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88-248 WHITE - UTV CLERK CO11RC11 _ i�f��/ PINK - FINANCE G I TY OF SA I NT PA LT L CANARV - OEPARTMENT v9-�'Q BLUE - MAVOR File NO. Council Resolution Presented By '�� Referred To Committee: Date Out of Com ittee By Date ACCEPTING BID ON SALE OF $500, 000 GENERAL OBLIGATION URBAN RENEWAL BONDS, SERIES 1988C, PROVIDING FOR THEIR ISSUANCE, AND LEVYING A TAX FOR THE PAYMENT THEREOF WHEREAS, the Director, Department of Finance and Management Service , has presented affidavits showing publication of notice of the ale of $500, 000 General Obligation Urban Renewal Bonds, Series 988C (the "Bonds" ) , in conjunction with $11, 250 , 000 General Obligation Capital Improvement Bonds, Series 1988B (the "1988 C pital Improvement Bonds" ) , of the City of Saint Paul, Minneso a (the "City" ) , for which bids were to be considered at this meeting in accordance with Resolution No. 88-93 adopted by this City Council on January 21, 1988, and appr�ved by the Mayor o January 25, 1988 ; and the affidavits have been examined, have be n found to comply with the provisions of Minnesota Statutes, Chapter 475, and have been approved and ordered placed on file; and WHEREAS, the bids set forth on Exhibit A attached hereto ere received pursuant to the Official Terms of Offering by the irector, Department of Finance and Management Services, at the ffices of Springsted Incorporated at 1 :00 P.M. , Central Time, o February 22 , 1988 ; and COUNCIL MEMBE S Requested by Department of: Yeas Nays rnmond Finance and Mana ement Servic �� In Favor coswitz � �� Against BY ` Sonnen Wilson Form Appro by City Attorn Adopted by Council: Date � � Certified Passed by ouncil Secretary BY By A►pprove by M or. e Appro d by Mayor for S i ion Council t�rr J�+--- B C,�6� ���' WHEREAS, the Bonds and the 1988 Capi.tal Tmprovement Bo ds are, and will be, treated for purposes of the exclusion of the interest thereon from federal income taxation as one is ue, but are issued pursuant to separate resolutions of this Cou cil; and WHEREAS, the Director , Uepartment of Finance and Man gement Services, has advised this Council that the bi.d of Har is Trust and Savings Bank & Associates was found to be the mos advantageous and has recommended that said bid be acc pted; and WHEREAS, this Council hereby finds, determines and dec ares that: ( i) there is not first available in any annual increment period under Title I of the Federal F�ousing Act of 1949, as amended, sufficient urban renewal development capital grant money for the payment of costs for approved project activities and improvements in the Saint Paul Neighborhood Redevelopment District, which is an urban renewal development project which has heretofore been designated and approved in the manner provided by law pursuant to the provisions of Subdivisions 1 and 2 of Section 1 of Laws of Minnesota for 1963 , Chapter 881 , as amended (the "Urban Renewal Law" ) ; and (ii) pursuant to Section 1 of the Urban Renewal Law, the City is authorized to issue bonds in the total amount of $43 ,400, 000 for paying certain project costs of urban renewal development or code enfor.cement projects designated by The Housing and Redevelopment Authority of the City of Saint Paul, Minnesota , or the City in the manner provided by law and for paying any remaining costs of municipal buildings and improvements to be constructed within or adjacent to the project area; and ( iii) the City has heretofore issued $42, 125 , 000 of bonds pursuant to the authority contained in Section 1 of the Urban Renewal Law; and ( iv) $2, 505, 000 of such bonds have heretofore been issued pursuant to the authority conta.ined in Subdivision 3 of Section 1 of the Urban Renewal Law (which subdivision was added by Laws of. Minnesota for 1975 , Chapter 260) ; and 2 ������ (v) the City is therefore authorized to issue the Bonds pursuant to the authority contained in Subd.ivision 3 of Section 1 of the Urban Renewal Law, and the Council does hereby authorize the issuance of the Bonds in the amount of $500, 000 for the payment of up to the entire project cost of the Saint �aul Neighborhood Redevelopment District, an urban renewal development project; and WHEREAS, the proceeds of the Bonds will finance up to t e entire project cost for an urban renewal development proj ct designated under the provisions of Section 1 of the Urba Renewal Law, specifically to acquire and clear land, all in t e Saint Paul Neighborhood Redevelopment District; and WHEREAS, the Ci.ty has heretofore issued r.egistered obli ations in certificated form, and incurs substantial cost associated with their printing and issuance, and subs antial continuing transaction costs relating to their paym nt, transfer and exchange; and WHEREAS, the City has determined again in 1988 that sign ' ficant savings in transaction costs will result from issu ng bonds in "global book-eni�ry form" , by which bonds are issu d in certificated form in large denominations, registered on t e books of the City in the name of a depository or its nomi ee, and held in safekeepinc� and immobilized by such depo itory, and such depository 'as part of the computerized nati nal securities clearance and settlement system (the "Nat onal System" ) registers transfers of ownership interests in t e bonds by making computerized book entries on its own book and distributes payments on the bonds to its Part cipants shown on its books as the owners of such inte ests; and such Participants and other banks, brokers and deal rs participating in the National System will do likewise (not as agents of the City) if not the beneficial owners of the onds; and WHEREAS, "Participants" means th�se financi.al inst ' tutions for whom the Depository effects book-entry tran fers and pledges of securities deposited and immobilized with the Depository; and WHEREAS, Midwest Securities Trust Company, a limited purp se trust company organized under the laws of the State of Illi ois, or any of its successors or successors to its func ions hereunder (the "Depository" ) , wil]_ act as such depo itory with respect to the Bonds except as set forth belo , and there is before this Council a form of letter 3 ��-��-��� agr ement (the "Depository Letter Agreement" } setting forth var ous matters relating to the Depository and its role with res ect to the Bonds; and WHEREAS, the City will deliver the Bonds in the form of ne certificate per matur. ity, each representing the ent.ire pri cipal amount of the Bonds due on a particular maturity dat (each a "Global Certifi.cate" ) , which single certiticate per maturity may be transfer. red on the City' s bond register as req ired by the Uniform Commercial Code, but not exchanged f.or sma ler denominations unless the City determines to issue Rep acement Bonds as provided below; and WHEREAS, the City will be able to replace the Dep sitory or under certain circumstances to abandon the "gl bal book-entry form" by permitting the Global Certificates to e exchanged for smaller denominations typical of ordinary bon s registered on the City' s �bond register; and "Replacement Bon s" means the certificates representing the Bonds so aut enticated and delivered by the Bond Registrar pursuant to par graphs 6 and 12 hereof; and WHEREAS, "Holder" as used herein means the person in whos name a Bond is registered on the registration books of the ity maintained by the City Treasurer or a successor registrar appointed as provided in paragraph 8 (the "Bond Regi trar" ) : NOW, THEREFORE, BE IT RESOL�VED by the Council of the City of Saint Paul, Minnesota, as fol.lows: l. Acceptance of Bid. The bid of Harris Trust and Savi gs Bank & Associates (the "Purchaser" ) to purchase $500,000 General Obligation Urban Renewal Bonds, Series 1988C, of t e City (the "Bonds" , or individually a "Bond" ) , and the 1988 Capital Improvement Bonds, in accordance with the Offi ial Terms of Offering for the bond sale, at the rates of inte est set forth hereinafter £or the Bonds and in a separate reso ution for the 1988 Capital Improvement Bonds, and to pay for he Bonds and the 1988 Capital Improvement Bonds the sum of $ 1 , 615, 499. 25, plus interest accrued to settlement, is here y found, determined and declared to be the most favorable bid eceived and is hereby accepted, and the Bonds and 1988 Capi al Improvement Bonds are hereby awarded to said bidder . The irector , Department of Finance and Management Services, or h ' s designee, is directed to retain the deposit of said bidd r and to forthwith return to the unsuccessful bidders thei good faith checks or drafts. A paragraph similar to 4 (.�._.�or�r-/�r9 ; th s also appears in the resolution adopted th.is day which pr vides for the issuance of the 1988 Capital Improvement Bo ds. 2 . Title; Original Issue Date; Denominations; Ma urities. The Bonds shall be titled "General Obligation Ur an Renewal Bonds, Series 1988C" , shall be dated March l, 19 8, as the date of original issue and shall be issued fo thwith on or after such date as fully registered bonds. Th Bonds shall be numbered from R-1 upward. Global Ce tificates shall each be in the denomination of the entire pr ' ncipal amount maturing on a single date. Replacement Bo ds, if issued as provided in paragraph 6 , shall be in the de omination of $5, 000 each or in any integral multiple th reof of a single maturity. The Bonds shall mature, without op ion of prepayment, on March 1 in the years and amounts as fo lows: Year Amount Year Amount 1989 $50, 000 1994 $50 , 000 1990 50, 000 1995 50, 000 1991 50, 000 1996 50, 000 1992 50 , 000 1997 50 , 000 1993 50, 000 1998 50, 000 3 . Pur�ose. The Bonds shall provide funds for th� acq isition and clearance of land (the "Improvements" ) in the Cit , and for the further payment of any remaining cost of mun 'cipal buildings and improvements to be constructed within or djacent to the project area of the Saint Paul Neighborhood Red velopment District. The proceeds of the Bonds shall be dep sited and used as provided in paragraph 17, for the pur ose described by Laws of Minnesota for 1963 , Chapter 881, as mended (the "Urban Renewal Law" ) . Despite the allocation of roceeds of the Bonds made in the preceding sentences of thi paragraph, the proceeds of the Bonds shall be subject to rea location in purpose and amount consistent with the laws und r which the Bonds are authorized to be issued, and the use of ny such reallocated proceeds shall from and after the rea location be treated as, or as part of, the "Improvements" ; pro ided, that no part of the proceeds of the issuance and sal of any of the Bonds shal]_ be made the subject of any rea location or disbursement except for the purpose of the pay ent or defrayment of the City' s obligations assumed under and authorized by said laws with respect to one or more of the sev ral urban renewal development or code enforcement projects ( in luding municipal buildings and improvements to be 5 ��-���,�' const ucted within or adjacent to said project areas) autho ized thereunder . The total cost of the Improvements, which shall include all costs enumerated in Minnesota Statu es, Section 475. 65 , is estimated to be at least equal to the a ount of the Bonds. Work on the Improvements shall proce d with due diligence to completion. 4 . Interest. The Bonds shall bear interest payable semia nually on March �l and September 1 of each year (each, an "I terest Payment Date" ) , commencing September 1, 1988 , calculated on the basis of a 360-day year of twelve 30-day month , at the respective rates per annum set forth opposite the aturity years as follows: M turit Year Interest Rate Maturity Year Interest Rate 1989 4 . 800 1994 5 . 80� 1990 5. 10 1995 6 . 00 1991 5. 30 1.996 6 . 10 1992 5 . 50 1997 6. 25 1993 5 . 70 1998 6. 25 5 . Description of the Global Certificates and Glob 1 Book-Entr S stem. Upon their original issuance the Bond will be issued in the form of a single Global Cert ficate for each maturity, deposited with the Depository by t e Purchaser and immobilized as provided in paragraph 6. No b neficial owners of interests in the Bonds will receive cert ' ficates representing their respective interests in the Bond except as provided in paragraph 6. Except as so provided, during the term of the Bonds, beneficial ownership (and subsequent transfers of beneficial ownership) of interests in the Global Certificates will be reflected by book entries made on the records of the Depository and its Par icipants and other banks, brokers, and dealers par icipating in the National System. The Depository' s book ent ies of beneficial ownership interests are authorized to be in ' ncrements of $5 , 000 of principal of the Bonds, but not sma ler increments, despite the ]_arger authori.zed den minations of the Global Certificates. Payment of pri cipal of, premium, if any, and interest on the Global Cer ificates will be made to the Bond Registrar as paying age t, and in turn by the Bond Registrar to the Depository or its nominee as registered owner of the Global Certificates, and the Depository according to the laws and rules governing it ill receive and forward payments on behalf of the ben ficial owners of the Global Certificates. 6 �����C��� Payment of principal of, premium, if any, and interest on a G obal Certificate may in the City' s discretian be made by suc other method of transferring funds as may be requested by the Holder of a Global Certificate. 6. Immobilization of Global Certificates by the De sitor ; Successor De ositor ; Replacement Bonds. Pursuant to he request of the Purchaser to the Depository, which req est is required by the Official Terms of Offering, imm diately upon the original delivery of the Bonds the Pur haser will deposit the Global Certificates representing all of the Bonds with the Depository. The Global Certificates shall be in typewritten form or otherwise as acceptable to the Dep sitory, shall be registered in the name of the Depository or its nominee and shall be held immob.ilized from circulation at t e offices of the Depository on behalf of the Purchaser and ubsequent bondowners. The Depository or its nominee will be t e sole holder of record of the Global Certificates and no inve tor or other party purchasing, selling or otherwise tran ferring ownership of interests in any Bond is to receive, hold or deliver any bond certificates so long as the Depo itory holds the Global Certificates immobilized from circ lation, except as provided below in this paragraph and in para raph 12. Certificates evidencing the Bonds may not after their orig nal delivery be transferred or exchanged except: ( i) Upon registration of transfer of ownership of a Global Certificate, as provided in paragraph 12, ( ii) To any successor of the Depository (or its nominee) or any substitute depository (a "substitute depository" ) designated pursuant to clause ( iii) of this subparagraph, provided that any successor of the epository or any substi.tute depository must be both a "clearing corporation" as defined in the Minnesota niform Commercial Code at Minnesota Statutes, ection 336. 8-102, and a qualified and registered 'clearing agency" as provided in Section 17A of the ecurities Exchange Act of 1934 , as amended, (iii) To a substitute depository desi.gnated by and cceptable to the City upon (a) the determination by the epository that the Bonds shall no longer be eligible for ts depository services or (b) a determination by the ity that the Depository is no longer able to carry out ts functions, provided that any substitute depository 7 �-r�-���� must be qualified to act as such, as provided in clause ( ii) of this subparagraph, or ( iv) To those persons to whom transfer is requested in written transfer instructions in the event that: (a) the Depository sha11 resign or discontinue its services for th� Bonds and the City is unable to locate a substitute depository within two (2) months following the resignation or determination of non- eligibility, or (b) upon a determination by the City in its sole discretion that (1) the continuation of the book-entry system described herein, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee) , might adversel.y affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certificated bonds, in either of which events the City shall notify Holders of its determination and of the availability of certificates (the "Replacement Bonds" ) to Holders requesting the same and the registration, transfer and exchange of such Bonds wil_1 be conducted as provided in paragraphs 9B and 12 hereof. In the event of a succession of the Depository as may be authorized by this parac�raph, the Bond Registrar upon pre entation of Global Certificates shall register their tra sfer to the substitute or successor depositories, and the sub titute or successor depository shall be treated as the Dep sitory for all purposes and functions under this res lution. The Depository Letter Agreement shall not apply to substitute or successor depository unless the City and the substitute or successor depository so agree, and a similar agr ement may be entered into. 7. No Redemption. The Bonds shall not be subject to edemption and prepayment prior to their maturity. 8 . Bond Registrar . The Treasurer of the City is app inted to act as bond registrar and transfer agent with res ect to the Bonds (the "Bond Registrar" ) , and shall do so 8 (�`�d"O ��O unle s and until a successor Bond Registrar is duly appointed. A su cessor Bond Registrar shall be an officer of the City or a ba k or trust company eli.gible for designation as bond regi trar pursuant to Minnesota Statutes, Chapter 475, and may be a pointed pursuant to any contract the City and such succ ssor Bond Registrar shall execute which is consistent here ith. The Bond Registrar shall also serve as paying agent unle s and until a successor paying agent is duly appointed. Prin ipal and interest on the Bonds shall be paid to the Hold rs (or record holders) of the Bonds in the manner set fort in the forms of Bond and paragraph 14 of this reso ution. 9. Forms of Bond. The Bonds shall be in the form of G obal Certificates unless and until Replacement Bonds are made available as provided i.n paragraph 6. Each form of bond may ontain such additional or. ditferent terms and provisions as t the form o£ payment, record date, notices and other matt rs as are consistent with the Depository Letter Agreement and pproved by the City Attorney. A. Global Certificates. The Global Certificates, toge her with the Certificate of Registration, the form of Assi nment and the registration information thereon, shall be in s bstantially the following form and may be typewritten rath r than printed: 9 ����-�<<� UNITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COUN'PY CITY OF SAINT PAUL R- $ GENERAL OBLIGATION URBAN RENEWAL BOND, SERIES 1988C NTEREST MATURITY llATE OF RA'I'E DA`1'E ORIGINAL ISSUE CUSIP March l, 19_ March l, 1988 RE ISTERED OWNER: PR NCIPAL AMOUNT: DOLLARS KNOW ALL PERSONS BY THESE PRESENTS that the City of Saint Paul , Ramsey County, Minnesota (the "Issuer" or "City" ) , certifies that it is indebted and for value received promises to ay to the registered owner specified above or on the cer ificate of registration below, or regi.stered assigns, wit out option of prepayment, in the manner hereinafter set for h, the principal amount specified above, on the maturity dat specified above, and to pay interest thereon semiannually on arch 1 and September 1 of each year (each, an "Interest Pay ent Date" ) , commencing September l , 1988, at the rate per ann m specified above (calculated on the basis of a 360-day yea of twelve 30-day months) until the principal sum is paid or as been provided for . This Bond wi_11 bear interest from the most recent Interest Payment Date to which interest has bee paid or , if no interest has been paid, from the date of ori inal issue hereof. The princi.pal of and premium, if any, on his Bond are payable by check or draft in next day funds or ts equivalent (or by wire transfer in immediately ava ' lable funds if payment in such form is necessary to meet the timing requirements below) upon presentation and surrender her of at the principal office of the Treasurer of the Issuer in aint Paul, Minnesota (the "Bond Registrar" ) , acting as pay'ng agent, or any successor paying agent duly appointed by the Issuer . Interest on this Bond will be paid on each Int rest Payment Date by check or dr. aft in next day f.unds or its equivalent mailed (or by wire transfer in immediately available funds if payment in such form is necessary to meet 10 � ������ th timing requirements below) to the person in whose name th' s Bond is register.ed (the "Holder" or "Bondho] der" ) on the re istration books of the Issuer maintained by the Bond Re istrar and at the address appearing thereon at the close of business on the fifteenth calendar day preceding such Interest Pay ent Date (the "Regular Record Date" ) . Interest payments sha 1 be received by the Holder no later than 12: 00 noon, Chi ago, Illinois, time; and principal and premium payments sha 1 be received by the Holder no later than 12: 00 noon, Chi ago, Illi.nois, time, if the Bond is surrendered for pay ent enough in advance to permit payment to be made by such tim . Any interest not so timely paid shall cease to be pay ble to the person who is the Holder hereof as of the Reg lar Record Date, and shall be payable to the person who is the Holder hereof at the close of business on a date (the "Sp cial Record Date" ) fixed by the Bond Registrar whenever mon y becomes available for payment of the defaulted interest. Not ' ce of the Special Record Date shall be given to Bon holders not less than ten days prior to the Special Record Dat . The principal of and premium, if any, and interest on thi Bond are payable in lawful money of the United States of America. Date of Payment Not Business Day. If the date for paym nt of the principal of, premium, if any, or interest on this Bond shall be a Saturday, Sunday, legal holiday or a day on w ich banking institutions in the City of Chicago, Illi ois, or the city where the principal office of the Bond Regi trar is located are author. ized by law or executive order to c ose, then the date for such payment shall be the next succ eding day which is not a Saturday, Sunday, legal ho].iday or a day on which such banking instituti.ons are authorized to clos , and payment on such date shall have the same force and effe t as if made on the nominal date of payment. No Redemption. The Bonds of this issue are not subj ct to redemption and prepayment prior to their maturity. Issuance; Purpose; General Obli�ation. This Bond is one f an issue in the total principal amount of $500, 000, all of like date of original issue and tenor, except as to number , maturity, interest rate, and denomination, which Bond has been issue pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including parti ularly Laws of Minnesota for 1963 , Chapter 881, as amend d, particul.arly Subdivision 3 of Section 1 thereof, and the C arter of the Issuer , and pursuant to a resolution adopt d by the City Council of the Issuer on February 23 , 1988 11 ��-��- a��' (the "Resolution" ) , for the purpose of procuring the necessary fund to pay up to the entire project cost of certain ur. ban rene al development projects in the City, designated the Saint Paul Neighborhood Redevelopment District, being a project for whic the City is authorized to issue bonds pursuant to the afor said laws. This Bond is payable out of the General Debt Serv' ce Fund of the Issuer . This Bond constitutes a general obli ation of the Issuer, and to provide moneys for the prompt and ull payment of its principa,l, premium, i.f any, and inte est when the same become due, the full faith and credit and axing powers of the Issuer have been and are hereby irre ocably pledged. Denominations; Exchan�e; Resolution. The Bonds are issu ble originally only as G1oba1 Certificates in the deno ination of the entire principal amount of the issue matu ing on a single date. Globa:l Certificates are not exch ngeable for fully registered bonds of smaller deno inations except in exchange for Replacement Bonds if then avai able. Replacement Bonds, if made availab.le as provided belo , are issuable solely as fu.11y registered bonds in the deno inations of $5, 000 and integral multiples thereof of a sing e maturity and are exchangeable for fully registered Bond of other authorized denominations in equal aggregate prin ipal amounts at the principal office of the Aond Regi trar , but only in the manner and subject to the limi ations provided in the Resolution. Reference is hereby made to the Resolution for a description of the rights and duti s of the Bond Registrar . Copies of the Resolution are on f ' le in the principal office of the Bond Registrar . Replacement Bonds. Replacement Bonds may be issued by t e Issuer in the event that: (a) the Depository shall resign or discontinue its services for the Bonds, and only if the Issuer is unable to locate a substitute depository within two (2) months following the resignation or determination of non- eligibility, or (b) upon a determination by the Issuer in its sole discretion that ( 1) the continuation of the book-entry system described in the Resolution, which precludes the issuance of certificates (other than Global Certificates) to any Holder other than the Depository (or its nominee) , might adversely affect the interest of the beneficial owners of the Bonds, or (2) that it is in the best interest of the beneficial owners of the Bonds that they be able to obtain certificated bonds. 12 ������ Transfer . This Bond shall be registered in the name of the payee on the books of the Issuer by presenting this Bo d for registration to the Bond Registrar , who will endorse hi , her or its name and note the date of registration op osite the name of the payee in the certificate of re istration attached hereto. Thereafter this Bond may be tr nsferred by delivery with an assignment duly executed by th Holder or his, her or its legal representatives, and the Is uer and Bond Registrar may treat the Holder as the person ex lusively entitled to exercise all the rights and powers of an owner until this Bond is presented with such assignment for re istration of transfer , accompanied by assurance of the na ure provided by law that the assignment is genuine and ef ective, and until such transfer is registered on said books an noted hereon by the Bond Registrar , all subject to the te ms and conditions provided in the Resolution and to re sonable regulations of the Issuer contained in any ag eement with, or notice to, the Bond Registrar . Transfer of th ' s Bond may, at the direction and expense of the Issuer , be su ject to certain other restrictions if required to qualify this Bond as being "in registered form" within the meaning of Section 149 (a) of the federal Internal Revenue Code of 1986 , as mended. Fees upon Transfer or Loss. The Bond Registrar may req ire payment of a sum sufficient to cover any tax or other. gov rnmental charge payable in connection with the transfer or exc ange of this Bond and any legal or unusual costs regarding tra sfers and lost Bonds. Treatment of Registered Owner . The Issuer and Bond Reg strar may treat the person in whose name this Bond is reg stered as the owner hereof for the purpose of receiving pay ent as herein provided (except as otherwise provided with res ect to the Record Date) and for all other purposes, whe her or not this Bond shall be overdue, and neither the Iss er nor the Bond Registrar shall be affected by notice to the contrary. Authentication. This Bond shall not be valid or bec e obligatory for any purpose or be entitled to any security unless the Certificate of Authentication hereon shall_ have been executed by the Bond Registrar . Not Qualified Tax-Exempt Obligations. The Bonds have not been designated by the Issuer as "qualified tax- xempt obligations" for purposes of 5ection 265 (b) (3) of the ederal Internal Revenue Code of 1986, as amended. 13 �� �����'� IT IS HEREBY CERTIFIED AND RECITED that all acts, co ditions and things required by the Constitution and laws of th State of Minnesota and the Charter of the Issuer to be do e, to happen and to be performed, precedent to and in the is uance of this Bond, have been done, have happened and have be n performed, in regular and due form, time and manner as re uired by law, and this Bond, together with all other debts of the Issuer outstanding on the date of original. issue hereof an on the date of its issuance and delivery to the original purchaser , does not exceed any constitutional or statutory or Charter limitation of indebtedness. 14 ������ IN WITNESS WHEREOF, the City of Saint Paul, Ramsey Co nty, Minnesota, by its City Council has caused th:is Bond to be sealed with its official seal and to be executed on its be alf by the photocopied facsimile signature of its Mayor , at ested by the photocopied facsimile signature of its Clerk, - an countersigned by the photocopi.ed facsimile signature of it Director , Department of Finance and Management Services. Da e of Registration: Registrable by: Payable at: BON REGISTRAR' S CTTY OF $AINT PAUL, CER IFICATE OF RAMSEY COUNTY, MINNESOTA AUT ENTICATION Thi Bond is one of the Bon s described in the Res lution mentioned Mayor wit in. Attest: , City Clerk Bond Registrar BY Countersigned: Au horized Signature Director , Department of Finance and Management Services (SEAL Gener 1 Obligation Urban Renewal Bond, Series 1988C, No. R- 15 ����y� CERTIFICATE OF REGISTRATION The t ansfer of ownership of the principal amount of the attac ed Bond may be made only by the registered owner or his, her o its legal representative last noted below. DATE F SIGNATURE OF REGIS RATION REGISTERED OWNER BOND REGISTRAR 16 (;�--���y a ABBREV I11T I ONS The following abbreviati.ons, when used in the inscri_ption on the face of this Bond, shall be construed as though they we e written out in full according to applicable laws or re ulations: TE COM - as tenants in common TE ENT - as tenants by the entireties JT TEN - as joint tenants with right of survivorship and not as tenants in common UT A - as custodian for (Cust) (Minor) under the Uniform Transfers (State) to Minors Act Additional abbreviations may also be used though not in the above list. 17 � ���� ASSIGNMENT For value received, the undersigned hereby sells, as igns and transfers unto the within Bond and does he eby irrevocably constitute and appoint at orney to transfer the Bond on the books kept for the re istration thereof, with full power of substitution in the pr mises. Da ed: Notice: The assignor ' s signature to this assignment must correspond with the name as it appears upon the face of i�he within Bond in every particular , without alteration or any change whatever . Sig ature Guaranteed: Sig ature(s) must be guaranteed by a national bank or trust com any or by a brokerage firm having a membership in one of the major stock exchanges. The Bond Registrar will not effect transfer of this Bond unle s the information concerning the transferee requested belo is provided. Name and Address: ( Include information for all joint owners if the Bond is held by joint account. ) 18 % c��—°���' B. Replacement Bonds. If the City has notified Ho ders that Replacement Bonds have been made available as pr vided in paragraph 6, then for every Bond thereafter transferred or exchanged the Bond Registrar shall deliver a certificate in the form of the Replacement Bond rather than the Global Certificate, but the Holder of a Global Certificate sha 1 not otherwise be required to exchange the Gl.obal Cer ificate for one or more Replacement Bonds since the City rec gnizes that some bondholders may prefer the convenience of the Depository' s registered ownership of the Bonds even though the entire issue is no longer required to be in global book- ent y form. The Replacement Bonds, together with the Bond Reg strar ' s Certificate of Authentication, the form of Ass 'gnment and the registration information thereon, shall be in ubstantiall.y the following form: l9 % ��-��/�' �= UNITED STATES OF AMERICA STATE OF MINNESOTA RAMSEY COUNTY CITY OF SAINT PAUL R- $ GENERAL OBI,TGATION URBAN RENEWAL BOND, SERIES 1988C NTEREST MATURITY DATE OF RATE DATE ORIGINAL ISSUE CUSIP March 1 , 1988 REGISTERED OWNER: PRI CIPAL AMOUNT: DOLL�IRS KNOW ALL PERSONS BY THESE PRESENTS that the City of Sai t Paul , Ramsey County, Minnesota (the "Issuer" or "City" ) , cer ifies that it is indebted and for. value received promises to ay to the r. egistered owner specified above, or registered ass gns, without option of prepayment, in the manner her inafter set forth, the principal amount specified above, on he maturity date specified above, and to pay interest the eon semiannually on March 1 and September 1 of each year (ea h, an "Interest Payment Date" ) , commencing September 1, 198 , at the rate per annum specified above (calcu].ated on the bas s of a 360-day year of twelve 30-day months) until the pri cipal sum is paid or has been provided for . This Bond wil bear interest from the most recent Interest Payment Date to hich interest has been paid or , if no interest has been pai , from the date of original issue hereof. The principal of nd premium, if any, on this Bond are payable upon pre entation and surrender hereof at the principal office of in , (the "Bond Registrar" ) , acti g as paying agent, or any successor paying agent duly appointed by the Issuer . Interest on this Bond will be paid on e ch Interest Payment Date by check or dr. af_t mailed to the pers n in whose name this Bond is registered (the "Holder" or "Bon holder" ) on the registration books of the Issuer main ained by the Bond Registrar and at the address appearing ther on at the close of business on the fifteenth calendar day prec ding such Interest Payment Da�;e (the "Regular Record 20 CG-!=��/� Da e" ) . Any interest not so timely paid shall cease to be pa ab.le to the person who is the Holder hereof as of the Re ular Record Date, and shall be payable to the person who is th Holder hereof at the close of business on a date (the "S ecial Record Date" ) fixed by the Bond Registrar whenever mo ey becomes available for payment of the defaulted interest. No ice of the Special Record Date shall be given to Bo holders not less than ten days prior to the Special Record Dat . The principal of and premium, if any, and interest on thi Bond are payable in lawful money of the United States of Ame ica. REFERFNCE IS HEREF3Y MAUE TO THF F'URTHER PROVISIONS OF HIS BOND SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHA L FOR ALL PURPOSES HAVE THE SAME EFFECT AS IF SET FORTH HER . IT IS HEREBY CERTIFIED AND RECITED that all acts, con itions and things required by the Constituti.on and laws of the State of Minnesota ar�d the Charter of the Issuer to be done, to happen and to be performed, precedent to and in the issu nce of this Bond, have been done, have happened and have been performed, in regular and due form, time and manner as requ ' red by law, and this Bond, together with all other debts of t e Issuer outstanding\ on the date of original issue hereof and n the date of its issuance and delivery to the origina]_ purc aser , does not exceed any constitutional or statutory or Char er limitation of indebtedness. IN WITNESS WHEREOF, the City of Saint Paul, Ramsey Coun y, Minnesota, by its City Council has caused this Bond to be s aled with its official seal or a f.acsimile thereof and to be ex cuted on its behalf by the original or facsimile signa ure of its Mayor , attested by the original or facsimile signa ure of its Clerk, and countersigned by the original or facsi ile signature of its Director , Department of Finance and Manag ment Services. 21 � ,..�y "0��0 �- O Date of Registr.ation: Registrable by: Payable at: B ND REGISTRAR' S CITY OF SAIN'P PAUL, C RTIFICATE OF RAMSEY COUNTY, MINNESOTA A THENTICATION T is Bond is one of the B nds described in the R solution mentioned Mayor w' thin. Attest: , City Clerk B nd Registrar B Countersigned: Authorized Signature Director , Department of Finance and Management Services ( EAL) 22 ������ ON REVERSE OF BOND Date of Payment Not Business Day. If the date for p yment of the principal of, premium, if any, or interest on t is Bond shall be a Saturday, Sunday, legal holiday or a day o which banking institutions in the City of Chicago, I linois, or the city where the principal office of the Bond R gistrar is located are authorized by law or executive order to close, then the date for such payment shall be the next su ceeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking instituti.ons are authorized to cl se, and payment on such date shall have the same force and ef ect as if made on the nominal date of payment. No Redemption. The Bonds of this issue are not su ject to redemption and prepayment prior to their maturity. Issuance; Purpose; General Obligation. This Bond is on of an issue in the total principal amount of $500, 000, all of like date of original issue and tenor , except as to number , ma urity, interest rate, and denomi.nation, which Bond has been is ued pursuant to and in full conformity with the Co stitution and laws of the State of Minnesota , including particularly Laws of_ Minnesota for 1963 , Chapter 887., as ame ded, particularly Subdivision 3 of Secti.on 1 thereof, and the Charter of the Issuer , and pursuant to a resolution ado ted by the City Council of the Issuer on February 23 , 198f3 (th "Resolution" ) , for the purpose of procuring the necessary fun s to pay up to the entire project cost of certain urban ren wal development projects in the City, designated the Saint Pau Neighborhood Redevelopment District, being a project for whi h the City is authorized to issue bonds pursuant to the afo esaid laws. This Bond is payable out of the General Debt Ser ice Fund of the Issuer . This Bond constitutes a general obl ' gation of the Issuer , and to provide moneys for the prompt and full payment of its principal , premium, if any, and int rest when the same become due, the full faith and credit and taxing powers of the Issuer have been and are hereby irre ocably pledged. Denominations; Exchan�c.e_; Resolution. The Bonds are issu ble solely as fully registered bonds in the denominations of $ , 000 and integral multiples thereof of a single maturity and re exchangeable for fully registered Bonds of other auth rized denominations in equal aggregate principal amounts at t e principal office of the f3ond Registrar. , but on_ly in the mann r and subject to the limitations provided in the 23 ������ Resol tion. Ref.erence is hereby made to the Resolution for a descr ption of the rights and duties of the Band Registrar . Copie of the Resolution are on file in the principal office of th Bond Registrar. Transfer. This Bond is transferabl_e by the Holder in pe son or by his, her or its attorney duly authorized in writi g at the principal office of the Bond Registrar upon prese tation and surrender hereof to the Bond Registrar , all subje t to the terms and conditions provided in the Resolution and t reasonable regulations of the Issuer contained in any agree ent with, or notice to, the Bond Registrar . Thereupon the I suer shall execute and the Bond Registrar shall authe ticate and deliver , in exchange for this Bond, one or more ew fully registered Bonds in the name of the transferee (but ot registered in b]_ank or to "bearer" or similar desi nation) , of an authorized denominati.on or denominations, in a gregate principal amount equal to the principal amount of this Bond, of the same maturity and bearing interest at the same rate. Whenever ownership of this Bond should be tran ferred under any other circumstances or be registered in nomi ee name only, the registered owner of the Bond shall, if and o the extent required to qualify this Bond as being "in regi tered form" within the meaning of Section 149 (a) of the fede al Internal Revenue Code of 1986 , as amended, and at the dire tion and expense of the Issuer , maintain for the Issuer a reco d of the actual owner of the Bonds. Fees upon Transfer or Loss. The Bond Registrar may requ re payment of a sum sufficient to cover any tax or other gove nmental charge payable in connection with the transfer or exch nge of this Bond and any legal or unusual costs regarding tran fers and lost Bonds. Treatment of Registered Owner. The Issuer and Bond Regi trar may treat the person in whose name this Bond is regi tered as the owner hereof £or the purpose of receiving pay nt as herein provided (except as otherwise provided on the reverse side hereof with respect to the Record Date) and for all other purposes, whether or not this Bond shall be overdue, and neither the Issuer nor the Bond Registrar shall be ffected by notice to the contrary. Authentication. This Bond shall not be valid or bec me obligatory for any purpose or be entitled to any sec rity unless the Cer. tificate of Authentication hereon shall hav been executed by the Bond Registrar . 24 , , ' ��/��--�=�-;�'" Not Qualified Tax-Exempt Obligations. The Bonds hav not been designated by the Issuer as "qualified tax exempt obligations" for purposes of Section 265 (b) ( 3) of the federal Internal Revenue Code of 1986 , as amended. ABBREVIATIONS The following abbreviations, when used in the inscription on he face of this I3ond, shall be construed as though they wer written out in full according to applicable laws or reg lations: TEN COM - as tenants in common TEN ENT - as tenants by the entireties JT EN - as joint tenants with ri.ght of survivorshi.p and not as tenants in common UTM - as custodian for (Cust) (Minor) under the Uniform Transfers (State) to Minors Act Additional abbreviations may also be used though not in the above list. 25 � �--�=-���' ASSIGNMENT For value received, the undersigned hereby sells, ass ' gns and transfers unto the within Bond and does her by irrevocably constitute and appoint att rney to transfer the Bond on the books kept for the reg stration thereof, with full power of substitution in the pre ises. Dat d: Notice: The assignor ' s signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatever . Si nature Guaranteed: Si nature(s) must be guaranteed by a national bank or trust co pany or by a brokerage firm having a membership in one of th major stock exchanges. The Bond Registrar will not effect transfer of this Bond u less the information concerning the transferee requested b low is provided. N me and Address: ( Include information for a.11 joint owners if the Bond is held by joint account. ) 26 ����-��� 10. Execution. The Bonds sha.11 be executed on beh lf of the City by the signatures of its Mayor , C]_erk and Dir ctor , llepartmPnt of Finance and Management Services, each wit the effect noted on the forms of the Bonds, and be sealed wit the seal of the Ci.ty; provided, however , that the seal of the City may be a printed or photocopied facsimil�; and pro ided £urther that any of such signatures may be printed or pho ocopied facsimiles and the corporate seal may be omitted on he Bonds as permitted by 1_aw. In the event of disability or esignation or other absence of any such o£ficer, the Bonds may be signed by the manual or facsimile signature of that officer who may act on behalf of such absent or disabled of icer . In case any such officer whose signature or fa simile of whose signature shall appear on the Bonds shall ce se to be such officer before the delivery of the Bonds, su h signature or facsimile shall nevertheless be valid and su ficient for all purposes, the same as if he or she had re ained in office until delivery. 11. Authentication; Date of Registration. No Bond sh 11 be valid or obligatory f.or any purpose or be entitled to an security or benefit under this resolution unless a Ce tificate of Authentication on such Bond, substantially in th form hereinabove set forth, shall have been duly executed by an authorized representative of the Bond Registrar . Ce tificates of Authentication on different Bonds need not bP si ned by the same person. The Bond Registrar shall au henticate the signatures of officers of the City on each Bo d by execution of the Certificate of Authentication on the Bo d and by inserting as the date of registration in the space pr vided the date on which the Bond is authenticated. For p rposes of delivering the original Global Certificates to the P rchaser , the Bond Registrar shall insert as the date of r gistration the date of original issue, which date is M rch l, 1988 . The Certificate of Authentication so executed o each Bond shall be conclusive evidence that it has been a thenticated and delivered under this resolution. 12. Registration; Transfer; Exchange. The City w 11 cause to be kept at the principal office of the Bond R gistrar a bond register in which, subject to such reasonable r gulations as the Bond Registrar may prescribe, the Bond R gistrar shall provide for the registration of Bonds and th� r gistration of transfers of. Bonds entitled to be registered o transferred as herein provided. A Global Certificate shall be registered in the name o the payee on the books of the Bond Registrar by presenting 27 ����� the Global Certificate for registration to the Bond Registrar , who will endorse his or her name and note the date of reg ' stration opposite the name of the payee in the certificate of egistration on the Global Certificate. Thereafter a Glo al Certificate may be transferr.ed by delivery with an assignment duly executed by the Holder or his, her or its leg 1 representative, and the City and Bond Registrar may treat the Holder as the person exclusively entitled to ex rcise all the rights and powers of an owner until a Global Ce tificate is presented with such assignment for registration of transfer, accompanied by assurance of the nature provided by law that the assignment is genuine and effective, and until su h transfer is registered on sai.d books and noted thereon by th Bond Registrar, all subject to the terms and conditions pr vided in the Resolution and to reasonable regulations of th City contained in any agreement with, or notice to, the Bo d Registrar . Transfer of a Global Certificate may, at the di ection and expense of the City, be subject to other re trictions if required to qualify the Global Certificates as be ' ng "in registered form" within the meaning of Section 14 (a) of the federal Internal Revenue Code of 1986 , as am nded. Upon surrender for transfer of any Replacement Bonc3 a the principal office of the Bond Registrar, the City shall e ecute ( if necessary) , and the Bond Registrar shall a thenticate, insert the date of registration (as provided in p ragraph 11) of, and deliver , in the name of the designated t ansferee or transferees, one or more new Replacement Bonds o any authorized denomination or denominations of a like a gregate principal amount, having the same stated maturity a d interest rate, as requested by the transferor; provided, h wever , that no bond may be registered in blank or in the n me of "bearer" or similar designation. Whenever ownership o any Replacement Bonds should be transferred without s rrender of the Replacement Bond for transfer or should be r gistered in nominee name only, the registered owner of the R placement Bond shall, if and to the extent required to p eserve the exclusion from gross income of the interest on t e Bonds and at the direction and expense of the City, m intain for the City a record of the actua.l owner of the placement Bond. At the option of the Holder of a Replacement Bond, eplacement B�nds may be exchanged for Replacement Bonds of ny authorized denomination or denominations of a like 28 �� ���lU ��`� agg egate principal amount and stated maturity, upon surrender of he Replacement Aonds to be exchanged at the principal off ' ce of the Bond Registrar . Whenever any Replacement Bonds are so surrendered for exchange, the City shall execute ( if nec ssary) , and the Bond Registrar shall authenticate, insert the date of registration of, and deliver the Replacement Bonds which the Holder making the exchange is entitled to receive. Gl bal Certificates may not be exchanged for Glnbal Ce tificates of smaller denominations. All Bonds surrendered upon any exchange or transfer pr vided for in this resolution shall be promptly cancelled by th Bond Registrar and thereafter disposed of as directed by th City. All Bonds deli.vered i.n exchange for or upon transfer of Bonds shall be valid general obligations of the City ev'dencing the same debt, and entitled to the same benefits un er this resolution, as the Bonds surrendered for such ex hange or transfer . Every Bond presented or surrendered for transfer or e change shall be duly endorsed or be accompanied by a written i strument of transfer , in form satisfactory to the Bond R gistrar , duly executed by the holder thereof or his, her or i s attorney duly authorized in writing. The Bond Registrar may require payment of a sum s fficient to cover any tax or other governmental charge p yable in connection with the transfer or exchange of any B nd and any legal or unusual costs regarding transfers and 1 st Bonds. Transfers shall also be subject to reasonable r gulations of the City contained in any agreement with, or n tice to, the Bond Registrar , including regulations which p rmit the Bond Registrar to close its transfer books between record dates and payment dates. 13 . Rights Upon Transfer or Exchange. Each Bond elivered upon transfer of or in exchange for or in lieu of ny other Bond shall carry all the rights to interest accrued nd unpaid, and to accrue, which were carried by such other ond. 14 . Interest Payment; Record Date. Interest on any lobal Certificate shall be paid as provided in the first aragraph thereof, and interest on any Replacement Bond shall 29 ���,:���"� be aid on each Interest Payment Date by check or draft mailed to he person in whose name the Bond is registered ( the "Holder" ) on the registration books of the City maintained by the Bond Registrar , and in each case at the address appearing th reon at the close of business on the fifteenth ( 15th) ca endar day preceding such Interest Payment Date (the "R gular Record Date" ) . Any such interest not so timely paid sh 11 cease to be payable to the person who is the Holder th reof as of the Regular Record Date, and shall be payable to th person who is the Holder thereof at the c].ose of business on a date (the "Special Record Date" ) fixed by the Bond Re istrar whenever money becomes available for payment of the de aulted interest. Notice of the Special Record Date shall be given by the Bond Registrar to the Holders not less than te ( 10) days prior to the Special Record Date. The term "H lder" shall also include those lawfully entitled to take ac ions on behalf of the beneficial owners of the Bonds for pu poses of any consent or approvals given by Holders. 15 . Treatment of Registered Owner . The City and Bo d Registrar may treat the person in whose name any Bond is re istered as the owner of such Bond for the purpose of r ceiving payment of principal of and premium, iF any, and i terest (subject to the payment provisions in paragraph 14 a ove) on, such Bond and for all other purposes whatsoever w ether or not such Bond shall be overdue, and neither the C' ty nor the Bond Registrar shall be affected by notice to the c ntrary. 16. Delivery; Application of Proceeds. The Global C rtificates when so prepared and executed shal_1 be delivered b the Director , Department of Finance and Management S rvices, to the Purchaser upon receipt of the purchase price, a d the Purchaser shall not be obliged to see to the proper a plication thereof. 17. Fund and Account. There is hereby created a s ecial account to be designated the "Urban Renewal Bonds A count of 1988" (the "Account" ) in the special fund of the ity heretofore created and designated as the "City Urban enewal Bond Fund" , to be administered and maintained by the ity Treasurer as a bookkeeping account separate and apart rom all other accounts maintained in the official financial ecords of the City. There has been heretofore created and stablished the General Debt Servi_ce Fund (numbered 960, erein the "Fund" ) . The Account and the Fund shall each be aintained in the manner herein specified until all of the onds and the interest thereon have been fully paid. 30 �-���� ( i) Account. To the Account there shall be cr dited the proceeds of the sale of the Bonds, less ac rued interest received thereon, and less any amount paid for the Bands in excess of $491,500 (allocating the p rchase price £or the Bonds and 1988 Capital Improvement B nds proportionally to the aggregate face amount t ereof) . From the Account there shall be paid all costs a d expenses of making the Improvements (as defined in p ragraph 3 hereof, including any reallocation) , i cluding the cost of any construction contracts h retofore let and all other costs incurred and to be 'ncurred of the kind authorized in Minnesota Statutes, ection 475. 65; and the moneys in the Account shall be sed for no other purpose except as otherwise provided by aw; provided that the proceeds of the Bonds may also be sed to the extent necessary to pay interest on the Bonds ue prior to the anticipated date of commencement of the ollection of taxes herein covenanted to be levied; and provided further that if upon compl.etion of the Improvements there shall remain any unexpended balance in the Account, the balance may be transferred by the Council to the fund of any other improvement instituted pursuant to Laws of Minnesota for 1963 , Chapter 881, as amended, or to the Fund. All earnings on the Account shall be transferred to the Fund. ( ii ) Fund. There is hereby p.ledged and there shall be credited to the Fund, to a speci.al sinking fund account which is hereby created and established therein for the payment of the Bonds, and as a separate sinking fund account also in the common sinking fund maintained for payment of principal and interest on the urban renewal bonds issued pursuant to the Urban Renewal Law, and no other bonds, (a) all accrued interest received upon delivery of the Bonds; (b) all funds paid for the Bonds in excess of $491,500; (c) any collections of all taxes which are herein levied for the payment of the Bonds and interest thereon as provided in paragraph 18; (d) all funds remaining in the Account after completion of the Improvements and payment of the costs thereof, not so transferred to the account of another improvement; and (e) all investment earnings on moneys held in said special account in the Fund. Said special account created in the Fund shall be used olely to pay the principal and interest and any premiums for edemption of the Bonds and any other bonds af the City 31 / ������ her tofore or hereafter issued by the City and made payable fro said special account in the Fund as provided by law, or to ay any rebate due to the United States. No portion of the pro eeds of the Bonds and the 1988 Capital Improvement Bonds, tre ted as one issue, shall be used directly or indirectly to acq ire higher yielding investments or to replace funds which wer used directly or indirectly to acquire higher yielding inv stments, except (1) for a reasonable temporary period unt ' 1 such proceeds ar.e needed for the purpose for which the Bon s and the 1988 Capital Improvement Bonds were issued, and (2) in addition to the above in an amount not greater than the lesser of five percent (So) of the proceeds of the Bonds and th 1988 Capital Improvement Bonds or $100, 000 . To this ef ect, any proceeds of the Bonds and the 1988 Capital Im rovement Bonds and any sums from time to time held in the Ac ount or said special account in the Fund (or any other City ac ount which will. be used to pay principal or interest to be ome due on the bonds payable therefrom) in excess of am unts which under then-applicable federal arbitrage re ulations may be invested without regard as to yield shall no be invested at a yield in excess of the applicable yield re trictions imposed by said arbitrage regul.ations on such in estments after taking into account any applicable "t mporary periods" or "minor portion" made available under th federal arbitrage regu.l.ations. In addition, the proceeds of the Bonds and the 1988 Capital Improvement Bonds and money i the Account or the Fund shall not be invested in o ligations or deposits issued by, guaranteed by or insured by t e United States or any agency or instrumentality thereof if a d to the extent that such investment would cause the Bonds a d the 1988 Capital Improvement Bonds to be "federally g aranteed" within the meaning of Section 149 (b) of the f deral Internal Revenue Code of 1986, as amended (the " ode" ) . 18. Tax Levy; Coverage Test. To provide moneys for p yment of the princi.pal and interest on the Bonds there is h reby levied upon all of the taxable property in the City a direct annual ad valorem tax which shall be spread upon the ax rolls and collected with and as part of other general roperty taxes in the City for the years and in the amounts as ollows: 32 J) �, %/'''�G]Q/ �/j�/ / V,/ ' " Tl Year of Tax Year of Tax Levy Collection Amount 1987* 1988* $82, 320* 1988 1989 79 , 800 1989 1.990 77, 123 1990 1991 74 , 340 1991 1992 71, 453 1992 1993 68,460 1993 1994 65,415 1994 1995 62 , 265 1995 1996 59, 063 1996 1997 55, 782 *he etofore levied or provided from other available City funds The tax levies are such that if col]_ected in full the , together with estimated collections of any other re enues herein pledged for the payment of the Bonds, will pr duce at least five percent (50) in excess of the amount ne ded to meet when due the principal and interest payments on th Bonds. The tax levies shall be irrepealable so long as an of the Bonds are outstanding and unpaid, provided that the Ci y reserves the right and power to reduce the levies in the ma ner and to the extent permitted by Minnesota Statutes, Se tion 475. 61, Subdivision 3 . 19 . General Obligation Pled�e. For the prompt and fu 1 payment of the principal and interest on the Bonds, as th same respectively become due, the full faith, credit and ta ing powers of the City shall be and are hereby irrevocably pl dged. If the balance in the Fund (as defined in paragraph 17 hereof) is ever insufficient to pay all principal and i terest then due on the Bonds payable therefrom, the d ficiency shall be promptly paid out of any other funds of t e City which are available for such purpose, including the g neral fund of the City, and such other funds may be r imbursed with or without interest from the Fund when a s fficient balance is available therein. 20 . Certificate of Re�istration. The Director , D partment of Finance and Management Services, is hereby d ' rected to file a certified copy of this Resolution wi�h the C unty Auditor of Ramsey County, Minnesota , together with such o her information as the Aud.itor shall require, and to obtain t e Auditor ' s certificate that the Bonds have been entered in he Auditor ' s Bond Register , and that the tax levy required by aw has been made. 33 �������� v 21. Records and Certif.i.cates. The officers of the Cit are hereby authorized and directed to prepare and fur ish to the Purchaser , and to the attorneys approving the leg lity of the issuance of the Bonds, certified copies of all pro eedings and records of the City relating to the Bonds and to he financial conditi.on and affairs of the City, and such oth r affidavits, certificates and information as are required to how the facts relating to the legality and marketability of he Bonds as the same appear from the books and records und r their custody and control or as otherwise known to them, and all such cer�ified copi.es, certificates and affidavits, including any heretofore furnished, shall be deemed represen- tations of the City as to the facts recited therein. 22. Negative Covenant as to Use of Improvemenls. Th City hereby covenants not to use the proceeds of the Bonds or the 1988 Capital Improvement Bonds or to use the Im rovements or the improvements financed by the proceeds of th 1988 Capital Improvement Bonds, or to cause or permit them or any of them to be used, or to enter into any deferred pa ment arrangements for the cost of the Tmprovements or the im rovements financed by the proceeds of the 1988 Capital Im rovement Bonds, in such a manner as to cause the Bonds or th 1988 Capital Improvement Bonds to be "private activity bo ds" within the meaning of Sections 103 and .141 through 150 of the Code. 23 . Tax-Exempt Status of the Bonds; Rebate. The Ci y shall comply with requirements necessary under the Code to establish and maintain the exclusion from gross income un er Section 103 of the Code of the interest on the Bonds, in luding without limitati.on requirements re]_ating to te porary periods for investmeni:s, limitations on amounts i vested at a yield greater than the yield on the Bonds, and t e rebate of excess investment earnings to the United States. 24. No Designation o�ualified Tax-Exempt O li ations. The Bonds, together with other obligations i sued by the City in 1988 , exceed in amount those which may b qualified as "qualified tax-exempt obligations" wii:hin the m aning of Section 265 (b) (3 ) of the Code, and hence are not d signated for such purpose. 34 WH17E - CITV CLERK PINK - FINANCE COUnCII CANARV - DEPARTMEN GITY OF SAINT PAUL - � BLUE - MAVOR File NO• Council Resolution Presented By Referred o Committee: Date Out of Co mittee By Date 25. Depository Letter Agreement. The Depository Letter Agreement is hereby approved, and shall be executed on behalf of the City by the Mayor, Clerk and Director, Department of Fi ance and Management Services, in substantially the form appro ed, with such changes, modifications, additions and deletions as sh 11 be necessary and appropriate and approved by the City Attor ey. Execution by such officers of the Depository Letter Agree ent shall be conclusive evidence as to the necessity and propr ety of changes and their approval by the City Attorney. So lo g as Midwest Securities Trust Company is the Depository or it or its nominee is the Holder of any Global Certificate, the C ty shall comply with the provisions of the Depository Lette Agreement, as it may be amended or supplemented by the City rom time to time with the agreement or consent of Midwest Secur ties Trust Company. 26. Severability. If any section, paragraph or provision of th' s resolution shall be held to be invalid or unenforceable for a y reason, the invalidity or unenforceability of such section, parag aph or provision shall not affect any of the remaining provisions of this resolution. 27. Headings. Headings in this resolution are included for onvenience of reference only and are not a part hereof, and hall not limit or define the meaning of any provision hereof . COUNCIL ME BERS Requested by Department of: Yeas Nays Dimond Finance and Mana ement S vices �� In Favor coswitz � I Rettm Sc6eibet � _ Against BY � .E�eewen ll� ���i1� FEB 2 � i988 Form Approved by City Attorn Adopted by Cou cil: Date Certified Pa-s ounc.il S et By r By dlppr v by AA or: a ,��_'�� Appro d by Mayor for Subm' io to C�uncil , �IiSNED h1�R - 5 1988 � SP INGSTED INCORPORATED G ���i . � () (�`�7v , Pub ic Finance Advisors 85 ast Seventh Place,Suite 100 , Sai t Paul,Minnesota 55101•2143 612 223•3000 �2��00�00� CITY OF SAINT PAUL, MIt�ESOTA GENERAL OBLIGATION STREET IMPROVEMENT SPECIAL ASSESSMENT BOI�DS, SERIES I 988D AWARD: FIRST BANC, N.A. NORWEST INVESTMENT SERVICES, INCORPORATED SALE: Februory 22, 1988 Moody's Rating: Aa S 8�P's Rating: AA+ Interest Netinterest Bidder Rates Price Cost & Rate FIRST BANK, A. 5. 10% 1990 $2,654, 100.00 $2,072,290.00 NORWEST INV STMENT SERVICES, 5.30% 1991 (6.8539%) INCORPOR TED 5.5096 1992 5.70% 1993 5.859'0 1994 6.009'0 1995 6. I5� 1996 6.30� 1997 6.409'0 1998 6.50� I999 6.60% 2000 6.70� 2001 6.809'0 2002 6.90% 2003 7.00% 2004-2005 7. 10°� 2006-2007 7.2096 2008-2009 PRUDENTIA -BACHE SECURITIES 5.70% 1990-1993 $2,661 , 183.00 $2,095,382.00 INCORPO ATED 5.90� 1994 (6.9303192%) THE NORTH RN TRUST COMPANY 6. 10� 1995 Connecticut ational Bank 6.309b I996 Prescott, Bal & Turben, inc. 6.40°� I997 George K. B um & Company 6.50°�b I 998 Moore, Jura and Company, Incorporated 6.60°�O 1999 Masterson & Company 6.70% 2000 6.80� 2001 6.909b; 2002 7.00% 2003 7. 10% 2004 7.209d 2005-2009 SHEARSON LEHMAN BROTHERS INC. 5. I 0� I 990 $2,658,656.75 $2,097,740.75 5.30°{o I 99 I (6.938 I°,�o) 5.50� 1992 5.7096 1993 5.90% 1994 6. 10� 19g� 6.25`� 1996 - 6.4090 1997 6.50°0 1998 6.60% 1999 6.709'0 2000 6.80°� 2001 6.90� 2002 7.00% 2003 7. I 0% 2004 7.20% 2005 7.29% 2006-2009 Interest Netlnterest Bidder Rates Price Cost & Rate GRIFFIN, KUBIK, STEPHENS & 5. I 0% I 990 $2,659,447.00 $2, I 08,070.50 THOMPSON INC. 5.409b 1991 (6.972285%) BLUNT, ELLIS� & LOEWI, 5.609'o I 992 INCORPORATED 5.75°J'o 1993 CLAYTON BROWN & ASSOCIATES 5.90� 1994 6. 10� 1995 6.25� 1996 6.409� 1997 6.5096 1998 6.60% I 999 6.759b 2000 6.90% 2001 7.0096 2002 7. 10� 2003 7.20% 2004 7.25� 2005-2009 TF� FIRST NATIONAL BANK OF 5.009b 1990 $2,659, I 19.00 $2, 120,541 .00 CHICAGO 5.259'0 1991 (7.0135%) DREXEL BURNHAM LAMBERT 5.5096 1992 INCORPORATED 5.70°�'0 1993 PIPER, JAFFRAY & HOPWOOD 5.8096 1994 INC'ORPORATED 6.00°,� I995 William Blair & Company 6.2090 1996 Hutchinson, Shockey, Erley & Company 6.40°� 1997 LaSalle National Bank 6.5096 1998 Van Kampen Merritt Inc. 6.70°�6 1999 American National Bank Saint Paul 6.90°,�0 2000 Robert W. Baird & Company 7.00% 2001 Incorporated 7. 10% 2002 Securities Corporation of lowa 7.20°�'0 2003 The Exchange National E3ank of Chicago 7.25�0 2004 - In Association Vt�ith - 7.30°�'0 2005-2009 ALEX. BROWN & SONS, INC. DAIN BOSWORTH INCORPORATED Dougherty, Dawkins, Strand & Yost, Incorporated Howe, Barnes & Johnson, Inc. Juran & Moody, lncorporated John G. Kinnard & Company Incorporated Peterson Financial Corporation CITICORP INVESTMENT BANK 5.2596 1990 $2,654, 100.00 $2, 153,442.50 THE FIRST BOSTON CORPORATION 5.SO�Xo I 991 (7��223qo) FIRST INTERSTATE CAPITAL MARKETS 5.7096 1992 INCORPORATED 5.9090 1993 MANUFACTURERS HANOVER TRUST 6. 1096 1994 COMPANY 6.25% 1995 Ehrlich-Bober & Company, Incorporated 6.409'0 1996 Bank of Boston 6.SOao 1997 Thomson McKinnon Securities, 6.6096 1998 Incorporated 6.759b 1999 The Chicago Corporation 6.90% 2000 Howard, Weil, Labovisse, Friedrichs 7.009� 2001 Incorporated 7. 109b 2002 Marine Bank, N.A. 7.209b 2003 Roosevelt & Cross, Incorporated 7.309'0 2004 Rotan Mosle Inc. 7.40% 2005-?_OQ9 R.W. Corby & Company, Inc. E.A. Moos & Co. Inc. Arch W. Roberts & Co. State Street Bank and Trust Company ----------------------------------------------------------------------------------------- These Bonds are being reoffered at par. BBI: 7.55 Average Maturity: I 1.20 Years SPRING TED INCORPGRATED /�,�`"���(�� � . . V' ' PublicFin nceAdvisors EXHIBIT A 85 East S venth Place.Swt� !n0 Sa�nl?aui Minnesota 55? ;' '.:; ,�� 612 223� 000 �� ��7��� CITY OF SAINT PAUL, MIM�ESOTA GEPERAL OBLIGATION BOI�S Consisting of: $1 I, 50,000 General Obligation Capital Impravement Bonds, Seriesl9888 and $500,000 Ge�eral Obligation Urban Renewal Bonds, Series 1988C AWARD: HARRIS TRUST APD SAVINGS BAN< , NORWEST INVESTMENT SERVICES, INCORPORATED FIRST BANC, N.A. And Associates SALE: February 22, 1988 Moody's Rating: Aa S 8�P's Rating: AA+ � nterest et nterest Bidder Rates Price Cost & Rate HARRIS TRUST AND SAVINGS BANK 4.80� 1989 $I 1 ,615,499.25 $4,332,613.25 NORWEST INV STMENT SERVICES, 5. 109'0 1990 (6.1630%) INCORPORA ED 5.30� 1991 FIRST BANK, .A. 5.50� 1992 American Nati nal Bank and Trust 5.70% 1993 Company of hicago 5.80% 1994 Bank One India apolis, N.A. 6.00°�'0 1995 Cowen & Co. 6. 10°�'0 1996 = Fleet National Bank 6.25% 1997-1998 � PRUDENTIAL ACHE SECURITIES 4.759'o I 989 $I I ,599,587.25 $4,365,925.25 INCORPOR TED 5. 1096 1990 (6.21042�) THE NORTHE N TRUST COMPANY 5.30�o I 991 Connecticut ational Bank 5.509'0 1992 Prescott, Ball & Turben, Inc. 5.70% 1993 George K. Ba m & Company 5.90% 1994 Moore, Juran nd Company, Incorporated 6.009'0 1995 Masterson �: ompany 6.209'0 1996 6.25% 1997-1998 GRIFFIN, K BIK, STEPHENS & �+.625� I 989 $I I ,550,420.00 $4,375,542.50 THOMPSO , INC. 5.509'o I 990 (6.224 I%) BLUNT, EL IS & LOEWI, 5.4090 1991 INCORPO ATED 5.60% 1992 CLAYTON ROWN & ASSOCIATES, 5.75% 1993 INCORPO ATED 5.909'0 1994 6. 10% 1995 6.25% 1996 6.00�6 1997-1998 �SHEARSO LEHMAN BROTHERS INC. 4.9096 I 989 $I I ,647, I 87.50 $4,391 , I 87.SO 5. 109b 1990 (6.24639'a) 5.309'0 1991 5.50°� 1992 5.70'� 1993 5.9096 1994 6. 10% 1995 6.25% 1996 6.40% 1997 6.509b 1998 (Continued) . � Interest Netlnterest Bidder Rates Price Cost & Rate THE FIRST NATIONAL BANK OF 4.75% I 989 $I I ,617,765.50 $4,394,659.50 CHICAGO 5.00% I990 (6.2512°�6) DREXEL BURNHAM LAMBERT 5.25% 1991 INCORPORATED 5.50� 1992 PIPER, JAFFRAY & HOPWOOD 5.70� 1993 INCORPORATED 5.80�6. I 994 William Blair & Company 6.0096 1995 Hutchinson, Shockey, Erley & Company 6.20% 1996 LaSalle National Bank 6.40% 1997 Robert VV. Baird & Company, 6.50% 1998 � Incorporated Securities Corporation of lowa The Exchange National Bank of Chicago - In Association With - ALEX. BROWN & SONS, INC. DAIN BOSWORTH INCORPORATED Dougherty, Dawkins, Strand & Yost, Incorporated Howe, Barnes & Johnson, Inc. Juran & Moody, Incorporated John G. Kinnard & Company Incorporated Peterson Financial Corporation � ' CHEMICAL BANK 5. I 0°� I 989-I 990 $I I ,6 I 2,249.75 $4,432,550.25 PAINEWEBBER INCORPORATED 5.40°� 1991 (6.30519b) NATIONAL WESTMINSTER BANK USA 5.609b 1992 Centerre 3ank NA 5.80% 1993 Allison-Williams Company 6.00°I'o 1994 b. 10�'0 1995 6.25% 1996 6.40g6 1997-1998 CITICORP INVESTMENT BANK 5.00� 1989 $I I ,572,250.00 $4,465,387.50 THE FIRST BOSTON CORPORATION 5.25� 1990 (6.3519�) t FIRST INTERSTATE CAPITAL 5.50°J'o 1991 MARKETS INCORPORATED 5.70°�'0 1992 MANUFACTURERS HANOVER TRUST 5.9090 1993 COMPANY 6. I 096 I 994 Ehrlich-Bober & Company, Incorporated 6.25% 1995-I998 Bank of Boston Thomson McKinnon Securities, Incorporated The Chicago Corporation Howard, VVeil, Labouisse, Friedrichs Incorporated Marine Bank, N.A. Roosevelt & Cross, Incorporated Rotan Mosle Inc. R.W. Corby & Company, Inc. E.A. Moos & Co. I nc. Arch W. Roberts & Co. State Street Bank and Trust Company ----------------------------------------------------------------------------------------- REOFFERING SCHEDULE OF THE PURCHASER Rate Year Yield 4.�i�� I�89 F'ar 5.1096 1990 Par 5.30°�O I 991 Par 5.5096 I 992 Par 5.70% I 993 Par 5.809'a 1994 5.859b 6.00°'0 1995 � Par 6.I 0°� I 996 6.I 596 6.25°'o I 997 6.309'0 6.25� I 998 6.40� BBI: 7.55 Average Maturity: 5.98 Years � SPRINGS ED . � ��-� a�� Public Fin nce Advisors '�'-y 85 East S venth Place.Suite 100 Saint Paul Minnesota 55101�2143 612223•3 00 February Z, 1988 Mr. Euge e A. Schiller, Director Departme t of Finance and Management Services 365 City Hall Saint Pa 1 , Minnesota 55102 Re: Re ommendation for Award of Sale of $11,750,000 General Obligation Bo ds, Series 1988 B and C, and $2,700,000 General Obligation Street Improvement Special Assessment B nds, Series 1988D Dear Mr Schiller: We hav attached the tabulation of bids received at 1:00 P.M. , Monday, Februar 22, 1988, which bids were opened and reviewed by you, Ms. Davis and Mr. Har . These ids represent very competitive proposals, meet or exceed market expect tions, and as a result are quite acceptable. We recommend the City Counci approve the separate resolutions prepared by Briggs and Morgan, which award he sale of these obligations and fix the terms and conditions of their issuan e. Since he time these sales were approved for market preparation one month ago, the b nd market has improved dramatically. We have shown below the rates we estim ted at that time, compared with the rates actually received today. Januarv 20 Februarv 22 Is ue NIC NIR NIC NIR Savin4s $11,7 0,000 $4,852,440 6.90% $4,332,613.25 6.1630% $519,826.75 $ 2, 00,000 $2,250,052 7.442% $2,072,290.00 6.8539% $177,762.00 We a preciate the quality assistance your office, tagether with Mr. Blees' staf , provided us in preparing these issues for market. Your input cont ibuted substantially to the excellent rating presentations we expe ienced, and permitted Springsted to maintain the necessary schedule for work completion which made today's successful sale possible. We ppreciate the opportunity to be of service to the City of Saint Paul . Res ectfully submitted, � �����e� c�,� Rob rt D. Pulscher � �SU Chi f Executive Officer Indiana Office: Wisconsin Office: 251 North Illinois Street,Suite 1510 500 Elm Grove Road,5uite 101 Indianapolis,Indiana 46204•1942 Elm Grove,Wiscansin 53122•0037 317•2373636 414•782•8222 ORIOY/ATOFi OATE IM1fAt� OA CqMIlTED (�,,c�`" �" F�nan�e & r�na t � ` 2 �s ss . - GREEN SHEET No:"�00364 � � ii COW'TACT PEASON � � DEPARTIAENT DIRECTOR AN1'ON(OH AS848TAN7) . Shirley Davis ���p �6w��� ��.� o "o. pounNG �ou�aron - Finance/Treasu y 292-7038 °RD��' � cm,�„ow�Y — 8J DESCR ON O ROJ /REGU . � Resolutioa provi ing for the acceptance of bids o� the sale of , , $500,000 rbaa Renewal Bonds�, , i ; i RECOYYENDATIONB:(APD�( )w Rel�(R)) COUI�CIL RESEARCM p�p'p,�p� ��g�p�� DATE IN O TE OUT ANALYST PNONE Np. ZONM10 GOAMAI8810N ISD 926 9Cli00L BOARD � . A STAPR GIARTER f�M�k8810N �h1PlETE A819 �. ADOL INFO.AO�D* 11ET9 TO CONTAC7 (�lTTl1EM __ i _ _FON AOOi.l1�0.* __FEEDBAq(ADOED* o��crcoun�cw A CIB Comm�ittee ,��„�. swwaram«�a+c«rNCw � A Bond Counsel A Fiscal Advisor a�ru►n�Pnoe��.�. �w►w.wna.wna,.w�,.�..wnr►: General Obligat on Bond Issues�Sale is scheduled' for Februarq 22, .1988, and the award to the � lowest bidder m st be acted upon within twentq fbur hours of sale ia order to achieve market � interest rate. Five affirmative Council votes a,re required to accept the most favorable bid. .�usrwcnro�+cc,owe.�a. a.�s►: •_' Issuance of the e bonds carries out the City's �apital Improvemen� Program, and Street Improvement Pro ram. ": CON9BOUENCEB(VVhst,Whsn ma To Whan►: ' The failure of this resolution would require re�cheduling of the issues, thereby. i.mposing additional cos s to the City and delay in construction programs. �u.r��rnes: an� c�ns i � . �sromiw�cec�nrs: �� � Each year, th City markets general obligation� bonds to fund the Capital Improvement Budget Program. � uc�a.�suffa: � - Bonds are awa ded as authorized by City Statutje and Stat ' Law. Legal issues have been ' addressed by ity Attorney and Bond Counsel. . j� ;