89-1237 W1i1T6� - C�TV CLERK
PINK - FINANCE CITY OF S NT PAUL . Council
CANARV - OEPARTMEN T
BLUE - MAVOR File NO. �
� - ouncil solution � 5
Presented By
Referred To Committee: Date
Out of Committee By Date
RESOLUTION RECIT N A PROPOSAL FOR
REFINANCING TWO L I-FAMILY RENTAL
HOUSING DEVELOP E S THROUGH THE _
ISSUANCE OF REFUNDI G ONDS, AUTHORIZING
THE PREPARATION OF N C SARY DOCUMENTS AND
MATERIALS IN CONN CT ON WITH THE SAID
DEVELOPMEN S ND BONDS
( 900 COMO LAKE N HIGHLAND PARK
RETIREMENT RES D CE PROJECTS)
WHEREAS,
(a) Minnesota t utes, Chapter 462C
(the "Act) confers u o cities, or housing
and redevelopment au h ities or port
authorities authoriz d y ordiance to
exercise on behalf o city the powers
conferred by the Act e power to issue
revenue bonds to fin n a program for the
purposes of planning ministering, making or
purchasing loans wit spect to one or more
multi-family housing d elopments within the
boundaries of the ci y;
COUNCIL MEMBERS Requested by Department of:
Yeas Nays ' ,
Dimond (
i.ong �-' In Favor
Goswitz
s�ch;`�� Against BY - ���
Sonnen
Wilson
Form Approved by City Attorne
Adopted by Council: Date
Certified Passed by Council Secretary � �y �
By
Approved by �Vlavor: Date _ Appr d by Mayor for S 's ion t ouncil
By By
. � . ��,�..�7
OEPARTMENTlOFFI�JCOUNqL � DATE INITIATED
P.E.o. Housing 6/27/89 REEN SHEET No. 3��T�0,�
CONTACT PERSON d PHONE � DE ENT OIRECTOR �GTY COUNGL
Gary Peltier Ext. 3351 ��� ATTORNEY ¢ �9 9�cmcx�nc
MUBT BE ON OOUNqL A(iENDA BY(DAT� ROU7INO BU ET DIRECTOR �FlN.8 MOT.SERVICES DIR.
7/11/8 9 MA OR(OR ASSIST �
TOTAL N OF SIGNATURE PAGES 2 (CLIP ALL L TIO 8 FOR SIGNATUR�
ACTION REQUE8TED:
Execution of attached City Council re 1 tion providing preliminary .approval
of refunding bonds , and authorizing H o provide final approval .
f�COMMENDATIONS:Approve(IU a R�Jsct(i� COUNCIL C�A TT RCH REPORT OPTIONAL
ANALYST PHONE NO.
_PLANNINO COMMISSION _CIVIL 8ERVi(:E COMMIS810N
CIB COMMITTEE _
�STAFF _ COMMENT3:
_D�TRICT COURT _
SUPPORTS WHICH COUNCIL OBJECTIVE4
INITIATIN(i PROBLEM,ISSUE,OPPORTUNITV(1Nho,Whe�Whsn,Whsre,Why):
HRA issued tax exempt bonds in 1984 or the Highland Park Retirement Center
(aka The Wellington) and the 900 Com L ke rental housing elderly projects;
neither project has worked well fina ci lly. It is currently proposed to
refund the original bonds to arrive at a lower interest rate and put the
projects on sound footing.
ADVANTAOE8 IF MPROVED:
The two projects can operate in a fi a ially better position and prevent
a default on each of the projects . e lopers will pay HRA and City out-
of-pocket expenses for the refunding nd continue the payment of the
annual fees to HRA.
DI8/1DVANTAOEB IF APPROVED:
None apparent
DISADVANTAOE8 IF NOT APPROVED:
Potential default of the two projec s .
To AMOUNT OF TRANSACTION s 11,7 0 0 ,0 0 0 CpgT/REVENUE BUDQETED(CIRq.E OI�1� YES No �/A
FUNDING80URCE Refundin bond roceeds ACTIViTYNUM9ER N/A
FlNANCIAL INFORMATION:(EXPWN)
� �� . , � . ��/.?37
� (b) The Housi g nd Redevelopment
Authority of the Ci y f Saint Paul, Minnesota
(the "HRA" ) has bee signated, by ordinance,
to exercise, on beh 1 of the City of St.
Paul, Minnesota (th " ity" ) the powers
conferred by Minnes t 5tatutes, Section
462C. 01 to 462C. b8 t "Act" ) ;
(c) By Resolu i No. 84-1287, the City
Council of the City of Saint Paul authorized
. � the HRA to issue it using Development
Revenue Bonds pursu n to the Act to finance
two projects, one o n by 900 Como Lake
Limited Partnership ( e "Como Project" ) and
the other ownetl by i land Park Retirement
Residence Limited P r ership (the "Highland
Project" ) (each of a' partnerships being
referred to in this r olution as a
"Developer" ) ;
(d) The HRA i s d its $12, 065, 000
Housing Development R enue Bonds (FHA-Insured
Mortgage Loans) Ser es 1984 (the "Prior
Bonds" ) pursuant to a rust Indenture dated as
of October 1, 1984 t "Original Indenture" )
between the HRA and No west Bank Minnesota,
National Associatio ( formerly, Norwest Bank
Minneapolis, Nation 1 ssociation) as trustee;
(e) The proce ds of the Prior Bonds have
been utilized, in p rt, to acquire FHA-insured
mortgage loans made to finance the Como
Project and the Hig l d Project, respec-
tively, and the pro ee s of the Prior Bonds
were used in part t f nd reserve funds and to
pay the costs of au ho ization, issuance and
delivery of the Pri r onds;
( f) The owner o the Como Project and
the Highland Projec ve now proposed to the
, HRA that it should ss e its refunding bonds
(the "Rsfunding Bon s" ) to refinance and
refund the Prior Bo ds, and that the Refunding
Bonds should be iss ed in two series, one for
each project, pursu nt to separate indentures
of trust;
2
,c,u�
� � . . . ���/•�3 7
(g) The owne s of the Como Project and
Highland Project h v retained Dougherty,
Dawkins, Strand & o t Incorporated
( "Dougherty Dawkin " ) to act as underwriters
and investment ban e s for the Refunding
Bonds;
• (h) The owne s f the Como Project and
the Highland Proje t, and Dougherty Dawkins,
have proposed term d conditions for the
. � . Refunding Bonds wh c require the City to
publish a notice d sc ibing the proposal to
issue refunding bo ds, and to hold a public
hearing thereon; a d public hearing on said
refunding bonds wa ld on July 11, 1989,
after notice was p bl ' shed, as required by
Minnesota Statutes a federal income tax law,
at which public he ri g all those appearing
who desired to spe k ere heard;
(i) The Minn so a Housing Finance Agency
approved the finan in program for the
Projects prior to he issuance of the Prior
Bonds, and Minneso a tatutes, Chapter 462C
does not require t at a new financing program
be submitted to or ap roved by the Minnesota
Housing Finance Ag nc in connection with the
issuance of refund ng bonds;
� ( j ) No publi o ficial of the City has
either a direct or 'in irect financial interest
in the Projects, t e rior Bonds or the Re-
funding Bonds, nor wi 1 any public official
either directly or in irectly benefit finan-
cially from the Pr je ts, the Prior Bonds or
the Refunding Bond .
NOW THEREFORE, BE IT RE OL ED by the City Council of the
City of Saint Paul, Minriesot , s follows: �-
1 . The City hereb p eliminarily approves the
proposal of the Developers t at the HRA issue refunding bonds
(the "Refunding Bonds" ) to p y 11 of the outstanding
principal of and accrued int re t on the Prior Bonds through
their date of redemption (wh'ch date shall be no later than 90
days following the date of i su nce of the Refundinq Bonds)
pursuant to a financing agre me t between the HRA and each of
,..��
� � . . . 1��9-/�z3Z
the Developers relating to t e ssuance and sale of the
Refunding Bonds in a total p in ipal amount not to exceed the
outstanding principal amount an accreted value of the Prior
Bonds (approximately $5,350, 00 with respect to the Como
Project and approximately $6, 35 , 000 with respect to the
Highland Project) , which Ref nd ng Bonds shall be issued
pursuant to the Act to refin nc the Projects; and the
• financing agreements may pro id for the entire interest of
the Developers to be mortgag d or the benefit of the
purchasers of the Refunding on s, or a trustee for the
. owner(s) of the Refunding Bo ds and the City, acting by and
through the HRA, hereby unde ta es preliminarily to issue its
Refunding Bonds in accordanc w th such terms and conditions;
2 . The Refunding on s will be structured to be
issued in two series, one fo e ch project, pursuant to a
separate indenture of trust or each, and will be structured
to utilize mortgage insuranc p ovided by the Federal Housing
Administration.
3 . On the basis o i formation available to the
City it appears, and the Cit h reby finds: that the Projects
constitute multi-family hous 'ng developments within the
meaning of subdivision 5 of ec ion 462C.02 of the Act and are
multi-family developments de ig ed primarily for occupancy by
elderly persons within the m an ng of subdivision 4 of Section
462C.05 of the Act; that the Pr jects are primarily occupied
by persons of low income and by elderly persons; the avail-
ability of the financing und r he Act and the willingness of
` the City to furnish such fin nc ng has been a substantial
inducement to the Developers to undertake the Projects, and
that the effect of the Proje ts has been to provide additional
multi-family rental housing pp rtunities to residents of the
City, to assist in the redev lo ment of blighted and marginal
land and to promote more int ns ve development and use of land
within the City; and that th r financing of the Projects
through the issuance of the ef nding Bonds by the HRA will
substantially improve the fi an ial viability of. the Projects
so as to enable their contin ed operation as decent, safe and
sanitary housing for persons of low income and elderly
persons;
4 . The proposal t at the HRA refinance the Projects
by the issuance of revenue r fu ding bonds, is hereby given
preliminary approval by the it , subject to final approval by
the HRA, the Developers and he purchasers of the Refunding
Bonds as to ultimate details f the refinancing;
,��
• . , ��I`-/.?�7
5 . Pursuant to Cha t r 72, Saint Paul, Minnesota,
Administrative Code, the Cit h reby authorizes and directs
The Housing and Redevelopment A thority of the City of Saint
Paul, Minnesota (the "HRA" ) t ssue the housing revenue
refunding bonds to refinance h Projects and to take all
actions necessary or desirabi n connection therewith, and no
further approval or authoriza i n of the City shall be
• required;
6 . The Developers a e agreed and it is hereby
� determined that any and all c s s incurred by the City or HRA
in connection with the refina c ng of the Projects whether or
not the Refunding Bonds are i' s ed will be paid by the
Developers;
7 . Briggs and Mor n Professional Association, and
: Dougherty Dawkins, acting as 'n estment bankers, are author-
ized to assist in the prepara i n and review of necessary
documents relating to the ref ' n ncing of the Projects and the
issuance of the Refunding Bon s to consult with the City
Attorney, Developers and purc a ers of the Refunding Bonds (or
trustee for the purchasers of t e Refunding Bonds) as to the
maturities, interest rates an ther terms and provisions of
the Refunding Bonds and as to t e covenants and other provi-
sions of the necessary docume t and submit such documents to
the HRA for final approval;
8 . Nothing in this R solution or the documents
prepared pursuant hereto shal uthorize the expenditure of
� any municipal funds on the Pr j cts other than the revenues
derived from the Projects or t erwise granted to the City or
HRA for this purpose. The Re u ding Bonds shall not consti-
tute a charge, lien or encumb' a ce, legal or equitable, upon
any property or funds of the i y or HRA except the revenue
and proceeds pledged to the a ent thereof, nor shall the
City or HRA be subject to any 1 ability thereon. The holders
of the Refunding Bonds shall e er have the right to compel
any exercise of the taxing po e of the City or HRA to pay the
outstanding principal on the e unding Bonds or the interest
thereon, or to enforce paymen hereon against any property of
� the City or HRA. The Refundi g Bonds shall recite in
substance that the Refunding o ds, incl.uding *he interest
thereon, are payable solely f o the revenues and proceeds
pledged to the payment thereo . The Refunding Bonds shall not
constitute a debt of the City o HRA within the meaning of any
constitutional or statutory 1 'm'tation of indebtedness .
5
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WHITEs — CITV CLERK
PINK — FINANCE GITY OF A NT PAUL Council I�I�/�
CANARV — DEPARTMENT �+�//7i
BLIYE — MAVOR File NO. ��� —
� � Council solution
Presented By
Referred To Committee: Date
Out of Committee By Date
9 . In anticipation of t e issuance of the Refunding
Bonds to refinance the Projects, a d in order that the
completion of the refinancing wi 1 not be unduly delayed
when approved, the Developers ar ereby authorized to:
negotiate with a corporate fiduc'a y to act as trustee
for the Refunding Bonds; to nego i te with an appropriate
mortgage banker to act as servic r for the FHA-insured
mortgage loans securing each ser' e of Refunding Bonds,
and in that connection to replac' he mortgage banker currently
acting as servicer for the FHA-i s red mortgage loans securing
the Prior Bonds; to negotiate wi h the Federal Housing
Administration for insurance of econd mortgage loan
which will secure the Refunding o ds (provided that such
second mortgage loan shall not h v the effect of increasing
the principal amount of Refundin onds over the figure
stated in paragraph 1 hereof ) . o e of such actions shall
give rise to any pecuniary or ot e liability on the part
of the City or HRA.
10 . Except to the ex n any earlier resolutions
of the City or the Authority wi espect to the Projects
and the financing therefor may nconsistent with this
resolution, this resolution sha 1 ot be construed to amend,
repeal or vitiate such earlier s lutions.
Adopted by the City C n il of the City of Saint
Paul, Minnesota this llth day of J ly, 1989 .
COUNCIL MEMBERS Requested by Department of:
Yeas Nays
Dimond
Lona [n Favor
coswitz
�l'`'�'� ,�-----
s�ne n�� � _ Against By �
Sonnen
.i�15lse�r
JUL 1 1 t989 Form Approved by City Attorney
Adopted by Council: Date �
Certified Pass Council S tar � � °�g�
sy +
t�pp o by INavor: Date � , 2 �9 Appr e b Mayor for Submi 'on �o Council
By By
pUBUSlEA J U L 2 2 1989
, ��i�.��
.. • • ..y
, . ,.� � l
J
� � ,
CITY OF AI T PAUL �
INTERDEPARTME A MEMORANDUM
RfCEIVED
DATE: June 23, 1989
�uN 2�1989
CITY CLERK
T0: A1 Olson
FROM: Sheri Pemberton�
RE: CITY COUNCIL PUBLIC HEARIN F R JULY 11, 1989
Attached is a copy of the Public Heari g otice which will be published in the
St. Paul Legal Ledger and the St. Pau1 Di patch Pioneer Press on Saturday,
June 24, 1989.
Please place this public Hearing on th C ty Council Agenda for Tuesday, July
11, 1989. A City Council Resolution w 11 be forwarded to you by the City
Attorney's Office prior to the City Co nc 1 meeting.
Thank you.
cc: Jim Hart
Gary Peltier
� .� . (,� �q-�o?3�
.,
520X -
NOTICE OF PU LIC HEARING
ON A PROPOSAL TO IS UE BONDS TO REFUND
THE HOUSING DEVE 0 MENT REVENUE BONDS
(FHA-INSURED MORTG G LOANS) SERIES 1984
ORIGINALLY ISSUED BY T E OUSING AND REDEVELOPMENT
• AUTHORITY OF TfiE CIT 0 SAINT PAUL, MINNESOTA
Notice is hereby given ha the City Council of the City
of Saint Paul, Mi�inesota, wi 1 eet in the City Council
chambers of the City Hall in th City of Saint Paul, Minnesota
at 9 : 00 o 'clock A.M. on July ll, 1989 to consider the proposal
of 900 Como Lake Limited Par ne ship, a Minnesota limited
partnership, and Highland Pa k etirement Residence Limited
Partnership, a Minnesota lim te partnership (the
"Developers " ) that the City pp ove the issuance of Refunding
Bonds by the Housing and Red ve opment Authority of the City
of Saint Paul, Minnesota (th " RA" ) to refund $12 , 065, 000
Housing Development Revenue on s (FHA-Insured Mortgage Loans)
Series 1984 (the "Prior Bond " ) originally issued by the HRA
on October ].7 , 1984 .
Under the proposal, the H , on belialf of the City of
St. Paul, will issue housing r.e enue refunding bonds (the
"Refunding Bonds " ) to refund th Prior Bonds and to refinance
the projects originally fina ce through the Prior Bonds . The
Refunding Bonds will be issu d ' n two separate series , one for
each project, pursuant to se ar te indentures of trust, in an
aggregate principal amount n t o exceed the outstanding
principal amount and accrete v lue of the Prior Bonds .
Approximately $5, 350, 000 of he Refunding Bonds will be issued
for the project owned by the 90 Como Lake Limited
Partnersh5.p, and approximate y 6 , 350, 000 of the Refunding
Bonds will be issued for the pr ject owned by the Highland
Park Retirement Residence Li it d Partnership.
Said Refunding Bonds, a a d when issued, will not
constitute a charge, lien or er. umbrance upon any property of
the City of Saint Paul or th H , except the multifamily
rental housing projects refi an ed thereby and the revenues to
be derived from such project ( ' ncluding insurance provided by
the Federal Housing Administ at 'on) and other revenues
specifically pledyed thereto uch Refunding Bonds will not
be a charge against the City s eneral credit or taxing powers
but will be payable solely f o sums to be paid by the owners
of each of the projects purs an to revenue agreements .
� - - � C�F��-�aa?
.� � . -
Further information conc �r ing the projects and the
refinancirig thereof may be o a ned from the Housing Division,
Department of Planning and Ec n mic Development, City Hall
Annex - 12th Floor, 25 West F u th Street, St. Paul, Minnesota
55102 (Telephone: 228-3200) .
• At the time and place fi e for the public hearing, the
City Council of the City of S i t Paul wiil give all persons
who appear at the hearing an p ortunity to express their
. views with respect to the ref'' n ncing proposal .
Dated this 24th day of J n , 1989 .
(BY R ER OF THE CITY COUNCIL OF THE
CITY 0 SAINT PAUL, MINNESOTA)
By B RT B. OLSON
Ci y Clerk