global C rtificates 22 Part C - The on- lobal Bonds 23 Section 2.16. Rede ptio - Non-Global Bonds 23 Section 2. 17. For of B nd - Non-Global Bonds 23 Section 2.18. Re strat 'on; Transfer; Exchange - No -Globa Bond 24 Part D - Other Bo d Provisions ' 25 Section 2. 19. ariable ate Bonds/Adjustable Rate Bonds 25 Section 2. 20. Capital A preciation Bonds 26 Section 2.21. Credit Fa ilities 26 Section 2.22. Mandatory Purchase; Tender 27 ,��—'d�0.�� Page ARTICLE III - THE SERZES 1 88A BONDS 28 Section 3 . 01. Accept nce of 0 fer; Purchase Agreem nt 28 Section 3 . 02. The Series 1 8A Bonds-General 28 Section 3 . 03 . Purpose 29 Section 3 . 04 . Interes 29 Section 3 . 05. Redempt ' n 30 Section 3 . 06. Deposi to Accounts; Disbursements 31 Section 3 . 07. Depos ' ry Letter Agreement; Other Docu en s 32 Section 3 . 08. No esi nation of Qualified Tax- E mpt bligations 32 � ARTICLE IV - SEWER �RVICE NTERPRISE FUND; ACCOUNTS; EXCES�� EARNING FUND 33 Section 4 . 0]��" Sewer S rvice Enterprise Fund; �` Account 33 Section 4 02. Construction Account 33 Section . 03. Operatio and Maintenance Account 34 Sectio 4. 04. Revenue ond Debt Service Account 35 Secti 4. 05. Reserve ccount 38 Sect'on 4. 06. Excess I vestment Earnings Fund 40 Section 4. 07. Insuffic ent Amounts 41 Section 4 . 08. Other Fu d Provisions 41 Section 4 . 09. Investme ts 41 ARTICLE V - COVENANTS 43 Section 5. 01. Covenant 43 Section 5. 02. Tax Cove ants 45 Section 5. 03 . Negative Covenant as to Use of Improvem nts 46 Section 5 . 04 . Tax-Exem t Status of the Bonds; Rebate 4� Section 5. 05. Covenant ith Holders 47 ARTICLE VI - ADDITIONAL BONDS REFUNDING BONDS, OTHER REVENUE OB IGATIONS 48 Section 6. 01. Additiona Parity Bonds 48 Section 6. 02. Refunding Bonds ' S0 ARTICLE VII - OTHER PROVISION 52 Section 7. 01. Suit by B ndholders 52 Section 7. 02. Amendment 52 ������� Page Section 7. 03 . Discha ge �'`� 53 Section 7. 04 . Certif cate of Regist tion 54 Section 7. 05 . Record and Certifi tes 54 Section 7. 06. Severa ility 54 Section 7. 07. Headin s 55 �����3� WHEREAS: A. The City has incurred and will incur costs for the Combined Sewer Se aration Program, and for street improvements related t its sewer system, and for work required to abate infl w and infiltration and for other improvements thereto; nd B. This Council as determined that the Sewer System capital costs d scribed in paragraph A should be financed in whole or p rt through the issuance of sewer revenue bonds pursuant to the a�athority granted by Minnesota Statutes, Ch pter 475 and Section 116. 19 (the �� ,� Act ; and C. This Council inds, determines and declares that it is necessary and ex edient to issue sewer revenue bonds and use the proce ds thereof to provide moneys to make the Improvements t the Sewer System, to establish a Reserve Fund and provid for the costs of the issuance of such bonds; and D. Such bonds (th "Sewer Revenue Bonds" or "Bonds" ) shall be payab e solely from the Revenues (as defined herein) of the ewer System and shall not be a general obligation of t e City nor secured by the City' s full faith and credit; nd E. The City has h retofore issued registered obligations in certificated form, and incurred substantial costs associated with their printing and issuance, and substantia continuing transaction costs relating to their paymen , transfer and exchange; and F. The City has de ermined significant savings in transaction costs will r sult from issuing bonds in "global book-entry form" by which bonds are issued in certificated form in lar e denominations, registered on the books of the City in the name of a depository or its �0 4 O� nominee, and held in s fekeeping and immobilized by such depository, and such d posi.tory as par of the computer- ized national securiti s clearance s settlement system registers transfers of ownership ' erests in the bonds by making computerized book ent es on its own books and distributes payments o the ds to its Participants (as defined herein) shown n i books as the owners of such interests; and such Pa t ' ipants and other banks, brokers and dealers participat ' g in the National System will do likewise (not as age s of the City) if not the beneficial owners o th bonds; and G. The Cit has f rther determined that bonds shall be issuable und this eneral Resolution, as from time to time suppl ented, ( ) as taxable or tax-exempt bonds, (2) as fixe�rate oblig tions or as variable rate obligations`, (3) as bon s on which interest is paid currently or as bonds f r which the payment of interest is deferred, and (4 ) as bonds which are subject to optional or mandatory r demption or mandatory purchase or with provisions allowin the holders thereof to tender their bonds for purchas ; NOW, THEREFORE, BE IT RESOLVED by the Council of the City of Saint Paul, Minnesota, as follows: ��,�� RTICLE I D FINITIONS Section 1. 01. De initions. As used in this Resolution or any Supplemen al Resolution, the following terms shall have the meanings ass gned in this Section. Accreted Value: ith respect to a Capital Appreciation Bond on any da e, the present value thereof on the immediately preceding d te specified in such Bond (or if such date is the specified date, then on such date) , determined by computing the resent worth of all payments of principal and interest remai ing to be paid thereon using a discount factor equal to the yield at which such Capital Appreciation Bond was initia ly offered to the public, as further specified in a table of Accreted Values contained in the Capital Appreciation Bon and in the related Supplemental Resolution; Act: Minnesota St tutes, Chapter 475 and Section 116. 19 , as amended; Additional Bonds: onds issued pursuant to this Resolution as from time to ti e supplemented, other than the Series 1988A Bonds, including Additional Parity Bonds and Refunding Bonds issued as per itted by Article VI; Ad 'ustable Rate Bon : any Bond, the interest rate on which is not established a the time of calculation at a single numerical rate for the remaining term of such Bond, but for which the period between edeterminations of the interest rate is two (2) years or more; Bond Account: the "Revenue Bond Debt Service Account" or "Bond Account" wi hin the Sewer Service Enterprise Fund created and established b Section 4 . 04 hereof; Bond Registrar: the Treasurer of ,the City who shall act as bond registrar, transfe agent and paying agent, or any Fiduciary acting as bond regis rar, transfer agent or paying agent for any Bonds or series hereof; Bond Year: for each series of Bonds , each twelve- month calendar period ending o the anniversary of the delivery of such series of Bon s to the Purchaser thereof and payment therefor; 3 ����3� Bonds: any bonds from time to 'me issued pursuant to this Resolution or a Sup lemental Res ution, while such Bonds remain outstanding; � Ca ital A reciat on Bon any Bonds issued on the basis that interest thereon shal�; e�accrued and compounded periodically, and that paym nt � interest thereon shall only be made at maturity or at a s cified time or times prior to maturity or upon earlier re ption, by sinking fund installment or otherwise; Citv: the Ci of Saint Paul, Minnesota, or any successor to its func ons w' th respect to the Sewer System; Code: t Interna Revenue Code of 1986, as amended, or any ccessor co e, and all regulations, rulings and decision ereunder; Commitment: eithe (A) a binding commitment by a bank, a surety, insurance co pany or other financial institution generally regard d as responsible, which Commitment (i) provides fina cing sufficient to pay or purchase, as the case may be, Committed Temporary Bonds when due or required to be purchas d, (ii) provides for repayment of amounts dr�wn thereunder o er a period of at least five years and (iii) is filed with the City, together with an opinion of independent legal ounsel stating in effect that the Commitment is binding and enforceable in accordance with its terms, subject to such cu tomary exceptions relating to bankruptcy laws, insolvency 1 ws and other similar laws affecting creditors ' rights g nerally as such independent legal counsel deems necessary or (B) a binding covenant of the City to issue Bonds to refund the Committed Temporary Bonds if there are insufficient funds o pay or purchase, as the case may be, Committed Temporary B nds when due or required to be purchased; Committed Tem orar onds: Temporary Bonds secured by a Commitment; � Construc�.ion Account the account by that name within the Sewer Service Enter rise Fund created and established by Section 4. 02 he eof; Credit A reement: a y reimbursement agreement or similar instrument between the City and a Credit Provider with respect to a Credit Facility; 4 ���.���- Credit Facility: a letter of edit, surety bond, insurance policy or comparable instru t furnished by a Credit Provider with respect to one r more series of Bonds to satisfy in whole or part th City' obligation to maintain the Reserve Requirement with re pect o a series of Bonds, or to secure (a) the payment of d bt rvice (which may include the premium due on payment of a B d) on Bonds of a specified series, (b) the payment of purchase price (which may include accrued interest to he date of purchase) of Bonds of a specified series on the plicable purchase dates or tender dates, or (c) both the p m nt of debt service on a specified series of Bonds and the�,�"pay ent of the purchase price of Bonds of a specified series,rr`� Credit Provider: the bank, insurance company, financial institution or ot er entity providing a Credit Facility pursuant to a Cred ' t Agreement; Current Expenses: the normal, reasonable and current costs of operation a d maintenance of the Sewer System determined in accordance wit generally accepted accounting principles, including, witho t limitation, payments due to the Metropolitan Waste Control C mmission, but excluding the following: allowance for de reciation; costs of major sewer repairs; Debt Service Expens ; and Revenues transferred to other City funds or accounts to pay debt service on City general obligation debt purs ant to Section 4 . 03 (A) "Sixth" (1) ; Debt Service Ex en e: the amounts required to be paid or transferred from the Operation and Maintenance Account pursuant to Section 4. 03 (A) ' First" , "Second" and "Third" ; Depository: a tru t company or other fiduciary acting as a depository pursu nt to a Depository Letter Agree- ment with respect to Global ertificates; De ositor Letter reement: with respect to the Series 1988A Bonds, the Depository Letter Agreement dated , 1988 , by and amon' the City, t�►e Bond Registrar ( if other than the City) and idwest Securities Trust Company; and with respect to any other series of Bonds, the similar instrument with respect to G1 bal Certificates by and among the City, the Bond Registrar ( if other than the City) and a Depository; 5 l�����s� Excess Earnings: the amount of investment earnings on moneys held in the Sewe Service Enterprise Fund or any Account therein, or in any other fund or account, required to � be transferred to the Exce s Investment Earnings Account as earnings on "gross proceed " (as defined by or under the Code) in excess of the "yield" ( alculated as required by or under the Code) on Tax-Exempt Bo ds; Excess Investmen Earnin s Account: the account by that name within the City' Agency Fund created as established by Section 4 . 06 hereof; Fiduciary: any bank or other organization acting in a fiduciary capacity with r spect to any Bonds, whether as a paying agent, Bond Registra , tender agent, or escrow agent, or in a similar function; p ovided that a Depository shall not be considered a Fiduciary h reunder; Fiscal Year: the twelve (12) month period beginning on January 1 of each year a d ending on December 31 of the same year; provided that th City may, by Supplemental Resolution, provide for a d fferent twelve (12) month Fiscal Year for the Sewer System; Fixed Rate Bond: a Bond, the interest rate on which is established (with no rig t to vary) at the time of calculation at a single num rical rate for the remaining term of such Bond; Global Certificate: Bonds in the form of one certificate per maturity, ea h representing the entire principal amount of a series of Bonds due on a particular maturity date, which single ertificate per maturity may be transferred on the City' s bo d register as required by the Uniform Commercial Code, but which may not be exchanged for smaller denominations unless the City determines to issue Replacement Bonds as provide herein; Holder: the perso or entity in whose name a Bond is registered on the books o the City, or, in the case of Global Certificates, registe ed in the name of the Depository or its nominee; Improvements: any expansion, construction, recon- struction, equipping, modific tion or other betterment of a capital nature to the Sewer S stem; 6 ����3�J Interest Pa ment Date: any date on which an installment of interest is scheduled to become due on Bonds; in the case of Capital App eciation Bonds, the Interest Payment Date shall be the arliest of (1) the stated maturity date, (2) the redemption date, or (3) the dates on which interest is to be paid afte conversion of such Capital Appreciation Bonds to a Bon on which interest is paid periodically; Interest Rate Swa A reement: an agreement entered into by the City of the kin described in Minnesota Statutes, Section 475. 54 , Subdivision 16. Minimum Variable ate Interest Amount: for Variable Rate Bonds, the amount of i terest to be paid or to accrue on such Variable Rate Bonds du ing any one-month period at the highest interest rate permi ted by the terms of the Supplemental Resolution rel ting thereto, excluding the period, if any, after such ariable Rate Bonds may convert to Fixed Rate Bonds; National System: he computerized national securities clearance and set lement system to register transfer of ownership intere ts in debt securities by making book entries on the books of a Depository, and through which payments are distributed to articipants as shown on the books of the Depository as the own rs of such interests; Net Revenues: for any period of calculation, Revenues attributable to suc period less Current Expenses; Non-Global Bonds: Replacement Bonds, and any series of Additional Bonds which ar not issued in the form of Global Certificates; 0 eratin Reserve R uirement: the amount required to be maintained in the Opera ing Reserve Subaccount as provided in Section 4. 03 (c) a d 4 . 03 (a) "Fifth" ; 0 eratin Reserve S baccount: the subaccount by that name within the Operatio and Mainten�nce Account created and established by Section 4 . 3 hereof; O eration and Maint nance Account: the account by that name within the Sewer Se vice Enterprise Fund created and established as provided in Se tion 4. 03 hereof with an Operating Reserve Subaccount herein; 7 ��-��.� Participants: t e financial institutions or securities dealers for who the Depository effects book-entry transfers and pledges of s curities deposited and immobilize� with the Depository; Princi al Pa men Date: any date on which an installment of principal i scheduled to become due on Bonds, whether by scheduled matur ' ty or scheduled mandatory redemption or otherwise; Purchaser : the erson or entity specified in this Resolution or a Supplemental Resolution as the original purchaser of a series of Bo ds; Rebate Amount: t e amount required to be paid to the United States Treasury ursuant to Section 148 of the Code as rebate of investment ear ings (and, if applicable, actual or imputed earnings thereon to the extent such investment earnings are in excess of t e yield on a series of Tax-Exempt Bonds and are subject to re ate; Replacement Bonds. Bonds which replace Global Certificates as provided in Section 2. 12 hereof; Reserve Account: the account by that name within the Sewer Service Enterpris Fund created and established by Section 4 . 05 hereof; Reserve Re uiremen : as of any date of calculation, the sum of the Reserve Requi ements applicable to each series of Bonds then outstanding; a d for each series of Bonds, while any of such Bonds remain out tanding, the Reserve Requirement shall be, unless otherwise s ecifically provided in this Resolution or the appropriat Supplemental Resolution: (a) for each seri s of Taxable Bonds, as of any date of calculation, an amount equal to the maximum amount of principal and interest to become due in any Fiscal Year on all then outstanding Bonds of that series; (b) for each seri s of Tax-Exempt Bonds, as of any date of calculation, an amount equal to the least of: ( I) ten percent (10�) of the lesser .of ( .i ) the original principal amount of such Bonds or ( ii ) the "issue price" of such Bonds, determine as required by Section 148 of the Code; or (II) the ma imum amount of principal and interest to become due i any Fiscal Year on all then outstanding Bonds of tha series; or (III) the maximum 8 ����� amount permitted unde Section 148 of th� Code to be held in a reserve fund and invested at a yi d in excess of the yield on such ser es of Tax-Exemp Bonds; provided that, the calcula ion of the ximum amount of interest to become due on ariable e Bonds, Adjustable Rate Bonds or Temporary Bonds s all be ased on the same method used for the purposes of S ctio 6. 01 (B) ; Resolution: this eneral Resolution Relating to Sewer Revenue Bonds, adopt by the City Council of the City on , 1988 , as r m time to time amended or supple- mented; Revenues: all am unts received from the operation of or in connecti with th Sewer System, including (a) sanitary sewer s rvice char es or surcharges , storm sewer system charges sewer avail bility charges, all other Sewer System charg or surcharge imposed on Sewer System users or City prope y owners, asses ments, penalties or interest due on delinquent amounts, (b) arnings on moneys held in any fund or Account, (c) moneys received upon the sale, lease, transfer , conveyance or oth r disposition of any real or personal property which is p rt of the Sewer System, and (d) any other revenues of whatev r kind and from whatever source derived arising from the Sew r System; but excluding assessments for Sewer System improvements dedicated to other uses which preclude the appl ' cation of such assessments to the payment of Bonds; � Series 1988A Bonds the City' s Sewer Revenue Bonds, Series 1988A, in the origina principal amount of $78,450, 000* ; Sewer Service Ente rise Fund: the Sewer Service Enterprise Fund created and stablished as provided in Section 4 . 01 as an enterprise fund, ith Accounts therein as provided in Article IV; Sewer System: the ity� s storm and sanitary sewer systems, including all piping, pumps, valve's, maintenance equipment and buildings, impr vements and real and personal property used in connection t erewith, and all funds , accounts, contract rights, pe mits, authorization, approach and intangibles related there o; * subject to change 9 �����3� Substitute De ositor : a trust company or other fiduciary which replaces a epository; Su lemental Reso ution: a resolution adopted by the City Council of the Cit which supplements or amends this Resolution, including any S pplemental Resolution authorizing the issuance of Bonds other than the Series 1988A Bonds; Taxable Bonds: a y Bonds which are not Tax-Exempt Bonds on their date of orig nal issue; Tax-Exempt Bonds: Bonds issued pursuant to this resolution as from time to ime supplemented for which the City receives, on the date f their original issuance, an opinion of bond counsel to he effect that interest on such Bonds is excludable from gr ss income for federal income tax purposes under Section 103 f the Code; Temporary Bonds: ny series of Bonds with ( i ) an initial term of three years r less, (ii ) a provision that requires mandatory purchase f such series of Bonds within three years of its issuance r ( iii) a provision which permits the Holders thereof to requi e redemption of such series of Bonds within three years of ts issuance; provided however, that a series of Bonds shall not be deemed Temporary Bonds by reason or any right of the H lders thereof to (A) accelerate or cause the obligations to e prepaid or purchased upon the happening of an event of def ult or (B) tender the Bonds of that series for purchase; Variable Rate Bond: any Bond, the interest rate on which is not established at he time of calculation at a single numerical rate for th remaining term of such Bond and for which the period between redetermination of the interest rate is two (2) years or less. 0 ����s- A TICLE II THE BON S - IN GENERAL PART A - THE BONDS - IN GENERAL Section 2. 01 . For of Bond. If so specified herein or in a Supplemental Resolut 'on, the Bonds shall be in the form of Global Certificates nless and until Replacement Bonds are made available as provid d in Section 2. 12, and otherwise shall be in the form of Non- lobal Bonds. The form of Bonds for any specific series shal be as set forth in Exhibit A or Exhibit B hereto, but may co tain such additional or different terms and provisions as to t e form and time of payment, record date, notices and oth r matters as are consistent with this Resolution or the appli able Supplemental Resolution. Section 2. 02. Red m tion; Purchase. The Bonds of any series issued pursuant t this Resolution or any Supplemental Resolution may e subject to optional redemption , or to mandatory redemption an prepayment on a scheduled basis, provided that the inst llments of principal scheduted for scheduled mandatory redem tion of Bonds of a particular series and maturity shall be educed, pro rata , if and to the extent the Bonds of that seri s and maturity have been or wil.l be optionally redeemed by the City, in whole or part, prior to or on the date scheduled for ayment of the specified principal amount on the dates and at the redemption prices specified in Section 3 . 05 (wi h respect to the Series 1988A Bonds) or in the applicable S pplemental Resolution (with respect to Additional Bonds) . Redemption may be in whole or in part of the Bonds subject o prepayment; provided that there shall be no reduction o the amount scheduled for redemption on a mandatory red mption date except to the extent Bonds of the maturity to be r deemed have been optionally redeemed or will be optionall redeemed on the scheduled redemption date as provided ab ve, and except that the City may, at its option, purchase B nds of the maturity to be redeemed and upon cancellation thereof apply the principal amount purchased and cancelled as a credit against the principal amount to be redeeme . • If optional redemption is in part, those Bonds remaining unpaid which have the latest m turity date shall be prepaid first. If only part of the Bo ds having a common maturity date are called for prepayment the Bonds may be prepaid i.n 55 , 000 increments of principal (or, in the case of Capital Appreciation Bonds, in increme ts of Accreted Value) and the 1 ������� specific Bonds to be prepaid shall be chosen by lot by the Bond Registrar as hereinafer provided. Bonds or portions thereof called for redemptio shall be due and payable on the redemption date, and interes thereon shall cease to accrue from and after the redemptio date. The Bond Registrar shall call Bonds for redemption and payment as herein provid d upon receipt by the Bond Registrar at least forty-fiv (45) days prior to the redemption date of a request f the City, in written form if the Bond Registrar is other t an a City officer . Such request shall specify the principal a ount of Bonds to be called for redemption, the redemption da e and the redemption price. Published notice of redemption shall in each case be given in accordance with law, and mailed notice of redemption shall be given to the paying gent ( if other than a City officer) and to each affected Holder . If and when the City shall call any of the Bonds f r redemption and payment prior to the stated maturity thereo , the Bond Registrar shall give written notice in the name of the City of its intention to redeem and pay such Bonds at he office of the Bond Registrar . Notice of redemption shall be given by first class mail, postage prepaid, mailed not 1 ss than thirty (30) days prior to the redemption date, to ea h Holder of Bonds to be redeemed, at the address appearing in the Bond Register; provided that if a Depository etter Agreement contains other or different requirements for elivery to a Depository, then the provisions of the Deposito y Letter Agreement shall be followed for that Holder . Al1 notices of redemption shall state: (a) The redemption ate; (b) The redemption rice; (c) If less than al outstanding Bonds are to be redeemed, the i entification (and, in the case of partial rede ption, the respective principal amounts or Accr ted Values) of the Bonds to be redeemed; � (d) That on the rede ption date, the redemption price will becom due and payable upon each such Bond, and t at interest thereon shall cease to accrue rom and after said date; and 1 ��,���.` (e) The place wh re such Bonds are to be surrendered for payment of the redemption price (which shall e the office of the Bond Registrar) . Section 2. 03. Bon Re istrar. The Treasurer of the City is appointed to act as ond registrar and transfer agent with respect to the Series 1 88A Bonds and all Additional Bonds (the "Bond Registrar" ) and shall so act for all Bonds unless and until a successor or different Bond Registrar is duly appointed for all Bonds or for any series of Bonds. Different persons or entitie may be appointed to act as Bond Registrar or as a successor ond Registrar for different series of Bonds, but only on person or entity shall be Bond Registrar for each series of Bonds at any time. A successor or different Bond Registrar shall be an officer of the City or a bank or trust company eligi le for designation as bond registrar pursuant to Minneso a Statutes, Chapter 475, and may be appointed pursuant to any ontract the City and such successor or different Bond R gistrar shall execute which is consistent herewith. The Bon Registrar shall also serve as paying agent unless and until a successor paying agent is duly appointed. Principal and int rest on the Bonds shall be paid to the Holders (or record hol ers) of the Bonds in the manner set forth in the forms of Bon and Section 2. 08 of this Resolution or, with respect t any Additional Bonds, the Supplemental Resolution appli able thereto. Section 2. 04. Exec tion and Deliver . The Bonds shall be executed on behalf of the City by the signatures of its Mayor , Clerk and Director, Department of Finance and Management Services, each with the effect noted on the forms of the Bonds, and be sealed wi h the seal of the City; provided, however , that the se 1 of the City may be a printed or photocopied facsimile; and rovided further that any of such signatures may be printed or photocopied facsimiles and the corporate seal may be omit ed on the Bonds as permitted by law. In the event of disabili y or resignation or other absence of any such officer, t e Bonds may be signed by the manual or facsimile signature f that officer who may act on behalf of such absent or disab ed officer. 7n case any such officer whose signature or fac imile of whose signature shall appear on the Bonds shall ceas to be such officer before the delivery of the Bonds, such si nature or facsimile shall nevertheless be valid and sufficient for all purposes, the same as if he or she had remain d in office until delivery. 1 ���_�3�s The Bonds when so prepared and exec ted, shall be delivered by the Director , epartment of Fin nce and Manage- ment Services, to the Purch ser upon recei of the purchase price, and the Purchaser shall not be ob 'ged to see to the proper application thereof. Section 2. 05. Aut entica on; Date of Re istration. No Bond shall be valid or ob igat y for any purpose or be entitled to any security or en it under this resolution unless a Certificate of Auth ication on such Bond, substan- tially in the form set fort on the for.m of Bond, shall have been duly executed by an a orized representative of the Bond Registrar. Certificates f uthentication on different Bonds need not be signed by e sa e person. The Bond Registrar shall authenticate th signa ures of officers of the City on each Bond by execut ' n of th Certificate of Authentication on the Bond and by ' erting as the date of registration in the space provided the date on w ich the Bond is authenticated. For purposes of delivering the original Bonds to the Purchaser , the Bond Registrar shall insert as the date of registration the date of original issue, which date is specified in Section 3 . 02 for the Series 1988A Bonds and shall be as specified in the applic ble Supplemental Resolution for each series of Additional Bon s. The Certificate of Authentication so executed on each Bond shall be conclusive evidence that it has been aut enticated and delivered under this resolution. Section 2. 06. Re i tration; Transfer; Exchan e. The City will cause to be kep at the principal office of the Bond Registrar a bond registe in which, subject to such reasonable regulations as the Bond Registrar may prescribe, the Bond Registrar shall provide for the registration of Bonds and the registration of transf rs of Bonds entitled to be registered or transferred as h rein provided. All Bonds surrendere upon any exchange or transfer provided for in this Resolutio shall be promptly cancelled by the Bond Registrar and thereaf er disposed of as directed by the City. . All Bonds delivered n exchange for or upon transfer of Bonds shall be valid specia obligations of the City evidencing the same debt, and ntitled to the same benefits under this Resolution, as the onds surrendered for such exchange or transfer. 1 ��a ���✓� Every Bond presen ed or surrendered for transfer or exchange shall be duly endo sed or be accompanied by a written instrument of transfer , in orm satisfactory to the Bond Registrar, duly executed by the holder thereof or his, her or its attorney duly authorized in writing. The Bond Registrar may require payment of a sum sufficient to cover any tax r other governmental charge payable in connection with t e transfer or exchange of any Bond and any legal or unusua costs regarding transfers and lost Bonds. Transfers shall al o be subject to reasonable regulations of the City cont ined in any agreement with, or notice to, the Bond Registra , including regulations which permit the Bond Registrar to close its transfer books between record dates and payment dat s. Section 2. 07. Ri hts U on Transfer or Exchange. Each Bond delivered upon tran fer of or in exchange for or in lieu of any other Bond shall arry all the rights to interest accrued and unpaid, and to ac rue, which were carried by such other Bond. Section 2. 08 . Inte est Pa ment; Record Date; Principal Payment Date. The nterest Payment Dates for all series of Fixed Rate Bonds sh 11 be June 1 and December 1 of each year from the date of is uance thereof until maturity unless different Interest Pay ent Dates are specified in the Supplemental Resolution autho izing the issuance of such series of Fixed Rate Bonds. Interest on any Global Ce tificate shall be �3aid as provided in the first paragrap thereof, and interest on any Non-Global Bond shall be paid n each Interest Payment Date by check or draft mailed to the p rson in whose name the Bond is registered (the "Holder" ) on t e registration books of the City maintained by the Bond Re istrar , and in each case at the address appearing thereon at t e close of business on the fifteenth (15th) calendar day receding such Interest Payment Date (the "Regular Record Date' ) . Any such 7nterest not so timely paid shall cease to be ayable to the person who is the Holder thereof as of the Regul r Record Date, and shall be payable to the person who is t e Holder thereof at the close of business on a date (the "Sp cial Record Date" ) fixed by the Bond Registrar whenever money ecomes available for payment of the defaulted interest. 1 ��d �4�� If so provided in this Resolution er in a Supplemental Resolution, interest may be paid to the Holder of a specified principal amount (or larger principal amount) of bonds of a particular series, at such older ' s option, by wire transfer to an account specified in riting by such Holder, which account must be maintained 'n a United States office or branch of a commercial bank, thrif institution or other financial institution. Notice of the pecial Record Date shall be given by the Bond Registrar to the Holders not less than ten (10) days prior to the Special Re ord Date. The Principal Paym nt Date for all series of Bonds shall be December 1 of each ear, beginning on the December 1 specified herein (for the Se ies 1988A Bonds) �or in a Supplemental Resolution (for each series of Additional Bonds) unless a different Principal Payment Date is specified in a Supplemental Resolution auth rizing the issuance of a series of Additional Bonds. Nothin in this paragraph or otherwise in this Resolution shall be onstrued to limit the right of the City to schedule princip 1 to become due as term bonds subject to scheduled mandatory redemption from sinking fund installments, or to require t e City to schedule principal to become due in each year durin the term of a specific series of Bonds. Section 2. 09. Hold rs; Treatment of Re istered Owner; Consent of Holders. (A) For the purposes of 11 actions, consents and other matters affecting Holders of onds issued under this Resolution, as from time to t 'me supplemented, other than payments, redemptions, and pu chases, the City may (but shall not be obligated to} treat as the Holder of a Bond the beneficial owner of the Bond instead of the person in whose name the Bond is registered. or that purpose, the City may ascertain the identity of the eneficial owner of the Bond by such means as the Bond Registr r in its sole discretion deems appropriate, including but not limited to a certificate from the person in whose name the B nd is registered identifying such beneficial owner. . (B) The City and Bond Reg strar may treat the person in whose name any Bond is registe ed as the owner of such Bond for the purpose of receiving p yment of principal of and premium, if any, and interest subject to the payment provisions in Section 2. 08 abo e) on, such Bond and for all other purposes whatsoever whet er or not such Bond shall be overdue, and neither the City or the Bond Registrar shall be affected by notice to the contrary. 1 ����33� (C) Any consent, requ st, direction, approval, objection or other instrument required by this Resolution, as supplemented to be signed an executed by the Holders may be in any number of concurrent ritings of similar tenor and must be signed or executed by suc Holders in person or by agent appointed in writing. Proof of the execution of any such consent, request, direction, approval, objection or other instrument or of the writing appointing any such agent and of the ownership of Bonds, if m de in the following manner , shall be sufficient for any of the purposes of this Resolution as supplemented, and shall be c nclusive in favor of the City with regard to any action ta en by it under such request or other instrument, namely: (1) The fact and ate of the execution by any person of any such writing may be proved by the certificate of any offic r in any jurisdiction who by law has power to take acknow edgments within such jurisdiction that the pe son signing such writing acknowledged before him he execution thereof, or by an affidavit of any witness to such execution. (2) Subject to the provisions of subsection (A) , above, the fact of the o nership by any person of Bonds and the amounts and numb rs of such Bonds, and the date of the holding of the sa e, may be proved by reference to the Bond Registrar. Section 2. 10. Su emental Resolutions - Override. Notwithstanding any provision herein to the contrary, a Supplemental Resolution authorizing the issuance of Additional Bonds may modify the terms of those Additional Bonds, and the prescribed form thereof, in a anner inconsistent with this Article II , and in such case t e terms of the Supplemental Resolution shall control as to the related series of Additional Bonds; provided how ver , that the terms of the Supplemental Resolution may no be such as to materially prejudice the interests of the Holders of Bonds then outstanding; provided that: (A) a Supplemental esolution authorizing the issuance of Additional Pa ity Bonds or Refunding Bonds as permitted by Article VI h reof; and (B) a Supplemental esolution permitted by Section 7. 02; 1 �J���.�s� PART B - THE LOBAL CERTIFICATES Section 2. 11. Des ri tion of the Global Certificates and Global Book Entr S stem. Upon their original issuance the Bonds ay be issued in the form of a single Global Certificate fo each maturity, deposited with the Depository by the Purcha er and immobilized as provided in Section 2. 12. No beneficial owners of interests in the Bonds will receive certificates re resenting their respective interests in the Bonds excep as provided in Section 2. 12. Except as so provided, durin the term of the Bonds, beneficial ownership (and sub equent transfers of beneficial ownership) of interests in th Global Certificates will be reflected by book entries mad on the records of the Depository and its Participan s and other banks, brokers, and dealers participating in the ational System. The Depository's book entries of eneficial ownership interests are authorized to be in incre ents of $5, 000 of principal of the Bonds (or , in the case of Capital Appreciation Bonds, in increments of Accreted Value r in increments of $5 , 000 Accreted Value at maturity) , ut not smaller increments, despite the larger authorized denominations of the Global Certificates. Payment of pri cipal of, premium, if an interest on the Global Certifi ates will be made to the�Bond Registrar as paying agent, and in turn by the Bond Registrar to the Depository or its nomin e as registered owner of the Global Certificates, and the D pository according to the laws and rules governing it will re eive and forward payments on behalf of the beneficial owner of the Global Certificates. Payment of principal of, premium, if any, and interest on a Global Certifica e may, in the City� s discretion, be made by such ot er method of transferring funds as may be requested by the Dep sitory for a Global Certificate. Section 2. 12. Immobi ization of Global Certificates b the De ositor ; Successor De ositor ; Re lacement Bonds. Pursuant to the request of the urchaser to the Depository, immediately upon the original d livery of th� Bonds the Purchaser will deposit the Glob l Certificates representing all of the Bonds with the Depos tory. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Depository, shall be registered in the name of the Depository or its nominee and shall be hel immobilized from circulation at the offices of the Depositor on behalf of the Purchaser and subsequent bondowners. The epository or its nominee will be the sole holder of record of he Global Certificates and no 19 ����� investor or other party pur hasing, selling or otherwise transferring ownership of i terests in any Bond is to receive, hold or deliver any Global ertificates so long as the Depository holds the Global ertificates immobilized from circulation, except as provi ed below in this Section and in Section 2. 15 . Global Certificate evidencing the Bonds may not, after their original deliver , be transferred or exchanged except: a G1oba11CertPficate, Sa aprovidedtinnSections�2n06sand of 2. 15 , ( ii) To any succe sor of the Depository (or its nominee) or any substitu e depository (a "Substitute Depository" ) designated ursuant to clause ( iii ) of this subparagraph, provided t at any successor of the Depository or any Substi ute Depository must be both a "clearing corporation" a defined in the Minnesota Uniform Commercial Code t Minnesota Statutes, Section 336. 8-102, and a qualified and registered "clearing agency" as pro ided in Section 17A of the Securities Exchange Act f 1934 , as amended, ( iii) To a Substitu e Depository designated by and acceptable to the City up n (a ) the determination by the Depository that the Bonds shall no longer be eligible for its depository services o (b) a determination by the City that the Depository s no longer able to carry out its functions, provided t at any substitute depository must be qualified to act s such, as provided in clause (ii ) of this subparagraph, or (iv) To those pers ns to whom transfer is requested in written trans er instructions in the event that: (a) the Deposit ry shall resign or discontinue its services for the Bonds and the City is unable to locate a Substitu e Depository within two (2) months following the resignation or determination of non-eligibility, r (b) the City de ermines in its sole discretion that (1) the continuation of the book-entry system described herein, whi h precludes the issuance of 20 �S� ���-�.3 certificates (oth r than Global Certificates) to any Holder other han the Depository (or its nominee) , might a versely affect the interests of the beneficial ow ers of the Bonds, or (2) that it is in the best in erest of the beneficial owners of the Bonds that th y be able to obtain certificated Bonds, in either of which events th City sha]_1 notify Holders of its determination and of the ava ' lability of certificates (the "Replacement Bonds" ) to Hold rs requesting the same and the registration, transfer and e change of such Bonds will be conducted as provided in Sections 2. 18 and 2. 06 hereof. In the event of a r placement of the Depository as may be authorized by this par graph, the Bond Registrar upon presentation of Global Certif cates shall regis�er their transfer to the substitute or successor depository, and the substitute or successor depos tory shall be treated as the Depository for all purposes a d functions under this resolution. The Depository L tter Agreement shall not apply to a Substitute Depository un ess the City and the Substitute Depository so agree, and a si ilar agreement may be entered into. Section 2. 13 . Redem tion - Global Certificates. Upon a reduction in the aggreg te principal amount of a Global Certificate, the Holder may ma e a notation of such redemption on the panel provided on the G obal Certificate stating the amount so redeemed, or may ret rn the Global Certificate to the Bond Registrar in exchange or a new Global Certificate authenticated by the Bond Regi trar, in proper principal amount. Such notation, if mad by the Holder , shall be for reference only, and may not be relied upon by any other person as being in any way determinat 've of the principal amount of such Global Certificate outsta ding, unless the Bond Registrar has signed the appropriate col mn of the panel. For the purposes of giving notice in accordance with Section 2. 02, the "Holder" of G obal Certificates shall be the Depository or its nominee if th Global Certificates are then registered in the name of the D pository or its nominee. Notices to the Holder shall con ain the CUSIP numbers of the Bonds. If there are any Holder of the Bonds other than the Depository or its nominee, the ond Registrar shall use its best efforts to deliver any suc notice to the Depository on the business day next preceding the date of mailing of such notice to all other Holders. 21 �-�-�3s Section 2. 14 . Fo m of Bond - Global Certificates. The Global Certificates, to ether with the Certificate of Registration, the Register f Partial Payments, the form of Assignment and the registra ion information thereon, shall be in substantially the form of Exhibit A hereto (except as may be otherwise provided in the applicable Supplemental Resolution) and may be typew itten rather than printed. Section 2. 15. Re stration; Transfer; Exchan e - Global Certificates. A Glob 1 Certificate shall be registered in the name of the payee on he books of the Bond Registrar by presenting the Global Certif 'cate for registration to the Bond Registrar, who will endorse is or her name and note the date of registration opposite the name of the payee in the certificate of registration n the Global Certificate; provided however , that a Glob 1 Certificate may not be registered in blank or in the name of "bearer" or similar designation. Thereafter a G1 bal Certificate may be transferred by delivery with n assignment duly executed by the Holder or his, her or its legal representative, and the City and Bond Registrar may t eat the Holder as the person exclusively entitled to exere se all the rights and powers of an owner until a Global Certi icate is presented with such assignment for registration o transfer, accompanied by assurance of the nature provi ed by law that the assignment is genuine and effective, and until such transfer is registered on said books and noted thereo by the Bond Registrar, all subject to the terms and condi ions provided in the Resolution and to reasonable regulations f the City contained in any agreement with, or notice to, he Bond Registrar . Section 2. 06 shall also apply to the r gistration, transfer and exchange of Global Certificate . Global Certificates ay not be exchanged for Global Certificates of smaller denomi ations except as provided in Section 2. 13 upon a partial redemption. Transfer of a Tax-Exe pt Global Certificate may, at the direction and expense of th City, be subject to other restrictions if required to qua ify the Tax-Exempt Global Certificates as being "in regis ered form" within the meaning of Section 149 (a) of the federa Internal Revenue Code of 1986 , as amended. 22 Gr� ��'�3`�J PART C - THE NON-GLOBAL BONDS Section 2. 16. Red m tion - Non-Global Bonds. To effect a partial redemption f Non-Global Bonds having a common maturity date, the Bo d Registrar prior to giving notice of redemption shall assign to each Non-Global Bond having a common maturity date a distinctive number for each $5 , 000 of the principal amoun (or, in the case of Capital Appreciation Bonds, Accreted alue at maturity) of such Non- Global Bond. The Bond Regist ar shall then select by lot, using such method of selectio as it shall deem proper in its discretion, from the numbers o assigned to such Non-Global Bonds, as many numbers as, at $5, 000 for each number , shall equal the principal amount (o Accreted Value) of such Non- Global Bonds to be redeemed. The Non-Global Bonds to be redeemed shall be the Non-Glo al Bonds to which were assigned numbers so selected; provided, however, that only so much of the principal amount of each uch Non-Global Bond of a denomination of more than $5, 000 (or more than $5, 000 Accreted Value at maturity) shall be re eemed as shall equal S5 , 000 of principal amount (or Accreted alue at maturity) for each number assigned to it and so s lected. it shall befsurrenderedatoBthe Bond�Registrarm(withlyifnthert, City or Bond Registrar so requ res, a written instrument of transfer in form satisfactory o the City and Bond Registrar duly executed by the Holder th reof or his, her or its attorney duly authorized in wr ' ting) and the City shall execute (if necessary) and the Bond Registrar shall authenticate and deliver to th Holder of such Non-Global Bond, without service charge, a new Non-Global Bond or Bonds of the same series having the s me stated maturity and interest rate and of any author ' zed denomination or denominations, as requested by uch Holder , in aggregate principal amount equal to and i exchange for the unredeemed portion of the principal of the Bond so surrendered. has notifiedlthe Holde�s ofnGlo alnCertificatesSthatf the City Replacement Bonds have been mad available as provided in Section 2. 12, then for every Bo d thereafter transferred or exchanged the Bond Registrar sh 11 deliver a certificate in the form of the Replacement Bon rather than the Global Certificate, but the Holder of a Global Certificate shall not otherwise be required to exchang the Global Certificate for one or more Replacement Bonds si ce the City recognizes that some bondholders may prefer the onvenience of the 23 � �-��-��� Depository' s registered own rship of the Bonds even though the entire issue is no longer r . uired to be in global book- entry form. Replacement Bonds, an all Bonds issued as Non-Global Bonds, together with the Bon Registrar ' s Certificate of Authentication, the form of ssignment and the registration information thereon, shall b in substantially the form of Exhibit B hereto (except as ay be otherwise provided in the applicable Supplemental Reso ution) . Section 2. 18. Re ' stration; Transfer; Exchan e - Non-Global Bond. Upon surre der for transfer of any Non- Global Bond at the principal office of the Bond Registrar , the City shall execute (if necess ry) , and the Bond Registrar shall authenticate, insert th date of registration (as provided in Section 2. 05) of, and deliver, in the name of the designated transferee or tran ferees, one or more new Non- Global Bonds of any authorize denomination or denominations of a like aggregate principal amount, having the same stated maturity and interest rate, a requested by the transferor; provided, however , that no Bo d may be registered in blank or in the name of "bearer" or si ilar designation. Whenever ownership of any Non-Global B nds should be transferred without surrender of the Non- lobal Bond for transfer or should be registered in nomine name only, the registered owner of the Non-Global Bond s all, if and to the extent required to preserve the exclu ion from gross income of the interest on the Bonds and at t e direction and expense of the City, maintain for the City a ecord of the actual owner of the Non-Global Bond or of bene ifcial interests therein. At the option of the Holder of a Non-Global Bond, such Bonds may be exchanged fo Non-Global Bonds of any authorized denomination or den minations of a like aggregate principal amount and stated maturity, upon surrender of the Non-Global Bonds to be exchange at the principal office of the Bond Registrar. Whenever a y Non-Global Bonds are so surrendered for exchange, the C ' ty shall execute (if necessary) , and the Bond Regist ar shall authenticate, insert the date of registration of, an deliver the Non-Global Bonds which the Holder making the exc ange is entitled to receive. Section 2. 06 shall also apply t the registration, transfer and exchange of Non-Global Bond . 24 ��-�.� � PART D - OTH R BOND PROVISIONS Section 2. 19. Variable Rate Bonds Ad 'ustable Rate Bonds. (A) A Supplemental Res lution may provide that a series of Bonds be issued as Variabl Rate Bonds or as Adjustable Rate Bonds. In that case, th form of bond for a series of Variable Rate Bonds or Adjust ble Rate Bonds shall be varied from the forms of bond attach d hereto as Exhibits A and B, as appropriate to include therei provisions with respect to the rate of interest to be borne rom time to time by such series of Variable Rate Bonds or Adj stable Rate Bonds, to provide for the conversion of a serie of Variable Rate Bonds or Adjustable Rate Bonds to Fixe Rate Bonds, and, if applicable, to provide for the mandatory urchase or purchase of Variable Rate Bonds or Adjustable Rate Bonds upon demand by a Holder thereof, or otherwise, as app opriate. (B) If necessary to obtain an investment grade rating for a series of Variable Rate onds or Adjustable Rate Bonds, or to maintain the rating or r tings then in effect for other series of outstanding Bonds, t e City shall obtain a Credit Facility. (C) If and as further pr vided in the Supplemental Resolution authorizing the iss ance of a series of Variable Rate Bonds or Adjustable Rate onds, the City shall appoint a member of the National Associa ion of Securities Dealers (a "Remarketing Agent" ) to remark t the Variable Rate Bonds or Adjustable Rate Bonds from tim to time, and to perform such other duties as the City shall deem necessary or advisable, which duties may include determinations from time to time of the rate of interest to be born by such series of Variable Rate Bonds or Adjustable Rate B nds. Each such Remarketing Agent shall be appointed pursua t to the applicable Supplemental Resolution, and th City shall enter into an agreement with such Remarketing Agent specifying the duties and obligations of the Remarket ng Agent, and providing for compensation to the Remarketing Agent. (D) On the date of origin 1 issuance of� a series of ` Variable Rate Bonds, there shal be deposited in the Bond Account the Minimum Variable Ra e Interest Amount for such series of Variable Rate Bonds. o similar deposit shall be required in connection with the ' ssuance of a series of Adjustable Rate Bonds, unless su h a deposit is necessary in order to maintain the rating or atings then in effect for other Bonds then outstanding. 25 l� 0 0 '!��'S� (E) The provisions of this Resol.ution, as from time to time supplemented, pertinen to Variable Rate Bonds or Adjustable Rate Bonds shall applY only for so long as such Bonds bear interest subject to redetermination as provided therein and in the applicab e Supplemental Resolution. From and after the date on which such Bonds become obligations which bear interest at a si gle numerical rate for their remaining term, such Bonds hall be deemed Fixed Rate Bonds subject only to the provisi ns hereof applicable to Fixed Rate Bonds. Section 2. 2p. Ca ital reciation Bonds. (A) A Supplemental Res lution may provide that a series of Bonds, or any portion the eof, may be issued as Capital Appreciation Bonds, in which case the Supplemental Resolution authorizing the issuance of he Capital Appreciation Bonds and the form of Bond shall inclu e therein appropriate provisions with respect to the accrual a d compounding of interest and other provisions determined t be necessary or desirable by the City. The Supplemental R solution shall further specify the Accreted Value of such Ca ital Appreciation Bonds as of specified dates from the date of issue to maturity. The forms of Bond attached hereto as Ex ibits A and B shall be modified as necessary to include provi ions required for Capital Appreciation Bonds. (B) For the purposes of payment and redemption and of any actions, consents or other matters affecting the Holders of Bonds, the principal amount of any Capital Appreciation Bond on the appropriate date s all be its Accreted Value as of the most recent date of determ 'nation. (C) If so provided in th applicable Supplemental Resolution, Capital Appreciati n Bonds may be issued on terms which provide for the payment f interest thereon periodically after a specified date. After such date, if any, such Bonds shall be treated as Fixed Rate Bonds. Section 2. 21 . Credit Facilities. �Nothing in this Resolution or any Supplemental esolution shall be construed to limit the right of the City o obtain a Credit Facility for the benefit of the Holders of a 1 or any portion of any series of Bonds issued hereunder. The terms a n d con ditions for each suc h Credit Facility shall be s t forth in the applicable Supplemental Resolution and in he related Credit Agreement. Each Credit Facility shall be h ld by the City (or a Fiduciary 26 ���� acting for the benefit of t e City and Holders of Bonds) for the sole and exclusive bene it of the Holders of the Bonds secured by such Credit Faci ity, and such Credit Facility shall not be an asset avail ble for the benefit of any other Holders of Bonds. Section 2. 22. Ma dator Purchase; Tender. The Bonds of any series may be ubject to mandatory purchase by the City on a specified dat or dates, or may be subject to purchase upon tender thereof by the Holders on a specified date or dates. The dates on which Bonds of a series shall be purchased, or may be tendere for purchase, shall be set forth in the related Supplemental esolution and in the form of such Bonds (and the form of Bond ttached hereto as Exhibits A and B shall be modified accordin ly) . If the Supplemental Resolution contemplates that the Bonds shall be remarketed upon purchase or tender for urchase, the City shall make appropriate arrangements wit a member of the National Association of Securities Dealers for remarketing of the Bonds, and for related servic s which may include redetermining the rate of int rest to be borne by such Bonds form time to time or upon rem rketing. The City may also retain the services of an ind pendent entity to make such interest rate determinations. The City may retain the services of a Fiduciary in co nection with the purchase or tender of Bonds and the payme t of the purchase price thereof, including, payment from the p oceeds of a Credit Facility. Any moneys held or accum lated by the City to fulfill its obligation to purchase Bonds s all be held in a separate acccunt which is not part of t e Sewer Service Enterprise Fund, and the Holders of the B nds, other than the Holders of the series of Bonds to which s ch account relates, shall have no claim thereon. 27 ��0� A TICLE III THE SE IES 1988A BONDS Section 3 . 01. Ac e tance of Offer; Purchase Agreement. The offer of Do gherty, Dawkins, Strand & Yost Incorporated and Piper Jaff ay & Hopwood Incorporated (jointly, the "Purchaser" ) o purchase $78 , 450, 000* Sewer Revenue Bonds, Series 1988A of the City (the "Series 1988A Bonds" ) , in accordance with the Bond Purchase Agreement dated May 19* , 1988 (the "Purchas Agreement" ) , at the rates of interest hereinafter set fo th, and to pay therefor the sum of $ , plus interest accrued to settlement, is hereby accepted. The Director , De artment of Finance and Management Services, or his designee, is directed to retain the deposit of said Purchaser . The Mayor , the Clerk, and the Director , Department of Finance and Ma agement Services are authorized and directed to execute and eliver the Purchase Agreement in substantially the form submi ted to this Council, with such changes, modifications, addi ions and deletions as shall be necessary and appropriate an approved by the City Attorney. Execution by such officers o the Purchase Agreement shall be conclusive evidence as to th necessity and propriety of changes and their approval b the City Attorney. Section 3 . 02. The Series 1988A Bonds-General. The Series 1988A Bonds shall be titled "Sewer Revenue Bonds, Series 1988A" , shall be dated June 1* , 1988, as the date of original issue and shall be i sued forthwith on or after such date as fully registered bond in the form of Global Certificates. The Bonds shal be numbered from R-1 upward. The Series 1988A Global Certi icates shall each be in the denomination of the entire pr ncipal amount maturing on a single date. Replacement Bon s, if issued as provided in Section 2. 12, shall be in the denomination of $5, 000 each or in any integral multiple ther of of a single maturity. The Series 1988A Bonds shall matu e on December 1 in the years and amounts as follows: * subject to change 2 ��-��,s-' December 1 December 1 of the Year Amount of the Year unt 1989 $ 2005 $ 1990 2006 1991 2007 1992 2008 1993 20 1994 p 1995 O11 1996 2012 1997 2013 1998 2014 1999 2015 2000 2016 2001 2017 2002 2018 2003 2019 2004 The Series 1988A B nds shall be issued as Tax-Exempt Bonds to which all Tax-Exemp Bond provisions and covenants herein shall apply. Section 3 . 03 . Pur ose. The Series 1988A Bonds shall be issued to provide f nds to pay or reimburse for the cost of construction of vari us Improvements to the Sewer System of the City, to fund t e Reserve Requirement with respect to the Series 1988A B nds, to pay capitalized interest on the Series 1988A Bonds and to pay the costs of issuance thereof. The proceeds of the Series 1988A Bonds shall be deposited in the Accounts in he Sewer Service Enterprise Fund as provided in Article IV. T e total cost of the Improvements financed by the issuance of t e Series 1988A Bonds, including all costs enumerated in Minne ota Statutes, Section 475 . 65, is estimated to be at least equa to the amount of the Series 1988A Bonds less the amounts eposited in the Reserve Fund or disbursed to pay costs of iss ance of the Series 1988A Bonds. Work on the Improvements has roceeded or shall proceed with due diligence to completion. Section 3 . 04. Interest. The Series 1988A Bonds shall be Fixed Rate Bonds, and shall bear interest payable semiannually on June l and Dec mber 1 of each year (each, an "Interest Payment Date" ) , comm ncing l, 1988, calculated on the basis of a 3 0-day year of twelve 30-day months, at the respective rate per annum for each of the maturity years of the Series 1 88A Bonds, as set forth below: 9 �c�-�3s' Maturity Year Interest Ra e Maturity Year Interest Rate 1989 0 2005 �s 1990 2006 1991 2007 1992 2008 1993 2009 1994 2010 1995 2011 1996 2012 1997 2013 1998 2014 1999 2015 2000 2016 2001 2017 2002 2018 2003 2019 2004 Section 3 . 05. Red m tion. (A) O tional Redem tio . All Series 1988A Bonds maturing on or after 1, , shall be subject to redemption and prepayment at the option of the City on 1, , and on an Interest Payment Date thereafter at a price of par plus accru d interest plus a premium (expressed as a percentage o the principal amount redeemed) set forth below: Redemption Dates Redemption Premium 1, or 1 , � 1, or l , % 1, or l, o 1, or 1 , g 1, or 1, � 1, and thereafter 0 % (B) Scheduled Mandator Redem tion. Subject to the terms of Section 2. 02, 2. 13 a d 2. 16 , the Series 1988A Bonds maturing on l, are subject to redemption and prepayment on each in the years through , inclusive, at a price of par lus accrued interest in the years and amounts set forth b low: 0 ��-�� 1 of the Year Amount (C) General Redem tion Provision. Redemption may be in whole or in part of the Serie 1988A Bonds subject to prepayment. If optional rede ption is in part, those Bonds remaining unpaid which have t e latest maturity date shall be prepaid first. If only part f the Bonds having a common maturity date are called for repayment, the Global Certificates may be prepaid i 55 , 000 increments of principal and, if applicable, the speci ic Non-Global Bonds to be prepaid shall be chosen by lo by the Bond Registrar . Bonds or portions thereof called fo redemption shall be due and payable on the redemption dat , and interest thereon shall cease to accrue from and afte the redemption date. Section 3 . 06. De o its to Accounts; Disbursements. The proceeds of the Series 19 8A Bonds shall be deposited in the Accounts created by Artic e IV hereof as follows: (a) to the Reserve Acco nt $ (b) to the Bond Account $ (c) to the Construction Account the balance of all amounts received upon sale of the Series 1988A Bonds. There shall be transferre or disbursed to other City accounts, from the Constructio Account, promptly upon receipt of the proceeds of sale of the Series 1988A Bonds, the sum of $14 ,402, 000 as reimbursement t the City of •amounts previously expended for Improvements as m re fully described in a certificate of the City to be elivered on the date of issuance of the Series 1988A B nds. The balance of amounts deposited in the Accounts as p ovided above shall be disbursed or applied as provided in Arti le IV. 3 ��-���' Section 3 . 07. De ositor Letter A reement; Other Documents. (A) The Deposito y for the Series 1988A Bonds shall be Midwest Securities Trust Company pursuant to the Depository Letter Agreement approved b low. Pursuant to the request of the Purchaser of the Series 1988A Bonds to the Depository, immediately upon the origin 1 delivery of the Series 1988A Bonds, the Purchaser will d posit the Global Certificates representing all of said Bo ds with the Depository. The Depository Letter Agreement for the Series 1988A Bonds is hereby approved, and shall e executed on behalf of the City by the Mayor , Clerk and Dire tor, Department of Finance and Management Services, in subs antially the form approved, with such changes or modification therein as may be necessary and are approved by the City Att rney. So long as Midwest Securities Trust Company is he Depository or it or its nominee is the Holder of any Global Certificate, the City shall comply with the provis ons of the Depository Letter Agreement, as it may be amen ed or supplemented by the City from time to time with the a reement or consent of Midwest Securities Trust Company. (B) The Mayor , Cl rk and Director , Department of Finance and Management Servi es are hereby authorized and directed �o execute and deli er such other agreements, documents or certificates as may be necessary or desirable to effectuate the purposes of t is Resolution upon approval of the form thereof by the City ttorney. The Clerk and other officers of the City are dir ted to provide to bond counsel, the Purchaser, and others as ppropriate, certified copies of this Resolution and other per inent proceedings of the City. All certificates provided by he City in connection with the authorization, issuance and d livery of the Series 1988A Bonds shall be deemed representatio s of the City as to all matters stated therein. Section 3 . 08. No D si nation of ualified Tax-Exempt Oblic�ations. The eries 1988A Bonds, together with other obligations expected to be issued by the City in 1988 , exceed in amount those which ay be qualifi�d as "qualified tax-exempt obligations" withi the meaning of Section 265 (b) (3 ) of the Code, and he ce are not designated for such purpose. 2 ���-�.�s., RTICLE IV SEWER SERVICE E TERPRISE FUND; ACCOUNTS; EXCES EARNINGS FUND Section 4 . 01. Se er Service Enter rise Fund; P►ccounts. For the convenie ce and proper administration of the proceeds from the sale f the Bonds and for the payment of principal of and interest o the Bonds, there is hereby created and established as separate fund of the City until all of the Bonds are fu.11y aid and retired, a Sewer Service Enterprise Fund (the "Sewer Enterprise Fund" ) , with the Accounts therein created an established by this Article IV. Section 4 . 02. Co struction Account. (A) There is here y created and established a Construction Account within he Sewer Enterprise Fund, into which there shall be paid th proceeds from the sale of each series of Bonds, less the su of (1) any premium, unused discount ( if any) and accrue interest paid by the Purchaser upon delivery, (2) the amoun capitalized for the Reserve Account herein established, nd (3) capitalized interest deposited in the Bond Accoun . A separate subaccount shall be created and established with' n the Construction Account in which shall be deposited the proceeds of any specific series of Bonds, if the Supplemental Resolution authorizing the issuance of such series requi es such a separate subaccount. From the Construction Account (or , if applicable, from a separate subaccount herein) s all be paid all costs of the Improvements to be financed b the Bonds, including legal, engineering, financing and ot er such expenses incidental thereto. There shall also be paid from the Construction Account the costs of issuance of each series of Bonds. The City may transfer from the Co struction Account to the Bond Account, monthly, amounts req ired to provide for the payment of interest on a series of Bo ds during the period of construction of the Improvements financed by such series of Bonds, and in such case the am unt so transferred shall be credited against amounts other ise required �to be transferred from the Operation and Mainten nce Account pursuant to Section 4 . 03 (A) "First" ; provided howe er , that any amount of the proceeds of such series of Bon s deposited in the Bond Account upon issuance of such Bonds (o her than a Minimum Variable Rate Bond Amount) shall be use for that purpose before any transfers are made from the Co struction Account. 3 �0 a '���� (B) Any excess m neys remaining in the Construction Account upon completion of he applicable Improvements shall be, at the option of the Ci y, applied to the payment of or reimbursement for the costs of any other Improvements, or transferred to the Bond Acc unt. (C) Amounts desc ibed in Section 4.03 (a) "Sixth" (2) shall be deposited in t e Construction Account and applied to pay or reimburse for the costs of Improvements. (D) Except as pr vided in subsection (e) below, earnings on amounts held fr m time to time in the Construction Account shall be retained therein. (E) Notwithstandi g any provision of this Resolution or any Supplement 1 Resolution to the contrary, all Excess Earnings shall be tra sferred from the Construction Account to the Excess Invest ent Earnings Fund at such times and in such amounts as may b required to maintain compliance, as to all Tax-Exempt Bonds, ith the covenants expressed in Sections 5 . 02 and 5 . 04 hereo . Section 4. 03 . 0 e ation and Maintenance Account. (A) There is here y created and established an Operation and Maintenance Ac ount within the Sewer Enterprise Fund into which shall be pai all Revenues, upon receipt, except as provided in subsec ion (B) below. From the Operation and Maintenance Ac ount there shall be paid or transferred the following amo nts in the following order of priority: . First, to the Bond ccount, monthly, the amounts required to pay the Bonds, as further specified in Section 4. 04; Second, in order , f rst to make payments under an Interest Rate Swap greement, second to each Credit Provider, monthly, he amounts required to be paid to such Credit Prov ' der pursuant to the applicable Credit Agreement, a d third to each Fiduciary, monthly, the amount of its fees and expenses then due; Third, to the Reser e Account, monthly, the amounts required to maintain the balance on hand therein at the Reserve Requirem nt; 4 ��'4 '�,3s' Fourth, to pay a 1 Current Expenses then due; Fifth, to the Op rating Reserve Subaccount, monthly, the amount requi ed to maintain the balance on hand therein at the 0 erating Reserve Requirement; and Sixth, to pay an other amount then due with respect to the Sewer Sys em, including, in any order , (1) amounts required to pay debt service on general obligation debt f the City incurred to finance Improvements, (2) amounts required to pay the costs of any Improveme t not financed by Bonds or other debt, or (3 ) to ake any other payment or transfer authorized by law. (B) ,Revenues of he kind described in clause (c) of the definition of "Revenue " herein shall be (1) deposited in the Construction Account to pay or reimburse for the costs of Improvements, (2) deposited in the Bond Account to pay the principal of, premium if an and interest on the Bonds, or (3 ) transferred to other accoun s of the City to pay general obligation debt incurred by the City to pay the costs of Improvements. (C) The City sha 1 maintain within the Operation and Maintenance Account an perating Reserve Subaccount. The balance of funds held therein shall be maintained at an amount equal to 45 days' average Current Expenses for the preceding Fiscal Year (the "Operating eserve Requirement" ) . (D) Notwi�.fistandi g any provision of this Resolution or any Supplement 1 Resolution to the contrary, Excess Earnings shall be tra sferred from the Operation and Maintenance Account to the E cess Investment Earnings Fund at such times and in such amoun s as may be required to maintain compliance, as to all Tax-Ex mpt Bonds, with the covenants expressed in Section 5. 02 an 5. 04 hereof. Section 4 . 04 . Rev nue Bond Debt Service Account. (A) There is here y created and �established a Revenue Bond Debt Service Ac ount or "Bond Account" within the Sewer Service Enterprise Fun , into which there shall be credited and to which there is hereby irrevocably pledged from the Revenues of the operation of the Sewer System, monthly, commencing l, 19 8 , a sum equal to: 35 ��-��-�_ (1) for all Fixe Rate Bonds, an amount equal to the sum of (a) one-twelfth ( 1/12) of the total principal to become due on all Principal Payment Date for all series of Fixed Rate Bonds durin the ensuing twelve (12) months; and (b) a amount equal to one- sixth (1/6) of the tot 1 interest to become due on all series of F xed Rate Bonds during the ensuing six {6) mo ths; and (2) for all Vari ble Rate Bonds, an amount equal to the su of (a) one-twelfth (1/12) the total princ 'pal to become due on all Principal Payment ates for all series of Variable Rate Bonds du ing the ensuing twelve (12) months; and (b) th amount of interest paid or accrued during he preceding month on all series of Variable ate Bonds; provided, however , ( i) that o further payments need be made to said Account on account o a series of Bonds when the moneys held therein are suff cient for the payment of all principal and interest due o such series of Bonds on and prior to the next maturity o redemption date, and ( ii ) for the period immediately subse uent to the issuance of any series of Bonds, there shall be credited against the monthly amounts due on account of su h series the sum deposited in the Bond Account from the procee s of such series of Bonds as capitalized interest, exclud 'ng any deposit made as the Minimum Variable Rate Intere t Amount. No money shall be paid out of said Account except t pay principal, premium, if any, and interest on the Bonds , to correct any misapplication of funds and to make transfer to the Excess Investment Earnings Account. (B) There shall be credited to and deposited in the Bond Account each of the foll wing: (1) The accrued in erest, unused dis- count if any and premium if any, paid by the Purchaser of a series of Bonds upon delivery thereof; (2) From the proce ds of a series of Bonds, the amount determ'ned by the City to be necessary or desirable t capitalize interest on such series of Bonds for an initial period not exceeding the period ermitted by law; and 6 ���d� Bond Account from the proc eds of such series of Bonds as capitalized interest, excl di.ng any deposit made as the Minimum Variable Rate Inte est Amount. No money shall be paid out of said Account except to pay principal, premium, if any, and interest on the Bonds, to correct any misapplication of funds and to make transfer to the Excess Investment Earnings Account. (B) There shall e credited to and deposited in the Bond Account each of the fo lowing: (1) The accrued nterest, unused dis- count if any and premi m, if any, paid by the Purchaser of a series f Bonds upon delivery thereof; (2) From the pro eeds of a series of Bonds, the amount dete mined by the City to be necessary or desirable to capitalize interest on such series of Bond for an initial period not exceeding the peri d permitted by law; and (3) from the proc eds of a series of Variable Rate Bonds, th Minimum Variable Rate Interest Amount attribu able thereto. (C) The City shal immediately deposit in the Bond Account, from Revenues, any mount required to pay the principal of and premium, if any, and interest on all Bonds when due on any Principal Pa ment Date or Interest Payment Date to the extent such amou ts have not theretofore been deposited in the Bond Accoun from Revenues or transferred to the Bond Account from the R serve Account. In addition, the City shall deposit in the Bo d Account, from Revenues, any amount required to maintain he Minimum Variable Rate Interest Amount for a series of Varia le Rate Bonds, after giving effect to the monthly deposi provided for in Section 4 . 03 (a) "First" and Section 4 . 04 (a) . (D) Notwithstandin any provision of this Resolu- tion or any Supplemental Reso ution to the �ontrary, excess Earnings shall be transferred from the Bond Account to the Excess Investment Earnings Fu d at such times and in such amounts as may be required to maintain compliance, as to all Tax-Exempt Bonds, with the co enants expressed in Section 5. 02 and 5. 04 hereof. 37 ���'-�'�cS� Section 4. 05. Res rve Account. (A) There is hereb created and esta ished a Reserve Account within the S wer Service Ent prise Fund. The Reserve Account shall be dra n upon only n and if moneys in the Bond Account are insufficient on a incip�l Payment Date or on an Interest Payment Dat to pay e principal of, and premium, if any, and interest on th onds payable from the Bond Account, or when otherwi e p mitted by this Section 4. 05 . (B) Moneys in the eserve Account may be withdrawn therefrom and applied to t ayment of the latest installments of principa on series of Bonds i.f the amount remaining in the Reser Acco nt after each such withdrawal is not less than the Re rve Req irement then in effect for all other series of Bo s then ou standing. (C) Moneys in the R serve Account may be used to prepay Bonds, when such prepa ment will retire all of the Bonds then outstanding. (D) Investments he d for the credit of the Reserve Account shall be valued (as p ovided in Section 4 . 09) as of the last day of each Fiscal Y ar , and as of the first day of the month preceding the month in which each series of Additional Bonds are issued. For the purpose of determining whether the Reserve Requireme t is being maintained, the securities held for the Reser e Account shall be assumed to have the value established on the most recent valuation date and any Credit Facility held f r the credit of the Reserve Account shall be valued at the lesser of its stated amount or the remaining amount which may be drawn thereunder. (E) Notwithstanding any provision of this Resolution or any Supplemental Resolution to the contrary, Excess Earnings shall be trans erred from the Reserve Account to the Excess Investment Earni gs Fund at such times and in such amounts as may be require to maintain compliance, as to all Tax-Exempt Bonds, with the covenants expressed in Sections 5. 02 and 5. 04 hereof. � (F) Except as pr.ovi ed in subsection (e) above, earnings on investments held f r the credit of the Reserve Account shall be transferred t the Operation and Maintenance Account no less often than ann ally. The balance of funds on hand in the Reserve Account sh 11 at all times be maintained in an amount equal to the Rese ve Requirement, and 38 �i�- 0 0 O�� accordingly, the City shal transfer money from the Operation and Maintenance Account to the Reserve Account in an amount sufficient to cure any def ' ciency in the Reserve Fund as further provided in Sectio 4 . 03 (a) . (G) Whenever th moneys in the Reserve Account exceed the Reserve Require nt after giving effect to any withdrawal made pursuant to other subsections of this Section 4 . 05 , such excess may be tr nsferred to the Bond Account, and either (1) credited against the transfers next due to be made from the Operation and Main enance Account, or (2) applied to the purchase or prepayment f Bonds. (H) The City may deposit a Credit Facility in the Reserve Account in lieu of ash either at the time a series of Bonds is originally issued, or at any time thereafter , subject to the following conditions (1) The proceeds of each such Credit Facility must be available for the p rposes and at the times required for the purposes of th Reserve Account; (2) In calculatin whether the amount then held in . the Reserve Account is qual to the Reserve Requirement, each Credit Facility he d therein shall be valued at its stated amount, or , if 1 ss, the amount which remains available thereunder; (3 ) If a Credit F cility will replace cash in the Reserve Account to sati fy the Reserve Requirement for one or more series of B nds then outstanding, the substitution of the Cre it Facility must not result in a lowering of the rating ( ) then in effect for such series of Bonds; and (4) The Credit Fa ility must provide that it may be drawn upon prior to its stated expiration or termination date if the City either fails to provide a replacement or new Credit Facility or ails to deposit cash to replace the Credit Facility, as further provided in this subsection (H) . . Upon deposit of a Credit Faci ity in the Reserve Account to replace cash then held therei , the amount so replaced shall be transferred to the Constru tion Account and applied to pay the costs of Improvements. O or before the date of expiration or termination of Credit Facility held for the Reserve Account, the City sha 1 promptly replace the Credit 39 ��'�-���-' Facility with either a new redit Facility which satisfies the conditions expressed in c]_a ses ( 1) thr.ough (3 ) above, or. with cash; provided that such re lacement may be, at the City' s option, partially by the de osit of cash and partially by a new Credit Facility. Section 4. 06. Ex ess Investment Earnin s Account. (A) There is her by created an Excess Investment Earnings Account within the City' s "Agency Fund. " The City shall deposit in the Excess Investment Earnings Account, within thirty (30) days afte the last day of the Bond Year for each series of Tax-Exemp Bonds, all Excess Earnings attributable to such series f Tax-Exempt Bonds; and for purposes of making such depo its the City shall transfer from the Construction Account, Re erve Account, Bond Account, and Operation and Maintenance Ac ount, to the Excess Investment Earnings Account a sum equal to the Excess Earnings attributable to sums held in each such other Account as "gross proceeds" of Tax-Exempt Bond , as defined in and under Section 148 of the Code. (B) The City shal , within 30 days after the last day of the Bond Year for eac series of Tax-Exempt Bonds, prepare and file a report with respect to the Construction Account, Reserve Account, Bon Account, and Operation and Maintenance Account setting f rth the total amount invested during the preceding Bond Yea , the investments made with the moneys in the Construction Ac ount, Reserve Account, Bond Account, and Operation and Ma 'ntenance Account investment earnings (and losses) resulti g from such investments. Such records shall be retained for the period required by Section 148 of the Code. (C) The City shall remit sums in the Excess Investment Earnings Account t the United States Treasury as payment of rebatable arbitrag as required by Section 148 of the Code together with any ad itional amount then held in any Account in the Sewer Enterpri e Fund required to bring the total amount of such remittan e to the correct Rebate Amount. (D) The City may at any time transfer to any Account any amount held in the Excess Investment Earnings Account which the City determi es is in excess of amounts required to be paid to the Uni ed States as rebatable arbitrage. 40 ��-���� Section 4 . 07. In ufficient Amounts. In the event that the moneys in the Bond Account shall be insufficient at any particular time to pay he principal then due and interest then accrued on all Bonds p yable therefrom, and such deficiency cannot be cured y withdrawals from the Reserve Account or from some other ource, said moneys shall first be applied to the payment pro ata of the accrued interest on all such Bonds, and any balance shall be applied in payment pro rata of the principal then ue on all such Bonds; provided further that if it shall ev r be determined by a court of competent jurisdiction whil any such Bonds remain outstanding that the sums available and to become available for the payment of the principal th reof and interest thereon are insufficient whether or not then due, then the moneys in the Bond Account shall be applie in payment of all principal then outstanding whether or not t en due and the interest accrued thereon to the date of payme t ratably according to the aggregate amount thereof wit out any preference or priority. Section 4 . 08. Oth r Account Provisions. (A) Revenues in e cess of those required for the foregoing purposes may be us d for any purpose authorized by law. (B) If in any mon h the moneys on hand in any Account are insufficient for the purposes hereof, the deficiency shall be made up in the following month or months after payments for other pur oses having a prior claim on Revenues have been made in full. (C) All money held in the Excess Investment Earnings Fund, Bond Account a d Reserve Account cr.eated by this Resolution shall be kept separate and apart from all other City funds and accounts Section 4. 09 . Inve tments. (A) Moneys held fr m time to time in any Account may be invested by the City i any investment then permitted by Minnesota law, and, to the extent applicable, by federal law. (B) Investments sh 11 be valued as follows: (1) Investments maturing within one ( 1) year or less shall be valued at p r; 1 ���3� (2) Investment greements or similar in ruments which may be liquidat d at par shall be val d at par regardless of maturit ; (3 ) Investments aturing after e (1) year shall be valued at cost; and (4 ) Investments urchase t a discount or premium shall be valued on the basis at such discount is included in cost, or s ch p mium is amortized, in equal installments for each ea to elapse until the stated maturity of the invest ts; and provided, that for the pu ses of calculating Excess Earnings and Rebate Amounts and ou ts held or deposited in the Reserve Account attrib abl to Tax-Exempt Bonds, investments shall be valued as r uired y Section 148 of the Code. (C) Am nts held or the credit of each Account shall be invested to mature t such time or times as may be necessary to assure that the funds so invested will be available for the purposes o such Account, when needed; provided that amounts held f r the credit of the Reserve Account and attributable to he Reserve Requirement for a series of Bonds may be inves ed at the discretion of the Treasurer of the City for a erm not exceeding the term of such series of Bonds. 42 �jG�O O`�� AR ICLE V CO ENANTS Section 5. 01. Cove ants. For the protection of the Holders of the Bonds herein a thorized, the City herein covenants and agrees to and w th the holders thereof from time to time as follows: (A) It will at all times adequately maintain and efficiently operate the ewer System. It will from time to time make all needful and proper repairs, replace- ments, additions and bet erments to the equipment and facilities of the Sewer ystem so that it may at all times be operated proper y and advantageously, and whenever any equipment o the Sewer System shall have been worn out, destroyed or otherwise become insu£ficient for proper use, it shall be promptly replaced or repaired so that the value and ef iciency: of the facilities shall be at all times fully maintained and its Revenues unencum-bered by reason t ereof. (B) The rates for a 1 sewer service and the charges for all sewer service sup lied by the Sewer System to the City and its residents an to all other consumers shall be reasonable and just, t king into account the cost and value of the Sewer System the cost of maintaining and operating the Sewer Syste , the proper and necessary allowances for depreciati n, the amounts required for the payment of principal and nterest on all indebtedness . payable from the Revenues of the Sewer System, the need for future expansion of o improvements to the Sewer System, the amounts prope ly reimburseable to the City for current or past payme ts from funds or accounts of the City for Sewer System purposes, and all other sums customarily paid from the Revenues of the Sewer System. n� (C) The City will, s equired by Section 10. 11. 2 of the City Charter (and ' t ill continue to do so whether or not required b s id Charter') , establish, maintain and collect such ch rges and rates as will produce Revenues sufficie to pay the reasonable cost of o eration re air and mai tenance of the Sewer System and to pay the interest and pr mium, i any, on an principa � of all Bonds herein authorized as and when the become du o provi e u icient money to make the required appropriations to the various Funds and Accounts 4 ���-�.�-� established herein. he City will review the schedule of rates and charges for the Sewer System at least ann ally. Nothing in this Sectio 5. 01 shall be construed imit the discretion of the ity to enter into, o er modify, amend or termi ate, contracts fo he furnishing of sewer services. (D) The City may sell, leas mortgage, transfer , convey, assign or disp se of a tion of the Sewer System or property of ny nat relating thereto if such transaction will not m teri y adversely impair ( 1) the adequacy of the Revenu s erated by the Sewer System to pay debt service on th onds and all operating and maintenance expenses, (2) the operating efficiency of the Sewer System. r her, the City may sell or dispose of, at fair marke value, any real estate, equipment or other non-reven -produ ing properties which in the judgment of t City ha e become unnecessary, uneco- nomical or " expedient o use in connection with the Sewer System. The proc eds of any sale, transfer or disposition of Sewer Sy tem property (all of which are Revenues as provided in clause (c) of the definition thereof) shall be depos ted or applied as provided in Section 4 . 03 (b) . The C ty may sell all or substantially all of the Sewer System if simultaneously with or prior to such sale all outsta ding Bonds are discharged as provided in Section 7. 0 hereof. (E) It shall caus to be kept proper books , records and accounts adapted to the Sewer System separate from other accounts of the City. The City' s comprehensive annual financial report hall include the Sewer Service Enterprise Fund and the ccounts therein, and a copy of that report shall be fur ished, without cost, to the Purchaser of any series f Bonds herein authorized. If the City fails to provid such report within a reasonable time after the end of sa d fiscal year , the Holders of twenty percent (200) or ore of the outstanding Bonds may cause an audit of the Se er System accounts to be made at the expense of the City. The expense of preparing such audit shall be paid as c rrent operating expenses of the � Sewer System. The Purch sers of any series of Bonds and the Holders thereof, or heir duly appointed representatives, from ti e to time shall have the right, at all reasonable times, to inspect the Sewer System and to inspect and copy the b oks, records, accounts and data relating thereto. The Ci y agrees to furnish copies of such audit, without cost, to any Holder or Holders of the 4 ����� Bonds at their request ithin a reasonable time after the end of each fiscal year . (F) It will faith ully and punctually perfor.m all duties with reference t the Sewer System required by the City Charter , the Constitution and laws of the State of Minnesota and this resolution. (G) It will grant o franchise to any other sewer utility, unless: ( 1) the City nacts an ordinance granting to the owner and opera or of such other sewer utility a franchise for such wnership and operation and for use of public stree s and rights of way, and such ordinance imposes u on such owner or operator a franchise fee and p ovides that the franchise fee shall be deemed par of the "Revenues" hereunder and requires that such ranchise fees be deposited, upon receipt, in the Ope ation and Maintenance Account; and (2) the exist nce and operation of such other sewer utility will ot materially impair the ability of the City to generate sufficient Revenues to pay debt service on all onds outstanding under this Resolution, as suppl mented, and to pay all "current expenses" of the Sew r System. Section 5. 02. T x Covenants. The following specia covenants of the City apply only to Tax-Exempt Bonds. (A) Notwithstanding anything to the contrary herein, moneys in the Excess I vestment Earnings Account and the Sewer Service Enterprise F nd (and any Account therein) , in that order , shall be used t pay any rebate of excess investment earnings on gross p oceeds of Tax-Exempt Bonds (and, if appplicable, any actu 1 or imputed earnings on such Excess Earnings amounts) requi ed to be paia to the United States in order to maintain th exclusion from gross income under Section 103 of the Code f the interest on the Tax- Exempt Bonds. (B) No portion of th proceeds of any series of Tax-Exempt Bonds shall be used irectly or indirectly to acquire higher yielding investm nts or to replace funds which 4 ��-�.�� were used directly or indir ctly to acquire higher yielding investments, except (1) for a reasonable temporary period until such proceeds are nee ed for the purpose for which the Bonds were issued, (2) as p rt of a reasonably required reserve or replacement fund not in excess of ten percent (10�) of the proceeds of the Bond (or in a higher amount which the City establishes is necessa y to the satisfaction of the Secretary of the Treasury of the United States) , and (3 ) in addition to the above in an mount not greater than the lesser of five percent (5�) of the roceeds of the Bonds or $100, 000. To this end, any proceeds of Tax-Exempt Bonds and any sums from time to time held in th Construction Account, Operation and Maintenance Account, Res rve Account or Bond Account (or any other City account which will be used to pay principal or interest to become due on th Tax-Exempt Bonds payable therefrom) in excess of amou ts which under then-applicable federal arbitrage regulation may be invested without regard to yield shall not be invest d at a yield in excess of the applicable yield restriction imposed by said arbitrage regulations on such investme ts after taking into account any applicable "temporary periods" , minor portion or reserve made available under the federal a bitrage regulations. Money in the Sewer Service Enterprise und shall not be invested in obligations or deposits issue by, guaranteed by or insured by the United States or any agen y or instrumentality thereof if and to the extent that such i vestment would cause a series of Tax-Exempt Bonds to be "feder lly guaranteed" within the meaning of Section 149 (b) of he Code. The proceeds of Tax- Exempt Bonds shall not be inv sted in other tax-exempt obligations the interest on w ich is subject to alternative minimum tax under the Code, u less the City has received an opinion of bond counsel to th effect that such investment will not jeopardize the tax-e empt status of the Tax-Exempt Bonds. Section 5. 03 . Ne at 've Covenant as to Use of Improvements. The City hereby covenants not to use the proceeds of Tax-Exempt Bonds o to use the Improvements, or to cause or permit them or any of them to be used, or to enter into any deferred payment arra gements for the cost of the Improvements, in such a manner as to cause the Tax-Exempt Bonds to be "private activity onds" within the meaning of Sections 103 and 141 through 1 0 of the Code unless such Tax- Exempt Bonds are issued, and t e proceeds thereof applied , in full compliance with the provi ions of the Code applicable to "private activity bonds. " 4 (�-�.�-�3�-- Section 5 . 04. Ta -Exem t Status of the Bo ds; Rebate. The City shall com ly with requirements n essar.y under the Code to establish and maintain the exc sion from gross income under Section 03 of the Code of e interest on all series of Tax-Exempt Bo ds, including wi out limitation requirements relating to te porary periods or investments, limitations on amounts inve ted at a yie greater than the yield on the Tax-Exempt Bon s, and the bate of excess investment earnings to the nited Sta s. Section 5. 05. Co nant th Holders. Each and all of the terms and provisions f t s Resolution as from time to time supplemented shall be a d nstitute a covenant on the part of the City to and with ch and every Holder from time to time of the Bonds issued reunder . 4 C�����'�`5� A TICLE VI ADDITIONAL BONDS; REFUNDING BONDS; OTHER REVENUE OBLIGAZ'IONS Section 6 . 01. Additional Bonds; Other Revenue Obl ' ations. (A) The Bonds iss ed hereunder shall be a first charge and lien upon the Rev nues of the Sewer System. Except as permitted by this Section and by Section 6. 02, no additional obligations payab e from the Sewer Service Enterprise Fund shall be her after issued unless the lien on Revenues securing such addit onal revenue obligations is expressly made a junior and ubsequent lien upon Revenues. Nothing in this Section shal be construed to preclude the City from applying excess Re enues to the payment of general obligations of the City as p ovided in Section 4 . 03 (A) "Sixth" . (B) Except as provided in Section 6. 02 , no additional revenue obligation ( "Additional Bonds" ) payable from the moneys in the Sewer ervice Enterprise Fund on a parity of lien with the then utstanding Bonds shall be hereafter issued unless the a nual Net Revenues of the Sewer System for each of the two (2 completed Fiscal Years immediately preceding the iss ance of such Additional Bonds shall have been one and one-q arter (1.25) times the maximum annual principal and interest coming due thereafter on all Bonds (including the Addition 1 Bonds) having a parity of lien upon Revenues. If the annual Net Revenues in either or both of the aforesaid two (2) comp eted Fiscal Years shall be insufficient to meet the fore oing test, then the City shall be entitled to adjust the Net Revenues for either or both of those Fiscal Years by increasing the Net Revenues based on a projection of additional Revenues which would have been available from any rate increa e placed in effect prior to the adjustment, or from new users. The adjustment of Revenues may assume such increase would hav been available for the entire Fiscal Year of adjustment. Th projection for adjustment and a finding of sufficiency of Ne Revenues for the issuance of Additional Bonds shall be show by a certificate issued by the Director, Department of Public Works, or the City Budget Director, or by an independent consulting engineering firm knowledgeable in such matters nd shall be a finding of and recited in the resolution of t e City authorizing such Additional Bonds. For the pur oses of the foregoing test, the following special provisions s all apply: 4 G�����3- (1) If the Addit ' onal Bonds to be issued will be Variable Rate Bonds, t e calculation of maximum annual principal and interest shall assume that such Additional Variable Rate Bonds be r interest at the highest interest rate permitted by the erms of the Additional Variable Rate Bonds and related Supplemental Resolution; provided that other or differen assumptions may be used if necessary to obtain an investment grade credit rating for the Variable Rate Bond , or to maintain the credit rating(s} then in effe t for the Bonds then outstanding. (2) If the Additional Bonds to be issued will be Adjustable Rate Bonds, the calculation of maximum annual principal and interest hall assume that such Adjustable Rate Bonds bear interes at the highest interest rate permitted by the terms f the Adjustable Rate Bonds and related Supplemental Re olution; provided that if no maximum interest rate i provided for , then such calculation shall assum the Adjustable Rate Bonds bear interest at the then pr vailing interest rate for utility revenue bonds of compar ble credit quality and maturity, taking into account whe her such Bonds are Taxable Bonds or Tax-Exempt Bonds; an provided further that other or different assumptions m y be used if necessary to obtain an investment grade cre it rating for the Adjustable Rate Bonds or to maintain th credit rating(s) then in effect for the Bonds then outstanding. (3) If the Additio al Bonds are subject to mandatory purchase or ar to be purchased upon tender by the Holders thereof, any Revenues required to be segregated or set aside y the City to fulfill its purchase obligation shal be deemed additional debt service on the related s ries of Bonds in the amounts and at the times such amount are required to be so set aside. (4) If the Additio a1 Bonds to be issued will be Temporary Bonds, the cal ulation of maximum annual principal and interest s all assume eitiher: (a) that principal nd interest will be paid at the times and at th interest rate specified in the related Commitm nt; or , at the election of th City, 49 ����s� (b) that princi al and interest will be paid on a level debt ervice basis over a period of twenty (20) years from the maturity or mandatory p rchase date for the series of Temporary B nds, and that the series of Temporary B nds will bear interest from and after that date at the then prevailing interest rates for utility revenue bonds of comparable credit quali y, taking into account whether such Bonds a e Taxable Bonds or Tax-Exempt Bonds; provided, that other o different assumptions may be used if necessary to obtain an investment grade credit rating for the Temporary Bond or to maintain the credit rating (s) .then in effe t for the Bonds then outstanding. (C) In addition o the requirements of subsection (B) above, the following co ditions shall be met prior to the issuance of each series of dditional Bonds: (1) The payments required to be made (at the time of the issuance of such Additional Bonds) into the various Funds and Accou ts provided for in this Resolution shall have b en made. (2) The proceeds f such Additional Bonds shall be used only for the purpo e of making Improvements to the Sewer System or to refu d (or advance refund) Bonds or any other bonds or obli ations issued to finance the Sewer System, and capit lizing interest or making a deposit to the Reserve und and paying the costs of such financing. (D) The conversio of Variable Rate Bonds or Adjustable Rate Bonds to Fix d Rate Bonds shall not be treated as the issuance of Additiona Bonds subject to the requirements of subsection ( ) above unless the interest rate to be borne by such Bonds fro and after the date of conversion will exceed the ma imum rate taken into account for the purposes of subsection (B) , clauses (1). or (2) . Section 6. 02. Refu din Bonds. (A) The City also eserves the right and privilege of issuing Additional Bonds i and to the extent needed to refund maturing Bonds payable from the moneys in the Sewer Service Enterprise Fund in ca e the moneys in the Bond Account 0 ����3�s' are insufficient to pay the same at maturity, which efunding Additional Bonds may be on parity with other Bon as to interest payments, but shal mature subsequent t all the Bonds which are payable fro the Revenues and icn are outstanding upon issuance o the refunding A itional Bonds. This Section shall not appl to Additional onds issued to refund Temporary Bonds. (B) The City fur her reserv the right and privilege of issuing Additi nal Bond payable from the moneys in the Sewer Service Enterp ise Fun to refund or advance refund all or any portion o the nds (or any series thereof) then outstanding if the aggregat principal and interest to become due in any Fiscal Year ter the issuance of such refunding or advance refundi Additional Bonds will not be more than the principal and 'nterest which would have been due in any future Fiscal. Year ' such refunding or advance refunding Additional Bond h d not been issued. 1 �����' A TICLE VII OTH R PROVISIONS Section 7. 01. Suit b Bondholders. The Holders of fifty-one percent (51�) or ore in aggregate principal amount (which, in the case of Capi al Appreciation Bonds, shall be their Accreted Value as of he most recent date of determination) of all Bonds issued under this Resolution as from time to time supplemen ed and at any time outstanding may, either at law or in eq ity, by suit, action, or other proceedings, protect and en orce the rights of all Holders of Bonds issued hereunder and hen outstanding or enforce or compel the performance of a y and all of the covenants and duties specified in this re olution to be performed by the City or its officers and ag nts, including the fixing and maintaining of rates and charges and the collection and proper segregation of revenues and the application and use thereof. Section 7. 02. Ame dments. No change, amendment, modification or alteration s all be made in the covenants made with Holders of the Bonds au horized by this Resolution as from time to time supplement d without the consent of the Holders of not less than six y percent (60$) in aggregate principal amount (which, in he case of Capital Appreciation Bonds, shall be their Accret d Value as of the most recent date of determination) of al Bonds then outstanding; provided that changes, amendments, mo ifications and alterations may be made without such consent in order to: (A) cure any ambiguity or formal defect or omission herein, or (B) provide for the issuance of Additional Parity Bonds or Refunding Bonds as permitted by Article VI, or (C) preserve the ex lusion from gross income of interest on the Tax-Exem t Bonds under Section 103 of the Code, or . (D) make any change reasonably necessary to preserve the rating then in effec for any or all series of Bonds then outstanding, or to btain an investment grade rating for a series of Additional Bonds, or (E) increase the de t service coverage ratio specified in Section 6. 01 (B) , or 2 ��,�-���-' (F) make any othe change which would not materially prejudice the Holders f outstanding Bonds, provided further , however , hat nothing herein contained shall permit or be construed as p rmitting ( i) an extension of the maturity of the principal o or the interest on any Bonds, or ( ii ) a reduction in the pri cipal amount of any Bond or the rate of interest thereon, o (iii ) a privilege or priority of any Bond or Bonds over any ther Bond or Bonds except as otherwise provided herein, r ( iv) a reduction in the aggregate principal amount o Bonds required for consent to any change, amendment, modif ' cation or alteration, or (v) the creation of any lien ranking prior to or on a parity with the lien of such Bonds, except a herein expressly permitted, or (vi ) a modification of any o the provisions of this Section 7. 02, unless for any such ch nge the consent of the Holders of one hundred percent ( 100�) o the principal amount (which, in the case of Capital Apprecia ion Bonds, shall be their Accreted Value as of the mos recent date of determination) of Bonds outstanding is first o tained. Section 7. 03 . Dis har e. When all Bonds issued under this Resolution as fro time to time supplemented have been discharged as provided in this paragraph, all pledges, covenants and other rights granted by this Resolution to the Holders of the Bonds shall cease. The City may discharge all or a portion of Bonds which a e due on any date by depositing with a paying agent or an esc ow agent (which paying agent or escrow agent shall not be an fficer of the City) for such Bonds on or before that date sum sufficient for the payment thereof. If any Bond should ot be paid when due, it may nevertheless be discharged by depositing with the paying agent or an escrow agent (which pay ng agent or escrow agent shall not be an officer of the City a sum sufficient for the payment thereof in full. The City may also discharge any prepayable Bonds which are ca led for redemption on any date when they are prepayable acco ding to their terms, by depositing with the paying ag nt or an escrow agent (which paying agent or escrow agent hall not be an officer of the City) on or before that date an amount equal to the principal , interest and redemption premiu , if any, which are then due, provided that notice of such r demption has been duly given as provided in this Resolution or the applicable Supplemental Resolution. The City may also at any ime discharge all or some Bonds by complying with the applicab e provisions of Minnesota 3 ���-�.�� Statutes, Section 475 . 67, a d any amendments thereto, except that the funds deposited i.n escrow in accordance with said provisions may but need not be in whole or part proceeds of advance refunding Bonds and except that if a partial defeasance is effected from funds other than the proceeds of advance refunding bonds, th requirements in Minneso�a Statutes, Section 475. 67, S bdivision 3 , need not be satisfied. The City may discharge all or a portion of the Bonds of a specific series as herein p ovided without the consent of the Holders of such Bonds or of any other outstanding Bonds. If less than all of the outsta ding Bonds of a series are to be so discharged, the Bonds of that series with the latest maturity shall be discharged first and the City shall select the Bonds ( if other than Glo al Certificates) to be discharged within a single maturity by ot in the manner provided in Sections 2. 02 and 2. 17 hereo . An escrow discharge may include prepayment of the Bo ds to be discharged. Section 7. 04 . Cer ificate of Re istration. The Director , Department of Fina ce and Management Services, is hereby directed to file a ce tified copy of this Resolution with the County Auditor of R msey County, Minnesota , together with such other information s the Auditor shall require, and to obtain the Auditor ' s cert ficate that the Bonds have been entered in the Auditor ' s Bon Register . Section 7. 05 . Rec rds and Certificates. The officers of the City are her by authorized and directed to prepare and furnish to the P rchaser of each series of Bonds, and to the attorneys approvin� the legality of the issuance of each series of Bonds, certifi d copies of all proceedings and records of the City relating o such Bonds and to the financial condition and affai s of the City, and such other affidavits, certificates and 'nformation as are required to show the facts relating to th legality and marketability of the Bonds as the same appear rom the books and records under their custody and control or s otherwise known to them, and - all such certified copies, ce tificates and affidavits, including any heretofore furn shed, shall be deemed represen- tations of the City as to the facts recited therein. Section 7. 06. Seve abilit . If any section, paragraph or provision of thi Resolution as from time to time supplemented shall be held to be invalid or unenforceable for any reason, the invalidity or unenforceability of such section, paragraph or provisi n shall not affect any of the remaining provisions of this esolution. 4 (���-��3s- Section 7. 07. He din s. Headings in sN resolution are included for convenience of ref ence only and are not a part hereof, and hall not limit define the meaning of any provision he eof. 5 , ���-���s� E HIBIT A [Form of G1 bal Certificate] UNITED ST TES OF AMERICA STATE F MINNESOTA RAM EY COUNTY CITY 0 SAINT PAUL R- $ SEWE REVENUE BOND, ERIES INTEREST MATURITY DATF, OF RATE DATE ORIGINAL ISSUE CUSIP 1, , 19 REGTSTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ramsey County, Mi nesota (the "Issuer" or "City" ) , certifies that it is indebted and for value received promises to pay to the registered owne specified above or on the certificate of registration b low, or registered assigns , in the manner hereinafter set fo th, the principal amount specified above, on the matur ' ty date specified above, unless called for earlier redemption, and to pay interest thereon semiannually on 1 and 1 of each year (each, an "Interest Payment Date" ) , com ncing 1 , 19_, at the rate per annum specified above (cal ulated on the basis of a 360-day year of twelve 30-day onths) until the principal sum is paid or has been provided f r. This Bond will bear interest from the most recent nterest Payment Date to which interest has been paid or , if o interest has been paid, from the date of original issue her of. The principal of and premium, if any, on this Bond re payable by check or draft in next day funds or its equivale t (or by wire transfer in immediately available funds if payment in such form is necessary to meet the timing r quirements below) upon presentation and surrender her of at the principal office of the Treasurer of the Issuer in Saint Paul, Minnesota (the "Bond Registrar" ) , acting as p ying agent, or any successor paying agent duly appointed by the Issuer; provided, however , 5 (�- �`�-���� that upon a partial redemption of this Bond which results in the stated amount hereof being reduced, the Holder may in its discretion be paid without p esentation of this Bond, which payment shall be received no later than 12: 00 noon, (Chicago, Illinois, ] * time, and may ma e a notation on the panel provided herein of such rede ption, stating the amount so redeemed, or may return the ond to the Bond Registrar in exchange for a new Bond in t e proper principal amount. Such notation, if made by the Hol er , shall be for reference only, and may not be relied upon b any other person as being in any way determinative of the pri cipal amount of this Bond outstanding, unless the Bond Registrar has signed the appropriate column of the pa el. Interest on this Bond will be paid on each Interest Pay ent Date by check or draft in next day funds or its equiva ent mailed (or by wire transfer in immediately available fun s if payment in such form is necessary to meet the timing requirements below) to the person in whose name this Bond is r gistered (the "Holder" or "Bondholder" ) on the registration books of the Issuer maintained by the Bond Regist ar and at the address appearing thereon at the close of busin ss on the fifteenth calendar day preceding such Interest Payme t Date (the "Regular Record Date" ) . Interest payments sh 11 be received by the Holder no later than 12: 00 noon, Chicag , Illinois, * time; and principal and premium payments shall be received by the Holder no later than 12: 00 noon, Chicago, 111 nois , * time if the Bond is surrendered for payment enoug in advance to permit payment to be made by such time. Any in erest not so timely paid shall cease to be payable to the pe son who is the Holder hereof as of the Regular Record Date, a d shall be payable to the person who is the Holder hereof at t e close of business on a date (the "Special Record Date" ) f 'xed by the Bond Registrar whenever money becomes availa le for payment of the defaulted interest. Notice of the Special Record Date shall be given to Bondholders not less than ten �ays prior to the Special Record Date. The principal of and pr mium, if any, and interest on this Bond are payable in lawfu money of the United States of America. Date of Pa ment Not usiness Da . If the date for payment of the principal of, p emium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions n the City of Chicago, * Depository' s city - change f not Midwest Securities Trust Company 5 ��-��� Illinois, * or the city where the principal office of the Bond Registrar is located are aut orized by law or executive order to close, then the date for uch payment shall be the next succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such bankin institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nomi al date of payment. Redemption. * Al1 B nds of this issue maturing on or after 1, , are su ject to redemption and prepay- ment at the option of the Iss er on l , , and on any Interest Payment Date the eafter at a price of par plus accrued interest plus a premi m (expressed as a percentage of the principal amount redeemed set forth below: Redemption Dates Redemption Premium 1, or 1, � 1, or 1, s� 1, or l, °s l, or 1, % l, or l� � 1, and thereafter p � The Bonds of this issue m turing on 1, shall be redeemed and prepaid n each 1 in the years through , inclu ive, at a price of par plus accrued interest in the years nd amounts set forth below: 1 of the Year Amount The amounts set forth above will be reduced, pro rata , if and to the extent the City calls su h Bonds for optional redemption on or prior to the d te scheduled for mandatory redemption and prepayment. * modify as required for each eries 5 ���' �3.s� Redemption may be in wh le or in part of the Bond subject to prepayment. If r demption is in part, t se Bonds remaining unpaid which have he latest maturity d e shall be prepaid first; and if only p rt of the Bonds ha ng a common maturity date are called for prepayment, this ond may be prepaid in $5 , 000 increments of principal. onds or portions thereof called for redemptio shall be d and payable on the redemption date, and interes thereon all cease to accrue from and af ter the redemptio date. Notice of Redem ti n. ublished notice of redemp- tion shall in each case be giv in accordance with law, and mailed notice of redemption all be given to the paying agent ( if other than a City off ' r) and to each affected Holder of the Bonds. For this pu ose, the Depository (hereafter iden- tified, or any succes r ther to) shall be the "Holder" as to Bonds registered in e name f the Depository or its nominee. In the event an the Bonds are called for redemption, written notice thereof will b given by first class mail mailed not less than thirty ( 0) days prior to the redemption date to each Holder of Bonds o be redeemed. In connection with any such notice, the "CU IP" numbers assigned to the Bonds shall be used. Re lacement or Nota ion of Bonds after Partial Redemption. Upon a partial y demption of this Bond which results in the stated amount ereof being reduced, the Ho] der may in its discretion make a otation on the panel provided herein of such� redemption, st ting the amount so redeemed. Such notation, if made by the Holder , shall be for reference only, and may not be relied u on by any other person as being in any way determinative of th principal amount of the Bond outstanding, unless the Bond R gistrar has signed the appropriate column of the pane . Otherwise, the Holder may surrender this Bond to the Bon Registrar (with, if the Issuer or Bond Registrar so requires, a written instrument of transfer in form satisfactory o the Issuer and Bond Registrar duly executed by the Holder th reof or his, her or its attorney duly authorized in wr ting) and the Issuer shall execute ( if necessary) and the Bond Registrar shall authenticate and deliver to th Holder of s�rch Bond, without service charge, a new Bond of he same series having the same stated maturity and interest r te and of the authorized denomination in aggregate prin ipal amount equal to and in exchange for the unredeemed po tion of the principal of the Bond so surrendered. 5 ����3s- Issuance; Purpose. This Bond is one of an issue in the total principal amount o $ , all of like date of original issue and tenor , ex ept as to number , maturity, interest rate and denominati n, which Bond has been issued pursuant to and in full conf rmity with the Constitution and laws of the State of Minneso a and the Charter of the Issuer , and pursuant to a resolution adopted by the City Council of the Issuer on 19 8 (the "General Resolution" ) as supplemented on � (the "Supplemental Resolution" ) (collectively, � he "Resolution" ) , for the pur ose of providing mone to y p construction and repairaof�vareousuimpro�ementsatouthetSewer System of the City. Said Bon s and the interest thereon are payable solely and exclusivel from the Revenues (as defined in the Resolution) of the Sew r System of the Issuer pledged to the payment thereof, and s ms held in a Reserve Fund, and do not constitute a debt of t e Issuer within the meaning of any constitutional, Charter o statutory limitation of indebtedness. In the event o any default hereunder , the Holder of this Bond may exerc ' se :any of the rights and privileges granted by the law of the State of Minnesota subject to the provisions of he Resolution. The Bonds of this issue, [together with th Sewer Revenue Bonds previously issued by the City pursuant to the Resolution, as supplemented from time to time, in the aggr gate original prinicipal amount °f $ l , are secured b a first and prior lien upon the Revenues of the Sewer Syst m of the Issuer and by sums held in a Reserve Fund. The I suer is authorized under certain conditions to issue ad itional revenue obligations on a parity of lien with these Bo ds [and prior issues of Sewer Revenue Bonds] , all as provide in the Resolution. The Bonds of this series and any other r venue obligations heretofore or hereafter issued on a parity t erewith are referred to herein as the "Parity Bonds" . All ot er capitalized terms used but not defined herein have the me nings assigned to those terms in the Resolution. Holders. For the pur oses of all actions, consents and other matters affecting Hol ers of Bonds issued under the Resolution, the term "Holder" s all include the owners of beneficial interests in any Bon as shown by 'the certificate of the person or entity in whos name (or in whose nominee name) such Bond is registered. Unless the City receives such a Certificate, the City may tre t the Holder in whose name (or in whose nominee name) a Bond i registered as the owner of all the interest therein. 60 Ci�'0 �o� Action by Holders. The Holders of fifty-one percent (51�) or more in aggregate p incipal amount of all Bonds at any time outstanding under t e Resolution as supplemented may, either at law or in equity, y suit, action, or other proceedings, protect and enf rce the rights of all Holders of Bonds then outstanding, or e force and com el the of any and all of the covena ts and dutiesPspecifiedrinrthece Resolution to be performed b the Issuer or its officers and agents; provided, however, t at nothing shall affect or impair the right of any Bondholder o enforce the payment of the principal of and interest on any Bond at and after the maturity thereof, or the obli ation of the Issuer to pay the principal of and interest on ach of the Bonds issued to the respective Holders thereof at the time and place, from the source and in the manner prov'ded in the Bonds. Denominations; Exch n e; Resolution. The Bonds are issuable originally only as G obal Certificates in the denomination of the entire pr ncipal amount of the issue maturing on a single date. G obal Certificates are not exchangeable for fully regist red bonds of smaller denominations except in excha ge for Replacement Bonds if then available. Replacement Bonds, if made available as provided below, are issuable solely as fully registered bonds in the denominations of $5 , 000 and in egral multiples thereof of a single maturity and are exchan eable for fully registered Bonds of other authorized deno inations in equal aggregate principal amounts at the princ 'pal office of the Bond Registrar, but only in the man er and subject to the limitations provided in the Re olution. Reference is hereby made to the Resolution for a d scription of the rights and duties of the Bond Registrar. Copies of the Resolution are on file in the principal office o the Bond Registrar. Modification of Reso ution. No change, amendment, modification or alteration shall be made in the covenants made with Holders of all Bonds issue under the Resolution as from time to time supplemented witho t the consent of the Holders of not less than sixty percent (600) in aggregate principal amount of all such Bonds then o tstanding except for changes, amendments, modifications and a terations (a )� made to cure any ambiguity or formal defect or o ission, or (b) made in connection with the issuance of Additional Bonds, or (c) which preserve the exclusion from gro s income of interest on the Tax-Exempt Bonds under Section 03 of the Internal Revenue Code of 1986, as amended, or (d which would not materially prejudice the Holders of outsta ding Bonds; provided, however, that nothing herein contained s all permit or be construed as 61 �G����3� permitting (1) an extension f the maturity of the principal of or the interest on any Bo ds , or (2) a reduction in the principal amount of any Bond or the rate of interest thereon, or (3 ) a privilege or priori y of any Bond or Bonds over any other Bond or Bonds except a otherwise provided in the Resolution, or (4) a reducti n in the aggregate principal amount of Bonds required for consent of any change, amendment, modification or alteration, r (5) the creation of any lien ranking prior to or on a par ty with the lien of the Bonds, except as expressly permitte by the Resolution as supple- mented, or (6) a modificatio of any of the provisions of this paragraph, without the conse t of the Holders of one hundred percent (1000) of the princi al amount of all Bonds outstanding. Replacement Bonds. Replacement Bonds may be issued by �the Issuer in the event th t: (a ) If [NAME OF DE OSITORY) (the "Depository" ) shall resign or disconti ue its services for the Bonds , and only if the Issuer i unable to locate a substitute depository within two (2 months following the resignation or determina ion of non-eligibility, or (b) upon a determi ation by the Issuer in its sole discretion that ( 1) the ontinuation of the book-entry system described in the esolution, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee) , might adversely affect t e interest of the beneficial owners of the Bonds, or (2) . that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certifi ated bonds. Transfer. This Bond shall be registered in the name of the payee on the books of t e Issuer by presenting this Bond for registration to the B nd Registrar , who will endorse his, her or its name and note he date of registration opposite the name of the payee in the certificate of registration attached hereto. Thereafter this Bond may be transferred by delivery with a assignment duly executed by the Holder or his, her or its egal representatives , and the Issuer and Bond Registrar may reat the Holder as the person exclusively entitled to exerci e all the rights and powers of an owner until this Bond is pr sented with such assignment for registration of transfer , acco panied by assurance of the nature provided by law that th assignment is genuine and effective, and until such tran fer is registered on said books 6 ���3� and noted hereon by the Bond Registrar , all subject to the terms and conditi.ons provide in the kesolution and to reasonable regulations of th Issuer contained in any agreemer,t with, or notice to, the Bond Registrar . Transfer of this Bond may, at the directi n and expense of the Issuer , be subject to certain other rest ictions if required to qualify this Bond as being "in regist red form" within the meaning of Section 149 (a) of the federal Internal Revenue Code of 1986, as amended. Fees u on Transfer r Loss. The Bond Registrar may require payment of a sum suff cient to cover any tax or other governmental charge payable i connection with the transfer or exchange of this Bond and any legal or unusual costs regarding transfers and lost Bonds. Treatment of Re ist red Owner. The Issuer and Bond Registrar may treat the perso in whose name this Bond is registered as the owner hereof for the purpose of receiving payment as herein provided (ex ept as otherwise provided with respect to the Record Date) an for all other purposes, whether or not this Bond shall be overdue, and neither the 7ssuer nor the Bond Registrar hall be affected by notice to the contrary. Authentication. Thi Bond shall not be valid or become obligatory for any purp se or be entitled to any security unless the Certificat of Authentication hereon shall have been executed by the Bond Registrar. Not ualified Tax-Ex m t Obli ations. The Bonds have not been designated by th Issuer as "qualified tax-exempt obligations" for pur oses of Section 265 (b) ( 3) of the federal Internal Revenue Co e of 1986, as amended. IT IS HEREBY CERTIFIE AND RECITED that all acts, conditions and things required y the Constitution and laws of the State of Minnesota and the harter of the Issuer to be done, to happen and to be perfo med, precedent to and in the issuance of this Bond, have bee done, have happened and have been performed, in regular and ue form, time and manner as required by law; that this Bond together with all other debts of the Issuer outstanding on th date of original issue hereof and on the date of its issuance and delivery to the original purchaser, does not exceed any onstitutional or statutory or Charter limitation of indebtedn ss; and that the Issuer will establish rates and charges for the service furnished by its Sewer System sufficient in amount to promptly meet the principal and interest requireme ts of this issue. 63 � �� '0 �� IN WITNESS WHEREO , the City of Saint Paul , Ramsey County, Minnesota, by its Ci y Council has caused this Bond to be sealed with its official eal and to be executed on its behalf by the photocopied fa simile signature of its Mayor, attested by the photocopied acsimile signature of its Clerk, and countersigned by the pho ocopied facsimile signature of its Director, Department of inance and Management Services. Date of Registration: egistrable by: ayable at: BOND REGISTRAR ' S C TY OF SAINT PAUL, CERTIFICATE OF R MSEY COUNTY, MINNESOTA AUTHENTICATION This Bond is one of the Bonds described in the Resolution M yor mentioned within. A test: Bond Re � Ci y Clerk gistrar By Co ntersigned: Authorized Signature Di ector, Uepartment of Finance an Management Services (SEAL) Sewer Revenue Bond, Series No. R- � 64 ����3� CERTIFICAT OF REGISTRATION The transfer of ownership of the principa mount of the attached Bond may be made on y by the r istered owner or his, her or its legal representat ve last ted below. DATE OF SIGNATURE OF REGISTRATION REGISTE D OWNER BOND REGISTRAR 6 (���-�3S' REGISTER OF PARTIAL PAYMENTS The principal amount of the ttached Band has been prepaid on the dates and in the amounts noted below: Date S �gnature of Signature of Amount B ndholder Bond Registrar . If a notation is made on this r gister , such notation has the effect stated in the attached B nd. Partial payments do not require the presentation of the attached Bond to the Bond Registrar, and a Holder could fail to note the partial payment here. 66 ���.3s" ABB EVIATIONS The following abbrevia ions, when used in the ' scription on the face of this Bond, s all be construed as ough they were written out in full acc rding to applica e laws or regulations: TEN COM - as tenants in comm n TEN ENT - as tenants by the ntireti JT TEN - as joint tenants wi h rig of survivorship and not as tenants n c mon UTMA - as custod a for (Cust) (Minor) under th Uniform (State) Tran ers to Minors Act Addi ional abbrevi tions may also be used though not i the above list. 67 (� ��-�3s' A SIGNMENT For value receive , the undersigned hereby sells , as�igns and transfers unto the within Bond and does hereby irrevocably constitu e and appoint attorney to transfer the Bo d on the books kept for the registration thereof, with ull power of substitution in the premises. Dated : No ice: The assignor ' s signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular , without alteration or any change whatever . Signature Guaranteed: Signature(s) must be guarant ed by a national bank or trust company or by a brokerage fi m having a membership in one of the major stock exchanges. � The Bond Registrar will not effect transfer of this Bond unless the information oncerning the transferee requested below is provided. Name and Address: ( Include i formation for all joint owners if the Bo d is held by 3oint account. ) 68 C���'��✓`� E HIBIT B [Form of Non-Glo al Bond - Fixed Rat UNITED ST TES OF AMERICA STATE F MINNESOTA RAMS Y COUNTY CITY 0 SAINT PAUL R- $ SEWE RE NUE BOND, E ES INTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE CUSIP REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul, Ramsey County, Mi nesota (the "Issuer" or "City" ) , certifies that it is indebted and for value received promises to pay to the registered owne specified above, or registered assigns, in the manner herein fter set forth, the principal amount specified above, on th maturity date specified above, unless called for earlier red mption, and to pay interest thereon semiannually on 1 and 1 of each year (each, an "Interest Payment D te" ) , commencing 1 , , at the rate per annum s ecified above (calculated on the basis of a 360-day year of tw lve 30-day months) until the principal sum is paid or has een provided for. This Bond will bear interest from the m st recent Interest Payment Date to which interest has been pa d or , if no interest has been paid, from the date of origin 1 issue hereof. The principal of and premium, if any, on th ' s Bond are payable upon presentation and surrender he eof at the principal office of , in , (the "Bond Registrar" ) , acting as paying agent, or any successor payin agent duly appointed by the Issuer . Interest on this Bon will be paid on each Interest Payment Date by check or draf mailed to the person in whose 9 �0 0 O�J`� name this Bond is registere (the "Holder" or "Bondh lder" ) on the registration books of t e Issuer maintained by - e Bond Registrar and at the address appearing thereon at he close of business on the fifteenth calendar day precedin such Interest Payment Date (the "Regular R cord Date" ) . An interest not so timely paid shall cease to b payable to the erson who is the Holder hereof as of the Regu ar Record Dat , and shall be payable to the person who is the Holder reof at the close of business on a date (the "Spe ial Record ate" ) fixed by the Bond Registrar whenever mone becomes vailable for payment of the defaulted interest. Not ce of t e Special Record Date shall be given to Bondholder not ss than ten days prior to the Special Record Date. Th pr ' cipal of and premium, if any, and interest on this Bo d e payable in lawful money of the United States of America REFERENCE IS HER MADE TO THE FURTHER PROVISIONS OF THIS BOND SET FORTH 0 TH REVERSE HEREOF, WHICH PROVISIONS SHALL FOR ALL PURPOSES VE FiE SAME EFFECT AS IF SET FORTFI HERE. IT IS HE BY CERTI IED AND RECITED that all acts , conditions and t ngs requir d by the Constitution and laws of the State o M' nesota and t e Charter of the Issuer to be done, to happen and to be performed, precedent to and in the issuance of this Bond, have b en done, have happened and have been performed, in regular an due form, time and manner as required by law; that this Bo d, together with all other debts of the Issuer outstanding on he date of original issue hereof and on the date of its issuan e and delivery to the original purchaser , does not exceed an constitutional or statutory or Charter limitation of indebte ness; and that the Issuer will establish rates and charges f r the service furnished by its Sewer System sufficient in am unt to promptly meet the principal and interest requir ments of this issue. IN WITNESS WHEREOF, the City of Saint Paul , Ramsey County, Minnesota , by its Cit Council has caused this Bond to be sealed with its official s al or a facsimile thereof and to be executed on its behalf by he original or facsimile signature of its Mayor , attes ed by the original or facsimile signature of its Clerk, and c untersigned by the original or facsimile signature of its Di ector , Department of Finance and Management Services. 0 ���-���s- Date of Registration: Registrable by: Payable at: BOND REGISTRAR' S CITY OF SAINT PAUL, CERTIFICATE OF RAMSEY COUNTY, MINNESOTA AUTHENTICATION This Bond is one of the Bonds described in the Resolution within Mayor mentioned. Attest: , City Clerk Bond Registrar BY ountersigned: Authorized Signature irector , Department of inance and Management ervices (SEAL) 1 //�✓Q��'�0 l.N l./r 0 ON REV RSE OF BOND Date of Pa ment No Business Da . If the date for payment of the principal of, premium, if any, or interest on this Bond shall be a Saturda , Sunday, legal holiday or a day on which banking institution in the City of , , or the city where the principal office of the Bond Registrar is located are aut orized by law or executive order to close, then the date for uch payment shall be the next succeeding day which is not Saturday, Sunday, legal holiday or a day on which such banki g institutions are authorized to close, and payment on such d te shall have the same force and effect as if made on the nom'nal date of payment. Redemption. * All onds of this issue maturing on or after l, , are subject to redemption and prepayment at the option of t e Issuer on 1, , and on any Interest Payment D te thereafter at a price of par plus accrued interest plus a remium (expressed as a percentage of the principal a ount redeemed) set forth below: Redemption Dates Redemption Premium 1, or 1, $ l, or 1, g 1 , or 1, g 1 , or l, � 1 , or 1, $ l, and thereafter 0 � The Bonds of this issue aturing on 1, shall be redeemed and prepaid on each 1 in the years through , incl sive, at a price of par plus accrued interest in the years and amounts set forth below: * Modify as required for each series of Bonds 2 � ��� 1 of the Year Amount The amounts set forth above ill be educed, pro rata , if and to the extent the City calls such nds for optional redemption on or prior to th da scheduled for mandatory redemption and prepayment. Redemption may be in wh e or in part of the Bonds subject to prepayment. If e�emption is in part, those Bonds remaining unpaid which ha e t e latest maturity date shall be prepaid first; and if o y pa t of the Bonds having a common maturity date are cal d for repayment, the specific Bonds to be prepaid shall be osen by lot by the Bond Register . Bonds or portions thereof called fo redemption shall be due and payable on the redemption dat , and interest thereon shall cease to accrue from and afte the redemption date. Notice of Redem tio . Published notice of redemption shall in each case be given in accordance with law, and mailed notice of redempti n shall be given to the paying agent (if other than a City o ficer) and to each affected Holder of the Bonds. In the vent any of the Bonds are called for redemption, written notic thereof will be given by first class mail mailed not less th n thirty (30) days prior to the redemption date to each Holde of Bonds to be redeemed. In connection with any such noti e, the "CUSIP" numbers assigned to the Bonds shall be used. Selection of Bonds for Redem tion. To effect a partial redemption of Bonds ha ing a common maturity date, the Bond Registrar shall assign to each Bond having a common maturity date a distinctive nu ber for each $5 , 000 of the principal amount of such Bond. The Bond Registrar shall then select by lot, using such meth d of selection as it shall deem proper in its discretion, from the numbers assigned to the Bonds, as many numbers as, at 5 , 000 for each number , shall equal the principal amount of uch Bonds to be redeemed. The Bonds to be redeemed shall be he Bonds to which were assigned numbers so selected; provided, however , that only so much of the principal amount of such B nd of a denomination of more 3 ���3� than $5 ,000 shall be redeeme as shall equal $5 , 000 for each number assigned to it and so selected. If a Bond is to be redeemed only in part, it sh 11 be surrendered to the Bond Registrar (with, if the Issu r or Bond Registrar so requires , a written instrument of tran fer in form satisfactory to the Issuer and Bond Registrar du y executed by the Holder thereof or his, her or its attorney uly authorized in writing) and the Issuer shall execute ( if necessary) and the Bond Registrar shall authenticate and deliv r to the Holder of such Bond, without service charge, a ne Bond or Bonds of the same series having the same stated matur ' ty and interest rate and of any authorized denomination or d nominations, as requested by such Holder , in aggregate princip 1 amount equal to and in exchange for the unredeemed portion o the principal of the Bond so surrendered. Issuance; Purpose. This Bond is one of an issue in the total principal amount of S , all of like date of original issue and tenor , exc pt as to number , maturity, interest rate, and denominati n, which Bond has been issued pursuant to and in full confo mity with the Constitution and laws of the State of Minnesot and the Charter of the Issuer , and pursuant to a resolution dopted by the City Council of the Issuer on , 1 88 , (the "General Resolution" ) as supplemented on , (the "Supplemental Resolution" ) (collectively, t e "Resolution" ) , for the purpose of providing money to pay or eimburse for the acquisition, construction and repair of va ious improvements to the Sewer System of the City. Said Bon s and the interest thereon are payable solely and exclusivel from the Revenues (as defined in the Resolution) of the Sew r System of the Issuer pledged to the payment thereof, and s ms held in a Reserve Fund, and do not constitute a debt of t e Issuer within the meaning of any constitutional , Charter o statutory limitation of indebtedness. In the event o any default hereunder , the Holder of this Bond may exerc ' se any of the rights and privileges granted by the law of the State of Minnesota subject to the provisions of he Resolution. The Bonds of this issue, [together with th Sewer Revenue Bonds previously issued by the City pursuant t the Resolution, as supplemented from time to time, in the agg egate original prinicipal amount of $ ] are secured by a first and prior lien upon the Revenues of the Sewer System f the Issuer and by sums held in a Reserve Fund. The Issuer is authorized under certain conditions to issue additional revenue obligations on a parity of lien with these Bonds [and rior issues of Sewer Revenue Bonds] , all as provided in the Resolution. The Bonds of this series and any other revenue o ligations heretofore or 4 ��/`�O �' �� hereafter issued on a parity the:ewith are referred to herein as the "Parity Bonds" . All ther capitalized terms used but not defined herein have the eanings assigned to those terms in the Resolution. Holders. For the urposes of all a ions, consents and other matters affecting olders of Bond issued under the Resolution, the term "Holder' shall inclu the owners of beneficial interests in any ond as show by the certificate of the person or entity in w ose name r in whose nominee name) such Bond is registere . Unles the City receives such a Certificate, the City may reat t Holder in whose name (or in whose nominee name) a Bon is r gistered as the owner of all the interest therein. Action by Holders. he Holders of fifty-one percent (51%) or more in aggregate incipal amount of all Bonds at any time outstanding under h Resolution may, either by law or in equity, by suit, a ion, or other proceedings, protect and enforce the rights f all Holders of Bonds then outstanding, or enfo e and c mpel the performance of any and all� of the covena and duti s specified in the Resolution to be performed the Issuer or its officers and agents; provided, however , that nothi g shall affect or impair the right of any Bondholder to en orce the payment of the principal of and interest on ny Bond at and after the maturity thereof, or the obli ation of the Issuer to pay the principal of and interest on ach of the Bonds issued to the respective Holders thereof at the time and place, from the source and in the manner prov ded in the Bonds. Denominations; Exch n e; Resolution. The Bonds are issuable solely as fully regi tered bonds in the denominations of $5, 000 and integral multip es thereof of a single maturity and are exchangeable for full registered Bonds of other authorized denominations in e ual aggregate principal amounts at the principal office of th Bond Registrar , but only in the manner and subject to the limitations provided in the Resolu- tion. Reference is hereby mad to the Resolution for a description of the rights and uties of the Bond Registrar. Copies of the Resolution are o file in the'principal office of the Bond Registrar. Modification of Reso ution. No change, amendment, modification or alteration sha 1 be made in the covenants made with Holders of all Bonds issu d under by the Resolution as from time to time supplemented without the consent of the Holders of not less than sixty percent (600) in aggregate 5 �����-' principal amount of all Bond then outstanding except for changes, amendments, modific tions and alterations ) made to cure any ambiguity or formal defect or omission, (b) made in connection with the issua ce of Additional Bo ds, or (c) which preserve the exclusion from gross income f interest on Tax-Exempt Bonds under Secti n 103 of the In rnal Revenue Code of 1986, as amended, or (d) which woul not materially prejudice the Holders of out standing Bon ; provided however , that nothing herein contained all permit or be construed as permitting (1) n extensi n of the maturity of the principal of or the inte est on y Bonds, or (2) a reduction in the principal a ount any Bond or the rate of interest thereon, or (3) a privil ge or priority of any Bond or Bonds over any other Bond r onds except as otherwise provided in the Resolution, o (4 ) a reduction in the aggregate principal amount o Bonds required for consent of any change, amendment, modi i ation or altera-tion, or (5) the creation of any lien rank ' g rior to or on a parity with the lien of the Bonds, e t as xpressly per-mitted by the Resolution as supplemented, o (6) a modification of any of the provisions of this paragr ph, without the consent of the Holders of one hundred percen ( 100%) of the principal amount of all Bonds outstanding. Transfer. This Bon is transferable by the Holder in person or by his, her or i s attorney duly authorized in writing at the principal offi e of the Bond Registrar upon presentation and surrender he eof to the Bond Registrar , all subject to the terms and cond ' tions provided in the Resolution and to reasonable regulations of the Issuer contained in any agreement with the Bond Regis rar . Thereupon the Issuer shall execute and the Bond Registrar shall authenticate and deliver , in exchange for this Bond, one or more new fully registered Bonds in the name of the trans eree (but not registered in blank or to "bearer" or simila designation) , of an authorized denomination or denominations, in aggregate principal amount equal to the principal amount f this Bond, of the same maturity and bearing interest t the same rate. Whenever ownership of this Bond should e transferred under any other circumstances or be registered in nominee name only, the registered owner of the Bond s all, if and �o the extent required to qualify this Bond s being "in registered form" within the meaning of Section 49 (a) of the federal Internal Revenue Code of 1986 , as amend d, and at the direction and expense of the Issuer , maintai for the Issuer a record of the actual owner of the Bonds. 7 (����.�- Fees u on Transfer or Loss. The Bond Re ' strac may require payment of a sum suf icient to cover any ax or other governmental charge payable 'n connection with e transfer or exchange of this Bond and an legal or unusual osts regarding transfers and lost Bonds. Treatment of Re is ered Owner. e Issuer and Bond Registrar may treat the pers n in whose me this Bond is registered as the owner here f for the rpose of receiving payment as herein provided ( xcept as therwise provided on the reverse side hereof with respect to the Record Date) and for all other purposes, whet er or ot this Bond shall be overdue, and neither the Iss er r the Bond Registrar shall be affected by notice to the co rary. Authentication. T is Bond shall not be valid or become obligatory for any pose or be entitled to any security unless the Cert ' icate of Authentication hereon shall have been executed by t Bo Registrar . Not uali 'ed Tax-E em t Obli ations. The Bonds have not been d ' nated by t e Issuer as "qualified tax-exempt obligations" for p rposes of Section 265 (b) (3 ) of the federal Internal Revenue ode of 1986, as amended. 7 ��`��� ABB EVIATIONS The following abbreviations, when used in the insc ption on the face of this Bond, sh 11 be construed as thoug they were written out in full acc rding to applicable law or regulations: TEN COM - as tenants in comm n TEN ENT - as tenants by the ntireties JT TEN - as joint tenants wi h right of sur vorship and not as tenants n common UTMA - as custod an for (Cust) (Minor) under the Uniform ( ate) Transfers to inors Act Additional revi tions may a7.so be used tho not i the above list. 7 ` .���,-�:;u:u• `��� ��� �•`'*' °='°� CITY OF SAINT PAUL =�w i�4 � E• OFFICE OF THE CITY An'ORNEY o ..�� '~'r ';� 1111'1 11'fl >� ,. , �1 �� EDWARD P. STARR, CITY ATTORNEY ��"'��+��:�� ' 647 City Hall, Saint Paul, Minnesota 55102 GEORGE LATIMER 612-298-5121 MAYOR RECEIVED .rune 16 , i9ss . ��N 161988 � � . CITY CLERK Ms . Amelia Zalcman .. Wood Dawson Smith & Hellman 17 Battery Place - New York, New York 10004 � Mr. Richard Martin Briggs & Morgan 2200 First National Bank Buildin • Saint Paul , Minnesota 55101 RE : City of Saint Paul , Minneso a $78 , 450 ,000 Sewer Revenue B nds , Series 1988A Dear Ms . Zalcman and Mr. Martin: A draft F.rrata correcting the pu lished text of the General Resolution is enclosed. I anti ipate sending a final draft to the Leg�l Ledger on Wednesday June 22 , 1988 for publication , June 25 , 1988 . . Yours very truly, Jam s T. Hart . • Assistant City Attorney � Enc . , cc : �i�y ���=k~ (attn. Trudi) _ ��� �.��` RR.ATA Council File No. 88-835 , en itled "CITY OF SAINT PAUL MINNESOTA GENERAL RESOLUTION RELATING TO S WER REVENUE BONDS" , was adopted by the City Council on May 24, 1988 , approved May 25 , 1988 and published in the Saint Paul Lega Ledger on Saturday, June 11 , 1988, at pages 8 through- 21 . The publ' shed Resolution contained certain errors by omissions from the tex of the Resolution as adopted by the City Council and approved by the Mayor. In order to conform the published text with �the text of the Resolution as adopted and anproved, this further publicati n is being made. The following corrections t the text published June 11 , 1988 , . will conform the previously publ shed text with the approved text of the Resolution: 1) At page 13 , revise Section 3 .05(A) to read - "Section 3 . 05 . Re emption. (A) Optional Redem tion. All Series 1988A Bonds maturing on r after December 1�, 1999 , shall be subject t redemption and prepayment at the option of t e City on December 1 , 1998 , � and on any Interes Payment Date thereafter at a price of par plu accrued interest plus a premium (expressed as a percentage of the principal amount r deemed) set forth below: Redem tion Date Redemption Premium December 1 , 1998 o June 1 , 1999 1"/0 � December 1 , 1999 a d any Interest Payment Date thereafter 0%" .� 2) At page 13 , in Sect'on 3 . 06 in. the blank space opposite "(a) to th Reserve Account" insert the � dollar amount "$7 , 8 5 ,000" ; and , 3) At page 13 , in Sect'on 3. 09(A) in the blank space following "Policy N . " insert the number "2836BE" , . and in the blank sp ce following "effective as of" insert the date "Ju e 1" . ��" �� - ,�°'��'_ _ - _ ___ . . _ . _ _ _. __ . . . . . . , - � _ " „ . 1-�-'i^f a a�di ..�9�< `M ?�l :@ ,� M f:l�! e n.: �S r ��. . . . , � l ,, • . . ,t ;<a� �, •,, . .,; - - .:�r"�l .-� :r� : . . . . .. . . - . . . . . . :`f .:; Cauneil Fi1�-No $@=835. entitlecl ••CI�'�':QF PAUb li[Il�TN$�' �ENEA.AL RES�Lt1ZTON T������ ,. �. ;- adopted b the .Ci ����_'� � 3' tY Couacil on M ' 2�,� �$88,. aPW'��d �a�'�,�5, i�;:.i� „ publiahed in t2te$sint Paul Legal ott�8a�a�,Jurie il, 1988.at p�;ges.8 through Z1.1Rie prublish�d Resol�tion ut�a�lt��tain es�ors by aa�issioas��rom -. the teat oi the Resolutfoa as:a�lopted y the City Council and,appxcived by tl�e Mayor.Ix�order to�;�� ���,`1��.�yf t3ie,'R�solution as adopted and approved;=t�s�i. a=���ade:"� . The tollowing correct;ons to the t p���,��e 11, 1988,wiil coxifprm i the previously Publishe�text with t�. �F��ec�t�,xt'�the�Aeso�u�,iosi. , ; 1) R,evise Sec�,ion 3�.Oa(a9�to read, '•�3 08,,.Redemption,(A} �� ,,' Redempt�ori. AIT.-�'eries;1988,� c�,,�,;� � pr.��.�� � , '1999,shall:be sqbjeet to redemp 'ott And. � �'' :'i prepayment at the ogtion o�tlie , City on�ember 1, 1998,and o anq Interest Payment Date thereafter a� .� , a gxic�, gi plus_accrued in rest;plt�s a �remium (e�p�� ,p� g i . percettt��e;,.�#��lie.}�rin�ipal'� ' '�rede�naed7set'�orth�low: � Bedempt�n Da#ts � � - �. s$eden�p�ion P� I�cembei�1,199'8�or-Ju�e 1,19�9 �l�ib Deeem�Se`r�1��1��AUd anp Int ' -� � Payme�t�te th�'e�ft�er '^ :a� .,a , , ��s , ' . 2) In Section 3.06,in,th�e:blank spa. qP�osite "(a)to t}�e Re�'eYve Atcbws't''t ` insert the dallar,�rtount•`�7,845, ,•;.�tii . ° ; 3) In Section 3:09(�j in the blaak s .tollowi,n,g,"po�ie��o." i�s�rt-,�je ; number "283�HE", and in the b ,s�ace fallowing `•�ive a�s°o�''' ,' insert the date".�une�". . . o '' "' ::(July 2 i988; - _ .,,__ _ t- - .